<SEC-DOCUMENT>0000930413-18-001527.txt : 20180426
<SEC-HEADER>0000930413-18-001527.hdr.sgml : 20180426
<ACCEPTANCE-DATETIME>20180426162126
ACCESSION NUMBER:		0000930413-18-001527
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180424
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Submission of Matters to a Vote of Security Holders
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180426
DATE AS OF CHANGE:		20180426

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST HORIZON NATIONAL CORP
		CENTRAL INDEX KEY:			0000036966
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				620803242
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15185
		FILM NUMBER:		18778854

	BUSINESS ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103
		BUSINESS PHONE:		9018186232

	MAIL ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE NATIONAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE BANKS INC
		DATE OF NAME CHANGE:	19600201
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c91074_8k.htm
<TEXT>
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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">WASHINGTON, DC 20549</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 30%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Pursuant to Section 13 or 15(d) of the Securities
Exchange Act of 1934</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">Date of report (Date of earliest event reported):
April 24, 2018</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>First
Horizon National Corporation</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Exact Name of Registrant as Specified in Charter)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 33%; text-align: center"><FONT STYLE="font-size: 11pt"><B>TN</B></FONT></TD>
    <TD STYLE="width: 34%; text-align: center"><FONT STYLE="font-size: 11pt"><B>001-15185</B></FONT></TD>
    <TD STYLE="width: 33%; text-align: center"><FONT STYLE="font-size: 11pt"><B>62-0803242</B></FONT></TD></TR>
<TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">(State or Other Jurisdiction</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">(Commission File Number)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">(IRS Employer</FONT></TD></TR>
<TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">of Incorporation)</FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">Identification No.)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 65%; text-align: center"><FONT STYLE="font-size: 11pt"><B>165 MADISON AVENUE</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 25%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt"><B>MEMPHIS, TENNESSEE</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt"><B>38103</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">(Address of Principal Executive Office)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 11pt">(Zip Code)</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">Registrant&rsquo;s telephone number, including
area code - <B>(901) 523-4444</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Former name or former address, if changed from
last report)</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 27pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD><TD><FONT STYLE="font-size: 11pt">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 27pt; text-indent: -27pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 27pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD><TD><FONT STYLE="font-size: 11pt">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</FONT></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 27pt; text-indent: -27pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 27pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD><TD><FONT STYLE="font-size: 11pt">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</FONT></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 27pt; text-indent: -27pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 27pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD><TD><FONT STYLE="font-size: 11pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</FONT></TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 27pt; text-indent: -27pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; background-color: white; text-align: left">Indicate by check mark whether the registrant
is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR &sect;230.405) or Rule 12b-2 of the
Securities Exchange Act of 1934 (17 CFR &sect;240.12b-2).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; background-color: white">Emerging growth company <FONT STYLE="font-family: Wingdings">o</FONT></P>

<P STYLE="font: 10pt MS Mincho; margin: 0; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left">If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided
pursuant to Section 13(a) of the Exchange Act. <FONT STYLE="font-family: Wingdings">o</FONT></P>

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<TD STYLE="width: 72pt; text-align: left"><B>ITEM 5.03.</B></TD><TD STYLE="text-align: justify"><B>Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><I>Amendment of Restated Charter. </I></B>As mentioned in Item
5.07 of this Report, at Vote Item 2, on April 24, 2018, First Horizon&rsquo;s shareholders approved several technical amendments
to First Horizon&rsquo;s Restated Charter. The amendments were effective on April 24, 2018, when <I>Articles of Amendment to the
Restated Charter of First Horizon National Corporation</I> was filed with the office of the Secretary of State of Tennessee. A
conformed copy of the Articles of Amendment document is filed as an exhibit to this Report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">The amendments modernized and updated the Restated Charter in conformity
with Tennessee corporate law and modern corporate practice. Specifically: Article 5 was replaced with much shorter language; Articles
7 and 8 were deleted; a statutory cross-reference in Article 10 was updated and modernized; Article 11 was replaced with much shorter
language; and a statutory cross-reference in Article 14 was updated and modernized. A more detailed description of each amendment
is provided in First Horizon&rsquo;s 2018 Proxy Statement under &ldquo;Vote Item No. 2&mdash;Vote on Technical Amendments to Modernize
Our Restated Charter&rdquo; appearing on pages 36 and 37, which descriptions are incorporated into this Item by reference. The
text of the new and old language of the amended Articles (or portions of Articles), and the old text of the deleted Articles, is
provided in Appendix B of First Horizon&rsquo;s 2018 Proxy Statement, which Appendix also is incorporated into this Item by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 72pt; text-align: left"><B>ITEM 5.07.</B></TD><TD STYLE="text-align: justify"><B> Submission of Matters to a Vote of Security Holders.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>(a) &amp; (b)</B>&nbsp;&nbsp;&nbsp;<B><I>Voting Results for
2018 Annual Meeting</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">On April 24, 2018, First Horizon held its annual meeting of shareholders.
At the annual meeting, four vote items were acted upon by the shareholders. The number of votes cast for or against as to each
such matter or nominee, and the number of abstentions and broker non-votes as to each such matter or nominee, have been certified
and are set forth in the tables below. All vote data is shown rounded to the nearest whole share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>Vote Item 1: Election of Directors</U></B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Outcome: All nominees were elected</P>

<P STYLE="font: 2pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 37%; border-top: Black 3px double; border-right: Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Nominee</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 3px double; border-right: Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle"><FONT STYLE="font-size: 10pt">For</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 3px double; border-right: Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Against</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 3px double; border-right: Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle"><FONT STYLE="font-size: 10pt">Abstain</FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 3px double; border-right: Black 3px double; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle"><FONT STYLE="font-size: 10pt">Broker Non-vote</FONT></TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">John C. Compton</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">231,816,174&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">38,806,469</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">702,219</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Mark A. Emkes</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">238,552,640</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">32,079,965</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">692,257</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Peter N. Foss</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">263,642,564</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">6,996,065</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">686,233</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Corydon J. Gilchrist</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">262,043,269</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">8,583,669</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">697,924</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">D. Bryan Jordan</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">266,392,115</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">4,239,344</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">693,403</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Scott M. Niswonger</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">263,724,331</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">6,894,797</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">705,734</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Vicki R. Palmer</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">237,661,081</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">33,438,348</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">225,433</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Colin V. Reed</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">237,782,667</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">33,313,631</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">228,564</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Cecelia D. Stewart </FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">268,365,673</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">2,252,341</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">706,848</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Rajesh Subramaniam</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">268,202,252</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">2,394,629</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">727,981</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">R. Eugene Taylor</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">266,981,522</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">3,650,171</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">693,169</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
<TR>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Luke Yancy III</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">264,758,420</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 3px double; text-align: right; padding-top: 2pt; padding-right: 16pt; padding-bottom: 2pt">5,935,229</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">631,213</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle">31,314,987</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>Vote Item 2: Approve Technical Updates
to Corporate Charter</U></B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Outcome: Approved</P>

<P STYLE="font: 2pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 43%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Details</FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">For</FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Against</FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Abstain</FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 3px double; border-right: Black 3px double; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Broker Non-vote</FONT></TD></TR>
<TR>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; padding-left: 2pt"><FONT STYLE="font-size: 10pt">Proposal to approve technical modernizing amendments to the First Horizon Restated Charter, as described in the 2018 Proxy Statement</FONT></TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">270,313,939</TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">334,917</TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">676,006</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 3px double; text-align: center">31,314,987</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>Vote Item 3: Advisory Resolution to Approve
Executive Compensation</U></B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Outcome: Not Approved</P>

<P STYLE="font: 2pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 43%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Details</FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">For</FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Against</FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Abstain</FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 3px double; border-right: Black 3px double; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Broker Non-vote</FONT></TD></TR>
<TR>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; padding-left: 2pt"><FONT STYLE="font-size: 10pt">Advisory resolution to approve compensation of certain executive officers as described in the 2018 Proxy Statement</FONT></TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">80,894,433</TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">173,194,984</TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">17,235,445</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 3px double; text-align: center">31,314,987</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>Vote Item 4: Ratification of Appointment
of Auditors</U></B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Outcome: Ratified</P>

<P STYLE="font: 2pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 35%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Auditor</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">For</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Against</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 3px double; border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Abstain</FONT></TD>
    <TD STYLE="width: 20%; border-top: Black 3px double; border-right: Black 3px double; border-bottom: Black 3px double; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt">Broker Non-vote</FONT></TD></TR>
<TR>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; border-left: Black 3px double; text-align: center"><FONT STYLE="font-size: 10pt">KPMG LLP</FONT></TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">288,232,086</TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">13,777,989</TD>
    <TD STYLE="border-right:  Black 1px solid; border-bottom: Black 3px double; text-align: center">629,774</TD>
    <TD STYLE="border-right: Black 3px double; border-bottom: Black 3px double; text-align: center"><FONT STYLE="font-size: 10pt">0</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>(c) &amp; (d)</B>&nbsp;&nbsp;&nbsp;Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 72pt; text-align: left"><B>ITEM 8.01.</B></TD><TD STYLE="text-align: justify"><B> Other Events</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><I>Statement by First Horizon Board Regarding Vote Item 3. </I>The
First Horizon Board of Directors values the views of shareholders. Members of the Compensation Committee of the Board have begun to, and intend to continue to, engage with key shareholders
in 2018 to solicit constructive suggestions and to consider appropriate input going forward.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><I>&nbsp;</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 72pt; text-align: left"><B>ITEM 9.01.</B></TD><TD STYLE="text-align: justify"><B> Financial Statements and Exhibits</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>(d)</B>&nbsp;&nbsp;<B><I>Exhibits</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">The following exhibit is filed herewith:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt"><U>Exhibit #</U></FONT></TD>
    <TD STYLE="width: 90%"><FONT STYLE="font-size: 10pt"><U>Description</U></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; padding-left: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;3.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt"><A HREF="c91074_ex3-1.htm" STYLE="-sec-extract: exhibit">Conformed copy of Articles of Amendment to the Restated Charter of First Horizon National Corporation, as filed with the Tennessee Secretary of State&rsquo;s office effective April 24, 2018</A></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 63pt; text-indent: -63pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">All summaries and descriptions of documents, and of amendments thereto,
set forth above are qualified in their entirety by the documents themselves, whether filed as an exhibit hereto or filed as an
exhibit to a later report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">*&nbsp;&nbsp;*&nbsp;&nbsp;*&nbsp;&nbsp;*&nbsp;&nbsp;*</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt"><B>First Horizon National Corporation</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">(Registrant)</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%"><FONT STYLE="font-size: 10pt">Date: April 26, 2018</FONT></TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; width: 20%"><FONT STYLE="font-size: 10pt">/s/ Clyde A. Billings, Jr.</FONT></TD>
    <TD STYLE="width: 15%">&nbsp;</TD>
    <TD STYLE="width: 32%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt"><I>Senior Vice President, Assistant</I></FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt"><I>General Counsel, and Corporate Secretary</I></FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

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<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
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<BODY>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">Exhibit 3.1</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLES OF AMENDMENT</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>TO THE</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>RESTATED CHARTER</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>OF</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FIRST HORIZON NATIONAL CORPORATION</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Under Sections 48-20-103 and 48-20-106 of
the Tennessee Business Corporation Act</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The undersigned, being a duly authorized officer
of First Horizon National Corporation (the &ldquo;Corporation&rdquo;), acting pursuant to Sections 48-20-103 and 48-20-106 of the
Tennessee Business Corporation Act, hereby certifies as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 18pt">1.</TD><TD>The name of the Corporation is FIRST HORIZON NATIONAL CORPORATION.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 126pt; text-indent: -108pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 18pt">2.</TD><TD>The Restated Charter is hereby amended by deleting current Article 5 in its entirety and replacing it with a new Article 5,
which shall read in its entirety as follows:</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: -18pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 27pt"><B>5.</B></TD><TD><B>PURPOSES AND POWERS.</B></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 54pt">The Corporation is organized: to conduct
one or more financial services businesses, including any and all related, ancillary, or supportive businesses; to own other companies
or enterprises (or interests therein) which conduct financial services businesses, including any and all related, ancillary, or
supportive businesses; to engage in any lawful act or activity for which corporations may be organized now or hereafter under the
Tennessee Business Corporation Act or other statutes or law of Tennessee; and for every other lawful purpose or purposes. Except
as provided otherwise in this Restated Charter, the Corporation has each and every power enumerated in or permitted now or hereafter
by the statutes or law of Tennessee, and all powers ancillary thereto.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 18pt">3.</TD><TD>The Restated Charter is hereby amended by deleting current Articles 7 and 8 in their entirety and replacing them with the following:</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

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<TD STYLE="width: 36pt; text-align: right"></TD><TD STYLE="width: 27pt"><B>7.</B></TD><TD STYLE="text-align: justify"><B>[reserved]</B></TD>
</TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt"><B>&nbsp;</B></P>

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<TD STYLE="width: 36pt; text-align: right"></TD><TD STYLE="width: 27pt"><B>8.</B></TD><TD STYLE="text-align: justify"><B>[reserved]</B></TD>
</TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

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<TD STYLE="width: 18pt"></TD><TD STYLE="width: 18pt">4.</TD><TD>The Restated Charter is hereby amended by revising the last sentence of the first paragraph of Article 10, which as revised
shall read in its entirety as follows:</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: -18pt">&nbsp;</P>

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<TD STYLE="width: 18pt"></TD><TD STYLE="width: 18pt"></TD><TD>The Board of Directors shall have the authority to divide any or all such classes into series and, within the limitation of
the statutes and law of Tennessee, particularly Section 48-16-102 of the Tennessee Business Corporation Act or any successor</TD></TR></TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">provision thereto, fix and determine the relative rights
and preferences of the shares of any series so established.</P>

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<TD STYLE="width: 18pt"></TD><TD STYLE="width: 18pt">5.</TD><TD>The Restated Charter is hereby amended by deleting current Article 11 in its entirety and replacing it with a new Article 11,
which shall read in its entirety as follows:</TD></TR></TABLE>

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<TD STYLE="width: 36pt; text-align: right">&nbsp;</TD><TD STYLE="width: 27pt"><B>11.</B></TD><TD STYLE="text-align: justify"><B>MANAGEMENT BY BOARD OF DIRECTORS.</B></TD>
</TR></TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 27pt">(a)&nbsp;&nbsp;All corporate powers shall be
exercised by, and the business and affairs of the Corporation shall be managed under the direction of, the Board of Directors.
The Board of Directors may exercise all powers conferred or permitted by the statutes or law of Tennessee.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 27pt">(b)&nbsp;&nbsp;Without in any way limiting any
of the objects or purposes or powers of the Board of Directors, whether primary or secondary, it is hereby expressly declared and
provided that the Board of Directors shall have the power to remove any director for cause, within the meaning of applicable statutes
or law of Tennessee, by a vote of a majority of the entire Board of Directors.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

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<TD STYLE="width: 18pt; text-align: right">&nbsp;</TD><TD STYLE="width: 18pt">6.</TD><TD STYLE="text-align: justify">The Restated Charter is hereby amended by deleting current Article 14 in its entirety
and replacing it with a new Article 14, which shall read in its entirety as follows:</TD>
</TR></TABLE>

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<TD STYLE="width: 36pt; text-align: right">&nbsp;</TD><TD STYLE="width: 27pt"><B>14.</B></TD><TD STYLE="text-align: justify"><B>DIRECTOR LIABILITY.</B></TD>
</TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 36pt"></TD><TD STYLE="text-indent: 27pt">No director shall be personally liable to the Corporation or its shareholders for monetary damages for breach of fiduciary
duty as director, except for liability (i) for any breach of the director&rsquo;s duty of loyalty to the Corporation or its shareholders,
(ii) for acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of law, or (iii) under
Section 48-18-302, or any successor provision thereto, of the Tennessee Business Corporation Act.</TD></TR></TABLE>

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<TD STYLE="width: 18pt; text-align: right">&nbsp;</TD><TD STYLE="width: 18pt">7.</TD><TD STYLE="text-align: justify">The foregoing amendments to the Restated Charter were authorized by the Board of Directors
(at a meeting duly convened and held on January 23, 2018) and by the Board&rsquo;s duly authorized and constituted committee (at
a meeting duly convened and held on January 22, 2018) and duly adopted by the holders of the common stock of the Corporation (at
a meeting duly convened and held on April 24, 2018).</TD>
</TR></TABLE>

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<TD STYLE="width: 18pt; text-align: right">&nbsp;</TD><TD STYLE="width: 18pt">8.</TD><TD STYLE="text-align: justify">The foregoing amendments will be effective upon filing of the Articles of Amendment
with the Secretary of State of the State of Tennessee.</TD>
</TR></TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><I>[Remainder of page Intentionally Left Blank]</I></P>


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<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 12pt">FIRST HORIZON NATIONAL CORPORATION</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 12pt">Date: &nbsp;April 24, 2018</FONT></TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 12pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; width: 37%"><FONT STYLE="font-size: 12pt">/s/ Clyde A. Billings, Jr.</FONT></TD>
    <TD STYLE="padding-bottom: 1px; width: 10%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 12pt">Clyde A. Billings, Jr., Corporate Secretary</FONT></TD></TR>
</TABLE>

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