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v3.20.2

Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019 | Dec. 31, 2019
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | $ 537,881 | $ 192,749 | $ 200,307 | $ 180,424 |
Charge-offs | 78,341 | 24,337 | 114,701 | 47,087 |
Recoveries | 11,751 | 9,737 | 24,291 | 22,812 |
Provision for credit losses | 227,000 | 14,366 | 502,388 | 36,273 |
Ending Balance | 988,102 | 193,149 | 988,102 | 193,149 |
Loans, net of unearned income | 59,706,531 |  | 59,706,531 |  | $ 31,061,111
Funded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Provision for credit losses | 230,000 | 15,000 | 485,000 | 37,000 |
Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 50,461 | 7,525 | 6,101 | 7,618 |
Initial reserve on loans acquired | 41,259 |  | 41,259 |  |
Provision for credit losses | (3,000) | (635) | 17,388 | (728) |
Ending Balance | 88,720 | 6,890 | 88,720 | 6,890 |
Commercial |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 158,598 |  |
Loans, net of unearned income | 33,655,717 |  | 33,655,717 |  | 20,051,091
Commercial | Commercial, Financial, and Industrial (a) |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 318,722 | 116,096 | 122,486 | 98,947 |
Charge-offs | 69,448 | 18,598 | 94,400 | 28,289 |
Recoveries | 3,200 | 3,245 | 5,208 | 4,593 |
Ending Balance | 489,094 | 114,130 | 489,094 | 114,130 |
Loans, net of unearned income | 28,048,649 |  | 28,048,649 |  | 15,640,208
Commercial | Commercial, Financial, and Industrial (a) | PCD Loans |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Charge-offs |  |  | 237,300 |  |
Commercial | Commercial, Financial, and Industrial (a) | Non-PCD Loans |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Provision for credit losses | 147,000 |  | 147,000 |  |
Commercial | Commercial, Financial, and Industrial (a) | Paycheck Protection Plan |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Loans, net of unearned income | 4,200,000 |  | 4,200,000 |  |
Commercial | Commercial, Financial, and Industrial (a) | Funded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Provision for credit losses | 98,918 | 13,387 | 299,316 | 38,879 |
Commercial | Commercial, Financial, and Industrial (a) | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 36,388 | 4,231 | 3,590 | 4,240 |
Initial reserve on loans acquired | 11,760 |  | 11,760 |  |
Provision for credit losses | (1,509) | (406) | 14,777 | (415) |
Ending Balance | 46,639 | 3,825 | 46,639 | 3,825 |
Commercial | Commercial Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 57,285 | 32,953 | 36,112 | 31,311 |
Charge-offs | 3,540 | 369 | 4,182 | 924 |
Recoveries | 2,243 | 181 | 2,972 | 150 |
Ending Balance | 207,958 | 35,625 | 207,958 | 35,625 |
Loans, net of unearned income | 12,510,887 |  | 12,510,887 |  | 4,337,017
Commercial | Commercial Real Estate | Funded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Provision for credit losses | 51,847 | 2,860 | 80,281 | 5,088 |
Commercial | Commercial Real Estate | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 6,359 | 3,149 | 2,356 | 3,242 |
Initial reserve on loans acquired | 26,306 |  | 26,306 |  |
Provision for credit losses | (1,671) | (231) | 1,056 | (324) |
Ending Balance | 30,994 | 2,918 | 30,994 | 2,918 |
Consumer |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Loans, net of unearned income | 12,327,869 |  | 12,327,869 |  | 6,177,139
Consumer | Consumer Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 143,757 | 31,532 | 28,443 | 37,439 |
Charge-offs | 1,834 | 1,473 | 6,112 | 5,991 |
Recoveries | 5,311 | 5,055 | 12,853 | 14,621 |
Ending Balance | 265,430 | 30,674 | 265,430 | 30,674 |
Loans, net of unearned income | 12,327,869 |  | 12,327,869 |  | 6,177,139
Consumer | Consumer Real Estate | Funded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Provision for credit losses | 74,055 | (4,440) | 93,113 | (15,395) |
Consumer | Consumer Real Estate | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 7,714 | 20 | 16 | 27 |
Initial reserve on loans acquired | 3,185 |  | 3,185 |  |
Provision for credit losses | 180 | (5) | 1,555 | (12) |
Ending Balance | 11,079 | 15 | 11,079 | 15 |
Consumer | Credit Card and Other |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 18,117 | 12,168 | 13,266 | 12,727 |
Charge-offs | 3,519 | 3,897 | 10,007 | 11,883 |
Recoveries | 997 | 1,256 | 3,258 | 3,448 |
Ending Balance | 25,620 | 12,720 | 25,620 | 12,720 |
Loans, net of unearned income | 1,212,058 |  | 1,212,058 |  | $ 495,864
Consumer | Credit Card and Other | Funded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Provision for credit losses | 5,180 | 3,193 | 12,290 | 8,428 |
Consumer | Credit Card and Other | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 0 | 125 | 139 | 109 |
Initial reserve on loans acquired | 8 |  | 8 |  |
Provision for credit losses | 0 | 7 | 0 | 23 |
Ending Balance | 8 | $ 132 | 8 | $ 132 |
Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 106,394 |  |
Adjustment | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 23,972 |  |
Adjustment | Commercial | Commercial, Financial, and Industrial (a) |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 18,782 |  |
Adjustment | Commercial | Commercial, Financial, and Industrial (a) | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 16,512 |  |
Adjustment | Commercial | Commercial Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | (7,348) |  |
Adjustment | Commercial | Commercial Real Estate | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 1,276 |  |
Adjustment | Consumer | Consumer Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 92,992 |  |
Adjustment | Consumer | Consumer Real Estate | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 6,323 |  |
Adjustment | Consumer | Credit Card and Other |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 1,968 |  |
Adjustment | Consumer | Credit Card and Other | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | (139) |  |
Adjusted balance |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 306,701 |  |
Adjusted balance | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 30,073 |  |
Adjusted balance | Commercial | Commercial, Financial, and Industrial (a) |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 141,268 |  |
Adjusted balance | Commercial | Commercial, Financial, and Industrial (a) | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 20,102 |  |
Adjusted balance | Commercial | Commercial Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 28,764 |  |
Adjusted balance | Commercial | Commercial Real Estate | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 3,632 |  |
Adjusted balance | Consumer | Consumer Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 121,435 |  |
Adjusted balance | Consumer | Consumer Real Estate | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 6,339 |  |
Adjusted balance | Consumer | Credit Card and Other |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 15,234 |  |
Adjusted balance | Consumer | Credit Card and Other | Unfunded commitment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | 0 |  |
Financial Asset Acquired with Credit Deterioration |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 286,811 |  | 286,811 |  |
Financial Asset Acquired with Credit Deterioration | Commercial | Commercial, Financial, and Industrial (a) |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 137,702 |  | 137,702 |  |
Financial Asset Acquired with Credit Deterioration | Commercial | Commercial Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 100,123 |  | 100,123 |  |
Financial Asset Acquired with Credit Deterioration | Consumer | Consumer Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 44,141 |  | 44,141 |  |
Financial Asset Acquired with Credit Deterioration | Consumer | Credit Card and Other |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning Balance | $ 4,845 |  | $ 4,845 |  |

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