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Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract] |
Rollforward of the Allowance for Loan Losses by Portfolio Segment | The following table provides a rollforward of the allowance for loan losses by portfolio segment for December 31, 2019, 2018 and 2017:
(Dollars in thousands) |  | C&I (a) |  | Commercial Real Estate (a) |  | Consumer Real Estate |  | Permanent Mortgage |  | Credit Card and Other |  | Total
Balance as of January 1, 2019 |  | $ | 98,947 |  |  | $ | 31,311 |  |  | $ | 26,439 |  |  | $ | 11,000 |  |  | $ | 12,727 |  |  | $ | 180,424 |
Charge-offs |  | (33,778 | ) |  | (1,181 | ) |  | (7,781 | ) |  | (393 | ) |  | (15,600 | ) |  | (58,733 | )
Recoveries |  | 6,744 |  |  | 489 |  |  | 17,000 |  |  | 3,148 |  |  | 4,235 |  |  | 31,616 |
Provision/(provision credit) for loan losses |  | 50,573 |  |  | 5,493 |  |  | (16,034 | ) |  | (4,936 | ) |  | 11,904 |  |  | 47,000 |
Balance as of December 31, 2019 |  | 122,486 |  |  | 36,112 |  |  | 19,624 |  |  | 8,819 |  |  | 13,266 |  |  | 200,307 |
Allowance - individually evaluated for impairment |  | 6,196 |  |  | — |  |  | 11,537 |  |  | 7,761 |  |  | 422 |  |  | 25,916 |
Allowance - collectively evaluated for impairment |  | 115,442 |  |  | 36,112 |  |  | 7,001 |  |  | 1,058 |  |  | 12,813 |  |  | 172,426 |
Allowance - purchased credit-impaired loans |  | 848 |  |  | — |  |  | 1,086 |  |  | — |  |  | 31 |  |  | 1,965 |
Loans, net of unearned as of December 31, 2019: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | 82,438 |  |  | 1,563 |  |  | 100,653 |  |  | 61,593 |  |  | 653 |  |  | 246,900 |
Collectively evaluated for impairment |  | 19,942,728 |  |  | 4,330,479 |  |  | 5,881,330 |  |  | 108,797 |  |  | 494,691 |  |  | 30,758,025 |
Purchased credit-impaired loans |  | 25,925 |  |  | 4,975 |  |  | 24,766 |  |  | — |  |  | 520 |  |  | 56,186 |
Total loans, net of unearned income |  | $ | 20,051,091 |  |  | $ | 4,337,017 |  |  | $ | 6,006,749 |  |  | $ | 170,390 |  |  | $ | 495,864 |  |  | $ | 31,061,111 |
Balance as of January 1, 2018 |  | $ | 98,211 |  |  | $ | 28,427 |  |  | $ | 39,823 |  |  | $ | 13,113 |  |  | $ | 9,981 |  |  | $ | 189,555 |
Charge-offs |  | (15,492 | ) |  | (783 | ) |  | (9,357 | ) |  | (477 | ) |  | (19,688 | ) |  | (45,797 | )
Recoveries |  | 4,201 |  |  | 339 |  |  | 19,666 |  |  | 1,421 |  |  | 4,039 |  |  | 29,666 |
Provision/(provision credit) for loan losses |  | 12,027 |  |  | 3,328 |  |  | (23,693 | ) |  | (3,057 | ) |  | 18,395 |  |  | 7,000 |
Balance as of December 31, 2018 |  | 98,947 |  |  | 31,311 |  |  | 26,439 |  |  | 11,000 |  |  | 12,727 |  |  | 180,424 |
Allowance - individually evaluated for impairment |  | 1,074 |  |  | — |  |  | 17,984 |  |  | 9,419 |  |  | 337 |  |  | 28,814 |
Allowance - collectively evaluated for impairment |  | 95,050 |  |  | 31,311 |  |  | 7,368 |  |  | 1,581 |  |  | 12,263 |  |  | 147,573 |
Allowance - purchased credit-impaired loans |  | 2,823 |  |  | — |  |  | 1,087 |  |  | — |  |  | 127 |  |  | 4,037 |
Loans, net of unearned as of December 31, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | 48,592 |  |  | 1,966 |  |  | 118,434 |  |  | 70,846 |  |  | 695 |  |  | 240,533 |
Collectively evaluated for impairment |  | 16,424,006 |  |  | 4,013,741 |  |  | 6,099,272 |  |  | 151,602 |  |  | 515,921 |  |  | 27,204,542 |
Purchased credit-impaired loans |  | 41,730 |  |  | 15,163 |  |  | 31,810 |  |  | — |  |  | 1,754 |  |  | 90,457 |
Total loans, net of unearned income |  | $ | 16,514,328 |  |  | $ | 4,030,870 |  |  | $ | 6,249,516 |  |  | $ | 222,448 |  |  | $ | 518,370 |  |  | $ | 27,535,532 |
Balance as of January 1, 2017 |  | $ | 89,398 |  |  | $ | 33,852 |  |  | $ | 51,424 |  |  | $ | 15,222 |  |  | $ | 12,172 |  |  | $ | 202,068 |
Charge-offs |  | (17,657 | ) |  | (195 | ) |  | (13,156 | ) |  | (2,179 | ) |  | (13,207 | ) |  | (46,394 | )
Recoveries |  | 4,568 |  |  | 966 |  |  | 22,723 |  |  | 2,509 |  |  | 3,115 |  |  | 33,881 |
Provision/(provision credit) for loan losses |  | 21,902 |  |  | (6,196 | ) |  | (21,168 | ) |  | (2,439 | ) |  | 7,901 |  |  | — |
Balance as of December 31, 2017 |  | 98,211 |  |  | 28,427 |  |  | 39,823 |  |  | 13,113 |  |  | 9,981 |  |  | 189,555 |
Allowance - individually evaluated for impairment |  | 6,044 |  |  | 132 |  |  | 23,175 |  |  | 12,105 |  |  | 311 |  |  | 41,767 |
Allowance - collectively evaluated for impairment |  | 89,358 |  |  | 28,291 |  |  | 16,293 |  |  | 1,008 |  |  | 9,670 |  |  | 144,620 |
Allowance - purchased credit-impaired loans |  | 2,809 |  |  | 4 |  |  | 355 |  |  | — |  |  | — |  |  | 3,168 |
Loans, net of unearned as of December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | 43,024 |  |  | 2,407 |  |  | 128,895 |  |  | 84,794 |  |  | 593 |  |  | 259,713 |
Collectively evaluated for impairment |  | 15,909,110 |  |  | 4,181,908 |  |  | 6,311,817 |  |  | 203,026 |  |  | 613,806 |  |  | 27,219,667 |
Purchased credit-impaired loans |  | 105,139 |  |  | 30,380 |  |  | 38,530 |  |  | — |  |  | 5,500 |  |  | 179,549 |
Total loans, net of unearned income |  | $ | 16,057,273 |  |  | $ | 4,214,695 |  |  | $ | 6,479,242 |  |  | $ | 287,820 |  |  | $ | 619,899 |  |  | $ | 27,658,929 |
a) | In third quarter 2019, FHN corrected a previous mis-classification of commercial loans and reclassified approximately $410 million of market investor CRE loans from the C&I portfolio to the CRE portfolio. These loans were identified during an internal review and assessment by management of certain loan populations, a portion of which relate to loans acquired as part of the Capital Bank merger. The reclassification of these loan balances between regional banking portfolios did not have an impact on FHN’s consolidated period-end or average balance sheet and had an immaterial effect on the allowance for loan losses. No adjustments were made to prior periods as the impact of the reclassification, including the effect on the allowance for loan losses was deemed to be immaterial in all periods.

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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