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Liability for Unpaid Claims (Tables) | 9 Months Ended
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Sep. 30, 2025
Insurance [Abstract] |
Schedule of Liability for Unpaid Health Claims | Activity in the liability for unpaid health claims is summarized as follows:
| September 30, 2025 |  | December 31, 2024
Balance at beginning of period | $ | 210,994 |  |  | $ | 194,809 |
Less reinsurance recoverables | (1,521) |  |  | (2,157) |
Net balance at beginning of period | 209,473 |  |  | 192,652 |
Incurred related to: |  |  |
Current year | 635,042 |  |  | 767,076 |
Prior years | 896 |  |  | (10,460) |
Total incurred | 635,938 |  |  | 756,616 |
Paid related to: |  |  |
Current year | 456,164 |  |  | 587,473 |
Prior years | 166,937 |  |  | 152,322 |
Total paid | 623,101 |  |  | 739,795 |
Net balance at end of period | 222,310 |  |  | 209,473 |
Plus reinsurance recoverables | 1,332 |  |  | 1,521 |
Balance at end of period | $ | 223,642 |  |  | $ | 210,994 |
Schedule of Reconciliation of Policy Claims and Other Benefits Payable | Below is the reconciliation of the liability of "Policy claims and other benefits payable" in the Condensed Consolidated Balance Sheets.
| September 30, 2025 |  | December 31, 2024
Policy claims and other benefits payable: |  |  |
Life insurance | $ | 306,269 |  |  | $ | 321,838 |
Health insurance | 223,642 |  |  | 210,994 |
Total | $ | 529,911 |  |  | $ | 532,832 |

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- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-3 + Details
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- Definition Tabular disclosure for the reconciliation of claims development to the liability for unpaid claims and claim adjustment expense for short-duration insurance contracts. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 9E -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-9E Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 4C -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-4C + Details
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