<SEC-DOCUMENT>0000930413-21-000908.txt : 20210428
<SEC-HEADER>0000930413-21-000908.hdr.sgml : 20210428
<ACCEPTANCE-DATETIME>20210428092514
ACCESSION NUMBER:		0000930413-21-000908
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20210428
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210428
DATE AS OF CHANGE:		20210428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST HORIZON CORP
		CENTRAL INDEX KEY:			0000036966
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				620803242
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15185
		FILM NUMBER:		21861814

	BUSINESS ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103
		BUSINESS PHONE:		9018186232

	MAIL ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST HORIZON NATIONAL CORP
		DATE OF NAME CHANGE:	20040422

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE NATIONAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE BANKS INC
		DATE OF NAME CHANGE:	19600201
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c101637_8kixbrl.htm
<TEXT>
<XBRL>
<?xml version="1.0" encoding="ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Apr 28 00:16:52 UTC 2021 -->
<html xmlns:compsci="http://compsciresources.com" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:fhn="http://www.firsthorizonnational.com/20210428" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31" xmlns:us-types="http://fasb.org/us-types/2019-01-31" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.w3.org/1999/xhtml" xmlns:xml="http://www.w3.org/XML/1998/namespace"><head>
     <title> </title>

<meta content="text/html" http-equiv="Content-Type" />
</head>
<body><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 2px solid">&#160;</p><div>

</div><div><a id="regpage"></a></div><p style="font: 18pt Times New Roman, Times, Serif; margin: 8pt 0 0; text-align: center"><b>UNITED STATES</b></p><div>

</div><p style="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p><div>

</div><p style="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b>Washington, D.C. 20549</b></p><div>

</div><p style="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b>FORM <ix:nonNumeric contextRef="c0" name="dei:DocumentType">8-K</ix:nonNumeric> </b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; color: rgb(35,31,32); border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black"><b>&#160;</b></p><div>

</div><p style="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; color: #231F20; border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black"><b>CURRENT
REPORT</b></p><div>

</div><p style="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; color: #231F20"><b>Pursuant to Section 13 OR 15(d) of
The Securities Exchange Act of 1934</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><ix:nonNumeric contextRef="c0" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">April 28, 2021</ix:nonNumeric></p><div>

</div><p style="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">Date of Report (date of earliest event reported)</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0.5in">&#160;</p><div>

</div><p style="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b><ix:nonNumeric contextRef="c0" name="dei:EntityRegistrantName">First Horizon Corporation</ix:nonNumeric> </b></p><div>

</div><p style="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b>(Exact name of registrant as specified in its charter)</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b>&#160;</b></p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom"> <td style="padding: 0; width: 33%; text-indent: 0"><p style="margin: 0; text-align: center; border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black"><ix:nonNumeric contextRef="c0" name="dei:EntityIncorporationStateCountryCode"><b>TN</b></ix:nonNumeric></p></td> <td style="padding: 0; text-align: center; width: 34%; text-indent: 0"><ix:nonNumeric contextRef="c0" name="dei:EntityFileNumber"><b>001-15185</b></ix:nonNumeric></td> <td style="padding: 0; text-align: center; width: 33%; text-indent: 0"><ix:nonNumeric contextRef="c0" name="dei:EntityTaxIdentificationNumber"><b>62-0803242</b></ix:nonNumeric></td></tr>
<tr> <td style="vertical-align: bottom; padding: 0; text-indent: 0"><p style="margin: 0; text-align: center; border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black">(State or other jurisdiction of<br/> incorporation)</p></td> <td style="vertical-align: top; padding: 0; text-align: center; text-indent: 0">(Commission File Number)</td> <td style="vertical-align: top; padding: 0; text-indent: 0"><p style="margin: 0; text-align: center; border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black">(I.R.S. Employer Identification No.)</p></td></tr>
</table><div>
</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom"> <td style="width: 10%">&#160;</td> <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-align: center; text-indent: 0; width: 40%"><ix:nonNumeric contextRef="c0" name="dei:EntityAddressAddressLine1"><span style="font-size: 10pt"><b>165 Madison Avenue</b></span></ix:nonNumeric> <span style="font-size: 10pt"><b><ix:nonNumeric contextRef="c0" name="dei:EntityAddressCityOrTown">Memphis</ix:nonNumeric>,</b></span> <ix:nonNumeric contextRef="c0" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince"><span style="font-size: 10pt"><b>Tennessee</b></span></ix:nonNumeric></td> <td style="width: 20%">&#160;</td> <td style="padding: 0; font: 10pt Times New Roman, Times, Serif; text-align: center; text-indent: 0; width: 20%"><ix:nonNumeric contextRef="c0" name="dei:EntityAddressPostalZipCode"><span style="font-size: 10pt"><b>38103</b></span></ix:nonNumeric></td> <td style="width: 10%">&#160;</td></tr>
<tr style="vertical-align: bottom"> <td>&#160;</td> <td style="padding: 0; text-indent: 0"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black">(Address of Principal Executive Offices)</p></td> <td>&#160;</td> <td style="padding: 0; text-indent: 0"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-right-width: 0pt; border-right-color: Black; border-left-width: 0pt; border-left-color: Black">(Zip Code)</p></td> <td>&#160;</td></tr>
</table><div>
</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0.5in">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0.5in"><b>(<ix:nonNumeric contextRef="c0" name="dei:CityAreaCode">901</ix:nonNumeric>) <ix:nonNumeric contextRef="c0" name="dei:LocalPhoneNumber">523-4444</ix:nonNumeric> </b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Registrant&#8217;s telephone number, including area code</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; color: #231F20">(Former name or former address, if changed
since last report.)</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">Check the appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&#160;</p><div>

</div><table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; width: 18pt; padding-top: 0; padding-right: 0"><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</td></tr>
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">&#160;</td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">&#160;</td></tr>
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0"><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0"><span style="color: #231F20">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </span></td></tr>
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">&#160;</td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">&#160;</td></tr>
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0"><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0"><span style="color: #231F20">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
</span></td></tr>
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">&#160;</td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0">&#160;</td></tr>
<tr style="vertical-align: top"> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0"><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-left: 0; text-indent: 0; padding-top: 0; padding-right: 0"><span style="color: #231F20">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
</span></td></tr>
</table><div>



</div><!-- Field: Page; Sequence: 1 --><div>
    </div><div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div><div>
    </div><div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div><div>
    </div><!-- Field: /Page --><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0">&#160;Securities registered pursuant to Section 12(b)
of the Act:</p><div>

</div><p style="font: 3pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0"></p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: bottom"> <td style="width: 48%; font-family: Times New Roman,serif; text-align: center; border: Black 1px solid"><span style="font-size: 10pt"><b>Title of Each Class</b></span></td> <td style="width: 18%; font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid"><span style="font-size: 10pt"><b>Trading Symbol(s)</b></span></td> <td style="width: 34%; font-family: Times New Roman,serif; text-align: center; border: Black 1px solid"><span style="font-size: 10pt"><b>Name of Exchange on which Registered</b></span></td></tr>
<tr> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c1" name="dei:Security12bTitle"><span style="font-size: 10pt">$0.625 Par Value Common Capital Stock</span></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid"><span style="font-size: 10pt">&#160;<ix:nonNumeric contextRef="c1" name="dei:TradingSymbol">FHN</ix:nonNumeric></span></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c1" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 10pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"> <ix:nonNumeric contextRef="c2" name="dei:Security12bTitle"><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Depositary Shares, each representing a 1/4,000th interest in</p> <p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">a share of Non-Cumulative Perpetual Preferred Stock, Series A</p></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid"><ix:nonNumeric contextRef="c2" name="dei:TradingSymbol"><span style="font-size: 10pt">FHN PR A</span></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c2" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 10pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"> <ix:nonNumeric contextRef="c3" name="dei:Security12bTitle"><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Depositary Shares, each representing a 1/400th interest in</p> <p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">a share of Non-Cumulative Perpetual Preferred Stock, Series B</p></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid"><ix:nonNumeric contextRef="c3" name="dei:TradingSymbol"><span style="font-size: 10pt">FHN PR B</span></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c3" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 10pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"> <ix:nonNumeric contextRef="c4" name="dei:Security12bTitle"><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Depositary Shares, each representing a 1/400th interest in</p> <p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">a share of Non-Cumulative Perpetual Preferred Stock, Series C</p></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid"><ix:nonNumeric contextRef="c4" name="dei:TradingSymbol"><span style="font-size: 10pt">FHN PR C</span></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c4" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 10pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"> <ix:nonNumeric contextRef="c5" name="dei:Security12bTitle"><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Depositary Shares, each representing a 1/400th interest in</p> <p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">a share of Non-Cumulative Perpetual Preferred Stock, Series D</p></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid"><ix:nonNumeric contextRef="c5" name="dei:TradingSymbol"><span style="font-size: 10pt">FHN PR D</span></ix:nonNumeric></td> <td style="font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c5" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 10pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="padding-bottom: 1px; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"> <ix:nonNumeric contextRef="c6" name="dei:Security12bTitle"><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Depositary Shares, each representing a 1/4,000th interest in</p> <p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">a share of Non-Cumulative Perpetual Preferred Stock, Series E</p></ix:nonNumeric></td> <td style="padding-bottom: 1px; font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid"><ix:nonNumeric contextRef="c6" name="dei:TradingSymbol"><span style="font-size: 10pt">FHN PR E</span></ix:nonNumeric></td> <td style="padding-bottom: 1px; font-family: Times New Roman,serif; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><ix:nonNumeric contextRef="c6" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 10pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
</table><div>


</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0"></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; border-bottom: Black 2px solid">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">Indicate by check mark whether the registrant is an emerging growth company
as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act
of 1934 (&#167;240.12b-2 of this chapter).</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><span style="color: #231F20">Emerging growth company
</span><ix:nonNumeric contextRef="c0" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany"><span>&#9744;</span></ix:nonNumeric><span style="color: #231F20"> </span></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided
pursuant to Section 13(a) of the Exchange Act. <span>&#9744;</span></p><div>


</div><!-- Field: Page; Sequence: 2 --><div>
    </div><div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div><div>
    </div><div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div><div>
    </div><!-- Field: /Page --><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 41.75pt; text-indent: -41.75pt"><b>Item 8.01. Other Events.</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">In mid-April, First Horizon Corporation (the &#8220;Company&#8221;) became
aware of a data security incident affecting a limited number of customer accounts. Based on its ongoing investigation, the Company
determined that an unauthorized party had obtained login credentials from an unknown source and attempted access to customer accounts.
Using the credentials and exploiting a vulnerability in third-party security software, the unauthorized party gained unauthorized
access to under 200 on-line customer bank accounts, had access to personal information in those accounts, and fraudulently obtained
an aggregate of less than $1 million from some of those accounts. The Company has remediated the software vulnerability, reset
the passwords for the identified accounts, is working with the affected customers to close existing accounts and open new ones,
has reimbursed the customers for the stolen funds, and has notified the appropriate regulators and enforcement authorities. Based
on its ongoing assessment of the incident to date, the Company does not believe that this event will have a material adverse effect
on its business, results of operations or financial condition.</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">Filed as Exhibit 99.1 is a copy of selected information derived from First
Horizon&#8217;s First Quarter 2021 Earnings Release. The exhibit speaks as of the date thereof and First Horizon does not assume
any obligation to update in the future the information therein.</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0"><b>Item 9.01 Financial Statements and Exhibits</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">(d) Exhibits</p><div>

</div><p style="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="padding: 0; text-align: left; text-indent: 0; width: 10%">Exhibit #</td>
    <td style="padding: 0; text-indent: 0; width: 2%">&#160;</td>
    <td style="padding: 0; text-indent: 0; width: 88%">Description</td></tr>
<tr style="vertical-align: bottom">
    <td style="border-top: black 1px solid; padding: 0; text-align: right; text-indent: 0">&#160;</td>
    <td style="padding: 0; text-indent: 0">&#160;</td>
    <td style="border-top: black 1px solid; padding: 0; text-indent: 0">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td style="padding: 0; text-align: right; text-indent: 0">99.1</td>
    <td style="padding: 0; text-indent: 0">&#160;</td>
    <td style="padding: 0; text-indent: 0"><a href="c101637_ex99-1.htm" style="-sec-extract: exhibit">Selected information from First Horizon&#8217;s First Quarter 2021 Earnings Release</a></td></tr>
<tr style="vertical-align: bottom">
    <td style="padding: 0; text-align: right; text-indent: 0">104</td>
    <td style="padding: 0; text-indent: 0">&#160;</td>
    <td style="padding: 0; text-indent: 0"><a href="#regpage">Cover Page Interactive Data File, formatted in Inline XBRL</a></td></tr>
</table><div>

</div><!-- Field: Page; Sequence: 3 --><div>
    </div><div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div><div>
    </div><div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div><div>
    </div><!-- Field: /Page --><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><b>SIGNATURES</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0.5in">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0">Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse">
<tr>
    <td style="font: 10pt Times New Roman,serif; padding: 0; text-indent: 0">&#160;</td>
    <td colspan="3" style="vertical-align: bottom; font: 10pt Times New Roman,serif; padding: 0; text-indent: 0"><span style="font-size: 10pt"><b>First Horizon Corporation</b></span></td></tr>
<tr>
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0">&#160;</td>
    <td colspan="3" style="vertical-align: bottom; padding: 0; text-indent: 0">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; width: 52%"><span style="font-size: 10pt">Date: April 28, 2021</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0 0 1px; text-indent: 0; width: 2%"><span style="font-size: 10pt">By:&#160; </span></td>
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; width: 30%; border-bottom: Black 1px solid"><span style="font-size: 10pt">/s/ William C. Losch III</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; width: 16%">&#160;</td></tr>
<tr>
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0">&#160;</td>
    <td colspan="3" style="vertical-align: bottom; font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><span style="font-size: 10pt">William C. Losch III</span></td></tr>
<tr>
    <td style="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0">&#160;</td>
    <td colspan="3" style="vertical-align: bottom; font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><span style="font-size: 10pt"><i>Senior Executive Vice President and Chief Financial Officer</i></span></td></tr>
</table><div>

</div><!-- Field: Page; Sequence: 4 --><div>
    </div><div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div><div>
</div><!-- Field: /Page --><div>


</div><div style="display: none"><ix:header>
<ix:hidden>
<ix:nonNumeric contextRef="c0" name="dei:AmendmentFlag">false</ix:nonNumeric>
<ix:nonNumeric contextRef="c0" name="dei:EntityCentralIndexKey">0000036966</ix:nonNumeric>
</ix:hidden>
<ix:references><link:schemaRef xlink:href="fhn-20210428.xsd" xlink:type="simple"></link:schemaRef></ix:references>
<ix:resources xmlns="http://www.xbrl.org/2003/instance"><xbrli:context id="c0">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c1">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c2">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c3">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/PYxLIN/5NHMx5hUQlADhNelqjsaVKhuxxC/bXsrat2o+sVdzheDZozeIaPGXOwv8+xg5IBaWjaKcUfZRAE6npriivppPZGhh+mcQrH8GmjQPd0h0falwfJI5/Oy6vcHvbJrhzV7Bowznwnf2qowL3e6VRsPpzOORbu//8b7LSElFocHlZGDogrIVawFzo/rWOfvBRSxH35+wKhBYM4JELh5y8HKtq+cKx57L+Dz65JlrjlOFXohaeTcY4gc0li4M=] CSR-->
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c4">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c5">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context id="c6">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000036966</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2021-04-28</xbrli:startDate>
    <xbrli:endDate>2021-04-28</xbrli:endDate>
  </xbrli:period>
</xbrli:context></ix:resources></ix:header>

</div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>c101637_ex99-1.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">Exhibit 99.1</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">&nbsp;</P>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>SUMMARY RESULTS</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Quarterly, Unaudited</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-family: Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="text-align: center; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">1Q21 Change vs.</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">($s in millions, except per share and balance sheet data)</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">1Q21</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">4Q20</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="text-align: center; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">$/bp</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>Income Statement</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="width: 56%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Net interest income</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="width: 4%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">508</TD><TD STYLE="width: 3%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="width: 4%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">522</TD><TD STYLE="width: 3%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="width: 4%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(14</TD><TD STYLE="width: 3%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 4%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(3</TD><TD STYLE="width: 3%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Noninterest income</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">298</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">288</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">10</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; padding-left: 10pt">Total revenue</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">806</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">810</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Noninterest expense</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">544</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">508</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">36</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">7</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Pre-provision net revenue<SUP>1</SUP></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">262</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">302</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(40</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(13</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Provision for credit losses</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(45</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(46</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">NM</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Income before income taxes</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">307</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">301</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">6</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Provision for income taxes</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">71</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">56</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">15</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">26</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Net income</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">235</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">245</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(10</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(4</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Net income attributable to noncontrolling interest</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">6</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Net income attributable to controlling interest</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">233</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">242</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(9</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(4</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Preferred stock dividends</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">8</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">8</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">5</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Net income available to common shareholders</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">225</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">234</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(9</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>Common stock information</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Diluted EPS</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.40</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.42</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(0.02</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(5</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Diluted shares</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">558</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">557</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>Key performance metrics</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Net interest margin</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">2.63</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">2.71</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(8</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Efficiency ratio</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">67.53</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">62.71</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">482</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Effective income tax rate</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">23.24</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">18.70</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">454</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Return on average assets</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.12</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.16</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(4</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Return on average common equity (&ldquo;ROCE")</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">12.01</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">12.53</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(52</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Noninterest income as a % of total revenue</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">37.00</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">35.61</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">139</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>Balance Sheet (billions)</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Average loans</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">58.2</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">59.8</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(1.6</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(3</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Average deposits</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">71.0</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">69.6</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.3</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">2</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Average assets</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">85.4</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">83.8</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.6</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">2</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Average common equity</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">7.6</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">7.4</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.1</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>Asset Quality Highlights</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Allowance for credit losses to loans and leases</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.70</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.80</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(10</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Net charge-off ratio</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.06</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.19</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(14</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Nonperforming loan and leases ratio</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.67</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.66</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">bp</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>Capital Ratio Highlights (current quarter is
    an estimate)</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Common Equity Tier 1</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">9.96</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">9.68</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">28</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Tier 1</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">11.03</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">10.74</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">29</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Total Capital</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">12.83</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">12.57</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">26</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Tier 1 leverage</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">8.20</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">8.24</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Numbers may not foot due to rounding.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">See footnote disclosures on page 11.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #0E32E1"><B><U>First Quarter 2021 versus Fourth Quarter
2020 </U></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Net interest income </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Net interest income of $508 million declined $14 million from
fourth quarter 2020. Results were driven by the impact of a decrease in average loans, day count and lower short-term rates partially
offset by improved funding costs. Net interest margin of 2.63% decreased from 2.71% in the prior quarter, largely driven by a 10
basis point reduction tied to excess cash.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Noninterest income</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Noninterest income of $298 million increased $10 million from
fourth quarter 2020. Results reflect strength in fixed income and brokerage, trust and insurance partially offset by lower deferred
compensation, mortgage banking and title fees and other noninterest income. Fixed income average daily revenue of $1.9 million
improved from</P>

<!-- Field: Page; Sequence: 1; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">$1.5 million in fourth quarter 2020 reflecting the impact of
continued overall economic factors including elevated liquidity levels and weak loan demand, as well as interest rate volatility.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Noninterest expense </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Noninterest expense of $544 million increased $36 million from
fourth quarter 2020 largely related to the IBERIABANK Corporation (&ldquo;IBKC&rdquo;) merger costs.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Loans and leases</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Average loan and lease balances of $58.2 billion decreased $1.6
billion<FONT STYLE="color: red">&nbsp;</FONT>from fourth quarter 2020 reflecting an $893 million decrease in commercial and a $705
million decrease in consumer. Commercial loans trends largely reflected a<FONT STYLE="color: #00497F">&nbsp;</FONT>$972 million
decrease in loans to mortgage companies. Period-end loans and leases of $58.6 billion increased $368 million from fourth quarter
2020 largely driven by a $1.0 billion increase in commercial largely tied to PPP loans, offset by a $675 million decrease in consumer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Deposits</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Average deposits of $71.0 billion increased $1.3 billion from
fourth quarter 2020 driven by a $1.2 billion increase in noninterest-bearing deposits largely reflecting the impact of stimulus
checks and balance increases tied to PPP loans. Period-end deposits of $73.2 billion at March 31, 2021, increased $3.2 billion
from $70.0 billion at December 31, 2020 driven by growth in noninterest-bearing deposits. Interest-bearing deposit costs of 20
basis points improved 6 basis points linked quarter,<FONT STYLE="color: #EE2724">&nbsp;</FONT>reflecting continued pricing discipline.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Asset quality</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Provision for credit losses benefit of $45 million compared to
expense of $1 million in fourth quarter 2020, largely reflecting continued improvement in the overall macroeconomic outlook and
a reduction in consumer loans.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Net charge-offs of $8 million, or 6 basis points, improved from
$29 million, or 19 basis points, in fourth quarter 2020 reflecting continued improvement in overall asset quality.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Nonperforming loans of $394 million increased $7 million from
fourth quarter 2020 driven by an increase in commercial real estate. First quarter 2021 allowance to nonperforming coverage ratio
of 232% compared with 249% in fourth quarter 2020. First quarter 2021 nonperforming loans to loans ratio of 67 basis points compared
with 66 basis points at fourth quarter 2020.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The allowance for credit losses to loans ratio decreased to 1.70%
from 1.80% in fourth quarter 2020 reflecting an overall improvement in the macroeconomic environment and asset quality.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Capital </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">CET1 ratio of 10.0% in first quarter 2021 improved from 9.7%
in fourth quarter 2020. The improvement was driven by growth in retained earnings and a reduction in risk-weighted assets tied
to lower loan balances; the increase was partially offset by capital return through share repurchases and dividends.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">On January 27, 2021, the board of directors authorized the company
to repurchase up to $500 million of common stock. The board also approved payment of a quarterly cash dividend on its common stock
of $0.15 per share. The dividend was paid April 1, 2021. Additionally, the board approved payment of cash dividends on First Horizon&rsquo;s
Series A, Series C, Series D and Series E Preferred Stock.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Returned $143 million in capital to common stockholders during
the quarter including $58 million, or 3.6 million shares, of common stock repurchases at a weighted average price of $16.12.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Income taxes</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The first quarter 2021 effective tax rate of 23.2% increased
from fourth quarter 2020 level of 18.7%.</P>

<!-- Field: Page; Sequence: 2; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>CONSOLIDATED INCOME STATEMENT</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1px solid; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1px solid; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 1px solid; text-align: center; border-bottom: Black 1px solid">1Q21 Change vs.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; font-style: italic; padding-left: 10pt; text-indent: -10pt">($s in millions, except
    per share data)</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center">1Q21</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center"><B>$</B></TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center"><B>%</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; width: 56%; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Net
    interest income</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; width: 4%; font-weight: bold; text-align: right">508</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; width: 1%; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; width: 4%; text-align: right">522</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; width: 1%; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; width: 4%; text-align: right">(14</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; width: 1%; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; width: 4%; text-align: right">(3</TD><TD STYLE="border-bottom: Black 1px solid; width: 3%; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-style: italic; text-align: left; padding-left: 10pt; text-indent: -10pt">Noninterest income:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Fixed income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">126</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">104</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">22</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Mortgage banking and title</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">53</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">57</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(7</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Brokerage, trust, and insurance</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">33</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Service charges and fees</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">53</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">53</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Card and digital banking fees</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">17</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">18</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(7</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Deferred compensation income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(65</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Other noninterest income</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">15</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">16</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(6</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Total
    noninterest income</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">298</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">288</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">10</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Total
    revenue</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">806</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">810</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-style: italic; text-align: left; padding-left: 10pt; text-indent: -10pt">Noninterest expense:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-style: italic; text-align: left; padding-left: 20pt; text-indent: -10pt">Personnel expense:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 30pt; text-indent: -10pt">Salaries and benefits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">196</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">200</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(2</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 30pt; text-indent: -10pt">Incentives and commissions</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">120</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">110</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 30pt; text-indent: -10pt">Deferred compensation
    expense</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">9</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(6</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(67</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Total personnel expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">318</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">319</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Occupancy and equipment</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">76</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">76</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Outside services</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">58</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">59</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Amortization of intangible assets</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">14</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">15</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Other noninterest expense</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">78</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">39</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">39</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">100</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Total
    noninterest expense</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">544</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">508</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">36</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">7</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">Pre-provision net revenue<SUP>1</SUP></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">262</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">302</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(40</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(13</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Provision
    for credit losses</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(45</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(46</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">NM</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Income before income taxes</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">307</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">301</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Provision for income
    taxes</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">71</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">56</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">15</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">26</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Net income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">235</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">245</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(10</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt; text-indent: -10pt">Net income attributable
    to noncontrolling interest</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">6</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">Net income attributable to controlling interest</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">233</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">242</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(9</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt; text-indent: -10pt">Preferred stock dividends</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">8</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">8</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">5</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt; text-indent: -10pt">Net income available
    to common shareholders</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">225</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">234</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(9</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; padding-left: 10pt; text-indent: -10pt">Common Share Data</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 10pt; text-indent: -10pt">EPS</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">0.41</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">0.42</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(0.01</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(2</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 10pt; text-indent: -10pt">Basic shares</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">552</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">553</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">Diluted EPS</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">0.40</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">0.42</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(0.02</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 10pt; text-indent: -10pt">Diluted shares</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">558</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">557</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt; text-indent: -10pt">Effective tax rate</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">23.2</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">18.7</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Numbers may not foot due to rounding. See footnote disclosures
on page 11.</P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>FINANCIAL RATIOS</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid">1Q21 change vs.</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">1Q21</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">4Q20</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="text-align: center; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left"><U>FINANCIAL RATIOS</U></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1px solid">$/bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1px solid">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1px">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="width: 56%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Net interest margin</TD><TD STYLE="width: 3%; font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">2.63</TD><TD STYLE="width: 1%; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 6%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">2.71</TD><TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 6%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(8</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)bp</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 4%; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Return on average assets</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">1.12</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.16</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(4</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Return on average common equity (&ldquo;ROCE&rdquo;)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">12.01</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">12.53</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(52</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Noninterest income as a % of total revenue</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">37.00</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">35.61</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">139</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Efficiency ratio</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">67.53</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">62.71</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">482</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">CAPITAL - PERIOD END</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">CET1 capital ratio*</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">9.96</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">9.68</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">28 </TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Tier 1 capital ratio*</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">11.03</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">10.74</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">29 </TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Total capital ratio*</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">12.83</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">12.57</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">26 </TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Tier 1 leverage ratio*</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">8.20</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">8.24</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(4</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Risk-weighted assets (&ldquo;RWA&rdquo;) (billions)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">62.4</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">63.1</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(1</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(1</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Total equity to total assets</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">9.49</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">9.86</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(37</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Period-end shares outstanding (millions)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">552</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">555</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(3</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Cash dividends declared per common share</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.15</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.15</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Book value per common share</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">13.65</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">13.59</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.06</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">SELECTED BALANCE SHEET DATA</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Loans-to-deposit ratio (period-end balances)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">80.09</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">83.21</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(312</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Loans-to-deposit ratio (average balances)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">82.02</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">85.90</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(388</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)bp</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">Full-time equivalent associates</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">8,284</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">8,466</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(182</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">(2</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">)%</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>CONSOLIDATED NET INTEREST INCOME AND AVERAGE BALANCE SHEET:
YIELDS AND RATES</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; border-bottom: Black 1px solid">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 80%; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 12pt; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center">1Q21 </TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; width: 78%">Total loan yield</TD><TD STYLE="font-weight: bold; width: 3%">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; width: 1%">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; width: 6%">3.55</TD><TD STYLE="font-weight: bold; text-align: left; width: 1%">%</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%">&nbsp;</TD><TD STYLE="text-align: right; width: 6%">3.56</TD><TD STYLE="text-align: left; width: 1%">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Total deposit cost</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.14</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.18</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Total funding cost</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.24</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.28</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 4%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">*</FONT></TD>
    <TD STYLE="width: 96%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Current quarter is an estimate.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">See footnote disclosures on page 11.</P>

<!-- Field: Page; Sequence: 4; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>CONSOLIDATED PERIOD-END BALANCE SHEET</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Quarterly, Unaudited</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-top: Black 1px solid; font-style: italic; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD COLSPAN="2" STYLE="border-top: Black 1px solid; font-weight: bold; text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD COLSPAN="2" STYLE="border-top: Black 1px solid; text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; font-style: italic; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; font-style: italic; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD COLSPAN="6" STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; font-style: italic; text-align: center"><I>1Q21
                                         change vs.</I></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; font-style: italic; text-align: left">(In millions)</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">1Q21</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: right">4Q20</TD><TD STYLE="border-bottom: Black 1px solid; font-style: italic">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-style: italic; text-align: left">&nbsp;</TD><TD COLSPAN="6" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 56%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 3%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; width: 6%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 3%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; width: 6%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; width: 3%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center; width: 6%; padding-bottom: 1pt">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; width: 3%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; width: 1%; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center; width: 4%; padding-bottom: 1pt"><B>%</B></TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; width: 3%; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Assets:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-style: italic; text-align: left">Loans and leases:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">33,951</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">33,103</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">848</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt">Commercial real estate</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">12,470</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">12,275</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">195</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Total Commercial</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">46,421</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">45,379</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,042</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">11,053</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,725</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(672</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt">Credit card and other<SUP>2</SUP></TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">1,126</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1,128</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Total Consumer</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">12,178</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">12,853</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(675</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(5</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Loans and leases, net of unearned income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">58,600</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">58,232</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">368</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Loans held for sale</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">811</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,022</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(211</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(21</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Investment securities</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8,361</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,057</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">304</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Trading securities</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1,076</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,176</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(100</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(9</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Interest-bearing deposits with banks</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">11,635</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,351</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,284</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">39</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Federal funds sold and securities purchased under agreements
    to resell</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">520</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">445</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">75</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">17</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt">Total interest earning
    assets</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">81,004</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">77,284</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3,720</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">5</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Cash and due from banks</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1,169</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,203</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(34</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Goodwill and other intangible assets, net</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1,850</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,864</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(14</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Premises and equipment, net</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">719</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">759</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(40</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Allowance for loan and lease losses</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(914</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(963</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">49</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Other assets</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">3,685</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4,063</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(378</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(9</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 20pt">Total assets</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">87,513</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">84,209</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3,304</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left">Liabilities and Shareholders' Equity:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-style: italic">Deposits:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-left: 10pt">Savings</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">27,023</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">27,324</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(301</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt">Time deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4,653</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,070</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(418</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(8</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt">Other interest-bearing deposits</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">16,444</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">15,415</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1,029</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">7</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Total interest-bearing deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">48,120</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">47,810</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">311</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Trading liabilities</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">454</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">353</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">101</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">29</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Short-term borrowings</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,203</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,198</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Term borrowings</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">1,671</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1,670</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt">Total interest-bearing
    liabilities</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">52,448</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">52,030</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">417</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Noninterest-bearing deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">25,046</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">22,173</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,874</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Other liabilities</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">1,712</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1,699</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">12</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt">Total liabilities</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">79,206</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">75,903</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3,303</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-style: italic; text-align: left">Shareholders' Equity:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 10pt">Preferred stock</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">470</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">470</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt">Common stock</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">345</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">347</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(2</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 10pt">Capital surplus</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">5,036</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,073</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(37</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt">Retained earnings</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,402</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,261</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">140</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt">Accumulated other comprehensive loss, net</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(242</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(140</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(102</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(73</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt">Combined shareholders' equity</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8,012</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,012</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt">Noncontrolling interest</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">295</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">295</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 10pt">Total shareholders' equity</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">8,307</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">8,307</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 20pt">Total liabilities and
    shareholders' equity</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">87,513</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">84,209</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3,304</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Memo:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">Total Deposits</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">73,167</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">69,982</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3,184</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">5</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Numbers may not foot due to rounding. See footnote disclosures
on page 11.</P>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>CONSOLIDATED NONPERFORMING LOANS AND LEASES (&quot;NPL&quot;)</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>Quarterly, Unaudited</I></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">As of</TD><TD STYLE="border-top: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid">1Q21
    change vs.</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">(In millions, except ratio data)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">1Q21</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid"></TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">4Q20</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif"></TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD COLSPAN="6" STYLE="text-align: center; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="width: 56%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; width: 6%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; width: 1%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; width: 6%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; width: 1%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: center; width: 6%; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: left; width: 1%; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 3%; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: center; width: 4%; border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="text-align: left; width: 3%; padding-bottom: 1px; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">Nonperforming loans and leases</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-left: 10pt; font: 8pt Arial, Helvetica, Sans-Serif">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">144</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">144</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-left: 10pt; font: 8pt Arial, Helvetica, Sans-Serif">Commercial real estate</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">67</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">58</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">9</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">15</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-left: 10pt; font: 8pt Arial, Helvetica, Sans-Serif">Consumer real estate</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">180</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">182</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(2</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(1</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt; font: 8pt Arial, Helvetica, Sans-Serif">Credit card and other</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">22</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; padding-left: 20pt">Total nonperforming loans and leases</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">394</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">386</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">7</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">Asset Quality Ratio</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">Nonperforming loans and leases to loans and leases</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.42</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.43</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Commercial real estate</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.54</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.48</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Consumer real estate</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">1.63</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">1.56</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Credit card and other</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.22</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.18</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 10pt; font: 8pt Arial, Helvetica, Sans-Serif">Total nonperforming loans and leases to loans and leases</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">0.67</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">0.66</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">%</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">Numbers may not foot due to rounding.</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">`</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>CONSOLIDATED LOANS AND LEASES 90 DAYS OR MORE PAST DUE AND
ACCRUING</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>Quarterly, Unaudited</I></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; border-bottom: Black 1px solid">As of</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; border-top: Black 1px solid; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid">1Q21 change vs.</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">(In millions)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">1Q21</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid"></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">4Q20</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid"></TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD COLSPAN="4" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">4Q20</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 56%">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; width: 6%">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; width: 6%">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; width: 6%; border-bottom: Black 1px solid">$</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 3%; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 1%; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; width: 4%; border-bottom: Black 1px solid">%</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; width: 3%; border-bottom: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">Loans and leases 90 days or more past due and accruing</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; padding-left: 10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(62</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; padding-left: 10pt">Commercial real estate</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">NM</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; padding-left: 10pt">Consumer real estate</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">12</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">15</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(3</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif">(19</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; padding-left: 10pt; border-bottom: Black 1px solid">Credit card and other</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">&mdash;</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">1</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&mdash;</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">(37</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255); font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1px solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; padding-left: 20pt">Total loans and leases 90 days or more past due and accruing</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">$</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1px solid">13</TD><TD STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">16</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">$</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">(3</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">)</TD><TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">(20</TD><TD STYLE="text-align: left; font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 1px solid">)%</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Numbers may not foot due to rounding.</P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>CONSOLIDATED NET CHARGE-OFFS</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><I>Quarterly, Unaudited</I></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1px solid; padding-bottom: 1px; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; text-align: center; padding-bottom: 1px">As
    of</TD><TD STYLE="border-top: Black 1px solid; font-style: italic; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; font-style: italic; text-align: center; padding-bottom: 1px">1Q21 change vs.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; font-style: italic; padding-left: 10pt; text-indent: -10pt">(In
    millions, except ratio data)</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center">1Q21</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1px; padding-left: 10pt; text-indent: -10pt">Charge-off,
    Recoveries and Related Ratios</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; padding-left: 10pt; text-indent: -10pt">Gross Charge-offs</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 47%; text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial,
    financial, and industrial (C&amp;I)</TD><TD STYLE="width: 3%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-weight: bold; text-align: right">15</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 8%; text-align: right">35</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 8%; text-align: right">(20</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">(56</TD><TD STYLE="width: 3%; text-align: left">)%</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">NM</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Credit
    card and other</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(16</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 30pt; text-indent: -10pt">Total
    gross charge-offs</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">23</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">40</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(17</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(43</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Gross Recoveries</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and
    industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">(6</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(2</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(47</TD><TD STYLE="text-align: left">)%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(2</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(43</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(6</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(25</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Credit
    card and other</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">22</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 30pt; text-indent: -10pt">Total
    gross recoveries</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(15</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(12</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(3</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(28</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Net Charge-offs (Recoveries)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and
    industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">10</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">31</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(22</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(69</TD><TD STYLE="text-align: left">)%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">NM</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(5</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(38</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Credit
    card and other</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(13</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 30pt; text-indent: -10pt">Total
    net charge-offs</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">8</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">29</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(21</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(72</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Annualized Net Charge-off
    (Recovery) Rates</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and
    industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.12</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.36</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.06</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.02</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(0.18</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.12</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-left: 20pt; text-indent: -10pt">Credit
    card and other</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">0.65</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">0.68</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left; padding-left: 30pt; text-indent: -10pt">Total
    loans and leases</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">0.06</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">0.19</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">%</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">Numbers may not foot due
    to rounding.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 10pt Helvetica, Sans-Serif; margin: 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>CONSOLIDATED ALLOWANCE FOR LOAN AND LEASE LOSSES AND RESERVE FOR UNFUNDED
COMMITMENTS</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><I>Quarterly, Unaudited</I></P>

<P STYLE="font: 12pt Times New Roman,serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 1px; padding-left: 10pt; text-indent: -10pt; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 1px solid; text-align: center; border-top: Black 1px solid">As of</TD><TD STYLE="font-style: italic; border-bottom: Black 1px solid; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-top: Black 1px solid; font-style: italic; text-align: center; border-bottom: Black 1px solid">1Q21 Change vs.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; border-bottom: Black 1px solid; padding-left: 10pt; text-indent: -10pt">(In millions)</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; font-weight: bold">1Q21</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">Summary of Changes in the Components of the Allowance For Credit Losses </TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center">$</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 47%; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Allowance for loan and lease losses - beginning</TD><TD STYLE="width: 3%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-weight: bold; text-align: right">963</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 8%; text-align: right">988</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 8%; text-align: right">(25</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">(3</TD><TD STYLE="width: 3%; text-align: left">)%</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 10pt; text-indent: -10pt">Charge-offs:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(15</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(35</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">20</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">56</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(3</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">NM</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(1</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Credit card and other</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(3</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">16</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 30pt; text-indent: -10pt">Total charge-offs</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(23</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(40</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">17</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">43</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-left: 10pt; text-indent: -10pt">Recoveries:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">6</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">47</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">43</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">6</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Credit card and other</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(22</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-left: 30pt; text-indent: -10pt">Total Recoveries</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">15</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">12</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">28</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">Provision for loan and lease losses:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(1</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">81</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(8</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">34</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(42 </TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(124</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(26</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(27</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Credit card and other</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(6</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">3</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(9</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">NM</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-left: 30pt; text-indent: -10pt">Total provision for loan and lease losses:</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(41</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(45</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">NM</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1px solid; padding-left: 10pt; text-indent: -10pt">Allowance for loan and lease losses - ending</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">914</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">963</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(49</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(5</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Reserve for unfunded commitments - beginning</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">85</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">89</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(4</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Cumulative effect of change in accounting principle</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">NM</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 20pt; text-indent: -10pt">Acquired reserve for unfunded commitments</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">100</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Provision for unfunded commitments</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(3</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(1</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(33</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1px solid; padding-left: 10pt; text-indent: -10pt">Reserve for unfunded commitments - ending</TD><TD STYLE="font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">81</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">85</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(5</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-left: 30pt; text-indent: -10pt">Total allowance for credit losses- ending</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">995</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">1,048</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(53</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5</TD><TD STYLE="text-align: left">)%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left; padding-left: 10pt; text-indent: -10pt">Numbers may not foot due to rounding.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>CONSOLIDATED ASSET QUALITY RATIOS - ALLOWANCE FOR LOAN AND LEASE LOSSES</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><I>Quarterly, Unaudited</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-top: Black 1px solid">As of</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: center">1Q21</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; width: 73%; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; width: 3%">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; width: 1%">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; width: 8%">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; width: 1%">&nbsp;</TD><TD STYLE="font-size: 10pt; width: 3%">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; width: 1%">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; width: 8%">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; width: 2%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Allowance for loans and lease losses to loans and leases</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.30</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.37</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.86</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.97</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2.00</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.07</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Credit card and other</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">1.63</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">2.34</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Total allowance for loans and lease losses to loans and leases</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">1.56</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">1.65</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Allowance for loans and lease losses to nonperforming loans and leases</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial, financial, and industrial (C&amp;I)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">307</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">315</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 20pt; text-indent: -10pt">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">345</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">415</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 20pt; text-indent: -10pt">Consumer real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">123</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">133</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Credit card and other</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">749</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">1,313</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid; padding-left: 20pt; text-indent: -10pt">Total allowance for loans and lease losses to nonperforming loans and leases</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">232</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">249</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>REGIONAL BANKING</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Quarterly, Unaudited</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman,serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1px solid; padding-bottom: 1px">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: Black 1px solid; padding-bottom: 1px">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: Black 1px solid; padding-bottom: 1px">&nbsp;</TD><TD STYLE="border-top: Black 1px solid; padding-bottom: 1px; font-style: italic">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; font-style: italic; text-align: center">1Q21
    Change vs.</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: center">1Q21</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 1px solid; text-align: center">4Q20</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center">$/bp</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: center">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Income Statement (millions)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 47%; text-align: left">Net interest income</TD><TD STYLE="width: 3%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-weight: bold; text-align: right">426</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 8%; text-align: right">430</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 8%; text-align: right">(4</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; text-align: right">(1</TD><TD STYLE="width: 3%; text-align: left">)%</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Noninterest income</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">99</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">105</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(6</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(6</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Total revenue</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">526</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">535</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(9</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(2</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Noninterest expense</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">272</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">306</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(34</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(11</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD>Pre-provision net revenue<SUP>1</SUP></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">254</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">229</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Provision for credit losses</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">(32</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(30</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">NM</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Income before income tax expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">286</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">231</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">55</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Income tax expense</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">66</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">53</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">13</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">25</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Net income</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">220</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">178</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">42</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">24</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Average Balances (billions)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Total loans and leases</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">40.1</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">40.6</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">$</TD><TD STYLE="text-align: right">(0.5</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Interest-earning assets</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">40.1</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">40.6</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.5</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Total assets</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">42.4</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">43.0</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.6</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1</TD><TD STYLE="text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Total deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">62.0</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">60.7</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.3</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-weight: bold; text-align: left">Key Metrics</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Net interest margin<SUP>3</SUP></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.34</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.24</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10</TD><TD STYLE="text-align: left">bp</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Efficiency ratio</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">51.66</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">57.26</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(560</TD><TD STYLE="white-space: nowrap; text-align: left">)bp</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Loans-to-deposits ratio (period-end balances)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">62.53</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">65.37</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(284</TD><TD STYLE="text-align: left">)bp</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Loans-to-deposits ratio (average-end balances)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">64.60</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">66.91</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(231</TD><TD STYLE="text-align: left">)bp</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Return on average assets (annualized)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2.10</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.65</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">45</TD><TD STYLE="text-align: left">bp</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="text-align: left">Return on allocated equity<SUP>4</SUP></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">24.05</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">17.97</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">608</TD><TD STYLE="text-align: left">bp</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">Financial center locations</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: right">490</TD><TD STYLE="border-bottom: Black 1px solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">492</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">(2</TD><TD STYLE="border-bottom: Black 1px solid; text-align: left">)</TD><TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right">&#8212;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Numbers may not add to total due to rounding.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Certain previously reported amounts have been reclassified to agree with current
presentation.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">See footnote disclosures on page 11.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Regional Banking segment</B>: Offers financial products and services, including
traditional lending and deposit taking, to consumer and commercial customers primarily in the southern and southeastern U.S. and
other selected markets. Regional Banking also provides investment, wealth management, financial planning, trust and asset management
services for consumer customers.</P>

<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>SPECIALTY BANKING</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Quarterly, Unaudited</P>

<P STYLE="font: 12pt Times New Roman,serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-style: italic; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-top: Black 1px solid; font-size: 10pt; font-style: italic; border-bottom: Black 1px solid; text-align: center">1Q21 Change vs.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid; text-align: center">1Q21</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; border-bottom: Black 1px solid; text-align: center">4Q20</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; padding-bottom: 1px">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: center">$/bp</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: center">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: center">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">Income Statement (millions)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 47%; font-size: 10pt; text-align: left">Net interest income</TD><TD STYLE="width: 3%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">159</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 3%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">173</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 3%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(14</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 3%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; font-size: 10pt; text-align: right">(8</TD><TD STYLE="width: 3%; font-size: 10pt; text-align: left">)%</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid">Noninterest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">185</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">167</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">18</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">11</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Total revenue</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">344</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">340</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid">Noninterest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">154</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">135</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">19</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">14</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt">Pre-provision net revenue<SUP>1</SUP></TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">190</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">205</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(15</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(7</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid">Provision for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">(7</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">11</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">(18</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">NM</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Income before income tax expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">196</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">194</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid">Income tax expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">47</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">47</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">&mdash;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">&mdash;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid">Net income</TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">149</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">147</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">2</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">1</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold">Average Balances (billions)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Total loans and leases</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">17.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">18.2</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(1.0</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(6</TD><TD STYLE="font-size: 10pt; text-align: left">)%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">Interest-earning assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">20.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">21.1</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(0.9</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Total assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">21.5</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">22.5</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1.0</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Total deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5.4</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.9</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.4</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">Key Metrics</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Fixed income product average daily revenue (thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,885</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">1,505</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">380</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Net interest margin<SUP>3</SUP></TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3.19</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.26</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(7</TD><TD STYLE="white-space: nowrap; font-size: 10pt; text-align: left">)bp</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Efficiency ratio</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">44.86</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39.71</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">515</TD><TD STYLE="font-size: 10pt; text-align: left">bp</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Loans-to-deposits ratio (period-end balances)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">314</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">365</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(5,086</TD><TD STYLE="font-size: 10pt; text-align: left">)bp</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Loans-to-deposits ratio (average-end balances)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">320</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">370</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4,944</TD><TD STYLE="font-size: 10pt; text-align: left">)bp</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font-size: 10pt; text-align: left">Return on average assets (annualized)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2.81</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.60</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">21</TD><TD STYLE="font-size: 10pt; text-align: left">bp</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1px solid">Return on allocated equity<SUP>4</SUP></TD><TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: right">33.73</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">32.33</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">140</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">bp</TD><TD STYLE="font-size: 10pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: right">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Numbers may not add to total due to rounding.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Certain previously reported amounts have been reclassified to agree with current
presentation.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">See footnote disclosures on page 11.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Specialty Banking segment: </B>Consists of lines of business that deliver
product offerings and services with specialized industry knowledge. Specialty Banking&#8217;s lines of business include asset-based
lending, mortgage warehouse lending, commercial real estate, franchise finance, correspondent banking, equipment finance, mortgage,
and title insurance. In addition to traditional lending and deposit taking, Specialty Banking also delivers treasury management
solutions, loan syndications, international banking and SBA lending. Additionally, Specialty Banking has a line of business focused
on fixed income securities sales, trading, underwriting, and strategies for institutional clients in the U.S. and abroad, as well
as loan sales, portfolio advisory services, and derivative sales.</P>

<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman,serif; margin-top: 0pt; margin-bottom: 0pt"></P>

<P STYLE="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font: 10pt Helvetica, Sans-Serif"><B>CO</B></FONT><B>RPORATE</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">Quarterly, U<FONT STYLE="font: 10pt Helvetica, Sans-Serif">naudited
</FONT>&nbsp; &nbsp; &nbsp; &nbsp;</P>



<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman,serif; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD><TD STYLE="font: italic 10pt Helvetica, Sans-Serif; padding-bottom: 1px; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-top: Black 1px solid; font: italic 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid; text-align: center">1Q21 Change vs.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman,serif; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid; text-align: center">1Q21</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid; text-align: center">4Q20</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: center">4Q20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font: 10pt Times New Roman,serif; padding-bottom: 1px">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 10pt Helvetica, Sans-Serif">$</FONT></TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Times New Roman,serif; text-align: center">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">Income Statement (millions)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="width: 47%; font: 10pt Helvetica, Sans-Serif; text-align: left">Net interest income/(expense)</TD><TD STYLE="width: 3%; font: bold 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: bold 10pt Helvetica, Sans-Serif; text-align: right">(77</TD><TD STYLE="width: 1%; font: bold 10pt Helvetica, Sans-Serif; text-align: left">)&nbsp;</TD><TD STYLE="width: 3%; font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Helvetica, Sans-Serif; text-align: right">(81</TD><TD STYLE="width: 1%; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="width: 3%; font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Helvetica, Sans-Serif; text-align: right">4</TD><TD STYLE="width: 1%; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 3%; font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 6%; font: 10pt Helvetica, Sans-Serif; text-align: right">5</TD><TD STYLE="width: 3%; font: 10pt Helvetica, Sans-Serif; text-align: left">%</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">Noninterest income</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: right">13</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">17</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(4</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(24</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">Total revenues</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: right">(64</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(64</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">Noninterest expense</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: right">118</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">67</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">51</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">76</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif">Pre-provision net revenue<SUP>1</SUP></FONT></TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: right">(182</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(131</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(51</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(39</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">Provision for credit losses</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: right">(6</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(7</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">14</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">Income before income tax expense</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: right">(176</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(124</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(52</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">(42</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">Income tax expense (benefit)</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: right">(43</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(44</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">1</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">2</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">Net income/(loss)</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: right">(133</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">)&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(80</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(53</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">(66</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman,serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: right">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: right">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: right">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: right">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman,serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">Average Balance Sheet (billions)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(229,255,255)">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">Interest bearing assets</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: right">18.4</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">15.3</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">3.2</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: right">21</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left">%</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1px solid">Total assets</TD><TD STYLE="font: bold 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: right">21.5</TD><TD STYLE="border-bottom: Black 1px solid; font: bold 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">18.3</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">3.2</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Helvetica, Sans-Serif; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: right">17</TD><TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Numbers may not add to total due to rounding.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Certain previously reported amounts have been reclassified to agree with current
presentation.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">See footnote disclosures on page 11.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Corporate segment:</B> Consists primarily of corporate support functions including
risk management, audit, accounting, finance, executive office, and corporate communications. Shared support services such as human
resources, properties, technology, credit risk and bank operations are allocated to the activities of Regional Banking, Specialty
Banking, and Corporate. Additionally, the Corporate segment includes centralized management of capital and funding to support the
business activities of the company including management of wholesale funding, liquidity, and capital management and allocation.
Finally, the Corporate segment includes the revenue and expense associated with run-off businesses such as pre-2009 mortgage banking
elements, run-off consumer and trust preferred loan portfolios, and other exited businesses.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>FOOTNOTES</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top; font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="width: 2%; font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif"><SUP>1</SUP></FONT></TD>
    <TD STYLE="width: 98%; font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif">Pre-provision net revenue is a non-GAAP measure and is reconciled to income before income taxes (GAAP) in the table. </FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif"><SUP>2</SUP></FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif">Credit card and other includes an insignificant amount of commercial credit card balances.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif"><SUP>3</SUP></FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif">Net interest margin is computed using total NII adjusted for FTE assuming a statutory federal income tax rate of 21 percent, and, where applicable state taxes.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif"><SUP>4</SUP></FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Helvetica, Sans-Serif">Segment equity is allocated based on an internal allocation methodology.</FONT></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: right; font: 10pt Helvetica, Sans-Serif; margin: 0; text-indent: 5pt"><IMG SRC="x1_c101637x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0; text-indent: 5pt">&nbsp;</P>

<P STYLE="border-bottom: Black 1px solid; font: 10pt Helvetica, Sans-Serif; margin: 0; text-indent: 5pt"><B>GLOSSARY OF TERMS</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Common Equity Tier 1 Ratio:</B> Ratio consisting of common equity adjusted
for certain unrealized gains/(losses) on available-for-sale securities, less disallowed portions of goodwill, other intangibles,
and deferred tax assets as well as certain other regulatory deductions divided by risk-weighted assets.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Current Expected Credit Loss (&#8220;CECL&#8221;):</B> New accounting standard
that focuses on estimation of expected losses over the life of the loans which is measured by the difference between amortized
cost and the net amount expected to be collected.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Fully Taxable Equivalent (&#8220;FTE&#8221;):</B> Reflects the amount of tax-exempt
income adjusted to a level that would yield the same after-tax income had that income been subject to taxation.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Non-Purchased Credit Deteriorated (&#8220;Non-PCD&#8221;) Financial Assets:
</B>Acquired individual financial assets (or acquired groups of financial assets with similar risk characteristics) that, as of
the date of acquisition, do not have a more-than-insignificant deterioration in credit quality since origination, as determined
by an acquirer&#8217;s assessment.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Purchased Credit Deteriorated (&#8220;PCD&#8221;) Financial Assets:</B> Acquired
individual financial assets (or acquired groups of financial assets with similar risk characteristics) that, as of the date of
acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination, as determined by an
acquirer&#8217;s assessment.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Tier 1 Capital Ratio:</B> Ratio consisting of shareholders&#8217; equity adjusted
for certain unrealized gains/(losses) on available-for-sale securities, plus qualifying portions of noncontrolling interests, less
disallowed portions of goodwill, other intangible assets, and deferred tax assets as well as certain other regulatory deductions
divided by risk-weighted assets.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>Key Ratios</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Return on Average Assets:</B> Ratio is annualized net income to average total
assets.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Return on Average Common Equity:</B> Ratio is annualized net income available
to common shareholders to average common equity. <B></B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Noninterest Income as a Percentage of Total Revenue:</B> Ratio is noninterest
income to total revenue - taxable equivalent.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Efficiency Ratio:</B> Ratio is noninterest expense to total revenue - taxable
equivalent.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Leverage Ratio:</B> Ratio is tier 1 capital to average assets for leverage.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>Asset Quality - Consolidated Key Ratios</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Nonperforming loans and leases (&quot;NPL&quot;)
%: </B>Ratio is nonaccruing loans and leases in the loan portfolio to total period-end loans and leases. <B></B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Net charge-offs %:</B>
Ratio is annualized net charge-offs to total average loans and leases.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Allowance / loans and leases: </B>Ratio is allowance for loan and lease losses
to total period-end loans and leases.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Allowance / Nonperforming loans and leases: </B>Ratio is allowance for loan
and lease losses to nonperforming loans and leases in the loan portfolio. <B></B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Allowance / charge-offs:</B> Ratio is allowance for
loan and lease losses to annualized net charge-offs.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>Operating Segments</B></P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Regional Banking segment</B>: Offers financial products and services, including
traditional lending and deposit taking, to consumer and commercial customers primarily in the southern and southeastern U.S. and
other selected markets. Regional Banking also provides investment, wealth management, financial planning, trust and asset management
services for consumer customers.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Specialty Banking segment: </B>Consists of lines of business that deliver
product offerings and services with specialized industry knowledge. Specialty Banking&#8217;s lines of business include asset-based
lending, mortgage warehouse lending, commercial real estate, franchise finance, correspondent banking, equipment finance, mortgage,
and title insurance. In addition to traditional lending and deposit taking, Specialty Banking also delivers treasury management
solutions, loan syndications, international banking and SBA lending. Additionally, Specialty Banking has a line of business focused
on fixed income securities sales, trading, underwriting, and strategies for institutional clients in the U.S. and abroad, as well
as loan sales, portfolio advisory services, and derivative sales.</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Helvetica, Sans-Serif; margin: 0"><B>Corporate segment:</B> Consists primarily of corporate support functions including
risk management, audit, accounting, finance, executive office, and corporate communications. Shared support services such as human
resources, properties, technology, credit risk and bank operations are allocated to the activities of Regional Banking, Specialty
Banking, and Corporate. Additionally, the Corporate segment includes centralized management of capital and funding to support the
business activities of the company including management of wholesale funding, liquidity, and capital management and allocation.
Finally, the Corporate segment includes the revenue and expense associated with run-off businesses such as pre-2009 mortgage banking
elements, run-off consumer and trust preferred loan portfolios, and other exited businesses.</P>

<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 10pt; margin-bottom: 6pt; padding-bottom: 12pt; border-bottom: Silver 4px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="text-align: center; width: 34%">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
<!-- Field: /Page -->


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>x1_c101637x5x1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 x1_c101637x5x1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  9 ,@# 2(  A$! Q$!_\0
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MNT33]4FT^QL-;UW1_$6G3:=#<6_@366LK/6_QW^%'["I_;X_;=_;7^%_AO\
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M"7Q&^&%KXJM=;L+JWMY=,U'QC#)<ZE'9W,5MJ,FK>&?%]UJ-A8R20)-^5/\
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MU9Y-93P'\0+/0O"-]J&M>'K>%;K7O#_B3P3X4U*.VD-UH\>MV5EJ-S8_F/\
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M?;VUMI7C33=5\'>(_"OBWX>>.X;>W%OJ/B;0KO58]75;>ZNM(74K=[^ZV?\
M@G!_P10\._L<_$ZX_:(^.'Q5C_:#^/*1WI\+:A!X?U'1_"W@;4M<BNK?Q'XF
M2?Q+XA\5>)_&_CC5K2Y^PCQ=K]_8O96S:A)9Z/#>ZE+=1_NW12EXG<<3X:_U
M2EGM5Y-]567N/U7!+,'ED;<N52S=8=9G++8J*BL(\3R>R7U=S>&_<M+@KAJ.
M<//%EL?K[K_6_P"/7>$6,U?UR.!]I]46+NW/VRI7]H_:J"J^^?DQJO\ P3?\
M9ZC_ ,%3])_X*&K\7_"T'A#3?!UOX7?X2GP%J[^)9YH/ 5]X.-ZOC@>-%TF.
M)KF[745MSX0D<01FU,ID;[2OB/Q(_P"",QUO_@I1X#_;P^&GQ:\)^ _"FE_$
MKPC\6_'GPBNOASJFI:AXA\<:1%?6WBK4]"\66'C?2=-T?_A+U>PU2[^V^%=2
MDAU[^U;^62[%^L</[JT5QX?C[BK"RC*AF2I\O";X)E%87#>SJ<-^SQ-.."K4
MW#DJU*:QF(G2QDT\72J5'4IU(R^+HJ\*Y'7C*-7!N=\[_P!85)UJO/#-6Z3E
MB*<T^:$)^QI1J4$_93C!1DFDFOG,^ _VA/\ A;UOXHC^->@1_"-=6M[R\^&K
M_#^&XUNXTZUL_&4/]GVWC(ZM"]DFHW7B/P[=:CNTJ[<'P#HB6$]FFK>(4U K
MZ,HKY.M5=?V?/"C'V5*-*/L:,,/S1A>TJOL>7VU5W]ZM4O4DDDW9(]NC0C15
@10J5I>TJ2JOVU:=;E<[7A3]JW[.DM>2E#W(W=M]/_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>fhn-20210428_def.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Apr 28 00:16:52 UTC 2021 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
  <roleRef xlink:type="simple" xlink:href="fhn-20210428.xsd#DocumentAndEntityInformation" roleURI="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member"/>
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all"/>
  <definitionLink xlink:type="extended" xlink:role="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation">
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationTable" order="0" xbrldt:contextElement="segment" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="dei_DocumentInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="0" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="0" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain_0" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain_0" order="1" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonClassAMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonClassAMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_CommonClassAMember" order="0" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesAPreferredStockMember" order="1" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesBPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesBPreferredStockMember" order="2" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesCPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesCPreferredStockMember" order="3" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesDPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesDPreferredStockMember" order="4" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesEPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesEPreferredStockMember" order="5" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" order="1" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" order="2" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" order="3" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/PYxLIN/5NHMx5hUQlADhNelqjsaVKhuxxC/bXsrat2o+sVdzheDZozeIaPGXOwv8+xg5IBaWjaKcUfZRAE6npriivppPZGhh+mcQrH8GmjQPd0h0falwfJI5/Oy6vcHvbJrhzV7Bowznwnf2qowL3e6VRsPpzOORbu//8b7LSElFocHlZGDogrIVawFzo/rWOfvBRSxH35+wKhBYM4JELh5y8HKtq+cKx57L+Dz65JsY61PyV+ktYrYK4UFdBixA=] CSR-->
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" order="4" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="5" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="6" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="7" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="8" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" order="9" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="10" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="11" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="12" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="13" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="14" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" order="15" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="16" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" order="17" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" order="18" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="19" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="20" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" order="21" xbrldt:closed="true"/>
    <loc xlink:type="locator" xlink:label="dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" order="22" xbrldt:closed="true"/>
  </definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>fhn-20210428_lab.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Apr 28 00:16:52 UTC 2021 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <loc xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xml:lang="en-US">Class of Stock [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonClassAMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonClassAMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonClassAMember_lbl" xml:lang="en-US">Common Class A [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonClassAMember" xlink:to="us-gaap_CommonClassAMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl" xml:lang="en-US">Series A Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember_lbl"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/PYxLIN/5NHMx5hUQlADhNelqjsaVKhuxxC/bXsrat2o+sVdzheDZozeIaPGXOwv8+xg5IBaWjaKcUfZRAE6npriivppPZGhh+mcQrH8GmjQPd0h0falwfJI5/Oy6vcHvbJrhzV7Bowznwnf2qowL3e6VRsPpzOORbu//8b7LSElFocHlZGDogrIVawFzo/rWOfvBRSxH35+wKhBYM4JELh5y8HKtq+cKx57L+Dz65JscCyxqneV7joh/nbCmvd9U=] CSR-->
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesBPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeriesBPreferredStockMember_lbl" xml:lang="en-US">Series B Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesBPreferredStockMember" xlink:to="us-gaap_SeriesBPreferredStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesCPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeriesCPreferredStockMember_lbl" xml:lang="en-US">Series C Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesDPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeriesDPreferredStockMember_lbl" xml:lang="en-US">Series D Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesDPreferredStockMember" xlink:to="us-gaap_SeriesDPreferredStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesEPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeriesEPreferredStockMember_lbl" xml:lang="en-US">Series E Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesEPreferredStockMember" xlink:to="us-gaap_SeriesEPreferredStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfStockDomain_lbl" xml:lang="en-US">Class of Stock [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonClassAMember_lbl0" xml:lang="en-US">Common Class A [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonClassAMember" xlink:to="us-gaap_CommonClassAMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesCPreferredStockMember_lbl0" xml:lang="en-US">Series C Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl0" xml:lang="en-US">Local Phone Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl0" xml:lang="en-US">Entity Address, Address Line One</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl0" xml:lang="en-US">Pre-commencement Issuer Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl0" xml:lang="en-US">Entity Registrant Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesEPreferredStockMember_lbl0" xml:lang="en-US">Series E Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesEPreferredStockMember" xlink:to="us-gaap_SeriesEPreferredStockMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl0" xml:lang="en-US">Entity Incorporation, State or Country Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl0" xml:lang="en-US">Security Exchange Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl0" xml:lang="en-US">Pre-commencement Tender Offer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl0" xml:lang="en-US">Entity Address, State or Province</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl0" xml:lang="en-US">Trading Symbol</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl0" xml:lang="en-US">Soliciting Material</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl0" xml:lang="en-US">Written Communications</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl0" xml:lang="en-US">Document Period End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl0" xml:lang="en-US">Amendment Flag</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl0" xml:lang="en-US">Entity Address, City or Town</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl0" xml:lang="en-US">Entity Tax Identification Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl0" xml:lang="en-US">Entity Address, Postal Zip Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl0" xml:lang="en-US">Entity File Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl0" xml:lang="en-US">Entity Emerging Growth Company</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl0" xml:lang="en-US">City Area Code</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesBPreferredStockMember_lbl0" xml:lang="en-US">Series B Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesBPreferredStockMember" xlink:to="us-gaap_SeriesBPreferredStockMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl0" xml:lang="en-US">Document Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl0" xml:lang="en-US">Entity Central Index Key</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl0" xml:lang="en-US">Series A Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl0" xml:lang="en-US">Title of 12(b) Security</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesDPreferredStockMember_lbl0" xml:lang="en-US">Series D Preferred Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesDPreferredStockMember" xlink:to="us-gaap_SeriesDPreferredStockMember_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementTable" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementLineItems_lbl" xml:lang="en-US">Statement [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementLineItems" xlink:to="us-gaap_StatementLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="srt_StatementScenarioAxis" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_StatementScenarioAxis_lbl" xml:lang="en-US">Scenario [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_StatementScenarioAxis" xlink:to="srt_StatementScenarioAxis_lbl"/>
  </labelLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>fhn-20210428_pre.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Apr 28 00:16:52 UTC 2021 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="fhn-20210428.xsd#DocumentAndEntityInformation" roleURI="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"/>
  <presentationLink xlink:type="extended" xlink:role="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation">
    <loc xlink:type="locator" xlink:label="DocumentAndEntityInformationAbstract" xlink:href="fhn-20210428.xsd#fhn_DocumentAndEntityInformationAbstract"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentAndEntityInformationAbstract" xlink:to="dei_DocumentInformationTable" order="1.0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="0.0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonClassAMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonClassAMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_CommonClassAMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_SeriesAPreferredStockMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesBPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_SeriesBPreferredStockMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesCPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_SeriesCPreferredStockMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesDPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_SeriesDPreferredStockMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SeriesEPreferredStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_SeriesEPreferredStockMember" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="dei_DocumentInformationLineItems" order="2.0"/>
    <loc xlink:type="locator" xlink:label="dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/PYxLIN/5NHMx5hUQlADhNelqjsaVKhuxxC/bXsrat2o+sVdzheDZozeIaPGXOwv8+xg5IBaWjaKcUfZRAE6npriivppPZGhh+mcQrH8GmjQPd0h0falwfJI5/Oy6vcHvbJrhzV7Bowznwnf2qowL3e6VRsPpzOORbu//8b7LSElFocHlZGDogrIVawFzo/rWOfvBRSxH35+wKhBYM4JELh5y8HKtq+cKx57L+Dz65JtKgcYOI6/sCD/BtAe45C1Q=] CSR-->
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="19.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>7
<FILENAME>fhn-20210428.xsd
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Apr 28 00:16:52 UTC 2021 -->
<xs:schema elementFormDefault="qualified" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:srt-types="http://fasb.org/srt-types/2019-01-31" xmlns:fhn="http://www.firsthorizonnational.com/20210428" targetNamespace="http://www.firsthorizonnational.com/20210428" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://fasb.org/us-types/2019-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="fhn-20210428_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="fhn-20210428_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="fhn-20210428_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"/>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/PYxLIN/5NHMx5hUQlADhNelqjsaVKhuxxC/bXsrat2o+sVdzheDZozeIaPGXOwv8+xg5IBaWjaKcUfZRAE6npriivppPZGhh+mcQrH8GmjQPd0h0falwfJI5/Oy6vcHvbJrhzV7Bowznwnf2qowL3e6VRsPpzOORbu//8b7LSElFocHlZGDogrIVawFzo/rWOfvBRSxH35+wKhBYM4JELh5y8HKtq+cKx57L+Dz65JnvnfBigdvRn0yf2mYNDyZI=] CSR-->
      <link:roleType roleURI="http://www.firsthorizonnational.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000 - Document - Document And Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://fasb.org/us-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://fasb.org/srt-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd"/>
  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="fhn_DocumentAndEntityInformationAbstract"/>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>c101637_8kixbrl_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="fhn-20210428.xsd" xlink:type="simple"/>
    <context id="c0">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <context id="c1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <context id="c2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <context id="c3">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <context id="c4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <context id="c5">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <context id="c6">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000036966</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <dei:DocumentType contextRef="c0">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="c0">2021-04-28</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="c0">First Horizon Corporation</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="c0">TN</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="c0">001-15185</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="c0">62-0803242</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="c0">165 Madison Avenue</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="c0">Memphis</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="c0">TN</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="c0">38103</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="c0">901</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="c0">523-4444</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="c0">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="c0">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="c0">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="c0">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="c1">$0.625 Par Value Common Capital Stock</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c1">FHN</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c1">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c2">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c2">FHN PR A</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c2">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c3">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series B</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c3">FHN PR B</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c3">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c4">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c4">FHN PR C</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c4">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c5">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series D</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c5">FHN PR D</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c5">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c6">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series E</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c6">FHN PR E</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c6">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="c0">false</dei:EntityEmergingGrowthCompany>
    <dei:AmendmentFlag contextRef="c0">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="c0">0000036966</dei:EntityCentralIndexKey>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.1</span><table class="report" border="0" cellspacing="2" id="idm140077652824360">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 28, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">First Horizon Corporation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000036966<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 28,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-15185<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">62-0803242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">165 Madison Avenue<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Memphis<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">38103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">901<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">523-4444<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">$0.625 Par Value Common Capital Stock<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR B<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series B<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR C<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR D<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series D<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR E<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series E<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M0=5 Y3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$%
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MHM9/C]<'6N;5$]L[J;5,J[=+SF*NS GP_5Q*_7A@'@(WS_!/_@502P,$%
M  @ )4N<4I^@&_"Q @  X@P   T   !X;"]S='EL97,N>&ULW5=M:]LP$/XK
M0C]@;F)JXI$8MD!AL(U"\V%?E5AV!'KQ9+ES^NNGLVPG:75EW8>QS:')W3VZ
MNT=W)YFN6W>2_.'(N2.]DKK=T*-SS?LD:0]'KEC[SC1<>Z0R5C'G55LG;6,Y
M*UMP4C)9WMQDB6)"TV*M.W6G7$L.IM-N0V]H4JPKH\^6E :#7\H4)X],;NB6
M2;&W8EC+E)"G8%Z"X6"DL<1Y*GQ#%V!IGP*\"!JP'.,HH8T%8Q(RA._]N/P9
M,&FM5X64,\$E#89BW3#GN-5W7AD6#\87$!GEW:GQ#&O+3HOE+3T[##\^R=[8
MDMLYS8).IF(M>05TK*B/\.M,DP#HG%%>* 6KC68#A\EC%'S8 Y?R 5KXK;J*
MW5<D].)3"6T@L-5)](1&,80)"L2_C!9B7X2]_:VPI!&/QGWL_&[TH'_OC./W
MEE>B'_2^FO-CT1=X=-8T\O1!BEHK'O;^RPF+-9O\R-%8\>2SP:0<O(%;2AZY
M=>)P:?EA6;/CO9NFJ:]PSLM_D/.?K7/--;=,7I+VH_\W5_DMC)/Q]%P<T:L#
M.EL)7(0;^A7N5WGF0/:=D$[H43N*LN3ZQ3GUX1W;^PO\*KY?7_**==+M9G!#
MS_(77HI.Y?.J>ZC+N.HL?X;[:)'-M[#/)73)>UYN1]76^T$D7O!9QP<<GB-W
MPQ-',)^ Q1' L#P8 \PG>&%Y_J?]K-#]! SCMHHB*]1GA?H$KQBR'3Y8GKA/
M[I_X3O,\3;,,J^AV&V6PQ>J69? 7CX9Q P\L#V1Z6ZWQ;N,3\OH<8#U];4*P
MG>*3B.T4KS4@\;J!1Y['NXWE 0^L"]CL0/YX'IBIN$^:0E<Q;M@)QI$\QQ"8
MQ?B,9AE2G0P^\?Y@IR1-\SR. !9GD*88 J<11S &P %#TG1X#SY['R73>RHY
M_U=3_ 102P,$%     @ )4N<4I>*NQS     $P(   L   !?<F5L<R\N<F5L
M<YV2N6[#, Q ?\70GC 'T"&(,V7Q%@3Y 5:B#]@2!8I%G;^OVJ5QD L9>3T\
M$MP>:4#M.*2VBZD8_1!2:5K5N %(MB6/:<Z10J[4+!XUA]) 1-MC0[!:+#Y
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MX_T,:3?D@6)8YL_X>\87_QO.\1'"[K\_L;S63AI_YHOA/UY_ 5!+ 0(4 Q0
M   ( "5+G%('04UB@0   +$    0              "  0    !D;V-0<F]P
M<R]A<' N>&UL4$L! A0#%     @ )4N<4D."VOSP    *P(  !$
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M;',O+G)E;'-02P$"% ,4    "  E2YQ2.JJBYT !   \ @  #P
M    @ '.$0  >&PO=V]R:V)O;VLN>&UL4$L! A0#%     @ )4N<4B0>FZ*M
M    ^ $  !H              ( !.Q,  'AL+U]R96QS+W=O<FMB;V]K+GAM
M;"YR96QS4$L! A0#%     @ )4N<4F60>9(9 0  SP,  !,
M ( !(!0  %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&      D "0 ^ @  :A4
#

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>7</ContextCount>
  <ElementCount>95</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>6</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="c101637_8kixbrl.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000 - Document - Document And Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.firsthorizonnational.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document And Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="c101637_8kixbrl.htm">c101637_8kixbrl.htm</File>
    <File>c101637_ex99-1.htm</File>
    <File>fhn-20210428.xsd</File>
    <File>fhn-20210428_def.xml</File>
    <File>fhn-20210428_lab.xml</File>
    <File>fhn-20210428_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2019-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://fasb.org/us-gaap/2019-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "c101637_8kixbrl.htm": {
   "axisCustom": 0,
   "axisStandard": 1,
   "contextCount": 7,
   "dts": {
    "definitionLink": {
     "local": [
      "fhn-20210428_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml",
      "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "c101637_8kixbrl.htm"
     ]
    },
    "labelLink": {
     "local": [
      "fhn-20210428_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "fhn-20210428_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "fhn-20210428.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd",
      "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd",
      "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 33,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2019-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 95,
   "memberCustom": 0,
   "memberStandard": 6,
   "nsprefix": "fhn",
   "nsuri": "http://www.firsthorizonnational.com/20210428",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "b",
       "p",
       "body",
       "html"
      ],
      "baseRef": "c101637_8kixbrl.htm",
      "contextRef": "c0",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:EntityRegistrantName",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000 - Document - Document And Entity Information",
     "role": "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation",
     "shortName": "Document And Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "b",
       "p",
       "body",
       "html"
      ],
      "baseRef": "c101637_8kixbrl.htm",
      "contextRef": "c0",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:EntityRegistrantName",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 6,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_DocumentInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "localname": "DocumentInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package."
       }
      }
     },
     "localname": "DocumentInformationTable",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "fhn_DocumentAndEntityInformationAbstract": {
     "auth_ref": [],
     "localname": "DocumentAndEntityInformationAbstract",
     "nsuri": "http://www.firsthorizonnational.com/20210428",
     "xbrltype": "stringItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonClassAMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Class A [Member]",
        "terseLabel": "Common Class A [Member]"
       }
      }
     },
     "localname": "CommonClassAMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series A Preferred Stock [Member]",
        "terseLabel": "Series A Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesAPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesBPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series B Preferred Stock [Member]",
        "terseLabel": "Series B Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesBPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesCPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series C Preferred Stock [Member]",
        "terseLabel": "Series C Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesCPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesDPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series D Preferred Stock [Member]",
        "terseLabel": "Series D Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesDPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesEPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series E Preferred Stock [Member]",
        "terseLabel": "Series E Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesEPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.firsthorizonnational.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0000930413-21-000908-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000930413-21-000908-xbrl.zip
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M *[=8=36!E_8Z^,X=&TX1CZ2;( O$M[W.Z3NPMB>CL<.T[FT!G>S_)R4T,&
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MJ:'<)*;D!G !%%"=0[,="R;L#"M530@3L3RF0,'W9IQ=,RU2RK'55:SZ0$.
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ML/C2ATX+:B'/>]UT!_1,47J-:%JWG_88FXSU;1$=],6DP;K?93)=?WQ$CL>
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MK7YX!C!HU9$\UO2/3VNA.\!B^_@0CO\*+?P+/23BD^DXYO@@$/WSQ^ND:P\
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MKBD-S8CH>/K%19C<;,^K,FP]@6_>[AQ&04X[K'_#(JBG[(<85@73#M.;<JN
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MZV_RASUE 8\I.A$\X0=ADU&7CFK![FAK_\#9--G)&##$?>\KQD?P9RVBYBF
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M&)$[@O(3-%_U"?D'/ZM/$&E8!(*LO\D?]I0%/*;H1/"$K\GSNQBP8'BS(&/
M$/>]KQ@?P9^UB)JG *:,+SWS-RLBTB5]#L9@TU^V.+_Y]A4,'ZX^'[Q+_U6D
MNM1IGKRWWZ7:WY/G ]"[??Q\<)#/O8Y,8YU?7CSTO][<#7JWX+(W^#>B=NS5
M%NK!HZ^W9+HT$[-VI,_ HS9&1L< OH$'<RP;%;N,%V.HKKS,W5&)V2?3C;/V
MTH> <-4XH7)T/G3$/QJRHS4E#NH3.JCI[)/YB5??O_"AN/++.[[:M470&%WA
M3F \)C7#*")@JYDB;565+!=8HL9A!?;ZFR5YPDAP;CH8MW'=.H$.H%=$JQ^@
M]VYB'UY[*LEZ:K'0Q.S-JLI-*":_'3]-&(MR'DJ!'609B_F$HVZX]#)5Q.7&
M4,PQ!$-\UH/+GX&CL:;KFFG8N==R*7P1 @'-Z@&WL8,&+E'KY#"*TP?0 1H6
M1&CC%YCM5T5&#A,?:TXO3J:MVS>]-$D;DVV1G3.3 A%-5LK;I'.3)5M>U%K(
MFUAKA^<&<++XW=K1B30E%B"O149G!=R$NS#'^A%P'\; E7MF67)S9V :,=+.
MRJ]CX\ME/E^@*'''>-ST(/-GVTYKD9>DM"<SC"3O^4JA]XJ/"T[J>Z8HXQ:>
MIEOP%1HN]SU3VBD[A&_&,FXWDW7&SA$4LMON&D',#0@B46 5$!MS@[.9#O!]
M @U[YVV'QDFZ#)"=,AZ:=09[9:DP<I3\LF6)K0=IYG7Q;SY<W%NP.NO-;4!G
M:C$,?]SC[D'X#^_60Z--,"!'U@-"/2_60X,;.T9*UIB*8SMBL<O30D7\7;<G
MCE)FE.Y,?Z?$Z"DQ+LCH\.XB@]-F]JGB$,'9HY](&@1I@2._KW*ZN#,N5M3B
MXL2X:'+3X;'-C7'1H.C37 SCXB967';-INBDJZ6R4R$*LHG/CD<HDM^Y*SE"
M&HQ[F&W.P$@1Z(5%.AO.J==C(WE>;F'T)HL&A]()T7ZMF"J"!3):#/Q2'G#!
M3EVVV*K+9->U#U98J/D9T(5/3!30<.#N1&R?/30JOC)Y*>OXBK\-CIY$(K*
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MT>G-='45?&#5[8UBR_C7(P>W(D6,'SS^(JO^SZ<.*D*Y[3[]C6;WHG$(Z/A
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M2]I/+,M2,S2#KSXJ5V#N"ZPX.X;K'L"Z]UA@]XJ>I,_KG\T"OC#9"GU=F^M
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M$EP!>(B8DZS^!II,'*SU"(6!6#'W<'<N/0'(K[FU3Q:_[T=5^C]02P,$%
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MB)[["92-1_(HV!$?4 2)B.$[>]KT2WO>"YAO+S#*;_\#4$L! A0#%     @
M)4N<4L&805"R$P  I'T  !,              ( !     &,Q,#$V,S=?.&MI
M>&)R;"YH=&U02P$"% ,4    "  E2YQ2=9()L25<   SI@8 $@
M    @ 'C$P  8S$P,38S-U]E>#DY+3$N:'1M4$L! A0#%     @ )4N<4C4A
M(I1Q!   ?PT  !               ( !.'   &9H;BTR,#(Q,#0R."YX<V10
M2P$"% ,4    "  E2YQ2/!#WV T'  !E.0  %               @ '7=
M9FAN+3(P,C$P-#(X7V1E9BYX;6Q02P$"% ,4    "  E2YQ2 MTY$RH*  !>
M<0  %               @ $6?   9FAN+3(P,C$P-#(X7VQA8BYX;6Q02P$"
M% ,4    "  E2YQ2F_!^::0&   _.@  %               @ %RA@  9FAN
G+3(P,C$P-#(X7W!R92YX;6Q02P4&      8 !@"% 0  2(T

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
