<SEC-DOCUMENT>0000720672-19-000012.txt : 20191119
<SEC-HEADER>0000720672-19-000012.hdr.sgml : 20191119
<ACCEPTANCE-DATETIME>20191119155605
ACCESSION NUMBER:		0000720672-19-000012
CONFORMED SUBMISSION TYPE:	13F-HR/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20190930
FILED AS OF DATE:		20191119
DATE AS OF CHANGE:		20191119
EFFECTIVENESS DATE:		20191119

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		191231086

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR/A
<SEQUENCE>1
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      <periodOfReport>09-30-2019</periodOfReport>
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      <amendmentInfo>
        <amendmentType>RESTATEMENT</amendmentType>
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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    <signatureBlock>
      <name>Ronald J. Kruszewski</name>
      <title>Chairman and Chief Executive Officer</title>
      <phone>314 342-2000</phone>
      <signature>/s/ Ronald J. Kruszewski</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>11-19-2019</signatureDate>
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<TYPE>INFORMATION TABLE
<SEQUENCE>2
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         <shrsOrPrnAmt>
             <sshPrnamt>65157</sshPrnamt>
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             <sshPrnamt>16666</sshPrnamt>
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             <sshPrnamt>13894</sshPrnamt>
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             <None>0</None>
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         <cusip>30734W109</cusip>
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             <sshPrnamt>78401</sshPrnamt>
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         <votingAuthority>
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             <None>0</None>
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         <cusip>30734W117</cusip>
         <value>54</value>
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             <sshPrnamt>44684</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
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             <sshPrnamt>6</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>GS ACQUISITION HLDGS CORP</nameOfIssuer>
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         <cusip>36255F102</cusip>
         <value>256</value>
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             <sshPrnamt>25095</sshPrnamt>
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             <None>0</None>
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         <cusip>38286G109</cusip>
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             <sshPrnamt>34654</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48716P108</cusip>
         <value>50</value>
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             <sshPrnamt>3822</sshPrnamt>
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             <None>0</None>
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         <value>513</value>
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             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <cusip>51476X105</cusip>
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             <sshPrnamt>74207</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <sshPrnamt>24735</sshPrnamt>
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         <cusip>524643103</cusip>
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             <None>0</None>
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             <sshPrnamt>21234</sshPrnamt>
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         <cusip>90070A202</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>909839102</cusip>
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         <nameOfIssuer>ECHO GLOBAL LOGISTICS INC</nameOfIssuer>
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         <value>8</value>
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         <nameOfIssuer>ENERSYS</nameOfIssuer>
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             <None>788</None>
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             <None>15</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>10</None>
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         <nameOfIssuer>EQUINOR ASA</nameOfIssuer>
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         <cusip>29446M102</cusip>
         <value>31</value>
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             <None>1590</None>
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         <nameOfIssuer>EQUITRANS MIDSTREAM CORPORAT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294600101</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>145</None>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <value>10</value>
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             <None>316</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>55608B105</cusip>
         <value>43</value>
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             <None>1088</None>
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         <value>33</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>559222401</cusip>
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         <cusip>565849106</cusip>
         <value>6</value>
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             <None>494</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
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             <None>891</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>56</None>
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         <nameOfIssuer>MARRIOTT VACTINS WORLDWID CO</nameOfIssuer>
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             <None>149</None>
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         <value>36</value>
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         <cusip>67623C109</cusip>
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         <cusip>680223104</cusip>
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         <nameOfIssuer>OLLIES BARGAIN OUTLT HLDGS I</nameOfIssuer>
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             <None>2742</None>
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         <cusip>682189105</cusip>
         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
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             <None>2372</None>
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         <cusip>684060106</cusip>
         <value>7</value>
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     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>123</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8044</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8044</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>135</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>386</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>483</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>483</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSENTERIX INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>89366M201</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>13000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>183</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896818101</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIPADVISOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896945201</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>249</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>249</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>17</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>2U INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90214J101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>721</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>302</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UDR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902653104</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>487</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>487</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>398</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>620</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>U S CONCRETE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>90333L201</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>163</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>108</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>904311107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>204</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNIFIRST CORP MASS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>904708104</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>328</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>468</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED AIRLINES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>33</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911363109</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>146</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>698</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>698</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>130</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91879Q109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>27</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD GROUP</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>419</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3500</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>998</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>609</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>1762</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>43761</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VAREX IMAGING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92214X106</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>660</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>660</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>533</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>533</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>713</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>713</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>5155</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>18910</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>67</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>96</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>380</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>380</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>570</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>29</value>
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         <value>7</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
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         <value>47</value>
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         <value>118</value>
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         <titleOfClass>SHS</titleOfClass>
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         <value>70</value>
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         <value>4</value>
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         <cusip>N20146101</cusip>
         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>SHS</titleOfClass>
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         <value>15</value>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>69</value>
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         <value>13</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>000868109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00090Q103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>80</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
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         <cusip>00162Q478</cusip>
         <value>688</value>
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         <value>751</value>
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         <cusip>00162Q858</cusip>
         <value>1826</value>
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         <cusip>00162Q866</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>321</value>
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         <value>228</value>
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             <None>8718</None>
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         <cusip>003263100</cusip>
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         <cusip>00326L100</cusip>
         <value>1644</value>
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             <sshPrnamt>2208</sshPrnamt>
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         <cusip>00401C108</cusip>
         <value>960</value>
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         <cusip>008474108</cusip>
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             <None>2611</None>
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     <infoTable>
         <nameOfIssuer>EXELIXIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161Q104</cusip>
         <value>2631</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>9070</None>
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         <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>30212P303</cusip>
         <value>10893</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81442</sshPrnamt>
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             <None>2555</None>
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     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>9065</value>
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             <sshPrnamt>122179</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>4850</None>
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     <infoTable>
         <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30225T102</cusip>
         <value>1352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11396</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>10928</Sole>
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             <None>468</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXTERRAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30227H106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>82560</value>
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             <sshPrnamt>1169451</sshPrnamt>
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             <None>65979</None>
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         <nameOfIssuer>FLIR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>2443</None>
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         <nameOfIssuer>F M C CORP</nameOfIssuer>
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         <value>741</value>
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             <sshPrnamt>8460</sshPrnamt>
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             <Sole>8423</Sole>
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         <nameOfIssuer>FNB CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>555</value>
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             <sshPrnamt>48228</sshPrnamt>
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             <Sole>31696</Sole>
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             <None>0</None>
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         <nameOfIssuer>FTI CONSULTING INC</nameOfIssuer>
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         <value>42</value>
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             <sshPrnamt>400</sshPrnamt>
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             <None>18</None>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>104912</value>
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         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
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             <None>2032</None>
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         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
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         <value>326</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32738</Sole>
             <Shared>0</Shared>
             <None>160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIDUCIARY CLAYMORE ENGRY INF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31647Q106</cusip>
         <value>137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>5208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>176037</Sole>
             <Shared>0</Shared>
             <None>14515</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FINANCIAL INSTNS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>317585404</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15131</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>3111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224606</Sole>
             <Shared>0</Shared>
             <None>6321</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>1850</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30525</Sole>
             <Shared>0</Shared>
             <None>1111</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22420</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319829107</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11657</Sole>
             <Shared>0</Shared>
             <None>3446</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319835104</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23731</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23731</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CMNTY BANKSHARES INC V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31983A103</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7761</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>1ST CONSTITUTION BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31986N102</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15336</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32678</Sole>
             <Shared>0</Shared>
             <None>4788</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANKSHARES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32020R109</cusip>
         <value>3159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94906</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>91823</Sole>
             <Shared>0</Shared>
             <None>3083</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL CORP IND</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320218100</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4604</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4253</Sole>
             <Shared>0</Shared>
             <None>351</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>480</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25463</Sole>
             <Shared>0</Shared>
             <None>4389</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>1803</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67859</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>66523</Sole>
             <Shared>0</Shared>
             <None>1336</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>3208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78108</Sole>
             <Shared>0</Shared>
             <None>2765</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320557101</cusip>
         <value>2650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>85985</Sole>
             <Shared>0</Shared>
             <None>37983</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTST BANCSYSTEM INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32055Y201</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7183</Sole>
             <Shared>0</Shared>
             <None>85</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST LONG IS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320734106</cusip>
         <value>783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34487</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34381</Sole>
             <Shared>0</Shared>
             <None>106</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>774</Sole>
             <Shared>0</Shared>
             <None>4001</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MIDWEST BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320867104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>160</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32106V107</cusip>
         <value>357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19480</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>4403</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44408</Sole>
             <Shared>0</Shared>
             <None>1039</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>884</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15060</Sole>
             <Shared>0</Shared>
             <None>180</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>5912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190462</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>180578</Sole>
             <Shared>0</Shared>
             <None>9884</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>3416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45041</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33141</Sole>
             <Shared>0</Shared>
             <None>11900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33718W103</cusip>
         <value>3250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>138834</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>138820</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>2226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39452</Sole>
             <Shared>0</Shared>
             <None>230</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>17182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>293669</Sole>
             <Shared>0</Shared>
             <None>8938</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>4800</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36791</Sole>
             <Shared>0</Shared>
             <None>2025</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>30871</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229334</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>197260</Sole>
             <Shared>0</Shared>
             <None>32074</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CAP GR ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733F101</cusip>
         <value>1107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15086</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7291</Sole>
             <Shared>0</Shared>
             <None>7795</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TRUST SPECIALTY FINANC</nameOfIssuer>
         <titleOfClass>COM BEN INTR</titleOfClass>
         <cusip>33733G109</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25874</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25874</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>1513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>112639</Sole>
             <Shared>0</Shared>
             <None>13549</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>13487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>202858</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>199006</Sole>
             <Shared>0</Shared>
             <None>3852</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ100 TECH INDE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337345102</cusip>
         <value>7280</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83087</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78443</Sole>
             <Shared>0</Shared>
             <None>4644</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>1875</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70769</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>69689</Sole>
             <Shared>0</Shared>
             <None>1080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>49698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1425442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1383487</Sole>
             <Shared>0</Shared>
             <None>41955</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>1804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25854</Sole>
             <Shared>0</Shared>
             <None>3800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>4706</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110028</Sole>
             <Shared>0</Shared>
             <None>1899</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
         <value>4896</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>99986</Sole>
             <Shared>0</Shared>
             <None>1218</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10329</Sole>
             <Shared>0</Shared>
             <None>1033</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FINLS ALPHADEX</titleOfClass>
         <cusip>33734X135</cusip>
         <value>3783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119057</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>114198</Sole>
             <Shared>0</Shared>
             <None>4859</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>3686</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42278</Sole>
             <Shared>0</Shared>
             <None>7388</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9474</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8884</Sole>
             <Shared>0</Shared>
             <None>590</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6791</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6163</Sole>
             <Shared>0</Shared>
             <None>628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>7079</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>103856</Sole>
             <Shared>0</Shared>
             <None>4757</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>8556</value>
         <shrsOrPrnAmt>
             <sshPrnamt>288780</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>284000</Sole>
             <Shared>0</Shared>
             <None>4780</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>6404</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>106362</Sole>
             <Shared>0</Shared>
             <None>7491</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22666</Sole>
             <Shared>0</Shared>
             <None>436</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>3329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>109427</Sole>
             <Shared>0</Shared>
             <None>10694</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>1406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22502</Sole>
             <Shared>0</Shared>
             <None>898</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>8936</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132246</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78201</Sole>
             <Shared>0</Shared>
             <None>54045</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>1982</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38168</Sole>
             <Shared>0</Shared>
             <None>257</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP GRWTH ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>4845</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68621</Sole>
             <Shared>0</Shared>
             <None>602</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR STOXX EURO DIV FD</nameOfIssuer>
         <titleOfClass>COMMON SHS</titleOfClass>
         <cusip>33735T109</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27024</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR FTSE EPRA/NAREIT DE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>673</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13529</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13373</Sole>
             <Shared>0</Shared>
             <None>156</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>2232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>64328</Sole>
             <Shared>0</Shared>
             <None>670</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>3187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>60396</Sole>
             <Shared>0</Shared>
             <None>358</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>5770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>243423</Sole>
             <Shared>0</Shared>
             <None>1640</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>SWITZLND ALPHA</titleOfClass>
         <cusip>33737J232</cusip>
         <value>704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14335</Sole>
             <Shared>0</Shared>
             <None>169</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EM SML CP ALPH</titleOfClass>
         <cusip>33737J307</cusip>
         <value>1415</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37842</Sole>
             <Shared>0</Shared>
             <None>4290</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EX US SML CP</titleOfClass>
         <cusip>33737J406</cusip>
         <value>572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15748</Sole>
             <Shared>0</Shared>
             <None>534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDXX NEXTG ETF</titleOfClass>
         <cusip>33737K205</cusip>
         <value>1209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24025</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>1759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39056</Sole>
             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CAP VAL FD</titleOfClass>
         <cusip>33737M201</cusip>
         <value>1238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36744</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36744</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CP GRW ALP</titleOfClass>
         <cusip>33737M300</cusip>
         <value>1137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25937</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CAP VAL AL</titleOfClass>
         <cusip>33737M409</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11833</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11833</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19412</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19412</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>6295</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245677</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>240935</Sole>
             <Shared>0</Shared>
             <None>4742</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>8113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>162421</Sole>
             <Shared>0</Shared>
             <None>8560</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>14538</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302293</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>298898</Sole>
             <Shared>0</Shared>
             <None>3395</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14633</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>703</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37876</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>2884</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68284</Sole>
             <Shared>0</Shared>
             <None>3677</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>BUYWRIT INCM ETF</titleOfClass>
         <cusip>33738R308</cusip>
         <value>441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19665</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18976</Sole>
             <Shared>0</Shared>
             <None>689</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>14659</value>
         <shrsOrPrnAmt>
             <sshPrnamt>460991</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>458760</Sole>
             <Shared>0</Shared>
             <None>2231</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
         <cusip>33738R605</cusip>
         <value>17863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>604696</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>590767</Sole>
             <Shared>0</Shared>
             <None>13929</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RBA INDL ETF</titleOfClass>
         <cusip>33738R704</cusip>
         <value>1039</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38652</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ ARTFCIAL</titleOfClass>
         <cusip>33738R720</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14642</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13457</Sole>
             <Shared>0</Shared>
             <None>1185</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R878</cusip>
         <value>1890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70448</Sole>
             <Shared>0</Shared>
             <None>898</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>1542</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80794</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77369</Sole>
             <Shared>0</Shared>
             <None>3425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739B104</cusip>
         <value>341</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23709</Sole>
             <Shared>0</Shared>
             <None>6250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>19452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>985093</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>932701</Sole>
             <Shared>0</Shared>
             <None>52392</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11050</Sole>
             <Shared>0</Shared>
             <None>52</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANG TRADED FD I</nameOfIssuer>
         <titleOfClass>MANAGD MUN ETF</titleOfClass>
         <cusip>33739N108</cusip>
         <value>2224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39864</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39564</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8805</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>EME MRK BD ETF</titleOfClass>
         <cusip>33739P202</cusip>
         <value>601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16531</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16379</Sole>
             <Shared>0</Shared>
             <None>152</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>INSTL PFD SECS</titleOfClass>
         <cusip>33739P855</cusip>
         <value>419</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21423</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20300</Sole>
             <Shared>0</Shared>
             <None>1123</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>24356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>468098</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>462490</Sole>
             <Shared>0</Shared>
             <None>5608</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FT STRG INCM ETF</titleOfClass>
         <cusip>33739Q309</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5466</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>30643</value>
         <shrsOrPrnAmt>
             <sshPrnamt>509996</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>501502</Sole>
             <Shared>0</Shared>
             <None>8494</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SSI STRG ETF</titleOfClass>
         <cusip>33739Q507</cusip>
         <value>877</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27187</Sole>
             <Shared>0</Shared>
             <None>810</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>1748</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>124678</Sole>
             <Shared>0</Shared>
             <None>4600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>4306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211448</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>199667</Sole>
             <Shared>0</Shared>
             <None>11781</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>14088</value>
         <shrsOrPrnAmt>
             <sshPrnamt>792623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>783151</Sole>
             <Shared>0</Shared>
             <None>9472</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>3599</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69078</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>64228</Sole>
             <Shared>0</Shared>
             <None>4850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW UNCONSTRAI</titleOfClass>
         <cusip>33740F888</cusip>
         <value>6207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>238020</Sole>
             <Shared>0</Shared>
             <None>2710</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32831</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DORSY WR MOMNT</titleOfClass>
         <cusip>33741L108</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14655</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14655</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDXX INOVTV ETF</titleOfClass>
         <cusip>33741X201</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9993</Sole>
             <Shared>0</Shared>
             <None>860</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>482</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>9678</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>83846</Sole>
             <Shared>0</Shared>
             <None>9667</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLAGSTAR BANCORP INC</nameOfIssuer>
         <titleOfClass>COM PAR .001</titleOfClass>
         <cusip>337930705</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>124</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>3880</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>69609</Sole>
             <Shared>0</Shared>
             <None>11196</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>2360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18324</Sole>
             <Shared>0</Shared>
             <None>289</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE9 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>338307101</cusip>
         <value>1664</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30222</Sole>
             <Shared>0</Shared>
             <None>396</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLAHERTY &amp; CRUMRIN PFD &amp; INM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>338478100</cusip>
         <value>989</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41785</Sole>
             <Shared>0</Shared>
             <None>5367</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLAHERTY &amp; CRUMRIN PFD &amp; INM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33848E106</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLAHERTY &amp; CRUMRINE DYN PFD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33848W106</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11629</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11578</Sole>
             <Shared>0</Shared>
             <None>51</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>364</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1272</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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         <cusip>46137V100</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>88141</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>25466</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>WILDERHIL CLAN</titleOfClass>
         <cusip>46137V134</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>2625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2625</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>WATER RES ETF</titleOfClass>
         <cusip>46137V142</cusip>
         <value>903</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24658</Sole>
             <Shared>0</Shared>
             <None>103</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P SML600 VAL</titleOfClass>
         <cusip>46137V167</cusip>
         <value>476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6979</Sole>
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             <None>406</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP400 PR</titleOfClass>
         <cusip>46137V217</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>1263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>729</Sole>
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             <None>534</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP400 EQ</titleOfClass>
         <cusip>46137V225</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>17479</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17479</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P 500 TOP 50</titleOfClass>
         <cusip>46137V233</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>36401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>386</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 QUALITY</titleOfClass>
         <cusip>46137V241</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>14426</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14222</Sole>
             <Shared>0</Shared>
             <None>204</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 PUR VAL</titleOfClass>
         <cusip>46137V258</cusip>
         <value>391</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1931</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 PUR GWT</titleOfClass>
         <cusip>46137V266</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>4981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4942</Sole>
             <Shared>0</Shared>
             <None>39</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 EQL UTL</titleOfClass>
         <cusip>46137V274</cusip>
         <value>2025</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18993</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17928</Sole>
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             <None>1065</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 EQL TEC</titleOfClass>
         <cusip>46137V282</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>14491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>173</None>
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     <infoTable>
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         <titleOfClass>BUYBACK ACHIEV</titleOfClass>
         <cusip>46137V308</cusip>
         <value>1712</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27343</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>200</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>8959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>125</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 EQL HLT</titleOfClass>
         <cusip>46137V332</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>12270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 EQL FIN</titleOfClass>
         <cusip>46137V340</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>61366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
         <cusip>46137V357</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>609390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V365</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>6416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V373</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>4711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP MOMNTUM</titleOfClass>
         <cusip>46137V464</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>41726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>38350</Sole>
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             <None>3376</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <shrsOrPrnAmt>
             <sshPrnamt>21011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>6741</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <shrsOrPrnAmt>
             <sshPrnamt>54248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1200</None>
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     <infoTable>
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         <titleOfClass>GLOBAL DRGN CN</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>9330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>99</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <shrsOrPrnAmt>
             <sshPrnamt>81042</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>FTSE RAFI 1500</titleOfClass>
         <cusip>46137V597</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>2371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>707</Sole>
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             <None>1664</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DJ INDL AVG DV</titleOfClass>
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         <value>559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15076</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>600</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>FTSE RAFI 1000</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>3910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>242</Sole>
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             <None>3668</None>
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     <infoTable>
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         <cusip>46137V621</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>24025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24025</Sole>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>26681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25189</Sole>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DYNMC SEMICNDT</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>18513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18513</Sole>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>558</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>28411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>13266</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DYNMC LRG GWTH</titleOfClass>
         <cusip>46137V746</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>20235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18708</Sole>
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             <None>1527</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>11256</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>11256</Sole>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>51538</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>49261</Sole>
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             <None>2277</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DWA TECHNOLOGY</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>12782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>12520</Sole>
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             <None>262</None>
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         <titleOfClass>DWA MOMENTUM</titleOfClass>
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         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>11655</None>
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         <titleOfClass>DWA STAPLES</titleOfClass>
         <cusip>46137V886</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>13866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>13088</Sole>
             <Shared>0</Shared>
             <None>778</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>ZACKS MID CAP</titleOfClass>
         <cusip>46137Y401</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>32170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>143</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P SMLCP INFO</titleOfClass>
         <cusip>46138E115</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>8936</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>443</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P SMLCP HELT</titleOfClass>
         <cusip>46138E149</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>200</None>
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     <infoTable>
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         <titleOfClass>S&amp;P MIDCP LOW</titleOfClass>
         <cusip>46138E198</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>10957</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P INTL LOW</titleOfClass>
         <cusip>46138E230</cusip>
         <value>1021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29863</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>604</None>
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     <infoTable>
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         <titleOfClass>S&amp;P EMRNG MKTS</titleOfClass>
         <cusip>46138E297</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11987</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11987</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>46138E354</cusip>
         <value>28673</value>
         <shrsOrPrnAmt>
             <sshPrnamt>494432</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>58279</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P500 HDL VOL</titleOfClass>
         <cusip>46138E362</cusip>
         <value>5517</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>30670</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>RUSEL 1000 EQL</titleOfClass>
         <cusip>46138E420</cusip>
         <value>175204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5463801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>197717</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>PFD ETF</titleOfClass>
         <cusip>46138E511</cusip>
         <value>8282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>550429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>8141</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>NATL AMT MUNI</titleOfClass>
         <cusip>46138E537</cusip>
         <value>4537</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170716</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1985</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>KBW PREM YIELD</titleOfClass>
         <cusip>46138E594</cusip>
         <value>471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>KBW BK ETF</titleOfClass>
         <cusip>46138E628</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6016</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6016</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>INTL CORP BD</titleOfClass>
         <cusip>46138E636</cusip>
         <value>1005</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36843</Sole>
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             <None>1470</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>INTL BUYBACK</titleOfClass>
         <cusip>46138E644</cusip>
         <value>765</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24544</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>5729</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>GLOBAL WATER</titleOfClass>
         <cusip>46138E651</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138E669</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>84064</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138E784</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>92159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>CHINA TECHNLGY</titleOfClass>
         <cusip>46138E800</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>DWA SMLCP MENT</titleOfClass>
         <cusip>46138E842</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>14941</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2101</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138E867</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>52198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>DWA DEV MKTS</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>12138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>494</None>
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     <infoTable>
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         <cusip>46138G102</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>52698</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>9951</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>SR LN ETF</titleOfClass>
         <cusip>46138G508</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>133133</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138G656</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>60147</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2567</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <shrsOrPrnAmt>
             <sshPrnamt>7217</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>500</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>10226</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138G698</cusip>
         <value>665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11526</Sole>
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             <None>848</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>SOLAR ETF</titleOfClass>
         <cusip>46138G706</cusip>
         <value>998</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>400</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138G847</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>23300</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>VAR RATE PFD</titleOfClass>
         <cusip>46138G870</cusip>
         <value>5797</value>
         <shrsOrPrnAmt>
             <sshPrnamt>228082</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>2175</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>56497</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54126</Sole>
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             <None>2371</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>55537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54346</Sole>
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             <None>1191</None>
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         <cusip>46138J882</cusip>
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             <None>2096</None>
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         <nameOfIssuer>MACQUARIE GLBL INFRA TOTL RE</nameOfIssuer>
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         <nameOfIssuer>MADISON SQUARE GARDEN CO NEW</nameOfIssuer>
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         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
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         <nameOfIssuer>MAINSTAY MACKAY DEFINDTRM MU</nameOfIssuer>
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         <nameOfIssuer>MANAGED PORTFOLIO SER</nameOfIssuer>
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         <value>748</value>
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         <cusip>653656108</cusip>
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         <otherManager>2</otherManager>
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             <None>2100</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65406E102</cusip>
         <value>1217</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>67053</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>37926</None>
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         <nameOfIssuer>NISOURCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>5262</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>42573</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65487K100</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
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             <None>52</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>654902204</cusip>
         <value>2540</value>
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             <None>19855</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655044105</cusip>
         <value>479</value>
         <shrsOrPrnAmt>
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             <None>1697</None>
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         <cusip>65506L105</cusip>
         <value>347</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>400</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
         <value>7040</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>1002</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>18744</value>
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             <None>10441</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>24806</value>
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         <nameOfIssuer>NORTHERN DYNASTY MINERALS LT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66510M204</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665531109</cusip>
         <value>1112</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>60900</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>2276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>357</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>666762109</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>7500</None>
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         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>30050</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>8534</None>
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         <nameOfIssuer>NORTHWEST BANCSHARES INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>667340103</cusip>
         <value>1287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2417</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>667746101</cusip>
         <value>463</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>260</None>
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     <infoTable>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>668074305</cusip>
         <value>66</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>32</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>669549107</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10026</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
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             <None>225</None>
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         <nameOfIssuer>NOVAGOLD RES INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66987E206</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>NOVARTIS A G</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>22857</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>21364</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67000B104</cusip>
         <value>1112</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>155</None>
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     <infoTable>
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         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>7215</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>5865</None>
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     <infoTable>
         <nameOfIssuer>NOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>1179</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>1950</None>
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     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>2081</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2118</None>
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     <infoTable>
         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>7378</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>9189</None>
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     <infoTable>
         <nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
         <titleOfClass>UNIT COM</titleOfClass>
         <cusip>67058H102</cusip>
         <value>562</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>NUTANIX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>3928</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2740</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
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         <cusip>67061T101</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>6999</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NY MUN VALUE FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67062M105</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NY SELECT TAX FREE PR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67063V104</cusip>
         <value>138</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67064R102</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17100</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670656107</cusip>
         <value>991</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2875</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>9536</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>652390</Sole>
             <Shared>0</Shared>
             <None>13949</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>29311</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>16512</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>4004</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>13063</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7742</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7742</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MN TMF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>931</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67663</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65785</Sole>
             <Shared>0</Shared>
             <None>1878</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43438</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39530</Sole>
             <Shared>0</Shared>
             <None>3908</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67067Y104</cusip>
         <value>1552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>267270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>211243</Sole>
             <Shared>0</Shared>
             <None>56027</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20153</Sole>
             <Shared>0</Shared>
             <None>8764</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN 2021 TARGET TERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670687102</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14570</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>670699107</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7791</Sole>
             <Shared>0</Shared>
             <None>1901</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN FLTNG RTE INCM OPP FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>6706EN100</cusip>
         <value>1578</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>158769</Sole>
             <Shared>0</Shared>
             <None>6778</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN DIVERSIFIED DIV INCM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EP105</cusip>
         <value>114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10403</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
         <value>2583</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197696</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>185237</Sole>
             <Shared>0</Shared>
             <None>12459</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 DYN OVERWRITE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EW100</cusip>
         <value>1420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>88792</Sole>
             <Shared>0</Shared>
             <None>3288</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>2258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33739</Sole>
             <Shared>0</Shared>
             <None>681</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>3695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>228124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>220423</Sole>
             <Shared>0</Shared>
             <None>7701</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>6263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>374528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>359491</Sole>
             <Shared>0</Shared>
             <None>15037</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43660</Sole>
             <Shared>0</Shared>
             <None>3626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM OPPORTNYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>1447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>141001</Sole>
             <Shared>0</Shared>
             <None>3400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>2796</value>
         <shrsOrPrnAmt>
             <sshPrnamt>374118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>344088</Sole>
             <Shared>0</Shared>
             <None>30030</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TAX ADVANTAGED DIV GR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073G105</cusip>
         <value>221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12698</Sole>
             <Shared>0</Shared>
             <None>450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TAXABLE MUNICPL INCM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36112</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074U103</cusip>
         <value>103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
             <Shared>0</Shared>
             <None>8850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INM AND GW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16479</Sole>
             <Shared>0</Shared>
             <None>3400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20775</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYN OVERWRITE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23557</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17828</Sole>
             <Shared>0</Shared>
             <None>1300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME 2020 TARG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075L102</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVECTRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075N108</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>13652</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>1470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>56979</Sole>
             <Shared>0</Shared>
             <None>3748</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR OPPORTUNITIES 2022</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075U102</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26443</Sole>
             <Shared>0</Shared>
             <None>662</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME DECMBR 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67076E107</cusip>
         <value>807</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>80877</Sole>
             <Shared>0</Shared>
             <None>347</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>10176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>205281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>155500</Sole>
             <Shared>0</Shared>
             <None>49781</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>2137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216353</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>187769</Sole>
             <Shared>0</Shared>
             <None>28584</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077P101</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21109</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21109</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>1143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22866</Sole>
             <Shared>0</Shared>
             <None>2339</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67090H102</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10636</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670928100</cusip>
         <value>9347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>889303</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>869994</Sole>
             <Shared>0</Shared>
             <None>19309</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19203</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MICHIGAN QLT MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670979103</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN OHIO QLTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670980101</cusip>
         <value>890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56171</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>4882</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>61409</Sole>
             <Shared>0</Shared>
             <None>1691</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>6552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76660</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68875</Sole>
             <Shared>0</Shared>
             <None>7785</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>3071</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18315</Sole>
             <Shared>0</Shared>
             <None>5100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5922</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1844</Sole>
             <Shared>0</Shared>
             <None>4078</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>INVT INT RT HG</titleOfClass>
         <cusip>74347B607</cusip>
         <value>788</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10569</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP 400 DIV</titleOfClass>
         <cusip>74347B680</cusip>
         <value>1089</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18708</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17867</Sole>
             <Shared>0</Shared>
             <None>841</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>RUSS 2000 DIVD</titleOfClass>
         <cusip>74347B698</cusip>
         <value>1560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26290</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24942</Sole>
             <Shared>0</Shared>
             <None>1348</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROPETRO HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74347M108</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10908</Sole>
             <Shared>0</Shared>
             <None>111</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>LARGE CAP CRE</titleOfClass>
         <cusip>74347R248</cusip>
         <value>1446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16709</Sole>
             <Shared>0</Shared>
             <None>3630</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>HD REPLICATION</titleOfClass>
         <cusip>74347X294</cusip>
         <value>3045</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>67154</Sole>
             <Shared>0</Shared>
             <None>236</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>PET CARE ETF</titleOfClass>
         <cusip>74348A145</cusip>
         <value>438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7969</Sole>
             <Shared>0</Shared>
             <None>3080</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>16020</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>207168</Sole>
             <Shared>0</Shared>
             <None>16406</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74348T102</cusip>
         <value>732</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100182</Sole>
             <Shared>0</Shared>
             <None>10000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90563</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90563</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>1152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1163171</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>474722</Sole>
             <Shared>0</Shared>
             <None>688449</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 6.375% 3/0</titleOfClass>
         <cusip>74348TAT9</cusip>
         <value>133</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132197</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>121621</Sole>
             <Shared>0</Shared>
             <None>10576</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>2622</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25787</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25395</Sole>
             <Shared>0</Shared>
             <None>392</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROVIDENT FINL SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74386T105</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>9313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103861</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>95898</Sole>
             <Shared>0</Shared>
             <None>7963</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6046</Sole>
             <Shared>0</Shared>
             <None>333</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>3156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50776</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42601</Sole>
             <Shared>0</Shared>
             <None>8175</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>4416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17305</Sole>
             <Shared>0</Shared>
             <None>831</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12875</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUTNAM MANAGED MUN INCOM TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>746823103</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21316</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUTNAM PREMIER INCOME TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746853100</cusip>
         <value>2379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>452655</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>397648</Sole>
             <Shared>0</Shared>
             <None>55007</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746922103</cusip>
         <value>586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44444</Sole>
             <Shared>0</Shared>
             <None>317</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74727A104</cusip>
         <value>640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16843</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16843</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QEP RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74733V100</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28952</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28854</Sole>
             <Shared>0</Shared>
             <None>98</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QTS RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>74736A103</cusip>
         <value>594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10030</Sole>
             <Shared>0</Shared>
             <None>1606</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QORVO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74736K101</cusip>
         <value>1523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20523</Sole>
             <Shared>0</Shared>
             <None>57</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>Q2 HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74736L109</cusip>
         <value>911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11563</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>225044</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2947537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2852654</Sole>
             <Shared>0</Shared>
             <None>94883</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74758T303</cusip>
         <value>851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11295</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9939</Sole>
             <Shared>0</Shared>
             <None>1356</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>2821</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74089</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>58603</Sole>
             <Shared>0</Shared>
             <None>15486</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>4575</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42787</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41626</Sole>
             <Shared>0</Shared>
             <None>1161</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUOTIENT TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749119103</cusip>
         <value>151</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19354</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QURATE RETAIL INC</nameOfIssuer>
         <titleOfClass>COM SER A</titleOfClass>
         <cusip>74915M100</cusip>
         <value>1822</value>
         <shrsOrPrnAmt>
             <sshPrnamt>178279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>174611</Sole>
             <Shared>0</Shared>
             <None>3668</None>
         </votingAuthority>
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             <Sole>26515</Sole>
             <Shared>0</Shared>
             <None>197</None>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>27439</None>
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     <infoTable>
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         <titleOfClass>EURO STOXX 50</titleOfClass>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20832</Sole>
             <Shared>0</Shared>
             <None>35</None>
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         <titleOfClass>S&amp;P CHINA ETF</titleOfClass>
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         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
         <cusip>78463X509</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3844</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
         <cusip>78463X533</cusip>
         <value>396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1650</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>110476</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>1176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>1810</None>
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     <infoTable>
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         <titleOfClass>DJ INTL RL ETF</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>8241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
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     <infoTable>
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         <titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
         <cusip>78463X871</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>302885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>5642</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
         <cusip>78463X889</cusip>
         <value>1471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>600</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NYSE TECH ETF</titleOfClass>
         <cusip>78464A102</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3938</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>900</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>4245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>9230</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUV HGHYLD MUN</titleOfClass>
         <cusip>78464A284</cusip>
         <value>1526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>WELLS FG PFD ETF</titleOfClass>
         <cusip>78464A292</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4731</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>501</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
         <cusip>78464A300</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>735</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>10299</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1464</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN COR</titleOfClass>
         <cusip>78464A367</cusip>
         <value>524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17465</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>1721</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3190</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>1835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>34443</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1116530</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1096535</Sole>
             <Shared>0</Shared>
             <None>19995</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
         <cusip>78464A508</cusip>
         <value>1131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35481</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG INTL TR</titleOfClass>
         <cusip>78464A516</cusip>
         <value>2766</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>1478</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P TELECOM</titleOfClass>
         <cusip>78464A540</cusip>
         <value>366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5473</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>520</None>
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     <infoTable>
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         <titleOfClass>HLTH CR EQUIP</titleOfClass>
         <cusip>78464A581</cusip>
         <value>1353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17393</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>93</None>
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     <infoTable>
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         <titleOfClass>COMP SOFTWARE</titleOfClass>
         <cusip>78464A599</cusip>
         <value>771</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>8312</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>5779</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55256</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>13345</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>AEROSPACE DEF</titleOfClass>
         <cusip>78464A631</cusip>
         <value>6023</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>591</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
         <cusip>78464A664</cusip>
         <value>911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFLI INTRMDIT</titleOfClass>
         <cusip>78464A672</cusip>
         <value>1289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1162</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
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         <value>6128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115993</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>1115</None>
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     <infoTable>
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         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78464A730</cusip>
         <value>1597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>5600</None>
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     <infoTable>
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         <titleOfClass>S&amp;P METALS MNG</titleOfClass>
         <cusip>78464A755</cusip>
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         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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     <infoTable>
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         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>150714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>8315</None>
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     <infoTable>
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         <titleOfClass>S&amp;P CAP MKTS</titleOfClass>
         <cusip>78464A771</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>17356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>120</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>77400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>77202</Sole>
             <Shared>0</Shared>
             <None>198</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BK ETF</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>200889</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>199715</Sole>
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             <None>1174</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
         <cusip>78464A813</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3701</Sole>
             <Shared>0</Shared>
             <None>72</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>1842</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34410</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>589</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11466</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
         <cusip>78464A862</cusip>
         <value>2325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26068</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25995</Sole>
             <Shared>0</Shared>
             <None>73</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>3863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48022</Sole>
             <Shared>0</Shared>
             <None>2755</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
         <cusip>78464A888</cusip>
         <value>1859</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42129</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40658</Sole>
             <Shared>0</Shared>
             <None>1471</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>10189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197946</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>191671</Sole>
             <Shared>0</Shared>
             <None>6275</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>3765</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78471</Sole>
             <Shared>0</Shared>
             <None>2628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>2324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>12799</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47553</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43315</Sole>
             <Shared>0</Shared>
             <None>4238</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>7256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20456</Sole>
             <Shared>0</Shared>
             <None>151</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG BRC INV</titleOfClass>
         <cusip>78468R200</cusip>
         <value>518</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15862</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1094</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40430</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>9452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>84773</Sole>
             <Shared>0</Shared>
             <None>1964</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>SPDR BLOOMBERG</titleOfClass>
         <cusip>78468R663</cusip>
         <value>13717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>134524</Sole>
             <Shared>0</Shared>
             <None>15338</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P1500MOMTILT</titleOfClass>
         <cusip>78468R705</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1904</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1904</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DORSEY WRGT FI</titleOfClass>
         <cusip>78468R713</cusip>
         <value>1276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51144</Sole>
             <Shared>0</Shared>
             <None>3142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>6362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125473</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>119911</Sole>
             <Shared>0</Shared>
             <None>5562</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>20373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>410411</Sole>
             <Shared>0</Shared>
             <None>5357</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 HI</titleOfClass>
         <cusip>78468R788</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15690</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15660</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>SSGA US LRG ETF</titleOfClass>
         <cusip>78468R804</cusip>
         <value>356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3201</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>SSGA US SMAL ETF</titleOfClass>
         <cusip>78468R887</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2989</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2835</Sole>
             <Shared>0</Shared>
             <None>154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>655</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13519</Sole>
             <Shared>0</Shared>
             <None>2975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SRC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32272</Sole>
             <Shared>0</Shared>
             <None>233</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>998</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3953</Sole>
             <Shared>0</Shared>
             <None>850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18025</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8044</Sole>
             <Shared>0</Shared>
             <None>1685</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAGE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78667J108</cusip>
         <value>1542</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10701</Sole>
             <Shared>0</Shared>
             <None>238</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>1681</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18246</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18059</Sole>
             <Shared>0</Shared>
             <None>187</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19400</Sole>
             <Shared>0</Shared>
             <None>351</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>46252</value>
         <shrsOrPrnAmt>
             <sshPrnamt>312211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>277200</Sole>
             <Shared>0</Shared>
             <None>35011</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANDSTORM GOLD LTD</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>80013R206</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23689</Sole>
             <Shared>0</Shared>
             <None>1800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>1075</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33361</Sole>
             <Shared>0</Shared>
             <None>162</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>9176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>195528</Sole>
             <Shared>0</Shared>
             <None>2275</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37289</Sole>
             <Shared>0</Shared>
             <None>819</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>1415</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14299</Sole>
             <Shared>0</Shared>
             <None>8072</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>25981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>760549</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>733555</Sole>
             <Shared>0</Shared>
             <None>26994</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNITZER STL INDS</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>806882106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>122</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>16311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>360147</Sole>
             <Shared>0</Shared>
             <None>29985</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3184</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>1837</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25942</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25343</Sole>
             <Shared>0</Shared>
             <None>599</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP GR ETF</titleOfClass>
         <cusip>808524300</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4198</Sole>
             <Shared>0</Shared>
             <None>526</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13325</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4962</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4027</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4027</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>666</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21450</Sole>
             <Shared>0</Shared>
             <None>232</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11532</Sole>
             <Shared>0</Shared>
             <None>240</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8069</Sole>
             <Shared>0</Shared>
             <None>494</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6925</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6081</Sole>
             <Shared>0</Shared>
             <None>844</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>97226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1746221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1643687</Sole>
             <Shared>0</Shared>
             <None>102534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>37893</value>
         <shrsOrPrnAmt>
             <sshPrnamt>748380</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>715102</Sole>
             <Shared>0</Shared>
             <None>33278</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL SCEQT ETF</titleOfClass>
         <cusip>808524888</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9221</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>15081</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>143175</Sole>
             <Shared>0</Shared>
             <None>4938</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10897</Sole>
             <Shared>0</Shared>
             <None>53</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>3962</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>121330</Sole>
             <Shared>0</Shared>
             <None>6685</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEACOAST BKG CORP FLA</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>811707801</cusip>
         <value>538</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20025</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>133</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1704</Sole>
             <Shared>0</Shared>
             <None>1500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>2040</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23530</Sole>
             <Shared>0</Shared>
             <None>481</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81282V100</cusip>
         <value>520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19477</Sole>
             <Shared>0</Shared>
             <None>209</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>6588</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>106789</Sole>
             <Shared>0</Shared>
             <None>6314</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>20282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>211723</Sole>
             <Shared>0</Shared>
             <None>13145</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>16051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>261442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>247743</Sole>
             <Shared>0</Shared>
             <None>13699</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>22636</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>180274</Sole>
             <Shared>0</Shared>
             <None>7289</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>12505</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>207365</Sole>
             <Shared>0</Shared>
             <None>3669</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>24502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>875132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>847886</Sole>
             <Shared>0</Shared>
             <None>27246</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>18891</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>231211</Sole>
             <Shared>0</Shared>
             <None>12250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>38230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>474977</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>447749</Sole>
             <Shared>0</Shared>
             <None>27228</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>6417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>125944</Sole>
             <Shared>0</Shared>
             <None>3896</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>1350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32463</Sole>
             <Shared>0</Shared>
             <None>1515</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>17758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>259567</Sole>
             <Shared>0</Shared>
             <None>14758</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTA BIOSCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816212104</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6100</Sole>
             <Shared>0</Shared>
             <None>5800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>2322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30865</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30865</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMTECH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816850101</cusip>
         <value>632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12740</Sole>
             <Shared>0</Shared>
             <None>177</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>8649</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58734</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>213</value>
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             <None>3450</None>
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         <cusip>880890108</cusip>
         <value>372</value>
         <shrsOrPrnAmt>
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             <None>240</None>
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         <nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88146M101</cusip>
         <value>2126</value>
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             <sshPrnamt>41614</sshPrnamt>
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             <None>3198</None>
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         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>3104</value>
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             <None>1678</None>
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         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
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         <cusip>881624209</cusip>
         <value>618</value>
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             <None>5001</None>
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         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
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         <value>103</value>
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         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
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         <value>28</value>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
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         <nameOfIssuer>TEXAS PAC LD TR</nameOfIssuer>
         <titleOfClass>SUB CTF PROP I T</titleOfClass>
         <cusip>882610108</cusip>
         <value>1017</value>
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         <nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
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         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
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         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>9614</value>
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         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
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         <value>4248</value>
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             <None>25</None>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>42211</value>
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         <nameOfIssuer>THERMON GROUP HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88362T103</cusip>
         <value>176</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>207</None>
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         <nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>884903709</cusip>
         <value>386</value>
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             <None>56</None>
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         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>6228</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
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         <cusip>88554D205</cusip>
         <value>80</value>
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         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>80531</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>1552</value>
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             <None>2286</None>
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         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>692</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>6000</None>
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     <infoTable>
         <nameOfIssuer>TIMKENSTEEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887399103</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
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             <None>3000</None>
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         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
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         <cusip>890110109</cusip>
         <value>237</value>
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         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TOPBUILD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
         <value>525</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1250</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>3569</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>5268</None>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
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         <cusip>891160509</cusip>
         <value>4468</value>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>1355</value>
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             <None>4031</None>
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         <nameOfIssuer>TORTOISE PWR &amp; ENERGY INFRAS</nameOfIssuer>
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         <cusip>89148B101</cusip>
         <value>355</value>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>19620</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
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         <cusip>892331307</cusip>
         <value>10748</value>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>9218</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2419</None>
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     <infoTable>
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         <value>160</value>
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     <infoTable>
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         <cusip>89349P107</cusip>
         <value>957</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16669</Sole>
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             <None>177</None>
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     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>3219</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>1020</None>
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     <infoTable>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>89366M201</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41455</Sole>
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             <None>5700</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>4651</value>
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             <sshPrnamt>57454</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>92189F536</cusip>
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         <shrsOrPrnAmt>
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         <cusip>92189F643</cusip>
         <value>4993</value>
         <shrsOrPrnAmt>
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         <value>542</value>
         <shrsOrPrnAmt>
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         <cusip>92189F684</cusip>
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         <cusip>92189F726</cusip>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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         <cusip>92189F791</cusip>
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         <cusip>92189H201</cusip>
         <value>5427</value>
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         <cusip>92189H300</cusip>
         <value>1685</value>
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         <cusip>92189H409</cusip>
         <value>5702</value>
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         <nameOfIssuer>VANGUARD GROUP</nameOfIssuer>
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         <cusip>921908844</cusip>
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         <nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
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         <cusip>921910709</cusip>
         <value>4286</value>
         <shrsOrPrnAmt>
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         <cusip>921910816</cusip>
         <value>14168</value>
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         <cusip>921910840</cusip>
         <value>9361</value>
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         <cusip>921910873</cusip>
         <value>1629</value>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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         <cusip>921932505</cusip>
         <value>1335</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>921932703</cusip>
         <value>5797</value>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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         <cusip>921932794</cusip>
         <value>2819</value>
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     <infoTable>
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         <nameOfIssuer>VANGUARD WELLINGTON FD</nameOfIssuer>
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         <cusip>921935607</cusip>
         <value>265</value>
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         <cusip>921937793</cusip>
         <value>2486</value>
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         <cusip>921937819</cusip>
         <value>10673</value>
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         <cusip>921937827</cusip>
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         <cusip>921937835</cusip>
         <value>20647</value>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>147801</value>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>66874</value>
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         <cusip>921946794</cusip>
         <value>2733</value>
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         <cusip>922020805</cusip>
         <value>5263</value>
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             <None>4024</None>
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         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
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         <cusip>92203J407</cusip>
         <value>3869</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>415</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>1398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13749</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>13111</Sole>
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             <None>638</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
         <value>2441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32635</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>28505</Sole>
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             <None>4130</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>9028</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181050</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>149208</Sole>
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             <None>31842</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>81867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2034774</sshPrnamt>
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         <titleOfClass>UTILITIES ETF</titleOfClass>
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         <titleOfClass>INTER TERM TREAS</titleOfClass>
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     <infoTable>
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     <infoTable>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <shrsOrPrnAmt>
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         <shrsOrPrnAmt>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>36671</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3202</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>57123</value>
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         <otherManager>2</otherManager>
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             <None>4092</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>27892</value>
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             <sshPrnamt>181341</sshPrnamt>
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         <votingAuthority>
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             <None>641</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>42426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>280901</sshPrnamt>
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         <nameOfIssuer>VEONEER INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92336X109</cusip>
         <value>188</value>
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             <None>128</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>338</value>
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             <None>306263</None>
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         <value>320</value>
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             <None>230</None>
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         <votingAuthority>
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             <None>109</None>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2266</Sole>
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             <None>662</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>210533</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>1093</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1100</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>35223</Sole>
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             <None>3406</None>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3066</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>1819</value>
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             <sshPrnamt>34331</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33775</Sole>
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             <None>556</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92534K107</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6000</Sole>
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             <None>9000</None>
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         <nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92553P201</cusip>
         <value>1369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56994</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>56723</Sole>
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             <None>271</None>
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         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
         <value>540</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38521</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32857</Sole>
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             <None>5664</None>
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         <nameOfIssuer>VICI PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>5045</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>27055</None>
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         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
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         <cusip>92647N766</cusip>
         <value>4906</value>
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             <None>0</None>
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         <value>1546</value>
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         <value>12667</value>
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     <infoTable>
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     <infoTable>
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         <value>2547</value>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>VIEWRAY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92672L107</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
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             <None>352</None>
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     <infoTable>
         <nameOfIssuer>VIKING THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92686J106</cusip>
         <value>162</value>
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         <otherManager>2</otherManager>
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             <Sole>21485</Sole>
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             <None>378</None>
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     <infoTable>
         <nameOfIssuer>VIPER ENERGY PARTNERS LP</nameOfIssuer>
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         <cusip>92763M105</cusip>
         <value>16225</value>
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             <None>32501</None>
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     <infoTable>
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             <None>4262</None>
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         <nameOfIssuer>VISA INC</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>VISHAY INTERTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928298108</cusip>
         <value>288</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>64</None>
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         <nameOfIssuer>VIRTUS GLOBAL MULTI-SEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92829B101</cusip>
         <value>218</value>
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         <otherManager>2</otherManager>
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             <Sole>16933</Sole>
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             <None>425</None>
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     <infoTable>
         <nameOfIssuer>VISHAY PRECISION GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>27</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>27</Sole>
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             <None>0</None>
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         <nameOfIssuer>VIRTUS GLOBAL DIVID INCOME F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <Sole>2551</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>128459</Sole>
             <Shared>0</Shared>
             <None>4076</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRESH DEL MONTE PRODUCE INC</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G36738105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3922B107</cusip>
         <value>798</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20669</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>1396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8796</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8728</Sole>
             <Shared>0</Shared>
             <None>68</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>1984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72966</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54005</Sole>
             <Shared>0</Shared>
             <None>18961</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>6474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43798</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42293</Sole>
             <Shared>0</Shared>
             <None>1505</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>15954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>239397</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>235205</Sole>
             <Shared>0</Shared>
             <None>4192</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>7768</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63093</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57570</Sole>
             <Shared>0</Shared>
             <None>5523</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G4863A108</cusip>
         <value>1636</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>114612</Sole>
             <Shared>0</Shared>
             <None>1235</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>14447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>853525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>824505</Sole>
             <Shared>0</Shared>
             <None>29020</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>3691</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28892</Sole>
             <Shared>0</Shared>
             <None>16</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>9930</value>
         <shrsOrPrnAmt>
             <sshPrnamt>226294</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>215283</Sole>
             <Shared>0</Shared>
             <None>11011</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>2011</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45393</Sole>
             <Shared>0</Shared>
             <None>12037</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11882</Sole>
             <Shared>0</Shared>
             <None>366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>109725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>565792</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>548113</Sole>
             <Shared>0</Shared>
             <None>17679</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>818</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10507</Sole>
             <Shared>0</Shared>
             <None>124</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>1797</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72127</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>71328</Sole>
             <Shared>0</Shared>
             <None>799</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>113739</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1047616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1018066</Sole>
             <Shared>0</Shared>
             <None>29550</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>2090</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23706</Sole>
             <Shared>0</Shared>
             <None>202</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOMAD FOODS LTD</nameOfIssuer>
         <titleOfClass>USD ORD SHS</titleOfClass>
         <cusip>G6564A105</cusip>
         <value>607</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27156</Sole>
             <Shared>0</Shared>
             <None>2664</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>3898</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75324</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>67168</Sole>
             <Shared>0</Shared>
             <None>8156</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>790</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>3683</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>159859</Sole>
             <Shared>0</Shared>
             <None>7229</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAGSEGURO DIGITAL LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G68707101</cusip>
         <value>646</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13885</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>348</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>348</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>10541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>191166</Sole>
             <Shared>0</Shared>
             <None>4820</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>5279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>139836</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>129796</Sole>
             <Shared>0</Shared>
             <None>10040</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>4115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82044</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>81678</Sole>
             <Shared>0</Shared>
             <None>366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SINA CORP</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G81477104</cusip>
         <value>2651</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65856</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63573</Sole>
             <Shared>0</Shared>
             <None>2283</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMART GLOBAL HLDGS INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8232Y101</cusip>
         <value>431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13416</Sole>
             <Shared>0</Shared>
             <None>3200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>6841</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46792</Sole>
             <Shared>0</Shared>
             <None>628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STONECO LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G85158106</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11287</Sole>
             <Shared>0</Shared>
             <None>20</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12765</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12696</Sole>
             <Shared>0</Shared>
             <None>69</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TPG PACE HLDGS CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G89827128</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRITON INTL LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G9078F107</cusip>
         <value>366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10662</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRONOX HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9087Q102</cusip>
         <value>993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110097</Sole>
             <Shared>0</Shared>
             <None>9600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TSAKOS ENERGY NAVIGATION LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9108L108</cusip>
         <value>864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>292841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>268091</Sole>
             <Shared>0</Shared>
             <None>24750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VALARIS PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G9402V109</cusip>
         <value>213</value>
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         <nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9456A100</cusip>
         <value>3203</value>
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             <sshPrnamt>247932</sshPrnamt>
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             <None>225094</None>
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         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>2634</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2440</sshPrnamt>
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         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>4053</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>578</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10348</sshPrnamt>
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             <None>114</None>
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         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>14311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>246419</sshPrnamt>
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             <None>5439</None>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>101679</value>
         <shrsOrPrnAmt>
             <sshPrnamt>631502</sshPrnamt>
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             <None>28185</None>
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         <nameOfIssuer>CRISPR THERAPEUTICS AG</nameOfIssuer>
         <titleOfClass>NAMEN AKT</titleOfClass>
         <cusip>H17182108</cusip>
         <value>400</value>
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             <sshPrnamt>9795</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8852</Sole>
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             <None>943</None>
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         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7088</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>6988</Sole>
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             <None>100</None>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>3882</value>
         <shrsOrPrnAmt>
             <sshPrnamt>345278</sshPrnamt>
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             <None>4426</None>
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         <nameOfIssuer>LOGITECH INTL S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H50430232</cusip>
         <value>1592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39058</sshPrnamt>
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             <None>20187</None>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>35981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>386443</sshPrnamt>
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         <votingAuthority>
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             <None>10722</None>
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         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>1746</value>
         <shrsOrPrnAmt>
             <sshPrnamt>396882</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>394372</Sole>
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             <None>2510</None>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>2636</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29007</sshPrnamt>
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             <None>449</None>
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         <nameOfIssuer>ORION ENGINEERED CARBONS S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L72967109</cusip>
         <value>479</value>
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             <sshPrnamt>28676</sshPrnamt>
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         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L8681T102</cusip>
         <value>792</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6885</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>45</None>
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         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>1497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13606</sshPrnamt>
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             <None>578</None>
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         <nameOfIssuer>CYBERARK SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>1374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13882</sshPrnamt>
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             <None>50</None>
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         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>1218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7378</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FOAMIX PHARMACEUTICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M46135105</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>GALMED PHARMACEUTICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M47238106</cusip>
         <value>52</value>
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         <nameOfIssuer>MELLANOX TECHNOLOGIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M51363113</cusip>
         <value>7640</value>
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             <None>474</None>
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         <nameOfIssuer>ISRAEL CHEMICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M5920A109</cusip>
         <value>1012</value>
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         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>881</sshPrnamt>
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         <nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
         <value>1943</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35637</sshPrnamt>
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         <nameOfIssuer>AFFIMED N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N01045108</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>12736</value>
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         <nameOfIssuer>ELASTIC N V</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>N14506104</cusip>
         <value>683</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>CIMPRESS N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N20146101</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>492</sshPrnamt>
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         <nameOfIssuer>CONSTELLIUM SE</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>N22035104</cusip>
         <value>651</value>
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             <None>7950</None>
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         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>2217</value>
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             <sshPrnamt>47077</sshPrnamt>
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             <None>2068</None>
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         <nameOfIssuer>FERRARI N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N3167Y103</cusip>
         <value>9808</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63686</sshPrnamt>
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             <None>12658</None>
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         <nameOfIssuer>FIAT CHRYSLER AUTOMOBILES N</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N31738102</cusip>
         <value>367</value>
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             <Sole>26272</Sole>
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             <None>2356</None>
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         <nameOfIssuer>INTERXION HOLDING N.V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N47279109</cusip>
         <value>3381</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>2919</None>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>34146</value>
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             <None>11210</None>
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         <nameOfIssuer>MYLAN N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N59465109</cusip>
         <value>8975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>453086</sshPrnamt>
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             <Sole>450010</Sole>
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             <None>3076</None>
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     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>4018</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36817</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>35804</Sole>
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             <None>1013</None>
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         <nameOfIssuer>QIAGEN NV</nameOfIssuer>
         <titleOfClass>SHS NEW</titleOfClass>
         <cusip>N72482123</cusip>
         <value>283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8599</sshPrnamt>
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         <nameOfIssuer>HOEGH LNG PARTNERS LP</nameOfIssuer>
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         <cusip>Y3262R100</cusip>
         <value>841</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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         <nameOfIssuer>KNOT OFFSHORE PARTNERS LP</nameOfIssuer>
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         <value>210</value>
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         <nameOfIssuer>NAVIGATOR HOLDINGS LTD</nameOfIssuer>
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         <value>118</value>
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         <value>59</value>
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         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
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         <value>83</value>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
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         <value>4</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>215</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>099502106</cusip>
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         <cusip>099724106</cusip>
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         <nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>159864107</cusip>
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         <cusip>16115Q308</cusip>
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         <titleOfClass>CL A</titleOfClass>
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         <cusip>316773100</cusip>
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             <Sole>248</Sole>
             <Shared>0</Shared>
             <None>64</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>327</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>728</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12816</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>423</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>423</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1582</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>906</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17625</Sole>
             <Shared>0</Shared>
             <None>8440</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>454</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>454</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>56</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>650</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6552</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>94</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>411</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>424</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>424</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1961</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7381</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7381</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>740</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1375</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3651</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3651</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11210</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>20965</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>608</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2063</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>178</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8780</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>8780</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5759</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4774</Sole>
             <Shared>0</Shared>
             <None>985</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>361</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>427</Sole>
             <Shared>0</Shared>
             <None>58</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>176</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE9 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>338307101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>339750101</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>63</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1231</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34964C106</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>183</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOX CORP</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
             <Shared>0</Shared>
             <None>76</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOX FACTORY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35138V102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANCO NEVADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>2013</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>254</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>254</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>438</sshPrnamt>
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         <value>48</value>
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         <cusip>398438408</cusip>
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         <cusip>400110102</cusip>
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         <cusip>40415F101</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>406216101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>410345102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>415864107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>416515104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <value>10</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>40</None>
         </votingAuthority>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46434VBK5</cusip>
         <value>10</value>
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             <sshPrnamt>403</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI CDA ETF</titleOfClass>
         <cusip>46435G706</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2026</titleOfClass>
         <cusip>46435GAA0</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>402</sshPrnamt>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46435U515</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>838</sshPrnamt>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46435UAA9</cusip>
         <value>22</value>
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             <sshPrnamt>893</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
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         <value>1</value>
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             <sshPrnamt>20</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>1734</None>
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         <nameOfIssuer>JACOBS ENGR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>469814107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>5788</value>
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             <sshPrnamt>44714</sshPrnamt>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>JONES LANG LASALLE INC</nameOfIssuer>
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         <value>17</value>
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             <sshPrnamt>123</sshPrnamt>
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         <nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>0</None>
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         <cusip>48251W104</cusip>
         <value>90</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>922</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>487836108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>154</Sole>
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             <None>0</None>
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         <nameOfIssuer>KEYCORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>493267108</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7450</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>171</None>
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         <nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49338L103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4572</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>376</None>
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         <nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49456B101</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49926D109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <value>30</value>
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         <nameOfIssuer>KONINKLIJKE PHILIPS N V</nameOfIssuer>
         <titleOfClass>NY REG SH NEW</titleOfClass>
         <cusip>500472303</cusip>
         <value>3</value>
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         <value>392</value>
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         <cusip>50077B207</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>501044101</cusip>
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         <cusip>50187A107</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>501889208</cusip>
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         <cusip>512807108</cusip>
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         <value>226</value>
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         <value>37</value>
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         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>526107107</cusip>
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         <cusip>530307107</cusip>
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         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
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         <cusip>530307305</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
         <titleOfClass>COM A SIRIUSXM</titleOfClass>
         <cusip>531229409</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <cusip>531229607</cusip>
         <value>3</value>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <cusip>531229854</cusip>
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         <nameOfIssuer>LIGAND PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>53220K504</cusip>
         <value>1</value>
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             <sshPrnamt>8</sshPrnamt>
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         <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>532457108</cusip>
         <value>8</value>
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         <nameOfIssuer>LINCOLN ELEC HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>533900106</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>528</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>528</Sole>
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             <None>0</None>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
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         <cusip>535919500</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>539439109</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>148</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1197</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>22</None>
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         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>829</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>743</Sole>
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             <None>86</None>
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         <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5</Sole>
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             <None>0</None>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>550</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>234</Sole>
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             <None>316</None>
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         <nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>550021109</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>108</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55261F104</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>290</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>231</Sole>
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             <None>59</None>
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     <infoTable>
         <nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552848103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>0</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552953101</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5536</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5536</Sole>
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             <None>0</None>
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         <nameOfIssuer>MSCI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55354G100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>67</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MANAGED PORTFOLIO SER</nameOfIssuer>
         <titleOfClass>TORTOISE NRAM PI</titleOfClass>
         <cusip>56167N720</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>82</Sole>
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             <None>104</None>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>222</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>175</Sole>
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             <None>47</None>
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         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>571903202</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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             <None>25</None>
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         <nameOfIssuer>MASCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>MASIMO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574795100</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>32</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MASTEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>576323109</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4946</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>57636Q104</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>833</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>100</None>
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         <nameOfIssuer>MATADOR RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>576485205</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>66</Sole>
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     <infoTable>
         <nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM NON VTG</titleOfClass>
         <cusip>579780206</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>536</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>210</None>
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     <infoTable>
         <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
         <value>1125</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5244</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>4769</Sole>
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             <None>475</None>
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         <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58463J304</cusip>
         <value>221</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>365</None>
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         <nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58733R102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1</Sole>
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             <None>0</None>
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         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>3660</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43518</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>35860</Sole>
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             <None>7658</None>
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         <nameOfIssuer>MERCURY SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>589378108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>21</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>META FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59100U108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>55</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>METLIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>79</value>
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         <cusip>72201R205</cusip>
         <value>133</value>
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         <value>11</value>
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         <cusip>72352L106</cusip>
         <value>45</value>
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         <cusip>723787107</cusip>
         <value>47</value>
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         <cusip>726503105</cusip>
         <value>17</value>
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         <cusip>72941B106</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>2113</value>
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         <otherManager>3</otherManager>
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             <None>3415</None>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>493</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>5</value>
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         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>495</value>
         <shrsOrPrnAmt>
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             <None>942</None>
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         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>176</value>
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             <None>137</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
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         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>1</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>S&amp;P MDCP 400 DIV</titleOfClass>
         <cusip>74347B680</cusip>
         <value>35</value>
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         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>30</value>
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         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>15</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>25</value>
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         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>0</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>1109</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>840</None>
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         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>269</Sole>
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             <None>0</None>
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         <titleOfClass>COM SER A</titleOfClass>
         <cusip>74915M100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>751212101</cusip>
         <value>42</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>RAPID7 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>753422104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>33</Sole>
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             <None>0</None>
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         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>246</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>84</None>
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         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>155</None>
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         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75524B104</cusip>
         <value>7</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>READY CAP CORP</nameOfIssuer>
         <titleOfClass>7% CN SR NT 2023</titleOfClass>
         <cusip>75574U200</cusip>
         <value>11</value>
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         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>57</value>
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             <None>200</None>
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         <nameOfIssuer>REDWOOD TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758075402</cusip>
         <value>200</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>381</None>
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         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>RELX PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>759530108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>3415</None>
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         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>864</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>100</None>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>12</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>110</None>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>728</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>453</Sole>
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             <None>275</None>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>127</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>98</Sole>
             <Shared>0</Shared>
             <None>8</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>3348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11262</Sole>
             <Shared>0</Shared>
             <None>17</None>
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     <infoTable>
         <nameOfIssuer>SPS COMMERCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6361</Sole>
             <Shared>0</Shared>
             <None>3402</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>211</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
         <cusip>78463X871</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>538</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>538</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>207</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>550</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>384</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFLI INTRMDIT</titleOfClass>
         <cusip>78464A672</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>314</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1055</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1031</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>917</Sole>
             <Shared>0</Shared>
             <None>114</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>1480</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5500</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>617</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>527</Sole>
             <Shared>0</Shared>
             <None>90</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>908</Sole>
             <Shared>0</Shared>
             <None>246</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1232</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>952</Sole>
             <Shared>0</Shared>
             <None>280</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>104</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>900</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2056</Sole>
             <Shared>0</Shared>
             <None>552</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>459</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2510</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>672</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>444</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>444</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>815</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>880</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>72</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5677</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5403</Sole>
             <Shared>0</Shared>
             <None>274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1159</Sole>
             <Shared>0</Shared>
             <None>178</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>86</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
             <Shared>0</Shared>
             <None>13</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>823</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>783</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>729</Sole>
             <Shared>0</Shared>
             <None>39</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>611</Sole>
             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>265</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2720</Sole>
             <Shared>0</Shared>
             <None>142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>836</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>797</Sole>
             <Shared>0</Shared>
             <None>39</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1153</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>473</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>40</Sole>
             <Shared>0</Shared>
             <None>46</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10984</Sole>
             <Shared>0</Shared>
             <None>354</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>216</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>46</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>128</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2783</Sole>
             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982L103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>78</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>520</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>520</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>592</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>355</Sole>
             <Shared>0</Shared>
             <None>237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1639</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1377</Sole>
             <Shared>0</Shared>
             <None>262</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>224</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>1231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13798</Sole>
             <Shared>0</Shared>
             <None>7348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8341</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>8243</Sole>
             <Shared>0</Shared>
             <None>98</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>788</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13431</Sole>
             <Shared>0</Shared>
             <None>1210</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>249</Sole>
             <Shared>0</Shared>
             <None>324</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>514</Sole>
             <Shared>0</Shared>
             <None>275</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>3200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STAAR SURGICAL CO</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>852312305</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>39</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STAG INDL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1677</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1412</Sole>
             <Shared>0</Shared>
             <None>265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6564</Sole>
             <Shared>0</Shared>
             <None>620</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11972</Sole>
             <Shared>0</Shared>
             <None>366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>106</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>343</Sole>
             <Shared>0</Shared>
             <None>218</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEPAN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858586100</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2761</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>531</Sole>
             <Shared>0</Shared>
             <None>135</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>142</Sole>
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             <None>167</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>692</Sole>
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             <None>251</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866674104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUN LIFE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866796105</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>650</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>0</Sole>
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             <None>1500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8621</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>8547</Sole>
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             <None>74</None>
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     <infoTable>
         <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
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             <Sole>48</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2508</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>2411</Sole>
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             <None>97</None>
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     <infoTable>
         <nameOfIssuer>TCF FINANCIAL CORPORATION NE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872307103</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>996</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>946</Sole>
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             <None>50</None>
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     <infoTable>
         <nameOfIssuer>TD AMERITRADE HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87236Y108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>226</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>226</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BLACKROCK TCP CAPITAL CORP</nameOfIssuer>
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         <cusip>87238QAD5</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15413</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>15413</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4763</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2643</Sole>
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             <None>2120</None>
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     <infoTable>
         <nameOfIssuer>T MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5593</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>3797</Sole>
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             <None>1796</None>
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     <infoTable>
         <nameOfIssuer>TPI COMPOSITES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87266J104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>58</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>143</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>403</sshPrnamt>
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             <Sole>403</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <Sole>13</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>200</None>
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     <infoTable>
         <nameOfIssuer>TEGNA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87901J105</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>309</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
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             <None>69</None>
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     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>293</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>293</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>17</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>170</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>46</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>807</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>746</Sole>
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             <None>61</None>
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     <infoTable>
         <nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882681109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>22</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>249</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>124</Sole>
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             <None>125</None>
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     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>73</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2371</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2127</Sole>
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             <None>244</None>
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     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>274</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2302</Sole>
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             <None>81</None>
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     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>54</Sole>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10215</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>7764</Sole>
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             <None>2451</None>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>162</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>50</Sole>
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             <None>50</None>
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     <infoTable>
         <nameOfIssuer>TRADEWEB MKTS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>892672106</cusip>
         <value>137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3539</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>3239</None>
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     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>439</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>14</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TREX CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
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         <value>220</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>37</value>
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         <cusip>902494103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>35</value>
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         <cusip>913017109</cusip>
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         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
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         <cusip>92189F106</cusip>
         <value>81</value>
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         <cusip>92189H201</cusip>
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         <titleOfClass>HIGH YLD MUN ETF</titleOfClass>
         <cusip>92189H409</cusip>
         <value>19</value>
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         <value>1640</value>
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         <cusip>921909768</cusip>
         <value>28</value>
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         <cusip>921932505</cusip>
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         <cusip>921937827</cusip>
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         <value>409</value>
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         <cusip>921946406</cusip>
         <value>43</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042775</cusip>
         <value>242</value>
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             <None>200</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042858</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>450</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>853</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9533</Sole>
             <Shared>0</Shared>
             <None>974</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1850</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5582</Sole>
             <Shared>0</Shared>
             <None>281</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>988</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9772</Sole>
             <Shared>0</Shared>
             <None>1030</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>195</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>182</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>20883</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>76205</Sole>
             <Shared>0</Shared>
             <None>382</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>621</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5370</Sole>
             <Shared>0</Shared>
             <None>141</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2229</Sole>
             <Shared>0</Shared>
             <None>107</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>536</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>504</Sole>
             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>447</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4126</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>142</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>201</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>182</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11642</Sole>
             <Shared>0</Shared>
             <None>1049</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>223</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>18</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>4056</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICI PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>450</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>621</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2959</Sole>
             <Shared>0</Shared>
             <None>654</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISTRA ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>789</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>101</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WD-40 CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929236107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>20</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>552</Sole>
             <Shared>0</Shared>
             <None>66</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>1945</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13474</Sole>
             <Shared>0</Shared>
             <None>2929</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>336</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>160</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>912</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>198</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1367</Sole>
             <Shared>0</Shared>
             <None>70</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>707</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5877</Sole>
             <Shared>0</Shared>
             <None>634</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>253</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SINA CORP</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G81477104</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>194</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>150</Sole>
             <Shared>0</Shared>
             <None>269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STONECO LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G85158106</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1650</Sole>
             <Shared>0</Shared>
             <None>1800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>73</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>14</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>303</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>214</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1440</Sole>
             <Shared>0</Shared>
             <None>129</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2703</Sole>
             <Shared>0</Shared>
             <None>217</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>281</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>98</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>191</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>548</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>612</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>612</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEX LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>Y2573F102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>110</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15175</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>10140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193810</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>106279</Sole>
             <Shared>0</Shared>
             <None>87531</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001228105</cusip>
         <value>5922</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>388638</Sole>
             <Shared>0</Shared>
             <None>2240</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>1987</value>
         <shrsOrPrnAmt>
             <sshPrnamt>217415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>23331</Sole>
             <Shared>0</Shared>
             <None>194084</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>525</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>35016</value>
         <shrsOrPrnAmt>
             <sshPrnamt>925382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>526842</Sole>
             <Shared>0</Shared>
             <None>398540</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>GENOMIC REV ETF</titleOfClass>
         <cusip>00214Q302</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>15024</value>
         <shrsOrPrnAmt>
             <sshPrnamt>179565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>94449</Sole>
             <Shared>0</Shared>
             <None>85116</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>22257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>293939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>218468</Sole>
             <Shared>0</Shared>
             <None>75471</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABIOMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003654100</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCELERATE DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00430H102</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACHILLION PHARMACEUTICALS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00448Q201</cusip>
         <value>1440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1250</Sole>
             <Shared>0</Shared>
             <None>4725</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ADOBE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>67965</value>
         <shrsOrPrnAmt>
             <sshPrnamt>246028</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>159138</Sole>
             <Shared>0</Shared>
             <None>86890</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ADTRAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2961</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
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         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>822</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1842</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>16439</None>
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         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>2500</None>
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         <nameOfIssuer>FIRST WESTN FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33751L105</cusip>
         <value>1196</value>
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             <sshPrnamt>70000</sshPrnamt>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>155</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1691</sshPrnamt>
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         <otherManager>4</otherManager>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>9773</value>
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             <sshPrnamt>94340</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>92559</Sole>
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             <None>1781</None>
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         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
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         <value>89</value>
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             <sshPrnamt>1849</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1662</Sole>
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             <None>187</None>
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         <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>9</value>
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             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>33</Sole>
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             <None>0</None>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
         <titleOfClass>MORNSTAR UPSTR</titleOfClass>
         <cusip>33939L407</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>163</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>8050</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>343498101</cusip>
         <value>78</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3375</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3375</None>
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         <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</nameOfIssuer>
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         <cusip>344419106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>30</None>
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     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>966</value>
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             <sshPrnamt>105428</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>58428</Sole>
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             <None>47000</None>
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         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>33498</value>
         <shrsOrPrnAmt>
             <sshPrnamt>488598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>98022</None>
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     <infoTable>
         <nameOfIssuer>FOUR CORNERS PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35086T109</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1899</Sole>
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             <None>699</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>353514102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>40</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25000</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12553</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>12553</None>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>3715</Sole>
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             <None>4035</None>
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     <infoTable>
         <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>360271100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FUNKO INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>361008105</cusip>
         <value>0</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>25</value>
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             <None>0</None>
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         <nameOfIssuer>GALAPAGOS NV</nameOfIssuer>
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         <cusip>36315X101</cusip>
         <value>1044</value>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
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             <None>25</None>
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         <nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36467J108</cusip>
         <value>89</value>
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             <None>1305</None>
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         <cusip>366651107</cusip>
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             <None>0</None>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>3284</value>
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             <None>8469</None>
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         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
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             <None>108242</None>
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         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>36848</None>
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         <nameOfIssuer>GENMAB A S</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>372303206</cusip>
         <value>729</value>
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             <None>18535</None>
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         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>1008</value>
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             <sshPrnamt>10118</sshPrnamt>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>19920</value>
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             <None>134662</None>
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         <nameOfIssuer>GLADSTONE COML CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>376536108</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
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         <cusip>37733W105</cusip>
         <value>7113</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>28267</None>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
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             <sshPrnamt>74082</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>630</None>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
         <cusip>37954Y715</cusip>
         <value>24</value>
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             <sshPrnamt>1210</sshPrnamt>
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             <None>170</None>
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         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
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         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
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         <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
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         <nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V308</cusip>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V357</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>CLEANTECH ETF</titleOfClass>
         <cusip>46137V407</cusip>
         <value>1758</value>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP MOMNTUM</titleOfClass>
         <cusip>46137V464</cusip>
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             <None>0</None>
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         <value>85816</value>
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         <value>2</value>
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             <None>108</None>
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         <value>731</value>
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             <None>0</None>
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         <value>2126</value>
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             <None>9563</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>16</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655044105</cusip>
         <value>5945</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>202</value>
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         <cusip>655844108</cusip>
         <value>8136</value>
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             <None>8395</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>595</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>16582</value>
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         <value>150</value>
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         <cusip>66987V109</cusip>
         <value>8556</value>
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         <titleOfClass>COM</titleOfClass>
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             <None>0</None>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>462</value>
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         <cusip>67061T101</cusip>
         <value>1608</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>31</value>
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             <None>2189</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>159</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>10612</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
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         <cusip>67070X101</cusip>
         <value>16</value>
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         <value>118</value>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN TAXABLE MUNICPL INCM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>6</value>
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         <cusip>67074U103</cusip>
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             <sshPrnamt>178793</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>163943</Sole>
             <Shared>0</Shared>
             <None>14850</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784635104</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7850</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
         <cusip>78463X509</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>591</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
         <cusip>78463X533</cusip>
         <value>3698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>123910</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4187</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>3087</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>79245</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>640</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1980</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>597</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>597</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>COMP SOFTWARE</titleOfClass>
         <cusip>78464A599</cusip>
         <value>130</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1397</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1397</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>860</Sole>
             <Shared>0</Shared>
             <None>164</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>AEROSPACE DEF</titleOfClass>
         <cusip>78464A631</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>452</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>1974</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19244</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17393</Sole>
             <Shared>0</Shared>
             <None>1851</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>34</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
         <cusip>78464A813</cusip>
         <value>2060</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30644</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25474</Sole>
             <Shared>0</Shared>
             <None>5170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>692</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12882</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>2759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1200</Sole>
             <Shared>0</Shared>
             <None>34979</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2905</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>4457</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6898</Sole>
             <Shared>0</Shared>
             <None>5747</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>3130</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>555</Sole>
             <Shared>0</Shared>
             <None>115327</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>682</Sole>
             <Shared>0</Shared>
             <None>2057</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>SPDR BLOOMBERG</titleOfClass>
         <cusip>78468R663</cusip>
         <value>6070</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>66279</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>6181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29582</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>166</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>1405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5494</Sole>
             <Shared>0</Shared>
             <None>8372</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>67564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>455159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>311608</Sole>
             <Shared>0</Shared>
             <None>143551</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>628</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11421</Sole>
             <Shared>0</Shared>
             <None>2125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>6529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7803</Sole>
             <Shared>0</Shared>
             <None>47589</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAUL CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>804395101</cusip>
         <value>910</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16690</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16690</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3860</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>8583</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>169034</Sole>
             <Shared>0</Shared>
             <None>82152</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>27170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>649532</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>294406</Sole>
             <Shared>0</Shared>
             <None>355126</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2</Sole>
             <Shared>0</Shared>
             <None>1636</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>805</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9910</Sole>
             <Shared>0</Shared>
             <None>1442</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
             <Shared>0</Shared>
             <None>257</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2503</Sole>
             <Shared>0</Shared>
             <None>67</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>3324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1874</Sole>
             <Shared>0</Shared>
             <None>130404</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1817</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>817</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>3522</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>110518</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>301</Sole>
             <Shared>0</Shared>
             <None>1063</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2491</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL SCEQT ETF</titleOfClass>
         <cusip>808524888</cusip>
         <value>769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>24172</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>666</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10828</Sole>
             <Shared>0</Shared>
             <None>1340</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1500</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9346</Sole>
             <Shared>0</Shared>
             <None>533</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>291</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5555</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2173</Sole>
             <Shared>0</Shared>
             <None>3382</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>1231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25162</Sole>
             <Shared>0</Shared>
             <None>18786</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>525</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2548</Sole>
             <Shared>0</Shared>
             <None>143</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3228</Sole>
             <Shared>0</Shared>
             <None>252</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4542</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>2346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15690</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>817565104</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>482</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4460</Sole>
             <Shared>0</Shared>
             <None>1990</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>814</Sole>
             <Shared>0</Shared>
             <None>360</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>2357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71098</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>71098</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>27237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49533</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21573</Sole>
             <Shared>0</Shared>
             <None>27960</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHINHAN FINANCIAL GROUP CO L</nameOfIssuer>
         <titleOfClass>SPN ADR RESTRD</titleOfClass>
         <cusip>824596100</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>655</Sole>
             <Shared>0</Shared>
             <None>6610</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>24461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>81697</Sole>
             <Shared>0</Shared>
             <None>75457</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4604</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4604</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>385</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SLACK TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>83088V102</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>212</Sole>
             <Shared>0</Shared>
             <None>65</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMARTFINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>83190L208</cusip>
         <value>1375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3662</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>TEKLA LIFE SCIENCES INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>87911K100</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>552</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3434</Sole>
             <Shared>0</Shared>
             <None>511</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>27</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>57151</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168216</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>104605</Sole>
             <Shared>0</Shared>
             <None>63611</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEFONICA S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>879382208</cusip>
         <value>122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12244</Sole>
             <Shared>0</Shared>
             <None>3831</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880198106</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88076W103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>800</None>
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     <infoTable>
         <nameOfIssuer>TERRITORIAL BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88145X108</cusip>
         <value>1858</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>65000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>540</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1724</Sole>
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             <None>517</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 3/0</titleOfClass>
         <cusip>88160RAC5</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>881624209</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>650</Sole>
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             <None>1600</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>748</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3300</Sole>
             <Shared>0</Shared>
             <None>5325</None>
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     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>550</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10062</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7077</Sole>
             <Shared>0</Shared>
             <None>2985</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>4248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20852</Sole>
             <Shared>0</Shared>
             <None>12016</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6440</Sole>
             <Shared>0</Shared>
             <None>2360</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>117849</value>
         <shrsOrPrnAmt>
             <sshPrnamt>404603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>281223</Sole>
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             <None>123380</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>884903709</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7515</Sole>
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             <None>4940</None>
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     <infoTable>
         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>88554D205</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>21608</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>59134</Sole>
             <Shared>0</Shared>
             <None>72299</None>
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     <infoTable>
         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>523</Sole>
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             <None>742</None>
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     <infoTable>
         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8000</Sole>
             <Shared>0</Shared>
             <None>4500</None>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1400</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>2346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4216</Sole>
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             <None>40892</None>
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     <infoTable>
         <nameOfIssuer>TOWNEBANK PORTSMOUTH VA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89214P109</cusip>
         <value>1079</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38812</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>447</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>140</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
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             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>164</None>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3703</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>4181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107730</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>103646</Sole>
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             <None>4084</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRINITY INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896522109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>590</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>1350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>90187B408</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2650</Sole>
             <Shared>0</Shared>
             <None>5285</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>902494103</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3045</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>980</Sole>
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             <None>2065</None>
         </votingAuthority>
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             <sshPrnamt>751000</sshPrnamt>
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         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>199418</Sole>
             <Shared>0</Shared>
             <None>551582</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>24099</value>
         <shrsOrPrnAmt>
             <sshPrnamt>598593</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>139761</Sole>
             <Shared>0</Shared>
             <None>458832</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>6217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66265</Sole>
             <Shared>0</Shared>
             <None>27865</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>1516</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>7987</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>115</Sole>
             <Shared>0</Shared>
             <None>44230</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM STP ETF</titleOfClass>
         <cusip>92204A207</cusip>
         <value>8208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52429</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>198</Sole>
             <Shared>0</Shared>
             <None>52231</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>8115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104013</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12869</Sole>
             <Shared>0</Shared>
             <None>91144</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>20733</value>
         <shrsOrPrnAmt>
             <sshPrnamt>296181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5027</Sole>
             <Shared>0</Shared>
             <None>291154</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>16658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1139</Sole>
             <Shared>0</Shared>
             <None>98207</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>10221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>902</Sole>
             <Shared>0</Shared>
             <None>69074</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>25972</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4499</Sole>
             <Shared>0</Shared>
             <None>115990</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>MATERIALS ETF</titleOfClass>
         <cusip>92204A801</cusip>
         <value>3481</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>27524</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1941</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>304</Sole>
             <Shared>0</Shared>
             <None>1637</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>COMM SRVC ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>9010</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>103723</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>545</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4339</Sole>
             <Shared>0</Shared>
             <None>2385</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>359</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INTER TERM TREAS</titleOfClass>
         <cusip>92206C706</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>169</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7227</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7227</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>731</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>731</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VAREX IMAGING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92214X106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>151</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1118</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>1067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2096</Sole>
             <Shared>0</Shared>
             <None>4890</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2320</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
         <titleOfClass>TAX EXEMPT BD</titleOfClass>
         <cusip>922907746</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>110</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>15492</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>55767</Sole>
             <Shared>0</Shared>
             <None>1064</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>224</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>17324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>63348</Sole>
             <Shared>0</Shared>
             <None>122435</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>6505</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35733</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31827</Sole>
             <Shared>0</Shared>
             <None>3906</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>3160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20192</Sole>
             <Shared>0</Shared>
             <None>4333</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>22191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132405</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2656</Sole>
             <Shared>0</Shared>
             <None>129749</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>3387</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24841</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2074</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>1815</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10914</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10760</Sole>
             <Shared>0</Shared>
             <None>154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>10292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32385</Sole>
             <Shared>0</Shared>
             <None>59818</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>44376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>288364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>184736</Sole>
             <Shared>0</Shared>
             <None>103628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>8421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55769</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>48050</Sole>
             <Shared>0</Shared>
             <None>7719</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEONEER INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>68649</None>
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         <nameOfIssuer>BROOKFIELD PROPERTY PARTRS L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>G16249107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>608</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9325</Sole>
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             <None>2933</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CAPRI HOLDINGS LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G1890L107</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>625</Sole>
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             <None>8175</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>26051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>313307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>175607</Sole>
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             <None>137700</None>
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     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3922B107</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1065</Sole>
             <Shared>0</Shared>
             <None>2510</None>
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     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>30</None>
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     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2722</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>127</Sole>
             <Shared>0</Shared>
             <None>2595</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>2775</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22522</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>22122</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>779</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>43348</Sole>
             <Shared>0</Shared>
             <None>2655</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>960</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>660</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3267</Sole>
             <Shared>0</Shared>
             <None>5150</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>12136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>51942</Sole>
             <Shared>0</Shared>
             <None>10703</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3390</Sole>
             <Shared>0</Shared>
             <None>6010</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>7941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>28220</Sole>
             <Shared>0</Shared>
             <None>44892</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>711</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2360</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>705</Sole>
             <Shared>0</Shared>
             <None>1655</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13865</Sole>
             <Shared>0</Shared>
             <None>10133</None>
         </votingAuthority>
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         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>1818</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4326</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2776</Sole>
             <Shared>0</Shared>
             <None>1550</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>1940</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>28969</Sole>
             <Shared>0</Shared>
             <None>22350</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>483</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>890</Sole>
             <Shared>0</Shared>
             <None>8750</None>
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     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22541</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20405</Sole>
             <Shared>0</Shared>
             <None>2136</None>
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     <infoTable>
         <nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9456A100</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>405</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>405</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>12</None>
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         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>567</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9717</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6766</Sole>
             <Shared>0</Shared>
             <None>2951</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>73930</value>
         <shrsOrPrnAmt>
             <sshPrnamt>457943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>322713</Sole>
             <Shared>0</Shared>
             <None>135230</None>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3090</Sole>
             <Shared>0</Shared>
             <None>35505</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1463</None>
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     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L8681T102</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1669</Sole>
             <Shared>0</Shared>
             <None>315</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>265</Sole>
             <Shared>0</Shared>
             <None>1297</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2045</Sole>
             <Shared>0</Shared>
             <None>2270</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>2397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5262</Sole>
             <Shared>0</Shared>
             <None>4388</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57336</sshPrnamt>
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         <value>82</value>
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         <value>306</value>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
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         <value>266</value>
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         <cusip>00162Q866</cusip>
         <value>270</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>295</value>
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         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>2487</value>
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         <cusip>01609W102</cusip>
         <value>272</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
         <value>219</value>
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         <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>769</value>
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         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>2106</value>
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             <sshPrnamt>10635</sshPrnamt>
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         <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
         <value>724</value>
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             <sshPrnamt>8407</sshPrnamt>
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         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>2894</value>
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             <sshPrnamt>43285</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>428</value>
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         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>267</value>
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             <sshPrnamt>2276</sshPrnamt>
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         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
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         <value>573</value>
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             <sshPrnamt>20066</sshPrnamt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>ENVESTNET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29404K106</cusip>
         <value>485</value>
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             <sshPrnamt>8547</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1057</Sole>
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             <None>7490</None>
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         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>499</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>430</Sole>
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         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
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         <cusip>29476L107</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3353</sshPrnamt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>EVERCORE INC</nameOfIssuer>
         <titleOfClass>CLASS A</titleOfClass>
         <cusip>29977A105</cusip>
         <value>485</value>
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         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>3807</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44537</sshPrnamt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>11118</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>14491</None>
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         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>2835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15918</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10714</Sole>
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             <None>417</None>
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         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>1075</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6509</Sole>
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         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3599</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>833</None>
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     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>600</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>21718</None>
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     <infoTable>
         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>534</value>
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             <None>4200</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>260</value>
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         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>7185</None>
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         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>2831</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>4407</None>
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         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>548</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>108</value>
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         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>297</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>GANNETT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36473H104</cusip>
         <value>161</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>454</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>800</None>
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         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>536</value>
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             <sshPrnamt>59909</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>671</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12172</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>1658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>1360</Shared>
             <None>910</None>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>657</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4128</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>GLOBE LIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37959E102</cusip>
         <value>1713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17889</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40416M105</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4912</Sole>
             <Shared>754</Shared>
             <None>150</None>
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     <infoTable>
         <nameOfIssuer>HERSHEY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>427866108</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1838</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1243</Sole>
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             <None>595</None>
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     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>9929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42792</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>29305</Sole>
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             <None>10643</None>
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     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>3553</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16188</Sole>
             <Shared>4230</Shared>
             <None>585</None>
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         <nameOfIssuer>HUNTSMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>447011107</cusip>
         <value>503</value>
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         <nameOfIssuer>LEAR CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>524901105</cusip>
         <value>908</value>
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         <value>769</value>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1926</value>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
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         <nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>246</value>
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             <None>18250</None>
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         <nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
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         <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
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         <value>517</value>
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             <sshPrnamt>8507</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>1618</value>
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         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
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         <cusip>571903202</cusip>
         <value>919</value>
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         <nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
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         <value>362</value>
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         <cusip>57636Q104</cusip>
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         <nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
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         <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
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         <value>5589</value>
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         <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
         <value>232</value>
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         <nameOfIssuer>MELCO RESORTS AND ENTMT LTD</nameOfIssuer>
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         <value>1312</value>
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         <cusip>654106103</cusip>
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         <cusip>655044105</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>666807102</cusip>
         <value>565</value>
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             <None>3646</None>
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         <value>455</value>
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         <nameOfIssuer>PACWEST BANCORP DEL</nameOfIssuer>
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         <value>206</value>
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         <value>222</value>
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         <value>5100</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>7768</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>42648</Sole>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>6451</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>1936</value>
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         <value>796</value>
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         <cusip>75886F107</cusip>
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         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>658</value>
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         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2899</Sole>
             <Shared>0</Shared>
             <None>3237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>454</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>125</Sole>
             <Shared>510</Shared>
             <None>3500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3499</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2803</Sole>
             <Shared>0</Shared>
             <None>696</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>1373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23320</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>19226</Sole>
             <Shared>2969</Shared>
             <None>1125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>23654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96555</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>90724</Sole>
             <Shared>0</Shared>
             <None>5831</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>687</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>65</Shared>
             <None>2776</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>11682</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>37082</Sole>
             <Shared>2282</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>838</Sole>
             <Shared>800</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>831</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21009</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18105</Sole>
             <Shared>2904</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>429</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3650</Sole>
             <Shared>528</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>465</Sole>
             <Shared>4140</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>2163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4106</Sole>
             <Shared>2032</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>2874</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17631</Sole>
             <Shared>1166</Shared>
             <None>565</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>1047</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28548</Sole>
             <Shared>195</Shared>
             <None>1900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>1432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31780</Sole>
             <Shared>2230</Shared>
             <None>220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>591</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12525</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3698</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3698</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2246</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>971</Sole>
             <Shared>1275</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7529</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3871</Sole>
             <Shared>3658</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3883</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1939</Sole>
             <Shared>1944</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>116</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>802</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5427</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5161</Sole>
             <Shared>150</Shared>
             <None>116</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>834</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1517</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1499</Sole>
             <Shared>18</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4656</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4626</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1510</Sole>
             <Shared>12513</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3046</Sole>
             <Shared>300</Shared>
             <None>18</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>1932</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28375</Sole>
             <Shared>2667</Shared>
             <None>240</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3370</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3066</Sole>
             <Shared>304</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>2619</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>25282</Sole>
             <Shared>331</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5712</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>1554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27075</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>2575</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7695</Sole>
             <Shared>210</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMMIT FINANCIAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86606G101</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9429</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>4301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>59926</Sole>
             <Shared>1002</Shared>
             <None>1580</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2963</Sole>
             <Shared>265</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>6744</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>104389</Sole>
             <Shared>1301</Shared>
             <None>15288</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>1569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14673</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3590</Sole>
             <Shared>2000</Shared>
             <None>9083</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3144</Sole>
             <Shared>73</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>2846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5819</Sole>
             <Shared>77</Shared>
             <None>2478</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3693</Sole>
             <Shared>1277</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>58658</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>5758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14594</Sole>
             <Shared>1018</Shared>
             <None>4154</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>4161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20724</Sole>
             <Shared>888</Shared>
             <None>3700</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2521</Sole>
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             <None>384</None>
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     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>1129</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2169</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39</Sole>
             <Shared>0</Shared>
             <None>2130</None>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3013</Sole>
             <Shared>673</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13430</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11368</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>694</Sole>
             <Shared>10674</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>1448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>311</Sole>
             <Shared>0</Shared>
             <None>5204</None>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>4091</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73931</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>64062</Sole>
             <Shared>3634</Shared>
             <None>6235</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>US XPRESS ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>90338N202</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10590</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10590</Sole>
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             <None>0</None>
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         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>1085</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18081</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18081</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>8596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>45835</Sole>
             <Shared>1821</Shared>
             <None>5415</None>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>6710</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14376</Sole>
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             <None>4493</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>5406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39596</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32601</Sole>
             <Shared>1280</Shared>
             <None>5715</None>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>9975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45903</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>36924</Sole>
             <Shared>1296</Shared>
             <None>7683</None>
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     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>5366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60306</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>59663</Sole>
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             <None>258</None>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>1365</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>15661</Sole>
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             <None>350</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>919794107</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE INT ETF</titleOfClass>
         <cusip>92189H201</cusip>
         <value>272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Shared>5400</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD GROUP</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>939</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7854</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>10413</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>2481</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>4496</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>7196</value>
         <shrsOrPrnAmt>
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         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>29915</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>2111</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>591</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>546</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>2352</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>569</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>1755</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>360</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>1579</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>5003</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>47768</Sole>
             <Shared>4881</Shared>
             <None>2190</None>
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     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>522</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4384</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>4384</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1201</Sole>
             <Shared>3000</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>1608</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4698</Sole>
             <Shared>1200</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>7855</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39676</Sole>
             <Shared>29750</Shared>
             <None>80</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>7461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28344</Sole>
             <Shared>21968</Shared>
             <None>59</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>5004</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>47155</Sole>
             <Shared>6515</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>3816</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13172</Sole>
             <Shared>7773</Shared>
             <None>17</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>4328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21898</Sole>
             <Shared>11667</Shared>
             <None>26</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>1184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7064</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6365</Sole>
             <Shared>699</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>25499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>80061</Sole>
             <Shared>72865</Shared>
             <None>421</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>1157</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9512</Sole>
             <Shared>851</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>2451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14693</Sole>
             <Shared>1234</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1926</Sole>
             <Shared>0</Shared>
             <None>965</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>5550</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91941</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>76487</Sole>
             <Shared>12878</Shared>
             <None>2576</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>1539</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9728</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1380</Sole>
             <Shared>0</Shared>
             <None>8348</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>10078</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58586</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>41123</Sole>
             <Shared>3688</Shared>
             <None>13775</None>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>566</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>521</Sole>
             <Shared>159</Shared>
             <None>3088</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>2103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13904</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6080</Sole>
             <Shared>71</Shared>
             <None>7753</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>4913</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>29214</Sole>
             <Shared>4117</Shared>
             <None>8069</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7795</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>1829</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3599</Sole>
             <Shared>0</Shared>
             <None>16281</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>861</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5727</Sole>
             <Shared>1721</Shared>
             <None>40</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>2057</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28454</Sole>
             <Shared>6329</Shared>
             <None>6000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2814</Sole>
             <Shared>296</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>955306105</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>714</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22625</Sole>
             <Shared>3141</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11806</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9345</Sole>
             <Shared>2461</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98389B100</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4840</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>XILINX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>340</Sole>
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             <None>4987</None>
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     <infoTable>
         <nameOfIssuer>XYLEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98419M100</cusip>
         <value>697</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8350</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>3891</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>33787</Sole>
             <Shared>321</Shared>
             <None>200</None>
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     <infoTable>
         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6321</Sole>
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             <None>50</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ZEBRA TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>989207105</cusip>
         <value>831</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>137</Sole>
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             <None>3451</None>
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     <infoTable>
         <nameOfIssuer>ZIOPHARM ONCOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98973P101</cusip>
         <value>94</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>22000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>600</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4817</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4221</Sole>
             <Shared>596</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1866</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>913</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21759</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20075</Sole>
             <Shared>1684</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6251</Sole>
             <Shared>1293</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>4952</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25742</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22958</Sole>
             <Shared>159</Shared>
             <None>2625</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>2068</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24874</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>556</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1077</Sole>
             <Shared>3437</Shared>
             <None>0</None>
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         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>2724</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14062</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11388</Sole>
             <Shared>855</Shared>
             <None>1819</None>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1195</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10999</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5634</Sole>
             <Shared>1165</Shared>
             <None>4200</None>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>3967</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22058</Sole>
             <Shared>1685</Shared>
             <None>826</None>
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         <nameOfIssuer>CYBERARK SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2449</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2449</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2301</Sole>
             <Shared>924</Shared>
             <None>0</None>
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         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>401</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7547</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>2051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>24513</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3026</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3026</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>004498101</cusip>
         <value>325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10389</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10389</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00508Y102</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>119</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ADOBE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>2251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8079</Sole>
             <Shared>69</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>578</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>555</Sole>
             <Shared>23</Shared>
             <None>0</None>
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         <nameOfIssuer>AERIE PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00771V108</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4930</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4930</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>130</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2257</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AGREE REALTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>008492100</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>706</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AIMMUNE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00900T107</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4820</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>40</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00971T101</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1097</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1041</Sole>
             <Shared>56</Shared>
             <None>0</None>
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         <nameOfIssuer>AKEBIA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00972D105</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8852</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALBANY INTL CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>012348108</cusip>
         <value>347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3852</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015271109</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>630</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015351109</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4533</Sole>
             <Shared>37</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>594</Sole>
             <Shared>42</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>671</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3709</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3709</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ALLIANCEBERNSTEIN HOLDING LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>01881G106</cusip>
         <value>2354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>80200</None>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL C</titleOfClass>
         <cusip>02079K107</cusip>
         <value>4407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3554</Sole>
             <Shared>61</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>1809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1481</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1472</Sole>
             <Shared>9</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALTRA INDL MOTION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5178</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1978</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>2927</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1664</Sole>
             <Shared>22</Shared>
             <None>0</None>
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         <nameOfIssuer>AMBEV SA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>02319V103</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9605</Sole>
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             <None>0</None>
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         <nameOfIssuer>AMEDISYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023436108</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>154</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>024835100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>443</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>443</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025676206</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5778</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>631</Sole>
             <Shared>35</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>026874784</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>12514G108</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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         <cusip>12541W209</cusip>
         <value>36</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>22</Shared>
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         <nameOfIssuer>CIGNA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>125523100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
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             <Shared>16</Shared>
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         <nameOfIssuer>CME GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12572Q105</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
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         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>17</value>
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             <Shared>189</Shared>
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         <titleOfClass>COM</titleOfClass>
         <cusip>127055101</cusip>
         <value>227</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>127097103</cusip>
         <value>10</value>
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         <nameOfIssuer>CABOT MICROELECTRONICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12709P103</cusip>
         <value>411</value>
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             <sshPrnamt>2909</sshPrnamt>
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             <None>0</None>
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         <cusip>12739A100</cusip>
         <value>164</value>
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         <cusip>133131102</cusip>
         <value>44</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>13321L108</cusip>
         <value>317</value>
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         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CDN IMPERIAL BK COMM TORONTO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>136069101</cusip>
         <value>206</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>136375102</cusip>
         <value>56</value>
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         <nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>13645T100</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>559</Sole>
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             <None>0</None>
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         <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
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         <cusip>143658300</cusip>
         <value>650</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <cusip>147448104</cusip>
         <value>271</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CATALENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>148806102</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>7109</Sole>
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             <None>0</None>
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         <nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>149123101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>23</Sole>
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             <None>0</None>
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         <nameOfIssuer>CENTURY CASINOS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156492100</cusip>
         <value>114</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CERNER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156782104</cusip>
         <value>1806</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <value>326</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>CHARTER COMMUNICATIONS INC N</nameOfIssuer>
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         <cusip>16119P108</cusip>
         <value>892</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2164</Sole>
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         <titleOfClass>COM</titleOfClass>
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         <value>168</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>16359R103</cusip>
         <value>26</value>
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         <value>82</value>
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         <value>879</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>16941M109</cusip>
         <value>39</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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     <infoTable>
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         <cusip>169656105</cusip>
         <value>77</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
         <value>18</value>
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             <sshPrnamt>233</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>171798101</cusip>
         <value>552</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>25</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <cusip>172908105</cusip>
         <value>9</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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         <cusip>172967424</cusip>
         <value>2183</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>177376100</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>732</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>191216100</cusip>
         <value>211</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>COHERENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>192479103</cusip>
         <value>194</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>20030N101</cusip>
         <value>1304</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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     <infoTable>
         <nameOfIssuer>CORESITE RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>21870Q105</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <nameOfIssuer>CORNERSTONE ONDEMAND INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>21925Y103</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>606</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>606</Sole>
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             <None>0</None>
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         <nameOfIssuer>CORPORATE OFFICE PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>22002T108</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9533</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9533</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>CORTEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22052L104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>106</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160K105</cusip>
         <value>1241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4294</Sole>
             <Shared>13</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>COSTAR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160N109</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>116</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>CREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>225447101</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1606</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1606</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>CRESTWOOD EQUITY PARTNERS LP</nameOfIssuer>
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         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1252</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>CRITEO S A</nameOfIssuer>
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         <cusip>226718104</cusip>
         <value>196</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CROWDSTRIKE HLDGS INC</nameOfIssuer>
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         <cusip>22788C105</cusip>
         <value>2</value>
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             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>31</Sole>
             <Shared>7</Shared>
             <None>0</None>
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         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
         <value>139</value>
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             <sshPrnamt>1002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1002</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>CUBESMART</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>229663109</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1267</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>232806109</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>9197</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DBX ETF TR</nameOfIssuer>
         <titleOfClass>XTRACK MSCI EAFE</titleOfClass>
         <cusip>233051200</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>366</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DBX ETF TR</nameOfIssuer>
         <titleOfClass>XTRACK MSCI EURP</titleOfClass>
         <cusip>233051853</cusip>
         <value>640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13263</Sole>
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             <None>0</None>
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         <nameOfIssuer>DCP MIDSTREAM LP</nameOfIssuer>
         <titleOfClass>COM UT LTD PTN</titleOfClass>
         <cusip>23311P100</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1180</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>235851102</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>147</Sole>
             <Shared>77</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DARLING INGREDIENTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>237266101</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13226</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13226</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DAVE &amp; BUSTERS ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>238337109</cusip>
         <value>374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9593</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9593</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>24703L202</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>793</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>718</Sole>
             <Shared>75</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>247361702</cusip>
         <value>1656</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>28409</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25179M103</cusip>
         <value>510</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>21214</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DIAGEO P L C</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>25243Q205</cusip>
         <value>1776</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10859</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10732</Sole>
             <Shared>127</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>253868103</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>306</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>306</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
         <titleOfClass>COM DISNEY</titleOfClass>
         <cusip>254687106</cusip>
         <value>1526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11713</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>11431</Sole>
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             <None>17</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254709108</cusip>
         <value>1058</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13053</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>13053</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DISCOVERY INC</nameOfIssuer>
         <titleOfClass>COM SER A</titleOfClass>
         <cusip>25470F104</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1286</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>25659T107</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1351</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256677105</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1356</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256746108</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1463</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1463</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25746U109</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2505</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>26441C204</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2430</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>64</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>EOG RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>129</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EPR PPTYS</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>26884U109</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>706</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQM MIDSTREAM PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>26885B100</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1319</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EASTGROUP PPTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277276101</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>637</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>637</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6056</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON VANCE CORP</nameOfIssuer>
         <titleOfClass>COM NON VTG</titleOfClass>
         <cusip>278265103</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>344419106</cusip>
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         <cusip>465562106</cusip>
         <value>30</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>46625H100</cusip>
         <value>1171</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>119</value>
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             <None>20</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48123V102</cusip>
         <value>384</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48238T109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <cusip>48251W104</cusip>
         <value>954</value>
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         <nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
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         <cusip>494368103</cusip>
         <value>971</value>
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         <nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49456B101</cusip>
         <value>49</value>
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             <sshPrnamt>2387</sshPrnamt>
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         <value>36</value>
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         <nameOfIssuer>LCI INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>50189K103</cusip>
         <value>379</value>
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             <sshPrnamt>4128</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>502175102</cusip>
         <value>42</value>
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             <sshPrnamt>815</sshPrnamt>
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         <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
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         <cusip>502431109</cusip>
         <value>231</value>
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         <cusip>526057104</cusip>
         <value>39</value>
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         <cusip>530307107</cusip>
         <value>7</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
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         <cusip>530307305</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <cusip>531229409</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>284</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <cusip>531229607</cusip>
         <value>24</value>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <cusip>531229854</cusip>
         <value>6</value>
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         <nameOfIssuer>LIGAND PHARMACEUTICALS INC</nameOfIssuer>
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         <cusip>53220K504</cusip>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
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         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>254</value>
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         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
         <value>463</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
         <value>9</value>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>1910</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552848103</cusip>
         <value>13</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <value>167</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>553530106</cusip>
         <value>127</value>
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         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
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         <cusip>559080106</cusip>
         <value>106</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>1845</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
         <value>507</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>571903202</cusip>
         <value>10</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>573284106</cusip>
         <value>30</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
         <value>172</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>575385109</cusip>
         <value>323</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>57636Q104</cusip>
         <value>2754</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>576485205</cusip>
         <value>149</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <value>41</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
         <value>20</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58470H101</cusip>
         <value>316</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59001A102</cusip>
         <value>213</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>1487</value>
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             <None>38</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>592688105</cusip>
         <value>68</value>
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             <sshPrnamt>96</sshPrnamt>
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         <cusip>594918104</cusip>
         <value>1550</value>
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             <sshPrnamt>11147</sshPrnamt>
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             <None>20</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>595112103</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>365</sshPrnamt>
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             <Sole>331</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>60855R100</cusip>
         <value>183</value>
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             <None>0</None>
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         <cusip>60871R209</cusip>
         <value>126</value>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>609207105</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>391</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>318</value>
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         <nameOfIssuer>MONSTER BEVERAGE CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>771</value>
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         <nameOfIssuer>MOODYS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>615369105</cusip>
         <value>14</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>615394202</cusip>
         <value>175</value>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>809</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>620076307</cusip>
         <value>12</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>62855J104</cusip>
         <value>468</value>
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         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>636274409</cusip>
         <value>150</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>636518102</cusip>
         <value>24</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>637071101</cusip>
         <value>10</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>640491106</cusip>
         <value>10</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>17</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64125C109</cusip>
         <value>11</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>10</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>38</Shared>
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         <nameOfIssuer>NEXPOINT RESIDENTIAL TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65341D102</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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     <infoTable>
         <nameOfIssuer>NOBLE MIDSTREAM PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT REPST</titleOfClass>
         <cusip>65506L105</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>70</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>66987V109</cusip>
         <value>738</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>42</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>55</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>30</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
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         <cusip>81761L102</cusip>
         <value>34</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>825690100</cusip>
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         <cusip>828806109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>78</value>
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         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2933</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2933</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>241</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>905</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15309</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SOUTH ST CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>840441109</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2808</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2455</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>973</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>973</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>914</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7725</Sole>
             <Shared>31</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STAG INDL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8609</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>305</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>1400</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15636</Sole>
             <Shared>196</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STEELCASE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>858155203</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18397</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18397</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>553</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>553</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRATEGIC ED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86272C103</cusip>
         <value>409</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3011</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>1820</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8304</Sole>
             <Shared>109</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>868459108</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6969</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>79</Shared>
             <None>16</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>3409</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61162</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>60812</Sole>
             <Shared>350</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>T MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>144</Sole>
             <Shared>15</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5232</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5232</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>874054109</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>334</Sole>
             <Shared>35</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2126</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1984</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEGNA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87901J105</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7573</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>299</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1465</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1465</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>620</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88146M101</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1446</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1446</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7289</Sole>
             <Shared>114</Shared>
             <None>14</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4452</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2833</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9626</Sole>
             <Shared>99</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>129</Sole>
             <Shared>32</Shared>
             <None>6</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4969</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>908</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17464</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>1216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>14800</Sole>
             <Shared>197</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>120</Sole>
             <Shared>47</Shared>
             <None>9</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896818101</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8151</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8151</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>197</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5782</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWILIO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90138F102</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>211</Sole>
             <Shared>22</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>202</value>
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         <value>5</value>
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         <value>40</value>
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         <cusip>902973304</cusip>
         <value>19</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>52</value>
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         <cusip>90384S303</cusip>
         <value>799</value>
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         <value>190</value>
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         <value>939</value>
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         <value>12</value>
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         <value>204</value>
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         <value>312</value>
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         <value>683</value>
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         <cusip>922908553</cusip>
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         <cusip>922908736</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>14</value>
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         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1815</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4477</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4397</Sole>
             <Shared>70</Shared>
             <None>10</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13503</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13378</Sole>
             <Shared>125</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>1313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>17552</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2972</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2972</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>433</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>781</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15594</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>466</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>883</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15146</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>1325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8209</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48016</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>48016</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2770</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>345</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>748</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>435</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3729</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>692</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2787</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2736</Sole>
             <Shared>51</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CIMPRESS N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N20146101</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2398</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>602</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>602</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>1689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15481</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15363</Sole>
             <Shared>118</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YANDEX N V</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>N97284108</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>818</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>3644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>96300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>3619</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>4317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>36500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>9183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>41000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09247X101</cusip>
         <value>4768</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROADCOM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>11135F101</cusip>
         <value>4804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CBS CORP NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>124857202</cusip>
         <value>2277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>56400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CELGENE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>151020104</cusip>
         <value>2870</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>28900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>6179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>52100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>6245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>126400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>21036P108</cusip>
         <value>2570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160K105</cusip>
         <value>5705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>19800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>247361702</cusip>
         <value>3542</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>61500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>1377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>28900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>4514</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>63300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>3131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>56800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>5684</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>24500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <cusip>755111507</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>3911</value>
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         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
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         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>4988</value>
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         <value>14</value>
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         <cusip>01609W102</cusip>
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         <cusip>03524A108</cusip>
         <value>1</value>
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         <value>16</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>634</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>337</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>485</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FLIR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302445101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>F M C CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>198</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>44</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>153</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>317</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>317</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>508</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R878</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>957</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>1282</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>2950</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FT STRG INCM ETF</titleOfClass>
         <cusip>33739Q309</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>490</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>146</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>199</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>5840</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>31081</Sole>
             <Shared>0</Shared>
             <None>881</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>7472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>131645</Sole>
             <Shared>0</Shared>
             <None>3912</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>4500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>43972</Sole>
             <Shared>0</Shared>
             <None>1218</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>224</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1800</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>122</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>214</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HUMANA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>444859102</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>94</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HUNTINGTON INGALLS INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>446413106</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>74</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IAC INTERACTIVECORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44919P508</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>54</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IAA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>449253103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>122</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>7555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>46821</Sole>
             <Shared>0</Shared>
             <None>1459</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>1139</Sole>
             <Shared>0</Shared>
             <None>4000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459506101</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>209</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTL PAPER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>460146103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTUIT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>461202103</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>RUSEL 1000 EQL</titleOfClass>
         <cusip>46138E420</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>994</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>NATL AMT MUNI</titleOfClass>
         <cusip>46138E537</cusip>
         <value>266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>10025</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
         <titleOfClass>BULSHS 2019 CB</titleOfClass>
         <cusip>46138J304</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>1280</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
         <titleOfClass>BULSHS 2020 CB</titleOfClass>
         <cusip>46138J502</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>1267</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
         <titleOfClass>BULSHS 2021 CB</titleOfClass>
         <cusip>46138J700</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1282</sshPrnamt>
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         <cusip>539830109</cusip>
         <value>170</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>30</value>
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         <nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
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         <value>29</value>
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         <value>18</value>
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             <Sole>116</Sole>
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         <value>128</value>
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             <sshPrnamt>597</sshPrnamt>
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             <Sole>597</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58733R102</cusip>
         <value>21</value>
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             <sshPrnamt>39</sshPrnamt>
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             <Sole>39</Sole>
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         <cusip>58933Y105</cusip>
         <value>7414</value>
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             <sshPrnamt>88071</sshPrnamt>
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         <otherManager>8</otherManager>
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             <None>2416</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>8564</value>
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             <sshPrnamt>61599</sshPrnamt>
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             <None>2999</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64110D104</cusip>
         <value>3</value>
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             <sshPrnamt>57</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>117</value>
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         <titleOfClass>CL B</titleOfClass>
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         <value>19</value>
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         <value>17</value>
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         <cusip>679580100</cusip>
         <value>16</value>
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         <cusip>682680103</cusip>
         <value>3</value>
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         <value>31</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>6505</value>
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         <cusip>718172109</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>7</value>
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         <value>8265</value>
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         <cusip>755111507</cusip>
         <value>7216</value>
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         <value>26</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>20</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>761152107</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>16</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>37</value>
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             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>131</Sole>
             <Shared>0</Shared>
             <None>891</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>493</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>493</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>750</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>151</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4547</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5851</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>5851</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1978</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>115</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6732</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6074</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2889</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>515</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>59</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>6582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>58125</Sole>
             <Shared>0</Shared>
             <None>1697</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>46</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>116</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>7746</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53637</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>52104</Sole>
             <Shared>0</Shared>
             <None>1533</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>8887</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>97591</Sole>
             <Shared>0</Shared>
             <None>2922</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>134</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>7726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>94621</Sole>
             <Shared>0</Shared>
             <None>2680</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>136</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>153</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>575</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>6111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>36208</Sole>
             <Shared>0</Shared>
             <None>969</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>685</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>5701</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>34245</Sole>
             <Shared>0</Shared>
             <None>958</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>7184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52621</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>51174</Sole>
             <Shared>0</Shared>
             <None>1447</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>6037</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27780</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>27047</Sole>
             <Shared>0</Shared>
             <None>733</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>23</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE INT ETF</titleOfClass>
         <cusip>92189H201</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>6307</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>HIGH YLD MUN ETF</titleOfClass>
         <cusip>92189H409</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1219</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>1219</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>293</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>293</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>2224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>54121</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
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