<SEC-DOCUMENT>0000930413-21-001393.txt : 20210730
<SEC-HEADER>0000930413-21-001393.hdr.sgml : 20210730
<ACCEPTANCE-DATETIME>20210730161559
ACCESSION NUMBER:		0000930413-21-001393
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20210727
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210730
DATE AS OF CHANGE:		20210730

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST HORIZON CORP
		CENTRAL INDEX KEY:			0000036966
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				620803242
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15185
		FILM NUMBER:		211132743

	BUSINESS ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103
		BUSINESS PHONE:		9018186232

	MAIL ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST HORIZON NATIONAL CORP
		DATE OF NAME CHANGE:	20040422

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE NATIONAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE BANKS INC
		DATE OF NAME CHANGE:	19600201
</SEC-HEADER>
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<TYPE>8-K
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</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center"><b>UNITED STATES</b></p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION </b></p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center">WASHINGTON, DC 20549</p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center">&#160;</p><div>

</div><!-- Field: Rule-Page --><div style="text-align: CENTER;"><div style="font-size: 1pt; border-top: Black 1px solid; width: 40%; margin-left: auto; margin-right: auto;">&#160;</div></div><!-- Field: /Rule-Page --><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center">&#160;</p><div>

</div><p style="font: 14pt Times New Roman,serif; margin: 0; text-align: center"><b>FORM <ix:nonNumeric contextRef="c0" name="dei:DocumentType">8-K</ix:nonNumeric> </b></p><div>

</div><p style="font: 14pt Times New Roman,serif; margin: 0; text-align: center"><b>CURRENT REPORT </b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Pursuant to Section 13 or 15(d) of the Securities Exchange
Act of 1934</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">&#160;</p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center">Date of report (date of earliest event reported): <b><ix:nonNumeric contextRef="c0" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">July
27, 2021</ix:nonNumeric> </b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">&#160;</p><div>

</div><p style="font: 16pt Times New Roman,serif; margin: 0; text-align: center"><span style="font-variant: small-caps"><b><ix:nonNumeric contextRef="c0" name="dei:EntityRegistrantName">First Horizon
Corporation</ix:nonNumeric> </b></span></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">(Exact Name of Registrant as Specified in Charter)</p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-family: Times New Roman, Times, Serif">
<tr style="vertical-align: top"> <td style="width: 7%">&#160;</td> <td style="width: 28%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" name="dei:EntityIncorporationStateCountryCode"><span style="font-size: 11pt"><b>TN</b></span></ix:nonNumeric></td> <td style="width: 30%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" name="dei:EntityFileNumber"><span style="font-size: 11pt"><b>001-15185</b></span></ix:nonNumeric></td> <td style="width: 28%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" name="dei:EntityTaxIdentificationNumber"><span style="font-size: 11pt"><b>62-0803242</b></span></ix:nonNumeric></td> <td style="width: 7%">&#160;</td></tr>
<tr style="vertical-align: top"> <td>&#160;</td> <td style="font: 10pt Times New Roman,serif; text-align: center"><span style="font-size: 10pt">(State or Other Jurisdiction <br/>
of Incorporation)</span></td> <td style="font: 10pt Times New Roman,serif; text-align: center"><span style="font-size: 10pt">(Commission File Number)</span></td> <td style="font: 10pt Times New Roman,serif; text-align: center"><span style="font-size: 10pt">(IRS Employer <br/>
Identification No.)</span></td> <td>&#160;</td></tr>
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</div><p style="font: 11pt Times New Roman,serif; margin: 0"><b>&#160;</b></p><div>

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<tr style="vertical-align: top"> <td style="width: 7%">&#160;</td> <td style="width: 20%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" name="dei:EntityAddressAddressLine1"><span style="font-size: 11pt"><b>165 Madison Avenue</b></span></ix:nonNumeric></td> <td style="width: 19%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" name="dei:EntityAddressCityOrTown"><span style="font-size: 11pt"><b>Memphis</b></span></ix:nonNumeric></td> <td style="width: 19%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince"><span style="font-size: 11pt"><b>Tennessee</b></span></ix:nonNumeric></td> <td style="width: 28%; font: 11pt Times New Roman,serif; text-align: center"><ix:nonNumeric contextRef="c0" name="dei:EntityAddressPostalZipCode"><span style="font-size: 11pt"><b>38103</b></span></ix:nonNumeric></td> <td style="width: 7%">&#160;</td></tr>
<tr style="vertical-align: top"> <td>&#160;</td> <td colspan="3" style="font: 10pt Times New Roman,serif; text-align: center"><span style="font-size: 10pt">(Address of Principal Executive Office)</span></td> <td style="font: 10pt Times New Roman,serif; text-align: center"><span style="font-size: 10pt">(Zip Code)</span></td> <td>&#160;</td></tr>
</table><div>
</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0; text-align: center"><b>(<ix:nonNumeric contextRef="c0" name="dei:CityAreaCode">901</ix:nonNumeric>) <ix:nonNumeric contextRef="c0" name="dei:LocalPhoneNumber">523-4444</ix:nonNumeric></b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">Registrant&#8217;s telephone number, including area code</p><div>

</div><p style="font: 11pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">(Former name or former address, if changed from last
report)</p><div>

</div><p style="font: 11pt Times New Roman,serif; margin-top: 0; text-align: center; margin-bottom: 0">&#160;</p><div>

</div><!-- Field: Rule-Page --><div style="text-align: CENTER;"><div style="font-size: 1pt; border-top: Black 1px solid; width: 40%; margin-left: auto; margin-right: auto;">&#160;</div></div><!-- Field: /Rule-Page --><div>

</div><p style="font: 11pt Times New Roman,serif; margin-top: 0; text-align: center; margin-bottom: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">Check the appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following provisions:</p><div>

</div><p style="font: 3pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: top"> <td style="width: 4%; padding-bottom: 3pt"><ix:nonNumeric contextRef="c0" format="ixt:booleanfalse" name="dei:WrittenCommunications"><span>&#9744;</span></ix:nonNumeric></td> <td style="width: 96%; padding-bottom: 3pt">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </td></tr>
<tr style="vertical-align: top"> <td style="padding-bottom: 3pt"><ix:nonNumeric contextRef="c0" format="ixt:booleanfalse" name="dei:SolicitingMaterial"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-bottom: 3pt">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </td></tr>
<tr style="vertical-align: top"> <td style="padding-bottom: 3pt"><ix:nonNumeric contextRef="c0" format="ixt:booleanfalse" name="dei:PreCommencementTenderOffer"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-bottom: 3pt">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </td></tr>
<tr style="vertical-align: top"> <td style="padding-bottom: 3pt"><ix:nonNumeric contextRef="c0" format="ixt:booleanfalse" name="dei:PreCommencementIssuerTenderOffer"><span>&#9744;</span></ix:nonNumeric></td> <td style="padding-bottom: 3pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</td></tr>
</table><div>
</div><p style="font: 10pt Times New Roman,serif; margin: 0 0 0 27.35pt; text-indent: -27.35pt">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0 0 0 27.35pt; text-indent: -27.35pt">Securities registered pursuant to Section
12(b) of the Act:</p><div>

</div><p style="font: 5pt Times New Roman,serif; margin: 0 0 0 27pt; text-indent: -27pt">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 94%; border-collapse: collapse; font-size: 9pt">
<tr> <td style="width: 54%; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0 0 0 5pt; font-family: Times New Roman,serif; text-indent: 0"><span style="font-size: 9pt"><b>Title of Each Class</b></span></td> <td style="width: 12%; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><span style="font-size: 9pt"><b>Trading <br/>
Symbol(s)</b></span></td> <td style="width: 34%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><span style="font-size: 9pt"><b>Name of Exchange on which Registered</b></span></td></tr>
<tr style="vertical-align: top"> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0 0 0 5pt; font-family: Times New Roman,serif; text-indent: 0"><ix:nonNumeric contextRef="c1" name="dei:Security12bTitle"><span style="font-size: 9pt">$0.625 Par Value Common Capital Stock</span></ix:nonNumeric></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c1" name="dei:TradingSymbol"><span style="font-size: 9pt">FHN</span></ix:nonNumeric></td> <td style="border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c1" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 9pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="vertical-align: top; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0 0 0 5pt; font-family: Times New Roman,serif; text-indent: 0"><ix:nonNumeric contextRef="c2" name="dei:Security12bTitle"><span style="font-size: 9pt">Depositary Shares, each representing a 1/400<sup>th</sup> interest in a share of Non-Cumulative Perpetual Preferred Stock, Series B</span></ix:nonNumeric></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c2" name="dei:TradingSymbol"><span style="font-size: 9pt">FHN PR B</span></ix:nonNumeric></td> <td style="border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c2" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 9pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="vertical-align: top; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0 0 0 5pt; font-family: Times New Roman,serif; text-indent: 0"><ix:nonNumeric contextRef="c3" name="dei:Security12bTitle"><span style="font-size: 9pt">Depositary Shares, each representing a 1/400<sup>th</sup> interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C</span></ix:nonNumeric></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c3" name="dei:TradingSymbol"><span style="font-size: 9pt">FHN PR C</span></ix:nonNumeric></td> <td style="border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c3" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 9pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
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<tr> <td style="vertical-align: top; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0 0 0 5pt; font-family: Times New Roman,serif; text-indent: 0"><ix:nonNumeric contextRef="c5" name="dei:Security12bTitle"><span style="font-size: 9pt">Depositary Shares, each representing a 1/4,000<sup>th</sup> interest in a share of Non-Cumulative Perpetual Preferred Stock, Series E</span></ix:nonNumeric></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c5" name="dei:TradingSymbol"><span style="font-size: 9pt">FHN PR E</span></ix:nonNumeric></td> <td style="border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c5" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 9pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
<tr> <td style="vertical-align: top; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0 0 0 5pt; font-family: Times New Roman,serif; text-indent: 0"><ix:nonNumeric contextRef="c6" name="dei:Security12bTitle"><span style="font-size: 9pt">Depositary Shares, each representing a 1/4,000<sup>th</sup> interest in a share of Non-Cumulative Perpetual Preferred Stock, Series F</span></ix:nonNumeric></td> <td style="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c6" name="dei:TradingSymbol"><span style="font-size: 9pt">FHN PR F</span></ix:nonNumeric></td> <td style="border-bottom: Black 1px solid; padding: 0; font-family: Times New Roman,serif; text-align: center; text-indent: 0"><ix:nonNumeric contextRef="c6" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName"><span style="font-size: 9pt">New York Stock Exchange LLC</span></ix:nonNumeric></td></tr>
</table><div>
</div><p style="font: 8pt Times New Roman,serif; margin: 0 0 0 27pt; text-indent: -27pt">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">Indicate by check mark whether the registrant is an emerging growth company
as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act
of 1934 (&#167;240.12b-2 of this chapter).</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0 72pt 0 0; text-align: right"><span>Emerging growth company
</span><ix:nonNumeric contextRef="c0" format="ixt:booleanfalse" name="dei:EntityEmergingGrowthCompany"><span>&#9744;</span></ix:nonNumeric></p><div>

</div><p style="font: 12pt Times New Roman,serif; margin: 0"><span style="font-size: 10pt">&#160;</span></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0"><span style="font-size: 10pt">If an emerging growth company, indicate by
check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial
accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span>&#9744;</span></p><div>


</div><!-- Field: Page; Sequence: 1 --><div>
    </div><div style="margin-bottom: 6pt; border-bottom: Silver 4px solid"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif"><tr><td style="text-align: center; width: 100%">&#160;</td></tr></table></div><div>
    </div><div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div><div>
    </div><!-- Field: /Page --><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: top">
    <td style="width: 60pt"><b>ITEM 5.03.</b></td>
    <td><b>Amendments to Articles of Incorporation or Bylaws; Change in Fiscal
    Year</b></td></tr>
</table><div>
</div><p style="font: 10pt Times New Roman,serif; margin: 0"><b><i>&#160;</i></b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0"><b><i>Amendment&#160;&amp; Restatement of Charter</i></b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">On July 27, 2021, the Board of Directors of First Horizon Corporation (&#8220;First
Horizon&#8221;) approved a restatement of First Horizon&#8217;s Restated Charter, incorporating into a single charter document
previous amendments changing the corporate name and designating a new series of preferred stock (Non-Cumulative Perpetual Preferred
Stock, Series F).</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">The Board also approved removing from the charter those provisions designating
First Horizon&#8217;s Non-Cumulative Perpetual Preferred Stock, Series A (&#8220;Series A Preferred Stock&#8221;), consisting of
1,000 shares issued in January 2013. Effective July 10, 2021, First Horizon redeemed its Series A Preferred Stock in full. At redemption,
all shares of Series A Preferred Stock were cancelled and reverted to authorized but unissued shares of preferred stock undesignated
as to series.</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">First Horizon filed the amended and restated charter document with the Tennessee
Secretary of State&#8217;s office on July 27, 2021, effective upon filing. First Horizon&#8217;s Amended and Restated Charter is filed
as Exhibit 3.1.</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: top">
    <td style="width: 60pt; font: 10pt Times New Roman,serif"><span style="font: 10pt Arial,sans-serif"><b>Item 9.01.</b></span></td>
    <td style="font: 10pt Times New Roman,serif"><span style="font: 10pt Arial,sans-serif"><b>Financial Statements and Exhibits </b></span></td></tr>
</table><div>
</div><p style="font: 10pt Times New Roman,serif; margin: 0"><b><i>&#160;</i></b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0"><b><i>(d)	Exhibits </i></b></p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">The following exhibits are filed herewith:</p><div>

</div><p style="font: 10pt Times New Roman,serif; margin: 0">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: top">
    <td style="width: 38pt; padding: 0; text-align: center; text-indent: 0"><span style="text-decoration:underline">Exhibit #</span></td>
    <td style="padding: 0 0 0 15pt; text-indent: 0"><span style="text-decoration:underline">Description</span></td></tr>
<tr style="vertical-align: top">
    <td style="padding: 0 14pt 0 0; text-align: right; text-indent: 0">3.1</td>
    <td style="padding: 0 0 0 15pt; text-indent: 0"><a href="c102099_ex3-1.htm">Amended and Restated Charter of First Horizon Corporation</a></td></tr>
<tr style="vertical-align: top">
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</div><p style="font: 10pt Times New Roman,serif; margin: 0; text-align: center">*&#160;&#160;*&#160;&#160;*&#160;&#160;*&#160;&#160;*</p><div>

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</div><p style="font: 10pt Arial,sans-serif; margin: 0"><b>SIGNATURES </b></p><div>

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</div><p style="font: 10pt Times New Roman,serif; margin: 0">Pursuant to the requirements of the Securities Exchange Act of 1934, the
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Exhibit 3.1</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>AMENDED AND RESTATED CHARTER</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>OF</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FIRST HORIZON CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Pursuant to the provisions of Section 48-20-107
of the Tennessee Business Corporation Act, the undersigned Corporation adopts the following Amended and Restated Charter:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
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    <TD><B>NAME.</B></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The name of the Corporation shall be:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">FIRST HORIZON CORPORATION.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The duration of the Corporation is perpetual.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The address of the principal office of the
Corporation in the State of Tennessee shall be: 165 Madison Avenue, Memphis, Tennessee 38103.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The Corporation is for profit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The Corporation is organized: to conduct one
or more financial services businesses, including any and all related, ancillary, or supportive businesses; to own other companies
or enterprises (or interests therein) which conduct financial services businesses, including any and all related, ancillary, or
supportive businesses; to engage in any lawful act or activity for which corporations may be organized now or hereafter under the
Tennessee Business Corporation Act or other statutes or law of Tennessee; and for every other lawful purpose or purposes. Except
as provided otherwise in this Restated Charter, the Corporation has each and every power enumerated in or permitted now or hereafter
by the statutes or law of Tennessee, and all powers ancillary thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The maximum number of shares which the Corporation
shall have authority to issue is as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Seven Hundred Million (700,000,000) shares of common
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Five Million (5,000,000) shares of preferred stock,
having no par value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The entire voting power of the Corporation
shall be vested in the common stock; provided, however, that the Board of Directors is authorized by this Charter to issue, from
time to time, serial preferred stock of the Corporation in one or more series each of which constitutes a separate class, and prior
to issuance to fix and determine the distinguishing characteristics and rights, privileges and immunities of each such series.
Such characteristics and rights, privileges and immunities may include, but are not limited to, the voting rights of such serial
preferred stock, and such voting rights of such serial preferred stock may, if so determined by the Board of Directors prior to
the issuance of such serial preferred stock, give to the holders of such serial preferred stock voting rights equal to, greater
than or less than those of the holders of the common stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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    <TD><B>SERIAL PREFERRED STOCK.</B></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The shares of any preferred class may be divided
into and issued in series. If the shares of any such class are to be issued in series, then each series shall be so designated
to distinguish the series thereof from all the shares of all other series and classes. All shares of the same series shall be identical.
Any or all of the series of any class may vary in the relative rights and preferences as between the different series to the extent
permitted by the statutes of Tennessee. The Board of Directors shall have the authority to divide any or all such classes into
series and, within the limitation of the statutes and law of Tennessee, particularly Section 48-16-102 of the Tennessee Business
Corporation Act or any successor provision thereto, fix and determine the relative rights and preferences of the shares of any
series so established.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The Board of Directors is authorized to issue
the preferred stock, without par value, in one or more series, from time to time with such voting powers, full or limited, or without
voting powers, and with such designations, preferences and relative participating, optional or other special rights and qualifications,
limitations and restrictions thereof, as may be provided in a resolution or resolutions adopted by the Board of Directors. The
authority of the Board of Directors shall include, but not be limited to, the determination or fixing of the following with respect
to shares of such class or any series thereof: (1) the number of shares and designation; (2) the dividend rate and whether dividends
are to be cumulative; (3) whether shares are to be redeemable and, if so, the terms and amount of any sinking fund for the purchase
or redemption of such shares; (4) whether shares shall be convertible and, if so, the terms and provisions applying; (5) what voting
rights are to apply, if any; and (6) what restrictions are to apply, if any, on the issue or re-issue of any additional preferred
stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>


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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 36pt"><B>(a)</B></TD><TD><B>[reserved]</B></TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 72pt">[Historical Note: In July 2021, the Corporation redeemed
in full its Non-Cumulative Perpetual Preferred Stock, Series A, consisting of 1,000 shares issued January 2013. At redemption,
such shares were cancelled and reverted to authorized but unissued shares of preferred stock undesignated as to series.]</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 72pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>6.625% Fixed-to-Floating Non-Cumulative
Perpetual Preferred Stock, Series B</U>. </B>Pursuant to the provisions of the Restated Charter of the Corporation and applicable
law, a series of preferred stock, no par value, of the Corporation be and hereby is created and the designation and number of shares
of such series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Designation&nbsp; </U></TD>
    <TD><U> and Number of Shares</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The designation of the series of preferred
stock shall be &ldquo;6.625% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series B&rdquo; (the &ldquo;<I>Series
B Preferred Stock</I>&rdquo;). With respect to payment of dividends and distributions upon the Corporation&rsquo;s liquidation,
dissolution or winding up, the Series B Preferred Stock shall rank (i) senior to the Corporation&rsquo;s common stock and any other
class or series of preferred stock that by its terms ranks junior to the Series B Preferred Stock, (ii) equally with all existing
and future series of preferred stock that the Corporation may issue that does not by its terms rank junior to the Series B Preferred
Stock, including the Series A Preferred Stock, the Series C Preferred Stock, the Series D Preferred Stock and the Series E Preferred
Stock and (iii) junior to all existing and future indebtedness and other liabilities of the Corporation any class or series of
preferred stock that expressly provides in the articles of amendment creating such preferred stock that it ranks senior to the
Series B Preferred Stock (subject to any requisite consents required for the creation of such preferred stock ranking senior to
the Series B Preferred Stock).The number of authorized shares of Series B Preferred Stock shall be 8,625. That number from time
to time may be increased (but not in excess of the total number of authorized shares of preferred stock) or decreased (but not
below the number of shares of Series B Preferred Stock then outstanding) by further resolution duly adopted by the Board of Directors
(or a duly authorized committee thereof) and by the filing of a certificate pursuant to the provisions of Section 48-20-106 of
the Tennessee Business Corporation Act stating that such increase or decrease, as the case may be, has been so authorized. The
Corporation may from time to time, without notice to or the consent of holders of the Series B Preferred Stock, issue additional
shares of Series B Preferred Stock, provided that if the additional shares are not fungible for U.S. federal income tax purposes
with the initial shares of such series, the additional shares shall be issued under a separate CUSIP number. The additional shares
would form a single series together with all previously issued shares of Series B Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD><U>Standard Provisions</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The Standard Provisions contained
in Annex B attached hereto are incorporated herein by reference in their entirety and shall be deemed to be a part of this Article
10(b) to the same extent as if such provisions had been set forth in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;3</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(3) </TD>
    <TD><U>Definitions</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The following terms are used in this
Article 10(b) (including the Standard Provisions in Annex B hereto) as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Board of Directors</I>&rdquo;
means the Board of Directors of the Corporation or any duly authorized committee thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Restated Charter</I>&rdquo;
means the Restated Charter of the Corporation, as may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series A Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series A, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series C Preferred Stock</I>&rdquo;
means the 6.60% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series D Preferred Stock</I>&rdquo;
means the 6.100% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series E Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series E, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>6.60% Fixed-to-Floating Non-Cumulative
Perpetual Preferred Stock, Series C</U>. </B>Pursuant to the provisions of the Restated Charter of the Corporation and applicable
law, a series of preferred stock, no par value, of the Corporation be and hereby is created and the designation and number of shares
of such series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(1)</TD>
    <TD><U>Designation and Number of Shares</U>.</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The designation of the series of preferred
stock shall be &ldquo;6.60% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C&rdquo; (the &ldquo;<I>Series C
Preferred Stock</I>&rdquo;). With respect to payment of dividends and distributions upon the Corporation&rsquo;s liquidation, dissolution
or winding up, the Series C Preferred Stock shall rank (i) senior to the Corporation&rsquo;s common stock and any other class or
series of preferred stock that by its terms ranks junior to the Series C Preferred Stock, (ii) equally with all existing and future
series of preferred stock that does not by its terms so provide, including the Series A Preferred Stock, the Series B Preferred
Stock, the Series D Preferred Stock and the Series E Preferred Stock and (iii) junior to all existing and future indebtedness and
other liabilities of the Corporation any class or series of preferred stock that expressly provides in the articles of amendment
creating such preferred stock that it ranks senior to the Series C Preferred Stock (subject to any requisite consents prior to
issuance).The number of authorized shares of Series C Preferred Stock shall be 5,750. That number from time to time may be increased
(but not in excess of the total number of authorized shares of preferred stock) or decreased (but not below the number of shares
of Series C Preferred Stock then outstanding) by further resolution duly adopted by the Board of Directors (or a duly authorized
committee thereof) and by the filing of a certificate pursuant to the provisions of Section 48-20-106 of the Tennessee Business
Corporation Act stating that such increase or decrease, as the case may be, has been so authorized. The Corporation</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;4</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>

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    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">may from time to time, without notice to or the consent
of holders of the Series C Preferred Stock, issue additional shares of Series C Preferred Stock, provided that if the additional
shares are not fungible for U.S. federal income tax purposes with the initial shares of such series, the additional shares shall
be issued under a separate CUSIP number. The additional shares would form a single series together with all previously issued shares
of Series C Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(2)</TD>
    <TD><U>Standard Provisions</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The Standard Provisions contained
in Annex C attached hereto are incorporated herein by reference in their entirety and shall be deemed to be a part of this Article
10(c) to the same extent as if such provisions had been set forth in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(3) </TD>
    <TD><U>Definitions</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The following terms are used in this
Article 10(c) (including the Standard Provisions in Annex C hereto) as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Board of Directors</I>&rdquo;
means the Board of Directors of the Corporation or any duly authorized committee thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Restated Charter</I>&rdquo;
means the Restated Charter of the Corporation, as may be amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series A Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series A, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series B Preferred Stock</I>&rdquo;
means the 6.625% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series B, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series D Preferred Stock</I>&rdquo;
means the 6.100% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series E Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series E, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>6.100% Fixed-to-Floating Non-Cumulative
Perpetual Preferred Stock, Series D</U>. </B>Pursuant to the provisions of the Restated Charter of the Corporation and applicable
law, a series of preferred stock, no par value, of the Corporation be and hereby is created and the designation and number of shares
of such series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(1)</TD>
    <TD><U>Designation and Number of Shares</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The designation of the series of preferred
stock shall be &ldquo;6.100% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D&rdquo; (the &ldquo;<I>Series
D Preferred Stock</I>&rdquo;<I>)</I>. With respect to payment of dividends and distributions upon the Corporation&rsquo;s liquidation,
dissolution or winding up, the Series D Preferred Stock shall rank (i) senior to the Corporation&rsquo;s common stock and any other
class or series of capital stock that by its terms ranks junior to the Series D Preferred Stock, (ii) equally with all existing
and future series of capital stock that does not by its terms so</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;5</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">provide, including the Series A Preferred Stock, the
Series B Preferred Stock, the Series C Preferred Stock and the Series E Preferred Stock and (iii) junior to all existing and future
indebtedness and other liabilities of the Corporation any class or series of capital stock that expressly provides in the articles
of amendment creating such preferred stock that it ranks senior to the Series D Preferred Stock (subject to any requisite consents
prior to issuance). The number of authorized shares of Series D Preferred Stock shall be 10,000. That number from time to time
may be increased (but not in excess of the total number of authorized shares of preferred stock) or decreased (but not below the
number of shares of Series D Preferred Stock then outstanding) by further resolution duly adopted by the Board of Directors (or
a duly authorized committee thereof) and by the filing of a certificate pursuant to the provisions of Section 48-20-106 of the
Tennessee Business Corporation Act stating that such increase or decrease, as the case may be, has been so authorized. The Corporation
may from time to time, without notice to or the consent of holders of the Series D Preferred Stock, issue additional shares of
Series D Preferred Stock, provided that if the additional shares are not fungible for U.S. federal income tax purposes with the
initial shares of such series, the additional shares shall be issued under a separate CUSIP number. The additional shares would
form a single series together with all previously issued shares of Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(2)</TD>
    <TD><U>Standard Provisions</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The Standard Provisions contained
in Annex D attached hereto are incorporated herein by reference in their entirety and shall be deemed to be a part of this Article
10(d) to the same extent as if such provisions had been set forth in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72pt">&nbsp;</TD>
    <TD STYLE="width: 36pt">(3) </TD>
    <TD><U>Definitions</U></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">The following terms are used in this
Article 10(d) (including the Standard Provisions in Annex D hereto) as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Board of Directors</I>&rdquo;
means the Board of Directors of the Corporation or any duly authorized committee thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Restated Charter</I>&rdquo;
means the Restated Charter of the Corporation, as may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series A Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series A, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series B Preferred Stock</I>&rdquo;
means the 6.625% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series B, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series C Preferred Stock</I>&rdquo;
means the 6.60% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C, of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series E Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series E, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;6</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Non-Cumulative Perpetual Preferred
Stock, Series E</U></B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Designation and Number of
Shares</U>. There is hereby created out of the authorized and unissued shares of Preferred Stock of the Corporation a series of
Preferred Stock designated as the &ldquo;Non-Cumulative Perpetual Preferred Stock, Series E&rdquo; (hereinafter called &ldquo;<U>Series
E Preferred Stock</U>&rdquo;) initially consisting of 1,725 shares. The number of shares constituting the Series E Preferred Stock
may be increased from time to time by resolution of the Board of Directors, without the vote or consent of the holders of Series
E Preferred Stock in accordance with law up to the maximum number of shares of Preferred Stock authorized to be issued under the
Restated Charter, less all shares at the time authorized of any other series of Preferred Stock. Shares of Series E Preferred Stock
shall be dated the date of issue; provided, that any such additional shares of Series E Preferred Stock are not treated as &ldquo;disqualified
preferred stock&rdquo; within the meaning of Section 1059(f)(2) of the Internal Revenue Code of 1986, as amended, or any successor
provision, and such additional shares of Series E Preferred Stock are otherwise treated as fungible with the initial 1,725 shares
of Series E Preferred Stock for U.S. federal income tax purposes. Shares of outstanding Series E Preferred Stock that are redeemed,
purchased or otherwise acquired by the Corporation shall, after such redemption, purchase or acquisition, be cancelled and shall
revert to authorized but unissued shares of Preferred Stock undesignated as to series until such shares are once more designated
as part of a particular series by the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Standard Provisions</U>.
The Standard Provisions contained in Annex E attached hereto are incorporated herein by reference in their entirety and shall be
deemed to be a part of this Article 10(e) to the same extent as if such provisions had been set forth in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(3)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Definitions</U>. The following
terms are used in this Article 10(e) (including the Standard Provisions in Annex E hereto) as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Board of Directors</I>&rdquo;
means the Board of Directors of the Corporation or any duly authorized committee thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Common Stock</I>&rdquo;
means the common stock, par value $0.625 per share, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Dividend Payment Date</I>&rdquo;
means each January 10, April 10, July 10 and October 10, commencing October 10, 2020; <I>provided</I>, <I>however</I>, that if
any such date is not a Business Day, then such date shall nevertheless be a Dividend Payment Date but dividends on the Series E
Preferred Stock, when, as and if declared, shall be paid on the next succeeding Business Day (without interest or any other adjustment
in the amount of the dividend per share of Series E Preferred Stock).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Junior Stock</I>&rdquo;
means (A) the Common Stock and (B) any other class or series of capital stock of the Corporation now or hereafter authorized, issued
or outstanding that, by its terms, does not expressly provide that it ranks <I>pari passu</I> with or senior to the Series E Preferred
Stock as to (i) payment of dividends and/or (ii) distributions upon the liquidation, dissolution or winding-up of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Preferred Stock</I>&rdquo;
means any and all series of preferred stock, having no par value, of the Corporation, including the Series A and the Series E Preferred
Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;7</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series A Preferred Stock</I>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series A, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<I>Series E Liquidation Amount</I>&rdquo;
means $100,000 per share of Series E Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(4)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Certain Voting Matters</U>.
Holders of shares of Series E Preferred Stock will be entitled to one vote for each such share on any matter on which holders of
Series E Preferred Stock are entitled to vote, including any action by written consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt"><B>(f)</B></TD>
    <TD><B><U>Non-Cumulative Perpetual Preferred Stock, Series F</U></B></TD></TR>
</TABLE>


<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Designation and Number of
Shares.</U> There is hereby created out of the authorized and unissued shares of Preferred Stock of the Corporation a series of
Preferred Stock designated as the &ldquo;Non-Cumulative Perpetual Preferred Stock, Series F&rdquo; (hereinafter called &ldquo;<U>Series
F Preferred Stock</U>&rdquo;) initially consisting of 1,500 shares. The number of shares constituting the Series F Preferred Stock
may be increased from time to time by resolution of the Board of Directors, without the vote or consent of the holders of Series
F Preferred Stock in accordance with law up to the maximum number of shares of Preferred Stock authorized to be issued under the
Restated Charter, less all shares at the time authorized of any other series of Preferred Stock. Shares of Series F Preferred Stock
shall be dated the date of issue; provided, that any such additional shares of Series F Preferred Stock are not treated as &ldquo;disqualified
preferred stock&rdquo; within the meaning of Section 1059(f)(2) of the Internal Revenue Code of 1986, as amended, or any successor
provision, and such additional shares of Series F Preferred Stock are otherwise treated as fungible with the initial 1,500 shares
of Series F Preferred Stock for U.S. federal income tax purposes. Shares of outstanding Series F Preferred Stock that are redeemed,
purchased or otherwise acquired by the Corporation shall, after such redemption, purchase or acquisition, be cancelled and shall
revert to authorized but unissued shares of Preferred Stock undesignated as to series until such shares are once more designated
as part of a particular series by the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Standard Provisions</U>.
The Standard Provisions contained in Annex F attached hereto are incorporated herein by reference in their entirety and shall be
deemed to be a part of this Article 10(f) to the same extent as if such provisions had been set forth in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(3)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Definitions</U>. The following
terms are used in this Article 10(f) (including the Standard Provisions in Annex F hereto) as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Board of Directors</U>&rdquo;
means the Board of Directors of the Corporation or any duly authorized committee thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Common Stock</U>&rdquo;
means the common stock, par value $0.625 per share, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Dividend Payment Date</U>&rdquo;
means each January 10, April 10, July 10 and October 10, commencing July 10, 2021; <I>provided, however, </I>that if any such date
is not a Business Day, then such date shall nevertheless be a Dividend Payment Date but dividends on the Series F Preferred Stock,
when, as and if declared, shall be paid</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;8</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">on the next succeeding Business Day (without interest
or any other adjustment in the amount of the dividend per share of Series F Preferred Stock).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Junior Stock</U>&rdquo;
means (A) the Common Stock and (B) any other class or series of capital stock of the Corporation now or hereafter authorized, issued
or outstanding that, by its terms, does not expressly provide that it ranks <I>pari passu</I> with or senior to the Series F Preferred
Stock as to (i) payment of dividends and/or (ii) distributions upon the liquidation, dissolution or winding-up of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Preferred Stock</U>&rdquo;
means any and all series of preferred stock, having no par value, of the Corporation, including the Series A, the Series B, the
Series C, the Series D, the Series E and the Series F Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Series A Preferred Stock</U>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series A, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Series B Preferred Stock</U>&rdquo;
means the 6.625% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series B, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Series C Preferred Stock</U>&rdquo;
means the 6.60% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Series D Preferred Stock</U>&rdquo;
means the 6.100% Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Series E Preferred Stock</U>&rdquo;
means the Non-Cumulative Perpetual Preferred Stock, Series E, of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&ldquo;<U>Series F Liquidation Amount</U>&rdquo;
means $100,000 per share of Series F Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">(4)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Certain Voting Matters</U>.
Holders of shares of Series F Preferred Stock will be entitled to one vote for each such share on any matter on which holders of
Series F Preferred Stock are entitled to vote, including any action by written consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt"><B>11.</B></TD>
    <TD><B>MANAGEMENT BY BOARD OF DIRECTORS.</B></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All corporate powers shall be exercised
by, and the business and affairs of the Corporation shall be managed under the direction of, the Board of Directors. The Board
of Directors may exercise all powers conferred or permitted by the statutes or law of Tennessee.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Without in any way limiting any of the
objects or purposes or powers of the Board of Directors, whether primary or secondary, it is hereby expressly declared and provided
that the Board of Directors shall have the power to remove any director for cause, within the meaning of applicable statutes or
law of Tennessee, by a vote of a majority of the entire Board of Directors.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt"><B>12.</B></TD>
    <TD><B>NUMBER, ELECTION AND TERMS OF DIRECTORS.</B></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B></B>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The number of directors of the Corporation which
shall constitute the entire Board of Directors shall be fixed from time to time in the Bylaws of the Corporation. Any such determination
shall continue in effect unless and until changed, but no such changes shall affect the term of any director then in office. At
the annual meeting of shareholders that</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;9</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>

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    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">is held in calendar year 2008, the successors of the directors
whose terms expire at that meeting shall be elected for a term expiring at the annual meeting of shareholders that is held in calendar
year 2011; provided, however, that any director whose term expires at the 2008 annual meeting solely due to the operation of Section
48-18-105(d) of the Tennessee Business Corporation Act shall be elected for the remainder of the term of the class of directors
to which he or she has been assigned. Commencing at the annual meeting of shareholders that is held in calendar year 2009, directors
shall be elected annually for terms of one year, except that any director in office at the 2009 annual meeting whose term expires
at the annual meeting of shareholders held in calendar year 2010 or 2011 shall continue to hold office until the end of the term
for which such director was elected. In all cases, directors shall hold office until their respective successors are duly elected
and qualified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Newly created directorships resulting from any increase
in the authorized number of directors or any vacancies on the Board of Directors resulting from death, resignation, retirement,
disqualification or any other cause (except removal from office) shall be filled only by the Board of Directors, provided that
a quorum is then in office and present, or only by a majority of the directors then in office, if less than a quorum is then in
office, or by the sole remaining director. Any vacancies on the Board of Directors resulting from removal from office may be filled
by the affirmative vote of the holders of at least a majority of the voting power of all outstanding voting stock or, if the shareholders
do not so fill such a vacancy, by a majority of the directors then in office. Directors of the Corporation may be removed by the
shareholders only for cause by the affirmative vote of the holders of at least a majority of the voting power of all outstanding
voting stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Bylaws or any Bylaw of the Corporation may be adopted,
amended or repealed only by the affirmative vote of not less than a majority of the directors then in office at any regular or
special meeting of directors, or by the affirmative vote of the holders of at least eighty percent (80%) of the voting power of
all outstanding voting stock at any annual meeting or any special meeting called for that purpose. Any provision of the Charter
which is inconsistent with any provision of the Bylaws of the Corporation may be adopted only by the affirmative vote of the holders
of at least eighty percent (80%) of the voting power of all outstanding voting stock at any annual meeting or any special meeting
called for that purpose.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding any other provisions of this Charter
or the Bylaws of the Corporation (and notwithstanding the fact that a lesser percentage or separate class vote may be specified
by law, this Charter, the Bylaws of the Corporation or otherwise), the affirmative vote of the holders of at least eighty percent
(80%) of the voting power of all outstanding voting stock shall be required to adopt any provisions inconsistent with, or to amend
or repeal, this Article 12.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding the foregoing, whenever the holders
of any one or more classes or series of preferred stock issued by the Corporation shall have the right, voting separately by class
or by series, to elect directors at an annual or special meeting of shareholders, the election, term of office, filling of vacancies
and other features of such directorships shall be governed by the terms of this Charter applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;10</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>


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<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt"><B>13.</B></TD>
    <TD><B>VOTE REQUIREMENT FOR ELECTION OF DIRECTORS.</B></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Except as provided in Article 12, each director
shall be elected by the affirmative vote of a majority of the votes cast with respect to the director at any meeting of shareholders
for the election of directors at which a quorum is present, provided that if, as of (a) the expiration of the time fixed under
Section 3.6 of the Corporation&rsquo;s Bylaws (or any successor provision) for advance notice of nomination of a director by a
shareholder or, (b) in the absence of any such provision, a date that is fourteen (14) days in advance of the date the Corporation
files its definitive proxy statement (regardless of whether or not thereafter revised or supplemented) with the Securities and
Exchange Commission, the number of nominees exceeds the number of positions on the Board of Directors to be filled by election
at the meeting, the directors shall be elected by the vote of a plurality of the votes cast by the shares entitled to vote in the
election at any such meeting. For purposes of this section, the &ldquo;affirmative vote of a majority of the votes cast&rdquo;
means that the number of votes cast &ldquo;for&rdquo; a director exceeds the number of votes cast &ldquo;against&rdquo; that director.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt"><B>14.</B></TD>
    <TD><B>DIRECTOR LIABILITY.</B></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">No director shall be personally liable to
the Corporation or its shareholders for monetary damages for breach of fiduciary duty as director, except for liability (i) for
any breach of the director&rsquo;s duty of loyalty to the Corporation or its shareholders, (ii) for acts or omissions not in good
faith or which involve intentional misconduct or a knowing violation of law, or (iii) under Section 48-18-302, or any successor
provision thereto, of the Tennessee Business Corporation Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 36pt"><B>15.</B></TD><TD><B>REGISTERED AGENT AND OFFICE.</B></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-indent: -36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The Corporation&rsquo;s registered office
is 165 Madison Avenue, Memphis, Shelby County, Tennessee 38103, and its registered agent at that office is Clyde A. Billings, Jr.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">DATED: July 27, 2021</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 144pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt; width: 100%">                                                                                                                                                                                                                                                                                                               <TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="text-align: right">&nbsp;</TD><TD COLSPAN="2">FIRST HORIZON CORPORATION</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 50%; text-align: right">&nbsp;</TD><TD STYLE="width: 4%">By:</TD><TD STYLE="text-align: justify; width: 35%; border-bottom: Black 1px solid">/s/ Clyde A. Billings, Jr.</TD>
    <TD STYLE="width: 11%">&nbsp;</TD>
</TR>     <TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD><TD COLSPAN="2" STYLE="text-align: left">Clyde A. Billings, Jr., Corporate Secretary</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page&nbsp;11</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.&nbsp;&amp;
    RESTATED CHARTER (2021)</B></TD></TR>
</TABLE>



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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>ANNEX A</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>STANDARD PROVISIONS SERIES A</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>[RESERVED]</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 120pt; text-align: center">[Historical Note: In July 2021, the
Corporation redeemed in full its Non-Cumulative Perpetual Preferred Stock, Series A, consisting of 1,000 shares issued January
2013.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 120pt; text-align: center">At redemption, such shares were cancelled and reverted to authorized
but unissued shares of preferred stock undesignated as to series.]</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page A-1</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    A</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>ANNEX B</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>STANDARD PROVISIONS SERIES B</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><FONT STYLE="color: #010000">Section 1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><U>Definitions</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">As used herein with respect to Series B Preferred
Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Business Day</I>&rdquo; shall
mean (i) with respect to the Fixed Rate Period, any weekday in New York, New York that is not a day on which banking institutions
in such city are authorized or required by law, regulation, or executive order to be closed and (ii) with respect to the Floating
Rate Period, any weekday in New York, New York that is not a day on which banking institutions in such city are authorized or required
by law, regulation, or executive order to be closed, and additionally, is a London Banking Day.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Determination Date</I>&rdquo;
shall have the meaning set forth in Section (2)(G) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Payment Dates</I>&rdquo;
shall have the meaning set forth in Section (2)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Period</I>&rdquo;
shall mean the period from, and including, each Dividend Payment Date to, but excluding, the next succeeding Dividend Payment Date,
except for the initial Dividend Period, which shall be the period from, and including, February 1, 2020<SUP> </SUP>to, but excluding,
the next succeeding Dividend Payment Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Fixed Period Dividend Payment
Date</I>&rdquo; shall have the meaning set forth in Section (2)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Floating Period Dividend Payment
Date</I>&rdquo; shall have the meaning set forth in Section (2)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Fixed Rate Period</I>&rdquo;
shall have the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(H)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Floating Rate Period</I>&rdquo;
shall have the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(I)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Junior Stock</I>&rdquo; shall
mean the Corporation&rsquo;s common stock and any other class or series of the Corporation&rsquo;s capital stock over which the
Series B Preferred Stock has preference or priority in the payment of dividends or in the distribution of assets on the liquidation,
dissolution or winding up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(J)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Liquidation Preference</I>&rdquo;
shall mean $10,000 per share of Series B Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(K)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>London Banking Day</I>&rdquo;
shall mean any day on which commercial banks are open dealings in deposits in U.S. dollars in the London interbank market.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(L)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Nonpayment</I>&rdquo; shall
have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(M)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Optional Redemption</I>&rdquo;
shall have the meaning set forth in Section (4)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(N)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Parity Stock</I>&rdquo; shall
mean any class or series of the Corporation&rsquo;s capital stock that ranks on a par with the Series B Preferred Stock in the
payment of dividends and in</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-1</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">the distribution of assets on the liquidation, dissolution or
winding up of the Corporation, which shall include the Series A Preferred Stock, the Series C Preferred Stock, the Series D Preferred
Stock and the Series E Preferred Stock and any class or series of the Corporation&rsquo;s stock hereafter authorized that ranks
on a par with the Series B Preferred Stock in the payment of dividends and in the distribution of assets on any liquidation, dissolution
or winding up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(O)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Preferred Stock Directors</I>&rdquo;
shall have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(P)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Regulatory Capital Treatment
Event</I>&rdquo; shall mean a good faith determination by the Corporation that, as a result of any (i) amendment to, clarification
of, or change (including any announced prospective change) in, the laws or regulations of the United States or any political subdivision
of or in the United States that is enacted or becomes effective after the initial issuance of the Series B Preferred Stock; (ii)
proposed change in those laws or regulations that is announced or becomes effective after the initial issuance of the Series B
Preferred Stock; or (iii) official administrative decision or judicial decision or administrative action or other official pronouncement
interpreting or applying those laws or regulations that is announced or becomes effective after the initial issuance of the Series
B Preferred Stock, there is more than an insubstantial risk that the Corporation shall not be entitled to treat the full liquidation
value of the Series B Preferred Stock then outstanding as &ldquo;Tier 1 Capital&rdquo; (or its equivalent) for purposes of the
capital adequacy laws or regulations of the Board of Governors of the Federal Reserve System (or, as and if applicable, the capital
adequacy laws or regulations of any successor appropriate federal banking agency), as then in effect and applicable, for as long
as any share of Series B Preferred Stock is outstanding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(Q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Regulatory Event Redemption</I>&rdquo;
shall have the meaning set forth in Section (4)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(R)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Spread</I>&rdquo; shall have
the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(S)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Three-month LIBOR</I>&rdquo;
shall mean the London interbank offered rate for deposits in U.S. dollars for a three month period, as that rate appears on Reuters
screen page &ldquo;LIBOR01&rdquo; (or any successor or replacement page) at approximately 11:00 a.m., London time, on the relevant
Dividend Determination Date. If no offered rate appears on Reuters screen page &ldquo;LIBOR01&rdquo; (or any successor or replacement
page) on the relevant Dividend Determination Date at approximately 11:00 a.m., London time, then the calculation agent, in consultation
with the Corporation, shall select four major banks in the London interbank market and shall request each of their principal London
offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are
offered by it to prime banks in the London interbank market, on that date and at that time. If at least two quotations are provided,
Three-month LIBOR shall be the arithmetic average (rounded upward if necessary to the nearest .00001 of 1%) of the quotations provided.
Otherwise, the Calculation Agent in consultation with the Corporation shall select three major banks in New York City and shall
request each of them to provide a quotation of the rate offered by it at approximately 11:00 a.m., New York City time, on the Dividend
Determination Date for loans in U.S. dollars to leading European banks for a three month period for the applicable Dividend Period
in an amount of at least $1,000,000. If three quotations are provided, Three-month LIBOR shall be the arithmetic average of the
quotations provided. Otherwise, Three-month LIBOR for the next Dividend Period shall be equal to Three-month LIBOR in effect for
the then-current Dividend Period or, in the case of</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-2</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">the first Dividend Period in the Floating Rate Period, the most
recent rate on which Three-month LIBOR could have been determined in accordance with the first sentence of this Section had the
dividend rate been a floating rate during the Fixed Rate Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(T)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Voting Parity Stock</I>&rdquo;
shall have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Holders of the Series B Preferred Stock
shall be entitled to receive, only when, as, and if declared by the Corporation&rsquo;s Board of Directors (or a duly authorized
committee thereof), out of assets legally available under applicable law for payment, non-cumulative cash dividends based on the
Liquidation Preference, and no more, at a rate equal to (1) 6.625% per annum, for each semi-annual Dividend Period occurring from,
and including, February 1, 2020 to, but excluding, August 1, 2025 (the &ldquo;<I>Fixed Rate Period</I>&rdquo;), and (2) thereafter,
Three-month LIBOR plus a spread of 426.2 basis points per annum (the &ldquo;<I>Spread</I>&rdquo;), for each quarterly Dividend
Period beginning August 1, 2025 (the &ldquo;<I>Floating Rate Period</I>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When, as, and if declared by the Corporation&rsquo;s
Board of Directors (or a duly authorized committee thereof) (1) during the Fixed Rate Period, the Corporation shall pay cash dividends
on the Series B Preferred Stock semi-annually, in arrears, on February 1 and August 1 of each year (each such date, a &ldquo;<I>Fixed
Period Dividend Payment Date</I>&rdquo;), beginning on August 1, 2020, and, when, as and if declared by the Corporation&rsquo;s
Board of Directors (or a duly authorized committee thereof) and (2) during the Floating Rate Period, the Corporation shall pay
cash dividends on the Series B Preferred Stock quarterly, in arrears, on February 1, May 1, August 1, and November 1 of each year,
beginning on November 1, 2025 (each such date, a &ldquo;<I>Floating Period Dividend Payment Date</I>,&rdquo; and together with
the Fixed Period Dividend Payment Dates, the &ldquo;<I>Dividend Payment Dates</I>&rdquo;). The Corporation shall pay cash dividends
to the holders of record of shares of the Series B Preferred Stock as such holders appear on the Corporation&rsquo;s stock register
on the applicable record date, which shall be the fifteenth calendar day before that Dividend Payment Date or such other record
date fixed by our Board of Directors (or a duly authorized committee thereof) that is not more than 60 nor less than 10 days prior
to such Dividend Payment Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If any Dividend Payment Date on or prior
to August 1, 2025 is a day that is not a Business Day, then the dividend with respect to that Dividend Payment Date shall instead
be paid on the immediately succeeding Business Day, without interest or other payment in respect of such delayed payment. If any
Dividend Payment Date after August 1, 2025 is a day that is not a Business Day, then the Dividend Payment Date shall be the immediately
succeeding Business Day unless such day falls in the next calendar month, in which case the Dividend Payment Date shall instead
be the immediately preceding day that is a Business Day, and dividends will accumulate to the Dividend Payment Date as so adjusted.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall calculate dividends
on the Series B Preferred Stock for the Fixed Rate Period on the basis of a 360-day year of twelve 30-day months. The Corporation
shall calculate dividends on the Series B Preferred Stock for the Floating Rate Period on the basis of the actual number of days
in a Dividend Period and a 360-day year. Dollar amounts resulting from such calculation shall be rounded to the nearest cent, with
one-half cent being rounded upward.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-3</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dividends on the Series B Preferred
Stock shall not be cumulative or mandatory. If the Corporation&rsquo;s Board of Directors (or a duly authorized committee thereof)
does not declare a dividend on the Series B Preferred Stock for any Dividend Period prior to the related Dividend Payment Date,
that dividend shall not accumulate, and the Corporation shall have no obligation to pay a dividend for that Dividend Period at
any time, whether or not dividends on the Series B Preferred Stock or any other series of our preferred stock or common stock are
declared for any future Dividend Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dividends on the Series B Preferred
Stock shall accumulate from February 1, 2020 at the then-applicable dividend rate on the liquidation preference amount of $10,000
per share. If the Corporation issues additional shares of the Series B Preferred Stock, dividends on those additional shares shall
accumulate from the original issue date of those additional shares at the then-applicable dividend rate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The dividend rate for each Dividend
Period in the Floating Rate Period shall be determined by the Calculation Agent using Three-month LIBOR as in effect on the second
London Banking Day prior to the beginning of the Dividend Period, which date shall be the &ldquo;<I>Dividend Determination Date</I>&rdquo;
for the relevant Dividend Period. The Calculation Agent then shall add Three-month LIBOR as determined on the Dividend Determination
Date and the applicable Spread. Once the dividend rate for the Series B Preferred Stock is determined, the Calculation Agent shall
deliver that information to the Corporation and the Transfer Agent. Absent manifest error, the Calculation Agent&rsquo;s determination
of the dividend rate for a Dividend Period for the Series B Preferred Stock shall be final.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(H)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;So long as any share of Series B Preferred
Stock remains outstanding:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;no dividend shall be declared
and paid or set aside for payment and no distribution shall be declared and made or set aside for payment on any Junior Stock (other
than a dividend payable solely in shares of Junior Stock or any dividend in connection with the implementation of a stockholder
rights plan or the redemption or repurchase of any rights under such a plan)&#894;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;no shares of Junior Stock
shall be repurchased, redeemed, or otherwise acquired for consideration by the Corporation, directly or indirectly (other than
as a result of a reclassification of Junior Stock for or into other Junior Stock, or the exchange for or conversion into Junior
Stock, through the use of the proceeds of a substantially contemporaneous sale of other shares of Junior Stock or pursuant to a
contractually binding requirement to buy Junior Stock pursuant to a binding stock repurchase plan existing prior to the most recently
completed Dividend Period), nor shall any monies be paid to or made available for a sinking fund for the redemption of any such
securities by the Corporation&#894; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;no shares of Parity Stock
shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation (other than pursuant to pro rata offers
to purchase all, or a pro rata portion, of the Series B Preferred Stock and such Parity Stock, through the use of the proceeds
of a substantially contemporaneous sale of other shares of Parity Stock or Junior Stock, as a result of a reclassification of Parity
Stock for or into other Parity Stock, or by conversion into or exchange for Junior Stock), during a Dividend Period, unless, in
each case, the full dividends for the most recently</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-4</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt">completed Dividend Period on all outstanding shares of
the Series B Preferred Stock have been declared and paid in full or declared and a sum sufficient for the payment of those dividends
has been set aside. The foregoing limitations shall not apply to purchases or acquisitions of the Corporation&rsquo;s Junior Stock
pursuant to any employee or director incentive or benefit plan or arrangement (including any of the Corporation&rsquo;s employment,
severance, or consulting agreements) of the Corporation or of any of the Corporation&rsquo;s subsidiaries heretofore or hereafter
adopted.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(I)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as provided below, for so long
as any share of Series B Preferred Stock remains outstanding, the Corporation shall not declare, pay, or set aside for payment
full dividends on any Parity Stock unless the Corporation has paid in full, or set aside payment in full, in respect of all accumulated
dividends for all Dividend Periods for outstanding shares of Series B Preferred Stock. To the extent that the Corporation declares
dividends on the Series B Preferred Stock and on any Parity Stock but cannot make full payment of such declared dividends, the
Corporation shall allocate the dividend payments on a pro rata basis among the holders of the shares of Series B Preferred Stock
and the holders of any Parity Stock then outstanding. For purposes of calculating the pro rata allocation of partial dividend payments,
the Corporation shall allocate dividend payments based on the ratio between the then current and accumulated dividend payments
due on the shares of Series B Preferred Stock and (1) in the case of cumulative Parity Stock the aggregate of the accumulated and
unpaid dividends due on any such Parity Stock and (2) in the case of non-cumulative Parity Stock the aggregate of the declared
but unpaid dividends due on any such Parity Stock. No interest shall be payable in respect of any dividend payment on Series B
Preferred Stock that may be in arrears.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(J)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the foregoing conditions,
and not otherwise, dividends (payable in cash, stock, or otherwise), as may be determined by the Corporation&rsquo;s Board of Directors
(or a duly authorized committee thereof), may be declared and paid on the Corporation&rsquo;s common stock and any Junior Stock
from time to time out of any funds legally available for such payment, and the holders of the Series B Preferred Stock shall not
be entitled to participate in such dividends.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 3. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event of any voluntary or involuntary
liquidation, dissolution or winding up of the Corporation, the holders of the shares of Series B Preferred Stock then outstanding
shall be entitled to be paid out of the Corporation&rsquo;s assets legally available for distribution to the Corporation&rsquo;s
stockholders, before any distribution of assets is made to holders of common stock or any other Junior Stock, a liquidating distribution
in the amount equal to the sum of (1) the Liquidation Preference, plus (2) the sum of any declared and unpaid dividends for prior
Dividend Periods prior to the Dividend Period in which the liquidation distribution is made and any declared and unpaid dividends
for the then current Dividend Period in which the liquidation distribution is made to the date of such liquidation distribution.
After payment of the full amount of the liquidating distributions to which they are entitled pursuant to the foregoing, the holders
of Series B Preferred Stock shall have no right or claim to any remaining assets of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event that, upon any such voluntary
or involuntary liquidation, dissolution or winding up, the available assets of the Corporation are insufficient to pay the amount
of the liquidating distributions on all outstanding shares of Series B Preferred Stock</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-5</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">and the corresponding amounts payable on all shares of Parity
Stock in the distribution of assets upon any liquidation, dissolution or winding up of the Corporation, then the holders of the
Series B Preferred Stock and such Parity Stock shall share ratably in any such distribution of assets in proportion to the full
liquidating distributions to which they respectively would be entitled.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For the purposes of this Section (3),
the merger or consolidation of the Corporation with or into any other entity or by another entity with or into the Corporation
or the sale, lease, exchange or other transfer of all or substantially all of the assets of the Corporation (for cash, securities
or other consideration) shall not be deemed to constitute the liquidation, dissolution or winding up of the Corporation. If the
Corporation enters into any merger or consolidation transaction with or into any other entity and the Corporation is not the surviving
entity in such transaction, the Series B Preferred Stock may be converted into shares of the surviving or successor corporation
or the direct or indirect parent of the surviving or successor corporation having terms identical to the terms of the Series B
Preferred Stock set forth herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Redemption Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the further terms and conditions
provided herein, the Corporation may redeem the Series B Preferred Stock, in whole or in part, at its option, for cash, on any
Dividend Payment Date on or after August 1, 2025, with not less than 30 days&rsquo; and not more than 60 days&rsquo; notice (&ldquo;<I>Optional
Redemption</I>&rdquo;), subject to the approval of the appropriate federal banking agency, at the redemption price provided in
Section (4)(C) below. Dividends shall not accumulate on those shares of Series B Preferred Stock so redeemed on and after the applicable
redemption date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In addition, the Corporation may, redeem
the Series B Preferred Stock, in whole but not in part, at its option, for cash, at any time within 90 days following a Regulatory
Capital Treatment Event, subject to the approval of the appropriate federal banking agency, at the redemption price provided in
Section (4)(C) below (a &ldquo;<I>Regulatory Event Redemption</I>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The redemption price for any redemption
of Series B Preferred Stock, whether an Optional Redemption or Regulatory Event Redemption, shall be equal to (i) $10,000 per share
of Series B Preferred Stock, plus any declared and unpaid dividends (without regard to any undeclared dividends) to, but excluding,
the date of redemption.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any notice given as provided in this
Section (4) shall be conclusively presumed to have been duly given, whether or not the holder receives the notice, and any defect
in the notice or in the provision of the notice, to any holder of shares of Series B Preferred Stock designated for redemption
will not affect the redemption of any other shares of Series B Preferred Stock. Any notice provided to a holder of Series B Preferred
Stock shall be deemed given on the date provided, whether or not the holder actually receives the notice. A notice of redemption
shall be given not less than 30 days and not more than 60 days prior to the date of redemption specified in the notice, and shall
specify (i) the redemption date, (ii) the redemption price, (iii) if fewer than all shares of Series B Preferred Stock are to be
redeemed, the number of shares of Series B Preferred Stock to be redeemed and (iv) the manner in which holders of Series B Preferred
Stock called for redemption may obtain payment of the redemption price in respect of those shares. Notwithstanding anything to
the contrary in this paragraph, if the Series B Preferred Stock is issued in book-entry form through The Depositary Trust Company
or any other similar facility, notice of redemption</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-6</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">may be given to the holders of Series B Preferred Stock at such
time and in any manner permitted by such facility.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If notice of redemption of any shares
of Series B Preferred Stock has been given by the Corporation and if the funds necessary for such redemption have been set aside
by the Corporation in trust for the benefit of the holders of any shares of Series B Preferred Stock, then from and after the Redemption
Date such shares of Series B Preferred Stock shall no longer be outstanding for any purpose, all dividends with respect to such
shares of Series B Preferred Stock shall cease to accumulate from the Redemption Date and all rights of the holders of such shares
shall terminate, except the right to receive the Redemption Price, without interest. Series B Preferred Stock redeemed pursuant
to this Section (4) or purchased or otherwise acquired for value by the Corporation shall, after such acquisition, have the status
of authorized and unissued shares of preferred stock and may be reissued by the Corporation at any time as shares of any series
of preferred stock other than as Series B Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event that fewer than all the
outstanding shares of Series B Preferred Stock are to be redeemed, the shares of Series B Preferred Stock to be redeemed shall
be selected either pro rata or by lot or in such other manner as the Board of Directors of the Corporation (or a duly authorized
committee thereof), determines to be fair and equitable, subject to the provisions hereof. The Board of Directors of the Corporation
(or a duly authorized committee thereof) shall have the full power and authority to prescribe the terms and conditions upon which
such shares of Series B Preferred Stock may be redeemed from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No holder of Series B Preferred Stock
shall have the right to require the redemption of the Series B Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voting Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Holders of Series B Preferred Stock
shall not have any voting rights, except as set forth below or as otherwise required by the Tennessee Business Corporation Act.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Whenever dividends payable on the Series
B Preferred Stock or any other class or series of preferred stock ranking equally with the Series B Preferred Stock, including
the Series A Preferred Stock, the Series C Preferred Stock, the Series D Preferred Stock and the Series E Preferred Stock, as to
payment of dividends, and upon which voting rights equivalent to those described in this paragraph have been conferred and are
exercisable, have not been declared and paid in an aggregate amount equal to, as to any class or series, the equivalent of at least
three or more semi-annual or six or more quarterly Dividend Periods, as applicable, whether or not for consecutive Dividend Periods
(a &ldquo;<I>Nonpayment</I>&rdquo;), the holders of outstanding shares of the Series B Preferred Stock voting as a class with holders
of shares of any other series of our preferred stock ranking equally with the Series B Preferred Stock, including the Series A
Preferred Stock, the Series C Preferred Stock, the Series D Preferred Stock and the Series E Preferred Stock, as to payment of
dividends, and upon which like voting rights have been conferred and are exercisable (&ldquo;<I>Voting Parity Stock</I>&rdquo;),
shall be entitled to vote for the election of two additional directors of the Board of Directors of the Corporation on the terms
set forth in this Section (5) (and to fill any vacancies in the terms of such directorships) (the &ldquo;<I>Preferred Stock Directors</I>&rdquo;).
Holders of all series of our Voting Parity Stock shall vote as a single class. In the event that the holders of the shares of the
Series B Preferred Stock are entitled to vote as described in this Section (5), the number of members of the Corporation&rsquo;s
Board of Directors at that time shall be increased by two</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-7</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">directors, and the holders of the Series B Preferred Stock shall
have the right, as members of that class, to elect two directors at a special meeting called at the request of the holders of record
of at least 20% of the aggregate voting power of the Series B Preferred Stock or any other series of Voting Parity Stock (unless
such request is received less than 90 days before the date fixed for the Corporation&rsquo;s next annual or special meeting of
the stockholders, in which event such election shall be held at such next annual or special meeting of the stockholders), provided
that the election of any Preferred Stock Directors shall not cause the Corporation to violate the corporate governance requirements
of the New York Stock Exchange (or any other exchange on which the securities of the Corporation may at such time be listed) that
listed companies must have a majority of independent directors, and provided further that at no time shall the Board of Directors
of the Corporation include more than two Preferred Stock Directors.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Preferred Stock Directors elected
at any such special meeting shall hold office until the next annual meeting of the Corporation&rsquo;s stockholders unless they
have been previously terminated or removed pursuant to Section (5)(D). In case any vacancy in the office of a Preferred Stock Director
occurs (other than prior to the initial election of the Preferred Stock Directors), the vacancy may be filled by the written consent
of the Preferred Stock Director remaining in office, or if none remains in office, by the vote of the holders of the Series B Preferred
Stock (together with holders of any Voting Parity Stock) to serve until the next annual meeting of the stockholders.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When the Corporation has paid full dividends
on the Series B Preferred Stock for the equivalent of at least two semi-annual or four quarterly Dividend Periods, as applicable,
following a Nonpayment, then the right of the holders of Series B Preferred Stock to elect the Preferred Stock Directors set forth
in this Section (5) shall cease (except as provided by law and subject always to the same provisions for the vesting of the special
voting rights in the case of any future Nonpayment). Upon termination of the right of the holders of the Series B Preferred Stock
and Voting Parity Stock to vote for Preferred Stock Directors as set forth in this Section (5), the term of office of all Preferred
Stock Directors then in office elected by only those holders shall terminate immediately. Whenever the term of office of the Preferred
Stock Directors ends and the related voting rights have expired, the number of directors automatically will be decreased to the
number of directors as otherwise would prevail. Any Preferred Stock Director may be removed at any time without cause by the holders
of record of a majority of the outstanding shares of the Series B Preferred Stock (together with holders of any Voting Parity Stock)
when they have the voting rights described in Section (5)(B).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;So long as any shares of Preferred Stock
remain outstanding, the Corporation shall not, without the affirmative vote or consent of holders of at least 66&#8532;% in voting
power of the Series B Preferred Stock and any Voting Parity Stock, voting together as a single class, given in person or by proxy,
either in writing without a meeting or at any meeting called for the purpose, authorize, create or issue any capital stock ranking
senior to the Series B Preferred Stock as to dividends or the distribution of assets upon liquidation, dissolution or winding up,
or reclassify any authorized capital stock into any such shares of such capital stock or issue any obligation or security convertible
into or evidencing the right to purchase any such shares of capital stock. Further, so long as any shares of the Series B Preferred
Stock remain outstanding, the Corporation shall not, without the affirmative vote of the holders of at least 66&#8532;% in voting
power of the Series B Preferred Stock, amend, alter or repeal any provision of these Articles of Amendment or the Restated Charter
of the</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


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    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-8</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Corporation, including by merger, consolidation or otherwise,
so as to adversely affect the powers, preferences or special rights of the Series B Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Notwithstanding the foregoing, (i) any increase
in the amount of authorized common stock or authorized preferred stock, or any increase or decrease in the number of shares of
any series of preferred stock, or the authorization, creation and issuance of other classes or series of capital stock, in each
case ranking on parity with or junior to the shares of the Series B Preferred Stock as to dividends and distribution of assets
upon liquidation, dissolution or winding up, shall not be deemed to adversely affect such powers, preferences or special rights
and (ii) a merger or consolidation of the Corporation with or into another entity in which the shares of the Series B Preferred
Stock (A) remain outstanding or (B) are converted into or exchanged for preference securities of the surviving entity or any entity,
directly or indirectly, controlling such surviving entity and such new preference securities have powers, preferences and special
rights that are not materially less favorable than the Series B Preferred Stock shall not be deemed to adversely affect the powers,
preferences or special rights of the Series B Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notice for a special meeting to elect
the Preferred Stock Directors shall be given in a similar manner to that provided in the Corporation&rsquo;s By-laws for a special
meeting of the stockholders. If the secretary of the Corporation does not call a special meeting within 20 days after receipt of
any such request, then any holder of Series B Preferred Stock may (at the Corporation&rsquo;s expense) call such meeting, upon
notice as provided in this Section (5)(F), and for that purpose shall have access to the stock register of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as otherwise set forth in Section
(5)(F) hereof, the rules and procedures for calling and conducting any meeting of the holders of Series B Preferred Stock (including,
without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies at such a meeting,
the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents shall be governed
by any rules that the Board of Directors of the Corporation (or a duly authorized committee thereof), in its discretion, may adopt
from time to time, which rules and procedures shall conform to the requirements of the Restated Charter of the Corporation, the
By-laws of the Corporation, and applicable laws and the rules of any national securities exchange or other trading facility on
which Series B Preferred Stock is listed or traded at the time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The holders of Series B Preferred Stock shall
not have any rights to convert such shares into shares of any other class or series of stock or into any other securities of, or
any interest or property in, the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Sinking Fund</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">No sinking fund shall be established for the
retirement or redemption of Series B Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Preemptive or Subscription
Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">No holder of Series B Preferred Stock of the
Corporation shall, as such holder, have any preemptive right to purchase or subscribe for any additional shares of stock of the
Corporation or any other security of the Corporation that it may issue or sell.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Other Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


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    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt"><B>FIRST
    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-9</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The Series B Preferred Stock shall not have
any designations, preferences or relative, participating, optional or other special rights except as set forth herein or in the
Restated Charter of the Corporation or as otherwise required by applicable law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>


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    HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center">Page
    B-10</TD>
    <TD STYLE="width: 45%; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: right"><B>AM.
    &amp; RESTATED CHARTER ANNEX B</B></TD></TR>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>ANNEX C</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>STANDARD PROVISIONS SERIES C</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">Section 1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">As used herein with respect to Series C Preferred
Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Business Day</I>&rdquo; shall
mean (i) with respect to the Fixed Rate Period, any weekday in New York, New York that is not a day on which banking institutions
in such city are authorized or required by law, regulation, or executive order to be closed and (ii) with respect to the Floating
Rate Period, any weekday in New York, New York that is not a day on which banking institutions in such city are authorized or required
by law, regulation, or executive order to be closed, and additionally, is a London Banking Day.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Determination Date</I>&rdquo;
shall have the meaning set forth in Section (2)(G) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Payment Dates</I>&rdquo;
shall have the meaning set forth in Section (2)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Period</I>&rdquo;
shall mean the period from, and including, each Dividend Payment Date to, but excluding, the next succeeding Dividend Payment Date,
except for the initial Dividend Period, which shall be the period from, and including, May 1, 2020 to, but excluding, the next
succeeding Dividend Payment Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Fixed Rate Period</I>&rdquo;
shall have the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Floating Rate Period</I>&rdquo;
shall have the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Junior Stock</I>&rdquo; shall
mean the Corporation&rsquo;s common stock and any other class or series of the Corporation&rsquo;s capital stock over which the
Series C Preferred Stock has preference or priority in the payment of dividends or in the distribution of assets on the liquidation,
dissolution or winding up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(H)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Liquidation Preference</I>&rdquo;
shall mean $10,000 per share of Series C Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(I)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>London Banking Day</I>&rdquo;
shall mean any day on which commercial banks are open dealings in deposits in U.S. dollars in the London interbank market.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(J)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Nonpayment</I>&rdquo; shall
have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(K)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Optional Redemption</I>&rdquo;
shall have the meaning set forth in Section (4)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(L)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Parity Stock</I>&rdquo; shall
mean any class or series of the Corporation&rsquo;s capital stock that ranks on a par with the Series C Preferred Stock in the
payment of dividends and in the distribution of assets on the liquidation, dissolution or winding up of the Corporation, which
shall include the Series A Preferred Stock, the Series B Preferred Stock, the Series D Preferred Stock and the Series E Preferred
Stock and any other class or series of the Corporation&rsquo;s stock hereafter authorized that ranks on a par with the Series C
Preferred Stock</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 45%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>FIRST HORIZON CORPORATION</B></FONT></TD>
    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-1</FONT></TD>
    <TD STYLE="width: 45%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: right; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX C</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">in the payment of dividends and in the distribution of assets
on any liquidation, dissolution or winding up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(M)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Preferred Stock Directors</I>&rdquo;
shall have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(N)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Regulatory Capital Treatment
Event</I>&rdquo; shall mean a good faith determination by the Corporation that, as a result of any (i) amendment to, clarification
of, or change (including any announced prospective change) in, the laws or regulations of the United States or any political subdivision
of or in the United States that is enacted or becomes effective after the initial issuance of the Series C Preferred Stock; (ii)
proposed change in those laws or regulations that is announced or becomes effective after the initial issuance of the Series C
Preferred Stock; or (iii) official administrative decision or judicial decision or administrative action or other official pronouncement
interpreting or applying those laws or regulations that is announced or becomes effective after the initial issuance of the Series
C Preferred Stock, there is more than an insubstantial risk that the Corporation shall not be entitled to treat the full liquidation
value of the Series C Preferred Stock then outstanding as &ldquo;Tier 1 Capital&rdquo; (or its equivalent) for purposes of the
capital adequacy laws or regulations of the Board of Governors of the Federal Reserve System (or, as and if applicable, the capital
adequacy laws or regulations of any successor appropriate federal banking agency), as then in effect and applicable, for as long
as any share of Series C Preferred Stock is outstanding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(O)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Regulatory Event Redemption</I>&rdquo;
shall have the meaning set forth in Section (4)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(P)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Spread</I>&rdquo; shall have
the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(Q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Three-month LIBOR</I>&rdquo;
shall mean the London interbank offered rate for deposits in U.S. dollars for a three month period, as that rate appears on Reuters
screen page &ldquo;LIBOR01&rdquo; (or any successor or replacement page) at approximately 11:00 a.m., London time, on the relevant
Dividend Determination Date. If no offered rate appears on Reuters screen page &ldquo;LIBOR01&rdquo; (or any successor or replacement
page) on the relevant Dividend Determination Date at approximately 11:00 a.m., London time, then the calculation agent, in consultation
with the Corporation, shall select four major banks in the London interbank market and shall request each of their principal London
offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are
offered by it to prime banks in the London interbank market, on that date and at that time. If at least two quotations are provided,
Three-month LIBOR shall be the arithmetic average (rounded upward if necessary to the nearest .00001 of 1%) of the quotations provided.
Otherwise, the Calculation Agent in consultation with the Corporation shall select three major banks in New York City and shall
request each of them to provide a quotation of the rate offered by it at approximately 11:00 a.m., New York City time, on the Dividend
Determination Date for loans in U.S. dollars to leading European banks for a three month period for the applicable Dividend Period
in an amount of at least $1,000,000. If three quotations are provided, Three-month LIBOR shall be the arithmetic average of the
quotations provided. Otherwise, Three-month LIBOR for the next Dividend Period shall be equal to Three-month LIBOR in effect for
the then-current Dividend Period or, in the case of the first Dividend Period in the Floating Rate Period, the most recent rate
on which Three-month LIBOR could have been determined in accordance with the first sentence of this Section had the dividend rate
been a floating rate during the Fixed Rate Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page
C-2</FONT></TD>
    <TD STYLE="width: 45%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: right; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX C</B></FONT></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(R)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Voting Parity Stock</I>&rdquo;
shall have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;Holders of the Series C Preferred Stock
shall be entitled to receive, only when, as, and if declared by the Corporation&rsquo;s Board of Directors (or a duly authorized
committee thereof), out of assets legally available under applicable law for payment, non-cumulative cash dividends based on the
Liquidation Preference, and no more, at a rate equal to (1) 6.60% per annum, for each quarterly Dividend Period occurring from,
and including, May 1, 2020 to, but excluding, May 1, 2026 (the &ldquo;<I>Fixed Rate Period</I>&rdquo;), and (2) thereafter, Three-month
LIBOR plus a spread of 492 basis points per annum (the &ldquo;<I>Spread</I>&rdquo;), for each quarterly Dividend Period beginning
May 1, 2026 (the &ldquo;<I>Floating Rate Period</I>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When, as, and if declared by the Corporation&rsquo;s
Board of Directors (or a duly authorized committee thereof), the Corporation shall pay cash dividends on the Series C Preferred
Stock quarterly, in arrears, on February 1, May 1, August 1, and November 1 of each year (each such date, a &ldquo;<I>Dividend
Payment Date</I>&rdquo;), beginning on August 1, 2020, and, when, as and if declared by the Corporation&rsquo;s Board of Directors
(or a duly authorized committee thereof). The Corporation shall pay cash dividends to the holders of record of shares of the Series
C Preferred Stock as such holders appear on the Corporation&rsquo;s stock register on the applicable record date, which shall be
the fifteenth calendar day before that Dividend Payment Date or such other record date fixed by our Board of Directors (or a duly
authorized committee thereof) that is not more than 60 nor less than 10 days prior to such Dividend Payment Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If any Dividend Payment Date on or prior
to May 1, 2026 is a day that is not a Business Day, then the dividend with respect to that Dividend Payment Date shall instead
be paid on the immediately succeeding Business Day, without interest or other payment in respect of such delayed payment. If any
Dividend Payment Date after May 1, 2026 is a day that is not a Business Day, then the Dividend Payment Date shall be the immediately
succeeding Business Day unless such day falls in the next calendar month, in which case the Dividend Payment Date shall instead
be the immediately preceding day that is a Business Day, and dividends will accumulate to the Dividend Payment Date as so adjusted.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall calculate dividends
on the Series C Preferred Stock for the Fixed Rate Period on the basis of a 360-day year of twelve 30-day months. The Corporation
shall calculate dividends on the Series C Preferred Stock for the Floating Rate Period on the basis of the actual number of days
in a Dividend Period and a 360-day year. Dollar amounts resulting from such calculation shall be rounded to the nearest cent, with
one-half cent being rounded upward.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dividends on the Series C Preferred
Stock shall not be cumulative or mandatory. If the Corporation&rsquo;s Board of Directors (or a duly authorized committee thereof)
does not declare a dividend on the Series C Preferred Stock for any Dividend Period prior to the related Dividend Payment Date,
that dividend shall not accumulate, and the Corporation shall have no obligation to pay a dividend for that Dividend Period at
any time, whether or not dividends on the Series C Preferred Stock or any other series of our preferred stock or common stock are
declared for any future Dividend Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dividends on the Series C Preferred
Stock shall accumulate from May 1, 2020 at the then-applicable dividend rate on the liquidation preference amount of $10,000 per</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-3</FONT></TD>
    <TD STYLE="width: 45%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: right; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX C</B></FONT></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">share. If the Corporation issues additional shares of the Series
C Preferred Stock, dividends on those additional shares shall accumulate from the original issue date of those additional shares
at the then-applicable dividend rate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The dividend rate for each Dividend
Period in the Floating Rate Period shall be determined by the Calculation Agent using Three-month LIBOR as in effect on the second
London Banking Day prior to the beginning of the Dividend Period, which date shall be the &ldquo;<I>Dividend Determination Date</I>&rdquo;
for the relevant Dividend Period. The Calculation Agent then shall add Three-month LIBOR as determined on the Dividend Determination
Date and the applicable Spread. Once the dividend rate for the Series C Preferred Stock is determined, the Calculation Agent shall
deliver that information to the Corporation and the Transfer Agent. Absent manifest error, the Calculation Agent&rsquo;s determination
of the dividend rate for a Dividend Period for the Series C Preferred Stock shall be final.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(H)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;So long as any share of Series C Preferred
Stock remains outstanding:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;no dividend shall be declared
and paid or set aside for payment and no distribution shall be declared and made or set aside for payment on any Junior Stock (other
than a dividend payable solely in shares of Junior Stock or any dividend in connection with the implementation of a stockholder
rights plan or the redemption or repurchase of any rights under such a plan);</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;no shares of Junior Stock
shall be repurchased, redeemed, or otherwise acquired for consideration by the Corporation, directly or indirectly (other than
as a result of a reclassification of Junior Stock for or into other Junior Stock, or the exchange for or conversion into Junior
Stock, through the use of the proceeds of a substantially contemporaneous sale of other shares of Junior Stock or pursuant to a
contractually binding requirement to buy Junior Stock pursuant to a binding stock repurchase plan existing prior to the most recently
completed Dividend Period), nor shall any monies be paid to or made available for a sinking fund for the redemption of any such
securities by the Corporation; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;no shares of Parity Stock
shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation (other than pursuant to pro rata offers
to purchase all, or a pro rata portion, of the Series C Preferred Stock and such Parity Stock, through the use of the proceeds
of a substantially contemporaneous sale of other shares of Parity Stock or Junior Stock, as a result of a reclassification of Parity
Stock for or into other Parity Stock, or by conversion into or exchange for Junior Stock), during a Dividend Period, unless, in
each case, the full dividends for the most recently completed Dividend Period on all outstanding shares of the Series C Preferred
Stock have been declared and paid in full or declared and a sum sufficient for the payment of those dividends has been set aside.
The foregoing limitations shall not apply to purchases or acquisitions of the Corporation&rsquo;s Junior Stock pursuant to any
employee or director incentive or benefit plan or arrangement (including any of the Corporation&rsquo;s employment, severance,
or consulting agreements) of the Corporation or of any of the Corporation&rsquo;s subsidiaries heretofore or hereafter adopted.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 45%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>FIRST HORIZON CORPORATION</B></FONT></TD>
    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-4</FONT></TD>
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</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(I)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as provided below, for so long
as any share of Series C Preferred Stock remains outstanding, the Corporation shall not declare, pay, or set aside for payment
full dividends on any Parity Stock unless the Corporation has paid in full, or set aside payment in full, in respect of all accumulated
dividends for all Dividend Periods for outstanding shares of Series C Preferred Stock. To the extent that the Corporation declares
dividends on the Series C Preferred Stock and on any Parity Stock but cannot make full payment of such declared dividends, the
Corporation shall allocate the dividend payments on a pro rata basis among the holders of the shares of Series C Preferred Stock
and the holders of any Parity Stock then outstanding. For purposes of calculating the pro rata allocation of partial dividend payments,
the Corporation shall allocate dividend payments based on the ratio between the then current and accumulated dividend payments
due on the shares of Series C Preferred Stock and (1) in the case of cumulative Parity Stock the aggregate of the accumulated and
unpaid dividends due on any such Parity Stock and (2) in the case of non-cumulative Parity Stock the aggregate of the declared
but unpaid dividends due on any such Parity Stock. No interest shall be payable in respect of any dividend payment on Series C
Preferred Stock that may be in arrears.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(J)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the foregoing conditions,
and not otherwise, dividends (payable in cash, stock, or otherwise), as may be determined by the Corporation&rsquo;s Board of Directors
(or a duly authorized committee thereof), may be declared and paid on the Corporation&rsquo;s common stock and any Junior Stock
from time to time out of any funds legally available for such payment, and the holders of the Series C Preferred Stock shall not
be entitled to participate in such dividends.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 3. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event of any voluntary or involuntary
liquidation, dissolution or winding up of the Corporation, the holders of the shares of Series C Preferred Stock then outstanding
shall be entitled to be paid out of the Corporation&rsquo;s assets legally available for distribution to the Corporation&rsquo;s
stockholders, before any distribution of assets is made to holders of common stock or any other Junior Stock, a liquidating distribution
in the amount equal to the sum of (1) the Liquidation Preference, plus (2) the sum of any declared and unpaid dividends for prior
Dividend Periods prior to the Dividend Period in which the liquidation distribution is made and any declared and unpaid dividends
for the then current Dividend Period in which the liquidation distribution is made to the date of such liquidation distribution.
After payment of the full amount of the liquidating distributions to which they are entitled pursuant to the foregoing, the holders
of Series C Preferred Stock shall have no right or claim to any remaining assets of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event that, upon any such voluntary
or involuntary liquidation, dissolution or winding up, the available assets of the Corporation are insufficient to pay the amount
of the liquidating distributions on all outstanding shares of Series C Preferred Stock and the corresponding amounts payable on
all shares of Parity Stock in the distribution of assets upon any liquidation, dissolution or winding up of the Corporation, then
the holders of the Series C Preferred Stock and such Parity Stock shall share ratably in any such distribution of assets in proportion
to the full liquidating distributions to which they respectively would be entitled.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For the purposes of this Section (3),
the merger or consolidation of the Corporation with or into any other entity or by another entity with or into the Corporation
or the sale, lease, exchange or other transfer of all or substantially all of the assets of the</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-5</FONT></TD>
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</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Corporation (for cash, securities or other consideration) shall
not be deemed to constitute the liquidation, dissolution or winding up of the Corporation. If the Corporation enters into any merger
or consolidation transaction with or into any other entity and the Corporation is not the surviving entity in such transaction,
the Series C Preferred Stock may be converted into shares of the surviving or successor corporation or the direct or indirect parent
of the surviving or successor corporation having terms identical to the terms of the Series C Preferred Stock set forth herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 4.&nbsp;<U>Redemption Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the further terms and conditions
provided herein, the Corporation may redeem the Series C Preferred Stock, in whole or in part, at its option, for cash, on any
Dividend Payment Date on or after May 1, 2026, with not less than 30 days&rsquo; and not more than 60 days&rsquo; notice (&ldquo;<I>Optional
Redemption</I>&rdquo;), subject to the approval of the appropriate federal banking agency, at the redemption price provided in
Section (4)(C) below. Dividends shall not accumulate on those shares of Series C Preferred Stock so redeemed on and after the applicable
redemption date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In addition, the Corporation may, redeem
the Series C Preferred Stock, in whole but not in part, at its option, for cash, at any time within 90 days following a Regulatory
Capital Treatment Event, subject to the approval of the appropriate federal banking agency, at the redemption price provided in
Section (4)(C) below (a &ldquo;<I>Regulatory Event Redemption</I>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The redemption price for any redemption
of Series C Preferred Stock, whether an Optional Redemption or Regulatory Event Redemption, shall be equal to (i) $10,000 per share
of Series C Preferred Stock, plus any declared and unpaid dividends (without regard to any undeclared dividends) to, but excluding,
the date of redemption.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any notice given as provided in this
Section (4) shall be conclusively presumed to have been duly given, whether or not the holder receives the notice, and any defect
in the notice or in the provision of the notice, to any holder of shares of Series C Preferred Stock designated for redemption
will not affect the redemption of any other shares of Series C Preferred Stock. Any notice provided to a holder of Series C Preferred
Stock shall be deemed given on the date provided, whether or not the holder actually receives the notice. A notice of redemption
shall be given not less than 30 days and not more than 60 days prior to the date of redemption specified in the notice, and shall
specify (i) the redemption date, (ii) the redemption price, (iii) if fewer than all shares of Series C Preferred Stock are to be
redeemed, the number of shares of Series C Preferred Stock to be redeemed and (iv) the manner in which holders of Series C Preferred
Stock called for redemption may obtain payment of the redemption price in respect of those shares. Notwithstanding anything to
the contrary in this paragraph, if the Series C Preferred Stock is issued in book-entry form through The Depositary Trust Company
or any other similar facility, notice of redemption may be given to the holders of Series C Preferred Stock at such time and in
any manner permitted by such facility.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If notice of redemption of any shares
of Series C Preferred Stock has been given by the Corporation and if the funds necessary for such redemption have been set aside
by the Corporation in trust for the benefit of the holders of any shares of Series C Preferred Stock, then from and after the Redemption
Date such shares of Series C Preferred Stock shall no longer be outstanding for any purpose, all dividends with respect to such
shares of Series C Preferred Stock shall cease to accumulate from the Redemption Date and all rights of the</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-6</FONT></TD>
    <TD STYLE="width: 45%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: right; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX C</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">holders of such shares shall terminate, except the right to receive
the Redemption Price, without interest. Series C Preferred Stock redeemed pursuant to this Section (4) or purchased or otherwise
acquired for value by the Corporation shall, after such acquisition, have the status of authorized and unissued shares of preferred
stock and may be reissued by the Corporation at any time as shares of any series of preferred stock other than as Series C Preferred
Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event that fewer than all the
outstanding shares of Series C Preferred Stock are to be redeemed, the shares of Series C Preferred Stock to be redeemed shall
be selected either pro rata or by lot or in such other manner as the Board of Directors of the Corporation (or a duly authorized
committee thereof), determines to be fair and equitable, subject to the provisions hereof. The Board of Directors of the Corporation
(or a duly authorized committee thereof) shall have the full power and authority to prescribe the terms and conditions upon which
such shares of Series C Preferred Stock may be redeemed from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No holder of Series C Preferred Stock
shall have the right to require the redemption of the Series C Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">Section 5. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voting Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Holders of Series C Preferred Stock
shall not have any voting rights, except as set forth below or as otherwise required by the Tennessee Business Corporation Act.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Whenever dividends payable on the Series
C Preferred Stock or any other class or series of preferred stock ranking equally with the Series C Preferred Stock, including
the Series A Preferred Stock, the Series B Preferred Stock, the Series D Preferred Stock and the Series E Preferred Stock, as to
payment of dividends, and upon which voting rights equivalent to those described in this paragraph have been conferred and are
exercisable, have not been declared and paid in an aggregate amount equal to, as to any class or series, the equivalent of at least
six or more quarterly Dividend Periods, whether or not for consecutive Dividend Periods (a &ldquo;<I>Nonpayment</I>&rdquo;), the
holders of outstanding shares of the Series C Preferred Stock voting as a class with holders of shares of any other series of our
preferred stock ranking equally with the Series C Preferred Stock, including the Series A Preferred Stock, the Series B Preferred
Stock, the Series D Preferred Stock and the Series E Preferred Stock, as to payment of dividends, and upon which like voting rights
have been conferred and are exercisable (&ldquo;<I>Voting Parity Stock</I>&rdquo;), shall be entitled to vote for the election
of two additional directors of the Board of Directors of the Corporation on the terms set forth in this Section (5) (and to fill
any vacancies in the terms of such directorships) (the &ldquo;<I>Preferred Stock Directors</I>&rdquo;). Holders of all series of
our Voting Parity Stock shall vote as a single class. In the event that the holders of the shares of the Series C Preferred Stock
are entitled to vote as described in this Section (5), the number of members of the Corporation&rsquo;s Board of Directors at that
time shall be increased by two directors, and the holders of the Series C Preferred Stock shall have the right, as members of that
class, to elect two directors at a special meeting called at the request of the holders of record of at least 20% of the aggregate
voting power of the Series C Preferred Stock or any other series of Voting Parity Stock (unless such request is received less than
90 days before the date fixed for the Corporation&rsquo;s next annual or special meeting of the stockholders, in which event such
election shall be held at such next annual or special meeting of the stockholders), provided that the election of any Preferred
Stock Directors shall not cause the Corporation to violate the corporate governance requirements of the New York Stock Exchange
(or any other exchange on which the securities of the</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-7</FONT></TD>
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</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Corporation may at such time be listed) that listed companies
must have a majority of independent directors, and provided further that at no time shall the Board of Directors of the Corporation
include more than two Preferred Stock Directors.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Preferred Stock Directors elected
at any such special meeting shall hold office until the next annual meeting of the Corporation&rsquo;s stockholders unless they
have been previously terminated or removed pursuant to Section (5)(D). In case any vacancy in the office of a Preferred Stock Director
occurs (other than prior to the initial election of the Preferred Stock Directors), the vacancy may be filled by the written consent
of the Preferred Stock Director remaining in office, or if none remains in office, by the vote of the holders of the Series C Preferred
Stock (together with holders of any Voting Parity Stock) to serve until the next annual meeting of the stockholders.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When the Corporation has paid full dividends
on the Series C Preferred Stock for the equivalent of at least four quarterly Dividend Periods, following a Nonpayment, then the
right of the holders of Series C Preferred Stock to elect the Preferred Stock Directors set forth in this Section (5) shall cease
(except as provided by law and subject always to the same provisions for the vesting of the special voting rights in the case of
any future Nonpayment). Upon termination of the right of the holders of the Series C Preferred Stock and Voting Parity Stock to
vote for Preferred Stock Directors as set forth in this Section (5), the term of office of all Preferred Stock Directors then in
office elected by only those holders shall terminate immediately. Whenever the term of office of the Preferred Stock Directors
ends and the related voting rights have expired, the number of directors automatically will be decreased to the number of directors
as otherwise would prevail. Any Preferred Stock Director may be removed at any time without cause by the holders of record of a
majority of the outstanding shares of the Series C Preferred Stock (together with holders of any Voting Parity Stock) when they
have the voting rights described in Section (5)(B).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;So long as any shares of Preferred Stock
remain outstanding, the Corporation shall not, without the affirmative vote or consent of holders of at least 66 2/3% in voting
power of the Series C Preferred Stock and any Voting Parity Stock, voting together as a single class, given in person or by proxy,
either in writing without a meeting or at any meeting called for the purpose, authorize, create or issue any capital stock ranking
senior to the Series C Preferred Stock as to dividends or the distribution of assets upon liquidation, dissolution or winding up,
or reclassify any authorized capital stock into any such shares of such capital stock or issue any obligation or security convertible
into or evidencing the right to purchase any such shares of capital stock. Further, so long as any shares of the Series C Preferred
Stock remain outstanding, the Corporation shall not, without the affirmative vote of the holders of at least 66 2/3% in voting
power of the Series C Preferred Stock, amend, alter or repeal any provision of these Articles of Amendment or the Restated Charter
of the Corporation, including by merger, consolidation or otherwise, so as to affect the powers, preferences or special rights
of the Series C Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Notwithstanding the foregoing, (i) any increase
in the amount of authorized common stock or authorized preferred stock, or any increase or decrease in the number of shares of
any series of preferred stock, or the authorization, creation and issuance of other classes or series of capital stock, in each
case ranking on parity with or junior to the shares of the Series C Preferred Stock as to dividends and distribution of assets
upon liquidation, dissolution or winding up, shall not be deemed to affect such powers, preferences or special rights and (ii)
a merger or consolidation of the Corporation with or into another entity in which the shares of the Series C Preferred Stock (A)
remain outstanding or (B) are converted into or exchanged</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; font: 8pt Times New Roman, Times, Serif; padding: 2pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page C-8</FONT></TD>
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</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">for preference securities of the surviving entity or any entity,
directly or indirectly, controlling such surviving entity and such new preference securities have powers, preferences and special
rights that are not materially less favorable than the Series C Preferred Stock shall not be deemed to affect the powers, preferences
or special rights of the Series C Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notice for a special meeting to elect
the Preferred Stock Directors shall be given in a similar manner to that provided in the Corporation&rsquo;s By-laws for a special
meeting of the stockholders. If the secretary of the Corporation does not call a special meeting within 20 days after receipt of
any such request, then any holder of Series C Preferred Stock may (at the Corporation&rsquo;s expense) call such meeting, upon
notice as provided in this Section (5)(F), and for that purpose shall have access to the stock register of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as otherwise set forth in Section
(5)(F) hereof, the rules and procedures for calling and conducting any meeting of the holders of Series C Preferred Stock (including,
without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies at such a meeting,
the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents shall be governed
by any rules that the Board of Directors of the Corporation (or a duly authorized committee thereof), in its discretion, may adopt
from time to time, which rules and procedures shall conform to the requirements of the Restated Charter of the Corporation, the
By-laws of the Corporation, and applicable laws and the rules of any national securities exchange or other trading facility on
which Series C Preferred Stock is listed or traded at the time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The holders of Series C Preferred Stock shall
not have any rights to convert such shares into shares of any other class or series of stock or into any other securities of, or
any interest or property in, the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">Section 7. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Sinking Fund</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">No sinking fund shall be established for the
retirement or redemption of Series C Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Preemptive or Subscription
Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">No holder of Series C Preferred Stock of the
Corporation shall, as such holder, have any preemptive right to purchase or subscribe for any additional shares of stock of the
Corporation or any other security of the Corporation that it may issue or sell.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Other Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The Series C Preferred Stock shall not have
any designations, preferences or relative, participating, optional or other special rights except as set forth herein or in the
Company&rsquo;s Restated Charter or as otherwise required by applicable law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>ANNEX D</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>STANDARD PROVISIONS SERIES D</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt"><FONT STYLE="font-size: 12pt; color: #010000">Section
1.</FONT><FONT STYLE="font: 7pt Times New Roman, Times, Serif; color: #010000">&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-size: 12pt"><U>Definitions</U>.
</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 36pt"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">As used herein with respect to Series D Preferred
Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Adjustments</I>&rdquo; shall
have the meaning set forth in Section (1)(Y)(iii) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Alternative Rate</I>&rdquo;
shall have the meaning set forth in Section (1)(Y)(iii) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Business Day</I>&rdquo; shall
mean (i) with respect to the Fixed Rate Period, any weekday in New York, New York that is not a day on which banking institutions
in such city are authorized or required by law, regulation, or executive order to be closed and (ii) with respect to the Floating
Rate Period, any weekday in New York, New York that is not a day on which banking institutions in such city are authorized or required
by law, regulation, or executive order to be closed, and additionally, is a London Banking Day.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Calculation Agent</I>&rdquo;
shall mean, at any time, the Corporation, an entity affiliated with the Corporation, or the person or entity appointed by the Corporation
pursuant to a calculation agent agreement between the Corporation and a calculation agent and serving as such agent with respect
to Series D Preferred Stock at such time (including any successor to such person or entity). The Corporation will be the calculation
agent for Series D Preferred Stock as of the original issue date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Determination Date</I>&rdquo;
shall have the meaning set forth in Section (2)(G) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Payment Dates</I>&rdquo;
shall have the meaning set forth in Section (2)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Dividend Period</I>&rdquo; shall
mean the period from, and including, each Dividend Payment Date to, but excluding, the next succeeding Dividend Payment Date, except
for the initial Dividend Period, which shall be the period from, and including, May 1, 2020 to, but excluding, the next succeeding
Dividend Payment Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(H)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Fixed Rate Period</I>&rdquo;
shall have the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(I)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Floating Rate Period</I>&rdquo;
shall have the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(J)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Junior Stock</I>&rdquo; shall
mean the Corporation&rsquo;s common stock and any other class or series of the Corporation&rsquo;s capital stock over which the
Series D Preferred Stock has preference or priority in the payment of dividends or in the distribution of assets on the liquidation,
dissolution or winding up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(K)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>IFA</I>&rdquo; shall have the
meaning set forth in Section (1)(Y)(iii) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(L)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>LIBOR Event</I>&rdquo; shall
have the meaning set forth in Section (1)(Y)(iii) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-1</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(M)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Liquidation Preference</I>&rdquo;
shall mean $10,000 per share of Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(N)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>London Banking Day</I>&rdquo;
shall mean any day on which commercial banks are open dealings in deposits in U.S. dollars in the London interbank market.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(O)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Nonpayment</I>&rdquo; shall
have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(P)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Optional Redemption</I>&rdquo;
shall have the meaning set forth in Section (4)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(Q)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Parity Stock</I>&rdquo; shall
mean any class or series of the Corporation&rsquo;s capital stock that ranks on a par with the Series D Preferred Stock in the
payment of dividends and in the distribution of assets on the liquidation, dissolution or winding up of the Corporation, which
shall include the Series A Preferred Stock, the Series B Preferred Stock, the Series C Preferred Stock and the Series E Preferred
Stock and any other class or series of the Corporation&rsquo;s capital stock hereafter authorized that ranks on a par with the
Series D Preferred Stock in the payment of dividends and in the distribution of assets on any liquidation, dissolution or winding
up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(R)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Preferred Stock Directors</I>&rdquo;
shall have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(S)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Regulatory Capital Treatment
Event</I>&rdquo; shall mean a good faith determination by the Corporation that, as a result of any (i) amendment to, clarification
of, or change (including any announced prospective change) in, the laws or regulations of the United States or any political subdivision
of or in the United States that is enacted or becomes effective after the initial issuance of the Series D Preferred Stock&#894;
(ii) proposed change in those laws or regulations that is announced or becomes effective after the initial issuance of the Series
D Preferred Stock&#894; or (iii) official administrative decision or judicial decision or administrative action or other official
pronouncement interpreting or applying those laws or regulations that is announced or becomes effective after the initial issuance
of the Series D Preferred Stock, there is more than an insubstantial risk that the Corporation <I>shall</I> not be entitled to
treat the full liquidation value of the Series D Preferred Stock then outstanding as &ldquo;Tier 1 Capital&rdquo; (or its equivalent)
for purposes of the capital adequacy laws or regulations of the Board of Governors of the Federal Reserve System (or, as and if
applicable, the capital adequacy laws or regulations of any successor appropriate federal banking agency), as then in effect and
applicable, for as long as any share of Series D Preferred Stock is outstanding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(T)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Regulatory Event Redemption</I>&rdquo;
shall have the meaning set forth in Section (4)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(U)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Spread</I>&rdquo; shall have
the meaning set forth in Section (2)(A) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(V)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Three-month LIBOR</I>&rdquo;
shall mean, for each Dividend Determination Date related to the Floating-Rate Period, the rate determined by the Calculation Agent
as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;The London interbank offered
rate for deposits in U.S. dollars for a three month period, as that rate appears on Reuters screen page &ldquo;LIBOR01&rdquo; (or
any successor or replacement page) at approximately 11:00 a.m., London time, on the relevant Dividend Determination Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;If no offered rate appears on
Reuters screen page &ldquo;LIBOR01&rdquo; (or any successor or replacement page) on the relevant Dividend Determination Date at
approximately 11:00 a.m., London time, then the</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-2</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 0">Calculation Agent, in consultation with
the Corporation, shall select four major banks in the London interbank market and shall request each of their principal London
offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are
offered by it to prime banks in the London interbank market, on that date and at that time. If at least two quotations are provided,
Three-month LIBOR shall be the arithmetic average (rounded upward if necessary to the nearest .00001 of 1%) of the quotations provided.
Otherwise, the Calculation Agent in consultation with the Corporation shall select three major banks in New York City and shall
request each of them to provide a quotation of the rate offered by it at approximately 11:00 a.m., New York City time, on the Dividend
Determination Date for loans in U.S. dollars to leading European banks for a three month period for the applicable Dividend Period
in an amount of at least $1,000,000. If three quotations are provided, Three-month LIBOR shall be the arithmetic average of the
quotations provided. Otherwise, if a LIBOR Event (as defined below) has not occurred, Three-month LIBOR for the next Dividend Period
shall be equal to Three-month LIBOR in effect for the then-current Dividend Period or, in the case of the first Dividend Period
in the Floating Rate Period, the most recent rate on which Three-month LIBOR could have been determined in accordance with the
first sentence of this Section had the dividend rate been a floating rate during the Fixed Rate Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding clauses (1)
and (2) above, if the Corporation, in its sole discretion, determines on the relevant Dividend Determination Date that the Three-month
LIBOR has been permanently discontinued or is no longer viewed as an acceptable benchmark for securities like the Series D Preferred
Stock, and the Corporation has notified the Calculation Agent (if it is not the Corporation) of such determination (a &ldquo;<I>LIBOR
Event</I>&rdquo;), then the Calculation Agent will use, as directed by the Corporation, as a substitute or successor base rate
(the &ldquo;<I>Alternative Rate</I>&rdquo;) for each future Dividend Determination Date, the alternative reference rate selected
by the central bank, reserve bank, monetary authority or any similar institution (including any committee or working group thereof)
that is consistent with market practice regarding a substitute for the Three-month LIBOR. As part of such substitution, the Calculation
Agent will, as directed by the Corporation, make such adjustment to the Alternative Rate or the spread thereon, as well as the
business day convention, the Dividend Determination Date and related provisions and definitions (&ldquo;<I>Adjustments</I>&rdquo;),
in each case that are consistent with market practice for the use of such Alternative Rate. Notwithstanding the foregoing, if the
Calculation Agent determines that there is no alternative reference rate selected by the central bank, reserve bank, monetary authority
or any similar institution (including any committee or working group thereof) that is consistent with market practice regarding
a substitute for Three-month LIBOR, the Corporation may, in its sole discretion, appoint an independent financial advisor (&ldquo;<I>IFA</I>&rdquo;)
to determine an appropriate Alternative Rate and any Adjustments, and the decision of the IFA will be binding on the Corporation,
the Calculation Agent and the holders of the Series D Preferred Stock. If on any Dividend Determination Date during the Floating-Rate</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-3</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 0">Period (which may be the first Dividend
Determination Date of the Floating-Rate Period) a LIBOR Event has occurred prior to such Dividend Determination Date and for any
reason an Alternative Rate has not been determined or there is no such market practice for the use of such Alternative Rate (and,
in each case, an IFA has not determined an appropriate Alternative Rate and Adjustments or an IFA has not been appointed) as of
such Dividend Determination Date, then commencing on such Dividend Determination Date the dividend rate, Business Day convention
and manner of calculating dividends applicable during the Fixed-Rate Period will be in effect for the applicable Dividend Period
and will remain in effect during the remainder of the Floating-Rate Period. The establishment of Three-month LIBOR for each Dividend
Period by the Calculation Agent (including, for the avoidance of doubt, at the direction of the Corporation in the case of clause
(2)) or IFA, as applicable, shall (in the absence of manifest error) be final and binding. For the avoidance of doubt, any Adjustments
made pursuant to clause (2) of the definition of &ldquo;Three-month LIBOR&rdquo; shall not be subject to the vote or consent of
the holders of Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(W)&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<I>Voting Parity Stock</I>&rdquo;
shall have the meaning set forth in Section (5)(B) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 2.&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;Holders of the Series D Preferred Stock
shall be entitled to receive, only when, as, and if declared by the Corporation&rsquo;s Board of Directors (or a duly authorized
committee thereof), out of assets legally available under applicable law for payment, non-cumulative cash dividends based on the
Liquidation Preference, and no more, at a rate equal to (1) 6.100% per annum, for each semi-annual Dividend Period occurring from,
and including, May 1, 2020 to, but excluding, May 1, 2024 (the &ldquo;<I>Fixed Rate Period</I>&rdquo;), and (2)&nbsp;thereafter,
Three-month LIBOR plus a spread of 385.9 basis points per annum (the &ldquo;<I>Spread</I>&rdquo;), for each quarterly Dividend
Period beginning May 1, 2024 (the &ldquo;<I>Floating Rate Period</I>&rdquo;) , subject to potential adjustment as provided in clause
(3) of the definition of three-month LIBOR .</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;When, as, and if declared by the Corporation&rsquo;s
Board of Directors (or a duly authorized committee thereof), the Corporation shall pay cash dividends on the Series D Preferred
Stock (i) semi-annually, in arrears, on May 1 and November 1 of each year, beginning on November 1, 2020 and ending on May 1, 2024,
and (ii) quarterly, in arrears, on February 1, May 1, August 1, and November 1, beginning on August 1, 2024, subject to potential
adjustment as provided in clause (3) of the definition of three-month LIBOR (each such date, a &ldquo;<I>Dividend Payment Date</I>&rdquo;).
The Corporation shall pay cash dividends to the holders of record of shares of the Series D Preferred Stock as such holders appear
on the Corporation&rsquo;s stock register on the applicable record date, which shall be the fifteenth calendar day before that
Dividend Payment Date or such other record date fixed by our Board of Directors (or a duly authorized committee thereof) that is
not more than 60 nor less than 10 days prior to such Dividend Payment Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;If any Dividend Payment Date on or prior
to May 1, 2024 is a day that is not a Business Day, then the dividend with respect to that Dividend Payment Date shall instead
be paid on the immediately succeeding Business Day, without interest or other payment in respect of such delayed payment. If any
Dividend Payment Date after May 1, 2024 is a day</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-4</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0">that is not a Business Day, then the Dividend
Payment Date shall be the immediately succeeding Business Day unless such day falls in the next calendar month, in which case the
Dividend Payment Date shall instead be the immediately preceding day that is a Business Day, and dividends will accumulate to the
Dividend Payment Date as so adjusted.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall calculate dividends
on the Series D Preferred Stock for the Fixed Rate Period on the basis of a 360-day year of twelve 30-day months. The Corporation
shall calculate dividends on the Series D Preferred Stock for the Floating Rate Period on the basis of the actual number of days
in a Dividend Period and a 360-day year, subject to potential adjustment as provided in clause (3) of the definition of three-month
LIBOR. Dollar amounts resulting from such calculation shall be rounded to the nearest cent, with one-half cent being rounded upward.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;Dividends on the Series D Preferred Stock
shall not be cumulative or mandatory. If the Corporation&rsquo;s Board of Directors (or a duly authorized committee thereof) does
not declare a dividend on the Series D Preferred Stock for any Dividend Period prior to the related Dividend Payment Date, that
dividend shall not accumulate, and the Corporation shall have no obligation to pay a dividend for that Dividend Period at any time,
whether or not dividends on the Series D Preferred Stock or any other series of our preferred stock or common stock are declared
for any future Dividend Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;Dividends on the Series D Preferred Stock
shall accumulate from May 1, 2020 at the then-applicable dividend rate on the liquidation preference amount of $10,000 per share
(equivalent to $25 per depositary share). If the Corporation issues additional shares of the Series D Preferred Stock, dividends
on those additional shares shall accumulate from the original issue date of those additional shares at the then-applicable dividend
rate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;The dividend rate for each Dividend Period
in the Floating Rate Period shall be determined by the Calculation Agent using Three-month LIBOR as in effect on the second London
Banking Day prior to the beginning of the Dividend Period, which date shall be the &ldquo;<I>Dividend Determination Date</I>&rdquo;
for the relevant Dividend Period. The Calculation Agent then shall add Three-month LIBOR as determined on the Dividend Determination
Date and the applicable Spread. Once the dividend rate for the Series D Preferred Stock is determined, the Calculation Agent shall
deliver that information to the Corporation and the Transfer Agent. Absent manifest error, the determination by the Calculation
Agent (or, for the avoidance of doubt, by the IFA in the case of Section (1)(Y)(iii) above) of the dividend rate for a Dividend
Period for the Series D Preferred Stock shall be final.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(H)&nbsp;&nbsp;&nbsp;&nbsp;During any Dividend Period, so long as
any share of Series D Preferred Stock remains outstanding unless (1) the full dividends for the immediately preceding Dividend
Period on all outstanding shares of Series D preferred stock have been paid in full or declared, and funds sufficient for the payment
of those dividends set aside; and (2) we are not in default on our obligation to redeem any shares of Series D preferred stock
that have been called for redemption,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;no dividend shall be declared
and paid or set aside for payment and no distribution shall be declared and made or set aside for payment on any Junior Stock (other
than a dividend payable solely in shares of Junior Stock or any dividend in connection with the implementation of a shareholder
rights plan or the redemption or repurchase of any rights under such a plan);</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-5</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;no shares of Junior Stock shall
be repurchased, redeemed, or otherwise acquired for consideration by the Corporation, directly or indirectly (other than as a result
of a reclassification of Junior Stock for or into other Junior Stock, or the exchange for or conversion into Junior Stock, through
the use of the proceeds of a substantially contemporaneous sale of other shares of Junior Stock or pursuant to a contractually
binding requirement to buy Junior Stock pursuant to a binding stock repurchase plan existing prior to the most recently completed
Dividend Period), nor shall any monies be paid to or made available for a sinking fund for the redemption of any such securities
by the Corporation; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;no shares of Parity Stock shall
be repurchased, redeemed or otherwise acquired for consideration by the Corporation (other than pursuant to pro rata offers to
purchase all, or a pro rata portion, of the Series D Preferred Stock and such Parity Stock, through the use of the proceeds of
a substantially contemporaneous sale of other shares of Parity Stock or Junior Stock, as a result of a reclassification of Parity
Stock for or into other Parity Stock, or by conversion into or exchange for Junior Stock), during a Dividend Period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 72pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The foregoing limitations shall not apply to
purchases or acquisitions of the Corporation&rsquo;s Junior Stock pursuant to any employee or director incentive or benefit plan
or arrangement (including any of the Corporation&rsquo;s employment, severance, or consulting agreements) of the Corporation or
of any of the Corporation&rsquo;s subsidiaries heretofore or hereafter adopted.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(I)&nbsp;&nbsp;&nbsp;&nbsp;Except as provided below, for so long
as any share of Series D Preferred Stock remains outstanding, the Corporation shall not declare, pay, or set aside for payment
full dividends on any Parity Stock unless the Corporation has paid in full, or set aside funds sufficient for payment in full,
in respect of all accumulated dividends for all Dividend Periods for outstanding shares of Series D Preferred Stock. To the extent
that the Corporation declares dividends on the Series D Preferred Stock and on any Parity Stock but cannot make full payment of
such declared dividends, the Corporation shall allocate the dividend payments on a pro rata basis among the holders of the shares
of Series D Preferred Stock and the holders of any Parity Stock then outstanding. For purposes of calculating the pro rata allocation
of partial dividend payments, the Corporation shall allocate dividend payments based on the ratio between the then current and
accumulated dividend payments due on the shares of Series D Preferred Stock and (1) in the case of cumulative Parity Stock the
aggregate of the accumulated and unpaid dividends due on any such Parity Stock and (2) in the case of non-cumulative Parity Stock
the aggregate of the declared but unpaid dividends due on any such Parity Stock. No interest shall be payable in respect of any
dividend payment on Series D Preferred Stock that may be in arrears.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(J)&nbsp;&nbsp;&nbsp;&nbsp;Subject to the foregoing conditions, and
not otherwise, dividends (payable in cash, stock, or otherwise), as may be determined by the Corporation&rsquo;s Board of Directors
(or a duly authorized committee thereof), may be declared and paid on the Corporation&rsquo;s common stock and any Junior Stock
from time to time out of any funds legally available for such payment, and the holders of the Series D Preferred Stock shall not
be entitled to participate in such dividends.</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
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    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-6</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 3. &nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;In the event of any voluntary or involuntary
liquidation, dissolution or winding up of the Corporation, the holders of the shares of Series D Preferred Stock then outstanding
shall be entitled to be paid out of the Corporation&rsquo;s assets legally available for distribution to the Corporation&rsquo;s
shareholders, before any distribution of assets is made to holders of common stock or any other Junior Stock, a liquidating distribution
in the amount equal to the sum of (1) the Liquidation Preference, plus (2) the sum of any declared and unpaid dividends for prior
Dividend Periods prior to the Dividend Period in which the liquidation distribution is made and any declared and unpaid dividends
for the then current Dividend Period in which the liquidation distribution is made to the date of such liquidation distribution.
After payment of the full amount of the liquidating distributions to which they are entitled pursuant to the foregoing, the holders
of Series D Preferred Stock shall have no right or claim to any remaining assets of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;In the event that, upon any such voluntary
or involuntary liquidation, dissolution or winding up, the available assets of the Corporation are insufficient to pay the amount
of the liquidating distributions on all outstanding shares of Series D Preferred Stock and the corresponding amounts payable on
all shares of Parity Stock in the distribution of assets upon any liquidation, dissolution or winding up of the Corporation, then
the holders of the Series D Preferred Stock and such Parity Stock shall share ratably in any such distribution of assets in proportion
to the full liquidating distributions to which they respectively would be entitled.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;For the purposes of this Section (3),
the merger or consolidation of the Corporation with or into any other entity or by another entity with or into the Corporation
or the sale, lease, exchange or other transfer of all or substantially all of the assets of the Corporation (for cash, securities
or other consideration) shall not be deemed to constitute the liquidation, dissolution or winding up of the Corporation. If the
Corporation enters into any merger or consolidation transaction with or into any other entity and the Corporation is not the surviving
entity in such transaction, the Series D Preferred Stock may be converted into or exchanged for preference securities of the surviving
entity or any entity, directly or indirectly, controlling such surviving entity, so long as such new preference securities have
powers, preferences and special rights that are identical to the powers, preferences and special rights of the Series D Preferred
Stock set forth herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 4. &nbsp;&nbsp;&nbsp;&nbsp;<U>Redemption Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;Subject to the further terms and conditions
provided herein, the Corporation may redeem the Series D Preferred Stock, in whole or in part, at its option, for cash, on any
Dividend Payment Date on or after May 1, 2024, with not less than 30 days&rsquo; and not more than 60 days&rsquo; notice (&ldquo;<I>Optional
Redemption</I>&rdquo;), subject to the approval of the appropriate federal banking agency, at the redemption price provided in
Section (4)(C) below. Dividends shall not accumulate on those shares of Series D Preferred Stock so redeemed on and after the applicable
redemption date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;In addition, the Corporation may, redeem
the Series D Preferred Stock, in whole but not in part, at its option, for cash, at any time within 90 days following a Regulatory
Capital Treatment Event, subject to the approval of the appropriate federal banking agency, at the redemption price provided in
Section (4)(C) below (a &ldquo;<I>Regulatory Event Redemption</I>&rdquo;).</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-7</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;The redemption price for any redemption
of Series D Preferred Stock, whether an Optional Redemption or Regulatory Event Redemption, shall be equal to (1) $10,000 per share
of Series D Preferred Stock, plus any declared and unpaid dividends (without regard to any undeclared dividends) to, but excluding,
the date of redemption.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;Any notice given as provided in this Section
(4) shall be conclusively presumed to have been duly given, whether or not the holder receives the notice, and any defect in the
notice or in the provision of the notice, to any holder of shares of Series D Preferred Stock designated for redemption will not
affect the redemption of any other shares of Series D Preferred Stock. Any notice provided to a holder of Series D Preferred Stock
shall be deemed given on the date provided, whether or not the holder actually receives the notice. A notice of redemption shall
be given not less than 30 days and not more than 60 days prior to the date of redemption specified in the notice, and shall specify
(i) the redemption date, (ii) the redemption price, (iii) if fewer than all shares of Series D Preferred Stock are to be redeemed,
the number of shares of Series D Preferred Stock to be redeemed and (iv) the manner in which holders of Series D Preferred Stock
called for redemption may obtain payment of the redemption price in respect of those shares. Notwithstanding anything to the <I>contrary</I>
in this paragraph, if the Series D Preferred Stock is issued in book-entry form through The Depositary Trust Company or any other
similar facility, notice of redemption may be given to the holders of Series D Preferred Stock at such time and in any manner permitted
by such facility.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;If notice of redemption of any shares
of Series D Preferred Stock has been given by the Corporation and if the funds necessary for such redemption have been set aside
by the Corporation in trust for the benefit of the holders of any shares of Series D Preferred Stock, then from and after the Redemption
Date such shares of Series D Preferred Stock shall no longer be outstanding for any purpose, all dividends with respect to such
shares of Series D Preferred Stock shall cease to accumulate from the Redemption Date and all rights of the holders of such shares
shall terminate, except the right to receive the Redemption Price, without interest. Series D Preferred Stock redeemed pursuant
to this Section (4) or purchased or otherwise acquired for value by the Corporation shall, after such acquisition, have the status
of authorized and unissued shares of preferred stock and may be reissued by the Corporation at any time as shares of any series
of preferred stock other than as Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;In the event that fewer than all the outstanding
shares of Series D Preferred Stock are to be redeemed, the shares of Series D Preferred Stock to be redeemed shall be selected
either pro rata or by lot or in such other manner as the Board of Directors (or a duly authorized committee thereof), determines
to be fair and equitable, subject to the provisions hereof. The Board of Directors (or a duly authorized committee thereof) shall
have the full power and authority to prescribe the terms and conditions upon which such shares of Series D Preferred Stock may
be redeemed from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;No holder of Series D Preferred Stock
shall have the right to require the redemption of the Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 5. &nbsp;&nbsp;&nbsp;&nbsp;<U>Voting Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;Holders of Series D Preferred Stock shall
not have any voting rights, except as set forth below or as otherwise required by the Tennessee Business Corporation Act.</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-8</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(B)&nbsp;&nbsp;&nbsp;&nbsp;Whenever dividends payable on the Series
D Preferred Stock or any other class or series of preferred stock ranking equally with the Series D Preferred Stock, including
the Series A Preferred Stock, the Series B Preferred Stock, the Series C Preferred Stock and the Series E Preferred Stock, as to
payment of dividends, and upon which voting rights equivalent to those described in this paragraph have been conferred and are
exercisable, have not been declared and paid in an aggregate amount equal to, as to any class or series, the equivalent of at least
three Fixed Rate Periods or at least six Floating Rate Periods, as applicable, whether or not for consecutive Dividend Periods
(a &ldquo;<I>Nonpayment</I>&rdquo;), the holders of outstanding shares of the Series D Preferred Stock voting as a class with holders
of shares of any other series of our preferred stock ranking equally with the Series D Preferred Stock, including the Series A
Preferred Stock, the Series B Preferred Stock, the Series C Preferred Stock and the Series E Preferred Stock, as to payment of
dividends, and upon which like voting rights have been conferred and are exercisable (&ldquo;<I>Voting Parity Stock</I>&rdquo;),
shall be entitled to vote for the election of two additional directors of the Board of Directors on the terms set forth in this
Section (5) (and to fill any vacancies in the terms of such directorships) (the &ldquo;<I>Preferred Stock Directors</I>&rdquo;).
Holders of all series of our Voting Parity Stock shall vote as a single class. In the event that the holders of the shares of the
Series D Preferred Stock are entitled to vote as described in this Section (5), the number of members of the Corporation&rsquo;s
Board of Directors at that time shall be increased by two directors, and the holders of the Series D Preferred Stock shall have
the right, as members of that class, to elect two directors at a special meeting called at the request of the holders of record
of at least 20% of the aggregate voting power of the Series D Preferred Stock or any other series of Voting Parity Stock (unless
such request is received less than 90 days before the date fixed for the Corporation&rsquo;s next annual or special meeting of
the shareholders, in which event such election shall be held at such next annual or special meeting of the shareholders), provided
that the election of any Preferred Stock Directors shall not cause the Corporation to violate the corporate governance requirements
of the New York Stock Exchange (or any other exchange on which the securities of the Corporation may at such time be listed) that
listed companies must have a majority of independent directors, and provided further that at no time shall the Board of Directors
include more than two Preferred Stock Directors.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(C)&nbsp;&nbsp;&nbsp;&nbsp;The Preferred Stock Directors elected
at any such special meeting shall hold office until the next annual meeting of the Corporation&rsquo;s shareholders unless they
have been previously terminated or removed pursuant to Section (5)(D). In case any vacancy in the office of a Preferred Stock Director
occurs (other than prior to the initial election of the Preferred Stock Directors), the vacancy may be filled by the written consent
of the Preferred Stock Director remaining in office, or if none remains in office, by the vote of the holders of the Series D Preferred
Stock (together with holders of any Voting Parity Stock) to serve until the next annual meeting of the shareholders.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(D)&nbsp;&nbsp;&nbsp;&nbsp;When the Corporation has paid full dividends
on the Series D Preferred Stock for the equivalent of at least two Fixed Rate Periods or at least four Floating Rate Periods, as
applicable, following a Nonpayment, then the right of the holders of Series D Preferred Stock to elect the Preferred Stock Directors
set forth in this Section (5) shall cease (except as provided by law and subject always to the same provisions for the vesting
of the special voting rights in the case of any future Nonpayment). Upon termination of the right of the holders of the Series
D Preferred Stock and Voting Parity Stock to vote for Preferred Stock Directors as set forth in this Section (5), the term of office
of all Preferred Stock Directors then in office elected by only those holders shall terminate immediately. Whenever the term of
office of the Preferred Stock Directors ends and the related voting rights have expired, the</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-9</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0">number of directors automatically will be decreased
to the number of directors as otherwise would prevail. Any Preferred Stock Director may be removed at any time without cause by
the holders of record of a majority of the outstanding shares of the Series D Preferred Stock (together with holders of any Voting
Parity Stock) when they have the voting rights described in Section (5)(B).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(E)&nbsp;&nbsp;&nbsp;&nbsp;So long as any shares of Preferred Stock
remain outstanding, the Corporation shall not, without the affirmative vote or consent of holders of at least 66 2/3% in voting
power of the Series D Preferred Stock and any Voting Parity Stock, voting together as a single class, given in person or by proxy,
either in writing without a meeting or at any meeting called for the purpose, authorize, create or issue any capital stock ranking
senior to the Series D Preferred Stock as to dividends or the distribution of assets upon liquidation, dissolution or winding up,
or reclassify any authorized capital stock into any such shares of such capital stock or issue any obligation or security convertible
into or evidencing the right to purchase any such shares of capital stock. Further, so long as any shares of the Series D Preferred
Stock remain outstanding, the Corporation shall not, without the affirmative vote of the holders of at least 66 2/3% in voting
power of the Series D Preferred Stock, amend, alter or repeal any provision of these Articles of Amendment or the Restated Charter
of the Corporation, including by merger, consolidation or otherwise, so as to affect the powers, preferences or special rights
of the Series D Preferred Stock. Notwithstanding the foregoing, (i) any increase in the amount of authorized common stock or authorized
preferred stock, or any increase or decrease in the number of shares of any series of preferred stock, or the authorization, creation
and issuance of other classes or series of capital stock, in each case ranking on parity with or junior to the shares of the Series
D Preferred Stock as to dividends and distribution of assets upon liquidation, dissolution or winding up, shall not be deemed to
affect such powers, preferences or special rights and (ii) a merger or consolidation of the Corporation with or into another entity
in which the shares of the Series D Preferred Stock (A) remain outstanding or (B) are converted into or exchanged for preference
securities of the surviving entity or any entity, directly or indirectly, controlling such surviving entity, so long as such new
preference securities have powers, preferences and special rights that are identical to the powers, preferences and special rights
of the Series D Preferred Stock set forth herein shall not be deemed to affect the powers, preferences or special rights of the
Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(F)&nbsp;&nbsp;&nbsp;&nbsp;Notice for a special meeting to elect
the Preferred Stock Directors shall be given in a similar manner to that provided in the Corporation&rsquo;s By-laws for a special
meeting of the shareholders. If the secretary of the Corporation does not call a special meeting within 20 days after receipt of
any such request, then any holder of Series D Preferred Stock may (at the Corporation&rsquo;s expense) call such meeting, upon
notice as provided in this Section (5)(F), and for that purpose shall have access to the stock register of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">(G)&nbsp;&nbsp;&nbsp;&nbsp;Except as otherwise set forth in Section
(5)(F) hereof, the rules and procedures for calling and conducting any meeting of the holders of Series D Preferred Stock (including,
without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies at such a meeting,
the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents shall be governed
by any rules that the Board of Directors of the Corporation (or a duly authorized committee thereof), in its discretion, may adopt
from time to time, which rules and procedures shall conform to the requirements of the Restated Charter of the Corporation, the
By-laws of the</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-10</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0">Corporation, and applicable laws and the rules
of any national securities exchange or other trading facility on which Series D Preferred Stock is listed or traded at the time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 6. &nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The holders of Series D Preferred Stock shall
not have any rights to convert such shares into shares of any other class or series of stock or into any other securities of, or
any interest or property in, the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 7. &nbsp;&nbsp;&nbsp;&nbsp;<U>No Sinking Fund</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">No sinking fund shall be established for the
retirement or redemption of Series D Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 8.&nbsp;&nbsp;&nbsp;&nbsp;<U>No Preemptive or Subscription
Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">No holder of Series D Preferred Stock of the
Corporation shall, as such holder, have any preemptive right to purchase or subscribe for any additional shares of stock of the
Corporation or any other security of the Corporation that it may issue or sell.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 9.&nbsp;&nbsp;&nbsp;&nbsp;<U>Information Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">During any period in which we are not subject
to Section 13 or 15(d) of the Exchange Act and any shares of Series D preferred stock are outstanding, we will use commercially
reasonable efforts to provide any requesting beneficial owner a copy of our most recently filed &ldquo;Consolidated Financial Statements
for Holding Companies-FR Y-9C&rdquo; and &ldquo;Consolidated Reports of Condition and Income for a Bank With Domestic Offices Only-FFIEC
041,&rdquo; in each case or any applicable successor form.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">Section 10.&nbsp;&nbsp;&nbsp;&nbsp;<U>No Other Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">The Series D Preferred Stock shall not have any
designations, preferences or relative, participating, optional or other special rights except as set forth herein or in the Corporation&rsquo;s
Restated Charter or as otherwise required by applicable law.</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 45%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 10%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page D-11</TD>
    <TD STYLE="width: 45%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM. &amp; RESTATED CHARTER ANNEX D</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: right"><B>ANNEX E</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>STANDARD PROVISIONS SERIES E</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 1.&nbsp;&nbsp;&nbsp;&nbsp;<U>General Matters</U>.
Each share of Series E Preferred Stock shall be identical in all respects to every other share of Series E Preferred Stock. The
Series E Preferred Stock shall be perpetual, subject to the provisions of Section 5 of these Standard Provisions that form a part
of the Articles of Amendment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 2.&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>. As used
herein with respect to the Series E Preferred Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><I>&ldquo;Appropriate Federal
Banking Agency</I>&rdquo; means the &ldquo;appropriate federal banking agency&rdquo; with respect to the Corporation as defined
in Section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. &sect;&nbsp;1813(q)), or any successor provision.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Articles of Amendment</I>&rdquo;
means the Articles of Amendment relating to the Series E Preferred Stock, of which these Standard Provisions form a part, as it
may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Business Day</I>&rdquo;
means each weekday that is not a legal holiday in New York, New York and is not a day on which banking institutions in New York,
New York are authorized or obligated by law, regulation or executive order to close.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Bylaws</I>&rdquo;
means the Bylaws of the Corporation, as may be amended from time to time.&#9;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Dividend Parity Stock</I>&rdquo;
means any other class or series of capital stock of the Corporation now or hereafter authorized, issued or outstanding that, by
its terms, expressly provides that it ranks <I>pari passu</I> with the Series&nbsp;E Preferred Stock as to the payment of dividends
(regardless whether such capital stock bears dividends on a non-cumulative or cumulative basis). The Series A Preferred Stock is
a Dividend Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Dividend Period</I>&rdquo;
means each period from and including a Dividend Payment Date to, but excluding, the next succeeding Dividend Payment Date, except
that the initial Dividend Period shall commence on and include the Original Issue Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Dividend Record Date</I>&rdquo;
has the meaning specified in Section 3(a).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>DTC</I>&rdquo; means
The Depository Trust Company, together with its successors and assigns.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Liquidation Junior
Stock</I>&rdquo; means any other class or series of capital stock of the Corporation now or hereafter authorized, issued or outstanding
that, by its terms, does not expressly provide that it ranks <I>pari passu</I> with or senior to the Series&nbsp;E Preferred Stock
as to</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; vertical-align: middle"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>FIRST HORIZON CORPORATION</B></FONT></TD>
    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-1</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0">distributions upon the liquidation, dissolution or winding-up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Liquidation Parity
Stock</I>&rdquo; means any other class or series of capital stock of the Corporation now or hereafter authorized, issued or outstanding
that, by its terms, expressly provides that it ranks <I>pari passu</I> with the Series&nbsp;E Preferred Stock as to distributions
upon the liquidation, dissolution or winding-up of the Corporation. The Series A Preferred Stock is a Liquidation Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Liquidation Preference</I>&rdquo;
means, with respect to any class or series of capital stock of the Corporation, the amount otherwise payable upon such class or
series of capital stock in connection with any distribution upon the liquidation, dissolution or winding-up of the Corporation
(assuming no limitation on the assets of the Corporation available for such distribution), including an amount equal to any declared
but unpaid dividends (and in the case of any holder of capital stock on which dividends accrue on a cumulative basis, an amount
equal to any unpaid, accrued, cumulative dividends, whether or not declared, as applicable).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Nonpayment Event</I>&rdquo;
has the meaning set forth in Section 6(c)(i).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Original Issue Date</I>&rdquo;
means the first date on which any share of Series E Preferred Stock is issued and outstanding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Preferred Stock Director</I>&rdquo;
has the meaning set forth in Section 6(c)(i).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Redemption Date</I>&rdquo;
has the meaning set forth in Section&nbsp;5(b).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Redemption Depository</I>&rdquo;
has the meaning set forth in Section&nbsp;5(e).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Redemption Price</I>&rdquo;
means an amount equal to the Series E Liquidation Amount plus the per share amount of any declared but unpaid dividends on the
Series E Preferred Stock prior to the Redemption Date (but with no amount in respect of any dividends that have not been declared
prior to the Redemption Date).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Regulatory Capital
Treatment Event</I>&rdquo; means the good faith determination by the Corporation that, as a result of (i) any amendment to, clarification
of, or change in, the laws or regulations of the United States or any political subdivision of or in the United States that is
enacted or becomes effective after the initial issuance of any share of Series E Preferred Stock, (ii) any proposed change in those
laws or regulations that is announced or becomes effective after the initial issuance of any share of Series E Preferred Stock,
or (iii) any official administrative decision or judicial decision or administrative action or other official pronouncement interpreting
or applying those laws or regulations that is announced after the initial issuance of any share of Series E Preferred Stock, there
is more than an insubstantial risk that the Corporation will not be entitled to treat the full Series E Liquidation Amount of Series
E Preferred Stock then outstanding as &ldquo;tier 1 capital&rdquo; (or its equivalent) for purposes of the capital adequacy guidelines
of the Board of Governors of the Federal Reserve System (or, as and if applicable, the capital adequacy guidelines or regulations
of any successor Appropriate Federal Banking Agency) as then in effect and applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Restated Charter</I>&rdquo;
means the Restated Charter of the Corporation, as may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Standard Provisions</I>&rdquo;
means these Standard Provisions that form a part of the Articles of Amendment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<I>Voting Parity Stock</I>&rdquo;
means, with regard to any matter as to which the holders of Series E Preferred Stock are entitled to vote as specified in Section&nbsp;6,
any and all series of Dividend Parity Stock having voting rights equivalent to those described in Section&nbsp;6(c). The Series
A Preferred Stock is a Voting Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-2</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 3.&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Rate
and Payment</U>. Holders of Series&nbsp;E Preferred Stock shall be entitled to receive, when, as and if declared by the Board of
Directors, out of assets legally available therefor, non-cumulative cash dividends at a rate equal to 6.500% of the Series E Liquidation
Amount <I>per annum</I>, payable in arrears, on each Dividend Payment Date with respect to the Dividend Period (or portion thereof)
ending on the day preceding such respective Dividend Payment Date. Dividends that are payable on the Series E Preferred Stock on
any Dividend Payment Date shall be payable to holders of record of Series E Preferred Stock as they appear on the Corporation&rsquo;s
stock register on the applicable record date, which shall be the 15th calendar day before the applicable Dividend Payment Date,
or such other record date, no more than 60 calendar days nor less than 10 calendar days before the applicable Dividend Payment
Date, as shall be fixed by the Board of Directors (the &ldquo;<U>Dividend Record Date</U>&rdquo;). A Dividend Record Date established
for the Series E Preferred Stock need not be a Business Day. Any such day that is a Dividend Record Date shall be a Dividend Record
Date whether or not such day is a Business Day. Dividends payable on Series&nbsp;E Preferred Stock shall be computed on the basis
of a 360-day year consisting of twelve 30-day months. Dollar amounts resulting from that calculation shall be rounded to the nearest
cent, with one-half cent being rounded upward. The Corporation shall not pay interest or any sum of money instead of interest on
any dividend payment that may be in arrears on the Series E Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends
Non-Cumulative</U>. Dividends on the Series&nbsp;E Preferred Stock will not be cumulative and will not be mandatory. If the Board
of Directors does not declare a dividend on the Series E Preferred Stock in respect of a Dividend Period, then no dividend shall
be deemed to have accrued for such Dividend Period, no dividend shall be payable on the related Dividend Payment Date, and the
Corporation shall have no obligation to pay any dividend for such Dividend Period, whether or not the Board of Directors declares
a dividend for any future Dividend Period with respect to the Series E Preferred Stock or at any future time with respect to any
other class or series of the Corporation&rsquo;s capital stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Priority
Regarding Dividends</U>. So long as any share of Series&nbsp;E Preferred Stock remains outstanding, unless (A)&nbsp;the full dividends
for the most recently completed Dividend Period have been declared and paid (or declared and a sum sufficient for the payment thereof
has been set aside) on all outstanding shares of Series&nbsp;E Preferred Stock and (B)&nbsp;the Corporation is not in default on
its obligation to redeem any shares of Series E Preferred Stock that have been called for redemption:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no
dividend shall be declared, paid or set aside for payment, and no distribution shall be declared, made or set aside for payment,
on any Junior Stock, other than (1) a dividend payable solely in Junior Stock or (2) any dividend in connection with the implementation
of a stockholders&rsquo; rights plan, or the redemption or repurchase of any rights under any such plan;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no
shares of Junior Stock shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation, directly or indirectly,
other than (1) as a result of a reclassification of Junior Stock for or into other Junior Stock, (2) the exchange or conversion
of Junior Stock for or into other Junior Stock, (3) through the use of the proceeds of a sale of other shares of Junior Stock within
the preceding 180 days, (4) purchases, redemptions or other acquisitions of shares of Junior Stock in connection with any employment
contract, benefit plan or other similar arrangement with or for the benefit of employees, officers, directors or consultants, (5)
purchases</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-3</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0">of shares of Junior Stock pursuant to a contractually binding requirement to buy Junior Stock existing prior to the most
recently completed Dividend Period, including under a contractually binding stock repurchase plan (including a so-called Rule 10b5-1(c)
purchase plan), (6) the purchase of fractional interests in shares of Junior Stock pursuant to the conversion or exchange provisions
of such stock or the security being converted or exchanged, (7) purchases or other acquisitions by any of the Corporation&rsquo;s
broker-dealer subsidiaries solely for the purpose of market making, stabilization or customer facilitation transactions in Junior
Stock in the ordinary course of business, (8) purchases by any of the Corporation&rsquo;s broker-dealer subsidiaries of the Corporation&rsquo;s
capital stock for resale pursuant to an offering by the Corporation of such capital stock underwritten by such broker-dealer subsidiary,
or (9) the acquisition by the Corporation or any of the Corporation&rsquo;s subsidiaries of record ownership in Junior Stock for
the beneficial ownership of any other persons (other than for the beneficial ownership by the Corporation or any of the Corporation&rsquo;s
subsidiaries), including as trustees or custodians, nor shall any monies be paid to or made available for a sinking fund for the
redemption of any such securities by the Corporation, and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no
shares of Dividend Parity Stock shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation, directly
or indirectly, other than (1) pursuant to <I>pro rata</I> offers to purchase all, or a <I>pro rata</I> portion, of the Series E
Preferred Stock and such Dividend Parity Stock, (2) as a result of a reclassification of Dividend Parity Stock for or into other
Dividend Parity Stock, (3) the exchange or conversion of Dividend Parity Stock for or into other Dividend Parity Stock, (4) through
the use of the proceeds of a sale of other shares of Dividend Parity Stock within the preceding 180 days, (5) purchases of shares
of Dividend Parity Stock pursuant to a contractually binding requirement to buy Dividend Parity Stock existing prior to the most
recently completed Dividend Period, including under a contractually binding stock repurchase plan (including a so-called Rule 10b5-1(c)
purchase plan), (6) the purchase of fractional interests in shares of Dividend Parity Stock pursuant to the conversion or exchange
provisions of such stock or the security being converted or exchanged, (7) purchases or other acquisitions by any of the Corporation&rsquo;s
broker-dealer subsidiaries solely for the purpose of market making, stabilization or customer facilitation transactions in Dividend
Parity Stock in the ordinary course of business, (8) purchases by any of the Corporation&rsquo;s broker-dealer subsidiaries of
the Corporation&rsquo;s capital stock for resale pursuant to an offering by the Corporation of such capital stock underwritten
by such broker-dealer subsidiary, or (9) the acquisition by the Corporation or any of the Corporation&rsquo;s subsidiaries of record
ownership in Dividend Parity Stock for the beneficial ownership of any other persons (other than for the beneficial ownership by
the Corporation or any of the Corporation&rsquo;s subsidiaries), including as trustees or custodians, nor shall any monies be paid
to or made available for a sinking fund for the redemption of any such securities by the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">When dividends are not paid in full upon
the shares of Series E Preferred Stock and any Dividend Parity Stock, all dividends paid or declared for payment on a dividend
payment date with respect to the Series E Preferred Stock and the Dividend Parity Stock shall be shared (i) first ratably by the
holders of any Dividend Parity Stock who have the right to receive dividends with respect to past dividend periods for which such
dividends were not declared and paid, in proportion to the respective amounts of the undeclared and unpaid</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-4</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">dividends relating to
past dividend periods, and thereafter (ii) ratably by the holders of Series E Preferred Stock and any Dividend Parity Stock, in
proportion to the respective amounts of the declared and unpaid dividends relating to the current dividend period. To the extent
a dividend period with respect to any Dividend Parity Stock coincides with more than one Dividend Period with respect to the Series
E Preferred Stock, for purposes of the immediately preceding sentence the Board of Directors shall treat such dividend period as
two or more consecutive dividend periods, none of which coincides with more than one Dividend Period with respect to the Series
E Preferred Stock or in any manner that it deems to be fair and equitable. The term &ldquo;<U>dividend period</U>&rdquo; as used
in this paragraph means such dividend periods as are provided for in the terms of any Dividend Parity Stock and, in the case of
shares of Series E Preferred Stock, Dividend Periods applicable to shares of Series E Preferred Stock; and the term &ldquo;<U>dividend
payment dates</U>&rdquo; as used in this paragraph means such dividend payment dates as are provided for in the terms of any Dividend
Parity Stock and, in the case of shares of Series E Preferred Stock, Dividend Payment Dates applicable to shares of Series E Preferred
Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends
Generally</U>. Subject to Section&nbsp;3(c), and not otherwise, dividends (payable in cash, securities or otherwise) as may be
determined by the Board of Directors may be declared and paid on any class or series of Junior Stock or Dividend Parity Stock from
time to time out of any assets legally available therefor, and the holders of Series&nbsp;E Preferred Stock shall not be entitled
to participate in any such dividend. Holders of Series E Preferred Stock shall not be entitled to receive any dividends not declared
by the Board of Directors and no interest, or sum of money in lieu of interest, shall be payable in respect of any dividend not
so declared.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitations
Under Applicable Law</U>. Dividends on the Series&nbsp;E Preferred Stock shall not be declared, paid or set aside for payment,
if the Corporation fails to comply, or if and to the extent such act would cause the Corporation to fail to comply, with applicable
laws and regulations, including any capital adequacy guidelines or regulations of the Board of Governors of the Federal Reserve
System (or, as and if applicable, the capital adequacy guidelines or regulations of any successor Appropriate Federal Banking Agency).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 4.&nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voluntary
or Involuntary Liquidation</U>. In the event of any voluntary or involuntary liquidation, dissolution or winding-up of the Corporation,
holders of Series&nbsp;E Preferred Stock shall be entitled to receive out of assets of the Corporation or proceeds thereof available
for distribution to stockholders of the Corporation, after satisfaction of liabilities or obligations to creditors and subject
to the rights of holders of any securities ranking senior to Series&nbsp;E Preferred Stock with respect to distributions upon the
voluntary or involuntary liquidation, dissolution or winding-up of the Corporation, before any distribution of assets is made to
holders of any Liquidation Junior Stock, a liquidating distribution in an amount equal to (i)&nbsp;the Series E Liquidation Amount
plus (ii)&nbsp;the per share amount of any declared and unpaid dividends on the Series E Preferred Stock prior to the date of payment
of such liquidating distribution (but without any amount in respect of dividends that have not been declared prior to such payment
date). After payment of the full amount of such liquidating distribution, the holders of Series E Preferred Stock shall not be
entitled to any further participation in any distribution of assets of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Payment</U>. In any distribution described in Section&nbsp;4(a), if the assets of the Corporation or proceeds thereof are not sufficient
to pay in full the Liquidation</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-5</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">Preference to all holders of Series&nbsp;E Preferred Stock and all Liquidation Parity Stock, the
amounts paid to the holders of Series&nbsp;E Preferred Stock and to the holders of all Liquidation Parity Stock shall be paid <I>pro
rata</I> in accordance with the respective aggregate Liquidation Preferences of the Series E Preferred Stock and all other series
of Liquidation Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Residual
Distributions</U>. If the Liquidation Preference has been paid in full to all holders of Series&nbsp;E Preferred Stock and the
Liquidation Preference has been paid in full on all Liquidation Parity Stock, the holders of any Liquidation Junior Stock shall
be entitled to receive all remaining assets of the Corporation or proceeds thereof according to their respective rights and preferences.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Merger,
Consolidation or Other Business Combination</U>. For purposes of this Section&nbsp;4, the merger, consolidation or other business
combination of the Corporation with or into any other entity, or by another entity with or into the Corporation, including a merger,
consolidation or other business combination in which the holders of Series&nbsp;E Preferred Stock receive cash, securities or property
for their shares, or the sale, lease, exchange or transfer of all or substantially all of the property or assets of the Corporation
(for cash, securities or other property), shall not constitute a liquidation, dissolution or winding-up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 5.&nbsp;&nbsp;&nbsp;&nbsp;<U>Redemption</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Mandatory
Redemption; Sinking Fund</U>. The Series E Preferred Stock is perpetual and has no maturity date. The Series&nbsp;E Preferred Stock
is not subject to any mandatory redemption, sinking fund or other similar provisions. The holders of the Series E Preferred Stock
shall not have the right to require the redemption or repurchase of the Series E Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Optional
Redemption</U>. The Corporation may, at its option through a resolution duly adopted by the Board of Directors, redeem the Series&nbsp;E
Preferred Stock at a price per share equal to the Redemption Price (1)&nbsp;in whole or in part, from time to time, on any Dividend
Payment Date on or after October 10, 2025, or (2)&nbsp;in whole, but not in part, at any time within 90 days following the occurrence
of a Regulatory Capital Treatment Event. The Redemption Price shall be payable to the holder of any shares of Series E Preferred
Stock redeemed on the date fixed for such redemption (the &ldquo;<U>Redemption Date</U>&rdquo;) against the surrender of the certificate(s)
evidencing such shares to the Corporation or its agent, if the shares of Series E Preferred Stock are issued in certificated form;
<I>provided</I> that any declared but unpaid dividends payable on a Redemption Date that occurs subsequent to the Dividend Record
Date for a Dividend Period shall not be paid to the holder of Series E Preferred Stock entitled to receive the Redemption Price
on the Redemption Date, but rather shall be paid to the holder of record of the redeemed shares on such Dividend Record Date relating
to the Dividend Payment Date as provided in Section 3 above.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notice
of Redemption</U>. If any shares of Series&nbsp;E Preferred Stock are to be redeemed, a notice of redemption shall be given by
first class mail to the holders of record of Series&nbsp;E Preferred Stock to be redeemed at their respective last addresses appearing
on the books of the Corporation (provided that, if Series E Preferred Stock is held in book-entry form through DTC, the Corporation
may give such notice in any manner permitted by DTC). Such notice shall be mailed at least 30 days and no more than 60 days before
the applicable Redemption Date for such shares. Each such notice of redemption shall include a statement setting forth: (1)&nbsp;the
Redemption Date for such shares of Series E Preferred Stock; (2)&nbsp;the number of shares of Series&nbsp;E Preferred Stock to
be redeemed and, if less than all the shares</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; vertical-align: middle"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>FIRST HORIZON CORPORATION</B></FONT></TD>
    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-6</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">held by such holder are to be redeemed, the number of such shares to be redeemed from
such holder; (3)&nbsp;the Redemption Price; and (4)&nbsp;the place or places where the certificates evidencing shares of Series&nbsp;E
Preferred Stock are to be surrendered for payment of the Redemption Price. Any notice of redemption mailed or otherwise delivered
as provided in this Section&nbsp;5(c) shall be conclusively presumed to have been duly given, whether or not any holder of Series
E Preferred Stock receives such notice. Failure to duly give notice by mail or otherwise pursuant to this Section&nbsp;5(c), or
any defect in such notice or in the mailing or provision of such notice, to any holder of shares of Series E Preferred Stock designated
for redemption shall not affect the validity of the proceedings for the redemption of any other shares of Series E Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Redemption</U>. In case of any redemption of only part of the shares of Series E Preferred Stock at the time outstanding, the shares
of Series E Preferred Stock to be redeemed shall be selected either <I>pro rata</I>, by lot or in such other manner as the Corporation,
through a resolution duly adopted by the Board of Directors, may determine to be fair and equitable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Effectiveness
of Redemption</U>. If notice of redemption has been duly given and if on or before the Redemption Date specified in such notice
all funds necessary for the redemption have been set aside by the Corporation, separate and apart from its other assets, in trust
for the <I>pro rata</I> benefit of the holders of the shares of Series E Preferred Stock called for redemption, so as to be and
continue to be available therefor, or deposited by the Corporation with a bank or trust company selected by the Corporation (the
&ldquo;<U>Redemption Depository</U>&rdquo;) in trust for the <I>pro rata</I> benefit of the holders of the shares called for redemption,
then, notwithstanding that any certificate for any share so called for redemption has not been surrendered for cancellation, on
and after the Redemption Date all shares of Series E Preferred Stock called for redemption shall cease to be outstanding, all dividends
with respect to such shares of Series E Preferred Stock shall cease to accrue after such Redemption Date, and all rights with respect
to such shares shall forthwith on such Redemption Date cease and terminate, except only the right of the holders thereof to receive
the amount payable on such redemption from the Redemption Depository at any time after the applicable Redemption Date from the
funds so deposited, without interest. The Corporation shall be entitled to receive, from time to time, from the Redemption Depository
any interest accrued on such funds, and the holders of any shares called for redemption shall have no claim to any such interest.
Any funds so deposited and unclaimed at the end of two years from the applicable Redemption Date shall, to the extent permitted
by law, be released or repaid to the Corporation, and in the event of such repayment to the Corporation, the holders of record
of the shares of Series E Preferred Stock called for redemption shall thereafter, as unsecured general creditors of the Corporation,
look only to the Corporation for the payment of an amount equivalent to the amount deposited as stated above for the redemption
of such shares, but shall in no event be entitled to any interest.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitations
Under Applicable Law</U>. If then required under the capital adequacy guidelines or regulations of the Board of Governors of the
Federal Reserve System (or, if and as applicable, the capital adequacy guidelines or regulations of any successor Appropriate Federal
Banking Agency), any redemption of all or part of the Series E Preferred Stock is subject to the receipt by the Corporation of
any required prior approval by the Board of Governors of the Federal Reserve System (or such successor Appropriate Federal Banking
Agency).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-7</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 6.&nbsp;&nbsp;&nbsp;&nbsp;<U>Voting Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General</U>.
Except as provided below or as expressly required by law, the holders of shares of Series E Preferred Stock shall have no voting
power, and no right to vote on any matter at any time, either as a separate series or class or together with any other series or
class of shares of capital stock of the Corporation, and shall not be entitled to call a meeting of the holders of any series or
class of capital stock of the Corporation for any purpose, nor shall they be entitled to participate in any meeting of the holders
of the Common Stock. Each holder of Series E Preferred Stock shall have one vote per share (except as set forth otherwise in this
Section&nbsp;6) on any matter on which holders of Series E Preferred Stock are entitled to vote, including when acting by written
consent.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Supermajority
Voting Rights</U>. So long as any shares of Series E Preferred Stock remain outstanding, in addition to any other vote or consent
of stockholders required by law or the Restated Charter, the affirmative vote or consent of the holders of at least two-thirds
of all of the shares of Series E Preferred Stock at the time outstanding and entitled to vote thereon, voting separately as a single
class, shall be required to:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;authorize
or increase the authorized amount of, or issue shares of, any class or series of capital stock of the Corporation ranking senior
to the Series E Preferred Stock with respect to payment of dividends or as to distributions upon the liquidation, dissolution or
winding-up of the Corporation, or issue any obligation or security convertible into or evidencing the right to purchase, any such
class or series of capital stock of the Corporation;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;amend
the provisions of the Restated Charter or Bylaws so as to materially and adversely affect the special powers, preferences, privileges
or rights of Series E Preferred Stock, taken as a whole; or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;consummate
a binding share-exchange or reclassification involving the Series E Preferred Stock, or a merger or consolidation of the Corporation
with or into another entity, unless the shares of Series E Preferred Stock (i)&nbsp;remain outstanding or (ii)&nbsp;are converted
into or exchanged for preference securities of the surviving entity or any entity controlling such surviving entity and such new
preference securities have terms that are not materially less favorable than those of the Series E Preferred Stock;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><I>provided</I>, <I>however</I>, that, for all purposes of
this Section&nbsp;6(b), the authorization, creation and issuance, or an increase in the authorized or issued amount of, Junior
Stock or any series of Preferred Stock, or any securities convertible into or exchangeable or exercisable for Junior Stock or any
series of Preferred Stock, that by its terms expressly provides that it ranks <I>pari passu</I> with the Series E Preferred Stock
with respect to the payment of dividends (whether such dividends are cumulative or non-cumulative) and as to distributions upon
the liquidation, dissolution or winding-up of the Corporation shall not be deemed to materially and adversely affect the powers,
preferences, privileges or rights of Series E Preferred Stock, and shall not require the affirmative vote or consent of, the holders
of any outstanding shares of Series E Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Election
of Directors under Certain Circumstances</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
and when dividends on the Series E Preferred Stock and any other class or series of Voting Parity Stock have not been declared
and paid (i) in the case of the Series E Preferred Stock and any other class or series of Voting Parity Stock</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-8</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0">bearing non-cumulative
dividends, in full for at least six quarterly dividend periods or their equivalent (whether or not consecutive) or (ii) in the
case of any class or series of Voting Parity Stock bearing cumulative dividends, in an aggregate amount equal to full dividends
for at least six quarterly dividend periods or their equivalent (whether or not consecutive) (each, a &ldquo;<U>Nonpayment Event</U>&rdquo;),
the number of directors then constituting the Board of Directors shall automatically be increased by two and the holders of Series
E Preferred Stock, together with the holders of any outstanding shares of Voting Parity Stock, voting together as a single class,
shall be entitled to elect the two additional directors (the &ldquo;<U>Preferred Stock Directors</U>&rdquo;) at any annual or special
meeting of stockholders at which directors are to be elected or any special meeting of the holders of the Series E Preferred Stock
and any Voting Parity Stock for which dividends have not been paid; <I>provided</I> that it shall be a qualification for election
for any such Preferred Stock Director that the election of such director shall not cause the Corporation to violate the corporate
governance requirement of the New York Stock Exchange (or any other securities exchange or other trading facility on which securities
of the Corporation may then be listed or traded) and <I>provided</I>, <I>further</I>, that the Board of Directors shall at no time
include more than two Preferred Stock Directors (including, for purposes of this limitation, all directors that the holders of
any series of Voting Parity Stock are entitled to elect pursuant to like voting rights).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
the event that the holders of Series E Preferred Stock and, if applicable, such other holders of Voting Parity Stock shall be entitled
to vote for the election of the Preferred Stock Directors following a Nonpayment Event, such directors shall be initially elected
following such Nonpayment Event only at a special meeting called by the Secretary of the Corporation or at the written request
of the holders of record of at least 20% of the aggregate number of shares of Series E Preferred Stock and each other series of
Voting Parity Stock which then have the right to exercise voting rights similar to those described above then outstanding (unless
such request for a special meeting is received less than 90 days before the date fixed for the next annual or special meeting of
the stockholders of the Corporation, in which event such election shall be held only at such next annual or special meeting of
stockholders), and at each subsequent annual meeting of stockholders of the Corporation. Such request to call a special meeting
for the initial election of the Preferred Stock Directors after a Nonpayment Event shall be made by written notice, signed by the
requisite holders of Series E Preferred Stock or Voting Parity Stock, and delivered to the Secretary of the Corporation in such
manner as provided for in Section&nbsp;10 below, or as may otherwise be required by applicable law. If the Secretary of the Corporation
fails to call a special meeting for the election of the Preferred Stock Directors within 20 days of receiving proper notice, any
holder of Series E Preferred Stock may call such a meeting at the Corporation&rsquo;s expense solely for the election of the Preferred
Stock Directors, and for this purpose only such Series E Preferred Stock holder shall have access to the Corporation&rsquo;s stock
ledger. The Preferred Stock Directors elected at any such special meeting shall hold office until the next annual meeting of the
stockholders if such office shall not have previously terminated as below provided.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When
dividends have been paid in full on the Series E Preferred Stock and any and all series of non-cumulative Voting Parity Stock (other
than the Series E Preferred Stock) for consecutive Dividend Periods equivalent to at least one</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-9</FONT></TD>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0">year after a Nonpayment Event and
all dividends on any cumulative Voting Parity Stock have been paid in full, then the right of the holders of Series E Preferred
Stock to elect the Preferred Stock Directors shall cease (but subject always to re-vesting of such voting rights in the case of
any future Nonpayment Event), and, if and when any rights of holders of Series E Preferred Stock and Voting Parity Stock to elect
the Preferred Stock Directors shall have ceased, the terms of office of all the Preferred Stock Directors shall forthwith terminate
and the number of directors constituting the Board of Directors shall automatically be reduced accordingly.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any
Preferred Stock Director may be removed at any time without cause by the holders of record of a majority of the outstanding shares
of Series E Preferred Stock and Voting Parity Stock, when they have the voting rights described above (voting together as a single
class). In case any vacancy shall occur among the Preferred Stock Directors, a successor shall be elected by the Board of Directors
to serve until the next annual meeting of the stockholders upon the nomination of the then remaining Preferred Stock Director or,
if no Preferred Stock Director remains in office, by the vote of the holders of record of a majority of the outstanding shares
of Series E Preferred Stock and such Voting Parity Stock, voting as a single class. The Preferred Stock Directors shall each be
entitled to one vote per director on any matter that shall come before the Board of Directors for a vote.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Changes
after Provision for Redemption</U>. The voting rights provided in this Section&nbsp;6 shall not apply if, at or prior to the time
when the act with respect to which such vote or consent would otherwise be required shall be effected, all outstanding shares of
Series E Preferred Stock have been redeemed or called for redemption upon proper notice and sufficient funds have been set aside
in accordance with Section&nbsp;5(e).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Changes
for Clarification</U>. Without the consent of the holders of Series E Preferred Stock, so long as such action does not materially
and adversely affect the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of the Series
E Preferred Stock, the Corporation may amend, alter, supplement or repeal any terms of the Series E Preferred Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to
cure any ambiguity, or to cure, correct or supplement any provision contained in this Articles of Amendment that may be defective
or inconsistent; or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to
make any provision with respect to matters or questions arising with respect to the Series E Preferred Stock that is not inconsistent
with the provisions of this Articles of Amendment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Procedures
for Voting and Consents</U>. The rules and procedures for calling and conducting any meeting of the holders of Series E Preferred
Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies
at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents
shall be governed by any rules the Board of Directors, in its discretion, may adopt from time to time, which rules and procedures
shall conform to the requirements of the Restated Charter, the Bylaws, applicable law and any national securities exchange or other
trading facility on which the Series E Preferred Stock is listed or traded at the time. Whether the vote or consent of the holders
of a majority or other portion of the shares of Series E Preferred Stock and any Voting Parity Stock has been cast or given on
any matter on which the holders of shares of Series E Preferred Stock are entitled to vote shall be determined by the Corporation
by reference to the respective liquidation</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-10</FONT></TD>
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</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">preference amounts of the shares of Series E Preferred Stock and Voting Parity Stock
voted or covered by the consent.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 7.&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion Rights</U>.
The holders of shares of Series E Preferred Stock shall not have any rights to convert such shares into shares of any other class
or series of securities of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 8.&nbsp;&nbsp;&nbsp;&nbsp;<U>Preemptive Rights</U>.
The holders of shares of Series E Preferred Stock shall have no preemptive rights with respect to any shares of the Corporation&rsquo;s
capital stock or any of its other securities convertible into or carrying rights or options to purchase any such capital stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 9.&nbsp;&nbsp;&nbsp;&nbsp;<U>Record Holders</U>. To
the fullest extent permitted by applicable law, the Corporation and the transfer agent for the Series E Preferred Stock may deem
and treat the record holder of any share of Series E Preferred Stock as the true and lawful owner thereof for all purposes, and
neither the Corporation nor such transfer agent shall be affected by any notice to the contrary.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 10.&nbsp;&nbsp;&nbsp;<U>Notices</U>. All notices
or communications in respect of the Series E Preferred Stock shall be sufficiently given if given in writing and delivered in person
or by first class mail or if giving in such other manner as may be permitted herein, in the Restated Charter or Bylaws or by applicable
law. Delivery of a notice or communication to the Company will be effective upon receipt. Delivery of a notice or communication
to holders of shares of Series E Preferred Stock will be effective upon, in the case of personal delivery, receipt or, in the case
of mailing, deposit in the mail, postage prepaid. Notwithstanding the foregoing, if shares of Series E Preferred Stock or depositary
shares representing an interest in shares of Series E Preferred Stock are issued in book-entry form through DTC, such notices may
be given to the holders of the Series E Preferred Stock in any manner permitted by DTC.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 11.&nbsp;&nbsp;&nbsp;<U>Stock Certificates</U>.
The Corporation may at its option issue shares of Series E Preferred Stock without certificates.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section 12.&nbsp;&nbsp;&nbsp;<U>Other Rights</U>. The
Series E Preferred Stock shall not have any powers, preferences, privileges or rights other than as set forth herein or in the
Restated Charter or as provided by applicable law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 10%; text-align: center"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Page E-11</FONT></TD>
    <TD STYLE="vertical-align: middle; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; font: 8pt Times New Roman, Times, Serif; width: 45%; text-align: right"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>AM. &amp; RESTATED CHARTER ANNEX E</B></FONT></TD></TR>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>ANNEX F</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>STANDARD PROVISIONS SERIES F</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt"><FONT STYLE="font-size: 12pt">Section 1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General
Matters</U>. </FONT><FONT STYLE="font-size: 12pt">Each share of Series F Preferred Stock shall be identical in all respects to
every other share of Series F Preferred Stock. The Series F Preferred Stock shall be perpetual, subject to the provisions of Section
5 of these Standard Provisions that form a part of the Articles of Amendment.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>. As used
herein with respect to the Series F Preferred Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt"><I>&ldquo;</I><U>Appropriate Federal
Banking Agency</U>&rdquo; means the &ldquo;appropriate federal banking agency&rdquo; with respect to the Corporation as defined
in Section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. &sect; 1813(q)), or any successor provision.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Articles of Amendment</U>&rdquo;
means the Articles of Amendment relating to the Series F Preferred Stock, of which these Standard Provisions form a part, as it
may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Business Day</U>&rdquo;
means each weekday that is not a legal holiday in New York, New York and is not a day on which banking institutions in New York,
New York are authorized or obligated by law, regulation or executive order to close.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Bylaws</U>&rdquo; means
the Bylaws of the Corporation, as may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Dividend Parity Stock</U>&rdquo;
means any other class or series of capital stock of the Corporation now or hereafter authorized, issued or outstanding that, by
its terms, expressly provides that it ranks <I>pari passu</I> with the Series F Preferred Stock as to the payment of dividends
(regardless whether such capital stock bears dividends on a non-cumulative or cumulative basis). Each of the Series A Preferred
Stock, Series B Preferred Stock, Series C Preferred Stock, Series D Preferred Stock and Series E Preferred Stock is a dividend
parity stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Dividend Period</U>&rdquo;
means each period from and including a Dividend Payment Date to, but excluding, the next succeeding Dividend Payment Date, except
that the initial Dividend Period shall commence on and include the Original Issue Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Dividend Record Date</U>&rdquo;
has the meaning specified in Section 3(a).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>DTC</U>&rdquo; means
The Depository Trust Company, together with its successors and assigns.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Liquidation Junior Stock</U>&rdquo;
means any other class or series of capital stock of the Corporation now or hereafter authorized, issued or outstanding that, by
its terms, does not expressly provide that it ranks <I>pari passu</I> with or senior to the Series F Preferred Stock as to distributions
upon the liquidation, dissolution or winding-up of the Corporation. </P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Liquidation Parity Stock</U>&rdquo;
means any other class or series of capital stock of the Corporation now or hereafter authorized, issued or outstanding that, by
its terms,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-1</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">expressly provides that it ranks <I>pari passu </I>with
the Series F Preferred Stock as to distributions upon the liquidation, dissolution or winding-up of the Corporation. Each of the
Series A Preferred Stock, Series B Preferred Stock, Series C Preferred Stock, Series D Preferred Stock and Series E Preferred Stock
is a Liquidation Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Liquidation Preference</U>&rdquo;
means, with respect to any class or series of capital stock of the Corporation, the amount otherwise payable upon such class or
series of capital stock in connection with any distribution upon the liquidation, dissolution or winding-up of the Corporation
(assuming no limitation on the assets of the Corporation available for such distribution), including an amount equal to any declared
but unpaid dividends (and in the case of any holder of capital stock on which dividends accrue on a cumulative basis, an amount
equal to any unpaid, accrued, cumulative dividends, whether or not declared, as applicable).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Nonpayment Event</U>&rdquo;
has the meaning set forth in Section 6(c)(i).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Original Issue Date</U>&rdquo;
means the first date on which any share of Series F Preferred Stock is issued and outstanding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Preferred Stock Director</U>&rdquo;
has the meaning set forth in Section 6(c)(i).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Redemption Date</U>&rdquo;
has the meaning set forth in Section 5(b).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Redemption Depository</U>&rdquo;
has the meaning set forth in Section 5(e).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Redemption Price</U>&rdquo;
means an amount equal to the Series F Liquidation Amount plus the per share amount of any declared but unpaid dividends on the
Series F Preferred Stock prior to the Redemption Date (but with no amount in respect of any dividends that have not been declared
prior to the Redemption Date).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Regulatory Capital Treatment
Event</U>&rdquo; means the good faith determination by the Corporation that, as a result of (i) any amendment to, clarification
of, or change in, the laws or regulations of the United States or any political subdivision of or in the United States that is
enacted or becomes effective after the initial issuance of any share of Series F Preferred Stock, (ii) any proposed change in those
laws or regulations that is announced or becomes effective after the initial issuance of any share of Series F Preferred Stock,
or (iii) any official administrative decision or judicial decision or administrative action or other official pronouncement interpreting
or applying those laws or regulations that is announced after the initial issuance of any share of Series F Preferred Stock, there
is more than an insubstantial risk that the Corporation will not be entitled to treat the full Series F Liquidation Amount of Series
F Preferred Stock then outstanding as &ldquo;tier 1 capital&rdquo; (or its equivalent) for purposes of the capital adequacy guidelines
of the Board of Governors of the Federal Reserve System (or, as and if applicable, the capital adequacy guidelines or regulations
of any successor Appropriate Federal Banking Agency) as then in effect and applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Restated Charter</U>&rdquo;
means the Restated Charter of the Corporation, as may be amended from time to time.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Standard Provisions</U>&rdquo;
means these Standard Provisions that form a part of the Articles of Amendment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&ldquo;<U>Voting Parity Stock</U>&rdquo;
means, with regard to any matter as to which the holders of Series F Preferred Stock are entitled to vote as specified in Section
6, any</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-2</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">and all series of Dividend Parity Stock having voting
rights equivalent to those described in Section 6(c). Each of the Series A Preferred Stock, Series B Preferred Stock, Series C
Preferred Stock, Series D Preferred Stock and Series E Preferred Stock is a Voting Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Rate and Payment</U>. Holders
of Series F Preferred Stock shall be entitled to receive, when, as and if declared by the Board of Directors, out of assets legally
available therefor, non-cumulative cash dividends at a rate equal to 4.70% of the Series F Liquidation Amount <I>per annum, </I>payable
in arrears, on each Dividend Payment Date with respect to the Dividend Period (or portion thereof) ending on the day preceding
such respective Dividend Payment Date. Dividends that are payable on the Series F Preferred Stock on any Dividend Payment Date
shall be payable to holders of record of Series F Preferred Stock as they appear on the Corporation&rsquo;s stock register on the
applicable record date, which shall be the 15th calendar day before the applicable Dividend Payment Date, or such other record
date, no more than 60 calendar days nor less than 10 calendar days before the applicable Dividend Payment Date, as shall be fixed
by the Board of Directors (the &ldquo;<U>Dividend Record Date</U>&rdquo;). A Dividend Record Date established for the Series F
Preferred Stock need not be a Business Day. Any such day that is a Dividend Record Date shall be a Dividend Record Date whether
or not such day is a Business Day. Dividends payable on Series F Preferred Stock shall be computed on the basis of a 360-day year
consisting of twelve 30-day months. Dollar amounts resulting from that calculation shall be rounded to the nearest cent, with one-half
cent being rounded upward. The Corporation shall not pay interest or any sum of money instead of interest on any dividend payment
that may be in arrears on the Series F Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends Non-Cumulative</U>.
Dividends on the Series F Preferred Stock will not be cumulative and will not be mandatory. If the Board of Directors does not
declare a dividend on the Series F Preferred Stock in respect of a Dividend Period, then no dividend shall be deemed to have accrued
for such Dividend Period, no dividend shall be payable on the related Dividend Payment Date, and the Corporation shall have no
obligation to pay any dividend for such Dividend Period, whether or not the Board of Directors declares a dividend for any future
Dividend Period with respect to the Series F Preferred Stock or at any future time with respect to any other class or series of
the Corporation&rsquo;s capital stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Priority Regarding Dividends</U>.
So long as any share of Series F Preferred Stock remains outstanding, unless (A) the full dividends for the most recently completed
Dividend Period have been declared and paid (or declared and a sum sufficient for the payment thereof has been set aside) on all
outstanding shares of Series F Preferred Stock and (B) the Corporation is not in default on its obligation to redeem any shares
of Series F Preferred Stock that have been called for redemption:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt"><FONT STYLE="font-size: 12pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-size: 12pt">no
dividend shall be declared, paid or set aside for payment, and no distribution shall be declared, made or set aside for payment,
on any Junior Stock, other than (1) a dividend payable solely in Junior Stock or (2) any dividend in connection with the implementation
of a stockholders&rsquo; rights plan, or the redemption or repurchase of any rights under any such plan</FONT><FONT STYLE="font-size: 12pt">;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no shares of Junior Stock
shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation, directly or indirectly, other than (1)
as a result of a reclassification of Junior Stock for or into other Junior Stock, (2) the</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-3</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">exchange or conversion of Junior Stock for or into
other Junior Stock, (3) through the use of the proceeds of a sale of other shares of Junior Stock within the preceding 180 days,
(4) purchases, redemptions or other acquisitions of shares of Junior Stock in connection with any employment contract, benefit
plan or other similar arrangement with or for the benefit of employees, officers, directors or consultants, (5) purchases of shares
of Junior Stock pursuant to a contractually binding requirement to buy Junior Stock existing prior to the most recently completed
Dividend Period, including under a contractually binding stock repurchase plan (including a so-called Rule 10b5-1(c) purchase plan),
(6) the purchase of fractional interests in shares of Junior Stock pursuant to the conversion or exchange provisions of such stock
or the security being converted or exchanged, (7) purchases or other acquisitions by any of the Corporation&rsquo;s broker-dealer
subsidiaries solely for the purpose of market making, stabilization or customer facilitation transactions in Junior Stock in the
ordinary course of business, (8) purchases by any of the Corporation&rsquo;s broker-dealer subsidiaries of the Corporation&rsquo;s
capital stock for resale pursuant to an offering by the Corporation of such capital stock underwritten by such broker-dealer subsidiary,
or (9) the acquisition by the Corporation or any of the Corporation&rsquo;s subsidiaries of record ownership in Junior Stock for
the beneficial ownership of any other persons (other than for the beneficial ownership by the Corporation or any of the Corporation&rsquo;s
subsidiaries), including as trustees or custodians, nor shall any monies be paid to or made available for a sinking fund for the
redemption of any such securities by the Corporation, and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;no shares of Dividend
Parity Stock shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation, directly or indirectly,
other than (1) pursuant to <I>pro rata </I>offers to purchase all, or <I>a pro rata </I>portion, of the Series F Preferred Stock
and such Dividend Parity Stock, (2) as a result of a reclassification of Dividend Parity Stock for or into other Dividend Parity
Stock, (3) the exchange or conversion of Dividend Parity Stock for or into other Dividend Parity Stock, (4) through the use of
the proceeds of a sale of other shares of Dividend Parity Stock within the preceding 180 days, (5) purchases of shares of Dividend
Parity Stock pursuant to a contractually binding requirement to buy Dividend Parity Stock existing prior to the most recently completed
Dividend Period, including under a contractually binding stock repurchase plan (including a so-called Rule 10b5-1(c) purchase plan),
(6) the purchase of fractional interests in shares of Dividend Parity Stock pursuant to the conversion or exchange provisions of
such stock or the security being converted or exchanged, (7) purchases or other acquisitions by any of the Corporation&rsquo;s
broker-dealer subsidiaries solely for the purpose of market making, stabilization or customer facilitation transactions in Dividend
Parity Stock in the ordinary course of business, (8) purchases by any of the Corporation&rsquo;s broker-dealer subsidiaries of
the Corporation&rsquo;s capital stock for resale pursuant to an offering by the Corporation of such capital stock underwritten
by such broker-dealer subsidiary, or (9) the acquisition by the Corporation or any of the Corporation&rsquo;s subsidiaries of record
ownership in Dividend Parity Stock for the beneficial ownership of any other persons (other than for the beneficial ownership by
the Corporation or any of the Corporation&rsquo;s subsidiaries), including as trustees or custodians, nor shall any monies be paid
to or made available for a sinking fund for the redemption of any such securities by the Corporation.</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-4</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">When dividends are not paid in full upon
the shares of Series F Preferred Stock and any Dividend Parity Stock, all dividends paid or declared for payment on a dividend
payment date with respect to the Series F Preferred Stock and the Dividend Parity Stock shall be shared (i) first ratably by the
holders of any Dividend Parity Stock who have the right to receive dividends with respect to past dividend periods for which such
dividends were not declared and paid, in proportion to the respective amounts of the undeclared and unpaid dividends relating to
past dividend periods, and thereafter (ii) ratably by the holders of Series F Preferred Stock and any Dividend Parity Stock, in
proportion to the respective amounts of the declared and unpaid dividends relating to the current dividend period. To the extent
a dividend period with respect to any Dividend Parity Stock coincides with more than one Dividend Period with respect to the Series
F Preferred Stock, for purposes of the immediately preceding sentence the Board of Directors shall treat such dividend period as
two or more consecutive dividend periods, none of which coincides with more than one Dividend Period with respect to the Series
F Preferred Stock or in any manner that it deems to be fair and equitable. The term &ldquo;<U>dividend period</U>&rdquo; as used
in this paragraph means such dividend periods as are provided for in the terms of any Dividend Parity Stock and, in the case of
shares of Series F Preferred Stock, Dividend Periods applicable to shares of Series F Preferred Stock; and the term &ldquo;<U>dividend
payment dates</U>&rdquo; as used in this paragraph means such dividend payment dates as are provided for in the terms of any Dividend
Parity Stock and, in the case of shares of Series F Preferred Stock, Dividend Payment Dates applicable to shares of Series F Preferred
Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends Generally</U>. Subject
to Section 3(c), and not otherwise, dividends (payable in cash, securities or otherwise) as may be determined by the Board of Directors
may be declared and paid on any class or series of Junior Stock or Dividend Parity Stock from time to time out of any assets legally
available therefor, and the holders of Series F Preferred Stock shall not be entitled to participate in any such dividend. Holders
of Series F Preferred Stock shall not be entitled to receive any dividends not declared by the Board of Directors and no interest,
or sum of money in lieu of interest, shall be payable in respect of any dividend not so declared.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitations Under Applicable
Law</U>. Dividends on the Series F Preferred Stock shall not be declared, paid or set aside for payment, if the Corporation fails
to comply, or if and to the extent such act would cause the Corporation to fail to comply, with applicable laws and regulations,
including any capital adequacy guidelines or regulations of the Board of Governors of the Federal Reserve System (or, as and if
applicable, the capital adequacy guidelines or regulations of any successor Appropriate Federal Banking Agency).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voluntary or Involuntary Liquidation</U>.
In the event of any voluntary or involuntary liquidation, dissolution or winding-up of the Corporation, holders of Series F Preferred
Stock shall be entitled to receive out of assets of the Corporation or proceeds thereof available for distribution to stockholders
of the Corporation, after satisfaction of liabilities or obligations to creditors and subject to the rights of holders of any securities
ranking senior to Series F Preferred Stock with respect to distributions upon the voluntary or involuntary liquidation, dissolution
or winding-up of the Corporation, before any distribution of assets is made to holders of any Liquidation Junior Stock, a liquidating
distribution in an amount equal to (i) the Series F Liquidation Amount plus (ii) the per share amount of any declared and unpaid
dividends on the Series F Preferred Stock prior to the date of payment of such liquidating distribution (but without any amount
in respect of dividends that have not</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-5</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">been declared prior to such payment date). After payment of
the full amount of such liquidating distribution, the holders of Series F Preferred Stock shall not be entitled to any further
participation in any distribution of assets of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial Payment</U>. In any distribution
described in Section 4(a), if the assets of the Corporation or proceeds thereof are not sufficient to pay in full the Liquidation
Preference to all holders of Series F Preferred Stock and all Liquidation Parity Stock, the amounts paid to the holders of Series
F Preferred Stock and to the holders of all Liquidation Parity Stock shall be paid <I>pro rata </I>in accordance with the respective
aggregate Liquidation Preferences of the Series F Preferred Stock and all other series of Liquidation Parity Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Residual Distributions</U>. If
the Liquidation Preference has been paid in full to all holders of Series F Preferred Stock and the Liquidation Preference has
been paid in full on all Liquidation Parity Stock, the holders of any Liquidation Junior Stock shall be entitled to receive all
remaining assets of the Corporation or proceeds thereof according to their respective rights and preferences.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Merger, Consolidation or Other
Business Combination</U>. For purposes of this Section 4, the merger, consolidation or other business combination of the Corporation
with or into any other entity, or by another entity with or into the Corporation, including a merger, consolidation or other business
combination in which the holders of Series F Preferred Stock receive cash, securities or property for their shares, or the sale,
lease, exchange or transfer of all or substantially all of the property or assets of the Corporation (for cash, securities or other
property), shall not constitute a liquidation, dissolution or winding-up of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Redemption</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Mandatory Redemption; Sinking
Fund</U>. The Series F Preferred Stock is perpetual and has no maturity date. The Series F Preferred Stock is not subject to any
mandatory redemption, sinking fund or other similar provisions. The holders of the Series F Preferred Stock shall not have the
right to require the redemption or repurchase of the Series F Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Optional Redemption</U>. The
Corporation may, at its option through a resolution duly adopted by the Board of Directors, redeem the Series F Preferred Stock
at a price per share equal to the Redemption Price (1) in whole or in part, from time to time, on any Dividend Payment Date on
or after July 10, 2026, or (2) in whole, but not in part, at any time within 90 days following the occurrence of a Regulatory Capital
Treatment Event. The Redemption Price shall be payable to the holder of any shares of Series F Preferred Stock redeemed on the
date fixed for such redemption (the &ldquo;<U>Redemption Date</U>&rdquo;) against the surrender of the certificate(s) evidencing
such shares to the Corporation or its agent, if the shares of Series F Preferred Stock are issued in certificated form; <I>provided
</I>that any declared but unpaid dividends payable on a Redemption Date that occurs subsequent to the Dividend Record Date for
a Dividend Period shall not be paid to the holder of Series F Preferred Stock entitled to receive the Redemption Price on the Redemption
Date, but rather shall be paid to the holder of record of the redeemed shares on such Dividend Record Date relating to the Dividend
Payment Date as provided in Section 3 above.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notice of Redemption</U>. If
any shares of Series F Preferred Stock are to be redeemed, a notice of redemption shall be given by first class mail to the holders
of record of Series F Preferred Stock to be redeemed at their respective last addresses appearing on the</P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-6</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">books of the Corporation (provided that, if Series F Preferred
Stock is held in book-entry form through DTC, the Corporation may give such notice in any manner permitted by DTC). Such notice
shall be mailed at least 30 days and no more than 60 days before the applicable Redemption Date for such shares. Each such notice
of redemption shall include a statement setting forth: (1) the Redemption Date for such shares of Series F Preferred Stock; (2)
the number of shares of Series F Preferred Stock to be redeemed and, if less than all the shares held by such holder are to be
redeemed, the number of such shares to be redeemed from such holder; (3) the Redemption Price; and (4) the place or places where
the certificates evidencing shares of Series F Preferred Stock are to be surrendered for payment of the Redemption Price. Any notice
of redemption mailed or otherwise delivered as provided in this Section 5(c) shall be conclusively presumed to have been duly given,
whether or not any holder of Series F Preferred Stock receives such notice. Failure to duly give notice by mail or otherwise pursuant
to this Section 5(c), or any defect in such notice or in the mailing or provision of such notice, to any holder of shares of Series
F Preferred Stock designated for redemption shall not affect the validity of the proceedings for the redemption of any other shares
of Series F Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt"><FONT STYLE="font-size: 12pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Redemption</U>. </FONT><FONT STYLE="font-size: 12pt">In case of any redemption of only part of the shares of Series F Preferred
Stock at the time outstanding, the shares of Series F Preferred Stock to be redeemed shall be selected either <I>pro rata, </I>by
lot or in such other manner as the Corporation, through a resolution duly adopted by the Board of Directors, may determine to be
fair and equitable</FONT><FONT STYLE="font-size: 12pt">.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Effectiveness of Redemption</U>.
If notice of redemption has been duly given and if on or before the Redemption Date specified in such notice all funds necessary
for the redemption have been set aside by the Corporation, separate and apart from its other assets, in trust for the <I>pro rata
</I>benefit of the holders of the shares of Series F Preferred Stock called for redemption, so as to be and continue to be available
therefor, or deposited by the Corporation with a bank or trust company selected by the Corporation (the &ldquo;<U>Redemption Depository</U>&rdquo;)
in trust for the <I>pro rata </I>benefit of the holders of the shares called for redemption, then, notwithstanding that any certificate
for any share so called for redemption has not been surrendered for cancellation, on and after the Redemption Date all shares of
Series F Preferred Stock called for redemption shall cease to be outstanding, all dividends with respect to such shares of Series
F Preferred Stock shall cease to accrue after such Redemption Date, and all rights with respect to such shares shall forthwith
on such Redemption Date cease and terminate, except only the right of the holders thereof to receive the amount payable on such
redemption from the Redemption Depository at any time after the applicable Redemption Date from the funds so deposited, without
interest. The Corporation shall be entitled to receive, from time to time, from the Redemption Depository any interest accrued
on such funds, and the holders of any shares called for redemption shall have no claim to any such interest. Any funds so deposited
and unclaimed at the end of two years from the applicable Redemption Date shall, to the extent permitted by law, be released or
repaid to the Corporation, and in the event of such repayment to the Corporation, the holders of record of the shares of Series
F Preferred Stock called for redemption shall thereafter, as unsecured general creditors of the Corporation, look only to the Corporation
for the payment of an amount equivalent to the amount deposited as stated above for the redemption of such shares, but shall in
no event be entitled to any interest.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitations Under Applicable
Law</U>. If then required under the capital adequacy guidelines or regulations of the Board of Governors of the Federal Reserve
System</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">(or, if and as applicable, the capital adequacy guidelines
or regulations of any successor Appropriate Federal Banking Agency), any redemption of all or part of the Series F Preferred Stock
is subject to the receipt by the Corporation of any required prior approval by the Board of Governors of the Federal Reserve System
(or such successor Appropriate Federal Banking Agency).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voting Rights</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General</U>. Except as provided
below or as expressly required by law, the holders of shares of Series F Preferred Stock shall have no voting power, and no right
to vote on any matter at any time, either as a separate series or class or together with any other series or class of shares of
capital stock of the Corporation, and shall not be entitled to call a meeting of the holders of any series or class of capital
stock of the Corporation for any purpose, nor shall they be entitled to participate in any meeting of the holders of the Common
Stock. Each holder of Series F Preferred Stock shall have one vote per share (except as set forth otherwise in this Section 6)
on any matter on which holders of Series F Preferred Stock are entitled to vote, including when acting by written consent.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Supermajority Voting Rights</U>.
So long as any shares of Series F Preferred Stock remain outstanding, in addition to any other vote or consent of stockholders
required by law or the Restated Charter, the affirmative vote or consent of the holders of at least two-thirds of all of the shares
of Series F Preferred Stock at the time outstanding and entitled to vote thereon, voting separately as a single class, shall be
required to:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;authorize or increase the
authorized amount of, or issue shares of, any class or series of capital stock of the Corporation ranking senior to the Series
F Preferred Stock with respect to payment of dividends or as to distributions upon the liquidation, dissolution or winding-up of
the Corporation, or issue any obligation or security convertible into or evidencing the right to purchase, any such class or series
of capital stock of the Corporation;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;amend the provisions of
the Restated Charter or Bylaws so as to materially and adversely affect the special powers, preferences, privileges or rights of
Series F Preferred Stock, taken as a whole; or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;consummate a binding
share-exchange or reclassification involving the Series F Preferred Stock, or a merger or consolidation of the Corporation with
or into another entity, unless the shares of Series F Preferred Stock (i) remain outstanding or (ii) are converted into or exchanged
for preference securities of the surviving entity or any entity controlling such surviving entity and such new preference securities
have terms that are not materially less favorable than those of the Series F Preferred Stock;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><I>provided</I>, <I>however</I>, that, for all purposes of
this Section 6(b), the authorization, creation and issuance, or an increase in the authorized or issued amount of, Junior Stock
or any series of Preferred Stock, or any securities convertible into or exchangeable or exercisable for Junior Stock or any series
of Preferred Stock, that by its terms expressly provides that it ranks <I>pari passu </I>with the Series F Preferred Stock with
respect to the payment of dividends (whether such dividends are cumulative or non-cumulative) and as to distributions upon the
liquidation, dissolution or winding-up of the Corporation shall not be deemed to materially and adversely affect the powers, preferences,
privileges or rights of Series F Preferred Stock,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-8</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">and shall not require the affirmative vote or consent of,
the holders of any outstanding shares of Series F Preferred Stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Election of Directors under Certain
Circumstances</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If and when dividends on
the Series F Preferred Stock and any other class or series of Voting Parity Stock have not been declared and paid (i) in the case
of the Series F Preferred Stock and any other class or series of Voting Parity Stock bearing non-cumulative dividends, in full
for at least six quarterly dividend periods or their equivalent (whether or not consecutive) or (ii) in the case of any class or
series of Voting Parity Stock bearing cumulative dividends, in an aggregate amount equal to full dividends for at least six quarterly
dividend periods or their equivalent (whether or not consecutive) (each, a &ldquo;<U>Nonpayment Event</U>&rdquo;), the number of
directors then constituting the Board of Directors shall automatically be increased by two and the holders of Series F Preferred
Stock, together with the holders of any outstanding shares of Voting Parity Stock, voting together as a single class, shall be
entitled to elect the two additional directors (the &ldquo;<U>Preferred Stock Directors</U>&rdquo;) at any annual or special meeting
of stockholders at which directors are to be elected or any special meeting of the holders of the Series F Preferred Stock and
any Voting Parity Stock for which dividends have not been paid; <I>provided </I>that it shall be a qualification for election for
any such Preferred Stock Director that the election of such director shall not cause the Corporation to violate the corporate governance
requirement of the New York Stock Exchange (or any other securities exchange or other trading facility on which securities of the
Corporation may then be listed or traded) and <I>provided, further, </I>that the Board of Directors shall at no time include more
than two Preferred Stock Directors (including, for purposes of this limitation, all directors that the holders of any series of
Voting Parity Stock are entitled to elect pursuant to like voting rights).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event that the
holders of Series F Preferred Stock and, if applicable, such other holders of Voting Parity Stock shall be entitled to vote for
the election of the Preferred Stock Directors following a Nonpayment Event, such directors shall be initially elected following
such Nonpayment Event only at a special meeting called by the Secretary of the Corporation or at the written request of the holders
of record of at least 20% of the aggregate number of shares of Series F Preferred Stock and each other series of Voting Parity
Stock which then have the right to exercise voting rights similar to those described above then outstanding (unless such request
for a special meeting is received less than 90 days before the date fixed for the next annual or special meeting of the stockholders
of the Corporation, in which event such election shall be held only at such next annual or special meeting of stockholders), and
at each subsequent annual meeting of stockholders of the Corporation. Such request to call a special meeting for the initial election
of the Preferred Stock Directors after a Nonpayment Event shall be made by written notice, signed by the requisite holders of Series
F Preferred Stock or Voting Parity Stock, and delivered to the Secretary of the Corporation in such manner as provided for in Section
10 below, or as may otherwise be required by applicable law. If the Secretary of the Corporation fails to call a special meeting
for the election of the Preferred Stock Directors within 20 days of receiving proper notice, any holder of Series F Preferred Stock
may call such a meeting at the Corporation&rsquo;s expense solely for the election of the Preferred Stock Directors, and for this
purpose only such Series</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-9</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">F Preferred Stock holder shall have access to the
Corporation&rsquo;s stock ledger. The Preferred Stock Directors elected at any such special meeting shall hold office until the
next annual meeting of the stockholders if such office shall not have previously terminated as below provided.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When dividends have been
paid in full on the Series F Preferred Stock and any and all series of non-cumulative Voting Parity Stock (other than the Series
F Preferred Stock) for consecutive Dividend Periods equivalent to at least one year after a Nonpayment Event and all dividends
on any cumulative Voting Parity Stock have been paid in full, then the right of the holders of Series F Preferred Stock to elect
the Preferred Stock Directors shall cease (but subject always to re-vesting of such voting rights in the case of any future Nonpayment
Event), and, if and when any rights of holders of Series F Preferred Stock and Voting Parity Stock to elect the Preferred Stock
Directors shall have ceased, the terms of office of all the Preferred Stock Directors shall forthwith terminate and the number
of directors constituting the Board of Directors shall automatically be reduced accordingly.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any Preferred Stock Director
may be removed at any time without cause by the holders of record of a majority of the outstanding shares of Series F Preferred
Stock and Voting Parity Stock, when they have the voting rights described above (voting together as a single class). In case any
vacancy shall occur among the Preferred Stock Directors, a successor shall be elected by the Board of Directors to serve until
the next annual meeting of the stockholders upon the nomination of the then remaining Preferred Stock Director or, if no Preferred
Stock Director remains in office, by the vote of the holders of record of a majority of the outstanding shares of Series F Preferred
Stock and such Voting Parity Stock, voting as a single class. The Preferred Stock Directors shall each be entitled to one vote
per director on any matter that shall come before the Board of Directors for a vote.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Changes after Provision for Redemption</U>.
The voting rights provided in this Section 6 shall not apply if, at or prior to the time when the act with respect to which such
vote or consent would otherwise be required shall be effected, all outstanding shares of Series F Preferred Stock have been redeemed
or called for redemption upon proper notice and sufficient funds have been set aside in accordance with Section 5(e).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Changes for Clarification</U>.
Without the consent of the holders of Series F Preferred Stock, so long as such action does not materially and adversely affect
the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of the Series F Preferred Stock,
the Corporation may amend, alter, supplement or repeal any terms of the Series F Preferred Stock:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to cure any ambiguity,
or to cure, correct or supplement any provision contained in this Articles of Amendment that may be defective or inconsistent;
or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to make any provision
with respect to matters or questions arising with respect to the Series F Preferred Stock that is not inconsistent with the provisions
of this Articles of Amendment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Procedures for Voting and Consents</U>.
The rules and procedures for calling and conducting any meeting of the holders of Series F Preferred Stock (including, without
limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies at such a meeting, the obtaining
of written consents and any other aspect or matter</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
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    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-10</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX
    F</B></TD></TR>
</TABLE>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">with regard to such a meeting or such consents shall be governed
by any rules the Board of Directors, in its discretion, may adopt from time to time, which rules and procedures shall conform to
the requirements of the Restated Charter, the Bylaws, applicable law and any national securities exchange or other trading facility
on which the Series F Preferred Stock is listed or traded at the time. Whether the vote or consent of the holders of a majority
or other portion of the shares of Series F Preferred Stock and any Voting Parity Stock has been cast or given on any matter on
which the holders of shares of Series F Preferred Stock are entitled to vote shall be determined by the Corporation by reference
to the respective liquidation preference amounts of the shares of Series F Preferred Stock and Voting Parity Stock voted or covered
by the consent.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion Rights</U>.
The holders of shares of Series F Preferred Stock shall not have any rights to convert such shares into shares of any other class
or series of securities of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Preemptive Rights</U>.
The holders of shares of Series F Preferred Stock shall have no preemptive rights with respect to any shares of the Corporation&rsquo;s
capital stock or any of its other securities convertible into or carrying rights or options to purchase any such capital stock.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Record Holders</U>. To
the fullest extent permitted by applicable law, the Corporation and the transfer agent for the Series F Preferred Stock may deem
and treat the record holder of any share of Series F Preferred Stock as the true and lawful owner thereof for all purposes, and
neither the Corporation nor such transfer agent shall be affected by any notice to the contrary.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 10.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices</U>. All notices
or communications in respect of the Series F Preferred Stock shall be sufficiently given if given in writing and delivered in person
or by first class mail or if giving in such other manner as may be permitted herein, in the Restated Charter or Bylaws or by applicable
law. Delivery of a notice or communication to the Company will be effective upon receipt. Delivery of a notice or communication
to holders of shares of Series F Preferred Stock will be effective upon, in the case of personal delivery, receipt or, in the case
of mailing, deposit in the mail, postage prepaid. Notwithstanding the foregoing, if shares of Series F Preferred Stock or depositary
shares representing an interest in shares of Series F Preferred Stock are issued in book-entry form through DTC, such notices may
be given to the holders of the Series F Preferred Stock in any manner permitted by DTC.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Stock Certificates</U>.
The Corporation may at its option issue shares of Series F Preferred Stock without certificates.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">Section 12.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Other Rights</U>. The
Series F Preferred Stock shall not have any powers, preferences, privileges or rights other than as set forth herein or in the
Restated Charter or as provided by applicable law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
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    <TD STYLE="width: 40%; text-align: left; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>FIRST HORIZON CORPORATION</B></TD>
    <TD STYLE="width: 20%; text-align: center; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">Page F-11</TD>
    <TD STYLE="width: 40%; text-align: right; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><B>AM.&nbsp;&amp; RESTATED CHARTER ANNEX F</B></TD></TR>
</TABLE>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>fhn-20210727_lab.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu Jul 29 17:16:27 UTC 2021 -->
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>fhn-20210727_pre.xml
<TEXT>
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<span style="display: none;">v3.21.2</span><table class="report" border="0" cellspacing="2" id="idm139978794078968">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Jul. 27, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">First Horizon
Corporation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000036966<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jul. 27,  2021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-15185<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">62-0803242<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">165 Madison Avenue<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Memphis<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">38103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">901<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">523-4444<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">$0.625 Par Value Common Capital Stock<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR B<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series B<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR C<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR D<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series D<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR E<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series E<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember', window );">Series F Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR F<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series F<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
