<SEC-DOCUMENT>0000720672-21-000013.txt : 20211115
<SEC-HEADER>0000720672-21-000013.hdr.sgml : 20211115
<ACCEPTANCE-DATETIME>20211115105652
ACCESSION NUMBER:		0000720672-21-000013
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20210930
FILED AS OF DATE:		20211115
DATE AS OF CHANGE:		20211115
EFFECTIVENESS DATE:		20211115

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		211407383

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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      <periodOfReport>09-30-2021</periodOfReport>
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      <filingManager>
        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
        </address>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
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    <signatureBlock>
      <name>James M. Zemlyak</name>
      <title>President</title>
      <phone>314 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>11-15-2021</signatureDate>
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            <cik>0001592412</cik>
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            <name>Stifel Trust Co Delaware, N.A.</name>
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<SEQUENCE>2
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             <None>2564</None>
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         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
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         <cusip>459200101</cusip>
         <value>563</value>
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             <None>412</None>
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         <cusip>33829M101</cusip>
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         <cusip>343412102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
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         <cusip>46138E420</cusip>
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         <cusip>464287457</cusip>
         <value>142</value>
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         <cusip>422806109</cusip>
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             <None>2690</None>
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         <cusip>418056107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>419870100</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>11</value>
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         <cusip>358029106</cusip>
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         <shrsOrPrnAmt>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>8</value>
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         <value>47</value>
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             <None>645</None>
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         <cusip>469814107</cusip>
         <value>55</value>
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         <titleOfClass>COM</titleOfClass>
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             <None>108</None>
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         <value>118</value>
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             <None>1217</None>
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         <value>37</value>
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             <None>131</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>14</value>
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             <None>25</None>
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         <value>35</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>204</None>
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         <value>3</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <value>47</value>
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             <None>1791</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>15</value>
         <shrsOrPrnAmt>
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             <None>24</None>
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         <value>4</value>
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             <None>640</None>
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         <value>71</value>
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             <None>867</None>
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             <None>63</None>
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         <value>10</value>
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         <value>13</value>
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             <None>1221</None>
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         <value>45</value>
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             <None>1403</None>
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         <value>12</value>
         <shrsOrPrnAmt>
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             <None>128</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>460</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>305</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>28</value>
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             <None>169</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>4070</None>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>533</None>
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         <nameOfIssuer>INTEGRAL AD SCIENCE HLDNG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45828L108</cusip>
         <value>17</value>
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             <None>819</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>532457108</cusip>
         <value>87</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>375</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>550241103</cusip>
         <value>55</value>
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             <None>4466</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>72352L106</cusip>
         <value>2</value>
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             <None>38</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>243</None>
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         <nameOfIssuer>KEYCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>493267108</cusip>
         <value>43</value>
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             <sshPrnamt>1973</sshPrnamt>
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             <None>1973</None>
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         <nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552953101</cusip>
         <value>10</value>
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             <sshPrnamt>238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>238</None>
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         <nameOfIssuer>MACERICH CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>554382101</cusip>
         <value>22</value>
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         <value>6</value>
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             <None>576</None>
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         <value>9</value>
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             <None>453</None>
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             <None>252</None>
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             <None>4212</None>
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             <None>4176</None>
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         <value>6</value>
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         <value>17</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>617700109</cusip>
         <value>27</value>
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             <None>761</None>
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         <value>30</value>
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             <None>496</None>
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         <value>15</value>
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             <None>570</None>
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         <value>3</value>
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         <cusip>743315103</cusip>
         <value>71</value>
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             <None>779</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>8</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>167</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74736K101</cusip>
         <value>58</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>346</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>754907103</cusip>
         <value>29</value>
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             <None>824</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>674599105</cusip>
         <value>30</value>
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             <None>1000</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>681116109</cusip>
         <value>27</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>448</None>
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             <None>1850</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>22</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>80</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
         <value>197</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>817</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>51</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>133</None>
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         <titleOfClass>CL A</titleOfClass>
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         <value>52</value>
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             <None>109</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>18</value>
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             <None>197</None>
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         <nameOfIssuer>MURPHY OIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>626717102</cusip>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>857</None>
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         <nameOfIssuer>NATIONAL FUEL GAS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>636180101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>383</None>
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         <nameOfIssuer>NATIONAL HEALTH INVS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>LUMENTUM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55024U109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
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             <None>75</None>
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         <nameOfIssuer>MKS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55306N104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
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             <Shared>0</Shared>
             <None>20</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
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             <None>62</None>
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         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>296</None>
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         <nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>573284106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
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             <None>18</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84612U107</cusip>
         <value>24</value>
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             <None>1689</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
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             <None>51</None>
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         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>266</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>266</None>
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         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>175</None>
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         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>92</None>
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         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>149</None>
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         <nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874060205</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>746</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>746</None>
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         <nameOfIssuer>MEDICAL PPTYS TRUST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58463J304</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>996</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>996</None>
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         <nameOfIssuer>MID-AMER APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59522J103</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>75</None>
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         <nameOfIssuer>MOELIS &amp; CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>60786M105</cusip>
         <value>3</value>
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             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>45</None>
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         <nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695156109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>42</None>
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         <nameOfIssuer>PENN NATL GAMING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>707569109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
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             <None>21</None>
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         <nameOfIssuer>MURPHY USA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>626755102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
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             <None>8</None>
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         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>62878D100</cusip>
         <value>21</value>
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             <None>1688</None>
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         <titleOfClass>COM STK</titleOfClass>
         <cusip>806857108</cusip>
         <value>18</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>598</None>
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         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>12</value>
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             <None>306</None>
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         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
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         <cusip>810186106</cusip>
         <value>5</value>
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             <sshPrnamt>34</sshPrnamt>
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             <None>34</None>
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         <cusip>81141R100</cusip>
         <value>111</value>
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         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>269</None>
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         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
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             <None>20</None>
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         <nameOfIssuer>NEOGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>640491106</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
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             <None>953</None>
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         <nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>649445103</cusip>
         <value>20</value>
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             <None>1557</None>
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         <nameOfIssuer>NISOURCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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             <None>149</None>
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         <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>36</value>
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             <None>150</None>
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         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>5</value>
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         <cusip>780259206</cusip>
         <value>44</value>
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             <None>976</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>231</value>
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             <sshPrnamt>297</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>297</None>
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         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>10</value>
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             <sshPrnamt>148</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>148</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>177</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>177</None>
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         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>203</None>
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         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>54</value>
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             <sshPrnamt>416</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>416</None>
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         <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>6</value>
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             <None>1000</None>
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         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>29</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>239</value>
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         <nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98980L101</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>421</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>421</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALLEGION PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0176J109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>83</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>238</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HORIZON THERAPEUTICS PUB L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>84</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G7997R103</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>272</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>272</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALCON AG</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>181</None>
         </votingAuthority>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1089</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1089</None>
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         <nameOfIssuer>FIVERR INTL LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>M4R82T106</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>161</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ELASTIC N V</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>N14506104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>37</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>122</None>
         </votingAuthority>
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         <nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969904101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>9</None>
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         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>124</None>
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         <nameOfIssuer>STEVANATO GROUP S P A</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>T9224W109</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1559</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1559</None>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>120</None>
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         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>234</None>
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     <infoTable>
         <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G4863A108</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>266</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>266</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>159</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8994E103</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>172</None>
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     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>194</None>
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     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>142</None>
         </votingAuthority>
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         <nameOfIssuer>VISHAY INTERTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928298108</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>547</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>107</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WORKIVA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>98139A105</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>575</None>
         </votingAuthority>
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         <nameOfIssuer>XILINX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>108</None>
         </votingAuthority>
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         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>103</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>261</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>261</None>
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         <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G16962105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>41</None>
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         <nameOfIssuer>DIVERSEY HLDGS LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G28923103</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>2071</None>
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         <nameOfIssuer>CC NEUBERGER PRIN HLDGS II</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G3166T103</cusip>
         <value>393</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>40000</None>
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     <infoTable>
         <nameOfIssuer>FERGUSON PLC NEW</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3421J106</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>144</None>
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         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>92</None>
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         <nameOfIssuer>ORTHO CLINICAL DIAGNOSTICS H</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6829J107</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2501</None>
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         <nameOfIssuer>TREBIA ACQUISITION CORP</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G9027T109</cusip>
         <value>297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>30000</None>
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     <infoTable>
         <nameOfIssuer>COGNYTE SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>M25133105</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2310</None>
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         <nameOfIssuer>ICL GROUP LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M53213100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2100</None>
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     <infoTable>
         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>24867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>745405</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>730921</Sole>
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             <None>14484</None>
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     <infoTable>
         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>2218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>130502</Sole>
             <Shared>0</Shared>
             <None>10150</None>
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     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>FINTECH INNOVA</titleOfClass>
         <cusip>00214Q708</cusip>
         <value>3520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>68931</Sole>
             <Shared>0</Shared>
             <None>2380</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN GLOBAL PREMIER PPTY</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>00302L108</cusip>
         <value>508</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>83873</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN STD SILVER ETF TR</nameOfIssuer>
         <titleOfClass>PHYSCL SILVR SHS</titleOfClass>
         <cusip>003264108</cusip>
         <value>916</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>42362</Sole>
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         <cusip>01973R101</cusip>
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         <nameOfIssuer>FMC CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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     <infoTable>
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         <cusip>33734X176</cusip>
         <value>10669</value>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
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         <value>18367</value>
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         <value>7891</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <cusip>33738D309</cusip>
         <value>19683</value>
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             <sshPrnamt>411349</sshPrnamt>
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         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>48784</value>
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         <cusip>33939L787</cusip>
         <value>696</value>
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             <None>126</None>
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         <cusip>33939L837</cusip>
         <value>406</value>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
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         <cusip>33939L886</cusip>
         <value>3023</value>
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             <sshPrnamt>39694</sshPrnamt>
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         <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</nameOfIssuer>
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         <cusip>344419106</cusip>
         <value>392</value>
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             <sshPrnamt>4518</sshPrnamt>
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         <cusip>353514102</cusip>
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         <cusip>361570104</cusip>
         <value>428</value>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>37950E408</cusip>
         <value>374</value>
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             <sshPrnamt>13352</sshPrnamt>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
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         <value>252</value>
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             <sshPrnamt>8251</sshPrnamt>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>39868T105</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>393</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63009R109</cusip>
         <value>211</value>
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             <None>92</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63633D104</cusip>
         <value>605</value>
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             <None>398</None>
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         <value>423</value>
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         <cusip>647581107</cusip>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>652526203</cusip>
         <value>1547</value>
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         <cusip>65336K103</cusip>
         <value>5961</value>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>169168</value>
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         <cusip>654902204</cusip>
         <value>1363</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655664100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>66765N105</cusip>
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         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
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         <cusip>67067Y104</cusip>
         <value>1043</value>
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         <nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</nameOfIssuer>
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         <cusip>67073B106</cusip>
         <value>1508</value>
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         <cusip>67073D102</cusip>
         <value>1903</value>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>664</value>
         <shrsOrPrnAmt>
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             <None>3185</None>
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         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>1385</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>67090H102</cusip>
         <value>211</value>
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         <cusip>69344A107</cusip>
         <value>23461</value>
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         <cusip>69374H857</cusip>
         <value>1734</value>
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         <value>2693</value>
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     <infoTable>
         <nameOfIssuer>DXC TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23355L106</cusip>
         <value>1061</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31583</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30766</Sole>
             <Shared>0</Shared>
             <None>817</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DANA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>235825205</cusip>
         <value>965</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43407</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>42296</Sole>
             <Shared>0</Shared>
             <None>1111</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</nameOfIssuer>
         <titleOfClass>SELCT INTL ETF</titleOfClass>
         <cusip>23908L405</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16070</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15260</Sole>
             <Shared>0</Shared>
             <None>810</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DAVITA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23918K108</cusip>
         <value>1034</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8770</Sole>
             <Shared>0</Shared>
             <None>125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>244199105</cusip>
         <value>57441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171414</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>162101</Sole>
             <Shared>0</Shared>
             <None>9313</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>30448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>203285</Sole>
             <Shared>0</Shared>
             <None>4749</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>14873</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>181368</Sole>
             <Shared>0</Shared>
             <None>6630</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>54315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>426654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>413385</Sole>
             <Shared>0</Shared>
             <None>13269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>42200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>431314</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>415356</Sole>
             <Shared>0</Shared>
             <None>15958</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45294</Sole>
             <Shared>0</Shared>
             <None>9358</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DERMTECH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>24984K105</cusip>
         <value>385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11985</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25278X109</cusip>
         <value>11904</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>124946</Sole>
             <Shared>0</Shared>
             <None>794</None>
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     <infoTable>
         <nameOfIssuer>DIGI INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>253798102</cusip>
         <value>266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12635</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>253868103</cusip>
         <value>79359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>549379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>531043</Sole>
             <Shared>0</Shared>
             <None>18336</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIGITALOCEAN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25402D102</cusip>
         <value>2682</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>34486</Sole>
             <Shared>0</Shared>
             <None>60</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US SMALL CAP ETF</titleOfClass>
         <cusip>25434V500</cusip>
         <value>377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6557</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US TARGETED VLU</titleOfClass>
         <cusip>25434V609</cusip>
         <value>706</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15909</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15909</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US CORE EQUITY 2</titleOfClass>
         <cusip>25434V708</cusip>
         <value>1351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50857</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>50857</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIODES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254543101</cusip>
         <value>783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8308</Sole>
             <Shared>0</Shared>
             <None>335</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DISCOVERY INC</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>25470F302</cusip>
         <value>834</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>31373</Sole>
             <Shared>0</Shared>
             <None>3006</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>37862</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>173416</Sole>
             <Shared>0</Shared>
             <None>7781</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHSTATE CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>840441109</cusip>
         <value>603</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8069</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7679</Sole>
             <Shared>0</Shared>
             <None>390</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>848574109</cusip>
         <value>4412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99834</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>96743</Sole>
             <Shared>0</Shared>
             <None>3091</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>84860W300</cusip>
         <value>1917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33262</Sole>
             <Shared>0</Shared>
             <None>8376</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>6207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>61491</Sole>
             <Shared>0</Shared>
             <None>44651</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STITCH FIX INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>860897107</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4716</Sole>
             <Shared>0</Shared>
             <None>25</None>
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     <infoTable>
         <nameOfIssuer>STRATEGY SHS</nameOfIssuer>
         <titleOfClass>DAY HAGAN NED</titleOfClass>
         <cusip>86280R803</cusip>
         <value>700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20607</Sole>
             <Shared>0</Shared>
             <None>263</None>
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     <infoTable>
         <nameOfIssuer>SUNNOVA ENERGY INTL INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86745K104</cusip>
         <value>405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12300</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867892101</cusip>
         <value>708</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59324</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58940</Sole>
             <Shared>0</Shared>
             <None>384</None>
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     <infoTable>
         <nameOfIssuer>SYNOVUS FINL CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>87161C501</cusip>
         <value>9428</value>
         <shrsOrPrnAmt>
             <sshPrnamt>214802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>205472</Sole>
             <Shared>0</Shared>
             <None>9330</None>
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     <infoTable>
         <nameOfIssuer>SYNEOS HEALTH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>87166B102</cusip>
         <value>2255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25691</Sole>
             <Shared>0</Shared>
             <None>81</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TALOS ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87484T108</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TANDEM DIABETES CARE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>875372203</cusip>
         <value>2041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17094</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7162</Sole>
             <Shared>0</Shared>
             <None>9932</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
         <value>1632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44097</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41564</Sole>
             <Shared>0</Shared>
             <None>2533</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>TEKLA LIFE SCIENCES INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>87911K100</cusip>
         <value>1501</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>67499</Sole>
             <Shared>0</Shared>
             <None>4650</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELEFONICA BRASIL SA</nameOfIssuer>
         <titleOfClass>NEW ADR</titleOfClass>
         <cusip>87936R205</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>35729</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEMPLETON EMERGING MKTS FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880191101</cusip>
         <value>2912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171568</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>161667</Sole>
             <Shared>0</Shared>
             <None>9901</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>9759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100180</sshPrnamt>
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         <nameOfIssuer>FIRST HORIZON CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>30646</value>
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             <sshPrnamt>1881260</sshPrnamt>
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             <Sole>1796011</Sole>
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         <nameOfIssuer>FIRST LONG IS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320734106</cusip>
         <value>702</value>
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             <sshPrnamt>34063</sshPrnamt>
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             <Sole>33858</Sole>
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             <None>205</None>
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         <nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>16969</value>
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             <sshPrnamt>517993</sshPrnamt>
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             <Sole>502903</Sole>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>7639</value>
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             <sshPrnamt>89710</sshPrnamt>
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             <Sole>89221</Sole>
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         <nameOfIssuer>FIRST TR MULTI CP VAL ALPHA</nameOfIssuer>
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         <cusip>33733C108</cusip>
         <value>739</value>
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             <sshPrnamt>10550</sshPrnamt>
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         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>4245</value>
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             <sshPrnamt>65889</sshPrnamt>
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             <Sole>60742</Sole>
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         <nameOfIssuer>FIRST TR FTSE EPRA / NAREIT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>691</value>
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             <sshPrnamt>13777</sshPrnamt>
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             <Sole>13613</Sole>
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     <infoTable>
         <nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>101137107</cusip>
         <value>17975</value>
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             <sshPrnamt>414273</sshPrnamt>
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         <otherManager>1</otherManager>
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             <Sole>333919</Sole>
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             <None>80354</None>
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         <nameOfIssuer>BRIDGE INVT GROUP HLDGS INC</nameOfIssuer>
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         <value>706</value>
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             <sshPrnamt>39969</sshPrnamt>
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             <Sole>39969</Sole>
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             <None>0</None>
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         <nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>109194100</cusip>
         <value>15274</value>
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             <sshPrnamt>109553</sshPrnamt>
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         <otherManager>1</otherManager>
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             <Sole>107908</Sole>
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             <None>1645</None>
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         <nameOfIssuer>BRINKER INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>109641100</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2857</sshPrnamt>
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             <Sole>2707</Sole>
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         <nameOfIssuer>CME GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12572Q105</cusip>
         <value>23517</value>
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             <sshPrnamt>121609</sshPrnamt>
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             <Sole>118542</Sole>
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         <nameOfIssuer>CNB FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126128107</cusip>
         <value>4825</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198239</sshPrnamt>
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         <votingAuthority>
             <Sole>143639</Sole>
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             <None>54600</None>
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         <nameOfIssuer>DENALI THERAPEUTICS INC</nameOfIssuer>
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         <cusip>24823R105</cusip>
         <value>715</value>
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             <sshPrnamt>14167</sshPrnamt>
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             <None>195</None>
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         <nameOfIssuer>DENTSPLY SIRONA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>24906P109</cusip>
         <value>2046</value>
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             <sshPrnamt>35248</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>35100</Sole>
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             <None>148</None>
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         <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25179M103</cusip>
         <value>18873</value>
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             <sshPrnamt>531487</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>519000</Sole>
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             <None>12487</None>
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         <nameOfIssuer>DIAMONDROCK HOSPITALITY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>252784301</cusip>
         <value>1290</value>
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             <sshPrnamt>136488</sshPrnamt>
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             <None>124190</None>
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         <cusip>25434V807</cusip>
         <value>150</value>
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             <sshPrnamt>4573</sshPrnamt>
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             <Sole>4573</Sole>
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             <None>0</None>
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         <cusip>25434V880</cusip>
         <value>227</value>
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             <sshPrnamt>8789</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>EVO PMTS INC</nameOfIssuer>
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         <cusip>26927E104</cusip>
         <value>358</value>
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             <sshPrnamt>15130</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>8391</value>
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             <sshPrnamt>83298</sshPrnamt>
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         <nameOfIssuer>EATON VANCE MUNI INCOME TRUS</nameOfIssuer>
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         <cusip>27826U108</cusip>
         <value>292</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>27828G107</cusip>
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             <None>30980</None>
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         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>29082A107</cusip>
         <value>2019</value>
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         <cusip>29089Q105</cusip>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
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             <sshPrnamt>94364</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>91238</Sole>
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             <None>3126</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ ARTFCIAL</titleOfClass>
         <cusip>33738R720</cusip>
         <value>1892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35246</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1135</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ SEMCNDTR</titleOfClass>
         <cusip>33738R811</cusip>
         <value>1071</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15788</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739B104</cusip>
         <value>145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20111</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20111</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CSX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126408103</cusip>
         <value>24497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>823710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>802185</Sole>
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             <None>21525</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CABOT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>127055101</cusip>
         <value>630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12568</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>12181</Sole>
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             <None>387</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CALLAWAY GOLF CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>131193104</cusip>
         <value>4289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>155247</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CALUMET SPECIALTY PRODS PART</nameOfIssuer>
         <titleOfClass>UT LTD PARTNER</titleOfClass>
         <cusip>131476103</cusip>
         <value>130</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6451</Sole>
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             <None>10000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CAMPBELL SOUP CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>134429109</cusip>
         <value>425</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10173</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10173</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CAMPING WORLD HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>13462K109</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>7345</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CAN FITE BIOFARMA LTD</nameOfIssuer>
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         <cusip>13471N201</cusip>
         <value>20</value>
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             <sshPrnamt>12000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>12000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>13645T100</cusip>
         <value>26268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>403687</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>395335</Sole>
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             <None>8352</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CANO HEALTH INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>13781Y103</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13574</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>12000</None>
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     <infoTable>
         <nameOfIssuer>CANOPY GROWTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>138035100</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>9175</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>14040H105</cusip>
         <value>20867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>116316</Sole>
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             <None>12513</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CARA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>140755109</cusip>
         <value>1355</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87722</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>81875</Sole>
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             <None>5847</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CARPENTER TECHNOLOGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>144285103</cusip>
         <value>558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17033</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16653</Sole>
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             <None>380</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>14448C104</cusip>
         <value>20772</value>
         <shrsOrPrnAmt>
             <sshPrnamt>401304</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>384718</Sole>
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             <None>16586</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>149123101</cusip>
         <value>66581</value>
         <shrsOrPrnAmt>
             <sshPrnamt>346812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>330346</Sole>
             <Shared>0</Shared>
             <None>16466</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CEDAR FAIR L P</nameOfIssuer>
         <titleOfClass>DEPOSITRY UNIT</titleOfClass>
         <cusip>150185106</cusip>
         <value>755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16287</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CEMEX SAB DE CV</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>151290889</cusip>
         <value>1661</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>226140</Sole>
             <Shared>0</Shared>
             <None>5486</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>15135B101</cusip>
         <value>11342</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182018</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>180268</Sole>
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             <None>1750</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CERUS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>157085101</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115704</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>105955</Sole>
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             <None>9749</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHEFS WHSE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>163086101</cusip>
         <value>1365</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41907</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41291</Sole>
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             <None>616</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHENIERE ENERGY PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT</titleOfClass>
         <cusip>16411Q101</cusip>
         <value>617</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>15178</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>3453</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>125719</Sole>
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             <None>2515</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDXX NEXTG ETF</titleOfClass>
         <cusip>33737K205</cusip>
         <value>11870</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>155268</Sole>
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             <None>228</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>2539</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35304</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33482</Sole>
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             <None>1822</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME LONG /</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36887</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>36462</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>36676</value>
         <shrsOrPrnAmt>
             <sshPrnamt>772570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>731510</Sole>
             <Shared>0</Shared>
             <None>41060</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>S&amp;P INTL DIVID</titleOfClass>
         <cusip>33738R688</cusip>
         <value>979</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55856</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>53642</Sole>
             <Shared>0</Shared>
             <None>2214</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>RBA INDL ETF</titleOfClass>
         <cusip>33738R704</cusip>
         <value>2810</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>67215</Sole>
             <Shared>0</Shared>
             <None>1313</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ TRANSN</titleOfClass>
         <cusip>33738R795</cusip>
         <value>4038</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>119919</Sole>
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             <None>11102</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ OIL GAS</titleOfClass>
         <cusip>33738R845</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13939</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>38963</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1896897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1863848</Sole>
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             <None>33049</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>36214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1502019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>1439493</Sole>
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             <None>62526</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>22957</value>
         <shrsOrPrnAmt>
             <sshPrnamt>428681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>413944</Sole>
             <Shared>0</Shared>
             <None>14737</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DORSY WR MOMNT</titleOfClass>
         <cusip>33741L108</cusip>
         <value>204</value>
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         <cusip>355145103</cusip>
         <value>2421</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>369550108</cusip>
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         <nameOfIssuer>FS KKR CAP CORP</nameOfIssuer>
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         <nameOfIssuer>FALCON MINERALS CORP</nameOfIssuer>
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         <nameOfIssuer>FARMERS NATIONAL BANC CORP</nameOfIssuer>
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         <nameOfIssuer>COMMERCIAL METALS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>219350105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>22041X102</cusip>
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         <value>864</value>
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         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>32106V107</cusip>
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     <infoTable>
         <nameOfIssuer>FIRST TR DOW JONES SELECT MI</nameOfIssuer>
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         <cusip>33718M105</cusip>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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         <cusip>33733F101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>3524</Sole>
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     <infoTable>
         <nameOfIssuer>FIRST TR SR FLTG RATE INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
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         <otherManager>1</otherManager>
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             <None>10429</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>1967</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>23977</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>35030</None>
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     <infoTable>
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         <cusip>33737J190</cusip>
         <value>417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7594</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>169</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EX US SML CP</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>6682</Sole>
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     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>20282</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>BUYWRIT INCM ETF</titleOfClass>
         <cusip>33738R308</cusip>
         <value>441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>19748</Sole>
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             <None>832</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R878</cusip>
         <value>387</value>
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         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
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         <nameOfIssuer>INFINERA CORP</nameOfIssuer>
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         <nameOfIssuer>INGREDION INC</nameOfIssuer>
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         <nameOfIssuer>INSPIRE MED SYS INC</nameOfIssuer>
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         <nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
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         <nameOfIssuer>INTUIT</nameOfIssuer>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V332</cusip>
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         <cusip>46137V589</cusip>
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         <nameOfIssuer>ING GROEP N.V.</nameOfIssuer>
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         <cusip>456837103</cusip>
         <value>7919</value>
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         <nameOfIssuer>INNODATA INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>INSTRUCTURE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>749</value>
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         <nameOfIssuer>INSTALLED BLDG PRODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45780R101</cusip>
         <value>494</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>458334109</cusip>
         <value>1301</value>
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             <None>893</None>
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     <infoTable>
         <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45866F104</cusip>
         <value>74588</value>
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         <nameOfIssuer>INTERNATIONAL BANCSHARES COR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <Sole>49243</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTL INTRNT</titleOfClass>
         <cusip>33734X770</cusip>
         <value>429</value>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <value>655</value>
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     <infoTable>
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             <None>84</None>
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     <infoTable>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
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             <Sole>17389</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY MERRIMACK STR TR</nameOfIssuer>
         <titleOfClass>TOTAL BD ETF</titleOfClass>
         <cusip>316188309</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4484</Sole>
             <Shared>0</Shared>
             <None>142</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319829107</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12157</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319835104</cusip>
         <value>667</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33677</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33677</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>1ST CONSTITUTION BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31986N102</cusip>
         <value>363</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15336</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>1958</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>71965</Sole>
             <Shared>0</Shared>
             <None>11681</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>1680</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16046</Sole>
             <Shared>0</Shared>
             <None>1555</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR INTER DURATN PFD &amp;</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33718W103</cusip>
         <value>1758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>63970</Sole>
             <Shared>0</Shared>
             <None>6300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>53477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>226684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>203180</Sole>
             <Shared>0</Shared>
             <None>23504</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NAT GAS ETF</titleOfClass>
         <cusip>33733E807</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17208</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>104370</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2662509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2613413</Sole>
             <Shared>0</Shared>
             <None>49096</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LYFT INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>55087P104</cusip>
         <value>5116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>89405</Sole>
             <Shared>0</Shared>
             <None>6056</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55261F104</cusip>
         <value>14215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>93234</Sole>
             <Shared>0</Shared>
             <None>1953</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MPLX LP</nameOfIssuer>
         <titleOfClass>COM UNIT REP LTD</titleOfClass>
         <cusip>55336V100</cusip>
         <value>4652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>151739</Sole>
             <Shared>0</Shared>
             <None>11659</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MSCI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55354G100</cusip>
         <value>40058</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65848</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>64594</Sole>
             <Shared>0</Shared>
             <None>1254</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MACROGENICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>556099109</cusip>
         <value>813</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>31313</Sole>
             <Shared>0</Shared>
             <None>7528</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MACYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55616P104</cusip>
         <value>1805</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>77571</Sole>
             <Shared>0</Shared>
             <None>2309</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JABIL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>466313103</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2719</Sole>
             <Shared>0</Shared>
             <None>700</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</nameOfIssuer>
         <titleOfClass>BETABUILDERS DEV</titleOfClass>
         <cusip>46641Q233</cusip>
         <value>392</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7231</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JANUS DETROIT STR TR</nameOfIssuer>
         <titleOfClass>HENDRSN SHRT ETF</titleOfClass>
         <cusip>47103U886</cusip>
         <value>17033</value>
         <shrsOrPrnAmt>
             <sshPrnamt>339431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>337068</Sole>
             <Shared>0</Shared>
             <None>2363</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JINKOSOLAR HLDG CO LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>47759T100</cusip>
         <value>230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5017</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5017</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JOHN HANCOCK EXCHANGE TRADED</nameOfIssuer>
         <titleOfClass>MULTIFACTOR MI</titleOfClass>
         <cusip>47804J206</cusip>
         <value>3464</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67068</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>66984</Sole>
             <Shared>0</Shared>
             <None>84</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>48251W104</cusip>
         <value>16823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>276330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>266525</Sole>
             <Shared>0</Shared>
             <None>9805</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>KT CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>48268K101</cusip>
         <value>1722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>121507</Sole>
             <Shared>0</Shared>
             <None>4935</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49338L103</cusip>
         <value>19596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119274</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>116029</Sole>
             <Shared>0</Shared>
             <None>3245</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>KIMBALL ELECTRONICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49428J109</cusip>
         <value>2474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54561</Sole>
             <Shared>0</Shared>
             <None>41444</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>23766</value>
         <shrsOrPrnAmt>
             <sshPrnamt>402054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>385988</Sole>
             <Shared>0</Shared>
             <None>16066</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>9003</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>147688</Sole>
             <Shared>0</Shared>
             <None>9314</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>2576</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>44631</Sole>
             <Shared>0</Shared>
             <None>1392</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>3206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35020</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33541</Sole>
             <Shared>0</Shared>
             <None>1479</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>5300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45894</Sole>
             <Shared>0</Shared>
             <None>1817</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR STOXX EUROPEAN SELE</nameOfIssuer>
         <titleOfClass>COMMON SHS</titleOfClass>
         <cusip>33735T109</cusip>
         <value>323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>23265</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ CLN EDGE</titleOfClass>
         <cusip>33737A108</cusip>
         <value>3978</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42909</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>42757</Sole>
             <Shared>0</Shared>
             <None>152</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>6367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>103805</Sole>
             <Shared>0</Shared>
             <None>650</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>25481</value>
         <shrsOrPrnAmt>
             <sshPrnamt>528760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>525051</Sole>
             <Shared>0</Shared>
             <None>3709</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>682</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41570</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33270</Sole>
             <Shared>0</Shared>
             <None>8300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ BK ETF</titleOfClass>
         <cusip>33738R860</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13759</Sole>
             <Shared>0</Shared>
             <None>347</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>MANAGD MUN ETF</titleOfClass>
         <cusip>33739N108</cusip>
         <value>7981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>138568</Sole>
             <Shared>0</Shared>
             <None>1989</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>513</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10179</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>EME MRK BD ETF</titleOfClass>
         <cusip>33739P202</cusip>
         <value>890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>27047</Sole>
             <Shared>0</Shared>
             <None>261</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>CALIF MUN INCM</titleOfClass>
         <cusip>33739P863</cusip>
         <value>1628</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29364</Sole>
             <Shared>0</Shared>
             <None>496</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>29207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>487234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>477672</Sole>
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             <None>9562</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE S&amp;P US GWT</titleOfClass>
         <cusip>464287671</cusip>
         <value>10362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>59397</Sole>
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             <None>41778</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>US CONSM STAPLES</titleOfClass>
         <cusip>464287812</cusip>
         <value>279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <Sole>1132</Sole>
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             <None>419</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RESIDENTIAL MULT</titleOfClass>
         <cusip>464288562</cusip>
         <value>903</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10547</sshPrnamt>
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             <Sole>10422</Sole>
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             <None>125</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>INTRM GOV CR ETF</titleOfClass>
         <cusip>464288612</cusip>
         <value>153758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1335514</sshPrnamt>
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         <votingAuthority>
             <Sole>1282343</Sole>
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             <None>53171</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>US HOME CONS ETF</titleOfClass>
         <cusip>464288752</cusip>
         <value>6233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94176</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>77765</Sole>
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             <None>16411</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>US AER DEF ETF</titleOfClass>
         <cusip>464288760</cusip>
         <value>3368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32306</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>27668</Sole>
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             <None>4638</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>AGGRES ALLOC ETF</titleOfClass>
         <cusip>464289859</cusip>
         <value>1267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18146</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2775</None>
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     <infoTable>
         <nameOfIssuer>ISHARES SILVER TR</nameOfIssuer>
         <titleOfClass>ISHARES</titleOfClass>
         <cusip>46428Q109</cusip>
         <value>18877</value>
         <shrsOrPrnAmt>
             <sshPrnamt>919954</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>813691</Sole>
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             <None>106263</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>US TREAS BD ETF</titleOfClass>
         <cusip>46429B267</cusip>
         <value>23766</value>
         <shrsOrPrnAmt>
             <sshPrnamt>895803</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>826871</Sole>
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             <None>68932</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI UK SM ETF</titleOfClass>
         <cusip>46429B416</cusip>
         <value>1577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33817</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>32955</Sole>
             <Shared>0</Shared>
             <None>862</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE HIGH DV ETF</titleOfClass>
         <cusip>46429B663</cusip>
         <value>6548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58105</Sole>
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             <None>11364</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI USA MIN VOL</titleOfClass>
         <cusip>46429B697</cusip>
         <value>26369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>358767</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>332934</Sole>
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             <None>25833</None>
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     <infoTable>
         <nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
         <titleOfClass>INT RT HDG C B</titleOfClass>
         <cusip>46431W705</cusip>
         <value>2031</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21144</Sole>
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             <None>54</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI USA VALUE</titleOfClass>
         <cusip>46432F388</cusip>
         <value>17929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>178035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>133558</Sole>
             <Shared>0</Shared>
             <None>44477</None>
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     <infoTable>
         <nameOfIssuer>ISHARES INC</nameOfIssuer>
         <titleOfClass>MSCI SINGPOR ETF</titleOfClass>
         <cusip>46434G780</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1637</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1637</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI USA MULTIFT</titleOfClass>
         <cusip>46434V282</cusip>
         <value>861</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20428</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>BLACKROCK ULTRA</titleOfClass>
         <cusip>46434V878</cusip>
         <value>2952</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>36484</Sole>
             <Shared>0</Shared>
             <None>21974</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC23 ETF</titleOfClass>
         <cusip>46434VAX8</cusip>
         <value>6593</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>244700</Sole>
             <Shared>0</Shared>
             <None>8890</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC24 ETF</titleOfClass>
         <cusip>46434VBG4</cusip>
         <value>26905</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1023390</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>989929</Sole>
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             <None>33461</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>7193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>291724</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>282736</Sole>
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             <None>8988</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>5724</value>
         <shrsOrPrnAmt>
             <sshPrnamt>266964</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>266964</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW UNCONSTRAI</titleOfClass>
         <cusip>33740F888</cusip>
         <value>10464</value>
         <shrsOrPrnAmt>
             <sshPrnamt>393681</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>390103</Sole>
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             <None>3578</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SMID RISNG ETF</titleOfClass>
         <cusip>33741X102</cusip>
         <value>9965</value>
         <shrsOrPrnAmt>
             <sshPrnamt>352500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>352284</Sole>
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             <None>216</None>
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     <infoTable>
         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
         <titleOfClass>MORNSTAR UPSTR</titleOfClass>
         <cusip>33939L407</cusip>
         <value>649</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17725</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>16810</Sole>
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             <None>915</None>
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     <infoTable>
         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>8600</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29447</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>28860</Sole>
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             <None>587</None>
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     <infoTable>
         <nameOfIssuer>FOX CORP</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>2833</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>69637</Sole>
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             <None>1004</None>
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     <infoTable>
         <nameOfIssuer>FRANKLIN ETF TR</nameOfIssuer>
         <titleOfClass>LIBERTY SHRT ETF</titleOfClass>
         <cusip>353506108</cusip>
         <value>4514</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47649</sshPrnamt>
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             <Sole>47649</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE BRAZIL</titleOfClass>
         <cusip>35473P835</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16949</sshPrnamt>
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             <Sole>16949</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>20514</value>
         <shrsOrPrnAmt>
             <sshPrnamt>630607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>49758</None>
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     <infoTable>
         <nameOfIssuer>MATCH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57667L107</cusip>
         <value>27695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176408</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>170517</Sole>
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             <None>5891</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MAVERIX METALS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>57776F405</cusip>
         <value>948</value>
         <shrsOrPrnAmt>
             <sshPrnamt>212164</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>209238</Sole>
             <Shared>0</Shared>
             <None>2926</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
         <value>4271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20983</Sole>
             <Shared>0</Shared>
             <None>436</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDALLIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>584021109</cusip>
         <value>794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>23039</Sole>
             <Shared>0</Shared>
             <None>400</None>
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     </infoTable>
     <infoTable>
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         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>38241</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>742</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>70050</Sole>
             <Shared>0</Shared>
             <None>5626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYNMC OVERWRT</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>4617</value>
         <shrsOrPrnAmt>
             <sshPrnamt>275619</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>267329</Sole>
             <Shared>0</Shared>
             <None>8290</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CORPORATE INCM NOVEME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>2089</value>
         <shrsOrPrnAmt>
             <sshPrnamt>222658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>197658</Sole>
             <Shared>0</Shared>
             <None>25000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CORE PLUS IMPACT FUND</nameOfIssuer>
         <titleOfClass>COM BEN INT</titleOfClass>
         <cusip>67080D103</cusip>
         <value>2595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>124350</Sole>
             <Shared>0</Shared>
             <None>8400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
         <titleOfClass>NUVEEN ESG SMLCP</titleOfClass>
         <cusip>67092P607</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4444</Sole>
             <Shared>0</Shared>
             <None>695</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN OHIO QLTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670980101</cusip>
         <value>1220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>76995</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>O-I GLASS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67098H104</cusip>
         <value>1381</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96764</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3174</Sole>
             <Shared>0</Shared>
             <None>93590</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OFS CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103B100</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13730</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OSI ETF TR</nameOfIssuer>
         <titleOfClass>OSHARES US QUALT</titleOfClass>
         <cusip>67110P407</cusip>
         <value>4357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>90791</Sole>
             <Shared>0</Shared>
             <None>13878</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
         <titleOfClass>*W EXP 08/03/202</titleOfClass>
         <cusip>674599162</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50360</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45229</Sole>
             <Shared>0</Shared>
             <None>5131</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCEAN BIO CHEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>674631106</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22250</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCEANEERING INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>675232102</cusip>
         <value>341</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>24175</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OFFICE PPTYS INCOME TR</nameOfIssuer>
         <titleOfClass>COM SHS BEN INT</titleOfClass>
         <cusip>67623C109</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12292</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OKTA INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>679295105</cusip>
         <value>5102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20152</Sole>
             <Shared>0</Shared>
             <None>1344</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OPENDOOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>683712103</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25393</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25253</Sole>
             <Shared>0</Shared>
             <None>140</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OUTSET MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>690145107</cusip>
         <value>559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>9637</Sole>
             <Shared>0</Shared>
             <None>1675</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OWENS &amp; MINOR INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>690732102</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10953</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10953</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHX MINERALS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>69291A100</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGENCY CTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758849103</cusip>
         <value>2971</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44127</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>43398</Sole>
             <Shared>0</Shared>
             <None>729</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENEWABLE ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>75972A301</cusip>
         <value>673</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13398</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761152107</cusip>
         <value>13323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>48992</Sole>
             <Shared>0</Shared>
             <None>1558</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESONANT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76118L102</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>63117</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RETAIL OPPORTUNITY INVTS COR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76131N101</cusip>
         <value>1751</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100541</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>91161</Sole>
             <Shared>0</Shared>
             <None>9380</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REVOLVE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76156B107</cusip>
         <value>2285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36992</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33179</Sole>
             <Shared>0</Shared>
             <None>3813</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76680R206</cusip>
         <value>3041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13285</Sole>
             <Shared>0</Shared>
             <None>696</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>7809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>125066</Sole>
             <Shared>0</Shared>
             <None>1572</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RIVERNORTH DOUBLELINE STRATE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76882G107</cusip>
         <value>551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37835</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>37620</Sole>
             <Shared>0</Shared>
             <None>215</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROKU INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>77543R102</cusip>
         <value>24255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77407</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>66473</Sole>
             <Shared>0</Shared>
             <None>10934</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ENERGY &amp; TACTICAL CR O</nameOfIssuer>
         <titleOfClass>COM SHS BEN INT</titleOfClass>
         <cusip>69346N107</cusip>
         <value>1946</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>158204</Sole>
             <Shared>0</Shared>
             <None>1150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>25066</value>
         <shrsOrPrnAmt>
             <sshPrnamt>175273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>171413</Sole>
             <Shared>0</Shared>
             <None>3860</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>14958</value>
         <shrsOrPrnAmt>
             <sshPrnamt>536498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>508320</Sole>
             <Shared>0</Shared>
             <None>28178</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PTC THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69366J200</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5687</Sole>
             <Shared>0</Shared>
             <None>87</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDPILOT US BD</titleOfClass>
         <cusip>69374H642</cusip>
         <value>21363</value>
         <shrsOrPrnAmt>
             <sshPrnamt>787731</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>777721</Sole>
             <Shared>0</Shared>
             <None>10010</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>TRENDPILOT FD</titleOfClass>
         <cusip>69374H675</cusip>
         <value>1002</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33228</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>CFRA STVAL EQL</titleOfClass>
         <cusip>69374H691</cusip>
         <value>4798</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>127653</Sole>
             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>BNCHMRK INFRA</titleOfClass>
         <cusip>69374H741</cusip>
         <value>3696</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>87456</Sole>
             <Shared>0</Shared>
             <None>7503</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIRA BIOSCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695127100</cusip>
         <value>1569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>26168</Sole>
             <Shared>0</Shared>
             <None>1857</None>
         </votingAuthority>
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             <None>33118</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58733R102</cusip>
         <value>55722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33180</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1224</None>
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         <nameOfIssuer>MERCHANTS BANCORP IND</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58844R108</cusip>
         <value>688</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17440</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17440</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>MERIDIAN BANCORP INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58958U103</cusip>
         <value>419</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20197</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>MESA LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59064R109</cusip>
         <value>1227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4059</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>NLIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65487K100</cusip>
         <value>875</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31053</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>583</None>
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         <nameOfIssuer>NORDSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
         <value>26175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109904</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>108042</Sole>
             <Shared>0</Shared>
             <None>1862</None>
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         <nameOfIssuer>NORTHERN OIL AND GAS INC MN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665531307</cusip>
         <value>1001</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>40424</Sole>
             <Shared>0</Shared>
             <None>6366</None>
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         <nameOfIssuer>NORTHWEST PIPE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>667746101</cusip>
         <value>547</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22698</Sole>
             <Shared>0</Shared>
             <None>367</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTONLIFELOCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>668771108</cusip>
         <value>465</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17843</Sole>
             <Shared>0</Shared>
             <None>536</None>
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         <nameOfIssuer>NORWOOD FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>669549107</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10580</Sole>
             <Shared>0</Shared>
             <None>225</None>
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         <nameOfIssuer>NOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>1410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>182887</Sole>
             <Shared>0</Shared>
             <None>1397</None>
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     <infoTable>
         <nameOfIssuer>NUTANIX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>2536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>66538</Sole>
             <Shared>0</Shared>
             <None>720</None>
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     <infoTable>
         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>595017104</cusip>
         <value>19640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>124935</Sole>
             <Shared>0</Shared>
             <None>3013</None>
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         <nameOfIssuer>MODEL N INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>607525102</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14253</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14253</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>MOELIS &amp; CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>60786M105</cusip>
         <value>7807</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>118266</Sole>
             <Shared>0</Shared>
             <None>7921</None>
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         <nameOfIssuer>MOLINA HEALTHCARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>60855R100</cusip>
         <value>2229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8116</Sole>
             <Shared>0</Shared>
             <None>101</None>
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     <infoTable>
         <nameOfIssuer>MONRO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>610236101</cusip>
         <value>1038</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16077</Sole>
             <Shared>0</Shared>
             <None>1979</None>
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         <nameOfIssuer>MORGAN STANLEY EMKT DBT FD I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>61744H105</cusip>
         <value>2936</value>
         <shrsOrPrnAmt>
             <sshPrnamt>322316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>20916</None>
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     <infoTable>
         <nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>620076307</cusip>
         <value>15594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>66095</Sole>
             <Shared>0</Shared>
             <None>1026</None>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>56571</value>
         <shrsOrPrnAmt>
             <sshPrnamt>287576</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>280373</Sole>
             <Shared>0</Shared>
             <None>7203</None>
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         <nameOfIssuer>PRICESMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>741511109</cusip>
         <value>4592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3995</None>
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     <infoTable>
         <nameOfIssuer>PROG HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM NPV</titleOfClass>
         <cusip>74319R101</cusip>
         <value>770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18320</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17220</Sole>
             <Shared>0</Shared>
             <None>1100</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>DJ BRKFLD GLB</titleOfClass>
         <cusip>74347B508</cusip>
         <value>727</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14802</Sole>
             <Shared>0</Shared>
             <None>1300</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>LARGE CAP CRE</titleOfClass>
         <cusip>74347R248</cusip>
         <value>1502</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11365</Sole>
             <Shared>0</Shared>
             <None>3630</None>
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     <infoTable>
         <nameOfIssuer>PROSPECT CAP CORP</nameOfIssuer>
         <titleOfClass>NOTE 6.375% 3/0</titleOfClass>
         <cusip>74348TAT9</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>114480</Sole>
             <Shared>0</Shared>
             <None>44280</None>
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     <infoTable>
         <nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74624M102</cusip>
         <value>537</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21129</Sole>
             <Shared>0</Shared>
             <None>200</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>4004</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>230294</Sole>
             <Shared>0</Shared>
             <None>26068</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20735</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16735</Sole>
             <Shared>0</Shared>
             <None>4000</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>6706EN100</cusip>
         <value>429</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>43025</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>5416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90484</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>31224</Sole>
             <Shared>0</Shared>
             <None>59260</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>994</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>43368</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INCOME &amp; G</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>340</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>18880</Sole>
             <Shared>0</Shared>
             <None>3400</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077P101</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30086</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30086</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OAK STR HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67181A107</cusip>
         <value>3489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82031</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>81041</Sole>
             <Shared>0</Shared>
             <None>990</None>
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     <infoTable>
         <nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681116109</cusip>
         <value>6521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>106671</Sole>
             <Shared>0</Shared>
             <None>1507</None>
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     <infoTable>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>68134L109</cusip>
         <value>849</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>27847</Sole>
             <Shared>0</Shared>
             <None>421</None>
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     <infoTable>
         <nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
         <titleOfClass>GSCI CMDTY STGY</titleOfClass>
         <cusip>46431W853</cusip>
         <value>12574</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350848</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>326777</Sole>
             <Shared>0</Shared>
             <None>24071</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE MSCI TOTAL</titleOfClass>
         <cusip>46432F834</cusip>
         <value>560</value>
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             <sshPrnamt>116889</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>110480</Sole>
             <Shared>0</Shared>
             <None>6409</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P BK ETF</titleOfClass>
         <cusip>78464A797</cusip>
         <value>11076</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209334</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>208835</Sole>
             <Shared>0</Shared>
             <None>499</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
         <cusip>78464A805</cusip>
         <value>689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13010</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13010</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>14839</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196151</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>188579</Sole>
             <Shared>0</Shared>
             <None>7572</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>13496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107357</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>99951</Sole>
             <Shared>0</Shared>
             <None>7406</None>
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     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>2903</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60077</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>60077</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>20866</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>585</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SH TSR</titleOfClass>
         <cusip>78468R101</cusip>
         <value>941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29733</Sole>
             <Shared>0</Shared>
             <None>990</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR BLOOMBERG</titleOfClass>
         <cusip>78468R663</cusip>
         <value>11104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>495</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>10252</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>4292</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>20375</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>12872</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SSGA GNDER ETF</titleOfClass>
         <cusip>78468R747</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2796</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>2593</Sole>
             <Shared>0</Shared>
             <None>203</None>
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     <infoTable>
         <nameOfIssuer>SABINE RTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1755</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>1755</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>1293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5434</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>5340</Sole>
             <Shared>0</Shared>
             <None>94</None>
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     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>15422</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>310538</Sole>
             <Shared>0</Shared>
             <None>9351</None>
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     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>7253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53709</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>53012</Sole>
             <Shared>0</Shared>
             <None>697</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5953</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5953</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LAMAR ADVERTISING CO NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>512816109</cusip>
         <value>3267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>28062</Sole>
             <Shared>0</Shared>
             <None>733</None>
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     <infoTable>
         <nameOfIssuer>LANTHEUS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>516544103</cusip>
         <value>1010</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>39284</Sole>
             <Shared>0</Shared>
             <None>56</None>
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     <infoTable>
         <nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>517834107</cusip>
         <value>5712</value>
         <shrsOrPrnAmt>
             <sshPrnamt>156069</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>147866</Sole>
             <Shared>0</Shared>
             <None>8203</None>
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     <infoTable>
         <nameOfIssuer>LEVI STRAUSS &amp; CO NEW</nameOfIssuer>
         <titleOfClass>CL A COM STK</titleOfClass>
         <cusip>52736R102</cusip>
         <value>1107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>1810</None>
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     <infoTable>
         <nameOfIssuer>LEXICON PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>528872302</cusip>
         <value>558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115914</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>12801</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>530307305</cusip>
         <value>14825</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>84971</Sole>
             <Shared>0</Shared>
             <None>870</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
         <titleOfClass>COM C SIRIUSXM</titleOfClass>
         <cusip>531229607</cusip>
         <value>2907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>60802</Sole>
             <Shared>0</Shared>
             <None>432</None>
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     <infoTable>
         <nameOfIssuer>LINDBLAD EXPEDITIONS HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>535219109</cusip>
         <value>1210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82933</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>74043</Sole>
             <Shared>0</Shared>
             <None>8890</None>
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     <infoTable>
         <nameOfIssuer>PENNYMAC CORP</nameOfIssuer>
         <titleOfClass>NOTE 5.500%11/0</titleOfClass>
         <cusip>70932AAD5</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>118320</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>118320</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PERKINELMER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>714046109</cusip>
         <value>779</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4493</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4413</Sole>
             <Shared>0</Shared>
             <None>80</None>
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     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>335730</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7805871</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7441728</Sole>
             <Shared>0</Shared>
             <None>364143</None>
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     <infoTable>
         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>111978</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1181327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1136040</Sole>
             <Shared>0</Shared>
             <None>45287</None>
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     <infoTable>
         <nameOfIssuer>PIMCO CORPORATE &amp; INCM STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200U100</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10562</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>SHTRM MUN BD ACT</titleOfClass>
         <cusip>72201R874</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>385</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SEACOAST BKG CORP FLA</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>811707801</cusip>
         <value>446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13190</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81282V100</cusip>
         <value>1836</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>31885</Sole>
             <Shared>0</Shared>
             <None>1310</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>17222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>228450</Sole>
             <Shared>0</Shared>
             <None>21724</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>40428</value>
         <shrsOrPrnAmt>
             <sshPrnamt>776117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>762010</Sole>
             <Shared>0</Shared>
             <None>14107</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>89906</value>
         <shrsOrPrnAmt>
             <sshPrnamt>602093</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>578480</Sole>
             <Shared>0</Shared>
             <None>23613</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIFT4 PMTS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82452J109</cusip>
         <value>1198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15460</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>44091</value>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>2388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43583</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>43294</Sole>
             <Shared>0</Shared>
             <None>289</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>66496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1771807</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1715747</Sole>
             <Shared>0</Shared>
             <None>56060</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>39097</value>
         <shrsOrPrnAmt>
             <sshPrnamt>488037</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>477309</Sole>
             <Shared>0</Shared>
             <None>10728</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>17230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269726</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>252270</Sole>
             <Shared>0</Shared>
             <None>17456</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SECUREWORKS CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>81374A105</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22923</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>22396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>177035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>162419</Sole>
             <Shared>0</Shared>
             <None>14616</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSEONICS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81727U105</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13990</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>9831</value>
         <shrsOrPrnAmt>
             <sshPrnamt>306945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>300421</Sole>
             <Shared>0</Shared>
             <None>6524</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>69665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>245459</Sole>
             <Shared>0</Shared>
             <None>18691</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMMIT MATLS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>86614U100</cusip>
         <value>1275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>39110</Sole>
             <Shared>0</Shared>
             <None>775</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEGNA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87901J105</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22933</Sole>
             <Shared>0</Shared>
             <None>480</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEKLA WORLD HEALTHCARE FD</nameOfIssuer>
         <titleOfClass>BEN INT SHS</titleOfClass>
         <cusip>87911L108</cusip>
         <value>759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45900</Sole>
             <Shared>0</Shared>
             <None>257</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELOS CORP MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87969B101</cusip>
         <value>561</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>18835</Sole>
             <Shared>0</Shared>
             <None>894</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>19063</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>170443</Sole>
             <Shared>0</Shared>
             <None>4175</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88146M101</cusip>
         <value>1863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29471</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29025</Sole>
             <Shared>0</Shared>
             <None>446</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>881624209</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30719</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29371</Sole>
             <Shared>0</Shared>
             <None>1348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>662</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14580</Sole>
             <Shared>0</Shared>
             <None>2860</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>ICE PFD SEC ETF</titleOfClass>
         <cusip>78464A292</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4375</Sole>
             <Shared>0</Shared>
             <None>451</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7248</Sole>
             <Shared>0</Shared>
             <None>1457</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>16776</value>
         <shrsOrPrnAmt>
             <sshPrnamt>536843</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>526888</Sole>
             <Shared>0</Shared>
             <None>9955</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>36203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>103412</Sole>
             <Shared>0</Shared>
             <None>3603</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1638</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59799</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>59799</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78468R556</cusip>
         <value>4527</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46810</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>46781</Sole>
             <Shared>0</Shared>
             <None>29</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>1414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>18174</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHAKE SHACK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>819047101</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2737</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHARPS COMPLIANCE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>820017101</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22711</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>977</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6870</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKILLZ INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83067L109</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11932</Sole>
             <Shared>0</Shared>
             <None>285</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
         <cusip>78468R853</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4977</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4977</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>7455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11325</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABA CAPITAL INCOME &amp; OPRNT</nameOfIssuer>
         <titleOfClass>SHARES</titleOfClass>
         <cusip>78518H103</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>60300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>742</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17284</Sole>
             <Shared>0</Shared>
             <None>339</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANDERSON FARMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>800013104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3086</Sole>
             <Shared>0</Shared>
             <None>62</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SASOL LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>803866300</cusip>
         <value>1741</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92422</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>90290</Sole>
             <Shared>0</Shared>
             <None>2132</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>22489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>308743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>292807</Sole>
             <Shared>0</Shared>
             <None>15936</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11561</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>2713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70085</sshPrnamt>
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         <cusip>92204A876</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>585</value>
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         <cusip>14149Y108</cusip>
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         <cusip>04316A108</cusip>
         <value>10</value>
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         <nameOfIssuer>BLACKROCK MUNIHLDS INVSTM QL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>3021</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>2968</value>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
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         <nameOfIssuer>INVESCO TR INVT GRADE MUNS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46131M106</cusip>
         <value>8</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>SHRT NAT MUN ETF</titleOfClass>
         <cusip>464288158</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46432F834</cusip>
         <value>11516</value>
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         <nameOfIssuer>JEFFERIES FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>47233W109</cusip>
         <value>13</value>
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         <nameOfIssuer>KIMBALL INTL INC</nameOfIssuer>
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         <cusip>494274103</cusip>
         <value>9</value>
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         <nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>550021109</cusip>
         <value>125</value>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>751</value>
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         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>3603</value>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>INTER MUN BD ACT</titleOfClass>
         <cusip>72201R866</cusip>
         <value>20</value>
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         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
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         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>428</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>097023105</cusip>
         <value>472</value>
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         <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>038222105</cusip>
         <value>594</value>
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         <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04010L103</cusip>
         <value>275</value>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>20</value>
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         <cusip>25243Q205</cusip>
         <value>604</value>
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         <cusip>874039100</cusip>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
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         <cusip>902973304</cusip>
         <value>3269</value>
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         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>245</value>
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         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>112</value>
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         <nameOfIssuer>WINGSTOP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>974155103</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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         <nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
         <titleOfClass>CL A LTD VT SH</titleOfClass>
         <cusip>112585104</cusip>
         <value>734</value>
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         <otherManager>2</otherManager>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46138E537</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>57636Q104</cusip>
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         <cusip>739276103</cusip>
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         <cusip>68622V106</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <value>409</value>
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         <cusip>922908769</cusip>
         <value>10978</value>
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         <cusip>H84989104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
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         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>133</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>163</value>
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             <sshPrnamt>10350</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>227</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00191U102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>ACUSHNET HLDGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>005098108</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>627</value>
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             <sshPrnamt>1089</sshPrnamt>
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             <None>28</None>
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         <cusip>008252108</cusip>
         <value>13</value>
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             <sshPrnamt>87</sshPrnamt>
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         <cusip>009158106</cusip>
         <value>257</value>
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             <sshPrnamt>1003</sshPrnamt>
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             <None>145</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00971T101</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>1247</value>
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             <sshPrnamt>46177</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>3231</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00437E102</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>150</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>3</otherManager>
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             <Sole>1021</Sole>
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             <None>125</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9333</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>9132</Sole>
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             <None>201</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>1684</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15613</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>2902</None>
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         <nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>91</value>
         <shrsOrPrnAmt>
             <sshPrnamt>137</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>02361E108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>61</Sole>
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             <None>0</None>
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         <nameOfIssuer>AMERICAN FINL GROUP INC OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025932104</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>132</Sole>
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             <None>0</None>
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         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>116</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>012653101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>11</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>2545</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>9530</None>
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         <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>222</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>100</None>
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         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>1102</value>
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         <otherManager>3</otherManager>
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             <Sole>3863</Sole>
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             <None>288</None>
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         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>147</sshPrnamt>
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         <otherManager>3</otherManager>
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         <cusip>01609W102</cusip>
         <value>1087</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5988</Sole>
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             <None>1355</None>
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         <nameOfIssuer>ALLISON TRANSMISSION HLDGS I</nameOfIssuer>
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         <cusip>01973R101</cusip>
         <value>18</value>
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         <otherManager>3</otherManager>
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         <otherManager>3</otherManager>
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     <infoTable>
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         <cusip>02079K305</cusip>
         <value>1585</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>7033</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>038336103</cusip>
         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>017175100</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>024835100</cusip>
         <value>19</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>388</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>712</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>67</value>
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             <sshPrnamt>316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>10444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73809</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>2888</None>
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         <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>040413106</cusip>
         <value>2</value>
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             <sshPrnamt>6</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <cusip>046353108</cusip>
         <value>8</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023436108</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>179</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>030420103</cusip>
         <value>13</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <titleOfClass>COM</titleOfClass>
         <cusip>05368V106</cusip>
         <value>17</value>
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             <sshPrnamt>376</sshPrnamt>
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         <nameOfIssuer>BOK FINL CORP</nameOfIssuer>
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         <cusip>05561Q201</cusip>
         <value>22</value>
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             <sshPrnamt>243</sshPrnamt>
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         <nameOfIssuer>AMETEK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031100100</cusip>
         <value>494</value>
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             <sshPrnamt>3981</sshPrnamt>
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             <None>429</None>
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         <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>038222105</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1333</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>05338G106</cusip>
         <value>50</value>
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             <sshPrnamt>286</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>AVERY DENNISON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053611109</cusip>
         <value>2</value>
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             <sshPrnamt>9</sshPrnamt>
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         <cusip>05722G100</cusip>
         <value>30</value>
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             <sshPrnamt>1212</sshPrnamt>
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         <nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</nameOfIssuer>
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         <cusip>05946K101</cusip>
         <value>2</value>
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             <sshPrnamt>233</sshPrnamt>
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         <nameOfIssuer>BEYOND MEAT INC</nameOfIssuer>
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         <cusip>08862E109</cusip>
         <value>2</value>
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             <sshPrnamt>23</sshPrnamt>
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         <nameOfIssuer>BIGCOMMERCE HLDGS INC</nameOfIssuer>
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         <cusip>08975P108</cusip>
         <value>15</value>
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             <sshPrnamt>292</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BIOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09062X103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>101121101</cusip>
         <value>2</value>
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             <sshPrnamt>15</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>103304101</cusip>
         <value>414</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>136375102</cusip>
         <value>44</value>
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             <sshPrnamt>379</sshPrnamt>
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         <nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>14149Y108</cusip>
         <value>522</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>045327103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>445</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AIRBNB INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>009066101</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
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         <cusip>015271109</cusip>
         <value>212</value>
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             <sshPrnamt>1112</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>018802108</cusip>
         <value>2</value>
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             <sshPrnamt>36</sshPrnamt>
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         <nameOfIssuer>BLACKROCK MUNIHLDS INVSTM QL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09254P108</cusip>
         <value>2</value>
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         <cusip>026874784</cusip>
         <value>130</value>
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         <nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03076C106</cusip>
         <value>44</value>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>254</value>
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             <sshPrnamt>1995</sshPrnamt>
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         <cusip>023586100</cusip>
         <value>19</value>
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         <nameOfIssuer>AMERICA MOVIL SAB DE CV</nameOfIssuer>
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         <cusip>02364W105</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
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         <cusip>143658300</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>156782104</cusip>
         <value>14</value>
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         <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04010L103</cusip>
         <value>5</value>
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         <nameOfIssuer>ASHLAND GLOBAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>044186104</cusip>
         <value>254</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>04621X108</cusip>
         <value>437</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <cusip>047649108</cusip>
         <value>5</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03064D108</cusip>
         <value>10</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>032095101</cusip>
         <value>351</value>
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         <cusip>03524A108</cusip>
         <value>12</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>036752103</cusip>
         <value>16</value>
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         <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
         <value>604</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03662Q105</cusip>
         <value>51</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>149</Sole>
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             <None>0</None>
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         <nameOfIssuer>LAMAR ADVERTISING CO NEW</nameOfIssuer>
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         <cusip>52736R102</cusip>
         <value>13</value>
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         <value>0</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>546347105</cusip>
         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>106</value>
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         <cusip>665859104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
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         <cusip>74251V102</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>23</value>
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             <None>103</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>728</value>
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         <cusip>093671105</cusip>
         <value>106</value>
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         <value>1077</value>
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         <nameOfIssuer>BOOT BARN HLDGS INC</nameOfIssuer>
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         <cusip>099406100</cusip>
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         <cusip>099502106</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>758849103</cusip>
         <value>7</value>
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         <value>174</value>
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         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
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         <cusip>78467X109</cusip>
         <value>338</value>
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         <cusip>038923108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>12541W209</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>194162103</cusip>
         <value>141</value>
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         <cusip>216648402</cusip>
         <value>55</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>217204106</cusip>
         <value>20</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>415</value>
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         <titleOfClass>COM</titleOfClass>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>177</value>
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         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>90</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>244199105</cusip>
         <value>114</value>
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         <titleOfClass>CL C</titleOfClass>
         <cusip>24703L202</cusip>
         <value>539</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>15</value>
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         <nameOfIssuer>DIAGEO PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>25243Q205</cusip>
         <value>1033</value>
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             <sshPrnamt>5355</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254709108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>17</Sole>
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             <None>0</None>
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         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1687</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>1678</Sole>
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             <None>9</None>
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         <nameOfIssuer>SNOWFLAKE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83417M104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>1520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13783</sshPrnamt>
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             <None>1114</None>
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         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>3</value>
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             <sshPrnamt>40</sshPrnamt>
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             <Sole>40</Sole>
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             <None>0</None>
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         <nameOfIssuer>SUMMIT MATLS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>86614U100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>395</sshPrnamt>
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         <nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866674104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>964</sshPrnamt>
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             <Sole>964</Sole>
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         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>11</Sole>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>1959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10194</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>10128</Sole>
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             <None>66</None>
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         <nameOfIssuer>II-VI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902104108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>992</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>UNITED THERAPEUTICS CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91307C102</cusip>
         <value>16</value>
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             <sshPrnamt>84</sshPrnamt>
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         <nameOfIssuer>VALE S A</nameOfIssuer>
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         <cusip>91912E105</cusip>
         <value>2</value>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
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         <value>10</value>
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         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
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         <cusip>92203J407</cusip>
         <value>3</value>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
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         <cusip>92206C664</cusip>
         <value>801</value>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>19</value>
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             <sshPrnamt>182</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>127</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>6</value>
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         <nameOfIssuer>VIMEO INC</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>92719V100</cusip>
         <value>16</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>2389</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>510</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>959802109</cusip>
         <value>4</value>
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         <nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>29</value>
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         <nameOfIssuer>WINGSTOP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>974155103</cusip>
         <value>19</value>
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         <nameOfIssuer>WORKDAY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98138H101</cusip>
         <value>22</value>
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         <nameOfIssuer>ZSCALER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98980G102</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1507</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>11376</Sole>
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             <None>644</None>
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         <nameOfIssuer>SENSATA TECHNOLOGIES HLDG PL</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BENTLEY SYS INC</nameOfIssuer>
         <titleOfClass>COM CL B</titleOfClass>
         <cusip>08265T208</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>166</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BERKLEY W R CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>084423102</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>156</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>156</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>084670108</cusip>
         <value>823</value>
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             <sshPrnamt>2</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>BEST BUY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>086516101</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>950</sshPrnamt>
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         <nameOfIssuer>EATON VANCE MUN BD FD</nameOfIssuer>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</nameOfIssuer>
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         <cusip>258622109</cusip>
         <value>505</value>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>46</value>
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         <nameOfIssuer>EQT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26884L109</cusip>
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         <nameOfIssuer>CREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>225447101</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>611</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>EQUITABLE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>311</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>298736109</cusip>
         <value>3</value>
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             <sshPrnamt>27</sshPrnamt>
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         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>2</value>
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             <None>0</None>
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         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>3</value>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>85</value>
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             <sshPrnamt>509</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>851</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>851</Sole>
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         <nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>101137107</cusip>
         <value>584</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13455</sshPrnamt>
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             <None>222</None>
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         <nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>110448107</cusip>
         <value>2</value>
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             <None>0</None>
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         <nameOfIssuer>CBOE GLOBAL MKTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12503M108</cusip>
         <value>3</value>
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             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <nameOfIssuer>CDW CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12514G108</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CIGNA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>125523100</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>822</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>822</Sole>
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             <None>0</None>
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         <nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>125896100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>3</otherManager>
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             <None>82</None>
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         <nameOfIssuer>DISCOVERY INC</nameOfIssuer>
         <titleOfClass>COM SER A</titleOfClass>
         <cusip>25470F104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <nameOfIssuer>ENCOMPASS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29261A100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>278</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>4513</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>596</value>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>31188V100</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
         <titleOfClass>FNF GROUP COM</titleOfClass>
         <cusip>31620R303</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST HORIZON CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14880</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>252</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>446</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>CSX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126408103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CASEYS GEN STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>147528103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>159864107</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>11</None>
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         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>484</value>
         <shrsOrPrnAmt>
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         <otherManager>3</otherManager>
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             <None>1400</None>
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         <nameOfIssuer>CITI TRENDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17306X102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>189054109</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>25659T107</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>107</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FOX CORP</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>226</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>107</Sole>
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             <None>119</None>
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     <infoTable>
         <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>36262G101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>26</Sole>
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     <infoTable>
         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>363576109</cusip>
         <value>779</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>4740</Sole>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>GENERAC HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>368736104</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>68</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1150</Sole>
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             <None>7</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>12</value>
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             <sshPrnamt>473</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>473</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SMID RISNG ETF</titleOfClass>
         <cusip>33741X102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>576</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384802104</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>69</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40434L105</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>70</Sole>
             <Shared>0</Shared>
             <None>145</None>
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     <infoTable>
         <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>426281101</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>315</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE JAPAN ETF</titleOfClass>
         <cusip>35473P744</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>220</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GARTNER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>366651107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>369604301</cusip>
         <value>722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5413</Sole>
             <Shared>0</Shared>
             <None>1590</None>
         </votingAuthority>
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         <nameOfIssuer>GENTEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>371901109</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>906</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>906</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>20139</Sole>
             <Shared>0</Shared>
             <None>2205</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303250104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EATON VANCE SR INCOME TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>27826S103</cusip>
         <value>125</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>7713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81881</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>67941</Sole>
             <Shared>0</Shared>
             <None>13940</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GODADDY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>380237107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>87</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HORIZON BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>440407104</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9593</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9377</Sole>
             <Shared>0</Shared>
             <None>216</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HUBSPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>443573100</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>47</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HUMANA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>444859102</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>107</Sole>
             <Shared>0</Shared>
             <None>15</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ESSENTIAL UTILS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29670G102</cusip>
         <value>590</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12550</Sole>
             <Shared>0</Shared>
             <None>255</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ETSY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29786A106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXPONENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30214U102</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>64</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FMC CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>244</Sole>
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             <None>58</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>19248A109</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2250</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>COINBASE GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>19260Q107</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>725</Sole>
             <Shared>0</Shared>
             <None>510</None>
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     <infoTable>
         <nameOfIssuer>COLFAX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>194014106</cusip>
         <value>549</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10897</Sole>
             <Shared>0</Shared>
             <None>1065</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CONTINENTAL RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>212015101</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CORTEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22052L104</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>628</Sole>
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             <None>96</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2148</Sole>
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             <None>148</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>190</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1306</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1306</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3131</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>416515104</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>767</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>673</Sole>
             <Shared>0</Shared>
             <None>94</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2014</Sole>
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             <None>528</None>
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     <infoTable>
         <nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>422806109</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>352</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HERSHEY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>427866108</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>279</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>43300A203</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>445658107</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>421</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45168D104</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>449253103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <nameOfIssuer>INTERACTIVE BROKERS GROUP IN</nameOfIssuer>
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         <cusip>45841N107</cusip>
         <value>9</value>
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             <sshPrnamt>143</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>INGREDION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>457187102</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208</sshPrnamt>
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         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
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             <sshPrnamt>33</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>INOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>31</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
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         <cusip>33735B108</cusip>
         <value>22</value>
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             <None>0</None>
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         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1997</sshPrnamt>
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             <Sole>1997</Sole>
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         <value>51</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <cusip>33738D408</cusip>
         <value>97</value>
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             <sshPrnamt>2021</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>21</value>
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             <None>985</None>
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         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>27</value>
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             <None>97</None>
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         <nameOfIssuer>INVESCO MUN OPPORTUNITY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46132C107</cusip>
         <value>2</value>
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             <None>0</None>
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         <cusip>46137V720</cusip>
         <value>515</value>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>DYNMC BLDG CON</titleOfClass>
         <cusip>46137V779</cusip>
         <value>457</value>
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     <infoTable>
         <nameOfIssuer>FRANCO NEV CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>969</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>936</None>
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         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE UNTD KGDM</titleOfClass>
         <cusip>35473P678</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>358039105</cusip>
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         <nameOfIssuer>FISKER INC</nameOfIssuer>
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         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
         <titleOfClass>READY ACC VARI</titleOfClass>
         <cusip>33939L886</cusip>
         <value>990</value>
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     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>7</value>
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         <nameOfIssuer>FORMFACTOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>346375108</cusip>
         <value>3</value>
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     <infoTable>
         <nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36467J108</cusip>
         <value>5</value>
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         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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         <cusip>46138G201</cusip>
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         <nameOfIssuer>GENMAB A/S</nameOfIssuer>
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         <cusip>372303206</cusip>
         <value>10</value>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>63</value>
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         <nameOfIssuer>GAP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>364760108</cusip>
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         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>40131M109</cusip>
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         <cusip>464287234</cusip>
         <value>76</value>
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         <cusip>464287580</cusip>
         <value>5562</value>
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         <cusip>464287614</cusip>
         <value>265</value>
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         <nameOfIssuer>GUIDEWIRE SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40171V100</cusip>
         <value>19</value>
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         <cusip>404030108</cusip>
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         <cusip>437076102</cusip>
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         <nameOfIssuer>HANNON ARMSTRONG SUST INFR C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>41068X100</cusip>
         <value>721</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>D R HORTON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23331A109</cusip>
         <value>59</value>
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         <cusip>464286509</cusip>
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         <cusip>530307305</cusip>
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         <nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464288224</cusip>
         <value>2</value>
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         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
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         <cusip>33740F805</cusip>
         <value>162</value>
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         <nameOfIssuer>KONINKLIJKE PHILIPS N V</nameOfIssuer>
         <titleOfClass>NY REGIS SHS NEW</titleOfClass>
         <cusip>500472303</cusip>
         <value>10</value>
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             <sshPrnamt>229</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>42</sshPrnamt>
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         <nameOfIssuer>LPL FINL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>50212V100</cusip>
         <value>11</value>
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             <sshPrnamt>73</sshPrnamt>
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         <nameOfIssuer>GFL ENVIRONMENTAL INC</nameOfIssuer>
         <titleOfClass>SUB VTG SHS</titleOfClass>
         <cusip>36168Q104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
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         <nameOfIssuer>G III APPAREL GROUP LTD</nameOfIssuer>
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         <cusip>36237H101</cusip>
         <value>2</value>
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         <cusip>369550108</cusip>
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             <sshPrnamt>923</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>191</value>
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         <value>526</value>
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         <cusip>46435U515</cusip>
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         <value>7</value>
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         <cusip>46436E882</cusip>
         <value>39</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>594972408</cusip>
         <value>246</value>
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         <cusip>482480100</cusip>
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         <cusip>50077B207</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>649</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>37959E102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>38526M106</cusip>
         <value>43</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>512807108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>517834107</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>410345102</cusip>
         <value>25</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>418056107</cusip>
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         <nameOfIssuer>HEALTHCARE SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>421906108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>42225T107</cusip>
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         <nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>4</value>
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         <cusip>46434VBG4</cusip>
         <value>7</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <value>5453</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>46429B267</cusip>
         <value>3</value>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>576690101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
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         <cusip>653656108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
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         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
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         <cusip>67072C105</cusip>
         <value>45</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>5</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67181A107</cusip>
         <value>32</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>681116109</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>68902V107</cusip>
         <value>26</value>
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         <cusip>76156B107</cusip>
         <value>390</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>76243J105</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58733R102</cusip>
         <value>158</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>608190104</cusip>
         <value>9</value>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>60937P106</cusip>
         <value>99</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>636180101</cusip>
         <value>37</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>400</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>65336K103</cusip>
         <value>14</value>
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             <sshPrnamt>94</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>70432V102</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>259</Sole>
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             <None>100</None>
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         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
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             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>18</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MEDICAL PPTYS TRUST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58463J304</cusip>
         <value>377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18797</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>18369</Sole>
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             <None>428</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MEDPACE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58506Q109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>4413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>52102</Sole>
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             <None>6650</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>METLIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>756</Sole>
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             <None>22</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>79</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>125</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUTANIX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>115</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MOODYS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>615369105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>7</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>620076307</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>3</otherManager>
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             <Sole>44</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>116</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES INC</nameOfIssuer>
         <titleOfClass>CORE MSCI EMKT</titleOfClass>
         <cusip>46434G103</cusip>
         <value>770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12103</Sole>
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             <None>365</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CONV BD ETF</titleOfClass>
         <cusip>46435G102</cusip>
         <value>551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1432</Sole>
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             <None>4094</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS DEC2026</titleOfClass>
         <cusip>46435GAA0</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>282</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62944T105</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10</Sole>
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             <None>1</None>
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     <infoTable>
         <nameOfIssuer>NATIONAL RETAIL PROPERTIES I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>637417106</cusip>
         <value>308</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7137</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>7137</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NETEASE INC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>64110W102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>9</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>2934</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37368</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>35683</Sole>
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             <None>1685</None>
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     <infoTable>
         <nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>68622V106</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4304</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>3672</Sole>
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             <None>632</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBONDS 24 TRM TS</titleOfClass>
         <cusip>46436E874</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>872</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>872</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>48251W104</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2293</Sole>
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             <None>758</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>185</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
         <cusip>78463X889</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3920</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>93</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1544</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1464</Sole>
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             <None>80</None>
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     <infoTable>
         <nameOfIssuer>OLIN CORP</nameOfIssuer>
         <titleOfClass>COM PAR $1</titleOfClass>
         <cusip>680665205</cusip>
         <value>440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>9113</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49338L103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>158</None>
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     <infoTable>
         <nameOfIssuer>PAGERDUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69553P100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>64</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PELOTON INTERACTIVE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>70614W100</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1458</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
         <cusip>78464A664</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3419</Sole>
             <Shared>0</Shared>
             <None>179</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFLI HIGH YLD</titleOfClass>
         <cusip>78468R606</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>589</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>589</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>579</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>428</Sole>
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             <None>151</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>2395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7626</Sole>
             <Shared>0</Shared>
             <None>1203</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>459</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>880</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>64</value>
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             <sshPrnamt>1650</sshPrnamt>
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         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2215</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2107</Sole>
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             <None>108</None>
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     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>135</value>
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         <otherManager>3</otherManager>
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             <Sole>809</Sole>
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             <None>110</None>
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     <infoTable>
         <nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>518439104</cusip>
         <value>1364</value>
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             <sshPrnamt>4549</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>4170</Sole>
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             <None>379</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
         <titleOfClass>COM A SIRIUSXM</titleOfClass>
         <cusip>531229409</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
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             <Sole>12</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>7891</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>42722</Sole>
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             <None>9742</None>
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     <infoTable>
         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>5505</value>
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             <sshPrnamt>58074</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>46241</Sole>
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             <None>11833</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>1-5 US TIP IDX</titleOfClass>
         <cusip>72201R205</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>839</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>839</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>627</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>598</Sole>
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             <None>29</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>330</Sole>
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             <None>16</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>460</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SHYFT GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>825698103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>68</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723484101</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3457</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3381</Sole>
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             <None>76</None>
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     <infoTable>
         <nameOfIssuer>POOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>36</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RELX PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>759530108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>75</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RENEWABLE ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>75972A301</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>29</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REPLIGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759916109</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>133</Sole>
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             <None>130</None>
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     <infoTable>
         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>8</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
         <titleOfClass>CL B NON VTG</titleOfClass>
         <cusip>535919500</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>40</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>552</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SIMULATIONS PLUS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>829214105</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>116</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982L103</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>80</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SITIME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982T106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SKYWEST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>830879102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>49</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>1235</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>7348</None>
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     <infoTable>
         <nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>838518108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>205</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>205</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>OWL ROCK CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69121K104</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14859</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>333</None>
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     <infoTable>
         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
         <value>293</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1845</Sole>
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             <None>93</None>
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     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>573874104</cusip>
         <value>395</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>281</None>
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     <infoTable>
         <nameOfIssuer>SPIRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>250</None>
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     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD TR</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>3750</None>
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     <infoTable>
         <nameOfIssuer>SPROUT SOCIAL INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>85209W109</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STAAR SURGICAL CO</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>852312305</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>32</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>1147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13338</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>12514</Sole>
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             <None>824</None>
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     <infoTable>
         <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3421</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>3421</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MAXIMUS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>577933104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>68</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MERIT MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>589889104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MID-AMER APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59522J103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>110</None>
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     <infoTable>
         <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>609207105</cusip>
         <value>2591</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44527</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>34122</Sole>
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             <None>10405</None>
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         <nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>79</Sole>
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     <infoTable>
         <nameOfIssuer>MONSTER BEVERAGE CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>583</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>3</otherManager>
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             <Sole>288</Sole>
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             <None>75</None>
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     <infoTable>
         <nameOfIssuer>PATRICK INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>703343103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>9604</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36909</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>31626</Sole>
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             <None>5283</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR BLOOMBERG</titleOfClass>
         <cusip>78468R663</cusip>
         <value>470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1556</Sole>
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             <None>3586</None>
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         <nameOfIssuer>SAILPOINT TECHNOLOGIES HLDGS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78781P105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>34</Sole>
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             <None>0</None>
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         <nameOfIssuer>NIO INC</nameOfIssuer>
         <titleOfClass>SPON ADS</titleOfClass>
         <cusip>62914V106</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1072</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1072</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>636518102</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>484</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>484</Sole>
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             <None>0</None>
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         <nameOfIssuer>NATIONAL VISION HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>63845R107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>76</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4205</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>91</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>534</Sole>
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             <None>23</None>
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     <infoTable>
         <nameOfIssuer>NETFLIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1256</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>NOVAGOLD RES INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66987E206</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1262</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1262</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PHYSICIANS RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>71943U104</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10298</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>PINTEREST INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>72352L106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>2225</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>767</None>
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         <nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76680R206</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>678</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
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         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>TOTALENERGIES SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>3</value>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>2304</value>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>935</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>439</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>536</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
         <titleOfClass>MEGA GRWTH IND</titleOfClass>
         <cusip>921910816</cusip>
         <value>824</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>SMLLCP 600 IDX</titleOfClass>
         <cusip>921932828</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>LONG TERM BOND</titleOfClass>
         <cusip>921937793</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>PROG HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM NPV</titleOfClass>
         <cusip>74319R101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
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         <cusip>780259206</cusip>
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         <cusip>695263103</cusip>
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         <cusip>72201R866</cusip>
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         <cusip>89832Q109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>7</value>
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         <value>2</value>
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             <None>12</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
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         <value>7</value>
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             <None>0</None>
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         <cusip>922908629</cusip>
         <value>125</value>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908751</cusip>
         <value>246</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>20</value>
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         <value>47</value>
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             <sshPrnamt>235</sshPrnamt>
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         <value>11</value>
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             <sshPrnamt>62</sshPrnamt>
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         <cusip>925550105</cusip>
         <value>2</value>
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             <sshPrnamt>115</sshPrnamt>
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             <None>0</None>
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         <cusip>925652109</cusip>
         <value>274</value>
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         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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         <value>2441</value>
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         <value>18</value>
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         <cusip>78464A888</cusip>
         <value>4</value>
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         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>2</value>
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         <value>29</value>
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         <value>2233</value>
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         <cusip>91879Q109</cusip>
         <value>33</value>
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         <value>149</value>
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         <cusip>78709Y105</cusip>
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         <value>247</value>
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         <cusip>921932885</cusip>
         <value>155</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>921937819</cusip>
         <value>2</value>
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             <sshPrnamt>17</sshPrnamt>
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         <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
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         <cusip>921943858</cusip>
         <value>564</value>
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         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
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         <value>539</value>
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         <nameOfIssuer>REYNOLDS CONSUMER PRODS INC</nameOfIssuer>
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         <cusip>76171L106</cusip>
         <value>187</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>887</value>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>14</value>
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     <infoTable>
         <nameOfIssuer>STMICROELECTRONICS N V</nameOfIssuer>
         <titleOfClass>NY REGISTRY</titleOfClass>
         <cusip>861012102</cusip>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>269</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>60</None>
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     <infoTable>
         <nameOfIssuer>SEI INVTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>12</value>
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             <sshPrnamt>248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>148</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>888</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2787</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2645</Sole>
             <Shared>0</Shared>
             <None>142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>245</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2644</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2528</Sole>
             <Shared>0</Shared>
             <None>116</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPS COMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
         <cusip>78464A300</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1163</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
         <cusip>78464A508</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3430</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>184</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>140</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIXTH STREET SPECIALTY LENDN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83012A109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>566</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>273</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>452</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1146</Sole>
             <Shared>0</Shared>
             <None>217</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>725</Sole>
             <Shared>0</Shared>
             <None>236</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4803</Sole>
             <Shared>0</Shared>
             <None>248</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>273</Sole>
             <Shared>0</Shared>
             <None>13</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2290</Sole>
             <Shared>0</Shared>
             <None>3565</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>393</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>350</Sole>
             <Shared>0</Shared>
             <None>43</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>317</Sole>
             <Shared>0</Shared>
             <None>123</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOCKWAVE MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82489T104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHORE BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>825107105</cusip>
         <value>902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50854</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50854</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>328</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>170</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>74</Sole>
             <Shared>0</Shared>
             <None>470</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>US SMALLCAP DIVD</titleOfClass>
         <cusip>97717W604</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1770</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>XYLEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98419M100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>48</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ZILLOW GROUP INC</nameOfIssuer>
         <titleOfClass>CL C CAP STK</titleOfClass>
         <cusip>98954M200</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3404</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3308</Sole>
             <Shared>0</Shared>
             <None>96</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>99</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>854</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>579</Sole>
             <Shared>0</Shared>
             <None>275</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SQUARE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>852234103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>40</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>382</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15349</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11742</Sole>
             <Shared>0</Shared>
             <None>3607</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>1289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4548</Sole>
             <Shared>0</Shared>
             <None>342</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SWITCH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>87105L104</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10755</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9555</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>251</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>77</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92556H206</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
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         <value>2385</value>
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         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>87241L109</cusip>
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         <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>874054109</cusip>
         <value>19</value>
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         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
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         <cusip>892331307</cusip>
         <value>7</value>
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         <cusip>89269P103</cusip>
         <value>15</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>90089L108</cusip>
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             <sshPrnamt>5</sshPrnamt>
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         <cusip>90138F102</cusip>
         <value>39</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>126</value>
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         <value>133</value>
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         <cusip>G7S00T104</cusip>
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         <cusip>G8473T100</cusip>
         <value>422</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>32</value>
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         <cusip>950755108</cusip>
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         <cusip>955306105</cusip>
         <value>79</value>
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         <value>94</value>
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         <cusip>88023U101</cusip>
         <value>10</value>
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         <cusip>89055F103</cusip>
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         <cusip>89147L886</cusip>
         <value>15</value>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
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         <cusip>92189F106</cusip>
         <value>130</value>
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         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>14</value>
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         <cusip>921937827</cusip>
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         <value>984</value>
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         <value>9</value>
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             <None>0</None>
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         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>904311107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>904311206</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1068</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1068</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNITED AIRLS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1399</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>49</None>
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         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>901</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16674</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>15541</Sole>
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             <None>1133</None>
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         <nameOfIssuer>ZYNGA INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98986T108</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3234</sshPrnamt>
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             <None>871</None>
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         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>533</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13963</sshPrnamt>
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             <None>398</None>
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         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G21810109</cusip>
         <value>942</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43029</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>2294</None>
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         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>10</value>
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             <sshPrnamt>200</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>200</None>
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         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>1059</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6036</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>6001</Sole>
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             <None>35</None>
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         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128</sshPrnamt>
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             <Sole>128</Sole>
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         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>1153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3929</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>3891</Sole>
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             <None>38</None>
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         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>995</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G7997R103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69</sshPrnamt>
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             <Sole>69</Sole>
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         <nameOfIssuer>STONECO LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G85158106</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ALCON AG</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>40</value>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>394</value>
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         <nameOfIssuer>VALVOLINE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92047W101</cusip>
         <value>7</value>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>6</value>
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         <nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92766K106</cusip>
         <value>149</value>
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         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>8</value>
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         <value>93</value>
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         <nameOfIssuer>ELASTIC N V</nameOfIssuer>
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         <cusip>N14506104</cusip>
         <value>18</value>
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         <nameOfIssuer>ROYAL CARIBBEAN GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042874</cusip>
         <value>14</value>
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         <cusip>92206C870</cusip>
         <value>21</value>
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         <value>3</value>
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         <cusip>921908844</cusip>
         <value>2019</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <value>1072</value>
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         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>179</value>
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             <None>318</None>
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         <cusip>97717W307</cusip>
         <value>49</value>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3581</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3491</Sole>
             <Shared>0</Shared>
             <None>90</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>837</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIATRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3017</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3017</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VICTORIAS SECRET AND CO</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>926400102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>51</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10</Sole>
             <Shared>0</Shared>
             <None>35</None>
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     <infoTable>
         <nameOfIssuer>ALLEGION PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0176J109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>80</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>400</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000VAL</titleOfClass>
         <cusip>92206C714</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1242</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>30503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>76325</Sole>
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             <None>1005</None>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>859</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5701</Sole>
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             <None>55</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>16</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>75</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>144</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3628</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3513</Sole>
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             <None>115</None>
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     <infoTable>
         <nameOfIssuer>ZOOMINFO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>98980F104</cusip>
         <value>1</value>
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             <sshPrnamt>10</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>10</None>
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     <infoTable>
         <nameOfIssuer>AMCOR PLC</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0250X107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1037</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1037</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CAPRI HOLDINGS LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G1890L107</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>121</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HORIZON THERAPEUTICS PUB L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYALTY PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G7709Q104</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2659</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>770</Sole>
             <Shared>0</Shared>
             <None>1889</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8994E103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>47</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>271</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CYBERARK SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>119</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VISTRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1335</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VROOM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92918V109</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>427</Sole>
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             <None>300</None>
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         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>338</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>76</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>962166104</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1272</Sole>
             <Shared>0</Shared>
             <None>105</None>
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     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>INTL EQUITY FD</titleOfClass>
         <cusip>97717W703</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3779</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3779</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>989207105</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>127</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>161</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1272</Sole>
             <Shared>0</Shared>
             <None>128</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HELEN OF TROY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>349</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>222</Sole>
             <Shared>0</Shared>
             <None>127</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4191</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4191</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>31</value>
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             <sshPrnamt>180</sshPrnamt>
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             <None>25</None>
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         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
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         <cusip>L8681T102</cusip>
         <value>1</value>
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             <None>0</None>
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         <value>1707</value>
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             <sshPrnamt>51165</sshPrnamt>
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             <None>35406</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q452</cusip>
         <value>3477</value>
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             <sshPrnamt>104309</sshPrnamt>
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         <otherManager>4</otherManager>
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             <None>2711</None>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>INNOVATION ETF</titleOfClass>
         <cusip>00214Q104</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1395</sshPrnamt>
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             <None>1332</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
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         <value>14</value>
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         <cusip>00214Q708</cusip>
         <value>3</value>
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             <sshPrnamt>70</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>003654100</cusip>
         <value>130</value>
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             <sshPrnamt>400</sshPrnamt>
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             <None>100</None>
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         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>408</value>
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             <sshPrnamt>5278</sshPrnamt>
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             <None>4664</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>2800</Sole>
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             <None>0</None>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>AUTNMUS TECHNLGY</titleOfClass>
         <cusip>00214Q203</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
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             <Sole>45</Sole>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>35545</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>8219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157657</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>90926</Sole>
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             <None>66731</None>
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         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>23727</value>
         <shrsOrPrnAmt>
             <sshPrnamt>878448</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00508Y102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
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         <nameOfIssuer>AEROJET ROCKETDYNE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007800105</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>AFFILIATED MANAGERS GROUP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>008252108</cusip>
         <value>3</value>
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             <sshPrnamt>18</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>9</None>
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         <nameOfIssuer>ALDEYRA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01438T106</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>300</None>
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         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>357</value>
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             <sshPrnamt>2413</sshPrnamt>
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         <nameOfIssuer>AMC ENTMT HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>00165C104</cusip>
         <value>0</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>10</None>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>GENOMIC REV ETF</titleOfClass>
         <cusip>00214Q302</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>7</None>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>3D PRINTING ETF</titleOfClass>
         <cusip>00214Q500</cusip>
         <value>0</value>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>ISRAEL INOVATE</titleOfClass>
         <cusip>00214Q609</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ACCELERATE DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00430H102</cusip>
         <value>58</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>1576</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>7543</None>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>00827B106</cusip>
         <value>23</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>AIR LEASE CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00912X302</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>45449</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>013872106</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>2003</Sole>
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             <None>3240</None>
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         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015271109</cusip>
         <value>510</value>
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             <sshPrnamt>2667</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALLEGHANY CORP MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>017175100</cusip>
         <value>1509</value>
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             <sshPrnamt>2417</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>01881G106</cusip>
         <value>1743</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>6452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50679</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>26402</None>
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         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>291251</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>02156BAD5</cusip>
         <value>12</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALTERYX INC</nameOfIssuer>
         <titleOfClass>NOTE 1.000% 8/0</titleOfClass>
         <cusip>02156BAF0</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>609</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4497</Sole>
             <Shared>0</Shared>
             <None>3010</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>154669</value>
         <shrsOrPrnAmt>
             <sshPrnamt>268654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>199097</Sole>
             <Shared>0</Shared>
             <None>69557</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADVANSIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00773T101</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>633</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>593</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AGILENT TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00846U101</cusip>
         <value>999</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6119</Sole>
             <Shared>0</Shared>
             <None>221</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALECTOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>014442107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>505</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>1141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>70</Sole>
             <Shared>0</Shared>
             <None>1645</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADVANCED DRAIN SYS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00790R104</cusip>
         <value>3734</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33181</Sole>
             <Shared>0</Shared>
             <None>1335</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00971T101</cusip>
         <value>103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>80</Sole>
             <Shared>0</Shared>
             <None>903</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>NOTE 0.375% 9/0</titleOfClass>
         <cusip>00971TAL5</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALLY FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02005N100</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>348</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>328</Sole>
             <Shared>0</Shared>
             <None>20</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02043Q107</cusip>
         <value>2216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11735</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8601</Sole>
             <Shared>0</Shared>
             <None>3134</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMARIN CORP PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR NEW</titleOfClass>
         <cusip>023111206</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>026874784</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>151</Sole>
             <Shared>0</Shared>
             <None>1368</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMER STATES WTR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>029899101</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3880</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ACCOLADE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00437E102</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADTRAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15000</Sole>
             <Shared>0</Shared>
             <None>1961</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AIRBNB INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>009066101</cusip>
         <value>7120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16965</Sole>
             <Shared>0</Shared>
             <None>25477</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>012653101</cusip>
         <value>196</value>
         <shrsOrPrnAmt>
             <sshPrnamt>894</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>787</Sole>
             <Shared>0</Shared>
             <None>107</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>018802108</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2912</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2912</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALTABANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>021347109</cusip>
         <value>3012</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>68200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMEREN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023608102</cusip>
         <value>196</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2300</Sole>
             <Shared>0</Shared>
             <None>125</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03076C106</cusip>
         <value>5432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20567</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19993</Sole>
             <Shared>0</Shared>
             <None>574</None>
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     <infoTable>
         <nameOfIssuer>APARTMENT INVT &amp; MGMT CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>03748R747</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14029</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>APPLIED GENETIC TECHNOLOGIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03820J100</cusip>
         <value>0</value>
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             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>110</None>
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     <infoTable>
         <nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02376R102</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2148</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>035710409</cusip>
         <value>911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>102661</Sole>
             <Shared>0</Shared>
             <None>5500</None>
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     <infoTable>
         <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>049560105</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>53712</value>
         <shrsOrPrnAmt>
             <sshPrnamt>188351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>106725</Sole>
             <Shared>0</Shared>
             <None>81626</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AVALONBAY CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053484101</cusip>
         <value>1663</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7502</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4027</Sole>
             <Shared>0</Shared>
             <None>3475</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL C</titleOfClass>
         <cusip>02079K107</cusip>
         <value>271601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101902</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85615</Sole>
             <Shared>0</Shared>
             <None>16287</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>31693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>135044</Sole>
             <Shared>0</Shared>
             <None>54134</None>
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     <infoTable>
         <nameOfIssuer>B &amp; G FOODS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05508R106</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1500</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BP PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>055622104</cusip>
         <value>2624</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95996</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52926</Sole>
             <Shared>0</Shared>
             <None>43070</None>
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     <infoTable>
         <nameOfIssuer>BAIDU INC</nameOfIssuer>
         <titleOfClass>SPON ADR REP A</titleOfClass>
         <cusip>056752108</cusip>
         <value>4658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30297</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>30285</Sole>
             <Shared>0</Shared>
             <None>12</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BALL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>058498106</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1178</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>063671101</cusip>
         <value>638</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4440</Sole>
             <Shared>0</Shared>
             <None>1960</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BANNER CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>06652V208</cusip>
         <value>4425</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>80142</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>038222105</cusip>
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         <value>239</value>
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         <value>10</value>
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         <nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
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         <value>191</value>
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         <cusip>09075V102</cusip>
         <value>525</value>
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         <nameOfIssuer>BLACKROCK TAX MUNICPAL BD TR</nameOfIssuer>
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         <nameOfIssuer>BLUEPRINT MEDICINES CORP</nameOfIssuer>
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         <nameOfIssuer>BOULDER GROWTH &amp; INCOME FD I</nameOfIssuer>
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         <nameOfIssuer>BRIDGEWATER BANCSHARES INC</nameOfIssuer>
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         <value>103</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>01741R102</cusip>
         <value>5</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09061G101</cusip>
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         <nameOfIssuer>BLACKROCK CR ALLOCATION INCO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>092508100</cusip>
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         <cusip>09257P105</cusip>
         <value>51</value>
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         <nameOfIssuer>AMERICOLD RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03064D108</cusip>
         <value>1060</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03073E105</cusip>
         <value>108</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>906</Sole>
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         <value>4208</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>VALE S A</nameOfIssuer>
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         <cusip>922908637</cusip>
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         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>3823</value>
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         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>4703</value>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908751</cusip>
         <value>88038</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92838X102</cusip>
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         <cusip>929160109</cusip>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>962166104</cusip>
         <value>4173</value>
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             <None>19537</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>101121101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>086516101</cusip>
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         <cusip>088606108</cusip>
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         <cusip>25434V302</cusip>
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         <nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
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             <sshPrnamt>9888</sshPrnamt>
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             <None>0</None>
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         <cusip>09249E101</cusip>
         <value>50</value>
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         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29355A107</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>1958</value>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
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         <cusip>33718W103</cusip>
         <value>77</value>
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             <None>3000</None>
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         <cusip>33733B100</cusip>
         <value>72</value>
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         <cusip>33734X192</cusip>
         <value>100</value>
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         <nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
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         <cusip>136375102</cusip>
         <value>10397</value>
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             <None>13949</None>
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         <value>6</value>
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         <nameOfIssuer>CANOPY GROWTH CORP</nameOfIssuer>
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         <cusip>138035100</cusip>
         <value>90</value>
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             <None>500</None>
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         <nameOfIssuer>CEDAR FAIR L P</nameOfIssuer>
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         <cusip>150185106</cusip>
         <value>568</value>
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             <None>250</None>
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         <nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>15135B101</cusip>
         <value>78</value>
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             <sshPrnamt>1246</sshPrnamt>
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             <None>45</None>
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         <nameOfIssuer>CERNER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156782104</cusip>
         <value>117</value>
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             <sshPrnamt>1664</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>163092AD1</cusip>
         <value>43</value>
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         <nameOfIssuer>CHEMED CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>16359R103</cusip>
         <value>127</value>
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             <sshPrnamt>273</sshPrnamt>
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             <None>0</None>
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         <value>18</value>
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         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
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         <cusip>33740K101</cusip>
         <value>48</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2500</None>
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         <nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>169656105</cusip>
         <value>40929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22519</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>8651</None>
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         <nameOfIssuer>CLEVELAND-CLIFFS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>185899101</cusip>
         <value>11</value>
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             <None>0</None>
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         <nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
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         <cusip>192446102</cusip>
         <value>1221</value>
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             <sshPrnamt>16447</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>10966</None>
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         <nameOfIssuer>DISH NETWORK CORPORATION</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>25470M109</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1602</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>DORCHESTER MINERALS LP</nameOfIssuer>
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         <cusip>25820R105</cusip>
         <value>101</value>
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         <nameOfIssuer>ESSEX PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>297178105</cusip>
         <value>2500</value>
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         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>10269</value>
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         <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
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         <cusip>34964C106</cusip>
         <value>36</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>402</None>
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         <nameOfIssuer>FOUR CORNERS PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35086T109</cusip>
         <value>21</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>353514102</cusip>
         <value>3</value>
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         <nameOfIssuer>FRESENIUS MED CARE AG&amp;CO KGA</nameOfIssuer>
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         <cusip>358029106</cusip>
         <value>286</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>5891</None>
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         <nameOfIssuer>GCP APPLIED TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36164Y101</cusip>
         <value>33</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>GABELLI DIVID &amp; INCOME TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36242H104</cusip>
         <value>258</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>371901109</cusip>
         <value>235</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIRST WESTN FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33751L105</cusip>
         <value>2221</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>12</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>1</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>4</None>
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         <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>339750101</cusip>
         <value>48</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343498101</cusip>
         <value>165</value>
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             <sshPrnamt>6975</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3375</None>
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         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>1045</value>
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             <sshPrnamt>73809</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>39150</None>
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         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>58906</value>
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             <sshPrnamt>201706</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>24</value>
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             <sshPrnamt>1360</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1360</Sole>
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             <None>0</None>
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         <nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>405217100</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3465</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>410867105</cusip>
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         <nameOfIssuer>HARLEY DAVIDSON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>412822108</cusip>
         <value>4</value>
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         <nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
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         <cusip>422806208</cusip>
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         <cusip>427096508</cusip>
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         <cusip>35671D857</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>1035</value>
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             <None>6146</None>
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         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>20127</value>
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         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>1906</value>
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             <sshPrnamt>19969</sshPrnamt>
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             <None>5106</None>
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         <cusip>30212P303</cusip>
         <value>8</value>
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             <sshPrnamt>50</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>905</value>
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             <None>7471</None>
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         <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278277108</cusip>
         <value>116</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>6533</value>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
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         <cusip>37954Y855</cusip>
         <value>2</value>
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         <cusip>380237107</cusip>
         <value>23</value>
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         <nameOfIssuer>HUNTINGTON INGALLS INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>446413106</cusip>
         <value>53</value>
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             <sshPrnamt>272</sshPrnamt>
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         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>857</value>
         <shrsOrPrnAmt>
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             <None>2283</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>257</value>
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             <None>565</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>316092709</cusip>
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         <cusip>38748G101</cusip>
         <value>52</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>40412C101</cusip>
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         <nameOfIssuer>HAEMONETICS CORP MASS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>1620</None>
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         <nameOfIssuer>HANCOCK JOHN INCOME SECS TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410123103</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>418056107</cusip>
         <value>238</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>6456</value>
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         <nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320557101</cusip>
         <value>9</value>
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         <nameOfIssuer>ING GROEP N.V.</nameOfIssuer>
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         <cusip>33739E108</cusip>
         <value>30</value>
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         <cusip>46137V142</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>338478100</cusip>
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         <cusip>46138G508</cusip>
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         <value>429</value>
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             <None>139462</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>COHEN STEER REIT</titleOfClass>
         <cusip>464287564</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS 2000 VAL ETF</titleOfClass>
         <cusip>464287630</cusip>
         <value>534</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3089</Sole>
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             <None>241</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS 2000 GRW ETF</titleOfClass>
         <cusip>464287648</cusip>
         <value>2075</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7067</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>95</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>U.S. TECH ETF</titleOfClass>
         <cusip>464287721</cusip>
         <value>2013</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19880</sshPrnamt>
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         <votingAuthority>
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             <None>16240</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI AC ASIA ETF</titleOfClass>
         <cusip>464288182</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>778</sshPrnamt>
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             <Sole>778</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI USA VALUE</titleOfClass>
         <cusip>46432F388</cusip>
         <value>2</value>
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             <None>20</None>
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         <nameOfIssuer>ISHARES INC</nameOfIssuer>
         <titleOfClass>MSCI JPN ETF NEW</titleOfClass>
         <cusip>46434G822</cusip>
         <value>513</value>
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             <sshPrnamt>7307</sshPrnamt>
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         <votingAuthority>
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             <None>765</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>0-5YR INVT GR CP</titleOfClass>
         <cusip>46434V100</cusip>
         <value>18</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE DIV GRWTH</titleOfClass>
         <cusip>46434V621</cusip>
         <value>433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8627</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>863</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>BLACKROCK ULTRA</titleOfClass>
         <cusip>46434V878</cusip>
         <value>14742</value>
         <shrsOrPrnAmt>
             <sshPrnamt>291883</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>203631</Sole>
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             <None>88252</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG AWRE 1 5 YR</titleOfClass>
         <cusip>46435G243</cusip>
         <value>769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29611</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>29611</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI GLOBAL IMP</titleOfClass>
         <cusip>46435G532</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>342</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>342</None>
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     <infoTable>
         <nameOfIssuer>INTRA-CELLULAR THERAPIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46116X101</cusip>
         <value>1026</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27520</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25150</Sole>
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             <None>2370</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>WILDERHIL CLAN</titleOfClass>
         <cusip>46137V134</cusip>
         <value>727</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3450</Sole>
             <Shared>0</Shared>
             <None>5963</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>INVESCO MSCI</titleOfClass>
         <cusip>46137V407</cusip>
         <value>2917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46067</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>35964</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>FTSE RAFI 1000</titleOfClass>
         <cusip>46137V613</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>46138E354</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>493</None>
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     <infoTable>
         <nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>462222100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>INTL CORE EQT MK</titleOfClass>
         <cusip>25434V203</cusip>
         <value>2347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81173</sshPrnamt>
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             <None>81173</None>
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         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US CORE EQUITY 2</titleOfClass>
         <cusip>25434V708</cusip>
         <value>809</value>
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             <None>0</None>
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         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>INTERNATNAL VAL</titleOfClass>
         <cusip>25434V807</cusip>
         <value>231</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>DIODES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254543101</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <nameOfIssuer>DOCUSIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256163106</cusip>
         <value>6371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24747</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>25746U109</cusip>
         <value>1443</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>2984</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>11918</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>103743</None>
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         <nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>264411505</cusip>
         <value>1830</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>712</None>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>4553</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>39721</Sole>
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             <None>27239</None>
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         <nameOfIssuer>EOG RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
         <value>685</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>916</None>
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         <nameOfIssuer>EQT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26884L109</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>1115</value>
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             <None>1610</None>
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     <infoTable>
         <nameOfIssuer>ENCOMPASS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29261A100</cusip>
         <value>11</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>101</None>
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     <infoTable>
         <nameOfIssuer>EQUINOR ASA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>29446M102</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3957</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3664</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ISHS 5-10YR INVT</titleOfClass>
         <cusip>464288638</cusip>
         <value>13188</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
             <Sole>199976</Sole>
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             <None>19604</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>10-20 YR TRS ETF</titleOfClass>
         <cusip>464288653</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>846</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>846</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
         <titleOfClass>BLACKROCK ST MAT</titleOfClass>
         <cusip>46431W507</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1300</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1300</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI USA QLT FCT</titleOfClass>
         <cusip>46432F339</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3815</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3483</Sole>
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             <None>332</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>IBOXX HI YD ETF</titleOfClass>
         <cusip>464288513</cusip>
         <value>5536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63273</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38226</Sole>
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             <None>25047</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>SHORT TREAS BD</titleOfClass>
         <cusip>464288679</cusip>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464288877</cusip>
         <value>33</value>
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         <value>115</value>
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         <value>102</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>1 3 YR TREAS BD</titleOfClass>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG AW MSCI EAFE</titleOfClass>
         <cusip>46435G516</cusip>
         <value>3984</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>BROAD USD HIGH</titleOfClass>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>GBL GREEN ETF</titleOfClass>
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         <value>142</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ROBOTICS ARTIF</titleOfClass>
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         <value>1</value>
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         <nameOfIssuer>I3 VERTICALS INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49271V100</cusip>
         <value>113</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>493267108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>52567D107</cusip>
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         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
         <titleOfClass>COM A SIRIUSXM</titleOfClass>
         <cusip>531229409</cusip>
         <value>27</value>
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         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
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         <cusip>531229706</cusip>
         <value>8</value>
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         <cusip>532457108</cusip>
         <value>19445</value>
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         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI CONSM DIS</titleOfClass>
         <cusip>316092204</cusip>
         <value>4282</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>1334</value>
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         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>74</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
         <value>88</value>
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             <None>416</None>
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         <nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552953101</cusip>
         <value>104</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>553498106</cusip>
         <value>495</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>56035L104</cusip>
         <value>68</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48251W104</cusip>
         <value>196</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>1579</None>
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         <cusip>33736G106</cusip>
         <value>1067</value>
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         <otherManager>4</otherManager>
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             <None>24305</None>
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         <nameOfIssuer>HBT FINL INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>693483109</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4950</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYNMC OVERWRT</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12287</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN CR OPPORTUNITIES 2022</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075U102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>166</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>674599105</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6942</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5534</Sole>
             <Shared>0</Shared>
             <None>1408</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI INTL QUALTY</titleOfClass>
         <cusip>46434V456</cusip>
         <value>488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12249</Sole>
             <Shared>0</Shared>
             <None>644</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI UK ETF NEW</titleOfClass>
         <cusip>46435G334</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG AWR MSCI USA</titleOfClass>
         <cusip>46435G425</cusip>
         <value>455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4624</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4624</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG AWR US AGRGT</titleOfClass>
         <cusip>46435U549</cusip>
         <value>647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>11743</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG AWARE MSCI</titleOfClass>
         <cusip>46435U663</cusip>
         <value>1729</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8061</Sole>
             <Shared>0</Shared>
             <None>36250</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEWELL BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>651229106</cusip>
         <value>708</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13897</Sole>
             <Shared>0</Shared>
             <None>18082</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>136335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1736311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1398446</Sole>
             <Shared>0</Shared>
             <None>337865</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681936100</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1267</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>68622V106</cusip>
         <value>1552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26885</Sole>
             <Shared>0</Shared>
             <None>20461</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68902V107</cusip>
         <value>4349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52857</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>28659</Sole>
             <Shared>0</Shared>
             <None>24198</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ITAU UNIBANCO HLDG S A</nameOfIssuer>
         <titleOfClass>SPON ADR REP PFD</titleOfClass>
         <cusip>465562106</cusip>
         <value>94</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4330</Sole>
             <Shared>0</Shared>
             <None>13530</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JACOBS ENGR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>469814107</cusip>
         <value>831</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6272</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>548</Sole>
             <Shared>0</Shared>
             <None>5724</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JD.COM INC</nameOfIssuer>
         <titleOfClass>SPON ADR CL A</titleOfClass>
         <cusip>47215P106</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>443</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>371</Sole>
             <Shared>0</Shared>
             <None>72</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JONES LANG LASALLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>48020Q107</cusip>
         <value>439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1170</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVAVAX INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>670002401</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>260</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>130</Sole>
             <Shared>0</Shared>
             <None>130</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>801</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4800</Sole>
             <Shared>0</Shared>
             <None>3333</None>
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     <infoTable>
         <nameOfIssuer>NUTANIX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67059N108</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>781</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>781</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>192</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>49077</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>105840</Sole>
             <Shared>0</Shared>
             <None>9665</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
         <cusip>78463X509</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>591</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2032</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2189</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>976</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OKTA INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>679295105</cusip>
         <value>9288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>39129</Sole>
             <Shared>0</Shared>
             <None>5</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ONE GAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68235P108</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1707</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1707</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
         <value>14452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>58817</Sole>
             <Shared>0</Shared>
             <None>50305</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>500754106</cusip>
         <value>704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10950</Sole>
             <Shared>0</Shared>
             <None>8171</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>4205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>96295</Sole>
             <Shared>0</Shared>
             <None>54535</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695156109</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>861</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>861</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>69608A108</cusip>
         <value>832</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>34549</Sole>
             <Shared>0</Shared>
             <None>56</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>87769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>123503</Sole>
             <Shared>0</Shared>
             <None>59730</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENN NATL GAMING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>707569109</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>482</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>7329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
             <Shared>0</Shared>
             <None>56699</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78468R622</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>1</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
         <cusip>78468R853</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>435</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34835</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6564</Sole>
             <Shared>0</Shared>
             <None>28271</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>69539</value>
         <shrsOrPrnAmt>
             <sshPrnamt>954681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>519801</Sole>
             <Shared>0</Shared>
             <None>434880</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>613</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>669</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1668</Sole>
             <Shared>0</Shared>
             <None>15616</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1412</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>319</Sole>
             <Shared>0</Shared>
             <None>1093</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LEAR CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>521865204</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
             <Shared>0</Shared>
             <None>6</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
         <titleOfClass>COM C SIRIUSXM</titleOfClass>
         <cusip>531229607</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2083</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200W106</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1121</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>1-5 US TIP IDX</titleOfClass>
         <cusip>72201R205</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>970</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHANCD SHORT</titleOfClass>
         <cusip>72201R643</cusip>
         <value>4187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10350</Sole>
             <Shared>0</Shared>
             <None>31250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
         <cusip>72201R833</cusip>
         <value>6774</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66456</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>42956</Sole>
             <Shared>0</Shared>
             <None>23500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>SHTRM MUN BD ACT</titleOfClass>
         <cusip>72201R874</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>4287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9609</Sole>
             <Shared>0</Shared>
             <None>3841</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>1820</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14293</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14196</Sole>
             <Shared>0</Shared>
             <None>97</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5781</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5561</Sole>
             <Shared>0</Shared>
             <None>220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3563</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7144</Sole>
             <Shared>0</Shared>
             <None>2</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>726503105</cusip>
         <value>778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>47734</Sole>
             <Shared>0</Shared>
             <None>28800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2022</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1259</Sole>
             <Shared>0</Shared>
             <None>763</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>10758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>45893</Sole>
             <Shared>0</Shared>
             <None>48626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REAVES UTIL INCOME FD</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>756158101</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REDFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75737F108</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>335</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76680R206</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>47034</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>160545</Sole>
             <Shared>0</Shared>
             <None>71308</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>M D C HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552676108</cusip>
         <value>385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8046</Sole>
             <Shared>0</Shared>
             <None>190</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MADISON SQUARE GRDN SPRT COR</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>55825T103</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>350</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
         <titleOfClass>COM UNIT RP LP</titleOfClass>
         <cusip>559080106</cusip>
         <value>7731</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>168560</Sole>
             <Shared>0</Shared>
             <None>1045</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILVERGATE CAP CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82837P408</cusip>
         <value>1652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>1384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40314</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38004</Sole>
             <Shared>0</Shared>
             <None>2310</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1709</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1581</Sole>
             <Shared>0</Shared>
             <None>128</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNOWFLAKE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>1233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4076</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2227</Sole>
             <Shared>0</Shared>
             <None>1849</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>17238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197844</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>149235</Sole>
             <Shared>0</Shared>
             <None>48609</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MAINSTAY MACKAY DEFINEDTERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56064K100</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARKETAXESS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57060D108</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57164Y107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
             <Shared>0</Shared>
             <None>10</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>573874104</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3290</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1574</Sole>
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             <None>1716</None>
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         <nameOfIssuer>MASCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
         <value>2144</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38599</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>38599</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>57636Q104</cusip>
         <value>46663</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134212</sshPrnamt>
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         <votingAuthority>
             <Sole>128340</Sole>
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             <None>5872</None>
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     <infoTable>
         <nameOfIssuer>SPERO THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84833T103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>20500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>Q2 HLDGS INC</nameOfIssuer>
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         <cusip>74736LAD1</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
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             <Sole>12000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
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             <Sole>120</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REGAL BELOIT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758750103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
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             <None>25</None>
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     <infoTable>
         <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33103</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33103</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STMICROELECTRONICS N V</nameOfIssuer>
         <titleOfClass>NY REGISTRY</titleOfClass>
         <cusip>861012102</cusip>
         <value>1341</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9285</Sole>
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             <None>21456</None>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>12969</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116154</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>37321</None>
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     <infoTable>
         <nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874060205</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4565</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3179</Sole>
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             <None>1386</None>
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         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
         <value>342</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9236</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9200</Sole>
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             <None>36</None>
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     <infoTable>
         <nameOfIssuer>RIVERVIEW BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>769397100</cusip>
         <value>654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>90000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROYAL BK CDA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780087102</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
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             <None>87</None>
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     <infoTable>
         <nameOfIssuer>MIMEDX GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>602496101</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MIRATI THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>60468T105</cusip>
         <value>157</value>
         <shrsOrPrnAmt>
             <sshPrnamt>885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>885</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PAYLOCITY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70438V106</cusip>
         <value>6237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22242</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>22242</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PEOPLES BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>709789101</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>695</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
         <cusip>78464A813</cusip>
         <value>1553</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13962</Sole>
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             <None>2430</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <Sole>172</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NCR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62886E108</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6958</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>6958</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>636274409</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>656</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>602</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>427</Sole>
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             <None>175</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>1066</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14013</Sole>
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             <None>14400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5316</Sole>
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             <None>200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>649445103</cusip>
         <value>185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14350</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5805</Sole>
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             <None>8545</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEWMONT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>651639106</cusip>
         <value>769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14167</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10518</Sole>
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             <None>3649</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67061T101</cusip>
         <value>1075</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99008</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>51008</Sole>
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             <None>48000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>2453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26345</Sole>
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             <None>8676</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO CORPORATE &amp; INCM STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200U100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>730</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ACTIVE BD ETF</titleOfClass>
         <cusip>72201R775</cusip>
         <value>3096</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28009</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24534</Sole>
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             <None>3475</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
         <titleOfClass>LTD PARTNR INT A</titleOfClass>
         <cusip>72651A207</cusip>
         <value>434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25100</Sole>
             <Shared>0</Shared>
             <None>15200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RESMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761152107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESTAURANT BRANDS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76131D103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>119</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>5777</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85398</Sole>
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             <None>1062</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>7451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167169</sshPrnamt>
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             <None>49199</None>
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         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5167</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEKLA LIFE SCIENCES INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>87911K100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>639</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880198106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1006</sshPrnamt>
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         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1640</sshPrnamt>
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             <None>1640</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2010</sshPrnamt>
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         <nameOfIssuer>TEXAS CAP BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>222279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>389056</sshPrnamt>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>TOTALENERGIES SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11589</sshPrnamt>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4142</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
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             <Sole>1700</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>257209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1241594</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>7372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113714</sshPrnamt>
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         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4767</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>81761L102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982L103</cusip>
         <value>568</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>2850</Sole>
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     <infoTable>
         <nameOfIssuer>SLM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78442P106</cusip>
         <value>176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10019</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>3849</Sole>
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             <None>6170</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
         <cusip>78463X533</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2119</sshPrnamt>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>2389</value>
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             <None>14072</None>
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         <nameOfIssuer>UIPATH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90364P105</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>737</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>UNITED AIRLS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>UNIVERSAL HEALTH RLTY INCOME</nameOfIssuer>
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         <cusip>91359E105</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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     <infoTable>
         <nameOfIssuer>UNIVEST FINANCIAL CORPORATIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>915271100</cusip>
         <value>1587</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>BIOTECH ETF</titleOfClass>
         <cusip>92189F726</cusip>
         <value>465</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2300</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>500 GRTH IDX F</titleOfClass>
         <cusip>921932505</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>315</None>
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     <infoTable>
         <nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>838518108</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2390</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1991</Sole>
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             <None>399</None>
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     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>8681</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>39564</None>
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     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>5564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65673</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>40668</None>
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     <infoTable>
         <nameOfIssuer>QORVO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74736K101</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2081</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>121737</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>710214</Sole>
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             <None>233626</None>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>3526</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>7930</Sole>
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             <None>16332</None>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1254</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>628</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR S&amp;P 500 ETF</titleOfClass>
         <cusip>78468R796</cusip>
         <value>409</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3852</None>
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     <infoTable>
         <nameOfIssuer>SABINE RTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>2256</Sole>
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             <None>2000</None>
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         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>SANDERSON FARMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>800013104</cusip>
         <value>1336</value>
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         <nameOfIssuer>SASOL LTD</nameOfIssuer>
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         <value>4</value>
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             <None>203</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>54078</value>
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             <sshPrnamt>1071062</sshPrnamt>
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             <None>252362</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
         <titleOfClass>INTL DVD ETF</titleOfClass>
         <cusip>921946810</cusip>
         <value>23</value>
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             <sshPrnamt>262</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>7684</value>
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             <sshPrnamt>94820</sshPrnamt>
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             <None>28875</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>COMM SRVC ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>21080</value>
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             <sshPrnamt>149745</sshPrnamt>
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             <None>149040</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>63</value>
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             <sshPrnamt>718</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INTER TERM TREAS</titleOfClass>
         <cusip>92206C706</cusip>
         <value>108</value>
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             <None>461</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000VAL</titleOfClass>
         <cusip>92206C714</cusip>
         <value>22</value>
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             <sshPrnamt>316</sshPrnamt>
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             <Sole>316</Sole>
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     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>449</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>14005</Sole>
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             <None>0</None>
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         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>9</value>
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             <sshPrnamt>425</sshPrnamt>
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         <otherManager>4</otherManager>
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             <Sole>400</Sole>
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             <None>25</None>
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     <infoTable>
         <nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
         <titleOfClass>*W EXP 08/03/202</titleOfClass>
         <cusip>674599162</cusip>
         <value>12</value>
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             <sshPrnamt>978</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>690</Sole>
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             <None>288</None>
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     <infoTable>
         <nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>680223104</cusip>
         <value>541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23400</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>23400</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RAYONIER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754907103</cusip>
         <value>1647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46168</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>45268</Sole>
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             <None>900</None>
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     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>5082</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17683</Sole>
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             <None>60673</None>
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     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>3475</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28947</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12737</Sole>
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             <None>16210</None>
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     <infoTable>
         <nameOfIssuer>RESIDEO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76118Y104</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2358</Sole>
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             <None>622</None>
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     <infoTable>
         <nameOfIssuer>SAUL CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>804395101</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7891</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>5374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70099</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9269</Sole>
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             <None>60830</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>4119</value>
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             <sshPrnamt>41154</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7428</Sole>
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             <None>33726</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT LG</titleOfClass>
         <cusip>808524755</cusip>
         <value>62</value>
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             <sshPrnamt>1885</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>385</Sole>
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             <None>1500</None>
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     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3420</sshPrnamt>
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             <Sole>3200</Sole>
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             <None>220</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>988</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5506</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5457</Sole>
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             <None>49</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>874</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16776</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10126</Sole>
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             <None>6650</None>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>7306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93064</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>37924</Sole>
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             <None>55140</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>99153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1502776</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>593367</None>
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     <infoTable>
         <nameOfIssuer>TECK RESOURCES LTD</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>878742204</cusip>
         <value>12</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>36</Sole>
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             <None>27</None>
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     <infoTable>
         <nameOfIssuer>REVANCE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761330109</cusip>
         <value>28</value>
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             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>1000</None>
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     <infoTable>
         <nameOfIssuer>ROBLOX CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>771049103</cusip>
         <value>1932</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25578</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17605</Sole>
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             <None>7973</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>10777</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36653</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33485</Sole>
             <Shared>0</Shared>
             <None>3168</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>987</Sole>
             <Shared>0</Shared>
             <None>1534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIFIC PREMIER BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69478X105</cusip>
         <value>3989</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>96263</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PARK NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>700658107</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>2150</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO MUN INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200R107</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2000</Sole>
             <Shared>0</Shared>
             <None>1500</None>
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     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>21955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85820</Sole>
             <Shared>0</Shared>
             <None>25798</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
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         <value>26</value>
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         <value>87</value>
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         <cusip>92189F676</cusip>
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         <cusip>80105N105</cusip>
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         <cusip>806407102</cusip>
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         <value>457</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>G16258108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>88162G103</cusip>
         <value>711</value>
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         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
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         <cusip>88339J105</cusip>
         <value>21346</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>418</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
         <value>733</value>
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         <cusip>891160509</cusip>
         <value>46</value>
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         <value>121</value>
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         <cusip>921910840</cusip>
         <value>88</value>
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         <value>94</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>92204A207</cusip>
         <value>8028</value>
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         <cusip>92206C771</cusip>
         <value>3153</value>
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         <cusip>922908595</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>63</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>13</value>
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         <cusip>G0411R114</cusip>
         <value>23</value>
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         <cusip>G21810109</cusip>
         <value>29799</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>114025</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>15</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>1484</value>
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         <titleOfClass>CL A COM</titleOfClass>
         <cusip>88025U109</cusip>
         <value>7</value>
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         <cusip>881624209</cusip>
         <value>2</value>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>15531</value>
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             <None>27631</None>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
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         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>2413</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>244</value>
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         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>50</value>
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         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>17406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>138858</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>38757</None>
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         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>1363</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42171</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>16102</None>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G68707101</cusip>
         <value>2265</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>13873</None>
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         <nameOfIssuer>TURNING POINT THERAPEUTICS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90041T108</cusip>
         <value>65</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>902653104</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
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         <cusip>904767704</cusip>
         <value>1996</value>
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         <value>40</value>
         <shrsOrPrnAmt>
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         <cusip>G7997R103</cusip>
         <value>274</value>
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         <cusip>G8994E103</cusip>
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         <nameOfIssuer>LIBERTY LATIN AMERICA LTD</nameOfIssuer>
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         <cusip>G9001E102</cusip>
         <value>13</value>
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         <cusip>G96629103</cusip>
         <value>173</value>
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             <None>476</None>
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         <cusip>H2906T109</cusip>
         <value>41</value>
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             <sshPrnamt>262</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>455</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>187666</value>
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         <nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91347P105</cusip>
         <value>2918</value>
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             <sshPrnamt>17069</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>644</value>
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             <sshPrnamt>4193</sshPrnamt>
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             <Sole>3341</Sole>
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             <None>852</None>
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         <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
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         <cusip>921909768</cusip>
         <value>1265</value>
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             <sshPrnamt>20000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>20000</None>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>45886</value>
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         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>200008</value>
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             <None>222937</None>
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         <nameOfIssuer>WD 40 CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929236107</cusip>
         <value>162</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
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         <nameOfIssuer>WPP PLC NEW</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>92937A102</cusip>
         <value>7</value>
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         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>853</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>WEIBO CORP</nameOfIssuer>
         <titleOfClass>NOTE 1.250%11/1</titleOfClass>
         <cusip>948596AC5</cusip>
         <value>32</value>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>9191</value>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
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         <cusip>N53745100</cusip>
         <value>162</value>
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             <None>588</None>
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         <nameOfIssuer>UNITED STATES STL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>912909108</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>814</sshPrnamt>
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         <nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>919794107</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>539</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>539</None>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>PREFERRED SECURT</titleOfClass>
         <cusip>92189F429</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1100</sshPrnamt>
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             <None>1100</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>998</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>998</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>15471</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>94088</None>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>17431</value>
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         <titleOfClass>SHORT TERM TREAS</titleOfClass>
         <cusip>92206C102</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5739</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>739</None>
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         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>2382</value>
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             <None>0</None>
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         <cusip>92189H409</cusip>
         <value>729</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2850</None>
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         <titleOfClass>LONG TERM BOND</titleOfClass>
         <cusip>921937793</cusip>
         <value>606</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5924</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>5924</Sole>
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             <None>0</None>
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         <titleOfClass>TOTAL INT BD ETF</titleOfClass>
         <cusip>92203J407</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>496</sshPrnamt>
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             <None>479</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>3213</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>24708</value>
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         <value>29</value>
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         <cusip>92206C409</cusip>
         <value>399219</value>
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         <cusip>92206C573</cusip>
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         <titleOfClass>SHS</titleOfClass>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
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         <cusip>95766R104</cusip>
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         <cusip>97717W307</cusip>
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         <cusip>023135106</cusip>
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         <cusip>015271109</cusip>
         <value>208</value>
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         <value>514</value>
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             <sshPrnamt>772</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>772</Sole>
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         <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
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         <cusip>03073E105</cusip>
         <value>345</value>
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         <otherManager>5</otherManager>
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         <cusip>03768E105</cusip>
         <value>274</value>
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             <sshPrnamt>4447</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>1026</value>
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             <sshPrnamt>8062</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>1661</value>
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         <value>1891</value>
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             <sshPrnamt>11287</sshPrnamt>
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         <value>7882</value>
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         <value>21128</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03076C106</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>930</sshPrnamt>
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         <nameOfIssuer>BWX TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05605H100</cusip>
         <value>1216</value>
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             <sshPrnamt>22585</sshPrnamt>
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         <nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
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         <cusip>09247X101</cusip>
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         <value>409</value>
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         <cusip>04010L103</cusip>
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         <cusip>049904105</cusip>
         <value>763</value>
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         <value>1828</value>
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         <nameOfIssuer>BUILDERS FIRSTSOURCE INC</nameOfIssuer>
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         <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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         <value>628</value>
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         <cusip>192422103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>1371</value>
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             <sshPrnamt>7137</sshPrnamt>
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         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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         <cusip>22160K105</cusip>
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         <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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         <cusip>254687106</cusip>
         <value>13209</value>
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         <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256746108</cusip>
         <value>202</value>
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             <sshPrnamt>2111</sshPrnamt>
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         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
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         <cusip>26441C204</cusip>
         <value>710</value>
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             <sshPrnamt>7274</sshPrnamt>
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             <None>1725</None>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>326</value>
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         <nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>15135B101</cusip>
         <value>394</value>
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             <sshPrnamt>6317</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
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         <cusip>159864107</cusip>
         <value>377</value>
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             <sshPrnamt>914</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ESSEX PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>297178105</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>681</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>1476</value>
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         <nameOfIssuer>FIDELITY D &amp; D BANCORP INC</nameOfIssuer>
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         <cusip>33739E108</cusip>
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         <value>331</value>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>666</value>
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         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>3316</value>
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         <nameOfIssuer>HANNON ARMSTRONG SUST INFR C</nameOfIssuer>
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         <cusip>41068X100</cusip>
         <value>1275</value>
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         <cusip>427096508</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>174610105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>191216100</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>459506101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>INTRA-CELLULAR THERAPIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46116X101</cusip>
         <value>421</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>46120E602</cusip>
         <value>3644</value>
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         <cusip>084670108</cusip>
         <value>822</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BIO-TECHNE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09073M104</cusip>
         <value>2117</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <cusip>46138E511</cusip>
         <value>329</value>
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         <cusip>229899109</cusip>
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         <cusip>235851102</cusip>
         <value>14763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48493</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31954</Sole>
             <Shared>106</Shared>
             <None>16433</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>244199105</cusip>
         <value>2917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8130</Sole>
             <Shared>355</Shared>
             <None>221</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>1580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>26705</Sole>
             <Shared>1161</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1629</Sole>
             <Shared>200</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>707</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18820</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>1160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11851</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11587</Sole>
             <Shared>264</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>1642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>36920</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>1938</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6914</Sole>
             <Shared>15</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIAGEO PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>25243Q205</cusip>
         <value>1388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4907</Sole>
             <Shared>1515</Shared>
             <None>770</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>680</Sole>
             <Shared>1150</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>1275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21788</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21788</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50147</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>5240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22992</Sole>
             <Shared>3040</Shared>
             <None>3841</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>6008</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102432</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>99011</Sole>
             <Shared>1732</Shared>
             <None>1689</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>13513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>61982</Sole>
             <Shared>1552</Shared>
             <None>5409</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>17204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>184071</Sole>
             <Shared>8274</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6707</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6707</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>392</value>
         <shrsOrPrnAmt>
             <sshPrnamt>976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>976</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>167</Sole>
             <Shared>0</Shared>
             <None>932</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>7230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16646</Sole>
             <Shared>1685</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>34496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>118885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>65807</Sole>
             <Shared>52657</Shared>
             <None>421</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>3570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17825</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10476</Sole>
             <Shared>0</Shared>
             <None>7349</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>16631</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>58916</Sole>
             <Shared>2767</Shared>
             <None>12979</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>962166104</cusip>
         <value>1846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51896</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>46243</Sole>
             <Shared>5653</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>2726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22291</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21699</Sole>
             <Shared>304</Shared>
             <None>288</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>291</Sole>
             <Shared>73</Shared>
             <None>1161</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NATIONAL ENERGY SERVICES REU</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6375R107</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10502</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10502</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOEING CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>097023105</cusip>
         <value>825</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3296</Sole>
             <Shared>456</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>2756</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46578</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32893</Sole>
             <Shared>3303</Shared>
             <None>10382</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CME GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12572Q105</cusip>
         <value>1816</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9389</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8866</Sole>
             <Shared>481</Shared>
             <None>42</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>4230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>36973</Sole>
             <Shared>35</Shared>
             <None>12833</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>101121101</cusip>
         <value>433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3992</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3958</Sole>
             <Shared>34</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
         <titleOfClass>CL B NEW</titleOfClass>
         <cusip>084670702</cusip>
         <value>6128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22454</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>19004</Sole>
             <Shared>3028</Shared>
             <None>422</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25746U109</cusip>
         <value>370</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4560</Sole>
             <Shared>500</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>13645T100</cusip>
         <value>1046</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16070</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16070</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>14040H105</cusip>
         <value>964</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5873</Sole>
             <Shared>83</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
         <titleOfClass>CL A LTD VT SH</titleOfClass>
         <cusip>112585104</cusip>
         <value>559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10445</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9036</Sole>
             <Shared>1409</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>136375102</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2371</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>254709108</cusip>
         <value>744</value>
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         <cusip>25434V708</cusip>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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         <cusip>25434V401</cusip>
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         <cusip>25434V609</cusip>
         <value>616</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>126408103</cusip>
         <value>847</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>142339100</cusip>
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         <nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
         <value>973</value>
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             <sshPrnamt>11786</sshPrnamt>
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         <nameOfIssuer>DISH NETWORK CORPORATION</nameOfIssuer>
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         <cusip>25470M109</cusip>
         <value>1124</value>
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             <sshPrnamt>25855</sshPrnamt>
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         <nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
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         <cusip>264411505</cusip>
         <value>274</value>
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             <sshPrnamt>5725</sshPrnamt>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>602</value>
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             <sshPrnamt>8850</sshPrnamt>
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         <nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29362U104</cusip>
         <value>410</value>
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             <sshPrnamt>3255</sshPrnamt>
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         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>5094</value>
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         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>700</value>
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             <sshPrnamt>11695</sshPrnamt>
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             <Sole>8120</Sole>
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         <nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>201</value>
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             <sshPrnamt>1998</sshPrnamt>
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             <Sole>807</Sole>
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         <nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>43300A203</cusip>
         <value>1429</value>
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             <sshPrnamt>10816</sshPrnamt>
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             <None>127</None>
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         <nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>445658107</cusip>
         <value>766</value>
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             <sshPrnamt>4581</sshPrnamt>
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             <Sole>4581</Sole>
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             <None>0</None>
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         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>284</value>
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             <sshPrnamt>2858</sshPrnamt>
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             <Sole>1419</Sole>
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         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>1281</value>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>6126</value>
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         <nameOfIssuer>FB FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30257X104</cusip>
         <value>751</value>
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             <sshPrnamt>17513</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>17513</Sole>
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         <nameOfIssuer>COOPER COS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>216648402</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>564</sshPrnamt>
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             <Sole>489</Sole>
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         <nameOfIssuer>CORNING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>219350105</cusip>
         <value>673</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18436</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>1084</value>
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             <sshPrnamt>5618</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>515</value>
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             <sshPrnamt>6055</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <cusip>33739Q200</cusip>
         <value>253</value>
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         <nameOfIssuer>GRACO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384109104</cusip>
         <value>299</value>
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         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
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         <cusip>31620R303</cusip>
         <value>1003</value>
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         <nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>422806208</cusip>
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         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>6218</value>
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         <cusip>45866F104</cusip>
         <value>1352</value>
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         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
         <value>3233</value>
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         <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>46090E103</cusip>
         <value>13730</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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         <cusip>46137V621</cusip>
         <value>251</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>1590</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>37959E102</cusip>
         <value>1537</value>
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         <cusip>369604301</cusip>
         <value>2790</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>1740</value>
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             <sshPrnamt>24915</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
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         <cusip>23282W605</cusip>
         <value>254</value>
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         <value>1014</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>464287473</cusip>
         <value>808</value>
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             <sshPrnamt>1045</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>13905</None>
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     <infoTable>
         <nameOfIssuer>OKTA INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>679295105</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2359</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>2309</None>
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         <nameOfIssuer>ISHARES INC</nameOfIssuer>
         <titleOfClass>CORE MSCI EMKT</titleOfClass>
         <cusip>46434G103</cusip>
         <value>2521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40827</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>36776</Sole>
             <Shared>3536</Shared>
             <None>515</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI INTL QUALTY</titleOfClass>
         <cusip>46434V456</cusip>
         <value>669</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>16720</Sole>
             <Shared>950</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>9829</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125190</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>104377</Sole>
             <Shared>5958</Shared>
             <None>14855</None>
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         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>937</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6555</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5669</Sole>
             <Shared>886</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>KLA CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>482480100</cusip>
         <value>323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>966</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>918</Sole>
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             <None>48</None>
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     <infoTable>
         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>578</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1557</Sole>
             <Shared>9</Shared>
             <None>39</None>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>33542</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>74571</Sole>
             <Shared>17</Shared>
             <None>4356</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>1230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39368</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39368</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
         <value>1434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6893</Sole>
             <Shared>3363</Shared>
             <None>575</None>
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     <infoTable>
         <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>500754106</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5433</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>KROGER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>501044101</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5619</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1619</Sole>
             <Shared>4000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>2253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>7808</Sole>
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             <None>250</None>
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     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM STK</titleOfClass>
         <cusip>806857108</cusip>
         <value>386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13041</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12941</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>517834107</cusip>
         <value>877</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>23900</Sole>
             <Shared>0</Shared>
             <None>75</None>
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     <infoTable>
         <nameOfIssuer>LEAR CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>521865204</cusip>
         <value>542</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3466</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>530307305</cusip>
         <value>2734</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15379</Sole>
             <Shared>453</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>8858</value>
         <shrsOrPrnAmt>
             <sshPrnamt>205958</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>171834</Sole>
             <Shared>18596</Shared>
             <None>15528</None>
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     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>529</Sole>
             <Shared>122</Shared>
             <None>31</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>7440</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>3025</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>8673</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>68083</Sole>
             <Shared>563</Shared>
             <None>500</None>
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     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5842</Sole>
             <Shared>391</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>865</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7597</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7273</Sole>
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             <None>200</None>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>500</Sole>
             <Shared>1047</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>3023</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>4386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51026</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38931</Sole>
             <Shared>6594</Shared>
             <None>5501</None>
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     <infoTable>
         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>1566</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4538</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3696</Sole>
             <Shared>766</Shared>
             <None>76</None>
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     <infoTable>
         <nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695156109</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1457</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1457</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56501R106</cusip>
         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10270</Sole>
             <Shared>1788</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>2186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35266</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31764</Sole>
             <Shared>3502</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SQUARE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>852234103</cusip>
         <value>825</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2437</Sole>
             <Shared>1000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5162</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>5140</Sole>
             <Shared>22</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>743</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5219</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>5219</None>
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     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>2378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10395</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4332</Sole>
             <Shared>2116</Shared>
             <None>3947</None>
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     <infoTable>
         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>9921</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>106388</Sole>
             <Shared>24168</Shared>
             <None>1534</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10716</Sole>
             <Shared>96</Shared>
             <None>0</None>
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         <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2439</Sole>
             <Shared>800</Shared>
             <None>0</None>
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         <nameOfIssuer>U S XPRESS ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>90338N202</cusip>
         <value>91</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10590</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7138</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5071</Sole>
             <Shared>1690</Shared>
             <None>377</None>
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         <nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83417M104</cusip>
         <value>1762</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6644</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6644</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>HIGH YLD MUNIETF</titleOfClass>
         <cusip>92189H409</cusip>
         <value>767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12275</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11000</Sole>
             <Shared>1275</Shared>
             <None>0</None>
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         <nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>25</Shared>
             <None>0</None>
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         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2092</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1090</Sole>
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             <None>1002</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>12864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>156092</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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         <nameOfIssuer>RED RIVER BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75686R202</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6800</Sole>
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             <None>0</None>
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         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>2700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4411</Sole>
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             <None>0</None>
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         <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>1058</value>
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             <sshPrnamt>49637</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>49568</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>702</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15737</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>1125</None>
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         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>22231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>43992</Sole>
             <Shared>6823</Shared>
             <None>990</None>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>662</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5634</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5087</Sole>
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         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLACKSTONE SENR</titleOfClass>
         <cusip>78467V608</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4674</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4674</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>1400</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2250</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2237</Sole>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>6763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24938</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>723</None>
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         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>3208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44042</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>43173</Sole>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>801</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>3929</Sole>
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             <None>0</None>
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         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>SONY GROUP CORPORATION</nameOfIssuer>
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         <cusip>835699307</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>272</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>98139A105</cusip>
         <value>385</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>1631</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
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         <cusip>G21810109</cusip>
         <value>1319</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>G29183103</cusip>
         <value>4778</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
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         <cusip>832696405</cusip>
         <value>464</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>377</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>4402</value>
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         <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>3620</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>332</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>7500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113668</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>1614</value>
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             <sshPrnamt>7267</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>12474</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>214</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>874039100</cusip>
         <value>760</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>719</value>
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         <cusip>922908553</cusip>
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         <cusip>922908744</cusip>
         <value>4466</value>
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         <cusip>922908751</cusip>
         <value>4113</value>
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         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>4183</value>
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         <titleOfClass>SHS</titleOfClass>
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         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>1521</value>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>515</value>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>760</value>
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             <sshPrnamt>3881</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>2955</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>5472</value>
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             <sshPrnamt>39260</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>2700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21435</sshPrnamt>
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         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>1502</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>624</value>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>504</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>242</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G8994E103</cusip>
         <value>702</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>5315</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>M2682V108</cusip>
         <value>379</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>N53745100</cusip>
         <value>583</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>2492</value>
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             <sshPrnamt>21100</sshPrnamt>
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         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>828</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>5307</value>
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             <sshPrnamt>9218</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>235</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>7030</value>
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             <sshPrnamt>2140</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>263</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>ALTRA INDL MOTION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5993</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>5827</Sole>
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         <nameOfIssuer>ADDUS HOMECARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>006739106</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2615</sshPrnamt>
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         <cusip>099724106</cusip>
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         <value>289</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>1161</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03076K108</cusip>
         <value>412</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>BOOT BARN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>099406100</cusip>
         <value>306</value>
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         <cusip>101137107</cusip>
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         <nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>039483102</cusip>
         <value>1070</value>
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         <cusip>25243Q205</cusip>
         <value>2556</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>273</value>
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         <cusip>464287242</cusip>
         <value>800</value>
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         <cusip>464287465</cusip>
         <value>5070</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>50187A107</cusip>
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         <cusip>57636Q104</cusip>
         <value>3972</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>243</value>
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         <value>362</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>387</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
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         <cusip>084670702</cusip>
         <value>5191</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>62855J104</cusip>
         <value>313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9679</sshPrnamt>
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         <nameOfIssuer>NV5 GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62945V109</cusip>
         <value>335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3394</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>3051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35008</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <cusip>66987V109</cusip>
         <value>502</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
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             <sshPrnamt>2759</sshPrnamt>
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         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>581</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1758</sshPrnamt>
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         <otherManager>6</otherManager>
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         <nameOfIssuer>SPS COMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>444</value>
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             <sshPrnamt>2754</sshPrnamt>
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         <nameOfIssuer>OMNICELL COM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68213N109</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2878</sshPrnamt>
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             <Sole>2878</Sole>
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         <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>502431109</cusip>
         <value>852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3866</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1671</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>578</Sole>
             <Shared>1093</Shared>
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         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>3085</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42349</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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         <nameOfIssuer>LEMAITRE VASCULAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>525558201</cusip>
         <value>245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2785</sshPrnamt>
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         <otherManager>6</otherManager>
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         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1691</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>1691</Shared>
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         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>3034</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35294</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>32810</Sole>
             <Shared>2484</Shared>
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         <nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
         <value>1100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7267</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6836</Sole>
             <Shared>431</Shared>
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         <nameOfIssuer>MASCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4622</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>4622</Shared>
             <None>0</None>
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         <nameOfIssuer>STAG INDL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>8180</Sole>
             <Shared>235</Shared>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>2561</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23211</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>MERITAGE HOMES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59001A102</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3012</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>1718</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>595</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1203</Sole>
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         <nameOfIssuer>PAYLOCITY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70438V106</cusip>
         <value>374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1334</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>1775</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>1382</value>
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             <sshPrnamt>27972</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>303</value>
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             <sshPrnamt>3667</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>2043</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18198</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>TWILIO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90138F102</cusip>
         <value>1099</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>4828</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>910</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3251</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>UPLAND SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91544A109</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6725</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>SONY GROUP CORPORATION</nameOfIssuer>
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         <cusip>835699307</cusip>
         <value>1535</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>840441109</cusip>
         <value>305</value>
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             <sshPrnamt>4074</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>947</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
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         <cusip>81369Y209</cusip>
         <value>437</value>
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         <cusip>701094104</cusip>
         <value>1408</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>70509V100</cusip>
         <value>279</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>4601</value>
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         <cusip>922908512</cusip>
         <value>393</value>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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         <cusip>921937819</cusip>
         <value>387</value>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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         <cusip>921937827</cusip>
         <value>1270</value>
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         <nameOfIssuer>REINSURANCE GRP OF AMERICA I</nameOfIssuer>
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         <cusip>759351604</cusip>
         <value>219</value>
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         <cusip>858155203</cusip>
         <value>217</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
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         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>825698103</cusip>
         <value>402</value>
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         <nameOfIssuer>WOLVERINE WORLD WIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>255</value>
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         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
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         <cusip>G4705A100</cusip>
         <value>479</value>
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         <value>997</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>967</value>
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         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
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         <cusip>949746101</cusip>
         <value>786</value>
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         <cusip>87874R100</cusip>
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         <cusip>88339J105</cusip>
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         <nameOfIssuer>TOTALENERGIES SE</nameOfIssuer>
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         <cusip>89151E109</cusip>
         <value>549</value>
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         <value>213</value>
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         <cusip>921943858</cusip>
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         <cusip>922908363</cusip>
         <value>7263</value>
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         <nameOfIssuer>CREDICORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G2519Y108</cusip>
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         <nameOfIssuer>TTEC HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89854H102</cusip>
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         <cusip>G5960L103</cusip>
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         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>787</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</nameOfIssuer>
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         <cusip>G25839104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>128125101</cusip>
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     <infoTable>
         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>33818</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>150342</Sole>
             <Shared>0</Shared>
             <None>8692</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
         <value>454</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2709</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2638</Sole>
             <Shared>0</Shared>
             <None>71</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
         <value>138484</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1677169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1605483</Sole>
             <Shared>0</Shared>
             <None>71686</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053015103</cusip>
         <value>136541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>682979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>653794</Sole>
             <Shared>0</Shared>
             <None>29185</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260003108</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1275</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>331</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>65</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>108053</value>
         <shrsOrPrnAmt>
             <sshPrnamt>551205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>527426</Sole>
             <Shared>0</Shared>
             <None>23779</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>426281101</cusip>
         <value>17825</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>102936</Sole>
             <Shared>0</Shared>
             <None>5713</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>440452100</cusip>
         <value>33700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>821957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>775988</Sole>
             <Shared>0</Shared>
             <None>45969</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HUMANA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>444859102</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>94</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09247X101</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>76</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>RUS 1000 VAL ETF</titleOfClass>
         <cusip>464287598</cusip>
         <value>100472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>641949</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>594474</Sole>
             <Shared>0</Shared>
             <None>47475</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>U.S. REAL ES ETF</titleOfClass>
         <cusip>464287739</cusip>
         <value>39911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>389797</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>362412</Sole>
             <Shared>0</Shared>
             <None>27385</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>ESG AWR MSCI USA</titleOfClass>
         <cusip>46435G425</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>116</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>50540R409</cusip>
         <value>43704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>146294</Sole>
             <Shared>0</Shared>
             <None>8992</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>114339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>331321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>317041</Sole>
             <Shared>0</Shared>
             <None>14280</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MATCH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57667L107</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>116</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5613</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>864</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>864</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>116476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2708106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2588789</Sole>
             <Shared>0</Shared>
             <None>119317</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>112</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORTEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22052L104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>114</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>29108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>361818</Sole>
             <Shared>0</Shared>
             <None>20371</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>5865</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112586</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>106852</Sole>
             <Shared>0</Shared>
             <None>5734</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>11945</value>
         <shrsOrPrnAmt>
             <sshPrnamt>318272</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>297488</Sole>
             <Shared>0</Shared>
             <None>20784</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>11367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>134568</Sole>
             <Shared>0</Shared>
             <None>7322</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>794</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>794</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1074</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1333</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1333</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>176384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>551338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>527709</Sole>
             <Shared>0</Shared>
             <None>23629</None>
         </votingAuthority>
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     <infoTable>
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         <cusip>33734H106</cusip>
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         <votingAuthority>
             <Sole>361</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>129586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1507513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1443527</Sole>
             <Shared>0</Shared>
             <None>63986</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>44219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>507506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>480599</Sole>
             <Shared>0</Shared>
             <None>26907</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>230</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>43</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>28</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>124318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1655146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1583648</Sole>
             <Shared>0</Shared>
             <None>71498</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>125236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>895826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>857378</Sole>
             <Shared>0</Shared>
             <None>38448</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>117626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>728330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>695749</Sole>
             <Shared>0</Shared>
             <None>32581</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NIKE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>54</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>648</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2993</Sole>
             <Shared>0</Shared>
             <None>3156</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>410</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>508</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>68622V106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>47</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3234</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>190899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>677138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>646626</Sole>
             <Shared>0</Shared>
             <None>30512</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>90</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>145192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>965310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>920220</Sole>
             <Shared>0</Shared>
             <None>45090</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>76</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NETFLIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>5389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>100394</Sole>
             <Shared>0</Shared>
             <None>8705</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>68</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>2830</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>34541</Sole>
             <Shared>0</Shared>
             <None>6571</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>22439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>141321</Sole>
             <Shared>0</Shared>
             <None>8954</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>311</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>311</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>577</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1096</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1096</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>142</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>23</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761152107</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>98</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>147257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1056513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1008507</Sole>
             <Shared>0</Shared>
             <None>48006</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>1338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15518</Sole>
             <Shared>0</Shared>
             <None>1398</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>10504</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>74670</Sole>
             <Shared>0</Shared>
             <None>7845</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>8167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45512</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>41624</Sole>
             <Shared>0</Shared>
             <None>3888</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>6683</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68303</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>60304</Sole>
             <Shared>0</Shared>
             <None>7999</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>36017</value>
         <shrsOrPrnAmt>
             <sshPrnamt>545875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>516785</Sole>
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