<SEC-DOCUMENT>0000720672-20-000002.txt : 20200213
<SEC-HEADER>0000720672-20-000002.hdr.sgml : 20200213
<ACCEPTANCE-DATETIME>20200213104805
ACCESSION NUMBER:		0000720672-20-000002
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200213
DATE AS OF CHANGE:		20200213
EFFECTIVENESS DATE:		20200213

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		20607689

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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    <signatureBlock>
      <name>James M. Zemlyak</name>
      <title>President</title>
      <phone>314 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>02-13-2020</signatureDate>
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         <cusip>G0585R106</cusip>
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         <cusip>G06242104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
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         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
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         <cusip>G81477104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>H2906T109</cusip>
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         <cusip>M22465104</cusip>
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         <cusip>N07059210</cusip>
         <value>18046</value>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>CIIG MERGER CORP</nameOfIssuer>
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         <cusip>12559C202</cusip>
         <value>508</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>212896203</cusip>
         <value>433</value>
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         <nameOfIssuer>DIAMOND EAGLE ACQUISITION CO</nameOfIssuer>
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         <titleOfClass>COM CL A</titleOfClass>
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         <nameOfIssuer>ENTEGRA FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29363J108</cusip>
         <value>419</value>
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         <nameOfIssuer>EXPERIENCE INVESTMENT CORP</nameOfIssuer>
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         <cusip>30217C208</cusip>
         <value>277</value>
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             <sshPrnamt>27660</sshPrnamt>
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         <cusip>30734W109</cusip>
         <value>1230</value>
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         <nameOfIssuer>FAR PT ACQUISITION CORP</nameOfIssuer>
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         <cusip>30734W117</cusip>
         <value>58</value>
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             <sshPrnamt>44684</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>318085206</cusip>
         <value>512</value>
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             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>34986F103</cusip>
         <value>1277</value>
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         <cusip>382788107</cusip>
         <value>553</value>
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             <sshPrnamt>52233</sshPrnamt>
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         <titleOfClass>CLASS A</titleOfClass>
         <cusip>38286G109</cusip>
         <value>310</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>384278107</cusip>
         <value>463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45422</sshPrnamt>
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             <Sole>45422</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>450828108</cusip>
         <value>1310</value>
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             <sshPrnamt>17500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <nameOfIssuer>INDEPENDENT BK GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45384B106</cusip>
         <value>1812</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32688</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>32688</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>INSTRUCTURE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45781U103</cusip>
         <value>362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>7500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>LANDCADIA HLDGS II INC</nameOfIssuer>
         <titleOfClass>*W EXP 05/09/202</titleOfClass>
         <cusip>51476X113</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24735</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>24735</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LEGACY ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>524643103</cusip>
         <value>559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>54400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LEISURE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>52539T107</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>50000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MONOCLE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>609754106</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>31000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>MOSAIC ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>61946M100</cusip>
         <value>1181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>114802</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>OPES ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68373P100</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>10574</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>OSPREY TECHNLGY AQUISTION CO</nameOfIssuer>
         <titleOfClass>UNIT 10/30/2024</titleOfClass>
         <cusip>68839R401</cusip>
         <value>509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>50000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>PB BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70454T100</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17858</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>17858</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>PIVOTAL INVT CORP II</nameOfIssuer>
         <titleOfClass>UNIT 06/01/2025</titleOfClass>
         <cusip>72582K209</cusip>
         <value>786</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>77100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>PURE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74621Q106</cusip>
         <value>1067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102906</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>102906</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>RA PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74933V108</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RMG ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>*W EXP 02/21/202</titleOfClass>
         <cusip>749641114</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>16666</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>1134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>23074</Sole>
             <Shared>0</Shared>
             <None>757</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SOFTWARE ACQUISITION GROUP I</nameOfIssuer>
         <titleOfClass>UNIT 10/01/2026</titleOfClass>
         <cusip>83406B200</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>27150</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>SOUTHERN NATL BANCORP OF VA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>843395104</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>1898</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STABLE RD ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>UNIT 05/15/2026</titleOfClass>
         <cusip>85236Q208</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>25000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TIBERIUS ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88633A107</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>14705</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRINE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>89628U108</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>25714</Sole>
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             <None>0</None>
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         <nameOfIssuer>TUSCAN HOLDINGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90069K104</cusip>
         <value>1106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>111075</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TUSCAN HOLDINGS CORP</nameOfIssuer>
         <titleOfClass>*W EXP 04/01/202</titleOfClass>
         <cusip>90069K112</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>152995</Sole>
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             <None>0</None>
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         <nameOfIssuer>TUSCAN HOLDINGS CORP</nameOfIssuer>
         <titleOfClass>UNIT 99/99/9999</titleOfClass>
         <cusip>90069K203</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15436</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>15436</Sole>
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             <None>0</None>
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         <nameOfIssuer>TUSCAN HLDGS CORP II</nameOfIssuer>
         <titleOfClass>UNIT 04/01/2026</titleOfClass>
         <cusip>90070A202</cusip>
         <value>562</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACT II GLOBAL ACQUISITION CO</nameOfIssuer>
         <titleOfClass>CL A SHS</titleOfClass>
         <cusip>G0080J104</cusip>
         <value>405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>40000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACT II GLOBAL ACQUISITION CO</nameOfIssuer>
         <titleOfClass>*W EXP 04/30/202</titleOfClass>
         <cusip>G0080J120</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>3359</Sole>
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             <None>250</None>
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     <infoTable>
         <nameOfIssuer>COLLIER CREEK HOLDINGS</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G22707106</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>25000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>OAKTREE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G67145105</cusip>
         <value>495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>50000</Sole>
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             <None>0</None>
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         <nameOfIssuer>OAKTREE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>*W EXP 99/99/999</titleOfClass>
         <cusip>G67145113</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>16666</Sole>
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             <None>0</None>
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         <nameOfIssuer>UNION ACQUISITION CORP II</nameOfIssuer>
         <titleOfClass>UNIT 99/99/9999</titleOfClass>
         <cusip>G9402Q118</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>49382</Sole>
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             <None>0</None>
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         <nameOfIssuer>AMERICAS GOLD AND SILVER COR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03062D100</cusip>
         <value>635</value>
         <shrsOrPrnAmt>
             <sshPrnamt>228144</sshPrnamt>
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         <investmentDiscretion>SOLE</investmentDiscretion>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>B2GOLD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>11777Q209</cusip>
         <value>477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>SOLE</investmentDiscretion>
         <votingAuthority>
             <Sole>114900</Sole>
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             <None>0</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4904</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4904</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1149</None>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>577</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>295</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>295</None>
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         <nameOfIssuer>AMN HEALTHCARE SERVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001744101</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>330</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>710</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18109</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>18109</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>177</None>
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             <sshPrnamt>1128</sshPrnamt>
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             <None>1128</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>79</value>
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             <None>4150</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>3</value>
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             <None>1834</None>
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         <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
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         <value>7</value>
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             <sshPrnamt>62</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>10</value>
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             <None>126</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>37</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>428</value>
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             <None>6155</None>
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             <None>4225</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>220</value>
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         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
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             <None>4888</None>
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             <None>528</None>
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             <None>786</None>
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             <None>471</None>
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         <cusip>33829M101</cusip>
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             <None>447</None>
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         <value>17</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>58</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>59</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34354P105</cusip>
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             <None>44</None>
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         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
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             <None>3019</None>
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         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
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             <sshPrnamt>127</sshPrnamt>
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             <None>127</None>
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     <infoTable>
         <nameOfIssuer>FORTRESS TRANS INFRST INVS L</nameOfIssuer>
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         <cusip>34960P101</cusip>
         <value>117</value>
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             <None>6000</None>
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     <infoTable>
         <nameOfIssuer>FOUR CORNERS PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35086T109</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>58</None>
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             <None>590</None>
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             <None>199</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
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             <None>24</None>
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         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
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             <None>46</None>
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         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
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         <value>9</value>
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             <None>938</None>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>962</sshPrnamt>
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         <votingAuthority>
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             <None>962</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>485</sshPrnamt>
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             <None>485</None>
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         <nameOfIssuer>THERMON GROUP HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88362T103</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
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             <None>2401</None>
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         <value>34</value>
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             <None>452</None>
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         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>92</value>
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             <None>522</None>
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         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>44</value>
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             <None>328</None>
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         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
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             <None>234</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>7</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>2</value>
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             <None>19</None>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
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             <None>26100</None>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
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         <cusip>89151E109</cusip>
         <value>7</value>
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             <sshPrnamt>135</sshPrnamt>
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         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
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             <None>386</None>
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         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
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             <None>567</None>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
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         <cusip>89417E109</cusip>
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             <sshPrnamt>183</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>7890</None>
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         <nameOfIssuer>TRIPADVISOR INC</nameOfIssuer>
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             <None>249</None>
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         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>3550</None>
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     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>17</None>
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             <None>188</None>
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             <None>487</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>398</None>
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             <None>595</None>
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         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>44</None>
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         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
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         <value>13</value>
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             <None>53</None>
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             <None>328</None>
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             <None>533</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>500</None>
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         <value>3</value>
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             <sshPrnamt>33</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>33</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>223</None>
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         <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911363109</cusip>
         <value>24</value>
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             <sshPrnamt>146</sshPrnamt>
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             <None>146</None>
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     <infoTable>
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             <sshPrnamt>821</sshPrnamt>
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             <None>821</None>
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         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>600</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>600</None>
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         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>130</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>163</None>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>727</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G30401106</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>10000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>16</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>356</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>101</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>339</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>149</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>266</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>266</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>720</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>727</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>158</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>71</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>147</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>136</None>
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     <infoTable>
         <nameOfIssuer>TRITON INTL LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G9078F107</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>514</None>
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     <infoTable>
         <nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>65</None>
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     <infoTable>
         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1334</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1334</None>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
             <sshPrnamt>628</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>628</None>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>770</None>
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     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>31</None>
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     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1731</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1731</None>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>614</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>247</None>
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         <nameOfIssuer>CYBERARK SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>33</None>
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         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>116</None>
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         <nameOfIssuer>ISRAEL CHEMICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M5920A109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2541</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2541</None>
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         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>148</None>
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     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>126</None>
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         <nameOfIssuer>INTERXION HOLDING N.V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N47279109</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>190</None>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>176</None>
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     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>632</None>
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     <infoTable>
         <nameOfIssuer>QIAGEN NV</nameOfIssuer>
         <titleOfClass>SHS NEW</titleOfClass>
         <cusip>N72482123</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>271</None>
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     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>189</None>
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     <infoTable>
         <nameOfIssuer>AAON INC</nameOfIssuer>
         <titleOfClass>COM PAR $0.004</titleOfClass>
         <cusip>000360206</cusip>
         <value>2333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>46495</Sole>
             <Shared>0</Shared>
             <None>556</None>
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     <infoTable>
         <nameOfIssuer>AAR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>000361105</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>5506</Sole>
             <Shared>0</Shared>
             <None>878</None>
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     <infoTable>
         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>42794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1774940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1730250</Sole>
             <Shared>0</Shared>
             <None>44690</None>
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     <infoTable>
         <nameOfIssuer>ACCO BRANDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00081T108</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9209</Sole>
             <Shared>0</Shared>
             <None>191</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ACNB CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>000868109</cusip>
         <value>1062</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28028</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00090Q103</cusip>
         <value>591</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>15785</value>
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             <None>10901</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001084102</cusip>
         <value>1468</value>
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             <sshPrnamt>19000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>AGF INVESTMENTS TRUST</nameOfIssuer>
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         <cusip>00110G408</cusip>
         <value>209</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001228105</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4978</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>2500</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
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             <sshPrnamt>153937</sshPrnamt>
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         <votingAuthority>
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             <None>14763</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
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         <votingAuthority>
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             <None>23902</None>
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         <cusip>00162Q478</cusip>
         <value>393</value>
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             <sshPrnamt>12203</sshPrnamt>
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             <None>3800</None>
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         <cusip>00162Q593</cusip>
         <value>999</value>
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             <sshPrnamt>23660</sshPrnamt>
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             <None>960</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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         <cusip>00162Q783</cusip>
         <value>973</value>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2072</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>SECTR DIV DOGS</titleOfClass>
         <cusip>00162Q858</cusip>
         <value>1754</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37432</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>100</None>
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         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>18083</value>
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             <sshPrnamt>2123564</sshPrnamt>
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         <cusip>00164V103</cusip>
         <value>949</value>
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             <None>550</None>
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         <titleOfClass>CL A COM</titleOfClass>
         <cusip>00165C104</cusip>
         <value>350</value>
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         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001744101</cusip>
         <value>7331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117831</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3444</None>
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         <nameOfIssuer>ANI PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00182C103</cusip>
         <value>201</value>
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             <sshPrnamt>3245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3209</Sole>
             <Shared>0</Shared>
             <None>36</None>
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         <nameOfIssuer>ASGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00191U102</cusip>
         <value>962</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13374</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>118</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>209352</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>298433</None>
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     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>GENOMIC REV ETF</titleOfClass>
         <cusip>00214Q302</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8225</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3224</None>
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     <infoTable>
         <nameOfIssuer>AZZ INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002474104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AARONS INC</nameOfIssuer>
         <titleOfClass>COM PAR $0.50</titleOfClass>
         <cusip>002535300</cusip>
         <value>11171</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>7125</None>
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     <infoTable>
         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>83110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>957006</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>180378</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>160252</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>176412</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN ASIA PACIFIC INCOM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003009107</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>2350</None>
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         <nameOfIssuer>ABERDEEN EMRG MRKTS EQT INM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00301W105</cusip>
         <value>251</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32782</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN GLOBAL PREMIER PPTY</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>00302L108</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29766</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28766</Sole>
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             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN JAPAN EQUITY FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00306J109</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21181</Sole>
             <Shared>0</Shared>
             <None>417</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN STD PALLADIUM ETF T</nameOfIssuer>
         <titleOfClass>PHYSCL PALLADM</titleOfClass>
         <cusip>003262102</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>1201</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN STD PRECIOUS METALS</nameOfIssuer>
         <titleOfClass>PHYSCL PM BASKET</titleOfClass>
         <cusip>003263100</cusip>
         <value>1911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24937</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24732</Sole>
             <Shared>0</Shared>
             <None>205</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN STD GOLD ETF TR</nameOfIssuer>
         <titleOfClass>PHYSCL GOLD SHS</titleOfClass>
         <cusip>00326A104</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10537</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN TOTAL DYNAMIC DIVD</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>00326L100</cusip>
         <value>1728</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>185675</Sole>
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             <None>7500</None>
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     <infoTable>
         <nameOfIssuer>ABIOMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003654100</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>506</Sole>
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             <None>29</None>
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     <infoTable>
         <nameOfIssuer>ACACIA COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00401C108</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>8327</Sole>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>004225108</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>7929</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACCELERATE DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00430H102</cusip>
         <value>345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>21592</Sole>
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             <None>186</None>
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     <infoTable>
         <nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>004498101</cusip>
         <value>1021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27006</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>26404</Sole>
             <Shared>0</Shared>
             <None>602</None>
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     <infoTable>
         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>14997</value>
         <shrsOrPrnAmt>
             <sshPrnamt>252260</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>238103</Sole>
             <Shared>0</Shared>
             <None>14157</None>
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     <infoTable>
         <nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>25243Q205</cusip>
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         <cusip>253868103</cusip>
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         <value>113</value>
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             <None>0</None>
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             <None>350</None>
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         <cusip>256677105</cusip>
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             <None>2144</None>
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         <cusip>256746108</cusip>
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         <value>61591</value>
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             <None>43547</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>25754A201</cusip>
         <value>1845</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>534</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>257651109</cusip>
         <value>2743</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3453</None>
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         <titleOfClass>COM UNIT</titleOfClass>
         <cusip>25820R105</cusip>
         <value>827</value>
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         <nameOfIssuer>DORMAN PRODUCTS INC</nameOfIssuer>
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         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
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         <votingAuthority>
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             <None>2091</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY COVINGTON TR</nameOfIssuer>
         <titleOfClass>MSCI RL EST ETF</titleOfClass>
         <cusip>316092857</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17963</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>MSCI COMMNTN SVC</titleOfClass>
         <cusip>316092873</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
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         <titleOfClass>MSCI MATLS INDEX</titleOfClass>
         <cusip>316092881</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
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             <None>318</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY D &amp; D BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31609R100</cusip>
         <value>791</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12714</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY</nameOfIssuer>
         <titleOfClass>TOTAL BD ETF</titleOfClass>
         <cusip>316188309</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5598</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>5598</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>18605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132862</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
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         <cusip>31620R303</cusip>
         <value>1474</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>239</None>
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         <nameOfIssuer>FIDUCIARY CLAYMORE ENGRY INF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31647Q106</cusip>
         <value>122</value>
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             <None>0</None>
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         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>6486</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>197691</Sole>
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             <None>13764</None>
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     <infoTable>
         <nameOfIssuer>FINANCIAL INSTNS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>317585404</cusip>
         <value>489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15133</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>4736</value>
         <shrsOrPrnAmt>
             <sshPrnamt>284516</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>278370</Sole>
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             <None>6146</None>
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     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>NOTE 1.625% 6/0</titleOfClass>
         <cusip>31816QAD3</cusip>
         <value>14</value>
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             <sshPrnamt>14478</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>NOTE 0.875% 6/0</titleOfClass>
         <cusip>31816QAF8</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17088</sshPrnamt>
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         <otherManager>2</otherManager>
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             <Sole>17088</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>1904</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32938</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31884</Sole>
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             <None>1054</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>678</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22420</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST BUSEY CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>319383204</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7063</Sole>
             <Shared>0</Shared>
             <None>355</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319829107</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11657</Sole>
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             <None>946</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319835104</cusip>
         <value>536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24826</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST CMNTY BANKSHARES INC V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31983A103</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7761</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>1ST CONSTITUTION BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31986N102</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15336</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>964</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38010</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33173</Sole>
             <Shared>0</Shared>
             <None>4837</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANKSHARES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32020R109</cusip>
         <value>3297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90754</Sole>
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             <None>3008</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>1307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78665</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54400</Sole>
             <Shared>0</Shared>
             <None>24265</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>3269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112901</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>106917</Sole>
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             <None>5984</None>
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     <infoTable>
         <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>3263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75728</Sole>
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             <None>2767</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320557101</cusip>
         <value>2078</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57888</Sole>
             <Shared>0</Shared>
             <None>29815</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTST BANCSYSTEM INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32055Y201</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6829</Sole>
             <Shared>0</Shared>
             <None>115</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST LONG IS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320734106</cusip>
         <value>867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34412</Sole>
             <Shared>0</Shared>
             <None>106</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>774</Sole>
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             <None>4001</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MIDWEST BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320867104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>252</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32106V107</cusip>
         <value>417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19480</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>5023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42809</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42458</Sole>
             <Shared>0</Shared>
             <None>351</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>1017</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17265</Sole>
             <Shared>0</Shared>
             <None>930</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>6717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>206076</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>196662</Sole>
             <Shared>0</Shared>
             <None>9414</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>4489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45025</Sole>
             <Shared>0</Shared>
             <None>10929</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33718W103</cusip>
         <value>2994</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127953</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>126939</Sole>
             <Shared>0</Shared>
             <None>1014</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>2395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39775</Sole>
             <Shared>0</Shared>
             <None>230</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>24372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>403834</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>390810</Sole>
             <Shared>0</Shared>
             <None>13024</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>5377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35653</Sole>
             <Shared>0</Shared>
             <None>519</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>28278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>172910</Sole>
             <Shared>0</Shared>
             <None>30357</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CAP GR ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733F101</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2497</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TRUST SPECIALTY FINANC</nameOfIssuer>
         <titleOfClass>COM BEN INTR</titleOfClass>
         <cusip>33733G109</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20329</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>1405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100647</Sole>
             <Shared>0</Shared>
             <None>11153</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>15073</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>200283</Sole>
             <Shared>0</Shared>
             <None>3996</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ100 TECH INDE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337345102</cusip>
         <value>8141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>76259</Sole>
             <Shared>0</Shared>
             <None>4795</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>2286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>86510</Sole>
             <Shared>0</Shared>
             <None>1080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>68231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1894390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1840976</Sole>
             <Shared>0</Shared>
             <None>53414</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>4881</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70861</Sole>
             <Shared>0</Shared>
             <None>3788</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>3234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>69479</Sole>
             <Shared>0</Shared>
             <None>1931</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
         <value>5186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103407</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>102223</Sole>
             <Shared>0</Shared>
             <None>1184</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11261</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10228</Sole>
             <Shared>0</Shared>
             <None>1033</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FINLS ALPHADEX</titleOfClass>
         <cusip>33734X135</cusip>
         <value>4463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>133505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>128236</Sole>
             <Shared>0</Shared>
             <None>5269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>4664</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55432</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48153</Sole>
             <Shared>0</Shared>
             <None>7279</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>1359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30022</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29432</Sole>
             <Shared>0</Shared>
             <None>590</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>1274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31212</Sole>
             <Shared>0</Shared>
             <None>628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>11470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>151159</Sole>
             <Shared>0</Shared>
             <None>6764</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>7262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>243917</Sole>
             <Shared>0</Shared>
             <None>4915</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>5228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86749</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77514</Sole>
             <Shared>0</Shared>
             <None>9235</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>1427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55611</Sole>
             <Shared>0</Shared>
             <None>1729</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>5201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>161620</Sole>
             <Shared>0</Shared>
             <None>11235</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INTL EQUITY OPP</titleOfClass>
         <cusip>33734X853</cusip>
         <value>640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15915</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15915</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>1390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21438</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20751</Sole>
             <Shared>0</Shared>
             <None>687</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>9680</value>
         <shrsOrPrnAmt>
             <sshPrnamt>133577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78178</Sole>
             <Shared>0</Shared>
             <None>55399</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>2149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37736</Sole>
             <Shared>0</Shared>
             <None>232</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP GRWTH ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>5017</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68799</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68196</Sole>
             <Shared>0</Shared>
             <None>603</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR STOXX EURO DIV FD</nameOfIssuer>
         <titleOfClass>COMMON SHS</titleOfClass>
         <cusip>33735T109</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19988</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19567</Sole>
             <Shared>0</Shared>
             <None>421</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>GBL WND ENRG ETF</titleOfClass>
         <cusip>33736G106</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2975</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR FTSE EPRA/NAREIT DE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13254</Sole>
             <Shared>0</Shared>
             <None>156</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>2356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>61271</Sole>
             <Shared>0</Shared>
             <None>1276</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>BRAZIL ALPHADEX</titleOfClass>
         <cusip>33737J133</cusip>
         <value>390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22636</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>3465</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61991</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>61393</Sole>
             <Shared>0</Shared>
             <None>598</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>5863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>219102</Sole>
             <Shared>0</Shared>
             <None>1589</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>SWITZLND ALPHA</titleOfClass>
         <cusip>33737J232</cusip>
         <value>769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14070</Sole>
             <Shared>0</Shared>
             <None>169</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EX US SML CP</titleOfClass>
         <cusip>33737J406</cusip>
         <value>639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16056</Sole>
             <Shared>0</Shared>
             <None>534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDXX NEXTG ETF</titleOfClass>
         <cusip>33737K205</cusip>
         <value>1440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26453</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26453</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>1246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25823</Sole>
             <Shared>0</Shared>
             <None>174</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CAP VAL FD</titleOfClass>
         <cusip>33737M201</cusip>
         <value>935</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25971</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25971</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CP GRW ALP</titleOfClass>
         <cusip>33737M300</cusip>
         <value>1623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34729</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11820</Sole>
             <Shared>0</Shared>
             <None>7000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>6128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240648</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>236329</Sole>
             <Shared>0</Shared>
             <None>4319</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>8352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>165265</Sole>
             <Shared>0</Shared>
             <None>9066</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>17306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>355391</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>351947</Sole>
             <Shared>0</Shared>
             <None>3444</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15757</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15332</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738G104</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9929</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>716</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37623</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>2883</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66926</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>62688</Sole>
             <Shared>0</Shared>
             <None>4238</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>BUYWRIT INCM ETF</titleOfClass>
         <cusip>33738R308</cusip>
         <value>452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19094</Sole>
             <Shared>0</Shared>
             <None>689</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>13277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>370181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>368776</Sole>
             <Shared>0</Shared>
             <None>1405</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
         <cusip>33738R605</cusip>
         <value>20722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>658225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>643912</Sole>
             <Shared>0</Shared>
             <None>14313</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RBA INDL ETF</titleOfClass>
         <cusip>33738R704</cusip>
         <value>1139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38569</Sole>
             <Shared>0</Shared>
             <None>895</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ ARTFCIAL</titleOfClass>
         <cusip>33738R720</cusip>
         <value>473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12633</Sole>
             <Shared>0</Shared>
             <None>1185</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ BK ETF</titleOfClass>
         <cusip>33738R860</cusip>
         <value>1530</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54164</Sole>
             <Shared>0</Shared>
             <None>220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R878</cusip>
         <value>2016</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70526</Sole>
             <Shared>0</Shared>
             <None>2244</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>1725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80807</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>76611</Sole>
             <Shared>0</Shared>
             <None>4196</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739B104</cusip>
         <value>324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23784</Sole>
             <Shared>0</Shared>
             <None>3250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>20698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1032457</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>983923</Sole>
             <Shared>0</Shared>
             <None>48534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10813</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10326</Sole>
             <Shared>0</Shared>
             <None>487</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANG TRADED FD I</nameOfIssuer>
         <titleOfClass>MANAGD MUN ETF</titleOfClass>
         <cusip>33739N108</cusip>
         <value>2638</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47462</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47162</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8795</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>EME MRK BD ETF</titleOfClass>
         <cusip>33739P202</cusip>
         <value>543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14423</Sole>
             <Shared>0</Shared>
             <None>175</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>INSTL PFD SECS</titleOfClass>
         <cusip>33739P855</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22572</Sole>
             <Shared>0</Shared>
             <None>1112</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>HORIZON MNGD ETF</titleOfClass>
         <cusip>33739P871</cusip>
         <value>1053</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30456</Sole>
             <Shared>0</Shared>
             <None>176</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>25242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>486703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>481025</Sole>
             <Shared>0</Shared>
             <None>5678</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FT STRG INCM ETF</titleOfClass>
         <cusip>33739Q309</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4867</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4447</Sole>
             <Shared>0</Shared>
             <None>420</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>32266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>536580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>529233</Sole>
             <Shared>0</Shared>
             <None>7347</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SSI STRG ETF</titleOfClass>
         <cusip>33739Q507</cusip>
         <value>954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27899</Sole>
             <Shared>0</Shared>
             <None>811</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>1803</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>116730</Sole>
             <Shared>0</Shared>
             <None>4600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>4234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193699</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>186318</Sole>
             <Shared>0</Shared>
             <None>7381</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>14048</value>
         <shrsOrPrnAmt>
             <sshPrnamt>737024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>726759</Sole>
             <Shared>0</Shared>
             <None>10265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>3427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59772</Sole>
             <Shared>0</Shared>
             <None>7018</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW UNCONSTRAI</titleOfClass>
         <cusip>33740F888</cusip>
         <value>6711</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259448</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>281</value>
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         <value>285</value>
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         <titleOfClass>COM</titleOfClass>
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             <None>300</None>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
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         <cusip>33939L662</cusip>
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             <None>9352</None>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
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         <cusip>33939L845</cusip>
         <value>1913</value>
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         <titleOfClass>CL A</titleOfClass>
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             <None>392</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>282</None>
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     <infoTable>
         <nameOfIssuer>FORTRESS TRANS INFRST INVS L</nameOfIssuer>
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         <cusip>34960P101</cusip>
         <value>141</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34964C106</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34983P104</cusip>
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         <cusip>35086T109</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>95</value>
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             <None>900</None>
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         <nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45168D104</cusip>
         <value>5390</value>
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             <sshPrnamt>20588</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>15919</Sole>
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             <None>4669</None>
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         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>88384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>492205</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>476488</Sole>
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             <None>15717</None>
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         <nameOfIssuer>ILLUMINA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452327109</cusip>
         <value>4025</value>
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             <sshPrnamt>12074</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10698</Sole>
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             <None>1376</None>
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         <nameOfIssuer>ILLUMINA INC</nameOfIssuer>
         <titleOfClass>NOTE 8/1</titleOfClass>
         <cusip>452327AK5</cusip>
         <value>12</value>
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             <sshPrnamt>12122</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>IMAX CORP</nameOfIssuer>
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         <cusip>45245E109</cusip>
         <value>632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29593</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29370</Sole>
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             <None>223</None>
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         <nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45253H101</cusip>
         <value>535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119117</sshPrnamt>
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         <votingAuthority>
             <Sole>116874</Sole>
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             <None>2243</None>
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         <nameOfIssuer>IMMUNOMEDICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452907108</cusip>
         <value>2420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114574</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>113789</Sole>
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             <None>785</None>
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         <nameOfIssuer>INCYTE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45337C102</cusip>
         <value>1030</value>
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             <sshPrnamt>11803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11315</Sole>
             <Shared>0</Shared>
             <None>488</None>
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         <nameOfIssuer>INDEPENDENT BANK CORP MASS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>453836108</cusip>
         <value>652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7913</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6822</Sole>
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             <None>1091</None>
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         <nameOfIssuer>INDEPENDENT BANK CORP MICH</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>453838609</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>157</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INDEPENDENT BK GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45384B106</cusip>
         <value>1352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24353</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24309</Sole>
             <Shared>0</Shared>
             <None>44</None>
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     <infoTable>
         <nameOfIssuer>INDIA FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>454089103</cusip>
         <value>394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18531</Sole>
             <Shared>0</Shared>
             <None>1212</None>
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     <infoTable>
         <nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
         <titleOfClass>IQ CHAIKIN US</titleOfClass>
         <cusip>45409B396</cusip>
         <value>2602</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41086</Sole>
             <Shared>0</Shared>
             <None>54291</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
         <titleOfClass>HDGD FTSE INTL</titleOfClass>
         <cusip>45409B560</cusip>
         <value>422</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19579</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18413</Sole>
             <Shared>0</Shared>
             <None>1166</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INFINERA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45667G103</cusip>
         <value>340</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41477</Sole>
             <Shared>0</Shared>
             <None>1012</None>
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         <nameOfIssuer>INFOSYS LTD</nameOfIssuer>
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         <cusip>456788108</cusip>
         <value>1484</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143478</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>140982</Sole>
             <Shared>0</Shared>
             <None>2496</None>
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     <infoTable>
         <nameOfIssuer>ING GROEP N V</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>456837103</cusip>
         <value>4185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>347074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>346051</Sole>
             <Shared>0</Shared>
             <None>1023</None>
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     <infoTable>
         <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45688C107</cusip>
         <value>1467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16204</Sole>
             <Shared>0</Shared>
             <None>162</None>
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     <infoTable>
         <nameOfIssuer>INGREDION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>457187102</cusip>
         <value>1173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12639</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12342</Sole>
             <Shared>0</Shared>
             <None>297</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
         <value>971</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13413</Sole>
             <Shared>0</Shared>
             <None>201</None>
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     <infoTable>
         <nameOfIssuer>INSMED INC</nameOfIssuer>
         <titleOfClass>COM PAR $.01</titleOfClass>
         <cusip>457669307</cusip>
         <value>577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21983</Sole>
             <Shared>0</Shared>
             <None>2400</None>
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     <infoTable>
         <nameOfIssuer>INSMED INC</nameOfIssuer>
         <titleOfClass>NOTE 1.750% 1/1</titleOfClass>
         <cusip>457669AA7</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17340</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INPHI CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45772F107</cusip>
         <value>2107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26777</Sole>
             <Shared>0</Shared>
             <None>1371</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INSPIRE MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>457730109</cusip>
         <value>648</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8651</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8492</Sole>
             <Shared>0</Shared>
             <None>159</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INSTEEL INDUSTRIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45774W108</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11841</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INSPERITY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45778Q107</cusip>
         <value>829</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9701</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9498</Sole>
             <Shared>0</Shared>
             <None>203</None>
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     <infoTable>
         <nameOfIssuer>INOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45780L104</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3966</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3880</Sole>
             <Shared>0</Shared>
             <None>86</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INSTRUCTURE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45781U103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>86</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>INNOVATOR ETFS TR II</nameOfIssuer>
         <titleOfClass>LUNT LOW VOL HIG</titleOfClass>
         <cusip>45783G102</cusip>
         <value>562</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14559</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9159</Sole>
             <Shared>0</Shared>
             <None>5400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INSULET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45784P101</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1178</Sole>
             <Shared>0</Shared>
             <None>52</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>180962</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3024617</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2795028</Sole>
             <Shared>0</Shared>
             <None>229589</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEGER HLDGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45826H109</cusip>
         <value>4455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55558</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>199</Sole>
             <Shared>0</Shared>
             <None>55359</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTER PARFUMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458334109</cusip>
         <value>816</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10811</Sole>
             <Shared>0</Shared>
             <None>105</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERACTIVE BROKERS GROUP IN</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>45841N107</cusip>
         <value>5134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>107892</Sole>
             <Shared>0</Shared>
             <None>2454</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERCEPT PHARMACEUTICALS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45845P108</cusip>
         <value>322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2597</Sole>
             <Shared>0</Shared>
             <None>11</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERCEPT PHARMACEUTICALS IN</nameOfIssuer>
         <titleOfClass>NOTE 3.250% 7/0</titleOfClass>
         <cusip>45845PAA6</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25208</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25208</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERCONTINENTAL HOTELS GROU</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>45857P806</cusip>
         <value>294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4206</Sole>
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             <None>27</None>
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         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
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         <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
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         <nameOfIssuer>INTL PAPER CO</nameOfIssuer>
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         <nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
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         <value>4579</value>
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         <cusip>46090A887</cusip>
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         <nameOfIssuer>INTUIT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</nameOfIssuer>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>46132L107</cusip>
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             <None>1061</None>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>INVESCO DYNAMIC CR OPP FD</nameOfIssuer>
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         <cusip>46132R104</cusip>
         <value>3060</value>
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     <infoTable>
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     <infoTable>
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             <None>24708</None>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>39</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V274</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>5151</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4086</Sole>
             <Shared>0</Shared>
             <None>1065</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P500 EQL TEC</titleOfClass>
         <cusip>46137V282</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>16490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>231</None>
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     <infoTable>
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         <titleOfClass>BUYBACK ACHIEV</titleOfClass>
         <cusip>46137V308</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>28125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>200</None>
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     <infoTable>
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         <cusip>46137V316</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <None>125</None>
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     <infoTable>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
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         <votingAuthority>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>596251</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V365</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>9483</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>4305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>2130</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>20460</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V464</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>44503</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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     <infoTable>
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             <sshPrnamt>11114</sshPrnamt>
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     <infoTable>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <shrsOrPrnAmt>
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     <infoTable>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>2401</sshPrnamt>
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     <infoTable>
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             <sshPrnamt>16736</sshPrnamt>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>5825</sshPrnamt>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>24612</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>27478</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>37123</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>558</sshPrnamt>
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         <otherManager>2</otherManager>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>40854</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
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             <sshPrnamt>20399</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>9957</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>9957</Sole>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <shrsOrPrnAmt>
             <sshPrnamt>17616</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>17616</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DWA TECHNOLOGY</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>12763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DWA MOMENTUM</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>161827</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DWA STAPLES</titleOfClass>
         <cusip>46137V886</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>7282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6454</Sole>
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     <infoTable>
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         <titleOfClass>ZACKS MID CAP</titleOfClass>
         <cusip>46137Y401</cusip>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <Shared>0</Shared>
             <None>143</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P SMLCP INFO</titleOfClass>
         <cusip>46138E115</cusip>
         <value>895</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9324</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8891</Sole>
             <Shared>0</Shared>
             <None>433</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P SMLCP HELT</titleOfClass>
         <cusip>46138E149</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4398</Sole>
             <Shared>0</Shared>
             <None>200</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P MIDCP LOW</titleOfClass>
         <cusip>46138E198</cusip>
         <value>13043</value>
         <shrsOrPrnAmt>
             <sshPrnamt>242537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>226572</Sole>
             <Shared>0</Shared>
             <None>15965</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P INTL LOW</titleOfClass>
         <cusip>46138E230</cusip>
         <value>1516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44283</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>7826</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P EMRNG MKTS</titleOfClass>
         <cusip>46138E297</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>432</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>46138E354</cusip>
         <value>28941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>495219</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>46551</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P500 HDL VOL</titleOfClass>
         <cusip>46138E362</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>294766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>37007</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>CEF INM COMPSI</titleOfClass>
         <cusip>46138E404</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10230</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>RUSEL 1000 EQL</titleOfClass>
         <cusip>46138E420</cusip>
         <value>186769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5465910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5268641</Sole>
             <Shared>0</Shared>
             <None>197269</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>PFD ETF</titleOfClass>
         <cusip>46138E511</cusip>
         <value>9016</value>
         <shrsOrPrnAmt>
             <sshPrnamt>599350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>591207</Sole>
             <Shared>0</Shared>
             <None>8143</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>NATL AMT MUNI</titleOfClass>
         <cusip>46138E537</cusip>
         <value>4840</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>180756</Sole>
             <Shared>0</Shared>
             <None>2027</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>KBW REGL BKG</titleOfClass>
         <cusip>46138E578</cusip>
         <value>752</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13930</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13435</Sole>
             <Shared>0</Shared>
             <None>495</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>KBW PREM YIELD</titleOfClass>
         <cusip>46138E594</cusip>
         <value>466</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14908</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>KBW BK ETF</titleOfClass>
         <cusip>46138E628</cusip>
         <value>1342</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22952</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22570</Sole>
             <Shared>0</Shared>
             <None>382</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>INTL CORP BD</titleOfClass>
         <cusip>46138E636</cusip>
         <value>1032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38097</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36629</Sole>
             <Shared>0</Shared>
             <None>1468</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>INTL BUYBACK</titleOfClass>
         <cusip>46138E644</cusip>
         <value>839</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19056</Sole>
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             <None>5692</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>GLOBAL WATER</titleOfClass>
         <cusip>46138E651</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2335</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>CHINA SMALL CP</titleOfClass>
         <cusip>46138E701</cusip>
         <value>865</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>284</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>FNDMNTL HY CRP</titleOfClass>
         <cusip>46138E719</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>EMRNG MKT SVRG</titleOfClass>
         <cusip>46138E784</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>85975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>5581</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>CHINA TECHNLGY</titleOfClass>
         <cusip>46138E800</cusip>
         <value>382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7305</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>DWA SMLCP MENT</titleOfClass>
         <cusip>46138E842</cusip>
         <value>1065</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18648</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3420</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>DWA EMERG MKTS</titleOfClass>
         <cusip>46138E867</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>59440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54801</Sole>
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             <None>4639</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>DWA DEV MKTS</titleOfClass>
         <cusip>46138E875</cusip>
         <value>360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10153</Sole>
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             <None>2394</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P SMLCP LOW</titleOfClass>
         <cusip>46138G102</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>46543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37229</Sole>
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             <None>9314</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>SR LN ETF</titleOfClass>
         <cusip>46138G508</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>123751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>116969</Sole>
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             <None>6782</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138G656</cusip>
         <value>2795</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70856</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2061</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P SMALLCAP 600</titleOfClass>
         <cusip>46138G664</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
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         <cusip>46138G672</cusip>
         <value>611</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9444</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>8844</Sole>
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             <None>600</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 REVENUE</titleOfClass>
         <cusip>46138G698</cusip>
         <value>735</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12654</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11806</Sole>
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             <None>848</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>SOLAR ETF</titleOfClass>
         <cusip>46138G706</cusip>
         <value>1020</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33141</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32741</Sole>
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             <None>400</None>
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     <infoTable>
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         <titleOfClass>TAXABLE MUN BD</titleOfClass>
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         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>13822</Sole>
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             <None>447</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>GBL CLEAN ENRG</titleOfClass>
         <cusip>46138G847</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23300</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
         <titleOfClass>VAR RATE PFD</titleOfClass>
         <cusip>46138G870</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>233686</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>231511</Sole>
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             <None>2175</None>
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     <infoTable>
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         <shrsOrPrnAmt>
             <sshPrnamt>44928</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>41848</Sole>
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             <None>3080</None>
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         <cusip>46138J882</cusip>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>HDG MSCI JAPAN</titleOfClass>
         <cusip>46434V886</cusip>
         <value>341</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC20 ETF</titleOfClass>
         <cusip>46434VAQ3</cusip>
         <value>7819</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2593</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC23 ETF</titleOfClass>
         <cusip>46434VAX8</cusip>
         <value>7982</value>
         <shrsOrPrnAmt>
             <sshPrnamt>314183</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>12039</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC22 ETF</titleOfClass>
         <cusip>46434VBA7</cusip>
         <value>10948</value>
         <shrsOrPrnAmt>
             <sshPrnamt>432454</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>7567</None>
         </votingAuthority>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC25 ETF</titleOfClass>
         <cusip>46434VBD1</cusip>
         <value>10843</value>
         <shrsOrPrnAmt>
             <sshPrnamt>419261</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>405514</Sole>
             <Shared>0</Shared>
             <None>13747</None>
         </votingAuthority>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC24 ETF</titleOfClass>
         <cusip>46434VBG4</cusip>
         <value>1749</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1317</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC21 ETF</titleOfClass>
         <cusip>46434VBK5</cusip>
         <value>17863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>716590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>11041</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CONV BD ETF</titleOfClass>
         <cusip>46435G102</cusip>
         <value>4032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63405</Sole>
             <Shared>0</Shared>
             <None>767</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG 1 5 YR USD</titleOfClass>
         <cusip>46435G243</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6542</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2023</titleOfClass>
         <cusip>46435G318</cusip>
         <value>955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI UK ETF NEW</titleOfClass>
         <cusip>46435G334</cusip>
         <value>17618</value>
         <shrsOrPrnAmt>
             <sshPrnamt>516558</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3910</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MORTGE REL ETF</titleOfClass>
         <cusip>46435G342</cusip>
         <value>349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7967</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5977</Sole>
             <Shared>0</Shared>
             <None>1990</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG MSCI EAFE</titleOfClass>
         <cusip>46435G516</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3087</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3087</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI CDA ETF</titleOfClass>
         <cusip>46435G706</cusip>
         <value>1079</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40180</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3620</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2022</titleOfClass>
         <cusip>46435G755</cusip>
         <value>1652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63118</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2021</titleOfClass>
         <cusip>46435G789</cusip>
         <value>1460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56564</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>56564</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2026</titleOfClass>
         <cusip>46435GAA0</cusip>
         <value>2023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73900</Sole>
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             <None>5254</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC 26</titleOfClass>
         <cusip>46435U259</cusip>
         <value>307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11882</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1476</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC 27</titleOfClass>
         <cusip>46435U283</cusip>
         <value>508</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19592</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1471</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC 28</titleOfClass>
         <cusip>46435U325</cusip>
         <value>416</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1461</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC 25</titleOfClass>
         <cusip>46435U432</cusip>
         <value>409</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15019</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>1413</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBDS DEC28 ETF</titleOfClass>
         <cusip>46435U515</cusip>
         <value>9964</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>12152</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC</titleOfClass>
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         <value>479</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1452</None>
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     <infoTable>
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         <cusip>46435UAA9</cusip>
         <value>10012</value>
         <shrsOrPrnAmt>
             <sshPrnamt>386467</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>142</None>
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         <value>140</value>
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             <None>1033</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655664100</cusip>
         <value>18619</value>
         <shrsOrPrnAmt>
             <sshPrnamt>455480</sshPrnamt>
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             <None>7099</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>27388</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>6787</None>
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         <nameOfIssuer>NORTHERN DYNASTY MINERALS LT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66510M204</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NORTHERN OIL &amp; GAS INC NEV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665531109</cusip>
         <value>1250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>535500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>474600</Sole>
             <Shared>0</Shared>
             <None>60900</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>2185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <Shared>0</Shared>
             <None>393</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTHRIM BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666762109</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>7500</None>
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     <infoTable>
         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>28601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74987</Sole>
             <Shared>0</Shared>
             <None>8268</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTHWEST BANCSHARES INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>667340103</cusip>
         <value>1331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77531</Sole>
             <Shared>0</Shared>
             <None>2417</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTHWEST PIPE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>667746101</cusip>
         <value>505</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15007</Sole>
             <Shared>0</Shared>
             <None>113</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTHWESTERN CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>668074305</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1167</Sole>
             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTONLIFELOCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>668771108</cusip>
         <value>10880</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>421511</Sole>
             <Shared>0</Shared>
             <None>4129</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORWOOD FINANCIAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>669549107</cusip>
         <value>384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVAGOLD RES INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66987E206</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NOVARTIS A G</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>27092</value>
         <shrsOrPrnAmt>
             <sshPrnamt>286331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>264261</Sole>
             <Shared>0</Shared>
             <None>22070</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVANTA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67000B104</cusip>
         <value>785</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8571</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8492</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>9136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157931</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>152823</Sole>
             <Shared>0</Shared>
             <None>5108</None>
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     <infoTable>
         <nameOfIssuer>NOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>1299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>116277</Sole>
             <Shared>0</Shared>
             <None>3486</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>2364</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2874</None>
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     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 4/0</titleOfClass>
         <cusip>67020YAN0</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>8227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>145883</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>9583</None>
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     <infoTable>
         <nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
         <titleOfClass>UNIT COM</titleOfClass>
         <cusip>67058H102</cusip>
         <value>492</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUTANIX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>4442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>138280</Sole>
             <Shared>0</Shared>
             <None>2172</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67061T101</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6999</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6999</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN NY MUN VALUE FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67062M105</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NY SELECT TAX FREE PR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67063V104</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67064R102</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12512</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12512</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CALIFORNIA AMT QLT MU</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670651108</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10459</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670656107</cusip>
         <value>1084</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79999</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77124</Sole>
             <Shared>0</Shared>
             <None>2875</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>9447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>657235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>629606</Sole>
             <Shared>0</Shared>
             <None>27629</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>46128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>180725</Sole>
             <Shared>0</Shared>
             <None>15546</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>4006</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274593</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>259650</Sole>
             <Shared>0</Shared>
             <None>14943</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8884</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8884</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MN TMF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>879</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>61257</Sole>
             <Shared>0</Shared>
             <None>1878</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38815</Sole>
             <Shared>0</Shared>
             <None>3908</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67067Y104</cusip>
         <value>1558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>261839</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>208831</Sole>
             <Shared>0</Shared>
             <None>53008</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20924</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12160</Sole>
             <Shared>0</Shared>
             <None>8764</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN 2021 TARGET TERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670687102</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15570</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>670699107</cusip>
         <value>331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13736</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11475</Sole>
             <Shared>0</Shared>
             <None>2261</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN FLTNG RTE INCM OPP FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>6706EN100</cusip>
         <value>1464</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>142729</Sole>
             <Shared>0</Shared>
             <None>3858</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN DIVERSIFIED DIV INCM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EP105</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10160</Sole>
             <Shared>0</Shared>
             <None>745</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
         <value>2706</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196791</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>185603</Sole>
             <Shared>0</Shared>
             <None>11188</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 DYN OVERWRITE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EW100</cusip>
         <value>1705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>103496</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>2426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30334</Sole>
             <Shared>0</Shared>
             <None>577</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>3569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>218519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>210528</Sole>
             <Shared>0</Shared>
             <None>7991</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>5984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>358570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>344307</Sole>
             <Shared>0</Shared>
             <None>14263</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56077</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52451</Sole>
             <Shared>0</Shared>
             <None>3626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM OPPORTNYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>1416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>132885</Sole>
             <Shared>0</Shared>
             <None>3400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>2031</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>237916</Sole>
             <Shared>0</Shared>
             <None>26280</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN TAX ADVANTAGED DIV GR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073G105</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12445</Sole>
             <Shared>0</Shared>
             <None>450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TAXABLE MUNICPL INCM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>819</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36262</Sole>
             <Shared>0</Shared>
             <None>1180</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074U103</cusip>
         <value>170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13000</Sole>
             <Shared>0</Shared>
             <None>8850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INM AND GW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16787</Sole>
             <Shared>0</Shared>
             <None>3400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21763</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYN OVERWRITE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19039</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18539</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17902</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16602</Sole>
             <Shared>0</Shared>
             <None>1300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME 2020 TARG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075L102</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16981</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>1276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46834</Sole>
             <Shared>0</Shared>
             <None>3748</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR OPPORTUNITIES 2022</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075U102</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24943</Sole>
             <Shared>0</Shared>
             <None>662</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>10199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>212779</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>161866</Sole>
             <Shared>0</Shared>
             <None>50913</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>2510</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251558</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>222974</Sole>
             <Shared>0</Shared>
             <None>28584</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077P101</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21109</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21109</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>1205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24685</Sole>
             <Shared>0</Shared>
             <None>2461</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67090H102</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10886</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10886</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670928100</cusip>
         <value>9366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>875332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>855341</Sole>
             <Shared>0</Shared>
             <None>19991</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26239</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MICHIGAN QLT MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670979103</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11050</Sole>
             <Shared>0</Shared>
             <None>4250</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN OHIO QLTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670980101</cusip>
         <value>918</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59271</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TEXAS QLTY MUN INCME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670983105</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15350</Sole>
             <Shared>0</Shared>
             <None>2336</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>O-I GLASS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67098H104</cusip>
         <value>1778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8575</Sole>
             <Shared>0</Shared>
             <None>140395</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OFS CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103B100</cusip>
         <value>178</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15789</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>17110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35067</Sole>
             <Shared>0</Shared>
             <None>3902</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OSI ETF TR</nameOfIssuer>
         <titleOfClass>OSHARS FTSE US</titleOfClass>
         <cusip>67110P407</cusip>
         <value>967</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21501</Sole>
             <Shared>0</Shared>
             <None>4900</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OAKTREE SPECIALTY LENDING CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67401P108</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>62100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OAKTREE STRATEGIC INCOME COR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67402D104</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19050</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
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         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693475105</cusip>
         <value>32970</value>
         <shrsOrPrnAmt>
             <sshPrnamt>206395</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>201568</Sole>
             <Shared>0</Shared>
             <None>4827</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POSCO</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>693483109</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3711</Sole>
             <Shared>0</Shared>
             <None>62</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PNM RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69349H107</cusip>
         <value>499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8436</Sole>
             <Shared>0</Shared>
             <None>1453</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>21187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>158800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144568</Sole>
             <Shared>0</Shared>
             <None>14232</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>20041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>558638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>533747</Sole>
             <Shared>0</Shared>
             <None>24891</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRA HEALTH SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69354M108</cusip>
         <value>2328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20939</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRA GROUP INC</nameOfIssuer>
         <titleOfClass>NOTE 3.500% 6/0</titleOfClass>
         <cusip>69354NAB2</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12501</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12501</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PS BUSINESS PKS INC CALIF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69360J107</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2840</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PVH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693656100</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>198</Sole>
             <Shared>0</Shared>
             <None>33</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PTC THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69366J200</cusip>
         <value>312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6492</Sole>
             <Shared>0</Shared>
             <None>9</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PTC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69370C100</cusip>
         <value>1087</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14394</Sole>
             <Shared>0</Shared>
             <None>806</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>1904</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24137</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23577</Sole>
             <Shared>0</Shared>
             <None>560</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDP US LAR CP</titleOfClass>
         <cusip>69374H105</cusip>
         <value>12799</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>379472</Sole>
             <Shared>0</Shared>
             <None>3243</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDP US MID CP</titleOfClass>
         <cusip>69374H204</cusip>
         <value>6747</value>
         <shrsOrPrnAmt>
             <sshPrnamt>219569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>218316</Sole>
             <Shared>0</Shared>
             <None>1253</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDP 100 ETF</titleOfClass>
         <cusip>69374H303</cusip>
         <value>13129</value>
         <shrsOrPrnAmt>
             <sshPrnamt>325441</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>324118</Sole>
             <Shared>0</Shared>
             <None>1323</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDPILOT INTL</titleOfClass>
         <cusip>69374H683</cusip>
         <value>1970</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73708</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73430</Sole>
             <Shared>0</Shared>
             <None>278</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>CFRA STVAL EQL</titleOfClass>
         <cusip>69374H691</cusip>
         <value>1019</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32719</Sole>
             <Shared>0</Shared>
             <None>112</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>GLOBL CASH ETF</titleOfClass>
         <cusip>69374H709</cusip>
         <value>380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12073</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>BNCHMRK INFRA</titleOfClass>
         <cusip>69374H741</cusip>
         <value>830</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25391</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24038</Sole>
             <Shared>0</Shared>
             <None>1353</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDPILOT EUR</titleOfClass>
         <cusip>69374H808</cusip>
         <value>476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17344</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>US CASH COWS 100</titleOfClass>
         <cusip>69374H881</cusip>
         <value>867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27895</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIFIC PREMIER BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69478X105</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>690</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>490</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIRA BIOSCIENCES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695127100</cusip>
         <value>487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10502</Sole>
             <Shared>0</Shared>
             <None>327</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIRA BIOSCIENCES</nameOfIssuer>
         <titleOfClass>NOTE 2.375% 4/0</titleOfClass>
         <cusip>695127AD2</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12474</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12474</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695156109</cusip>
         <value>5578</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50053</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47770</Sole>
             <Shared>0</Shared>
             <None>2283</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACWEST BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695263103</cusip>
         <value>3347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>84945</Sole>
             <Shared>0</Shared>
             <None>2680</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAGERDUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69553P100</cusip>
         <value>696</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29723</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALATIN TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM PAR $ .01</titleOfClass>
         <cusip>696077403</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>24963</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>102604</Sole>
             <Shared>0</Shared>
             <None>5601</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>NOTE 0.750% 7/0</titleOfClass>
         <cusip>697435AD7</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33090</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33090</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAN AMERICAN SILVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697900108</cusip>
         <value>2256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90017</Sole>
             <Shared>0</Shared>
             <None>5043</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARATEK PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>699374302</cusip>
         <value>874</value>
         <shrsOrPrnAmt>
             <sshPrnamt>217164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>203578</Sole>
             <Shared>0</Shared>
             <None>13586</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARK CITY GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>700215304</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARK NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>700658107</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1785</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1785</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>7367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34478</Sole>
             <Shared>0</Shared>
             <None>1404</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARSLEY ENERGY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>701877102</cusip>
         <value>2451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130043</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>115048</Sole>
             <Shared>0</Shared>
             <None>14995</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARSONS CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70202L102</cusip>
         <value>454</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10527</Sole>
             <Shared>0</Shared>
             <None>418</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PATRICK INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>703343103</cusip>
         <value>717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14989</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14989</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO STRATEGIC INCOME FD IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200X104</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15808</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>722014107</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10128</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72201B101</cusip>
         <value>412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21696</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17566</Sole>
             <Shared>0</Shared>
             <None>4130</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO INCOME STRATEGY FUND I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72201J104</cusip>
         <value>177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16637</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11637</Sole>
             <Shared>0</Shared>
             <None>5000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>1-5 US TIP IDX</titleOfClass>
         <cusip>72201R205</cusip>
         <value>12187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>232595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>227144</Sole>
             <Shared>0</Shared>
             <None>5451</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>15+ YR US TIPS</titleOfClass>
         <cusip>72201R304</cusip>
         <value>670</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7589</Sole>
             <Shared>0</Shared>
             <None>1689</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHNCD LW DUR AC</titleOfClass>
         <cusip>72201R718</cusip>
         <value>2073</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19555</Sole>
             <Shared>0</Shared>
             <None>1273</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ACTIVE BD ETF</titleOfClass>
         <cusip>72201R775</cusip>
         <value>28826</value>
         <shrsOrPrnAmt>
             <sshPrnamt>267382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>259009</Sole>
             <Shared>0</Shared>
             <None>8373</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>0-5 HIGH YIELD</titleOfClass>
         <cusip>72201R783</cusip>
         <value>954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9572</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9217</Sole>
             <Shared>0</Shared>
             <None>355</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
         <cusip>72201R833</cusip>
         <value>47281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>465697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>448790</Sole>
             <Shared>0</Shared>
             <None>16907</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>INTER MUN BD ACT</titleOfClass>
         <cusip>72201R866</cusip>
         <value>4851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87796</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>87240</Sole>
             <Shared>0</Shared>
             <None>556</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>SHTRM MUN BD ACT</titleOfClass>
         <cusip>72201R874</cusip>
         <value>577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11437</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>25YR+ ZERO U S</titleOfClass>
         <cusip>72201R882</cusip>
         <value>1080</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8094</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8094</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>72201Y101</cusip>
         <value>2809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>85206</Sole>
             <Shared>0</Shared>
             <None>1647</None>
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     <infoTable>
         <nameOfIssuer>PIMCO INCOME OPPORTUNITY FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72202B100</cusip>
         <value>1289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46463</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO DYNMIC CREDIT AND MRT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>72202D106</cusip>
         <value>5103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>202289</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>184974</Sole>
             <Shared>0</Shared>
             <None>17315</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72346Q104</cusip>
         <value>2269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35424</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35388</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723484101</cusip>
         <value>1114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11535</Sole>
             <Shared>0</Shared>
             <None>786</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PINTEREST INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>72352L106</cusip>
         <value>1400</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73405</Sole>
             <Shared>0</Shared>
             <None>1042</None>
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     <infoTable>
         <nameOfIssuer>PIONEER FLOATING RATE TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72369J102</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29718</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723787107</cusip>
         <value>17569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110594</Sole>
             <Shared>0</Shared>
             <None>4386</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIPER JAFFRAY COS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>724078100</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1432</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1432</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>726503105</cusip>
         <value>1955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>102989</Sole>
             <Shared>0</Shared>
             <None>3412</None>
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     <infoTable>
         <nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
         <titleOfClass>LTD PARTNR INT A</titleOfClass>
         <cusip>72651A207</cusip>
         <value>525</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27702</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26302</Sole>
             <Shared>0</Shared>
             <None>1400</None>
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     <infoTable>
         <nameOfIssuer>PLANET FITNESS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>72703H101</cusip>
         <value>1257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16747</Sole>
             <Shared>0</Shared>
             <None>53</None>
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         <nameOfIssuer>PLUG POWER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>72919P202</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46825</Sole>
             <Shared>0</Shared>
             <None>165</None>
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     <infoTable>
         <nameOfIssuer>PLURALSIGHT INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>72941B106</cusip>
         <value>1003</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>56604</Sole>
             <Shared>0</Shared>
             <None>1076</None>
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         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>1192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9105</Sole>
             <Shared>0</Shared>
             <None>2531</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POLYMET MINING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731916102</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>23200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>10314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48536</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46109</Sole>
             <Shared>0</Shared>
             <None>2427</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POPE RESOURCES A DELAWARE LP</nameOfIssuer>
         <titleOfClass>DEPOSITRY RCPT</titleOfClass>
         <cusip>732857107</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>700</Sole>
             <Shared>0</Shared>
             <None>43</None>
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     <infoTable>
         <nameOfIssuer>POPULAR INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>733174700</cusip>
         <value>1093</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18618</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PORTFOLIO RECOVERY ASSOCS IN</nameOfIssuer>
         <titleOfClass>NOTE 3.000% 8/0</titleOfClass>
         <cusip>73640QAB1</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24939</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24939</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>736508847</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1471</Sole>
             <Shared>0</Shared>
             <None>43</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTMAN RIDGE FIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73688F102</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36377</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTOLA PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737010108</cusip>
         <value>890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36720</Sole>
             <Shared>0</Shared>
             <None>527</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>2631</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1355</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>73757R102</cusip>
         <value>488</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19807</Sole>
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             <None>8975</None>
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     <infoTable>
         <nameOfIssuer>POTLATCHDELTIC CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737630103</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>367</None>
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     <infoTable>
         <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>739276103</cusip>
         <value>712</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>7140</Sole>
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             <None>117</None>
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     <infoTable>
         <nameOfIssuer>PREFERRED APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74039L103</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>PREMIER INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74051N102</cusip>
         <value>9</value>
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             <None>0</None>
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         <nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74112D101</cusip>
         <value>150</value>
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             <sshPrnamt>3745</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>12901</value>
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             <sshPrnamt>106009</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>7959</None>
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         <nameOfIssuer>PRICESMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>741511109</cusip>
         <value>3285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46462</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3676</None>
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         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>12089</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92658</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>5275</None>
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         <nameOfIssuer>PRIMO WTR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74165N105</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10063</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>1122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19476</Sole>
             <Shared>0</Shared>
             <None>1047</None>
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     <infoTable>
         <nameOfIssuer>PRINCIPIA BIOPHARMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74257L108</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3993</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3893</Sole>
             <Shared>0</Shared>
             <None>100</None>
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     <infoTable>
         <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>172395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1391382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1334677</Sole>
             <Shared>0</Shared>
             <None>56705</None>
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     <infoTable>
         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>4397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59498</Sole>
             <Shared>0</Shared>
             <None>1151</None>
         </votingAuthority>
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         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>7269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81406</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73419</Sole>
             <Shared>0</Shared>
             <None>7987</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>2317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14973</Sole>
             <Shared>0</Shared>
             <None>5294</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2038</Sole>
             <Shared>0</Shared>
             <None>4098</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>DJ BRKFLD GLB</titleOfClass>
         <cusip>74347B508</cusip>
         <value>1958</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41835</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>INVT INT RT HG</titleOfClass>
         <cusip>74347B607</cusip>
         <value>817</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP 400 DIV</titleOfClass>
         <cusip>74347B680</cusip>
         <value>1278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20463</Sole>
             <Shared>0</Shared>
             <None>675</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>RUSS 2000 DIVD</titleOfClass>
         <cusip>74347B698</cusip>
         <value>1554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24859</Sole>
             <Shared>0</Shared>
             <None>348</None>
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     <infoTable>
         <nameOfIssuer>PROPETRO HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74347M108</cusip>
         <value>426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37644</Sole>
             <Shared>0</Shared>
             <None>159</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>LARGE CAP CRE</titleOfClass>
         <cusip>74347R248</cusip>
         <value>1592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16943</Sole>
             <Shared>0</Shared>
             <None>3630</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>HD REPLICATION</titleOfClass>
         <cusip>74347X294</cusip>
         <value>3208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68597</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68361</Sole>
             <Shared>0</Shared>
             <None>236</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>PET CARE ETF</titleOfClass>
         <cusip>74348A145</cusip>
         <value>470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8036</Sole>
             <Shared>0</Shared>
             <None>2682</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>18407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243470</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>230489</Sole>
             <Shared>0</Shared>
             <None>12981</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74348T102</cusip>
         <value>651</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>96511</Sole>
             <Shared>0</Shared>
             <None>4500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95247</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>95247</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>1152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1160375</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>473581</Sole>
             <Shared>0</Shared>
             <None>686794</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 6.375% 3/0</titleOfClass>
         <cusip>74348TAT9</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148605</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>137990</Sole>
             <Shared>0</Shared>
             <None>10615</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPERITY BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743606105</cusip>
         <value>401</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5193</Sole>
             <Shared>0</Shared>
             <None>355</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>2752</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26875</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROVENTION BIO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74374N102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROVIDENT FINL SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74386T105</cusip>
         <value>595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>70140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>750552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>727085</Sole>
             <Shared>0</Shared>
             <None>23467</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6857</Sole>
             <Shared>0</Shared>
             <None>263</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
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             <None>183</None>
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             <None>3508</None>
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         <cusip>750917106</cusip>
         <value>11</value>
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             <None>0</None>
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         <value>110133</value>
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             <None>3713</None>
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         <value>130</value>
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             <None>2500</None>
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         <cusip>75605A108</cusip>
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         <value>2130</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>5183</value>
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         <cusip>783513203</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
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         <nameOfIssuer>SB ONE BANCORP</nameOfIssuer>
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         <cusip>78413T103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
         <cusip>78463X509</cusip>
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         <cusip>78463X533</cusip>
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         <cusip>78463X756</cusip>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
         <cusip>78464A300</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3353</Sole>
             <Shared>0</Shared>
             <None>737</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>11348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>203041</Sole>
             <Shared>0</Shared>
             <None>1731</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN COR</titleOfClass>
         <cusip>78464A367</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9721</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>1834</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48375</Sole>
             <Shared>0</Shared>
             <None>3100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFLI MORTGAGE</titleOfClass>
         <cusip>78464A383</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>2366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55933</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>36627</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1187910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1171457</Sole>
             <Shared>0</Shared>
             <None>16453</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
         <cusip>78464A508</cusip>
         <value>1367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39090</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG INTL TR</titleOfClass>
         <cusip>78464A516</cusip>
         <value>1578</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53243</Sole>
             <Shared>0</Shared>
             <None>1477</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P TELECOM</titleOfClass>
         <cusip>78464A540</cusip>
         <value>387</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5564</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5044</Sole>
             <Shared>0</Shared>
             <None>520</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>HLTH CR EQUIP</titleOfClass>
         <cusip>78464A581</cusip>
         <value>1263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14649</Sole>
             <Shared>0</Shared>
             <None>81</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>COMP SOFTWARE</titleOfClass>
         <cusip>78464A599</cusip>
         <value>779</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7643</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>5551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41586</Sole>
             <Shared>0</Shared>
             <None>12829</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>AEROSPACE DEF</titleOfClass>
         <cusip>78464A631</cusip>
         <value>5969</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54846</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54274</Sole>
             <Shared>0</Shared>
             <None>572</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
         <cusip>78464A664</cusip>
         <value>1382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35557</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFLI INTRMDIT</titleOfClass>
         <cusip>78464A672</cusip>
         <value>17851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>577236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>557745</Sole>
             <Shared>0</Shared>
             <None>19491</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>5048</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>85788</Sole>
             <Shared>0</Shared>
             <None>740</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P RETAIL ETF</titleOfClass>
         <cusip>78464A714</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4414</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4363</Sole>
             <Shared>0</Shared>
             <None>51</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78464A730</cusip>
         <value>2330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>92083</Sole>
             <Shared>0</Shared>
             <None>6230</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P METALS MNG</titleOfClass>
         <cusip>78464A755</cusip>
         <value>1680</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57291</Sole>
             <Shared>0</Shared>
             <None>108</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>18534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>163845</Sole>
             <Shared>0</Shared>
             <None>8343</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P CAP MKTS</titleOfClass>
         <cusip>78464A771</cusip>
         <value>1041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17507</Sole>
             <Shared>0</Shared>
             <None>77</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
         <value>2794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78632</Sole>
             <Shared>0</Shared>
             <None>131</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BK ETF</titleOfClass>
         <cusip>78464A797</cusip>
         <value>10652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225326</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224152</Sole>
             <Shared>0</Shared>
             <None>1174</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO TL STK</titleOfClass>
         <cusip>78464A805</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3298</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3298</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
         <cusip>78464A813</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3011</Sole>
             <Shared>0</Shared>
             <None>72</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>1962</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34289</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34289</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>643</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11663</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11663</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
         <cusip>78464A862</cusip>
         <value>2920</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27660</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27583</Sole>
             <Shared>0</Shared>
             <None>77</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>3380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32955</Sole>
             <Shared>0</Shared>
             <None>2513</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
         <cusip>78464A888</cusip>
         <value>626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12342</Sole>
             <Shared>0</Shared>
             <None>1474</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>11881</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>187957</Sole>
             <Shared>0</Shared>
             <None>6013</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>5386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115592</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>114134</Sole>
             <Shared>0</Shared>
             <None>1458</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>2018</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41175</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>15227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53358</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48723</Sole>
             <Shared>0</Shared>
             <None>4635</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>8932</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23391</Sole>
             <Shared>0</Shared>
             <None>354</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63929</sshPrnamt>
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         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
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         <titleOfClass>DORSEY WRGT FI</titleOfClass>
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         <value>1234</value>
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             <None>3142</None>
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         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>6351</value>
         <shrsOrPrnAmt>
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             <None>5596</None>
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         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>20707</value>
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             <None>4650</None>
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         <titleOfClass>PRTFLO S&amp;P500 HI</titleOfClass>
         <cusip>78468R788</cusip>
         <value>594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <titleOfClass>SSGA US SMAL ETF</titleOfClass>
         <cusip>78468R887</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3091</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>171</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>874</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2963</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>11078</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>230</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>41</None>
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         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <cusip>78573L106</cusip>
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         <otherManager>2</otherManager>
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             <None>1685</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>198</None>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>20</None>
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         <nameOfIssuer>SAGE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78667J108</cusip>
         <value>586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8118</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>133</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>969</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>92</None>
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         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15818</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>334</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
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             <sshPrnamt>379424</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>25284</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5500</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>500</None>
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         <value>242</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
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         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <None>110</None>
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         <cusip>80105N105</cusip>
         <value>11027</value>
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         <otherManager>2</otherManager>
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             <None>2669</None>
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         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>5366</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <None>822</None>
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         <value>365</value>
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         <otherManager>2</otherManager>
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             <None>108</None>
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         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>1464</value>
         <shrsOrPrnAmt>
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             <None>7558</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>806882106</cusip>
         <value>11</value>
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         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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         <cusip>808524102</cusip>
         <value>307</value>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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         <titleOfClass>US LCAP GR ETF</titleOfClass>
         <cusip>808524300</cusip>
         <value>563</value>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>1471</value>
         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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         <cusip>808524748</cusip>
         <value>763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23013</sshPrnamt>
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             <None>870</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>883</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15264</sshPrnamt>
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             <None>240</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8152</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>494</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>391</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7575</Sole>
             <Shared>0</Shared>
             <None>931</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>99112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1811591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1704046</Sole>
             <Shared>0</Shared>
             <None>107545</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>40099</value>
         <shrsOrPrnAmt>
             <sshPrnamt>793526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>756973</Sole>
             <Shared>0</Shared>
             <None>36553</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8784</Sole>
             <Shared>0</Shared>
             <None>402</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL SCEQT ETF</titleOfClass>
         <cusip>808524888</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9498</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>16357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>148955</Sole>
             <Shared>0</Shared>
             <None>5024</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11113</Sole>
             <Shared>0</Shared>
             <None>53</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>5488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>130137</Sole>
             <Shared>0</Shared>
             <None>6592</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEACOAST BKG CORP FLA</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>811707801</cusip>
         <value>523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16687</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16687</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>3424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29314</Sole>
             <Shared>0</Shared>
             <None>897</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81282V100</cusip>
         <value>1094</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34022</Sole>
             <Shared>0</Shared>
             <None>397</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>3941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64869</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>62490</Sole>
             <Shared>0</Shared>
             <None>2379</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>31640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>310292</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>293113</Sole>
             <Shared>0</Shared>
             <None>17179</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>19908</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315449</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>296299</Sole>
             <Shared>0</Shared>
             <None>19150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>25662</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>197711</Sole>
             <Shared>0</Shared>
             <None>6113</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>22124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>367791</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>361842</Sole>
             <Shared>0</Shared>
             <None>5949</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>32651</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1061466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1014134</Sole>
             <Shared>0</Shared>
             <None>47332</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>21558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264857</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>254989</Sole>
             <Shared>0</Shared>
             <None>9868</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>40037</value>
         <shrsOrPrnAmt>
             <sshPrnamt>436757</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>412113</Sole>
             <Shared>0</Shared>
             <None>24644</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>7959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144591</Sole>
             <Shared>0</Shared>
             <None>3668</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>1384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33955</Sole>
             <Shared>0</Shared>
             <None>1608</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>20404</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315810</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>297268</Sole>
             <Shared>0</Shared>
             <None>18542</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT INTERIOR CONCEPTS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>816120307</cusip>
         <value>190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22385</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTA BIOSCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816212104</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11100</Sole>
             <Shared>0</Shared>
             <None>5800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>1794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27146</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMTECH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816850101</cusip>
         <value>605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11333</Sole>
             <Shared>0</Shared>
             <None>177</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>8102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52547</Sole>
             <Shared>0</Shared>
             <None>905</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24671</Sole>
             <Shared>0</Shared>
             <None>1050</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>817565104</cusip>
         <value>1864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32969</Sole>
             <Shared>0</Shared>
             <None>7519</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>4144</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>168181</Sole>
             <Shared>0</Shared>
             <None>2920</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICEMASTER GLOBAL HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81761R109</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6808</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>12796</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37870</Sole>
             <Shared>0</Shared>
             <None>7368</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>507</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHAKE SHACK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>819047101</cusip>
         <value>1302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16855</Sole>
             <Shared>0</Shared>
             <None>4875</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHELL MIDSTREAM PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LTD INT</titleOfClass>
         <cusip>822634101</cusip>
         <value>338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16884</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16884</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>19379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31505</Sole>
             <Shared>0</Shared>
             <None>1519</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHINHAN FINANCIAL GROUP CO L</nameOfIssuer>
         <titleOfClass>SPN ADR RESTRD</titleOfClass>
         <cusip>824596100</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1642</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1642</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOCKWAVE MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82489T104</cusip>
         <value>649</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14931</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84265V105</cusip>
         <value>1088</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>843395104</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12677</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12677</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>9070</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167678</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>155539</Sole>
             <Shared>0</Shared>
             <None>12139</None>
         </votingAuthority>
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         <nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4602</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4456</Sole>
             <Shared>0</Shared>
             <None>146</None>
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         <titleOfClass>CL A COM</titleOfClass>
         <cusip>846511103</cusip>
         <value>556</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60394</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53367</Sole>
             <Shared>0</Shared>
             <None>7027</None>
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         <nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84790A105</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9268</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8939</Sole>
             <Shared>0</Shared>
             <None>329</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84833T103</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30027</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2000</None>
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         <nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>848574109</cusip>
         <value>1048</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14462</Sole>
             <Shared>0</Shared>
             <None>80</None>
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     <infoTable>
         <nameOfIssuer>SPIRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>683</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8228</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>84860W300</cusip>
         <value>1543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24186</Sole>
             <Shared>0</Shared>
             <None>7212</None>
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     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>NOTE 3.750% 5/1</titleOfClass>
         <cusip>84860WAB8</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10390</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5195</Sole>
             <Shared>0</Shared>
             <None>5195</None>
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         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>17411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116589</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>112848</Sole>
             <Shared>0</Shared>
             <None>3741</None>
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         <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>1993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>8803</None>
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         <nameOfIssuer>SPROTT PHYSICAL SILVER TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>85207K107</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>94711</Sole>
             <Shared>0</Shared>
             <None>5000</None>
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     <infoTable>
         <nameOfIssuer>SPROTT FOCUS TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85208J109</cusip>
         <value>1610</value>
         <shrsOrPrnAmt>
             <sshPrnamt>218824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>182654</Sole>
             <Shared>0</Shared>
             <None>36170</None>
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     <infoTable>
         <nameOfIssuer>SPROUTS FMRS MKT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85208M102</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12955</Sole>
             <Shared>0</Shared>
             <None>913</None>
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     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</nameOfIssuer>
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         <cusip>85208R101</cusip>
         <value>2704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187492</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39524</Sole>
             <Shared>0</Shared>
             <None>147968</None>
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     <infoTable>
         <nameOfIssuer>SQUARE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>852234103</cusip>
         <value>7380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>9839</None>
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     <infoTable>
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         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>852312305</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>200</None>
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     <infoTable>
         <nameOfIssuer>STAG INDL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>1007</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29863</Sole>
             <Shared>0</Shared>
             <None>535</None>
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     <infoTable>
         <nameOfIssuer>STAMPS COM INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>852857200</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>87665</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>518141</Sole>
             <Shared>0</Shared>
             <None>14891</None>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>126369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1438062</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>57559</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>7845</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>44951</None>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
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         <cusip>85571BAH8</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>4561</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2335</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>1684</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5824</Sole>
             <Shared>0</Shared>
             <None>43603</None>
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     <infoTable>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>858155203</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>858375108</cusip>
         <value>20</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>STELLUS CAP INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858568108</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>3000</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>858586100</cusip>
         <value>26</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>951</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>1786</None>
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         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>3106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148142</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>5006</None>
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         <nameOfIssuer>STERLING CONSTRUCTION CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>859241101</cusip>
         <value>166</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>19</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>860897107</cusip>
         <value>216</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>4550</None>
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         <titleOfClass>NY REGISTRY</titleOfClass>
         <cusip>861012102</cusip>
         <value>210</value>
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             <None>100</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>861025104</cusip>
         <value>3</value>
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             <Sole>78</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>86164T107</cusip>
         <value>177</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>STONECASTLE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>861780104</cusip>
         <value>2907</value>
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             <sshPrnamt>130189</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>112780</Sole>
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             <None>17409</None>
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         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>5509</value>
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             <sshPrnamt>147171</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>140892</Sole>
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             <None>6279</None>
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         <nameOfIssuer>STRATEGIC ED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86272C103</cusip>
         <value>8</value>
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             <sshPrnamt>47</sshPrnamt>
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             <Sole>47</Sole>
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             <None>0</None>
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         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>30146</value>
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             <sshPrnamt>143837</sshPrnamt>
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             <None>18394</None>
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         <nameOfIssuer>STURM RUGER &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>864159108</cusip>
         <value>282</value>
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             <sshPrnamt>5989</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>5916</Sole>
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             <None>73</None>
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         <nameOfIssuer>SUBURBAN PROPANE PARTNERS L</nameOfIssuer>
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         <cusip>864482104</cusip>
         <value>404</value>
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             <sshPrnamt>18890</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15802</Sole>
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             <None>3088</None>
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         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
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         <cusip>86562M209</cusip>
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         <votingAuthority>
             <Sole>189750</Sole>
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             <None>590</None>
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         <nameOfIssuer>SUMMIT MATLS INC</nameOfIssuer>
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         <cusip>86614U100</cusip>
         <value>776</value>
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             <sshPrnamt>32497</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>32497</Sole>
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             <None>0</None>
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         <nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866674104</cusip>
         <value>1190</value>
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             <sshPrnamt>7912</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7524</Sole>
             <Shared>0</Shared>
             <None>388</None>
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         <nameOfIssuer>SUN LIFE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866796105</cusip>
         <value>248</value>
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             <sshPrnamt>5373</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5068</Sole>
             <Shared>0</Shared>
             <None>305</None>
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         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>2774</value>
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             <sshPrnamt>84517</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>81224</Sole>
             <Shared>0</Shared>
             <None>3293</None>
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         <nameOfIssuer>SUNOCO LP</nameOfIssuer>
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         <cusip>86765K109</cusip>
         <value>387</value>
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             <sshPrnamt>12607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12607</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>SUNRUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86771W105</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6123</Sole>
             <Shared>0</Shared>
             <None>1703</None>
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     <infoTable>
         <nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867892101</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4039</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3770</Sole>
             <Shared>0</Shared>
             <None>269</None>
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         <nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>868459108</cusip>
         <value>313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10211</Sole>
             <Shared>0</Shared>
             <None>3300</None>
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     <infoTable>
         <nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
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         <cusip>868459AD0</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22629</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22629</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>SWEDISH EXPT CR CORP</nameOfIssuer>
         <titleOfClass>ROG TTL ETN 22</titleOfClass>
         <cusip>870297801</cusip>
         <value>514</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>95737</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SWITCH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>87105L104</cusip>
         <value>12</value>
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             <sshPrnamt>850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>850</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SYNAPTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87157D109</cusip>
         <value>84</value>
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             <sshPrnamt>1259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>100</None>
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     <infoTable>
         <nameOfIssuer>SYNAPTICS INC</nameOfIssuer>
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         <cusip>87157DAD1</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14414</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>1062</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>357</None>
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     <infoTable>
         <nameOfIssuer>SYNOVUS FINL CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>87161C501</cusip>
         <value>4124</value>
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             <sshPrnamt>104701</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>101044</Sole>
             <Shared>0</Shared>
             <None>3657</None>
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         <nameOfIssuer>SYNNEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87162W100</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4317</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4283</Sole>
             <Shared>0</Shared>
             <None>34</None>
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     <infoTable>
         <nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87165B103</cusip>
         <value>5846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>162055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>152807</Sole>
             <Shared>0</Shared>
             <None>9248</None>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>97329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1136745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1106445</Sole>
             <Shared>0</Shared>
             <None>30300</None>
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     <infoTable>
         <nameOfIssuer>TCG BDC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872280102</cusip>
         <value>630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46998</Sole>
             <Shared>0</Shared>
             <None>105</None>
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     <infoTable>
         <nameOfIssuer>TCF FINANCIAL CORPORATION NE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872307103</cusip>
         <value>13726</value>
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             <sshPrnamt>294128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>219597</Sole>
             <Shared>0</Shared>
             <None>74531</None>
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     <infoTable>
         <nameOfIssuer>TCW STRATEGIC INCOME FUND IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872340104</cusip>
         <value>563</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97028</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>81336</Sole>
             <Shared>0</Shared>
             <None>15692</None>
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     <infoTable>
         <nameOfIssuer>TD AMERITRADE HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87236Y108</cusip>
         <value>3365</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68571</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65999</Sole>
             <Shared>0</Shared>
             <None>2572</None>
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     <infoTable>
         <nameOfIssuer>TESSCO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872386107</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37300</Sole>
             <Shared>0</Shared>
             <None>2725</None>
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     <infoTable>
         <nameOfIssuer>BLACKROCK TCP CAPITAL CORP</nameOfIssuer>
         <titleOfClass>NOTE 4.625% 3/0</titleOfClass>
         <cusip>87238QAD5</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123120</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50876</Sole>
             <Shared>0</Shared>
             <None>72244</None>
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     <infoTable>
         <nameOfIssuer>THL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872438106</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8000</Sole>
             <Shared>0</Shared>
             <None>2000</None>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>59896</value>
         <shrsOrPrnAmt>
             <sshPrnamt>981512</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>901936</Sole>
             <Shared>0</Shared>
             <None>79576</None>
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     <infoTable>
         <nameOfIssuer>T MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>3376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42904</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36847</Sole>
             <Shared>0</Shared>
             <None>6057</None>
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     <infoTable>
         <nameOfIssuer>TPG SPECIALTY LENDING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87265K102</cusip>
         <value>697</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31555</Sole>
             <Shared>0</Shared>
             <None>1025</None>
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     <infoTable>
         <nameOfIssuer>TPG SPECIALTY LENDING INC</nameOfIssuer>
         <titleOfClass>NOTE 4.500% 8/0</titleOfClass>
         <cusip>87265KAD4</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15887</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15887</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TPI COMPOSITES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <Sole>13218</Sole>
             <Shared>0</Shared>
             <None>68</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88076W103</cusip>
         <value>798</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17791</Sole>
             <Shared>0</Shared>
             <None>12148</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>9340</value>
         <shrsOrPrnAmt>
             <sshPrnamt>137181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>134709</Sole>
             <Shared>0</Shared>
             <None>2472</None>
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     <infoTable>
         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4568</Sole>
             <Shared>0</Shared>
             <None>2850</None>
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     <infoTable>
         <nameOfIssuer>TERNIUM SA</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>880890108</cusip>
         <value>430</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19467</Sole>
             <Shared>0</Shared>
             <None>289</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TERRAFORM PWR INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88104R209</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12970</Sole>
             <Shared>0</Shared>
             <None>1113</None>
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     <infoTable>
         <nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88146M101</cusip>
         <value>2148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36671</Sole>
             <Shared>0</Shared>
             <None>3101</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>6076</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14529</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13078</Sole>
             <Shared>0</Shared>
             <None>1451</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>881624209</cusip>
         <value>429</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41608</Sole>
             <Shared>0</Shared>
             <None>1850</None>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4059</Sole>
             <Shared>0</Shared>
             <None>123</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>98535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>767384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>720221</Sole>
             <Shared>0</Shared>
             <None>47163</None>
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     <infoTable>
         <nameOfIssuer>TEXAS PAC LD TR</nameOfIssuer>
         <titleOfClass>SUB CTF PROP I T</titleOfClass>
         <cusip>882610108</cusip>
         <value>1339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1549</Sole>
             <Shared>0</Shared>
             <None>161</None>
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     <infoTable>
         <nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882681109</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9231</Sole>
             <Shared>0</Shared>
             <None>165</None>
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     <infoTable>
         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>7518</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169066</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34200</Sole>
             <Shared>0</Shared>
             <None>134866</None>
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     <infoTable>
         <nameOfIssuer>THERATECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338H100</cusip>
         <value>797</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240886</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>240886</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>7141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2957754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2894116</Sole>
             <Shared>0</Shared>
             <None>63638</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERAVANCE INC</nameOfIssuer>
         <titleOfClass>NOTE 2.125% 1/1</titleOfClass>
         <cusip>88338TAB0</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20044</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20044</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>5468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21067</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20983</Sole>
             <Shared>0</Shared>
             <None>84</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>49625</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152467</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>146369</Sole>
             <Shared>0</Shared>
             <None>6098</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMON GROUP HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88362T103</cusip>
         <value>173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6484</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6307</Sole>
             <Shared>0</Shared>
             <None>177</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>884903709</cusip>
         <value>1598</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21518</Sole>
             <Shared>0</Shared>
             <None>582</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>8112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>105342</Sole>
             <Shared>0</Shared>
             <None>3806</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>88554D205</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12244</Sole>
             <Shared>0</Shared>
             <None>175</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>90195</value>
         <shrsOrPrnAmt>
             <sshPrnamt>510986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>490780</Sole>
             <Shared>0</Shared>
             <None>20206</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>1523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9566</Sole>
             <Shared>0</Shared>
             <None>1851</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12838</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8558</Sole>
             <Shared>0</Shared>
             <None>4280</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKENSTEEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887399103</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25088</Sole>
             <Shared>0</Shared>
             <None>2140</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>519</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>890110109</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2931</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2931</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOPBUILD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
         <value>892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7230</Sole>
             <Shared>0</Shared>
             <None>1304</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>4239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47829</Sole>
             <Shared>0</Shared>
             <None>5318</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>5062</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>88906</Sole>
             <Shared>0</Shared>
             <None>1272</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>1000</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52201</Sole>
             <Shared>0</Shared>
             <None>3901</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE PWR &amp; ENERGY INFRAS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147X104</cusip>
         <value>739</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41623</Sole>
             <Shared>0</Shared>
             <None>1900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ESSENTIAL ASSETS IN</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>89148A103</cusip>
         <value>2465</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>139050</Sole>
             <Shared>0</Shared>
             <None>10900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE MIDSTRM ENERGY FD I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148B101</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37833</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37833</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE PIPELINE &amp; ENERGY F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148H108</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11772</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>13716</value>
         <shrsOrPrnAmt>
             <sshPrnamt>247880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>231800</Sole>
             <Shared>0</Shared>
             <None>16080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>11231</value>
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             <None>450</None>
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         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>29427</None>
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         <nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
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         <cusip>92189F528</cusip>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <cusip>92189H201</cusip>
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     <infoTable>
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     <infoTable>
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             <sshPrnamt>9822</sshPrnamt>
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     <infoTable>
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     <infoTable>
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         <cusip>921932794</cusip>
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         <cusip>921932869</cusip>
         <value>1847</value>
         <shrsOrPrnAmt>
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         <titleOfClass>US MULTIFACTOR</titleOfClass>
         <cusip>921935607</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
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             <None>500</None>
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     <infoTable>
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         <cusip>921937793</cusip>
         <value>1573</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15613</sshPrnamt>
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             <None>928</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937819</cusip>
         <value>11213</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>125094</Sole>
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             <None>3485</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937827</cusip>
         <value>48798</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>TOTAL BND MRKT</titleOfClass>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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             <None>170010</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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         <cusip>921946406</cusip>
         <value>73287</value>
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             <None>15258</None>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>INTL DVD ETF</titleOfClass>
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         <value>449</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
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         <cusip>922020805</cusip>
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     <infoTable>
         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
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         <value>4200</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>730</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>781</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>10474</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>90052</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>19076</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>19952</value>
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             <None>10121</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>2706</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM STP ETF</titleOfClass>
         <cusip>92204A207</cusip>
         <value>4778</value>
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         <votingAuthority>
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             <None>478</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>3471</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>1720</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>4827</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>10980</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55541</Sole>
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             <None>1799</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>7207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46867</sshPrnamt>
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         <votingAuthority>
             <Sole>44516</Sole>
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             <None>2351</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>42055</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>9896</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>MATERIALS ETF</titleOfClass>
         <cusip>92204A801</cusip>
         <value>790</value>
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         <votingAuthority>
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             <None>184</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>3002</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>COMM SRVC ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>1465</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14862</Sole>
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             <None>704</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHORT TERM TREAS</titleOfClass>
         <cusip>92206C102</cusip>
         <value>659</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10831</Sole>
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             <None>30</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>86644</value>
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             <sshPrnamt>1069145</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1002303</Sole>
             <Shared>0</Shared>
             <None>66842</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000VAL</titleOfClass>
         <cusip>92206C649</cusip>
         <value>890</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7944</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3234</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3234</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000GRW</titleOfClass>
         <cusip>92206C680</cusip>
         <value>1694</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9341</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8963</Sole>
             <Shared>0</Shared>
             <None>378</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INTER TERM TREAS</titleOfClass>
         <cusip>92206C706</cusip>
         <value>2832</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42997</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42689</Sole>
             <Shared>0</Shared>
             <None>308</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000VAL</titleOfClass>
         <cusip>92206C714</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2288</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2288</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>201</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>107567</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2029401</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1916656</Sole>
             <Shared>0</Shared>
             <None>112745</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LG-TERM COR BD</titleOfClass>
         <cusip>92206C813</cusip>
         <value>1586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14601</Sole>
             <Shared>0</Shared>
             <None>1013</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LONG TERM TREAS</titleOfClass>
         <cusip>92206C847</cusip>
         <value>1371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16528</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16528</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>311898</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3415747</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3222405</Sole>
             <Shared>0</Shared>
             <None>193342</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VAREX IMAGING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92214X106</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1038</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1038</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>944</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6638</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VEECO INSTRS INC DEL</nameOfIssuer>
         <titleOfClass>NOTE 2.700% 1/1</titleOfClass>
         <cusip>922417AD2</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15044</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15044</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>13354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90729</Sole>
             <Shared>0</Shared>
             <None>3906</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>8975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155996</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>153364</Sole>
             <Shared>0</Shared>
             <None>2632</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
         <titleOfClass>TAX EXEMPT BD</titleOfClass>
         <cusip>922907746</cusip>
         <value>1259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23481</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23355</Sole>
             <Shared>0</Shared>
             <None>126</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>307318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1039460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>980214</Sole>
             <Shared>0</Shared>
             <None>59246</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>87847</value>
         <shrsOrPrnAmt>
             <sshPrnamt>736631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>684966</Sole>
             <Shared>0</Shared>
             <None>51665</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>76953</value>
         <shrsOrPrnAmt>
             <sshPrnamt>485256</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>454703</Sole>
             <Shared>0</Shared>
             <None>30553</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>50752</value>
         <shrsOrPrnAmt>
             <sshPrnamt>547585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>512656</Sole>
             <Shared>0</Shared>
             <None>34929</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>10170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47376</Sole>
             <Shared>0</Shared>
             <None>3687</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>15015</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>108007</Sole>
             <Shared>0</Shared>
             <None>1448</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>38069</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>181420</Sole>
             <Shared>0</Shared>
             <None>32183</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>1657</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11205</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>6197</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49132</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>42369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>232556</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>228923</Sole>
             <Shared>0</Shared>
             <None>3633</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>64755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>540205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>535205</Sole>
             <Shared>0</Shared>
             <None>5000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>31651</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>190122</Sole>
             <Shared>0</Shared>
             <None>1121</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>45397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>277498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>262901</Sole>
             <Shared>0</Shared>
             <None>14597</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEONEER INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92336X109</cusip>
         <value>341</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19904</Sole>
             <Shared>0</Shared>
             <None>2057</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERASTEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92337C104</cusip>
         <value>344</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>269330</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERACYTE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92337F107</cusip>
         <value>369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13081</Sole>
             <Shared>0</Shared>
             <None>230</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEREIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92339V100</cusip>
         <value>156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15915</Sole>
             <Shared>0</Shared>
             <None>983</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>549</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2848</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2184</Sole>
             <Shared>0</Shared>
             <None>664</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>236700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3861337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3654724</Sole>
             <Shared>0</Shared>
             <None>206613</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERINT SYS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.500% 6/0</titleOfClass>
         <cusip>92343XAA8</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32281</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32281</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERITEX HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>923451108</cusip>
         <value>1507</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51507</Sole>
             <Shared>0</Shared>
             <None>1100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>5630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34656</Sole>
             <Shared>0</Shared>
             <None>3068</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>13585</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59101</Sole>
             <Shared>0</Shared>
             <None>3078</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92534K107</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6000</Sole>
             <Shared>0</Shared>
             <None>9000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIASAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92552V100</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4246</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4160</Sole>
             <Shared>0</Shared>
             <None>86</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
         <value>870</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45294</Sole>
             <Shared>0</Shared>
             <None>11885</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92556H206</cusip>
         <value>9321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>156947</Sole>
             <Shared>0</Shared>
             <None>68804</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICI PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>4187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163061</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>135237</Sole>
             <Shared>0</Shared>
             <None>27824</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VICSHS DV AC ETF</titleOfClass>
         <cusip>92647N667</cusip>
         <value>524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14628</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14628</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VCSHS US 500 VOL</titleOfClass>
         <cusip>92647N766</cusip>
         <value>5030</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>89205</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VCSHS US DISCVRY</titleOfClass>
         <cusip>92647N774</cusip>
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         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0176J109</cusip>
         <value>2955</value>
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             <sshPrnamt>23833</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>21719</Sole>
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             <None>2114</None>
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         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>12864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65978</Sole>
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             <None>1409</None>
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         <nameOfIssuer>AMCOR PLC</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0250X107</cusip>
         <value>3638</value>
         <shrsOrPrnAmt>
             <sshPrnamt>336945</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>332126</Sole>
             <Shared>0</Shared>
             <None>4819</None>
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         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>17406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241499</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>223548</Sole>
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             <None>17951</None>
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         <nameOfIssuer>AMBARELLA INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G037AX101</cusip>
         <value>949</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15835</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15553</Sole>
             <Shared>0</Shared>
             <None>282</None>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0408V102</cusip>
         <value>3907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18754</Sole>
             <Shared>0</Shared>
             <None>276</None>
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         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>3624</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84621</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>82321</Sole>
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             <None>2300</None>
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     <infoTable>
         <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0585R106</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2171</Sole>
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             <None>928</None>
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         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>129</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1092</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1068</Sole>
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             <None>24</None>
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         <nameOfIssuer>ATHENE HLDG LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G0684D107</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6830</Sole>
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             <None>0</None>
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         <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0692U109</cusip>
         <value>432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7317</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6889</Sole>
             <Shared>0</Shared>
             <None>428</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>5900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>191352</Sole>
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             <None>3116</None>
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     <infoTable>
         <nameOfIssuer>BIOHAVEN PHARMACTL HLDG CO L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G11196105</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>108</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>144745</value>
         <shrsOrPrnAmt>
             <sshPrnamt>687635</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>663338</Sole>
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             <None>24297</None>
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     <infoTable>
         <nameOfIssuer>BROOKFIELD PROPERTY PARTRS L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>G16249107</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8218</Sole>
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             <None>5500</None>
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     <infoTable>
         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>508</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>9698</Sole>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>BROOKFIELD RENEWABLE PARTNER</nameOfIssuer>
         <titleOfClass>PARTNERSHIP UNIT</titleOfClass>
         <cusip>G16258108</cusip>
         <value>1095</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22898</Sole>
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             <None>654</None>
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     <infoTable>
         <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G16962105</cusip>
         <value>1261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21814</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21289</Sole>
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             <None>525</None>
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     <infoTable>
         <nameOfIssuer>CAPRI HOLDINGS LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G1890L107</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1358</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>11</None>
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     <infoTable>
         <nameOfIssuer>CIMPRESS PLC</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>G2143T103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>COSAN LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G25343107</cusip>
         <value>2065</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3922</None>
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         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>5033</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2762</None>
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         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>33143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>349849</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>333466</Sole>
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             <None>16383</None>
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         <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G30401106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>470</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>470</Sole>
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             <None>0</None>
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         <nameOfIssuer>ESSENT GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>889</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>16563</Sole>
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             <None>541</None>
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         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>1073</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3764</Sole>
             <Shared>0</Shared>
             <None>89</None>
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         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>876</None>
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         <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3922B107</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>10178</Sole>
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             <None>0</None>
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         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>1415</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>48</None>
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         <nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>2516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69368</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>12991</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>7783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43833</Sole>
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             <None>1381</None>
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         <nameOfIssuer>ICHOR HOLDINGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4740B105</cusip>
         <value>605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18562</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>388</None>
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         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>18202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>3709</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>9596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>66464</Sole>
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             <None>5805</None>
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         <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G4863A108</cusip>
         <value>2603</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174341</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1285</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>14795</value>
         <shrsOrPrnAmt>
             <sshPrnamt>823398</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>20205</None>
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     <infoTable>
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         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>3990</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>26860</Sole>
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             <None>19</None>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>8939</value>
         <shrsOrPrnAmt>
             <sshPrnamt>219877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>211187</Sole>
             <Shared>0</Shared>
             <None>8690</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>1448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24433</Sole>
             <Shared>0</Shared>
             <None>11746</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12179</Sole>
             <Shared>0</Shared>
             <None>366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>128221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>603574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>585038</Sole>
             <Shared>0</Shared>
             <None>18536</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>850</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10867</Sole>
             <Shared>0</Shared>
             <None>117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LUXFER HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5698W116</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11234</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>4032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>138194</Sole>
             <Shared>0</Shared>
             <None>13958</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>125783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1110360</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1078838</Sole>
             <Shared>0</Shared>
             <None>31522</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>2122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22067</Sole>
             <Shared>0</Shared>
             <None>197</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6359F103</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25799</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25799</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOMAD FOODS LTD</nameOfIssuer>
         <titleOfClass>USD ORD SHS</titleOfClass>
         <cusip>G6564A105</cusip>
         <value>636</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25800</Sole>
             <Shared>0</Shared>
             <None>2664</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>5139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>79925</Sole>
             <Shared>0</Shared>
             <None>7831</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4619</Sole>
             <Shared>0</Shared>
             <None>66</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>4300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>159982</Sole>
             <Shared>0</Shared>
             <None>7353</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAGSEGURO DIGITAL LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G68707101</cusip>
         <value>1298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38132</Sole>
             <Shared>0</Shared>
             <None>83</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2977</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>11111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186865</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>182153</Sole>
             <Shared>0</Shared>
             <None>4712</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>6495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>130212</Sole>
             <Shared>0</Shared>
             <None>10322</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>4492</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>82804</Sole>
             <Shared>0</Shared>
             <None>483</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SINA CORP</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G81477104</cusip>
         <value>2108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51254</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49309</Sole>
             <Shared>0</Shared>
             <None>1945</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMART GLOBAL HLDGS INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8232Y101</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7866</Sole>
             <Shared>0</Shared>
             <None>1300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>7244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46605</Sole>
             <Shared>0</Shared>
             <None>885</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STONECO LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G85158106</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7647</Sole>
             <Shared>0</Shared>
             <None>23</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9432</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9353</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRITON INTL LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G9078F107</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11687</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11687</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRONOX HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9087Q102</cusip>
         <value>1272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111470</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>101445</Sole>
             <Shared>0</Shared>
             <None>10025</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TSAKOS ENERGY NAVIGATION LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9108L108</cusip>
         <value>1236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>283066</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>258916</Sole>
             <Shared>0</Shared>
             <None>24150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VALARIS PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G9402V109</cusip>
         <value>138</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21524</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9456A100</cusip>
         <value>2747</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18181</Sole>
             <Shared>0</Shared>
             <None>177328</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>2525</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2228</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>5417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24000</Sole>
             <Shared>0</Shared>
             <None>2893</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10335</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>14492</value>
         <shrsOrPrnAmt>
             <sshPrnamt>256262</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>251386</Sole>
             <Shared>0</Shared>
             <None>4876</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>104257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>671121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>642759</Sole>
             <Shared>0</Shared>
             <None>28362</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CRISPR THERAPEUTICS AG</nameOfIssuer>
         <titleOfClass>NAMEN AKT</titleOfClass>
         <cusip>H17182108</cusip>
         <value>495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7922</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>791</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8089</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7989</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>4146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328759</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>323713</Sole>
             <Shared>0</Shared>
             <None>5046</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LOGITECH INTL S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H50430232</cusip>
         <value>1823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19625</Sole>
             <Shared>0</Shared>
             <None>19143</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
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         <value>2417</value>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>3219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30236</sshPrnamt>
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             <None>448</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>L72967109</cusip>
         <value>581</value>
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         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L8681T102</cusip>
         <value>733</value>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>1091</value>
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         <nameOfIssuer>FOAMIX PHARMACEUTICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M46135105</cusip>
         <value>77</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>M47238106</cusip>
         <value>61</value>
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             <sshPrnamt>10334</sshPrnamt>
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         <nameOfIssuer>MELLANOX TECHNOLOGIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M51363113</cusip>
         <value>8116</value>
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         <nameOfIssuer>ISRAEL CHEMICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M5920A109</cusip>
         <value>1493</value>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>M81873107</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>121</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
         <value>4144</value>
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         <nameOfIssuer>AFFIMED N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>38</value>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
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         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>FERRARI N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>MYLAN N V</nameOfIssuer>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>SHS NEW</titleOfClass>
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         <value>280</value>
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         <cusip>N97284108</cusip>
         <value>536</value>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>P31076105</cusip>
         <value>1249</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>22885</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>Y2066G104</cusip>
         <value>2667</value>
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             <None>7621</None>
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         <nameOfIssuer>FLEX LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>Y2573F102</cusip>
         <value>1025</value>
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         <titleOfClass>UNIT LTD PTNRP</titleOfClass>
         <cusip>Y2687W108</cusip>
         <value>209</value>
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         <nameOfIssuer>GOLAR LNG PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LPI</titleOfClass>
         <cusip>Y2745C102</cusip>
         <value>2756</value>
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         <nameOfIssuer>HOEGH LNG PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LTD</titleOfClass>
         <cusip>Y3262R100</cusip>
         <value>981</value>
         <shrsOrPrnAmt>
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             <None>600</None>
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         <nameOfIssuer>KNOT OFFSHORE PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNITS</titleOfClass>
         <cusip>Y48125101</cusip>
         <value>268</value>
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             <None>0</None>
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         <nameOfIssuer>NAVIGATOR HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y62132108</cusip>
         <value>1684</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>Y75638109</cusip>
         <value>156</value>
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         <cusip>000375204</cusip>
         <value>340</value>
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         <value>356</value>
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         <cusip>01609W102</cusip>
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         <cusip>03524A108</cusip>
         <value>221</value>
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         <value>843</value>
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         <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
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         <cusip>084670702</cusip>
         <value>475</value>
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         <value>438</value>
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         <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>449</value>
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         <value>476</value>
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         <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
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         <value>379</value>
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         <cusip>27579R104</cusip>
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         <value>182</value>
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         <cusip>053611109</cusip>
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         <value>12</value>
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         <cusip>054561105</cusip>
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         <cusip>060505104</cusip>
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         <cusip>060505682</cusip>
         <value>30</value>
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         <cusip>064058100</cusip>
         <value>60</value>
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         <cusip>067901108</cusip>
         <value>73</value>
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         <cusip>075887109</cusip>
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         <nameOfIssuer>ELANCO ANIMAL HEALTH INC</nameOfIssuer>
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         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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             <None>15004</None>
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         <nameOfIssuer>ENCANA CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>ENCOMPASS HEALTH CORP</nameOfIssuer>
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         <nameOfIssuer>ENERSYS</nameOfIssuer>
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         <nameOfIssuer>ENSIGN GROUP INC</nameOfIssuer>
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         <value>2</value>
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         <value>7</value>
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         <nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
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         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>288</value>
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             <sshPrnamt>10301</sshPrnamt>
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         <nameOfIssuer>EPAM SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29414B104</cusip>
         <value>172</value>
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         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>2</value>
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         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>362</value>
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             <Sole>534</Sole>
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             <None>85</None>
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     <infoTable>
         <nameOfIssuer>ESCO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>296315104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
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         <otherManager>4</otherManager>
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     <infoTable>
         <nameOfIssuer>EVERCORE INC</nameOfIssuer>
         <titleOfClass>CLASS A</titleOfClass>
         <cusip>29977A105</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136</sshPrnamt>
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         <nameOfIssuer>EVERBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29978A104</cusip>
         <value>11</value>
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         <nameOfIssuer>EVOLENT HEALTH INC</nameOfIssuer>
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         <cusip>30050B101</cusip>
         <value>5</value>
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             <sshPrnamt>567</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>87</value>
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         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>11</value>
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         <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>30212P303</cusip>
         <value>66</value>
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             <sshPrnamt>613</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>8</value>
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             <sshPrnamt>96</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1322</value>
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         <nameOfIssuer>FLIR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>6</value>
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         <nameOfIssuer>F M C CORP</nameOfIssuer>
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         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>1623</value>
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         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303250104</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>42</value>
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         <nameOfIssuer>FEDERAL SIGNAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>313855108</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>22</value>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>181</value>
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         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
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         <cusip>31620R303</cusip>
         <value>12</value>
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         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>14</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>2</value>
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     <infoTable>
         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>7</value>
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     <infoTable>
         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>261</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>141</None>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>37</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>51</value>
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             <sshPrnamt>1555</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1555</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>827</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13721</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>554</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>554</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1582</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>2177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>44730</Sole>
             <Shared>0</Shared>
             <None>15689</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>454</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>454</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>56</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>650</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7355</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>94</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>411</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>430</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1994</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7381</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7381</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>749</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>749</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1375</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3652</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11374</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>23373</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>608</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>584</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>155</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2577</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8856</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8856</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5759</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4774</Sole>
             <Shared>0</Shared>
             <None>985</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1499</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1499</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>667</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>641</Sole>
             <Shared>0</Shared>
             <None>26</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>276</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE9 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>338307101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>28</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>65</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>339750101</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>63</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>800</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOX CORP</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>76</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOX FACTORY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35138V102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANCO NEVADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1104</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>389</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>389</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
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         <cusip>40415F101</cusip>
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         <cusip>426281101</cusip>
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         <value>41</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>13</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>3</value>
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         <nameOfIssuer>HOULIHAN LOKEY INC</nameOfIssuer>
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         <nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
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         <nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>HUNTINGTON INGALLS INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>446413106</cusip>
         <value>7</value>
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         <nameOfIssuer>HUTCHISON CHINA MEDITECH LTD</nameOfIssuer>
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         <cusip>44842L103</cusip>
         <value>0</value>
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         <nameOfIssuer>IAC INTERACTIVECORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44919P508</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>449253103</cusip>
         <value>4</value>
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         <nameOfIssuer>ICF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44925C103</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ICAHN ENTERPRISES LP</nameOfIssuer>
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         <value>988</value>
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         <value>32</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45688C107</cusip>
         <value>13</value>
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         <value>25</value>
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         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45772F107</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>45784P101</cusip>
         <value>13</value>
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             <None>1400</None>
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         <nameOfIssuer>INTER PARFUMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458334109</cusip>
         <value>2</value>
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         <nameOfIssuer>INTERCONTINENTAL HOTELS GROU</nameOfIssuer>
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         <cusip>45857P806</cusip>
         <value>1</value>
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         <value>627</value>
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         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
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         <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
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             <None>41</None>
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         <cusip>46434VAX8</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>41</None>
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     <infoTable>
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         <cusip>46434VBA7</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>287</Sole>
             <Shared>0</Shared>
             <None>41</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46434VBD1</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>817</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>777</Sole>
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             <None>40</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46434VBG4</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>323</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>283</Sole>
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             <None>40</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46434VBK5</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>291</Sole>
             <Shared>0</Shared>
             <None>41</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI CDA ETF</titleOfClass>
         <cusip>46435G706</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>211</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2026</titleOfClass>
         <cusip>46435GAA0</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>286</Sole>
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             <None>41</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBDS DEC28 ETF</titleOfClass>
         <cusip>46435U515</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>765</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>727</Sole>
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             <None>38</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS ETF</titleOfClass>
         <cusip>46435UAA9</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>778</Sole>
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             <None>40</None>
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         <nameOfIssuer>ITRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>465741106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20</Sole>
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             <None>0</None>
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         <nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46625H100</cusip>
         <value>1710</value>
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             <sshPrnamt>12258</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>1663</None>
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         <nameOfIssuer>JACOBS ENGR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>469814107</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>94</None>
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         <nameOfIssuer>JD COM INC</nameOfIssuer>
         <titleOfClass>SPON ADR CL A</titleOfClass>
         <cusip>47215P106</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2310</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>343</Sole>
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             <None>1967</None>
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         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>7685</value>
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             <sshPrnamt>52684</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>42909</Sole>
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             <None>9775</None>
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         <nameOfIssuer>JONES LANG LASALLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>48020Q107</cusip>
         <value>21</value>
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             <sshPrnamt>122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>122</Sole>
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             <None>0</None>
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         <nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>48123V102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <cusip>48251W104</cusip>
         <value>99</value>
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             <sshPrnamt>3348</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>922</None>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>485170302</cusip>
         <value>15</value>
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             <sshPrnamt>104</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>493267108</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>244</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49338L103</cusip>
         <value>19</value>
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             <sshPrnamt>189</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
         <value>635</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
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             <None>321</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49456B101</cusip>
         <value>514</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49926D109</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>81</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>500255104</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
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             <None>300</None>
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         <nameOfIssuer>KONINKLIJKE PHILIPS N V</nameOfIssuer>
         <titleOfClass>NY REG SH NEW</titleOfClass>
         <cusip>500472303</cusip>
         <value>9</value>
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             <sshPrnamt>171</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>500754106</cusip>
         <value>396</value>
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             <None>3379</None>
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         <cusip>50077B207</cusip>
         <value>1</value>
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             <sshPrnamt>67</sshPrnamt>
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         <value>60</value>
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         <cusip>50187A107</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>501889208</cusip>
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             <None>400</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>502431109</cusip>
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             <sshPrnamt>859</sshPrnamt>
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         <nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>512807108</cusip>
         <value>409</value>
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         <value>214</value>
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             <sshPrnamt>2398</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>LENNOX INTL INC</nameOfIssuer>
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         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
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         <nameOfIssuer>LIGAND PHARMACEUTICALS INC</nameOfIssuer>
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         <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
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         <value>10</value>
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         <nameOfIssuer>LINCOLN ELEC HLDGS INC</nameOfIssuer>
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         <value>56</value>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
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         <value>0</value>
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             <sshPrnamt>20</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>53814L108</cusip>
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         <shrsOrPrnAmt>
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         <nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
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         <cusip>539439109</cusip>
         <value>0</value>
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     <infoTable>
         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>477</value>
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         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>43</value>
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         <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
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         <nameOfIssuer>LOUISIANA PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>546347105</cusip>
         <value>4</value>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>63</value>
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             <None>300</None>
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         <nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>550021109</cusip>
         <value>27</value>
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         <nameOfIssuer>LUMENTUM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>55261F104</cusip>
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         <nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552848103</cusip>
         <value>1</value>
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         <nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
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         <cusip>552953101</cusip>
         <value>197</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>553498106</cusip>
         <value>686</value>
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         <nameOfIssuer>MSCI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55354G100</cusip>
         <value>42</value>
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         <nameOfIssuer>MANAGED PORTFOLIO SER</nameOfIssuer>
         <titleOfClass>TORTOISE NRAM PI</titleOfClass>
         <cusip>56167N720</cusip>
         <value>24</value>
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         <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
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         <nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
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         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>571903202</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
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         <nameOfIssuer>MASIMO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574795100</cusip>
         <value>5</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>576323109</cusip>
         <value>315</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>57636Q104</cusip>
         <value>849</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>MATADOR RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>576485205</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>9</value>
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         <value>10</value>
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         <value>8</value>
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         <value>67</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>693475105</cusip>
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             <None>69</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>122</None>
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     <infoTable>
         <nameOfIssuer>PS BUSINESS PKS INC CALIF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69360J107</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>77</None>
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         <shrsOrPrnAmt>
             <sshPrnamt>57</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RALPH LAUREN CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>751212101</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>490</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RAPID7 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>753422104</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>237</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>237</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>137</Sole>
             <Shared>0</Shared>
             <None>84</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>846</Sole>
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             <None>155</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75524B104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>READY CAP CORP</nameOfIssuer>
         <titleOfClass>7% CN SR NT 2023</titleOfClass>
         <cusip>75574U200</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REALPAGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75606N109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>184</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>590</Sole>
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             <None>200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REDWOOD TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758075402</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12121</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11740</Sole>
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             <None>381</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RELX PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>759530108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3240</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>REVOLVE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76156B107</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1300</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4168</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1124</Sole>
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             <None>3044</None>
         </votingAuthority>
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         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>857</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>857</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>162</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>62</Sole>
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             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>110</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4365</Sole>
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             <None>303</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>43</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>94</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>87</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>3613</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11216</Sole>
             <Shared>0</Shared>
             <None>17</None>
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     <infoTable>
         <nameOfIssuer>SPS COMMERCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6367</Sole>
             <Shared>0</Shared>
             <None>2802</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>211</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
         <cusip>78463X871</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>538</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>538</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>207</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>207</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>589</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>589</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>384</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFLI INTRMDIT</titleOfClass>
         <cusip>78464A672</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>389</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>340</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1055</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2970</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1026</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>975</Sole>
             <Shared>0</Shared>
             <None>51</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>1568</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>360</Sole>
             <Shared>0</Shared>
             <None>90</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>694</Sole>
             <Shared>0</Shared>
             <None>246</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAGE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78667J108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1106</Sole>
             <Shared>0</Shared>
             <None>280</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>104</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>83</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>959</Sole>
             <Shared>0</Shared>
             <None>207</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2716</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2199</Sole>
             <Shared>0</Shared>
             <None>517</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>459</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2510</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>672</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>444</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>444</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>815</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>880</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5406</Sole>
             <Shared>0</Shared>
             <None>274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1166</Sole>
             <Shared>0</Shared>
             <None>178</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>79</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>236</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
             <Shared>0</Shared>
             <None>13</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>823</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>783</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>727</Sole>
             <Shared>0</Shared>
             <None>39</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>639</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>607</Sole>
             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>265</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2720</Sole>
             <Shared>0</Shared>
             <None>142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>836</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>797</Sole>
             <Shared>0</Shared>
             <None>39</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1063</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>945</Sole>
             <Shared>0</Shared>
             <None>5003</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>471</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10984</Sole>
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         <value>8</value>
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         <nameOfIssuer>TANDEM DIABETES CARE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>875372203</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
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         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
         <value>9</value>
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             <sshPrnamt>317</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1</value>
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         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>132</value>
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             <sshPrnamt>3225</sshPrnamt>
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         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>10</value>
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         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>26</value>
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     <infoTable>
         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>8</value>
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     <infoTable>
         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>1371</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>8</value>
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     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
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         <cusip>88339J105</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>1644</value>
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     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>418</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TOPBUILD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>192</value>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>18</value>
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     <infoTable>
         <nameOfIssuer>TRADEWEB MKTS INC</nameOfIssuer>
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         <cusip>892672106</cusip>
         <value>143</value>
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     <infoTable>
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         <cusip>893641100</cusip>
         <value>27</value>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
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         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
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         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
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         <value>79</value>
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         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>25</value>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>108</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>236</value>
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     <infoTable>
         <nameOfIssuer>UBIQUITI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>2</value>
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     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>55</value>
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         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>551</value>
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         <cusip>92189F106</cusip>
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         <value>31</value>
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         <cusip>922042775</cusip>
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         <cusip>92206C870</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
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         <cusip>922475108</cusip>
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         <titleOfClass>COM</titleOfClass>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>22993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>77336</Sole>
             <Shared>0</Shared>
             <None>382</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5347</Sole>
             <Shared>0</Shared>
             <None>141</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2333</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2226</Sole>
             <Shared>0</Shared>
             <None>107</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>402</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>379</Sole>
             <Shared>0</Shared>
             <None>23</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>447</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>562</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>142</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>201</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>182</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>81</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>1189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19380</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18432</Sole>
             <Shared>0</Shared>
             <None>948</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>223</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92556H206</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>49</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICI PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>450</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>1476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7214</Sole>
             <Shared>0</Shared>
             <None>654</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIRTUS TOTAL RETURN FUND INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92835W107</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1609</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISTRA ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>789</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>149</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>69</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WD-40 CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929236107</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>629</Sole>
             <Shared>0</Shared>
             <None>66</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>1955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13909</Sole>
             <Shared>0</Shared>
             <None>2530</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>374</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>160</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>892</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>655</Sole>
             <Shared>0</Shared>
             <None>237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1822</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLCARE HEALTH PLANS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94946T106</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>51</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>668</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12087</Sole>
             <Shared>0</Shared>
             <None>297</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>PERP PFD CNV A</titleOfClass>
         <cusip>949746804</cusip>
         <value>376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>230</Sole>
             <Shared>0</Shared>
             <None>29</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>955306105</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>234</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN ASSET GLOBAL CP DEFI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95790C107</cusip>
         <value>180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9936</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9632</Sole>
             <Shared>0</Shared>
             <None>304</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>302</Sole>
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         <cusip>G0450A105</cusip>
         <value>635</value>
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         <cusip>G06242104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>35</value>
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         <cusip>G1151C101</cusip>
         <value>255</value>
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         <cusip>G29183103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
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         <cusip>G4740B105</cusip>
         <value>1</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>110</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>23</value>
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             <sshPrnamt>178</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1773</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>195</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>780</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3648</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3578</Sole>
             <Shared>0</Shared>
             <None>70</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1046</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8601</Sole>
             <Shared>0</Shared>
             <None>667</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SINA CORP</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G81477104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>154</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>520</Sole>
             <Shared>0</Shared>
             <None>269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STONECO LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G85158106</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3839</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1889</Sole>
             <Shared>0</Shared>
             <None>1950</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>265</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>69</Sole>
             <Shared>0</Shared>
             <None>269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>699</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4415</Sole>
             <Shared>0</Shared>
             <None>94</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3232</Sole>
             <Shared>0</Shared>
             <None>151</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>281</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>97</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>92</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>191</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>577</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QIAGEN NV</nameOfIssuer>
         <titleOfClass>SHS NEW</titleOfClass>
         <cusip>N72482123</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>54</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>627</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>627</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEX LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>Y2573F102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>338</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15175</Sole>
             <Shared>0</Shared>
             <None>339</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>10324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>107611</Sole>
             <Shared>0</Shared>
             <None>87548</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001228105</cusip>
         <value>6213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>402908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400668</Sole>
             <Shared>0</Shared>
             <None>2240</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>9737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1145585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>963131</Sole>
             <Shared>0</Shared>
             <None>182454</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>425</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>40835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1044910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>642039</Sole>
             <Shared>0</Shared>
             <None>402871</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>GENOMIC REV ETF</titleOfClass>
         <cusip>00214Q302</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>23016</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264974</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>179036</Sole>
             <Shared>0</Shared>
             <None>85938</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>26732</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301915</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>231213</Sole>
             <Shared>0</Shared>
             <None>70702</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABIOMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
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         <cusip>316773100</cusip>
         <value>5138</value>
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             <None>52760</None>
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         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
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         <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
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         <cusip>33736G106</cusip>
         <value>430</value>
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         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
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     <infoTable>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <cusip>337932107</cusip>
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         <cusip>33939L407</cusip>
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         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>152</value>
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         <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</nameOfIssuer>
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         <cusip>35086T109</cusip>
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             <None>609</None>
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         <nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>353514102</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>584</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>17000</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>136</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>5630</None>
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         <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>360271100</cusip>
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         <cusip>410123103</cusip>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>MPLX LP</nameOfIssuer>
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         <nameOfIssuer>MADISON SQUARE GARDEN CO NEW</nameOfIssuer>
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         <cusip>67066Y105</cusip>
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         <cusip>670682103</cusip>
         <value>53</value>
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         <cusip>67073B106</cusip>
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         <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
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         <cusip>776696106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>404</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780087102</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL BK SCOTLAND GROUP PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR 2 ORD</titleOfClass>
         <cusip>780097689</cusip>
         <value>658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8630</Sole>
             <Shared>0</Shared>
             <None>93560</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>4866</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>42259</Sole>
             <Shared>0</Shared>
             <None>38881</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>30236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>512641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>366467</Sole>
             <Shared>0</Shared>
             <None>146174</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>74</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>359</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>29676</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>93978</Sole>
             <Shared>0</Shared>
             <None>14706</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4931</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4931</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78440X101</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>560</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SLM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78442P106</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3205</Sole>
             <Shared>0</Shared>
             <None>6935</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>59322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>170554</Sole>
             <Shared>0</Shared>
             <None>13757</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8985</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
         <cusip>78463X509</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>591</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
         <cusip>78463X533</cusip>
         <value>3892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>121233</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4047</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4047</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>3179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>79084</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>460</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>640</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1476</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1476</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>COMP SOFTWARE</titleOfClass>
         <cusip>78464A599</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>355</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>860</Sole>
             <Shared>0</Shared>
             <None>164</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>1841</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14923</Sole>
             <Shared>0</Shared>
             <None>2194</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>34</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
         <cusip>78464A813</cusip>
         <value>2296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>26514</Sole>
             <Shared>0</Shared>
             <None>5170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10192</Sole>
             <Shared>0</Shared>
             <None>226</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
         <cusip>78464A862</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>343</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>343</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>3472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1506</Sole>
             <Shared>0</Shared>
             <None>34999</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>828</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2905</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>5397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14376</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8629</Sole>
             <Shared>0</Shared>
             <None>5747</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>3112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>115501</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>782</Sole>
             <Shared>0</Shared>
             <None>1918</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>SPDR BLOOMBERG</titleOfClass>
         <cusip>78468R663</cusip>
         <value>432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4720</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1825</Sole>
             <Shared>0</Shared>
             <None>385</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>6799</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27082</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27082</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10080</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>166</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>1283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5494</Sole>
             <Shared>0</Shared>
             <None>8372</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAGE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78667J108</cusip>
         <value>2899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>40155</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>94911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>583563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>439228</Sole>
             <Shared>0</Shared>
             <None>144335</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>1206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11591</Sole>
             <Shared>0</Shared>
             <None>12441</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>7251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7713</Sole>
             <Shared>0</Shared>
             <None>46400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAUL CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>804395101</cusip>
         <value>733</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13891</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3860</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>13565</value>
         <shrsOrPrnAmt>
             <sshPrnamt>337448</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>223854</Sole>
             <Shared>0</Shared>
             <None>113594</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>31453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>661325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>295221</Sole>
             <Shared>0</Shared>
             <None>366104</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1538</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1538</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>872</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9878</Sole>
             <Shared>0</Shared>
             <None>1474</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>264</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>194</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2501</Sole>
             <Shared>0</Shared>
             <None>69</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>4075</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1810</Sole>
             <Shared>0</Shared>
             <None>147060</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>817</Sole>
             <Shared>0</Shared>
             <None>2533</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>3781</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>777</Sole>
             <Shared>0</Shared>
             <None>111662</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>301</Sole>
             <Shared>0</Shared>
             <None>1063</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2491</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL SCEQT ETF</titleOfClass>
         <cusip>808524888</cusip>
         <value>1376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>39697</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>666</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13490</Sole>
             <Shared>0</Shared>
             <None>2004</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>1389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12160</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>1009</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9909</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9376</Sole>
             <Shared>0</Shared>
             <None>533</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>291</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>1464</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4735</Sole>
             <Shared>0</Shared>
             <None>19652</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>1441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>26372</Sole>
             <Shared>0</Shared>
             <None>20459</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>386</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2548</Sole>
             <Shared>0</Shared>
             <None>143</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3228</Sole>
             <Shared>0</Shared>
             <None>252</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4542</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>2362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15596</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15237</Sole>
             <Shared>0</Shared>
             <None>359</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>817565104</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>482</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4260</Sole>
             <Shared>0</Shared>
             <None>990</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
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             <None>4000</None>
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         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>88554D205</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>22844</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129488</sshPrnamt>
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         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>59951</Sole>
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             <None>69537</None>
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     <infoTable>
         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>169</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>523</Sole>
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             <None>742</None>
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     <infoTable>
         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>2000</None>
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     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
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             <None>125</None>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>TORTOISE PIPELINE &amp; ENERGY F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148H108</cusip>
         <value>5</value>
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             <None>400</None>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>2486</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44948</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4056</Sole>
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             <None>40892</None>
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     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>390</Sole>
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             <None>0</None>
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         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>140</Sole>
             <Shared>0</Shared>
             <None>81</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1061</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1061</Sole>
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             <None>0</None>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5585</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>5585</Sole>
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             <None>0</None>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>1890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13803</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12400</Sole>
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             <None>1403</None>
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         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>4433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106340</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>102356</Sole>
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             <None>3984</None>
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         <nameOfIssuer>TRINITY INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896522109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>190</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>79784</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1416612</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1086560</Sole>
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             <None>330052</None>
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     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TWILIO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90138F102</cusip>
         <value>2974</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30260</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>30260</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1375</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>25</Sole>
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             <None>1350</None>
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     <infoTable>
         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>90187B408</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12807</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7522</Sole>
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             <None>5285</None>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>483</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1610</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>902494103</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3040</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>955</Sole>
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             <None>2085</None>
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     <infoTable>
         <nameOfIssuer>UDR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902653104</cusip>
         <value>583</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12474</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10573</Sole>
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             <None>1901</None>
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         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3572</Sole>
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             <None>3519</None>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>75692</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
             <Sole>908595</Sole>
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             <None>368041</None>
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         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>157</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5295</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5295</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2435</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>10</Sole>
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             <None>2425</None>
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     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>904311107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>904311206</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>1452</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>3153</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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             <None>1772</None>
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     <infoTable>
         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>85784</value>
         <shrsOrPrnAmt>
             <sshPrnamt>474497</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>118955</None>
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     <infoTable>
         <nameOfIssuer>UNITED BANKSHARES INC WEST V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>909907107</cusip>
         <value>30</value>
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             <sshPrnamt>780</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>780</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>17429</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>106627</Sole>
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             <None>42263</None>
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     <infoTable>
         <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911363109</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1351</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>89382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>596836</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>377480</Sole>
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             <None>219356</None>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>145219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>493975</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>355853</Sole>
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             <None>138122</None>
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     <infoTable>
         <nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91347P105</cusip>
         <value>4592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>92189F718</cusip>
         <value>20</value>
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         <cusip>92189H409</cusip>
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         <value>417</value>
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         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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         <cusip>921910816</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
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             <None>698</None>
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         <value>8</value>
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         <cusip>921943858</cusip>
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         <cusip>922020805</cusip>
         <value>12</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>266</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
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         <cusip>922042742</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>40682</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>28066</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>7003</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042874</cusip>
         <value>408</value>
         <shrsOrPrnAmt>
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             <None>1516</None>
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         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>8439</value>
         <shrsOrPrnAmt>
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             <None>44409</None>
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     <infoTable>
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         <titleOfClass>CONSUM STP ETF</titleOfClass>
         <cusip>92204A207</cusip>
         <value>8470</value>
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             <sshPrnamt>52546</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>198</Sole>
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             <None>52348</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>5216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64011</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>53378</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>22569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>295868</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5077</Sole>
             <Shared>0</Shared>
             <None>290791</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>19213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1154</Sole>
             <Shared>0</Shared>
             <None>99047</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>10864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>917</Sole>
             <Shared>0</Shared>
             <None>69686</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>29636</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121038</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4696</Sole>
             <Shared>0</Shared>
             <None>116342</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>MATERIALS ETF</titleOfClass>
         <cusip>92204A801</cusip>
         <value>3703</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>27583</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1941</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>304</Sole>
             <Shared>0</Shared>
             <None>1637</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>COMM SRVC ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>9854</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>104708</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>563</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4559</Sole>
             <Shared>0</Shared>
             <None>2385</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>359</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INTER TERM TREAS</titleOfClass>
         <cusip>92206C706</cusip>
         <value>72</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1088</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>1126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7638</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>546</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VAREX IMAGING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92214X106</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>203</Sole>
             <Shared>0</Shared>
             <None>26</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>868</Sole>
             <Shared>0</Shared>
             <None>216</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>3714</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26406</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21006</Sole>
             <Shared>0</Shared>
             <None>5400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>169</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2320</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
         <titleOfClass>TAX EXEMPT BD</titleOfClass>
         <cusip>922907746</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>110</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>15772</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>51608</Sole>
             <Shared>0</Shared>
             <None>1713</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>369</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>877</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>17415</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>64583</Sole>
             <Shared>0</Shared>
             <None>123097</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>7149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32074</Sole>
             <Shared>0</Shared>
             <None>3906</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>3504</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21233</Sole>
             <Shared>0</Shared>
             <None>4333</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>23753</value>
         <shrsOrPrnAmt>
             <sshPrnamt>133308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2671</Sole>
             <Shared>0</Shared>
             <None>130637</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>3693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>24978</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2074</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>2356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12933</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12779</Sole>
             <Shared>0</Shared>
             <None>154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>11069</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32541</Sole>
             <Shared>0</Shared>
             <None>59818</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>50475</value>
         <shrsOrPrnAmt>
             <sshPrnamt>304729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200737</Sole>
             <Shared>0</Shared>
             <None>103992</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>8653</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52884</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>47890</Sole>
             <Shared>0</Shared>
             <None>4994</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEONEER INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92336X109</cusip>
         <value>94</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>3193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16572</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>16407</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>34845</value>
         <shrsOrPrnAmt>
             <sshPrnamt>567512</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>285690</Sole>
             <Shared>0</Shared>
             <None>281822</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>8292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>52074</Sole>
             <Shared>0</Shared>
             <None>3447</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>2264</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10339</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92556H206</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1416</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIKING THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92686J106</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13550</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>170902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>909538</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3075</Sole>
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             <None>797</None>
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     <infoTable>
         <nameOfIssuer>BIOHAVEN PHARMACTL HLDG CO L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G11196105</cusip>
         <value>154443</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2836938</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2836938</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>56615</value>
         <shrsOrPrnAmt>
             <sshPrnamt>268866</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>201277</Sole>
             <Shared>0</Shared>
             <None>67589</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>613</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9325</Sole>
             <Shared>0</Shared>
             <None>2933</None>
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     <infoTable>
         <nameOfIssuer>CAPRI HOLDINGS LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G1890L107</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>625</Sole>
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             <None>8175</None>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>30237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319230</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>179453</Sole>
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             <None>139777</None>
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     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3922B107</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3100</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>449</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>129</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1065</Sole>
             <Shared>0</Shared>
             <None>2510</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2045</Sole>
             <Shared>0</Shared>
             <None>2445</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>3375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3270</Sole>
             <Shared>0</Shared>
             <None>22122</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28322</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27082</Sole>
             <Shared>0</Shared>
             <None>1240</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>705</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3268</Sole>
             <Shared>0</Shared>
             <None>4540</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>26434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>106030</Sole>
             <Shared>0</Shared>
             <None>18129</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>615</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16885</Sole>
             <Shared>0</Shared>
             <None>6285</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>7906</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>26325</Sole>
             <Shared>0</Shared>
             <None>43366</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>641</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1085</Sole>
             <Shared>0</Shared>
             <None>2160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12907</Sole>
             <Shared>0</Shared>
             <None>9786</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>1843</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4326</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2776</Sole>
             <Shared>0</Shared>
             <None>1550</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>2411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>29468</Sole>
             <Shared>0</Shared>
             <None>23084</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>890</Sole>
             <Shared>0</Shared>
             <None>8440</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STONECO LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G85158106</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
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     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20000</Sole>
             <Shared>0</Shared>
             <None>1790</None>
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     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>12</None>
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     <infoTable>
         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8771</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6807</Sole>
             <Shared>0</Shared>
             <None>1964</None>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>75199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>483097</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>347255</Sole>
             <Shared>0</Shared>
             <None>135842</None>
         </votingAuthority>
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         <nameOfIssuer>CRISPR THERAPEUTICS AG</nameOfIssuer>
         <titleOfClass>NAMEN AKT</titleOfClass>
         <cusip>H17182108</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3440</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3090</Sole>
             <Shared>0</Shared>
             <None>34605</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1198</None>
         </votingAuthority>
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         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L8681T102</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1647</Sole>
             <Shared>0</Shared>
             <None>315</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>265</Sole>
             <Shared>0</Shared>
             <None>1297</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1315</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
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         <cusip>N20944109</cusip>
         <value>631</value>
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             <None>52436</None>
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         <cusip>N31738102</cusip>
         <value>7</value>
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             <None>0</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>N47279109</cusip>
         <value>4</value>
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             <sshPrnamt>45</sshPrnamt>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2615</sshPrnamt>
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             <None>1266</None>
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         <nameOfIssuer>MYLAN N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N59465109</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3245</sshPrnamt>
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             <None>1830</None>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1040</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>QIAGEN NV</nameOfIssuer>
         <titleOfClass>SHS NEW</titleOfClass>
         <cusip>N72482123</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2309</Sole>
             <Shared>0</Shared>
             <None>192</None>
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         <nameOfIssuer>YANDEX N V</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>N97284108</cusip>
         <value>396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9099</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>7143</Sole>
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             <None>1956</None>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>29613</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>120399</None>
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         <nameOfIssuer>TEEKAY LNG PARTNERS L P</nameOfIssuer>
         <titleOfClass>PRTNRSP UNITS</titleOfClass>
         <cusip>Y8564M105</cusip>
         <value>311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3928</Sole>
             <Shared>1040</Shared>
             <None>0</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27571</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>25961</Sole>
             <Shared>1610</Shared>
             <None>0</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>5764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>147490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>137487</Sole>
             <Shared>10003</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>1470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16928</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12002</Sole>
             <Shared>3426</Shared>
             <None>1500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>2425</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>16318</Sole>
             <Shared>5825</Shared>
             <None>5243</None>
         </votingAuthority>
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         <nameOfIssuer>ADOBE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>2852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8648</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>7484</Sole>
             <Shared>839</Shared>
             <None>325</None>
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         <nameOfIssuer>ADTRAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26000</Sole>
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             <None>0</None>
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         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>2647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10738</Sole>
             <Shared>526</Shared>
             <None>0</None>
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         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>921</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ALLISON TRANSMISSION HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01973R101</cusip>
         <value>583</value>
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             <sshPrnamt>12069</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>12069</None>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2316</sshPrnamt>
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         <titleOfClass>CAP STK CL C</titleOfClass>
         <cusip>02079K107</cusip>
         <value>8328</value>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>10365</value>
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         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>1030</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20654</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>12512</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6771</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>436</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>1487</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>026874784</cusip>
         <value>288</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>030420103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
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         <cusip>03524A108</cusip>
         <value>296</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>035710409</cusip>
         <value>185</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03662Q105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>487</value>
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         <cusip>15135B101</cusip>
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         <nameOfIssuer>CINTAS CORP</nameOfIssuer>
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         <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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         <nameOfIssuer>CITIZENS FINL GROUP INC</nameOfIssuer>
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         <nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>260003108</cusip>
         <value>444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3750</Sole>
             <Shared>102</Shared>
             <None>0</None>
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         <nameOfIssuer>DOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>663</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9630</Sole>
             <Shared>2441</Shared>
             <None>42</None>
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         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>26441C204</cusip>
         <value>776</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6191</Sole>
             <Shared>564</Shared>
             <None>1752</None>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>1115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17368</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>16728</Sole>
             <Shared>598</Shared>
             <None>42</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>709</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8945</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8347</Sole>
             <Shared>248</Shared>
             <None>350</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>2175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2559</Sole>
             <Shared>332</Shared>
             <None>8378</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
         <value>639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>7403</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>3380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>43779</Sole>
             <Shared>550</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7313</Sole>
             <Shared>309</Shared>
             <None>4376</None>
         </votingAuthority>
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         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2044</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1433</Sole>
             <Shared>611</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17565</Sole>
             <Shared>2450</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENVESTNET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29404K106</cusip>
         <value>609</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1253</Sole>
             <Shared>0</Shared>
             <None>7490</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>449</Sole>
             <Shared>58</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>29476L107</cusip>
         <value>266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3290</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2590</Sole>
             <Shared>700</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EVERCORE INC</nameOfIssuer>
         <titleOfClass>CLASS A</titleOfClass>
         <cusip>29977A105</cusip>
         <value>453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6060</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>3809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>44565</Sole>
             <Shared>212</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>12024</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>152165</Sole>
             <Shared>5681</Shared>
             <None>14467</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>4430</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15364</Sole>
             <Shared>5885</Shared>
             <None>335</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>1232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6458</Sole>
             <Shared>3970</Shared>
             <None>22916</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3477</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2066</Sole>
             <Shared>578</Shared>
             <None>833</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>683</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22218</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>21718</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>653</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5559</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1359</Sole>
             <Shared>0</Shared>
             <None>4200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5224</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>5000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9800</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7171</Sole>
             <Shared>14200</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6599</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>3117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40811</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>36404</Sole>
             <Shared>0</Shared>
             <None>4407</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18150</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10800</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2370</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2370</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2533</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1520</Sole>
             <Shared>213</Shared>
             <None>800</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>54909</Sole>
             <Shared>3400</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>649</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10011</Sole>
             <Shared>2100</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>1675</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>23483</Sole>
             <Shared>1381</Shared>
             <None>910</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>719</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3941</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3862</Sole>
             <Shared>79</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBE LIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37959E102</cusip>
         <value>1881</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17870</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
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         <titleOfClass>COM</titleOfClass>
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         <value>296</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>209</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
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         <value>427</value>
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         <titleOfClass>COM NEW</titleOfClass>
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         <value>608</value>
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             <sshPrnamt>3810</sshPrnamt>
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         <value>700</value>
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             <Sole>4292</Sole>
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         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>583</value>
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         <nameOfIssuer>PACWEST BANCORP DEL</nameOfIssuer>
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         <value>263</value>
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         <nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
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         <cusip>701094104</cusip>
         <value>1728</value>
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         <value>271</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5900</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74967X103</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>978</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3121</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>1570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5245</Sole>
             <Shared>1899</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3859</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3859</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>1259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3353</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3334</Sole>
             <Shared>19</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>49658</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6598</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>2088</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5894</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2657</Sole>
             <Shared>0</Shared>
             <None>3237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4057</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>457</Shared>
             <None>3500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4367</Sole>
             <Shared>0</Shared>
             <None>696</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>1654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>23936</Sole>
             <Shared>2969</Shared>
             <None>1125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>26715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97839</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>92008</Sole>
             <Shared>0</Shared>
             <None>5831</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>686</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>65</Shared>
             <None>2776</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>15808</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>45207</Sole>
             <Shared>3908</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1338</Sole>
             <Shared>800</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>791</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17480</Sole>
             <Shared>2904</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3650</Sole>
             <Shared>547</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO TL STK</titleOfClass>
         <cusip>78464A805</cusip>
         <value>322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8090</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1865</Sole>
             <Shared>4140</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>2361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6290</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5965</Sole>
             <Shared>325</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>3303</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18359</Sole>
             <Shared>1426</Shared>
             <None>525</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2052</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1135</Sole>
             <Shared>0</Shared>
             <None>917</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>1147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28539</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26444</Sole>
             <Shared>195</Shared>
             <None>1900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>1974</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>39109</Sole>
             <Shared>2386</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18540</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4702</Sole>
             <Shared>726</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4003</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>27494</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>780</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9310</Sole>
             <Shared>264</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2892</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2581</Sole>
             <Shared>311</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5081</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>81</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5077</Sole>
             <Shared>165</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>886</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1499</Sole>
             <Shared>19</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>662</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4445</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4415</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1510</Sole>
             <Shared>12513</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
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         <cusip>832696405</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
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         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>583</value>
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         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>218</value>
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             <sshPrnamt>1312</sshPrnamt>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>2657</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>450</value>
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             <None>0</None>
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         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
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         <cusip>86606G101</cusip>
         <value>255</value>
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         <cusip>871829107</cusip>
         <value>312</value>
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         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
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         <value>7558</value>
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         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
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         <cusip>874039100</cusip>
         <value>249</value>
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         <nameOfIssuer>TARGET CORP</nameOfIssuer>
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         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
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         <value>259</value>
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             <Sole>3025</Sole>
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         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>3655</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>608</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>142</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>58658</Sole>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>6712</value>
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         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>1303</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>510</value>
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         <cusip>896239100</cusip>
         <value>558</value>
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         <value>273</value>
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         <value>6308</value>
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         <cusip>904784709</cusip>
         <value>1039</value>
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         <cusip>92189H201</cusip>
         <value>271</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>10105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115851</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>109471</Sole>
             <Shared>6380</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>2907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36064</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>32224</Sole>
             <Shared>3840</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>4467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>53259</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>7558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>160880</Sole>
             <Shared>10641</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>31736</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338655</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>174605</Sole>
             <Shared>161705</Shared>
             <None>2345</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>2212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26356</Sole>
             <Shared>11075</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>608</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>11305</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>2444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>49729</Sole>
             <Shared>5141</Shared>
             <None>70</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>593</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3064</Sole>
             <Shared>2500</Shared>
             <None>1755</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>454</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6212</Sole>
             <Shared>752</Shared>
             <None>1579</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>5184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56757</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>48388</Sole>
             <Shared>6179</Shared>
             <None>2190</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4384</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>760</Sole>
             <Shared>3000</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>2328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7871</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5600</Sole>
             <Shared>2271</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>8770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73581</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>41151</Sole>
             <Shared>32350</Shared>
             <None>80</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>8458</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>29263</Sole>
             <Shared>23946</Shared>
             <None>59</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>5398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58173</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>49539</Sole>
             <Shared>8634</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>4381</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22046</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13515</Sole>
             <Shared>8514</Shared>
             <None>17</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>4790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>22281</Sole>
             <Shared>12637</Shared>
             <None>26</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>1175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6160</Sole>
             <Shared>439</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>27287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149787</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>76671</Sole>
             <Shared>72695</Shared>
             <None>421</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>1432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10562</Sole>
             <Shared>1386</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>2534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>14317</Sole>
             <Shared>984</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2736</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1771</Sole>
             <Shared>0</Shared>
             <None>965</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>5883</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>80604</Sole>
             <Shared>12902</Shared>
             <None>2306</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>1623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2414</Sole>
             <Shared>100</Shared>
             <None>8348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>11486</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>43578</Sole>
             <Shared>3823</Shared>
             <None>13727</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISTRA ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>562</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>24450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>568</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>465</Sole>
             <Shared>192</Shared>
             <None>3088</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VOYA FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929089100</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
             <Shared>400</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>2011</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6061</Sole>
             <Shared>150</Shared>
             <None>7753</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>5415</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>33200</Sole>
             <Shared>4292</Shared>
             <None>8069</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>483</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>2241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24690</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4126</Sole>
             <Shared>0</Shared>
             <None>20564</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>840</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5633</Sole>
             <Shared>1696</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>2254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>29528</Sole>
             <Shared>6377</Shared>
             <None>6000</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>223</value>
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         <value>5594</value>
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         <cusip>G29183103</cusip>
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         <cusip>G47791101</cusip>
         <value>541</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>3643</value>
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         <cusip>G5876H105</cusip>
         <value>218</value>
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         <cusip>G66721104</cusip>
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         <cusip>N31738102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>100</value>
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         <cusip>007903107</cusip>
         <value>17</value>
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         <value>9</value>
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         <value>175</value>
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         <value>27</value>
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         <cusip>03524A108</cusip>
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         <value>367</value>
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         <value>36</value>
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         <cusip>053484101</cusip>
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         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>297178105</cusip>
         <value>7</value>
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         <value>3</value>
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         <cusip>53220K504</cusip>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
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         <cusip>535919500</cusip>
         <value>1</value>
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         <nameOfIssuer>LITTELFUSE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>537008104</cusip>
         <value>256</value>
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             <sshPrnamt>1338</sshPrnamt>
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         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>525</value>
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         <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
         <value>4</value>
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         <cusip>548661107</cusip>
         <value>2038</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>550021109</cusip>
         <value>68</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
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         <value>21</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>55336V100</cusip>
         <value>152</value>
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             <sshPrnamt>5967</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>553530106</cusip>
         <value>130</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1657</sshPrnamt>
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         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
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         <cusip>559080106</cusip>
         <value>101</value>
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         <nameOfIssuer>MAGNA INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>559222401</cusip>
         <value>802</value>
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             <sshPrnamt>14627</sshPrnamt>
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         <nameOfIssuer>MANTECH INTL CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>564563104</cusip>
         <value>289</value>
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             <sshPrnamt>3624</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>1862</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
         <value>590</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>571903202</cusip>
         <value>12</value>
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             <sshPrnamt>81</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>573284106</cusip>
         <value>23</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4123</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>575385109</cusip>
         <value>378</value>
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         <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
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         <cusip>57636Q104</cusip>
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         <value>151</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>577933104</cusip>
         <value>280</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>579780206</cusip>
         <value>52</value>
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         <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
         <value>18</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58470H101</cusip>
         <value>356</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>57</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MERITAGE HOMES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59001A102</cusip>
         <value>173</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>METTLER TOLEDO INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>592688105</cusip>
         <value>74</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>1867</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>60855R100</cusip>
         <value>211</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>609207105</cusip>
         <value>22</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>340</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>501</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>615369105</cusip>
         <value>16</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>615394202</cusip>
         <value>172</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>2019</Sole>
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         <cusip>617446448</cusip>
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         <cusip>62855J104</cusip>
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         <cusip>636274409</cusip>
         <value>160</value>
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         <cusip>636518102</cusip>
         <value>25</value>
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         <value>4</value>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>9</value>
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         <value>771</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <value>24</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>67058H102</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>67103H107</cusip>
         <value>696</value>
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         <cusip>674599105</cusip>
         <value>88</value>
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         <cusip>679295105</cusip>
         <value>21</value>
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         <cusip>682189105</cusip>
         <value>198</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>1688</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>686330101</cusip>
         <value>638</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>693475105</cusip>
         <value>126</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>148</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <value>150</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>1051</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>70432V102</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <value>10743</value>
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         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
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         <value>85</value>
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         <value>148</value>
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         <cusip>72941B106</cusip>
         <value>12</value>
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         <nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>191</value>
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         <value>31</value>
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         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>175</value>
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         <nameOfIssuer>QURATE RETAIL INC</nameOfIssuer>
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         <cusip>74915M100</cusip>
         <value>6</value>
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         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>216</value>
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         <value>4</value>
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         <value>27</value>
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         <cusip>767744105</cusip>
         <value>37</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78645L100</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>2285</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>253</value>
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         <cusip>803054204</cusip>
         <value>112</value>
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         <value>166</value>
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         <cusip>808513105</cusip>
         <value>2095</value>
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         <cusip>808524862</cusip>
         <value>8</value>
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             <None>158</None>
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         <cusip>810186106</cusip>
         <value>247</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>816850101</cusip>
         <value>438</value>
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         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
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         <cusip>81761L102</cusip>
         <value>6</value>
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         <cusip>822634101</cusip>
         <value>26</value>
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         <cusip>82509L107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>825690100</cusip>
         <value>250</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>17</value>
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         <cusip>83175M205</cusip>
         <value>214</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>872540109</cusip>
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         <cusip>872590104</cusip>
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         <cusip>874054109</cusip>
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         <nameOfIssuer>TALLGRASS ENERGY LP</nameOfIssuer>
         <titleOfClass>CLASS A SHS</titleOfClass>
         <cusip>874696107</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1354</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2126</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2168</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>315</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1373</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1373</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>88</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88146M101</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>276</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>161</Sole>
             <Shared>17</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>1021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7829</Sole>
             <Shared>113</Shared>
             <None>14</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>1152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4433</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>3136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9553</Sole>
             <Shared>99</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>182</Sole>
             <Shared>33</Shared>
             <None>6</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>260</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4626</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>811</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14668</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>1498</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17298</Sole>
             <Shared>197</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>120</Sole>
             <Shared>47</Shared>
             <None>9</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896818101</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7592</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7592</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5386</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1795</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>2U INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90214J101</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>332</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>158</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>157</Sole>
             <Shared>170</Shared>
             <None>34</None>
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     <infoTable>
         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2397</Sole>
             <Shared>101</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>948</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3746</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3746</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3002</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>862</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>15001</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>102</Sole>
             <Shared>116</Shared>
             <None>11</None>
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     <infoTable>
         <nameOfIssuer>UNITED BANKSHARES INC WEST V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>909907107</cusip>
         <value>194</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5022</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5022</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED AIRLINES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>646</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7339</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>1959</Sole>
             <Shared>151</Shared>
             <None>21</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>3522</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>23263</Sole>
             <Shared>236</Shared>
             <None>19</None>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>660</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2176</Sole>
             <Shared>63</Shared>
             <None>6</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91879Q109</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1145</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1145</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9705</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>2606</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32334</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32334</Sole>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>139</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>403</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9141</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9141</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>1575</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16812</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12668</Sole>
             <Shared>3539</Shared>
             <None>605</None>
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         <value>170</value>
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         <cusip>948741103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>98419M100</cusip>
         <value>1050</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13326</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ZILLOW GROUP INC</nameOfIssuer>
         <titleOfClass>CL C CAP STK</titleOfClass>
         <cusip>98954M200</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>297</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>278</Sole>
             <Shared>19</Shared>
             <None>0</None>
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         <nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>0</Sole>
             <Shared>78</Shared>
             <None>0</None>
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         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>1714</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12808</Sole>
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             <None>14</None>
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         <nameOfIssuer>ZSCALER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98980G102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>229</Sole>
             <Shared>21</Shared>
             <None>0</None>
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         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>1350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6973</Sole>
             <Shared>90</Shared>
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         <nameOfIssuer>AMCOR PLC</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0250X107</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>4336</Sole>
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             <None>0</None>
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         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>2211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>72125</Sole>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>1603</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7611</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7611</Sole>
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             <None>0</None>
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         <nameOfIssuer>CIMPRESS PLC</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>G2143T103</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2276</Sole>
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             <None>0</None>
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         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>833</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16367</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16367</Sole>
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             <None>0</None>
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         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>753</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>753</Sole>
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             <None>0</None>
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         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>321</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>1232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16294</Sole>
             <Shared>57</Shared>
             <None>0</None>
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         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2929</Sole>
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             <None>0</None>
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         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>54</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>704</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>704</Sole>
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             <None>0</None>
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         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>1019</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4788</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4708</Sole>
             <Shared>70</Shared>
             <None>10</None>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13366</Sole>
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         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <None>0</None>
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         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>452</Sole>
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         <nameOfIssuer>ALCON INC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>822</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14533</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>1439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45308</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>345</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>697</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>429</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3505</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>915</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>868</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>1954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Shared>118</Shared>
             <None>0</None>
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         <nameOfIssuer>YANDEX N V</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>N97284108</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>893</Sole>
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             <None>0</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>2978</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>76200</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>3745</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>33300</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>4544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>36500</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>9514</value>
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             <None>0</None>
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         <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09247X101</cusip>
         <value>5379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10700</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>10700</Sole>
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             <None>0</None>
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         <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>3800</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>59200</Sole>
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             <None>0</None>
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         <nameOfIssuer>BROADCOM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>11135F101</cusip>
         <value>5499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>17400</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>6279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>52100</Sole>
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             <None>0</None>
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         <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>6062</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>126400</Sole>
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             <None>0</None>
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         <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>20825C104</cusip>
         <value>3499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>53800</Sole>
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             <None>0</None>
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         <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>21036P108</cusip>
         <value>2353</value>
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             <sshPrnamt>12400</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>12400</Sole>
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             <None>0</None>
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         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160K105</cusip>
         <value>5673</value>
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             <sshPrnamt>19300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>19300</Sole>
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             <None>0</None>
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         <nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>247361702</cusip>
         <value>3275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>56000</Sole>
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             <None>0</None>
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         <nameOfIssuer>DOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>1582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28900</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>28900</Sole>
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             <None>0</None>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>4064</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>63300</Sole>
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             <None>0</None>
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         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>2394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>44700</Sole>
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             <None>0</None>
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         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>5350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>24500</Sole>
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             <None>0</None>
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         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>4921</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>27800</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
         <value>3070</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>22900</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46625H100</cusip>
         <value>8141</value>
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             <sshPrnamt>58400</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>58400</Sole>
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             <None>0</None>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>6736</value>
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             <sshPrnamt>17300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>17300</Sole>
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             <None>0</None>
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         <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>57636Q104</cusip>
         <value>7136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23900</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>4102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>45100</Sole>
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             <None>0</None>
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         <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>9257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>58700</Sole>
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             <None>0</None>
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         <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>609207105</cusip>
         <value>3993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>72500</Sole>
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             <None>0</None>
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         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>2307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>41000</Sole>
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             <None>0</None>
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         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>2792</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52700</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>52700</Sole>
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             <None>0</None>
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         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>3012</value>
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             <sshPrnamt>35400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>3670</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>3737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>32100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2696</value>
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             <sshPrnamt>8300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>8300</Sole>
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             <None>0</None>
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         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>3218</value>
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             <sshPrnamt>17800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>17800</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>3355</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92556H206</cusip>
         <value>1847</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>44000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>4647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>31500</Sole>
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             <None>0</None>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>7794</value>
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             <sshPrnamt>68700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>68700</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>347</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
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             <None>347</None>
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     <infoTable>
         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
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             <None>95</None>
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     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
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             <Sole>0</Sole>
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             <None>92</None>
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     <infoTable>
         <nameOfIssuer>ABIOMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003654100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>ALLIANZGI NFJ DIVID INT &amp; PR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01883A107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>375</None>
         </votingAuthority>
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             <Shared>0</Shared>
             <None>574932</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>84245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>954842</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>4221</Sole>
             <Shared>0</Shared>
             <None>950621</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>70243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>1320</Sole>
             <Shared>0</Shared>
             <None>318341</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>199</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>35472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>6070</Sole>
             <Shared>0</Shared>
             <None>242164</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>44</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>4856</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>47599</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>2147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42454</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>42454</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>5198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>105852</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>1113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>18113</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>6084</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>59725</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>3331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>52897</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>5524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44044</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>44044</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>1316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>21920</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>6121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>198868</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>4754</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>58347</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>7175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>78269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>2207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>34154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>68251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>655445</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>2181</Sole>
             <Shared>0</Shared>
             <None>653264</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>62</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>75237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>453943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>1892</Sole>
             <Shared>0</Shared>
             <None>452051</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>79368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>902732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>4194</Sole>
             <Shared>0</Shared>
             <None>898538</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>74980</value>
         <shrsOrPrnAmt>
             <sshPrnamt>876552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>3849</Sole>
             <Shared>0</Shared>
             <None>872703</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>21582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>353460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>353460</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>101</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>44</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>55362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>313810</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>1265</Sole>
             <Shared>0</Shared>
             <None>312545</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKENSTEEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887399103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>87</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE PIPELINE &amp; ENERGY F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148H108</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>102</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>69</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>50506</value>
         <shrsOrPrnAmt>
             <sshPrnamt>279363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>1227</Sole>
             <Shared>0</Shared>
             <None>278136</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>33</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>68573</value>
         <shrsOrPrnAmt>
             <sshPrnamt>457888</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>9</otherManager>
         <votingAuthority>
             <Sole>1952</Sole>
             <Shared>0</Shared>
             <None>455936</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>76269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259434</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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