<SEC-DOCUMENT>0000720672-22-000003.txt : 20220214
<SEC-HEADER>0000720672-22-000003.hdr.sgml : 20220214
<ACCEPTANCE-DATETIME>20220214102457
ACCESSION NUMBER:		0000720672-22-000003
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20211231
FILED AS OF DATE:		20220214
DATE AS OF CHANGE:		20220214
EFFECTIVENESS DATE:		20220214

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		22626763

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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      <name>James M. Zemlyak</name>
      <title>President</title>
      <phone>314 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>02-14-2022</signatureDate>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03676B102</cusip>
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             <None>745</None>
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         <cusip>09857L108</cusip>
         <value>64</value>
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         <value>18</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>12503M108</cusip>
         <value>19</value>
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         <value>38</value>
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         <value>21</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>127387108</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>14174T107</cusip>
         <value>9</value>
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             <None>400</None>
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         <cusip>14316J108</cusip>
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         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>165303108</cusip>
         <value>4</value>
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         <value>28</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>48</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>6</value>
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         <value>49</value>
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             <None>1850</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
         <value>956</value>
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         <value>39</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>22052L104</cusip>
         <value>16</value>
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             <None>333</None>
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         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160K105</cusip>
         <value>195</value>
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             <None>344</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>22207T101</cusip>
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             <None>50000</None>
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         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
         <value>53</value>
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             <None>955</None>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>53</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>100</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>1290</None>
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             <None>342</None>
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         <cusip>57060D108</cusip>
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             <None>7</None>
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         <nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57164Y107</cusip>
         <value>56</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>332</None>
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         <value>176</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>653</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58506Q109</cusip>
         <value>7</value>
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         <value>85</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59522J103</cusip>
         <value>17</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>017175100</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023608102</cusip>
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         <value>14</value>
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         <value>74</value>
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         <nameOfIssuer>NATIONAL RETAIL PROPERTIES I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>637417106</cusip>
         <value>33</value>
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             <None>684</None>
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         <cusip>639057108</cusip>
         <value>11</value>
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             <None>1732</None>
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         <value>41</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
         <value>30</value>
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             <None>116</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>071813109</cusip>
         <value>33</value>
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             <None>378</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>084423102</cusip>
         <value>33</value>
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         <cusip>088606108</cusip>
         <value>68</value>
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             <None>1124</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>552953101</cusip>
         <value>11</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>576323109</cusip>
         <value>97</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>680223104</cusip>
         <value>4</value>
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             <sshPrnamt>177</sshPrnamt>
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             <None>177</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>682189105</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
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             <None>3</None>
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         <titleOfClass>COMMON STOCK</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09061G101</cusip>
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             <None>47</None>
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         <nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>342</None>
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         <cusip>65339F101</cusip>
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         <nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
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         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>690</None>
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         <value>10</value>
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         <value>18</value>
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             <None>598</None>
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         <cusip>81141R100</cusip>
         <value>74</value>
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             <None>332</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>83</value>
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         <titleOfClass>CL A</titleOfClass>
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             <None>1443</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
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         <value>23</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>928298108</cusip>
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             <None>547</None>
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         <value>21</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>37</value>
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         <value>648</value>
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             <None>184</None>
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             <None>184</None>
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             <None>302</None>
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         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>101</value>
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         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
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             <None>678</None>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>130</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>989</None>
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         <value>31</value>
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             <None>2026</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>21</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>157</None>
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         <cusip>42824C109</cusip>
         <value>18</value>
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             <None>1169</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>53</value>
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         <titleOfClass>COM</titleOfClass>
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             <None>436</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>21</None>
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         <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45688C107</cusip>
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             <sshPrnamt>5</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>5</None>
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         <value>6</value>
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         <value>19</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>59</value>
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             <None>366</None>
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             <None>306</None>
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         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>595017104</cusip>
         <value>17</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>42</value>
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         <value>13</value>
         <shrsOrPrnAmt>
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         <value>16</value>
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         <value>4</value>
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             <None>186</None>
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         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>169</value>
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         <nameOfIssuer>DEUTSCHE BANK A G</nameOfIssuer>
         <titleOfClass>NAMEN AKT</titleOfClass>
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         <value>11</value>
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         <value>11</value>
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         <value>16</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>99</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>33</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>87</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>96145D105</cusip>
         <value>6</value>
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             <sshPrnamt>127</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>127</None>
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         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>55</None>
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         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>84</None>
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     <infoTable>
         <nameOfIssuer>WAYFAIR INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>94419L101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>17</None>
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         <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>955306105</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>269</None>
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     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>73</None>
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     <infoTable>
         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>14</None>
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         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G21810109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>170</None>
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     <infoTable>
         <nameOfIssuer>FERGUSON PLC NEW</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3421J106</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>144</None>
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         <nameOfIssuer>GATES INDUSTRIAL CORPRATIN P</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G39108108</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1482</None>
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     <infoTable>
         <nameOfIssuer>XILINX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>108</None>
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     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>92</None>
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     <infoTable>
         <nameOfIssuer>ORTHO CLINICAL DIAGNOSTICS H</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6829J107</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2501</None>
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     <infoTable>
         <nameOfIssuer>ROYALTY PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G7709Q104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>109</None>
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     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G7997R103</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>236</None>
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     <infoTable>
         <nameOfIssuer>ICL GROUP LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M53213100</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2100</None>
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     <infoTable>
         <nameOfIssuer>ELASTIC N V</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>N14506104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>28</None>
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     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>168</None>
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     <infoTable>
         <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G16962105</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>41</None>
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     <infoTable>
         <nameOfIssuer>HELEN OF TROY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>23</None>
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     <infoTable>
         <nameOfIssuer>COGNYTE SOFTWARE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>M25133105</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2310</None>
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     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>189</None>
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     <infoTable>
         <nameOfIssuer>ALX ONCOLOGY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00166B105</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11425</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5675</Sole>
             <Shared>0</Shared>
             <None>5750</None>
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     <infoTable>
         <nameOfIssuer>API GROUP CORP</nameOfIssuer>
         <titleOfClass>COM STK</titleOfClass>
         <cusip>00187Y100</cusip>
         <value>2413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>92932</Sole>
             <Shared>0</Shared>
             <None>709</None>
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     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>GENOMIC REV ETF</titleOfClass>
         <cusip>00214Q302</cusip>
         <value>3527</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57588</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>4867</None>
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     <infoTable>
         <nameOfIssuer>ATI PHYSICAL THERAPY INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>00216W109</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>41778</Sole>
             <Shared>0</Shared>
             <None>2000</None>
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     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>321839</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2376950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>170725</None>
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     <infoTable>
         <nameOfIssuer>ABCELLERA BIOLOGICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00288U106</cusip>
         <value>555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>13600</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN GLOBAL PREMIER PPTY</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>00302L108</cusip>
         <value>589</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86041</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>86041</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACADEMY SPORTS &amp; OUTDOORS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00402L107</cusip>
         <value>397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9041</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8912</Sole>
             <Shared>0</Shared>
             <None>129</None>
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     <infoTable>
         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>1852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>115986</Sole>
             <Shared>0</Shared>
             <None>7150</None>
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     <infoTable>
         <nameOfIssuer>ASGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00191U102</cusip>
         <value>3695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29935</Sole>
             <Shared>0</Shared>
             <None>5</None>
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     <infoTable>
         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>NEXT GNRTN INTER</titleOfClass>
         <cusip>00214Q401</cusip>
         <value>538</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4537</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4436</Sole>
             <Shared>0</Shared>
             <None>101</None>
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     <infoTable>
         <nameOfIssuer>AST SPACEMOBILE INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>00217D100</cusip>
         <value>1339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>167902</Sole>
             <Shared>0</Shared>
             <None>739</None>
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     <infoTable>
         <nameOfIssuer>THE AARONS COMPANY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00258W108</cusip>
         <value>1149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41650</Sole>
             <Shared>0</Shared>
             <None>4945</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN ASIA-PACIFIC INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>003009107</cusip>
         <value>936</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>239735</Sole>
             <Shared>0</Shared>
             <None>5189</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN STD SILVER ETF TR</nameOfIssuer>
         <titleOfClass>PHYSCL SILVR SHS</titleOfClass>
         <cusip>003264108</cusip>
         <value>1078</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>47544</Sole>
             <Shared>0</Shared>
             <None>575</None>
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     <infoTable>
         <nameOfIssuer>ABERDEEN TOTAL DYNAMIC DIVD</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>00326L100</cusip>
         <value>2189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>214160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>205802</Sole>
             <Shared>0</Shared>
             <None>8358</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADAPTIMMUNE THERAPEUTICS PLC</nameOfIssuer>
         <titleOfClass>SPONDS ADR</titleOfClass>
         <cusip>00653A107</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>38154</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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             <Shared>0</Shared>
             <None>1415</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>645</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12354</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>11929</Sole>
             <Shared>0</Shared>
             <None>425</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQUI</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>51681</Sole>
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             <None>2300</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>27969</value>
         <shrsOrPrnAmt>
             <sshPrnamt>525561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>510198</Sole>
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             <None>15363</None>
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     <infoTable>
         <nameOfIssuer>FIRSTCASH HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33768G107</cusip>
         <value>308</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4112</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>6236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149951</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>147021</Sole>
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             <None>2930</None>
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     <infoTable>
         <nameOfIssuer>FLAHERTY &amp; CRUMRINE PFD SECS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>338478100</cusip>
         <value>175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8057</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1889</Sole>
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             <None>6168</None>
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     <infoTable>
         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
         <titleOfClass>MORNSTAR UPSTR</titleOfClass>
         <cusip>33939L407</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17447</Sole>
             <Shared>0</Shared>
             <None>915</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST LONG IS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320734106</cusip>
         <value>734</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33988</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>33783</Sole>
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             <None>205</None>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>19561</value>
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             <sshPrnamt>94720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>2953</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>75924</value>
         <shrsOrPrnAmt>
             <sshPrnamt>897945</sshPrnamt>
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             <None>32597</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ 100 EX</titleOfClass>
         <cusip>33733E401</cusip>
         <value>611</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>6890</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>115965</value>
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             <sshPrnamt>2694365</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>21740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>337878</Sole>
             <Shared>0</Shared>
             <None>12538</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>3405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>53122</Sole>
             <Shared>0</Shared>
             <None>1656</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>GERMANY ALPHA</titleOfClass>
         <cusip>33737J190</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>7569</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>SWITZLND ALPHA</titleOfClass>
         <cusip>33737J232</cusip>
         <value>928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13018</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12849</Sole>
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             <None>169</None>
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     <infoTable>
         <nameOfIssuer>FOSTER L B CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>350060109</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13589</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13589</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FOX CORP</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>3462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93813</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>92806</Sole>
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             <None>1007</None>
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     <infoTable>
         <nameOfIssuer>FOX FACTORY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35138V102</cusip>
         <value>10648</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>61654</Sole>
             <Shared>0</Shared>
             <None>947</None>
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     <infoTable>
         <nameOfIssuer>FRANCO NEV CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>4134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29896</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29177</Sole>
             <Shared>0</Shared>
             <None>719</None>
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         <nameOfIssuer>FRANKLIN ETF TR</nameOfIssuer>
         <titleOfClass>LIBERTY SHRT ETF</titleOfClass>
         <cusip>353506108</cusip>
         <value>4555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>6067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3311</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>35472T101</cusip>
         <value>123</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
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         <titleOfClass>COM SH BEN IT</titleOfClass>
         <cusip>361570104</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35601</sshPrnamt>
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             <None>4901</None>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>363576109</cusip>
         <value>18689</value>
         <shrsOrPrnAmt>
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             <None>4164</None>
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         <nameOfIssuer>GANNETT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36472T109</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>36870G105</cusip>
         <value>192</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <titleOfClass>WORLD EX US CORE</titleOfClass>
         <cusip>25434V880</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8789</sshPrnamt>
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     <infoTable>
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         <titleOfClass>COM SER A</titleOfClass>
         <cusip>25470F104</cusip>
         <value>7645</value>
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         <nameOfIssuer>DR REDDYS LABS LTD</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>256135203</cusip>
         <value>332</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
         <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256746108</cusip>
         <value>10474</value>
         <shrsOrPrnAmt>
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         <cusip>257701201</cusip>
         <value>143</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>25862D105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>32886</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>26433C105</cusip>
         <value>252</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>33737J406</cusip>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
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             <sshPrnamt>32891</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <value>9282</value>
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             <sshPrnamt>371877</sshPrnamt>
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             <None>4511</None>
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         <value>1007</value>
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             <sshPrnamt>56926</sshPrnamt>
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             <None>2306</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ SEMCNDTR</titleOfClass>
         <cusip>33738R811</cusip>
         <value>1220</value>
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             <sshPrnamt>15044</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>1353</value>
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             <sshPrnamt>58262</sshPrnamt>
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         <cusip>33739Q705</cusip>
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         <value>245</value>
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         <value>703</value>
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             <sshPrnamt>24009</sshPrnamt>
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         <value>373</value>
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             <sshPrnamt>24410</sshPrnamt>
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         <cusip>37950E549</cusip>
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             <sshPrnamt>19532</sshPrnamt>
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             <None>500</None>
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         <cusip>37954A204</cusip>
         <value>7821</value>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
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         <value>615</value>
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             <sshPrnamt>23194</sshPrnamt>
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         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
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         <value>1191</value>
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             <sshPrnamt>33144</sshPrnamt>
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         <nameOfIssuer>ENI S P A</nameOfIssuer>
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         <cusip>26874R108</cusip>
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             <sshPrnamt>40195</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>26884L109</cusip>
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             <None>345</None>
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         <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
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         <cusip>26922A172</cusip>
         <value>2336</value>
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         <nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
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             <sshPrnamt>33005</sshPrnamt>
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         <cusip>26969P108</cusip>
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         <nameOfIssuer>EATON VANCE FLTING RATE INC</nameOfIssuer>
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             <sshPrnamt>34924</sshPrnamt>
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         <value>969</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>422806109</cusip>
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         <cusip>33739P863</cusip>
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         <cusip>35473P835</cusip>
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         <cusip>500754106</cusip>
         <value>16592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>462170</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>501889208</cusip>
         <value>9322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155285</sshPrnamt>
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         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>8153</None>
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         <nameOfIssuer>NEWMONT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>651639106</cusip>
         <value>40247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>648939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>18802</None>
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         <nameOfIssuer>NORTHERN OIL AND GAS INC MN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665531307</cusip>
         <value>1142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55477</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>48601</Sole>
             <Shared>0</Shared>
             <None>6876</None>
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         <nameOfIssuer>NORTHWEST NAT HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>66765N105</cusip>
         <value>5406</value>
         <shrsOrPrnAmt>
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             <Shared>0</Shared>
             <None>149</None>
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         <cusip>66987V109</cusip>
         <value>25073</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <value>334</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <Shared>0</Shared>
             <None>4000</None>
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         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
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         <cusip>67061T101</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>NUVEEN N Y MUN VALUE FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67062M105</cusip>
         <value>376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>526107107</cusip>
         <value>16307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>972</None>
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         <nameOfIssuer>LESLIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>527064109</cusip>
         <value>6491</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <None>7231</None>
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         <value>240</value>
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             <None>22</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>3436</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>2945</value>
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             <None>90</None>
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         <nameOfIssuer>LISTED FD TR</nameOfIssuer>
         <titleOfClass>SWAN HEDGED EQTY</titleOfClass>
         <cusip>53656F599</cusip>
         <value>295</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1325</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>537008104</cusip>
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             <None>499</None>
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         <nameOfIssuer>LIVE NATION ENTERTAINMENT IN</nameOfIssuer>
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             <None>3370</None>
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             <Shared>0</Shared>
             <None>6068</None>
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         <nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55261F104</cusip>
         <value>14372</value>
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         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>1993</None>
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         <nameOfIssuer>LENNAR CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>526057104</cusip>
         <value>10971</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <None>4113</None>
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         <nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>530307305</cusip>
         <value>14158</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <None>860</None>
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         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
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         <cusip>531229607</cusip>
         <value>3214</value>
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         <otherManager>1</otherManager>
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             <None>421</None>
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         <nameOfIssuer>LITHIUM AMERS CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>53680Q207</cusip>
         <value>2209</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>1500</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>53814X102</cusip>
         <value>65</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>50750</Sole>
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             <None>0</None>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>111860</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>410318</Sole>
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             <None>22407</None>
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         <nameOfIssuer>LUMENTUM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55024U109</cusip>
         <value>5684</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>51328</Sole>
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             <None>2409</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>670699107</cusip>
         <value>1531</value>
         <shrsOrPrnAmt>
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         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>3612</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>2669</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>154275</Sole>
             <Shared>0</Shared>
             <None>1809</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCOME</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>1736</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>249538</Sole>
             <Shared>0</Shared>
             <None>17998</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>4510</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>1185</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>25538</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>40850</None>
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     <infoTable>
         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
         <titleOfClass>NUVEEN ESG SMLCP</titleOfClass>
         <cusip>67092P607</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>695</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>30042</Sole>
             <Shared>0</Shared>
             <None>500</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN OHIO QLTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670980101</cusip>
         <value>1315</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>55262C100</cusip>
         <value>1632</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58577</Sole>
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             <None>44781</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>552676108</cusip>
         <value>103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>1837</Sole>
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             <sshPrnamt>7510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7510</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN CR OPPORTUNITIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670663103</cusip>
         <value>767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48974</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>48974</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67067Y104</cusip>
         <value>747</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>105686</Sole>
             <Shared>0</Shared>
             <None>20877</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NEW JERSEY QULT MUN F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67069Y102</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17256</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17256</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78579</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>72953</Sole>
             <Shared>0</Shared>
             <None>5626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OWENS &amp; MINOR INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>690732102</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10994</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OWENS CORNING NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>690742101</cusip>
         <value>3915</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41614</Sole>
             <Shared>0</Shared>
             <None>1643</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693475105</cusip>
         <value>44972</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>220490</Sole>
             <Shared>0</Shared>
             <None>3765</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>32137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>182378</Sole>
             <Shared>0</Shared>
             <None>3966</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PGIM SHORT DUR HIG YLD OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69355J104</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14402</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14402</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>7136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80848</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>79520</Sole>
             <Shared>0</Shared>
             <None>1328</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>BNCHMRK INFRA</titleOfClass>
         <cusip>69374H741</cusip>
         <value>4641</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>99662</Sole>
             <Shared>0</Shared>
             <None>7579</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>PACER US SMALL</titleOfClass>
         <cusip>69374H857</cusip>
         <value>2030</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47472</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>47388</Sole>
             <Shared>0</Shared>
             <None>84</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>69608A108</cusip>
         <value>8316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>456694</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>442890</Sole>
             <Shared>0</Shared>
             <None>13804</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12924</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12924</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>1424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54208</Sole>
             <Shared>0</Shared>
             <None>3748</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN CORE PLUS IMPACT FUND</nameOfIssuer>
         <titleOfClass>COM BEN INT</titleOfClass>
         <cusip>67080D103</cusip>
         <value>1039</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>48870</Sole>
             <Shared>0</Shared>
             <None>7900</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>4187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>106096</Sole>
             <Shared>0</Shared>
             <None>2994</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>28479</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40326</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>37068</Sole>
             <Shared>0</Shared>
             <None>3258</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OCEANEERING INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>675232102</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>23725</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OCEANFIRST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>675234108</cusip>
         <value>1199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54028</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>53558</Sole>
             <Shared>0</Shared>
             <None>470</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLAPLEX HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679369108</cusip>
         <value>1488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51089</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>51089</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679580100</cusip>
         <value>23802</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66414</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>65065</Sole>
             <Shared>0</Shared>
             <None>1349</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>680223104</cusip>
         <value>996</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>39020</Sole>
             <Shared>0</Shared>
             <None>1494</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681919106</cusip>
         <value>3992</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>51838</Sole>
             <Shared>0</Shared>
             <None>2647</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PEOPLES FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>711040105</cusip>
         <value>405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7681</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PERKINELMER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>714046109</cusip>
         <value>885</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4321</Sole>
             <Shared>0</Shared>
             <None>80</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PLANET FITNESS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>72703H101</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2789</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MID-SOUTHERN BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59548Q107</cusip>
         <value>294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19588</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19588</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>606822104</cusip>
         <value>3242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>593760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>589318</Sole>
             <Shared>0</Shared>
             <None>4442</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MONGODB INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>60937P106</cusip>
         <value>35021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>63944</Sole>
             <Shared>0</Shared>
             <None>2214</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MONRO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>610236101</cusip>
         <value>1289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19990</Sole>
             <Shared>0</Shared>
             <None>2136</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MORNINGSTAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>617700109</cusip>
         <value>5694</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16651</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16387</Sole>
             <Shared>0</Shared>
             <None>264</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>620076307</cusip>
         <value>14554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>52813</Sole>
             <Shared>0</Shared>
             <None>753</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PLBY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72814P109</cusip>
         <value>1692</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>62323</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>736508847</cusip>
         <value>945</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17859</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17620</Sole>
             <Shared>0</Shared>
             <None>239</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PREFERRED APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74039L103</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10318</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10093</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10043</Sole>
             <Shared>0</Shared>
             <None>50</None>
         </votingAuthority>
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             <None>1163</None>
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         <nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74624M102</cusip>
         <value>1846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56714</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>600</None>
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     <infoTable>
         <nameOfIssuer>QUAKER HOUGHTON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747316107</cusip>
         <value>840</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3641</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>474</None>
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     <infoTable>
         <nameOfIssuer>QUALYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74758T303</cusip>
         <value>1630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11693</Sole>
             <Shared>0</Shared>
             <None>184</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>34138</value>
         <shrsOrPrnAmt>
             <sshPrnamt>297729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>277333</Sole>
             <Shared>0</Shared>
             <None>20396</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>19014</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>107324</Sole>
             <Shared>0</Shared>
             <None>2574</None>
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         <nameOfIssuer>RBB FD INC</nameOfIssuer>
         <titleOfClass>MOTLEY FOL ETF</titleOfClass>
         <cusip>74933W601</cusip>
         <value>495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11222</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10362</Sole>
             <Shared>0</Shared>
             <None>860</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PAYCOM SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70432V102</cusip>
         <value>14588</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>34512</Sole>
             <Shared>0</Shared>
             <None>624</None>
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     <infoTable>
         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>208652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1106437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1063095</Sole>
             <Shared>0</Shared>
             <None>43342</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PEMBINA PIPELINE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>706327103</cusip>
         <value>949</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29579</Sole>
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             <None>1700</None>
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         <nameOfIssuer>PENNYMAC CORP</nameOfIssuer>
         <titleOfClass>NOTE 5.500%11/0</titleOfClass>
         <cusip>70932AAD5</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99875</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>99875</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PHASEBIO PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717224109</cusip>
         <value>747</value>
         <shrsOrPrnAmt>
             <sshPrnamt>286259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>279131</Sole>
             <Shared>0</Shared>
             <None>7128</None>
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     <infoTable>
         <nameOfIssuer>PHYSICIANS RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>71943U104</cusip>
         <value>4209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>196011</Sole>
             <Shared>0</Shared>
             <None>27533</None>
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         <nameOfIssuer>PIMCO MUN INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200R107</cusip>
         <value>103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>6740</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72201B101</cusip>
         <value>283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17090</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NEXPOINT RESIDENTIAL TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65341D102</cusip>
         <value>2503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>27832</Sole>
             <Shared>0</Shared>
             <None>2021</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NKARTA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65487U108</cusip>
         <value>1511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>89983</Sole>
             <Shared>0</Shared>
             <None>8435</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOKIA CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>654902204</cusip>
         <value>1885</value>
         <shrsOrPrnAmt>
             <sshPrnamt>303048</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3154</None>
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     <infoTable>
         <nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
         <titleOfClass>INSPIRE CORP</titleOfClass>
         <cusip>66538H633</cusip>
         <value>564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21912</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21853</Sole>
             <Shared>0</Shared>
             <None>59</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>20658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>47504</Sole>
             <Shared>0</Shared>
             <None>5859</None>
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     <infoTable>
         <nameOfIssuer>NOVANTA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67000B104</cusip>
         <value>3444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19530</Sole>
             <Shared>0</Shared>
             <None>4</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67062F100</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>15563</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670656107</cusip>
         <value>1031</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74731</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>72106</Sole>
             <Shared>0</Shared>
             <None>2625</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>5226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>324401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>297425</Sole>
             <Shared>0</Shared>
             <None>26976</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MUN TE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>996</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>66724</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>6706EN100</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25876</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>1003</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>44175</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INCOME &amp; G</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16880</Sole>
             <Shared>0</Shared>
             <None>3400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MULTI ASSET INCOME FU</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670750108</cusip>
         <value>866</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>46041</Sole>
             <Shared>0</Shared>
             <None>409</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN CR OPPORTUNITIES 2022</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075U102</cusip>
         <value>145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17417</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OSI ETF TR</nameOfIssuer>
         <titleOfClass>OSHARES US QUALT</titleOfClass>
         <cusip>67110P407</cusip>
         <value>5098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109478</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>96711</Sole>
             <Shared>0</Shared>
             <None>12767</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OATLY GROUP AB</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>67421J108</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>40878</Sole>
             <Shared>0</Shared>
             <None>300</None>
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     <infoTable>
         <nameOfIssuer>ONEMAIN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68268W103</cusip>
         <value>1117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22080</Sole>
             <Shared>0</Shared>
             <None>241</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ONTO INNOVATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>683344105</cusip>
         <value>829</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>8168</Sole>
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             <None>19</None>
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         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>91065</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Shared>0</Shared>
             <None>45804</None>
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         <nameOfIssuer>OSHKOSH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>688239201</cusip>
         <value>7208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63942</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
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             <None>2993</None>
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     <infoTable>
         <nameOfIssuer>RAMBUS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>750917106</cusip>
         <value>2684</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>91282</Sole>
             <Shared>0</Shared>
             <None>48</None>
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     <infoTable>
         <nameOfIssuer>RANGE RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75281A109</cusip>
         <value>263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>14774</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RENT THE RUNWAY INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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             <None>5605</None>
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         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLACKSTONE SENR</titleOfClass>
         <cusip>78467V608</cusip>
         <value>21935</value>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <value>10379</value>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <cusip>78468R861</cusip>
         <value>980</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>72221</value>
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         <nameOfIssuer>CUE BIOPHARMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1441</value>
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         <nameOfIssuer>DAVITA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
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     <infoTable>
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         <nameOfIssuer>FIRST TR SR FLTG RATE INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>3059</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>242257</Sole>
             <Shared>0</Shared>
             <None>11429</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>5565</value>
         <shrsOrPrnAmt>
             <sshPrnamt>466878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>458891</Sole>
             <Shared>0</Shared>
             <None>7987</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>10210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163588</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>154210</Sole>
             <Shared>0</Shared>
             <None>9378</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>1040</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31804</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30586</Sole>
             <Shared>0</Shared>
             <None>1218</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>18146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>173949</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>159910</Sole>
             <Shared>0</Shared>
             <None>14039</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>32580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>617103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>578564</Sole>
             <Shared>0</Shared>
             <None>38539</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INTL EQUITY OPP</titleOfClass>
         <cusip>33734X853</cusip>
         <value>6503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112887</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>95677</Sole>
             <Shared>0</Shared>
             <None>17210</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>UNIT KING ALPH</titleOfClass>
         <cusip>33737J224</cusip>
         <value>729</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16519</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>3024</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40769</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>38880</Sole>
             <Shared>0</Shared>
             <None>1889</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>5439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>81593</Sole>
             <Shared>0</Shared>
             <None>4953</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UMPQUA HLDGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>904214103</cusip>
         <value>1219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>55027</Sole>
             <Shared>0</Shared>
             <None>8352</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED AIRLS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>1304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29658</Sole>
             <Shared>0</Shared>
             <None>120</None>
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     <infoTable>
         <nameOfIssuer>UNITED SEC BANCSHARES CALIF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911460103</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13722</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10509</Sole>
             <Shared>0</Shared>
             <None>3213</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED STATES STL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>912909108</cusip>
         <value>1911</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>71993</Sole>
             <Shared>0</Shared>
             <None>8249</None>
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     <infoTable>
         <nameOfIssuer>UNIVERSAL HEALTH RLTY INCOME</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>91359E105</cusip>
         <value>1820</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30604</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30604</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNIVERSAL LOGISTICS HLDGS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91388P105</cusip>
         <value>601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21920</Sole>
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             <None>9950</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNIVEST FINANCIAL CORPORATIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>915271100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>687</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>687</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UPHEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91532B101</cusip>
         <value>105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46701</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>46701</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENERGY RECOVERY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29270J100</cusip>
         <value>559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25888</Sole>
             <Shared>0</Shared>
             <None>117</None>
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     <infoTable>
         <nameOfIssuer>ENLINK MIDSTREAM LLC</nameOfIssuer>
         <titleOfClass>COM UNIT REP LTD</titleOfClass>
         <cusip>29336T100</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20714</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ENVESTNET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29404K106</cusip>
         <value>1170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14742</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14615</Sole>
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             <None>127</None>
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     <infoTable>
         <nameOfIssuer>EQUINOX GOLD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29446Y502</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47457</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45374</Sole>
             <Shared>0</Shared>
             <None>2083</None>
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     <infoTable>
         <nameOfIssuer>EQUITABLE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29452E101</cusip>
         <value>4747</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144776</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>141020</Sole>
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             <None>3756</None>
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     <infoTable>
         <nameOfIssuer>ERICSSON</nameOfIssuer>
         <titleOfClass>ADR B SEK 10</titleOfClass>
         <cusip>294821608</cusip>
         <value>2280</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>206552</Sole>
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             <None>3237</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>BUYWRIT INCM ETF</titleOfClass>
         <cusip>33738R308</cusip>
         <value>474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21536</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>20593</Sole>
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             <None>943</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>RBA INDL ETF</titleOfClass>
         <cusip>33738R704</cusip>
         <value>1383</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30652</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>28883</Sole>
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             <None>1769</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ ARTFCIAL</titleOfClass>
         <cusip>33738R720</cusip>
         <value>2008</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36444</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1489</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ TRANSN</titleOfClass>
         <cusip>33738R795</cusip>
         <value>5338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154511</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW UNCONSTRAI</titleOfClass>
         <cusip>33740F888</cusip>
         <value>11593</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>IBOXX 3R TARGT</titleOfClass>
         <cusip>33939L506</cusip>
         <value>2616</value>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>344849104</cusip>
         <value>203</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>925652109</cusip>
         <value>14929</value>
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         <cusip>92647N774</cusip>
         <value>4782</value>
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             <sshPrnamt>74504</sshPrnamt>
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         <cusip>92719V100</cusip>
         <value>1680</value>
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         <nameOfIssuer>VIRTUS GLOBAL MULTI-SECTOR I</nameOfIssuer>
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         <cusip>92829B101</cusip>
         <value>155</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>VIRTUS ALLIANZGI CONVERTIBLE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92838R105</cusip>
         <value>3318</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>2166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>19702</Sole>
             <Shared>0</Shared>
             <None>3759</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
         <value>2921</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>44347</Sole>
             <Shared>0</Shared>
             <None>2831</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>1918</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>74992</Sole>
             <Shared>0</Shared>
             <None>1363</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTL INTRNT</titleOfClass>
         <cusip>33734X770</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8775</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR FTSE EPRA / NAREIT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>718</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13040</Sole>
             <Shared>0</Shared>
             <None>164</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21422</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>21422</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>21568</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450082</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>442523</Sole>
             <Shared>0</Shared>
             <None>7559</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENERPLUS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>292766102</cusip>
         <value>1959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>183463</Sole>
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             <None>1669</None>
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     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>24126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1098656</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>890655</Sole>
             <Shared>0</Shared>
             <None>208001</None>
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     <infoTable>
         <nameOfIssuer>EPAM SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29414B104</cusip>
         <value>17350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>24762</Sole>
             <Shared>0</Shared>
             <None>1194</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>55649</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65776</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>64834</Sole>
             <Shared>0</Shared>
             <None>942</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ESSENTIAL UTILS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29670G102</cusip>
         <value>3462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>59589</Sole>
             <Shared>0</Shared>
             <None>4899</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>505</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1991</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1591</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
         <value>1054</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>59180</Sole>
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             <None>652</None>
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     <infoTable>
         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92556H206</cusip>
         <value>18241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>604414</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>488026</Sole>
             <Shared>0</Shared>
             <None>116388</None>
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     <infoTable>
         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>5.75% CONV PFD A</titleOfClass>
         <cusip>92556H305</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3974</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>3974</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIATRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>18952</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1400699</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1378852</Sole>
             <Shared>0</Shared>
             <None>21847</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VICSHS DV AC ETF</titleOfClass>
         <cusip>92647N667</cusip>
         <value>4726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>97746</Sole>
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             <None>1553</None>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VCSHS DEV ENH VL</titleOfClass>
         <cusip>92647N816</cusip>
         <value>2230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65097</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>65097</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VCSHS INTL VOLTY</titleOfClass>
         <cusip>92647N840</cusip>
         <value>1753</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38924</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>38924</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>VCSHS US SMCP HG</titleOfClass>
         <cusip>92647N873</cusip>
         <value>698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>11005</Sole>
             <Shared>0</Shared>
             <None>360</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIRGIN GALACTIC HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92766K106</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12531</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11203</Sole>
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             <None>1328</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VISHAY INTERTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928298108</cusip>
         <value>1597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>69961</Sole>
             <Shared>0</Shared>
             <None>3040</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VISTA OUTDOOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928377100</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5454</Sole>
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             <None>341</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIRTUS ALLIANZGI ARTIFICIAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92838Y100</cusip>
         <value>2215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>88862</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>9717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>650840</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>632404</Sole>
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             <None>18436</None>
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     <infoTable>
         <nameOfIssuer>VONTIER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928881101</cusip>
         <value>2867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93285</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>88203</Sole>
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             <None>5082</None>
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     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>10724</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>105065</Sole>
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             <None>5399</None>
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     <infoTable>
         <nameOfIssuer>WABTEC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5803</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>5679</Sole>
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             <None>124</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEYWRGT ETF</titleOfClass>
         <cusip>33738R712</cusip>
         <value>485</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18276</sshPrnamt>
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         <otherManager>1</otherManager>
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             <Sole>18276</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ OIL GAS</titleOfClass>
         <cusip>33738R845</cusip>
         <value>1693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87070</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>7827</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>39290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1703827</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1638536</Sole>
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             <None>65291</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>MUNI HI INCM ETF</titleOfClass>
         <cusip>33739P301</cusip>
         <value>878</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15639</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>15639</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>19227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>321513</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>8334</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>LOW DUR STRTGC</titleOfClass>
         <cusip>33740F870</cusip>
         <value>29789</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1488702</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1487106</Sole>
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             <None>1596</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR HIGH YIELD OPPRT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33741Q107</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11989</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>11989</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>19926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>180039</Sole>
             <Shared>0</Shared>
             <None>11945</None>
         </votingAuthority>
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         <titleOfClass>DJ INTERNT IDX</titleOfClass>
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             <None>22715</None>
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         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>3348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34489</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>1483</None>
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         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>4554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65168</sshPrnamt>
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         <otherManager>1</otherManager>
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             <None>4633</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>GBL WND ENRG ETF</titleOfClass>
         <cusip>33736G106</cusip>
         <value>204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10068</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDQ CLN EDGE</titleOfClass>
         <cusip>33737A108</cusip>
         <value>5374</value>
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             <sshPrnamt>52297</sshPrnamt>
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             <None>401</None>
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         <nameOfIssuer>ICAD INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>44934S206</cusip>
         <value>90</value>
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             <sshPrnamt>12545</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>2800</None>
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         <nameOfIssuer>IO BIOTECH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>449778109</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>10000</Sole>
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             <None>0</None>
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         <nameOfIssuer>IRHYTHM TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>450056106</cusip>
         <value>1778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15107</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>14873</Sole>
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             <None>234</None>
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         <nameOfIssuer>ITT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45073V108</cusip>
         <value>1903</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18622</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <Sole>16676</Sole>
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             <None>1946</None>
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         <nameOfIssuer>IDACORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>451107106</cusip>
         <value>1522</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13435</sshPrnamt>
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             <None>268</None>
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         <nameOfIssuer>INDEPENDENT BANK GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45384B106</cusip>
         <value>532</value>
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             <sshPrnamt>7379</sshPrnamt>
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             <Sole>7292</Sole>
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         <nameOfIssuer>INDIA FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>454089103</cusip>
         <value>235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11146</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>237</None>
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         <nameOfIssuer>INGERSOLL RAND INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45687V106</cusip>
         <value>1628</value>
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             <sshPrnamt>26312</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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         <cusip>457642205</cusip>
         <value>237</value>
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         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
         <value>1014</value>
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             <sshPrnamt>9511</sshPrnamt>
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         <nameOfIssuer>INSPERITY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45778Q107</cusip>
         <value>2393</value>
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             <Sole>19658</Sole>
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             <None>605</None>
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         <nameOfIssuer>GODADDY INC</nameOfIssuer>
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         <cusip>380237107</cusip>
         <value>9799</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>114208</Sole>
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             <None>1260</None>
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         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>33436</value>
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             <sshPrnamt>87377</sshPrnamt>
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             <None>5712</None>
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         <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
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         <cusip>381430529</cusip>
         <value>2374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23728</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>591</value>
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         <nameOfIssuer>GRANITE CONSTR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>387328107</cusip>
         <value>909</value>
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             <None>4023</None>
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         <cusip>38747R108</cusip>
         <value>1176</value>
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             <sshPrnamt>45865</sshPrnamt>
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         <nameOfIssuer>GRANITESHARES GOLD TR</nameOfIssuer>
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         <cusip>38748G101</cusip>
         <value>6130</value>
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         <nameOfIssuer>GREAT WESTERN BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>391416104</cusip>
         <value>69</value>
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         <nameOfIssuer>H &amp; E EQUIPMENT SERVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>404030108</cusip>
         <value>3189</value>
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             <None>5169</None>
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         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>1328</value>
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             <None>617</None>
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         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
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         <cusip>33739N108</cusip>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <cusip>33739Q507</cusip>
         <value>1537</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>13302</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>LIBERTYQ US EQT</titleOfClass>
         <cusip>35473P801</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13823</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>359694106</cusip>
         <value>1869</value>
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             <sshPrnamt>23072</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45780L104</cusip>
         <value>348</value>
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         <nameOfIssuer>INSTALLED BLDG PRODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45780R101</cusip>
         <value>644</value>
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         <otherManager>1</otherManager>
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             <None>0</None>
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         <nameOfIssuer>INNOVATIVE INDL PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45781V101</cusip>
         <value>956</value>
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             <sshPrnamt>3637</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45783C101</cusip>
         <value>197</value>
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             <sshPrnamt>11500</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>173420</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>45826H109</cusip>
         <value>4030</value>
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             <None>46175</None>
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         <titleOfClass>OPTIMUM YIELD</titleOfClass>
         <cusip>46090F100</cusip>
         <value>21616</value>
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     <infoTable>
         <nameOfIssuer>NIKE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>228574</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1371350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1323079</Sole>
             <Shared>0</Shared>
             <None>48271</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NISOURCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>5385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195047</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>152809</Sole>
             <Shared>0</Shared>
             <None>42238</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOMAD ROYALTY COMPANY LTD</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>65532M606</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>28822</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>36357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122093</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>117976</Sole>
             <Shared>0</Shared>
             <None>4117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NEW YORK QLT MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066X107</cusip>
         <value>449</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>30387</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>710</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45372</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>45372</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>3985</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75928</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>20971</Sole>
             <Shared>0</Shared>
             <None>54957</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>6860</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382589</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>371941</Sole>
             <Shared>0</Shared>
             <None>10648</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077P101</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22042</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>22042</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
         <titleOfClass>NUVEEN ESG EMRGN</titleOfClass>
         <cusip>67092P888</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>7778</Sole>
             <Shared>0</Shared>
             <None>1104</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>O-I GLASS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67098H104</cusip>
         <value>1787</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>517</Sole>
             <Shared>0</Shared>
             <None>148034</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OFS CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103B100</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>12130</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NETEASE INC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>64110W102</cusip>
         <value>509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4984</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NEWAGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>650194103</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>46200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORTHERN DYNASTY MINERALS LT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66510M204</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORTHWEST PIPE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>667746101</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10998</Sole>
             <Shared>0</Shared>
             <None>367</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>338791</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1151889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1086478</Sole>
             <Shared>0</Shared>
             <None>65411</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>1019</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>63458</Sole>
             <Shared>0</Shared>
             <None>5600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 DYNAMIC OVERW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EW100</cusip>
         <value>1091</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58632</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072T108</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10619</Sole>
             <Shared>0</Shared>
             <None>133</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670928100</cusip>
         <value>1855</value>
         <shrsOrPrnAmt>
             <sshPrnamt>178701</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>177418</Sole>
             <Shared>0</Shared>
             <None>1283</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
         <titleOfClass>NUVEEN ESG LRGCP</titleOfClass>
         <cusip>67092P201</cusip>
         <value>403</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5202</Sole>
             <Shared>0</Shared>
             <None>674</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
         <titleOfClass>NUVEEN ESG LRGVL</titleOfClass>
         <cusip>67092P300</cusip>
         <value>323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8304</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>8196</Sole>
             <Shared>0</Shared>
             <None>108</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
         <titleOfClass>NUVEEN ESG INTL</titleOfClass>
         <cusip>67092P805</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5806</Sole>
             <Shared>0</Shared>
             <None>1248</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWOOD FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>669549107</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10580</Sole>
             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVAVAX INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>670002401</cusip>
         <value>329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2303</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>2008</Sole>
             <Shared>0</Shared>
             <None>295</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>78307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>699163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>673738</Sole>
             <Shared>0</Shared>
             <None>25425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>20940</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183443</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>172642</Sole>
             <Shared>0</Shared>
             <None>10801</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>13421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>860341</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>826267</Sole>
             <Shared>0</Shared>
             <None>34074</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19735</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>16735</Sole>
             <Shared>0</Shared>
             <None>3000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
         <value>4082</value>
         <shrsOrPrnAmt>
             <sshPrnamt>278601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>232472</Sole>
             <Shared>0</Shared>
             <None>46129</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>1467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150274</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>135174</Sole>
             <Shared>0</Shared>
             <None>15100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYNMC OVERWRT</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>5044</value>
         <shrsOrPrnAmt>
             <sshPrnamt>283837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>275547</Sole>
             <Shared>0</Shared>
             <None>8290</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>OKTA INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>679295105</cusip>
         <value>3420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>14032</Sole>
             <Shared>0</Shared>
             <None>1225</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ONDAS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>68236H204</cusip>
         <value>266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>38650</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORTHOPEDIATRICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68752L100</cusip>
         <value>602</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4450</Sole>
             <Shared>0</Shared>
             <None>5600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OASIS PETROLEUM INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>674215207</cusip>
         <value>1579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>11351</Sole>
             <Shared>0</Shared>
             <None>1184</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD NATL BANCORP IND</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>680033107</cusip>
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         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>QUOTIENT TECHNOLOGY INC</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>RH</nameOfIssuer>
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         <cusip>77543R102</cusip>
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         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
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         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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     <infoTable>
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     <infoTable>
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         <cusip>759916109</cusip>
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     <infoTable>
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     <infoTable>
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             <None>8898</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYNEOS HEALTH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>87166B102</cusip>
         <value>2399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>23265</Sole>
             <Shared>0</Shared>
             <None>97</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>150019</value>
         <shrsOrPrnAmt>
             <sshPrnamt>648141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>623560</Sole>
             <Shared>0</Shared>
             <None>24581</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TATA MTRS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>876568502</cusip>
         <value>1893</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>56637</Sole>
             <Shared>0</Shared>
             <None>2366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>11997</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>100135</Sole>
             <Shared>0</Shared>
             <None>7017</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>2584</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>54573</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
         <cusip>78468R739</cusip>
         <value>19330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>393054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>380373</Sole>
             <Shared>0</Shared>
             <None>12681</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
         <cusip>78468R853</cusip>
         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>5186</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>1224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10972</Sole>
             <Shared>0</Shared>
             <None>3177</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAMSARA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>79589L106</cusip>
         <value>824</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>29318</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEMPLETON DRAGON FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88018T101</cusip>
         <value>1009</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>58065</Sole>
             <Shared>0</Shared>
             <None>1314</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>2692</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>15289</Sole>
             <Shared>0</Shared>
             <None>563</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS PACIFIC LAND CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88262P102</cusip>
         <value>9062</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>6742</Sole>
             <Shared>0</Shared>
             <None>510</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>7688</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>61085</Sole>
             <Shared>0</Shared>
             <None>38499</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>23059</value>
         <shrsOrPrnAmt>
             <sshPrnamt>222217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>216541</Sole>
             <Shared>0</Shared>
             <None>5676</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>16003</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>310213</Sole>
             <Shared>0</Shared>
             <None>9216</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>7633</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>53865</Sole>
             <Shared>0</Shared>
             <None>615</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM STK</titleOfClass>
         <cusip>806857108</cusip>
         <value>22386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>747443</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>721729</Sole>
             <Shared>0</Shared>
             <None>25714</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>97438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1916141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1844899</Sole>
             <Shared>0</Shared>
             <None>71242</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEABOARD CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>811543107</cusip>
         <value>1543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>390</Sole>
             <Shared>0</Shared>
             <None>2</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>4054</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>25763</Sole>
             <Shared>0</Shared>
             <None>457</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81282V100</cusip>
         <value>2190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>32494</Sole>
             <Shared>0</Shared>
             <None>1274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>71372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1827692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1768796</Sole>
             <Shared>0</Shared>
             <None>58896</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>4888</Sole>
             <Shared>0</Shared>
             <None>1774</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>42902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>186636</Sole>
             <Shared>0</Shared>
             <None>5139</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEACOAST BKG CORP FLA</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>811707801</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>13479</Sole>
             <Shared>0</Shared>
             <None>15</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>217228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1222873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>1191007</Sole>
             <Shared>0</Shared>
             <None>31866</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>11917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>17425</Sole>
             <Shared>0</Shared>
             <None>1304</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TREX CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
         <value>8214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>60474</Sole>
             <Shared>0</Shared>
             <None>358</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRI CONTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895436103</cusip>
         <value>5629</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>154695</Sole>
             <Shared>0</Shared>
             <None>14919</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>90187B408</cusip>
         <value>711</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>115488</Sole>
             <Shared>0</Shared>
             <None>7710</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>2U INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90214J101</cusip>
         <value>1980</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>97106</Sole>
             <Shared>0</Shared>
             <None>1525</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>U S GLOBAL INVS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>902952100</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10182</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>10182</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ULTRA CLEAN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90385V107</cusip>
         <value>2407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>41437</Sole>
             <Shared>0</Shared>
             <None>532</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNIFIRST CORP MASS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>904708104</cusip>
         <value>5713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27153</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>26178</Sole>
             <Shared>0</Shared>
             <None>975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>14852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163914</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>157637</Sole>
             <Shared>0</Shared>
             <None>6277</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>62894</value>
         <shrsOrPrnAmt>
             <sshPrnamt>446396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>433309</Sole>
             <Shared>0</Shared>
             <None>13087</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>22374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>290166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
         <votingAuthority>
             <Sole>267916</Sole>
             <Shared>0</Shared>
             <None>22250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>110340</value>
         <shrsOrPrnAmt>
             <sshPrnamt>634602</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>35715</value>
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             <None>10282</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>22563</value>
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             <sshPrnamt>315214</sshPrnamt>
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             <None>17292</None>
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     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
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         <otherManager>1</otherManager>
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             <Sole>176227</Sole>
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             <None>15697</None>
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     <infoTable>
         <nameOfIssuer>SHOCKWAVE MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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     <infoTable>
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     <infoTable>
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             <None>150</None>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
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         <cusip>92189F536</cusip>
         <value>1185</value>
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             <sshPrnamt>54764</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
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         <cusip>92189F643</cusip>
         <value>12294</value>
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             <None>548</None>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
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         <cusip>92189H201</cusip>
         <value>10561</value>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
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         <cusip>92189H409</cusip>
         <value>3954</value>
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             <None>4777</None>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>RARE EARTH/STRTG</titleOfClass>
         <cusip>92189H805</cusip>
         <value>1619</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>215</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
         <titleOfClass>MEGA CAP INDEX</titleOfClass>
         <cusip>921910873</cusip>
         <value>6572</value>
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     <infoTable>
         <nameOfIssuer>SENSIENT TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81725T100</cusip>
         <value>80</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>64100</value>
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             <sshPrnamt>181989</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>6417</None>
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     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>14028</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>829073105</cusip>
         <value>9852</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>1</otherManager>
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             <None>6210</None>
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     <infoTable>
         <nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982L103</cusip>
         <value>32245</value>
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             <None>2580</None>
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     <infoTable>
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         <cusip>832696405</cusip>
         <value>163940</value>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
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         <otherManager>1</otherManager>
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     <infoTable>
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         <cusip>845467109</cusip>
         <value>79</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>685</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>866674104</cusip>
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         <cusip>921910709</cusip>
         <value>245</value>
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         <cusip>92206C706</cusip>
         <value>1401</value>
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         <titleOfClass>LONG TERM TREAS</titleOfClass>
         <cusip>92206C847</cusip>
         <value>826</value>
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         <nameOfIssuer>MAKEMYTRIP LIMITED MAURITIUS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
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         <value>326</value>
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             <sshPrnamt>11778</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>11778</Sole>
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             <None>0</None>
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         <nameOfIssuer>COSTAMARE INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
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         <value>5550</value>
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             <sshPrnamt>438733</sshPrnamt>
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             <Sole>429984</Sole>
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             <None>8749</None>
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         <nameOfIssuer>DANAOS CORPORATION</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y1968P121</cusip>
         <value>2193</value>
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             <sshPrnamt>29371</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>STAR BULK CARRIERS CORP.</nameOfIssuer>
         <titleOfClass>SHS PAR</titleOfClass>
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         <value>11134</value>
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             <sshPrnamt>491132</sshPrnamt>
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         <nameOfIssuer>BROOKFIELD RENEWABLE PARTNER</nameOfIssuer>
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         <cusip>G16258108</cusip>
         <value>706</value>
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             <sshPrnamt>19730</sshPrnamt>
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         <nameOfIssuer>CIMPRESS PLC</nameOfIssuer>
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         <cusip>G2143T103</cusip>
         <value>1979</value>
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             <sshPrnamt>27630</sshPrnamt>
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         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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         <cusip>G29183103</cusip>
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         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>24324</value>
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             <sshPrnamt>78539</sshPrnamt>
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         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
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         <cusip>G50871105</cusip>
         <value>2668</value>
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             <sshPrnamt>20941</sshPrnamt>
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         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>40644</value>
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             <sshPrnamt>499856</sshPrnamt>
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         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>250858</value>
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             <sshPrnamt>724090</sshPrnamt>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>210361</value>
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             <sshPrnamt>2033395</sshPrnamt>
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         <nameOfIssuer>NU HLDGS LTD</nameOfIssuer>
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         <cusip>G6683N103</cusip>
         <value>1753</value>
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             <sshPrnamt>186890</sshPrnamt>
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         <nameOfIssuer>NVENT ELECTRIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6700G107</cusip>
         <value>1352</value>
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             <sshPrnamt>35591</sshPrnamt>
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         <nameOfIssuer>RENAISSANCERE HLDGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>1054</value>
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             <sshPrnamt>6227</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>17290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71030</sshPrnamt>
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             <None>1829</None>
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         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>766</value>
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             <sshPrnamt>6568</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FIVERR INTL LTD</nameOfIssuer>
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         <cusip>M4R82T106</cusip>
         <value>8226</value>
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             <sshPrnamt>72349</sshPrnamt>
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         <cusip>M85548101</cusip>
         <value>1064</value>
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         <nameOfIssuer>STELLANTIS N.V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N82405106</cusip>
         <value>979</value>
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         <nameOfIssuer>ONESPAWORLD HOLDINGS LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>P73684113</cusip>
         <value>782</value>
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         <value>198</value>
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         <cusip>Y62132108</cusip>
         <value>1081</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>Y7542C130</cusip>
         <value>1095</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>2923</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
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         <cusip>008252108</cusip>
         <value>147</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00846U101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>013872106</cusip>
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         <nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02043Q107</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>264</value>
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         <nameOfIssuer>ALLEGIANT TRAVEL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01748X102</cusip>
         <value>1</value>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>026874784</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>407</value>
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             <sshPrnamt>6111</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>1217</value>
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             <sshPrnamt>365</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>261</Sole>
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             <None>104</None>
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     <infoTable>
         <nameOfIssuer>ANTHEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>036752103</cusip>
         <value>81</value>
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             <sshPrnamt>174</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>7</None>
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         <titleOfClass>CL A</titleOfClass>
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         <value>10</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <cusip>47233W109</cusip>
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         <value>8</value>
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         <cusip>679295105</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>3760</value>
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         <cusip>874039100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>12</value>
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         <nameOfIssuer>EATON VANCE MUN BD FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27827X101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>6</value>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
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         <cusip>92189H201</cusip>
         <value>24</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
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         <cusip>902973304</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>700</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>G8994E103</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>989701107</cusip>
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         <value>9</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G16962105</cusip>
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         <cusip>494368103</cusip>
         <value>3290</value>
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             <sshPrnamt>23023</sshPrnamt>
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         <nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>49456B101</cusip>
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             <sshPrnamt>13705</sshPrnamt>
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             <None>160</None>
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         <nameOfIssuer>KYNDRYL HLDGS INC</nameOfIssuer>
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         <cusip>50155Q100</cusip>
         <value>0</value>
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             <sshPrnamt>3</sshPrnamt>
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         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>118</value>
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             <sshPrnamt>690</sshPrnamt>
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             <None>114</None>
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         <nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>559663109</cusip>
         <value>2</value>
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             <sshPrnamt>112</sshPrnamt>
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             <None>112</None>
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         <nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>573874104</cusip>
         <value>3</value>
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             <None>30</None>
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         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
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         <cusip>57636Q104</cusip>
         <value>984</value>
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             <sshPrnamt>2738</sshPrnamt>
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         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>3293</value>
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             <sshPrnamt>42971</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42729</Sole>
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             <None>242</None>
         </votingAuthority>
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         <nameOfIssuer>MASIMO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574795100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>48</Sole>
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             <None>0</None>
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         <nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
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         <cusip>518439104</cusip>
         <value>1293</value>
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             <sshPrnamt>3493</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>1013</None>
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         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
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         <cusip>531229854</cusip>
         <value>1</value>
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             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>16</None>
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         <nameOfIssuer>LIVE NATION ENTERTAINMENT IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>538034109</cusip>
         <value>1</value>
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             <sshPrnamt>9</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>0</Sole>
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             <None>9</None>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>761</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7752</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>7710</Sole>
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             <None>42</None>
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         <nameOfIssuer>MEDICAL PPTYS TRUST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58463J304</cusip>
         <value>303</value>
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             <sshPrnamt>12829</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>115</None>
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         <nameOfIssuer>MSCI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55354G100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3</None>
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         <nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>595112103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>0</Sole>
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             <None>55</None>
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         <nameOfIssuer>NIKE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>1320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7919</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5772</Sole>
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             <None>2147</None>
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         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>308</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8020</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>7951</Sole>
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             <None>69</None>
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         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>536</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>428</Sole>
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             <None>108</None>
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         <nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>682680103</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>67</None>
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         <nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>68622V106</cusip>
         <value>1189</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>307</None>
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         <nameOfIssuer>OTTER TAIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>689648103</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>236</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>236</Sole>
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             <None>0</None>
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         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2694</Sole>
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             <None>106</None>
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     <infoTable>
         <nameOfIssuer>PEBBLEBROOK HOTEL TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70509V100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>33</None>
         </votingAuthority>
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         <nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70959W103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>10</None>
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         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>1095</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5806</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4134</Sole>
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             <None>1672</None>
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         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>3540</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37267</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37098</Sole>
             <Shared>0</Shared>
             <None>169</None>
         </votingAuthority>
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         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>728</Sole>
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             <None>40</None>
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     <infoTable>
         <nameOfIssuer>POOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>3</None>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>5658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30939</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2055</None>
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         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>6</None>
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         <nameOfIssuer>QUIDEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74838J101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>83</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>506</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3093</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>3093</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2944</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>2944</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REGENCY CTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758849103</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>439</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
         <cusip>78468R739</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>412</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>297</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROBLOX CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>771049103</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>154</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM STK</titleOfClass>
         <cusip>806857108</cusip>
         <value>2</value>
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             <sshPrnamt>70</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>70</None>
         </votingAuthority>
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     <infoTable>
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         <value>10799</value>
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         <cusip>V7780T103</cusip>
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         <cusip>G47567105</cusip>
         <value>2</value>
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         <nameOfIssuer>SMART GLOBAL HLDGS INC</nameOfIssuer>
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         <cusip>G8232Y101</cusip>
         <value>1</value>
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             <sshPrnamt>17</sshPrnamt>
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         <value>1026</value>
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             <sshPrnamt>6357</sshPrnamt>
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             <None>1887</None>
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         <nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
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         <cusip>L8681T102</cusip>
         <value>1</value>
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             <sshPrnamt>4</sshPrnamt>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>251</value>
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             <sshPrnamt>10343</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>201</None>
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         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2153</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>150</None>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
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         <cusip>000375204</cusip>
         <value>301</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>170</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>1231</value>
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             <sshPrnamt>50034</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>49459</Sole>
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             <None>575</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>2322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17151</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>2814</None>
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         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168</sshPrnamt>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>ACUSHNET HLDGS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>005098108</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4767</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00971T101</cusip>
         <value>2</value>
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             <sshPrnamt>15</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>15</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
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         <cusip>01609W102</cusip>
         <value>839</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7066</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>6089</Sole>
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             <None>977</None>
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         <nameOfIssuer>ALLEGHANY CORP MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>017175100</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>28</Sole>
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             <None>0</None>
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         <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007903107</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AIRBNB INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>009066101</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1254</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>10</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>1238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21197</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>750</None>
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         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
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         <cusip>00164V103</cusip>
         <value>3</value>
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             <sshPrnamt>77</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ASGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00191U102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>10016</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71167</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>9621</None>
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         <nameOfIssuer>ACCOLADE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00437E102</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>265</None>
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         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015271109</cusip>
         <value>252</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
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         <cusip>02079K305</cusip>
         <value>1753</value>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>237</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1941</Sole>
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             <None>74</None>
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         <cusip>02079K107</cusip>
         <value>3533</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AMERESCO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>02361E108</cusip>
         <value>5</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02376R102</cusip>
         <value>59</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>024835100</cusip>
         <value>56</value>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>INNOVATION ETF</titleOfClass>
         <cusip>00214Q104</cusip>
         <value>5</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>012653101</cusip>
         <value>4</value>
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             <sshPrnamt>17</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025932104</cusip>
         <value>45</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>2071</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>27</None>
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         <value>153</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>03064D108</cusip>
         <value>47</value>
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         <value>419</value>
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         <nameOfIssuer>COVETRUS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>D R HORTON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23331A109</cusip>
         <value>76</value>
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             <sshPrnamt>698</sshPrnamt>
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         <nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
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         <value>223</value>
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         <nameOfIssuer>DT MIDSTREAM INC</nameOfIssuer>
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         <cusip>23345M107</cusip>
         <value>1</value>
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         <nameOfIssuer>DANA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>426</value>
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             <sshPrnamt>18664</sshPrnamt>
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         <nameOfIssuer>DENTSPLY SIRONA INC</nameOfIssuer>
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             <sshPrnamt>741</sshPrnamt>
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         <nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>2916</sshPrnamt>
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         <nameOfIssuer>DORMAN PRODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>258278100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>12504L109</cusip>
         <value>62</value>
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             <sshPrnamt>567</sshPrnamt>
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         <nameOfIssuer>CME GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12572Q105</cusip>
         <value>5</value>
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             <sshPrnamt>23</sshPrnamt>
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             <Sole>23</Sole>
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         <nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>125896100</cusip>
         <value>8</value>
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         <nameOfIssuer>CSX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126408103</cusip>
         <value>3</value>
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             <sshPrnamt>81</sshPrnamt>
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         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>575</value>
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         <nameOfIssuer>CAMDEN PPTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>133131102</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171</sshPrnamt>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>EOG RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
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         <nameOfIssuer>EQT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26884L109</cusip>
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         <nameOfIssuer>ELANCO ANIMAL HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28414H103</cusip>
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         <nameOfIssuer>DRAFTKINGS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
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         <value>51</value>
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         <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
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         <nameOfIssuer>CHARTER COMMUNICATIONS INC N</nameOfIssuer>
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         <cusip>16119P108</cusip>
         <value>74</value>
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         <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
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         <nameOfIssuer>ENSIGN GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29358P101</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293712105</cusip>
         <value>539</value>
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         <nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>169656105</cusip>
         <value>2194</value>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>CIENA CORP</nameOfIssuer>
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         <cusip>171779309</cusip>
         <value>38</value>
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         <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>8714</value>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>172967424</cusip>
         <value>7</value>
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             <sshPrnamt>119</sshPrnamt>
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         <nameOfIssuer>CLEARWATER ANALYTICS HLDGS I</nameOfIssuer>
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         <cusip>185123106</cusip>
         <value>65</value>
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         <nameOfIssuer>EVERTEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040P103</cusip>
         <value>2</value>
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             <Sole>48</Sole>
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         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>4</value>
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             <sshPrnamt>27</sshPrnamt>
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         <nameOfIssuer>FTI CONSULTING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302941109</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2065</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ENCOMPASS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29261A100</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>847</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>847</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>252</value>
         <shrsOrPrnAmt>
             <sshPrnamt>861</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>761</Sole>
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             <None>100</None>
         </votingAuthority>
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         <nameOfIssuer>CLEVELAND-CLIFFS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>185899101</cusip>
         <value>8</value>
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             <sshPrnamt>366</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>366</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>COCA COLA CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>191216100</cusip>
         <value>5548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93704</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>83268</Sole>
             <Shared>0</Shared>
             <None>10436</None>
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         <nameOfIssuer>COLFAX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>194014106</cusip>
         <value>569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>11304</Sole>
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             <None>1065</None>
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         <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>205887102</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6851</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6851</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>5141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13620</Sole>
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             <None>1664</None>
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     <infoTable>
         <nameOfIssuer>EVERI HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30034T103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>154</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>107</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>922</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10902</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>10902</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
         <titleOfClass>MID CAP VAL FD</titleOfClass>
         <cusip>33737M201</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2783</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2462</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>3</otherManager>
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             <Sole>2462</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2306</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2158</Sole>
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             <None>148</None>
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     <infoTable>
         <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>244199105</cusip>
         <value>543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1576</Sole>
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             <None>9</None>
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     <infoTable>
         <nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>24703L202</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5180</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>DENBURY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>24790A101</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1286</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>274</Sole>
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             <None>1012</None>
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         <nameOfIssuer>DIAGEO PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>25243Q205</cusip>
         <value>1193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5417</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>5117</Sole>
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             <None>300</None>
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         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>345370860</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>576</Sole>
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             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST HORIZON CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>14628</Sole>
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             <None>252</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST INDL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>401</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1620</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>851</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>851</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>928</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>928</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>22</value>
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             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRESHPET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>358039105</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>152</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>547</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1997</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1522</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1522</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>EME MRK BD ETF</titleOfClass>
         <cusip>33739P202</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>65</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3982</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3982</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1261</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1029</Sole>
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             <None>232</None>
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     <infoTable>
         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>FINTECH ETF</titleOfClass>
         <cusip>37954Y814</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>325</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GLOBE LIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37959E102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>24</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EATON VANCE SR INCOME TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>27826S103</cusip>
         <value>119</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EBAY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278642103</cusip>
         <value>3222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>41774</Sole>
             <Shared>0</Shared>
             <None>6684</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1679</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1438</Sole>
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             <None>241</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EDISON INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>281020107</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>290</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>158</Sole>
             <Shared>0</Shared>
             <None>132</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>235</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE JAPAN ETF</titleOfClass>
         <cusip>35473P744</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>220</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HDFC BANK LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>40415F101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>20</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EPAM SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29414B104</cusip>
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             <None>300</None>
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         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>29476L107</cusip>
         <value>966</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10669</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1305</sshPrnamt>
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             <None>705</None>
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         <nameOfIssuer>EXPONENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30214U102</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>753</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>753</Sole>
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             <None>0</None>
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         <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30225T102</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>204</value>
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             <sshPrnamt>1867</sshPrnamt>
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             <None>540</None>
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         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>36164Y101</cusip>
         <value>28</value>
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             <sshPrnamt>884</sshPrnamt>
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             <Sole>884</Sole>
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             <None>0</None>
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         <nameOfIssuer>GFL ENVIRONMENTAL INC</nameOfIssuer>
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         <cusip>36168Q104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>100</None>
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         <nameOfIssuer>GAP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>364760108</cusip>
         <value>1</value>
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             <None>0</None>
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         <cusip>369604301</cusip>
         <value>687</value>
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             <sshPrnamt>7277</sshPrnamt>
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             <None>1590</None>
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         <nameOfIssuer>GENMAB A/S</nameOfIssuer>
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         <cusip>372303206</cusip>
         <value>8</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>304</value>
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         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>66</value>
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             <sshPrnamt>557</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>628</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
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         <cusip>33737J182</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1499</sshPrnamt>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2733</sshPrnamt>
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         <otherManager>3</otherManager>
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     <infoTable>
         <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>426281101</cusip>
         <value>618</value>
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             <sshPrnamt>3702</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>HERSHEY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>427866108</cusip>
         <value>515</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2663</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
         <value>14</value>
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             <sshPrnamt>272</sshPrnamt>
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         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>1996</value>
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             <None>19</None>
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         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>477</value>
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             <None>1400</None>
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         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
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         <cusip>33740F870</cusip>
         <value>8</value>
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         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>348</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>96</None>
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         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>36262G101</cusip>
         <value>2</value>
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             <None>0</None>
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         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4134</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>270</None>
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         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1244</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>7</None>
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         <nameOfIssuer>GOODRX HLDGS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>38246G108</cusip>
         <value>62</value>
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             <sshPrnamt>1904</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>1284</None>
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         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>9</value>
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             <sshPrnamt>427</sshPrnamt>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>GRACO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384109104</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3444</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>406216101</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>700</None>
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         <nameOfIssuer>HAYWARD HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>421298100</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>HUBBELL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>443510607</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>12</Sole>
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             <None>0</None>
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         <nameOfIssuer>HUNTSMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>447011107</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8204</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>180</None>
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         <nameOfIssuer>HUTCHMED CHINA LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>44842L103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>INGREDION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>457187102</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>528</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>528</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INSIGHT ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45765U103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>33</Sole>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>55024U109</cusip>
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         <cusip>46429B465</cusip>
         <value>122</value>
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         <value>46</value>
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         <nameOfIssuer>KONINKLIJKE PHILIPS N V</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>500754106</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>513272104</cusip>
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         <cusip>65336K103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>653656108</cusip>
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         <value>15</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67000B104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>536797103</cusip>
         <value>11</value>
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         <value>14</value>
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         <cusip>532457108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
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         <nameOfIssuer>NUSHARES ETF TR</nameOfIssuer>
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         <cusip>67092P607</cusip>
         <value>127</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>552848103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>589889104</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>018802108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023586100</cusip>
         <value>46</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>108</value>
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             <sshPrnamt>1129</sshPrnamt>
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         <nameOfIssuer>NIO INC</nameOfIssuer>
         <titleOfClass>SPON ADS</titleOfClass>
         <cusip>62914V106</cusip>
         <value>47</value>
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         <nameOfIssuer>NASDAQ INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>32</value>
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         <nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>636274409</cusip>
         <value>108</value>
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         <nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>063671101</cusip>
         <value>3</value>
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             <sshPrnamt>29</sshPrnamt>
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         <nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>064058100</cusip>
         <value>343</value>
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             <sshPrnamt>5913</sshPrnamt>
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         <nameOfIssuer>BERRY GLOBAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>08579W103</cusip>
         <value>7</value>
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             <sshPrnamt>100</sshPrnamt>
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             <Sole>100</Sole>
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         <nameOfIssuer>MANAGED PORTFOLIO SERIES</nameOfIssuer>
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         <cusip>56167N720</cusip>
         <value>11</value>
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         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
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         <cusip>57636Q104</cusip>
         <value>1781</value>
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             <sshPrnamt>4957</sshPrnamt>
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         <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>151</value>
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             <sshPrnamt>214</sshPrnamt>
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             <Sole>189</Sole>
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         <nameOfIssuer>OKTA INC</nameOfIssuer>
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         <cusip>679295105</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
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         <nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681116109</cusip>
         <value>1</value>
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         <nameOfIssuer>ORION OFFICE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68629Y103</cusip>
         <value>1</value>
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         <nameOfIssuer>BIGCOMMERCE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM SER 1</titleOfClass>
         <cusip>08975P108</cusip>
         <value>10</value>
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             <sshPrnamt>292</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>292</Sole>
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         <nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09061G101</cusip>
         <value>17</value>
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             <sshPrnamt>197</sshPrnamt>
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         <nameOfIssuer>BLACK KNIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09215C105</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1055</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>BLOOMIN BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>094235108</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>502</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>502</Sole>
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         <nameOfIssuer>BOOT BARN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>099406100</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALTRA INDL MOTION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>3</value>
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             <sshPrnamt>50</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023436108</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>262</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>332</value>
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         <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
         <value>5</value>
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             <sshPrnamt>19</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>METLIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>222</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>METTLER TOLEDO INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>592688105</cusip>
         <value>44</value>
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             <sshPrnamt>26</sshPrnamt>
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         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>6</value>
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         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
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         <cusip>67072C105</cusip>
         <value>44</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>695156109</cusip>
         <value>30</value>
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             <sshPrnamt>224</sshPrnamt>
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         <nameOfIssuer>PAGERDUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69553P100</cusip>
         <value>2</value>
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         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>647</value>
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         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>6</value>
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         <nameOfIssuer>OAK STR HEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67181A107</cusip>
         <value>16</value>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>PINTEREST INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>72352L106</cusip>
         <value>1</value>
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         <nameOfIssuer>MID-AMER APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59522J103</cusip>
         <value>11</value>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>326</value>
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         <titleOfClass>COM NEW</titleOfClass>
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         <value>40</value>
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         <nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>736508847</cusip>
         <value>3</value>
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         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
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         <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</nameOfIssuer>
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         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>RUSS 2000 DIVD</titleOfClass>
         <cusip>74347B698</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>544</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>544</Sole>
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             <None>0</None>
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         <nameOfIssuer>ANTHEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>036752103</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>522</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>522</Sole>
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             <None>0</None>
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         <nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>039483102</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>534</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>458</Sole>
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             <None>76</None>
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     <infoTable>
         <nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>04316A108</cusip>
         <value>137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2876</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2876</Sole>
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             <None>0</None>
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         <nameOfIssuer>ATKORE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>047649108</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>48</Sole>
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             <None>0</None>
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         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1844</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1844</Sole>
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         <nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>682680103</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>489</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>489</Sole>
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             <None>0</None>
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         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693475105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>16</Sole>
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             <None>0</None>
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         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>426</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>327</Sole>
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             <None>99</None>
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         <nameOfIssuer>NATIONAL VISION HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>63845R107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>72</Sole>
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             <None>0</None>
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         <nameOfIssuer>PAYCOM SOFTWARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70432V102</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>186</Sole>
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             <None>0</None>
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         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>968</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13355</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>13255</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>NIKE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>3297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19775</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>19169</Sole>
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             <None>606</None>
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         <nameOfIssuer>NOKIA CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>654902204</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>137</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>137</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>96</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679580100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>43</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>OPENDOOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>683712103</cusip>
         <value>248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16994</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>16518</Sole>
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             <None>476</None>
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     <infoTable>
         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5410</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5410</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>68622V106</cusip>
         <value>278</value>
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             <sshPrnamt>9116</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>8445</Sole>
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             <None>671</None>
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     <infoTable>
         <nameOfIssuer>REINSURANCE GRP OF AMERICA I</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>759351604</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>9</Sole>
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             <None>29</None>
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     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>699</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5015</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BORGWARNER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>099724106</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>520</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>447</Sole>
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             <None>73</None>
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     <infoTable>
         <nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>109194100</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>789</Sole>
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             <None>0</None>
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         <nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>110448107</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4295</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>115637209</cusip>
         <value>9</value>
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             <sshPrnamt>128</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>128</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>3829</value>
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             <sshPrnamt>23408</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>22641</Sole>
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             <None>767</None>
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     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>628</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>529</Sole>
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             <None>99</None>
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     <infoTable>
         <nameOfIssuer>REVOLVE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76156B107</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6312</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>5907</Sole>
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             <None>405</None>
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         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>806</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1503</Sole>
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             <None>135</None>
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     <infoTable>
         <nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>2</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>15</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>719</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>659</Sole>
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             <None>60</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P PHARMAC</titleOfClass>
         <cusip>78464A722</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1480</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>363</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>BOK FINL CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>05561Q201</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>617</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>617</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BALL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>058498106</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1569</Sole>
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             <None>321</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BARRICK GOLD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>067901108</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1086</Sole>
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             <None>3530</None>
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     <infoTable>
         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2129</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2129</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>173</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>1618</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11850</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
         <cusip>78468R739</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>902</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>686</Sole>
             <Shared>0</Shared>
             <None>216</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1213</Sole>
             <Shared>0</Shared>
             <None>57</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>875</Sole>
             <Shared>0</Shared>
             <None>42</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BEIGENE LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>07725L102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BEST BUY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>086516101</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>899</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BEYOND MEAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>08862E109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>23</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRUKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>116794108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>104</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>122017106</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>80</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOCKWAVE MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82489T104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHYFT GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>825698103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>68</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SITIME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982T106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>74</Sole>
             <Shared>0</Shared>
             <None>470</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOEING CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>097023105</cusip>
         <value>1003</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4479</Sole>
             <Shared>0</Shared>
             <None>501</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BUILDERS FIRSTSOURCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12008R107</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CBOE GLOBAL MKTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12503M108</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>7256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38479</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>33381</Sole>
             <Shared>0</Shared>
             <None>5098</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>11089</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>54095</Sole>
             <Shared>0</Shared>
             <None>9742</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHYSICIANS RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>71943U104</cusip>
         <value>197</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10451</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>623</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN HOMES 4 RENT</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>02665T306</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>370</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>370</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>2160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7119</Sole>
             <Shared>0</Shared>
             <None>267</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>030420103</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>74</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03076C106</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMETEK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031100100</cusip>
         <value>670</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4553</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4124</Sole>
             <Shared>0</Shared>
             <None>429</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>03524A108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>144</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CIGNA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>125523100</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>818</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CANADIAN NAT RES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>136385101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>62</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPROUTS FMRS MKT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85208M102</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>612</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>612</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>970</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5145</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4872</Sole>
             <Shared>0</Shared>
             <None>273</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>574</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>15007</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>81623</Sole>
             <Shared>0</Shared>
             <None>2888</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04247X102</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>297</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>297</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>1-5 US TIP IDX</titleOfClass>
         <cusip>72201R205</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>362</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICESMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>741511109</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1461</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>86562M209</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>275</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMMIT MATLS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>86614U100</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>771</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>771</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>16359R103</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191</sshPrnamt>
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         <cusip>16411R208</cusip>
         <value>319</value>
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             <None>2115</None>
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         <cusip>16679L109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
         <value>1235</value>
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             <sshPrnamt>12049</sshPrnamt>
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             <Sole>11389</Sole>
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             <None>660</None>
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         <nameOfIssuer>CITI TRENDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17306X102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>177376100</cusip>
         <value>88</value>
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             <sshPrnamt>934</sshPrnamt>
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         <otherManager>3</otherManager>
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             <Sole>934</Sole>
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             <None>0</None>
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         <nameOfIssuer>RIVIAN AUTOMOTIVE INC</nameOfIssuer>
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         <cusip>76954A103</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>175</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>10</value>
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             <None>0</None>
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         <cusip>78410G104</cusip>
         <value>88</value>
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             <sshPrnamt>227</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>7</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>43</value>
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             <sshPrnamt>698</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>698</Sole>
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             <None>0</None>
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         <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>3283</value>
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             <sshPrnamt>19202</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
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             <None>2952</None>
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         <nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>11133T103</cusip>
         <value>127</value>
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             <sshPrnamt>692</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>482</Sole>
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             <None>210</None>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>9</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <cusip>78464A839</cusip>
         <value>6</value>
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             <sshPrnamt>83</sshPrnamt>
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         <otherManager>3</otherManager>
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         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>96</value>
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             <Sole>186</Sole>
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         <nameOfIssuer>CASELLA WASTE SYS INC</nameOfIssuer>
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         <cusip>147448104</cusip>
         <value>3</value>
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             <None>0</None>
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         <nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>0</None>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <cusip>808524805</cusip>
         <value>64</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>15687V109</cusip>
         <value>27</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>171484108</cusip>
         <value>46</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>172908105</cusip>
         <value>9</value>
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             <None>0</None>
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         <value>850</value>
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             <None>255</None>
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         <cusip>922908512</cusip>
         <value>550</value>
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         <value>254</value>
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         <value>2</value>
         <shrsOrPrnAmt>
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         <cusip>20451Q104</cusip>
         <value>665</value>
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         <cusip>922908553</cusip>
         <value>9</value>
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         <cusip>922908769</cusip>
         <value>195</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>51</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>92556V106</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3015</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2299</Sole>
             <Shared>0</Shared>
             <None>60</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VONTIER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928881101</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>287</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VOYA FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929089100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>193</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>4002</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>25150</Sole>
             <Shared>0</Shared>
             <None>2508</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>21036P108</cusip>
         <value>605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2412</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1967</Sole>
             <Shared>0</Shared>
             <None>445</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG CONV</titleOfClass>
         <cusip>78464A359</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>207</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORNING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>219350105</cusip>
         <value>730</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>17551</Sole>
             <Shared>0</Shared>
             <None>2064</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>739</Sole>
             <Shared>0</Shared>
             <None>169</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTRM TRM TRES</titleOfClass>
         <cusip>808524854</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4627</Sole>
             <Shared>0</Shared>
             <None>201</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>90</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3495</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CROWDSTRIKE HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>22788C105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>34</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DXC TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23355L106</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>979</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>650</Sole>
             <Shared>0</Shared>
             <None>31</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>376</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>359</Sole>
             <Shared>0</Shared>
             <None>17</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>339</Sole>
             <Shared>0</Shared>
             <None>43</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>86</value>
         <shrsOrPrnAmt>
             <sshPrnamt>422</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>403</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5581</Sole>
             <Shared>0</Shared>
             <None>125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>285</Sole>
             <Shared>0</Shared>
             <None>11</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>363</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>161</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2271</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>1682</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13264</Sole>
             <Shared>0</Shared>
             <None>1114</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN UN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>959802109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>187</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTROCK CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>96145D105</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>107</Sole>
             <Shared>0</Shared>
             <None>2</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CUMMINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>231021106</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1518</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CURTISS WRIGHT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>231561101</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>372</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>372</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>40</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83417M104</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>235851102</cusip>
         <value>3530</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10115</Sole>
             <Shared>0</Shared>
             <None>615</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DARLING INGREDIENTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>237266101</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>307</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25179M103</cusip>
         <value>929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>20857</Sole>
             <Shared>0</Shared>
             <None>233</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>233331107</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>204</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
         <titleOfClass>4.75 MND CV PFD</titleOfClass>
         <cusip>235851300</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>110</Sole>
             <Shared>0</Shared>
             <None>20</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>237194105</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>163</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9881</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9881</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>22313</Sole>
             <Shared>0</Shared>
             <None>2203</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>PREFERRED SECURT</titleOfClass>
         <cusip>92189F429</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6000</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>INTRMDT MUNI ETF</titleOfClass>
         <cusip>92189H201</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>189</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256677105</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2028</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2028</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>262</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>262</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DUCK CREEK TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>264120106</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1712</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1497</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1397</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>34</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2003</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303250104</cusip>
         <value>78</value>
         <shrsOrPrnAmt>
             <sshPrnamt>180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>180</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1647</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1647</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>80</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWILIO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90138F102</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>672</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256746108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>74</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25746U109</cusip>
         <value>158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2007</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1913</Sole>
             <Shared>0</Shared>
             <None>94</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>258622109</cusip>
         <value>579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>35653</Sole>
             <Shared>0</Shared>
             <None>263</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOUGLAS DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25960R105</cusip>
         <value>449</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>11500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>26441C204</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1367</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1367</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>819</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>10074</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>43</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1123</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1123</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EASTGROUP PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277276101</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9</Sole>
             <Shared>0</Shared>
             <None>29</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON VANCE MUN BD FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27827X101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>110</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>174</Sole>
             <Shared>0</Shared>
             <None>420</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>8002</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>675</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>675</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>5208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108667</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>107974</Sole>
             <Shared>0</Shared>
             <None>693</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>1267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5027</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4797</Sole>
             <Shared>0</Shared>
             <None>230</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED THERAPEUTICS CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91307C102</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>84</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>844</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21593</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>21412</Sole>
             <Shared>0</Shared>
             <None>181</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>473</Sole>
             <Shared>0</Shared>
             <None>857</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3273</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>SMID RISNG ETF</titleOfClass>
         <cusip>33741X102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORMFACTOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>346375108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>82</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISTRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>92</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4034</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6433</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALCON AG</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>488</Sole>
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             <None>99</None>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>504</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6705</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>6637</Sole>
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             <None>68</None>
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     <infoTable>
         <nameOfIssuer>VALVOLINE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92047W101</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>225</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>GOLD MINERS ETF</titleOfClass>
         <cusip>92189F106</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1342</Sole>
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             <None>2901</None>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>1</value>
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             <sshPrnamt>17</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>17</Sole>
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     <infoTable>
         <nameOfIssuer>FORTIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>349553107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>27</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15622</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>12070</Sole>
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             <None>3552</None>
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     <infoTable>
         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>929042109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>84</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WOLFSPEED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>977852102</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>213</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WORKDAY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98138H101</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>134</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ZILLOW GROUP INC</nameOfIssuer>
         <titleOfClass>CL C CAP STK</titleOfClass>
         <cusip>98954M200</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2781</Sole>
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             <None>96</None>
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     <infoTable>
         <nameOfIssuer>ZSCALER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98980G102</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>237</Sole>
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             <None>140</None>
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     <infoTable>
         <nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36467J108</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>115</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>1283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>6150</Sole>
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             <None>5</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>237</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>237</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MTG-BKD SECS ETF</titleOfClass>
         <cusip>92206C771</cusip>
         <value>704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>12757</Sole>
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             <None>562</None>
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     <infoTable>
         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4914</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>4914</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ETSY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29786A106</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>36</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>30212P303</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>565</Sole>
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             <None>93</None>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>144</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>86</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>273</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>2118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4353</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4353</Sole>
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             <None>0</None>
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         <nameOfIssuer>FASTLY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>31188V100</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
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             <None>400</None>
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     <infoTable>
         <nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>285512109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>23</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>11419</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265320</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>1480</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11012</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>11012</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>333</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>107</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1769</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3131</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>3131</Sole>
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             <None>0</None>
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         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>8360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89918</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>75982</Sole>
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             <None>13936</None>
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         <nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29362U104</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>368</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>368</Sole>
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             <None>0</None>
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         <nameOfIssuer>EQUITABLE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29452E101</cusip>
         <value>359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10955</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
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             <None>230</None>
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         <nameOfIssuer>VIACOMCBS INC</nameOfIssuer>
         <titleOfClass>5.75% CONV PFD A</titleOfClass>
         <cusip>92556H305</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>2970</Sole>
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             <None>375</None>
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         <nameOfIssuer>VIMEO INC</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>92719V100</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>528</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>2456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11334</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>10644</Sole>
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             <None>690</None>
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     <infoTable>
         <nameOfIssuer>VROOM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92918V109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>427</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>427</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WD 40 CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929236107</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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         <value>49</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>40171V100</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>408</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>66</value>
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             <sshPrnamt>65</sshPrnamt>
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         <cusip>G97822103</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>363</sshPrnamt>
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         <cusip>V7780T103</cusip>
         <value>2</value>
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             <sshPrnamt>28</sshPrnamt>
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         <value>13</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>12</value>
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             <sshPrnamt>34</sshPrnamt>
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         <titleOfClass>CL A COM</titleOfClass>
         <cusip>35137L105</cusip>
         <value>9</value>
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             <sshPrnamt>233</sshPrnamt>
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         <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
         <titleOfClass>FTSE UNTD KGDM</titleOfClass>
         <cusip>35473P678</cusip>
         <value>7</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>366651107</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>795</value>
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         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>97</value>
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         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>154</value>
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             <sshPrnamt>2664</sshPrnamt>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>71</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>950755108</cusip>
         <value>48</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>223</value>
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         <nameOfIssuer>HEALTHPEAK PROPERTIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>42250P103</cusip>
         <value>6</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>444859102</cusip>
         <value>49</value>
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         <cusip>33734Y109</cusip>
         <value>11</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>452327109</cusip>
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         <cusip>380237107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>384802104</cusip>
         <value>53</value>
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         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>500</value>
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         <cusip>33739Q200</cusip>
         <value>31</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>144</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
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         <cusip>45841N107</cusip>
         <value>133</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>609</value>
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         <titleOfClass>DWA BASIC MATL</titleOfClass>
         <cusip>46137V704</cusip>
         <value>495</value>
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             <Sole>5231</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>576690101</cusip>
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         <value>13</value>
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         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
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         <value>3</value>
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         <value>38</value>
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         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
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         <cusip>78463X889</cusip>
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         <cusip>78464A508</cusip>
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         <cusip>78468R663</cusip>
         <value>793</value>
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         <cusip>808524102</cusip>
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         <cusip>808524201</cusip>
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         <cusip>808524706</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>575</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEA LTD</nameOfIssuer>
         <titleOfClass>SPONSORD ADS</titleOfClass>
         <cusip>81141R100</cusip>
         <value>635</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2698</Sole>
             <Shared>0</Shared>
             <None>142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>616</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2481</Sole>
             <Shared>0</Shared>
             <None>3573</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>469</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHORE BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>825107105</cusip>
         <value>1060</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50854</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>50854</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMPSON MFG INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>829073105</cusip>
         <value>294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2112</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIXTH STREET SPECIALTY LENDN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83012A109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNOWFLAKE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>833445109</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>87</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>2516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5298</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5298</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>458</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO LN TSR</titleOfClass>
         <cusip>78464A664</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>3945</Sole>
             <Shared>0</Shared>
             <None>176</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>214</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>511</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
         <cusip>78464A888</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>360</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>314</Sole>
             <Shared>0</Shared>
             <None>46</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFLI HIGH YLD</titleOfClass>
         <cusip>78468R606</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>588</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>588</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG MU</titleOfClass>
         <cusip>78468R721</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>549</Sole>
             <Shared>0</Shared>
             <None>163</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>273</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAILPOINT TECHNOLOGIES HLDGS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78781P105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>43</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>2336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>7991</Sole>
             <Shared>0</Shared>
             <None>1203</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>1332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>4638</Sole>
             <Shared>0</Shared>
             <None>342</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>1275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5507</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>90</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECK RESOURCES LTD</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>878742204</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>811</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>811</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>485</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>1220</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>814</value>
         <shrsOrPrnAmt>
             <sshPrnamt>770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>770</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>688</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>688</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>63</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>444</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>444</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2024</Sole>
             <Shared>0</Shared>
             <None>120</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>672</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>880</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>880</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>5594</Sole>
             <Shared>0</Shared>
             <None>243</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2532</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>2426</Sole>
             <Shared>0</Shared>
             <None>106</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>1770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>9920</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
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         <cusip>949746804</cusip>
         <value>498</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>92</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>144</Sole>
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             <None>0</None>
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         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>919</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15698</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>15460</Sole>
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             <None>238</None>
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         <nameOfIssuer>TUSIMPLE HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90089L108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>65</None>
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         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>685</Sole>
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             <None>0</None>
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         <nameOfIssuer>2U INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90214J101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>546</Sole>
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             <None>0</None>
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         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>806</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>806</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UBIQUITI INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353W103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>7</Sole>
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             <None>0</None>
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         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>JAPN HEDGE EQT</titleOfClass>
         <cusip>97717W851</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>58</Sole>
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             <None>0</None>
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         <nameOfIssuer>WORLD WRESTLING ENTMT INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98156Q108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>164</Sole>
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             <None>0</None>
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         <nameOfIssuer>TELEFONICA BRASIL SA</nameOfIssuer>
         <titleOfClass>NEW ADR</titleOfClass>
         <cusip>87936R205</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>146</Sole>
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             <None>0</None>
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         <nameOfIssuer>TELUS CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87971M103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>39</Sole>
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             <None>0</None>
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         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>62</Sole>
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             <None>0</None>
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         <nameOfIssuer>UNUM GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91529Y106</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>276</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>276</Sole>
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             <None>0</None>
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         <nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91879Q109</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>YETI HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98585X104</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185</sshPrnamt>
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             <Sole>185</Sole>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>120</Sole>
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             <None>0</None>
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         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1296</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <Sole>1296</Sole>
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             <None>0</None>
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         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L886</cusip>
         <value>8</value>
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             <sshPrnamt>291</sshPrnamt>
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         <nameOfIssuer>TOTALENERGIES SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>1377</value>
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         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
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         <cusip>904767704</cusip>
         <value>272</value>
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         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>3689</value>
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         <nameOfIssuer>UPSTART HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91680M107</cusip>
         <value>8</value>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>SMLLCP 600 IDX</titleOfClass>
         <cusip>921932828</cusip>
         <value>60</value>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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         <cusip>921932885</cusip>
         <value>166</value>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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         <cusip>921937793</cusip>
         <value>2</value>
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         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>610</value>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>314</value>
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         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>653</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
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         <cusip>G21810208</cusip>
         <value>209</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>1195</value>
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         <nameOfIssuer>FABRINET</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3323L100</cusip>
         <value>12</value>
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         <titleOfClass>ORDINARY SHARES</titleOfClass>
         <cusip>G39387108</cusip>
         <value>1</value>
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         <nameOfIssuer>VALE S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>91912E105</cusip>
         <value>2</value>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>VANECK SHRT MUNI</titleOfClass>
         <cusip>92189F528</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>442</sshPrnamt>
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         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>JUNIOR GOLD MINE</titleOfClass>
         <cusip>92189F791</cusip>
         <value>3</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>2351</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
             <Sole>12989</Sole>
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             <None>700</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>G47567105</cusip>
         <value>201</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>442</value>
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         <cusip>97717W703</cusip>
         <value>204</value>
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             <sshPrnamt>3779</sshPrnamt>
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         <nameOfIssuer>XILINX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>25</value>
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             <sshPrnamt>118</sshPrnamt>
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         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>2</value>
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             <sshPrnamt>16</sshPrnamt>
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         <cusip>989207105</cusip>
         <value>361</value>
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         <value>48</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>1934</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>72</value>
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             <sshPrnamt>438</sshPrnamt>
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         <nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G7997R103</cusip>
         <value>29</value>
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             <sshPrnamt>254</sshPrnamt>
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         <cusip>G8060N102</cusip>
         <value>60</value>
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         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G8473T100</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2451</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>M2682V108</cusip>
         <value>20</value>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>2151</value>
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         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G21810109</cusip>
         <value>1033</value>
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         <nameOfIssuer>HORIZON THERAPEUTICS PUB L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
         <value>42</value>
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             <sshPrnamt>393</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
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         <cusip>G96629103</cusip>
         <value>4</value>
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         <cusip>N53745100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>33</value>
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         <cusip>00164V103</cusip>
         <value>7</value>
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         <nameOfIssuer>ARK ETF TR</nameOfIssuer>
         <titleOfClass>NEXT GNRTN INTER</titleOfClass>
         <cusip>00214Q401</cusip>
         <value>21</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>68</value>
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         <cusip>00214Q302</cusip>
         <value>18</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>003654100</cusip>
         <value>36</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00437E102</cusip>
         <value>26</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>1809</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00790R104</cusip>
         <value>39447</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>008474108</cusip>
         <value>31</value>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>009066101</cusip>
         <value>8258</value>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>00912X302</cusip>
         <value>2</value>
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             <sshPrnamt>50</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>011659109</cusip>
         <value>1</value>
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             <sshPrnamt>21</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>1118</value>
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             <sshPrnamt>1701</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>COASTAL FINL CORP WA</nameOfIssuer>
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         <nameOfIssuer>COCA-COLA FEMSA SAB DE CV</nameOfIssuer>
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         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
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         <value>77</value>
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         <cusip>25243Q205</cusip>
         <value>6663</value>
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         <cusip>25434V807</cusip>
         <value>216</value>
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         <value>184</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254687106</cusip>
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         <cusip>25470M109</cusip>
         <value>51</value>
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         <cusip>101121101</cusip>
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             <None>100</None>
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         <value>827</value>
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         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
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         <value>3536</value>
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         <nameOfIssuer>CALAMOS STRATEGIC TOTAL RETU</nameOfIssuer>
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         <cusip>128125101</cusip>
         <value>112</value>
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         <nameOfIssuer>CANADIAN NAT RES LTD</nameOfIssuer>
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         <cusip>136385101</cusip>
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         <value>48</value>
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         <cusip>26701L100</cusip>
         <value>11</value>
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         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
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         <cusip>278865100</cusip>
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         <nameOfIssuer>ELANCO ANIMAL HEALTH INC</nameOfIssuer>
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         <nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
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         <cusip>15135B101</cusip>
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         <nameOfIssuer>ENERGY TRANSFER L P</nameOfIssuer>
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         <value>123</value>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
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         <cusip>28176E108</cusip>
         <value>8202</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>172755100</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>120507</value>
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         <nameOfIssuer>CLEVELAND-CLIFFS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>185899101</cusip>
         <value>18</value>
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         <nameOfIssuer>EQUITRANS MIDSTREAM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294600101</cusip>
         <value>21</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>298736109</cusip>
         <value>43</value>
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             <sshPrnamt>363</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>30050B101</cusip>
         <value>82</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ENCOMPASS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29261A100</cusip>
         <value>10</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>101</None>
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         <nameOfIssuer>ENERGIZER HLDGS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29272W109</cusip>
         <value>16</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ENERPLUS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>292766102</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>ENPHASE ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29355A107</cusip>
         <value>16</value>
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             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>844</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4938</Sole>
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             <None>2557</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1109</Sole>
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             <None>2283</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQUITABLE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29452E101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>16</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303250104</cusip>
         <value>1360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3137</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>3137</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>3915</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>53137</Sole>
             <Shared>0</Shared>
             <None>7980</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>F5 INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>315616102</cusip>
         <value>162</value>
         <shrsOrPrnAmt>
             <sshPrnamt>660</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>660</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI CONSM DIS</titleOfClass>
         <cusip>316092204</cusip>
         <value>4429</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50167</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>50167</None>
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         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI MATLS INDEX</titleOfClass>
         <cusip>316092881</cusip>
         <value>1510</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>700</Sole>
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             <None>29303</None>
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     <infoTable>
         <nameOfIssuer>FS KKR CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302635206</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>5800</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>FS BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30263Y104</cusip>
         <value>1143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>34000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CORPORATE OFFICE PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>22002T108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>352</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CRESTWOOD EQUITY PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTNER</titleOfClass>
         <cusip>226344208</cusip>
         <value>8870</value>
         <shrsOrPrnAmt>
             <sshPrnamt>321480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>321480</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CROWN HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>228368106</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1555</sshPrnamt>
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             <Sole>662</Sole>
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             <None>893</None>
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         <nameOfIssuer>CUMMINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>231021106</cusip>
         <value>2038</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9341</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7308</Sole>
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             <None>2033</None>
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     <infoTable>
         <nameOfIssuer>CUSTOMERS BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23204G100</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>150</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CYRUSONE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23283R100</cusip>
         <value>92</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1024</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>15</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>527</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>527</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>290</Sole>
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             <None>25</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI ENERGY IDX</titleOfClass>
         <cusip>316092402</cusip>
         <value>2763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181994</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>181994</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI HLTH CARE I</titleOfClass>
         <cusip>316092600</cusip>
         <value>6822</value>
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             <sshPrnamt>99355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>99355</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI INFO TECH I</titleOfClass>
         <cusip>316092808</cusip>
         <value>11946</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88226</sshPrnamt>
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             <Sole>98</Sole>
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             <None>88128</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>3466</value>
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             <sshPrnamt>31759</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3872</None>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
         <titleOfClass>FNF GROUP COM</titleOfClass>
         <cusip>31620R303</cusip>
         <value>27</value>
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             <sshPrnamt>516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>16</None>
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     <infoTable>
         <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>244199105</cusip>
         <value>19990</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>22226</None>
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     <infoTable>
         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US CORE EQT MKT</titleOfClass>
         <cusip>25434V104</cusip>
         <value>12537</value>
         <shrsOrPrnAmt>
             <sshPrnamt>379902</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>379902</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US TARGETED VLU</titleOfClass>
         <cusip>25434V609</cusip>
         <value>1316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27688</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25281</Sole>
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             <None>2407</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>4</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34354P105</cusip>
         <value>37</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>1200</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INDL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>407</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>407</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>930</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>930</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GATX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>361448103</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
         <titleOfClass>US CORE EQUITY 2</titleOfClass>
         <cusip>25434V708</cusip>
         <value>882</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>30437</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DISCOVERY INC</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>25470F302</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1476</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1476</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOCUSIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256163106</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1135</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>264411505</cusip>
         <value>2500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>37401</Sole>
             <Shared>0</Shared>
             <None>687</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>9582</None>
         </votingAuthority>
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         <cusip>398438408</cusip>
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         <cusip>410345102</cusip>
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         <value>886</value>
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         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
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         <cusip>67061T101</cusip>
         <value>1081</value>
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         <value>12</value>
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         <nameOfIssuer>LINDBLAD EXPEDITIONS HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>535219109</cusip>
         <value>16</value>
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         <cusip>546347105</cusip>
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         <value>74</value>
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         <nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
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         <cusip>670656107</cusip>
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         <cusip>670657105</cusip>
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         <cusip>67066V101</cusip>
         <value>35</value>
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         <cusip>670972108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>55354G100</cusip>
         <value>76</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
         <value>166</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>592688105</cusip>
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         <cusip>02156BAD5</cusip>
         <value>12</value>
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         <cusip>02156BAF0</cusip>
         <value>12</value>
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         <cusip>64110W102</cusip>
         <value>181</value>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>879</value>
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         <cusip>72201R783</cusip>
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         <cusip>767744105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>121</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>21036P108</cusip>
         <value>1756</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4525</Sole>
             <Shared>0</Shared>
             <None>2470</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>189054109</cusip>
         <value>5375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12583</Sole>
             <Shared>0</Shared>
             <None>18247</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COLUMBIA BKG SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>197236102</cusip>
         <value>2251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>68805</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>20030N101</cusip>
         <value>13433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>266891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>118266</Sole>
             <Shared>0</Shared>
             <None>148625</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COHERENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>192479103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>8881</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31517</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>30922</Sole>
             <Shared>0</Shared>
             <None>595</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>14349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>50916</Sole>
             <Shared>0</Shared>
             <None>8515</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>28993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>557990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>299398</Sole>
             <Shared>0</Shared>
             <None>258592</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>710</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3415</Sole>
             <Shared>0</Shared>
             <None>3</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1698</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1698</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COSTAR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160N109</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLOOMBERG</titleOfClass>
         <cusip>78464A284</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>442</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>793</Sole>
             <Shared>0</Shared>
             <None>164</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
         <cusip>78464A813</cusip>
         <value>1643</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16528</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14098</Sole>
             <Shared>0</Shared>
             <None>2430</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7551</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
         <cusip>78464A854</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1205</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1205</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COMMERCE BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>200525103</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>157</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORNING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>219350105</cusip>
         <value>11099</value>
         <shrsOrPrnAmt>
             <sshPrnamt>298112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>297502</Sole>
             <Shared>0</Shared>
             <None>610</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORTEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22052L104</cusip>
         <value>1846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16190</Sole>
             <Shared>0</Shared>
             <None>22845</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160K105</cusip>
         <value>161587</value>
         <shrsOrPrnAmt>
             <sshPrnamt>284634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>176750</Sole>
             <Shared>0</Shared>
             <None>107884</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>124660</value>
         <shrsOrPrnAmt>
             <sshPrnamt>490538</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>335984</Sole>
             <Shared>0</Shared>
             <None>154554</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4988</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6954</Sole>
             <Shared>0</Shared>
             <None>28644</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>3359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
             <Shared>0</Shared>
             <None>113358</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS E W CO OHIO</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>811054402</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>666</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
         <value>134897</value>
         <shrsOrPrnAmt>
             <sshPrnamt>646245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>518976</Sole>
             <Shared>0</Shared>
             <None>127269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DNP SELECT INCOME FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23325P104</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8037</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8037</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81181C104</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>497</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>322</Sole>
             <Shared>0</Shared>
             <None>175</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5539</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5439</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>963</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5541</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5346</Sole>
             <Shared>0</Shared>
             <None>195</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>672</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5078</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4878</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSIENT TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81725T100</cusip>
         <value>138</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1375</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENTINELONE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>81730H109</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>1128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13639</Sole>
             <Shared>0</Shared>
             <None>15237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7266</Sole>
             <Shared>0</Shared>
             <None>314</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILVERGATE CAP CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82837P408</cusip>
         <value>1601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
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         <cusip>285512109</cusip>
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         <nameOfIssuer>CLARIVATE PLC</nameOfIssuer>
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         <cusip>G21810109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>23918K108</cusip>
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         <cusip>24906P109</cusip>
         <value>351</value>
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         <nameOfIssuer>DESKTOP METAL INC</nameOfIssuer>
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         <cusip>25434V302</cusip>
         <value>2249</value>
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         <cusip>25434V500</cusip>
         <value>385</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>87241L109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>25179M103</cusip>
         <value>15</value>
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         <titleOfClass>US EQUITY ETF</titleOfClass>
         <cusip>25434V401</cusip>
         <value>4694</value>
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         <cusip>25659T107</cusip>
         <value>31</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>1114</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29270J100</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>26153</value>
         <shrsOrPrnAmt>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>29446M102</cusip>
         <value>75</value>
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             <None>2596</None>
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         <value>6</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <value>14</value>
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         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>EXCHANGE TRADED CONCEPTS TR</nameOfIssuer>
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             <None>1039</None>
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         <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>4613</None>
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         <cusip>92189H409</cusip>
         <value>732</value>
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             <None>2850</None>
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         <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
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             <None>20000</None>
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         <cusip>921910840</cusip>
         <value>96</value>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
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         <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</nameOfIssuer>
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         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
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         <value>5</value>
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             <sshPrnamt>1006</sshPrnamt>
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         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>89400J107</cusip>
         <value>376</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>3175</Sole>
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         <value>35</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>16975</None>
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         <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
         <titleOfClass>MSCI COMMNTN SVC</titleOfClass>
         <cusip>316092873</cusip>
         <value>6107</value>
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             <None>118900</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <value>2003</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>14282</None>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>26142R104</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>5283</value>
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         <cusip>26875P101</cusip>
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             <None>918</None>
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         <cusip>922908363</cusip>
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         <cusip>922908629</cusip>
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     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
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         <cusip>L8681T102</cusip>
         <value>1535</value>
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         <cusip>M5425M103</cusip>
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         <cusip>N20944109</cusip>
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         <value>1726</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>33733E203</cusip>
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         <cusip>33733E500</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>29476L107</cusip>
         <value>2132</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29670G102</cusip>
         <value>393</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92337C104</cusip>
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         <cusip>92857W308</cusip>
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         <cusip>38748G101</cusip>
         <value>54</value>
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         <cusip>H8817H100</cusip>
         <value>3</value>
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         <cusip>N00985106</cusip>
         <value>160</value>
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         <value>9</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>1020</value>
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         <cusip>410123103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>446413106</cusip>
         <value>51</value>
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             <None>170</None>
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         <nameOfIssuer>HUNTSMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>447011107</cusip>
         <value>16588</value>
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             <sshPrnamt>475585</sshPrnamt>
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             <None>3150</None>
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         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>6114</value>
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             <sshPrnamt>140385</sshPrnamt>
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         <otherManager>4</otherManager>
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             <None>46513</None>
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         <nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320557101</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>4920</value>
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             <sshPrnamt>23826</sshPrnamt>
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         <otherManager>4</otherManager>
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             <Sole>23152</Sole>
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             <None>674</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>733</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ICICI BANK LIMITED</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>45104G104</cusip>
         <value>33</value>
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             <None>0</None>
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         <nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45253H101</cusip>
         <value>5</value>
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             <sshPrnamt>610</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>9789</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25589</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18384</Sole>
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             <None>7205</None>
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         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>30</value>
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             <sshPrnamt>1484</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>280</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6722</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3351</Sole>
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             <None>3371</None>
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         <nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15318</sshPrnamt>
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         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>12553</None>
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         <nameOfIssuer>FRESENIUS MED CARE AG&amp;CO KGA</nameOfIssuer>
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         <cusip>358029106</cusip>
         <value>308</value>
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             <sshPrnamt>9477</sshPrnamt>
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             <None>7669</None>
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         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>37399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>726189</sshPrnamt>
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         <votingAuthority>
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             <None>248989</None>
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         <nameOfIssuer>INVESCO MUN TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46131J103</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
         <titleOfClass>S&amp;P 500 TOP 50</titleOfClass>
         <cusip>46137V233</cusip>
         <value>180</value>
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             <sshPrnamt>488</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>404280406</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>8974</Sole>
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             <None>0</None>
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         <nameOfIssuer>HEALTHPEAK PROPERTIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>42250P103</cusip>
         <value>3484</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96538</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>46716</None>
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         <nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>43300A203</cusip>
         <value>1</value>
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             <sshPrnamt>9</sshPrnamt>
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             <None>5</None>
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         <titleOfClass>KBW BK ETF</titleOfClass>
         <cusip>46138E628</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>295</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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         <cusip>46138G698</cusip>
         <value>49</value>
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             <sshPrnamt>610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>400</None>
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         <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>360271100</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>GABELLI DIVID &amp; INCOME TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36242H104</cusip>
         <value>270</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer>
         <titleOfClass>COMMON STOCK</titleOfClass>
         <cusip>36262G101</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>366651107</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>369604301</cusip>
         <value>3233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34224</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>15879</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>10778</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>72282</Sole>
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             <None>87671</None>
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         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>22203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>305778</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>140089</None>
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         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>US SMALLCAP DIVD</titleOfClass>
         <cusip>97717W604</cusip>
         <value>487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14817</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>14719</None>
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         <titleOfClass>ADS</titleOfClass>
         <cusip>98422D105</cusip>
         <value>1826</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36275</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>11525</None>
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         <nameOfIssuer>HORACE MANN EDUCATORS CORP N</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>440327104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>180</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>HUBSPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>443573100</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>IDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45167R104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3</None>
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         <nameOfIssuer>INNOVATIVE INDL PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45781V101</cusip>
         <value>3296</value>
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             <sshPrnamt>12536</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>INSULET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45784P101</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>INVESCO ACTIVLY MANGD ETC FD</nameOfIssuer>
         <titleOfClass>OPTIMUM YIELD</titleOfClass>
         <cusip>46090F100</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>32083</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>22030</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>490</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>US INDUSTRIALS</titleOfClass>
         <cusip>464287754</cusip>
         <value>568</value>
         <shrsOrPrnAmt>
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             <None>5040</None>
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     <infoTable>
         <nameOfIssuer>HYLIION HOLDINGS CORP</nameOfIssuer>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>34070</value>
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             <None>41317</None>
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     <infoTable>
         <nameOfIssuer>INCYTE CORP</nameOfIssuer>
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         <value>734</value>
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             <sshPrnamt>10000</sshPrnamt>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45866F104</cusip>
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     <infoTable>
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         <cusip>46090A804</cusip>
         <value>12</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
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     <infoTable>
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     <infoTable>
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             <None>300</None>
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     <infoTable>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464289859</cusip>
         <value>13</value>
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             <None>176</None>
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     <infoTable>
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         <cusip>46428Q109</cusip>
         <value>27</value>
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     <infoTable>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
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             <None>172</None>
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     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>179</value>
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             <None>577</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE HIGH DV ETF</titleOfClass>
         <cusip>46429B663</cusip>
         <value>108</value>
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             <None>183</None>
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     <infoTable>
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     <infoTable>
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         <value>40</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <cusip>46434G863</cusip>
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     <infoTable>
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         <cusip>46434VBD1</cusip>
         <value>50</value>
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     <infoTable>
         <nameOfIssuer>IRON MTN INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46284V101</cusip>
         <value>147</value>
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             <None>2809</None>
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             <None>45278</None>
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     <infoTable>
         <nameOfIssuer>ISHARES INC</nameOfIssuer>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
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         <cusip>464286533</cusip>
         <value>309</value>
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             <sshPrnamt>4917</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>265</None>
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     <infoTable>
         <nameOfIssuer>ISHARES INC</nameOfIssuer>
         <titleOfClass>MSCI MEXICO ETF</titleOfClass>
         <cusip>464286822</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>229</None>
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     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>SELECT DIVID ETF</titleOfClass>
         <cusip>464287168</cusip>
         <value>1572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12823</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>22969</value>
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             <None>4958</None>
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         <nameOfIssuer>KITE RLTY GROUP TR</nameOfIssuer>
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         <cusip>49803T300</cusip>
         <value>48</value>
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             <sshPrnamt>2212</sshPrnamt>
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         <nameOfIssuer>LIBERTY MEDIA CORP DEL</nameOfIssuer>
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         <value>43</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>97</value>
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         <nameOfIssuer>MARRIOTT VACATIONS WORLDWIDE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>57164Y107</cusip>
         <value>13</value>
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         <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>595017104</cusip>
         <value>17037</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>602496101</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>60770K107</cusip>
         <value>695</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>495</None>
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         <nameOfIssuer>MONSTER BEVERAGE CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>61174X109</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1964</sshPrnamt>
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             <None>1359</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>576323109</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>84</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <Shared>0</Shared>
             <None>258</None>
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         <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>57422</None>
         </votingAuthority>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>626755102</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>631103108</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NATIONAL STORAGE AFFILIATES</nameOfIssuer>
         <titleOfClass>COM SHS BEN IN</titleOfClass>
         <cusip>637870106</cusip>
         <value>2422</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>4</otherManager>
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             <Sole>35000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>682058</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>595112103</cusip>
         <value>1126</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>4</otherManager>
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             <None>9720</None>
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         <nameOfIssuer>MID-AMER APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59522J103</cusip>
         <value>486</value>
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             <None>0</None>
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         <nameOfIssuer>MOHAWK INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>653656108</cusip>
         <value>3139</value>
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         <otherManager>4</otherManager>
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             <None>2120</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>654405109</cusip>
         <value>113</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>4</otherManager>
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             <None>0</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
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         <value>70</value>
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             <None>100</None>
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         <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>8939</value>
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             <None>6310</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>668771108</cusip>
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             <None>0</None>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>1359</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>62855J104</cusip>
         <value>10</value>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>64049M209</cusip>
         <value>88</value>
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             <None>0</None>
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         <nameOfIssuer>NETFLIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>75572</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>651229106</cusip>
         <value>619</value>
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             <None>14482</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>928</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
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         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>75</value>
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             <None>0</None>
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         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>328</value>
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         <nameOfIssuer>NUVEEN DOW 30 DYNMC OVERWRT</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>258</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>8811</value>
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             <None>41038</None>
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         <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>772</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>781</Sole>
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             <None>312</None>
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         <nameOfIssuer>NEWMARKET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>651587107</cusip>
         <value>8</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Shared>0</Shared>
             <None>24</None>
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         <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>12046</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>33851</Sole>
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             <None>6611</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>467</value>
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             <None>200</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>2826</value>
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         <otherManager>4</otherManager>
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         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>16</value>
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         <titleOfClass>NUVEEN ESG SMLCP</titleOfClass>
         <cusip>67092P607</cusip>
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         <nameOfIssuer>POOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>340</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74967X103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>10</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>2698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26717</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26404</Sole>
             <Shared>0</Shared>
             <None>313</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>27450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>318968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200772</Sole>
             <Shared>0</Shared>
             <None>118196</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>5579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77930</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17578</Sole>
             <Shared>0</Shared>
             <None>60352</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGAL REXNORD CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>758750103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33103</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REPLIGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759916109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>50</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2933</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2933</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2300</Sole>
             <Shared>0</Shared>
             <None>3865</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>120</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESIDEO TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76118Y104</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2232</Sole>
             <Shared>0</Shared>
             <None>463</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>76680R206</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>88</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>192</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
         <cusip>78463X533</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2119</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG CONV</titleOfClass>
         <cusip>78464A359</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>144</Sole>
             <Shared>0</Shared>
             <None>1840</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>376</Sole>
             <Shared>0</Shared>
             <None>115</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>3890</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REINSURANCE GRP OF AMERICA I</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>759351604</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>64</Sole>
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             <None>170</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RELX PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>759530108</cusip>
         <value>2350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17798</Sole>
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             <None>54257</None>
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     <infoTable>
         <nameOfIssuer>RENAISSANCE CAP GREENWICH FD</nameOfIssuer>
         <titleOfClass>IPO ETF</titleOfClass>
         <cusip>759937204</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>186</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>3688</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26447</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10237</Sole>
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             <None>16210</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RIVIAN AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>76954A103</cusip>
         <value>133</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>256</Sole>
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             <None>1026</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROKU INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>77543R102</cusip>
         <value>2924</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12813</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8053</Sole>
             <Shared>0</Shared>
             <None>4760</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7552</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>6680</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153912</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>104786</Sole>
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             <None>49126</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>4017</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23499</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21888</Sole>
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             <None>1611</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>761</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>87</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3943</Sole>
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             <None>3872</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RESTAURANT BRANDS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76131D103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>119</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RIVERVIEW BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>769397100</cusip>
         <value>692</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>90000</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>1543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13834</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8710</Sole>
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             <None>5124</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>783513203</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>8</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEI INVTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4929</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SASOL LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>803866300</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>203</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAUL CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>804395101</cusip>
         <value>418</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7891</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US MID-CAP ETF</titleOfClass>
         <cusip>808524508</cusip>
         <value>4969</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9269</Sole>
             <Shared>0</Shared>
             <None>52513</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>3954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7416</Sole>
             <Shared>0</Shared>
             <None>31194</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1078</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>78</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>82</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>1216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5673</Sole>
             <Shared>0</Shared>
             <None>254</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3630</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1035</Sole>
             <Shared>0</Shared>
             <None>252</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>97642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>135429</Sole>
             <Shared>0</Shared>
             <None>14996</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>14180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41688</Sole>
             <Shared>0</Shared>
             <None>47066</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMARTFINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>83190L208</cusip>
         <value>1669</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>61000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>832</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3863</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY GROUP CORPORATION</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>2967</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20044</Sole>
             <Shared>0</Shared>
             <None>3431</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784635104</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>210</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>2205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56707</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6094</Sole>
             <Shared>0</Shared>
             <None>50613</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P METALS MNG</titleOfClass>
         <cusip>78464A755</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>65</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>2034</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17578</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12331</Sole>
             <Shared>0</Shared>
             <None>5247</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG HIGH Y</titleOfClass>
         <cusip>78468R622</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>881</Sole>
             <Shared>0</Shared>
             <None>1</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>16368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>23651</Sole>
             <Shared>0</Shared>
             <None>482</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1633</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1633</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>5794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
             <Shared>0</Shared>
             <None>50154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1295</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG 1-3 MO</titleOfClass>
         <cusip>78468R663</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1639</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1589</Sole>
             <Shared>0</Shared>
             <None>50</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
         <cusip>78468R739</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
         <cusip>78468R853</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>435</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87807B107</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>140</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELEFLEX INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>40183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>122331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>103507</Sole>
             <Shared>0</Shared>
             <None>18824</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELEFONICA S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>879382208</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>27985</value>
         <shrsOrPrnAmt>
             <sshPrnamt>305377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>305110</Sole>
             <Shared>0</Shared>
             <None>267</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>88554D205</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>20411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52074</Sole>
             <Shared>0</Shared>
             <None>62836</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>1171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16643</Sole>
             <Shared>0</Shared>
             <None>6722</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US BRD MKT ETF</titleOfClass>
         <cusip>808524102</cusip>
         <value>146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1289</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>122</Sole>
             <Shared>0</Shared>
             <None>1167</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>613</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWAB FDT US SC</titleOfClass>
         <cusip>808524763</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>307</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SHT TM US TRES</titleOfClass>
         <cusip>808524862</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>329</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>462</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>262</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>2068</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
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         <cusip>98978V103</cusip>
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         <cusip>G02602103</cusip>
         <value>12</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>2484</value>
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         <cusip>902494103</cusip>
         <value>336</value>
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         <cusip>92189F429</cusip>
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         <value>341</value>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922908553</cusip>
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         <cusip>G4474Y214</cusip>
         <value>40</value>
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         <nameOfIssuer>HORIZON THERAPEUTICS PUB L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G46188101</cusip>
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         <cusip>G50871105</cusip>
         <value>234</value>
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         <cusip>G5494J103</cusip>
         <value>62255</value>
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         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>25109</value>
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         <nameOfIssuer>VONTIER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>928881101</cusip>
         <value>281</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>929089100</cusip>
         <value>3979</value>
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         <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8994E103</cusip>
         <value>4409</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>17813</None>
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         <nameOfIssuer>LIBERTY LATIN AMERICA LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G9001E102</cusip>
         <value>12</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
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         <value>72</value>
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         <nameOfIssuer>RENAISSANCERE HLDGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>44</value>
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         <cusip>G7S00T104</cusip>
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         <cusip>H01301128</cusip>
         <value>296</value>
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         <value>142</value>
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         <cusip>Y8564M105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>120</value>
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         <cusip>G47567105</cusip>
         <value>395</value>
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         <cusip>G7997R103</cusip>
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         <cusip>G8473T100</cusip>
         <value>9</value>
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         <cusip>G96629103</cusip>
         <value>167</value>
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         <cusip>H42097107</cusip>
         <value>203</value>
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         <cusip>H84989104</cusip>
         <value>486</value>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>9878</value>
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         <cusip>N97284108</cusip>
         <value>1549</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
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         <cusip>000375204</cusip>
         <value>218</value>
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         <nameOfIssuer>ADVANCED DRAIN SYS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00790R104</cusip>
         <value>714</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>016255101</cusip>
         <value>547</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>1764</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>219</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>3248</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>725</value>
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         <cusip>026874784</cusip>
         <value>329</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>478</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>1978</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>FIDELITY D &amp; D BANCORP INC</nameOfIssuer>
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         <value>590</value>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>874</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <value>232</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>239</value>
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         <titleOfClass>EQUITY PREMIUM</titleOfClass>
         <cusip>46641Q332</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>SELECT DIVID ETF</titleOfClass>
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         <cusip>46138E198</cusip>
         <value>428</value>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>50540R409</cusip>
         <value>1381</value>
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             <Shared>2175</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>1006</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10273</Sole>
             <Shared>915</Shared>
             <None>310</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>4884</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43611</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>41198</Sole>
             <Shared>43</Shared>
             <None>2370</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>1159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6719</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5855</Sole>
             <Shared>864</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>691</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7827</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7827</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>786</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5755</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3301</Sole>
             <Shared>2454</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>1334</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17738</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17431</Sole>
             <Shared>307</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ACTIVE BD ETF</titleOfClass>
         <cusip>72201R775</cusip>
         <value>480</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4390</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>955</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>446</Sole>
             <Shared>43</Shared>
             <None>20</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>030420103</cusip>
         <value>8685</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>41472</Sole>
             <Shared>263</Shared>
             <None>4250</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03076C106</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1046</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>229</Sole>
             <Shared>817</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>69724</value>
         <shrsOrPrnAmt>
             <sshPrnamt>392659</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>322461</Sole>
             <Shared>28856</Shared>
             <None>41342</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>046353108</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2734</Sole>
             <Shared>174</Shared>
             <None>2686</None>
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     <infoTable>
         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>3143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11156</Sole>
             <Shared>22</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5543</Sole>
             <Shared>460</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>11586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>103334</Sole>
             <Shared>5910</Shared>
             <None>14855</None>
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     <infoTable>
         <nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1397</Sole>
             <Shared>2159</Shared>
             <None>4600</None>
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     <infoTable>
         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>4726</None>
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     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2375</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AZENTA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>114340102</cusip>
         <value>412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3203</Sole>
             <Shared>0</Shared>
             <None>795</None>
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     <infoTable>
         <nameOfIssuer>BROWN &amp; BROWN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>115236101</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3498</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1423</Sole>
             <Shared>2075</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723787107</cusip>
         <value>554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3042</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2846</Sole>
             <Shared>196</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1040</Sole>
             <Shared>164</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12702</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8870</Sole>
             <Shared>2707</Shared>
             <None>1125</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2874</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2874</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>728</value>
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             <sshPrnamt>5634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5087</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PGIM ETF TR</nameOfIssuer>
         <titleOfClass>ULTRA SHORT</titleOfClass>
         <cusip>69344A107</cusip>
         <value>499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10075</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>254</value>
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             <sshPrnamt>375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>350</Sole>
             <Shared>25</Shared>
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     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>412</value>
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             <sshPrnamt>7500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>774</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>19820</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>1291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11935</Sole>
             <Shared>264</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SEMPRA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2323</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2323</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BIO-TECHNE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09073M104</cusip>
         <value>1984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3835</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>131</Sole>
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             <None>3704</None>
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     <infoTable>
         <nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>12504L109</cusip>
         <value>1840</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>214</Sole>
             <Shared>28</Shared>
             <None>16719</None>
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     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>2469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7013</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6998</Sole>
             <Shared>15</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BLACKSTONE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09260D107</cusip>
         <value>490</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3791</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3224</Sole>
             <Shared>567</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>101121101</cusip>
         <value>405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3477</Sole>
             <Shared>34</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>11133T103</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1568</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
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         <value>555</value>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
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         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
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         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
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         <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
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         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
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             <sshPrnamt>1054</sshPrnamt>
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         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
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         <nameOfIssuer>QORVO INC</nameOfIssuer>
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         <cusip>74736K101</cusip>
         <value>791</value>
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             <sshPrnamt>5061</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
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         <value>268</value>
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             <sshPrnamt>1547</sshPrnamt>
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         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
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             <sshPrnamt>3385</sshPrnamt>
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             <Sole>3385</Sole>
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         <nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
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             <sshPrnamt>6315</sshPrnamt>
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         <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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             <sshPrnamt>7394</sshPrnamt>
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         <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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         <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
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         <nameOfIssuer>BLACKLINE INC</nameOfIssuer>
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         <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
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         <cusip>81369Y407</cusip>
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         <cusip>25434V401</cusip>
         <value>914</value>
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         <cusip>25434V609</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>260557103</cusip>
         <value>567</value>
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         <cusip>988498101</cusip>
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             <sshPrnamt>13803</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>13211</Sole>
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             <None>288</None>
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         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9967</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>50</None>
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         <nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>989207105</cusip>
         <value>988</value>
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             <sshPrnamt>1660</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>89</Sole>
             <Shared>367</Shared>
             <None>1204</None>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0403H108</cusip>
         <value>3930</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13074</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Shared>200</Shared>
             <None>215</None>
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         <nameOfIssuer>ATLASSIAN CORP PLC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G06242104</cusip>
         <value>582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1525</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>1161</None>
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         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874039100</cusip>
         <value>845</value>
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             <None>1708</None>
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         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>2271</value>
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             <None>3100</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>2638</value>
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         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>713</value>
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             <None>124</None>
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         <nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>253868103</cusip>
         <value>854</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
         <votingAuthority>
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         <nameOfIssuer>TELEFLEX INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>4098</value>
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         <otherManager>5</otherManager>
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             <None>3688</None>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>967</value>
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             <sshPrnamt>6182</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>TWILIO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90138F102</cusip>
         <value>784</value>
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             <None>1849</None>
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         <nameOfIssuer>SUMMIT FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86606G101</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
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         <cusip>25434V708</cusip>
         <value>882</value>
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         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>322</value>
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             <sshPrnamt>2857</sshPrnamt>
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         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29444U700</cusip>
         <value>2320</value>
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             <sshPrnamt>2743</sshPrnamt>
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         <value>877</value>
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         <nameOfIssuer>UNITED THERAPEUTICS CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91307C102</cusip>
         <value>700</value>
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         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>3778</value>
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         <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
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         <value>9388</value>
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         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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         <value>33790</value>
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         <value>273</value>
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         <cusip>92204A306</cusip>
         <value>567</value>
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         <value>437</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>25746U109</cusip>
         <value>306</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>342</value>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>892331307</cusip>
         <value>227</value>
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         <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>FARMERS &amp; MERCHANTS BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30779N105</cusip>
         <value>233</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>704</value>
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             <None>793</None>
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         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>251</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>219</value>
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             <sshPrnamt>5056</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26614N102</cusip>
         <value>461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5713</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4917</Sole>
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             <None>42</None>
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         <cusip>92206C409</cusip>
         <value>12947</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159326</sshPrnamt>
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             <Sole>149924</Sole>
             <Shared>7170</Shared>
             <None>2232</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MTG-BKD SECS ETF</titleOfClass>
         <cusip>92206C771</cusip>
         <value>1786</value>
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             <sshPrnamt>33787</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30465</Sole>
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             <None>2103</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
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         <value>9828</value>
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             <sshPrnamt>105951</sshPrnamt>
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             <None>2565</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>1923</value>
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             <sshPrnamt>7551</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>7325</Sole>
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             <None>27</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>5561</value>
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             <sshPrnamt>37800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>25649</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EDISON INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>281020107</cusip>
         <value>287</value>
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             <sshPrnamt>4206</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4070</Sole>
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             <None>0</None>
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         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>347</value>
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             <sshPrnamt>2678</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>2678</Sole>
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             <None>0</None>
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         <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
         <value>757</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5941</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
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             <None>5941</None>
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         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>2889</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31077</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30152</Sole>
             <Shared>663</Shared>
             <None>262</None>
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     <infoTable>
         <nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29362U104</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3322</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3322</Sole>
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             <None>0</None>
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         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>5711</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109906</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>98672</Sole>
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         <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8994E103</cusip>
         <value>821</value>
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             <sshPrnamt>4065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1065</Sole>
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     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>786</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3296</Sole>
             <Shared>14</Shared>
             <None>0</None>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>5899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30518</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28418</Sole>
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             <None>760</None>
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         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>1623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16801</Sole>
             <Shared>70</Shared>
             <None>4407</None>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>2952</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61522</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>45386</Sole>
             <Shared>1136</Shared>
             <None>15000</None>
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     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>1524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5415</Sole>
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             <None>98</None>
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     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>795</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8220</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>4779</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>55885</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2250</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS2000IDX</titleOfClass>
         <cusip>92206C664</cusip>
         <value>422</value>
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             <sshPrnamt>4695</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>572</value>
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         <nameOfIssuer>LINDE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5494J103</cusip>
         <value>7386</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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         <nameOfIssuer>NATIONAL ENERGY SERVICES REU</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6375R107</cusip>
         <value>99</value>
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             <sshPrnamt>10502</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
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         <cusip>N07059210</cusip>
         <value>837</value>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
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         <cusip>31620R303</cusip>
         <value>1069</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>1172</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>4200</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>574</value>
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             <sshPrnamt>6055</sshPrnamt>
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         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>35946</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112018</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>3731</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>5364</None>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>1320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22079</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>19882</Sole>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>6274</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>94560</Sole>
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         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>2910</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>16142</None>
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         <nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45168D104</cusip>
         <value>806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>1218</None>
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         <nameOfIssuer>GRACO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384109104</cusip>
         <value>335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4153</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1909</Sole>
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             <None>159</None>
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         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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         <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>46120E602</cusip>
         <value>3363</value>
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         <titleOfClass>FINL PFD ETF</titleOfClass>
         <cusip>46137V621</cusip>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <value>920</value>
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         <cusip>46138E511</cusip>
         <value>387</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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     <infoTable>
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         <titleOfClass>MSCI USA MIN VOL</titleOfClass>
         <cusip>46429B697</cusip>
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         <cusip>46432F396</cusip>
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         <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>913</value>
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             <sshPrnamt>1293</sshPrnamt>
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             <None>25</None>
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         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>6612</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22480</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>17317</Sole>
             <Shared>5029</Shared>
             <None>134</None>
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     <infoTable>
         <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679580100</cusip>
         <value>1634</value>
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             <sshPrnamt>4560</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>210</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>OKTA INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>679295105</cusip>
         <value>529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2359</sshPrnamt>
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             <Sole>50</Sole>
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             <None>2309</None>
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         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>4031</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46223</sshPrnamt>
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             <Sole>42824</Sole>
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         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1048</value>
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             <sshPrnamt>5225</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>3699</Sole>
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             <None>438</None>
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         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>2634</value>
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             <sshPrnamt>8279</sshPrnamt>
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         <otherManager>5</otherManager>
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             <Sole>8029</Sole>
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             <None>250</None>
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         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>10688</value>
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             <sshPrnamt>61524</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>44694</Sole>
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             <None>9359</None>
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         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>2263</value>
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             <sshPrnamt>4063</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>3512</Sole>
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             <None>41</None>
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         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>2651</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27905</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>26802</Sole>
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         <nameOfIssuer>POLARIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2774</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>817</Sole>
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             <None>0</None>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>11793</value>
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             <sshPrnamt>199710</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>15528</None>
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         <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>1520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14805</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12126</Sole>
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         <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>391</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5868</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>5489</Sole>
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             <None>0</None>
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         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>11774</value>
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             <sshPrnamt>71976</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>61280</Sole>
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             <None>6553</None>
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         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7614</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>7566</Sole>
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     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4638</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4638</Sole>
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         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>2536</value>
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             <sshPrnamt>4016</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>3966</Sole>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
         <cusip>72201R833</cusip>
         <value>396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3900</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>9713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53113</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>4172</value>
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             <sshPrnamt>48485</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>363</value>
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         <nameOfIssuer>RED RIVER BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75686R202</cusip>
         <value>353</value>
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             <sshPrnamt>6600</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>585</value>
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             <sshPrnamt>5120</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
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             <sshPrnamt>80103</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>1503</value>
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             <sshPrnamt>3863</sshPrnamt>
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         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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         <cusip>78462F103</cusip>
         <value>24795</value>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <cusip>78464A698</cusip>
         <value>1005</value>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
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         <value>473</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>871</value>
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         <cusip>808524862</cusip>
         <value>1541</value>
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         <cusip>81369Y860</cusip>
         <value>1970</value>
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         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>1823</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83417M104</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>855244109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
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             <Sole>5020</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>6579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22965</Sole>
             <Shared>2190</Shared>
             <None>735</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>4928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20969</Sole>
             <Shared>2919</Shared>
             <None>3853</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>2746</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>33620</Sole>
             <Shared>350</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>517</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4110</Sole>
             <Shared>2600</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM STK</titleOfClass>
         <cusip>806857108</cusip>
         <value>384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12741</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>612</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11611</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10619</Sole>
             <Shared>0</Shared>
             <None>992</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>5474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>87499</Sole>
             <Shared>4537</Shared>
             <None>5425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>U S XPRESS ENTERPRISES INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>90338N202</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10590</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>549</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>307</Sole>
             <Shared>205</Shared>
             <None>37</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>7368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34376</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17622</Sole>
             <Shared>12256</Shared>
             <None>4498</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>26562</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>45539</Sole>
             <Shared>1891</Shared>
             <None>5468</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3913</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2286</Sole>
             <Shared>1627</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>562</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7276</Sole>
             <Shared>2850</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>2634</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>35962</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>1409</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18068</Sole>
             <Shared>343</Shared>
             <None>350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>HIGH YLD MUNIETF</titleOfClass>
         <cusip>92189H409</cusip>
         <value>767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11000</Sole>
             <Shared>1275</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>2448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35698</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32196</Sole>
             <Shared>3502</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>3693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13810</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9462</Sole>
             <Shared>348</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>789</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>175</Sole>
             <Shared>1250</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>12036</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27371</Sole>
             <Shared>19852</Shared>
             <None>47</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>1757</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>8529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>105620</Sole>
             <Shared>1902</Shared>
             <None>4815</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>3388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>48112</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3113</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11357</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11357</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2382</Sole>
             <Shared>3</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>3397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16395</Sole>
             <Shared>1628</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50147</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1849</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>795</Sole>
             <Shared>998</Shared>
             <None>56</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>1099</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12601</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89832Q109</cusip>
         <value>6027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102937</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>99516</Sole>
             <Shared>1732</Shared>
             <None>1689</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5071</Sole>
             <Shared>1631</Shared>
             <None>398</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26449</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17836</Sole>
             <Shared>8613</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLSCOT MOBIL MINI HLDNG CO</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>971378104</cusip>
         <value>554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13562</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98389B100</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3079</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3079</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>XYLEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98419M100</cusip>
         <value>536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908751</cusip>
         <value>4129</value>
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         <value>401</value>
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         <value>598</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>962166104</cusip>
         <value>2058</value>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>980745103</cusip>
         <value>316</value>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0585R106</cusip>
         <value>226</value>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>1965</value>
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         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>H01301128</cusip>
         <value>249</value>
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         <cusip>H84989104</cusip>
         <value>209</value>
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         <cusip>N53745100</cusip>
         <value>459</value>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>804</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>000361105</cusip>
         <value>239</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>4391</value>
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             <sshPrnamt>7744</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00751Y106</cusip>
         <value>266</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>213</value>
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         <otherManager>6</otherManager>
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         <value>1290</value>
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         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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         <value>298</value>
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         <cusip>22002T108</cusip>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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         <cusip>922908736</cusip>
         <value>300</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>92932M101</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>9053</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>537008104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>62945V109</cusip>
         <value>389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2819</Sole>
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             <None>0</None>
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         <nameOfIssuer>MEDNAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58502B106</cusip>
         <value>435</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15996</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>15996</Sole>
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             <None>0</None>
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         <nameOfIssuer>MERITAGE HOMES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59001A102</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2877</Sole>
             <Shared>84</Shared>
             <None>0</None>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>2088</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1624</Sole>
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         <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>609207105</cusip>
         <value>1790</value>
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             <sshPrnamt>26997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>24767</Sole>
             <Shared>2230</Shared>
             <None>0</None>
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         <nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>509</Sole>
             <Shared>15</Shared>
             <None>0</None>
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         <nameOfIssuer>MASCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574599106</cusip>
         <value>325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4622</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>0</Sole>
             <Shared>4622</Shared>
             <None>0</None>
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         <nameOfIssuer>NAPCO SEC TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>630402105</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6646</Sole>
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             <None>0</None>
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         <nameOfIssuer>MOLINA HEALTHCARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>60855R100</cusip>
         <value>470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1438</Sole>
             <Shared>42</Shared>
             <None>0</None>
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         <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>537</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6140</Sole>
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             <None>0</None>
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         <nameOfIssuer>MOOG INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>615394202</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2871</Sole>
             <Shared>85</Shared>
             <None>0</None>
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         <nameOfIssuer>NVR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62944T105</cusip>
         <value>1654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>280</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>259</Sole>
             <Shared>21</Shared>
             <None>0</None>
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         <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>5122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17418</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>OMNICELL COM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68213N109</cusip>
         <value>519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2878</Sole>
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             <None>0</None>
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         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>1974</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>21540</Sole>
             <Shared>1098</Shared>
             <None>0</None>
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         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>568</Sole>
             <Shared>1093</Shared>
             <None>0</None>
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         <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>697435105</cusip>
         <value>431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>453</Sole>
             <Shared>322</Shared>
             <None>0</None>
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         <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>1261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3963</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3640</Sole>
             <Shared>323</Shared>
             <None>0</None>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>1858</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>29214</Sole>
             <Shared>2249</Shared>
             <None>0</None>
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         <nameOfIssuer>PAYLOCITY HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70438V106</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1179</Sole>
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             <None>0</None>
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         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>2917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15467</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15467</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>2502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26596</Sole>
             <Shared>2484</Shared>
             <None>0</None>
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         <nameOfIssuer>REINSURANCE GRP OF AMERICA I</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>759351604</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1880</Sole>
             <Shared>55</Shared>
             <None>0</None>
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         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>1086</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2302</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2302</Sole>
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             <None>0</None>
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         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>1901</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>30169</Sole>
             <Shared>880</Shared>
             <None>0</None>
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         <nameOfIssuer>SCOTTS MIRACLE-GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>387</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2333</Sole>
             <Shared>68</Shared>
             <None>0</None>
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         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>858</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2246</Sole>
             <Shared>189</Shared>
             <None>0</None>
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         <nameOfIssuer>SONY GROUP CORPORATION</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>1755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>STEELCASE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>858155203</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>16400</Sole>
             <Shared>478</Shared>
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         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
         <cusip>78468R739</cusip>
         <value>1375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27972</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4620</Sole>
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         <nameOfIssuer>TECHTARGET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87874R100</cusip>
         <value>344</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>3600</Sole>
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             <None>0</None>
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         <nameOfIssuer>TOTALENERGIES SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>11496</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1049</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90353T100</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4543</Sole>
             <Shared>3273</Shared>
             <None>0</None>
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         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>1137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>546</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>2716</value>
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         <cusip>717081103</cusip>
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         <cusip>718172109</cusip>
         <value>4</value>
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         <titleOfClass>COM</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>90</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>30425</value>
         <shrsOrPrnAmt>
             <sshPrnamt>177965</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>163806</Sole>
             <Shared>0</Shared>
             <None>14159</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>071813109</cusip>
         <value>62716</value>
         <shrsOrPrnAmt>
             <sshPrnamt>730610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>698753</Sole>
             <Shared>0</Shared>
             <None>31857</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>51</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1816</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>30693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>395879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>375357</Sole>
             <Shared>0</Shared>
             <None>20522</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>12504L109</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>592</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>592</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>207</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75513E101</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>73</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CAMBRIA ETF TR</nameOfIssuer>
         <titleOfClass>SHSHLD YIELD ETF</titleOfClass>
         <cusip>132061201</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>103</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>874060205</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>224</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>064058100</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>399</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>113</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
         <titleOfClass>GOLD MINERS ETF</titleOfClass>
         <cusip>92189F106</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>344</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>152</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
         <value>177912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1735729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1662806</Sole>
             <Shared>0</Shared>
             <None>72923</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>45874</value>
         <shrsOrPrnAmt>
             <sshPrnamt>723916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>687428</Sole>
             <Shared>0</Shared>
             <None>36488</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>172967424</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>43</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COCA COLA CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>191216100</cusip>
         <value>132388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2235909</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2142129</Sole>
             <Shared>0</Shared>
             <None>93780</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>728</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2834</Sole>
             <Shared>0</Shared>
             <None>3122</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
         <cusip>78468R739</cusip>
         <value>4940</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>91938</Sole>
             <Shared>0</Shared>
             <None>8502</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>92276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1807194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1666920</Sole>
             <Shared>0</Shared>
             <None>140274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>194162103</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>680</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22160K105</cusip>
         <value>197287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>347519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>333138</Sole>
             <Shared>0</Shared>
             <None>14381</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIATRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92556V106</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1504</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>21036P108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COPART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>217204106</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>260</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>260</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORTEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22052L104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>114</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>4204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>47279</Sole>
             <Shared>0</Shared>
             <None>7239</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>362</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DNP SELECT INCOME FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>23325P104</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1255</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>615</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>FINANCIAL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>14509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>371550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>348079</Sole>
             <Shared>0</Shared>
             <None>23471</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>28976</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>157094</Sole>
             <Shared>0</Shared>
             <None>9556</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>COMMUNICATION</titleOfClass>
         <cusip>81369Y852</cusip>
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         <value>2258</value>
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         <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>130655</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1704794</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1632139</Sole>
             <Shared>0</Shared>
             <None>72655</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>620076307</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>45</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NETAPP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110D104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>761</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8155</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NIKE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>480</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NETFLIX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>403</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>44499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>510247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>483705</Sole>
             <Shared>0</Shared>
             <None>26542</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORION OFFICE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68629Y103</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACER FDS TR</nameOfIssuer>
         <titleOfClass>PACER US SMALL</titleOfClass>
         <cusip>69374H857</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>198</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>173175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>996920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>951119</Sole>
             <Shared>0</Shared>
             <None>45801</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PTC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69370C100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>151407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>925582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>886597</Sole>
             <Shared>0</Shared>
             <None>38985</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>552</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>268</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>220</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESTAURANT BRANDS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>76131D103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78468R556</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>59</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG MU</titleOfClass>
         <cusip>78468R721</cusip>
         <value>3923</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>69446</Sole>
             <Shared>0</Shared>
             <None>6386</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>230</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RESMED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761152107</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>98</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>11640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56934</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>52479</Sole>
             <Shared>0</Shared>
             <None>4455</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>3821</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36109</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>29645</Sole>
             <Shared>0</Shared>
             <None>6464</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>23</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>86562M209</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>647</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>647</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>577</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>577</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78467J100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>76</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>7801</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>133438</Sole>
             <Shared>0</Shared>
             <None>7124</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>101</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOTALENERGIES SE</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>89151E109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>108</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>120</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>13212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>85376</Sole>
             <Shared>0</Shared>
             <None>8402</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>1925</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15393</Sole>
             <Shared>0</Shared>
             <None>16023</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>174595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1285489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1226964</Sole>
             <Shared>0</Shared>
             <None>58525</None>
         </votingAuthority>
     </infoTable>
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