<SEC-DOCUMENT>0000720672-21-000007.txt : 20210514
<SEC-HEADER>0000720672-21-000007.hdr.sgml : 20210514
<ACCEPTANCE-DATETIME>20210514071332
ACCESSION NUMBER:		0000720672-21-000007
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20210331
FILED AS OF DATE:		20210514
DATE AS OF CHANGE:		20210514
EFFECTIVENESS DATE:		20210514

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		21921925

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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    <signatureBlock>
      <name>James M. Zemlyak</name>
      <title>President</title>
      <phone>314 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>05-14-2021</signatureDate>
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<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>20210513_061757_13FReport.xml
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         <value>5</value>
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             <None>121</None>
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         <value>273</value>
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             <None>7390</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1724</sshPrnamt>
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             <None>1724</None>
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             <None>2080</None>
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             <None>58</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>092113109</cusip>
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             <None>32</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>429</None>
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         <value>63</value>
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             <None>3213</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>4370</None>
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         <value>11</value>
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         <value>45</value>
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             <None>218</None>
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         <nameOfIssuer>EDISON INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>281020107</cusip>
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             <None>106</None>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>26</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>308</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>131</value>
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             <None>1441</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>99</value>
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         <value>4</value>
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             <None>86</None>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>52</value>
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             <None>369</None>
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         <nameOfIssuer>EBAY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278642103</cusip>
         <value>24</value>
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             <sshPrnamt>397</sshPrnamt>
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             <None>397</None>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>492</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29786A106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
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             <None>25</None>
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             <None>163</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>520</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>33</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>339</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>80</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>5</value>
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             <None>29</None>
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         <cusip>29530P102</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>11</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>12504L109</cusip>
         <value>6</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>74</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>125896100</cusip>
         <value>29</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>479</None>
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         <nameOfIssuer>CAMDEN PPTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>133131102</cusip>
         <value>13</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>115</None>
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         <cusip>35137L105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>12</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>285</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>963</None>
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         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>82</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1634</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>07725L102</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>37</None>
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         <nameOfIssuer>BLACK KNIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09215C105</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>171</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>032095101</cusip>
         <value>11</value>
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             <sshPrnamt>172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>172</None>
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     <infoTable>
         <nameOfIssuer>ANTERO MIDSTREAM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03676B102</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>745</None>
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     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>248</None>
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     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>162</value>
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             <sshPrnamt>2652</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>2652</None>
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     <infoTable>
         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>11</value>
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             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>200</None>
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     <infoTable>
         <nameOfIssuer>FIVE9 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>338307101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>42</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
         <titleOfClass>FNF GROUP COM</titleOfClass>
         <cusip>31620R303</cusip>
         <value>18</value>
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             <sshPrnamt>439</sshPrnamt>
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         <cusip>22002T108</cusip>
         <value>10</value>
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             <None>4239</None>
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             <None>545</None>
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         <cusip>693475105</cusip>
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         <cusip>655663102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>848</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
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             <None>66</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29472R108</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
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             <None>251</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
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             <None>21</None>
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         <value>38</value>
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             <None>1957</None>
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         <value>6</value>
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             <None>168</None>
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             <None>294</None>
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         <value>48</value>
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             <None>1638</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>68235P108</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
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             <None>3</None>
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             <None>1143</None>
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             <None>17</None>
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         <value>10</value>
         <shrsOrPrnAmt>
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             <None>63</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>69</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1690</None>
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         <value>241</value>
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             <None>1794</None>
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         <value>5</value>
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             <None>700</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29355A107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>17</None>
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         <titleOfClass>COM</titleOfClass>
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         <shrsOrPrnAmt>
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             <None>193</None>
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             <None>152</None>
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         <titleOfClass>CL A COM</titleOfClass>
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         <value>222</value>
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             <None>1571</None>
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         <nameOfIssuer>PETCO HEALTH &amp; WELLNESS CO I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>71601V105</cusip>
         <value>38</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1734</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>329</value>
         <shrsOrPrnAmt>
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             <None>9108</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2664</None>
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         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>49</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>536</None>
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         <titleOfClass>ADR</titleOfClass>
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         <value>24</value>
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             <None>559</None>
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         <nameOfIssuer>RLJ LODGING TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74965L101</cusip>
         <value>28</value>
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             <None>1815</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>871</None>
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         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>79</value>
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             <sshPrnamt>416</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>416</None>
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         <nameOfIssuer>REGENCY CTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758849103</cusip>
         <value>21</value>
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             <sshPrnamt>369</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>369</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>71</None>
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         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>50</value>
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             <sshPrnamt>418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>418</None>
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         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>425</None>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>130</value>
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             <sshPrnamt>983</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>983</None>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>11</value>
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             <sshPrnamt>94</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>94</None>
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     <infoTable>
         <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78440X804</cusip>
         <value>77</value>
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             <Shared>0</Shared>
             <None>20</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <votingAuthority>
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             <Shared>0</Shared>
             <None>566</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MBS ETF</titleOfClass>
         <cusip>464288588</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>268</None>
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         <cusip>464288638</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>141</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>164</value>
         <shrsOrPrnAmt>
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             <Sole>0</Sole>
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             <None>597</None>
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         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>263</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>151</value>
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             <sshPrnamt>2582</sshPrnamt>
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             <None>2582</None>
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         <value>23</value>
         <shrsOrPrnAmt>
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             <None>67</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>26</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>615</None>
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         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>83</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>83</None>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>9190</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>10</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>733</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>16</value>
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             <None>567</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>884</None>
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         <nameOfIssuer>ISHARES SILVER TR</nameOfIssuer>
         <titleOfClass>ISHARES</titleOfClass>
         <cusip>46428Q109</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>140</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>71</value>
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             <sshPrnamt>167</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>167</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>35</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>158</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>BARCLAYS 7 10 YR</titleOfClass>
         <cusip>464287440</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>43</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>52</None>
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         <cusip>931427108</cusip>
         <value>129</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2353</None>
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         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>584</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>96</None>
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             <None>30</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>3</value>
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             <None>17</None>
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             <None>17</None>
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         <value>42</value>
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             <None>1163</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>780287108</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>18</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>72</None>
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         <value>12</value>
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             <None>228</None>
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         <value>18</value>
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             <None>512</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>488401100</cusip>
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             <None>451</None>
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         <cusip>922908736</cusip>
         <value>105</value>
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             <None>410</None>
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         <cusip>92556H206</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>287</None>
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         <cusip>928254101</cusip>
         <value>14</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>461</None>
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         <nameOfIssuer>XILINX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>96</None>
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         <nameOfIssuer>ZILLOW GROUP INC</nameOfIssuer>
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         <cusip>98954M200</cusip>
         <value>32</value>
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             <sshPrnamt>243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>243</None>
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         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>9</value>
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             <sshPrnamt>107</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>107</None>
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         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>504</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>504</None>
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         <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>500754106</cusip>
         <value>73</value>
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             <sshPrnamt>1817</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1817</None>
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         <nameOfIssuer>KROGER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>501044101</cusip>
         <value>23</value>
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             <sshPrnamt>631</sshPrnamt>
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             <None>631</None>
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     <infoTable>
         <nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>50540R409</cusip>
         <value>34</value>
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             <sshPrnamt>131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>131</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>G66721104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>392</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>38</value>
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         <value>10</value>
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             <None>93</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>N07059210</cusip>
         <value>17</value>
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         <cusip>98956P102</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>77</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>989701107</cusip>
         <value>9</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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             <None>1948</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>1694</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>D18190898</cusip>
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         <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
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             <None>51</None>
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         <cusip>33736Q104</cusip>
         <value>287</value>
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         <nameOfIssuer>EAST WEST BANCORP INC</nameOfIssuer>
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         <nameOfIssuer>EASTERN BANKSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>84</value>
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         <nameOfIssuer>EATON VANCE FLTING RATE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278279104</cusip>
         <value>1113</value>
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             <sshPrnamt>78938</sshPrnamt>
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         <nameOfIssuer>EATON VANCE SHORT DURATION D</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27828V104</cusip>
         <value>218</value>
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             <sshPrnamt>16599</sshPrnamt>
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         <nameOfIssuer>EATON VANCE TAX-MANAGED BUY-</nameOfIssuer>
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         <value>1124</value>
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             <sshPrnamt>72572</sshPrnamt>
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         <nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27829C105</cusip>
         <value>1743</value>
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         <nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27829F108</cusip>
         <value>4712</value>
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         <nameOfIssuer>ELANCO ANIMAL HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28414H103</cusip>
         <value>10007</value>
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             <None>11611</None>
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         <nameOfIssuer>EQUITABLE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29452E101</cusip>
         <value>3245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99468</sshPrnamt>
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             <None>2997</None>
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         <nameOfIssuer>ERICSSON</nameOfIssuer>
         <titleOfClass>ADR B SEK 10</titleOfClass>
         <cusip>294821608</cusip>
         <value>2722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>206377</sshPrnamt>
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             <None>9200</None>
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         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>10367</value>
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             <sshPrnamt>78671</sshPrnamt>
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             <None>3063</None>
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         <nameOfIssuer>EXCHANGE TRADED CONCEPTS TR</nameOfIssuer>
         <titleOfClass>EMQQ EM INTERN</titleOfClass>
         <cusip>301505889</cusip>
         <value>6507</value>
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         <nameOfIssuer>EXLSERVICE HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302081104</cusip>
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         <nameOfIssuer>EXP WORLD HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30212W100</cusip>
         <value>280</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6155</sshPrnamt>
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             <Sole>6111</Sole>
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             <None>44</None>
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         <nameOfIssuer>EXPONENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30214U102</cusip>
         <value>7569</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>2022</None>
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         <nameOfIssuer>FMC CORP</nameOfIssuer>
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         <shrsOrPrnAmt>
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         <otherManager>1</otherManager>
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         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
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         <nameOfIssuer>FARFETCH LTD</nameOfIssuer>
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         <cusip>30744W107</cusip>
         <value>558</value>
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     <infoTable>
         <nameOfIssuer>FARO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311642102</cusip>
         <value>709</value>
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             <None>186</None>
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     <infoTable>
         <nameOfIssuer>FATE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31189P102</cusip>
         <value>717</value>
         <shrsOrPrnAmt>
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             <None>5475</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>5680</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
         <titleOfClass>SML CAP VAL ALPH</titleOfClass>
         <cusip>33737M409</cusip>
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         <shrsOrPrnAmt>
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         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>248</value>
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         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>15655</value>
         <shrsOrPrnAmt>
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             <None>7030</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>27414</value>
         <shrsOrPrnAmt>
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             <None>3401</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>493</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>743</value>
         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>RBA INDL ETF</titleOfClass>
         <cusip>33738R704</cusip>
         <value>311</value>
         <shrsOrPrnAmt>
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     <infoTable>
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         <cusip>33739N108</cusip>
         <value>7263</value>
         <shrsOrPrnAmt>
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         <otherManager>1</otherManager>
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     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQUI</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>896</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>2800</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>5626</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>28042</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85394</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>84394</Sole>
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             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</nameOfIssuer>
         <titleOfClass>ALT ABSLT STRG</titleOfClass>
         <cusip>33740Y101</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12762</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>11672</Sole>
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             <None>1090</None>
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     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>18167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>142423</Sole>
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             <None>10192</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FLAGSTAR BANCORP INC</nameOfIssuer>
         <titleOfClass>COM PAR .001</titleOfClass>
         <cusip>337930705</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4352</Sole>
             <Shared>0</Shared>
             <None>410</None>
         </votingAuthority>
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     <infoTable>
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         <nameOfIssuer>EQUITRANS MIDSTREAM CORP</nameOfIssuer>
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         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
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         <value>980</value>
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         <nameOfIssuer>ESSENTIAL UTILS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>ESSEX PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>EVERTEC INC</nameOfIssuer>
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         <nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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         <cusip>33733E500</cusip>
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         <cusip>33739P863</cusip>
         <value>598</value>
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         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>LOW DUR STRTGC</titleOfClass>
         <cusip>33740F870</cusip>
         <value>4670</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SMID RISNG ETF</titleOfClass>
         <cusip>33741X102</cusip>
         <value>244</value>
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         <titleOfClass>MORNSTAR UPSTR</titleOfClass>
         <cusip>33939L407</cusip>
         <value>488</value>
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             <None>120</None>
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         <nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34354P105</cusip>
         <value>254</value>
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             <None>600</None>
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         <nameOfIssuer>1ST CONSTITUTION BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31986N102</cusip>
         <value>270</value>
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         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>2102</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>32022K102</cusip>
         <value>235</value>
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         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>6793</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>320734106</cusip>
         <value>753</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>FIRST MAJESTIC SILVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32076V103</cusip>
         <value>233</value>
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             <None>1599</None>
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         <nameOfIssuer>GERMAN AMERN BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>373865104</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4768</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>4768</Sole>
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             <None>0</None>
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         <nameOfIssuer>GIBRALTAR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>374689107</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>44</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>37733W105</cusip>
         <value>13783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>386194</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>GLOBAL MED REIT INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>37954A204</cusip>
         <value>5075</value>
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             <None>158</None>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTNG</titleOfClass>
         <cusip>37954Y442</cusip>
         <value>753</value>
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             <sshPrnamt>29269</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>NASDAQ 100 COVER</titleOfClass>
         <cusip>37954Y483</cusip>
         <value>8871</value>
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             <sshPrnamt>393040</sshPrnamt>
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         <otherManager>1</otherManager>
         <votingAuthority>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
         <cusip>37954Y715</cusip>
         <value>611</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>375</None>
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         <titleOfClass>GLOBAL X COPPER</titleOfClass>
         <cusip>37954Y830</cusip>
         <value>796</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>GOLAR LNG LTD</nameOfIssuer>
         <titleOfClass>NOTE 2.750% 2/1</titleOfClass>
         <cusip>38046YAB7</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS BDC INC</nameOfIssuer>
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         <cusip>38147UAB3</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
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         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GRAFTECH INTL LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384313508</cusip>
         <value>182</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>146</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>16202</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1135</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>899</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ CLN EDGE</titleOfClass>
         <cusip>33737A108</cusip>
         <value>397</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>1107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27233</sshPrnamt>
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         <otherManager>1</otherManager>
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             <None>1142</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>12451</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>243853</Sole>
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             <None>29833</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ BK ETF</titleOfClass>
         <cusip>33738R860</cusip>
         <value>573</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>362</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>INSTL PFD SECS</titleOfClass>
         <cusip>33739P855</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>6598</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>6697</value>
         <shrsOrPrnAmt>
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             <None>8988</None>
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     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>22873</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
         <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>1174</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>18</None>
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     <infoTable>
         <nameOfIssuer>FLEXION THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33938J106</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11250</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <titleOfClass>HIG YLD VL ETF</titleOfClass>
         <cusip>33939L662</cusip>
         <value>2893</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58424</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>51090</Sole>
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             <None>7334</None>
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     <infoTable>
         <nameOfIssuer>FORTRESS TRANS INFRST INVS L</nameOfIssuer>
         <titleOfClass>COM REP LTD LIAB</titleOfClass>
         <cusip>34960P101</cusip>
         <value>547</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>9416</Sole>
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             <None>10000</None>
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     <infoTable>
         <nameOfIssuer>FORTUNA SILVER MINES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>349915108</cusip>
         <value>214</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>31363</Sole>
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             <None>1763</None>
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     <infoTable>
         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE JAPAN ETF</titleOfClass>
         <cusip>35473P744</cusip>
         <value>986</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1600</None>
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             <Sole>26297</Sole>
             <Shared>0</Shared>
             <None>692</None>
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         <nameOfIssuer>NORDSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
         <value>14899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74988</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>73359</Sole>
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             <None>1629</None>
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         <nameOfIssuer>NORTH AMERN CONSTR GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>656811106</cusip>
         <value>992</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92297</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>90564</Sole>
             <Shared>0</Shared>
             <None>1733</None>
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         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>20312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253043</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>242602</Sole>
             <Shared>0</Shared>
             <None>10441</None>
         </votingAuthority>
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         <nameOfIssuer>NUVEEN N Y SELECT TAX FREE I</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67063V104</cusip>
         <value>145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>13147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>887101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>845647</Sole>
             <Shared>0</Shared>
             <None>41454</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN DIVERSIFIED DIVID &amp; I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EP105</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15645</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>3406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>210761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>202894</Sole>
             <Shared>0</Shared>
             <None>7867</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072T108</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12119</Sole>
             <Shared>0</Shared>
             <None>133</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN SHT DUR CR OPP FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074X107</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10740</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15583</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13583</Sole>
             <Shared>0</Shared>
             <None>2000</None>
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         <nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077P101</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30304</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30304</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ERIE INDTY CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>29530P102</cusip>
         <value>538</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2137</Sole>
             <Shared>0</Shared>
             <None>300</None>
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     <infoTable>
         <nameOfIssuer>ESPERION THERAPEUTICS INC NE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29664W105</cusip>
         <value>620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22094</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12108</Sole>
             <Shared>0</Shared>
             <None>9986</None>
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         <nameOfIssuer>ESSENTIAL PPTYS RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29670E107</cusip>
         <value>594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26016</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13081</Sole>
             <Shared>0</Shared>
             <None>12935</None>
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         <nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>298736109</cusip>
         <value>311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2251</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2226</Sole>
             <Shared>0</Shared>
             <None>25</None>
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         <nameOfIssuer>EVERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30034W106</cusip>
         <value>3518</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59089</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54427</Sole>
             <Shared>0</Shared>
             <None>4662</None>
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         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>7672</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>86021</Sole>
             <Shared>0</Shared>
             <None>2552</None>
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         <nameOfIssuer>EXCHANGE TRADED CONCEPTS TR</nameOfIssuer>
         <titleOfClass>ROBO GLB ETF</titleOfClass>
         <cusip>301505707</cusip>
         <value>2111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>27792</Sole>
             <Shared>0</Shared>
             <None>5448</None>
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         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>4877</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>110640</Sole>
             <Shared>0</Shared>
             <None>848</None>
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         <nameOfIssuer>FLIR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302445101</cusip>
         <value>9850</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>171139</Sole>
             <Shared>0</Shared>
             <None>3296</None>
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         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>3460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34784</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>34439</Sole>
             <Shared>0</Shared>
             <None>345</None>
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     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>21361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>970059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>789704</Sole>
             <Shared>0</Shared>
             <None>180355</None>
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         <nameOfIssuer>ENVESTNET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29404K106</cusip>
         <value>1359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14708</Sole>
             <Shared>0</Shared>
             <None>4111</None>
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         <nameOfIssuer>EQUINOR ASA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>29446M102</cusip>
         <value>1544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>77787</Sole>
             <Shared>0</Shared>
             <None>1551</None>
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     <infoTable>
         <nameOfIssuer>EQUINOX GOLD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29446Y502</cusip>
         <value>302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>35853</Sole>
             <Shared>0</Shared>
             <None>1910</None>
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     <infoTable>
         <nameOfIssuer>ETSY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29786A106</cusip>
         <value>9547</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47342</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45302</Sole>
             <Shared>0</Shared>
             <None>2040</None>
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     <infoTable>
         <nameOfIssuer>EVERCORE INC</nameOfIssuer>
         <titleOfClass>CLASS A</titleOfClass>
         <cusip>29977A105</cusip>
         <value>2744</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19425</Sole>
             <Shared>0</Shared>
             <None>1406</None>
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         <nameOfIssuer>EVERBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29978A104</cusip>
         <value>656</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5413</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4177</Sole>
             <Shared>0</Shared>
             <None>1236</None>
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     <infoTable>
         <nameOfIssuer>PRA HEALTH SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69354M108</cusip>
         <value>1188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>7633</Sole>
             <Shared>0</Shared>
             <None>115</None>
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     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDPILOT INTL</titleOfClass>
         <cusip>69374H683</cusip>
         <value>2472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>88910</Sole>
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             <None>625</None>
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     <infoTable>
         <nameOfIssuer>PACIFIC BIOSCIENCES CALIF IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69404D108</cusip>
         <value>3632</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>108912</Sole>
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             <None>112</None>
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     <infoTable>
         <nameOfIssuer>PALOMAR HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69753M105</cusip>
         <value>777</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>11553</Sole>
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             <None>36</None>
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         <nameOfIssuer>PAPA JOHNS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>698813102</cusip>
         <value>2682</value>
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             <sshPrnamt>30252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>28902</Sole>
             <Shared>0</Shared>
             <None>1350</None>
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     <infoTable>
         <nameOfIssuer>PAR TECHNOLOGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>698884103</cusip>
         <value>3436</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52527</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>1405</None>
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     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>37503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382586</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>5283</None>
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     <infoTable>
         <nameOfIssuer>PENNANTPARK INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>708062104</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>51000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70959W103</cusip>
         <value>889</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11076</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>10936</Sole>
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             <None>140</None>
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     <infoTable>
         <nameOfIssuer>PERSHING SQUARE TONTINE HLDG</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
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         <titleOfClass>NUVEEN ESG LRGVL</titleOfClass>
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         <value>264</value>
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         <titleOfClass>NUVEEN ESG SMLCP</titleOfClass>
         <cusip>67092P607</cusip>
         <value>77</value>
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         <cusip>67092P888</cusip>
         <value>225</value>
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         <value>92</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>26922A321</cusip>
         <value>3261</value>
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         <nameOfIssuer>ETFIS SER TR I</nameOfIssuer>
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         <cusip>26923G202</cusip>
         <value>431</value>
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         <cusip>26924G201</cusip>
         <value>3769</value>
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         <cusip>26924G706</cusip>
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         <cusip>71943U104</cusip>
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         <value>20</value>
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         <cusip>72201R882</cusip>
         <value>594</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>72341T103</cusip>
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         <nameOfIssuer>EVOLUS INC</nameOfIssuer>
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         <cusip>30052C107</cusip>
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         <nameOfIssuer>EXELIXIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161Q104</cusip>
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             <None>9753</None>
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         <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
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         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
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         <nameOfIssuer>PGIM ETF TR</nameOfIssuer>
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         <cusip>69344A107</cusip>
         <value>19603</value>
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         <cusip>695127100</cusip>
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         <nameOfIssuer>GREAT WESTN NATL BK PORTLAND</nameOfIssuer>
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         <cusip>695263103</cusip>
         <value>3289</value>
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         <cusip>699374302</cusip>
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             <None>15019</None>
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         <nameOfIssuer>PARTY CITY HOLDCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>702149105</cusip>
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         <nameOfIssuer>POPULAR INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
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             <None>5527</None>
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         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>26457</value>
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         <cusip>74348TAR3</cusip>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
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         <nameOfIssuer>ELLSWORTH GROWTH &amp; INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>289074106</cusip>
         <value>395</value>
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             <None>4000</None>
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         <nameOfIssuer>EMBRAER S.A.</nameOfIssuer>
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         <cusip>29082A107</cusip>
         <value>237</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
         <value>8516</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>65451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>60304</Sole>
             <Shared>0</Shared>
             <None>5147</None>
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         <nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>5937</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60793</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>59276</Sole>
             <Shared>0</Shared>
             <None>1517</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>GBL WND ENRG ETF</titleOfClass>
         <cusip>33736G106</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>9491</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>4036</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>149885</Sole>
             <Shared>0</Shared>
             <None>3077</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDXX NEXTG ETF</titleOfClass>
         <cusip>33737K205</cusip>
         <value>12172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166564</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>166351</Sole>
             <Shared>0</Shared>
             <None>213</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>BUYWRIT INCM ETF</titleOfClass>
         <cusip>33738R308</cusip>
         <value>484</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22953</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22121</Sole>
             <Shared>0</Shared>
             <None>832</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>S&amp;P INTL DIVID</titleOfClass>
         <cusip>33738R688</cusip>
         <value>688</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>36801</Sole>
             <Shared>0</Shared>
             <None>2214</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ TRANSN</titleOfClass>
         <cusip>33738R795</cusip>
         <value>3936</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119572</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>109904</Sole>
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             <None>9668</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>EME MRK BD ETF</titleOfClass>
         <cusip>33739P202</cusip>
         <value>2503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72784</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>72483</Sole>
             <Shared>0</Shared>
             <None>301</None>
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     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>43333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1157083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1106899</Sole>
             <Shared>0</Shared>
             <None>50184</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319835104</cusip>
         <value>644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32266</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>32266</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST HORIZON CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>31692</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1874164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1802209</Sole>
             <Shared>0</Shared>
             <None>71955</None>
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     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7218</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3217</Sole>
             <Shared>0</Shared>
             <None>4001</None>
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         <nameOfIssuer>FIRST NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32106V107</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19480</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>1325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13622</Sole>
             <Shared>0</Shared>
             <None>1555</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CHINDIA ETF</titleOfClass>
         <cusip>33733A102</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4381</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4381</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>51106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>721623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>679635</Sole>
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             <None>41988</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>46518</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>184778</Sole>
             <Shared>0</Shared>
             <None>28530</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CAP GROWTH AL</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733F101</cusip>
         <value>447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3649</Sole>
             <Shared>0</Shared>
             <None>475</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337345102</cusip>
         <value>9683</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>61777</Sole>
             <Shared>0</Shared>
             <None>5375</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>1939</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24218</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20501</Sole>
             <Shared>0</Shared>
             <None>3717</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>15755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164512</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>150849</Sole>
             <Shared>0</Shared>
             <None>13663</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>17423</value>
         <shrsOrPrnAmt>
             <sshPrnamt>416605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>381220</Sole>
             <Shared>0</Shared>
             <None>35385</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>SWITZLND ALPHA</titleOfClass>
         <cusip>33737J232</cusip>
         <value>829</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13202</Sole>
             <Shared>0</Shared>
             <None>169</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EX US SML CP</titleOfClass>
         <cusip>33737J406</cusip>
         <value>312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6781</Sole>
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             <None>94</None>
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     <infoTable>
         <nameOfIssuer>PEBBLEBROOK HOTEL TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70509V100</cusip>
         <value>387</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15934</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15934</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PELOTON INTERACTIVE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>70614W100</cusip>
         <value>12248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108934</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>99439</Sole>
             <Shared>0</Shared>
             <None>9495</None>
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     <infoTable>
         <nameOfIssuer>PENNANT GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70805E109</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5528</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PENNANTPARK FLOATING RATE CA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70806A106</cusip>
         <value>958</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>74068</Sole>
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             <None>6540</None>
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     <infoTable>
         <nameOfIssuer>PERKINELMER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>714046109</cusip>
         <value>442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3443</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3363</Sole>
             <Shared>0</Shared>
             <None>80</None>
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         <nameOfIssuer>PETMED EXPRESS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>716382106</cusip>
         <value>715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20320</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>19367</Sole>
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             <None>953</None>
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         <nameOfIssuer>PHASEBIO PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717224109</cusip>
         <value>851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245887</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>238695</Sole>
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             <None>7192</None>
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         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>21838</value>
         <shrsOrPrnAmt>
             <sshPrnamt>267811</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>257715</Sole>
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             <None>10096</None>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>10627</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>42229</Sole>
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             <None>836</None>
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         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>1529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>28035</Sole>
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             <None>1121</None>
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         <nameOfIssuer>QUOTIENT TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749119103</cusip>
         <value>716</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43843</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>43621</Sole>
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             <None>222</None>
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         <nameOfIssuer>RBB FD INC</nameOfIssuer>
         <titleOfClass>MFAM SMLCP GRWTH</titleOfClass>
         <cusip>74933W874</cusip>
         <value>3411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>90950</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>RANGE RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75281A109</cusip>
         <value>1901</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184073</sshPrnamt>
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             <sshPrnamt>18270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>18078</Sole>
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             <None>192</None>
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     <infoTable>
         <nameOfIssuer>RETAIL OPPORTUNITY INVTS COR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76131N101</cusip>
         <value>1691</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>96564</Sole>
             <Shared>0</Shared>
             <None>10001</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REVOLVE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76156B107</cusip>
         <value>1128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25098</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21880</Sole>
             <Shared>0</Shared>
             <None>3218</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REXFORD INDL RLTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76169C100</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3952</Sole>
             <Shared>0</Shared>
             <None>236</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P PHARMAC</titleOfClass>
         <cusip>78464A722</cusip>
         <value>1124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21075</Sole>
             <Shared>0</Shared>
             <None>1240</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>33314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>97648</Sole>
             <Shared>0</Shared>
             <None>3247</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>19520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>393862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>388290</Sole>
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             <None>5572</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR S&amp;P 500 ETF</titleOfClass>
         <cusip>78468R796</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>400</Sole>
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             <None>185</None>
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     <infoTable>
         <nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7867</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>7867</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GOODRX HLDGS INC</nameOfIssuer>
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         <cusip>38246G108</cusip>
         <value>7242</value>
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             <sshPrnamt>185590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>182513</Sole>
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             <None>3077</None>
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     <infoTable>
         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11447</Sole>
             <Shared>0</Shared>
             <None>38</None>
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     <infoTable>
         <nameOfIssuer>GOOSEHEAD INS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>38267D109</cusip>
         <value>2333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21764</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>21434</Sole>
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             <None>330</None>
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     <infoTable>
         <nameOfIssuer>GRAHAM HLDGS CO</nameOfIssuer>
         <titleOfClass>COM CL B</titleOfClass>
         <cusip>384637104</cusip>
         <value>308</value>
         <shrsOrPrnAmt>
             <sshPrnamt>548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>542</Sole>
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             <None>6</None>
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     <infoTable>
         <nameOfIssuer>GUGGENHEIM TAXABLE MUNICP BO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>401664107</cusip>
         <value>303</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12956</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HDFC BANK LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>40415F101</cusip>
         <value>22902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>294786</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>287211</Sole>
             <Shared>0</Shared>
             <None>7575</None>
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     <infoTable>
         <nameOfIssuer>HANCOCK JOHN INVS TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410142103</cusip>
         <value>1538</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>82461</Sole>
             <Shared>0</Shared>
             <None>3019</None>
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     <infoTable>
         <nameOfIssuer>GLACIER BANCORP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37637Q105</cusip>
         <value>4546</value>
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             <sshPrnamt>79641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>76181</Sole>
             <Shared>0</Shared>
             <None>3460</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 COVERED</titleOfClass>
         <cusip>37954Y475</cusip>
         <value>3588</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>74107</Sole>
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             <None>925</None>
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     <infoTable>
         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>LITHIUM BTRY ETF</titleOfClass>
         <cusip>37954Y855</cusip>
         <value>1433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>24270</Sole>
             <Shared>0</Shared>
             <None>238</None>
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     <infoTable>
         <nameOfIssuer>GOLD FIELDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>38059T106</cusip>
         <value>548</value>
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             <sshPrnamt>57739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>57739</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
         <titleOfClass>ACTIVEBETA INT</titleOfClass>
         <cusip>381430107</cusip>
         <value>666</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20145</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19096</Sole>
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             <None>1049</None>
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     <infoTable>
         <nameOfIssuer>GRANITE CONSTR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>387328107</cusip>
         <value>1249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31027</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>26737</Sole>
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             <None>4290</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76680R206</cusip>
         <value>5360</value>
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             <sshPrnamt>17995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11800</Sole>
             <Shared>0</Shared>
             <None>6195</None>
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     <infoTable>
         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>6659</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>83467</Sole>
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             <None>2283</None>
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     <infoTable>
         <nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>2253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>19164</Sole>
             <Shared>0</Shared>
             <None>423</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>4211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>51941</Sole>
             <Shared>0</Shared>
             <None>3720</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3063</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>ASIA PACIF ETF</titleOfClass>
         <cusip>78463X301</cusip>
         <value>252</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>1920</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>137012</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2428850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>104039</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL SCEQT ETF</titleOfClass>
         <cusip>808524888</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>1920</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41886</Sole>
             <Shared>0</Shared>
             <None>12</None>
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     <infoTable>
         <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81282V100</cusip>
         <value>1842</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>36230</Sole>
             <Shared>0</Shared>
             <None>860</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>18708</value>
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             <sshPrnamt>237401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>8519</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>37791</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>218098</Sole>
             <Shared>0</Shared>
             <None>6743</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>41451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>421026</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>15961</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANOVER INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410867105</cusip>
         <value>1312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10049</Sole>
             <Shared>0</Shared>
             <None>85</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HAWKINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>420261109</cusip>
         <value>527</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15734</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>15734</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>HEALTHEQUITY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>42226A107</cusip>
         <value>1862</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DWA UTILS MUMT</titleOfClass>
         <cusip>46137V795</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7293</sshPrnamt>
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         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7293</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO DB COMMDY INDX TRCK</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>46138B103</cusip>
         <value>1475</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88794</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>88578</Sole>
             <Shared>0</Shared>
             <None>216</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>KBW HIG DV YLD</titleOfClass>
         <cusip>46138E610</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11494</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>INTL CORP BD</titleOfClass>
         <cusip>46138E636</cusip>
         <value>5232</value>
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             <sshPrnamt>182725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>176521</Sole>
             <Shared>0</Shared>
             <None>6204</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>CHINA TECHNLGY</titleOfClass>
         <cusip>46138E800</cusip>
         <value>529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>6346</Sole>
             <Shared>0</Shared>
             <None>150</None>
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         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>SOLAR ETF</titleOfClass>
         <cusip>46138G706</cusip>
         <value>6505</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>70415</Sole>
             <Shared>0</Shared>
             <None>464</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN CR OPPORTUNITIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670663103</cusip>
         <value>653</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>46552</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MUN TE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>63884</Sole>
             <Shared>0</Shared>
             <None>978</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>765</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>50250</Sole>
             <Shared>0</Shared>
             <None>1908</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>3325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30876</Sole>
             <Shared>0</Shared>
             <None>19838</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>706</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>67056</Sole>
             <Shared>0</Shared>
             <None>5626</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN CORPORATE INCM NOVEME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>2269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>242169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>212669</Sole>
             <Shared>0</Shared>
             <None>29500</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30578</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30078</Sole>
             <Shared>0</Shared>
             <None>500</None>
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     <infoTable>
         <nameOfIssuer>OCEANFIRST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>675234108</cusip>
         <value>955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>39425</Sole>
             <Shared>0</Shared>
             <None>470</None>
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     <infoTable>
         <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679580100</cusip>
         <value>13312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55372</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54238</Sole>
             <Shared>0</Shared>
             <None>1134</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>46321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163069</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>156949</Sole>
             <Shared>0</Shared>
             <None>6120</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI CONSM DIS</titleOfClass>
         <cusip>316092204</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI COMMNTN SVC</titleOfClass>
         <cusip>316092873</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2595</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319829107</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11671</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <Sole>11671</Sole>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32055Y201</cusip>
         <value>653</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>7427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62333</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>52410</Sole>
             <Shared>0</Shared>
             <None>9923</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR ENHANCED EQTY INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337318109</cusip>
         <value>646</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30537</Sole>
             <Shared>0</Shared>
             <None>4000</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CP VAL ALPHA</nameOfIssuer>
         <titleOfClass>SHS ISSUED FRST</titleOfClass>
         <cusip>33733C108</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4584</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NAT GAS ETF</titleOfClass>
         <cusip>33733E807</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15016</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15016</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR BICK INDEX FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733H107</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6068</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6068</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>1626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>155905</Sole>
             <Shared>0</Shared>
             <None>4747</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>2064</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1333</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>83570H108</cusip>
         <value>571</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15119</Sole>
             <Shared>0</Shared>
             <None>123</None>
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     <infoTable>
         <nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84790A105</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>2338</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>85236Q109</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>854231107</cusip>
         <value>657</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5628</Sole>
             <Shared>0</Shared>
             <None>1242</None>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>6662</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269301</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>221541</Sole>
             <Shared>0</Shared>
             <None>47760</None>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L886</cusip>
         <value>887</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36307</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>36307</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>22086</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>814</None>
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     <infoTable>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>902494103</cusip>
         <value>14394</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>180768</Sole>
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             <None>12960</None>
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     <infoTable>
         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>9635</value>
         <shrsOrPrnAmt>
             <sshPrnamt>234935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>233861</Sole>
             <Shared>0</Shared>
             <None>1074</None>
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     <infoTable>
         <nameOfIssuer>INTEGER HLDGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45826H109</cusip>
         <value>4319</value>
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         <nameOfIssuer>UNITED SEC BANCSHARES CALIF</nameOfIssuer>
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         <nameOfIssuer>UNITED STS COMMODITY INDEX F</nameOfIssuer>
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         <nameOfIssuer>INVESCO DYNAMIC CR OPPORTUNI</nameOfIssuer>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46138G508</cusip>
         <value>3759</value>
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             <sshPrnamt>169879</sshPrnamt>
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         <cusip>46138G656</cusip>
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             <sshPrnamt>101125</sshPrnamt>
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         <cusip>46138G870</cusip>
         <value>674</value>
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         <cusip>46138J643</cusip>
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         <nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</nameOfIssuer>
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         <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
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             <sshPrnamt>33163</sshPrnamt>
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         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872307103</cusip>
         <value>4195</value>
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         <nameOfIssuer>TFI INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87241L109</cusip>
         <value>2157</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28848</sshPrnamt>
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             <None>1871</None>
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         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
         <value>1185</value>
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         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
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         <nameOfIssuer>TECK RESOURCES LTD</nameOfIssuer>
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         <cusip>878742204</cusip>
         <value>507</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>2972</value>
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         <cusip>69374H303</cusip>
         <value>14945</value>
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         <nameOfIssuer>PAN AMERN SILVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697900108</cusip>
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         <nameOfIssuer>PARK NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>700658107</cusip>
         <value>212</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>703395103</cusip>
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         <nameOfIssuer>PAYLOCITY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70438V106</cusip>
         <value>765</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>706327103</cusip>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
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         <cusip>33734X176</cusip>
         <value>9554</value>
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         <titleOfClass>COM</titleOfClass>
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     <infoTable>
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     <infoTable>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
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     <infoTable>
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             <None>11278</None>
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         <cusip>33740F888</cusip>
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         <titleOfClass>DORSY WR MOMNT</titleOfClass>
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         <value>991</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>1 3 YR TREAS BD</titleOfClass>
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         <value>240550</value>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS MID CAP ETF</titleOfClass>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>COHEN STEER REIT</titleOfClass>
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         <value>1361</value>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287580</cusip>
         <value>2858</value>
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         <value>7827</value>
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         <cusip>92189F692</cusip>
         <value>566</value>
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         <cusip>921910733</cusip>
         <value>386</value>
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         <value>254</value>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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         <cusip>921937819</cusip>
         <value>16421</value>
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         <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
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         <cusip>921946406</cusip>
         <value>69201</value>
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         <value>226</value>
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         <cusip>87911K100</cusip>
         <value>1441</value>
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         <cusip>87911L108</cusip>
         <value>715</value>
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         <nameOfIssuer>TEMPLETON EMERGING MKTS FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880191101</cusip>
         <value>1109</value>
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         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>1043</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>NUVEEN BBG BRCLY</titleOfClass>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>340457</Sole>
             <Shared>0</Shared>
             <None>31304</None>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>53178</value>
         <shrsOrPrnAmt>
             <sshPrnamt>742705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>722580</Sole>
             <Shared>0</Shared>
             <None>20125</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>PFD SECS EX FINL</titleOfClass>
         <cusip>92189F429</cusip>
         <value>125</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6019</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>FALLEN ANGEL HG</titleOfClass>
         <cusip>92189F437</cusip>
         <value>13544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>424177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>403888</Sole>
             <Shared>0</Shared>
             <None>20289</None>
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     <infoTable>
         <nameOfIssuer>LITHIUM AMERS CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>53680Q207</cusip>
         <value>1113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>68740</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
         <value>1448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28227</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>26896</Sole>
             <Shared>0</Shared>
             <None>1331</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MGE ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55277P104</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3169</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MGM GROWTH PPTYS LLC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>55303A105</cusip>
         <value>6445</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>191360</Sole>
             <Shared>0</Shared>
             <None>6224</None>
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     <infoTable>
         <nameOfIssuer>MKS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55306N104</cusip>
         <value>4593</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22873</Sole>
             <Shared>0</Shared>
             <None>1900</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MSA SAFETY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>553498106</cusip>
         <value>3145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20960</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20895</Sole>
             <Shared>0</Shared>
             <None>65</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCOME</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>1531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>217577</Sole>
             <Shared>0</Shared>
             <None>17998</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>934</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41351</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INCOME &amp; G</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16352</Sole>
             <Shared>0</Shared>
             <None>3400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYNAMIC OVERWR</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>4580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>281816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>268061</Sole>
             <Shared>0</Shared>
             <None>13755</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13626</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>17989</value>
         <shrsOrPrnAmt>
             <sshPrnamt>333812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>291035</Sole>
             <Shared>0</Shared>
             <None>42777</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>O-I GLASS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67098H104</cusip>
         <value>1464</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99323</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>773</Sole>
             <Shared>0</Shared>
             <None>98550</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OFS CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103B100</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13730</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>27303</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>50729</Sole>
             <Shared>0</Shared>
             <None>3095</None>
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     <infoTable>
         <nameOfIssuer>OSI ETF TR</nameOfIssuer>
         <titleOfClass>OSHARES US QUALT</titleOfClass>
         <cusip>67110P407</cusip>
         <value>3929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>84238</Sole>
             <Shared>0</Shared>
             <None>14244</None>
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     <infoTable>
         <nameOfIssuer>OFFICE PPTYS INCOME TR</nameOfIssuer>
         <titleOfClass>COM SHS BEN INT</titleOfClass>
         <cusip>67623C109</cusip>
         <value>372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13358</Sole>
             <Shared>0</Shared>
             <None>150</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
         <titleOfClass>VG TL INTL STK F</titleOfClass>
         <cusip>921909768</cusip>
         <value>30245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>482364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>468719</Sole>
             <Shared>0</Shared>
             <None>13645</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
         <titleOfClass>MEGA CAP VAL ETF</titleOfClass>
         <cusip>921910840</cusip>
         <value>8390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>86825</Sole>
             <Shared>0</Shared>
             <None>1305</None>
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     <infoTable>
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         <titleOfClass>SMLCP 600 GRTH</titleOfClass>
         <cusip>921932794</cusip>
         <value>1512</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6724</Sole>
             <Shared>0</Shared>
             <None>116</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>LONG TERM BOND</titleOfClass>
         <cusip>921937793</cusip>
         <value>7414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>73144</Sole>
             <Shared>0</Shared>
             <None>2404</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
         <value>13112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>126124</Sole>
             <Shared>0</Shared>
             <None>8649</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>13975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>183626</Sole>
             <Shared>0</Shared>
             <None>46686</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>1180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14425</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>28434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>451336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>450723</Sole>
             <Shared>0</Shared>
             <None>613</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>9569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>136953</Sole>
             <Shared>0</Shared>
             <None>3773</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>12987</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>53926</Sole>
             <Shared>0</Shared>
             <None>2848</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>69222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>182531</Sole>
             <Shared>0</Shared>
             <None>10541</None>
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     <infoTable>
         <nameOfIssuer>ITT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45073V108</cusip>
         <value>1887</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19080</Sole>
             <Shared>0</Shared>
             <None>1682</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45168D104</cusip>
         <value>14417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>24385</Sole>
             <Shared>0</Shared>
             <None>5078</None>
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     <infoTable>
         <nameOfIssuer>INFINERA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45667G103</cusip>
         <value>345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35814</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25814</Sole>
             <Shared>0</Shared>
             <None>10000</None>
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     <infoTable>
         <nameOfIssuer>INGERSOLL RAND INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45687V106</cusip>
         <value>6491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>129321</Sole>
             <Shared>0</Shared>
             <None>2589</None>
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     <infoTable>
         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
         <value>935</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>9801</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INSPERITY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45778Q107</cusip>
         <value>1272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15191</sshPrnamt>
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         <votingAuthority>
             <Sole>5093</Sole>
             <Shared>0</Shared>
             <None>148</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REINSURANCE GRP OF AMERICA I</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>759351604</cusip>
         <value>972</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7700</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENESOLA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>75971T301</cusip>
         <value>665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53921</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>53921</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESIDEO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76118Y104</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6424</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>7360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125702</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>124137</Sole>
             <Shared>0</Shared>
             <None>1565</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYCE VALUE TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780910105</cusip>
         <value>9474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>523158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>451820</Sole>
             <Shared>0</Shared>
             <None>71338</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681919106</cusip>
         <value>4766</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58460</Sole>
             <Shared>0</Shared>
             <None>5817</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681936100</cusip>
         <value>5984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163372</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>157531</Sole>
             <Shared>0</Shared>
             <None>5841</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OPKO HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68375N103</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16510</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OSHKOSH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>688239201</cusip>
         <value>7175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>55465</Sole>
             <Shared>0</Shared>
             <None>4990</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OWENS &amp; MINOR INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>690732102</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9788</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>9788</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SK TELECOM LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>78440P108</cusip>
         <value>489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17774</Sole>
             <Shared>0</Shared>
             <None>170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3713</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3713</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>44932</value>
         <shrsOrPrnAmt>
             <sshPrnamt>523375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>502513</Sole>
             <Shared>0</Shared>
             <None>20862</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>610</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15364</Sole>
             <Shared>0</Shared>
             <None>1457</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P TRANSN ETF</titleOfClass>
         <cusip>78464A532</cusip>
         <value>491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2907</Sole>
             <Shared>0</Shared>
             <None>2708</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFLI INTRMDIT</titleOfClass>
         <cusip>78464A672</cusip>
         <value>1709</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>52474</Sole>
             <Shared>0</Shared>
             <None>808</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P RETAIL ETF</titleOfClass>
         <cusip>78464A714</cusip>
         <value>996</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11108</Sole>
             <Shared>0</Shared>
             <None>51</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P METALS MNG</titleOfClass>
         <cusip>78464A755</cusip>
         <value>1204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30015</Sole>
             <Shared>0</Shared>
             <None>155</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>1585</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32883</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>32883</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>52685</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>1273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5431</Sole>
             <Shared>0</Shared>
             <None>92</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>721</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16809</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16470</Sole>
             <Shared>0</Shared>
             <None>339</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANA BIOTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>799566104</cusip>
         <value>763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22798</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22798</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANDSTORM GOLD LTD</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>80013R206</cusip>
         <value>1149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>165471</Sole>
             <Shared>0</Shared>
             <None>3558</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3011</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>20211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>210466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>206007</Sole>
             <Shared>0</Shared>
             <None>4459</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5257</Sole>
             <Shared>0</Shared>
             <None>234</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>1397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30130</Sole>
             <Shared>0</Shared>
             <None>13824</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>41763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>181629</Sole>
             <Shared>0</Shared>
             <None>5454</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>3579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25195</Sole>
             <Shared>0</Shared>
             <None>579</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>47254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>404767</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>390802</Sole>
             <Shared>0</Shared>
             <None>13965</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>15990</value>
         <shrsOrPrnAmt>
             <sshPrnamt>234080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>214615</Sole>
             <Shared>0</Shared>
             <None>19465</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>42588</value>
         <shrsOrPrnAmt>
             <sshPrnamt>868068</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>820467</Sole>
             <Shared>0</Shared>
             <None>47601</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHAKE SHACK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>819047101</cusip>
         <value>345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3061</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2979</Sole>
             <Shared>0</Shared>
             <None>82</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHELL MIDSTREAM PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LTD INT</titleOfClass>
         <cusip>822634101</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14099</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILVERCREST METALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828363101</cusip>
         <value>322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39868</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>35877</Sole>
             <Shared>0</Shared>
             <None>3991</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMMONS 1ST NATL CORP</nameOfIssuer>
         <titleOfClass>CL A $1 PAR</titleOfClass>
         <cusip>828730200</cusip>
         <value>422</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14222</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14222</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <cusip>78454L100</cusip>
         <value>1770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>108154</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784635104</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>507</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13283</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11003</Sole>
             <Shared>0</Shared>
             <None>2280</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
         <cusip>78464A300</cusip>
         <value>72462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>883794</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>850724</Sole>
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             <None>33070</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>FTSE INT GVT ETF</titleOfClass>
         <cusip>78464A490</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>7593</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>10829</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79826</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>72529</Sole>
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             <None>7297</None>
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     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLACKSTONE SENR</titleOfClass>
         <cusip>78467V608</cusip>
         <value>11008</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240664</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2737</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>15431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32415</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>31832</Sole>
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             <None>583</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SH TSR</titleOfClass>
         <cusip>78468R101</cusip>
         <value>2306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75201</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>70802</Sole>
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             <None>4399</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P KENSHO SMART</titleOfClass>
         <cusip>78468R689</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3981</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>8785</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>164418</Sole>
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             <None>5631</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
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             <sshPrnamt>10370</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>99</None>
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     <infoTable>
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         <cusip>79471V105</cusip>
         <value>113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>22142</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
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         <cusip>80105N105</cusip>
         <value>13346</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>266857</Sole>
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             <None>2982</None>
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     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>22617</value>
         <shrsOrPrnAmt>
             <sshPrnamt>831812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>818629</Sole>
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             <None>13183</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP GR ETF</titleOfClass>
         <cusip>808524300</cusip>
         <value>1026</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>7562</Sole>
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             <None>343</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5667</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>5490</Sole>
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             <None>177</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>55656</value>
         <shrsOrPrnAmt>
             <sshPrnamt>910012</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>876271</Sole>
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             <None>33741</None>
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     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9818</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>31867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>434624</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>10684</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>19727</value>
         <shrsOrPrnAmt>
             <sshPrnamt>308037</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>1760</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>24269</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>817565104</cusip>
         <value>494</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5226</Sole>
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             <None>4443</None>
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     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>DEVELOPED MRKT</titleOfClass>
         <cusip>69374H873</cusip>
         <value>548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17553</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>15592</Sole>
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             <None>1961</None>
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     <infoTable>
         <nameOfIssuer>PENN NATL GAMING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>707569109</cusip>
         <value>11242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107234</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>77070</Sole>
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             <None>30164</None>
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     <infoTable>
         <nameOfIssuer>PEOPLES FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>711040105</cusip>
         <value>324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>7681</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO MUN INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200R107</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11040</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>10040</Sole>
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             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72201B101</cusip>
         <value>424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>22724</Sole>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
         <cusip>72201R833</cusip>
         <value>54726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>537056</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>11259</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>INTER MUN BD ACT</titleOfClass>
         <cusip>72201R866</cusip>
         <value>4900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1111</None>
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     <infoTable>
         <nameOfIssuer>PIMCO DYNAMIC CR INCOME FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>72202D106</cusip>
         <value>2360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>97970</Sole>
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             <None>8020</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72346Q104</cusip>
         <value>782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8822</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723484101</cusip>
         <value>4633</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>47972</Sole>
             <Shared>0</Shared>
             <None>8983</None>
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     <infoTable>
         <nameOfIssuer>PITNEY BOWES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>724479100</cusip>
         <value>1257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152502</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>134140</Sole>
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             <None>18362</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PLUG POWER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>72919P202</cusip>
         <value>3487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>91753</Sole>
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             <None>5546</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>3441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>31442</Sole>
             <Shared>0</Shared>
             <None>1109</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PREMIER INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74051N102</cusip>
         <value>681</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>19858</Sole>
             <Shared>0</Shared>
             <None>273</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROG HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM NPV</titleOfClass>
         <cusip>74319R101</cusip>
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         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>120042</Sole>
             <Shared>0</Shared>
             <None>1114</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>INCOM ALLO ETF</titleOfClass>
         <cusip>78467V202</cusip>
         <value>1964</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>56752</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>OILGAS EQUIP</titleOfClass>
         <cusip>78468R549</cusip>
         <value>1223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22971</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22855</Sole>
             <Shared>0</Shared>
             <None>116</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78468R556</cusip>
         <value>2139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26292</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>26292</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFLI HIGH YLD</titleOfClass>
         <cusip>78468R606</cusip>
         <value>954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35931</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>35429</Sole>
             <Shared>0</Shared>
             <None>502</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P KENSHO NEW</titleOfClass>
         <cusip>78468R648</cusip>
         <value>502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7417</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SSGA GNDER ETF</titleOfClass>
         <cusip>78468R747</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2314</Sole>
             <Shared>0</Shared>
             <None>202</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14647</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10872</Sole>
             <Shared>0</Shared>
             <None>3775</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>173676</value>
         <shrsOrPrnAmt>
             <sshPrnamt>819726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>788494</Sole>
             <Shared>0</Shared>
             <None>31232</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SANDBRIDGE ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>799793104</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12164</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>25675</value>
         <shrsOrPrnAmt>
             <sshPrnamt>370811</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>347201</Sole>
             <Shared>0</Shared>
             <None>23610</None>
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     <infoTable>
         <nameOfIssuer>SCHNEIDER NATIONAL INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>80689H102</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8105</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHRODINGER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80810D103</cusip>
         <value>218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2863</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>20281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>311147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>289194</Sole>
             <Shared>0</Shared>
             <None>21953</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4746</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4746</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>1806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45600</Sole>
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             <None>2617</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>48251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>940362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>894277</Sole>
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             <None>46085</None>
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     <infoTable>
         <nameOfIssuer>SCIENCE APPLICATIONS INTL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808625107</cusip>
         <value>827</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>125</None>
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     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>48884</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>3940</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>57151</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>53174</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>1753</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>39902</Sole>
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             <None>4483</None>
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     <infoTable>
         <nameOfIssuer>SEMTECH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816850101</cusip>
         <value>5244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>75833</Sole>
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             <None>170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENDAS DISTRIBUIDORA S A</nameOfIssuer>
         <titleOfClass>SPON ADS</titleOfClass>
         <cusip>81689T104</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12506</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4620</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON MOTION TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82706C108</cusip>
         <value>501</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8281</Sole>
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             <None>147</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>29580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259999</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>245155</Sole>
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             <None>14844</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54073</Sole>
             <Shared>0</Shared>
             <None>9358</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKECHERS U S A INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>830566105</cusip>
         <value>2926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58730</Sole>
             <Shared>0</Shared>
             <None>11409</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>9911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146597</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>141498</Sole>
             <Shared>0</Shared>
             <None>5099</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>11092</value>
         <shrsOrPrnAmt>
             <sshPrnamt>212118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>204330</Sole>
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             <None>7788</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNOWFLAKE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>4856</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>18803</Sole>
             <Shared>0</Shared>
             <None>2376</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONIC AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83545G102</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6391</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6391</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>12183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>112337</Sole>
             <Shared>0</Shared>
             <None>2590</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST GAS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>1070</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15572</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15572</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>84860W300</cusip>
         <value>1084</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25499</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22408</Sole>
             <Shared>0</Shared>
             <None>3091</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>22856</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168702</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>165931</Sole>
             <Shared>0</Shared>
             <None>2771</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>85208R101</cusip>
         <value>3519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>202562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>95942</Sole>
             <Shared>0</Shared>
             <None>106620</None>
         </votingAuthority>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19454</Sole>
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             <None>350</None>
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     <infoTable>
         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>12814</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54504</Sole>
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             <None>1181</None>
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         <nameOfIssuer>ATHENE HOLDING LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G0684D107</cusip>
         <value>91</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1802</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>1802</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BIOHAVEN PHARMACTL HLDG CO L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G11196105</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>802</Sole>
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             <None>0</None>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>214405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>776104</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>752779</Sole>
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             <None>23325</None>
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         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>547</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>10279</Sole>
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             <None>0</None>
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         <nameOfIssuer>CIMPRESS PLC</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>G2143T103</cusip>
         <value>912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>9043</Sole>
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             <None>61</None>
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         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G21810109</cusip>
         <value>4350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164827</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>156766</Sole>
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             <None>8061</None>
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         <nameOfIssuer>ESSENT GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>5355</Sole>
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             <None>360</None>
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         <nameOfIssuer>HELEN OF TROY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3825</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3797</Sole>
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             <None>28</None>
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         <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G4474Y214</cusip>
         <value>1398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44873</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>44873</Sole>
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             <None>0</None>
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         <nameOfIssuer>HORIZON ACQUISITION CORPORAT</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G46044106</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>13594</Sole>
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             <None>0</None>
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         <nameOfIssuer>HORIZON THERAPEUTICS PUB L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>15820</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171881</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>155264</Sole>
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             <None>16617</None>
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         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>9670</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49245</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>47009</Sole>
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             <None>2236</None>
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         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>2984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16717</Sole>
             <Shared>0</Shared>
             <None>1439</None>
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         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>186238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>664778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>641209</Sole>
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             <None>23569</None>
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         <nameOfIssuer>NATIONAL ENERGY SERVICES REU</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6375R107</cusip>
         <value>10115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>817668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>781046</Sole>
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             <None>36622</None>
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         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>1053</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7965</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>118</None>
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         <nameOfIssuer>ORTHO CLINICAL DIAGNOSTICS H</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6829J107</cusip>
         <value>1353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>70125</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RENAISSANCERE HLDGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>973</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6070</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>6033</Sole>
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             <None>37</None>
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         <nameOfIssuer>SOCIAL CAPITAL HEDOSOPHA HLD</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G82514103</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10555</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>SVF INVESTMENT CORP</nameOfIssuer>
         <titleOfClass>UNIT 12/20/2025</titleOfClass>
         <cusip>G8601L110</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31006</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>3735</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28328</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>2694</None>
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         <nameOfIssuer>ARRIVAL GROUP</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L0423Q108</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>30450</Sole>
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             <None>2000</None>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>8458</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>40207</Sole>
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             <None>532</None>
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         <nameOfIssuer>NEOGAMES S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L6673X107</cusip>
         <value>2834</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>653</None>
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         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L8681T102</cusip>
         <value>5207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>945</None>
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         <nameOfIssuer>JFROG LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>M6191J100</cusip>
         <value>906</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>400</None>
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         <nameOfIssuer>KORNIT DIGITAL LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M6372Q113</cusip>
         <value>659</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>80</None>
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         <nameOfIssuer>FERRARI N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N3167Y103</cusip>
         <value>24604</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>11698</None>
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         <nameOfIssuer>ARDMORE SHIPPING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>Y0207T100</cusip>
         <value>402</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1840</None>
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         <nameOfIssuer>COSTAMARE INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y1771G102</cusip>
         <value>3490</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>6450</None>
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         <nameOfIssuer>DANAOS CORPORATION</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y1968P121</cusip>
         <value>1697</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34198</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>971</None>
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         <nameOfIssuer>ATN INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00215F107</cusip>
         <value>10</value>
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             <sshPrnamt>204</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>3319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30668</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>25746</Sole>
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             <None>4922</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>3184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105194</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>91216</Sole>
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             <None>13978</None>
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     <infoTable>
         <nameOfIssuer>AFFILIATED MANAGERS GROUP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>008252108</cusip>
         <value>82</value>
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             <sshPrnamt>547</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>262</None>
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         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>345</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>1142</Sole>
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             <None>379</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>4</value>
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         <value>8</value>
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         <cusip>344419106</cusip>
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         <cusip>78468R721</cusip>
         <value>10</value>
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         <cusip>78468R739</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>384109104</cusip>
         <value>7</value>
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         <cusip>419870100</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>829214105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>83012A109</cusip>
         <value>191</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>447</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>127</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>637417106</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
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         <cusip>30744W107</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
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         <cusip>459200101</cusip>
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         <otherManager>2</otherManager>
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         <cusip>460146103</cusip>
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         <value>10</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042858</cusip>
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         <value>36</value>
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         <cusip>959802109</cusip>
         <value>231</value>
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         <cusip>G3198U102</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>87</value>
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         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>1406</value>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>26</value>
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             <sshPrnamt>140</sshPrnamt>
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         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>219</value>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>6</value>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q452</cusip>
         <value>11</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>4</value>
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             <sshPrnamt>39</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00191U102</cusip>
         <value>2</value>
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         <cusip>00164V103</cusip>
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         <cusip>00165C104</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>7293</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>1696</value>
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         <cusip>000375204</cusip>
         <value>6</value>
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         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015271109</cusip>
         <value>186</value>
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         <cusip>01609W102</cusip>
         <value>1788</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>017175100</cusip>
         <value>3</value>
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         <nameOfIssuer>ALASKA AIR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>011659109</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>012653101</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALLISON TRANSMISSION HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01973R101</cusip>
         <value>17</value>
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         <cusip>008252108</cusip>
         <value>14</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00971T101</cusip>
         <value>38</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ACUSHNET HOLDINGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>005098108</cusip>
         <value>0</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>371</value>
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         <value>85</value>
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         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023436108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>049164205</cusip>
         <value>179</value>
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         <cusip>047649108</cusip>
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         <nameOfIssuer>AVIENT CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05368V106</cusip>
         <value>3</value>
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             <sshPrnamt>60</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>BJS WHSL CLUB HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05550J101</cusip>
         <value>280</value>
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             <sshPrnamt>6238</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>4707</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>05605H100</cusip>
         <value>4</value>
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             <sshPrnamt>68</sshPrnamt>
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         <nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
         <value>1057</value>
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             <sshPrnamt>27316</sshPrnamt>
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         <nameOfIssuer>BANK OZK</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>06417N103</cusip>
         <value>2</value>
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             <sshPrnamt>58</sshPrnamt>
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             <sshPrnamt>1864</sshPrnamt>
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         <value>107</value>
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             <sshPrnamt>3430</sshPrnamt>
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         <value>21</value>
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             <sshPrnamt>238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <Sole>238</Sole>
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             <None>0</None>
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         <cusip>055622104</cusip>
         <value>5</value>
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             <sshPrnamt>225</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>058498106</cusip>
         <value>102</value>
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             <sshPrnamt>1209</sshPrnamt>
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             <Sole>888</Sole>
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         <nameOfIssuer>BANDWIDTH INC</nameOfIssuer>
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         <cusip>05988J103</cusip>
         <value>1</value>
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             <sshPrnamt>6</sshPrnamt>
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         <nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>064058100</cusip>
         <value>282</value>
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             <sshPrnamt>5957</sshPrnamt>
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             <None>107</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>038336103</cusip>
         <value>4</value>
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             <sshPrnamt>28</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>28</Sole>
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         <nameOfIssuer>ARBOR REALTY TRUST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>038923108</cusip>
         <value>10</value>
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             <sshPrnamt>642</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>642</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>039483102</cusip>
         <value>34</value>
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             <sshPrnamt>592</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</nameOfIssuer>
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         <cusip>05946K101</cusip>
         <value>1</value>
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             <sshPrnamt>233</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>071813109</cusip>
         <value>96</value>
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         <nameOfIssuer>BEIGENE LTD</nameOfIssuer>
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         <cusip>07725L102</cusip>
         <value>3</value>
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             <sshPrnamt>9</sshPrnamt>
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         <value>2</value>
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             <sshPrnamt>18</sshPrnamt>
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         <value>1529</value>
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         <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
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         <cusip>075887109</cusip>
         <value>1043</value>
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         <nameOfIssuer>BERRY GLOBAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>08579W103</cusip>
         <value>20</value>
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         <cusip>09062X103</cusip>
         <value>21</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BLACKROCK MUNIHLDNGS CALI QL</nameOfIssuer>
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         <cusip>09254L107</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>099502106</cusip>
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         <value>392</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>1197</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BOOT BARN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>099406100</cusip>
         <value>4</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>099724106</cusip>
         <value>27</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>73</None>
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         <nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
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         <cusip>11133T103</cusip>
         <value>85</value>
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             <sshPrnamt>554</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>344</Sole>
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             <None>210</None>
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         <nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
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         <cusip>112585104</cusip>
         <value>712</value>
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             <sshPrnamt>16001</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>15824</Sole>
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             <None>177</None>
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         <nameOfIssuer>BRUKER CORP</nameOfIssuer>
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         <cusip>116794108</cusip>
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             <sshPrnamt>133</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>133</Sole>
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             <None>0</None>
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         <nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
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         <cusip>122017106</cusip>
         <value>2</value>
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             <sshPrnamt>8</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>8</Sole>
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         <nameOfIssuer>CIT GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>125581801</cusip>
         <value>5</value>
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             <sshPrnamt>90</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>125896100</cusip>
         <value>7</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>27</Sole>
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         <nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</nameOfIssuer>
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         <cusip>109194100</cusip>
         <value>10</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>60</Sole>
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             <None>0</None>
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             <Shared>0</Shared>
             <None>241</None>
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     <infoTable>
         <nameOfIssuer>FMC CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>196</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1768</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FASTLY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>31188V100</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>150</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3537</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293712105</cusip>
         <value>566</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11450</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EPAM SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29414B104</cusip>
         <value>395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>695</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>683</Sole>
             <Shared>0</Shared>
             <None>91</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>298736109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>46</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOX CORP</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>219</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>119</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE JAPAN ETF</titleOfClass>
         <cusip>35473P744</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>220</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>393</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>393</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>1004</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>14170</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>10221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>267507</Sole>
             <Shared>0</Shared>
             <None>1609</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>693</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>244</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>244</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>565</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
         <titleOfClass>CL B NEW</titleOfClass>
         <cusip>084670702</cusip>
         <value>6520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>24269</Sole>
             <Shared>0</Shared>
             <None>1252</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ANAPLAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03272L108</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>311</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>03524A108</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>313</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARAMARK</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03852U106</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>296</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAC HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>368736104</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>101</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2934</Sole>
             <Shared>0</Shared>
             <None>365</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENTEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>371901109</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>932</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>932</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1960</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1960</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>624</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>624</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5447</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>120</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HORIZON CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9979</Sole>
             <Shared>0</Shared>
             <None>228</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INDL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>492</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>492</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>509</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>27230</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISKER INC</nameOfIssuer>
         <titleOfClass>CL A COM STK</titleOfClass>
         <cusip>33813J106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>250</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GALAPAGOS NV</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>36315X101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CAREDX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>14167L103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CARMAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>143130102</cusip>
         <value>418</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>978</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>37890U108</cusip>
         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>426281101</cusip>
         <value>47</value>
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         <value>1161</value>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>49</value>
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             <sshPrnamt>245</sshPrnamt>
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         <cusip>380237107</cusip>
         <value>2</value>
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         <nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>159864107</cusip>
         <value>14</value>
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             <sshPrnamt>49</sshPrnamt>
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         <nameOfIssuer>CHEMED CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>16359R103</cusip>
         <value>36</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>171484108</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>40171V100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168</sshPrnamt>
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         <cusip>40415F101</cusip>
         <value>1</value>
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         <nameOfIssuer>HEALTHCARE SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>421906108</cusip>
         <value>25</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>42225T107</cusip>
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         <nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44107P104</cusip>
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         <nameOfIssuer>IAC INTERACTIVECORP NEW</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09857L108</cusip>
         <value>154</value>
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         <cusip>100557107</cusip>
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         <cusip>110448107</cusip>
         <value>2</value>
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         <cusip>38141G104</cusip>
         <value>56</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>40131M109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>422806109</cusip>
         <value>44</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>444859102</cusip>
         <value>62</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
         <value>773</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>044186104</cusip>
         <value>253</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>04621X108</cusip>
         <value>382</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>049560105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>192422103</cusip>
         <value>32</value>
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         <titleOfClass>COM NEW</titleOfClass>
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         <value>94</value>
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         <nameOfIssuer>INVESCO MUN OPPORTUNITY TR</nameOfIssuer>
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         <cusip>46132C107</cusip>
         <value>2</value>
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         <nameOfIssuer>INVESCO QUALITY MUN INCOME T</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46133G107</cusip>
         <value>2</value>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>FINL PFD ETF</titleOfClass>
         <cusip>46137V621</cusip>
         <value>954</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>74</sshPrnamt>
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         <nameOfIssuer>HUBBELL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>75</value>
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         <nameOfIssuer>BCE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>05534B760</cusip>
         <value>4</value>
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             <sshPrnamt>94</sshPrnamt>
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         <nameOfIssuer>BANK HAWAII CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>BARRICK GOLD CORP</nameOfIssuer>
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         <cusip>067901108</cusip>
         <value>424</value>
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         <nameOfIssuer>INGERSOLL RAND INC</nameOfIssuer>
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         <nameOfIssuer>ING GROEP N.V.</nameOfIssuer>
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             <None>0</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI EAFE ETF</titleOfClass>
         <cusip>464287465</cusip>
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         <cusip>46137V357</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>DWA TECHNOLOGY</titleOfClass>
         <cusip>46137V811</cusip>
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         <cusip>11135F101</cusip>
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         <cusip>46138E537</cusip>
         <value>15</value>
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         <cusip>464286665</cusip>
         <value>38</value>
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         <nameOfIssuer>CERNER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156782104</cusip>
         <value>14</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>659</None>
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         <value>18</value>
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         <cusip>46434VAX8</cusip>
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             <sshPrnamt>405</sshPrnamt>
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         <cusip>46435GAA0</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>385</sshPrnamt>
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         <cusip>233051879</cusip>
         <value>7</value>
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         <cusip>31620M106</cusip>
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         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
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         <value>10</value>
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         <cusip>33734X200</cusip>
         <value>290</value>
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         <cusip>33740F870</cusip>
         <value>10</value>
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         <cusip>78464A607</cusip>
         <value>10</value>
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         <cusip>35671D857</cusip>
         <value>12</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>358039105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
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         <nameOfIssuer>SPIRE INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>NEW ORIENTAL ED &amp; TECHNOLOGY</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>647581107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
         <value>17</value>
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             <sshPrnamt>303</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>188</Sole>
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             <None>115</None>
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     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>1100</value>
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             <sshPrnamt>5067</sshPrnamt>
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         <nameOfIssuer>HUBSPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>443573100</cusip>
         <value>25</value>
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             <sshPrnamt>55</sshPrnamt>
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         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>368</value>
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             <sshPrnamt>6522</sshPrnamt>
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         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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         <value>111</value>
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         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
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         <cusip>81369Y100</cusip>
         <value>33</value>
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         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>97</value>
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             <sshPrnamt>734</sshPrnamt>
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         <nameOfIssuer>INGREDION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>457187102</cusip>
         <value>19</value>
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         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
         <value>3</value>
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         <nameOfIssuer>INTER PARFUMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458334109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>INTERACTIVE BROKERS GROUP IN</nameOfIssuer>
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         <cusip>45841N107</cusip>
         <value>10</value>
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         <nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>460146103</cusip>
         <value>643</value>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>460690100</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>302</value>
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             <None>3405</None>
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         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>2748</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>48</value>
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         <nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>18</value>
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         <nameOfIssuer>NOVANTA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67000B104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>8</value>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1392</value>
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         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>466</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>58</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
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         <nameOfIssuer>SILK RD MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82710M100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>SLEEP NUMBER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83125X103</cusip>
         <value>5</value>
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         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>19</value>
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         <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>874054109</cusip>
         <value>375</value>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
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         <cusip>882508104</cusip>
         <value>1996</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>449253103</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45167R104</cusip>
         <value>390</value>
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         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>1390</value>
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             <None>278</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>452327109</cusip>
         <value>42</value>
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     <infoTable>
         <nameOfIssuer>INSPERITY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45778Q107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMLCP INFO</titleOfClass>
         <cusip>46138E115</cusip>
         <value>248</value>
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     <infoTable>
         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>200</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>354</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>7</value>
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             <None>25</None>
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     <infoTable>
         <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679580100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
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             <Sole>24</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>51</value>
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             <sshPrnamt>308</sshPrnamt>
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             <Sole>284</Sole>
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             <None>24</None>
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         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>149</value>
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             <sshPrnamt>1446</sshPrnamt>
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             <Sole>1446</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
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         <cusip>832696405</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1679</sshPrnamt>
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             <Sole>1670</Sole>
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         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>104</value>
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             <sshPrnamt>1987</sshPrnamt>
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         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
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         <nameOfIssuer>SPROTT PHYSICAL GOLD TR</nameOfIssuer>
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         <value>55</value>
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             <sshPrnamt>4075</sshPrnamt>
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         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>784</value>
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             <Sole>13066</Sole>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>7</value>
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             <Sole>112</Sole>
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             <None>0</None>
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         <nameOfIssuer>INVESCO MUN TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46131J103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>408</sshPrnamt>
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         <nameOfIssuer>INVESCO TR INVT GRADE MUNS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46131M106</cusip>
         <value>6</value>
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             <sshPrnamt>437</sshPrnamt>
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         <nameOfIssuer>STMICROELECTRONICS N V</nameOfIssuer>
         <titleOfClass>NY REGISTRY</titleOfClass>
         <cusip>861012102</cusip>
         <value>1</value>
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             <sshPrnamt>36</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
         <titleOfClass>ISHARES</titleOfClass>
         <cusip>464285105</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12276</sshPrnamt>
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         <cusip>464286707</cusip>
         <value>6</value>
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             <sshPrnamt>183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287176</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>362</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>997</value>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V779</cusip>
         <value>486</value>
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         <cusip>46138E180</cusip>
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         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>RUSEL 1000 EQL</titleOfClass>
         <cusip>46138E420</cusip>
         <value>1094</value>
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     <infoTable>
         <nameOfIssuer>SYNOVUS FINL CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>87161C501</cusip>
         <value>4</value>
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             <sshPrnamt>88</sshPrnamt>
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         <nameOfIssuer>SYNCHRONY FINANCIAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87165B103</cusip>
         <value>16</value>
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         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>14</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>750</Sole>
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             <None>200</None>
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     <infoTable>
         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>215</Sole>
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             <None>86</None>
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         <nameOfIssuer>PATRICK INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>703343103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>29</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4403</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>39</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>133</value>
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         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>514</value>
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         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>20</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS MD CP GR ETF</titleOfClass>
         <cusip>464287481</cusip>
         <value>1</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287507</cusip>
         <value>698</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>PHLX SEMICND ETF</titleOfClass>
         <cusip>464287523</cusip>
         <value>5098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12018</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
         <cusip>464287606</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287614</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>610</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>922908751</cusip>
         <value>240</value>
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         <cusip>92345Y106</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
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         <cusip>464287796</cusip>
         <value>16</value>
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         <cusip>931142103</cusip>
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         <cusip>94106B101</cusip>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBDS DEC28 ETF</titleOfClass>
         <cusip>46435U515</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>759916109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>16</value>
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         <cusip>77543R102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>593</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <value>4876</value>
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     <infoTable>
         <nameOfIssuer>WERNER ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>950755108</cusip>
         <value>52</value>
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     <infoTable>
         <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
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         <value>46</value>
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     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>4</value>
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     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
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         <value>46</value>
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         <nameOfIssuer>WOODWARD INC</nameOfIssuer>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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         <cusip>92189F882</cusip>
         <value>288</value>
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         <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
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         <cusip>922020805</cusip>
         <value>6</value>
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         <cusip>922042858</cusip>
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         <nameOfIssuer>JACOBS ENGR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>12</value>
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         <nameOfIssuer>ISHARES INC</nameOfIssuer>
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         <cusip>46434G822</cusip>
         <value>159</value>
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             <sshPrnamt>2318</sshPrnamt>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>408</value>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908363</cusip>
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         <cusip>922908553</cusip>
         <value>53</value>
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     <infoTable>
         <nameOfIssuer>WORLD WRESTLING ENTMT INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98156Q108</cusip>
         <value>9</value>
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         <nameOfIssuer>ZSCALER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98980G102</cusip>
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         <cusip>98986T108</cusip>
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             <None>195</None>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>35</value>
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         <nameOfIssuer>SANOFI</nameOfIssuer>
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         <cusip>80105N105</cusip>
         <value>9</value>
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             <None>132</None>
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         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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         <cusip>808524201</cusip>
         <value>228</value>
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         <nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49456B101</cusip>
         <value>290</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49741E100</cusip>
         <value>2</value>
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         <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>500754106</cusip>
         <value>430</value>
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         <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>502431109</cusip>
         <value>199</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>23</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>FRANCO NEV CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>116</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>896</None>
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     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>WABTEC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>24</value>
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             <sshPrnamt>300</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>300</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>138</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>392</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>373</Sole>
             <Shared>0</Shared>
             <None>19</None>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>541</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FABRINET</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3323L100</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
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     <infoTable>
         <nameOfIssuer>G III APPAREL GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36237H101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>86</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GENMAB A/S</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>372303206</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>192</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8411</sshPrnamt>
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             <Sole>8087</Sole>
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             <None>324</None>
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     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>651</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2915</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>2825</Sole>
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             <None>90</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>86</value>
         <shrsOrPrnAmt>
             <sshPrnamt>736</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>35</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12371</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>12032</Sole>
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             <None>339</None>
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     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>446</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>446</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SHOCKWAVE MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82489T104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>21</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LENNAR CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>526057104</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>559</Sole>
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             <None>2095</None>
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     <infoTable>
         <nameOfIssuer>LENNOX INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>526107107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>30</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
         <titleOfClass>COM SER A</titleOfClass>
         <cusip>530307107</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
         <titleOfClass>COM SER C FRMLA</titleOfClass>
         <cusip>531229854</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46625H100</cusip>
         <value>2320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>14087</Sole>
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             <None>1155</None>
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     <infoTable>
         <nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>485170302</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>7</None>
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     <infoTable>
         <nameOfIssuer>ROYALTY PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G7709Q104</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>770</Sole>
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             <None>1864</None>
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     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>28</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WHEATON PRECIOUS METALS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962879102</cusip>
         <value>385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1368</Sole>
             <Shared>0</Shared>
             <None>8716</None>
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     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>EMER MKT HIGH FD</titleOfClass>
         <cusip>97717W315</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>137</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>137</None>
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     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>140</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SITIME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982T106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>25</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>532457108</cusip>
         <value>438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2346</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
         <titleOfClass>CL B NON VTG</titleOfClass>
         <cusip>535919500</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>72</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MSCI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55354G100</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>112</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>XYLEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98419M100</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>76</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>989207105</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>388</Sole>
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             <None>8</None>
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     <infoTable>
         <nameOfIssuer>SQUARE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>852234103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>STAAR SURGICAL CO</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>852312305</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>37733W105</cusip>
         <value>173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4846</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>4738</Sole>
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             <None>108</None>
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     <infoTable>
         <nameOfIssuer>MADDEN STEVEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>556269108</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>78</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>571903202</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>10</None>
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     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>3206</Sole>
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             <None>115</None>
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     <infoTable>
         <nameOfIssuer>ALLEGION PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0176J109</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>ORD</titleOfClass>
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         <value>401</value>
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         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4750</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5227</sshPrnamt>
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         <cusip>50540R409</cusip>
         <value>61</value>
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             <sshPrnamt>239</sshPrnamt>
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         <nameOfIssuer>HORIZON THERAPEUTICS PUB L</nameOfIssuer>
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         <cusip>G46188101</cusip>
         <value>35</value>
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             <sshPrnamt>377</sshPrnamt>
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         <nameOfIssuer>MEDPACE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58506Q109</cusip>
         <value>3</value>
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             <sshPrnamt>21</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58733R102</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>589889104</cusip>
         <value>2</value>
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             <sshPrnamt>28</sshPrnamt>
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         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>276</sshPrnamt>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>CYBERARK SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>HANNON ARMSTRONG SUST INFR C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>41068X100</cusip>
         <value>795</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14168</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>14168</Sole>
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             <None>0</None>
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         <nameOfIssuer>MICROSTRATEGY INC</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>594972408</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>MOODYS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>615369105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
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         <nameOfIssuer>NVR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62944T105</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>471</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>440407104</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7466</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>440452100</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>444097109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149</sshPrnamt>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>Y2573F102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>NATIONAL RETAIL PROPERTIES I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>637417106</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>681</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>15</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>1</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>6</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>430</Sole>
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         <nameOfIssuer>UNIVERSAL HLTH SVCS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>913903100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>PFD SECS EX FINL</titleOfClass>
         <cusip>92189F429</cusip>
         <value>151</value>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>LITHIA MTRS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>536797103</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>550021109</cusip>
         <value>42</value>
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             <sshPrnamt>136</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552848103</cusip>
         <value>1</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>100</None>
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         <cusip>49338L103</cusip>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>SMLLCP 600 IDX</titleOfClass>
         <cusip>921932828</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>286</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5039</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2431</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3316</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>736508847</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>54</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3827</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3724</Sole>
             <Shared>0</Shared>
             <None>103</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>530</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>530</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>1258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>20612</Sole>
             <Shared>0</Shared>
             <None>1026</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WD-40 CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929236107</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3559</Sole>
             <Shared>0</Shared>
             <None>11</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3282</Sole>
             <Shared>0</Shared>
             <None>353</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>189</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>158</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>1375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9638</Sole>
             <Shared>0</Shared>
             <None>736</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>537</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN UN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>959802109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>187</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G21810109</cusip>
         <value>416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>14640</Sole>
             <Shared>0</Shared>
             <None>1112</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>1036</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13405</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12562</Sole>
             <Shared>0</Shared>
             <None>843</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75524B104</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>401</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROBLOX CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>771049103</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>350</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>1032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3640</Sole>
             <Shared>0</Shared>
             <None>44</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4833</Sole>
             <Shared>0</Shared>
             <None>111</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1280</Sole>
             <Shared>0</Shared>
             <None>370</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>75</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2222</Sole>
             <Shared>0</Shared>
             <None>129</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>132</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
         <cusip>78464A300</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1067</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1067</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1555</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1555</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>672</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>575</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>503</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>739</Sole>
             <Shared>0</Shared>
             <None>33</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>156</Sole>
             <Shared>0</Shared>
             <None>8</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GREAT WESTN NATL BK PORTLAND</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695263103</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1017</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1017</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PAGERDUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69553P100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>46</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>9002</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37069</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>31611</Sole>
             <Shared>0</Shared>
             <None>5458</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>7417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52434</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>42680</Sole>
             <Shared>0</Shared>
             <None>9754</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>2177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60082</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>54788</Sole>
             <Shared>0</Shared>
             <None>5294</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>INTER MUN BD ACT</titleOfClass>
         <cusip>72201R866</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>214</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>49</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHAKE SHACK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>819047101</cusip>
         <value>222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1965</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1965</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
             <Shared>0</Shared>
             <None>24</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5484</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5181</Sole>
             <Shared>0</Shared>
             <None>303</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1378</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYCE VALUE TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780910105</cusip>
         <value>179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9881</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9658</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
         <cusip>78464A664</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4946</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4681</Sole>
             <Shared>0</Shared>
             <None>265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>93</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>880</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1650</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>130</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>245</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>548</Sole>
             <Shared>0</Shared>
             <None>27</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5055</Sole>
             <Shared>0</Shared>
             <None>127</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>91</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>82</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHYFT GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>825698103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>68</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMULATIONS PLUS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>829214105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>119</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>831</Sole>
             <Shared>0</Shared>
             <None>275</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUN LIFE FINANCIAL INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866796105</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>311</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88262P102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>62</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOPBUILD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L886</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>422</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>24</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TREX CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>312</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866674104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SWITCH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>87105L104</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7935</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872307103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>50</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TFI INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87241L109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3504</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>61</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>64</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>34</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5053</Sole>
             <Shared>0</Shared>
             <None>235</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>1086</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5600</Sole>
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             <None>35</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>394</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>289</Sole>
             <Shared>0</Shared>
             <None>105</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2510</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>2037</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5474</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5446</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6475</Sole>
             <Shared>0</Shared>
             <None>536</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5915</Sole>
             <Shared>0</Shared>
             <None>114</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>1889</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12842</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12142</Sole>
             <Shared>0</Shared>
             <None>700</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
         <titleOfClass>VG TL INTL STK F</titleOfClass>
         <cusip>921909768</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>911</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
         <titleOfClass>MEGA GRWTH IND</titleOfClass>
         <cusip>921910816</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>73</Sole>
             <Shared>0</Shared>
             <None>45</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>853</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10381</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10316</Sole>
             <Shared>0</Shared>
             <None>65</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
         <titleOfClass>INTL BD IDX ETF</titleOfClass>
         <cusip>92203J407</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>54</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOTAL SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4568</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4568</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>134</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>2U INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90214J101</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>883</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>883</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1367</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1318</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>493</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>243</Sole>
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             <None>250</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>170</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UBIQUITI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353W103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>GOLD MINERS ETF</titleOfClass>
         <cusip>92189F106</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3896</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>835</Sole>
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             <None>3061</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>SHORT MUNI ETF</titleOfClass>
         <cusip>92189F528</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>821</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VIATRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3426</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>18</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1969</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEBSTER FINL CORP CONN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>947890109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>79</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>77</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VICI PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1540</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>787</Sole>
             <Shared>0</Shared>
             <None>317</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>US LARGECAP DIVD</titleOfClass>
         <cusip>97717W307</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>410</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>INTL EQUITY FD</titleOfClass>
         <cusip>97717W703</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4045</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3954</Sole>
             <Shared>0</Shared>
             <None>91</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92766K106</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7845</Sole>
             <Shared>0</Shared>
             <None>90</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
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         <value>2198</value>
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         <nameOfIssuer>VROOM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92918V109</cusip>
         <value>12</value>
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             <sshPrnamt>300</sshPrnamt>
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         <nameOfIssuer>WORKDAY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98138H101</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98389B100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
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         <cusip>G0403H108</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>21</value>
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             <sshPrnamt>98</sshPrnamt>
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         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>667</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4822</sshPrnamt>
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         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>100</Sole>
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             <None>75</None>
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     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11621</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>670</None>
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         <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8994E103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>27</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>14</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>L8681T102</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>51</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ZIONS BANCORPORATION N A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>989701107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>37</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13831</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>13541</Sole>
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             <None>290</None>
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         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1201</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>229</Sole>
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             <None>127</None>
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     <infoTable>
         <nameOfIssuer>ALCON AG</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>340</Sole>
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             <None>120</None>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>144</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>176</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROYAL CARIBBEAN GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>1533</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>34954</None>
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         <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>131943</value>
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             <None>77937</None>
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         <nameOfIssuer>AEGON N V</nameOfIssuer>
         <titleOfClass>NY REGISTRY SHS</titleOfClass>
         <cusip>007924103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>347</sshPrnamt>
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         <nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001228105</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>515</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q452</cusip>
         <value>4170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136709</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>27305</value>
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         <nameOfIssuer>ADT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00090Q103</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>36497</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ACCELERATE DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00430H102</cusip>
         <value>83</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>8778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171506</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>98411</Sole>
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             <None>73095</None>
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         <nameOfIssuer>AMC ENTMT HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>00165C104</cusip>
         <value>0</value>
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             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>30</None>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>GENOMIC REV ETF</titleOfClass>
         <cusip>00214Q302</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>294</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ABIOMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003654100</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>753</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>100</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001084102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>17</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>INNOVATION ETF</titleOfClass>
         <cusip>00214Q104</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>1325</None>
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     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>35591</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328874</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>77566</None>
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         <nameOfIssuer>ABERDEEN ASIA-PACIFIC INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003009107</cusip>
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         <cusip>00846U101</cusip>
         <value>790</value>
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             <None>209</None>
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         <nameOfIssuer>AIR LEASE CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00912X302</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>51275</value>
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             <sshPrnamt>182252</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>88871</None>
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         <nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015351109</cusip>
         <value>273</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>536</Sole>
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             <None>1247</None>
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         <nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>956</value>
         <shrsOrPrnAmt>
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             <None>1701</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00773T101</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>879</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>757</Sole>
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         <nameOfIssuer>AIRBNB INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>009066101</cusip>
         <value>325</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1196</Sole>
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             <None>532</None>
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         <nameOfIssuer>ALASKA AIR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>011659109</cusip>
         <value>3</value>
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             <sshPrnamt>44</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>23</Sole>
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             <None>21</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>012653101</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>107</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>014442107</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>3805</value>
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         <otherManager>4</otherManager>
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             <None>5401</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>532</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00508Y102</cusip>
         <value>1</value>
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             <sshPrnamt>9</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>9</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>1413</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>7702</None>
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         <titleOfClass>NOTE 0.375% 9/0</titleOfClass>
         <cusip>00971TAL5</cusip>
         <value>28</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>013872106</cusip>
         <value>113</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>2080</None>
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         <nameOfIssuer>ALERUS FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01446U103</cusip>
         <value>1936</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02043Q107</cusip>
         <value>1516</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3208</None>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>02156B103</cusip>
         <value>1177</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>ALTERYX INC</nameOfIssuer>
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         <cusip>02156BAD5</cusip>
         <value>12</value>
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         <cusip>02156BAF0</cusip>
         <value>12</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>5008</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>63390</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023608102</cusip>
         <value>173</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>125</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>546</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3432</Sole>
             <Shared>0</Shared>
             <None>3015</None>
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     <infoTable>
         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>21259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150303</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>91063</Sole>
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             <None>59240</None>
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         <nameOfIssuer>AMERICAN FINL GROUP INC OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025932104</cusip>
         <value>2931</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25685</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMPHENOL CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>032095101</cusip>
         <value>7576</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3650</None>
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     <infoTable>
         <nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>035710409</cusip>
         <value>1511</value>
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             <sshPrnamt>175694</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>39975</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>01741R102</cusip>
         <value>6</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>200</Sole>
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             <None>96</None>
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         <nameOfIssuer>BRYN MAWR BK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>117665109</cusip>
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         <value>62</value>
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         <nameOfIssuer>CBOE GLOBAL MKTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12503M108</cusip>
         <value>13</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>12514G108</cusip>
         <value>27</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>BRIDGEWATER BANCSHARES INC</nameOfIssuer>
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         <cusip>110448107</cusip>
         <value>255</value>
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         <nameOfIssuer>BROOKFIELD REAL ASSETS INCOM</nameOfIssuer>
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         <cusip>112830104</cusip>
         <value>2</value>
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         <nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
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         <cusip>12504L109</cusip>
         <value>67</value>
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         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>27104</value>
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         <cusip>12685J105</cusip>
         <value>91</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>13321L108</cusip>
         <value>3</value>
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         <nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>136069101</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>136385101</cusip>
         <value>214</value>
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         <nameOfIssuer>CARMAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>143130102</cusip>
         <value>83</value>
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         <nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
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         <cusip>12541W209</cusip>
         <value>29</value>
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         <nameOfIssuer>CIGNA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>CERNER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>128</value>
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         <nameOfIssuer>CHART INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>16115Q308</cusip>
         <value>93</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>14149Y108</cusip>
         <value>124</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>142339100</cusip>
         <value>6</value>
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         <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
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         <cusip>143658300</cusip>
         <value>96</value>
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         <nameOfIssuer>CEDAR FAIR L P</nameOfIssuer>
         <titleOfClass>DEPOSITRY UNIT</titleOfClass>
         <cusip>150185106</cusip>
         <value>660</value>
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         <nameOfIssuer>CELANESE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>150870103</cusip>
         <value>50</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>130788102</cusip>
         <value>148</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>138035100</cusip>
         <value>192</value>
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         <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1486</value>
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         <nameOfIssuer>CHEMED CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>16359R103</cusip>
         <value>126</value>
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         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>51926</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>163092109</cusip>
         <value>1963</value>
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         <titleOfClass>COM UNIT</titleOfClass>
         <cusip>16411Q101</cusip>
         <value>73</value>
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         <value>13</value>
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         <nameOfIssuer>CHINA XD PLASTICS CO LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>16948F107</cusip>
         <value>2</value>
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         <nameOfIssuer>ASSURANT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04621X108</cusip>
         <value>1</value>
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         <nameOfIssuer>ATRECA INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>04965G109</cusip>
         <value>138</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>AVANTOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05352A100</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>280</Sole>
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             <None>0</None>
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         <cusip>33736G106</cusip>
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         <cusip>410123103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>GLOBE LIFE INC</nameOfIssuer>
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         <value>52</value>
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         <value>232</value>
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         <nameOfIssuer>CHIMERA INVT CORP</nameOfIssuer>
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         <cusip>16934Q208</cusip>
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         <value>98807</value>
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         <value>337</value>
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         <nameOfIssuer>HARLEY DAVIDSON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>2193</value>
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         <nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09260D107</cusip>
         <value>13227</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>099724106</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>109641100</cusip>
         <value>213</value>
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         <nameOfIssuer>GUIDEWIRE SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40171V100</cusip>
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         <nameOfIssuer>HBT FINL INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>404111106</cusip>
         <value>1027</value>
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         <value>51</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45337C102</cusip>
         <value>1532</value>
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         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>460690100</cusip>
         <value>22</value>
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         <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
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         <nameOfIssuer>INVESCO ACTIVLY MANGD ETC FD</nameOfIssuer>
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         <value>114</value>
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         <nameOfIssuer>HANNON ARMSTRONG SUST INFR C</nameOfIssuer>
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         <nameOfIssuer>HERITAGE FINL CORP WASH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>42824C109</cusip>
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         <value>1873</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>46131J103</cusip>
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         <nameOfIssuer>INTEGER HLDGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>45826J105</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>464287168</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>46137V191</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>459</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>267475101</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>MAXIM INTEGRATED PRODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57772K101</cusip>
         <value>47</value>
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         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>16111</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>60871R209</cusip>
         <value>126</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>57</value>
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         <cusip>27826U108</cusip>
         <value>154</value>
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         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67061T101</cusip>
         <value>1474</value>
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         <cusip>670656107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>33</value>
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             <None>2189</None>
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         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>9</value>
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         <nameOfIssuer>NUVEEN CR STRATEGIES INCOME</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67075U102</cusip>
         <value>1</value>
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         <nameOfIssuer>EBAY INC.</nameOfIssuer>
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         <cusip>26924G201</cusip>
         <value>38</value>
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         <nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>1979</value>
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             <sshPrnamt>17972</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>2206</None>
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         <nameOfIssuer>EATON VANCE MUN BD FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27827X101</cusip>
         <value>23</value>
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             <sshPrnamt>1700</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
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         <cusip>717081103</cusip>
         <value>29071</value>
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             <sshPrnamt>802412</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>304373</None>
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         <nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</nameOfIssuer>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>750</None>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <cusip>72201R775</cusip>
         <value>3082</value>
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             <sshPrnamt>28155</sshPrnamt>
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             <None>3330</None>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <cusip>72201R783</cusip>
         <value>1662</value>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <value>7791</value>
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         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
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         <cusip>723787107</cusip>
         <value>115</value>
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             <sshPrnamt>726</sshPrnamt>
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         <value>304</value>
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         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
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         <cusip>316092873</cusip>
         <value>6072</value>
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             <sshPrnamt>123108</sshPrnamt>
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         <cusip>316092881</cusip>
         <value>1371</value>
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         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
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         <value>1</value>
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         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
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         <value>6336</value>
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         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>802</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>77840</value>
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             <None>825307</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>30263Y104</cusip>
         <value>1142</value>
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         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI INFO TECH I</titleOfClass>
         <cusip>316092808</cusip>
         <value>10283</value>
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             <sshPrnamt>97135</sshPrnamt>
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         <nameOfIssuer>OUTSET MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>690145107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>1895</value>
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         <nameOfIssuer>PACIFIC PREMIER BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69478X105</cusip>
         <value>3964</value>
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         <cusip>733174700</cusip>
         <value>185</value>
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         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
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         <cusip>74251V102</cusip>
         <value>43</value>
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             <sshPrnamt>723</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1955</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>5</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>27966L108</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23438</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>5419</value>
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             <sshPrnamt>64794</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>13455</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>623</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>3884</Sole>
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             <None>0</None>
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         <nameOfIssuer>PEBBLEBROOK HOTEL TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70509V100</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10319</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>455</None>
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         <nameOfIssuer>PELOTON INTERACTIVE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>70614W100</cusip>
         <value>448</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>PEMBINA PIPELINE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>706327103</cusip>
         <value>28</value>
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             <sshPrnamt>986</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>32</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>Q2 HLDGS INC</nameOfIssuer>
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         <cusip>74736LAD1</cusip>
         <value>16</value>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>123456</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>26075</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>126565</None>
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         <nameOfIssuer>REAVES UTIL INCOME FD</nameOfIssuer>
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         <cusip>756158101</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>47</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2500</None>
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         <nameOfIssuer>FIRST WESTN FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33751L105</cusip>
         <value>1926</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>30</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REVANCE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761330109</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>922</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6072</Sole>
             <Shared>0</Shared>
             <None>4872</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3860</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>613</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>4226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8665</Sole>
             <Shared>0</Shared>
             <None>33731</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>3650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>922</Sole>
             <Shared>0</Shared>
             <None>113928</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GUARDANT HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40131M109</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1025</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>405217100</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>3450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANCOCK WHITNEY CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410120109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>137</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>137</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410345102</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5470</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5470</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>6042</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18478</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10485</Sole>
             <Shared>0</Shared>
             <None>7993</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GRACO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384109104</cusip>
         <value>92</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1285</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GRAFTECH INTL LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384313508</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2530</Sole>
             <Shared>0</Shared>
             <None>1045</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>188</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>8666</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29271</Sole>
             <Shared>0</Shared>
             <None>3378</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>321</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>866</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5105</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4764</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4764</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4486</Sole>
             <Shared>0</Shared>
             <None>1199</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2359</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7024</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</nameOfIssuer>
         <titleOfClass>TOTAL RTRN ETF</titleOfClass>
         <cusip>41653L305</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEALTHCARE SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>421906108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>130</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>426281101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HERITAGE INS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>42727J102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>56</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>5492</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11536</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5799</Sole>
             <Shared>0</Shared>
             <None>5737</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>628</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>1</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GRIFOLS S A</nameOfIssuer>
         <titleOfClass>SP ADR REP B NVT</titleOfClass>
         <cusip>398438408</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34244</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5085</Sole>
             <Shared>0</Shared>
             <None>29159</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANOVER INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410867105</cusip>
         <value>4075</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31480</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>710</Sole>
             <Shared>0</Shared>
             <None>390</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>4154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67733</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>67733</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>38551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52237</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>28437</Sole>
             <Shared>0</Shared>
             <None>23800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOWMET AEROSPACE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>443201108</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>750</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>445658107</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18</Sole>
             <Shared>0</Shared>
             <None>319</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ITT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45073V108</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>511</None>
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     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35793</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6309</Sole>
             <Shared>0</Shared>
             <None>29484</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>151</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1558</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>122</Sole>
             <Shared>0</Shared>
             <None>1436</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1961</Sole>
             <Shared>0</Shared>
             <None>95</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>2304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21736</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17513</Sole>
             <Shared>0</Shared>
             <None>4223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST GAS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>5654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>25856</Sole>
             <Shared>0</Shared>
             <None>41443</None>
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     <infoTable>
         <nameOfIssuer>NATIONAL VISION HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>63845R107</cusip>
         <value>28971</value>
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             <sshPrnamt>660982</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400587</Sole>
             <Shared>0</Shared>
             <None>260395</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEOGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>640491106</cusip>
         <value>769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3350</Sole>
             <Shared>0</Shared>
             <None>5300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NETFLIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>49044</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>50524</Sole>
             <Shared>0</Shared>
             <None>43491</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEUROCRINE BIOSCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64125C109</cusip>
         <value>864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8885</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HELMERICH &amp; PAYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>423452101</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>565</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HERCULES CAPITAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>427096508</cusip>
         <value>585</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31466</Sole>
             <Shared>0</Shared>
             <None>5000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HESS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>42809H107</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2015</Sole>
             <Shared>0</Shared>
             <None>1804</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>43300A203</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2348</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2343</Sole>
             <Shared>0</Shared>
             <None>5</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>210678</value>
         <shrsOrPrnAmt>
             <sshPrnamt>690180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>502118</Sole>
             <Shared>0</Shared>
             <None>188062</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1454</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>361</Sole>
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             <None>1093</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>653</Sole>
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             <None>175</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>300</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3179</Sole>
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             <None>252</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>45096</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85061</Sole>
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             <None>5111</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL RAND INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45687V106</cusip>
         <value>1017</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20659</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3992</Sole>
             <Shared>0</Shared>
             <None>16667</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INSULET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45784P101</cusip>
         <value>2868</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10993</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10993</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>20192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82899</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>70999</Sole>
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             <None>11900</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SUMO LOGIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86646P103</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>9985</None>
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     <infoTable>
         <nameOfIssuer>NEWMONT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>651639106</cusip>
         <value>684</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11347</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8563</Sole>
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             <None>2784</None>
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     <infoTable>
         <nameOfIssuer>NORTHERN OIL AND GAS INC MN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665531307</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>7000</Sole>
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             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>2594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14616</Sole>
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             <None>5065</None>
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     <infoTable>
         <nameOfIssuer>EXCHANGE TRADED CONCEPTS TR</nameOfIssuer>
         <titleOfClass>ROBO GLB ETF</titleOfClass>
         <cusip>301505707</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>300</None>
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     <infoTable>
         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7846</Sole>
             <Shared>0</Shared>
             <None>1178</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>3253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>55711</Sole>
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             <None>8980</None>
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     <infoTable>
         <nameOfIssuer>SILK RD MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82710M100</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982L103</cusip>
         <value>487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2850</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SKECHERS U S A INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>830566105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>200</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>948</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>23860</Sole>
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             <None>1161</None>
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     <infoTable>
         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1408</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1408</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SMARTFINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>83190L208</cusip>
         <value>1321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>61000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>14928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>84802</Sole>
             <Shared>0</Shared>
             <None>41406</None>
         </votingAuthority>
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         <nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
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         <value>422</value>
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         <cusip>89151E109</cusip>
         <value>1955</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>912909108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
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         <cusip>919794107</cusip>
         <value>7</value>
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             <None>539</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AGRIBUSINESS ETF</titleOfClass>
         <cusip>92189F700</cusip>
         <value>75</value>
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         <cusip>928563402</cusip>
         <value>186</value>
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             <None>639</None>
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         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
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         <cusip>G491BT108</cusip>
         <value>99</value>
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             <sshPrnamt>3907</sshPrnamt>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>16351</value>
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             <sshPrnamt>138412</sshPrnamt>
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         <votingAuthority>
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             <None>40067</None>
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         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16470</sshPrnamt>
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         <otherManager>4</otherManager>
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             <None>6814</None>
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         <nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>255</value>
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             <sshPrnamt>4403</sshPrnamt>
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             <None>3533</None>
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         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>738</value>
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             <sshPrnamt>2596</sshPrnamt>
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             <None>908</None>
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         <nameOfIssuer>WAYFAIR INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>94419L101</cusip>
         <value>5</value>
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             <sshPrnamt>16</sshPrnamt>
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         <nameOfIssuer>WEBSTER FINL CORP CONN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>947890109</cusip>
         <value>2915</value>
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             <sshPrnamt>52895</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>52895</Sole>
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             <None>0</None>
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         <nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
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         <cusip>948741103</cusip>
         <value>1818</value>
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             <sshPrnamt>67574</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>44316</Sole>
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             <None>23258</None>
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         <nameOfIssuer>WESTERN ASSET PREMIER BD FD</nameOfIssuer>
         <titleOfClass>SHS BEN INT</titleOfClass>
         <cusip>957664105</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1241</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1241</Sole>
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             <None>0</None>
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         <nameOfIssuer>WESTERN ASSET / CLAYMORE INF</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>95766Q106</cusip>
         <value>43</value>
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             <sshPrnamt>3333</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>962166104</cusip>
         <value>4664</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>23630</None>
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         <nameOfIssuer>WHITEHORSE FIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>96524V106</cusip>
         <value>61</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969904101</cusip>
         <value>858</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>2519</None>
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         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>12296</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>56656</None>
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         <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1447</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1447</Sole>
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             <None>0</None>
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         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>629</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4971</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>4071</Sole>
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             <None>900</None>
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         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>450</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SNOWFLAKE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3007</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>3007</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83417M104</cusip>
         <value>65938</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229397</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>79369</None>
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     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>LYFT INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>55087P104</cusip>
         <value>410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6493</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1650</Sole>
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             <None>4843</None>
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         <nameOfIssuer>MACERICH CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>554382101</cusip>
         <value>295</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25246</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18418</Sole>
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             <None>6828</None>
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     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>12</None>
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         <nameOfIssuer>CRISPR THERAPEUTICS AG</nameOfIssuer>
         <titleOfClass>NAMEN AKT</titleOfClass>
         <cusip>H17182108</cusip>
         <value>500</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>239</Sole>
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             <None>3</None>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>295</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>123</Sole>
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             <None>172</None>
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         <nameOfIssuer>ROYAL CARIBBEAN GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>48</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>US SMALLCAP DIVD</titleOfClass>
         <cusip>97717W604</cusip>
         <value>458</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>14719</None>
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     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTNG</titleOfClass>
         <cusip>97717Y691</cusip>
         <value>45</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>940</Sole>
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             <None>0</None>
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         <titleOfClass>ADS</titleOfClass>
         <cusip>98422D105</cusip>
         <value>1135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>10983</None>
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         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>13849</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128018</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>60087</None>
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         <nameOfIssuer>ZENDESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98936J101</cusip>
         <value>376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2834</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>34</None>
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     <infoTable>
         <nameOfIssuer>SOUTH ST CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>840441109</cusip>
         <value>3724</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47437</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>47437</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>7850</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126292</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>88300</Sole>
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             <None>37992</None>
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     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3653</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2842</Sole>
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             <None>811</None>
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     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>989</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2707</Sole>
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             <None>2247</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>18594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>119256</Sole>
             <Shared>0</Shared>
             <None>50907</None>
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     <infoTable>
         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>18091</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89745</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>606</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10799</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8039</Sole>
             <Shared>0</Shared>
             <None>2760</None>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3835</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2398</Sole>
             <Shared>0</Shared>
             <None>1437</None>
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         <nameOfIssuer>HOLLYFRONTIER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>436106108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>HOLOGIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>436440101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
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             <None>6</None>
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     <infoTable>
         <nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44107P104</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1100</Sole>
             <Shared>0</Shared>
             <None>2044</None>
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         <nameOfIssuer>HUBBELL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>443510607</cusip>
         <value>976</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5221</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4009</Sole>
             <Shared>0</Shared>
             <None>1212</None>
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         <nameOfIssuer>HUTCHISON CHINA MEDITECH LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>44842L103</cusip>
         <value>737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3945</Sole>
             <Shared>0</Shared>
             <None>22157</None>
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         <nameOfIssuer>ICAD INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>44934S206</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2875</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1747</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1159</Sole>
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             <None>588</None>
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         <nameOfIssuer>GOLAR LNG PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LPI</titleOfClass>
         <cusip>Y2745C102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>NEWMARKET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>651587107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>24</None>
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         <nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896818101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10403</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3148</Sole>
             <Shared>0</Shared>
             <None>7255</None>
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         <nameOfIssuer>UFP INDUSTRIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90278Q108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>105</Sole>
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             <None>0</None>
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         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>3810</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>46566</Sole>
             <Shared>0</Shared>
             <None>21675</None>
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     <infoTable>
         <nameOfIssuer>NOMURA HLDGS INC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>65535H208</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>939</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>939</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NORTONLIFELOCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>668771108</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3760</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3760</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18304</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7068</Sole>
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             <None>11236</None>
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     <infoTable>
         <nameOfIssuer>UNITY SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91332U101</cusip>
         <value>4961</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49454</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>275</Sole>
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             <None>49179</None>
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         <nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91347P105</cusip>
         <value>5306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22409</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20455</Sole>
             <Shared>0</Shared>
             <None>1954</None>
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     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>29296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>366567</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>228029</Sole>
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             <None>138538</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>O-I GLASS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67098H104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>OSI ETF TR</nameOfIssuer>
         <titleOfClass>OSHARES US QUALT</titleOfClass>
         <cusip>67110P407</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>HIGH YLD MUN ETF</titleOfClass>
         <cusip>92189H409</cusip>
         <value>967</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8209</Sole>
             <Shared>0</Shared>
             <None>7350</None>
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         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
         <titleOfClass>INTL BD IDX ETF</titleOfClass>
         <cusip>92203J407</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>479</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>479</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3728</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3728</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>7825</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115077</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>79573</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>23795</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1099</Sole>
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             <None>102925</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>48838</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>132564</None>
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         <nameOfIssuer>INARI MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45332Y109</cusip>
         <value>72</value>
         <shrsOrPrnAmt>
             <sshPrnamt>670</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>670</None>
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     <infoTable>
         <nameOfIssuer>INGREDION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>457187102</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2972</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>1735</None>
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     <infoTable>
         <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45866F104</cusip>
         <value>6098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54605</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>50627</Sole>
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             <None>3978</None>
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         <titleOfClass>VNG RUS1000GRW</titleOfClass>
         <cusip>92206C680</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>149</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>510</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1377</Sole>
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             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>16041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>53262</Sole>
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             <None>121363</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>4812</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>34531</Sole>
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             <None>2077</None>
         </votingAuthority>
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         <value>119</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>609839105</cusip>
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         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>66</value>
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         <cusip>670682103</cusip>
         <value>71</value>
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         <cusip>6706ER101</cusip>
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         <value>16</value>
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         <nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</nameOfIssuer>
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         <cusip>67074C103</cusip>
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         <cusip>670928100</cusip>
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         <cusip>679580100</cusip>
         <value>26</value>
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         <cusip>631103108</cusip>
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         <cusip>632307104</cusip>
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         <cusip>695263103</cusip>
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         <nameOfIssuer>NEXTERA ENERGY PARTNERS LP</nameOfIssuer>
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         <nameOfIssuer>PENNYMAC MTG INVT TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
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         <value>8931</value>
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         <value>127</value>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <value>1744</value>
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         <nameOfIssuer>PINTEREST INC</nameOfIssuer>
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         <cusip>72352L106</cusip>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>75737F108</cusip>
         <value>1607</value>
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         <cusip>75886F107</cusip>
         <value>3125</value>
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         <nameOfIssuer>RELX PLC</nameOfIssuer>
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         <value>1816</value>
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         <nameOfIssuer>RELMADA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75955J402</cusip>
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         <nameOfIssuer>REPLIGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759916109</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>78377T107</cusip>
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         <value>6</value>
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         <value>1734</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>829073105</cusip>
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         <nameOfIssuer>THOMSON REUTERS CORP.</nameOfIssuer>
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         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>65</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G4474Y214</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>943</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1250</None>
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     <infoTable>
         <nameOfIssuer>PAGSEGURO DIGITAL LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G68707101</cusip>
         <value>1828</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25302</Sole>
             <Shared>0</Shared>
             <None>14188</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1229</Sole>
             <Shared>0</Shared>
             <None>1420</None>
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     <infoTable>
         <nameOfIssuer>ALCON AG</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>3154</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIVERR INTL LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>M4R82T106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
             <Shared>0</Shared>
             <None>10</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FERRARI N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N3167Y103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1513</Sole>
             <Shared>0</Shared>
             <None>635</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QIAGEN NV</nameOfIssuer>
         <titleOfClass>SHS NEW</titleOfClass>
         <cusip>N72482123</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2352</Sole>
             <Shared>0</Shared>
             <None>192</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROKU INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>77543R102</cusip>
         <value>2823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8667</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6502</Sole>
             <Shared>0</Shared>
             <None>2165</None>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>6728</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>120337</Sole>
             <Shared>0</Shared>
             <None>51257</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>78</value>
         <shrsOrPrnAmt>
             <sshPrnamt>824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>660</Sole>
             <Shared>0</Shared>
             <None>164</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
         <cusip>78464A854</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1198</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>751</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2275</Sole>
             <Shared>0</Shared>
             <None>1</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR S&amp;P 500 ETF</titleOfClass>
         <cusip>78468R796</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2026</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
             <Shared>0</Shared>
             <None>1941</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>93563</value>
         <shrsOrPrnAmt>
             <sshPrnamt>441607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>301698</Sole>
             <Shared>0</Shared>
             <None>139909</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAUL CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>804395101</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7891</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>3086</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31396</Sole>
             <Shared>0</Shared>
             <None>742</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>242</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3856</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3636</Sole>
             <Shared>0</Shared>
             <None>220</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2301</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL SCEQT ETF</titleOfClass>
         <cusip>808524888</cusip>
         <value>6450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163621</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>685</Sole>
             <Shared>0</Shared>
             <None>162936</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>666</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>3111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9905</Sole>
             <Shared>0</Shared>
             <None>4030</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10119</Sole>
             <Shared>0</Shared>
             <None>6649</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>1547</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31773</Sole>
             <Shared>0</Shared>
             <None>13655</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695156109</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>69608A108</cusip>
         <value>620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26623</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>1488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10291</Sole>
             <Shared>0</Shared>
             <None>4885</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PERSPECTA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>715347100</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>1284</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200W106</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1121</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>92851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>875957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>638952</Sole>
             <Shared>0</Shared>
             <None>237005</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>2980</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18484</Sole>
             <Shared>0</Shared>
             <None>14226</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>1455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5597</Sole>
             <Shared>0</Shared>
             <None>298</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>48741</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>44048</Sole>
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             <None>2</None>
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         <cusip>758750103</cusip>
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         <value>10</value>
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         <value>7449</value>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <cusip>78468R663</cusip>
         <value>150</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
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         <cusip>80105N105</cusip>
         <value>379</value>
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         <value>1914</value>
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         <cusip>808524508</cusip>
         <value>5218</value>
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         <cusip>824596100</cusip>
         <value>122</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>172</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>87165B103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
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             <None>1013</None>
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         <nameOfIssuer>SYNOVUS FINL CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>87161C501</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872307103</cusip>
         <value>1331</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TECK RESOURCES LTD</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>878742204</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>1843</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10142</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3599</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>11</value>
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             <sshPrnamt>27</sshPrnamt>
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             <None>27</None>
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         <nameOfIssuer>TEMPLETON DRAGON FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88018T101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880198106</cusip>
         <value>0</value>
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             <sshPrnamt>6</sshPrnamt>
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         <otherManager>4</otherManager>
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             <None>6</None>
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         <nameOfIssuer>TERMINIX GLOBAL HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88087E100</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>62</value>
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             <None>490</None>
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         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
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         <cusip>904311107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223</sshPrnamt>
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         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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         <cusip>921932828</cusip>
         <value>46</value>
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         <cusip>922020805</cusip>
         <value>39</value>
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         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
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         <cusip>892331307</cusip>
         <value>191</value>
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         <nameOfIssuer>TREX CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
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             <None>166135</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>57</value>
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             <Sole>1700</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>16232</value>
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             <None>54678</None>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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         <cusip>92204A207</cusip>
         <value>7798</value>
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         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>13847</value>
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         <cusip>92206C771</cusip>
         <value>3431</value>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908595</cusip>
         <value>8499</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>3013</value>
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             <None>14980</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>1253</value>
         <shrsOrPrnAmt>
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             <None>3740</None>
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         <nameOfIssuer>US FOODS HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>912008109</cusip>
         <value>5</value>
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             <None>85</None>
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         <nameOfIssuer>UNIVERSAL HEALTH RLTY INCM T</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>91359E105</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>200</None>
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         <nameOfIssuer>VALMONT INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>920253101</cusip>
         <value>428</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>BIOTECH ETF</titleOfClass>
         <cusip>92189F726</cusip>
         <value>404</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>100</None>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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         <cusip>92189H300</cusip>
         <value>15</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>40</None>
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         <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
         <titleOfClass>VG TL INTL STK F</titleOfClass>
         <cusip>921909768</cusip>
         <value>1254</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>20000</None>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>28459</value>
         <shrsOrPrnAmt>
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             <None>18411</None>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>43853</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>125962</None>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>29767</value>
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             <None>56471</None>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>2819</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>3665</Sole>
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             <None>24224</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>36534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>284599</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>279858</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>70</Sole>
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             <None>1024</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>COMM SRVC ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>19338</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>650</Sole>
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             <None>148091</None>
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         <cusip>97717W307</cusip>
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         <cusip>983134107</cusip>
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             <None>0</None>
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         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1703</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
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         <nameOfIssuer>RENAISSANCERE HLDGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>1603</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROYALTY PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G7709Q104</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1100</None>
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     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>7</Sole>
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             <None>66</None>
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         <nameOfIssuer>LIBERTY LATIN AMERICA LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G9001E102</cusip>
         <value>13</value>
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             <sshPrnamt>1000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>2</value>
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             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>8</Sole>
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             <None>0</None>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4598</Sole>
             <Shared>0</Shared>
             <None>7576</None>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>86</Sole>
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             <None>0</None>
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         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>INMODE LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M5425M103</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4897</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>836</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>836</Sole>
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             <None>0</None>
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         <nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>974</Sole>
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             <None>1550</None>
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         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7772</Sole>
             <Shared>0</Shared>
             <None>17178</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4123</Sole>
             <Shared>604</Shared>
             <None>0</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>3861</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>23762</Sole>
             <Shared>6966</Shared>
             <None>4954</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>2338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14724</Sole>
             <Shared>3282</Shared>
             <None>1500</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>4464</value>
         <shrsOrPrnAmt>
             <sshPrnamt>147480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>140008</Sole>
             <Shared>7472</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>964</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10300</Sole>
             <Shared>69</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10225</Sole>
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             <None>0</None>
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         <nameOfIssuer>ADTRAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>676</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1539</Sole>
             <Shared>1446</Shared>
             <None>0</None>
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         <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>4629</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9738</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8604</Sole>
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             <None>370</None>
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         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>2544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9043</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8645</Sole>
             <Shared>398</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL C</titleOfClass>
         <cusip>02079K107</cusip>
         <value>11929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5767</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2767</Sole>
             <Shared>669</Shared>
             <None>2331</None>
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         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>1090</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>19728</Sole>
             <Shared>1580</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>923</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8027</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7821</Sole>
             <Shared>206</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>23998</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5262</Sole>
             <Shared>900</Shared>
             <None>1594</None>
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         <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>030420103</cusip>
         <value>6710</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39939</Sole>
             <Shared>263</Shared>
             <None>4550</None>
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         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>1705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7133</Sole>
             <Shared>4917</Shared>
             <None>0</None>
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         <nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>763</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>16756</value>
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             <sshPrnamt>8124</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>6298</Sole>
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             <None>941</None>
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         <nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>035710409</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12756</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>12756</Sole>
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         <nameOfIssuer>ANTHEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>036752103</cusip>
         <value>3528</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9829</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4474</Sole>
             <Shared>180</Shared>
             <None>5175</None>
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         <nameOfIssuer>AMERICOLD RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03064D108</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>6005</Sole>
             <Shared>210</Shared>
             <None>0</None>
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         <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03073E105</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2287</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
         <value>2019</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13018</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>5918</Sole>
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             <None>6105</None>
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         <nameOfIssuer>ANSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03662Q105</cusip>
         <value>1504</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <value>876</value>
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         <cusip>33739E108</cusip>
         <value>211</value>
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         <nameOfIssuer>GLOBE LIFE INC</nameOfIssuer>
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         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>465</value>
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         <nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>15135B101</cusip>
         <value>411</value>
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         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
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         <nameOfIssuer>GUIDEWIRE SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40171V100</cusip>
         <value>517</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09260D107</cusip>
         <value>474</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>097023105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09857L108</cusip>
         <value>1190</value>
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         <nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>422806208</cusip>
         <value>3090</value>
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         <nameOfIssuer>HERCULES CAPITAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>427096508</cusip>
         <value>456</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>624</value>
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         <cusip>46090E103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>1773</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>125523100</cusip>
         <value>463</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45168D104</cusip>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287168</cusip>
         <value>3679</value>
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         <cusip>464287200</cusip>
         <value>4300</value>
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         <nameOfIssuer>INTRA CELLULAR THERAPIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46116X101</cusip>
         <value>383</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>149123101</cusip>
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         <cusip>46138E198</cusip>
         <value>383</value>
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         <cusip>46138E362</cusip>
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         <nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>101137107</cusip>
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         <cusip>46429B267</cusip>
         <value>224</value>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3248</Sole>
             <Shared>161</Shared>
             <None>800</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>53434</Sole>
             <Shared>1556</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5901</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>741</Sole>
             <Shared>0</Shared>
             <None>5160</None>
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     <infoTable>
         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>752</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>14345</None>
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     <infoTable>
         <nameOfIssuer>QORVO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74736K101</cusip>
         <value>1025</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>5609</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5206</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4864</Sole>
             <Shared>342</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4322</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4322</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>2134</value>
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             <sshPrnamt>4510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4460</Sole>
             <Shared>50</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
         <cusip>78464A805</cusip>
         <value>398</value>
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             <sshPrnamt>8090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>8090</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>5035</value>
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             <sshPrnamt>23760</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21368</Sole>
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             <None>694</None>
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     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>490</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>151</Sole>
             <Shared>437</Shared>
             <None>3500</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9500</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1416</Sole>
             <Shared>200</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>735</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5687</Sole>
             <Shared>547</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>2446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4813</Sole>
             <Shared>325</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>5453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21392</Sole>
             <Shared>3089</Shared>
             <None>640</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7500</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83417M104</cusip>
         <value>1822</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6304</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NETAPP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110D104</cusip>
         <value>449</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5627</Sole>
             <Shared>559</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>14551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>34501</Sole>
             <Shared>3829</Shared>
             <None>9338</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2296</Sole>
             <Shared>311</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>5120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79996</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>69829</Sole>
             <Shared>8767</Shared>
             <None>1400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STERICYCLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5020</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5020</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1684</Sole>
             <Shared>9</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>6626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22497</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17079</Sole>
             <Shared>5013</Shared>
             <None>405</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>508</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4297</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2762</Sole>
             <Shared>125</Shared>
             <None>1410</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2192</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>445658107</cusip>
         <value>794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4726</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>PFD ETF</titleOfClass>
         <cusip>46138E511</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23467</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9507</Sole>
             <Shared>13960</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>987</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18303</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17996</Sole>
             <Shared>307</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>842</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1660</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1626</Sole>
             <Shared>9</Shared>
             <None>25</None>
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     <infoTable>
         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>2224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32700</Sole>
             <Shared>3077</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SQUARE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>852234103</cusip>
         <value>723</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2187</Sole>
             <Shared>1000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>884</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5079</Sole>
             <Shared>799</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
         <value>3052</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22903</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18680</Sole>
             <Shared>4223</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459506101</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2853</Sole>
             <Shared>0</Shared>
             <None>58</None>
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     <infoTable>
         <nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68902V107</cusip>
         <value>451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3406</Sole>
             <Shared>384</Shared>
             <None>2809</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
         <cusip>464287309</cusip>
         <value>4777</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>67594</Sole>
             <Shared>5772</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>17078</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38632</Sole>
             <Shared>1842</Shared>
             <None>5426</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1624</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1624</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
         <cusip>464287408</cusip>
         <value>4512</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31951</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28856</Sole>
             <Shared>3095</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>1 3 YR TREAS BD</titleOfClass>
         <cusip>464287457</cusip>
         <value>869</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10069</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8869</Sole>
             <Shared>1200</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS MID CAP ETF</titleOfClass>
         <cusip>464287499</cusip>
         <value>3371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45596</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>41051</Sole>
             <Shared>3931</Shared>
             <None>614</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>16920</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>182643</Sole>
             <Shared>8054</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>4596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54246</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>53746</Sole>
             <Shared>500</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>5892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>23980</Sole>
             <Shared>2897</Shared>
             <None>3700</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI ACWI EX US</titleOfClass>
         <cusip>464288240</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>5000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>3335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>60752</Sole>
             <Shared>3321</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7022</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6852</Sole>
             <Shared>0</Shared>
             <None>170</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>6345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16143</Sole>
             <Shared>1274</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>3695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>34195</Sole>
             <Shared>6022</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>5654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21416</Sole>
             <Shared>12698</Shared>
             <None>26</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBOXX INV CP ETF</titleOfClass>
         <cusip>464287242</cusip>
         <value>764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3841</Sole>
             <Shared>2036</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOTAL SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4793</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2800</Sole>
             <Shared>850</Shared>
             <None>1143</None>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>381</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>5783</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>7495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70709</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>69514</Sole>
             <Shared>570</Shared>
             <None>625</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>2822</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20409</Sole>
             <Shared>1051</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>2078</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11758</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7306</Sole>
             <Shared>0</Shared>
             <None>4452</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE HIGH DV ETF</titleOfClass>
         <cusip>46429B663</cusip>
         <value>1606</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16925</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16692</Sole>
             <Shared>0</Shared>
             <None>233</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI EAFE MIN VL</titleOfClass>
         <cusip>46429B689</cusip>
         <value>9867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>81988</Sole>
             <Shared>53043</Shared>
             <None>153</None>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>5055</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>81867</Sole>
             <Shared>3909</Shared>
             <None>5625</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>6918</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40696</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17937</Sole>
             <Shared>18359</Shared>
             <None>4400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>20 YR TR BD ETF</titleOfClass>
         <cusip>464287432</cusip>
         <value>3292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1191</Sole>
             <Shared>23114</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
         <cusip>464287507</cusip>
         <value>2905</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10892</Sole>
             <Shared>272</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS 1000 ETF</titleOfClass>
         <cusip>464287622</cusip>
         <value>4403</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>19117</Sole>
             <Shared>555</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>U.S. TECH ETF</titleOfClass>
         <cusip>464287721</cusip>
         <value>409</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4664</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3064</Sole>
             <Shared>1600</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P SML 600 GWT</titleOfClass>
         <cusip>464287887</cusip>
         <value>989</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7716</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7030</Sole>
             <Shared>366</Shared>
             <None>320</None>
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     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2846</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2846</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>4058</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50392</Sole>
             <Shared>385</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>1332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17504</Sole>
             <Shared>1601</Shared>
             <None>15000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2023</titleOfClass>
         <cusip>46435G318</cusip>
         <value>602</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22997</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2402</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2402</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>1757</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4357</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1959</Sole>
             <Shared>4</Shared>
             <None>2394</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ISHS 5-10YR INVT</titleOfClass>
         <cusip>464288638</cusip>
         <value>367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6196</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <value>1191</value>
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         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>2593</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>521865204</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
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         <nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
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         <nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042676</cusip>
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         <nameOfIssuer>INTUIT</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>962166104</cusip>
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         <value>954</value>
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         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
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         <value>1922</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>78463V107</cusip>
         <value>493</value>
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         <cusip>879369106</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
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         <cusip>892356106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>124</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>10590</Sole>
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             <None>0</None>
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         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>341</value>
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             <sshPrnamt>6258</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4899</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>1084</value>
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             <sshPrnamt>15145</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14440</Sole>
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             <None>350</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>INTRMDT MUNI ETF</titleOfClass>
         <cusip>92189H201</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>4000</Shared>
             <None>0</None>
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         <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
         <titleOfClass>VG TL INTL STK F</titleOfClass>
         <cusip>921909768</cusip>
         <value>341</value>
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             <sshPrnamt>5452</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>9323</value>
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             <sshPrnamt>189844</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>179014</Sole>
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     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>8292</value>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>6946</value>
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             <sshPrnamt>191717</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>18000</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2337</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2337</Sole>
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             <None>0</None>
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         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>301</value>
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             <sshPrnamt>1153</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>189</Sole>
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             <None>964</None>
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     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>9811</value>
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             <sshPrnamt>72443</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>61370</Sole>
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             <None>6822</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>11776</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31115</Sole>
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             <None>59</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>3914</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18283</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16788</Sole>
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             <None>319</None>
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     <infoTable>
         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>842</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3821</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>302</Sole>
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             <None>1161</None>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7338</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>1024</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>49501</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1101</Sole>
             <Shared>164</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>4266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27005</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>24989</Sole>
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             <None>840</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>18053</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>369</value>
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             <sshPrnamt>7650</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>386</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>1428</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36162</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>36162</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>935</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>2258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6793</Sole>
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             <None>365</None>
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     <infoTable>
         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>11235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46262</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>44200</Sole>
             <Shared>1322</Shared>
             <None>740</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
         <cusip>72201R833</cusip>
         <value>426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2580</Sole>
             <Shared>1600</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723787107</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1487</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>2881</value>
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             <sshPrnamt>16787</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>301</None>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>7217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>51058</Sole>
             <Shared>3255</Shared>
             <None>120</None>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>800</Sole>
             <Shared>1047</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>862</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5663</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>5663</None>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12316</Sole>
             <Shared>2969</Shared>
             <None>1125</None>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>27006</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>72156</Sole>
             <Shared>17</Shared>
             <None>4361</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>482</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11079</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>12041</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>1177</value>
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         <value>623</value>
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         <cusip>G0450A105</cusip>
         <value>503</value>
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         <cusip>G6095L109</cusip>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>311</value>
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         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>636</value>
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         <cusip>G5876H105</cusip>
         <value>325</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>2352</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>857</value>
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         <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>4432</value>
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         <nameOfIssuer>ALBANY INTL CORP</nameOfIssuer>
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         <cusip>012348108</cusip>
         <value>357</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>2238</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>206</value>
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         <cusip>02079K107</cusip>
         <value>6560</value>
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         <nameOfIssuer>ALTRA INDL MOTION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6798</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>276</value>
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             <sshPrnamt>2524</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>AMBEV SA</nameOfIssuer>
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         <cusip>02319V103</cusip>
         <value>29</value>
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         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>01609W102</cusip>
         <value>240</value>
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         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>3031</value>
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         <nameOfIssuer>AMERIS BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03076K108</cusip>
         <value>493</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>339</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>846</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03957W106</cusip>
         <value>187</value>
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         <cusip>039483102</cusip>
         <value>990</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BERKLEY W R CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>084423102</cusip>
         <value>2303</value>
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         <cusip>084670702</cusip>
         <value>4715</value>
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         <nameOfIssuer>BIO-TECHNE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09073M104</cusip>
         <value>467</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09215C105</cusip>
         <value>2104</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>101137107</cusip>
         <value>1142</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>112585104</cusip>
         <value>3338</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>13321L108</cusip>
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         <cusip>16119P108</cusip>
         <value>1002</value>
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         <nameOfIssuer>CHANNELADVISOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>159179100</cusip>
         <value>205</value>
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         <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
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         <cusip>143658300</cusip>
         <value>306</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>14448C104</cusip>
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         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>57636Q104</cusip>
         <value>3790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10375</Sole>
             <Shared>270</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>609207105</cusip>
         <value>1782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>28901</Sole>
             <Shared>1539</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MONTROSE ENVIRONMENTAL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>615111101</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4386</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DUN &amp; BRADSTREET HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26484T106</cusip>
         <value>2294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>96347</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1360</Sole>
             <Shared>25</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MYRIAD GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62855J104</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13705</Sole>
             <Shared>344</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENERSYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29275Y102</cusip>
         <value>377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4050</Sole>
             <Shared>102</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
         <titleOfClass>COM UT LTD PTN</titleOfClass>
         <cusip>29273V100</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15039</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15039</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681116109</cusip>
         <value>436</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5012</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5012</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>2426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34571</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>33473</Sole>
             <Shared>1098</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6132</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293712105</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6475</Sole>
             <Shared>166</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>4384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30993</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>29086</Sole>
             <Shared>1907</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMNICELL COM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68213N109</cusip>
         <value>451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3476</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3476</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7602</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7416</Sole>
             <Shared>186</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXLSERVICE HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302081104</cusip>
         <value>467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5183</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1393</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1011</Sole>
             <Shared>382</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEBBLEBROOK HOTEL TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70509V100</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13487</Sole>
             <Shared>344</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1728</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>1728</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PLEXUS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>729132100</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3693</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1281</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>1855</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>30543</Sole>
             <Shared>1736</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2921</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2850</Sole>
             <Shared>71</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALPAGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75606N109</cusip>
         <value>470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5393</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5393</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>1287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3646</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>1685</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4251</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2980</Sole>
             <Shared>1271</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPS COMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3740</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3087</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3087</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>1312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3617</Sole>
             <Shared>22852</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GROCERY OUTLET HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>39874R101</cusip>
         <value>337</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9124</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOULIHAN LOKEY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>441593100</cusip>
         <value>439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6604</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6442</Sole>
             <Shared>162</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>533</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>35100</Sole>
             <Shared>880</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NV5 GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62945V109</cusip>
         <value>364</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3765</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3765</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>2221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6758</Sole>
             <Shared>519</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>680</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2707</Sole>
             <Shared>68</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>392</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3354</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>5823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18279</Sole>
             <Shared>1491</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>2216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>41869</Sole>
             <Shared>2214</Shared>
             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042858</cusip>
         <value>5159</value>
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         <cusip>922908363</cusip>
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         <cusip>94106B101</cusip>
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         <nameOfIssuer>CREDICORP LTD</nameOfIssuer>
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         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
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         <cusip>G25839104</cusip>
         <value>621</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287226</cusip>
         <value>8887</value>
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         <cusip>G5494J103</cusip>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464288646</cusip>
         <value>483</value>
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         <nameOfIssuer>MERITAGE HOMES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59001A102</cusip>
         <value>314</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI EAFE MIN VL</titleOfClass>
         <cusip>46429B689</cusip>
         <value>347</value>
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             <sshPrnamt>4751</sshPrnamt>
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         <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
         <value>1288</value>
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             <Sole>8894</Sole>
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         <nameOfIssuer>MOLINA HEALTHCARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>60855R100</cusip>
         <value>434</value>
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         <nameOfIssuer>MAGNA INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>559222401</cusip>
         <value>971</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>MANTECH INTERNATIONAL CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>564563104</cusip>
         <value>375</value>
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             <sshPrnamt>4314</sshPrnamt>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>2152</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>900</value>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
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         <cusip>617446448</cusip>
         <value>1180</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>677</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>70450Y103</cusip>
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         <cusip>922042742</cusip>
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         <cusip>922908736</cusip>
         <value>240</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>978097103</cusip>
         <value>374</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>2180</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>4107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42443</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>40341</Sole>
             <Shared>2102</Shared>
             <None>0</None>
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         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>3327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>14997</Sole>
             <Shared>709</Shared>
             <None>0</None>
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         <nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11512</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>11229</Sole>
             <Shared>283</Shared>
             <None>0</None>
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         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>4307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8612</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8612</Sole>
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             <None>0</None>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>1502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41457</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>39492</Sole>
             <Shared>1965</Shared>
             <None>0</None>
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         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>756</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3063</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3001</Sole>
             <Shared>62</Shared>
             <None>0</None>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2379</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1450</Sole>
             <Shared>929</Shared>
             <None>0</None>
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         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4153</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4051</Sole>
             <Shared>102</Shared>
             <None>0</None>
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         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>2826</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>38961</Sole>
             <Shared>4404</Shared>
             <None>0</None>
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         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>766</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1038</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>989</Sole>
             <Shared>49</Shared>
             <None>0</None>
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         <nameOfIssuer>SNOWFLAKE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>653</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2849</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2849</Sole>
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             <None>0</None>
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         <nameOfIssuer>STAG INDL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9540</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9305</Sole>
             <Shared>235</Shared>
             <None>0</None>
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         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>1333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9845</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>9288</Sole>
             <Shared>557</Shared>
             <None>0</None>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>2510</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22971</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>21850</Sole>
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             <None>0</None>
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         <nameOfIssuer>STEELCASE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>858155203</cusip>
         <value>295</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20532</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>20028</Sole>
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         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>2425</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36658</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>33035</Sole>
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         <nameOfIssuer>TOTAL SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11415</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>1321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22650</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TECHTARGET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87874R100</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>3871</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2448</value>
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             <sshPrnamt>5364</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5515</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>5380</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>1625</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18052</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2813</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2761</Sole>
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     <infoTable>
         <nameOfIssuer>UNITED BANKSHARES INC WEST V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>909907107</cusip>
         <value>231</value>
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             <sshPrnamt>5982</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>5836</Sole>
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         <nameOfIssuer>VISA INC</nameOfIssuer>
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         <cusip>92826C839</cusip>
         <value>4374</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92346J108</cusip>
         <value>416</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>7497</Sole>
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         <nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
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         <cusip>962166104</cusip>
         <value>880</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>1159</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1684</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>2127</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>3139</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>26</Sole>
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             <None>0</None>
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         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>20</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>6</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1023</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>1023</Sole>
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             <None>0</None>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>49</Sole>
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     <infoTable>
         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>456</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>456</Sole>
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             <None>0</None>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>11</value>
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             <sshPrnamt>197</sshPrnamt>
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             <Sole>197</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EBAY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278642103</cusip>
         <value>14311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>233693</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>220769</Sole>
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             <None>12924</None>
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         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>416</sshPrnamt>
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             <Sole>416</Sole>
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             <None>0</None>
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         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1224</sshPrnamt>
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             <Sole>1224</Sole>
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             <None>0</None>
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         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127</sshPrnamt>
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             <Sole>127</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>23</value>
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             <sshPrnamt>270</sshPrnamt>
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             <Sole>270</Sole>
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             <None>0</None>
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         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>110088</value>
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             <sshPrnamt>1424717</sshPrnamt>
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         <votingAuthority>
             <Sole>1371424</Sole>
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             <None>53293</None>
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         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>230</Sole>
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             <None>0</None>
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         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>199</Sole>
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             <None>0</None>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>363576109</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>298</sshPrnamt>
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             <Sole>298</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>508</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>508</Sole>
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             <None>0</None>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
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             <Sole>81</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>58</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6755</sshPrnamt>
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         <otherManager>7</otherManager>
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             <Sole>3291</Sole>
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             <None>3464</None>
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     <infoTable>
         <nameOfIssuer>GENMAB A/S</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>372303206</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>26</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>79307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>686113</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>659378</Sole>
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             <None>26735</None>
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     <infoTable>
         <nameOfIssuer>RESMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761152107</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98</sshPrnamt>
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             <Sole>98</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>8</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GODADDY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>380237107</cusip>
         <value>1</value>
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             <sshPrnamt>17</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>224</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>25</value>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>27512</value>
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             <None>11829</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>18</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>9844</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>4602</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>7659</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
         <cusip>78464A664</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>HP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40434L105</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1627</Sole>
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     <infoTable>
         <nameOfIssuer>HUNTINGTON INGALLS INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>446413106</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>37</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>86</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NETFLIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>50</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>426281101</cusip>
         <value>14939</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98466</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <None>5140</None>
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     <infoTable>
         <nameOfIssuer>NUTANIX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>12</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>126</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>100</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HUMANA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>444859102</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>94</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>68</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>36198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>565591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>535805</Sole>
             <Shared>0</Shared>
             <None>29786</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45866F104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTUIT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>461202103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>92142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2543257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2443980</Sole>
             <Shared>0</Shared>
             <None>99277</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
         <cusip>464287408</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS 1000 GRW ETF</titleOfClass>
         <cusip>464287614</cusip>
         <value>59531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>244945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>227291</Sole>
             <Shared>0</Shared>
             <None>17654</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUSSELL 3000 ETF</titleOfClass>
         <cusip>464287689</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1305</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>130714</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2661662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2468003</Sole>
             <Shared>0</Shared>
             <None>193659</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBOXX INV CP ETF</titleOfClass>
         <cusip>464287242</cusip>
         <value>33090</value>
         <shrsOrPrnAmt>
             <sshPrnamt>254439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>240220</Sole>
             <Shared>0</Shared>
             <None>14219</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOTAL SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>112809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>832970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>801651</Sole>
             <Shared>0</Shared>
             <None>31319</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIATRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>360</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>360</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE MSCI EAFE</titleOfClass>
         <cusip>46432F842</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>185</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>93725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>408979</Sole>
             <Shared>0</Shared>
             <None>16251</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>53</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>U.S. REAL ES ETF</titleOfClass>
         <cusip>464287739</cusip>
         <value>38519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>418954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>391075</Sole>
             <Shared>0</Shared>
             <None>27879</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>97</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBOXX HI YD ETF</titleOfClass>
         <cusip>464288513</cusip>
         <value>24375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>279594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>255150</Sole>
             <Shared>0</Shared>
             <None>24444</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>INTRM GOV CR ETF</titleOfClass>
         <cusip>464288612</cusip>
         <value>140077</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1219543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1153676</Sole>
             <Shared>0</Shared>
             <None>65867</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>2174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35827</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17626</Sole>
             <Shared>0</Shared>
             <None>18201</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>US TREAS BD ETF</titleOfClass>
         <cusip>46429B267</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2593</Sole>
             <Shared>0</Shared>
             <None>5648</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>23</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WORKDAY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98138H101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>24524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>354193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>335676</Sole>
             <Shared>0</Shared>
             <None>18517</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>147</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>94574</value>
         <shrsOrPrnAmt>
             <sshPrnamt>520893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>501052</Sole>
             <Shared>0</Shared>
             <None>19841</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>3027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>36090</Sole>
             <Shared>0</Shared>
             <None>2321</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>2158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43992</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>41616</Sole>
             <Shared>0</Shared>
             <None>2376</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>9522</value>
         <shrsOrPrnAmt>
             <sshPrnamt>279644</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>261350</Sole>
             <Shared>0</Shared>
             <None>18294</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>1158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16964</Sole>
             <Shared>0</Shared>
             <None>1116</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JELD-WEN HLDG INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>47580P103</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5730</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>111063</value>
         <shrsOrPrnAmt>
             <sshPrnamt>675771</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>649305</Sole>
             <Shared>0</Shared>
             <None>26466</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>KLA CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
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             <Shared>0</Shared>
             <None>45587</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>22946</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99445</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>94023</Sole>
             <Shared>0</Shared>
             <None>5422</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>142814</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1306986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1257166</Sole>
             <Shared>0</Shared>
             <None>49820</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>113668</value>
         <shrsOrPrnAmt>
             <sshPrnamt>589934</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>567449</Sole>
             <Shared>0</Shared>
             <None>22485</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>329</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1428</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>87</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROBLOX CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>771049103</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1236</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>9945</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>54797</Sole>
             <Shared>0</Shared>
             <None>4375</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>10782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>75790</Sole>
             <Shared>0</Shared>
             <None>5393</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>8367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>108400</Sole>
             <Shared>0</Shared>
             <None>5720</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>826</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>182</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>68</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>28</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>130317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>337108</Sole>
             <Shared>0</Shared>
             <None>13139</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>783</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91347P105</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>175</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>114074</value>
         <shrsOrPrnAmt>
             <sshPrnamt>538772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>518655</Sole>
             <Shared>0</Shared>
             <None>20117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>44</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1633</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1633</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>2382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5741</Sole>
             <Shared>0</Shared>
             <None>5783</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>132047</value>
         <shrsOrPrnAmt>
             <sshPrnamt>972149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>931669</Sole>
             <Shared>0</Shared>
             <None>40480</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
             <Shared>0</Shared>
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</SEC-DOCUMENT>
