XML 46 R31.htm IDEA: XBRL DOCUMENT
v3.20.2

Loans and Leases (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2020
Receivables [Abstract] |
Schedule Of Loans By Portfolio Segment | The following table provides the amortized cost basis of loans and leases by portfolio segment and class as of September 30, 2020 and December 31, 2019, excluding accrued interest of $177.5 million and $84.6 million, which is included in Other assets in the Consolidated Balance Sheets.
|  | September 30, |  | December 31, |  |
(Dollars in thousands) |  | 2020 |  | 2019 |  |
Commercial: |  |  |  |  |  |
Commercial and industrial (a) |  | $ | 28,048,649 |  |  | $ | 15,640,208 |  |  |
Loans to mortgage companies |  | 5,607,068 |  |  | 4,410,883 |  |  |
Total commercial, financial, and industrial |  | 33,655,717 |  |  | 20,051,091 |  |  |
Commercial real estate |  | 12,510,887 |  |  | 4,337,017 |  |  |
Consumer: |  |  |  |  |  |
HELOC |  | 2,549,837 |  |  | 1,287,441 |  |  |
R/E installment loans |  | 9,778,032 |  |  | 4,889,698 |  |  |
Total consumer real estate |  | 12,327,869 |  |  | 6,177,139 |  |  |
Credit card and other |  | 1,212,058 |  |  | 495,864 |  |  |
Loans and leases |  | $ | 59,706,531 |  |  | $ | 31,061,111 |  |  |
Allowance for loan and lease losses |  | (988,102) |  |  | (200,307) |  |  |
Net loans and leases |  | $ | 58,718,429 |  |  | $ | 30,860,804 |  |  |
(a)September 30, 2020 balance includes equipment financing leases of $524.2 million.
Financing Receivable Credit Quality Indicators | The following tables provide the amortized cost basis of the commercial loan portfolio by year of origination and credit quality indicator as of September 30, 2020:
|  | C&I |  |
(Dollars in thousands) |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | 2016 |  | Prior to 2016 |  | LMC (a) |  | Revolving Loans |  | Revolving Loans converted to term loans (b) |  | Total
Credit Quality Indicator: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (PD grades 1 through 12) (c) |  | $ | 7,795,816 |  |  | $ | 5,770,378 |  |  | $ | 3,036,673 |  |  | $ | 1,917,886 |  |  | $ | 1,323,236 |  |  | $ | 2,414,920 |  |  | $ | 5,607,068 |  |  | $ | 4,533,240 |  |  | $ | 60,592 |  |  | $ | 32,459,809 |
Special Mention (PD grade 13) |  | 86,675 |  |  | 75,224 |  |  | 53,067 |  |  | 22,692 |  |  | 45,640 |  |  | 80,438 |  |  | — |  |  | 123,383 |  |  | 47,364 |  |  | 534,483 |
Substandard, Doubtful, or Loss (PD grades 14,15, and 16) |  | 107,126 |  |  | 111,716 |  |  | 109,639 |  |  | 50,811 |  |  | 60,082 |  |  | 46,871 |  |  | — |  |  | 165,173 |  |  | 10,007 |  |  | 661,425 |
Total C&I loans |  | $ | 7,989,617 |  |  | $ | 5,957,318 |  |  | $ | 3,199,379 |  |  | $ | 1,991,389 |  |  | $ | 1,428,958 |  |  | $ | 2,542,229 |  |  | $ | 5,607,068 |  |  | $ | 4,821,796 |  |  | $ | 117,963 |  |  | $ | 33,655,717 |
(a) LMC includes non-revolving commercial lines of credit to qualified mortgage companies primarily for the temporary warehousing of eligible mortgage loans prior to the borrower's sale of those mortgage loans to third party investors. The loans are of short duration with maturities less than one year. (b) $40.0 million of C&I loans were converted from revolving to term in 2020. (c) 2020 balance includes PPP loans.
|  | CRE
(Dollars in thousands) |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | 2016 |  | prior to 2016 |  | Revolving Loans |  | Revolving Loans converted to term loans |  | Total
Credit Quality Indicator: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (PD grades 1 through 12) |  | 2,099,167 |  |  | 3,244,741 |  |  | 1,940,046 |  |  | 1,410,004 |  |  | 1,056,094 |  |  | 2,015,504 |  |  | 300,752 |  |  | 18,836 |  |  | 12,085,144 |
Special Mention (PD grade 13) |  | 15,089 |  |  | 31,230 |  |  | 97,016 |  |  | 35,573 |  |  | 83,254 |  |  | 45,875 |  |  | 4,065 |  |  | — |  |  | 312,102 |
Substandard, Doubtful, or Loss (PD grades 14,15, and 16) |  | 676 |  |  | 2,481 |  |  | 22,018 |  |  | 41,211 |  |  | 8,180 |  |  | 31,746 |  |  | 7,329 |  |  | — |  |  | 113,641 |
Total CRE loans |  | 2,114,932 |  |  | 3,278,452 |  |  | 2,059,080 |  |  | 1,486,788 |  |  | 1,147,528 |  |  | 2,093,125 |  |  | 312,146 |  |  | 18,836 |  |  | 12,510,887 |
The following table provides the balances of commercial loan portfolio classes with associated allowance, disaggregated by PD grade as of December 31, 2019.
|  | December 31, 2019
(Dollars in thousands) |  | C&I |  |  |  | Loans to Mortgage Companies |  |  |  |  | CRE |  |  |  |  | Total |  | Percentage of Total |  | Allowance for Loan Losses
PD Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (PD grades 1 through 12) (a) |  | $ | 15,035,946 |  |  |  |  | $ | 4,410,883 |  |  |  |  |  | $ | 4,252,361 |  |  |  |  |  | $ | 23,699,190 |  |  | 98 | % |  | $ | 114,094 |
Special Mention (PD grade 13) |  | 232,823 |  |  |  |  | — |  |  |  |  |  | 34,092 |  |  |  |  |  | 266,915 |  |  | 1 |  |  | 8,142 |
Substandard, Doubtful, or Loss (PD grades 14,15, and 16) |  | 263,076 |  |  |  |  | — |  |  |  |  |  | 44,026 |  |  |  |  |  | 307,102 |  |  | 1 |  |  | 29,318 |
Collectively evaluated for impairment |  | 15,531,845 |  |  |  |  | 4,410,883 |  |  |  |  |  | 4,330,479 |  |  |  |  |  | 24,273,207 |  |  | 100 |  |  | 151,554 |
Individually evaluated for impairment |  | 82,438 |  |  |  |  | — |  |  |  |  |  | 1,563 |  |  |  |  |  | 84,001 |  |  | — |  |  | 6,196 |
Purchased credit-impaired loans |  | 25,925 |  |  |  |  | — |  |  |  |  |  | 4,975 |  |  |  |  |  | 30,900 |  |  | — |  |  | 848 |
Total commercial loans |  | $ | 15,640,208 |  |  |  |  | $ | 4,410,883 |  |  |  |  |  | $ | 4,337,017 |  |  |  |  |  | $ | 24,388,108 |  |  | 100 | % |  | $ | 158,598 |
(a) Balances presented net of a $19.1 million valuation allowance. The following table reflects the amortized cost basis by year of origination and refreshed FICO scores for consumer real estate loans as of September 30, 2020. Within consumer real estate, classes include home equity line of credit ("HELOC") and real estate installment. HELOCs are loans which during their draw period are classified as revolving loans. Once the draw period ends and the loan enters its repayment period, the loan converts to a term loan and is classified as revolving loans converted to term loans. All loans classified in the following table as revolving loans or revolving loans converted to term loans are HELOCs. Real estate installment loans are originated as a fixed term loan and are classified below in their vintage year from prior to 2016 to 2020. All loans in the following table classified in a vintage year are real estate installment loans.
|  | Consumer Real Estate
(Dollars in thousands) |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | 2016 |  | Prior to 2016 |  | Revolving Loans |  | Revolving Loans converted to term loans (a) |  | Total
FICO score 740 or greater |  | $ | 809,079 |  |  | $ | 1,242,805 |  |  | $ | 797,553 |  |  | $ | 677,865 |  |  | $ | 746,150 |  |  | $ | 1,910,304 |  |  | $ | 1,304,498 |  |  | $ | 178,921 |  |  | $ | 7,667,175 |
FICO score 720-739 |  | 96,670 |  |  | 168,223 |  |  | 110,859 |  |  | 81,669 |  |  | 93,933 |  |  | 205,824 |  |  | 204,419 |  |  | 30,342 |  |  | 991,939 |
FICO score 700-719 |  | 84,995 |  |  | 122,293 |  |  | 89,193 |  |  | 84,727 |  |  | 73,587 |  |  | 225,227 |  |  | 181,823 |  |  | 39,361 |  |  | 901,206 |
FICO score 660-699 |  | 88,346 |  |  | 146,789 |  |  | 143,213 |  |  | 88,989 |  |  | 91,062 |  |  | 316,577 |  |  | 263,818 |  |  | 63,156 |  |  | 1,201,950 |
FICO score 620-659 |  | 21,847 |  |  | 73,365 |  |  | 40,104 |  |  | 28,207 |  |  | 36,391 |  |  | 140,682 |  |  | 87,205 |  |  | 39,707 |  |  | 467,508 |
FICO score less than 620 |  | 357,712 |  |  | 48,100 |  |  | 53,006 |  |  | 61,476 |  |  | 97,995 |  |  | 323,215 |  |  | 99,561 |  |  | 57,026 |  |  | 1,098,091 |
Total |  | $ | 1,458,649 |  |  | $ | 1,801,575 |  |  | $ | 1,233,928 |  |  | $ | 1,022,933 |  |  | $ | 1,139,118 |  |  | $ | 3,121,829 |  |  | $ | 2,141,324 |  |  | $ | 408,513 |  |  | $ | 12,327,869 |
(a) $22.7 million of HELOC loans were converted from revolving to term in 2020. The following table reflects the amortized cost basis by year of origination and refreshed FICO scores for credit card and other loans as of September 30, 2020.
|  | Credit Card and Other
(Dollars in thousands) |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | 2016 |  | Prior to 2016 |  | Revolving Loans |  | Revolving Loans converted to term loans (a) |  | Total
FICO score 740 or greater |  | $ | 45,014 |  |  | $ | 60,629 |  |  | $ | 67,379 |  |  | $ | 44,445 |  |  | $ | 27,990 |  |  | $ | 129,793 |  |  | $ | 143,754 |  |  | $ | 5,263 |  |  | $ | 524,267 |
FICO score 720-739 |  | 6,617 |  |  | 8,673 |  |  | 10,856 |  |  | 9,913 |  |  | 9,051 |  |  | 29,740 |  |  | 90,623 |  |  | 1,630 |  |  | 167,103 |
FICO score 700-719 |  | 6,172 |  |  | 9,215 |  |  | 9,903 |  |  | 8,635 |  |  | 4,567 |  |  | 42,102 |  |  | 41,039 |  |  | 1,731 |  |  | 123,364 |
FICO score 660-699 |  | 27,173 |  |  | 14,206 |  |  | 16,352 |  |  | 11,032 |  |  | 10,600 |  |  | 53,772 |  |  | 54,963 |  |  | 3,737 |  |  | 191,835 |
FICO score 620-659 |  | 3,526 |  |  | 5,559 |  |  | 7,990 |  |  | 5,761 |  |  | 12,823 |  |  | 29,168 |  |  | 19,492 |  |  | 1,406 |  |  | 85,725 |
FICO score less than 620 |  | 22,715 |  |  | 7,406 |  |  | 16,024 |  |  | 10,876 |  |  | 9,432 |  |  | 28,960 |  |  | 22,835 |  |  | 1,516 |  |  | 119,764 |
Total |  | $ | 111,217 |  |  | $ | 105,688 |  |  | $ | 128,504 |  |  | $ | 90,662 |  |  | $ | 74,463 |  |  | $ | 313,535 |  |  | $ | 372,706 |  |  | $ | 15,283 |  |  | $ | 1,212,058 |
(a) $5.3 million of other consumer loans were converted from revolving to term in 2020. The following table reflects the percentage of balances outstanding, by average refreshed FICO scores, for the HELOC and real estate installment classes of loans as of December 31, 2019.
|  | December 31, 2019
(Dollars in thousands) |  | HELOC |  | R/E Installment Loans (b)
FICO score 740 or greater |  | 62.0 | % |  | 71.9 | %
FICO score 720-739 |  | 8.6 |  |  | 8.3 |
FICO score 700-719 |  | 7.6 |  |  | 6.3 |
FICO score 660-699 |  | 10.8 |  |  | 8.1 |
FICO score 620-659 |  | 4.7 |  |  | 2.8 |
FICO score less than 620 (a) |  | 6.3 |  |  | 2.6 |
Total |  | 100.0 | % |  | 100.0 | %
(a) For this group, a majority of the loan balances had FICO scores at the time of the origination that exceeded 620 but have since deteriorated as the loans have seasoned.
Accruing And Non-Accruing Loans By Class | The following table reflects accruing and non-accruing loans and leases by class on September 30, 2020:
|  | Accruing |  | Non-Accruing |  |
(Dollars in thousands) |  | Current |  | 30-89 Days Past Due |  | 90+ Days Past Due |  | Total Accruing |  | Current |  | 30-89 Days Past Due |  | 90+ Days Past Due |  | Total Non- Accruing |  | Total Loans
Commercial, financial, and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
C&I (a) (b) |  | $ | 27,815,798 |  |  | $ | 19,892 |  |  | $ | 149 |  |  | $ | 27,835,839 |  |  | $ | 126,674 |  |  | $ | 25,327 |  |  | $ | 60,809 |  |  | $ | 212,810 |  |  | $ | 28,048,649 |
Loans to mortgage companies |  | 5,607,068 |  |  | — |  |  | — |  |  | 5,607,068 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 5,607,068 |
Total commercial and industrial |  | 33,422,866 |  |  | 19,892 |  |  | 149 |  |  | 33,442,907 |  |  | 126,674 |  |  | 25,327 |  |  | 60,809 |  |  | 212,810 |  |  | 33,655,717 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 12,444,693 |  |  | 15,133 |  |  | — |  |  | 12,459,826 |  |  | 42,517 |  |  | 2,531 |  |  | 6,013 |  |  | 51,061 |  |  | 12,510,887 |
Consumer real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  | 2,467,907 |  |  | 11,884 |  |  | 6,892 |  |  | 2,486,683 |  |  | 47,101 |  |  | 4,628 |  |  | 11,425 |  |  | 63,154 |  |  | 2,549,837 |
R/E installment loans |  | 9,631,513 |  |  | 22,922 |  |  | 6,663 |  |  | 9,661,098 |  |  | 54,606 |  |  | 3,394 |  |  | 58,934 |  |  | 116,934 |  |  | 9,778,032 |
Total consumer real estate |  | 12,099,420 |  |  | 34,806 |  |  | 13,555 |  |  | 12,147,781 |  |  | 101,707 |  |  | 8,022 |  |  | 70,359 |  |  | 180,088 |  |  | 12,327,869 |
Credit card and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit card |  | 267,880 |  |  | 1,513 |  |  | 789 |  |  | 270,182 |  |  | 242 |  |  | 38 |  |  | 49 |  |  | 329 |  |  | 270,511 |
Other |  | 936,179 |  |  | 2,698 |  |  | 122 |  |  | 938,999 |  |  | 963 |  |  | 682 |  |  | 903 |  |  | 2,548 |  |  | 941,547 |
Total credit card and other |  | 1,204,059 |  |  | 4,211 |  |  | 911 |  |  | 1,209,181 |  |  | 1,205 |  |  | 720 |  |  | 952 |  |  | 2,877 |  |  | 1,212,058 |
Total loans and leases, net of unearned income |  | $ | 59,171,038 |  |  | $ | 74,042 |  |  | $ | 14,615 |  |  | $ | 59,259,695 |  |  | $ | 272,103 |  |  | $ | 36,600 |  |  | $ | 138,133 |  |  | $ | 446,836 |  |  | $ | 59,706,531 |
(a) $125.7 million of C&I loans are nonaccrual loans that have been specifically reviewed for impairment with no related allowance. (b) C&I loans include $209.4 million in TRUPs loans, which are presented net of an amortizing discount of $18.2 million. The following table reflects accruing and non-accruing loans by class on December 31, 2019:
|  | Accruing |  | Non-Accruing |  |
(Dollars in thousands) |  | Current |  | 30-89 Days Past Due |  | 90+ Days Past Due |  | Total Accruing |  | Current |  | 30-89 Days Past Due |  | 90+ Days Past Due |  | Total Non- Accruing |  | Total Loans
Commercial, financial, and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
C&I (a) |  | $ | 15,532,579 |  |  | $ | 7,155 |  |  | $ | 237 |  |  | $ | 15,539,971 |  |  | $ | 36,564 |  |  | $ | 14,385 |  |  | $ | 23,363 |  |  | $ | 74,312 |  |  | $ | 15,614,283 |
Loans to mortgage companies |  | 4,410,883 |  |  | — |  |  | — |  |  | 4,410,883 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 4,410,883 |
Purchased credit-impaired loans |  | 23,840 |  |  | 287 |  |  | 1,798 |  |  | 25,925 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 25,925 |
Total commercial and industrial |  | 19,967,302 |  |  | 7,442 |  |  | 2,035 |  |  | 19,976,779 |  |  | 36,564 |  |  | 14,385 |  |  | 23,363 |  |  | 74,312 |  |  | 20,051,091 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 4,329,531 |  |  | 686 |  |  | — |  |  | 4,330,217 |  |  | — |  |  | 485 |  |  | 1,340 |  |  | 1,825 |  |  | 4,332,042 |
Purchased credit-impaired loans |  | 4,752 |  |  | 128 |  |  | 95 |  |  | 4,975 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 4,975 |
Total commercial real estate |  | 4,334,283 |  |  | 814 |  |  | 95 |  |  | 4,335,192 |  |  | — |  |  | 485 |  |  | 1,340 |  |  | 1,825 |  |  | 4,337,017 |
Consumer real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  | 1,217,344 |  |  | 9,156 |  |  | 5,669 |  |  | 1,232,169 |  |  | 43,007 |  |  | 4,227 |  |  | 7,472 |  |  | 54,706 |  |  | 1,286,875 |
R/E installment loans |  | 4,812,446 |  |  | 12,894 |  |  | 9,170 |  |  | 4,834,510 |  |  | 20,710 |  |  | 1,076 |  |  | 9,202 |  |  | 30,988 |  |  | 4,865,498 |
Purchased credit-impaired loans |  | 18,720 |  |  | 2,770 |  |  | 3,276 |  |  | 24,766 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 24,766 |
Total consumer real estate |  | 6,048,510 |  |  | 24,820 |  |  | 18,115 |  |  | 6,091,445 |  |  | 63,717 |  |  | 5,303 |  |  | 16,674 |  |  | 85,694 |  |  | 6,177,139 |
Credit card and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit card |  | 198,917 |  |  | 1,076 |  |  | 1,178 |  |  | 201,171 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 201,171 |
Other |  | 291,700 |  |  | 1,802 |  |  | 337 |  |  | 293,839 |  |  | 101 |  |  | 44 |  |  | 189 |  |  | 334 |  |  | 294,173 |
Purchased credit-impaired loans |  | 323 |  |  | 98 |  |  | 99 |  |  | 520 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 520 |
Total credit card and other |  | 490,940 |  |  | 2,976 |  |  | 1,614 |  |  | 495,530 |  |  | 101 |  |  | 44 |  |  | 189 |  |  | 334 |  |  | 495,864 |
Total loans and leases, net of unearned income |  | $ | 30,841,035 |  |  | $ | 36,052 |  |  | $ | 21,859 |  |  | $ | 30,898,946 |  |  | $ | 100,382 |  |  | $ | 20,217 |  |  | $ | 41,566 |  |  | $ | 162,165 |  |  | $ | 31,061,111 |
Certain previously reported amounts have been reclassified to agree with current presentation. (a) C&I loans include $218.3 million in TRUPs loans, which are presented net of an amortizing discount of $19.1 million.
Schedule Of Troubled Debt Restructurings Occurring During The Year | The following tables present the end of period balance for loans modified in a TDR during the periods indicated:
|  | Three Months Ended September 30, 2020 |  | Nine Months Ended September 30, 2020
(Dollars in thousands) |  | Number |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment |  | Number |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Commercial, financial, and industrial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | 83 |  |  | $ | 130,281 |  |  | $ | 119,591 |  |  | 87 |  |  | $ | 140,857 |  |  | $ | 128,723 |
Total commercial and industrial |  | 83 |  |  | 130,281 |  |  | 119,591 |  |  | 87 |  |  | 140,857 |  |  | 128,723 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 14 |  |  | 11,848 |  |  | 11,825 |  |  | 14 |  |  | 11,848 |  |  | 11,825 |
Total commercial real estate |  | 14 |  |  | 11,848 |  |  | 11,825 |  |  | 14 |  |  | 11,848 |  |  | 11,825 |
Consumer real estate: |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  | 35 |  |  | 2,623 |  |  | 2,584 |  |  | 47 |  |  | 3,687 |  |  | 3,626 |
R/E installment loans |  | 44 |  |  | 6,075 |  |  | 6,022 |  |  | 94 |  |  | 15,379 |  |  | 15,260 |
Total consumer real estate |  | 79 |  |  | 8,698 |  |  | 8,606 |  |  | 141 |  |  | 19,066 |  |  | 18,886 |
Credit card and other |  | 10 |  |  | 80 |  |  | 76 |  |  | 50 |  |  | 334 |  |  | 313 |
Total troubled debt restructurings |  | 186 |  |  | $ | 150,907 |  |  | $ | 140,098 |  |  | 292 |  |  | $ | 172,105 |  |  | $ | 159,747 |
|  | Three Months Ended September 30, 2019 |  | Nine Months Ended September 30, 2019
(Dollars in thousands) |  | Number |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment |  | Number |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Commercial, financial, and industrial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | 1 |  |  | $ | 62 |  |  | $ | 59 |  |  | 4 |  |  | $ | 14,179 |  |  | $ | 14,101 |
Total commercial and industrial |  | 1 |  |  | 62 |  |  | 59 |  |  | 4 |  |  | 14,179 |  |  | 14,101 |
Consumer real estate: |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  | 13 |  |  | 1,638 |  |  | 1,631 |  |  | 57 |  |  | 7,013 |  |  | 6,950 |
R/E installment loans |  | 16 |  |  | 1,771 |  |  | 1,854 |  |  | 82 |  |  | 10,730 |  |  | 10,790 |
Total consumer real estate |  | 29 |  |  | 3,409 |  |  | 3,485 |  |  | 139 |  |  | 17,743 |  |  | 17,740 |
Credit card and other |  | 35 |  |  | 134 |  |  | 126 |  |  | 68 |  |  | 317 |  |  | 300 |
Total troubled debt restructurings |  | 65 |  |  | $ | 3,605 |  |  | $ | 3,670 |  |  | 211 |  |  | $ | 32,239 |  |  | $ | 32,141 |
Schedule Of Troubled Debt Restructurings Within The Previous 12 Months | The following tables present TDRs which re-defaulted during the three and nine months ended September 30, 2020 and 2019, a nd as to which the modification occurred 12 months or less prior to the re-default. For purposes of this disclosure, FHN generally defines payment default as 30 or more days past due.
|  | Three Months Ended September 30, 2020 |  | Nine Months Ended September 30, 2020
(Dollars in thousands) |  | Number |  | Recorded Investment |  | Number |  | Recorded Investment
Commercial (C&I): |  |  |  |  |  |  |  |
General C&I |  | — |  |  | $ | — |  |  | — |  |  | $ | — |
Total commercial (C&I) |  | — |  |  | — |  |  | — |  |  | — |
Consumer real estate: |  |  |  |  |  |  |  |
HELOC |  | 1 |  |  | 32 |  |  | 8 |  |  | 34 |
R/E installment loans |  | 6 |  |  | 839 |  |  | 16 |  |  | 841 |
Total consumer real estate |  | 7 |  |  | 871 |  |  | 24 |  |  | 875 |
Credit card & other |  | 7 |  |  | 24 |  |  | 21 |  |  | 24 |
Total troubled debt restructurings |  | 14 |  |  | $ | 895 |  |  | 45 |  |  | $ | 899 |
|  | Three Months Ended September 30, 2019 |  | Nine Months Ended September 30, 2019
(Dollars in thousands) |  | Number |  | Recorded Investment |  | Number |  | Recorded Investment
Commercial (C&I): |  |  |  |  |  |  |  |
General C&I |  | — |  |  | $ | — |  |  | — |  |  | $ | — |
Total commercial (C&I) |  | — |  |  | — |  |  | — |  |  | — |
Consumer real estate: |  |  |  |  |  |  |  |
HELOC |  | 2 |  |  | 99 |  |  | 4 |  |  | 198 |
R/E installment loans |  | 1 |  |  | 7 |  |  | 2 |  |  | 45 |
Total consumer real estate |  | 3 |  |  | 106 |  |  | 6 |  |  | 243 |
Credit card & other |  | 8 |  |  | 45 |  |  | 23 |  |  | 77 |
Total troubled debt restructurings |  | 11 |  |  | $ | 151 |  |  | 29 |  |  | $ | 320 |
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price | For PCD loans acquired or purchased during the third quarter of 2020, a reconciliation of the unpaid principal balance, contractual cash flow owed to FHN at acquisition date, and purchase price is presented in the following table.
|  | Three Months Ended September 30, 2020
(Dollars in thousands) |  | C&I |  | CRE |  | Consumer Real Estate |  | Credit Card and Other |  |  |  |  |  |  |  |  |  | Total
Par value (UPB) |  | $ | 4,074,927 |  |  | $ | 6,435,556 |  |  | $ | 2,393,677 |  |  | $ | 192,980 |  |  |  |  |  |  |  |  |  |  | $ | 13,097,140 |
Allowance for Loan Losses (a) |  | (137,702) |  |  | (100,123) |  |  | (44,141) |  |  | (4,845) |  |  |  |  |  |  |  |  |  |  | (286,811) |
(Discount) Premium |  | (64,328) |  |  | 3,485 |  |  | (31,764) |  |  | (3) |  |  |  |  |  |  |  |  |  |  | (92,610) |
Purchase Price |  | $ | 3,872,897 |  |  | $ | 6,338,918 |  |  | $ | 2,317,772 |  |  | $ | 188,132 |  |  |  |  |  |  |  |  |  |  | $ | 12,717,719 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement Schedule Rollforward | The following table presents a rollforward of the accretable yield for the year ended December 31, 2019:
|  | Year Ended
(Dollars in thousands) |  | 2019
Balance, beginning of period |  | $ | 13,375 |
Accretion |  | (5,792) |
Adjustment for payoffs |  | (2,438) |
Adjustment for charge-offs |  | (479) |
Adjustment for pool excess recovery (a) |  | — |
Increase in accretable yield (b) |  | 5,513 |
Disposals |  | (4) |
Other |  | (367) |
Balance, end of period |  | $ | 9,808 |
(a) Represents the removal of accretable difference for the remaining loans in a pool which is now in a recovery state. (b) Includes changes in the accretable yield due to both transfers from the nonaccretable difference and the impact of changes in the expected timing of the cash flows.
Schedule of Acquired Purchase Credit Impaired Loans by Portfolio Segment | The following table reflects the outstanding principal balance and carrying amounts of the acquired PCI loans as of December 31, 2019:
|  | December 31, 2019
(Dollars in thousands) |  | Carrying value |  | Unpaid balance
Commercial, financial and industrial |  | $ | 24,973 |  |  | $ | 25,938 |
Commercial real estate |  | 5,078 |  |  | 5,466 |
Consumer real estate |  | 23,681 |  |  | 26,245 |
Credit card and other |  | 489 |  |  | 567 |
Total |  | $ | 54,221 |  |  | $ | 58,216 |
Information By Class Related To Individually Impaired Loans | The following tables provide additional disclosures previously required by ASC Topic 310 related to FHN's December 31, 2019 balances. Information on impaired loans at December 31, 2019 was as follows:
|  |  |  | December 31, 2019
(Dollars in thousands) |  |  |  |  |  |  |  | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  |  |  |  |  |  |  | $ | 52,672 |  |  | $ | 63,602 |  |  | $ | — |
CRE |  |  |  |  |  |  |  | 1,563 |  |  | 1,563 |  |  | — |
Total |  |  |  |  |  |  |  | $ | 54,235 |  |  | $ | 65,165 |  |  | $ | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
HELOC (a) |  |  |  |  |  |  |  | $ | 4,940 |  |  | $ | 10,438 |  |  | $ | — |
R/E installment loans (a) |  |  |  |  |  |  |  | 7,593 |  |  | 10,054 |  |  | — |
Total |  |  |  |  |  |  |  | $ | 12,533 |  |  | $ | 20,492 |  |  | $ | — |
Impaired loans with related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  |  |  |  |  |  |  | $ | 29,766 |  |  | $ | 31,536 |  |  | $ | 6,196 |
CRE |  |  |  |  |  |  |  | — |  |  | — |  |  | — |
Total |  |  |  |  |  |  |  | $ | 29,766 |  |  | $ | 31,536 |  |  | $ | 6,196 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  |  |  |  |  |  |  | $ | 55,522 |  |  | $ | 59,122 |  |  | $ | 7,016 |
R/E installment loans |  |  |  |  |  |  |  | 94,191 |  |  | 104,121 |  |  | 12,282 |
Credit card & other |  |  |  |  |  |  |  | 653 |  |  | 653 |  |  | 422 |
Total |  |  |  |  |  |  |  | $ | 150,366 |  |  | $ | 163,896 |  |  | $ | 19,720 |
Total commercial |  |  |  |  |  |  |  | $ | 84,001 |  |  | $ | 96,701 |  |  | $ | 6,196 |
Total consumer |  |  |  |  |  |  |  | $ | 162,899 |  |  | $ | 184,388 |  |  | $ | 19,720 |
Total impaired loans |  |  |  |  |  |  |  | $ | 246,900 |  |  | $ | 281,089 |  |  | $ | 25,916 |
(a)All discharged bankruptcy loans are charged down to an estimate of net realizable value and do not carry any allowance.
|  |  |  |  | Three Months Ended September 30, |  | Nine Months Ended September 30
|  |  |  | 2019 |  | 2019
(Dollars in thousands) |  |  |  |  |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  |  |  |  |  | $ | 64,558 |  |  | $ | 173 |  |  | $ | 62,553 |  |  | $ | 530 |
Loans to mortgage companies |  |  |  |  |  | 18,628 |  |  | — |  |  | 12,419 |  |  | — |
CRE |  |  |  |  |  | 1,690 |  |  | 3 |  |  | 1,576 |  |  | 30 |
Total |  |  |  |  |  | $ | 84,876 |  |  | $ | 176 |  |  | $ | 76,548 |  |  | $ | 560 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
HELOC (a) |  |  |  |  |  | $ | 6,495 |  |  | $ | — |  |  | $ | 6,852 |  |  | $ | — |
R/E installment loans (a) |  |  |  |  |  | 8,147 |  |  | — |  |  | 8,564 |  |  | — |
Total |  |  |  |  |  | $ | 14,642 |  |  | $ | — |  |  | $ | 15,416 |  |  | $ | — |
Impaired loans with related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  |  |  |  |  | $ | 14,620 |  |  | $ | 4 |  |  | $ | 10,892 |  |  | $ | 4 |
TRUPS |  |  |  |  |  | 2,750 |  |  | — |  |  | 2,806 |  |  | — |
CRE |  |  |  |  |  | 169 |  |  | — |  |  | 294 |  |  | 9 |
Total |  |  |  |  |  | $ | 17,539 |  |  | $ | 4 |  |  | $ | 13,992 |  |  | $ | 13 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
HELOC |  |  |  |  |  | $ | 60,312 |  |  | $ | 449 |  |  | $ | 62,650 |  |  | $ | 1,475 |
R/E installment loans |  |  |  |  |  | 102,576 |  |  | 787 |  |  | 106,175 |  |  | 2,424 |
Credit card & other |  |  |  |  |  | 710 |  |  | 4 |  |  | 697 |  |  | 13 |
Total |  |  |  |  |  | $ | 163,598 |  |  | $ | 1,240 |  |  | $ | 169,522 |  |  | $ | 3,912 |
Total commercial |  |  |  |  |  | $ | 102,415 |  |  | $ | 180 |  |  | $ | 90,540 |  |  | $ | 573 |
Total consumer |  |  |  |  |  | $ | 178,240 |  |  | $ | 1,240 |  |  | $ | 184,938 |  |  | $ | 3,912 |
Total impaired loans |  |  |  |  |  | $ | 280,655 |  |  | $ | 1,420 |  |  | $ | 275,478 |  |  | $ | 4,485 |
(a)All discharged bankruptcy loans are charged down to an estimate of net realizable value and do not carry any allowance.

X
- Definition A roll forward of the accretable yield from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | fhn_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollforwardTableTextBlock
Namespace Prefix: | fhn_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price + References No definition available. + Details
Name: | fhn_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceTableTextBlock
Namespace Prefix: | fhn_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, current loans, and financing receivables on nonaccrual status. + References No definition available. + Details
Name: | fhn_PastDueAndCurrentFinancingReceivablesTableTextBlock
Namespace Prefix: | fhn_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule Of Acquired Purchase Credit Impaired Loans By Portfolio Segment. + References No definition available. + Details
Name: | fhn_ScheduleOfAcquiredPurchaseCreditImpairedLoansByPortfolioSegmentTableTextBlock
Namespace Prefix: | fhn_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule Of Financing Receivable Troubled Debt Restructurings That Defaulted Within Previous 12 Months Payment [Table Text Block] + References No definition available. + Details
Name: | fhn_ScheduleOfFinancingReceivableTroubledDebtRestructuringsThatDefaultedWithinPrevious12MonthsPaymentTableTextBlock
Namespace Prefix: | fhn_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of loans by portfolio segment. + References No definition available. + Details
Name: | fhn_ScheduleOfLoansByPortfolioSegmentTableTextBlock
Namespace Prefix: | fhn_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration