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Regulatory Capital Requirements (Tables)
9 Months Ended
Sep. 30, 2025
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule Of Total Risk-Based, Tier 1 Risk-Based, And Tier 1 Leverage Ratios

The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of September 30, 2025 are represented in the tables below (in thousands, except ratios).

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Financial Corp.

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

3,582,042

 

 

 

14.8

%

 

$

1,090,596

 

 

 

4.5

%

 

$

1,575,305

 

 

 

6.5

%

Tier 1 capital

 

 

4,267,042

 

 

 

17.6

%

 

 

1,454,128

 

 

 

6.0

%

 

 

1,938,837

 

 

 

8.0

%

Total capital

 

 

4,484,546

 

 

 

18.5

%

 

 

1,938,837

 

 

 

8.0

%

 

 

2,423,547

 

 

 

10.0

%

Tier 1 leverage

 

 

4,267,042

 

 

 

11.1

%

 

 

1,533,281

 

 

 

4.0

%

 

 

1,916,602

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank & Trust

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

1,323,323

 

 

 

11.1

%

 

$

537,227

 

 

 

4.5

%

 

$

775,994

 

 

 

6.5

%

Tier 1 capital

 

 

1,323,323

 

 

 

11.1

%

 

 

716,302

 

 

 

6.0

%

 

 

955,069

 

 

 

8.0

%

Total capital

 

 

1,436,908

 

 

 

12.0

%

 

 

955,069

 

 

 

8.0

%

 

 

1,193,837

 

 

 

10.0

%

Tier 1 leverage

 

 

1,323,323

 

 

 

7.1

%

 

 

747,814

 

 

 

4.0

%

 

 

934,768

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

827,457

 

 

 

12.2

%

 

$

304,259

 

 

 

4.5

%

 

$

439,485

 

 

 

6.5

%

Tier 1 capital

 

 

827,457

 

 

 

12.2

%

 

 

405,678

 

 

 

6.0

%

 

 

540,904

 

 

 

8.0

%

Total capital

 

 

878,230

 

 

 

13.0

%

 

 

540,904

 

 

 

8.0

%

 

 

676,130

 

 

 

10.0

%

Tier 1 leverage

 

 

827,457

 

 

 

7.1

%

 

 

464,632

 

 

 

4.0

%

 

 

580,791

 

 

 

5.0

%

 

The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of December 31, 2024, are represented in the tables below (in thousands, except ratios).

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Financial Corp.

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

3,645,786

 

 

 

15.4

%

 

$

1,068,371

 

 

 

4.5

%

 

$

1,543,202

 

 

 

6.5

%

Tier 1 capital

 

 

4,330,786

 

 

 

18.2

%

 

 

1,424,494

 

 

 

6.0

%

 

 

1,899,326

 

 

 

8.0

%

Total capital

 

 

4,556,023

 

 

 

19.2

%

 

 

1,899,326

 

 

 

8.0

%

 

 

2,374,157

 

 

 

10.0

%

Tier 1 leverage

 

 

4,330,786

 

 

 

11.4

%

 

 

1,522,940

 

 

 

4.0

%

 

 

1,903,675

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank & Trust

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

1,366,711

 

 

 

11.1

%

 

$

555,063

 

 

 

4.5

%

 

$

801,758

 

 

 

6.5

%

Tier 1 capital

 

 

1,366,711

 

 

 

11.1

%

 

 

740,084

 

 

 

6.0

%

 

 

986,778

 

 

 

8.0

%

Total capital

 

 

1,491,850

 

 

 

12.1

%

 

 

986,778

 

 

 

8.0

%

 

 

1,233,473

 

 

 

10.0

%

Tier 1 leverage

 

 

1,366,711

 

 

 

7.1

%

 

 

774,495

 

 

 

4.0

%

 

 

968,118

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

768,652

 

 

 

13.0

%

 

$

266,427

 

 

 

4.5

%

 

$

384,839

 

 

 

6.5

%

Tier 1 capital

 

 

768,652

 

 

 

13.0

%

 

 

355,236

 

 

 

6.0

%

 

 

473,648

 

 

 

8.0

%

Total capital

 

 

812,857

 

 

 

13.7

%

 

 

473,648

 

 

 

8.0

%

 

 

592,060

 

 

 

10.0

%

Tier 1 leverage

 

 

768,652

 

 

 

7.1

%

 

 

433,925

 

 

 

4.0

%

 

 

542,407

 

 

 

5.0

%