<SEC-DOCUMENT>0000930413-20-001152.txt : 20200423
<SEC-HEADER>0000930413-20-001152.hdr.sgml : 20200423
<ACCEPTANCE-DATETIME>20200423120749
ACCESSION NUMBER:		0000930413-20-001152
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		17
CONFORMED PERIOD OF REPORT:	20200423
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200423
DATE AS OF CHANGE:		20200423

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST HORIZON NATIONAL CORP
		CENTRAL INDEX KEY:			0000036966
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				620803242
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15185
		FILM NUMBER:		20810057

	BUSINESS ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103
		BUSINESS PHONE:		9018186232

	MAIL ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE NATIONAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE BANKS INC
		DATE OF NAME CHANGE:	19600201
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c95405_8k-ixbrl.htm
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Apr 23 10:53:37 EDT 2020 -->
<html xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:compsci="http://compsciresources.com" xmlns:fhn="http://www.firsthorizonnational.com/20200423" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:us-types="http://fasb.org/us-types/2020-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.w3.org/1999/xhtml"><head>
     <title> </title>

<meta content="text/html" http-equiv="Content-Type" />
</head>
<body>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION </b></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">WASHINGTON, DC 20549</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<!-- Field: Rule-Page --><div style="text-align: CENTER;"><div style="font-size: 1pt; border-top: Black 1px solid; width: 20%; margin-left: auto; margin-right: auto;">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 3pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&#160;</p>

<p style="font: 16pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>FORM <ix:nonNumeric contextRef="c0" name="dei:DocumentType">8-K</ix:nonNumeric></b></p>

<p style="font: 3pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&#160;</p>

<!-- Field: Rule-Page --><div style="text-align: CENTER;"><div style="font-size: 1pt; border-top: Black 1px solid; width: 20%; margin-left: auto; margin-right: auto;">&#160;</div></div><!-- Field: /Rule-Page -->



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>



<p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3pt; text-align: center"><b>Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934</b></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of report (date of earliest event reported):
<b><ix:nonNumeric contextRef="c0" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">April 23, 2020</ix:nonNumeric></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>
<!-- Field: Rule-Page --><div style="text-align: CENTER;"><div style="font-size: 1pt; border-top: Black 1px solid; width: 30%; margin-left: auto; margin-right: auto;">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 3pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&#160;</p>
<p style="font: 16pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><ix:nonNumeric contextRef="c0" name="dei:EntityRegistrantName">First Horizon National Corporation</ix:nonNumeric></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact Name of Registrant as Specified in
Charter)</p>
<p style="font: 3pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&#160;</p>

<!-- Field: Rule-Page --><div style="text-align: CENTER;"><div style="font-size: 1pt; border-top: Black 1px solid; width: 30%; margin-left: auto; margin-right: auto;">&#160;</div></div><!-- Field: /Rule-Page -->


<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: top"> <td style="width: 38%; padding-right: 3pt; padding-left: 3pt; font-size: 11pt; text-align: center; padding-top: 3pt"><span style="font: 11pt Times New Roman, Times, Serif; color: black"><b><ix:nonNumeric contextRef="c0" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode">Tennessee</ix:nonNumeric></b></span></td> <td style="width: 24%; padding-right: 3pt; padding-left: 3pt; font-size: 11pt; text-align: center; padding-top: 3pt"><span style="font: 11pt Times New Roman, Times, Serif; color: black"><b><ix:nonNumeric contextRef="c0" name="dei:EntityFileNumber">001-15185</ix:nonNumeric></b></span></td> <td style="width: 38%; padding-right: 3pt; padding-left: 3pt; font-size: 11pt; text-align: center; padding-top: 3pt"><span style="font: 11pt Times New Roman, Times, Serif; color: black"><b><ix:nonNumeric contextRef="c0" name="dei:EntityTaxIdentificationNumber">62-0803242</ix:nonNumeric></b></span></td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif">(State or Other Jurisdiction of Incorporation)</span></td> <td style="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif">(Commission File Number)</span></td> <td style="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif">(IRS Employer Identification No.)</span></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><ix:nonNumeric contextRef="c0" name="dei:EntityAddressAddressLine1">165 Madison Avenue</ix:nonNumeric>,</b></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><ix:nonNumeric contextRef="c0" name="dei:EntityAddressCityOrTown">Memphis</ix:nonNumeric>, <ix:nonNumeric contextRef="c0" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince">Tennessee</ix:nonNumeric> <ix:nonNumeric contextRef="c0" name="dei:EntityAddressPostalZipCode">38103</ix:nonNumeric></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of Principal Executive Office)
(Zip Code)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(<ix:nonNumeric contextRef="c0" name="dei:CityAreaCode">901</ix:nonNumeric>) <ix:nonNumeric contextRef="c0" name="dei:LocalPhoneNumber">523-4444</ix:nonNumeric></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&#8217;s telephone number, including
area code</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Former name or former address, if changed
from last report)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top"> <td style="width: 2%; padding-right: 3pt; padding-left: 3pt"><span><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications">&#9744;</ix:nonNumeric></span></td> <td style="width: 98%; padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </span></td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td> <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt"><span><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial">&#9744;</ix:nonNumeric></span></td> <td style="padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </span></td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td> <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt"><span><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer">&#9744;</ix:nonNumeric></span></td> <td style="padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </span></td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td> <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td></tr>
<tr style="vertical-align: top"> <td style="padding-right: 3pt; padding-left: 3pt"><span><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer">&#9744;</ix:nonNumeric></span></td> <td style="padding-right: 3pt; padding-left: 3pt"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</p>
</td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">Securities registered pursuant
to Section 12(b) of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr> <td style="width: 56%; border: Black 1px solid; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Title of Each Class</b></span></td> <td style="width: 11%; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Trading Symbol(s)</b></span></td> <td style="width: 33%; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Name of Exchange on which<br />
Registered</b></span></td></tr>
<tr style="vertical-align: top"> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 0.75pt"><span style="font: 10pt Times New Roman, Times, Serif"><ix:nonNumeric contextRef="c1" name="dei:Security12bTitle">$0.625 Par Value Common Capital Stock</ix:nonNumeric></span></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 0.75pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><ix:nonNumeric contextRef="c1" name="dei:TradingSymbol">FHN</ix:nonNumeric></span></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><ix:nonNumeric contextRef="c1" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange LLC</ix:nonNumeric></span></td></tr>
<tr> <td style="vertical-align: top; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 0.75pt"><ix:nonNumeric contextRef="c2" name="dei:Security12bTitle"><span style="font: 10pt Times New Roman, Times, Serif">Depositary Shares, each representing a 1/4,000<span style="color: black"><sup>th</sup></span> interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A</span></ix:nonNumeric></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 0.75pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><ix:nonNumeric contextRef="c2" name="dei:TradingSymbol">FHN PR A</ix:nonNumeric></span></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><ix:nonNumeric contextRef="c2" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange LLC</ix:nonNumeric></span></td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#xa7;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#xa7;240.12b-2 of this chapter). &#160;</p>

<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif">Emerging growth company </span><span><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany">&#9744;</ix:nonNumeric></span></p>

<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span>&#9744;</span></p>

<!-- Field: Page; Sequence: 1 -->
    <div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: bold 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div>
    <!-- Field: /Page -->


<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; border-bottom: Black 1px solid">&#160;</p>

<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>


<table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 48pt"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Item&#160;8.01.</b></span></td>
    <td><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Other Events </b></span></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">As previously announced, on November 3,
2019, First Horizon National Corporation ( &#8220;First Horizon&#8221;) and IBERIABANK Corporation (&#8220;IBKC&#8221;) entered
into an agreement and plan of merger, pursuant to which IBKC will merge with and into First Horizon, with First Horizon as the
surviving entity in the merger, as described in the Current Report on Form 8-K filed by First Horizon on November 7, 2019. Following
the completion of the merger, IBERIABANK, a subsidiary of IBKC, will merge with and into First Horizon Bank, a subsidiary of First
Horizon, with First Horizon Bank as the surviving bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">This Current Report on Form 8-K is being
filed to provide the following documents for purposes of incorporating them by reference into one or more offering documents in
connection with issuances of securities:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 42.5pt"></td><td style="width: 18pt"><span style="font: 10pt">&#9679;</span></td><td><span style="font: 10pt Times New Roman, Times, Serif">IBKC&#8217;s consolidated balance sheets as of December&#160;31,
                                                                                                         2019 and 2018 and the related consolidated statements of comprehensive income, shareholders&#8217; equity and cash flows for
                                                                                                         each of the three years in the period ended&#160;December 31, 2019, the related notes thereto and the related
                                                                                                         report of Ernst&#160;&amp; Young LLP, independent registered public accounting firm, dated March 2, 2020, which are attached
                                                                                                         hereto as Exhibit 99.1;</span></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 42.5pt"></td><td style="width: 18pt"><span style="font: 10pt">&#9679;</span></td>
<td><span style="font: 10pt Times New Roman, Times, Serif">Selected information derived from First Horizon&#8217;s
First Quarter 2020 Financial Supplement, which is attached hereto as Exhibit 99.2; and</span></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 42.5pt"></td><td style="width: 18pt"><span style="font: 10pt">&#9679;</span></td>
<td><span style="font: 10pt Times New Roman, Times, Serif">Selected information derived from IBKC&#8217;s earnings
release issued for the quarter ended March 31, 2020, which is attached hereto as Exhibit 99.3.</span></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 48pt"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Item&#160;9.01.</b></span></td>
    <td><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>Financial Statements and Exhibits </b></span></td></tr>
</table>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&#160;</p>
<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 18pt"><span style="font: 10pt Times New Roman, Times, Serif; color: black">(d)</span></td>
    <td><span style="font: 10pt Times New Roman, Times, Serif; color: black">Exhibits. </span></td></tr>
</table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1px solid; width: 6%; white-space: nowrap;">
        <p style="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Exhibit<br />
        No.</p></td>
    <td style="font-size: 8pt; width: 2%">&#160;</td>
    <td style="width: 92%; border-bottom: Black 1px solid; white-space: nowrap;">
        <p style="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Description</p></td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">&#160;</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">&#160;</td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">23.1</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="c95405_ex23-1.htm" style="-sec-extract: exhibit">Consent of Ernst&#160;&amp; Young LLP, independent registered public accounting firm.</a></td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">&#160;</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">&#160;</td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">99.1</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="c95405_ex99-1.htm" style="-sec-extract: exhibit">IBKC&#8217;s consolidated balance
    sheets of IBKC as of December&#160;31, 2019 and 2018 and the related consolidated statements of income, comprehensive income,
    shareholders&#8217; equity and cash flows for each of the three years in the period ended December&#160;31, 2019,
    the related notes thereto and the related report of Ernst&#160;&amp; Young LLP, independent registered public accounting
    firm, dated March 2, 2020.</a></td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">&#160;</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">&#160;</td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">99.2</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="c95405_ex99-2.htm" style="-sec-extract: exhibit">Selected information derived from First Horizon National Corporation&#8217;s First Quarter 2020 Financial Supplement.</a></td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">&#160;</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">&#160;</td></tr>
<tr>
    <td style="vertical-align: top; white-space: nowrap;">99.3</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="c95405_ex99-3.htm" style="-sec-extract: exhibit">Selected information derived from IBKC&#8217;s earnings release issued for the quarter ended March 31, 2020.</a></td></tr>
</table>

<!-- Field: Page; Sequence: 2 -->
    <div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: bold 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURE</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td>
    <td colspan="2" style="padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><b>First Horizon National Corporation</b></span></td></tr>
<tr style="vertical-align: top">
    <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td>
    <td colspan="2" style="padding-right: 3pt; padding-left: 3pt">&#160;</td></tr>
<tr style="vertical-align: top">
    <td style="width: 49%; padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif">Date: April 23, 2020</span></td>
    <td style="width: 4%; padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif">By: </span></td>
    <td style="width: 47%; padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><span style="text-decoration:underline">/s/ William C. Losch III</span></span></td></tr>
<tr style="vertical-align: top">
    <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td>
    <td style="padding-right: 3pt; padding-left: 3pt">&#160;</td>
    <td style="padding-right: 3pt; padding-left: 3pt"><span style="font: 10pt Times New Roman, Times, Serif; color: black"><i>Executive Vice President and Chief Financial Officer</i>&#160;&#160;</span></td></tr>
</table>


<!-- Field: Page; Sequence: 3 -->
    <div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: bold 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div>
    <!-- Field: /Page -->



<div style="display: none"><ix:header>
<ix:hidden>
<ix:nonNumeric contextRef="c0" name="dei:AmendmentFlag">false</ix:nonNumeric>
<ix:nonNumeric contextRef="c0" name="dei:EntityCentralIndexKey">0000036966</ix:nonNumeric>
</ix:hidden>
<ix:references><link:schemaRef xlink:href="fhn-20200423.xsd" xlink:type="simple"></link:schemaRef></ix:references>
<ix:resources xmlns="http://www.xbrl.org/2003/instance"><xbrli:context id="c0">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2020-04-23</xbrli:startDate>
    <xbrli:endDate>2020-04-23</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c1">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt+zoEiIZmtp2H7C6qvFYFNeA86aF0ybghYWzwlZfjDbZZcA5XZitMSZh66bdPHHNlxqSFMuzyUvYzgxVMI5m7E3p/uANSfWIeSsqxNFw3baWfjh0zaLU/1JQZnAXzkZ3eIe2OzbO4nmY7/0Ygz2GrLvxIsVoe3ZhnvxsecrjioPux5v0HbEUJE1x5BBnTOuPeIrX5IOR5MmwgH3uMg7BGqufNKhQSH3VJeQtPdLR+XZcl9GWUAxXog4MWHZF5GNlddvuI5bAG4/IXi3+kGOaY5azxshbQ2vTsc=] CSR-->
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2020-04-23</xbrli:startDate>
    <xbrli:endDate>2020-04-23</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c2">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2020-04-23</xbrli:startDate>
    <xbrli:endDate>2020-04-23</xbrli:endDate>
  </xbrli:period>
</xbrli:context></ix:resources></ix:header>

</div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>2
<FILENAME>c95405_ex23-1.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align:right"><B>Exhibit 23.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 24pt 0 0; text-align: center"><B>Consent of Independent Registered
Public Accounting Firm</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0 0">We consent to the incorporation by reference in the following
Registration Statements of First Horizon National Corporation on:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 19.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form S-3 (No. 333-229338),</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 19.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Forms S-4 (No. 333-219052 and 333-235757),</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 19.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Forms S-8 (No. 333-16225, 333-16227, 333-70075, 333-91137,
333-92145, 333-56052, 333-73440, 333-73442, 333-108738, 333-108750, 333-109862, 333-212850, 333-123404, 333-124297, 333-124299,
333-133635, 333-156614, 333-166818, 333-181162 and 333-211120) </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0 0">of our report dated March&nbsp;2, 2020, with respect to
the consolidated financial statements of IBERIABANK Corporation and subsidiaries as of December&nbsp;31, 2019 and for the
year then ended, included in this Current Report on Form 8-K dated April 23, 2020, filed with the Securities and Exchange
Commission.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0">/s/ Ernst &amp; Young LLP</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;New Orleans, LA</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">April 23, 2020</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>c95405_ex99-1.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Report of Independent Registered Public
Accounting Firm </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Shareholders and the Board of Directors of IBERIABANK Corporation</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Opinion on the Financial Statements</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We have audited the accompanying consolidated balance sheets
of IBERIABANK Corporation and subsidiaries (the Company) as of December 31, 2019 and 2018, and the related consolidated statements
of comprehensive income, shareholders&rsquo; equity and cash flows for each of the three years in the period ended December 31,
2019, and the related notes (collectively referred to as the &ldquo;consolidated financial statements&rdquo;). In our opinion,
the consolidated financial statements present fairly, in all material respects, the financial position of the Company at December
31, 2019 and 2018, and the results of its operations and its cash flows for each of the three years in the period ended December
31, 2019, in conformity with U.S. generally accepted accounting principles.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We also have audited, in accordance with the standards of the
Public Company Accounting Oversight Board (United States) (PCAOB), the Company&rsquo;s internal control over financial reporting
as of December 31, 2019, based on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring
Organizations of the Treadway Commission (2013 framework) and our report dated March 2, 2020, expressed an unqualified opinion
thereon.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Basis for Opinion</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">These financial statements are the responsibility of the Company&rsquo;s
management. Our responsibility is to express an opinion on the Company&rsquo;s financial statements based on our audits. We are
a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance
with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the
PCAOB.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We conducted our audits in accordance with the standards of the
PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements
are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks
of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to
those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial
statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as
well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis
for our opinion.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Critical Audit Matter</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The critical audit matter communicated below is a matter arising
from the current period audit of the financial statements that was communicated or required to be communicated to the audit committee
and that: (1) relates to accounts or disclosures that are material to the financial statements and (2) involved our especially
challenging, subjective or complex judgments. The communication of the critical audit matter does not alter in any way our opinion
on the consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing
a separate opinion on the critical audit matter or on the account or disclosure to which it relates.</P>

<!-- Field: Page; Sequence: 2; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: bottom; width: 15%; padding-right: 3pt; padding-left: 3pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 85%; padding-right: 3pt; padding-left: 3pt">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Allowance for loan and lease losses</I></B></P>

</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-right: 3pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-right: 3pt; padding-left: 3pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black"><I>Description of the matter</I></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 3pt">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company&rsquo;s loans and leases portfolio totaled $24 billion
        as of December 31, 2019, and the associated allowance for loan and lease losses (ALLL) was $146.6 million. As described in Note
        1 to the consolidated financial statements, the ALLL for all non-impaired loans (excluding acquired impaired loans) is calculated
        based on pools of loans with similar risk characteristics including loan type and risk rating. The pool-level allowance is calculated
        through the application of probability of default (PD) and loss given default (LGD) factors for each individual loan. The PD and
        LGD factors are calculated by models that utilize historical default and loss information for similar loans. Qualitative adjustments
        are incorporated into the pool-level analysis in order to adjust the calculated pool-level allowance to reflect the probable incurred
        losses estimated at the balance sheet date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Auditing management&rsquo;s estimate of the ALLL involves a high
        degree of complexity in testing the models used to calculate the PD and LGD factors utilized in the pool-level allowance calculation.
        In addition, management&rsquo;s identification and measurement of the qualitative adjustments used to adjust the calculated pool-level
        allowance is highly judgmental.</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black"><I>How we addressed the matter in our audit</I></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 3pt">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We obtained an understanding, evaluated the design, and tested
        the operating effectiveness of the Company&rsquo;s controls that address the risk of material misstatement over the ALLL process.
        This included testing controls over management&rsquo;s review and approval of models used to calculate the ALLL, including the
        completeness and accuracy of data inputs, assumptions, outputs of those models, and the identification and measurement of qualitative
        adjustments.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">To test the calculation of the PD and LGD factors, we utilized
        the assistance of our specialists to test the calculation logic and clerical accuracy of the modeling of the PD and LGD factors,
        as well as the completeness and accuracy of data from underlying systems and data warehouses that are used in the models. We evaluated
        management&rsquo;s identification of historical loss periods used in the models and whether these historic loss periods and the
        respective loss data were representative of current circumstances and of the recent losses incurred in the portfolios.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">To test the reasonableness of the qualitative adjustments, we
        evaluated management&rsquo;s documentation of the nature of the qualitative adjustments and the underlying rationale for making
        the adjustments. We obtained and tested support for the amount of the qualitative adjustments. Our procedures also included, among
        others, evaluating the inputs used by management in determining the qualitative adjustments by obtaining and testing internal and
        external market data considered by management in determining the qualitative adjustments.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, we evaluated the overall ALLL amount, inclusive
        of the adjustments for qualitative factors, and whether the amount appropriately reflects losses incurred in the loan portfolio
        as of the consolidated balance sheet date. For example, we independently compared the overall ALLL amount to those established
        by similar banking institutions with similar loan portfolios. We also reviewed subsequent events and transactions and considered
        whether they corroborate or contradict the Company&rsquo;s conclusion.</P>

</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">/s/ Ernst &amp; Young LLP</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We have served as the Company&rsquo;s auditor since 2007.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">New Orleans, Louisiana</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">March 2, 2020</P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>IBERIABANK CORPORATION AND SUBSIDIARIES</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Consolidated Balance Sheets</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31,</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands, except share data)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2019</B></FONT> </TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid"><B>2018</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Assets</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 70%"><FONT STYLE="font-size: 10pt; color: black">Cash and due from banks</FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 2%"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">289,794</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 2%"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">294,186</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Interest-bearing deposits in other banks</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">604,929</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">396,267</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Total cash and cash equivalents</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">894,723</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">690,453</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Securities available for sale, at fair value</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,933,360</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,783,579</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Securities held to maturity (fair values of $189,899 and $204,277, respectively)</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">182,961</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">207,446</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Mortgage loans held for sale, at fair value</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">213,357</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">107,734</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Loans and leases, net of unearned income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">24,021,499</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">22,519,815</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Allowance for loan and lease losses</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(146,588</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(140,571</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Loans and leases, net</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">23,874,911</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">22,379,244</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Premises and equipment, net</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">296,688</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">300,507</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Goodwill</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,235,533</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,235,533</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other intangible assets</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">77,168</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">88,736</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other assets</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,004,749</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,039,783</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total Assets</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>31,713,450</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>30,833,015</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Liabilities</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Deposits:</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Non-interest-bearing</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,319,806</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,542,490</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Interest-bearing</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">18,899,543</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">17,220,941</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Total deposits</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">25,219,349</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">23,763,431</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Short-term borrowings</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">204,208</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,482,882</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Long-term debt</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,343,687</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,166,151</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other liabilities</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">609,472</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">364,274</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total Liabilities</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>27,376,716</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>26,776,738</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Shareholders&rsquo; Equity</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Preferred stock, $1 par value - 5,000,000 shares authorized</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Non-cumulative perpetual, liquidation preference $10,000 per share; 23,750 and 13,750 shares issued and outstanding, respectively, including related surplus</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">228,485</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">132,097</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Common stock, $1 par value - 100,000,000 shares authorized; 52,419,519 and 54,796,231 shares issued and outstanding, respectively</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">52,420</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">54,796</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Additional paid-in capital</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,688,263</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,869,416</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Retained earnings</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,322,805</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,042,718</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Accumulated other comprehensive income (loss)</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">44,761</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(42,750</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total Shareholders&rsquo; Equity</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>4,336,734</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>4,056,277</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total Liabilities and Shareholders&rsquo; Equity</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>31,713,450</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>30,833,015</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">The accompanying Notes are an integral part
of these Consolidated Financial Statements.</P>

<!-- Field: Page; Sequence: 4; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>IBERIABANK CORPORATION AND SUBSIDIARIES</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Consolidated Statements of Comprehensive
Income</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Year Ended December 31,</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands, except per share data)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2019</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Interest and dividend income</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 55%"><FONT STYLE="font-size: 10pt; color: black">Loans and leases, including fees</FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,160,919</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,086,662</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">802,947</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Mortgage loans held for sale, including fees</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,710</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,748</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,679</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Taxable securities</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">117,428</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">107,137</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">87,359</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Tax-exempt securities</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">8,358</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,634</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">8,835</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">16,593</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,448</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,963</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total interest and dividend income</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1,310,008</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1,221,629</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>913,783</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Interest expense</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Deposits</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">267,227</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">160,952</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">79,833</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Short-term borrowings</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,739</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,682</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">7,557</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Long-term debt</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">37,396</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,747</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">17,547</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total interest expense</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>320,362</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>208,381</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>104,937</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Net interest income</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>989,646</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1,013,248</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>808,846</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Provision for credit losses</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">41,657</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">40,385</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">51,708</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Net interest income after provision for credit losses</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>947,989</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>972,863</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>757,138</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Non-interest income</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Mortgage income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">63,030</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">46,424</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">63,570</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Service charges on deposit accounts</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">51,836</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">52,803</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">47,678</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Title revenue</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">25,928</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">24,149</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">21,972</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Commission income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">16,937</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">8,869</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,020</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Broker commissions</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">8,280</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,195</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,161</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">ATM and debit card fee income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">11,871</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,295</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,199</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Credit card and merchant-related income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,260</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,540</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,904</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Trust department income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">17,058</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,981</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,705</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Income from bank owned life insurance</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">7,194</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,310</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,082</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Loss on sale of available-for-sale securities</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(979</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(49,900</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(148</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other non-interest income</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,945</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,896</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">18,004</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total non-interest income</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>234,360</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>152,562</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>202,147</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Non-interest expense</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Salaries and employee benefits</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">411,869</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">414,741</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">379,527</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Net occupancy and equipment</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">79,773</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">77,246</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">70,663</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Communication and delivery</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,578</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,951</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,252</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Marketing and business development</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,161</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">18,371</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,999</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Computer services expense</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">38,108</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">39,680</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">36,790</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Professional services</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">33,284</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">28,698</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">48,545</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Credit and other loan-related expense</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,448</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,088</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">18,411</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Insurance</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">17,365</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">25,274</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">21,815</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Travel and entertainment</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,432</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,035</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">11,287</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Amortization of acquisition intangibles</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">18,464</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">21,678</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,590</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Impairment of long-lived assets and other losses</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">925</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">27,780</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,246</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other non-interest expense</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">29,349</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">24,356</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">26,281</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total non-interest expense</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>682,756</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>722,898</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>666,406</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Income before income tax expense</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>499,593</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>402,527</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>292,879</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Income tax expense</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">115,438</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,278</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">150,466</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Net income</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>384,155</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>370,249</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>142,413</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Less: Preferred stock dividends</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,602</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,095</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,095</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Net income available to common shareholders</B></FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>371,553</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>361,154</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>133,318</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">4</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 55%"><FONT STYLE="font-size: 10pt; color: black">Income available to common shareholders - basic</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">371,553</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">361,154</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">133,318</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Less: Earnings allocated to unvested restricted stock</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,559</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,583</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,210</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Earnings allocated to common shareholders</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black">367,994</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black">357,571</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black">132,108</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Earnings per common share - basic</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>6.97</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>6.50</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>2.61</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Earnings per common share - diluted</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>6.92</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>6.46</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>2.59</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Cash dividends declared per common share</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1.76</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1.56</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1.46</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Comprehensive income</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Net income</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black">384,155</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black">370,249</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black">142,413</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Other comprehensive income (loss), net of tax:</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Unrealized gains (losses) on securities:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Unrealized holding gains (losses) arising during the period (net of tax effects of $24,278, $10,870, and $6,244, respectively)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">85,308</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(40,895</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(11,596</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Less: Reclassification adjustment for gains (losses) included in net income (net of tax effects of $230, $10,479, and $52, respectively)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(737</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(39,421</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(96</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Unrealized gains (losses) on securities, net of tax</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">86,045</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(1,474</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(11,500</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Fair value of derivative instruments designated as cash flow hedges:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Change in fair value of derivative instruments designated as cash flow hedges during the period (net of tax effects of $495, $1,174, and $329, respectively)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,078</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,416</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(611</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Less: Reclassification adjustment for gains (losses) included in net income (net of tax effects of $120, $52, and $210, respectively)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(388</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(196</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(390</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Fair value of derivative instruments designated as cash flow hedges, net of tax</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,466</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,612</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(221</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other comprehensive income (loss), net of tax</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">87,511</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,138</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(11,721</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Comprehensive income</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>471,666</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>373,387</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; padding-top: 1.5pt; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>130,692</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">The accompanying Notes are an integral part
of these Consolidated Financial Statements.</P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>IBERIABANK CORPORATION AND SUBSIDIARIES</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Consolidated Statements of Shareholders&rsquo;
Equity</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 7pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Preferred Stock</TD><TD STYLE="padding-bottom: 1px; color: black; font-weight: bold; text-align: center">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Common Stock</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: left">(in thousands,<BR>
except share and<BR>
per share data)</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Shares</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Amount</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Shares</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Amount</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Additional<BR>
Paid-In<BR>
Capital</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Retained<BR>
Earnings</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Accumulated<BR>
Other<BR>
Comprehensive<BR>
Income (Loss)</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid">Total</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 28%; color: black; font-weight: bold">Balance, December 31, 2016</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; color: black; text-align: right">13,750</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 5%; color: black; text-align: right">132,097</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; color: black; text-align: right">44,795,386</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 5%; color: black; text-align: right">44,795</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 5%; color: black; text-align: right">2,084,446</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 5%; color: black; text-align: right">704,391</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 5%; color: black; text-align: right">(26,035</TD><TD STYLE="width: 1%; color: black; text-align: left">)</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 5%; color: black; text-align: right">2,939,694</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Net income</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">142,413</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">142,413</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Other comprehensive income (loss)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(11,721</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(11,721</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black">Cash dividends declared, $1.46 per share</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(76,615</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(76,615</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left"><FONT STYLE="color: black">Reclassification of AOCI to RE due to Tax Act <SUP>(1)</SUP></FONT></TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">8,132</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(8,132</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Preferred stock dividends</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(9,095</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(9,095</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Common stock issued under incentive plans, net of shares surrendered in payment</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">366,582</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">367</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(882</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(515</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Common stock issued</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">6,100,000</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">6,100</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">479,051</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">485,151</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Common stock issued for acquisitions</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,610,304</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,610</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">208,433</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">211,043</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left; padding-bottom: 1px">Share-based compensation expense</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">16,436</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">16,436</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold">Balance, December 31, 2017</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">13,750</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">132,097</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">53,872,272</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">53,872</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">2,787,484</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">769,226</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">(45,888</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">3,696,791</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left"><FONT STYLE="color: black">Cumulative-effect adjustment due to the adoption of ASU 2016-01 <SUP>(2)</SUP></FONT></TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(345</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(345</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Net income</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">370,249</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">370,249</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Other comprehensive income (loss)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">3,138</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">3,138</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black">Cash dividends declared, $1.56 per share</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(87,317</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(87,317</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Preferred stock dividends</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(9,095</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(9,095</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Common stock issued under incentive plans, net of shares surrendered in payment</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">108,686</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">109</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,335</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,226</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Common stock issued for acquisitions</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,787,773</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,788</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">211,871</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">214,659</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Common stock repurchases</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,972,500</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,973</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(146,882</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(148,855</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left; padding-bottom: 1px">Share-based compensation expense</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">20,278</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">20,278</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold">Balance, December 31, 2018</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">13,750</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">132,097</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">54,796,231</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">54,796</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">2,869,416</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">1,042,718</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">(42,750</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">4,056,277</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left"><FONT STYLE="color: black">Cumulative-effect adjustment due to the adoption of ASU 2016-02 <SUP>(3)</SUP></FONT></TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,847</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,847</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Net income</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">384,155</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">384,155</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Other comprehensive income (loss)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">87,511</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">87,511</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black">Cash dividends declared, $1.76 per share</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(93,313</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(93,313</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Preferred stock dividends</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(12,602</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(12,602</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Preferred stock issued</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">10,000</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">96,388</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">96,388</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Common stock issued under incentive plans, net of shares surrendered in payment</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">323,288</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">324</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,697</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,373</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Common stock repurchases</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(2,700,000</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(2,700</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(202,040</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(204,740</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left; padding-bottom: 1px">Share-based compensation expense</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">24,584</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">24,584</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; padding-bottom: 3px">Balance, December 31, 2019</TD><TD STYLE="color: black; padding-bottom: 3px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">23,750</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">228,485</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">52,419,519</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">52,420</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">2,688,263</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">1,322,805</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">44,761</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; text-align: right">4,336,734</TD><TD STYLE="padding-bottom: 3px; color: black; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0">(1) One-time reclassification from AOCI to RE for stranded tax effects
resulting from the Tax Cuts and Jobs Act (the &ldquo;Tax Act&rdquo;), enacted on December 22, 2017.</P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0">(2) Cumulative-effect adjustment to beginning retained earnings for
fair value adjustments related to the reclassification of certain equity investments in accordance with ASU 2016-01, adopted as
of January 1, 2018.</P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0">(3) Cumulative-effect adjustment to beginning retained earnings related
to the recognition of pre-existing lease liabilities and previously deferred gains on sale-leaseback transactions in accordance
with ASU 2016-02, adopted as of January 1, 2019.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The accompanying Notes are an integral part of these Consolidated
Financial Statements.</P>


<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><FONT STYLE="color: black"><B>IBERIABANK CORPORATION
AND SUBSIDIARIES</B></FONT><BR>
<FONT STYLE="color: black"><B>Consolidated Statements of Cash Flows</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Year Ended December 31,</TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; font-size: 8pt">(in thousands)</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">2019</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">2018</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="color: black; font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">2017</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Cash Flows from Operating Activities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 56%; color: black; text-align: left">Net income</TD><TD STYLE="width: 1%; color: black">&nbsp;</TD>
    <TD STYLE="width: 2%; color: black; text-align: right">$</TD><TD STYLE="width: 10%; color: black; text-align: right">384,155</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 2%; color: black; text-align: right">$</TD><TD STYLE="width: 10%; color: black; text-align: right">370,249</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 2%; color: black; text-align: right">$</TD><TD STYLE="width: 10%; color: black; text-align: right">142,413</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Adjustments to reconcile net income to net cash provided by operating activities:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Depreciation, amortization, and accretion, including amortization of purchase accounting adjustments and market value adjustments</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">16,360</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(7,534</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(4,113</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Provision for credit losses</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">41,657</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">40,385</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">51,708</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Share-based compensation expense - equity awards</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">24,584</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">20,278</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">16,436</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">(Gain) loss on sale of OREO and long-lived assets, net of impairment</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,740</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">4,429</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,581</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Loss on sale of securities available for sale</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">979</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">49,900</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">148</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Gain on early termination of FDIC loss share agreements</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(2,708</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Cash paid for early termination of FDIC loss share agreements</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(5,637</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Deferred income tax expense</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">30,703</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">153,518</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">71,257</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Originations of mortgage loans held for sale</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,967,532</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,469,847</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,844,358</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Proceeds from sales of mortgage loans held for sale</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,933,973</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,543,724</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,922,003</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Realized and unrealized gain on mortgage loans held for sale, net</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(64,825</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(45,338</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(62,438</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left; padding-bottom: 1px">Other operating activities, net</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">180,506</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">(204,998</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">)</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">(30,991</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Net Cash Provided by Operating Activities</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">578,820</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">446,421</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">263,646</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Cash Flows from Investing Activities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Proceeds from sales of securities available for sale</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">299,513</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,035,482</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">682,349</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Proceeds from maturities, prepayments and calls of securities available for sale</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">845,726</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">635,183</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">568,250</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Purchases of securities available for sale, net of securities available for sale acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(210,237</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,959,952</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,475,008</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Proceeds from maturities, prepayments and calls of securities held to maturity</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">21,727</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">16,841</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">8,687</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Purchases of securities held to maturity</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(148,234</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Purchases of equity securities, net of equity securities acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(15,154</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(30,904</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(71,684</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Proceeds from sales of equity securities</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">43,284</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">88,200</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">21,532</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Increase in loans, net of loans acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,477,677</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(949,953</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(976,488</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Proceeds from sales of premises and equipment</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">11,806</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">6,374</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">354</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Purchases of premises and equipment, net of premises and equipment acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(35,000</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(13,730</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(37,763</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Proceeds from dispositions of OREO</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">13,136</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">15,810</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">25,624</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Cash paid for additional investment in tax credit entities</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(11,414</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(18,818</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(16,401</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Cash received (paid) for acquisition of a business, net of cash paid</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">99,318</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(490,435</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Purchase of bank owned life insurance policies</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(50,000</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left; padding-bottom: 1px">Other investing activities, net</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">1,000</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">343</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">636</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Net Cash Used in Investing Activities</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">(513,290</TD><TD STYLE="color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">(1,125,806</TD><TD STYLE="color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">(1,908,581</TD><TD STYLE="color: black; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Cash Flows from Financing Activities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Increase (decrease) in deposits, net of deposits acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,455,918</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">1,232,603</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(323,257</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Net change in short-term borrowings, net of borrowings acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,278,674</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">491,585</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(38,377</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Proceeds from long-term debt, net of long-term debt acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">500,000</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">937,917</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">964,974</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black">Repayments of long-term debt</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(321,987</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(1,672,033</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(97,259</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 56%; color: black; text-align: left">Cash dividends paid on common stock</TD><TD STYLE="width: 1%; color: black">&nbsp;</TD>
    <TD STYLE="width: 2%; color: black; text-align: right">&nbsp;</TD><TD STYLE="width: 10%; color: black; text-align: right">(92,190</TD><TD STYLE="width: 1%; color: black; text-align: left">)</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 2%; color: black; text-align: right">&nbsp;</TD><TD STYLE="width: 10%; color: black; text-align: right">(84,782</TD><TD STYLE="width: 1%; color: black; text-align: left">)</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 2%; color: black; text-align: right">&nbsp;</TD><TD STYLE="width: 10%; color: black; text-align: right">(72,772</TD><TD STYLE="width: 1%; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Cash dividends paid on preferred stock</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(12,602</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(9,095</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(9,095</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Net share-based compensation stock transactions</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,373</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,226</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(832</TD><TD STYLE="color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Payments to repurchase common stock</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(204,740</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">(148,855</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Net proceeds from issuance of common stock</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">&nbsp;</TD><TD STYLE="color: black; text-align: right">485,151</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left; padding-bottom: 1px">Net proceeds from issuance of preferred stock</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">96,388</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1px; color: black; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Net Cash Provided by Financing Activities</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">138,740</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">744,114</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">908,533</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Net Increase (Decrease) In Cash and Cash Equivalents</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">204,270</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">64,729</TD><TD STYLE="color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; text-align: right">(736,402</TD><TD STYLE="color: black; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; text-align: left; padding-bottom: 1px">Cash and Cash Equivalents at Beginning
    of Period</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; font-weight: bold; text-align: right">690,453</TD><TD STYLE="padding-bottom: 1px; color: black; font-weight: bold; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; font-weight: bold; text-align: right">625,724</TD><TD STYLE="padding-bottom: 1px; color: black; font-weight: bold; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; color: black; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; color: black; font-weight: bold; text-align: right">1,362,126</TD><TD STYLE="padding-bottom: 1px; color: black; font-weight: bold; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; font-weight: bold; text-align: left; padding-bottom: 2px">Cash and Cash Equivalents at End of Period</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: right">894,723</TD><TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: right">690,453</TD><TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="color: black; font-weight: bold; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: right">625,724</TD><TD STYLE="border-bottom: Black 2px solid; color: black; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Supplemental Schedule of Non-cash Activities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Acquisition of real estate in settlement of loans</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">10,847</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">12,557</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">18,170</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Common stock issued in acquisitions</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">-</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">214,659</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">211,043</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; font-weight: bold; text-align: left">Supplemental Disclosures</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Cash paid (received) for:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left">Interest on deposits and borrowings, net of acquired</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">319,675</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">198,905</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">102,558</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="color: black; text-align: left">Income taxes, net</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">(107,401</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">34,313</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: right">$</TD><TD STYLE="color: black; text-align: right">77,034</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">The accompanying Notes are an integral part of
these Consolidated Financial Statements.</P>


<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><FONT STYLE="color: black"><B>IBERIABANK CORPORATION
AND SUBSIDIARIES</B></FONT><BR>
<FONT STYLE="color: black"><B>Notes to Consolidated Financial Statements</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>General</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The accompanying consolidated financial statements have been prepared
in accordance with GAAP and practices generally accepted in the banking industry. The consolidated financial statements include
the accounts of the Company and its subsidiaries. Certain amounts reported in prior periods have been reclassified to conform to
the current period presentation. These reclassifications did not have a material effect on previously reported consolidated financial
statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Proposed Merger with First Horizon National Corporation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">On November 4, 2019, the Company announced it had entered into a
definitive agreement to merge with First Horizon National Corporation (&ldquo;First Horizon&rdquo;) in an all-stock merger of equals.
Under the terms of the agreement, the Company&rsquo;s shareholders will receive 4.584 shares of First Horizon common stock for each share
of IBERIABANK Corporation common stock. The combined holding company and bank will operate under the First Horizon name and will
be headquartered in Memphis, Tennessee. The merger is expected to close in the second quarter of 2020, subject to satisfaction
of customary closing conditions, including receipt of regulatory approvals and approval by the shareholders of each company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Principles of Consolidation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">All significant intercompany balances and transactions have been
eliminated in consolidation. The Company&rsquo;s consolidated financial statements include all entities in which the Company has
a controlling financial interest under either the voting interest or variable interest model. The assessment of whether or not
the Company has a controlling interest (i.e., the primary beneficiary) in a variable interest entity (VIE) is performed on an on-going
basis. All equity investments in non-consolidated VIEs are included in other assets in the Company&rsquo;s consolidated balance
sheets. The Company&rsquo;s maximum exposure to loss as a result of its involvement with non-consolidated VIEs was approximately
$271.5 million and $230.2 million at December 31, 2019 and 2018, respectively. The Company&rsquo;s maximum exposure to loss was equivalent
to the carrying value of its investments and any related outstanding loans to the non-consolidated VIEs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Investments in entities that are not consolidated are accounted for
under either the equity, fair value, or proportional amortization method of accounting. Prior to January 1, 2018, investments in
entities that were not consolidated were accounted for under either the equity, cost, or proportional amortization method of accounting.
Investments for which the Company has the ability to exercise significant influence over the operating and financing decisions
of the entity are accounted for under the equity method. Investments for which the Company does not hold such ability are accounted
for at cost less impairment plus or minus changes resulting from observable price changes, which approximates fair value. Prior
to January 1, 2018, investments for which the Company did not hold such ability were accounted for under the cost method. Investments
in qualified affordable housing projects, which meet certain criteria, are accounted for under the proportional amortization method.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Use of Estimates</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The preparation of financial statements in conformity with GAAP requires
management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying
notes. Actual results could differ from those estimates. Material estimates that are susceptible to significant change in the near
term are the allowance for credit losses, the valuation of goodwill and other intangible assets, and income taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Concentration of Credit Risks</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Most of the Company&rsquo;s business activity is with customers located
in the southeastern United States. The Company&rsquo;s lending activity is concentrated in its market areas within those states.
The Company has emphasized originations of commercial loans and private banking loans, defined as loans to higher net worth clients.
Repayments on loans are expected to come from cash flows of the borrower and/or guarantor. Losses on secured loans are limited
by the net realizable value of the collateral upon default of the borrowers and guarantor support. The Company believes it does
not have any excessive concentrations to any one industry, loan type, or customer.</P>


<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Business Combinations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Assets and liabilities acquired in business combinations are recorded
at their acquisition date fair values. The Company generally records provisional amounts at the time of acquisition based on the
information available to the Company. The provisional estimates of fair values may be adjusted for a period of up to one year (&ldquo;measurement
period&rdquo;) from the date of acquisition if new information is obtained about facts and circumstances that existed as of the
acquisition date that, if known, would have affected the measurement of the amounts recognized as of that date. Adjustments recorded
during the measurement period are recognized in the current reporting period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans generally represent a significant portion of the assets acquired
in the Company&rsquo;s business acquisitions. If the Company discovers that it has materially underestimated the credit losses
expected in the loan portfolio based on information available at the acquisition date within the measurement period, it will reduce
or eliminate the gain and/or increase goodwill recorded on the acquisition in the period the adjustment is recorded. If the Company
determines that losses arose subsequent to the acquisition date, such losses are reflected as a provision for credit losses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Cash and Cash Equivalents</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For purposes of presentation in the consolidated statements of cash
flows, cash and cash equivalents are defined as cash on hand, interest-bearing deposits, and non-interest-bearing demand deposits
at other financial institutions with original maturities less than three months. IBERIABANK may be required to maintain average
cash balances on hand or with the Federal Reserve Bank to meet regulatory reserve and clearing requirements. At December 31, 2019
and 2018, IBERIABANK had sufficient cash deposited with the Federal Reserve Bank to cover the required reserve balance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Investment Securities</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Management determines the appropriate accounting classification of
debt and equity securities at the time of acquisition and re-evaluates such designations at least quarterly. Debt securities that
management has the ability and intent to hold to maturity are classified as HTM and carried at cost, adjusted for amortization
of premiums and accretion of discounts using methods approximating the interest method. Securities acquired with the intention
of recognizing short-term profits or which are actively bought and sold are classified as trading securities and reported at fair
value, with unrealized gains and losses recognized in earnings. Securities not classified as HTM or trading are classified as AFS
and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in OCI. Prior to January 1, 2018,
equity securities with readily determinable fair values were also classified as AFS and recorded at fair value, with unrealized
gains and losses excluded from earnings and reported in OCI. Credit-related declines in the fair value of debt securities that
are considered OTTI are recorded in earnings. Prior to January 1, 2018, credit-related declines in the fair value of marketable
equity securities that were considered OTTI were recorded in earnings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company evaluates its investment securities portfolio on a quarterly
basis for indicators of OTTI. Declines in the fair value of individual HTM and AFS securities below their amortized cost basis
are reviewed to determine whether the declines are other than temporary. In estimating OTTI losses, management considers 1) the
length of time and the extent to which the fair value has been less than the amortized cost basis, 2) the financial condition and
near-term prospects of the issuer, 3) its intent to sell and whether it is more likely than not that the Company would be required
to sell those securities before the anticipated recovery of the amortized cost basis, and 4) for debt securities, the recovery
of contractual principal and interest.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For securities that the Company does not expect to sell, or it is
not more likely than not it will be required to sell prior to recovery of its amortized cost basis, the credit component of an
OTTI is recognized in earnings and the non-credit component is recognized in OCI. For securities that the Company does expect to
sell, or it is more likely than not that it will be required to sell prior to recovery of its amortized cost basis, both the credit
and non-credit component of an OTTI are recognized in earnings. Subsequent to recognition of OTTI, an increase in expected cash
flows is recognized as a yield adjustment over the remaining expected life of the security based on an evaluation of the nature
of the increase.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Other equity securities primarily consist of stock acquired for regulatory
purposes, such as Federal Home Loan Bank stock and Federal Reserve Bank stock and are included in other assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Gains or losses on securities sold are recorded on the trade date,
using the specific identification method.</P>


<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Loans Held for Sale</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans which the Company does not have the intent and ability to hold
for the foreseeable future or until maturity or payoff are classified as loans held for sale at the time of origination or acquisition.
Subsequent to origination or acquisition, if the Company no longer has the intent or ability to hold a loan for the foreseeable
future, generally a decision has been made to sell the loan and it is classified within loans held for sale. Unless the fair value
option has been elected at origination or acquisition, loans classified as held for sale are carried at the lower of cost or fair
value. Amortization/accretion of remaining unamortized net deferred loan fees or costs and discounts or premiums (if applicable)
ceases when a loan is classified as held for sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans held for sale primarily consist of fixed rate single-family
residential mortgage loans originated and committed to be sold in the secondary market. Mortgage loans originated and held for
sale are recorded at fair value under the fair value option. For mortgage loans for which the Company has elected the fair value
option, gains and losses are included in mortgage income. For any other loans held for sale, net unrealized losses, if any, are
recognized through a valuation allowance that is recorded as a charge to non-interest income. See Note 19 for further discussion
of the determination of fair value for loans held for sale. In most cases, loans in this category are sold within thirty days and
are generally sold with the mortgage servicing rights released. Buyers generally have recourse to return a purchased loan or request
reimbursement for the loan premium or consideration transferred for servicing rights under limited circumstances. Recourse conditions
may include prepayment, payment default, breach of representations or warranties, and documentation deficiencies. During 2019 and
2018, an insignificant number of loans were returned to the Company. At December 31, 2019 and 2018, the recorded repurchase liability
associated with transferred loans was not material.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Loans</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Legacy (Loans originated or renewed and underwritten by the Company)</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company originates mortgage, commercial, and consumer loans for
customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are
reported at the unpaid principal balances, less the ALL, charge-offs, and unamortized net loan origination fees and direct costs,
except for loans carried at fair value. Interest income is accrued as earned over the term of the loans based on the principal
balance outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment
of the related loan yield. Accrued interest is reported within other assets in the consolidated balance sheets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Acquired (Loans acquired through Business Combinations)</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Acquired loans are recorded at fair value on the acquisition date.
Credit risk assumptions and any resulting credit discounts are included in the determination of fair value. Therefore, an ALL is
not recorded at the acquisition date. The determination of fair value includes estimates related to discount rates, expected prepayments,
and the amount and timing of undiscounted expected principal, interest, and other cash flows.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">All acquired loans are evaluated for impairment at the time of acquisition.
At the time of acquisition, acquired loans that reflect credit deterioration since origination to the extent that it is probable
that the Company will be unable to collect all contractually required payments are classified as purchased impaired loans (&ldquo;acquired
impaired loans&rdquo;). All other acquired loans are classified as purchased non-impaired loans (&ldquo;acquired non-impaired loans&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">At the time of acquisition, acquired impaired loans are accounted
for individually or aggregated into loan pools with similar characteristics, which include:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt"><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">whether the loan is performing according to contractual terms at the time of acquisition,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">the loan type based on regulatory reporting guidelines, primarily whether the loan was a mortgage,
    consumer, or commercial loan,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">the nature of the collateral,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">the interest rate type, whether fixed or variable rate, and</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">the loan payment type, primarily whether the loan is amortizing or interest-only.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">From these pools, the Company uses certain loan information, including
outstanding principal balance, estimated expected losses, weighted average maturity, weighted average term to re-price for a variable
rate loan, weighted average margin and weighted average interest rate to estimate the expected cash flows for each loan pool.</P>


<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For acquired impaired loans, expected cash flows at the acquisition
date in excess of the fair value of loans are recorded as interest income over the life of the loans using a level yield method
if the timing and amount of future cash flows is reasonably estimable. For acquired non-impaired loans, the difference between
the fair value and unpaid principal balance of the loan at acquisition, referred to as a purchase premium or discount, is amortized
or accreted to income over the estimated life of the loans as an adjustment to yield.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Subsequent to acquisition, the Company performs cash flow re-estimations
at least quarterly for each acquired impaired loan or loan pool. Increases in estimated cash flows above those expected at the
time of acquisition are recognized on a prospective basis as interest income over the remaining life of the loan and/or pool. Decreases
in expected cash flows subsequent to acquisition generally result in recognition of a provision for credit loss. The measurement
of cash flows involves several assumptions and judgments, including prepayments, default rates and loss severity among other factors.
All of these factors are inherently subjective and significant changes in the cash flow estimations can result over the life of
the loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Classification</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company&rsquo;s loan portfolio is disaggregated into portfolio
segments for purposes of determining the ACL. The Company&rsquo;s portfolio segments include commercial, residential mortgage,
and consumer and other loans. The Company further disaggregates each commercial, residential mortgage, and consumer and other loans
portfolio segment into classes for purposes of monitoring and assessing credit quality based on certain risk characteristics. Classes
within the commercial loan portfolio segment include commercial real estate-construction, commercial real estate-owner-occupied,
commercial real estate-non-owner occupied, and commercial and industrial. Classes within the consumer and other loans portfolio
segment include home equity, and other.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Troubled Debt Restructurings</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company periodically grants concessions to its customers in an
attempt to protect as much of its investment as possible and minimize risk of loss. These concessions may include restructuring
the terms of a loan to alleviate the burden of the customer&rsquo;s near-term cash requirements. In order to be classified as a
TDR, the Company must conclude that the restructuring constitutes a concession and the customer is experiencing financial difficulties.
The Company defines a concession to the customer as a modification of existing terms for economic or legal reasons that it would
otherwise not consider. The concession is either granted through an agreement with the customer or is imposed by a court of law.
Concessions include modifying original loan terms to reduce or defer cash payments required as part of the loan agreement, including
but not limited to:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">a reduction of the stated interest rate for the remaining original life of the loan,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">an extension of the maturity date or dates at a stated interest rate lower than the current
    market rate for new loans with similar risk characteristics,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">a reduction of the face amount or maturity amount of the loan as stated in the agreement, or</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">a reduction of accrued interest receivable on the loan.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In its determination of whether the customer is experiencing financial
difficulties, the Company considers numerous indicators, including, but not limited to:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">whether the customer is currently in default on its existing loan(s),
    or is in an economic position where it is probable the customer will be in default on its loan(s) in the foreseeable future
    without a modification,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">whether the customer has declared bankruptcy,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">whether there is substantial doubt about the customer&rsquo;s ability
    to continue as a going concern,</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">whether, based on its projections of the customer&rsquo;s current capabilities,
    the Company believes the customer&rsquo;s future cash flows will be insufficient to service the loan, including interest,
    in accordance with the contractual terms of the existing agreement for the foreseeable future, and</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">whether the customer cannot obtain sufficient funds from other sources
    at an effective interest rate equal to the current market rate for a similar loan for a non-troubled debtor.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">If the Company concludes that both a concession has been granted
and the customer is experiencing financial difficulties, the Company identifies the loan as a TDR. All TDRs are considered impaired
loans.&nbsp;</P>

<!-- Field: Page; Sequence: 13; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Non-accrual and Past Due Loans (Including Loan Charge-offs)</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans are generally considered past due when contractual payments
of principal and interest have not been received within 30 days from the contractual due date. Residential mortgage loans are considered
past due when contractual payments have not been received for two consecutive payment dates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Legacy and acquired non-impaired loans are placed on non-accrual
status when any of the following occur: 1) the loan is maintained on a cash basis because of deterioration in the financial condition
of the borrower; 2) collection of the full contractual amount of principal and interest is not expected even if the loan is currently
paying as agreed; or 3) when principal or interest has been in default for a period of 90 days or more, unless the loan is both
well-secured and in the process of collection. Factors considered in determining the collection of the full contractual amount
of principal and interest include assessment of the borrower&rsquo;s cash flow, valuation of underlying collateral, and the ability
and willingness of guarantors to provide credit support. Certain commercial loans are also placed on non-accrual status when payment
is not past due and full payment of principal and interest is expected, but the Company has doubt about the borrower&rsquo;s ability
to comply with existing repayment terms. Consideration will be given to placing a loan on non-accrual due to the deterioration
of the debtor&rsquo;s repayment ability, the repayment of the loan becoming dependent on the liquidation of collateral, an existing
collateral deficiency, the loan being classified as &ldquo;doubtful&rdquo; or &ldquo;loss,&rdquo; the client filing for bankruptcy,
and/or foreclosure being initiated. Regarding all classes within the C&amp;I and CRE portfolios, the determination of a borrower&rsquo;s
ability to make the required principal and interest payments is based on an examination of the borrower&rsquo;s current financial
statements, industry, management capabilities, and other qualitative factors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Acquired impaired loans are placed on non-accrual status when the
Company cannot reasonably estimate cash flows on a loan or loan pool. Legacy and acquired non-impaired loans are evaluated for
potential charge-off in accordance with the parameters discussed in the following paragraph or when the loan is placed on non-accrual
status, whichever is earlier.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans within the commercial portfolio (except for acquired impaired
loans) are generally evaluated for charge-off at 90 days past due, unless both well-secured and in the process of
collection. Closed and open-end residential mortgage and consumer loans (except for acquired impaired loans) are evaluated for
charge-off no later than 120 days past due. Any outstanding loan balance in excess of the fair value of the collateral less costs
to sell is charged-off no later than 120 days days past due for loans secured by real estate. For non-real estate secured loans,
in lieu of charging off the entire loan balance, loans may be written down to the fair value of the collateral less costs to sell
if repossession of collateral is assured and in process.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The accrual of interest, as well as the amortization/accretion of
any remaining unamortized net deferred fees or costs and discount or premium, is discontinued at the time the loan is placed on
non-accrual status. All accrued but uncollected interest for loans that are placed on non-accrual status is reversed through interest
income. Cash receipts received on non-accrual loans are generally applied against principal until the loan has been collected in
full, after which time any additional cash receipts are recognized as interest income (i.e., cost recovery method). However, interest
may be accounted for under the cash-basis method as long as the remaining recorded investment in the loan is deemed fully collectible.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans are returned to accrual status when the borrower has demonstrated
a capacity to continue payment of the debt (generally a minimum of six months of sustained repayment performance) and collection
of contractually required principal and interest associated with the debt is reasonably assured. Additionally, for a non-accrual
TDR to be returned to accrual status, a current, well-documented credit analysis is required and the borrower must have complied
with all terms of the modification. At such time, the accrual of interest and amortization/accretion of any remaining unamortized
net deferred fees or costs and discount or premium shall resume. Any interest income which was applied to the principal balance
shall not be reversed and subsequently will be recognized as an adjustment to yield over the remaining life of the loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Impaired Loans</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Within the commercial portfolio, all loans classified as &ldquo;substandard&rdquo;,
&ldquo;doubtful&rdquo; or &ldquo;loss&rdquo; with an outstanding commitment balance above a specific threshold are evaluated on a quarterly
basis for potential impairment. Generally, residential mortgage and consumer loans within any class are not individually evaluated
on a regular basis for impairment. All TDRs, regardless of the outstanding balance amount or portfolio classification, and all
acquired impaired loans are considered to be impaired.</P>


<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">A loan is considered impaired when, based on current information
and events, it is probable that the Company will be unable to collect the scheduled payments of principal and/or interest in accordance
with the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status,
collateral value, and the likelihood of collecting scheduled principal and interest payments when contractually due. Loans that
experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Impairment losses are
measured on a loan-by-loan basis for commercial and certain residential mortgage or consumer loans, based on either the present
value of expected future cash flows discounted at the loan&rsquo;s effective interest rate, the loan&rsquo;s observable market
price, or the fair value of the collateral if the loan is collateral-dependent. This measurement requires significant judgment
and use of estimates, and the actual loss ultimately recognized by the Company may differ significantly from the estimates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Allowance for Credit Losses</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company maintains the ACL at a level that management believes
appropriate to absorb estimated probable credit losses incurred in the loan portfolios, including unfunded commitments, as of the
consolidated balance sheet date. The ACL consists of the allowance for loan losses (contra asset) and the reserve for unfunded
commitments (liability). The manner in which the ACL is determined is based on 1) the accounting method applied to the underlying
loans and 2) whether the loan is required to be measured for impairment. The Company delineates between loans accounted for under
the contractual yield method, legacy and acquired non-impaired loans, and acquired impaired loans. Further, for legacy and acquired
non-impaired loans, the Company attributes portions of the ACL to loans and loan commitments that it measures individually, and
groups of homogeneous loans and loan commitments that it measures collectively for impairment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Determination of the appropriate ACL involves a high degree of complexity
and requires significant judgment regarding the credit quality of the loan portfolio. Several factors are taken into consideration
in the determination of the overall ACL, including a qualitative component. These factors include, but are not limited to, the
overall risk profiles of the loan portfolios, net charge-off experience, the extent of impaired loans, the level of non-accrual
loans, the level of 90 days past due loans, the value of collateral, the ability to monetize guarantor support, and the overall
percentage level of the allowance relative to the loan portfolio, amongst other factors. The Company also considers overall asset
quality trends, changes in lending practices and procedures, trends in the nature and volume of the loan portfolio, including the
existence and effect of any portfolio concentrations, changes in experience and depth of lending staff, the Company&rsquo;s legal,
regulatory and competitive environment, national and regional economic trends, data availability and applicability that might impact
the portfolio or the manner in which it estimates losses, and risk rating accuracy and risk identification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The allowance for loan losses for all impaired loans (excluding acquired
impaired loans) is determined on an individual loan basis, considering the facts and circumstances specific to each borrower. The
allowance is based on the difference between the recorded investment in the loan and generally either the estimated net present
value of projected cash flows or the estimated value of the collateral associated with a collateral-dependent loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The allowance for loan losses for all non-impaired loans (excluding
acquired impaired loans) is calculated based on pools of loans with similar characteristics. The pool-level allowance is calculated
through the application of probability of default (PD) and loss given default (LGD) factors for each individual loan. PDs and LGDs
are determined based on historical default and loss information for similar loans. For purposes of establishing estimated loss
percentages for pools of loans that share common risk characteristics, the Company&rsquo;s loan portfolio is segmented by various
loan characteristics including loan type, risk rating for commercial, Vantage or FICO score for residential mortgage and consumer,
past due status for residential mortgage and consumer, and call report code. The default and loss information is measured over
an appropriate period for each loan pool and adjusted as deemed appropriate. Qualitative adjustments are incorporated into the
pool-level analysis to accommodate for the imprecision of certain assumptions and uncertainties inherent in the calculation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">See the &ldquo;Loans&rdquo; section of this note for discussion of
the determination of the ACL for acquired impaired loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Certain inherent, but unconfirmed losses are probable within the
loan portfolio. The Company&rsquo;s current methodology for determining the level of inherent losses is based on historical loss
rates, current credit grades, specific allocation, and other qualitative adjustments. In a stable or deteriorating credit environment,
heavy reliance on historical loss rates and the credit grade rating process results in model-derived reserves that tend to slightly
lag behind portfolio deterioration. Similar lags can occur in an improving credit environment whereby required reserves can lag
slightly behind portfolio improvement. Given these and other model limitations, qualitative adjustment factors may be incremental
or decremental to the quantitative model results.</P>


<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The reserve for unfunded commitments is determined using similar
methodologies described above for non-impaired loans. The loss factors used in the reserve for unfunded commitments are equivalent
to the loss factors used in the allowance for loan losses, while also considering utilization of unused commitments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Premises and Equipment</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Land is carried at cost. Buildings, furniture, fixtures, and equipment
are carried at cost, less accumulated depreciation computed on a straight-line basis over the estimated useful lives of 10 to 40
years for buildings and related improvements and generally 3 to 20 years for furniture, fixtures, and equipment. Leasehold improvements
are amortized over the lease term, including any renewal periods that are reasonably assured, or the asset&rsquo;s useful life,
whichever is shorter. Premises and equipment are evaluated for impairment whenever events or changes in circumstances indicate
that the carrying amount of the asset may not be recoverable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Goodwill and Other Intangible Assets</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Goodwill</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Goodwill represents the excess of the consideration paid in a business
combination over the fair value of the identifiable net assets acquired. Goodwill is not amortized, but is assessed for potential
impairment at a reporting unit level on an annual basis, as of October 1<SUP>st</SUP>, or whenever events or changes in circumstances
indicate that it is more likely than not the fair value of a reporting unit is less than its respective carrying amount. For the
annual October 1, 2019 impairment evaluation, management elected to bypass the qualitative assessment for each respective reporting
unit (IBERIABANK, Mortgage, and LTC) and performed Step 1 of the goodwill impairment test. Step 1 of the goodwill impairment test
requires the Company to compare the fair value of each reporting unit with its carrying amount, including goodwill. Accordingly,
the Company determined the fair value of each reporting unit and compared the fair value to each respective reporting unit&rsquo;s
carrying amount. The Company determined that none of the reporting units&rsquo; fair values were below their respective carrying
amounts. The Company concluded goodwill was not impaired as of October 1, 2019. Further, no events or changes in circumstances
between October 1, 2019 and December 31, 2019 indicated that it was more likely than not the fair value of any reporting unit had
been reduced below its carrying value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Based on the testing performed in 2019 and 2018, management concluded
that for the IBERIABANK, Mortgage, and LTC reporting units, goodwill was not impaired at any time during those periods.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Intangible assets subject to amortization</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><FONT STYLE="font-size: 10pt">The Company&rsquo;s acquired intangible
assets that are subject to amortization primarily include core deposit intangibles, which are amortized on a straight-line or accelerated
basis, and a customer relationship intangible asset, which is amortized on an accelerated basis, over average lives not to exceed
10 years. The Company reviews intangible assets for impairment whenever events or changes in circumstances indicate that their
carrying amounts may not be recoverable. Impairment is identified if the sum of the undiscounted estimated future cash flows is
less than the carrying value of the asset.</FONT><FONT STYLE="font-size: 9pt"> </FONT><FONT STYLE="font-size: 10pt">Intangible
assets are recorded within other intangible assets on the Company&rsquo;s consolidated balance sheets.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Other Real Estate Owned</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Other real estate owned includes all real estate, other than bank
premises used in bank operations, owned or controlled by the Company, including real estate acquired in settlement of loans. Properties
are initially recognized at the lower of the recorded investment in the loan or its estimated fair value less costs to sell, generally
when the Company has received physical possession. The amount by which the recorded investment of the loan exceeds the fair value
less costs to sell of the property is charged to the ALL. Subsequent to foreclosure, the assets are carried at the lower of cost
or fair value less costs to sell. Former bank properties transferred to OREO are recorded at the lower of cost or market. Subsequent
declines in the fair value of other real estate are recorded as adjustments to the carrying amount through a valuation allowance.
Revenue and expenses from operations, gain or loss on sale, and changes in the valuation allowance are included in net expenses
from foreclosed assets. OREO is recorded within other assets on the Company&rsquo;s consolidated balance sheets.</P>


<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Derivative Financial Instruments</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company enters into various derivative financial instruments
to manage interest rate risk, asset sensitivity and other exposures such as liquidity and credit risk, as well as to facilitate
customer transactions. The primary types of derivatives utilized by the Company for its risk management strategies include interest
rate swap agreements, interest rate collars, interest rate floors, foreign exchange contracts, interest rate lock commitments,
forward sales commitments, written and purchased options, and credit derivatives. All derivative instruments are recognized on
the consolidated balance sheets as other assets or other liabilities at fair value, regardless of whether a right of offset exists.
Changes in the fair value of a derivative instrument are recorded based on whether it has been designated and qualifies as part
of a hedging relationship.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Interest rate swap and foreign exchange contracts are entered into
by the Company to allow its commercial customers to manage their exposure to market rate fluctuations. To mitigate the Company&rsquo;s
exposure to the rate risk associated with customer contracts, offsetting derivative positions are entered into with reputable counterparties.
The Company manages its credit risk, or potential risk of default, from the customer contracts through credit limit approval and
monitoring procedures. These contracts are not designated for hedge accounting (i.e., treated as economic hedges).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Derivatives Designated in Hedging Relationships</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For cash flow hedges, the effective and ineffective portions of the
gain or loss related to the derivative instrument is initially reported as a component of OCI and subsequently reclassified into
earnings when the forecasted transaction affects earnings or when the hedge is terminated. Prior to January 1, 2018, the ineffective
portion of the gain or loss, if any, was reported in earnings immediately in either other income or other expense, respectively.
In applying hedge accounting for derivatives, the Company establishes and documents a method for assessing the effectiveness of
the hedging derivative and a measurement approach for determining the ineffective aspect of the hedge upon the inception of the
hedge. The Company has designated interest rate swaps in a cash flow hedge to convert forecasted variable interest payments to
a fixed rate on its junior subordinated debt. The Company has also designated interest rate collars and interest rate floors in
a cash flow hedge to reduce the risk of fluctuations in interest rates and thereby reduce the Company&rsquo;s exposure to variability
in cash flows from variable-rate loans. The Company has concluded that the forecasted transactions are probable of occurring.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Derivatives Not Designated in Hedging Relationships</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For derivative instruments that are not designated as hedging instruments,
changes in the fair value of the derivatives are recognized in earnings immediately.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Common Types of Derivatives</I></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black"><B><I>&bull;</I></B></FONT></TD>
    <TD><FONT STYLE="color: black"><I>Interest rate swap agreements </I>Interest rate swaps are agreements
    to exchange interest payments based upon notional amounts. The exchange of payments typically involves paying a fixed rate
    and receiving a variable rate or vice versa. The Company primarily utilizes these instruments, which the Company designates
    as cash flow hedges, to manage interest rate risk by converting a portion of its variable-rate loans or debt to a fixed rate.
    The Company also utilizes these instruments, which are not designated as hedging instruments, to allow its commercial customers
    to manage their exposure to market rate fluctuations.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black"><B><I>&bull;</I></B></FONT></TD>
    <TD><FONT STYLE="color: black"><I>Interest rate collars </I>Interest rate collars are agreements that
    create a range within which interest rates can fluctuate. The interest rate collar protects against significant decreases
    in interest rates but limits the benefits when interest rates increase. These instruments are designated as cash flow hedges
    and are used by the Company to manage interest rate risk by reducing the variability in cash flows that can occur with variable-rate
    loans.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black"><B><I>&bull;</I></B></FONT></TD>
    <TD><FONT STYLE="color: black"><I>Interest rate floors </I>Interest rate floors are agreements that
    protect against significant decreases in interest rates if interest rates fall below a specified level over an agreed period
    of time. These instruments are designated as cash flow hedges and are used by the Company to manage interest rate risk by
    reducing the variability in cash flows that can occur with variable-rate loans.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt"><FONT STYLE="color: black"><B><I>&bull;</I></B></FONT></TD>
    <TD><FONT STYLE="color: black"><I>Interest rate lock commitments </I>The Company enters into commitments
    to originate mortgage loans intended for sale whereby the interest rate on the prospective loan is determined prior to funding
    (&ldquo;rate lock&rdquo;). A rate lock is provided to a borrower, subject to conditional performance obligations, for a specified
    period of time that typically does not exceed 60 days. Rate lock commitments on mortgage loans that are intended to be sold
    are recognized as derivatives. Accordingly, such commitments are recorded at fair value as derivative assets or liabilities,
    with changes in fair value recorded in mortgage income on the consolidated statements of comprehensive income.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black"><B><I>&bull;</I></B></FONT></TD>
    <TD><FONT STYLE="color: black"><I>Forward sales commitments </I>The Company uses forward sales commitments
    to protect the value of its rate locks and mortgage loans held for sale from changes in interest rates and pricing between
    the origination of the rate lock and sale of these loans, as changes in interest rates have the potential to cause a decline
    in value of rate locks and mortgage loans included in the held for sale portfolio. These commitments are recognized as derivatives
    and recorded at fair value as derivative assets or liabilities, with changes in fair value recorded in mortgage income on
    the consolidated statements of comprehensive income.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black"><B><I>&bull;</I></B></FONT></TD>
    <TD><FONT STYLE="color: black"><I>Equity-indexed certificates of deposit<B> </B></I>IBERIABANK offers
    its customers a certificate of deposit that provides the purchaser a guaranteed return of principal at maturity plus a potential
    return, which allows IBERIABANK to identify a known cost of funds. The rate of return is based on the performance of a group
    of publicly traded stocks that represent a variety of industry segments. Because it is based on an equity index, the rate
    of return represents an embedded derivative that is not clearly and closely related to the host instrument and is to be accounted
    for separately. Accordingly, the certificate of deposit is separated into two components: a zero coupon certificate of deposit
    (the host instrument) and a written option purchased by the depositor (an embedded derivative). The discount on the zero coupon
    deposit is amortized over the life of the deposit, and the written option is carried at fair value on the Company&rsquo;s
    consolidated balance sheets, with changes in fair value recorded through earnings. IBERIABANK offsets the risks of the written
    option by purchasing an option with terms that mirror the written option, which is also carried at fair value on the Company&rsquo;s
    consolidated balance sheets.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Recognition of Revenue from Contracts with Customers</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Non-interest income from service charges on deposit accounts, broker
commissions, ATM/debit card fee income, credit card and merchant-related income (e.g., interchange fees), and transactional income
from traditional banking services, including asset management services as well as title revenue, (part of other non-interest income)
are the significant sources of revenue from contracts with customers. The Company generally acts in a principal capacity in the
performance of these services. The Company&rsquo;s performance obligations are generally satisfied as the services are rendered
and typically do not extend beyond a reporting period. Fees, which are typically billed and collected after services are rendered,
are readily determinable and allocated individually to each service. Some contracts contain variable consideration; however, the
variable consideration is generally based on the occurrence or nonoccurrence of a contingent event. The Company records any variable
consideration when the contingent event occurs and the fee is determinable. In the normal course of business, the Company does
not generally grant refunds for services provided. As such, the Company does not establish provisions for estimated returns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">See the &ldquo;Loans&rdquo; section of this note for discussion of
the recognition of interest income on loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Off-Balance Sheet Credit-Related Financial Instruments</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In the ordinary course of business, the Company executes various
commitments to extend credit, including commitments under commercial construction arrangements, commercial and home equity lines
of credit, credit card arrangements, commercial letters of credit, and standby letters of credit. These off-balance sheet financial
instruments are generally exercisable at the market rate prevailing at the date the underlying transaction will be completed. Such
financial instruments are recorded on the funding date. At December 31, 2019 and 2018, the fair value of guarantees under commercial
and standby letters of credit was not material.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Transfers of Financial Assets</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Transfers of financial assets, or portions thereof which meet the
definition of a participating interest, are accounted for as sales when control over the assets has been surrendered. Control over
transferred assets is deemed to be surrendered when 1) the assets have been legally isolated from the Company, 2) the transferee
has the right to pledge or exchange the assets with no conditions that constrain the transferee and provide more than a trivial
benefit to the Company, and 3) the Company does not maintain effective control over the transferred assets. If the transfer does
not satisfy all three criteria, the transaction is recorded as a secured borrowing.</P>


<!-- Field: Page; Sequence: 18; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">If the transfer is accounted for as a sale, the transferred assets
are derecognized from the Company&rsquo;s balance sheet and a gain or loss on sale is recognized. If the transfer is accounted
for as a secured borrowing, the transferred assets remain on the Company&rsquo;s balance sheet and the proceeds from the transaction
are recognized as a liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>Servicing Rights</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company recognizes the rights to service mortgage and other loans
as separate assets, which are recorded in other assets in the consolidated balance sheets, when purchased or when servicing is
contractually separated from the underlying loans by sale with servicing rights retained.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For loan sales with servicing retained, a servicing right, generally
an asset, is recorded at fair value at the time of sale for the right to service the loans sold. All servicing rights are identified
by class and amortized over the remaining service life of the loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Income Taxes</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company and all subsidiaries file a consolidated Federal income
tax return on a calendar year basis. The Company files income tax returns in the U.S. Federal jurisdiction and various state and
local jurisdictions through IBERIABANK Corporation (Parent), IBERIABANK, and their respective subsidiaries. In lieu of Louisiana
state income tax, IBERIABANK is subject to the Louisiana bank shares tax, portions of which are included in both non-interest expense
and income tax expense in the Company&rsquo;s consolidated statements of comprehensive income. With few exceptions, the Company
is no longer subject to U.S. federal, state or local income tax examinations for years before 2014.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Deferred income tax assets and liabilities are determined using the
liability or balance sheet method. Under this method, the net deferred tax asset or liability is determined based on the tax effects
of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current
recognition to changes in tax rates and laws. The measurement of deferred tax assets is reduced, if necessary, by the amount of
any tax benefits that, based on available evidence, are not expected to be realized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company recognizes interest and penalties accrued related to
unrecognized tax benefits, if applicable, in non-interest expense.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Investments in qualified affordable housing projects that meet certain
criteria are accounted for under the proportional amortization method. Under this method, the expense associated with the investments
is recognized in income tax expense rather than non-interest expense. The Company has also elected to utilize the deferral method
for investments that generate investment tax credits. Under this approach, the investment tax credits are recognized as a reduction
of the related asset rather than income tax expense.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Share-based Compensation Plans</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company issues stock options, restricted stock awards, restricted
share units, and phantom stock awards under various plans to directors, officers, and other key employees. Compensation cost for
all awards is recognized on a straight-line basis over the requisite service period, which is generally the vesting period, taking
into account retirement eligibility. The majority of the Company&rsquo;s share-based awards qualify for equity accounting and contain
service conditions. The fair value of awards is measured at the grant date and not subsequently remeasured. The Company accounts
for share-based forfeitures as they occur.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For awards that contain a market condition, the Company includes
the market condition in the determination of the grant date fair value of the award. Compensation cost for an award with a market
condition is recognized regardless of whether the market condition is satisfied, assuming the requisite service is met. The Company
does not include performance conditions in the determination of the grant date fair value of the award. Compensation cost for an
award with a performance condition is not recognized if the performance condition is not satisfied. Phantom stock awards are accounted
for as liability awards and are remeasured at each reporting period based on their fair value until the date of settlement. Compensation
cost for each reporting period until settlement is based on the change (or a portion of the change, depending on the percentage
of the requisite service that has been rendered at the reporting date) in the fair value of the phantom stock award for each reporting
period.</P>


<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Compensation expense relating to share-based awards is recognized
in net income as part of salaries and employee benefits on the consolidated statements of comprehensive income for employees and
professional services for non-employee directors. The exercise price for the options granted by the Company is not less than the
fair market value of the underlying stock at the grant date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Earnings Per Common Share</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Basic earnings per share represents income available to common shareholders
divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share reflects additional
common shares that would have been outstanding if dilutive potential common shares, in the form of stock options or restricted
stock units, had been issued, as well as any adjustment to income that would result from the assumed issuance. Participating common
shares issued by the Company relate to unvested outstanding restricted stock awards, the earnings allocated to which are used in
determining income available to common shareholders under the two-class method. The two-class method allocates earnings for the
period between common shareholders and other participating securities holders. The participating awards receiving dividends are
allocated the same percentage of income as if they were outstanding shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Share Repurchases</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company classifies repurchased shares as a reduction to issued
shares of common stock and adjusts the stated value of common stock and paid-in-capital.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Comprehensive Income</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Accounting principles generally require that recognized revenue,
expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains
and losses on available-for-sale securities and cash flow hedges, are reported as a separate component of the shareholders&rsquo;
equity section of the consolidated balance sheets, such items along with net income are components of comprehensive income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Fair Value Measurements</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Fair value is the exchange price that would be received for an asset
or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly
transaction between market participants on the measurement date. The Company estimates fair value based on the assumptions market
participants would use when selling an asset or transferring a liability and characterizes such measurements within the fair value
hierarchy based on the inputs used to develop those assumptions and measure fair value. The hierarchy requires the Company to maximize
the use of observable inputs and minimize the use of unobservable inputs. The three levels of inputs used to measure fair value
are as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">Level 1 - Quoted prices in active markets for identical assets or liabilities.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">Level 2 - Observable inputs other than quoted prices included in Level 1, such as quoted prices
    for similar assets and liabilities in active markets; quoted prices for identical or similar assets and liabilities in markets
    that are not active; or other inputs that are observable or can be corroborated by observable market data.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black">Level 3 - Unobservable inputs that are supported by little or no market activity and that are
    significant to the fair value of the assets or liabilities. This includes certain pricing models, discounted cash flow methodologies,
    and similar techniques that use significant unobservable inputs.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Following is a description of the valuation methodologies used for
financial instruments or other assets measured at fair value, as well as the classification of such instruments within the valuation
hierarchy. The descriptions below are exclusive of assets or liabilities acquired in business combinations, as all such instruments
are required to initially be measured at fair value.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Cash and cash equivalents </I>The carrying amounts of cash and cash
    equivalents approximate their fair value and are classified within Level 1 of the fair value hierarchy.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Investment securities </I>Securities are classified within Level
    1 where quoted market prices are available in an active market. If quoted market prices are unavailable, fair value is estimated
    using quoted prices of securities with similar characteristics and the securities are classified within Level 2 of the fair
    value hierarchy.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt"><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Mortgage loans held for sale </I>Mortgage loans originated and held
    for sale are recorded at fair value under the fair value option. When determining the fair value of loans held for sale, the
    Company obtains quotes or bids on these loans directly from the purchasing financial institutions. Mortgage loans held for
    sale are classified within Level 2 of the fair value hierarchy.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Mortgage loans held for investment at fair value option </I>The
    fair value of mortgage loans held for investment at fair value option is determined by a third party using a discounted cash
    flow model using various assumptions about future loan performance and market discount rates. Mortgage loans held for investment
    at fair value option are classified within Level 3 of the fair value hierarchy.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Loans </I>The fair values of mortgage loans are estimated using
    an exit price methodology that is based on present values using interest rate that would be charged for a similar loan to
    a borrower with similar risk, weighted for varying maturity dates and adjusted for a liquidity discount based on the estimated
    time period to complete a sale transaction with a market participant.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 2pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 2pt">Other loans and leases are valued based on present values
using the interest rate that would be charged for a similar instrument to a borrower with similar risk, applicable to each category
of instruments, and adjusted for a liquidity discount based on the estimated time period to complete a sale transaction with a
market participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 2pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 2pt">Mortgage and other loans and leases are classified within
Level 3 of the fair value hierarchy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 2pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt"><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Impaired loans </I>Fair value measurements for impaired loans are determined using either
    a present value of expected future cash flows discounted using the loan&rsquo;s effective interest rate or the fair value
    of the collateral, if the loan is collateral-dependent (Level&nbsp;3 of the fair value hierarchy). Fair value of the collateral
    is determined by appraisals or independent valuation less costs to sell. Impaired loans for which the fair value of the collateral
    is higher than the recorded investment in the loan are not adjusted to fair value and therefore not recorded in the Company&rsquo;s
    non-recurring fair value measurements section of the Fair Value Measurements note.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Other real estate owned </I>Fair values of OREO are determined by sales agreement or appraisal
    and costs to sell are based on estimation per the terms and conditions of the sales agreement or amounts commonly used in
    real estate transactions. Inputs include appraisal values on the properties or recent sales activity for similar assets in
    the property&rsquo;s market. Updated appraisals are obtained on at least an annual basis. OREO measured at fair value is classified
    within Level 3 of the fair value hierarchy.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Derivative financial instruments </I>Fair values of interest rate swaps, interest rate locks,
    interest rate collars, interest rate floors, foreign exchange contracts, forward sales contracts, and written and purchased
    options are estimated using prices of financial instruments with similar characteristics and thus are classified within Level
    2 of the fair value hierarchy.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Deposits </I>The fair value of non-interest-bearing deposits, interest-bearing demand deposits,
    money market accounts and savings accounts are the amounts payable on demand at the reporting date. Time deposits are valued
    using a discounted cash flow model based on the weighted-average rate at December 31, 2019 and 2018 for deposits with similar
    remaining maturities. The Company evaluated the inputs to the fair value estimate and based on our use of quoted prices for
    similar liabilities determined that the fair value of deposits should be classified within Level 2 of the fair value hierarchy.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Short-term borrowings </I>Securities sold under agreements to repurchase, which are classified
    as secured borrowings, generally mature daily, are reflected at the amount of cash received in connection with the transaction,
    and are classified within Level 1 of the fair value hierarchy. The carrying amounts of other short-term borrowings maturing
    within ninety days approximate their fair values and are classified within Level 2 of the fair value hierarchy as similar
    instruments are traded in active markets.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">&bull;</FONT></TD>
    <TD><FONT STYLE="color: black"><I>Long-term debt </I>The fair values of long-term debt are estimated using discounted cash
    flow analyses based on the Company&rsquo;s current incremental borrowing rates for similar types of borrowing arrangements.
    The fair value of the Company&rsquo;s long-term debt is classified within Level 3 of the fair value hierarchy. </FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 21; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 2 - RECENT ACCOUNTING PRONOUNCEMENTS&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Pronouncements adopted during the year ended December 31, 2019:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2016-02, ASU No. 2018-11, ASU No. 2018-20, and ASU 2019-01</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In February 2016, the FASB issued ASU No. 2016-02, <I>Leases (ASC
842) </I>which requires lessees to recognize ROU assets and lease liabilities on the balance sheet for most leases, including operating
leases. The lessor accounting model was relatively unchanged by this ASU. Additional quantitative and qualitative disclosures are
also required. During 2018 and early 2019, the FASB issued ASU No. 2018-11, <I>Targeted Improvements</I>, ASU No. 2018-20, <I>Narrow-Scope
Improvements for Lessors</I>, and ASU No. 2019-01, <I>Codification Improvements</I>, which clarified certain implementation issues,
provided an additional optional transition method and clarified the disclosure requirements during the period of adopting ASC 842,
among others.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company adopted ASU No. 2016-02 and the related ASUs discussed
above effective January 1, 2019 using the optional transition method. The Company elected the package of practical expedients that
does not require the reassessment of whether expired or existing contracts contain leases, the reassessment of the lease classification
for any expired or existing leases, or the reassessment of initial direct costs for existing leases. Additionally, the Company
did not elect the hindsight practical expedient.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company conducted a review of all existing lease contracts and
service contracts which might contain embedded leases. Some of the Company&rsquo;s leases contain variable lease payments, the
majority of which depend on an index or rate, such as the Consumer Price Index. At transition, the present value of variable payments
was based on the index or rate as of January 1, 2019. To determine the present value of lease payments at transition, the Company
applied a portfolio approach utilizing an FHLB Advance rate based on the weighted average remaining term of the Company&rsquo;s
existing leases as of January 1, 2019. As a result of adopting ASC 842, the Company established an ROU asset and a lease liability
as of January 1, 2019 of $94.2 million and $118.9 million, respectively. Additionally, as part of the adoption of ASC 842, $24.7
million in pre-existing liabilities were reclassified to the ROU asset on January 1, 2019. This resulted in a gross-up of the balance
sheet of $94.2 million as a result of recognizing lease liabilities and corresponding right-of-use assets for operating leases.
The adoption of ASC 842 also required the recognition of previously deferred gains on sale-leaseback transactions which resulted
in an insignificant increase to retained earnings on January 1, 2019. The related impact on the Company&rsquo;s regulatory capital
ratios was not significant. The Company does not expect material changes to the recognition of lease expense in future periods
as a result of the adoption of ASC 842. See Note 10, Leases, for additional disclosures required by ASC 842.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2018-16</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In October 2018, the FASB released ASU No. 2018-16, <I>Derivatives
and Hedging (ASC 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS)</I> <I>Rate as a Benchmark
Interest Rate for Hedge Accounting Purposes</I>, which permits the use of the OIS rate based on SOFR as a U.S. benchmark interest
rate for hedge accounting purposes under ASC 815 in addition to the interest rates on direct Treasury obligations of the UST, the
LIBOR swap rate, the OIS Rate based on the Fed Funds Effective Rate, and the SIFMA Municipal Swap Rate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The required effective date of this ASU was dependent upon when an
entity adopted the provisions of ASU No. 2017-12. The Company adopted ASU No. 2018-16 effective January 1, 2019 on a prospective
basis for qualifying new or redesignated hedging relations as ASU No. 2017-12 had previously been adopted on January 1, 2018. The
implementation of this ASU did not have a significant impact on the Company&rsquo;s consolidated financial statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2017-08</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In March 2017, the FASB issued ASU No. 2017-08, <I>Receivables-Nonrefundable
Fees and Other Costs (ASC 310-20): Premium Amortization on Purchased Callable Debt Securities</I>, which shortens the amortization
period for callable debt securities held at a premium to the earliest call date instead of the maturity date. The amendments do
not require an accounting change for securities held at a discount, which will continue to be amortized to the maturity date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company adopted ASU No. 2017-08 effective January 1, 2019. The
adoption of the ASU did not have a material impact on the Company&rsquo;s consolidated financial statements.</P>


<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Pronouncements issued but not yet adopted:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2016-13, ASU No. 2019-04 (portion related to ASC 326),
ASU No. 2019-05, and ASU 2019-11</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In June 2016, the FASB issued ASU No. 2016-13, <I>Financial Instruments
- Credit Losses (ASC 326): Measurement of Credit Losses on Financial Instruments</I>. The guidance, along with subsequent related
updates issued during 2019 (ASU Nos. 2019-04, 2019-05 and 2019-11), introduces an impairment model that is based on expected credit
losses (ECL), rather than incurred losses, to estimate credit losses on certain types of financial instruments such as loans and
held-to-maturity securities, including certain off-balance sheet financial instruments such as loan commitments. The measurement
of ECL should consider historical information, current information, and reasonable and supportable forecasts, including estimates
of prepayments, over the contractual term. Financial instruments with similar risk characteristics must be grouped together when
estimating ECL. ASC 326 also expands credit quality disclosures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">ASC 326 provides for a simplified accounting model for purchased
financial assets with a more-than-insignificant amount of credit deterioration since their origination (purchase credit deteriorated).
The initial estimate of expected credit losses for purchase credit deteriorated financial assets will be recognized as an ACL with
an offset (i.e., increase) to the cost basis of the related financial asset at acquisition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Additionally, ASC 326 amends the current AFS security impairment
model for debt securities. The new model will require an estimate of ECL when the fair value is below the amortized cost of the
asset. The credit-related impairment (and subsequent recoveries) are recognized as an allowance on the balance sheet with a corresponding
adjustment to the income statement. Non-credit related losses will continue to be recognized through OCI.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company will adopt these ASUs as of January 1, 2020 through a
modified-retrospective approach. The Company elected to not measure an allowance for credit losses for accrued interest as it reverses
uncollectible accrued interest through interest income in a timely manner and to continue to report accrued interest within other
assets in the consolidated balance sheets. The Company did not elect the one-time fair value option transition expedient for financial
instruments recorded at amortized cost. Additionally, the Company elected to discontinue the use of pools to account for purchase
credit deteriorated financial assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Prior to adoption, the Company established a cross-function implementation
team and engaged third-party consultants who jointly developed multiple current expected credit loss models which segment the Company&rsquo;s
loan and lease portfolio by borrower type (i.e. commercial and consumer) and loan type to estimate lifetime expected credit losses.
These current expected credit loss models primarily use a probability-of-default methodology to estimate expected credit losses.
Within each model, loans are further segregated based on additional risk characteristics specific to that loan type, such as risk
rating, industry sector, company and/or loan size, collateral type, geographic location and FICO score. The Company uses both internal
and external historical loss data, as appropriate, and a blend of multiple economic forecasts to estimate expected credit losses
over a reasonable and supportable forecast period and then reverts to longer term historical loss experience to arrive at lifetime
expected credit losses at implementation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The transition adjustment as of January 1, 2020 primarily relates
to establishing lifetime expected credit losses on its loan portfolio as the impact of the new accounting guidance for held-for-sale
and available-for-sale investment securities was immaterial. The transition adjustment is expected to result in an ACL to loans
ratio between 0.98% and 1.04%. The increase in the ACL primarily relates to required increases for residential mortgage and home
equity loans due to the requirement to estimate lifetime expected credit losses and the remaining length of time to maturity for
these loans, as well as an increase in reserves on certain acquired loans which had low reserve levels under the previous accounting
guidance. While the Company recognizes the economy is currently vulnerable to major shocks, fiscal policy, other geopolitical events
and the outcome of the pending U.S. elections, the transition adjustment reflects the Company&rsquo;s view of a relatively stable
macroeconomic environment over the next eighteen months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The transition adjustment to increase the ACL is expected to result
in a decrease to the opening shareholders&rsquo; equity balance, net of income taxes, as of January 1, 2020. While these ASUs increased
the ACL, they did not change the overall credit risk in the Company&rsquo;s loan and lease portfolios or the ultimate losses therein.</P>


<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2018-13</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In August 2018, the FASB released ASU No. 2018-13, <I>Fair Value
Measurement (ASC 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, </I>which eliminates,
adds and modifies certain disclosure requirements for fair value measurements. The ASU is effective for fiscal years beginning
after December 15, 2019, including interim periods, with early adoption permitted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company will adopt ASU No. 2018-13 as of January 1, 2020. While
adoption of this ASU will result in changes to existing disclosures, it did not have an impact on the Company&rsquo;s financial
position or results of operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2018-17</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In October 2018, the FASB released ASU No. 2018-17, <I>Consolidation
(ASC 810): Targeted Improvements to Related Party Guidance for Variable Interest Entities, </I>which improves the consistency of
the application of the variable interest entity (VIE) related party guidance for common control arrangements. This ASU requires
reporting entities to consider indirect interests held through related parties under common control on a proportional basis rather
than as the equivalent of a direct interest in its entirety (as currently required in GAAP) when determining whether a decision-making
fee is a variable interest. ASU No. 2018-17 is effective for fiscal years beginning after December 15, 2019, including interim
periods within those fiscal years, and early adoption is permitted. The guidance will be applied retrospectively with a cumulative-effect
adjustment to retained earnings at the beginning of the earliest period presented.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company will adopt ASU No. 2018-17 as of January 1, 2020. The
adoption of the ASU did not have a material impact to the Company&rsquo;s consolidated financial statements. Based on the Company&rsquo;s
invested interests at adoption, no transition adjustment was needed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2019-04</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In April 2019, the FASB released ASU No. 2019-04, <I>Codification
Improvements to Financial Instruments-Credit Losses (ASC 326), Derivatives and Hedging (ASC 815), and Financial Instruments (ASC
825)</I>. The amendments in the ASU improve the Codification by eliminating inconsistencies and providing clarifications. The amendments
related to the credit losses standard are discussed above under ASU 2016-13.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to hedge accounting, the ASU addresses partial-term
fair value hedges, fair value hedge basis adjustments, and certain transition requirements, among other things. For recognizing
and measuring financial instruments, the ASU addresses the scope of the guidance, the requirement for re-measurement under ASC
820 when using the measurement alternative, certain disclosure requirements and which equity securities have to be re-measured
at historical exchange rates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Since the Company early adopted the guidance in ASU No. 2017-12,
<I>Derivatives and Hedging (ASC 815): Targeted Improvements to Accounting for Hedging Activities</I> in 2018, the amended hedge
accounting guidance in ASU No. 2019-04 is effective as of the beginning of the first annual reporting period beginning after April
25, 2019 with early adoption permitted on any date after the issuance of this ASU.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company will adopt ASU No. 2017-08 as of January 1, 2020. The
adoption of the ASU did not have a material impact to the Company&rsquo;s consolidated financial statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2019-12</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In December 2019, the FASB released ASU No. 2019-12, <I>Income Taxes
(ASC 740): Simplifying the Accounting for Income Taxes</I>, as part of their initiative to reduce complexity in accounting standards.
The ASU simplifies the accounting for income taxes by eliminating certain exceptions to the approach for intraperiod tax allocation,
the methodology for calculating income taxes in an interim period and the recognition of deferred tax liabilities for outside basis
differences. The ASU also simplifies aspects of the accounting for enacted changes in tax laws or rates and clarifies the accounting
for transactions that result in a step-up in the tax basis of goodwill.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">ASU No. 2019-12 will be effective for fiscal years beginning after
December 15, 2020, including interim periods, with early adoption permitted. The transition method for ASU No. 2019-12 varies between
the simplification items. The Company is currently evaluating the impact of the ASU on the Company&rsquo;s consolidated financial
statements.</P>


<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ASU No. 2020-01</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In January 2020, the FASB released ASU No. 2020-01,<I> Investments-Equity
Securities (ASC 321), Investments-Equity Method and Joint Ventures (ASC 323), and Derivatives and Hedging (ASC 815): Clarifying
the Interactions between ASC 321, ASC 323, and ASC 815</I>, a consensus of the FASB&rsquo;s Emerging Issues Task Force (EITF).
The ASU clarifies that a company should consider observable transactions that require a company to either apply or discontinue
the equity method of accounting under ASC 323 for the purposes of applying the measurement alternative in accordance with ASC 321
immediately before applying or upon discontinuing the equity method. The ASU also clarifies that, when determining the accounting
for certain forward contracts and purchased options, a company should not consider, whether upon settlement or exercise, if the
underlying securities would be accounted for under the equity method or fair value option.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">ASU No. 2020-01 will be effective for fiscal years beginning after
December 15, 2020, including interim periods, with early adoption permitted. The Company is currently evaluating the impact of
the ASU on the Company&rsquo;s consolidated financial statements.</P>

<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 3 - INVESTMENT SECURITIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The amortized cost and estimated fair values of investment securities,
with gross unrealized gains and losses, consisted of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Amortized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Cost</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Unrealized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Gains</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Unrealized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Fair</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Value</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities available for sale:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 44%"><FONT STYLE="font-size: 10pt">U.S. Government-sponsored enterprise obligations</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">39,916</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-size: 10pt">281</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">40,197</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">160,873</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">7,607</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">168,480</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2,876,069</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">27,423</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(3,836</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2,899,656</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">704,661</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">17,202</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(404</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">721,459</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">101,022</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">2,779</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(233</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">103,568</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total securities available for sale</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>3,882,541</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>55,292</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(4,473</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>3,933,360</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities held to maturity:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">166,386</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">7,147</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">173,533</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">16,575</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">30</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(239</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">16,366</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff"><B>Total securities held to maturity</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>182,961</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>7,177</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(239</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>189,899</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Amortized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Cost</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Unrealized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Gains</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Unrealized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Fair</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Value</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities available for sale:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 44%"><FONT STYLE="font-size: 10pt">U.S. Government-sponsored enterprise obligations</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">995</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-size: 10pt">3</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">998</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">177,566</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2,045</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(723</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">178,888</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">3,837,584</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">8,886</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(57,073</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">3,789,397</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">730,148</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2,363</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(14,799</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">717,712</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">97,020</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">351</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(787</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">96,584</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total securities available for sale</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>4,843,313</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>13,648</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(73,382</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>4,783,579</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities held to maturity:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">188,684</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">309</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">(2,497</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">186,496</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">18,762</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">30</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(1,011</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">17,781</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff"><B>Total securities held to maturity</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>207,446</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>339</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(3,508</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>204,277</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Securities with carrying values of $2.2 billion and $2.4 billion
were pledged to support repurchase transactions, public funds deposits, and certain long-term borrowings at December 31, 2019 and
2018, respectively.</P>


<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Information pertaining to securities with gross unrealized losses,
aggregated by investment category and length of time that individual securities have been in a continuous loss position, was as
follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="23" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Less Than Twelve Months</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Twelve Months or More</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross Unrealized Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated<BR>
Fair Value</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross Unrealized Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated<BR>
Fair Value</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross Unrealized Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated<BR>
Fair Value</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities available for sale:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 25%"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">590</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">590</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(1,893</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">441,332</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(1,943</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">268,383</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(3,836</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">709,715</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(252</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">56,728</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(152</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">10,301</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(404</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">67,029</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(133</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">13,241</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(100</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">4,492</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(233</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">17,733</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total securities available for sale</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(2,278</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>511,891</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(2,195</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>283,176</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(4,473</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>795,067</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities held to maturity:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(52</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">6,308</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(187</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">9,074</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(239</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">15,382</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total securities held to maturity</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(52</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>6,308</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(187</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>9,074</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(239</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>15,382</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="23" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Less Than Twelve Months</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Twelve Months or More</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross Unrealized Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated<BR>
 Fair Value</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross Unrealized Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated<BR>
Fair Value</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross Unrealized Losses</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated<BR>
Fair Value</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities available for sale:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 25%"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(9</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">4,112</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(714</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">30,268</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(723</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">34,380</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(816</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">197,057</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(56,257</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">2,193,862</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(57,073</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">2,390,919</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(43</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">18,190</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(14,756</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">483,565</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(14,799</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">501,755</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-bottom: 1px"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(94</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">18,025</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(693</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">32,577</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(787</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">50,602</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total securities available for sale</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(962</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>237,384</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(72,420</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>2,740,272</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(73,382</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>2,977,656</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Securities held to maturity:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(3</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">2,059</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(2,494</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">151,699</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(2,497</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">153,758</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(1,011</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">17,478</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">(1,011</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt">17,478</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total securities held to maturity</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(3</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>2,059</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(3,505</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>169,177</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>(3,508</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt"><FONT STYLE="font-size: 9pt"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 9pt"><B>171,236</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 27; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company held certain investment securities where amortized cost
exceeded fair value, resulting in unrealized loss positions, as shown in the tables above. Management evaluates securities for
other-than-temporary impairment on at least a quarterly basis, and more frequently when economic or market concerns warrant such
evaluation. Impairment is considered to be other-than-temporary if the Company (1) intends to sell the security, (2) more likely
than not will be required to sell the security before recovering its cost, or (3) does not expect to recover the security&rsquo;s entire
amortized cost basis. As of December 31, 2019, the Company did not intend to sell any of these securities, did not expect to be
required to sell these securities, and expected to recover the entire amortized cost of all these securities. As a result of the
Company&rsquo;s analysis, no declines in the estimated fair value of the Company&rsquo;s investment securities were deemed to be other-than-temporary
at December 31, 2019 or 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">At December 31, 2019, 123 debt securities had unrealized losses of
0.58% of the securities&rsquo; amortized cost basis. At December 31, 2018, 488 debt securities had unrealized losses of 2.38% of
the securities&rsquo; amortized cost basis. The unrealized losses for each of the securities related to market interest rate changes
and not credit concerns of the issuers. Additional information on securities that have been in a continuous loss position for over
twelve months at December 31 is presented in the following table.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Number of securities</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">59</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">302</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">6</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">72</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">60</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">4</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">7</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>69</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>441</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Amortized Cost Basis</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 71%"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">279,587</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">2,268,608</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">10,453</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">498,321</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">185,175</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">4,591</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">33,270</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>294,631</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>2,985,374</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Unrealized Loss</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Mortgage-backed securities:</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Residential agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2,130</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">57,268</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial agency</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">152</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">14,756</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Obligations of state and political subdivisions</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">3,208</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other securities</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">100</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">693</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>2,382</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>75,925</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The amortized cost and estimated fair value of investment securities
by maturity at December 31, 2019 are presented in the following table. Securities are classified according to their contractual
maturities without consideration of principal amortization, potential prepayments or call options. Accordingly, actual maturities
may differ from contractual maturities. Weighted average yields are calculated on the basis of the yield to maturity based on the
amortized cost of each security.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="10" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Securities Available for Sale</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="10" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Securities Held to Maturity</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Weighted</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Average</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Yield</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Amortized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Cost</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Fair</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Value</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Weighted</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Average</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Yield</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Amortized</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Cost</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Estimated</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Fair</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Value</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top; width: 27%"><FONT STYLE="font-size: 10pt">Within one year or less</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 7%; text-align: right"><FONT STYLE="font-size: 10pt">2.61</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 3%"><FONT STYLE="font-size: 10pt">%</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-size: 10pt">40,875</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-size: 10pt">41,158</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 7%; text-align: right"><FONT STYLE="font-size: 10pt">3.29</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 3%"><FONT STYLE="font-size: 10pt">%</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right"><FONT STYLE="font-size: 10pt">330</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right"><FONT STYLE="font-size: 10pt">331</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">One through five years</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2.52</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">127,588</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">130,809</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2.60</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">5,350</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">5,380</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">After five through ten years</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2.72</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">706,365</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">725,592</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2.37</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">42,775</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">44,314</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Over ten years</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">2.45</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">3,007,713</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">3,035,801</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">2.57</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">134,506</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">139,874</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>2.50</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>%</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>3,882,541</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>3,933,360</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>2.53</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>%</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>182,961</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>189,899</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following is a summary of realized gains and losses from the
sale of securities classified as available for sale. Gains or losses on securities sold are recorded on the trade date, using the
specific identification method.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Years Ended December 31,</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top; width: 54%"><FONT STYLE="font-size: 10pt">Realized gains</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">1,332</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">40</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">1,651</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Realized losses</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(2,311</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(49,940</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(1,799</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(979</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(49,900</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>(148</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt"><B>)</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In addition to the gains above, the Company realized certain gains
on calls of securities held to maturity that were not significant to the consolidated financial statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Other Equity Securities</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company accounts for the following securities at cost less impairment
plus or minus any observable price changes, which approximates fair value, with the exception of CRA and Community Development
Investment Funds, which are recorded at fair value. Other equity securities, which are presented in other assets on the consolidated
balance sheets, were as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top; width: 70%"><FONT STYLE="font-size: 10pt">Federal Home Loan Bank stock</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">70,386</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right"><FONT STYLE="font-size: 10pt">95,213</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Federal Reserve Bank stock</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">85,630</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">85,630</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">CRA and Community Development Investment Funds</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">1,948</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">1,884</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Other investments</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">21,118</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">9,709</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>179,082</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>192,436</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 29; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 4 - LOANS AND LEASES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans and leases by portfolio segment and class consisted of the
following at December 31:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 80%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>2018</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Commercial loans and leases:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 46%"><FONT STYLE="font-size: 10pt">Real estate - construction</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 3%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="text-align: right; width: 20%"><FONT STYLE="font-size: 10pt">1,321,663</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 3%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="text-align: right; width: 20%"><FONT STYLE="font-size: 10pt">1,196,366</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 10pt">Real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">2,475,326</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">2,395,822</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">6,267,106</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">5,796,117</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 10pt">Commercial and industrial <SUP>(1)</SUP></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">6,547,538</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">5,737,017</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total commercial loans and leases</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">16,611,633</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">15,125,322</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff"><B>Residential mortgage loans</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">4,739,075</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">4,359,156</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Consumer and other loans:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 10pt; background-color: #e5ffff">Home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1,987,336</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">2,304,694</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">683,455</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">730,643</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total consumer and other loans</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">2,670,791</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">3,035,337</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt"><B>Total loans and leases</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>24,021,499</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>22,519,815</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 36pt"><SUP>(1)</SUP> Includes equipment financing leases
of $1.0 billion and $431.7 million at December 31, 2019 and 2018, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Net deferred loan origination fees were $36.8 million and $30.2 million
at December 31, 2019 and 2018, respectively. Total net discount on the Company&rsquo;s loans was $89.3 million and $136.8 million at
December 31, 2019 and 2018, respectively, of which $56.4 million and $81.6 million was related to non-impaired loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In addition to loans issued in the normal course of business, the
Company considers overdrafts on customer deposit accounts to be loans and reclassifies these overdrafts as loans in its consolidated
balance sheets. At December 31, 2019 and 2018, overdrafts of $7.7 million and $9.2 million, respectively, had been reclassified
to loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Loans with carrying values of $8.6 billion and $7.6 billion were
pledged as collateral for borrowings at December 31, 2019 and 2018, respectively.</P>


<!-- Field: Page; Sequence: 30; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->29<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Aging Analysis</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following tables provide an analysis of the aging of loans and
leases as of December 31, 2019 and 2018. Past due and non-accrual loan amounts exclude acquired impaired loans, even if contractually
past due or if the Company does not expect to receive payment in full, as the Company is currently accreting interest income over
the expected life of the loans. For additional information on the determination of past due status and the Company&rsquo;s policies for
recording payments received, placing loans and leases on non-accrual status, and the resumption of interest accrual on non-accruing
loans and leases, See Note 1, Summary of Significant Accounting Policies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="31" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Accruing</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Current or<BR>
 less than 30 <BR>
Days Past<BR>
Due</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>30-59 <BR>
Days</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>60-89 <BR>
Days</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>&gt; 90 <BR>
Days</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total Past <BR>
Due</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Non-accrual <BR>
Loans<BR>
(1)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Acquired <BR>
Impaired <BR>
Loans</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total </B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD STYLE="width: 23%"><FONT STYLE="font-size: 8pt">Real estate - construction</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 8%; text-align: right"><FONT STYLE="font-size: 8pt">1,311,458</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-size: 8pt">244</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 4%; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-size: 8pt">244</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 8%; text-align: right"><FONT STYLE="font-size: 8pt">1,394</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 7%; text-align: right"><FONT STYLE="font-size: 8pt">8,567</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 7%; text-align: right"><FONT STYLE="font-size: 8pt">1,321,663</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">Real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,384,204</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">15,619</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,118</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,035</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">17,772</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">17,817</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">55,533</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,475,326</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 8pt; background-color: #e5ffff">Real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">6,194,061</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,831</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,459</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">58</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">5,348</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">15,440</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">52,257</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">6,267,106</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">6,474,894</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">6,414</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,126</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">887</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">8,427</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">41,636</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">22,581</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">6,547,538</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 8pt; background-color: #e5ffff">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">4,608,767</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,335</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">16,052</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,277</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">19,664</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">34,833</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">75,811</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">4,739,075</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,899,490</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">12,916</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,141</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">15,057</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">24,404</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">48,385</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,987,336</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 8pt; background-color: #e5ffff">Consumer - other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">672,931</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">3,760</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">1,189</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">4,949</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">3,381</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">2,194</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 8pt">683,455</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt"><B>Total loans and leases</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>23,545,805</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>44,119</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>24,085</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,257</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>71,461</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>138,905</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>265,328</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 8pt"><B>24,021,499</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 2pt">(1) Of the total non-accrual loans at December 31, 2019,
$8.7 million were past due 30-59 days, $4.3 million were past due 60-89 days, and $73.2 million were past due more than 90 days.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 2pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="31" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Accruing</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Current or <BR>
less than 30 <BR>
Days Past<BR>
Due</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>30-59 <BR>
Days</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>60-89 <BR>
Days</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>&gt; 90 <BR>
Days</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total Past <BR>
Due</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Non-accrual <BR>
Loans<BR>
(1)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Acquired <BR>
Impaired <BR>
Loans</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total </B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD STYLE="width: 23%; font-size: 12pt"><FONT STYLE="font-size: 8pt">Real estate - construction</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,167,795</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,054</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 4%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,054</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 8%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,094</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 7%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">26,423</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="width: 7%; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,196,366</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt">Real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,305,743</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">7,167</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">7,167</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">10,260</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">72,652</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,395,822</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; background-color: #e5ffff">Real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">5,703,131</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">7,473</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">360</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">7,833</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">15,898</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">69,255</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">5,796,117</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">5,645,304</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">5,139</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,320</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">553</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">7,012</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">57,860</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">26,841</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">5,737,017</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; background-color: #e5ffff">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">4,218,146</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,768</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">13,063</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,575</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">17,406</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">30,396</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">93,208</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">4,359,156</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,200,517</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">10,283</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,409</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">12,692</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">18,830</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">72,655</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,304,694</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; background-color: #e5ffff">Consumer - other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">719,122</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">4,695</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">1,601</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">6,296</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,846</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">2,379</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt">730,643</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>Total loans and leases</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>21,959,758</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>38,579</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>18,753</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,128</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>59,460</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>137,184</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>363,413</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>22,519,815</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 2pt">(1) Of the total non-accrual loans at December 31, 2018,
$7.0 million were past due 30-59 days, $3.7 million were past due 60-89 days, and $66.9 million were past due more than 90 days.</P>


<!-- Field: Page; Sequence: 31; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->30<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Acquired Loans </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company acquired certain loans from Sabadell United to customers
with addresses outside of the United States. Foreign loans, denominated in U.S. dollars, totaled $182.4 million and $202.6 million
at December 31, 2019 and 2018, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following is a summary of changes in the accretable difference
for all loans accounted for under ASC 310-30 during the years ended December 31:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD STYLE="width: 40%"><FONT STYLE="font-size: 10pt">Balance at beginning of period</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="width: 15%; text-align: right"><FONT STYLE="font-size: 10pt">133,342</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="width: 15%; text-align: right"><FONT STYLE="font-size: 10pt">152,623</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="width: 15%; text-align: right"><FONT STYLE="font-size: 10pt">175,054</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Additions</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">5,574</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">32,937</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 10pt">Transfers from non-accretable difference to accretable yield</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">(2,150</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">3,623</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">4,912</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Accretion</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">(36,512</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">(47,962</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt">(56,337</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #e5ffff">
    <TD><FONT STYLE="font-size: 10pt">Changes in expected cash flows not affecting non-accretable differences <SUP>(1)</SUP></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(4,529</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">19,484</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">(3,943</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt">)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt"><B>Balance at end of period</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>90,151</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>133,342</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>152,623</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 4%"><FONT STYLE="font-size: 10pt"><SUP>(1)</SUP> </FONT></TD>
    <TD STYLE="width: 96%"><FONT STYLE="font-size: 10pt">Includes changes in cash flows expected to be collected due to the impact of changes in actual or expected timing of liquidation events, modifications, changes in interest rates and changes in prepayment assumptions.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 2pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 2pt"><B>Troubled Debt Restructurings</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-right: 0; margin-bottom: 0">Information about the Company&rsquo;s TDRs is presented in
the following tables. Modifications of loans that are accounted for within a pool under ASC Topic 310-30 are excluded as TDRs.
Accordingly, such modifications do not result in the removal of those loans from the pool, even if the modification of those loans
would otherwise be considered a TDR. As a result, all such acquired loans that would otherwise meet the criteria for classification
as a TDR are excluded from the tables below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 2pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">TDRs totaling $57.9 million, $53.2 million, and $70.5 million occurred
during the years ended December 31, 2019, 2018, and 2017, respectively, through modification of the original loan terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following table provides information on how the TDRs were modified
during the years ended December 31:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 80%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top; width: 51%"><FONT STYLE="font-size: 10pt; background-color: #e5ffff">Extended maturities</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; text-align: right"><FONT STYLE="font-size: 10pt">11,741</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; text-align: right"><FONT STYLE="font-size: 10pt">23,262</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; text-align: right"><FONT STYLE="font-size: 10pt">26,561</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Interest rate adjustment</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">68</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">99</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">24</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff">Maturity and interest rate adjustment</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">1,729</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">554</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">4,932</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Movement to or extension of interest-rate only payments</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">1,791</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">881</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">4,161</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff">Forbearance</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">22,319</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">4,432</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">7,226</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Other concession(s) <SUP>(1)</SUP></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">20,226</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">23,943</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt">27,555</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: #e5ffff">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; background-color: #e5ffff"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>57,874</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>53,171</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt"><B>70,459</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt"><FONT STYLE="font-size: 10pt"><SUP>(1)</SUP> </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Other concessions may include covenant waivers, forgiveness of principal or interest associated with a customer bankruptcy, or a combination of any of the above concessions.</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-right: 0; margin-bottom: 0">Of the $57.9 million of TDRs occurring during the year ended
December 31, 2019, $25.1 million were on accrual status and $32.8 million were on non-accrual status. Of the $53.2 million of TDRs
occurring during the year ended December 31, 2018, $31.5 million were on accrual status and $21.7 million were on non-accrual status.
Of the $70.5 million of TDRs occuring during the year ended December 31, 2017, $46.3 million were on accrual status and $24.2 million
were on non-accrual status.</P>



<!-- Field: Page; Sequence: 32; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table presents the end of period balance for loans
modified in a TDR during the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 3pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="10" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="10" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="10" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 3pt"><FONT STYLE="font-size: 8pt"><B>(In thousands,<BR>
except number<BR>
of loans)</B></FONT></TD>
    <TD>&nbsp;&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Number<BR>
of<BR>Loans</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Pre-modification<BR>
    Outstanding<BR>
    Recorded<BR>
    Investment</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Post-modification<BR>
    Outstanding<BR>
    Recorded<BR>
    Investment</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Number<BR>
of<BR>
Loans</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Pre-modification<BR>
    Outstanding<BR>
    Recorded<BR>
    Investment</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Post-modification<BR>
    Outstanding<BR>
    Recorded<BR>
    Investment</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Number<BR>
of<BR>
Loans</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Pre-modification<BR>
    Outstanding<BR>
    Recorded<BR>
    Investment</B></FONT></TD>
    <TD>&nbsp;<FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Post-modification<BR>
    Outstanding<BR>
    Recorded<BR>
    Investment</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt; vertical-align: top; width: 15%">Commercial real estate - construction</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 4%; text-align: right">2</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">6,377</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">9,258</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 4%; text-align: right">3</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">4,819</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">3,830</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 4%; text-align: right">4</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">9,404</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">9,628</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt">Commercial real estate - owner-occupied</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">11</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">10,081</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">9,587</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">14</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">4,257</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,912</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">11</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,779</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,706</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt">Commercial real estate - non-owner-occupied</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">27</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">9,264</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">8,436</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">20</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,719</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,428</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">19</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">11,974</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">13,738</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="padding-left: 3pt; vertical-align: top">Commercial and industrial</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">66</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">30,536</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">18,803</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">52</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">39,796</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">30,295</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">57</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">21,651</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">20,883</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt; vertical-align: top">Residential mortgage</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">36</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,729</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,511</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">19</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,706</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,529</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">24</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,897</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,771</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="padding-left: 3pt; vertical-align: top">Consumer - home equity</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">86</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,775</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,262</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">65</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">10,607</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,951</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">123</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">16,346</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">15,862</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt; vertical-align: top">Consumer - other</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">54</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">1,150</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">1,018</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">73</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">1,491</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">1,226</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">121</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">3,182</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; vertical-align: bottom; text-align: right">2,871</TD>
    <TD STYLE="border-bottom: black 1px solid; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="padding-left: 3pt; padding-bottom: 2px; vertical-align: top"><B>Total</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>282</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>68,912</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>57,875</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>246</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>66,395</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>53,171</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>359</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>70,233</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>70,459</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Information detailing TDRs that defaulted during the years ended
December 31, 2019, 2018, and 2017 and were modified in the previous twelve months (i.e., the twelve months prior to the default)
is presented in the following table. The Company has defined a default as any loan with a loan payment that is currently past due
greater than 30 days, or was past due greater than 30 days at any point during the previous twelve months, or since the date of
modification, whichever is shorter.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 90%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt"><B>(In thousands, except number of loans)</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Number of<BR>
    Loans</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Recorded<BR>
    Investment</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Number of<BR>
    Loans</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Recorded<BR>
    Investment</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Number of<BR>
    Loans</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Recorded<BR>
    Investment</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 30.5%">Commercial real estate - construction</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1.5%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1.5%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">2</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: bottom; width: 1.5%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">3,572</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Commercial real estate - owner-occupied</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,357</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">142</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,668</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Commercial real estate - non-owner-occupied</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,215</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">5</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,039</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">13</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,060</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Commercial and industrial</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">27</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">7,027</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">13</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,757</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">6,550</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Residential mortgage</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">15</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,287</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">8</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">773</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">16</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,218</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Consumer - home equity</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">28</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,178</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">15</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,354</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,285</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px; vertical-align: top">Consumer - other</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: right">32</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: right">545</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: right">38</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: right">447</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: right">62</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: right">1,381</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="padding-bottom: 2px; vertical-align: top"><B>Total</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>117</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>19,609</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>81</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>7,512</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>163</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: bottom"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom; text-align: right"><B>28,734</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; vertical-align: bottom">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 33; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->32<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 5 - ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Allowance for Credit Losses Activity</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following tables present the activity in the allowance for
credit losses by loan portfolio type for the years ended December 31, 2019, 2018, and 2017:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Commercial<BR>
    Real Estate</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Commercial<BR>
    and Industrial</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Residential<BR>
    Mortgage</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Consumer and Other</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 28.5%">Allowance for loan and lease losses at beginning of period</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">51,806</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">54,096</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">12,998</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">21,671</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">140,571</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Provision for loan and lease losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">9,262</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">19,177</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">11,411</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">39,850</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Transfer of balance to OREO and other</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(636</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">235</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(3,221</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">335</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(3,287</TD>
    <TD>)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Charge-offs</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(2,613</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(21,966</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(309</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(13,482</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(38,370</TD>
    <TD>)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Recoveries</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">475</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">4,092</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">179</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">3,078</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">7,824</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px"><B>Allowance for loan and lease losses at end of period</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>58,294</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>55,634</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>9,647</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>23,013</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>146,588</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Reserve for unfunded commitments at beginning of period</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">4,869</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">6,198</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">866</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">2,897</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">14,830</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px">Provision for (reversal of) unfunded commitments</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">1,115</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">280</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">(304</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">716</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">1,807</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px"><B>Reserve for unfunded commitments at end of period</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>5,984</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>6,478</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>562</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>3,613</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>16,637</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 2px"><B>Allowance for credit losses at end of period</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>64,278</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>62,112</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>10,209</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>26,626</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>163,225</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Allowance - individually evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">5,600</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">11,763</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">285</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">3,249</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">20,897</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Allowance - collectively evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">47,308</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">42,346</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,400</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">19,417</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">114,471</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Allowance - acquired with deteriorated credit quality</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,386</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,525</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,962</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">347</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">11,220</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><B>Loans and leases, net of unearned income:</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Individually evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">69,819</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">48,834</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">29,402</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">40,219</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">188,274</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Collectively evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">9,877,919</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">6,476,123</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">4,633,862</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,579,993</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,567,897</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Acquired with deteriorated credit quality</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">116,357</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">22,581</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">75,811</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">50,579</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">265,328</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 2px"><B>Total loans and leases, net of unearned income</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>10,064,095</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>6,547,538</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>4,739,075</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>2,670,791</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>24,021,499</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 34; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->33<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="19" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Commercial<BR>
    Real Estate</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Commercial<BR>
    and Industrial</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Residential<BR>
    Mortgage</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Consumer
    and Other</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 28.5%">Allowance for loan and lease losses at beginning of period</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">54,201</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">53,916</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">9,117</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">23,657</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 10%; text-align: right">140,891</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Provision for (reversal of) loan and lease losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(829</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,866</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">4,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">12,235</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">39,472</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Transfer of balance to OREO and other</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(2,256</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(812</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(106</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(3,998</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(7,172</TD>
    <TD>)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Charge-offs</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(1,611</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(29,578</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(334</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(14,024</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(45,547</TD>
    <TD>)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Recoveries</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">2,301</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">6,704</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">121</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">3,801</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">12,927</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px"><B>Allowance for loan and lease losses at end of period</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>51,806</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>54,096</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>12,998</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>21,671</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>140,571</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Reserve for unfunded commitments at beginning of period</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">4,531</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">5,309</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">555</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">2,813</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">13,208</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Balance created in acquisition accounting</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">118</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">40</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">551</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">709</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Provision for (reversal of) unfunded commitments</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">220</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">849</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">(240</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">84</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">913</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px"><B>Reserve for unfunded commitments at end of period</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>4,869</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>6,198</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>866</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>2,897</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>14,830</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 2px"><B>Allowance for credit losses at end of period</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>56,675</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>60,294</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>13,864</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>24,568</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>155,401</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Allowance - individually evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">636</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">12,646</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">145</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">2,915</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">16,342</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Allowance - collectively evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">45,651</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">39,949</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">6,961</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">18,705</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">111,266</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Allowance - acquired with deteriorated credit quality</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,519</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,501</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,892</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">51</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">12,963</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><B>Loans and leases, net of unearned income:</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Individually evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">53,905</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">71,801</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">6,579</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">37,440</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">169,725</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Collectively evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">9,166,070</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,638,375</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">4,259,369</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,922,863</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">21,986,677</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px">Acquired with deteriorated credit quality</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">168,330</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">26,841</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">93,208</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">75,034</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">363,413</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 2px"><B>Total loans and leases, net of unearned income</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>9,388,305</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>5,737,017</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>4,359,156</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>3,035,337</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>22,519,815</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 35; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->34<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="19" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Commercial<BR>
    Real Estate</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Commercial<BR>
    and Industrial</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Residential<BR>
    Mortgage</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Consumer and Other</B></FONT></TD>
    <TD STYLE="padding-bottom: 1px"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 28.5%">Allowance for loan and lease losses at beginning of period</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">49,231</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">60,939</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">11,249</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">23,300</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">144,719</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Provision for (reversal of) loan and lease losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">10,433</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">31,891</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(2,206</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">10,993</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">51,111</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Transfer of balance to OREO and other</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">853</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(68</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">147</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">934</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Charge-offs</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(7,433</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(40,015</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(365</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(14,653</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(62,466</TD>
    <TD>)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Recoveries</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">1,117</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">1,169</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">437</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">3,870</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">6,593</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px"><B>Allowance for loan and lease losses at end of period</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>54,201</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>53,916</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>9,117</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>23,657</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>140,891</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Reserve for unfunded commitments at beginning of period</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">3,207</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">4,537</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">657</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">2,840</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">11,241</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Balance created in acquisition accounting</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">253</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">783</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">327</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">7</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,370</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Provision for (reversal of) unfunded commitments</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">1,071</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">(11</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">(429</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">(34</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">597</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px"><B>Reserve for unfunded commitments at end of period</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>4,531</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>5,309</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>555</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>2,813</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right"><B>13,208</B></TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 2px"><B>Allowance for credit losses at end of period</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>58,732</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>59,225</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>9,672</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>26,470</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>154,099</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Allowance - individually evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">1,588</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">12,736</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">172</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">2,856</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">17,352</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Allowance - collectively evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">30,360</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">38,944</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,141</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">17,210</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">89,655</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Allowance - acquired with deteriorated credit quality</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,253</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,236</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,804</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,591</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">33,884</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><B>Loans and leases, net of unearned income:</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Individually evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">91,785</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">102,416</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">6,749</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">37,177</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">238,127</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Collectively evaluated for impairment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">8,616,924</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,001,505</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,911,222</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,828,848</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">19,358,499</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px">Acquired with deteriorated credit quality</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">229,521</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">31,146</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">138,381</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">82,507</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">481,555</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 2px"><B>Total loans and leases, net of unearned income</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>8,938,230</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>5,135,067</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>3,056,352</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>2,948,532</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>20,078,181</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Portfolio Segment Risk Factors</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Commercial real estate loans include loans to commercial customers
for medium-term financing of land and buildings or for land development or construction of a building. These loans are repaid through
revenues from operations of the businesses, rents of properties, sales of properties and refinances. Commercial and industrial
loans and leases represent loans to commercial customers to finance general working capital needs, equipment purchases and leases
and other projects where repayment is derived from cash flows resulting from business operations. The Company originates commercial
and industrial loans on both a secured and, to a lesser extent, unsecured basis.</P>

<!-- Field: Page; Sequence: 36; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->35<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Residential mortgage loans consist of loans to consumers to finance
a primary residence. The vast majority of the residential mortgage loan portfolio is comprised of non-conforming 1-4 family mortgage
loans secured by properties located in the Company&rsquo;s market areas and originated under terms and documentation that permit their
sale in a secondary market.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Consumer loans are offered by the Company in order to provide
a full range of retail financial services to its customers and include home equity, credit card and other direct consumer installment
loans. The Company originates substantially all of its consumer loans in its primary market areas. Consumer loans are sensitive
to unemployment and other key consumer economic measures.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Credit Quality Indicators</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For commercial loans and leases, the Company utilizes regulatory
asset risk classification ratings to monitor credit quality. Loans with a &ldquo;pass&rdquo; rating are those that the Company believes
will be fully repaid in accordance with the contractual loan terms. Commercial loans and leases that are &ldquo;criticized&rdquo;
are those that have some weakness or potential weakness that indicate an increased probability of future loss. &ldquo;Criticized&rdquo;
loans are grouped into three categories: &ldquo;special mention&rdquo;, &ldquo;substandard&rdquo;, and &ldquo;doubtful&rdquo;.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Special mention loans have potential weaknesses that, if left
uncorrected, may result in deterioration of the Company&rsquo;s credit position at some future date. Substandard commercial loans have
well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies
are not corrected. Doubtful commercial loans have the same weaknesses as substandard loans with the added characteristics that
the probability of loss is high and collection of the full amount is improbable. Substandard and doubtful loans are collectively
referred to as &ldquo;classified&rdquo; loans. For residential mortgage loans and consumer loans, the Company primarily uses the
loan&rsquo;s payment and delinquency status to monitor credit quality. These credit quality indicators are continually updated and monitored.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The recorded investment in loans and leases by credit quality
indicator is presented in the following tables. Asset risk classifications for commercial loans and leases reflect the classification
as of December 31, 2019 and 2018. Credit quality information in the tables below includes total loans acquired (including acquired
impaired loans) at the net loan balance, after the application of premiums and discounts. Loan premiums and discounts represent
the adjustment of acquired loans to fair value at the acquisition date, as adjusted for income accretion and changes in cash flow
estimates in subsequent periods.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: Black 1px solid; text-align: center"><B>December 31, 2019</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: Black 1px solid; text-align: center"><B>December 31, 2018</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><B>(in thousands)</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Pass</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Special Mention</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Sub-<BR>
    standard</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Doubtful</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Total</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Pass</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Special Mention</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Sub-<BR>
    standard</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Doubtful</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Total</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 20%">Commercial real estate - construction</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 4%; text-align: right">1,300,953</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 3%; text-align: right">10,801</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 2%; text-align: right">9,909</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 3%; text-align: right">-</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 7%; text-align: right">1,321,663</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 6%; text-align: right">1,182,554</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 3%; text-align: right">1,062</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 2%; text-align: right">12,740</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 2%; text-align: right">10</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 3%; text-align: right">1,196,366</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Commercial real estate - owner-occupied</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,412,953</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">19,430</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">40,570</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,373</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,475,326</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,328,999</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">25,526</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">41,297</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,395,822</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Commercial real estate - non-owner-occupied</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">6,185,185</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">45,938</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">35,726</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">257</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">6,267,106</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,687,963</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">78,009</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">26,512</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,633</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">5,796,117</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1px">Commercial and industrial</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">6,426,235</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">51,605</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">56,691</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">13,007</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">6,547,538</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">5,586,482</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">52,632</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">73,853</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">24,050</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">5,737,017</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 2px"><B>Total commercial loans and leases</B></TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>16,325,326</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>127,774</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>142,896</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>15,637</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>16,611,633</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>14,785,998</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>157,229</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>154,402</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>27,693</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>15,125,322</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 90%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: Black 1px solid; text-align: center"><B>December 31, 2019</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: Black 1px solid; text-align: center"><B>December 31, 2018</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px"><B>(in thousands)</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Current</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>30+ Days<BR>
Past Due</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Total</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Current</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>30+ Days<BR>
Past Due</B></TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Total</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 25%">Residential mortgage</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 8%; text-align: right">4,673,266</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 8%; text-align: right">65,809</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 8%; text-align: right">4,739,075</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 8%; text-align: right">4,290,152</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 8%; text-align: right">69,004</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%">$</TD>
    <TD STYLE="width: 8%; text-align: right">4,359,156</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Consumer - home equity</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,942,091</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">45,245</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,987,336</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,258,659</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">46,035</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,304,694</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">Consumer - other</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">675,014</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">8,441</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">683,455</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">721,231</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">9,412</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">730,643</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 2px"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>7,290,371</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>119,495</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>7,409,866</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>7,270,042</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>124,451</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>7,394,493</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 37; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->36<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Impaired Loans</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Information on impaired loans, which include all TDRs and all
other non-accrual loans evaluated or measured individually for impairment for purposes of determining the ALLL, is presented in
the following tables as of and for the periods indicated. As of December 31, 2019, 2018, and 2017, the Company was not committed
to lend a material amount of additional funds to any customer whose loan was classified as impaired or as a TDR.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Unpaid</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Principal</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Balance</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Recorded</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Investment</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Related</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Allowance</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Average</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Recorded</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Investment</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Interest</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Income</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Recognized</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">With no related allowance recorded:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 32.5%"><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - construction</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">11,150</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">10,141</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">7,609</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">336</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,849</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,398</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">33,378</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,439</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,340</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,903</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,378</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">364</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,315</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">16,070</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">17,485</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">453</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,800</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,500</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">16,403</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">224</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,465</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,461</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,390</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">167</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">With an allowance recorded:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - construction</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">141</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">126</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">138</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">3</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,074</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,795</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,591</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,927</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">118</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,828</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,456</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,007</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,620</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">208</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">37,509</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,764</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">11,763</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,807</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">790</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,871</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">9,902</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">285</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,327</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">355</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">31,581</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">30,798</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,630</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">30,762</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,228</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,262</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,960</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">619</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,251</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">263</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total impaired loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>202,185</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>188,274</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>20,897</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>186,475</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>5,948</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total commercial loans and leases</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">130,206</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">118,653</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">17,363</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">119,342</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,711</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total residential mortgage loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">30,671</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">29,402</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">285</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">26,730</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">579</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total consumer and other loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">41,308</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">40,219</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,249</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">40,403</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,658</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<!-- Field: Page; Sequence: 38; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->37<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Unpaid</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Principal</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Balance</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Recorded</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Investment</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Related</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Allowance</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Average</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Recorded</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Investment</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Interest</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Income</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Recognized</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">With no related allowance recorded:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 32.5%"><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - construction</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">10,261</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">9,262</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">9,189</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">496</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">25,037</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,044</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">19,559</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">807</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,265</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,288</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,873</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">590</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">55,554</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">43,886</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">47,268</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,422</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,244</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,221</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,261</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">46</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,183</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,176</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,867</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">39</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">With an allowance recorded:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - construction</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">228</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">140</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">11</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">148</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,032</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,773</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">520</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,976</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">196</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,445</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,398</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">105</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,229</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">294</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">46,387</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">27,915</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,646</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">40,653</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">795</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,870</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,358</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">145</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,494</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">225</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">29,284</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">28,818</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,427</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">27,911</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,202</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,956</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,446</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">488</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,822</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">273</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total impaired loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>209,746</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>169,725</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>16,342</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>185,250</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>7,386</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total commercial loans and leases</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">164,209</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">125,706</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,282</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">142,895</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,601</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total residential mortgage loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">7,114</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,579</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">145</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,755</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">271</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total consumer and other loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">38,423</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">37,440</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,915</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">35,600</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,514</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<!-- Field: Page; Sequence: 39; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->38<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Unpaid</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Principal</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Balance</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Recorded</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Investment</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Related</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Allowance</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Average</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Recorded</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Investment</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt; color: black"><B>Interest</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Income</B></FONT><BR>
<FONT STYLE="font-size: 10pt; color: black"><B>Recognized</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">With no related allowance recorded:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 32.5%"><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - construction</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">13,763</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">13,013</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">9,104</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">441</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">50,867</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">44,482</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">53,282</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,389</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,370</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,975</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">15,127</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">692</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">103,013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">70,254</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">92,312</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,279</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,004</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,001</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,044</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">85</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,906</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,634</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,747</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">231</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">75</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">75</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">11</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">With an allowance recorded:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - construction</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">238</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">156</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">19</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">197</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,314</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,287</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">949</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">13,498</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">414</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial real estate - non-owner-occupied</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,051</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,872</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">620</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,196</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">154</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Commercial and industrial</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">35,306</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">32,162</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">12,736</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">42,874</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,220</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Residential mortgage</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,179</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,748</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">172</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,861</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">180</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - home equity</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">27,189</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">26,575</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,358</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">23,546</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,007</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Consumer - other</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,354</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,893</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">498</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">4,455</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">269</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>283,629</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>238,127</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>17,352</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>273,254</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>8,368</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total commercial loans and leases</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">237,922</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">194,201</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">14,324</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">232,590</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,595</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total residential mortgage loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">7,183</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,749</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">172</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,905</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">265</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">Total consumer and other loans</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">38,524</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">37,177</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">2,856</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">33,759</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,508</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<!-- Field: Page; Sequence: 40; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->39<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 6 -TRANSFERS AND SERVICING OF FINANCIAL ASSETS (INCLUDING
MORTGAGE BANKING ACTIVITY)</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Commercial Banking Activity</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The unpaid principal balances of loans serviced for others were
$2.4 billion and $1.6 billion at December 31, 2019 and 2018, respectively. Custodial escrow balances maintained in connection with
the foregoing portfolio of loans serviced for others, which are included in demand deposits, were not significant at December 31,
2019 and 2018.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Mortgage Banking Activity</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">IBERIABANK through one of its reportable segments, Mortgage,
originates mortgage loans for sale into the secondary market. The loans originated for sale primarily consist of residential first
mortgages that conform to standards established by the GSEs, but can also consist of junior lien loans secured by residential property.
These loans are primarily sold to private companies that are unaffiliated with the GSEs on a servicing-released basis. Changes
to the carrying amount of mortgage loans held for sale at December 31 are presented in the following table.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 56.5%; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black">Balance at beginning of period</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">107,734</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">134,916</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">157,041</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black">Originations and purchases</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,967,532</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,469,847</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,844,358</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black">Sales, net of gains</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(1,869,148</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(1,498,386</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(1,859,565</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black">Mortgage loans transferred from (transferred to) held for investment</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">7,239</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,058</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(6,918</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black">Other</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">299</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><FONT STYLE="font-size: 10pt; color: black"><B>Balance at end of period</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>213,357</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>107,734</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>134,916</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table details the components of mortgage income
for the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2017</B></FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 56.5%"><FONT STYLE="font-size: 10pt; color: black">Mortgage loans held for sale and derivatives</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">2,752</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">6,490</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">(7,047</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Derivative settlements, net</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(8,481</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(4,039</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,229</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Gains on sales</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">68,110</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">42,887</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">68,255</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Servicing and other income, net</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,392</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,339</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,133</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Other losses</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(743</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(253</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>63,030</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>46,424</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>63,570</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Mortgage Servicing Rights</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Mortgage servicing rights are recorded at the lower of cost or
market value in other intangible assets on the Company&rsquo;s consolidated balance sheets and amortized over the remaining servicing
life of the loans, with consideration given to prepayment assumptions. Mortgage servicing rights had the following carrying values
as of the periods indicated:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2019</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt; color: black"><B>(in&nbsp;thousands)</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Gross</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Carrying </B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Valuation</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Allowance</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Accumulated </B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amortization</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Net Carrying </B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Gross</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Carrying </B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Valuation</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Allowance</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Accumulated </B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amortization</B></FONT></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Net Carrying </B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 24%; background-color: White"><FONT STYLE="font-size: 8pt; color: black">Mortgage servicing rights</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">22,476</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">(250</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; background-color: White"><FONT STYLE="font-size: 8pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">(6,621</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; background-color: White"><FONT STYLE="font-size: 8pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">15,605</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">13,612</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 3%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">(4,806</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; background-color: White"><FONT STYLE="font-size: 8pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: right; background-color: White"><FONT STYLE="font-size: 8pt; color: black">8,806</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; font-size: 10pt; background-color: White">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, there was an insignificant amount of non-mortgage
servicing rights related to SBA loans as of December 31, 2019 and 2018.</P>

<!-- Field: Page; Sequence: 41; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->40<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 7 - PREMISES AND EQUIPMENT</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Premises and equipment consisted of the following at December
31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2018</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 71%"><FONT STYLE="font-size: 10pt; color: black">Land</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">80,475</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">81,194</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Buildings</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">255,375</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">241,284</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Furniture, fixtures and equipment</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">138,353</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">137,469</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Total premises and equipment</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">474,203</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">459,947</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Accumulated depreciation</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(177,515</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(159,440</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total premises and equipment, net</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>296,688</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>300,507</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
</TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Depreciation expense was $25.7 million, $22.4 million, and $21.0
million, for the years ended December 31, 2019, 2018, and 2017, respectively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 8 - GOODWILL AND OTHER ACQUIRED INTANGIBLE ASSETS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Goodwill</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Changes to the carrying amount of goodwill by reporting unit
for the years ended December 31, 2019 and 2018 are provided in the following table:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR>
    <TD STYLE="width: 48%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>IBERIABANK</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Mortgage</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>LTC</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Total</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Balance, December 31, 2017</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,160,559</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">23,178</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,165</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,188,902</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Goodwill acquired and adjustments during the year</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">43,251</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">3,380</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">46,631</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Balance, December 31, 2018</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,203,810</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">23,178</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">8,545</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,235,533</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Goodwill acquired and adjustments during the year </FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Balance, December 31, 2019</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1,203,810</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>23,178</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>8,545</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>1,235,533</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The goodwill acquired and adjustments made during 2018 were the
result of the Sabadell United, Gibraltar, and SolomonParks acquisitions. There were no changes to goodwill during 2019.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company performed the required annual goodwill impairment
test as of October 1, 2019. The Company&rsquo;s annual impairment test did not indicate impairment in any of the Company&rsquo;s
reporting units as of the testing date. Following the testing date, management evaluated the events and changes in certain circumstances
that could indicate that goodwill might be impaired and concluded that a subsequent test was not necessary.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Intangible assets subject to amortization</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Definite-lived intangible assets included in other intangible
assets on the Company&rsquo;s consolidated balance sheets had the following carrying values as of December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Gross&nbsp;Carrying</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Accumulated</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amortization</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Net&nbsp;Carrying</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Gross&nbsp;Carrying</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Accumulated</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amortization</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Net&nbsp;Carrying</B></FONT><BR>
<FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 31%"><FONT STYLE="font-size: 10pt; color: black">Core deposit intangible assets</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 8%"><FONT STYLE="font-size: 10pt; color: black">136,183</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 8%"><FONT STYLE="font-size: 10pt; color: black">(81,493</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 7%"><FONT STYLE="font-size: 10pt; color: black">54,690</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 8%; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">136,183</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 8%; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">(63,213</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 7%; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt; color: black">72,970</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Customer relationship intangible asset</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,385</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(1,371</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">14</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">1,385</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(1,323</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt; color: black">62</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black">Non-compete agreement</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">206</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(110</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">96</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">206</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">(72</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 10pt; color: black">)</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black">134</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>137,774</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>(82,974</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt; color: black"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>54,800</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>137,774</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>(64,608</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><FONT STYLE="font-size: 10pt; color: black"><B>)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><FONT STYLE="font-size: 10pt; color: black"><B>73,166</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
</TR>
</TABLE>

<!-- Field: Page; Sequence: 42; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->41<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The related amortization expense of intangible assets was as
follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Amount</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: black"><B>Aggregate amortization expense for the years ended December 31:</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 86.5%"><FONT STYLE="font-size: 10pt; color: black">2017</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">12,590</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">2018</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">21,678</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">2019</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">18,464</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR>
    <TD COLSPAN="5">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black"><B>Estimated amortization expense for the years ended December 31:</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 86.5%"><FONT STYLE="font-size: 10pt; color: black">2020</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt; color: black">$</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-size: 10pt; color: black">14,504</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">2021</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,211</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">2022</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">7,715</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">2023</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">6,396</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 10pt; color: black">2024</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">5,333</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><FONT STYLE="font-size: 10pt; color: black">2025 and thereafter</FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: black">10,641</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 43; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->42<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 9 -DERIVATIVE INSTRUMENTS AND OTHER HEDGING ACTIVITIES
</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company enters into derivative financial instruments to manage
interest rate risk, exposures related to liquidity and credit risk, and to facilitate customer transactions. The primary types
of derivatives utilized by the Company for its risk management strategies include interest rate swap agreements, interest rate
collars, interest rate floors, foreign exchange contracts, interest rate lock commitments, forward sales commitments, written and
purchased options, and credit derivatives. All derivative instruments are recognized on the consolidated balance sheets as other
assets or other liabilities at fair value, regardless of whether a right of offset exists.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Cash flow hedge relationships mitigate exposure to the variability
of future cash flows or other forecasted transactions. The Company enters into interest rate swap agreements in a cash flow hedge
to convert forecasted variable interest payments to a fixed rate on its junior subordinated debt. In addition, the Company has
entered into interest rate collars and interest rate floors and designated the instruments as cash flow hedges of the risk of fluctuations
in interest rates, thereby reducing the Company&rsquo;s exposure to variability in cash flows from variable-rate loans.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For cash flow hedges, the effective and ineffective portions
of the gain or loss related to the derivative instrument is initially reported as a component of other comprehensive income and
subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. In applying
hedge accounting for derivatives, the Company establishes and documents a method for assessing the effectiveness of the hedging
derivative and a measurement approach for determining the ineffective aspect of the hedge upon the inception of the hedge.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For derivative instruments that are not designated as hedging
instruments, changes in the fair value of the derivatives are recognized in earnings immediately.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Information pertaining to outstanding derivative instruments
was as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Derivative Assets - Fair Value</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Derivative Liabilities - Fair Value</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>Derivatives designated as hedging instruments:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt; width: 37%"><FONT STYLE="font-size: 8pt; color: black">Interest rate contracts</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">18,967</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">3,469</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Total derivatives designated as hedging instruments </FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">18,967</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">3,469</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>Derivatives not designated as hedging instruments:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Interest rate contracts:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Customer swaps - upstream</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">9</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">474</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">5,055</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">191</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Customer swaps - downstream</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">77,934</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">16,946</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">1,680</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">17,812</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Foreign exchange contracts</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">18</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">18</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Forward sales contracts</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">420</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">630</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">986</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">750</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Written and purchased options</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">6,755</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">5,490</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">3,899</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">3,310</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Other contracts</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">66</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">21</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">179</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">43</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Total derivatives not designated as hedging instruments </FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">85,184</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">23,579</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">11,799</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">22,124</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>Total</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>104,151</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>27,048</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>11,799</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>22,124</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
</TR>
</TABLE>
<!-- Field: Page; Sequence: 44; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->43<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Derivative Assets - Notional Amount</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>Derivative Liabilities - Notional Amount</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2018</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2019</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 8pt; color: black"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>Derivatives designated as hedging instruments: </B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt; width: 33%"><FONT STYLE="font-size: 8pt; color: black">Interest rate contracts</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">800,000</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">408,500</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">108,500</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; width: 1.5%; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Total derivatives designated as hedging instruments</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">800,000</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">408,500</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">108,500</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>Derivatives not designated as hedging instruments:</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Interest rate contracts:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Customer swaps - upstream</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">430,808</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">919,653</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">2,237,542</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">701,257</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Customer swaps - downstream</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">2,237,542</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">701,257</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">430,808</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">919,653</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Foreign exchange contracts</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">1,202</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">1,202</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Forward sales contracts</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">44,011</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">1,140</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">230,998</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">143,179</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Written and purchased options</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">268,590</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">229,333</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">121,981</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">140,645</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black">Other contracts</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">108,008</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">50,527</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">183,243</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">85,623</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black; background-color: #CCEEFF">Total derivatives not designated as hedging instruments </FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">3,088,959</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">1,903,112</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">3,204,572</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black">1,991,559</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 8pt; color: black"><B>Total</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>3,888,959</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>2,311,612</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>3,313,072</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; font-size: 12pt; text-align: right"><FONT STYLE="font-size: 8pt; color: black"><B>1,991,559</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company has entered into risk participation agreements with
counterparties to transfer or assume credit exposures related to interest rate derivatives. The notional amounts of risk participation
agreements sold were $183.2 million and $85.6 million at December 31, 2019 and 2018, respectively. Assuming all underlying third
party customers referenced in the swap contracts defaulted at December 31, 2019 and December 31, 2018, the exposure from these
agreements would not be material based on the fair value of the underlying swaps.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company is party to collateral agreements with certain derivative
counterparties. Such agreements require that the Company maintain collateral based on the fair values of individual derivative
transactions. In the event of default by the Company, the counterparty would be entitled to the collateral.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At December 31, 2019 and 2018, the Company was required to post
$79.6 million and $35.8 million, respectively, in variation margin payments for its derivative transactions, which is required
to be netted against the fair value of the derivatives in other assets or other liabilities on the consolidated balance sheets.
The Company does not anticipate additional assets will be required to be posted as collateral, nor does it believe additional assets
would be required to settle its derivative instruments immediately if contingent features were triggered at December 31, 2019.
The Company&rsquo;s master netting agreements represent written, legally enforceable bilateral agreements that (1) create a single
legal obligation for all individual transactions covered by the master agreement and (2) in the event of default, provide the non-defaulting
counterparty the right to accelerate, terminate, and close-out on a net basis all transactions under the agreement and to promptly
liquidate or set-off collateral posted by the defaulting counterparty. The Company does not offset fair value amounts recognized
for the right to reclaim cash collateral or the obligation to return cash collateral against recognized fair value amounts of derivatives
executed with the same counterparty under a master netting agreement.</P>

<!-- Field: Page; Sequence: 45; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table reconciles the gross amounts presented in
the consolidated balance sheets to the net amounts that would result in the event of offset.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>December
    31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Gross
    Amounts</B><BR>
    <B>Presented&nbsp;in&nbsp;the </B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; text-align: center; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Gross
    Amounts Not Offset in the</B><BR>
    <B>Balance Sheet</B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>(in
    thousands)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Balance
    Sheet</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Derivatives</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Collateral
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Net</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt"><B>Derivatives subject to master netting arrangements</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt"><B>Derivative assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 46.5%; padding-left: 3pt">Interest rate contracts designated as hedging instruments</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 12%; text-align: right">18,967</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">-</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 8%; text-align: right">18,967</TD>
    <TD STYLE="width: 1.5%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt">Interest rate contracts not designated as hedging instruments</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">77,943</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">(5,111</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">-</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">72,832</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt">Written and purchased options</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">3,871</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">3,871</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt"><B>Total derivative assets subject to master netting arrangements</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>100,781</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>(5,111</B></TD>
    <TD STYLE="border-bottom: black 2px solid"><B>)</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>95,670</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt"><B>Derivative liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt">Interest rate contracts not designated as hedging instruments</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">6,735</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">(5,111</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">-</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">1,624</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt">Written and purchased options</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">3,871</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">3,871</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt"><B>Total derivative liabilities subject to master netting arrangements</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>10,606</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>(5,111</B></TD>
    <TD STYLE="border-bottom: black 2px solid"><B>)</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>5,495</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD></TR>

<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>December
    31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Gross
    Amounts</B><BR>
    <B>Presented in the </B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Gross
    Amounts Not Offset in the</B><BR>
    <B>Balance Sheet</B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: bottom; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>(in
    thousands)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Balance
    Sheet</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Derivatives</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Collateral
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Net</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt"><B>Derivatives subject to master netting arrangements</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><B>Derivative assets</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; padding-left: 3pt">Interest rate contracts designated as hedging instruments</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">3,469</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">3,469</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt">Interest rate contracts not designated as hedging instruments</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">17,420</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(619</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">16,801</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; padding-left: 3pt">Written and purchased options</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">3,285</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">3,285</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><B>Total derivative assets subject to master netting arrangements</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>24,174</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>(619</B></TD>
    <TD STYLE="vertical-align: bottom"><B>)</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>23,555</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><B>Derivative liabilities</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt">Interest rate contracts not designated as hedging instruments</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">18,003</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(619</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">17,384</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; padding-left: 3pt">Written and purchased options</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">3,285</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">3,285</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; padding-left: 3pt"><B>Total derivative liabilities subject to master netting arrangements</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>21,288</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>(619</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><B>)</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>20,669</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">During the years ended December 31, 2019 and 2018, the Company
did not reclassify into earnings any gain or loss as a result of the discontinuance of cash flow hedges because it was probable
the original forecasted transaction would not occur by the end of the originally specified term.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At December 31, 2019, the Company did not expect to reclassify
a material amount from accumulated other comprehensive income into interest income over the next twelve months for derivatives
that will be settled.</P>

<!-- Field: Page; Sequence: 46; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At December 31, 2019, 2018, and 2017, and for the years then
ended, information pertaining to the effect of the hedging instruments on the consolidated financial statements was as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="11" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Amount&nbsp;of&nbsp;Gain (Loss)&nbsp;Recognized<BR> in OCI, net of taxes</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; padding-bottom: 1px">Location</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Amount of Gain (Loss)<BR> Reclassified from AOCI into<BR> Income, net of taxes</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">Location of<BR> Gain (Loss)<BR> Recognized<BR> in Income<BR> on</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Amount of Gain (Loss)<BR> Recognized in Income on<BR> Derivatives (Amount Excluded<BR> from Effectiveness Testing)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Total</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Including<BR> Component</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Excluding<BR> Component</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">of Gain<BR> (Loss)<BR> Reclassified<BR> from<BR> AOCI into<BR> Income</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Total</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Including<BR> Component</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Excluding<BR> Component</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Derivatives<BR> (Amount<BR> Excluded<BR> from<BR> Effectiveness<BR> Testing)</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Total</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Including<BR> Component</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid">Excluding<BR> Component</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; padding-bottom: 1px">(in&nbsp;thousands)</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="39" STYLE="text-align: center; border-bottom: Black 1px solid"><B>For the Year Ended December 31,</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; padding-bottom: 1px">Derivatives in Cash Flow Hedging Relationships</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1px solid"><B>2019</B></TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1px solid"><B>2019</B></TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1px solid"><B>2019</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 8%; text-align: left">Interest rate contracts</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">1,078</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">&nbsp;&nbsp;2,340</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">(1,262</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 7%; text-align: center">Interest expense</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: left">$</TD><TD STYLE="width: 5%; text-align: right">(388</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;559</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(947</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 7%; text-align: center">Interest expense</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 5%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 4%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1px solid"><B>2018</B></TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; padding-bottom: 1px; border-bottom: Black 1px solid"><B>2018</B></TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1px solid"><B>2018</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Interest rate contracts</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">4,416</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">4,835</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">(419</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Interest expense</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(196</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">(150</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">(46</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Interest expense</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">-</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">-</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">-</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><B>Amount
    of Gain</B><BR>
    <B>(Loss)</B><BR>
    <B>Recognized in</B><BR>
    <B>OCI, net of taxes</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center"><B>Location of</B><BR>
    <B>Gain (Loss)</B><BR>
    <B>Reclassified</B><BR>
    <B>from AOCI</B><BR>
    <B>into Income</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><B>Amount
    of Gain</B><BR>
    <B>(Loss)</B><BR>
    <B>Reclassified</B><BR>
    <B>from AOCI into</B><BR>
    <B>Income, net of</B><BR>
    <B>taxes</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center"><B>Location of</B><BR>
    <B>Gain (Loss)</B><BR>
    <B>Recognized</B><BR>
    <B>in Income on</B><BR>
    <B>Derivatives</B><BR>
    <B>(Amount</B><BR>
    <B>Excluded</B><BR>
    <B>from</B><BR>
    <B>Effectiveness</B><BR>
    <B>Testing)</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><B>Amount
    of Gain</B><BR>
    <B>(Loss)</B><BR>
    <B>Recognized in</B><BR>
    <B>Income on</B><BR>
    <B>Derivatives</B><BR>
    <B>(Amount</B><BR>
    <B>Excluded from</B><BR>
    <B>Effectiveness</B><BR>
    <B>Testing)</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><B>(in thousands)</B></TD>
    <TD COLSPAN="16" STYLE="border-bottom: black 1px solid; text-align: center"><B>For
    the Year Ended December 31,</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><B>Derivatives in Cash Flow Hedging Relationships</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><B>2017</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><B>2017</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><B>2017</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 26.5%">Interest rate contracts</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 11%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;(611</TD>
    <TD STYLE="width: 2%">)</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 12%; text-align: center">Interest expense</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 11%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;(390</TD>
    <TD STYLE="width: 2%">)</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 12%; text-align: center">Interest expense</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 12%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD>
    <TD STYLE="width: 2%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Information pertaining to the effect of derivatives not designated
as hedging instruments on the consolidated financial statements as of December 31, was as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Location of Gain (Loss)<BR>
Recognized in Income </B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1px solid"><B>Amount of Gain (Loss) Recognized in
    Income on<BR>
Derivatives</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom"><B>(in thousands)</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><B>on Derivatives</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: center"><B>2019</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: center"><B>2018</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: center"><B>2017</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 38.5%">Interest rate contracts <SUP>(1)</SUP></TD>
    <TD STYLE="width: 20%; text-align: center">Commission income</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">15,071</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">6,962</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 10%; text-align: right">4,750</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Foreign exchange contracts</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">Other income</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">15</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">29</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">43</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Forward sales contracts</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">Mortgage income</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(8,909</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">4,064</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(4,115</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Written and purchased options</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">Mortgage income</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">677</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">180</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(2,028</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Other contracts</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">Other income</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(91</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(24</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">51</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>6,763</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>11,211</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>(1,299</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid"><B>)</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 2%"><SUP>(1)</SUP></TD>
    <TD STYLE="width: 98%">Includes fees associated with customer interest rate contracts </TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 47; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->46<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 10 - LEASES</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify"><B><I>IBERIABANK as Lessee</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company leases certain branch and corporate offices, land
and ATM facilities through operating leases with terms ranging from less than one year to 44 years. The Company has no financing
leases (formerly capital leases). As discussed in Note 2, Recent Accounting Pronouncements, the Company adopted new guidance for
leases on January 1, 2019 which requires that leases, whether classified as operating leases or financing leases, to be accounted
for as the acquisition of a right-of-use asset (ROU asset) and a related lease liability recorded at the present value of the lease
payments less any lease incentives. The ROU asset represents the Company&rsquo;s right to use an underlying asset for the lease
term and is included in other assets on the Company&rsquo;s consolidated balance sheets. The lease liability represents the Company&rsquo;s
obligation to make lease payments and is included in other liabilities in the Company&rsquo;s consolidated balance sheets. The
cost of the lease is recognized on a straight-line basis over the lease term as lease expense. Prior to January 1, 2019, operating
leases were not recorded on the balance sheet. See Note 2, Recent Accounting Pronouncements, for further discussion of the adoption
of this new guidance.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Subsequent to the adoption of ASC 842 on January 1, 2019, the
Company reviews new lease and service contracts to determine if the contracts contain an embedded lease. Since the Company&rsquo;s
lease agreements do not provide an implicit rate, the Company uses the corresponding FHLB Advance rate based on the lease term
at commencement in determining the present value of lease payments. For leases with variable lease payments based on an index or
rate, the present value will be determined using the index or rate at the lease commencement date. Changes in variable rent payments
due to subsequent changes in the index or rate do not result in a re-measurement of the ROU asset or lease liability, but are recognized
as expense in the period in which they occur. Certain of the Company&rsquo;s leases contain options to either renew, extend or
terminate the lease. During 2019, the exercise of existing renewal options became reasonably certain for several of the Company&rsquo;s
leases with current noncancelable terms ending in 2020. These renewal options had varying term lengths ranging from 1 to 5 years,
and the payments associated with the renewal options were included in the measurement of the lease liability and ROU asset as of
December 31, 2019. The Company also has lease agreements with lease and non-lease components, which are generally accounted for
separately. Non-lease components, which primarily consist of common area maintenance, utilities, and janitorial services, are based
on the stand-alone price of the services and expensed as incurred.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Operating lease expense for the years ended December 31, 2019,
2018, and 2017 totaled $27.3 million, $22.5 million, and $19.1 million, respectively. During the year ended December 31, 2019,
the Company paid $27.7 million for amounts included in the measurement of lease liabilities and $44.2 million to obtain ROU assets.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">The following summarizes the ROU asset and
lease liabilities as of December 31, 2019:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; border-bottom: Black 1px solid; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(in
    thousands)</FONT></TD><TD STYLE="padding-bottom: 1px; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 81.5%; text-align: left; padding-left: 3pt">Right-of-use assets</TD><TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">119,774</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 3pt">Lease liabilities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">138,766</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 3pt">Weighted average remaining lease term</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">10.78&nbsp;years</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 3pt">Weighted average discount rate</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">3.07</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Maturities of operating lease liabilities as of December 31,
2019 were as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; border-bottom: Black 1px solid; text-align: left; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(in
    thousands)</FONT></TD><TD STYLE="padding-bottom: 1px; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 81.5%; text-align: left; padding-left: 3pt">2020</TD><TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">25,928</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 3pt">2021</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">24,083</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 3pt">2022</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">21,663</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 3pt">2023</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">16,916</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 3pt">2024</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">12,598</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1px; padding-left: 3pt">2025 and thereafter</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">63,912</TD><TD STYLE="padding-bottom: 1px; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 3pt">Total operating lease payments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">165,100</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1px; padding-left: 3pt">Less: Imputed interest</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">26,334</TD><TD STYLE="padding-bottom: 1px; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-bottom: 1px; padding-left: 3pt">Total lease liabilities</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">138,766</TD><TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>


<!-- Field: Page; Sequence: 48; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->47<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">As of December 31, 2019, the Company had
not entered into any material leases that had not yet commenced.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Minimum future annual rent commitments under lease agreements
as of December 31, 2018 were as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(in
    thousands)</FONT></TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 81.5%; text-align: left">2019</TD><TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">21,750</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">2020</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">19,991</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">2021</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">16,921</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">2022</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">14,195</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">2023</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">9,182</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1px">2024 and thereafter</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">34,652</TD><TD STYLE="padding-bottom: 1px; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">116,691</TD><TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left; border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>IBERIABANK as Lessor</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">As a lessor, the Company engages in the leasing of equipment
to commercial customers primarily through direct financing and sales-type leases. Direct financing and sales-type leases are similar
to other forms of installment lending in that lessors generally do not retain benefits and risks incidental to ownership of the
property subject to leases. Such arrangements are essentially financing transactions that permit lessees to acquire and use property.
The new guidance on leases discussed above did not have a significant impact on the lessor model of accounting. As lessor, the
sum of all minimum lease payments over the lease term and the estimated residual value, less unearned interest income, is recorded
as the net investment in the lease on the commencement date and is included in loans and leases, net of unearned income in the
consolidated balance sheet. Interest income is accrued as earned over the term of the lease based on the net investment in leases.
Fees incurred to originate the lease are deferred on the commencement date and recognized as an adjustment of the yield on the
lease.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company&rsquo;s portfolio of direct financing and sales-type
leases contains terms of 2 to 20 years. Some of these leases contain options to extend the leases for up to 12 months and/or to
terminate the lease within one year. These direct financing and sales-type leases typically include a payment structure set at
lease inception and do not provide any additional services. Expenses associated with the leased equipment, such as maintenance
and insurance, are paid by the lessee directly to third parties. The lease agreement typically contains an option for the purchase
of the leased property by the lessee at the end of the lease term at either the property&rsquo;s residual value or a specified
price. In all cases, the Company expects to sell or re-lease the equipment at the end of the lease term. Due to the nature and
structure of the Company&rsquo;s direct financing and sales-type leases, there is no selling profit or loss on these transactions.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At a lease&rsquo;s inception, the Company determines the expected
residual value of the leased property at the end of the lease term based on the type of equipment leased, location and usage, as
well as the contractual return provisions in the lease agreement. Additionally, the Company utilizes multiple market sources of
data to establish equipment values and in many cases engages certified appraisers to provide valuation analyses. In order to manage
the risk associated with the residual value of its leased assets, lease agreements typically include various provisions designed
to protect the value of the leased property, such as contractual equipment maintenance, use and return provisions, remarketing
agreements, and lessee guarantees. In a few cases, the Company also obtains third-party guarantees to further manage residual risk
in the portfolio. On an annual basis, leased properties with material residual values are reviewed for impairment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">The components of the Company&rsquo;s net
investment in leases as of December 31, 2019 were as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; border-bottom: Black 1px solid; padding-left: 3pt"><FONT STYLE="font-size: 8pt">(in thousands)</FONT></TD><TD STYLE="padding-bottom: 1px; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 81.5%; text-align: left; padding-left: 3pt">Lease payment receivable</TD><TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">388,514</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1px; padding-left: 3pt">Unguaranteed residual assets</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">39,289</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-bottom: 2px; padding-left: 3pt">Total net investment in leases</TD><TD STYLE="font-weight: bold; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">427,803</TD><TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For the year ended December 31, 2019, interest income for direct
financing or sales-type leases totaled $11.8 million. During the year ended December 31, 2019, there was no profit or loss recognized
at the commencement date for direct financing or sales-type leases.</P>



<!-- Field: Page; Sequence: 49; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->48<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Maturities of the Company&rsquo;s lease receivables as of December
31, 2019 were as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(in
    thousands)</FONT></TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 81.5%; text-align: left">2020</TD><TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">87,184</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">2021</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">71,601</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">2022</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">65,336</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">2023</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">51,356</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">2024</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">35,746</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1px">2025 and thereafter</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">81,581</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Total future minimum lease payments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">392,804</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1px">Less: Imputed interest</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4,290</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-bottom: 1px">Lease receivables</TD><TD STYLE="font-weight: bold; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">$</TD><TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: right">388,514</TD><TD STYLE="border-bottom: Black 2px solid; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 11 - DEPOSITS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Interest-bearing deposits at December 31 are summarized as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2019</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2018</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 69%">Interest-bearing demand deposits</TD>
    <TD STYLE="vertical-align: top; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 11%; text-align: right">4,821,252</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 11%; text-align: right">4,514,113</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Money market accounts</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9,121,283</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">8,237,291</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Savings accounts</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">683,366</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">828,914</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Time deposits</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">4,273,642</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">3,640,623</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Total interest-bearing deposits</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>18,899,543</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>17,220,941</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Time deposits that exceed the FDIC insurance limit of $250,000
at December 31, 2019 and 2018 were $1.5 billion and $1.1 billion, respectively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Scheduled maturities of time deposits as of December 31, 2019
were as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Years ending December 31,</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 81.5%">2020</TD>
    <TD STYLE="vertical-align: top; width: 5%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">3,844,086</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">2021</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">308,955</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">2022</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">86,967</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">2023</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">17,440</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">2024</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">15,519</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">2025 and thereafter</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">675</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>4,273,642</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 12 - SHORT-TERM BORROWINGS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Short-term borrowings at December 31 are summarized as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>2018</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 61.5%">Federal Home Loan Bank advances</TD>
    <TD STYLE="vertical-align: top; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">1,167,000</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">475,000</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Securities sold under agreements to repurchase</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">204,208</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">315,882</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">516,297</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>204,208</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>1,482,882</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>991,297</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Balances of FHLB advances and securities sold under agreements
to repurchase can fluctuate significantly on a day-to-day basis, depending on funding needs and which sources are used to satisfy
those needs. All such arrangements are considered typical of the banking and brokerage industries and are accounted for as borrowings.</P>

<!-- Field: Page; Sequence: 50; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->49<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Securities sold under agreements to repurchase, which are classified
as secured borrowings, generally mature daily and are reflected at the amount of cash received in connection with the transaction.
The Company may be required to provide additional collateral based on the fair value of the underlying securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Additional information on the Company&rsquo;s short-term borrowings
for the years indicated was as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2019</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2018</B></TD>
    <TD STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2017</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 61.5%">Outstanding at December 31</TD>
    <TD STYLE="vertical-align: top; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">204,208</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">1,482,882</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">991,297</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Maximum month-end outstanding balance</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">1,354,567</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">1,482,882</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2,197,105</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Average daily outstanding balance</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">814,653</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">1,052,088</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">905,755</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Average rate during the year</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">1.93</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">1.40</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">0.83</TD>
    <TD STYLE="vertical-align: bottom">%</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Average rate at year end</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">0.47</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2.12</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">0.82</TD>
    <TD STYLE="vertical-align: bottom">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 13 - LONG-TERM DEBT</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Long-term debt at December 31 is summarized as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2019</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2018</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>IBERIABANK:</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 71%">Federal Home Loan Bank advances, 0.98%
    to 7.04%</TD>
    <TD STYLE="vertical-align: top; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">1,188,584</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">986,027</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Notes payable - Investment fund contribution, 7 to
    35 year term, 1.28% to 4.95% fixed, 7 to 35 year term, 1.28% to 6.82% fixed, respectively</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">34,993</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">60,014</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,223,577</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,046,041</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>IBERIABANK Corporation (junior subordinated debt):</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Statutory Trust I, 3 month LIBOR <SUP>(1)</SUP>, plus 3.25%, issued November
    2002</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Statutory Trust II, 3 month LIBOR <SUP>(1)</SUP>, plus 3.15%, issued June
    2003</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Statutory Trust III, 3 month LIBOR <SUP>(1)</SUP>, plus 2.00%, issued September
    2004</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Statutory Trust IV, 3 month LIBOR <SUP>(1)</SUP>, plus 1.60%, issued October
    2006</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">15,464</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">15,464</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>American Horizons Statutory Trust I, 3 month LIBOR <SUP>(1)</SUP>, plus
    3.15%, assumed January 2005</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">6,186</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">6,186</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Statutory Trust V, 3 month LIBOR <SUP>(1)</SUP>, plus 1.435%, issued June
    2007</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">10,310</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Statutory Trust VI, 3 month LIBOR <SUP>(1)</SUP>, plus 2.75%, issued November
    2007</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">12,372</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">12,372</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Statutory Trust VII, 3 month LIBOR <SUP>(1)</SUP>, plus 2.54%, issued November
    2007</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">13,403</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">13,403</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Statutory Trust VIII, 3 month LIBOR <SUP>(1)</SUP>, plus 3.50%, issued March
    2008</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">7,217</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">7,217</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>OMNI Trust I, 3 month LIBOR <SUP>(1)</SUP>, plus 3.30%, assumed May 2011</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">8,248</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">8,248</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>OMNI Trust II, 3 month LIBOR <SUP>(1)</SUP>, plus 2.79%, assumed May 2011</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">7,732</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">7,732</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>GA Commerce Trust II, 3 month LIBOR <SUP>(1)</SUP>, plus 1.64%, assumed
    May 2015</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">8,248</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">8,248</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">120,110</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: right">120,110</TD>
    <TD STYLE="border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>1,343,687</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>1,166,151</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 2%; padding-right: 3pt; padding-left: 2pt"><SUP>(1)</SUP></TD>
    <TD STYLE="width: 98%; padding-right: 3pt; padding-left: 3pt">The interest rate on the Company&rsquo;s long-term debt indexed
    to LIBOR is based on the 3-month LIBOR rate. The 3-month LIBOR rate was 1.91% and 2.81% at December 31, 2019 and 2018, respectively.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Outstanding FHLB advances are a mix of bullet and amortizing
structures. Amortizing FHLB advances are amortized over periods ranging from 1.3 to 20.1 years, and have a balloon feature at maturity.
Advances are collateralized by a blanket pledge of eligible loans, subject to contractual adjustments which reduce the borrowing
base, as well as a secondary pledge of FHLB stock and FHLB demand deposits, the amount of which can exceed the amounts borrowed
based on contractually required adjustments. Total additional FHLB advances available for both short-term borrowings and long-term
debt at December 31, 2019 were $8.4 billion under the blanket floating lien including $1.3 billion from pledges of investment securities.
The weighted average advance rate was 2.34% and 2.15% at December 31, 2019 and 2018, respectively.</P>

<!-- Field: Page; Sequence: 51; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->50<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Junior subordinated debt consists of a total of $120.1 million
in junior subordinated deferrable interest debentures of the Company issued to statutory trusts that were funded by the issuance
of floating rate capital securities of the trusts. The terms of the junior subordinated debt are 30 years, and they are callable
at par by the Company any time after 5 years. Interest is payable quarterly and may be deferred at any time at the election of
the Company for up to 20 consecutive quarterly periods. During a deferral period, the Company is subject to certain restrictions,
including being prohibited from declaring and paying dividends to its common shareholders.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Advances and long-term debt at December 31, 2019 have maturities
or call dates in future years as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 81.5%">2020</TD>
    <TD STYLE="vertical-align: top; width: 5%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">582,371</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">2021</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">175,255</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">2022</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">10,564</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">2023</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">58,597</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">2024</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6,242</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">2025 and thereafter</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">510,658</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>1,343,687</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 14 - INCOME TAXES</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The provision for income tax expense consisted of the following
for the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2019</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2018</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2017</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 61.5%">Current expense (benefit)</TD>
    <TD STYLE="vertical-align: top; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">114,221</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">(115,195</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">)</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">84,827</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Deferred expense</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">30,703</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">153,518</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">71,257</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Tax credits</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(4,363</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(5,179</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(5,618</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Items charged to shareholders&rsquo; equity</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(25,123</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(866</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>115,438</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>32,278</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>150,466</B></TD>
    <TD STYLE="border-bottom: black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">There was a balance receivable of $4.3 million, $208.0 million,
and $4.5 million for federal and state income taxes at December 31, 2019, 2018, and 2017, respectively. The provision for federal
income taxes differs from the amount computed by applying the federal income tax statutory rate of 21 percent for the years ended
December 31, 2019 and 2018 and 35 percent for the year ended December 31, 2017 on income before income tax expense as indicated
in the following analysis for the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2019</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2018</B></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>2017</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 61.5%">Federal tax based on statutory rate</TD>
    <TD STYLE="vertical-align: top; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">104,914</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">84,531</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">102,508</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Increase (decrease) resulting from:</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Effect of tax-exempt income</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(6,314</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(5,801</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(9,435</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Interest and other nondeductible expenses</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">10,429</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6,464</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9,605</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">State taxes, net of federal benefit</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">18,073</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">12,459</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6,970</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Tax credits</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(4,363</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(5,179</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(5,618</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Other <SUP>(1)</SUP></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(7,301</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(60,196</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">46,436</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><B>$</B></TD>
    <TD STYLE="text-align: right"><B>115,438</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><B>$</B></TD>
    <TD STYLE="text-align: right"><B>32,278</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><B>$</B></TD>
    <TD STYLE="text-align: right"><B>150,466</B></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Effective tax rate</B></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>23.1</B></TD>
    <TD STYLE="vertical-align: bottom"><B>%</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>8.0</B></TD>
    <TD STYLE="vertical-align: bottom"><B>%</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>51.4</B></TD>
    <TD STYLE="vertical-align: bottom"><B>%</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><SUP>(1)</SUP> The composition of other items resulting in a
net tax benefit of $7.3 million for the year ended December 31, 2019 included $3.5 million in an unrecognized state tax credit,
$2.3 million related to the remeasurement of deferred tax assets as a result of state statutory rate changes and changes to the
state nexus, and $0.9 million related to equity based compensation.</P>

<!-- Field: Page; Sequence: 52; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->51<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The composition of other items resulting in a net tax benefit of
$60.2 million for the year ended December 31, 2018 included a $6.6 million expense related to the finalization of accounting for
the Sabadell United acquisition and its net impact from the remeasurement of deferred tax assets as a result of the passage of
the Tax Act. In connection with filing its 2017 income tax returns, the Company recorded a non-core, permanent net income tax benefit
of $65.3 million as a result of deductions associated with unrealized losses on securities and loans and depreciation on real and
personal property.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The composition of other items resulting in a net tax expense of
$46.4 million for the year ended December 31, 2017 included $51.0 million related to the estimated net impact from the remeasurement
of deferred tax assets and liabilities as a result of the passage of the Tax Act in December 2017. This was partially offset by
$3.0 million related to equity based compensation, $1.0 million resulting from the reversal of a prior year deferred tax asset
impairment, and a $600 thousand benefit due to a deferred REIT distribution.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Significant components of deferred tax assets and liabilities at
December 31 were as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt"><B>(in thousands)</B></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; font-size: 8pt"><B>2019</B></TD>
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; font-size: 8pt"><B>2018</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Deferred tax assets:</B></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 71%">NOL and credit carryforward</TD>
    <TD STYLE="text-align: right; width: 1.5%; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">18,061</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">42,837</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Allowance for credit losses</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">38,384</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">38,571</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Deferred compensation</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">6,807</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">5,482</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Basis difference in acquired assets and liabilities</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,967</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">9,228</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">OREO</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,234</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">32</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Other</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">46,259</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">19,395</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Gross deferred tax assets</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">119,712</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">115,545</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Deferred tax liabilities:</B></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Unrealized gains on loans and securities</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(64,535</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(98,807</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Premises and equipment</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(7,941</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(10,626</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Acquisition intangibles</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(11,789</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(9,757</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Deferred loan costs</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(6,834</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(5,814</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Basis difference in acquired assets and liabilities</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(12,488</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(17,628</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Lease receivable</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(79,795</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(37,844</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Other</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(38,449</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(6,485</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Gross deferred tax liabilities</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(221,831</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(186,961</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Net deferred tax liabilities</B></TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right"><B>(102,119</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: left"><B>)</B></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right"><B>(71,416</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid"><B>)</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">At December 31, 2019, the Company had cumulative federal net operating
loss carryforwards of $35.7 million. These net operating loss carryforwards arising from acquisitions during 2015 expire over a
20-year period and will be utilized subject to annual Internal Revenue Code Section 382 limitations. No benefit was recognized
at acquisition for net operating losses that will expire unused due to the IRS limitations.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">At December 31, 2019, the Company had state net operating loss carryforwards
of $169.5 million, resulting in a net state deferred tax asset of $7.7 million. These state carryforwards, if not utilized, will
gradually expire through 2039.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company does not believe it has any unrecognized tax benefits
included in its consolidated financial statements. The Company has not had any settlements in the current period with taxing authorities,
nor has it recognized tax benefits as a result of a lapse of the applicable statute of limitations.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">During the years ended December 31, 2019, 2018 and 2017, an immaterial
amount of interest and penalty expense associated with state filings was recorded.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company files federal income tax returns, as well as returns
in various state jurisdictions. The Company is subject to income tax examination by the IRS for the tax years 2014 and forward
and is currently under examination by the IRS for the years 2014 to 2017.</P>


<!-- Field: Page; Sequence: 53; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->52<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 15 - SHAREHOLDERS&rsquo; EQUITY, CAPITAL RATIOS AND OTHER REGULATORY
MATTERS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Preferred Stock </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">On April 4, 2019, the Company issued and sold an aggregate of 4,000,000
depositary shares, each representing a 1/400th ownership interest in a share of the Company&rsquo;s 6.100% Fixed-to-Floating Non-Cumulative
Perpetual Preferred Stock, Series D, par value $1.00 per share, (&ldquo;Series D Preferred Stock&rdquo;), with a liquidation preference
of $10,000 per share of Series D Preferred Stock (equivalent to $25 per depositary share), which represents $100.0 million in aggregate
liquidation preference.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following table presents a summary of the Company&rsquo;s non-cumulative
perpetual preferred stock at December 31:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>2019</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>2018</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><B>Issuance</B><BR>
    <B>Date</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><B>Earliest</B><BR>
    <B>Redemption</B><BR>
    <B>Date </B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Annual</B><BR>
    <B>Dividend</B><BR>
    <B>Rate </B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Liquidation</B><BR>
    <B>Amount</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Carrying</B><BR>
    <B>Amount</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><B>Carrying</B><BR>
    <B>Amount</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><B>(in thousands)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="11">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 29.5%">Series B Preferred Stock</TD>
    <TD STYLE="width: 10%; text-align: right">8/5/2015</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 14%; text-align: right">8/1/2025</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 7%; text-align: right">6.625</TD>
    <TD STYLE="width: 2%">%</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right; vertical-align: bottom">$</TD>
    <TD STYLE="width: 9%; text-align: right">80,000</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right; vertical-align: bottom">$</TD>
    <TD STYLE="width: 8%; text-align: right">76,812</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right; vertical-align: bottom">$</TD>
    <TD STYLE="width: 8%; text-align: right">76,812</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Series C Preferred Stock</TD>
    <TD STYLE="text-align: right">5/9/2016</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">5/1/2026</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">6.600</TD>
    <TD>%</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">57,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">55,285</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">55,285</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Series D Preferred Stock</TD>
    <TD STYLE="text-align: right">4/4/2019</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">5/1/2024</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">6.100</TD>
    <TD>%</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">100,000</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">96,388</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">-</TD>
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right">237,500</TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right">228,485</TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right; vertical-align: bottom">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right">132,097</TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt inherit; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Dividends will accrue and be payable on the Series B Preferred Stock,
if declared by the Company&rsquo;s Board of Directors, and will be paid semi-annually, in arrears, at an annual rate equal to 6.625%
for each period from the issuance date up to and including August 1, 2025 and will be paid quarterly, in arrears, at an annual
rate equal to three-month LIBOR plus 4.262% for each period after August 1, 2025. The Company may redeem the Series B Preferred
Stock at its option, subject to regulatory approval, as described in the Company&rsquo;s Registration Statement on Form 8-A, filed
with the Securities and Exchange Commission on August 5, 2015.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Dividends will accrue and be payable on the Series C Preferred Stock,
if declared by the Company&rsquo;s Board of Directors, and will be paid quarterly, in arrears, at an annual rate equal to (i) 6.600%
for each period from the issuance date to May 1, 2026 and (ii) three-month LIBOR plus 4.920% for each period on or after May 1,
2026. The Company may redeem the Series C Preferred Stock at its option, subject to regulatory approval, as described in the Company&rsquo;s
Registration Statement on Form 8-A, filed with the Securities and Exchange Commission on May 9, 2016.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Dividends will accrue and be payable on the Series D Preferred Stock,
if declared by the Company&rsquo;s Board of Directors, and (i) will be paid semi-annually, in arrears, at an annual rate equal to 6.100%
for each period from the issuance date to May 1, 2024 and (ii) will be paid quarterly at an annual rate equal to three-month LIBOR
plus 3.859% for each period on or after August 1, 2024. The Company may redeem the Series D Preferred Stock at its option, subject
to regulatory approval, as described in the Company&rsquo;s Registration Statement on Form 8-A, filed with the Securities and Exchange
Commission on April 4, 2019.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Common Stock</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In 2018, the Company&rsquo;s Board of Directors authorized the repurchase
of up to 2,765,000 shares of IBERIABANK Corporation&rsquo;s outstanding common stock. The remaining shares available under this plan
were repurchased during 2019. During 2019, the Company announced a new Board-approved share repurchase program for up to 1,600,000
shares, or approximately 3% of total common shares outstanding at the time of the announcement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">During 2019, the Company repurchased 2,700,000 common shares for
approximately $204.7 million at a weighted average price of $75.83 per common share. During 2018, the Company repurchased 1,972,500
common shares for approximately $148.9 million, at a weighted average price of $75.46 per common share. The Company did not repurchase
any common shares during 2017.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">At December 31, 2019, there were approximately 1,165,000 remaining
shares that may be repurchased under the current Board-approved plan. No further common stock repurchases are expected due to the
pending merger with First Horizon.</P>


<!-- Field: Page; Sequence: 54; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->53<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Regulatory Capital</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company and its subsidiary bank, IBERIABANK, are subject to various
regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements
can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct
material effect on the Company&rsquo;s consolidated financial statements. Under capital adequacy regulations and the regulatory
framework for prompt corrective action, specific capital guidelines that involve quantitative measures of assets, liabilities and
certain off-balance sheet items as calculated under regulatory accounting practices must be met. The capital amounts and classification
are also subject to qualitative judgments by the regulators about capital components, asset risk weightings and other factors.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Management believes that, as of December 31, 2019, the Company and
IBERIABANK met all capital adequacy requirements to which they were subject. As of December 31, 2019, the most recent notification
from the FRB categorized IBERIABANK as well-capitalized under the regulatory framework for prompt corrective action (the prompt
corrective action requirements are not applicable to the Company). To be categorized as well-capitalized, an institution must maintain
minimum Total Risk-Based, Tier 1 Risk-Based, Common Equity Tier 1, and Tier 1 Leverage ratios as set forth in the following table.
There are no conditions or events since the notification that management believes have changed that categorization.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company&rsquo;s and IBERIABANK&rsquo;s actual capital amounts
and ratios as of December 31 are presented in the following table.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="23" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">2019</TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Minimum</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Well-Capitalized</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Actual</TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-weight: bold; font-size: 8pt">(in thousands)</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Amount</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Ratio</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Amount</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Ratio</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Amount</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Ratio</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left">Tier 1 Leverage</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 33.5%">Consolidated</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">1,220,289</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">4.00</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">N/A</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">N/A</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">3,021,004</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">9.90</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,217,638</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,522,048</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,949,533</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9.69</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Common Equity Tier 1 (CET1)</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Consolidated</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,194,765</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.50</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,792,520</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.52</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,191,062</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.50</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,720,423</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.50</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,949,533</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.14</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left">Tier 1 Risk-Based Capital</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Consolidated</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,593,020</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.00</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">3,021,004</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.38</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,588,083</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,117,444</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,949,533</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.14</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Total Risk-Based Capital</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Consolidated</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,124,026</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.00</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">3,300,730</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12.43</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,117,444</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,648,805</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">3,112,758</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.76</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="23" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">2018</TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Minimum</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Well-Capitalized</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Actual</TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-weight: bold; font-size: 8pt">(in thousands)</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Amount</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Ratio</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Amount</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Ratio</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Amount</TD><TD STYLE="font-weight: bold; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1px solid; font-size: 8pt">Ratio</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left">Tier 1 Leverage</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 33.5%">Consolidated</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">1,168,343</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">4.00</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">N/A</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">N/A</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD><TD STYLE="width: 10%; text-align: right">2,812,863</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">9.63</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,165,537</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,456,921</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,733,099</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9.38</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Common Equity Tier 1 (CET1)</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Consolidated</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,125,405</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.50</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,680,766</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.72</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,122,712</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.50</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,621,695</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.50</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,733,099</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.95</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left">Tier 1 Risk-Based Capital</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Consolidated</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,500,540</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.00</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,812,863</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.25</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,496,949</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">1,995,932</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,733,099</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.95</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Total Risk-Based Capital</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Consolidated</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,000,720</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.00</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">N/A</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">3,084,764</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12.33</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>IBERIABANK</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">1,995,932</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD><TD STYLE="text-align: right">2,494,915</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: right">2,888,500</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.58</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 55; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->54<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Minimum capital ratios are subject to a capital conservation buffer.
In order to avoid limitations on distributions, including dividend payments, and certain discretionary bonus payments to executive
officers, an institution must hold a capital conservation buffer above its minimum risk-based capital requirements. This capital
conservation buffer is calculated as the lowest of the differences between the actual CET1 ratio, Tier 1 Risk-Based Capital ratio,
and Total Risk-Based Capital ratio and the corresponding minimum ratios. At December 31, 2019, the required minimum capital conservation
buffer was 2.50%, At December 31, 2019, the capital conservation buffers of the Company and IBERIABANK were 4.43% and 3.76%, respectively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Restrictions on Dividends, Loans and Advances</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">IBERIABANK is restricted under applicable laws in the payment of
dividends to an amount equal to current year earnings plus undistributed earnings for the immediately preceding year, unless prior
permission is received from the Commissioner of Financial Institutions for the State of Louisiana. Dividends payable by IBERIABANK
in 2020 without permission are limited to 2020 earnings plus an additional $199.6 million.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Funds available for loans or advances by IBERIABANK to the Parent
amounted to $311.3 million. In addition, any dividends that may be paid by IBERIABANK to the Parent would be restricted if IBERIABANK
did not comply with the above-described capital conservation buffer requirements and would be prohibited if the effect thereof
would cause IBERIABANK&rsquo;s capital to be reduced below applicable minimum capital requirements.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">During any deferral period under the Company&rsquo;s junior subordinated
debt, the Company would be prohibited from declaring and paying dividends to preferred and common shareholders. See Note 13 to
the Consolidated Financial Statements for additional information.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In addition, so long as any shares of Series B Preferred Stock, Series
C Preferred Stock, or Series D Preferred Stock remain outstanding, the Company is prohibited from paying dividends on common stock
if the required payments on the Preferred Stock have not been made.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 16 - EARNINGS PER SHARE</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The computations of basic and diluted earnings per share were as
follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: Black 1px solid; text-align: center; font-size: 8pt"><B>For the Years Ended December
    31,</B></TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt"><B>(in thousands, except per share data)</B></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; font-size: 8pt"><B>2019</B></TD>
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; font-size: 8pt"><B>2018</B></TD>
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; font-size: 8pt"><B>2017</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Earnings per common share - Basic</B></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 57.5%">Net income</TD>
    <TD STYLE="text-align: right; width: 1.5%; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">384,155</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">370,249</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 1.5%; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">142,413</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Preferred stock dividends</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(12,602</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(9,095</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(9,095</TD>
    <TD STYLE="vertical-align: bottom">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Dividends and undistributed earnings allocated to unvested restricted shares</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(3,559</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(3,583</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(1,210</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Earnings allocated to common shareholders - basic</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right">367,994</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right">357,571</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right">132,108</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Weighted average common shares outstanding</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">52,826</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">55,008</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">50,640</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Earnings per common share - basic</B></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">6.97</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">6.50</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2.61</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Earnings per common share - Diluted</B></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Earnings allocated to common shareholders - basic</TD>
    <TD STYLE="text-align: right; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">367,994</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">357,571</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">132,108</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Dividends and undistributed earnings allocated to unvested restricted shares</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">6</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(49</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(1</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Earnings allocated to common shareholders - diluted</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right">368,000</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right">357,522</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; border-bottom: Black 2px solid; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right">132,107</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Weighted average common shares outstanding</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">52,826</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">55,008</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">50,640</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Dilutive potential common shares</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">327</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">352</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">352</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Weighted average common shares outstanding - diluted</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">53,153</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">55,360</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">50,992</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Earnings per common share - diluted</B></TD>
    <TD STYLE="text-align: right; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6.92</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6.46</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="text-align: right; vertical-align: middle">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2.59</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For the years ended December 31, 2019, 2018, and 2017, the calculations
for basic shares outstanding exclude the weighted average shares owned by the RRP of 512,969, 564,973, and 467,601, respectively.</P>
<!-- Field: Page; Sequence: 56; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->55<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The effects from the assumed exercises of 152,416, 154,397, and
71,260 stock options were not included in the computation of diluted earnings per share for the years ended December 31, 2019,
2018, and 2017, respectively, because they were antidilutive.</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 17 - SHARE-BASED COMPENSATION AND OTHER EMPLOYEE BENEFIT
PLANS</B></P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company has various types of share-based compensation plans
that permit the granting of awards in the form of stock options, restricted stock, restricted share units, and phantom stock. These
plans are administered by the Compensation Committee of the Board of Directors, which selects persons eligible to receive awards
and determines the terms, conditions and other provisions of the awards. At December 31, 2019, awards of 3,205,153 shares could
be made under approved incentive compensation plans. The Company issues shares to fulfill stock option exercises and restricted
share units and restricted stock awards vesting from available authorized common shares. At December 31, 2019, the Company believes
there were adequate authorized shares to satisfy anticipated stock option exercises and restricted share unit and restricted stock
award vesting.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Stock option awards</B></P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company issues stock options under various plans to directors,
officers and other key employees. The option exercise price cannot be less than the fair value of the underlying common stock as
of the date of the option grant and the maximum option term cannot exceed ten years.</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table represents the activity related to stock
options during the periods indicated:</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Number
    of<BR>
Shares</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Weighted<BR>
Average<BR>
Exercise<BR>
Price</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Aggregate<BR>
Intrinsic&nbsp;Value<BR>
(in <BR>
thousands)</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-right: 3pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Weighted<BR>
Average <BR>
Remaining<BR>
Contract<BR>
Life
(in<BR> years)</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Outstanding options, December 31, 2016</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">721,538</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">55.38</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Granted</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">80,557</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">84.78</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Exercised</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(85,221</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">55.45</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2,098</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Forfeited or expired</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(30,508</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">68.46</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Outstanding options, December 31, 2017</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">686,366</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">58.24</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Granted</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">97,620</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">82.02</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Exercised</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(42,047</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">53.07</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,242</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Forfeited or expired</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(27,519</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">68.30</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Outstanding options, December 31, 2018</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">714,420</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">61.41</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Granted</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">127,090</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">70.34</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Exercised</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(122,143</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">54.39</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,575</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Forfeited or expired</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(13,570</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">72.52</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 57%">Outstanding options, December 31, 2019</TD>
    <TD STYLE="vertical-align: bottom; width: 9%; border-bottom: Black 2px solid; text-align: right">705,797</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; border-bottom: Black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 6%; border-bottom: Black 2px solid; text-align: right">64.02</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; border-bottom: Black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-bottom: Black 2px solid; text-align: right">8,926</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; border-bottom: Black 2px solid; text-align: right; padding-right: 3pt">5.4</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Exercisable options, December 31, 2017</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">455,010</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">55.77</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Exercisable options, December 31, 2018</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">501,815</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">56.75</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Exercisable options, December 31, 2019</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">463,595</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">59.13</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">7,796</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; padding-right: 3pt">3.9</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company uses the Black-Scholes option pricing model to estimate
the fair value of stock option awards. The following weighted-average assumptions were used for option awards issued during the
years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2018</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Expected dividends</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2.3</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1.8</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1.7</TD>
    <TD STYLE="vertical-align: bottom">%</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Expected volatility</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24.5</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24.3</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25.0</TD>
    <TD STYLE="vertical-align: bottom">%</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Risk-free interest rate</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2.5</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2.7</TD>
    <TD STYLE="vertical-align: bottom">%</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2.1</TD>
    <TD STYLE="vertical-align: bottom">%</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Expected term (in years)</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">5.7</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">5.8</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">5.8</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 55.5%">Weighted-average grant-date fair value</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">14.44</TD>
    <TD STYLE="vertical-align: bottom; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">18.48</TD>
    <TD STYLE="vertical-align: bottom; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">18.86</TD>
    <TD STYLE="vertical-align: bottom; width: 3%">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 57; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->56<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The assumptions above are based on multiple factors, including
historical stock option exercise patterns and post-vesting employment termination behaviors, expected future exercise patterns
and the expected volatility of the Company&rsquo;s stock price.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table represents the compensation expense that
is included in non-interest expense and related income tax benefits in the accompanying consolidated statements of comprehensive
income related to stock options for the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2018</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 61.5%">Compensation expense related to stock options</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="text-align: right; width: 9%">1,408</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="text-align: right; width: 9%">1,280</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="text-align: right; width: 9%">1,470</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Income tax benefit related to stock options</TD>
    <TD COLSPAN="2" STYLE="text-align: right">103</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">93</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">124</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At December 31, 2019, there was $2.1 million of unrecognized
compensation expense related to stock options that is expected to be recognized over a weighted-average period of 2.6 years.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Restricted stock awards</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company issues restricted stock under various plans for certain
officers and directors. The restricted stock awards may not be sold or otherwise transferred until certain restrictions have lapsed.
The holders of the restricted stock receive dividends and have the right to vote the shares. The compensation expense for these
awards is determined based on the market price of the Company&rsquo;s common stock at the date of grant applied to the total number of
shares granted and is recognized over the vesting period (generally three to five years). As of December 31, 2019 and 2018, unrecognized
share-based compensation expense associated with these awards totaled $27.5 million and $27.1 million, respectively. The unrecognized
compensation expense related to restricted stock awards at December 31, 2019 is expected to be recognized over a weighted-average
period of 1.1 years.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In connection with the merger agreement with First Horizon, the
Compensation Committee of the Board of Directors accelerated the vesting of the performance-based restricted stock awards previously
awarded as a special acquisition incentive, held by certain executive officers, such that the restricted stock awards became fully
vested upon the execution of the merger agreement. The value of these shares at the merger execution date was $7.3 million. In
addition, 123,274 restricted stock awards were granted to certain executive officers on November 18, 2019 in connection with the
merger agreement. These awards do not have any performance criteria attached to them.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Restricted share units</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company issues restricted share units to certain of its executive
officers. Restricted share units vest after the end of a three year performance period, based on satisfaction of the market and
performance conditions set forth in the restricted share unit agreements. Recipients do not possess voting or investment power
over the common stock underlying such units until vesting. The grant date fair value of these restricted share units is the same
as the value of the corresponding number of shares of common stock, adjusted for assumptions surrounding the market-based conditions
contained in the respective agreements. See Note 1, Summary of Significant Accounting Policies, for further discussion of restricted
share units with market or performance conditions.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table represents the compensation expense that
was included in non-interest expense and related income tax benefits in the accompanying consolidated statements of comprehensive
income related to restricted stock awards and restricted share units for the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2018</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 61.5%">Compensation expense related to restricted
    stock awards and restricted share units</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">23,176</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">18,998</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">14,966</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Income tax benefit related to restricted stock awards
    and restricted share units</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,395</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,990</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,809</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 58; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table represents unvested restricted stock award
and restricted share unit activity for the years ended December 31:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2018</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 57%">Number of shares at beginning of period</TD>
    <TD STYLE="text-align: right; width: 11%">700,628</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 11%">738,187</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 11%">543,261</TD>
    <TD STYLE="width: 2%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Granted</TD>
    <TD STYLE="text-align: right">344,018</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">231,064</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">421,198</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Forfeited</TD>
    <TD STYLE="text-align: right">(21,656</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">(72,217</TD>
    <TD>)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">(31,699</TD>
    <TD>)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Vested</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">(342,077</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">(196,406</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right">(194,573</TD>
    <TD STYLE="border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><B>Number of shares at end of period</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>680,913</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>700,628</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; text-align: right"><B>738,187</B></TD>
    <TD STYLE="border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The weighted average grant date fair value of restricted stock
awards and restricted share units granted was $71.81, $80.98, and $82.49 for the years ended December 31, 2019, 2018, and 2017,
respectively. The total fair value of restricted stock awards and restricted share units vested during the years ended December
31, 2019, 2018, and 2017 was $28.5 million, $16.3 million, and $16.4 million, respectively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Phantom stock awards</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company issues phantom stock awards to certain key officers
and employees. The awards are subject to a vesting period of five years and are paid out in cash upon vesting. The amount paid
per vesting period is calculated as the number of vested &ldquo;share equivalents&rdquo; multiplied by the closing market price
of a share of the Company&rsquo;s common stock on the vesting date. Share equivalents are calculated on the date of grant as the
total award&rsquo;s dollar value divided by the closing market price of a share of the Company&rsquo;s common stock on the grant
date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table represents compensation expense recorded
for phantom stock based on the number of share equivalents vested at December 31 of the years indicated and the current market
price of the Company&rsquo;s stock at that time:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2019</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2018</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 61.5%">Compensation expense related to phantom
    stock</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">10,160</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">8,141</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 9%">10,756</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table represents phantom stock award activity during
the periods indicated:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in thousands)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Number
    of share</B><BR>
    <B>equivalents <SUP>(1)</SUP></B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Value
    of share</B><BR>
    <B>equivalents <SUP>(2)</SUP></B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 69.5%">Balance, December 31, 2016</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 14%">472,830</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 10%">39,600</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Granted</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">118,408</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">9,177</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Forfeited share equivalents</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(34,968</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,710</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Vested share equivalents</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(162,426</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">13,515</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Balance, December 31, 2017</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">393,844</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">30,523</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Granted</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">157,044</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">10,095</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Forfeited share equivalents</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(63,276</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,067</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Vested share equivalents</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(134,205</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">11,156</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Balance, December 31, 2018</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">353,407</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">22,717</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Granted</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">192,524</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">14,407</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Forfeited share equivalents</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">(34,362</TD>
    <TD STYLE="vertical-align: bottom">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,571</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Vested share equivalents</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">(112,052</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: right">34,566</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Balance, December 31, 2019</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right"><B>399,517</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid; text-align: right"><B>29,896</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2px solid">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 4%; padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-size: 10pt"><SUP>(1)</SUP> </FONT></TD>
    <TD STYLE="width: 96%; padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-size: 10pt">Number of share equivalents includes all reinvested dividend equivalents for the years indicated.</FONT></TD></TR>
<TR>
    <TD STYLE="padding-right: 3pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; padding-left: 3pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-size: 10pt"><SUP>(2)</SUP> </FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-size: 10pt">Except for share equivalents at the beginning of each period, which are based on the value at that time, and vested share payments, which are based on the cash paid at the time of vesting, the value of share equivalents is calculated based on the market price of the Company&rsquo;s stock at the end of the respective periods. The market price of the Company&rsquo;s stock was $74.83, $64.28 and $77.50 on December 31, 2019, 2018, and 2017, respectively.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 59; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>401(k) defined contribution plan</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company has a 401(k) Profit Sharing Plan covering substantially
all of its employees. Annual employer contributions to the Plan are set by the Board of Directors. The Company made contributions
of $4.0 million, $3.7 million, and $3.5 million for the years ended December 31, 2019, 2018, and 2017, respectively. The Plan provides,
among other things, that participants in the Plan be able to direct the investment of their account balances within the Profit
Sharing Plan into alternative investment funds. Participant deferrals under the salary reduction election may be matched by the
employer based on a percentage to be determined annually by the employer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>NOTE 18 - COMMITMENTS AND CONTINGENCIES</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Off-balance sheet commitments</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In the normal course of business, to meet the financing needs
of its customers, the Company is a party to credit-related financial instruments, with risk not reflected in the consolidated financial
statements. These financial instruments include commitments to extend credit, standby letters of credit, and commercial letters
of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized
in the consolidated balance sheets. The credit policies used for these commitments are consistent with those used for on-balance
sheet instruments. The Company&rsquo;s exposure to credit loss in the event of non-performance by its customers under such commitments
or letters of credit represents the contractual amount of the financial instruments as indicated in the table below. At December
31, 2019 and 2018, the fair value of guarantees under commercial and standby letters of credit was $3.3 million and $2.4 million,
respectively. This fair value will decrease as the existing commercial and standby letters of credit approach their expiration
dates.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At December 31, 2019 and 2018, respectively, the Company had
the following financial instruments outstanding and related reserves, whose contract amounts represent credit risk:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>(in
    thousands)</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>December
    31,&nbsp;2019</B></FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; font-size: 12pt; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>December
    31,&nbsp;2018</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 65%"><FONT STYLE="font-size: 10pt">Commitments to extend credit</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 14%"><FONT STYLE="font-size: 10pt">806,164</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 14%"><FONT STYLE="font-size: 10pt">642,162</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Unfunded commitments under lines of credit</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">7,240,808</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">6,883,963</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Commercial and standby letters of credit</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">327,336</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">240,436</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Reserve for unfunded lending commitments</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">16,637</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 10pt">14,830</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Commitments to extend credit are agreements to lend to a customer
as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates
or other termination clauses and may require payment of a fee by the borrower. Since many of the commitments are expected to be
drawn upon, the total commitment amount generally represents future cash requirements. The Company evaluates each customer&rsquo;s
creditworthiness on a case-by-case basis. The amount of collateral, if any, is based on management&rsquo;s credit evaluation of
the customer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Unfunded commitments under commercial lines of credit, revolving
credit lines, and overdraft protection agreements are commitments for possible future extensions of credit to existing customers.
Many of these types of commitments do not contain a specified maturity date and may not be drawn upon to the total extent to which
the Company is committed. See Note 5, Allowance for Credit Losses and Credit Quality, for additional information related to the
Company&rsquo;s reserve for unfunded lending commitments.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Commercial and standby letters of credit are conditional commitments
issued by the Company to guarantee the performance of a customer to a third party. These guarantees are primarily issued to support
public and private borrowing arrangements, including commercial paper issuance, bond financing, and similar transactions. The credit
risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers.
When necessary, they are collateralized, generally in the form of marketable securities and cash equivalents.</P>

<!-- Field: Page; Sequence: 60; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->59<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Legal proceedings</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The nature of the business of the Company&rsquo;s banking and
other subsidiaries ordinarily results in a certain amount of claims, litigation, investigations, and legal and administrative cases
and proceedings, which are considered incidental to the normal conduct of business. Some of these claims are against entities or
assets of which the Company is a successor or acquired in business acquisitions. The Company has asserted defenses to these claims
and, with respect to such legal proceedings, intends to continue to defend itself vigorously, litigating or settling cases according
to management&rsquo;s judgment as to what is in the best interest of the Company and its shareholders.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In July of 2016, the Company received a subpoena from the Office
of Inspector General of the U.S. Department of Housing and Urban Development (&ldquo;HUD&rdquo;) requesting information on certain
previously originated loans insured by the Federal Housing Administration (&ldquo;FHA&rdquo;) as well as other documents regarding
the Company&rsquo;s FHA-related policies and practices. After the Company complied with the subpoena, attorneys from the Department of
Justice (&ldquo;DOJ&rdquo;) informed the Company in late March of 2017 that a civil <I>qui tam</I> suit had been filed against
the Company in federal court involving the subject matter of the HUD subpoena. The HUD lawsuit was settled on December 11, 2017
in the amount of $11.7 million. On February 2, 2018, IBERIABANK filed a lawsuit in the United States District Court for the Eastern
District of Louisiana (New Orleans) against Illinois Union Insurance Company and Travelers Casualty and Surety Company of America
in an effort to recover the $11.7 million it paid to settle the HUD matter. IBERIABANK filed that lawsuit to recover the insurance
proceeds to which it claims to be entitled under certain Bankers&rsquo; Professional Liability insurance policies issued by defendants
Illinois Union and Travelers. More specifically, IBERIABANK alleges that the insurers have failed to honor their obligations under
the policies to pay IBERIABANK&rsquo;s losses in connection with the $11.7 million settlement of disputed allegations relating
to IBERIABANK&rsquo;s professional services in connection with certain mortgage loans insured by the FHA. The judge in the federal
lawsuit granted a motion for summary judgment thereby dismissing the case. The Company has appealed that decision to the United
States Court of Appeals for the Fifth Circuit. The appeal seeks reversal of the summary judgment such that the case can be remanded
to the district court in an effort to recover the $11.7 million.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">Four purported holders of IBKC common stock
have filed four putative stockholder class action complaints against IBKC and the members of IBKC&rsquo;s board of directors. The
complaints are captioned as follows: <I>Wang v. IBKC, et al., </I>No. 20-0105-LAP (S.D.N.Y filed January 6, 2020); <I>Parshall
v. IBKC, et al.</I>, No.20-00027-LPS (D. Del. filed January 8, 2020, includes First Horizon as a Defendant); <I>Hertz v. IBKC,
et al.,</I> No. 20-00267-MKB-LB (E.D.N.Y filed January 16, 2020); and <I>Cooksey v. IBKC, et al.,</I> No. 20-00431-FB-RER (E.D.N.Y.
filed January 26, 2020).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The complaints assert claims under Section 14(a) of the Exchange
Act and Rule 14a-9 thereunder against IBKC and the members of IBKC&rsquo;s board of directors and under Section 20(a) of the Exchange
Act against the members of IBKC&rsquo;s board of directors for allegedly disseminating a false and misleading registration statement
on Form S-4, filed by First Horizon with the SEC on December 31, 2019. Among other remedies, the plaintiffs seeks to enjoin the
Merger and any shareholder vote on the Merger and rescind the Merger or recover damages in the event the Merger is completed. The
courts have not acted on the complaints, and no relief has been granted in any of the lawsuits as of this time. The defendants
believe the claims and allegations are without merit.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Company assesses its liabilities and contingencies in connection
with outstanding legal proceedings utilizing the latest information available. Where it is probable that the Company will incur
a loss and the amount of the loss can be reasonably estimated, the Company records a liability in its consolidated financial statements.
These legal reserves may be increased or decreased to reflect any relevant developments on a quarterly basis. Where a loss is not
probable or the amount of loss is not estimable, the Company does not accrue legal reserves. While the outcome of legal proceedings
is inherently uncertain, based on information currently available and available insurance coverage, the Company&rsquo;s management
believes that it has established appropriate legal reserves. Any incremental liabilities arising from pending legal proceedings
are not expected to have a material adverse effect on the Company&rsquo;s consolidated financial statements. However, it is possible
that the ultimate resolution of these matters, if unfavorable, may be material to the Company&rsquo;s consolidated financial statements.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">As of the date of this filing, the Company believes the amount
of losses associated with legal proceedings that it is reasonably possible to incur above amounts already accrued and reported
as of December 31, 2019 is not material.</P>

<!-- Field: Page; Sequence: 61; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->60<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 19 - FAIR VALUE MEASUREMENTS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Recurring fair value measurements</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following table presents information about the Company&rsquo;s
assets and liabilities that are measured at fair value on a recurring basis as of December 31, 2019 and 2018 and their classification
within the fair value hierarchy. See Note 1, Summary of Significant Accounting Policies, for a description of how fair value measurements
are determined.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 1</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 2</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 3</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 47%">Securities available for sale</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">3,933,360</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">3,933,360</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Mortgage loans
    held for sale</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">213,357</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">213,357</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Mortgage loans held for investment, at fair value option</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,792</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,792</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Derivative
    instruments</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">104,151</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">104,151</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>4,250,868</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>2,792</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>4,253,660</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Derivative instruments</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">11,799</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">11,799</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>11,799</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>11,799</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 1</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 2</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 3</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Securities available for sale</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">4,783,579</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">4,783,579</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Mortgage loans
    held for sale</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">107,734</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">107,734</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Mortgage loans held for investment, at fair value option</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,143</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,143</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">Derivative
    instruments</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">27,048</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">27,048</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>4,918,361</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>3,143</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>4,921,504</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Derivative instruments</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">22,124</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">22,124</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>22,124</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>-</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>22,124</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">During 2019 and 2018, there were no transfers between the Level 1
and Level 2 fair value categories.</P>


<!-- Field: Page; Sequence: 62; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->61<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Non-recurring fair value measurements</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company holds certain assets that are measured at fair value
only in certain circumstances, such as impairment. The following table presents information about the Company&rsquo;s assets that
are measured at fair value and still held as of December 31, 2019 and 2018 for which a non-recurring fair value adjustment was
recorded during the years then ended. See Note 1, Summary of Significant Accounting Policies, for a description of how fair value
measurements are determined.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 1</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 2</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 3</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 47%">Impaired loans</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">74,763</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">74,763</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">OREO, net</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">4,907</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">4,907</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">79,670</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">79,670</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 1</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 2</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 3</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Total</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top"><B>Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top">Impaired loans</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">65,914</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">65,914</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top">OREO, net</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">6,433</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">6,433</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Total</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">72,347</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">72,347</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company did not record any liabilities at fair value for which
measurement of the fair value was made on a non-recurring basis as of December 31, 2019 and 2018.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Fair value option</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company has elected the fair value option for originated residential
mortgage loans held for sale, which allows for a more effective offset of the changes in fair values of the loans and the derivative
instruments used to hedge them without the burden of complying with the requirements for hedge accounting. The Company also has
a portion of mortgage loans held for investment for which the fair value option was elected upon origination and which continue
to be accounted for at fair value at December 31, 2019 and 2018, respectively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following table summarizes the difference between the aggregate
fair value and the aggregate unpaid principal balance for mortgage loans held for sale and mortgage loans held for investment measured
at fair value:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Aggregate Fair</B><BR>
    <B>Value</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Aggregate</B><BR>
    <B>Unpaid</B><BR>
    <B>Principal</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Aggregate</B><BR>
    <B>Fair Value</B><BR>
    <B>Less Unpaid</B><BR>
    <B>Principal</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Aggregate Fair
    </B><BR>
    <B>Value</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Aggregate</B><BR>
    <B>Unpaid</B><BR>
    <B>Principal</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Aggregate</B><BR>
    <B>Fair Value</B><BR>
    <B>Less Unpaid</B><BR>
    <B>Principal</B></FONT></TD></TR>
<TR STYLE="">
    <TD STYLE="vertical-align: top; width: 31%; text-align: left">Mortgage loans held for sale, at fair value</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">213,357</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">207,481</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">5,876</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">107,734</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">104,345</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: right">3,389</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Mortgage loans held for investment, at fair value</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,792</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,922</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(130</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,143</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,595</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(452</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 63; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->62<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Interest income on mortgage loans held for sale and mortgage loans
held for investment at fair value option is recognized based on contractual rates and is reflected in interest income on loans
held for sale in the consolidated statements of comprehensive income. The following table details net gains (losses) resulting
from the change in fair value of loans that were recorded in mortgage income in the consolidated statements of comprehensive income
for the years ended December 31, 2019, 2018 and 2017. The changes in fair value are mostly offset by economic hedging activities,
with an insignificant portion of these changes attributable to changes in instrument-specific credit risk.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Net Gains (Losses)
    Resulting From Changes in Fair Value </B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>For the Years
    Ended December 31,</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt"><B>(in thousands)</B></TD>
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2019</B></TD>
    <TD STYLE="text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2018</B></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2017</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD><B>Fair value option</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 50.5%; text-align: left">Mortgage loans held for sale, at fair value</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 12%; text-align: right">2,486</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 12%; text-align: right">(251</TD>
    <TD STYLE="width: 1%; text-align: left">)</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1.5%; text-align: right">$</TD>
    <TD STYLE="width: 12%; text-align: right">944</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Mortgage loans
    held for investment, at fair value</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">18</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(1,542</TD>
    <TD STYLE="text-align: left">)</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">(204</TD>
    <TD STYLE="text-align: left">)</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 64; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->63<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 20 - FAIR VALUE OF FINANCIAL INSTRUMENTS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The carrying amount and estimated fair values of the Company&rsquo;s
financial instruments, as well as the level within the fair value hierarchy, are included in the tables below. See Note 1, Summary
of Significant Accounting Policies, for a description of how fair value measurements are determined.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Carrying&nbsp;Amount</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Fair Value</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 1</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 2</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 3</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid"><B>Measurement</B><BR>
    <B>Category</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Fair Value</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top"><B>Financial<BR>
 Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 18%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 20%">Securities available for sale</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">3,933,360</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">3,933,360</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">-</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">3,933,360</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Mortgage loans held for sale</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">213,357</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">213,357</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">213,357</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Mortgage loans held for investment, at fair value option</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,792</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,792</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">2,792</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Derivative instruments</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">104,151</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">104,151</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">104,151</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top"><B>Financial<BR>
 Liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Derivative instruments</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">11,799</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">11,799</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">11,799</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><B>Amortized Cost</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><B>Financial Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Cash and cash equivalents</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">894,723</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">894,723</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">894,723</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Securities held to maturity</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">182,961</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">189,899</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">189,899</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Loans and leases, carried at amortized cost, net of unearned income and
    allowance for loan and lease losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,874,911</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,732,650</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,732,650</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top"><B>Financial Liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Deposits</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">25,219,349</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">25,229,566</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">25,229,566</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Short-term borrowings</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">204,208</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">204,208</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">204,208</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Long-term debt</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,343,687</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,296,696</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,296,696</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 65; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->64<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="19" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Carrying&nbsp;Amount</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Fair Value</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 1</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 2</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Level 3</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid"><B>Measurement</B><BR>
    <B>Category</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top"><B>Fair Value</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top"><B>Financial Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 18%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 20%">Securities available for sale</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">4,783,579</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">4,783,579</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">-</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">4,783,579</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: right">$</TD>
    <TD STYLE="width: 9%; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</TD>
    <TD STYLE="width: 1%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Mortgage loans held for sale</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">107,734</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">107,734</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">107,734</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Mortgage loans held for investment, at fair value option</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,143</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,143</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">3,143</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Derivative instruments</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">27,048</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">27,048</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">27,048</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top"><B>Financial Liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Derivative instruments</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,124</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,124</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,124</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><B>Amortized Cost</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><B>Financial Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Cash and cash equivalents</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">690,453</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">690,453</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">690,453</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">$</TD>
    <TD STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Securities held to maturity</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">207,446</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">204,277</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">204,277</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Loans and leases, carried at amortized cost, net of unearned income and
    allowance for loan and lease losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,376,101</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,088,236</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">22,088,236</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top"><B>Financial Liabilities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Deposits</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,763,431</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,752,139</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">23,752,139</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Short-term borrowings</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,482,882</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,482,882</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">315,882</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,167,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Long-term debt</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,166,151</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,154,062</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">-</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">1,154,062</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The fair value estimates presented herein are based upon pertinent
information available to management as of December 31, 2019 and 2018. Although management is not aware of any factors that would
significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these
financial statements since these dates and, therefore, current estimates of fair value may differ significantly from the amounts
presented herein.</P>


<!-- Field: Page; Sequence: 66; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->65<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 21 - RELATED PARTY TRANSACTIONS </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In the ordinary course of business, the Company may execute transactions
with various related parties. Examples of such transactions may include lending or deposit arrangements, transfers of financial
assets, services for administrative support, and other miscellaneous items.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company has granted loans to executive officers and directors
and their affiliates. These loans, including the related principal additions, principal payments, and unfunded commitments are
not material to the consolidated financial statements at December 31, 2019 and 2018. There were no outstanding loans to such related
parties classified as non-accrual, past due, or troubled debt restructurings at December 31, 2019 and 2018.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Deposits from related parties held by the Company were not material
at December 31, 2019 and 2018.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 22 - BUSINESS SEGMENTS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Each of the Company&rsquo;s reportable operating segments serves
the specific needs of the Company&rsquo;s customers based on the products and services it offers. The reportable segments are based
upon those revenue-producing components for which separate financial information is produced internally and primarily reflect the
manner in which resources are allocated and performance is assessed. Further, the reportable operating segments are also determined
based on the quantitative thresholds prescribed within ASC Topic 280, <I>Segment Reporting</I>, and consideration of the usefulness
of the information to the users of the consolidated financial statements.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Company reports the results of its operations through three reportable
segments: IBERIABANK, Mortgage, and LTC. The IBERIABANK segment represents the Company&rsquo;s commercial and retail banking functions,
including its lending, investment, and deposit activities. IBERIABANK also includes the Company&rsquo;s wealth management, capital
markets, and other corporate functions. The Mortgage segment represents the Company&rsquo;s origination, funding, and subsequent
sale of one-to-four family residential mortgage loans. The LTC segment represents the Company&rsquo;s title insurance and loan
closing services.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Certain expenses not directly attributable to a specific reportable
segment are allocated to segments based on pre-determined methods that reflect utilization. Also within IBERIABANK are certain
reconciling items that translate reportable segment results into consolidated results. The following tables present certain information
regarding operations by reportable segment, including a reconciliation of segment results to reported consolidated results for
the periods presented. Reconciling items between segment results and reported results include:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD>Elimination of interest income and interest expense representing interest earned by IBERIABANK on interest-bearing checking
    accounts held by related companies, as well as the elimination of the related deposit balances at the IBERIABANK segment;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">&bull;</TD>
    <TD>Elimination of investment in subsidiary balances on certain operating segments included in total and
    average segment assets; and</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD>Elimination of intercompany due to and due from balances on certain operating segments that are included in total and
    average segment assets.</TD></TR>
</TABLE>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 67; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->66<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Year Ended December
    31, 2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>IBERIABANK</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Mortgage</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>LTC</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Consolidated</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 45%; text-align: left">Interest and dividend income</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">1,301,901</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">8,104</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">3</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">1,310,008</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Interest expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">320,362</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">320,362</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Net interest income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">981,539</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,104</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">989,646</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Provision for (reversal of) credit losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">41,710</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(53</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">41,657</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Mortgage income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">63,030</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">63,030</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Title revenue</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25,928</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25,928</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Other non-interest income (expense)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">145,317</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">104</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(19</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">145,402</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Allocated expenses (income)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(14,495</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">10,640</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,855</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Non-interest expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">611,794</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">51,734</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">19,228</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">682,756</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Income before income tax expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">487,847</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,917</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,829</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">499,593</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Income tax expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">112,624</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2,051</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">763</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">115,438</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Net income</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">375,223</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right">6,866</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right">2,066</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: right">384,155</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; border-bottom: black 2px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total loans, leases, and loans held for sale, net of unearned income</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">24,003,854</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">231,002</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">24,234,856</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Total assets</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">31,413,998</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">271,382</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">28,070</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">31,713,450</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total deposits</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25,200,205</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">19,144</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25,219,349</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Average assets</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">31,121,870</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">230,241</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25,757</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">31,377,868</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in; text-align: right">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Year Ended December
    31, 2018</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>IBERIABANK</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Mortgage</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>LTC</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Consolidated</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left; width: 45%">Interest and dividend income</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: right; width: 10%">1,215,668</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: left; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: right; width: 10%">5,958</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: left; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: right; width: 10%">3</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: left; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 1.5%; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: right; width: 10%">1,221,629</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; text-align: left; width: 1%">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Interest expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">208,381</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">208,381</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Net interest income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,007,287</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">5,958</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,013,248</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Provision for (reversal of) credit
    losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">40,429</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(44</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">40,385</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Mortgage income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">46,424</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">46,424</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Title revenue</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24,149</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24,149</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Other non-interest income (expense)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">81,588</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(95</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">496</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">81,989</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Allocated expenses (income)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(13,437</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">9,847</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,590</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Non-interest expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">660,804</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">43,021</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">19,073</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">722,898</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Income (loss) before income tax
    expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">401,079</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(537</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,985</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">402,527</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Income tax expense (benefit)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">32,436</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(52</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(106</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">32,278</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Net income (loss)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">368,643</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">(485</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">2,091</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">370,249</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total loans, leases, and loans held
    for sale, net of unearned income</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">22,493,809</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">133,740</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">22,627,549</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Total assets</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">30,645,000</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">162,599</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">25,416</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">30,833,015</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total deposits</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">23,754,512</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">8,919</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">23,763,431</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Average assets</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">29,400,755</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">153,717</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">23,554</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">29,578,026</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 68; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->67<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="15" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Year Ended December
    31, 2017</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>IBERIABANK</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>Mortgage</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>LTC</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>Consolidated</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; width: 45%; text-align: left">Interest and dividend income</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 10%; text-align: right">906,521</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 10%; text-align: right">7,260</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 10%; text-align: right">2</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right; border-top: Black 1px solid">$</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 10%; text-align: right">913,783</TD>
    <TD STYLE="vertical-align: bottom; border-top: black 1px solid; width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Interest expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">104,937</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">104,937</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Net interest income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">801,584</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">7,260</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">2</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">808,846</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Provision for (reversal of) credit losses</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">51,797</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(89</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">51,708</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Mortgage income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">63,570</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">63,570</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Title revenue</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">21,972</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">21,972</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Other non-interest income (expense)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">116,659</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(42</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(12</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">116,605</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Allocated expenses (income)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(13,293</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">10,041</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,252</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Non-interest expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">575,865</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">73,587</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">16,954</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">666,406</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Income (loss) before income tax expense</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">303,874</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(12,751</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">1,756</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">292,879</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Income tax expense (benefit)</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">156,407</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(5,771</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(170</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">150,466</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Net income (loss)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">147,467</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">(6,980</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">1,926</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">142,413</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total loans, leases, and loans held for sale, net of
    unearned income</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">20,028,840</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">184,257</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">20,213,097</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Total assets</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">27,672,906</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">208,710</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">22,513</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">27,904,129</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total deposits</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">21,462,776</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">3,941</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">21,466,717</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Average assets</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24,228,436</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">229,364</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">22,856</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24,480,656</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>NOTE 23 - CONDENSED PARENT COMPANY ONLY FINANCIAL STATEMENTS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Condensed financial statements of the Parent are shown below. The
Parent has no significant operating activities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; text-align: center; margin-bottom: 0"><B>Condensed Balance Sheets</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD ROWSPAN="2" STYLE="text-align: left; font-size: 8pt"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD STYLE="font-size: 8pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><FONT STYLE="font-size: 8pt"><B>December 31,</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2019</B></TD>
    <TD STYLE="text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2018</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left"><B>Assets</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 71%; text-align: left">Cash in bank</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">160,171</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">179,545</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Investments in subsidiaries</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,308,843</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">4,008,802</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Other assets</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">63,205</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">53,832</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right"><B>$</B></TD>
    <TD STYLE="text-align: right"><B>4,532,219</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right"><B>$</B></TD>
    <TD STYLE="text-align: right"><B>4,242,179</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Liabilities and Shareholders&rsquo; Equity</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Liabilities</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">195,485</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">185,902</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Shareholders&rsquo; equity</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">4,336,734</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">4,056,277</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>4,532,219</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; text-align: right"><B>4,242,179</B></TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 69; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->68<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; text-align: center; margin-bottom: 0"><B>Condensed Statements of Income</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="text-align: left; font-size: 8pt">&nbsp;</TD>
    <TD STYLE="font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>Year Ended December 31,</B></TD></TR>
<TR STYLE="vertical-align: bottom; font-size: 8pt">
    <TD STYLE="text-align: left; font-size: 8pt"><B>(in thousands)</B></TD>
    <TD STYLE="text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2019</B></TD>
    <TD STYLE="text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2018</B></TD>
    <TD STYLE="text-align: center; font-size: 8pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center; font-size: 8pt"><B>2017</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Operating income</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 58.5%; text-align: left">Reimbursement of management expenses</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">85,796</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">83,262</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">76,177</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Other income</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">190,407</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">245,213</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">146,796</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Total operating income</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">276,203</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">328,475</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">222,973</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Operating expenses</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Interest expense</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">6,088</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">6,008</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">5,168</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Salaries and employee benefits expense</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">62,938</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">55,436</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">55,013</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Other expenses</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">25,106</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">28,963</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">32,965</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Total operating expenses</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">94,132</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">90,407</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">93,146</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Income before income tax (benefit) expense and equity in undistributed earnings
    of subsidiaries</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">182,071</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">238,068</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">129,827</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Income tax (benefit) expense</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(600</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">799</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">3,123</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Income before equity in undistributed earnings of subsidiaries</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">182,671</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">237,269</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">126,704</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Equity in undistributed earnings of subsidiaries</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">201,484</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">132,980</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">15,709</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Net income</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>384,155</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>370,249</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>142,413</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Less: Preferred stock dividends</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-bottom: 1pt; text-align: right; border-bottom: Black 1px solid">12,602</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-bottom: 1pt; text-align: right; border-bottom: Black 1px solid">9,095</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-bottom: 1pt; text-align: right; border-bottom: Black 1px solid">9,095</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Net income available to common shareholders</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>371,553</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>361,154</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>133,318</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 70; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->69<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt; text-align: center"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; text-align: center; margin-bottom: 0"><B>Condensed Statements of Cash Flows</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 8pt"><B>(in thousands)</B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="11" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Year Ended December
    31,</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2019</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2018</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>2017</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left"><B>Cash Flows from Operating Activities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; width: 58.5%; text-align: left">Net income</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">384,155</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">370,249</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1.5%; text-align: right">$</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: right">142,413</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Adjustments to reconcile net income
    to net cash provided by (used in) operating activities:</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Depreciation and amortization</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">309</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">145</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">62</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Net income of subsidiaries</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(391,484</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(377,974</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(160,206</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Share-based compensation expense
    - equity awards</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">24,584</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">20,278</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">16,436</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Other operating activities, net</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(9,828</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">491</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(4,256</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Net Cash Provided by (Used in)
    Operating Activities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>7,736</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>13,189</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>(5,551</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left"><B>)</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left"><B>Cash Flows from Investing Activities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Cash paid in excess of cash received
    for acquisitions</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(7</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(809,159</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Purchases of premises and equipment</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(292</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(52</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(105</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Return of capital from subsidiary</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">190,000</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">245,000</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">144,500</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Other investing activities, net</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(301</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(1,500</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Net Cash Provided by (Used in)
    Investing Activities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>189,407</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>243,441</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>(664,764</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left"><B>)</B></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left"><B>Cash Flows from Financing Activities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Cash dividends paid on common stock</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(92,190</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(84,782</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(72,772</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Cash dividends paid on preferred
    stock</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(12,602</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(9,095</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(9,095</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Net share-based compensation stock
    transactions</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(3,373</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(3,226</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(832</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Payments to repurchase common stock</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(204,740</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(148,855</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Net proceeds from issuance of common
    stock</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">485,151</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left">Net proceeds from issuance of preferred
    stock</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">96,388</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left">Other financing activities, net</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">-</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">(56</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left"><B>Net Cash Provided by (Used In)
    Financing Activities</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>(216,517</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left"><B>)</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>(245,958</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left"><B>)</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right"><B>402,396</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Net Increase (Decrease) in Cash
    and Cash Equivalents</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(19,374</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">10,672</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: right">(267,919</TD>
    <TD STYLE="vertical-align: bottom; text-align: left">)</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: top; text-align: left"><B>Cash and Cash Equivalents at Beginning
    of Period</B></TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">179,545</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">168,873</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: right">436,792</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: top; text-align: left"><B>Cash and Cash Equivalents at End
    of Period</B></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>160,171</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>179,545</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>$</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: right"><B>168,873</B></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2px solid; text-align: left">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 71; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->70<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>4
<FILENAME>c95405_ex99-2.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>

<BODY>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Exhibit 99.2</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Selected Information Derived from First
Horizon National Corporation&rsquo;s First Quarter<BR>
2020 Financial Supplement</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN CONSOLIDATED INCOME STATEMENT</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 36%; padding: 0.25pt 2pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 2pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Dollars in thousands, except per share data)</I></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Interest income</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>378,368</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">404,142</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">407,494</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">412,089</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">400,615</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Less: interest expense </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>75,566</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">92,749</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">106,818</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">108,479</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">106,107</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(19</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(29</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Net interest income</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>302,802</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">311,393</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">300,676</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">303,610</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">294,508</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Provision/(provision credit) for loan losses (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>145,000</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">10,000</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">15,000</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">13,000</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">9,000</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Net interest income after provision for loan losses</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>157,802</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">301,393</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">285,676</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">290,610</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">285,508</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(48</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(45</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Noninterest income:</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom; padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Fixed income (b)</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>95,635</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">80,981</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">77,645</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">66,414</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">53,749</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">18</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">78</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Deposit transactions and cash management</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>30,290</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">33,289</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">34,379</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32,374</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,621</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(9</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Brokerage, management fees and commissions</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>15,405</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,557</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,157</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,120</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12,633</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">22</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Trust services and investment management</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>7,195</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,434</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,163</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,888</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,026</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Bankcard income </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>7,253</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,984</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,017</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,355</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,952</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(9</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Bank-owned life insurance</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,589</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,255</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,427</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,126</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,402</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(13</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Securities gains/(losses), net</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>25</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">97</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">49</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(19</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Other (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>14,364</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">33,810</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26,850</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">25,667</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24,631</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(58</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(42</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Total noninterest income</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>174,756</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">183,307</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">171,735</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">157,993</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">141,045</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">24</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Adjusted gross income after provision for loan losses</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>332,558</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">484,700</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">457,411</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">448,603</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">426,553</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(31</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(22</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Noninterest expense:</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Employee compensation, incentives, and benefits (d) (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>183,470</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">178,761</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">167,022</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">171,643</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">177,925</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Legal fees (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,823</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,709</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,854</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,486</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,831</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(33</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(36</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Professional fees (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>6,996</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">16,718</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,910</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,291</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12,299</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(58</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(43</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Occupancy (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>19,563</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">19,972</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">18,887</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">20,719</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">20,693</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Computer software</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>16,027</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,390</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,191</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,001</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,139</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Contract employment and outsourcing</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,936</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,160</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,256</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,078</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,371</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">56</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">46</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Operations services</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>11,692</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,171</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,634</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,713</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,488</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Equipment rentals, depreciation, and maintenance</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>8,552</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,597</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,197</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,375</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,829</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">FDIC premium expense</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>6,742</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,806</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,564</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,247</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,273</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">16</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">58</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Advertising and public relations (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>7,456</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,897</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,646</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,574</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,242</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(50</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Communications and courier</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,528</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,597</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,650</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,380</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,453</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(14</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Amortization of intangible assets</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,308</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,206</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,206</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,206</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,216</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(14</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(15</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Other (c) </FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>33,226</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">38,463</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">39,655</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,681</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">19,331</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(14</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Total noninterest expense</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>311,319</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">327,447</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">307,672</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">300,394</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">296,090</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Income before income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>21,239</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">157,253</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">149,739</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">148,209</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">130,463</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(84</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Provision for income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,767</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">35,970</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">35,796</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">34,467</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">27,058</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(87</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(82</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Net income/(loss)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>16,472</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">121,283</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">113,943</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">113,742</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">103,405</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt 0.25pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(84</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt 0.25pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Net income attributable to noncontrolling interest</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,852</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,910</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,883</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,852</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,820</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 1.9pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net income/(loss) attributable to controlling interest</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>13,620</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">118,373</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">111,060</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">110,890</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">100,585</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(88</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 1.9pt"><FONT STYLE="font-size: 8pt">Preferred stock dividends</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>1,550</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,550</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,550</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,550</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,550</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Net income/(loss) available to common shareholders</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>12,070</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">116,823</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">109,510</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">109,340</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">99,035</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(90</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(88</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Common Stock Data</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2.25pt 0.25pt 1.75pt 1.75pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.75pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">EPS</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.04</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.38</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.35</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.35</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.31</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(89</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(87</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Basic shares (thousands)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>311,597</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">311,250</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">311,888</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">314,063</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">317,435</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Diluted EPS</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.04</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.37</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.35</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.35</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.31</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(89</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(87</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Diluted shares (thousands)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>313,170</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">313,353</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">313,805</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">315,786</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">319,581</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Key Ratios&nbsp;&amp; Other</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Return on average assets (annualized) (f)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.15</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.12</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.08</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.11</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.03</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Return on average common equity (&ldquo;ROCE&rdquo;) (annualized) (f) </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1.05</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.97</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.50</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.79</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.09</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Fee income to total revenue (f) </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>36.59</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">37.05</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">36.34</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">34.22</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32.38</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Efficiency ratio (f) </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>65.19</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">66.19</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">65.14</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">65.08</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">67.99</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Average full time equivalent employees</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,969</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,005</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,116</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,287</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,524</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">NM - Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">* Am<FONT>ount is less than one
percent.</FONT></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%">(a)</TD>
    <TD STYLE="width: 97%">1Q20 increase in provision expense primarily associated with
    a sudden, steep decline in the economic forecast attributable to the COVID-19
    pandemic.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>(b)</TD>
    <TD>2Q19 includes $1.1 million of gains from the reversal of previous valuation adjustments
    due to the sales and payoff of TRUPS loans.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>(c)</TD>
    <TD>Refer to the Other Income and Other Expense table on page for additional information.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>(d)</TD>
    <TD>1Q20 and 4Q19 include $(10.3) million and $3.9 million, respectively, of deferred compensation expense.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>(e)</TD>
    <TD>Refer to the Acquisition, Restructuring, and Rebranding expense tables on page 3 for additional information about variability
    in quarterly balances.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>(f)</TD>
    <TD>See Glossary of Terms for definitions of Key Ratios.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN OTHER INCOME AND OTHER EXPENSE</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"></P>






<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Other Income</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt; width: 34%"><FONT STYLE="font-size: 8pt">ATM and interchange fees</FONT></TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt"><B>4,212</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">4,529</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">4,507</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">4,262</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">3,241</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">(7</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; width: 2%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">30</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 2%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Dividend income</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,130</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,508</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,556</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,809</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,313</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(25</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(51</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Electronic banking fees</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,030</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,101</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,288</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,267</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,271</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(19</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Letter of credit fees</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,462</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,561</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,400</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,253</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,368</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Mortgage banking </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,431</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,578</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,019</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,572</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,886</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(32</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Deferred compensation (a) </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(9,507</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,339</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">472</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,938</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,474</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Insurance commissions</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>789</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">358</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">577</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">566</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">624</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other service charges</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,219</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,755</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,738</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,624</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,869</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(9</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">35</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Gain/(loss) on extinguishment of debt </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">65</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Other (b)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>7,598</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12,016</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,299</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,376</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,586</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(37</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">66</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>14,364</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">33,810</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">26,850</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">25,667</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">24,631</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(58</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(42</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Other Expense</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Litigation and regulatory matters </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>13</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(394</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">11,534</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(8,230</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Tax credit investments</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>346</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">460</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">407</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">267</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">675</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(25</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(49</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Travel and entertainment</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,709</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,652</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,849</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,906</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,712</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(26</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Employee training and dues</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,341</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,430</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,003</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,251</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,457</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(8</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Customer relations (c)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,004</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,794</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,165</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,540</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,599</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(28</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Miscellaneous loan costs</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,094</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,227</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,017</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">857</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,027</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(11</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Supplies</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,411</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,104</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,668</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,342</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,804</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">34</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">OREO</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(184</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,478</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">342</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(366</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">50</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other insurance and taxes</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,679</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,515</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,475</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,495</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,694</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Non-service components of net periodic pension and post retirement cost</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,508</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">327</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">986</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">559</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">432</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Expense/(Credit) on unfunded commitments (d)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>9,230</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(790</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(634</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(489</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">396</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Other (e) </FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>9,075</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">23,660</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,843</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26,158</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,888</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(62</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>33,226</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">38,463</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">39,655</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">28,681</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">19,331</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(14</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Certain previously reported amounts have been reclassified to
agree with current presentation.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0; border-left-width: 0pt; border-left-color: Black">NM
- Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">* Am<FONT STYLE="background-color: white">ount is less than one
percent.</FONT></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">Amounts driven by market conditions and are mirrored by changes in deferred compensation expense which is included in employee compensation expense; 1Q20 decrease driven by equity market valuations.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Increase beginning in 2Q19 due in large part to higher fees from derivative sales; 4Q19 and 3Q19 include an increase in collections from CBF loans charged off prior to acquisition, under ASU 2016-13 (CECL) these collections are no longer recognized as part of fee income, but are accounted for as reductions of provision; 3Q19 includes $1.0 million of gains on the sales of buildings.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">3Q19 increase driven by higher business development costs.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase largely associated with a sudden, steep decline in the economic forecast attributable to the COVID-19 pandemic.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt;">4Q19 includes $11.0 million of charitable contributions; 3Q19
    includes $4.0 million of valuation adjustments associated with derivatives related to prior sales of Visa Class B shares;
    Refer to the Acquisition, Restructuring, and Rebranding expense tables on page 3  for additional information about
    variability in quarterly balances.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>ACQUISITION EXPENSE</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 60%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">IBKC ACQUISITION EXPENSE</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt; width: 61%"><FONT STYLE="font-size: 8pt">Legal and professional fees (a)</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt"><B>662</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 2%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">8,228</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 3%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 12%"><FONT STYLE="font-size: 8pt">(92</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt 0.25pt; width: 1%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Employee compensation, incentives, and benefits (b)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>689</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,079</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(78</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Miscellaneous expense (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>254</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">64</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Total IBKC acquisition expense</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,605</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,371</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0; text-align: right">&nbsp;</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">OTHER ACQUISITION EXPENSE</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt; width: 48%"><FONT STYLE="font-size: 8pt">Legal and professional fees (a)</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt"><B>799</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">1,494</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">3,507</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">4,478</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">1,867</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">(47</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; width: 2%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">(57</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; width: 2%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Employee compensation, incentives, and benefits (b)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>396</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,035</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,473</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,472</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,517</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(62</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(74</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Occupancy (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(25</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(94</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(76</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,505</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">118</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">73</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Contract employment and outsourcing (d)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>306</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">35</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">223</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Miscellaneous expense (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>822</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">217</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,022</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">79</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,069</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(23</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">All other expense (f)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,874</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,638</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,840</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,096</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,089</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total other acquisition expense</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,172</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,325</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,989</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,647</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,660</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(26</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>


<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0; border-left-width: 0pt; border-left-color: Black">NM
- Not meaningful</P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">Primarily comprised of fees for legal, accounting, and merger consultants.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Primarily comprised of fees for severance and retention.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Primarily relates to fees associated with lease exit accruals.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Primarily relates to fees for temporary assistance for merger and integration activities.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Consists of fees for operations services, communications and courier, equipment rentals, deprecation and maintenance, supplies, travel and entertainment, computer software, and advertising and public relations.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Primarily relates to contract termination charges, internal technology development costs, costs of shareholder matters and asset impairments, as well as other miscellaneous expenses.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>RESTRUCTURING EXPENSE</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt; width: 48%"><FONT STYLE="font-size: 8pt">Legal and professional fees </FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt"><B>7</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">989</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">6,488</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: center; width: 7%"><FONT STYLE="font-size: 8pt">$4,242</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: center; width: 7%"><FONT STYLE="font-size: 8pt">$4,295</FONT></TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">(99</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; width: 2%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 2%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Employee compensation, incentives, and benefits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>57</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">259</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,182</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">2,557</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">6,505</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(78</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(99</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Occupancy</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">57</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(128</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">817</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(96</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">All other expense (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(103</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(148</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">300</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">11,797</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">535</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">30</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total restructuring expense</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(37</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,157</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,842</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">$18,668</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">$12,152</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0; border-left-width: 0pt; border-left-color: Black">NM
- Not meaningful</P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">Primarily relates to costs associated with asset impairments.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>REBRANDING EXPENSE</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt; width: 46%"><FONT STYLE="font-size: 8pt">Legal and professional fees</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt"><B>265</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 3%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt">1,016</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 3%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt">879</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 3%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0pt; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt">882</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; width: 3%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt">(74</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt 0.25pt; width: 1%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right; width: 3%"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Advertising and public relations</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>116</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,360</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">663</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">423</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(98</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Supplies</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>53</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">862</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">105</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">325</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(94</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Miscellaneous expense</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>92</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">315</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">145</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">38</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(71</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">All other expense (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">561</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,322</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,406</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(99</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total rebranding expense</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>531</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,114</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,114</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,074</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(94</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">Primarily relates to costs associated with fixed asset impairments and technology-related expenses.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN CONSOLIDATED PERIOD-END BALANCE SHEET</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 2pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Assets:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt; width: 48%"><FONT STYLE="font-size: 8pt">Investment securities</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt"><B>4,554,907</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">4,455,403</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">4,425,845</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">4,425,609</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; width: 1%"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">4,626,322</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 4%"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding: 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; width: 4%"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; width: 1%"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Loans held-for-sale (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>595,601</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">593,790</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">554,843</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">447,106</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">594,662</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Loans, net of unearned income</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>33,378,303</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,061,111</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,260,833</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">29,712,810</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">27,990,048</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Federal funds sold</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>30,050</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">46,536</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">48,747</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">50,705</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">167,602</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(35</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(82</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Securities purchased under agreements to resell</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>562,435</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">586,629</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">697,214</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">602,919</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">474,679</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">18</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Interest-bearing cash (b)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>670,525</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">482,405</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">364,412</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">593,180</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,013,254</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">39</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(34</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Trading securities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>1,877,514</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,346,207</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,395,043</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,668,942</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,681,727</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">39</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total earning assets</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>41,669,335</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">38,572,081</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">38,746,937</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">37,501,271</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">36,548,294</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Cash and due from banks</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>537,564</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">633,728</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">749,719</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">596,081</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">570,589</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(15</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Fixed income receivables (c) </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>180,569</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">40,114</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">209,732</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">147,574</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">46,782</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Goodwill</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,432,787</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,432,787</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,432,787</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,432,787</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,432,787</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other intangible assets, net</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>124,892</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">130,200</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">136,406</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">142,612</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">148,818</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(16</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Premises and equipment, net</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>447,812</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">455,006</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">451,600</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">454,271</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">484,494</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(8</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other real estate owned (&ldquo;OREO&rdquo;)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>15,837</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17,838</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">20,181</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">19,286</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">23,396</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(11</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(32</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance for loan losses (d)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(444,490</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(200,307</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(193,149</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(192,749</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(184,911</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Derivative assets</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>696,250</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">183,115</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">250,786</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">185,521</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">118,128</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Other assets</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,536,822</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,046,338</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,912,685</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,885,116</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,910,626</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">33</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total assets</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>47,197,378</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">43,310,900</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">43,717,684</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">42,171,770</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">41,099,003</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Liabilities and Equity:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Deposits:</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Consumer interest</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>13,813,999</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">13,866,920</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">13,670,204</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">13,705,969</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">13,707,310</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Commercial interest</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,867,755</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,153,075</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,211,539</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,660,056</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,729,999</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(13</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Market-indexed (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,798,088</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,980,589</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,794,105</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,855,545</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,062,531</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">46</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">43</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Total interest-bearing deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>25,479,842</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24,000,584</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">23,675,848</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24,221,570</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24,499,840</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Noninterest-bearing deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>8,939,808</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,428,951</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,268,812</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,086,748</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,963,048</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>34,419,650</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32,429,535</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,944,660</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32,308,318</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32,462,888</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Federal funds purchased</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>476,013</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">548,344</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">936,837</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">666,007</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">339,360</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(13</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">40</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Securities sold under agreements to repurchase</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>788,595</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">716,925</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">735,226</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">764,308</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">745,788</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Trading liabilities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>452,611</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">505,581</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">719,777</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">558,347</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">429,669</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(10</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other short-term borrowings (f) </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,060,673</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,253,045</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,276,139</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">865,347</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">140,832</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">80</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Term borrowings (g)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>792,751</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">791,368</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,195,096</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,186,646</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,177,926</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(33</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Fixed income payables (c) </FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>91,274</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">49,535</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">66,842</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">66,369</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">100,290</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">84</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(9</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Derivative liabilities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>234,984</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">67,480</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">83,530</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">88,485</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">107,123</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Other liabilities</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>825,247</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">873,079</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">763,534</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">741,862</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">748,606</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total liabilities</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>42,141,798</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">38,234,892</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">38,721,641</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">37,245,689</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">36,252,482</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">16</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Equity:</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Common stock</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>194,914</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">194,668</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">194,487</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">195,299</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">197,101</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Capital surplus</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,938,670</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,931,451</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,925,309</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,941,696</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,983,948</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Undivided profits (h)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,667,105</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,798,442</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,725,846</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,660,520</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,595,568</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(7</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Accumulated other comprehensive loss, net</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(136,164</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(239,608</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(240,654</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(262,489</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(321,151</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(43</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(58</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt"><FONT STYLE="font-size: 8pt">Preferred stock</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>95,624</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">95,624</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">95,624</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">95,624</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">95,624</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Noncontrolling interest (i)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>295,431</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">295,431</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">295,431</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">295,431</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">295,431</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total equity</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,055,580</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,076,008</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,996,043</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,926,081</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,846,521</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total liabilities and equity</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>47,197,378</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">43,310,900</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">43,717,684</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">42,171,770</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">41,099,003</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">NM - Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">*Amount is less than one percent.</P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">1Q20 includes $494.8 million of SBA and USDA loans, $95.9 million of mortgage loans, and $4.9 million of other consumer loans.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Includes excess balances held at Fed.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Period-end balances fluctuate based on the level of pending unsettled trades.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Effective 1/1/2020 FHN adopted ASU 2016-13, &ldquo;Measurement of Credit Losses on Financial Instruments,&rdquo; (CECL) which resulted in an increase to the allowance for loan losses of $103.4 million; the remaining 1Q20 increase reflects increased reserves established in 1Q20 associated <FONT STYLE="background-color: white">with</FONT> a sudden, steep decline in the economic forecast attributable to the COVID-19 pandemic.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Market-indexed deposits are tied to an index not administered by FHN and are comprised of insured network deposits, correspondent banking deposits, and trust/sweep deposits; 1Q20 increase used to support commercial loan growth, including loans to mortgage companies. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Balance fluctuates largely based on the level of FHLB borrowings as a result of loan demand and deposit levels; 1Q20 increase used to support commercial loan growth, including loans to mortgage companies. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(g)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">In 4Q19 $400 million of First Horizon Bank senior capital notes matured.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(h)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Effective 1/1/2020 FHN adopted ASU 2016-13 (CECL) which resulted in a net decrease to undivided profits of $96.1 million.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(i)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Consists of preferred stock of subsidiaries.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN CONSOLIDATED AVERAGE BALANCE SHEET</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 38%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 2pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><I>1Q20
    Changes vs.</I></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><I>(Thousands)</I></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><B>1Q20</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">4Q19</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">3Q19</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">2Q19</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">1Q19</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center">4Q19</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center">1Q19</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><B>Assets:</B></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Earning assets:</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Loans, net of unearned income:</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Commercial, financial, and industrial (C&amp;I) (a)</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><B>$</B></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><B>19,469,572</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">19,739,937</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">18,965,829</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">17,952,866</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">16,428,088</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(1</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">19</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Commercial real estate (a)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>4,421,913</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4,263,597</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4,269,425</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">3,910,466</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">3,959,592</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">12</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Consumer real estate (b)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>6,134,390</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,194,134</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,283,488</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,310,039</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,410,184</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(1</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(4</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Credit card and other</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>498,290</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">508,651</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">497,646</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">498,790</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">515,436</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">(2</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">(3</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total loans, net of unearned income (c)</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><B>30,524,165</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">30,706,319</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">30,016,388</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">28,672,161</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">27,313,300</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">(1</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.9pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">12</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Loans held-for-sale (d)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>590,458</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">581,810</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">455,239</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">606,685</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">670,401</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(12</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Investment securities:</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">U.S. treasuries</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>100</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">100</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">100</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">99</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">99</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">U.S. government agencies</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>4,330,905</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4,327,651</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4,289,719</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4,461,712</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">4,494,814</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(4</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">States and municipalities</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>64,668</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">54,146</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">49,025</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">41,911</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">33,400</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">19</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">94</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Corporate bonds</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>50,570</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">50,493</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">50,414</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">64,720</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">65,194</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(22</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Other</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>20,409</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">15,933</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">18,837</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">14,609</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">10,249</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">28</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">99</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total investment securities</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><B>4,466,652</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,448,323</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,408,095</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,583,051</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,603,756</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">(3</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Trading securities</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>1,831,492</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,263,633</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,391,405</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,564,201</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,443,969</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">45</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">27</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Other earning assets:</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Federal funds sold</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>10,192</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">9,700</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">21,225</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">47,664</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">113,043</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">5</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(91</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Securities purchased under agreements to resell</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>816,794</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">645,979</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">550,641</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">593,412</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">428,687</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">26</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">91</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Interest-bearing cash (e)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>548,036</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">586,495</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">545,784</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">648,927</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">1,717,696</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">(7</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">(68</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total other earning assets</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><B>1,375,022</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">1,242,174</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">1,117,650</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">1,290,003</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">2,259,426</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">11</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">(39</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total earning assets</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><B>38,787,789</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">38,242,259</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">37,388,777</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">36,716,101</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">36,290,852</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">1</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">7</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Allowance for loan losses (f)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>(353,794</B></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><B>)</B></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(195,863</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(196,586</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(188,243</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(182,332</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">81</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">94</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Cash and due from banks</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>609,701</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">609,750</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">596,323</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">590,622</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">610,470</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Fixed income receivables</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>111,474</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">75,917</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">75,938</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">64,958</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">55,393</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">47</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Premises and equipment, net</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>450,931</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">450,950</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">451,567</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">478,607</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">485,462</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(7</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Derivative assets</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>254,736</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">202,624</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">160,341</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">83,050</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">55,288</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">26</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Other assets</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>3,691,075</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">3,500,153</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">3,464,541</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">3,497,912</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">3,568,059</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">5</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">3</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">Total assets</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><B>$</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><B>43,551,912</B></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right">42,885,790</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right">41,940,901</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right">41,243,007</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right">40,883,192</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">2</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">7</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><B>Liabilities and equity:</B></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Interest-bearing liabilities:</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Interest-bearing deposits:</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Consumer interest</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><B>$</B></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><B>13,760,968</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">13,718,820</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">13,670,745</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">13,597,195</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right">13,390,692</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">3</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Commercial interest</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>6,006,364</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,145,681</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,321,835</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,599,793</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">6,577,476</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(2</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(9</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Market-indexed (g)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>4,448,587</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">4,370,025</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">4,143,012</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">3,818,949</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">4,734,295</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">2</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">(6</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Total interest-bearing deposits</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>24,215,919</B></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">24,234,526</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">24,135,592</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">24,015,937</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">24,702,463</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(2</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Federal funds purchased</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>746,686</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,163,701</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">886,445</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">519,497</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">370,868</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(36</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Securities sold under agreements to repurchase</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>777,692</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">701,213</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">722,815</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">691,490</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">688,765</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">11</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">13</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Trading liabilities</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>750,520</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">585,889</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">501,203</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">548,653</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">375,169</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">28</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Other short-term borrowings (h)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>1,686,690</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">844,558</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">535,585</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">650,387</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">114,474</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Term borrowings (i)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>791,043</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">928,214</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">1,185,853</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">1,183,205</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">1,172,618</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">(15</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">(33</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total interest-bearing liabilities</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><B>28,968,550</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">28,458,101</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">27,967,493</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">27,609,169</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">27,424,357</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">2</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">6</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Noninterest-bearing deposits</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>8,666,087</B></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">8,542,521</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">8,235,806</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">7,947,607</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">7,795,015</TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">11</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Fixed income payables</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>54,900</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">34,510</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">33,059</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">25,579</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">21,978</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">59</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">NM</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt">Derivative liabilities</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>16,171</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">59,114</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">19,632</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">61,715</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">94,943</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(73</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(83</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Other liabilities</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>843,810</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">751,676</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">722,570</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">729,776</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">737,664</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">12</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">14</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total liabilities</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><B>38,549,518</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">37,845,922</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">36,978,560</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">36,373,846</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">36,073,957</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">2</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">7</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt">Equity:</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Common stock</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>194,827</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">194,574</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">194,930</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">196,319</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">198,460</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(2</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Capital surplus</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>2,935,372</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">2,928,463</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">2,934,276</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">2,964,824</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">3,015,017</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(3</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Undivided profits (j)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>1,686,986</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,766,211</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,695,417</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,629,474</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">1,572,177</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(4</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">7</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Accumulated other comprehensive loss, net</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>(205,846</B></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><B>)</B></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(240,435</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(253,337</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(312,511</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(367,474</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">(14</TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt">)</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">44</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 2pt 1.75pt">Preferred stock</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><B>95,624</B></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">95,624</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">95,624</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">95,624</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">95,624</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Noncontrolling interest (k)</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><B>295,431</B></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">295,431</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">295,431</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">295,431</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">295,431</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid">*</TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">*</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">Total equity</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><B>5,002,394</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">5,039,868</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,962,341</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,869,161</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">4,809,235</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right">(1</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt 1.9pt 0.25pt">)</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">4</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">Total liabilities and equity</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><B>$</B></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><B>43,551,912</B></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right">42,885,790</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right">41,940,901</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right">41,243,007</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt">$</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right">40,883,192</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">2</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right">%</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">7</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right">%</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">Certain previously reported amounts have been reclassified
to agree with current presentation.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">NM - Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">*Amount is less than one percent.</P>




<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">In 3Q19, FHN prospectively reclassified approximately $410 million of regional banking market investor CRE loans from the C&amp;I portfolio to the CRE portfolio. The reclassification did not have an impact on FHN&rsquo;s consolidated balance sheet and the impact to the consolidated financial statements from the effect on the allowance for loan losses is immaterial. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">In 1Q20, the Permanent Mortgage portfolio was combined into Consumer Real Estate portfolio, all prior periods were revised for comparability.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Includes loans on nonaccrual status.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 includes $491.3 million of SBA and USDA loans, $94.1 million of mortgage loans, and $5.1 million of other consumer loans.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Includes excess balances held at Fed.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Effective 1/1/2020 FHN adopted ASU 2016-13, &ldquo;Measurement of Credit Losses on Financial Instruments,&rdquo; (CECL) which resulted in an increase to the allowance for loan losses of $103.4 million.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(g)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Market-indexed deposits are tied to an index not administered by FHN and are comprised of insured network deposits, correspondent banking deposits, and trust/sweep deposits. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(h)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Balance fluctuates largely based on the level of FHLB borrowings as a result of loan demand and deposit levels; 1Q20 increase used to support commercial loan growth, including loans to mortgage companies. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(i)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">In 4Q19 $400 million of First Horizon Bank senior capital notes matured.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(j)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Effective 1/1/2020 FHN adopted ASU 2016-13 (CECL) which resulted in a net decrease to undivided profits of $96.1 million.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(k)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Consists of preferred stock of subsidiaries.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN CONSOLIDATED NET INTEREST INCOME (a)</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 46%; padding: 0 0 0 2pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 2px solid"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 2px solid"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0 0 0 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Interest Income:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Loans, net of unearned income (b)</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>328,526</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">356,176</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">357,724</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">354,067</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">334,167</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(8</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Loans held-for-sale</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>6,899</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,053</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,069</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,128</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,877</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(30</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Investment securities:</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">U.S. government agencies</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>25,127</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26,500</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26,322</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">29,075</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">30,107</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(17</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">States and municipalities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>542</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">478</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">431</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">347</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">362</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">50</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">Corporate bonds</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>591</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">595</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">593</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">713</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">712</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(17</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>1,732</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,352</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,634</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,278</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">895</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">94</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total investment securities</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>27,992</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,925</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,980</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,413</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">32,076</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(13</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Trading securities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>13,338</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,507</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10,645</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,332</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,712</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">40</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other earning assets:</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">Federal funds sold</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>27</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">51</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">141</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">326</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">733</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(47</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(96</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">Securities purchased under agreements to resell</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,303</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,467</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,800</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,301</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,336</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(7</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Interest-bearing cash</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>1,536</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">2,359</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">2,700</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">3,689</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">10,209</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(35</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(85</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total other earning assets</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,866</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,877</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,641</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,316</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,278</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(21</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(71</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Interest income</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>380,621</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">406,538</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">409,059</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">414,256</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">403,110</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Interest Expense:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Interest-bearing deposits:</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">Consumer interest</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>18,337</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">22,957</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">26,670</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">25,666</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">24,641</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(20</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(26</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">Commercial interest</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>19,061</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24,366</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,112</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">29,927</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,153</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(22</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(32</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Market-indexed (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>17,091</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">20,090</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">23,809</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">23,409</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">29,416</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(15</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(42</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt 1.75pt 1.75pt 2pt"><FONT STYLE="font-size: 8pt">Total interest-bearing deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>54,489</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">67,413</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">78,591</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">79,002</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">82,210</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(19</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(34</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Federal funds purchased</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,214</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,026</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,898</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,142</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,287</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(56</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Securities sold under agreements to repurchase</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,623</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,843</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,301</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,580</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,496</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(8</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(25</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Trading liabilities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,292</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,987</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,943</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,756</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,816</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Other short-term borrowings</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,027</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,989</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,333</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,316</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">961</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Term borrowings (d)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>7,921</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">10,491</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">13,752</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">14,683</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">14,337</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(24</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(45</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Interest expense</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>75,566</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">92,749</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">106,818</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">108,479</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">106,107</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(19</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(29</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income - tax equivalent basis</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>305,055</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">313,789</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">302,241</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">305,777</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">297,003</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Fully taxable equivalent adjustment</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(2,253</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2,396</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1,565</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2,167</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(2,495</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>302,802</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">311,393</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">300,676</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">303,610</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">294,508</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0; border-left-width: 0pt; border-left-color: Black">NM
- Not meaningful</P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">Net interest income adjusted to a fully taxable equivalent (&ldquo;FTE&rdquo;) basis assuming a statutory federal income tax of 21 percent and, where applicable, state income taxes.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Includes interest on loans in nonaccrual status.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Market-indexed deposits are tied to an index not administered by FHN and are comprised of insured network deposits, correspondent banking deposits, and trust/sweep deposits.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">In 4Q19 $400 million of First Horizon Bank senior capital notes matured.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN CAPITAL HIGHLIGHTS</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 35%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><I>(Dollars and shares in thousands)</I></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Common equity tier 1 capital (a) (b) (c)</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,421,763</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">3,408,936</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">3,326,059</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">3,270,484</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">3,239,249</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: bottom; padding: 2pt"><FONT STYLE="font-size: 8pt">Tier 1 capital (a) (b) (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,812,203</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,760,450</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,679,158</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,620,001</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,583,577</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom; padding: 2pt"><FONT STYLE="font-size: 8pt">Total capital (a) (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,319,384</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,154,885</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,065,306</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,009,116</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,963,901</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: bottom; padding: 2pt"><FONT STYLE="font-size: 8pt">Risk-weighted assets (&ldquo;RWA&rdquo;) (a) (b) (d)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>40,169,550</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">37,045,782</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">36,913,347</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">35,341,740</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">33,656,950</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="background-color: rgb(229,255,255)">
    <TD STYLE="vertical-align: bottom; padding: 2pt"><FONT STYLE="font-size: 8pt">Average assets for leverage (a) (b)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>42,348,418</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">41,583,446</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">40,660,442</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">40,022,187</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">39,717,387</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Common equity tier 1 ratio (a) (b) (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>8.52</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.20</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.01</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.25</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.62</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Tier 1 ratio (a) (b) (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>9.49</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10.15</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.97</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10.24</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10.65</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total capital ratio (a) (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>10.75</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.22</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.01</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.34</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.78</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Leverage ratio (a) (b) (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>9.00</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.04</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.05</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.04</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.02</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total equity to total assets (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>10.71</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.72</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.43</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.68</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.79</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Period-end shares outstanding (e)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>311,863</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">311,469</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">311,180</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">312,478</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">315,361</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Cash dividends declared per common share</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.15</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.14</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.14</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.14</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">0.14</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Book value per common share (c)</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>14.96</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">15.04</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">14.80</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">14.51</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">14.13</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Market capitalization </FONT><FONT STYLE="font-size: 8pt">(millions)</FONT> <FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,513.6</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">5,157.9</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">5,041.1</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">4,665.3</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">4,408.7</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Certain previously reported amounts have been reclassified to
agree with current presentation.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">* Amount is less than one percent.</P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">Current quarter is an estimate.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">See Glossary of Terms for definition.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 includes the impact of CECL adoption; amount calculated under the interim final rule to delay the effects of CECL on regulatory capital for two years, followed by a three-year transition period.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase in risk-weighted assets due to period-end commercial loan growth (primarily loans to mortgage companies), higher draw activity in March, and increased market risk assets for Fixed Income.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Decreases largely attributable to shares repurchased under share repurchase programs.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 decrease driven by a sharp decline in FHN&rsquo;s share price attributable to market uncertainty associated with the COVID-19 pandemic.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN BUSINESS SEGMENT HIGHLIGHTS</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 36%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Thousands)</I></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Regional Banking</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>300,128</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">310,808</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">302,483</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">297,449</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">286,023</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest income</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>81,871</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">89,553</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">85,776</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">81,474</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">73,029</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(9</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total revenues</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>381,999</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">400,361</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">388,259</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">378,923</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">359,052</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Provision for loan losses (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>145,435</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,370</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">20,471</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17,776</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,442</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest expense (b)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>211,013</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">202,124</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">192,427</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">192,354</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">198,569</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Income before income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>25,551</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">183,867</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">175,361</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">168,793</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">147,041</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(83</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Provision for income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,388</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">43,285</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">41,984</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">39,759</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">34,109</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(90</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(87</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>21,163</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">140,582</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">133,377</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">129,034</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">112,932</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(85</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(81</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Fixed Income</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>10,914</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">7,232</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">5,311</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">6,171</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">7,332</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">51</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">49</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest income (c)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>95,723</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">81,185</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">77,809</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">65,622</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">53,807</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">18</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">78</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total revenues</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>106,637</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">88,417</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">83,120</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">71,793</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">61,139</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">21</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">74</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest expense (d)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>81,063</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">62,090</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">67,576</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">55,534</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">50,533</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">60</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Income before income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>25,574</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">26,327</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,544</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">16,259</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10,606</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Provision/(benefit) for income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>6,099</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">6,362</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">3,708</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">3,840</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">2,457</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>19,475</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">19,965</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">11,836</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">12,419</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">8,149</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Corporate</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income/(expense)</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(13,359</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(12,826</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(13,339</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(7,146</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(7,914</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(69</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest income </FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(3,718</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11,246</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,359</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,401</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,353</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total revenues</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(17,077</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1,580</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5,980</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,255</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,439</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest expense (e) </FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>15,449</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">59,210</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">43,217</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">56,873</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">41,779</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(74</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(63</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Income/(loss) before income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(32,526</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(60,790</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(49,197</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(54,618</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(36,340</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">46</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Provision/ (benefit) for income taxes </FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(6,372</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(15,616</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(11,881</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(13,525</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(11,771</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">59</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">46</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Net income/(loss)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(26,154</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(45,174</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(37,316</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(41,093</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0.25pt 2.25pt; text-align: right"><FONT STYLE="font-size: 8pt">(24,569</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">42</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Non-Strategic</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,119</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">6,179</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">6,221</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">7,136</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">9,067</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(17</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(44</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest income (f)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>880</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,323</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">791</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,496</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">856</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(33</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total revenues</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,999</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,502</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,012</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,632</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,923</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(20</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(40</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Provision/(provision credit) for loan losses (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(435</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4,370</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5,471</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4,776</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4,442</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest expense (g)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,794</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,023</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,452</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(4,367</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,209</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(6</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(27</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Income before income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2,640</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,849</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,031</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17,775</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,156</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(66</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(71</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Provision for income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>652</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,939</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">1,985</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">4,393</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">2,263</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(66</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(71</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,988</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">5,910</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">6,046</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">13,382</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">6,893</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(66</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(71</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Total Consolidated</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net interest income</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>302,802</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">311,393</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">300,676</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">303,610</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">294,508</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest income</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>174,756</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">183,307</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">171,735</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">157,993</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">141,045</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">24</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Total revenues</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>477,558</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">494,700</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">472,411</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">461,603</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">435,553</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Provision/(provision credit) for loan losses (a)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>145,000</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Noninterest expense</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>311,319</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">327,447</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">307,672</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">300,394</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">296,090</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(5</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Income before income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>21,239</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">157,253</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">149,739</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">148,209</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">130,463</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(84</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Provision for income taxes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt"><B>4,767</B></FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">35,970</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">35,796</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">34,467</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">27,058</FONT></TD>
    <TD STYLE="padding: 0.25pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(87</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(82</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>16,472</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">121,283</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">113,943</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">113,742</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt; text-align: right"><FONT STYLE="font-size: 8pt">103,405</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(86</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(84</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt 2pt 2pt 0.25pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">Certain previously reported
amounts have been reclassified to agree with current presentation.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">NM - Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">* Amount is less than one
percent.</P>




<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">1Q20 increase <FONT STYLE="background-color: white">in provision expense primarily associated with</FONT> a sudden, steep decline in the economic forecast attributable <FONT STYLE="background-color: white">to the COVID-19 pandemic.</FONT></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 includes a $9.1 million increase in the expense on unfunded commitments due to a sudden, steep decline in the economic forecast attributable <FONT STYLE="background-color: white">to the COVID-19 pandemic.</FONT></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 includes elevated levels of commissionable revenues, partially offset by elevated levels of trading losses driven by extreme volatility in March 2020.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">3Q19 includes a $7.5 million unfavorable adjustment associated with the net impact of the resolution of legal matters. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Refer to the Acquisition, Restructuring, and Rebranding expense tables on page 3  for
    additional information about variability in quarterly balances; 4Q19 includes $11.0 million of charitable contributions; 3Q19
    includes $4.0 million of valuation adjustments associated with derivatives related to prior sales of Visa Class B
    shares.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt; background-color: white">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt; background-color: white">2Q19 includes $1.1 million of gains from the reversal of previous valuation adjustments due to the sales and payoff of TRUPS loans.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt; background-color: white">(g)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">2Q19 includes an $8.3 million expense reversal related to the resolution of legal matters.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN ASSET QUALITY: CONSOLIDATED</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 41%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt; text-align: left"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt; text-align: left"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt; text-align: left"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt; text-align: left"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt; text-align: left"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20&nbsp;Changes&nbsp;vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt"><I>(Dollars in thousands)</I></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Allowance for Loan Losses Walk-Forward</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="20" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Beginning reserve</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>200,307</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">193,149</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">192,749</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">184,911</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">180,424</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">11%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">ASU Adoption 2016-13 (a)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>106,394</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Provision/(provision credit) for loan losses (a)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>145,000</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">15,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,000</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Charge-offs</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(13,453</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(11,646</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(24,337</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(12,223</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(10,527</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(16)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(28)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Recoveries</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>6,242</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,804</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9,737</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,061</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,014</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(29)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt"><FONT STYLE="font-size: 8pt">Ending balance</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>444,490</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">200,307</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">193,149</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">192,749</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">184,911</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Reserve for unfunded commitments (b)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>39,303</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,101</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,890</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,524</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">8,014</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total allowance for loan losses plus reserve for unfunded commitments</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>483,793</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">206,408</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">200,039</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">200,273</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">192,925</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Allowance for Loan Losses (a) (c)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="17" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Regional Banking</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>413,552</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">182,730</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">174,246</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">170,849</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">160,914</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Non-Strategic</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>30,938</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17,577</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">18,903</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">21,900</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">23,997</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">76%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">29%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total allowance for loan losses</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>444,490</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">200,307</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">193,149</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">192,749</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">184,911</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Nonperforming Assets </B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Regional Banking</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Nonperforming loans (d)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>142,916</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">113,187</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">118,506</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">145,265</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">115,977</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">26%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">23%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">OREO </FONT></TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>10,278</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">12,347</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,408</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">13,251</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">16,698</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(17)%</FONT></TD>
    <TD STYLE="padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 8pt">(38)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt"><FONT STYLE="font-size: 8pt">Total Regional Banking</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>153,194</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">125,534</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">131,914</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">158,516</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">132,675</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt">22%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt">15%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Non-Strategic</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Nonperforming loans</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>45,595</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">47,651</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">52,346</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">57,654</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">63,960</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(4)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(29)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Nonperforming loans held-for-sale after fair value adjustments</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,611</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,047</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,199</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,514</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,219</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(11)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(31)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">OREO </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3,603</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,313</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,408</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,342</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3,978</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">9%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(9)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt"><FONT STYLE="font-size: 8pt">Total Non-Strategic</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>52,809</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">55,011</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">60,953</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">65,510</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 2pt 0.25pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">73,157</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 0.4pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt">(4)%</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt">(28)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Nonperforming loans</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1,302</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,327</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,643</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,667</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1,687</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(2)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(23)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total nonperforming assets </FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>207,305</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">181,872</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">194,510</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">225,693</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">207,519</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">14%</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">*</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Net Charge-Offs </B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Regional Banking</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>8,119</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,886</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17,074</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">7,841</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,540</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">38%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">47%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Non-Strategic</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>(908</B></FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt"><B>)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(3,044</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2,474</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(2,679</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">(1,027</FONT></TD>
    <TD STYLE="padding: 2pt 2pt 2pt 0pt"><FONT STYLE="font-size: 8pt">)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">70%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">12%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Total net charge-offs/(recoveries)</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>7,211</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2,842</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">14,600</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,162</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4,513</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 0pt 0pt 1pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">60%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Consolidated Key Ratios (e)</B></FONT></TD>
    <TD COLSPAN="9" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">30+ Delinq. % (f)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.19</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.19</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.23</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.20</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.23</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">NPL % </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.57</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.52</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.55</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.69</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.65</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">NPA %</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.61</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.57</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.61</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.74</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.72</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Net charge-offs % (g)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.10</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.04</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.19</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / loans % (a)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1.33</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.64</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.65</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.66</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / NPL (a)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2.34</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>x</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.24</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.12</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.94</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.02</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / NPA (a)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2.18</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>x</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.13</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.01</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.87</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.91</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / net charge-offs</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>15.33</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>x</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">17.76</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">3.33</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.31</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">10.10</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Other</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Loans past due 90 days or more and still accruing (h)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>20,340</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,343</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">27,182</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">28,663</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">30,896</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(28)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(34)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Guaranteed portion (h)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>5,165</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,417</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">6,028</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,628</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">5,725</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(20)%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(10)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Period-end loans, net of unearned income (millions)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>33,378</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,061</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">31,261</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">29,713</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">27,990</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">7%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">19%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt"><FONT STYLE="font-size: 8pt">30+ delinquencies (thousands)</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>62,642</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">57,911</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">70,675</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">58,861</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">63,693</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">8%</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(2)%</FONT></TD></TR>
</TABLE>


<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">NM - Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">* Amount is less than one percent.</P>





<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">1Q20 increase in ALLL and allowance ratios is due to a sudden, steep decline in the economic forecast attributable to the COVID-19 pandemic and the adoption of CECL.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase is due to the adoption of CECL ($24.0 million) and a sudden, steep decline in the economic forecast attributable to the COVID-19 pandemic ($9.2 million).</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">In 2Q19, the Home Builder Finance (&ldquo;HBF&rdquo;) portfolio was retrospectively reclassified from the Regional Banking segment to the Non-Strategic segment.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">3Q19 decrease in nonperforming loans was primarily driven by one mortgage warehouse lending relationship that converted to the underlying collateral.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">See Glossary of Terms for definitions of Consolidated Key Ratios.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">30+ Delinquency % includes all accounts delinquent more than one month and still accruing
    interest.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(g)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">3Q19 increase in charge-offs as a percentage of loans was primarily driven by two credits.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(h)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">Includes loans held-for-sale.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 9 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN ASSET QUALITY: CONSOLIDATED</B></P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 46%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 6%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 6%; padding: 0.25pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1px solid; border-bottom: black 1px solid; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-size: 8pt"><I>1Q20 Changes vs.</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>1Q20</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">3Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">2Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">4Q19</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2px solid; padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">1Q19</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Key Portfolio Details</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>C&amp;I (a)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Period-end loans ($ millions)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>22,124</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">20,051</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">20,294</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">19,054</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="padding: 2pt 0.25pt; text-align: right"><FONT STYLE="font-size: 8pt">17,176</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">10%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: center"><FONT STYLE="font-size: 8pt">29%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt"><FONT STYLE="font-size: 8pt">30+ Delinq. % (b) (c)</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.08</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.05</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.11</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.05</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1px solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">NPL % (d) </FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.43</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.37</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.38</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.56</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.44</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Charge-offs % (qtr. annualized) (e) </FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.12</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.32</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.14</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.06</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / loans % (f)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1.15</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.61</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.56</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.61</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.60</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Allowance / net charge-offs</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>10.88</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>x</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">9.25</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.87</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">4.77</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">11.26</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Commercial Real Estate (a)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Period-end loans ($ millions)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>4,640</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">4,337</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">4,229</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">3,861</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">3,947</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">7%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">18%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt"><FONT STYLE="font-size: 8pt">30+ Delinq. % (b) </FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.01</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.02</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.04</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.04</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">NPL %</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.05</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.04</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.05</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Charge-offs % (qtr. annualized)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.00</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.02</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.02</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.04</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / loans % (f)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1.03</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.83</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.84</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.85</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.87</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Allowance / net charge-offs</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>NM</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">47.70</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">39.25</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">22.50</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Consumer Real Estate (g)</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Period-end loans ($ millions) </FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>6,119</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">6,177</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">6,245</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">6,303</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">6,361</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(1)%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(4)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt"><FONT STYLE="font-size: 8pt">30+ Delinq. % (b) (h)</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.66</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.70</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.68</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.66</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.70</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">NPL %</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1.49</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.39</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.50</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.50</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.63</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Charge-offs % (qtr. annualized)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>NM</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / loans % (f)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2.01</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.46</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.49</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.50</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.54</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Allowance / net charge-offs</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>NM</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">NM</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD>
    <TD STYLE="padding: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt"><B>Credit Card and Other </B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Period-end loans ($ millions)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt"><B>$</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>495</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">496</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">493</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">495</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt"><FONT STYLE="font-size: 8pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 0.25pt 1.9pt; text-align: right"><FONT STYLE="font-size: 8pt">506</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">*</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt; text-align: center"><FONT STYLE="font-size: 8pt">(2)%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt"><FONT STYLE="font-size: 8pt">30+ Delinq. % (b)</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.99</B></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.93</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.94</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.06</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.20</FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">NPL %</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>0.07</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.07</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.09</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">0.09</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Charge-offs % (qtr. annualized)</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>2.12</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.29</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.10</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.17</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.44</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 0pt 0pt 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding: 2pt"><FONT STYLE="font-size: 8pt">Allowance / loans % (f)</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>3.91</B></FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.68</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.58</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.46</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">2.50</FONT></TD>
    <TD STYLE="padding: 0.25pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt; text-align: right"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD>
    <TD STYLE="padding: 2pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt"><FONT STYLE="font-size: 8pt">Allowance / net charge-offs</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>1.83</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt"><B>x</B></FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.14</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.21</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.13</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2px solid; padding: 2pt 0pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">1.01</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 0.25pt 0.25pt 0.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt; text-align: right"><FONT STYLE="font-size: 8pt">x</FONT></TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2px solid; padding: 2pt 2pt 2pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">NM - Not meaningful</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">* Amount is less than one percent.</P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">(a)</FONT></TD>
    <TD STYLE="width: 97%"><FONT STYLE="font-size: 8pt">In 3Q19, FHN reclassified approximately $410 million of regional banking market investor CRE loans from the C&amp;I portfolio to the CRE portfolio. The reclassification did not have an impact on FHN&rsquo;s consolidated balance sheet and the impact to the consolidated financial statements from the effect on the allowance for loan losses is immaterial. No adjustments were made to prior periods as the impact of the reclassification, including the effect on the allowance for loan losses was deemed to be immaterial in all periods.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(b)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">30+ Delinquency % includes all accounts delinquent more than one month and still accruing
    interest.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(c)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase in delinquencies as a percentage of total loans was primarily driven by two credits; 3Q19 increase in delinquencies as a percentages of total loans was primarily driven by one credit.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(d)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase in NPLs as a percentage of total loans was primarily driven by one credit; 2Q19 increase in NPLs as a percentage of total loans was primarily driven by one credit.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(e)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase in charge-offs as a percentage of total loans was primarily driven by one credit; 3Q19 increase in charge-offs as a percentage of loans was primarily driven by two credits; 2Q19 increase in charge-offs as a percentage of total loans was primarily driven by one credit.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(f)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">1Q20 increase in allowance as a percentage of total loans was driven by a sudden, steep decline in the economic forecast attributable to the COVID-19 pandemic and the adoption of CECL.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(g)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">In 1Q20, the Permanent Mortgage portfolio was combined into Consumer Real Estate portfolio, all prior periods were revised for comparability.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 8pt">(h)</FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">3Q19 increase in delinquencies as a percentage of total loans was primarily driven by two credits.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 10 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FHN GLOSSARY OF TERMS</B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid"><B>&nbsp;</B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Average Assets for Leverage:</B> The amount of assets a company
uses to calculate the leverage ratio, which includes average total assets less disallowed portions of goodwill, other intangibles,
and deferred tax assets, as well as certain other regulatory adjustments made to tier 1 capital.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Common Equity Tier 1 Ratio:</B> Ratio consisting of common
equity adjusted for certain unrealized gains/(losses) on available-for-sale securities, less disallowed portions of goodwill, other
intangibles, and deferred tax assets as well as certain other regulatory deductions divided by risk-weighted assets.</P>







<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Current Expected Credit Loss (&ldquo;CECL&rdquo;):</B> New
accounting standard that focuses on estimation of expected losses over the life of the loans which is measured by the difference
between amortized cost and the net amount expected to be collected.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Fully Taxable Equivalent (&ldquo;FTE&rdquo;):</B> Reflects
the amount of tax-exempt income adjusted to a level that would yield the same after-tax income had that income been subject to
taxation.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Market-Indexed Deposits: </B>Deposits with pricing tied to
an index not administered by FHN. For FHN these are comprised of insured network deposits, correspondent banking deposits, and
trust/sweep deposits.</P>









<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Tier 1 Capital Ratio:</B> Ratio consisting of shareholders&rsquo;
equity adjusted for certain unrealized gains/(losses) on available-for-sale securities, plus qualifying portions of noncontrolling
interests, less disallowed portions of goodwill, other intangible assets, and deferred tax assets as well as certain other regulatory
deductions divided by risk-weighted assets.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Key Ratios</B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Return on Average Assets:</B> Ratio is annualized net income
to average total assets.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Return on Average Common Equity:</B> Ratio is annualized net
income available to common shareholders to average common equity.</P>







<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Fee Income to Total Revenue:</B> Ratio is fee income excluding
securities gains/(losses) to total revenue excluding securities gains/(losses).</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Efficiency Ratio:</B> Ratio is noninterest expense to total
revenue excluding securities gains/(losses).</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Leverage Ratio:</B> Ratio is tier 1 capital to average assets
for leverage.</P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Asset Quality - Consolidated Key Ratios</B></P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NPL %:</B> Ratio is nonperforming loans in the loan portfolio
to total period-end loans.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NPA %:</B> Ratio is nonperforming assets related to the loan
portfolio to total period-end loans plus foreclosed real estate and other assets.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Net charge-offs %:</B> Ratio is annualized net charge-offs
to total average loans.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Allowance / loans:</B> Ratio is allowance for loan losses
to total period-end loans.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Allowance / NPL:</B> Ratio is allowance for loan losses to
nonperforming loans in the loan portfolio.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Allowance / NPA:</B> Ratio is allowance for loan losses to
nonperforming assets related to the loan portfolio.</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Allowance / charge-offs:</B> Ratio is allowance for loan losses
to annualized net charge-offs.</P>

<P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0; border-bottom: rgb(154,154,154) 1px solid">&nbsp;</P>
<!-- Field: Page; Sequence: 11 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD></TR></TABLE></DIV>

    <!-- Field: /Page -->


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>5
<FILENAME>c95405_ex99-3.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="text-align: right; margin: 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Exhibit 99.3</FONT></P>

<P STYLE="margin: 0; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 11pt"><B>Selected
Information Derived from IBERIABANK Corporation's Earnings Release Issued for<BR>the Quarter Ended March 31, 2020</B></FONT></P>

<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="19" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Summary Financial Results</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="19" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>(Dollars in thousands, except per share data)</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="18" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>For the Three Months Ended</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>3/31/2020</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>12/31/2019</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B><I>% Change</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>3/31/2019</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B><I>% Change</I></B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>GAAP BASIS:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income available to common shareholders</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">32,827</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">78,120</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(58.0</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">96,533</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(66.0</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Earnings per common share - diluted</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.62</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1.48</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(58.1</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1.75</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(64.6</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Average loans and leases, net of unearned income</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24,153,182</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">23,830,962</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>1.4</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">22,599,686</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>6.9</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Average total deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">25,454,630</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">25,227,462</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>0.9</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">23,678,400</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>7.5</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    interest margin (TE) </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3.17</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3.21</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3.59</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total revenues</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">294,998</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">293,842</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>0.4</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">302,993</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(2.6</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total non-interest expense</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">177,427</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">181,723</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(2.4</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">158,753</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>11.8</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Efficiency ratio</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">60.1</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">61.8</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">52.4</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Return on average assets</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.46</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1.03</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1.32</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Return on average common equity</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3.21</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">7.58</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9.85</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="19" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><SUP>(1)
    </SUP>Fully taxable equivalent (TE) calculations include the tax benefit associated with related income sources that are tax-exempt
    using a rate of 21%.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">1</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0; text-align: right"><A NAME="s795950AB592656F8A1D98AC949EAFC1B"></A>&nbsp;</P>

<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="22" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Summary Financial Condition Results</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="22" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>(Dollars in thousands, except per share data)</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="20" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>As of and For the Three Months Ended</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>3/31/2020</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>12/31/2019</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B><I>% Change</I></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>3/31/2019</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B><I>% Change</I></B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>PERIOD-END BALANCES:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; width: 3%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 39%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total loans and leases, net of unearned income</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24,541,632</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24,021,499</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 6%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>2.2</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">22,968,295</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 6%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>6.9</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">25,526,237</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">25,219,349</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>1.2</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24,092,062</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>6.0</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>ASSET QUALITY RATIOS:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loans
    30-89 days past due and still accruing as a percentage of total loans and leases </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.33</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.28</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.20</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loans
    90 days or more past due and still accruing as a percentage of total loans and leases </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.04</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.01</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.02</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Non-performing
    assets to total assets </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(1)(2)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.60</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.54</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.58</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Classified
    assets to total assets </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(3)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.94</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.84</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1.01</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>CAPITAL RATIOS:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tier
    1 leverage ratio </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(4)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9.93</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9.90</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9.67</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    risk-based capital ratio </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP>(4)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12.48</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12.43</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12.33</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD COLSPAN="2" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>PER COMMON SHARE DATA:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Book value</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">78.27</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">78.37</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>(0.1</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">73.50</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>6.5</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 6pt">(1)</FONT></TD>
    <TD COLSPAN="21" STYLE="vertical-align: bottom; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">For purposes of this table, for periods prior to the three months ended March 31, 2020, past due and non-accrual loan amounts exclude purchased credit deteriorated (PCD) loans (formerly purchased credit impaired loans), even if contractually past due or if the Company did not expect to receive payment in full, as the Company was accreting interest income over the expected life of the loans. For the three months ended March 31, 2020, NPAs included $16.4 million in PCD loans, of which $14.7 million were non-accrual, and loans 30-89 days past due included $4.0 million in PCD loans. </FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 6pt">(2)</FONT></TD>
    <TD COLSPAN="21" STYLE="vertical-align: bottom; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Non-performing assets consist of non-accruing loans, accruing loans 90 days or more past due and other real estate owned, including repossessed assets.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 6pt">(3)</FONT></TD>
    <TD COLSPAN="21" STYLE="vertical-align: bottom; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Classified assets include loans rated substandard or worse, non-performing mortgage and consumer loans, and OREO and foreclosed property and include PCD loans. Classified assets were $302.6 million, $265.2 million and $314.6 million at March 31, 2020, December 31, 2019, and March 31, 2019, respectively.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 6pt">(4)</FONT></TD>
    <TD COLSPAN="21" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Regulatory capital ratios as of March 31, 2020 are preliminary.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">2</P>

<P STYLE="font: 12pt/120% Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0; text-align: right"><A NAME="s31B6547EEFD15ADCBB46B51F7C39EEB1"></A>&nbsp;</P>

<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="30" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Period-End Loans and Leases</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="30" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>(Dollars in thousands)</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="29" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>As of and For the Three Months Ended</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>Linked Qtr Change</I></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>Year/Year Change</I></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; padding: 1.9pt 1.75pt 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>Mix</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>3/31/2020</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>12/31/2019</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>3/31/2019</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>$</I></B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>%</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>Annualized</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>$</I></B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B><I>%</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>3/31/2020</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><B>12/31/2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Commercial loans and leases</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">17,140,864</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">16,611,633</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">15,628,158</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>529,231</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 3%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>3.2</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>12.8</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>1,512,706</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 3%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>9.7</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">69.8</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">69.2</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Residential mortgage loans</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,849,119</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,739,075</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,415,267</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>110,044</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>2.3</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>9.3</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>433,852</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>9.8</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19.8</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19.7</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consumer and other loans</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2,551,649</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 0.4pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2,670,791</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 0.4pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2,924,870</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 0.4pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(119,142</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(4.5</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(17.9</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(373,221</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(12.8</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">10.4</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">11.1</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total loans and leases</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">24,541,632</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">24,021,499</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">22,968,295</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>520,133</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>2.2</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>8.7</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 2.6pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>1,573,337</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>6.9</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">100.0</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 2.6pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">100.0</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 2.6pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="29" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Period-End
    Deposits</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="29" STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>(Dollars in thousands)</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>Linked Qtr Change</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>Year/Year Change</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B>Mix</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B>3/31/2020</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B>12/31/2019</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B>3/31/2019</B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>$</I></B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>%</I></B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>Annualized</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>$</I></B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B><I>%</I></B></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B>3/31/2020</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><B>12/31/2019</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Non-interest-bearing deposits</FONT></TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.75pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">6,628,901</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.75pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">6,319,806</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 1.75pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">6,448,613</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>309,095</I></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 3%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>4.9</I></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>19.7</I></FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>180,288</I></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 0.25pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 3%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>2.8</I></FONT></TD>
    <TD STYLE="padding: 0.4pt 0.25pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt; width: 1%">&nbsp;</TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">26.0</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 1.75pt 1.75pt 0.25pt; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding: 1.9pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right; width: 6%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">25.1</FONT></TD>
    <TD STYLE="padding: 1.9pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Interest-bearing demand deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">5,046,434</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,821,252</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,452,966</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>225,182</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>4.7</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>18.8</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>593,468</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>13.3</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19.8</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19.1</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Money market accounts</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">9,305,923</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">9,121,283</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">8,348,509</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>184,640</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>2.0</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>8.1</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>957,414</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>11.5</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">36.4</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">36.2</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Savings accounts</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">703,862</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">683,366</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">770,754</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>20,496</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>3.0</I></FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>12.1</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(66,892</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(8.7</I></FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2.8</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2.7</FONT></TD>
    <TD STYLE="padding: 1.75pt 1.75pt 1.75pt 0.25pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CCEEFF">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Time deposits</FONT></TD>
    <TD COLSPAN="2" STYLE="padding: 1.75pt 0.25pt 1.75pt 1.75pt; font: 12pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">3,841,117</FONT></TD>
    <TD STYLE="padding: 0.25pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,273,642</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 0.4pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4,071,220</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 0.4pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(432,525</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(10.1</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(40.7</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(230,103</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>(5.7</I></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>)</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">15.0</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 1.9pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">16.9</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 1.9pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1.75pt; font: 12pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total deposits</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 2.6pt 1.75pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 2.6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">25,526,237</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">25,219,349</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 2.6pt 1.75pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 2.6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">24,092,062</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.4pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>306,888</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>1.2</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>4.9</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 2.6pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>%</I></FONT></TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>1,434,175</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><I>6.0</I></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 0.25pt 0.25pt 1.1pt">&nbsp;</TD>
    <TD STYLE="padding: 1.75pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">100.0</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.75pt 1.75pt 2.6pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 0.25pt 2.6pt 1.75pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">100.0</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt double; font: 12pt Times New Roman, Times, Serif; padding: 1.9pt 1.75pt 2.6pt 0.25pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/120% Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>FINANCIAL HIGHLIGHTS<BR>
(Dollars in thousands, except per share data)</B></FONT></P>



<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 7.5pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="font-weight: bold">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="19" STYLE="border-bottom: Black 1pt solid; text-align: center; font-weight: bold; vertical-align: top">As of and For the Three Months Ended</TD></TR>
<TR>
    <TD STYLE="font-weight: bold">INCOME DATA:</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: top">3/31/2020</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: top">12/31/2019</TD><TD STYLE="font-weight: bold; font-style: italic; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; font-weight: bold; font-style: italic; border-bottom: Black 1pt solid; vertical-align: top">% Change</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: top">3/31/2019</TD><TD STYLE="font-weight: bold; font-style: italic; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; font-weight: bold; font-style: italic; border-bottom: Black 1pt solid; vertical-align: top">% Change</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="width: 35%; text-align: left;">Net interest income</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 9%; text-align: right">230,342</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 9%; text-align: right">234,490</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-style: italic">&nbsp;</TD>
    <TD STYLE="width: 1%; font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; font-style: italic; text-align: right">(1.8</TD><TD STYLE="width: 1%; font-style: italic; text-align: left">)</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 9%; text-align: right">250,484</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-style: italic">&nbsp;</TD>
    <TD STYLE="width: 1%; font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; font-style: italic; text-align: right">(8.0</TD><TD STYLE="width: 1%; font-style: italic; text-align: left">)</TD></TR>
<TR STYLE="background-color: #CCEEFF">
    <TD STYLE="text-align: left">Net interest income (TE)<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><SUP><sup>(1)</sup></SUP></FONT></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">231,653</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">235,858</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">(1.8</TD><TD STYLE="font-style: italic; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">251,833</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">(8.0</TD><TD STYLE="font-style: italic; text-align: left">)</TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="text-align: left">Provision for expected credit losses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">68,971</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,153</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">746.0</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,763</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">401.1</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD></TR>
<TR STYLE="background-color: #CCEEFF">
    <TD STYLE="text-align: left">Net income available to common shareholders</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">32,827</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">78,120</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">(58.0</TD><TD STYLE="font-style: italic; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">96,533</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">(66.0</TD><TD STYLE="font-style: italic; text-align: left">)</TD></TR>
</TABLE>



<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: left; width: 3%; vertical-align: top">(1)</TD>
    <TD STYLE="text-align: left; width: 97%; vertical-align: top">&nbsp;Fully taxable equivalent (TE) calculations include the tax benefit associated with related income sources that are tax-exempt using a rate of 21%.</TD></TR>
</TABLE>


<P STYLE="font: 12pt Times New Roman, Times, Serif; padding: 1.75pt; vertical-align: bottom"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"></FONT></P>

<P STYLE="font: 10pt/120% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">3</P>

<P STYLE="font: 12pt/120% Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
<FILENAME>fhn-20200423.xsd
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Apr 23 10:53:37 EDT 2020 -->
<xs:schema elementFormDefault="qualified" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:srt-types="http://fasb.org/srt-types/2020-01-31" xmlns:fhn="http://www.firsthorizonnational.com/20200423" targetNamespace="http://www.firsthorizonnational.com/20200423" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://fasb.org/us-types/2020-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="fhn-20200423_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="fhn-20200423_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="fhn-20200423_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt+zoEiIZmtp2H7C6qvFYFNeA86aF0ybghYWzwlZfjDbZZcA5XZitMSZh66bdPHHNlxqSFMuzyUvYzgxVMI5m7E3p/uANSfWIeSsqxNFw3baWfjh0zaLU/1JQZnAXzkZ3eIe2OzbO4nmY7/0Ygz2GrLvxIsVoe3ZhnvxsecrjioPux5v0HbEUJE1x5BBnTOuPeIrX5IOR5MmwgH3uMg7BGqufNKhQSH3VJeQtPdLR+XZcl9GWUAxXog4MWHZF5GNlddvuI5bAG4/IdegtWNPyMOKlX4MyJjeibY=] CSR-->
      <link:roleType roleURI="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000 - Document - Document And Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://fasb.org/us-types/2020-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://fasb.org/srt-types/2020-01-31" schemaLocation="http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd"/>
  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="fhn_DocumentAndEntityInformationAbstract"/>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>7
<FILENAME>fhn-20200423_def.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Apr 23 10:53:37 EDT 2020 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
  <roleRef xlink:type="simple" xlink:href="fhn-20200423.xsd#DocumentAndEntityInformation" roleURI="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all"/>
  <definitionLink xlink:type="extended" xlink:role="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation">
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationTable" order="0" xbrldt:contextElement="segment" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="dei_DocumentInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="0" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="0" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain_0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain_0" order="1" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonClassAMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_CommonClassAMember" order="0" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesAPreferredStockMember" order="1" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" order="1" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" order="2" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" order="3" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" order="4" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="5" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt+zoEiIZmtp2H7C6qvFYFNeA86aF0ybghYWzwlZfjDbZZcA5XZitMSZh66bdPHHNlxqSFMuzyUvYzgxVMI5m7E3p/uANSfWIeSsqxNFw3baWfjh0zaLU/1JQZnAXzkZ3eIe2OzbO4nmY7/0Ygz2GrLvxIsVoe3ZhnvxsecrjioPux5v0HbEUJE1x5BBnTOuPeIrX5IOR5MmwgH3uMg7BGqufNKhQSH3VJeQtPdLR+XZcl9GWUAxXog4MWHZF5GNlddvuI5bAG4/IcYZNh9MHXzTaEoboDt8REU=] CSR-->
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="6" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="7" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="8" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" order="9" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="10" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="11" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="12" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="13" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="14" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" order="15" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="16" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" order="17" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" order="18" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="19" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="20" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" order="21" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" order="22" xbrldt:closed="true"/>
  </definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>8
<FILENAME>fhn-20200423_lab.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Apr 23 10:53:37 EDT 2020 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <loc xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xml:lang="en-US">Class of Stock [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonClassAMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonClassAMember_lbl" xml:lang="en-US">Common Class A [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonClassAMember" xlink:to="us-gaap_CommonClassAMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl" xml:lang="en-US">Series A Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt+zoEiIZmtp2H7C6qvFYFNeA86aF0ybghYWzwlZfjDbZZcA5XZitMSZh66bdPHHNlxqSFMuzyUvYzgxVMI5m7E3p/uANSfWIeSsqxNFw3baWfjh0zaLU/1JQZnAXzkZ3eIe2OzbO4nmY7/0Ygz2GrLvxIsVoe3ZhnvxsecrjioPux5v0HbEUJE1x5BBnTOuPeIrX5IOR5MmwgH3uMg7BGqufNKhQSH3VJeQtPdLR+XZcl9GWUAxXog4MWHZF5GNlddvuI5bAG4/IXrKDQKK9xQ2VP7xULTLlfk=] CSR-->
    <loc xlink:type="locator" xlink:label="dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfStockDomain_lbl" xml:lang="en-US">Class of Stock [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl0" xml:lang="en-US">Local Phone Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl0" xml:lang="en-US">Entity Address, Address Line One</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl0" xml:lang="en-US">Pre-commencement Issuer Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl0" xml:lang="en-US">Entity Registrant Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl0" xml:lang="en-US">Entity Incorporation, State or Country Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl0" xml:lang="en-US">Security Exchange Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl0" xml:lang="en-US">Pre-commencement Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl0" xml:lang="en-US">Entity Address, State or Province</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl0" xml:lang="en-US">Trading Symbol</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl0" xml:lang="en-US">Soliciting Material</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl0" xml:lang="en-US">Written Communications</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl0" xml:lang="en-US">Document Period End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl0" xml:lang="en-US">Amendment Flag</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl0" xml:lang="en-US">Entity Address, City or Town</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl0" xml:lang="en-US">Entity Tax Identification Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl0" xml:lang="en-US">Entity Address, Postal Zip Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl0" xml:lang="en-US">Entity File Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl0" xml:lang="en-US">Entity Emerging Growth Company</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl0" xml:lang="en-US">City Area Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl0" xml:lang="en-US">Document Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl0" xml:lang="en-US">Entity Central Index Key</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl0" xml:lang="en-US">Title of 12(b) Security</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementTable" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementLineItems_lbl" xml:lang="en-US">Statement [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementLineItems" xlink:to="us-gaap_StatementLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="srt_StatementScenarioAxis" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_StatementScenarioAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_StatementScenarioAxis_lbl" xml:lang="en-US">Scenario [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_StatementScenarioAxis" xlink:to="srt_StatementScenarioAxis_lbl"/>
  </labelLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>9
<FILENAME>fhn-20200423_pre.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Apr 23 10:53:37 EDT 2020 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="fhn-20200423.xsd#DocumentAndEntityInformation" roleURI="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"/>
  <presentationLink xlink:type="extended" xlink:role="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation">
    <loc xlink:type="locator" xlink:label="DocumentAndEntityInformationAbstract" xlink:href="fhn-20200423.xsd#fhn_DocumentAndEntityInformationAbstract"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentAndEntityInformationAbstract" xlink:to="dei_DocumentInformationTable" order="1.0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="1.0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="0.0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonClassAMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_CommonClassAMember" order="1.0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_SeriesAPreferredStockMember" order="2.0"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="dei_DocumentInformationLineItems" order="2.0"/>
    <loc xlink:type="locator" xlink:label="dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt+zoEiIZmtp2H7C6qvFYFNeA86aF0ybghYWzwlZfjDbZZcA5XZitMSZh66bdPHHNlxqSFMuzyUvYzgxVMI5m7E3p/uANSfWIeSsqxNFw3baWfjh0zaLU/1JQZnAXzkZ3eIe2OzbO4nmY7/0Ygz2GrLvxIsVoe3ZhnvxsecrjioPux5v0HbEUJE1x5BBnTOuPeIrX5IOR5MmwgH3uMg7BGqufNKhQSH3VJeQtPdLR+XZcl9GWUAxXog4MWHZF5GNlddvuI5bAG4/Ifvl4+taCIVqq3qOlB/7/K0=] CSR-->
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="19.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>12
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MMWF\81AU8\K(XK%T-8943OTJDH\ Q:X831F:3LTXXFBD(3^ G/,6+V2?$9/
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M?_C=A*W3YF#^L?%5L&OAUUUT7U!+ P04    " #W8)=0F5R<(Q &  "<)P
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MHVR^],Y^:D=[LIH:E=J;X79A[[OK\>+:,+H=CT[)='[;_ =02P,$%     @
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M05\-_\GR"U!+ 0(4 Q0    ( /=@EU ?(\\#P    !,"   +
M  "  0    !?<F5L<R\N<F5L<U!+ 0(4 Q0    ( /=@EU GZ(<.@@   +$
M   0              "  >D   !D;V-0<F]P<R]A<' N>&UL4$L! A0#%
M  @ ]V"74.L2;M+N    *P(  !$              ( !F0$  &1O8U!R;W!S
M+V-O<F4N>&UL4$L! A0#%     @ ]V"74)E<G",0!@  G"<  !,
M     ( !M@(  'AL+W1H96UE+W1H96UE,2YX;6Q02P$"% ,4    " #W8)=0
MIF PLNH"  #+#0  &               @ 'W"   >&PO=V]R:W-H965T<R]S
M:&5E=#$N>&UL4$L! A0#%     @ ]V"74 *B&._" @  _08  !0
M     ( !%PP  'AL+W-H87)E9%-T<FEN9W,N>&UL4$L! A0#%     @ ]V"7
M4+JA.8K7 0  ,@8   T              ( !"P\  'AL+W-T>6QE<RYX;6Q0
M2P$"% ,4    " #W8)=0,/_D<D0!   \ @  #P              @ $-$0
M>&PO=V]R:V)O;VLN>&UL4$L! A0#%     @ ]V"74/_ )@B]    A0(  !H
M             ( !?A(  'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QS4$L!
M A0#%     @ ]V"74 N/V ,A 0  5P0  !,              ( !<Q,  %M#
G;VYT96YT7U1Y<&5S72YX;6Q02P4&      H "@"  @  Q10

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.20.1</span><table class="report" border="0" cellspacing="2" id="idp6611903280">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 23, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">First Horizon National Corporation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000036966<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 23,  2020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-15185<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">62-0803242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">165 Madison Avenue<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Memphis<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">38103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">901<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">523-4444<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">$0.625 Par Value Common Capital Stock<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0000930413-20-001152-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000930413-20-001152-xbrl.zip
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MMD+_EK8BRFZ^(M9?VD^VJ21G!9"Z;6(>R/"9,T.>#L"LSQ#B,-G.,%6ZYX(
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M )VKVS"VOU;G![\!J7L/,A"T,,(*"$,4=(QP?!<>8=A+7'@C,*XX#.@ 7&"
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MWGZ:/)\GBN3/XX #SQ^#,OSH//!YB M85SF9;P5L-=:M6WJ%V*H=-5]^Z07
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M>*U61;.[7I?>M?'ZK&H I_%>H(<]CKUK3T]%'_QG'"?4&/PZC"9Y&BC;_G@
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M5TWJ.0DC )?^*NC]^0Z[#>_DL(=ZAW!J%3!Z)X@O /KJ(UWA$0\<DA%$9D!
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M*VY""/:V<S=*^;3S=#RUD=A*M-6DCJ$YM6DR(^!<C,<YU5"03>AP :>@<O0
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MQY,.W"LRW(#MZ5L]MG+V%VZ(<E2 'X%91M:<<?_,6'"FC4.)_;[,>H$HU)"
MP?"W5?M%RUE[**)H__#IXSFFHL5*Y'P!%(UPMP4-.GVCF'-F;BDFV.'L:,]'
MA@D[N!Y'@<=-,*Z]GPE[UL@3IH%CPVMB#35U%1T]0V6 #B0INWK:Z' T-@E.
MF/V),NP0PQPJ:)S3%1]HX'J,PNJ.K;%J!25-H[*_]R!=92CV]-:5#XS?;0G"
M>,)74<<U:A4G76(QR%A8 \H1Y6O92S,JTBSQM'DX_IQ2$S+^:LI^#.0])JF1
MF6*E:T]GCIH(,SE'C:IGL'*-7:DSA3(4Y4>G3X8L#1CSYS)BZ@$MQ+D>#E>=
M:*]FUM^D>I?9XQ*1(+@<-M-EC_9..H3)K*2\:[>@B<UPIW\/PP'EL2#ROI/6
M= IJ3G!#K8"/:7IM06_XAU.S^X*F;!KDFGGML8J8V$4\V0'S-+8#=6>X[3Q9
MET*_/6,<ZFLWG8JA_<QD9*!'4@T?U@8DJ,EZ0ZJ"U]QF-M2X!$92B5LF#5/[
M=?5,4]>:;C<.,-[.IA:I_&X0C"G7F+RZ'$'_#G(3Y\)7/US^>?XQ!J&!_Q6Z
M6F[)JXB!,[Z+CC7.%.O&.1WI@>N8$+)I#$WMV8OU]&R7NT3!$>DQ%Q,7G)UE
M9* JZ Q :LZ]A1]I*KLS99]257Q@:/QAY*H:]XP]DM:/&X^.M2>S_?T]VO_!
MZ:<O%Z?'GX[/_D<X?V1ZZG^[.F'_HRH&@-=>)G($AH8BE1M#".F^P9@$0)?[
M'89M5 C5#GRKDFP*?DX=@((G<P;DH*7VY5F$VY)$[X'&;O/@2A^KCNT76RKD
M<B_6H28WFGY$QQ7R<$]/I_7&4W1R-6M3+G:Z#,Q=S2X8JQ6M76 =%]51X_P.
M>,*+\N@3Z)%>/!%XU'V5!ND!8ET )3YK97GB8C(=6]D/0;C4C=2!E,D+@0C^
M+/MRB!_6S351]W=@+C#N:]D;'#Q,'N.M.\ M4+<2;!4^4 C+D!0/TRZ@?/AD
M!Z?P6I'/QEQ90+9!)?RCDZTBUT>LU!+M=IW+%";)3LRCCX003J5H@[&*RN$<
M(:7-%1&A6,N1:B]*_*F!.>2GMHIUGDYGJ*T$@MV;#A<XC$% :S]#GCLT]0\;
MT($M,.Q&XYZ!!&MJ93JYA$)-U(#56M*,?)ZP J9-'!X$!N).5;UI10 C$FG;
M-DZO -7GUAM9K^%#,^.EXXE7!?;26L4@E4B/9V0#BAA(2(H6;J&J3* LEXSD
MG2=IW-,DR6S!6C#IXEXT)2;B63:"G86,I6VZ3=U Y];&7 6H$O/2M-_4CLR;
M-[>_ERHZ&?,EHSX2[*:1X PR["(5.@M^Q+1Z.DV.F?E[RNW/KMKI,U!L<<KY
M/S,-,TZ;(!:/,7WZR,;5!9;(?^$2^>_WH!H4U+CBW=H%_3AI:*"Y1.QP---\
M+=0Y$HUA<QC,'%=VN?:6X<?8=<$D$O&2G!&?1)B1.)FO;>N!]F8LGN< M22^
MU!6TR@=X'N&+,*;(?@ON1.-G<\--LCR6BAK%;'XR"'(&[&6=7KA41YEN.B!2
M9PRZ+V2&IJE"V!2:CVX?8HKMI!T*F%TI'T/OP<KMS=NEG?+%C"^>4*(4'\CL
M4#\V8H0]6"TB=*CC^-LWL LRP_BL5C\B91ZJ3"WUEF6PBZ^E:,I<C)&IA0*"
MJ&5DCM$!&1/$Z7S*[Q=?OD_,\\QY'X]$P$H&&X+]/6Q<36-X=">7C*(93A'_
MY.!0.URN6[A.^(3,Y!RKTY?Q%1_M[UV@,%'-LS"-+J"T&&HE:UT1;"G ?6]B
M8HFQZ^NY:=EA?SDOT8%\M@3@=^@3T*_:WZ-WZ8.4 W6$1XQ92N;.8]2;<.>E
MPF*M,BRVC;!8LPR+%30L!KK 9PR_L]/GJ^GY>$JC 8FG%%0IL)5G(M284X-4
MBI8S2,%*6UEZ*5@43&,;=J(9-F9L">4_CW$,$2RB<W>9[P#?"KET@1HS8.\1
M:I&G?Z72"_1":1><$*-V'CG9L(I'VQ\D3ESN":]2 <D4>J <,C5K4X,3JYC=
M=#W9M=('*.7,,L^YY\<-YS2Q895V6B&0XWMWE)9OQF("(Y3K&4U]#"H]#5'!
MVP@DCH*>Y( IBIEZP@_[/S)%3<#YP^C>C08D3.)LP9-NM$3.0S7]&5ME*7%D
M8=K"#M?$6Z=OG?GT1&%3Q#-+4I!K*B-L(CV8TC.=\U#<IU)[LA9?%R>Y<#"8
MYHU"_?HZ)OF'M5DXD"XK/R>=Q;G09/4 DT.DW^99/4]!1X;S(>@0:>3GI8;C
M:E@=]6)QG5LYN&'E-C6'B^A9.<W0%--N,)A#AAQ_HZ<X@7!_;^+J\"Q([:Q+
M2VC3298IMV 'J.8!_(75*=_'Z8VNOLOP)9#(C1XQ.:&C4$VQ68:4:<V!IE*N
MTPD Z>UB.DJX:Z>A$3VO9AIN7BF2HS%G?[')'B$-3$^'9'!C1HG-T3)-,?10
M3I4\*JPNT5,;-GJHKHS$;"C. [WC8HK]/6MR;EIC8DW[M$X4G186:2/[0Q+.
M%!*JSE-))%V5?6JJ-.BW\=LB4OB'4TLLQ\[G%$C@$/]2U_3"NJ9%;12#H:IT
M]#=C7%5JF4)P+LA/_YXH4]S?R]@=.M/ ],'-8XTTPRDULG%%92NEU6H4<3@Y
MG6XTA$:(J<MG;B'=**!<!V,VDZWB4D:S);T=EZ"@SIG\@-V"DXD3LY15@BV&
M0<\Q>Q&A^6\W&*/(Y_!$A[%DX85G4%LYN39:!#KER$=Q3W:\@ABKHO1./&!J
M X]KTCU3WZ\]7M2UR<@V99@)*\SC/P![.*64;^X-/775..W54&VV#-4D]*O<
M"-U$BX;+<K$OY1>;0=D9&@ET^TR-Q@F.Q_Y<NY*?F H&SO*2<6UJ<PE C5,&
M:CQ2)B7@18XLG&,F+/P@Z[KEWFK6#9V43CQ0;/(>J+9K.&K&IB;47XDW3_>H
M0$IT,54&LU/)#<:QXO^, X\*#'L4D51)0+UD>IN4_C5SKTK-RW;(L#0]:A"8
M"X>:C4L"3,D#6PXZE(9M+6@RA57*K7EZTH:WQ2-C1C7<1E]WZE8FF:,Q=ZA4
MS:GQ\(B!-!II$FCRK_)$7C@J;9A*C(+I!4B,,Q"-+UMJS-#@31!I0OC#T6J^
M8/U<4,/;V:IU5H),V0<SV&=!S_^$BYVNM,EHT4/FG,MAED\R].O#)SP4/?H+
M\8]^E!5'@'$0><K:,9:Z@RM/_T*-4C _,X/[C&TT+5W8@B31!W=+E3?;"1WF
M6:PU-#+I880X(YU"=3S0TSDL2:5FD%&B*(88^'LCZB(UU)F&T&'_1S?+N-/
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M5@$BB!W,WK>J%F0J:?7KFFV^CF;>T7P=Z,$JF3R@SC XLNE).D=<DPMMU;.
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MF"=5TMU+;Q^82LW[;WRG"7V%2B=A#(BR>B0VRR;E55M%$N0X2-EJ$2<%Z/.
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MI3R#3A+.!*/N,;M;3D')WM&-#2GB[N$5 MN@1<3/KJW]$N/=[7GQ]9JZN[Q
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MX:04<$IV7%4<X\O/DO2NEO:^5J07P^\E=@E&O5:^/B^ 1S>Q?Q>.7RL?_5G
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M@ZCKTHS[- V'N.NZ*^XQC2;/I\UNCW+X8>V]/D 3*;_1[YH&=' Z:G4<=M^
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M1URMV8Z4N\+56@-<;1-PM>8 5SO U6ZU,%=!YUK!H#TYL.P*6JQS?+388T#
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M008Q"@J.<BA+^:%NAV*53I2"X!!>1&F[I=$D?S2B%""F<BA*&H58070.VYK
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M73]KRR!OW6Z47 IIE_;#J.[WX#688[22LOTQ*J>9Q3"WWI*U;X%:^ %/T6Y
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M+0"HX8I,A9C#O9T!AR!3*2B<T)(-[39*J&AN(]O_WK?:,MQ<1&"78@&\#K4
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M-XSW)J>2^?Z*-\I$E,VFEN:N6^=M!)#74G.VRE&Z/OSF,MV<#2L5<MSNU3K
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M#3QJZ*WI$4I>JLV <>?)^F#0N-2P0GE""7R"0?BTJE1B*C&++;#G%HK\]&T
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MMOG"OV($Q]$H*@JM.!Z+BF(>#G44 AJ8UPYA9? "B=T6<5-$K7HS> ^G##:
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M**QP-!"I8: B' @$#T/)K7Y/%L]I !VK)$W/!Z_0+]:S7H0.\Z=ERDE;KKN
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M48@XK)C@U1QWAJ4">GB($^B2S7@1XHXY)\V<MH4*P%8L:T3EY_ZM2S;C-51
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M<"Y<7=S=P.GG7OA^=2?<_WYQ=\6GH?% C=;9?)$<+"8"6.?.B"ZVL3-=M@%
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MTQ,62V'[SY*RL[(L6"S-C>_C'<@2Y?O,UJ&%*0I;0.@_L]*OW#'  [Y_@#Z
M]P@69K%H+Z,4WST-S=,V-YQDW*:;4J/P-;Y]^-KL]ONQG_*+U4LF\SO!&0/^
M/H+S[G&OV\)Q8Y@*MHNKB\:PW$G$S6<RC3T7#Y]WZH%OYFS KE7^7].G#A4=
M(#9FUIU+X*DW*[^K68AG3*5 ,3^!EAJ,X+Z,%S=Z2=_O/1:OIT'CPH5( FJ-
M4Q_$R%_!\\"6"1-2Q90"*KD\?%GZ"0T%]M&B]M'P10[@DFRQ9=0FU@,-\(+&
M.<DN#@]!X\.+WQSLPS6D]3\^##;)\C>87Y(]=5.:)S")!MYSG##NF-84L@5S
MZ[W\"D65@LO,]LO<GYYU"J,Z 91NCD*0W9@"EV5WC7H%^4,6I&K<"RA5J)A<
M%(T9=P9I43SE*01 ;RKE%*\;/_MY08<7PI?[K_R>]KFV9<\,FK>#Q;H+Q2C\
M\F>'N5U449-1Q1JBBK8JHXI"1A4+Q<,=!8:_O+E3_GWYY<>U\O7Z\O['W34M
M)*XK+EBG]*(KO\/$ 5I?7JC%&X(@F?!<,S%7_O"TV"8G3YN;,0R[:$@O43EY
M'(\&'0OJF?GNDYP*%$VF6">)ME22DXW:4LHJB9F5[V7&9< ],-17.C5_,T_?
M=):G ,R4I/?T6LB9@D'ON<<,)KN'&T&' >OLDN$(4)@ [B3E^5)@!Z:])!AE
MZOHI?EEUTLSBF!;RUZ)R6]8MB*<"NT4(J*U*VK;\X31U6;-6U:YU*_7%*2Z@
M4)(V!PRXKA!M1W)MWT2I!NJM+/RKA7A?\&VE:*O+,E=: AO&%F9O>HOW9K1R
M;P^8BMM<-2F=\Y)JT$40R@U5&4:5JHR:L+7ERD1;6<V54_GSP'3@=7!?R(O-
MO4$T7.J%_EIT3$':D/'AW.6#G5>LEJV-6_8W8KWTT]3EHQFD8QC$J-R;5A)2
M<N)Q<.(^38&O,UDM[#=/?MA?(6GW4;19DO\.I2RK]2+0@#&LW3N*B;M#>7J'
M-)GF+_#T[D[1)<F\%XQZE.2]EGM;V=.S4[)IR-O>WS[U\R>?EED&S[SC=0$3
MKN8;7,:S4>T65)A!$"ZJL')--8EFE>I#],8H)+E'*.ZI'P9GQK.Y6595V5T#
M77VVG.B\D8GVR=''37\3U*I*7-N5YW#0<^#6E3R# ]\%@]CHD&KV'/8<M/HR
MS?60D2NY,I'<,--W6MDG6OU&74GO]ILSW8^1XIH&>K4CR2X9O>44;Y[1]VRT
MR#>PM/L;HG]V=^0AR$OP9NE_F$NPJ$0VYUPO(_[6[YZ2A[G#"^OMS;3M80+3
M;'PUOJ%"A"TZXAPG'65)@BQ)D"4)LB1!ND^%7UGMCMT290AU4:BDD^7HTM,.
M01&3.*Y!+*>D9^D-4$;R2B.\LD_E*9/XMU4OE?:FJ0YQ#+/%.Y2G=U@C0R;Q
M2ZZO=V\&T4Q#[D\,_2R3^$7@H@HKUQVBFJXDD&2>HV">VNT2F;X@([=-IBUW
M-)<8MB;/X:#GP&TK>0:'O0NZ1BS5/'PB@TSA?\/Q%'%75KNQ(U/XC\=R/T:*
MZSK1]))^2$EVR>A'1_'F&7W/1HM\ TN[OZGR:7YWY"'(2_!FZ7^82Y I$=Y^
M0J2>"9\FM&'!3%\"PAKB*2\^;3:DC!/X[0";TW7]\0NV/,.^!#RYF#5?Y]FX
MQ3ARSQO[CS$VA,][!FQH"J/+IC!U-(719%,8@9O"Q-%Y<KSM5?+VP''83_,&
MQKQIRH8F*=AM,J2=[[+?]; I\!!;_/7P5&FC7R]5 I@C2) 2K%GB;CU=BJMC
MW4Q6]'!!.9:.L04@S9+9V+T%TVA8!VX/I.2*8_7ZV J5]C%^\=+3$]8+$.;N
M,\&+"W[UO83V^HH4']L9[[6[R^E)D=,4V=UE++N[R.XN>RFERLS.H]B:K*0Z
MMKW)2BH!8D5R90>/K\TV=[FAQB,86#3A>3DE9#<7(4:434B.@H".21R[9$:T
MI&*C5-RGUO]V=_V-*)$_E@GE(N<$2]JL7KE).FK)7BN2/H>.JA]9.GD=R0_K
M9ZCCAK<I;B@IWCZ*.QUB.R6[W4FR'R'9J_B:EY'[Z!#@VCC3MH<I.AJ;1+5K
M:RCF6'SZ,A9SG'N3L1@!X@IR90>/Q:R/OX@#Q"4V0(NDB @4L2W2T<3&YFH'
M663TXLU[H"5M5J_<)J91,G HZ2.C%X*Y&*4O75*\[11W=&*8=012)=G%)OM[
M<0OZBE4Z_:"O1/%8844G"GX43E%RYLI?\G*6F0H1+"#!&I7"%U^\%";L^PI6
MW<Q5OG2]-$@WEL[LI\QDU]*LSXL8N,*780&E_=#OC?W^_"FQ+=!3C8&!@\C#
M+R5^&O3A6&$N..85V,"(ZTVRTB8LO4IY81'\P%?\P0 F1"R;>#!(_9Q#>D]>
M].AC459A&6GV5S8%,@#^5[\ 6UI Q%$F*6XDAJ7T85GPS:'R$F#Y"*OLZD[@
MTM*:IAX0('Q%CL._TS\F_A^3("MKPO6R0;R\3HH5DV6D\\(T1OJ=GGC*" C!
MBZ56T62*EURH^UI.\I?"H4Q&."RG/RU3 PJP'_=B7!469,&&N_E"?3;?7&G:
M>,UM(GBJ(W8FX:N =VM9#5]*J]J"O_R4,40 7)70.M5BC;'W^)CXC\"YIR=S
MA7HS?U4FT<@#63<"&=0+1EX(<BC$HD)*RG5L3L?:XLRSDD'@EN+!_/SFZ^7V
M$;2I(Y*K';:4KJ&@5L/;K!RPWL P6*R]>35M*26\S,466AQT'U=WV3*N/E (
MA%8&2?.-+^SY!Y7?"Q]_S^3Y&R,'M42G?%#\TQ<_396W32YZ;?CT\O+(R[/G
MR[.HXTJ6)1KS]3M,W:WJS,)>7S-FYO)CRZN#1"I_6E'%J&L&,:R2/IJW6T2V
MBHJJ0TQ7$V7/1TI%B[B.7<N.V45^@R2LU/E*,N("%4UBF)8H>SY2*H)B<4OV
M4]SV.M<<Z"UC!:SLSU93:G^EUE@Z<3JZ*)E,>]E?1V_S_LXTHV21SR+#OA-Q
M8^WO26=U2NJ)H]K?F6GM<.^*C+D0F=V .6I(S-$Z,$=UB3DJ*.;H#1XQF!)@
M4?3B(0W:EPR(G9XLBX@M:QJK!"G--7B,@K_\/B8#P/_"QQCJ3+S>>.*%2N*-
M?18(IE\>\$!I #]>7.G\_'2% 8L-PJ#T%M&X=CJ&?[#0+X\.)_Z3'Z6LY0H.
MMQQ*M.^/O2!,,4%8>?0"H,99&*>IG[[#H.HDQ+CQZ<D@B8>%&/=LB!LG9(2D
M^*<4-#E'^0P*U.;;JK9\6 3L?XH62H%"%X/"+$R3A88=MNFED7D&U!JGX_ U
M"^1W7Q58=Q0/@QX-GB.9/ PKTW01<GI"8^T>GE0:3)%("]%S6%\ZG<\;CY.@
M.V&4'L?%=4R#_N<8NL:AE%[B]X,QJ(3T=XE#VN+@Z2VPVC_87?O"[AI;PUUV
MX93/>-\^3KEEZM)5]HY9>M2D_<QEQ&\H(]CTUPN"HGK5\?R,"];:EE';98;>
M*G+6'UQ8W <V!LB#^-M%2!8':7[![NH%US%)\QMR\@UMSY.E2H76I/F5J XR
MEM.F@5_M0I95CBJNZ"QUP5M7;YQJ$]IF1:=A]C-]1<B$F.X*9W]UOV>^HZJ_
MK'F39[JU(BBTUM.YPI4CVNXZYHI 0W4W;BW"9'4FT]>Y]Q/^H*QG=VLWR[+
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M!F;H"LB6P]H.HBY,2$.K5<22=I:<J6$[:P=?%@)@(JX A5GX&*=CF5@E9VJ
M$>NQ+XJ&_>[Y&J+05<XDC'C<GA4_>ND3K?3IX;]@!Y%G+]S6VEV]L17ASB7?
M=#LF<?05V&5[.ARY[N-;=[,O@(.M^/#*J9"Q1 -_XU@9>F/\Z+7&%["KDXXM
MHI-:<SO$;<^S3E*KJ=NW@Q+^DO<&"WTOQ0I5K,4-X&GCC;$:E[]S>O#.H:V<
ML5QU$OE>$M'26(JJ!K]F ]*&97GO)XS@3T=6&+9;??=8-XCKF*2CB7B587&.
MH1/;6I$E=GS\^0;7M-LA2J^6G.G@T4.AJD1D"%&NK/4K.Y =]\D?Q6E09Z10
M!XFA=8AABFABX^) K%GV"GPY:<NTGF "N"N>X'ETCM \B(.34&SK.B^@:A)=
M%1%.3JZL'4+AN!P5T2.[:WV_.Z[1'0@:SB"V*V+AAD;TCDWL3FMD]AM<TTYG
M^+XDY*4E(2_K@+PT)>3E_B O)=B@6#\\&-A@'1WM)=C@WHY+@@VV8WL2;/"8
M]R;!!E=3791 C)QIWV$L"38H4HA#KJQ-*SN^,+*$&90K:_'*ZG2PS_M1WCK,
MH$D<UR"6LR*FW1+PMK>QRW;##+Z-,V335?M?"3"X+2J/0QQCBV9KS<?&A%V9
MD)'$=E&K3C.GACO7',"@032SV2*XXUZ7B'=1Q#55/K_#*\)]H][H#E%-$;/"
MA%V8B S>+F)M>^MD?9"<Z>"!%5D4)-V3<F4'<>D>B86E$TT7\6TJ[,*$M+!:
M12QI8<F9&K:P)*Z@G.G(&%'B"LJ9Q./*8\85M#LJ,:WCP[F3ZVYVW1)7L"'E
MU BNH*XZQ#1%+-6E1?&.B 7.0KZ!VT6M RGA(\85U(GAV$13A<05U(GJND0W
M1)0S(MYF$=>TVR%*KY:<Z>!Q0[$*0F0(4:ZL[2L[D!VW!UQ!@SBV04Q#2/L*
M%F?I1#-$!#T4TI9I'<$$<%?L%U=0(Z:K$]<5L9FXR&LS-$O0E6E$LQVBJJT!
MFS^8TV)?&(.:;0O:&1O69IE$M47D:Q$5GHAKVND,W\]C#+[_GOUP2U2U#,#N
M9T6=COS] T5[VVFLAR>_6(CCI^-@Z(W]5!DE?HHP.GWER4_\(%*\Q =1D,('
MDU$<*2.4%A%\X_0DB 9Q K\*X.-I?3*- $3>(T6Q4;P4W8_S^&0=ZF1$H+(+
MY3)$$+''I^*O@E2)8OCQ"TX.O_>B5UAM;QPGJ3)^\L;*2SP)^Z<G*1 ^&, ^
MHW'XJGB#@=\;PQ>F^^D7-^E1H*V4*.FD]Y3]E_+D/?MTMJ[O1THO'@(%GOPH
M#9Y]&#/QZ6]9(=-HDH#)[M,MP2RI?WHRR%_*Z1CFHZE_2AJ@0Y5^0^E3JL)V
M"7Z04+Q"HO0F28(;G=(=ABPL=>B]*OT ]I,HLWL<)/&0[I O__1D_L N,@;9
M &AI2T#+.@ M+0EHN3] RYU$W/NK#[??'JX5'?A;N;O^<OEP_4GY?GGW\)OR
M<'=Y>W_Y\>'FV^V]POQ:=0C5.@7T342O.=PCD##)*PBF29)28=B=@'SQTY0*
M%.4C""P4CR@Q_#_]WF0,DB>!,4%<@F & ?$2C)] K"1!/$E!GH54+(Z\!'UZ
M%\KUG]YP%#(!1.5B\<=T5!!FX:3OPR%'>--A26##4=<%Z ;X,I/9N!S\)8@L
M)LPRP7AZXM&<)1"[?O(<]& JE*5>?QA$00J_H9G3Z60T@J<9H8HA1DFI#(.T
MYX>A%_FX<+ \A^F%>.?T4#B#)]!VCT $)#"K@05ER X%]Q@/0(PC>7"/_2#Q
MJ4(#^L!_PHY!^(,&"\( ]<&%\D#5!QV&\#- ZN.9YX>8P.?!")0/"F%Z8J3P
MX<A[Y2>#,TRB 9CR-# X' 9CIJE OYZ>H/)#)81;QA7C%#T8"R4UTZ'+E!QH
MX75J_0&UD?*"_Q/%2CP9PT\9_^24H>S&]P)ZC'&DT@N!7T#A83P3S8#HW.OU
MD@F>QLA+QTI_ OH3&&@,3Q.P-_KT00'#8.9]#S,/X$6_87'B<5'F"V3Z?>Z2
MLLR*[NO,?>>4G9X<\-&1;3H7T#H(Z*L?]S>WU_?WROWU/[Y>WS[<BRF6KSW@
M66;^94?QMR3]8Q+_@K(511@U@F,PDT&P ;>G_B,W"D'Z^7#;\9?IR.^A3:=$
MOM]/5XW7FZ2@XU%@,/L[9BIAE,1]X'0F1G*9&F"<'X4OO7K%M>0KR"WYTQ-J
MRH/=G>(WG_UHXI^S87'): /'$?T)2NJ7IP#VG/K C<!J!6%0M/^#E*^+YA@
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MW'+@&F4&3TMPRXH%QVKRY#['HN[BC.(^5@8CNVLY0L_J=?AE?K,?E-I&9);
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M+Y$WBJ:TM.#D^D^D*:IUI.H8_1J,_II%[[\2+YG%9 +B@+)Z&I.1GZ(O49(
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M_P%Y$W1%_6E<$'=,)[9K)S+';=(;7,LISI?OJH)L=^3,QY2)+$7V=&:-0D;
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MO97S$R?&J8V%W(B"3:++.FXO*CA@-<5NVSM(^E@C0D4"U0_) ).*4]F$A\3
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M''IC.;#EAR'U@Q[B" ,M L,%G5 ?)7)^,/IG#KL=FSI&%S0(_?DHG/O <(Q
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MM=W$@9APUG;'E#VNL'H(J(O.O!!-J>7"="9SY_?WY]'+^+SP-W0P!04^1':
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M6G=;ZY@I;^+EA@?S^W Q4YJ/(A4R"DNT%*=4R)A/:.H+9XO0HV/U?@&RAH#
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M""5JY$4H49BB1($;R^\-@8P@H&A%</G.L>NYM>C&\?1>,;!&WL0- PIY%T'
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M/5%"4#'WR")SW>.Z]RG=DZ"I&5 RMU>9<=U+HGMYQW2J)$(D[ZYL845:E1.
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MV9V:-UOJK_OKP]WMBV])X(,I)!2%N"SE3E4)0&R'#L)>6>IWY6KWRC"D;Q4
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M-;O?^8?06O)+Z/ANZNF/,,2T_P]02P,$%     @ ^&"74&:\LH]S"0  ^%X
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M*LL(N# U-96E$]I)NK$[@<"OO]V!." !A<0EG\38O'WR/KV</HE'WWW'%D:
M4(C1<2:WE\T( .G8@,@ZSO0ZHMRI*$KF^S=!^'3TCR@*=8  45U@"-I$J&!G
MV-&AT"4JHB8FCO"OZ_PGB,+ =8>'DC0>C_=TUH;JD "*/:(#RB\(HL@$0\D*
M 5SP4.@./$$>$B%?$'+9PV+AL% 2JJ==(9_-9V=?^71D0_1'4RD06-R('F<6
M>O(U8N]A8DGY;+8@A0TSLY:'/K^PU'Y<"%KGRN6R%/SUL2F%40V9;$ZZ;5QV
M] %P5!$BZJI(YQU0>$B#BY=85]W R6?C$M:VX+^)83.17Q)S>;&0V_.ID9GY
M)@A'!-O@"IA"$/FA.QF"XPR%SM#F 077!@28QQES@$1N8'8_7^ *GT^Q[CD
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M2J 0,7OC7WKZRG_P2.[QWQ_X;_\#4$L! A0#%     @ ]V"74/UNHR(B$P
M]W(  !,              ( !     &,Y-30P-5\X:RUI>&)R;"YH=&U02P$"
M% ,4    " #W8)=0S(RU;,\#   $#0  $0              @ %3$P  8SDU
M-# U7V5X,C,M,2YH=&U02P$"% ,4    " #X8)=0@->& A2, 0 '\!, $0
M            @ %1%P  8SDU-# U7V5X.3DM,2YH=&U02P$"% ,4    " #X
M8)=0*-#M 02>  #OJ0P $0              @ &4HP$ 8SDU-# U7V5X.3DM
M,BYH=&U02P$"% ,4    " #X8)=0NKE?I;@7   >Z $ $0
M@ ''00( 8SDU-# U7V5X.3DM,RYH=&U02P$"% ,4    " #X8)=02%S&48L$
M  "A#0  $               @ &N60( 9FAN+3(P,C P-#(S+GAS9%!+ 0(4
M Q0    ( /A@EU#I$#Q?]08   ,S   4              "  6=> @!F:&XM
M,C R,# T,C-?9&5F+GAM;%!+ 0(4 Q0    ( /A@EU!FO+*/<PD  /A>   4
M              "  8YE @!F:&XM,C R,# T,C-?;&%B+GAM;%!+ 0(4 Q0
M   ( /A@EU!IC*\_@P8  'TR   4              "  3-O @!F:&XM,C R
C,# T,C-?<')E+GAM;%!+!08     "0 ) $$"  #H=0(    !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "c95405_8k-ixbrl.htm": {
   "axisCustom": 0,
   "axisStandard": 1,
   "contextCount": 3,
   "dts": {
    "definitionLink": {
     "local": [
      "fhn-20200423_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml",
      "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "c95405_8k-ixbrl.htm"
     ]
    },
    "labelLink": {
     "local": [
      "fhn-20200423_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "fhn-20200423_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "fhn-20200423.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd",
      "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd",
      "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 29,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2019-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 95,
   "memberCustom": 0,
   "memberStandard": 2,
   "nsprefix": "fhn",
   "nsuri": "http://www.firsthorizonnational.com/20200423",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "b",
       "p",
       "body",
       "html"
      ],
      "baseRef": "c95405_8k-ixbrl.htm",
      "contextRef": "c0",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:EntityRegistrantName",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000 - Document - Document And Entity Information",
     "role": "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation",
     "shortName": "Document And Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "b",
       "p",
       "body",
       "html"
      ],
      "baseRef": "c95405_8k-ixbrl.htm",
      "contextRef": "c0",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:EntityRegistrantName",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 2,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_DocumentInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "localname": "DocumentInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package."
       }
      }
     },
     "localname": "DocumentInformationTable",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "fhn_DocumentAndEntityInformationAbstract": {
     "auth_ref": [],
     "localname": "DocumentAndEntityInformationAbstract",
     "nsuri": "http://www.firsthorizonnational.com/20200423",
     "xbrltype": "stringItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonClassAMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Common Class A [Member]"
       }
      }
     },
     "localname": "CommonClassAMember",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Series A Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesAPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.20.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>3</ContextCount>
  <ElementCount>95</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>2</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="c95405_8k-ixbrl.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000 - Document - Document And Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.firsthorizonnational.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document And Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="c95405_8k-ixbrl.htm">c95405_8k-ixbrl.htm</File>
    <File>c95405_ex23-1.htm</File>
    <File>c95405_ex99-1.htm</File>
    <File>c95405_ex99-2.htm</File>
    <File>c95405_ex99-3.htm</File>
    <File>fhn-20200423.xsd</File>
    <File>fhn-20200423_def.xml</File>
    <File>fhn-20200423_lab.xml</File>
    <File>fhn-20200423_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://fasb.org/us-gaap/2020-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2019-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>c95405_8k-ixbrl_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="fhn-20200423.xsd" xlink:type="simple"/>
    <context id="c0">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
        </entity>
        <period>
            <startDate>2020-04-23</startDate>
            <endDate>2020-04-23</endDate>
        </period>
    </context>
    <context id="c1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-04-23</startDate>
            <endDate>2020-04-23</endDate>
        </period>
    </context>
    <context id="c2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-04-23</startDate>
            <endDate>2020-04-23</endDate>
        </period>
    </context>
    <dei:DocumentType contextRef="c0">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="c0">2020-04-23</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="c0">First Horizon National Corporation</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="c0">TN</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="c0">001-15185</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="c0">62-0803242</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="c0">165 Madison Avenue</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="c0">Memphis</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="c0">TN</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="c0">38103</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="c0">901</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="c0">523-4444</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="c0">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="c0">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="c0">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="c0">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="c1">$0.625 Par Value Common Capital Stock</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c1">FHN</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c1">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c2">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c2">FHN PR A</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c2">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="c0">false</dei:EntityEmergingGrowthCompany>
    <dei:AmendmentFlag contextRef="c0">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="c0">0000036966</dei:EntityCentralIndexKey>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
