<SEC-DOCUMENT>0000930413-23-000125.txt : 20230125
<SEC-HEADER>0000930413-23-000125.hdr.sgml : 20230125
<ACCEPTANCE-DATETIME>20230125161533
ACCESSION NUMBER:		0000930413-23-000125
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20230124
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230125
DATE AS OF CHANGE:		20230125

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST HORIZON CORP
		CENTRAL INDEX KEY:			0000036966
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				620803242
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1222

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15185
		FILM NUMBER:		23552638

	BUSINESS ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103
		BUSINESS PHONE:		9018186232

	MAIL ADDRESS:	
		STREET 1:		165 MADISON AVENUE
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST HORIZON NATIONAL CORP
		DATE OF NAME CHANGE:	20040422

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE NATIONAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST TENNESSEE BANKS INC
		DATE OF NAME CHANGE:	19600201
</SEC-HEADER>
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</div><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><b>UNITED STATES<br/>
SECURITIES AND EXCHANGE COMMISSION<br/>
Washington, D.C. 20549</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><b>Form <ix:nonNumeric contextRef="c0" name="dei:DocumentType">8-K</ix:nonNumeric></b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><b>Current Report<br/>
Pursuant to Section 13 or 15(d)<br/>
of the Securities Exchange Act of 1934</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><b>January 25, 2023 (<ix:nonNumeric contextRef="c0" format="ixt:date-monthname-day-year-en" name="dei:DocumentPeriodEndDate">January 24, 2023</ix:nonNumeric>)<br/>
Date of Report (Date of earliest event reported)</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p><div>

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(Exact name of registrant as specified in its charter)</b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p><div>

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<tr> <td style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font-size: 10pt"><b>(State or other jurisdiction<br/>
of incorporation)</b></span></td> <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt">&#160;</td> <td colspan="3" style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font-size: 10pt"><b>(Commission<br/>
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<tr> <td colspan="3" style="padding-right: 3pt; padding-left: 3pt">&#160;</td> <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt">&#160;</td> <td colspan="3" style="padding-right: 3pt; padding-left: 3pt">&#160;</td></tr>
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<tr> <td colspan="3" style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font-size: 10pt"><b>(Address of principal executive offices)</b></span></td> <td style="vertical-align: bottom; padding-right: 3pt; padding-left: 3pt">&#160;</td> <td colspan="3" style="vertical-align: top; padding-right: 3pt; padding-left: 3pt; text-align: center"><span style="font-size: 10pt"><b>(Zip Code)</b></span></td></tr>
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</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(<ix:nonNumeric contextRef="c0" name="dei:CityAreaCode">901</ix:nonNumeric>) <ix:nonNumeric contextRef="c0" name="dei:LocalPhoneNumber">523-4444</ix:nonNumeric></b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Registrant&#8217;s telephone number,
including area code) </b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p><div>

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<tr style="vertical-align: top"> <td style="line-height: 107%"><ix:nonNumeric contextRef="c0" format="ixt:fixed-true" name="dei:PreCommencementIssuerTenderOffer"><span style="font: 10pt">&#9744;</span></ix:nonNumeric></td> <td style="line-height: 107%"><span style="font: 10pt Times New Roman, Times, Serif">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </span></td></tr>
<tr style="vertical-align: top"> <td style="line-height: 107%">&#160;</td> <td style="line-height: 107%">&#160;</td></tr>
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<tr> <td style="vertical-align: top; padding-right: 9pt; padding-left: 9pt; text-indent: -9pt">&#160;</td> <td>&#160;</td> <td style="vertical-align: bottom; padding-right: 5.75pt; padding-left: 5.75pt; text-align: center">&#160;</td> <td>&#160;</td> <td style="vertical-align: bottom; padding-right: 5.75pt; padding-left: 5.75pt; text-align: center">&#160;</td></tr>
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</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Indicate by check mark whether the registrant is an emerging
growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities
Exchange Act of 1934 (&#167;240.12b-2 of this chapter). Emerging growth company <ix:nonNumeric contextRef="c0" format="ixt:fixed-false" name="dei:EntityEmergingGrowthCompany"><span>&#9744;</span></ix:nonNumeric></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If an emerging growth company, indicate by check mark if the
registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
provided pursuant to Section 13(a) of the Exchange Act. <span>&#9744;</span></p><div>

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    </div><div style="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif"><tr><td style="text-align: left; width: 100%"></td></tr></table></div><div>
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</div><table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 10%; text-align: left"><b>Item 5.03</b></td><td style="text-align: justify; width: 90%"><b> Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.</b></td>
</tr></table><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Amendment of Bylaws&#8212;Reduction in Board Size and
Other Board Matters </i></b></p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Background</i>. As previously disclosed, (i) on August 10,
2022, Rajesh Subramaniam resigned from the Board of Directors of First Horizon Corporation (&#8220;<span style="text-decoration:underline">First Horizon</span>&#8221;)
and of First Horizon Bank (&#8220;<span style="text-decoration:underline">FHB</span>&#8221;), effective immediately, and (ii) on October 25, 2022, Kenneth A. Burdick informed
First Horizon of his intent to resign from the Board of Directors of First Horizon and of FHB, which became effective at end-of-day
on January 1, 2023.</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Bylaw Amendments</i>. On January 24, 2023, the Board of Directors
of First Horizon unanimously approved an amendment to Section 3.2 of the Bylaws of First Horizon to reduce the size of the Board
of Directors of First Horizon from 16 to 14 members, effective immediately.</p><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p><div>

</div><table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 10%; text-align: left"><b>Item 9.01</b></td><td style="text-align: justify; width: 90%"><b>Financial Statements and Exhibits</b></td>
</tr></table><div>

</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p><div>

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</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act
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</div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Date: January 25, 2023</p><div>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit 3.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>BYLAWS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FIRST HORIZON CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(As Amended and Restated Effective January
24, 2023)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE ONE<BR>
<U>OFFICES</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>1.1 <U>Principal Office</U>. </B>The
principal office of First Horizon Corporation (the &#8220;Corporation&#8221;) shall be 165 Madison Avenue, Memphis, Tennessee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>1.2&#9;<U>Other Offices</U>. </B>The
Corporation may have offices at such other places, either within or without the State of Tennessee, as the Board of Directors may
from time to time designate or as the business of the Corporation may from time to time require.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>1.3&#9;<U>Registered Office</U>. </B>The
registered office of the Corporation required to be maintained in the State of Tennessee shall be the same as its principal office
and may be changed from time to time as provided by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE TWO<BR>
<U>SHAREHOLDERS</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.1&#9;<U>Place of Meetings</U>. </B>Meetings
of the shareholders of the Corporation may be held either in the State of Tennessee or elsewhere at a place fixed by the Board
of Directors. If no place is so fixed for a particular meeting, it shall be held at the principal office of the Corporation in
the State of Tennessee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.2&#9;<U>Quorum and Adjournments</U>.
</B>The holders of a majority of the shares issued and outstanding and entitled to vote thereat, present in person or represented
by proxy, shall be requisite, and shall constitute a quorum at all meetings of the shareholders, for the transaction of business,
except as otherwise provided by law, the Restated Charter of the Corporation, as amended from time to time (the &#8220;Charter&#8221;),
or these Bylaws. In the event a quorum is not obtained at the meeting, the holders of a majority of the shares entitled to vote
thereat, present in person or by proxy, shall have power to adjourn the meeting from time to time and, whether or not a quorum
is obtained at the meeting, the Chairman of the meeting shall have the power to adjourn the meeting from time to time, in either
case without notice, except as otherwise provided by law, other than announcement at the meeting. At such adjourned meeting at
which the requisite amount of voting shares shall be represented, any business may be transacted which might have been transacted
at the meeting as originally notified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.3&#9;<U>Notice of Meetings</U>. </B>Unless
otherwise required by applicable law, written notice of the annual and each special meeting stating the date, time and place of
the meeting shall be mailed, postage prepaid, or otherwise delivered to each shareholder entitled to vote thereat at such address
as appears on the records of shareholders of the Corporation, at least ten (10) days, but not more than two (2) months, prior to
the meeting date. In addition, notice of any special meeting shall state the purpose or purposes for which the meeting is called
and the person or persons calling the meeting. In the event of an adjournment of a meeting to a date more than four months after
the date fixed for the original meeting or the Board of Directors fixes a new record date for the adjourned meeting, a new notice
of the adjourned meeting must be given to shareholders as of the new record date. Any previously scheduled meeting may be postponed,
and any special meeting may be canceled, by resolution of the Board of Directors upon public notice given prior to the date scheduled
for such meeting.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.4&#9;<U>Annual Meetings</U>. </B>The
annual meeting of shareholders for the election of directors and for the transaction of such other business as may properly come
before the meeting shall be held each year on such date and at such time as the Board of Directors may fix by resolution by vote
of a majority of the entire Board of Directors. At the meeting, the shareholders shall elect by ballot directors to succeed the
directors whose terms expire at the meeting and may transact such other business as may properly come before the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.5&#9;<U>Special Meetings</U>. </B>Special
meetings of the shareholders for any purpose or purposes, unless otherwise prescribed by statute, may be called by Chairman of
the Board and shall be called by the Chairman of the Board or the Secretary at the request in writing of a majority of the Board
of Directors. Only such business within the purpose or purposes described in the notice of the meeting may be conducted at the
meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.6&#9;<U>Waiver of Notice</U>. </B>Any
shareholder may waive in writing notice of any meeting either before, at or after the meeting. Attendance by a shareholder in person
or by proxy at a meeting shall constitute a waiver of objection to lack of notice or defective notice and a waiver of objection
to consideration of a matter that was not described in the meeting notice unless the shareholder objects in the manner required
by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.7&#9;<U>Voting</U>. </B>Unless otherwise
required by the Charter, at each meeting of shareholders, each shareholder shall have one vote for each share of stock having voting
power registered in the shareholder&#8217;s name on the records of the Corporation on the record date for that meeting, and every
shareholder having the right to vote shall be entitled to vote in person or by proxy appointed by instrument in writing or any
other method permitted by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.8&#9;<U>Procedures for Bringing Business
before Shareholder Meeting</U>. </B>At an annual or special meeting of shareholders, only such business shall be conducted, and
only such proposals shall be acted upon, as shall have been properly brought before an annual or special meeting of shareholders.
To be properly brought before an annual or special meeting of shareholders, business (other than nomination of a director, which
is governed by Sections 3.6 and 3.16) must be (i) in the case of a special meeting called by the Chairman of the Board or at the
request of the Board of Directors, specified in the notice of the special meeting (or any supplement thereto), or (ii) in the case
of an annual meeting properly brought before the meeting by or at the direction of the Board of Directors or (iii) otherwise properly
brought before the annual or special meeting by a shareholder. For business to be properly brought before such a meeting of shareholders
by a shareholder, the shareholder must have given timely notice thereof in writing to the Secretary of the Corporation. To be timely,
a shareholder&#8217;s notice must be delivered to or mailed and received at the principal executive offices of the Corporation
not less than 90 days nor more than 120 days prior to the date of the meeting; provided, however, that if fewer than 100 days&#8217;
notice or prior public disclosure of the date of the meeting is given or made to shareholders, notice by the shareholders to be
timely must be so delivered or received not later than the close of business on the 10th day following the earlier of (i) the day
on which such notice of the date of such meeting was mailed or (ii) the day on which such public disclosure was made. A shareholder&#8217;s
notice to the Secretary shall set forth as to each matter the shareholder proposes to bring before a meeting of shareholders (i)
a brief description of the business desired to be brought before the meeting and the reasons for conducting such business at the
meeting, (ii) the name and address, as they appear on the Corporation&#8217;s books, of the shareholder proposing such business
and any other shareholders known by such shareholder to be supporting such proposal, (iii) the class and number of shares of the
Corporation which are beneficially owned by such shareholder on the date of such shareholder&#8217;s notice and by any other shareholders
known by such shareholder to be supporting such proposal on the date of such shareholder&#8217;s notice, and (iv) any material
interest of the shareholder in such proposal. Notwithstanding anything in these Bylaws to the contrary, no</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">business shall be conducted at a meeting of shareholders except
in accordance with the procedures set forth in this Section 2.8. The Chairman of the meeting shall, if the facts warrant, determine
and declare to the meeting that the business was not properly brought before the meeting in accordance with the procedures prescribed
by these Bylaws, and if the Chairman should so determine, the Chairman shall so declare to the meeting and any such business not
properly brought before the meeting shall not be transacted. The nomination of a director at an annual or special meeting shall
be governed by Sections 3.6 and 3.16. Beneficial ownership for the purpose of this Section 2.8 shall be determined in accordance
with Section 3.16(c)(iv).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>2.9&#9;<U>SEC Proxy Rules</U>. </B>In
addition to complying with the provisions of Section 2.8, a shareholder shall also comply with all applicable requirements of the
Securities Exchange Act of 1934 and the rules and regulations thereunder with respect to the matters set forth in Section 2.8.
Nothing in Section 2.8 shall be deemed to affect any rights of shareholders to request inclusion of proposals in the Corporation&#8217;s
proxy statement pursuant to rules of the Securities and Exchange Commission (&#8220;SEC&#8221;). For such proposals to be acted
upon at a meeting, however, compliance with the notice provisions of Section 2.8 is also required.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>ARTICLE THREE<BR>
<U>DIRECTORS</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.1&#9;<U>Powers of Directors</U>. </B>The
business and affairs of the Corporation shall be managed under the direction of and all corporate powers shall be exercised by
or under the authority of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.2&#9;<U>Number and Qualifications</U>.
</B>The Board of Directors shall consist of fourteen members [changed from &#8220;sixteen&#8221; to &#8220;fourteen&#8221; pursuant
to Board action under section 3.17(i) hereof on 1-24-23]. Except as otherwise provided in Section 3.17: the Board of Directors
has the power to change from time to time the number of directors specified in the preceding sentence; and, any such change in
the number of directors constituting the Corporation&#8217;s Board Directors must be made exclusively by means of an amendment
to these Bylaws adopted by a majority of the entire Board of Directors then in office. Directors need not be shareholders of the
Corporation nor residents of the State of Tennessee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.3&#9;<U>Term of Office</U>. </B>Except
as otherwise provided by law or by the Charter, the term of each director hereafter elected shall be from the time of his or her
election and qualification until the annual meeting next following such election and until a successor shall have been duly elected
and qualified; subject, however, to the right of the removal of any director as provided by law, by the Charter or by these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.4&#9;<U>Compensation</U>. </B>The directors
shall be paid for their services on the Board of Directors and on any Committee thereof such compensation (which may include cash,
shares of stock of the Corporation and options thereon) and benefits together with reasonable expenses, if any, at such times as
may, from time to time, be determined by resolution adopted by a majority of the entire Board of Directors; provided that nothing
herein contained shall be construed to preclude any director from serving the Corporation in any other capacity and being compensated
therefor; provided further that if the Chairman of the Board is at the same time serving as the Chief Executive Officer of the
Corporation, he or she will not be compensated as a non-employee director for his or her service as Chairman.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.5&#9;<U>Committees</U>. </B>Except
as otherwise provided in Section 3.17(e), the directors, by resolution adopted by a majority of the entire Board of Directors,
may designate an executive committee and other committees, consisting of one or more directors, and may delegate to such committee
or</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">committees all such authority of the Board of Directors that
it deems desirable, including, without limitation, authority to appoint corporate officers, fix their salaries, and, to the extent
such is not provided by law, the Charter or these Bylaws, to establish their authority and responsibility, except that no such
committee or committees shall have and exercise the authority of the Board of Directors to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD>authorize distributions (which include dividend declarations), except according to a formula or method prescribed by the Board
of Directors,</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>fill vacancies on the Board of Directors or on any of its committees,</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>adopt, amend or repeal bylaws,</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD>authorize or approve the reacquisition of shares, except according to a formula or method prescribed by the Board of Directors,
or</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD>authorize or approve the issuance or sale or contract for sale of shares, or determine the designation and relative rights,
preferences and limitations of a class or series of shares, except that the Board of Directors may authorize a committee to do
so within limits specifically prescribed by the Board of Directors.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.6&#9;<U>Procedures for Director Nominations</U>.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#9;Except as provided in Section 3.7
with respect to vacancies on the Board of Directors, and except as otherwise provided in Section 3.17, only persons nominated in
accordance with this Section 3.6 shall be eligible for election as directors. Nominations of persons for election to the Board
of Directors may be made (i) at any meeting of shareholders by or at the direction of the Board of Directors, (ii) at any meeting
of shareholders by any shareholder of the Corporation entitled to vote for the election of directors at such meeting who complies
with the procedures set forth in this Section 3.6, or (iii) commencing with the annual meeting of shareholders to be held in 2020,
at an annual meeting of shareholders by any Nominating Shareholder (as defined in Section 3.16 of these Bylaws) who satisfies the
requirements set forth in Section 3.16 of these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&#9;For nominations to be properly brought
before a meeting by a shareholder pursuant to clause (ii) of Section 3.6(a) above, the shareholder must give timely notice in writing
to the Secretary of the Corporation. To be timely, a shareholder&#8217;s notice must be delivered to or mailed and received at
the principal executive offices of the Corporation not less than 90 days nor more than 120 days prior to the date of a meeting;
provided, however, that if fewer than 100 days&#8217; notice or prior public disclosure of the date of the meeting is given or
made to shareholders, notice by the shareholder to be timely must be so delivered or received not later than the close of business
on the 10th day following the earlier of (i) the day on which such notice of the date of such meeting was mailed or (ii) the day
on which such public disclosure was made. In addition, such shareholder&#8217;s notice to the Secretary shall set forth (i) as
to each person whom the shareholder proposes to nominate for election or reelection as a director (a) the name, age, business address
and residence address of such person, (b) the principal occupation or employment of such person, (c) the class and number of shares
of the Corporation which are beneficially owned by such person on the date of such shareholder&#8217;s notice and (d) any other
information relating to such person that is required to be disclosed in solicitations of proxies for election of directors or,
is otherwise required, in each case pursuant to Regulation 14A under the Securities Exchange Act of 1934, as amended (including,
without limitation, such person&#8217;s written consent to being named in the proxy statement as a nominee and to serving as a
director if elected); and (ii) as to the shareholder giving the notice (a) the name and address, as they appear on the Corporation&#8217;s
books, of such shareholder and any other shareholders known by such shareholder to be supporting such nominees and (b) the class
and number of</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">shares of the Corporation which are beneficially owned by such
shareholder on the date of such shareholder&#8217;s notice and by any other shareholders known by such shareholder to be supporting
such nominees on the date of such shareholder&#8217;s notice. The Corporation may require any proposed director nominee to furnish
such other information as it may reasonably require to determine the eligibility of such proposed nominee to serve as an independent
director of the Corporation and to comply with applicable law. Beneficial ownership for purposes of this Section 3.6 shall be determined
in accordance with Section 3.16(c)(iv).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&#9;Except as provided in Section 3.7
with respect to vacancies on the Board of Directors, no person shall be eligible for election as a director of the Corporation
unless nominated in accordance with this Section 3.6 or, commencing with the annual meeting of shareholders to be held in 2020,
Section 3.16. The Chairman of the meeting shall, if the facts warrant, determine and declare to the meeting that a nomination was
not made in accordance with the procedures prescribed by these Bylaws, and if the Chairman should so determine, the Chairman shall
so declare to the meeting and the defective nomination shall be disregarded.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.7&#9;<U>Vacancies; Removal from Office</U>.
</B>Except as otherwise provided by law or by the Charter, newly created directorships resulting from any increase in the authorized
number of directors or any vacancies on the Board of Directors resulting from death, resignation, retirement, disqualification
or any other cause (except removal from office) shall be filled only by the Board of Directors, provided that a quorum is then
in office and present, or only by a majority of the directors then in office, if less than a quorum is then in office or by the
sole remaining director. Any vacancies on the Board of Directors resulting from removal from office may be filled by the affirmative
vote of the holders of at least a majority of the voting power of all outstanding voting stock or, if the shareholders do not so
fill such a vacancy, by a majority of the directors then in office. Directors elected to fill a newly created directorship or other
vacancy shall hold office for a term expiring at the next shareholders&#8217; meeting at which directors are elected and until
such director&#8217;s successor has been duly elected and qualified. A director of the Corporation may be removed by the shareholders
only for cause by the affirmative vote of the holders of at least a majority of the voting power of all outstanding voting stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.8&#9;<U>Place of Meetings</U>. </B>The
directors may hold meetings of the Board of Directors or of a committee thereof at the principal office of the Corporation in Memphis,
Tennessee, or at such other place or places, either in the State of Tennessee or elsewhere, as the Board of Directors or the members
of the committee, as applicable, may from time to time determine by resolution or by written consent or as may be specified in
the notice of the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.9&#9;<U>Quorum</U>. </B>A majority
of the directors shall constitute a quorum for the transaction of business, but a smaller number may adjourn from time to time,
without further notice, if the time and place to which the meeting is adjourned are fixed at the meeting at which the adjournment
is taken and if the period of adjournment does not exceed thirty (30) days in any one (1) adjournment. The vote of a majority of
the directors present at a meeting at which a quorum is present shall be the act of the Board of Directors, unless the vote of
a greater number is required by law, the Charter, or these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.10&#9;<U>Regular Meetings</U>. </B>Following
each annual meeting of shareholders, the newly elected directors shall meet for the purpose of organization, the appointment of
officers and the transaction of other business, and, if a majority of the directors be present at such place, day and hour, no
prior notice of such meeting shall be required to be given to the directors. The place, day and hour of such meeting may also be
fixed by resolution or by written consent of the directors. In addition, the Board of Directors may approve an annual schedule
for regular meetings of the Board of Directors and of committees thereof, and any committee may revise its annual schedule for
regular meetings thereof.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.11&#9;<U>Special Meetings</U>. </B>Special
meetings of the Board of Directors may be called by the Chairman of the Board, the Chief Executive Officer, or the President, and
shall be called by the Chairman of the Board or Secretary on the written request of a majority of directors then in office. Special
meetings of any committee of the Board of Directors may be called by the person or persons specified in the resolution of the Board
of Directors establishing the committee or, for any standing committee, by its chair. Advance notice of any special meeting shall
be given to each director or committee member, as appropriate, as provided in this section. The person or persons calling the meeting,
or the Secretary, shall endeavor in good faith to provide at least two days&#8217; advance notice, if practicable. In any case,
each special meeting shall be called on at least two hours&#8217; advance notice, given personally or by telephone, by facsimile
transmission, by any means of physical delivery, or by any means of electronic transmission. The notice shall state the day and
hour of the meeting and the place where the meeting is to be held. Special meetings of the directors may be held at any time on
written waiver of notice or by consent of all the directors, either of which may be given before, at the time of, or after the
meeting. Electronic transmission to a director may be by electronic mail or message to an address provided by the director, or
by any other electronic transmission method to which the director has consented. Each director is deemed to agree and consent to
receive a notice of any meeting in electronic form delivered by electronic transmission, provided however that a director may deliver
to the Secretary and the Chairman of the Board an explicit objection to such form or delivery method, in which case notice will
be given to that director in another form or by another method, as applicable. Any such objection shall apply only to the meeting
to which it relates unless it explicitly provides for ongoing effect; no such ongoing objection shall continue in effect after
the director&#8217;s then-current term ends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.12&#9;<U>Action without a Meeting</U>.<U>
</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#9;In lieu of a meeting of the Board
of Directors or of a committee thereof, directors may take any action which they are required or permitted to take, without a meeting,
by written consent setting forth the action so taken. Such written consent, singly or in counterparts, shall be signed by each
of the directors entitled to vote thereon and shall be delivered to an Authorized Recipient. The following persons are Authorized
Recipients of written consents: the Corporation&#8217;s Secretary, any Assistant Secretary, or any other person authorized by the
Board of Directors, the Secretary, or an Assistant Secretary in a particular case to receive written consents. If all the directors
entitled to vote consent to taking such action without a meeting, the affirmative vote of the number of directors necessary to
authorize or take such action at a meeting is the act of the Board of Directors or committee, as appropriate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&#9;Without limiting the generality of
the foregoing, any such action may be signed and delivered to the Corporation in conformity with any of, or any combination of,
the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>A written consent may be signed manually or by facsimile. For this purpose &#8220;facsimile&#8221; includes any image of a
manual signature, whether on paper or in an electronic format.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>A written consent may be signed electronically as permitted by law, except to the extent explicitly limited by these bylaws
or by Board action. Examples of electronic signatures include: the manual signature of the director created and placed on an electronic
written consent using a stylus or otherwise; the typed or other written name of the director appearing in an email, text message,
or other electronic communication where the context indicates the director&#8217;s intent for the name to constitute or have the
effect of a signature; and, within any electronic system which the Secretary or any Assistant Secretary has selected to use for
this purpose, marking or otherwise indicating electronically the director&#8217;s approval, disapproval, or other vote. Neither
such communication, nor any vote record created or retained by the system, need include the text of or a copy of the written consent
which is signed electronically so long as the Authorized Recipient can reasonably determine the relationship of the signature to
the consent signed.</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD>A signed written consent on any physical medium may be delivered by any physical means.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD>A facsimile of a signed written consent may be delivered by any physical means or by any electronic transmission, subject to
paragraph (vi). Examples of the latter include: transmitting to an Authorized Recipient by email a scanned image of the manually
signed written consent or of a manually signed signature page thereof; and, transmitting to an Authorized Recipient by email the
electronic written consent document with the director&#8217;s signature, or a facsimile, electronically placed within the document.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(v)</TD><TD>If a written consent is signed electronically, delivery to the Corporation may be accomplished by any electronic transmission,
subject to paragraph (vi). For example, the transmission by a director to an Authorized Recipient of an email which refers to a
written consent document previously delivered to the director, which indicates his or her vote(s) or recusal, and which includes
an electronic signature would be an acceptable means of delivery.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(vi)</TD><TD>In the case of any delivery by electronic transmission: (A) the recipient must be able to receive and interpret the transmission
either by using the Corporation&#8217;s equipment and systems or by using other equipment and systems which the recipient has available
and is willing to use for this purpose; and (B) transmission may be to the recipient&#8217;s Corporation-provided email address
or text-enabled device, or (to the extent permitted by the recipient either before or after receipt) may be to the recipient&#8217;s
personal email address or text-enabled device. In the latter case, the recipient&#8217;s permission may be express or implied from
his or her actions following receipt.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&#9;A director may change or revoke his
or her vote related to an action by written consent only if the change or revocation is signed and delivered in a manner permitted
for the initial vote as provided in this section and only if the action by written consent has not yet become effective. A director
may not revoke his or her consent to take an action without a meeting. A director may instruct an Authorized Recipient to hold
the director&#8217;s signed consent in escrow on the director&#8217;s behalf, in which case delivery of such consent shall not
be effective until released by the director or until the occurrence of one or more events explicitly identified by the director
as conditions to his or her delivery. If an escrow has been established, the Authorized Recipient&#8217;s good faith determination
of whether and when delivery is effected shall be conclusive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&#9;The Secretary is authorized to implement,
administer, and interpret this Section so as to promote consistency and reliability as well as convenience and efficiency. Each
Authorized Recipient is authorized to determine in each case whether and when a written consent has been fully signed and delivered
as provided in this section. The records of the Board or Committee, as applicable, may contain, in lieu of or in addition to copies
of each manual or facsimile signature, one or more certifications by the Secretary and/or other Authorized Recipient(s) to the
effect, collectively, that each director required to sign and deliver the written consent did so, specifying the date on which
the last consent to be delivered was delivered.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&#9;Each director who signs or delivers
an action by written consent using any electronic form or transmission method is deemed to have agreed and consented to the use
of such form and method.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&#9;If a committee established by the
Board of Directors consists of at least one director and at least one non-director officer, each reference in this section and
Section 3.13 to &#8220;director&#8221; shall include each such officer.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.13&#9;<U>Teleconference Meetings</U>.
</B>Directors may participate in a meeting of the Board of Directors or of a committee thereof by, or conduct a meeting through
the use of, any means of communication by which all directors participating may simultaneously hear each other during the meeting.
A director so participating is deemed to be present in person at such meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.14&#9;<U>Chairman of the Board</U>.
</B>The Chairman of the Board shall preside at all meetings of the shareholders and of the Board of Directors (except, with respect
to meetings of the Board of Directors, as may be otherwise determined by the Board of Directors) and shall have such powers and
perform such duties as may be provided for herein and as are normally incident to the position and as may be assigned by the Board
of Directors. If and at such times as the Board of Directors so determines, the Chairman of the Board may also serve as the Chief
Executive Officer of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.15&#9;<U>Vice Chairmen</U>. </B>Vice
Chairmen shall perform such duties and exercise such powers as may be prescribed by the Board of Directors or the Chairman of the
Board.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.16&#9;<U>Shareholder Nominations Included
in the Corporation&#8217;s Proxy Materials.</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#9;<U>Inclusion of Nominees in Proxy
Statement</U>. Subject to the provisions of this Section 3.16, if expressly requested in the relevant Nomination Notice (as defined
below), the Corporation shall include in its proxy statement for any annual meeting of shareholders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>the names of any person or persons nominated for election (each, a &#8220;Nominee&#8221;), which shall also be included on
the Corporation&#8217;s form of proxy and ballot, by any Eligible Holder (as defined below) or group of up to 20 Eligible Holders
that has (individually and collectively, in the case of a group) satisfied, as determined by the Board of Directors, all applicable
conditions and complied with all applicable procedures set forth in this Section (such Eligible Holder or group of Eligible Holders
being a &#8220;Nominating Shareholder&#8221;);</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>disclosure about each Nominee and the Nominating Shareholder required under the rules of the SEC or other applicable law to
be included in the proxy statement;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD>any statement included by the Nominating Shareholder in the Nomination Notice for inclusion in the proxy statement in support
of each Nominee&#8217;s election to the Board of Directors (subject, without limitation, to Section 3.16(e)(ii)), if such statement
does not exceed 500 words and fully complies with Section 14 of the Securities Exchange Act of 1934 and the rules and regulations
thereunder, including Rule 14a-9 (the &#8220;Supporting Statement&#8221;); and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD>any other information that the Corporation or the Board of Directors determines, in their discretion, to include in the proxy
statement relating to the nomination of each Nominee, including, without limitation, any statement in opposition to the nomination,
any of the information provided pursuant to this Section and any solicitation materials or related information with respect to
a Nominee.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For purposes of this Section 3.16, any determination to be made
by the Board of Directors may be made by the Board of Directors, a committee of the Board of Directors or any officer of the Corporation
designated by the Board of Directors or a committee of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&#9;<U>Maximum Number of Nominees</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>The Corporation shall not be required to include in the proxy statement for an annual meeting of shareholders more Nominees
than that number of directors constituting the greater of (i) two or (ii) 20% of the total number of directors of the Corporation
on the</TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">last day on which a Nomination Notice may be submitted
pursuant to this Section (rounded down to the nearest whole number) (the &#8220;Maximum Number&#8221;). The Maximum Number for
a particular annual meeting shall be reduced by: (1) Nominees who the Board of Directors itself decides to nominate for election
at such annual meeting; (2) Nominees who, after becoming a Nominee, cease to satisfy, or Nominees of Nominating Shareholders that,
after becoming Nominating Shareholders, cease to satisfy, the eligibility requirements in this Section 3.16, as determined by the
Board of Directors; (3) Nominees whose nomination is withdrawn by the Nominating Shareholder or who become unwilling to serve on
the Board of Directors; and (4) the number of incumbent directors who had been Nominees with respect to any of the preceding two
annual meetings of shareholders and whose reelection at the upcoming annual meeting is being recommended by the Board of Directors.
In the event that one or more vacancies for any reason occurs on the Board of Directors after the deadline for submitting a Nomination
Notice as set forth in Section 3.16(d) but before the date of the annual meeting, and the Board of Directors resolves to reduce
the size of the Board in connection therewith, the Maximum Number shall be calculated based on the number of directors in office
as so reduced.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>If the number of Nominees pursuant to this Section for any annual meeting of shareholders exceeds the Maximum Number then,
promptly upon notice from the Corporation, each Nominating Shareholder will select one Nominee for inclusion in the proxy statement
until the Maximum Number is reached, going in order of the amount (largest to smallest) of the ownership position as disclosed
in each Nominating Shareholder&#8217;s Nomination Notice, with the process repeated if the Maximum Number is not reached after
each Nominating Shareholder has selected one Nominee. If, after the deadline for submitting a Nomination Notice as set forth in
Section 3.16(d), a Nominating Shareholder or a Nominee ceases to satisfy the eligibility requirements in this Section 3.16, as
determined by the Board of Directors, a Nominating Shareholder withdraws its nomination or a Nominee becomes unwilling to serve
on the Board of Directors, whether before or after the mailing or other distribution of the definitive proxy statement, then the
nomination shall be disregarded, and the Corporation: (1) shall not be required to include in its proxy statement or on any ballot
or form of proxy the disregarded Nominee or any successor or replacement nominee proposed by the Nominating Shareholder or by any
other Nominating Shareholder and (2) may otherwise communicate to its shareholders, including without limitation by amending or
supplementing its proxy statement or ballot or form of proxy, that a Nominee will not be included as a nominee in the proxy statement
or on any ballot or form of proxy and will not be voted on at the annual meeting.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&#9;<U>Eligibility of Nominating Shareholder</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>An &#8220;Eligible Holder&#8221; is a person who has either (1) been a record holder of the shares of common stock used to
satisfy the eligibility requirements in this Section 3.16(c) continuously for the three-year period specified in Subsection (ii)
below or (2) provides to the Secretary of the Corporation, within the time period referred to in Section 3.16(d), evidence of continuous
ownership of such shares for such three-year period from one or more securities intermediaries in a form that the Board of Directors
determines would be deemed acceptable for purposes of a shareholder proposal under Rule 14a-8(b)(2) under the Securities Exchange
Act of 1934 (or any successor rule).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>An Eligible Holder or group of up to 20 Eligible Holders may submit a nomination in accordance with this Section only if the
person or group (in the aggregate) has </TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">continuously owned at least the Minimum Number (as
defined below) of shares of the Corporation&#8217;s common stock throughout the three-year period preceding and including the
date of submission of the Nomination Notice, and continues to own at least the Minimum Number through the date of the annual
meeting. Two or more funds that are (x) under common management and investment control, (y) under common management and
funded primarily by a single employer or (z) a &#8220;group of investment companies,&#8221; as such term is defined in
Section 12(d)(1)(G)(ii) of the Investment Company Act of 1940, as amended, shall be treated as one Eligible Holder if such
Eligible Holder shall provide together with the Nomination Notice documentation reasonably satisfactory to the
Corporation that demonstrates that the funds meet the criteria set forth in (x), (y) or (z) hereof. For the avoidance of
doubt, in the event of a nomination by a group of Eligible Holders, any and all requirements and obligations for an
individual Eligible Holder that are set forth in this Section 3.16, including the minimum holding period, shall apply to each
member of such group; provided, however, that the Minimum Number shall apply to the ownership of the group in the aggregate.
Should any shareholder cease to satisfy the eligibility requirements in this Section 3.16, as determined by the Board of
Directors, or withdraw from a group of Eligible Holders at any time prior to the annual meeting of shareholders, the group of
Eligible Shareholders shall only be deemed to own the shares held by the remaining members of the group.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD>The &#8220;Minimum Number&#8221; of shares of the Corporation&#8217;s common stock means 3% of the number of outstanding shares
of common stock as of the most recent date for which such amount is given in any filing by the Corporation with the SEC prior to
the submission of the Nomination Notice.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD>For purposes of this Section 3.16, an Eligible Holder &#8220;owns&#8221; only those outstanding shares of the Corporation as
to which the Eligible Holder possesses both:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(A)</TD><TD>the full voting and investment rights pertaining to the shares; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(B)</TD><TD>the full economic interest in (including the opportunity for profit and risk of loss on) such shares;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">provided that the number of shares calculated in accordance
with clauses (A) and (B) shall not include any shares: (1) purchased or sold by such Eligible Holder or any of its affiliates in
any transaction that has not been settled or closed, (2) sold short by such Eligible Holder, (3) borrowed by such Eligible Holder
or any of its affiliates for any purpose or purchased by such Eligible Holder or any of its affiliates pursuant to an agreement
to resell or subject to any other obligation to resell to another person, or (4) subject to any option, warrant, forward contract,
swap, contract of sale, other derivative or similar agreement entered into by such Eligible Holder or any of its affiliates, whether
any such instrument or agreement is to be settled with shares or with cash based on the notional amount or value of outstanding
shares of the Corporation, in any such case which instrument or agreement has, or is intended to have, the purpose or effect of:
(x) reducing in any manner, to any extent or at any time in the future, such Eligible Holder&#8217;s or any of its affiliates&#8217;
full right to vote or direct the voting of any such shares, and/or (y) hedging, offsetting, or altering to any degree, gain or
loss arising from the full economic ownership of such shares by such Eligible Holder or any of its affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">An Eligible Holder &#8220;owns&#8221; shares held in
the name of a nominee or other intermediary so long as the Eligible Holder retains the right to instruct how the shares are voted
with respect to the election of directors and possesses the full economic interest in the shares. An Eligible Holder&#8217;s ownership
of shares shall be deemed to continue during any period </P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">in which the Eligible Holder has delegated any voting power by means of
a proxy, power of attorney, or other similar instrument or arrangement
that is revocable at any time by the Eligible Holder. An Eligible Holder&#8217;s ownership of shares shall be deemed to continue
during any period in which the Eligible Holder has loaned such shares, provided that the Eligible Holder has the power to recall
such loaned shares on five business days&#8217; notice and continues to hold such shares through the date of the annual meeting.
The terms &#8220;owned,&#8221; &#8220;owning&#8221; and other variations of the word &#8220;own&#8221; shall have correlative meanings.
Whether outstanding shares of the Corporation are &#8220;owned&#8221; for these purposes shall be determined by the Board.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(v)</TD><TD>No Eligible Holder shall be permitted to be in more than one group constituting a Nominating Shareholder, and if any Eligible
Holder appears as a member of more than one group, it shall be deemed to be a member of the group that has the largest ownership
position as reflected in the Nomination Notice.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&#9;<U>Nomination Notice</U>. To nominate
a Nominee, the Nominating Shareholder must, no earlier than 150 calendar days and no later than 120 calendar days before the anniversary
of the date that the Corporation mailed its proxy statement for the prior year&#8217;s annual meeting of shareholders, submit to
the Secretary of the Corporation at the principal executive office of the Corporation all of the following information and documents
(collectively, the &#8220;Nomination Notice&#8221;); provided, however, that if (and only if) the annual meeting is not scheduled
to be held within a period that commences 30 days before the first anniversary date of the preceding year&#8217;s annual meeting
and ends 30 days after the first anniversary date of the preceding year&#8217;s annual meeting (an annual meeting date outside
such period being referred to herein as an &#8220;Other Meeting Date&#8221;), the Nomination Notice shall be given in the manner
provided herein by the later of the close of business on the date that is 180 days prior to such Other Meeting Date or the tenth
day following the date such Other Meeting Date is first publicly announced or disclosed:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>A Schedule 14N (or any successor form) relating to each Nominee, completed and filed with the SEC by the Nominating Shareholder
as applicable, in accordance with SEC rules;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>A written notice, in a form deemed satisfactory by the Board of Directors, of the nomination of each Nominee that includes
the following additional information, agreements, representations and warranties by the Nominating Shareholder (including each
group member):</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(A)</TD><TD>the information required with respect to the nomination of directors pursuant to Section 3.6 of these Bylaws;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(B)</TD><TD>the details of any relationship that existed within the past three years and that would have been described pursuant to Item
6(e) of Schedule 14N (or any successor item) if it existed on the date of submission of the Schedule 14N;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(C)</TD><TD>a representation and warranty that the Nominating Shareholder acquired the securities of the Corporation in the ordinary course
of business and did not acquire, and is not holding, securities of the Corporation for the purpose or with the effect of influencing
or changing control of the Corporation;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(D)</TD><TD>a representation and warranty that each Nominee&#8217;s candidacy or, if elected, Board membership would not violate applicable
state or federal law or the rules of any stock exchange on which the Corporation&#8217;s securities are traded;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(E)</TD><TD>a representation and warranty that each Nominee:</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 22.5pt">(1)</TD><TD>does not have any direct or indirect relationship with the Corporation other than those that have been deemed categorically
immaterial under the Corporation&#8217;s Categorical Standards as most recently published on its website and otherwise qualifies
as independent under the rules of the primary stock exchange on which the Corporation&#8217;s shares of common stock are traded;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 22.5pt">(2)</TD><TD>meets the audit committee and compensation committee independence requirements under the rules of the primary stock exchange
on which the Corporation&#8217;s shares of common stock are traded;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 22.5pt">(3)</TD><TD>qualifies as independent under the Federal Reserve regulations implementing Section 165(h) of the Dodd Frank Act (12 CFR Sec.
252.22(d));</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 22.5pt">(4)</TD><TD>is a &#8220;non-employee director&#8221; for the purposes of Rule 16b-3 under the Securities Exchange Act of 1934 (or any successor
rule); and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 22.5pt">(5)</TD><TD>is not and has not been subject to any event specified in Rule 506(d)(1) of Regulation D (or any successor rule) under the
Securities Act of 1933 or Item 401(f) of Regulation S-K (or any successor rule) under the Securities Exchange Act of 1934, without
reference to whether the event is material to an evaluation of the ability or integrity of such Nominee;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(F)</TD><TD>a representation and warranty that the Nominating Shareholder satisfies the eligibility requirements set forth in Section 3.16(c)
and has provided evidence of ownership to the extent required by Section 3.16(c)(i);</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(G)</TD><TD>a representation and warranty that the Nominating Shareholder intends to continue to satisfy the eligibility requirements described
in Section 3.16(c) through the date of the annual meeting and a statement regarding the Nominating Shareholder&#8217;s intent with
respect to continued ownership of the Minimum Number of shares for at least one year following the annual meeting;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(H)</TD><TD>details of any position of a Nominee as an officer or director of any competitor (that is, any entity that produces products
or provides services that compete with or are alternatives to the products produced or services provided by the Corporation or
its affiliates) of the Corporation, within the three years preceding the submission of the Nomination Notice;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(I)</TD><TD>a representation and warranty that the Nominating Shareholder will not engage in a &#8220;solicitation&#8221; within the meaning
of Rule 14a-1(l) under the Securities Exchange Act of 1934 (without reference to the exception in Section 14a-1(l)(2)(iv)) (or
any successor rules) with respect to the annual meeting, other than with respect to a Nominee or any nominee of the Board;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(J)</TD><TD>a representation and warranty that the Nominating Shareholder will not use any proxy card other than the Corporation&#8217;s
proxy card in soliciting shareholders in connection with the election of a Nominee at the annual meeting;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(K)</TD><TD>if desired, a Supporting Statement; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(L)</TD><TD>in the case of a nomination by a group, the designation by all group members of one group member that is authorized to act
on behalf of all group members with respect to matters relating to the nomination, including withdrawal of the nomination;</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD>An executed agreement, in a form deemed satisfactory by the Board of Directors, pursuant to which the Nominating Shareholder
(including each group member) agrees:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(A)</TD><TD>to comply with all applicable laws, rules and regulations in connection with the nomination, solicitation and election;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(B)</TD><TD>to file any written solicitation with the Corporation&#8217;s shareholders relating to one or more of the Corporation&#8217;s
directors or director nominees or any Nominee with the Securities and Exchange Commission, regardless of whether any such filing
is required under rule or regulation or whether any exemption from filing is available for such materials under any rule or regulation;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(C)</TD><TD>to assume all liability stemming from an action, suit or proceeding concerning any actual or alleged legal or regulatory violation
arising out of any communication by the Nominating Shareholder or any of its Nominees with the Corporation, its shareholders or
any other person in connection with the nomination or election of directors, including, without limitation, the Nomination Notice;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(D)</TD><TD>to indemnify and hold harmless (jointly with all other group members, in the case of a group member) the Corporation and each
of its directors, officers and employees individually against any liability, loss, damages, expenses or other costs (including
attorneys&#8217; fees) incurred in connection with any threatened or pending action, suit or proceeding, whether legal, administrative
or investigative, against the Corporation or any of its directors, officers or employees arising out of or relating to a failure
or alleged failure of the Nominating Shareholder or any of its Nominees to comply with, or any breach or alleged breach of, its
or their obligations, agreements or representations under this Section 3.16;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(E)</TD><TD>in the event that any information included in the Nomination Notice, or any other communication by the Nominating Shareholder
(including with respect to any group member), with the Corporation, its shareholders or any other person in connection with the
nomination or election ceases to be true and accurate in all material respects (or omits a material fact necessary to make the
statements made not misleading), or that the Nominating Shareholder (including any group member) has failed to continue to satisfy
the eligibility requirements described in Section 3.16(c), to promptly (and in any event within 48 hours of discovering such misstatement,
omission or failure) notify the Corporation and any other recipient of such communication of (A) the misstatement or omission in
such previously provided information and of the information that is required to correct the misstatement or omission or (B) such
failure; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD>An executed agreement, in a form deemed satisfactory by the Board of Directors, by each Nominee:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(A)</TD><TD>to provide to the Corporation such other information and certifications, including completion of the Corporation&#8217;s director
questionnaires, as it may reasonably request;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(B)</TD><TD>at the reasonable request of the Nominating&nbsp;&amp; Corporate Governance Committee, to meet with the Nominating&nbsp;&amp;
Corporate Governance Committee to discuss matters relating to the nomination of such Nominee to the Board of Directors, including
the information provided by such Nominee to the Corporation in connection with his or her nomination and such Nominee&#8217;s eligibility
to serve as a member of the Board of Directors;</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(C)</TD><TD>that such Nominee has read and agrees, if elected, to serve as a member of the Board of Directors, to adhere to the Corporation&#8217;s
Corporate Governance Guidelines, Code of Business Conduct and Ethics, Procedures for the Approval, Monitoring and Ratification
of Related Party Transactions, and any other Corporation policies and guidelines applicable to directors; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(D)</TD><TD>that such Nominee is not and will not become a party to (i) any compensatory, payment or other financial agreement, arrangement
or understanding with any person or entity in connection with his or her nomination, service or action as a director of the Corporation
that has not been disclosed to the Corporation, (ii) any agreement, arrangement or understanding with any person or entity as to
how such Nominee would vote or act on any issue or question as a director (a &#8220;Voting Commitment&#8221;) that has not been
disclosed to the Corporation or (iii) any Voting Commitment that could limit or interfere with such Nominee&#8217;s ability to
comply, if elected as a director of the Corporation, with its fiduciary duties under applicable law.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The information and documents required by this Section 3.16(d)
to be provided by the Nominating Shareholder shall be: (i) provided with respect to and executed by each group member, in the case
of information applicable to group members; and (ii) provided with respect to the persons specified in Instruction 1 to Items 6(c)
and (d) of Schedule 14N (or any successor item) in the case of a Nominating Shareholder or group member that is an entity. The
Nomination Notice shall be deemed submitted on the date on which all the information and documents referred to in this Section
(d) (other than such information and documents contemplated to be provided after the date the Nomination Notice is provided) have
been delivered to or, if sent by mail, received by the Secretary of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 0.5in"> (e) <U>Exceptions</U>.</P>



<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>Notwithstanding anything to the contrary contained in this Section 3.16, the Corporation may omit from its proxy statement
any Nominee and any information concerning such Nominee (including a Nominating Shareholder&#8217;s Supporting Statement) and no
vote on such Nominee will occur (notwithstanding that proxies in respect of such vote may have been received by the Corporation),
and the Nominating Shareholder may not, after the last day on which a Nomination Notice would be timely, cure in any way any defect
preventing the nomination of such Nominee, if:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(A)</TD><TD>the Corporation receives a notice pursuant to Section 3.6 of these Bylaws that a shareholder intends to nominate a candidate
for director at the annual meeting, whether or not such notice is subsequently withdrawn or made the subject of a settlement with
the Corporation;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(B)</TD><TD>the Nominating Shareholder or the designated lead group member, as applicable, or any qualified representative thereof, does
not appear at the meeting of shareholders to present the nomination submitted pursuant to this Section 3.16, the Nominating Shareholder
withdraws its nomination or the Chairman of the annual meeting declares that such nomination was not made in accordance with the
procedures prescribed by this Section 3.16 and shall therefore be disregarded;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(C)</TD><TD>the Board of Directors determines that such Nominee&#8217;s nomination or election to the Board of Directors would result in
the Corporation violating or failing to be in compliance with the Corporation&#8217;s Bylaws or Charter (as amended and/or restated
from time to time) or any applicable law, rule or regulation to which the Corporation</TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 94.5pt">is subject, including any rules or regulations of
the primary stock exchange on which the Corporation&#8217;s common stock is traded;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 94.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(D)</TD><TD>such Nominee was nominated for election to the Board of Directors pursuant to this Section 3.16 at one of the Corporation&#8217;s
two preceding annual meetings of shareholders and either withdrew or became ineligible or received a vote of less than 25% of the
votes cast;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(E)</TD><TD>such Nominee has been, within the past three years, an officer or director of a competitor, as defined for purposes of Section
8 of the Clayton Antitrust Act of 1914, as amended; or a management official of an unaffiliated depository institution or depository
institution holding company, as defined for purposes of the Depository Institutions Management Interlocks Act, as amended;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(F)</TD><TD>the Corporation is notified, or the Board of Directors determines, that the Nominating Shareholder or the Nominee has failed
to continue to satisfy the eligibility requirements described in Section 3.16(c), any of the representations and warranties made
in the Nomination Notice ceases to be true and accurate in all material respects (or omits a material fact necessary to make the
statements made not misleading), such Nominee becomes unwilling or unable to serve on the Board of Directors or any material violation
or breach occurs of the obligations, agreements, representations or warranties of the Nominating Shareholder or such Nominee under
this Section 3.16;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>Notwithstanding anything to the contrary contained in this Section 3.16, the Corporation may omit from its proxy statement,
or may supplement or correct, any information, including all or any portion of the Supporting Statement or any other statement
in support of a Nominee included in the Nomination Notice, if the Board of Directors determines that:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(A)</TD><TD>such information is not true in all material respects or omits a material statement necessary to make the statements made not
misleading;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(B)</TD><TD>such information directly or indirectly impugns the character, integrity or personal reputation of, or directly or indirectly
makes charges concerning improper, illegal or immoral conduct or associations, without factual foundation, with respect to, any
person; or</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 72pt"></TD><TD STYLE="width: 22.5pt">(C)</TD><TD>the inclusion of such information in the proxy statement would otherwise violate the SEC proxy rules or any other applicable
law, rule or regulation.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">The Corporation may solicit against, and include in
the proxy statement its own statement relating to, any Nominee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>3.17&#9;<FONT STYLE="color: black"><U>CEO
and Chairman Position and Succession; Board Composition; Headquarters</U></FONT><U>.</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="color: black">(a)&#9;<U>Definitions</U>.
In addition to any terms defined below, the following definitions shall apply to this Section 3.17:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD><FONT STYLE="font-size: 10pt">&#8220;Closing Date&#8221; shall have the meaning set forth in the Merger Agreement.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(ii)</FONT></TD><TD><FONT STYLE="font-size: 10pt">&#8220;Continuing First Horizon Directors&#8221; shall mean Mr. D. Bryan Jordan, the directors
as of the Effective Time who were directors of the Corporation as of immediately prior to the Effective Time and who were selected
to be directors of the Corporation and First Horizon Bank by the Corporation as of the Effective Time, pursuant to Section 6.12(a) </FONT></TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">of the Merger Agreement, and any additional
directors of the Corporation or First Horizon Bank (as applicable) who were nominated and subsequently appointed or elected
to fill a vacancy created by the cessation of service of a Continuing First Horizon Director pursuant to this Section
3.17.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(iii)</FONT></TD><TD><FONT STYLE="font-size: 10pt">&#8220;Continuing IBKC Directors&#8221; shall mean Mr. Daryl G. Byrd, the directors as of the
Effective Time who were directors of IBKC as of immediately prior to the Effective Time and who were selected to be directors of
the Corporation and First Horizon Bank by IBKC as of the Effective Time, pursuant to Section 6.12(a) of the Merger Agreement, and
any additional directors of the Corporation or First Horizon Bank (as applicable) who were nominated and subsequently appointed
or elected to fill a vacancy created by the cessation of service of a Continuing IBKC Director pursuant to this Section 3.17.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(iv)</FONT></TD><TD><FONT STYLE="font-size: 10pt">&#8220;Effective Time&#8221; shall have the meaning set forth in the Merger Agreement.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(v)</FONT></TD><TD><FONT STYLE="font-size: 10pt">&#8220;IBKC&#8221; shall mean IBERIABANK Corporation, a Louisiana corporation.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

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<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(vi)</FONT></TD><TD><FONT STYLE="font-size: 10pt">&#8220;Merger Agreement&#8221; shall mean the Agreement and Plan of Merger, dated as of November
3, 2019, by and between the Corporation and IBKC, as the same may be amended from time to time.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b) &#9;<U>Chairman and CEO</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD><FONT STYLE="font-size: 10pt">Effective as of the Effective Time, Mr. Jordan shall continue to serve as President and Chief
Executive Officer of the Corporation and as Chief Executive Officer of the Corporation&#8217;s subsidiary, First Horizon Bank (&#8220;First
Horizon Bank&#8221;) and Mr. Byrd shall become the Executive Chairman of the Boards of Directors of the Corporation and of First
Horizon Bank.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(ii)</FONT></TD><TD><FONT STYLE="font-size: 10pt">Upon the earlier of (i) the death, resignation, removal, disqualification or other cessation
of service by Mr. Byrd as Chairman of the Boards of Directors of the Corporation and of First Horizon Bank, and (ii) the date that
is two (2) years after the Closing Date, Mr. Jordan shall succeed Mr. Byrd as the Chairman of the Board of Directors of the Corporation
and of First Horizon Bank (the date of such succession, the &#8220;Chairman Succession Date&#8221;). From the Chairman Succession
Date through the earlier of (i) the death, resignation, removal, disqualification or other cessation of service by Mr. Byrd, and
(ii) the date that is five (5) years after the Closing Date, Mr. Byrd shall serve as a senior advisor to the Corporation and to
First Horizon Bank. The Corporation may enter into or amend appropriate agreements or arrangements with Mr. Jordan and Mr. Byrd
in connection with the subject matter of this Section 3.17(b) (any such agreement or arrangement, as may be amended, supplemented
or modified from time to time and including any such agreement or arrangement entered into on or prior to July 1, 2020 in contemplation
of the Corporation&#8217;s merger with IBERIABANK Corporation on that date, an &#8220;Employment Agreement&#8221;).</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(iii)</FONT></TD><TD><FONT STYLE="font-size: 10pt">Prior to the date that is the third (3rd) anniversary of the Closing Date (such date, the &#8220;Expiration
Date&#8221;), (i) the removal of Mr. Byrd from, or the failure to appoint or re-elect Mr. Byrd to, any of the positions specifically
provided for in this Section 3.17 and in any Employment Agreement with Mr. Byrd at the times specifically provided for in this
Section 3.17 or in any Employment Agreement with Mr. Byrd, or (ii) the removal of Mr. Jordan from, or the failure to appoint or
re-elect Mr. Jordan to, any of the positions specifically provided for in this Section 3.17 and in any Employment Agreement with
Mr. Jordan at the times specifically provided for in this Section 3.17 or in any</FONT></TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">Employment Agreement with Mr. Jordan, shall each require
the affirmative vote of at least 75% of the entire Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c) <U>Composition of the Board of
Directors</U><I>. </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD><FONT STYLE="font-size: 10pt">Prior to the Expiration Date, the number of directors that will comprise the entire Board of
Directors of the Corporation and the entire Board of Directors of First Horizon Bank shall each initially be seventeen (17), initially
consisting of (i) the chief executive officer of First Horizon as of immediately prior to the Effective Time, (ii) the chief executive
officer of IBKC as of immediately prior to the Effective Time, (iii) eight (8) other Continuing First Horizon Directors, and (iv)
seven (7) other Continuing IBKC Directors. It is the objective of the Corporation that, over time and subject to Section 3.17(i),
the size of the Boards of Directors of the Corporation and of First Horizon Bank will be reduced. Prior to the date that is the
second (2<SUP>nd</SUP>) anniversary of the Effective Time, (i) any determination not to nominate Mr. Byrd as a director of the
Corporation or First Horizon Bank as contemplated by any Employment Agreement with Mr. Byrd, or (ii) any determination not to nominate
Mr. Jordan as a director of the Corporation or First Horizon Bank as contemplated by any Employment Agreement with Mr. Jordan,
shall each require the affirmative vote of at least 75% of the entire Board of Directors.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt; letter-spacing: -0.05pt">(ii)</FONT></TD><TD><FONT STYLE="font-size: 10pt; letter-spacing: -0.05pt">Prior to the Expiration Date, (x) any vacancy on the Boards of Directors
of the Corporation or of First Horizon Bank resulting from the cessation of service by any Continuing IBKC Director for any reason
shall be filled by the Board of Directors with a nominee selected by majority vote of the Continuing IBKC Directors then in office,
in which case the Continuing First Horizon Directors shall vote to approve the appointment or nomination (as applicable) of such
individual; provided, that any such appointment or nomination shall be made in accordance with applicable law and the rules of
the New York Stock Exchange (or other national securities exchange on which the Corporation&#8217;s securities are listed), and
(y) the Continuing IBKC Directors shall have the exclusive authority to nominate (by majority vote), on behalf of the Board of
Directors, directors for election at each annual meeting, or at any special meeting at which directors are to be elected, to fill
each seat previously held by a Continuing IBKC Director.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(iii)</FONT></TD><TD><FONT STYLE="font-size: 10pt">Prior to the Expiration Date, (x) any vacancy on the Boards of Directors of the Corporation or
of First Horizon Bank resulting from the cessation of service by any Continuing First Horizon Director for any reason shall be
filled by the Board of Directors with a nominee selected by majority vote of the Continuing First Horizon Directors then in office,
in which case the Continuing IBKC Directors shall vote to approve the appointment or nomination (as applicable) of such individual;
provided, that any such appointment or nomination shall be made in accordance with applicable law and the rules of the New York
Stock Exchange (or other national securities exchange on which the Corporation&#8217;s securities are listed), and (y) the Continuing
First Horizon Directors shall have the exclusive authority to nominate (by majority vote), on behalf of the Board of Directors,
directors for election at each annual meeting, or at any special meeting at which directors are to be elected, to fill each seat
previously held by a Continuing First Horizon Director.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&#9;<U>Lead Director</U>. Until the Chairman
Succession Date, the lead independent director (the &#8220;Lead Director&#8221;) of the Board of Directors of the Corporation and
of First Horizon Bank shall be an independent director chosen from among the Continuing First Horizon Directors by majority vote
of the Continuing First Horizon Directors. At the Chairman Succession Date and continuing until the Expiration Date, the Lead Director
shall be an independent director chosen from among the Continuing IBKC</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Directors by majority vote of the Continuing IBKC Directors,
who shall, after the Expiration Date, serve in that capacity until replaced by a majority vote of the entire Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.2in 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; letter-spacing: -0.05pt">(e)&#9;<U>Composition
of Committees</U>. Prior to the Expiration Date, (i) each committee of the Boards of Directors of the Corporation and of First
Horizon Bank shall, to the fullest extent practicable, have at least five (5) members, (ii) each committee of the Boards of</FONT><FONT STYLE="letter-spacing: -0.05pt">
<FONT STYLE="font-family: Times New Roman, Times, Serif">Directors of the Corporation and of First Horizon Bank shall, to the extent
reasonably practicable, have a number of Continuing IBKC Directors that is one (1) less than the number of Continuing First Horizon
Directors serving on each such committee, (iii) the chair of the Compensation Committee shall be a director selected from among
the Continuing IBKC Directors by majority vote of the Continuing IBKC Directors, and (iv) the chair of the Executive and Risk Committee
shall be (A) until the Chairman Succession Date, a director selected from among the Continuing IBKC Directors by a majority vote
of the Continuing IBKC Directors, and (B) thereafter, a director selected from among the Continuing First Horizon Directors by
a majority vote of the Continuing First Horizon Directors.</FONT></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.2in 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.35in 0pt 0; text-indent: 0.5in">(f)&#9;<U>Regional Banking Headquarters</U>.
Until the Expiration Date, the headquarters for the Corporation&#8217;s and First Horizon Bank&#8217;s regional banking business
shall be located in New Orleans, Louisiana.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.35in 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.05in 0pt 0; text-indent: 0.5in"><FONT STYLE="letter-spacing: 0.05pt">(g)&#9;<U>Supremacy</U>.
In the event of any inconsistency between any provision of this Section 3.17 and any other provision of these Bylaws or the Corporation&#8217;s
other constituent documents, the provisions of this Section 3.17 shall control to the fullest extent permitted by law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.05in 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.1in 0pt 0; text-indent: 0.5in">(h)&#9;<U>Action by First Horizon
Bank</U>. The Corporation (as the sole voting shareholder of First Horizon Bank) shall cause First Horizon Bank to comply with
the provisions of this Section 3.17 that are applicable to it.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.1in 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.15in 0pt 0; text-indent: 0.5in">(i)&#9;<U>Amendments</U>. Prior
to the Expiration Date, the provisions of this Section 3.17 may be modified, amended or repealed, and any Bylaw provision inconsistent
with such provisions may be adopted (and any modification, amendment, repeal or inconsistent Bylaw provision and other related
resolutions may be proposed or recommended by the Board for adoption by the shareholders of the Corporation), only by the affirmative
vote of at least 75% of the entire Board of Directors. Notwithstanding anything in this Section 3.17 to the contrary, prior to
the Expiration Date, the Board, by the affirmative vote of at least 75% of the entire Board of Directors, may change the number
of directors that will comprise the entire Board of Directors, select any independent director as Lead Director, and select any
director as the Chair of the Executive&nbsp;&amp; Risk Committee (or, commencing July 26, 2022, select any director as the Chair
of the Executive Committee and any director as the Chair of the Risk Committee).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.15in 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE FOUR<BR>
<U>OFFICERS</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.1&#9;<U>Designated Officers</U>. </B>The
officers of the Corporation shall consist of such officers as are required by the Tennessee Business Corporation Act and such other
officers, including officers identified in Sections 4.8 through 4.22 below, as the Board of Directors determines from time to time,
along with such other officers and assistant officers as may be from time to time determined and appointed in accordance with the
provisions of this Article Four. The title of any officer may include any additional descriptive designation determined to be appropriate.
Any person may hold two or more offices, except that the President shall not also be the Secretary or an Assistant Secretary. The
officers need not be directors, and officers need not be shareholders.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.2&#9;<U>Appointment of Officers</U>.
</B>Except as otherwise provided in this Section 4.2, the officers of the Corporation shall be appointed by the Board of Directors
at the annual organizational meeting of the Board of Directors following the annual meeting of shareholders. The Board of Directors
hereby delegates to the Compensation Committee of the Board of Directors: (i) the power to create corporate offices; (ii) the power
to define the authority and responsibility of such offices, except to the extent such authority or responsibility would not be
consistent with the law or the Charter; and (iii) the power to appoint persons to any office of the Corporation except the offices
of the Executive Chairman of the Board; Chief Executive Officer; President; Chief Operating Officer; Secretary; and any office
the incumbent in which is designated by the Board as an Executive Officer (as defined in Section 4.5 hereof). In addition, the
Board of Directors hereby delegates (a) to the Chief Human Resources Officer the authority to appoint persons to any office of
the Corporation of the level of Senior Vice President and below at any time and (b) to the Chief Executive Officer the authority
to appoint persons to any office of the Corporation of the level of Executive Vice President and below at any time; provided, however,
that the Board of Directors may not delegate such authority with respect to those offices to which the Compensation Committee of
the Board can not appoint persons pursuant to clause (iii) above. Notwithstanding anything to the contrary in this Article Four
of the Bylaws, the Board of Directors retains the authority at any time to create corporate offices; to define the authority and
responsibility of such offices, except to the extent such authority or responsibility would not be consistent with the law or the
Charter; to appoint all officers and such other officers and agents as it shall deem necessary, who shall exercise such powers
and perform such duties as shall be determined from time to time by the Board of Directors; and, except with respect to the Secretary
and to any office the incumbent in which is designated by the Board as an Executive Officer (as defined in Section 4.5 hereof),
to delegate all such authority to a committee of the Board of Directors and to delegate only the authority to appoint such officers
or agents to one or more officers of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.3&#9;<U>Term</U>. </B>The officers
of the Corporation shall be appointed for a term of one (1) year and until their successors are appointed and qualified, subject
to the right of removal specified in Section 4.4 of these Bylaws. The designation of a specified term does not grant to any officer
any contract rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.4&#9;<U>Vacancies, Resignations and
Removal</U>. </B>If the office of any officer or officers becomes vacant for any reason, the vacancy may be filled by the Board
of Directors or, if such officer was, or could have been, appointed by a committee or another officer, by such committee or such
other officer. Any officer may resign at any time by delivering a written notice to the Chairman of the Board, the Chief Executive
Officer, the President, the Chief Operating Officer, the Secretary, or that Executive Officer who is the Chief Human Resources
Officer (as defined in Section 4.15) or to whom that officer reports, or the designee of any of them, which shall be effective
upon delivery unless it specifies a later date acceptable to the Corporation. Any Executive Officer (as defined in Section 4.5
below) and the Secretary shall be subject to removal at any time with or without cause only by the affirmative vote of a majority
of the Board of Directors. Any other officer shall be subject to removal at any time with or without cause by the affirmative vote
of a majority of the Board of Directors, and in the event the officer was, or could have been, appointed by a committee or another
officer, then by such other officer or by the affirmative vote of a majority of either such committee or the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.5&#9;<U>Executive Officers</U>. </B>&#8220;Executive
Officers&#8221; shall be those officers of the Corporation expressly designated from time to time in a resolution or resolutions
of the Board of Directors as being &#8216;executive officers&#8217; for purposes of these Bylaws or for purposes of any rule or
regulation of the Securities and Exchange Commission under the Securities Exchange Act of 1934, as amended. The fact that an officer&#8217;s
title contains the word &#8220;executive&#8221; and appears in a Board resolution shall not, by itself, constitute an executive
officer designation as provided in this Section.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.6&#9;<U>Compensation</U>. </B>The Board
of Directors, or a committee thereof, shall fix the compensation of Executive Officers of the Corporation. The compensation of
officers who are not Executive Officers shall be fixed by the Board of Directors, by a committee thereof, or by management under
such policies and procedures as shall be established by the Board of Directors or a committee thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.7&#9;<U>Delegation of Officer Duties</U>.
</B>In case of the absence of any officer of the Corporation, or for any reason that the Board of Directors (or, in addition, in
the case of any officer appointed by a committee or another officer, such committee or such officer or any other committee or any
other officer which could appoint such officer pursuant to Section 4.2 of these Bylaws) may deem sufficient, the Board of Directors
(or committee or other officer, as applicable) may delegate, for the time being, the powers or duties, or any of them, of such
officer to any other officer, or to any director.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.8&#9;<U>Executive Chairman of the Board</U>.
</B>The Executive Chairman of the Board, in addition to the powers and duties provided in Section 3.14, shall have such powers
and perform such duties as may be provided for in Section 3.17 and otherwise herein, as are normally incident to the office, and
as may be assigned by the Board of Directors. During any time when there is an incumbent in the office of Executive Chairman of
the Board, all references in these Bylaws to &#8220;Chairman of the Board&#8221; shall refer to the Executive Chairman of the Board.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.9&#9;<U>Chief Executive Officer</U>.
</B>The Chief Executive Officer, in the absence of the Chairman of the Board, shall preside at all meetings of the shareholders
and of the Board of Directors (except, with respect to meetings of the Board of Directors, as may be otherwise determined by the
Board of Directors). The Chief Executive Officer shall be responsible for carrying out the orders of and the resolutions and policies
adopted by the Board of Directors and shall have general management of the business of the Corporation and shall exercise general
supervision over all of its affairs. In addition, the Chief Executive Officer shall have such powers and perform such duties as
may be provided for herein and as are normally incident to the office and as may be prescribed by the Board of Directors. If and
at such time as the Board of Directors so determines, the Chief Executive Officer may also serve as the President of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.10&#9;<U>President</U>. </B>The President,
in the absence of the Chairman of the Board and the Chief Executive Officer, shall preside at all meetings of the shareholders
and of the Board of Directors (except, with respect to meetings of the Board of Directors, as may be otherwise determined by the
Board of Directors). The President shall be the Chief Executive Officer of the Corporation unless the Board of Directors has appointed
another person to such office, in which case the President shall be the Chief Operating Officer of the Corporation. The President
shall have such powers and perform such duties as may be provided for herein and as are normally incident to the office and as
may be prescribed by the Board of Directors or the Chief Executive Officer. In addition, unless the Board of Directors has appointed
another person to the office of Chief Operating Officer, the President shall also have such powers and perform such duties as may
be provided for herein with respect to the Chief Operating Officer and as are normally incident to the office of Chief Operating
Officer and as may be prescribed for the Chief Operating Officer by the Board of Directors or the Chief Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.11&#9;<U>Chief Operating Officer</U>.
</B>The Chief Operating Officer, if other than the President, shall have charge of the day-to-day operations of the Corporation
and shall have such powers and perform such duties as may be provided for herein and as are normally incident to the office and
as may be prescribed by the Board of Directors, the Chief Executive Officer, or the President.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.12&#9;<U>Chief Financial Officer</U>.
</B>The Chief Financial Officer shall be the principal financial officer of the Corporation. The Chief Financial Officer is authorized
to sign any document filed with the</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities and Exchange Commission or any state securities commission
on behalf of the Corporation and shall perform such duties and exercise such powers as are normally incident to the office and
as may be prescribed by the Board of Directors or the Chief Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.13&#9;<U>Chief Credit Officer</U>.
</B>The Chief Credit Officer shall perform such duties and exercise such powers as are normally incident to the office and as may
be prescribed by the Board of Directors or the Chief Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.14&#9;<U>General Counsel</U>. </B>The
General Counsel is authorized to sign any document filed with the Securities and Exchange Commission or any state securities commission
on behalf of the Corporation and shall perform such duties and exercise such powers as are normally incident to the office and
as may be prescribed by the Board of Directors or the Chief Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.15&#9;<U>Chief Risk Officer</U>. </B>The
officer in charge of overall risk management, whatever his or her title (&#8220;Chief Risk Officer&#8221;), shall perform such
duties and exercise such powers as are normally incident to the office and as may be prescribed by the Board of Directors or the
Chief Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.16&#9;<U>Chief Human Resources Officer</U>.
</B>The officer in charge of human resources, whatever his or her title (&#8220;Chief Human Resources Officer&#8221;), shall perform
such duties and exercise such powers as are normally incident to the office and as may be prescribed by the Board of Directors
or the Chief Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.17&#9;<U>Business Segment Presidents
and Business Segment Chief Operating Officers</U>. </B>Each officer of the Corporation who is designated as or has the functions
of a president or a chief operating officer of a substantial business line, division, segment, or group (as applicable, a &#8220;Business
Segment President&#8221; or &#8220;Business Segment Chief Operating Officer&#8221;) shall perform such duties and exercise such
powers as are normally incident to his or her office and as may be prescribed by the Board of Directors, the Chief Executive Officer,
the President, or the Chief Operating Officer. Two or more persons may share the duties and authorities of a Business Segment President
or Business Segment Chief Operating Officer as determined by the Board of Directors, the Chief Executive Officer, the President,
or the Chief Operating Officer. For this purpose, a business line, division, segment, or group is substantial if&nbsp;<FONT STYLE="font-weight: normal">the
officer who is designated as or has the functions of</FONT>&nbsp;its president or chief operating officer is an Executive Officer
or if it is expressly identified as a &#8220;segment&#8221; or &#8220;business segment&#8221; of the Corporation for financial
accounting purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.18&#9;<U>Senior Executive Vice Presidents,
Executive Vice Presidents, Senior Vice Presidents, and Vice Presidents</U></B>. Each Senior Executive Vice President, Executive
Vice President, Senior Vice President, and Vice President shall perform such duties and exercise such powers as are normally incident
to his or her office and as may be prescribed by the Board of Directors, a committee thereof, the Chief Executive Officer, the
President, the Chief Operating Officer or, with respect to Senior Vice Presidents and Vice Presidents only, the Chief Human Resources
Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.19&#9;<U>Secretary. </U></B>The Secretary
is authorized to sign any document filed with the Securities and Exchange Commission or any state securities commission on behalf
of the Corporation. The Secretary shall attend all sessions of the Board of Directors and of the shareholders and record all votes
and the minutes of all proceedings in books to be kept for that purpose. The Secretary shall give or cause to be given notice of
all meetings of the shareholders and of the Board of Directors, shall authenticate records of the Corporation, and shall perform
such other duties as are incident to the office or as may be prescribed by the Board of Directors or the Chief Executive Officer.
In the absence or disability of the Secretary, the Assistant Secretary or such other officer or officers as may be authorized by
the Board of Directors or Executive and Risk Committee thereof shall perform all the duties and exercise all of the</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">powers of the Secretary and shall perform such other duties
as the Board of Directors or the Chief Executive Officer shall prescribe. In addition, from time to time officers holding the office
of Limited Assistant Secretary may be appointed with such officer&#8217;s power limited to the power to attest the signature of
another officer. Such Limited Assistant Secretary will have no other power as an officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.20&#9;<U>Treasurer</U>. </B>The Treasurer
shall have the custody of the funds and securities of the Corporation and shall keep full and accurate accounts of receipts and
disbursements in books belonging to the Corporation and shall deposit all monies and other valuable effects in the name and to
the credit of the Corporation in such depositories as may be designated by the Board of Directors. The Treasurer shall disburse
the funds of the Corporation as may be ordered by the Board of Directors, the Chief Executive Officer, the Chief Financial Officer,
the President, or the Chief Operating Officer, taking proper vouchers for such disbursements, and shall render to the Board of
Directors, the Executive Chairman of the Board, the Chief Executive Officer, the Chief Financial Officer, the President, or the
Chief Operating Officer, whenever they may require it, an account of all of his or her transactions as Treasurer and of the financial
condition of the Corporation, and at a regular meeting of the Board of Directors preceding the annual shareholders&#8217; meeting,
a like report for the preceding year. The Treasurer shall keep or cause to be kept an account of stock registered and transferred
in such manner and subject to such regulations as the Board of Directors may prescribe. The Treasurer shall give the Corporation
a bond, if required by the Board of Directors, in such a sum and in form and with security satisfactory to the Board of Directors
for the faithful performance of the duties of the office and the restoration to the Corporation, in case of his or her death, resignation
or removal from office, of all books, papers, vouchers, money and other property of whatever kind in his or her possession, belonging
to the Corporation. The Treasurer shall perform such other duties as the Board of Directors, the Chief Executive Officer, the Chief
Financial Officer, the President, or the Chief Operating Officer may from time to time prescribe or require. In the absence or
disability of the Treasurer, the Assistant Treasurer shall perform all the duties and exercise all of the powers of the Treasurer
and shall perform such other duties as the Board of Directors, the Chief Executive Officer, the Chief Financial Officer, the President,
or the Chief Operating Officer shall prescribe.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.21&#9;<U>Auditor</U>. </B>The officer
in charge of the internal audit function, whatever his or her title (&#8220;Auditor&#8221;), shall perform such duties and exercise
such powers as are normally incident to the office and as may be prescribed by the Board of Directors or the Audit Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.22&#9;<U>Chief Accounting Officer</U>.
</B>The Chief Accounting Officer shall be the principal accounting officer of the Corporation. The Chief Accounting Officer is
authorized to sign any document filed with the Securities and Exchange Commission or any state securities commission on behalf
of the Corporation and shall assist the management of the Corporation in setting the financial goals and policies of the Corporation,
shall provide financial and statistical information to the shareholders and to the management of the Corporation and shall perform
such other duties and exercise such other powers as may be prescribed by the Board of Directors, the Chief Executive Officer, the
Chief Financial Officer, the President, or the Chief Operating Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.23&#9;<U>Other Officers</U>. </B>Officers
holding such other offices as may be created pursuant to Sections 4.1 and 4.2 of these Bylaws shall have such authority and perform
such duties and exercise such powers as may be prescribed by the Board of Directors, a committee thereof, the Chief Executive Officer,
the President, the Chief Operating Officer or, with respect to officers of the level of Senior Vice President and below, the Chief
Human Resources Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>4.24&#9;<U>Officer Committees and Mixed
Committees</U>. </B>The Board of Directors, by resolution adopted by a majority of the entire Board of Directors, may designate
one or more committees consisting of one or more officers. Similarly, the Board of Directors may appoint one or more directors
and one or</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">more officers to serve on the same committee. The Board of Directors
may delegate to each such officer committee or mixed committee all such authority that the Board of Directors deems desirable that
is permitted by law. Members of such committees may take action without a meeting and may participate in meetings to the same extent
and in the same manner that directors may take action and may participate pursuant to Sections 3.12 and 3.13 of these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE FIVE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>SHARES OF STOCK</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>5.1&#9;<U>Certificates</U>. </B>The certificates
representing shares of stock of the Corporation shall be numbered, shall be entered in the books or records of the Corporation
as they are issued, and shall be signed by the Chief Executive Officer and any one of the following: the President, the Treasurer,
or the Secretary. Either or both of the signatures upon a certificate may be facsimiles if the certificate is countersigned by
a transfer agent, or registered by a registrar other than an officer or employee of the Corporation. Each certificate shall include
the following upon the face thereof:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(a)</FONT></TD><TD><FONT STYLE="font-size: 10pt">A statement that the Corporation is organized under the laws of the State of Tennessee;</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD><FONT STYLE="font-size: 10pt">The name of the Corporation;</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(c)</FONT></TD><TD><FONT STYLE="font-size: 10pt">The name of the person to whom issued;</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(d)</FONT></TD><TD><FONT STYLE="font-size: 10pt">The number and class of shares, and the designation of the series, if any, which such certificate
represents;</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(e)</FONT></TD><TD><FONT STYLE="font-size: 10pt">The par value of each share represented by such certificate; or a statement that the shares are
without par value; and</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(f)</FONT></TD><TD><FONT STYLE="font-size: 10pt">Such other provisions as the Board of Directors may from time to time require.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>5.2&#9;<U>Shares Not Represented by Certificates</U>.
</B>Notwithstanding the provisions of Section 5.1 of these Bylaws, shares of any class of stock of the Corporation may be issued
without certificates. The Corporation shall send to each shareholder to whom uncertificated shares have been issued or transferred
at the appropriate time any written statement providing information about such shares, which is required by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>5.3&#9;<U>Stock Transfers and Record
Dates</U>. </B>Transfers of shares of stock shall be made upon the books of the Corporation by the record owner or by an attorney,
lawfully constituted in writing, and upon surrender of any certificate therefor. The Board of Directors may appoint suitable agents
in Memphis, Tennessee, and elsewhere to facilitate transfers by shareholders under such regulations as the Board of Directors may
from time to time prescribe. The transfer books may be closed by the Board of Directors for such period, not to exceed 40 days,
as may be deemed advisable for dividend or other purposes, or in lieu of closing the books, the Board of Directors may fix in advance
a date as the record date for determining shareholders entitled notice of and to vote at a meeting of shareholders, or entitled
to payment of any dividend or other distribution. The record date for voting or taking other action as shareholders shall not be
less than 10 days nor more than 70 days prior to the meeting date or action requiring such determination of shareholders. The record
date for dividends and other distributions shall not be less than 10 days prior to the payment date of the dividend or other distribution.
All certificates surrendered to the Corporation for transfer shall be canceled, and no new certificate shall be issued until the
former certificate for like number of shares shall have been surrendered and canceled, except that in</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">case of a lost or destroyed certificate a new one may be issued
on the terms prescribed by Section 5.5 of these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>5.4&#9;<U>Record Owners</U>. </B>The
Corporation shall be entitled to treat the holder of record of any share or shares of stock as the holder in fact thereof; and,
accordingly, shall not be bound to recognize any equitable or other claim to or interest in such share on the part of any other
person, whether or not it shall have express or other notice thereof, except as required by applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>5.5&#9;<U>Lost, Destroyed, Stolen or
Mutilated Certificates</U>. </B>The agent for transfer of the Corporation&#8217;s stock may issue new share certificates in place
of certificates represented to have been lost, destroyed, stolen or mutilated upon receiving an indemnity satisfactory to the agent
and the Secretary or Treasurer of the Corporation, without further action of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE SIX</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><U>INDEMNIFICATION</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.1&#9;<U>Indemnification of Officers
When Wholly Successful</U>. </B>If any current or former officer of the Corporation (including for purposes of this Article an
individual who, while an officer, is or was serving another corporation or other enterprise (including an employee benefit plan
and a political action committee, which serves the interests of the employees of the Corporation or any of its subsidiaries) in
any capacity at the request of the Corporation and unless the context requires otherwise the estate or personal representative
of such officer) is wholly successful, on the merits or otherwise, in the defense of any threatened, pending or completed action,
suit, or proceeding, whether civil, criminal, administrative, or investigative and whether formal or informal (&#8220;Proceeding&#8221;),
to which the officer was a party because he or she is or was an officer of the Corporation, the officer shall be indemnified by
the Corporation against all reasonable expenses, including attorney fees, incurred in connection with such Proceeding, or any appeal
therein. As used in this Article, &#8220;Proceeding&#8221; shall include, but is not limited to, any threatened, pending or contemplated
action, suit or proceeding, whether civil, criminal, administrative, or investigative, and whether formal or informal, arising
out of or alleging any acts, errors, or omissions by the officer in the rendering or failure to render professional services, including
legal and accounting services, for or at the request of the Corporation or any of its subsidiaries; provided such professional
services are within the reasonably anticipated scope of the officer&#8217;s duties. Additionally, as used in this Article, &#8220;Proceeding&#8221;
shall include, but is not limited to, any threatened, pending or contemplated action, suit or proceeding arising out of or alleging
negligence on the part of the Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.2&#9;<U>Indemnification of Officers
When Not Wholly Successful</U>. </B>If any current or former officer of the Corporation has not been wholly successful on the merits
or otherwise, in the defense of a Proceeding, to which the officer was or was threatened to be made a party because he or she was
or is an officer, the officer shall be indemnified by the Corporation against any judgment, settlement, penalty, fine (including
any excise tax assessed with respect to an employee benefit plan), or other liability and any reasonable expenses, including attorney
fees, incurred as a result of such Proceeding, or any appeal therein, if authorized in the specific case after a determination
has been made that indemnification is permissible because the following standard of conduct has been met:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD>The officer conducted himself or herself in good faith, and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>The officer reasonably believed: (i) in the case of conduct in the officer&#8217;s official capacity as an officer of the Corporation
that the officer&#8217;s conduct was in the Corporation&#8217;s best interest; and (ii) in all other cases that the officer&#8217;s
conduct was at least not opposed to its best interests; and</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>In the case of any criminal proceeding, the officer had no reasonable cause to believe his or her conduct was unlawful;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">provided, however, the Corporation may not indemnify an officer
in connection with a Proceeding by or in the right of the Corporation in which the officer was adjudged liable to the Corporation
or in connection with any other proceeding charging improper benefit to the officer, whether or not involving action in his or
her official capacity, in which the officer was adjudged liable on the basis that personal benefit was improperly received by the
officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.3&#9;<U>Procedures for Indemnification
Determinations. </U></B>The determination required by Section 6.2 herein shall be made as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD>By the Board of Directors by a majority vote of a quorum consisting of directors not at the time parties to the Proceeding;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>If a quorum cannot be obtained, by majority vote of a committee duly designated by the Board of Directors (in which designation
directors who are parties may participate) consisting solely of two or more directors not at the time parties to the Proceeding;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>By independent special legal counsel: (i) selected by the Board of Directors or its committee in the manner prescribed in subsection
(a) or (b); or (ii) if a quorum of the Board of Directors cannot be obtained under subsection (a) and a committee cannot be designated
under subsection (b), selected by majority vote of the full Board of Directors (in which selection directors who are parties may
participate); or, if a determination pursuant to subsections (a), (b), or (c) of this Section 6.3 cannot be obtained, then</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD>By the shareholders, but shares owned by or voted under the control of directors who are at the time parties to the Proceeding
may not be voted on the determination.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.4&#9;<U>Serving at the Request of the
Corporation</U>. </B>An officer of the Corporation shall be deemed to be serving another corporation or other enterprise or employee
benefit plan or political action committee at the request of the Corporation only if such request is reflected in the records of
the Board of Directors or a committee appointed by the Board of Directors for the purpose of making such requests. Approval by
the Board of Directors, or a committee thereof, may occur before or after commencement of such service by the officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.5&#9;<U>Advancement of Expenses</U>.
</B>The Corporation shall pay for or reimburse reasonable expenses, including attorney fees, incurred by an officer who is a party
to a Proceeding in advance of the final disposition of the Proceeding if:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD>The officer furnishes to the Corporation a written affirmation of the officer&#8217;s good faith belief that the officer has
met the standard of conduct described in Section 6.2 herein;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>The officer furnishes to the Corporation a written undertaking, executed personally or on behalf of the officer, to repay the
advance if it is ultimately determined that the officer is not entitled to indemnification; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>A determination is made that the facts then known to those making the determination would not preclude indemnification under
this bylaw.</TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.6&#9;<U>Undertaking Required for Expenses</U>.
</B>The undertaking required by Section 6.5 herein must be an unlimited general obligation of the officer but need not be secured
and may be accepted without reference to financial ability to make repayment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.7&#9;<U>Procedures for Expense Determinations</U>.
</B>Determinations and authorizations of payments under Section 6.5 herein shall be made in the same manner as is specified in
Section 6.3 herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.8&#9;<U>Indemnification of Employees
and Former Directors</U>. </B>Every employee and every former director of the Corporation shall be indemnified by the Corporation
to the same extent as officers of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.9&#9;<U>Nonexclusivity of Right of
Indemnification</U>. </B>The right of indemnification set forth above shall not be deemed exclusive of any other rights, including,
but not limited to, rights created pursuant to Section 6.11 of these Bylaws, to which an officer, employee, or former director
seeking indemnification may be entitled. No combination of rights shall permit any officer, employee or former director of the
Corporation to receive a double or greater recovery.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.10&#9;<U>Mandatory Indemnification
of Directors and Designated Officers</U>. </B>The Corporation shall indemnify each of its directors and such of the non-director
officers of the Corporation or any of its subsidiaries as the Board of Directors may designate, and shall advance expenses, including
attorney&#8217;s fees, to each director and such designated officers, to the maximum extent permitted (or not prohibited) by law,
and in accordance with the foregoing, the Board of Directors is expressly authorized to enter into individual indemnity agreements
on behalf of the Corporation with each director and such designated officers which provide for such indemnification and expense
advancement and to adopt resolutions which provide for such indemnification and expense advancement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>6.11&#9;<U>Insurance</U>. </B>Notwithstanding
anything in this Article Six to the contrary, the Corporation shall have the additional power to purchase and maintain insurance
on behalf of any person who is or was a director, officer, employee, or agent of the Corporation, or who, while a director, officer,
employee or agent of the Corporation, is or was serving at the request of the Corporation as a director, officer, partner, trustee,
employee, or agent of another foreign or domestic corporation, partnership, joint venture, trust, employee benefit plan, political
action committee, or other enterprise, against liability asserted against or incurred by the person in that capacity or arising
from the person&#8217;s status as a director, officer, employee, or agent, whether or not the Corporation would have the power
to indemnify the person against the same liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE SEVEN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>RETIREMENT</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>7.1&#9;<U>Non-Employee Directors</U>.
</B>Directors who are not also officers of the Corporation or its affiliates shall be retired from the Board of Directors as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD><FONT STYLE="color: black">Any director who shall attain the age of seventy-two (72) on or before the last day of the term
for which he or she was elected shall not be nominated for re-election and shall be retired from the Board of Directors at the
expiration of such term; <U>provided</U>, <U>however</U>, that each year the Board in the exercise of its discretion may waive
this age limit for any director for up to an additional three terms if it determines such waiver to be beneficial to the Board
and in the best interests of the Corporation; and <U>provided</U>, <U>further</U>, that prior to the Expiration Date (as defined
in Section 3.17(b)(iii)) the provisions of this Section 7.1(a) shall not apply to any director who is member of the Board of Directors
already in</FONT></TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">office as of, or who joins the Board of Directors on,
the Closing Date (as defined in Section 3.17(a)(iii)).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>For the purpose of maintaining a board of active business and professional persons, directors leaving the principal position
(other than by a promotion) held at their last election (by retirement or otherwise) will be expected to tender their resignation
for consideration by the Board of Directors within three months following the Board&#8217;s next regularly scheduled meeting. A
resignation will be accepted unless the Board in its judgment determines that (i) the director has assumed another position in
which he or she is actively engaged in directing, managing or providing professional services through or to a public, private,
non-profit or educational organization or is maintaining sufficient involvement in other activities that would be important to
ensure effective service as a Board member, including consideration of the sufficiency of financial, technological, operational,
civic, corporate governance-related, governmental or educational activities and/or service as a director of one or more other public
companies, (ii) the director is so engaged in a specific project for the Board as to make his or her resignation detrimental to
the Corporation, or (iii) it is beneficial to the Board and in the best interests of the Corporation for the director to continue
for such period of time as the Board deems appropriate, or to continue subject to the satisfaction of one or more conditions established
by the Board.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Except as may be otherwise determined by the Board of Directors,
directors who are also officers of the Corporation or any of its affiliates will be retired from the Board of Directors on the
date of the annual meeting coincident with or next following the date of the director&#8217;s retirement from or other discontinuation
of active service with the Corporation and its affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>7.2&#9;<U>Officers and Employees</U>.
</B>Except as provided in the following sentence, the Corporation has no compulsory retirement age for its officers or employees.
Each officer or employee who has attained 65 years of age and who, for the two-year period immediately before attaining such age,
has been employed in a &#8220;bona fide executive&#8221; or a &#8220;high policy-making&#8221; position as those terms are used
and defined in the Age Discrimination in Employment Act, Section 12(c), and the regulations relating to that section prescribed
by the Equal Employment Opportunity Commission, all as amended from time to time (collectively, the &#8220;ADEA&#8221;), shall
automatically be terminated by way of compulsory retirement and his or her salary discontinued on the first day of the month coincident
with or immediately following the 65th birthday, provided such employee is entitled to an immediate nonforfeitable annual retirement
benefit, as specified in the ADEA, in the aggregate amount of at least $44,000. Notwithstanding the prior sentence, the Board of
Directors, in its discretion, may continue any such officer or employee in service and designate the capacity in which he or she
shall serve, and shall fix the remuneration he or she shall receive. The Board of Directors may also re-employ any former officer
who had theretofore been retired.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE EIGHT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>EXECUTION OF DOCUMENTS </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>8.1&#9;<U>Definition of &#8220;Document</U>.&#8221;
</B>For purposes of this Article Eight of the Bylaws, the term &#8220;document&#8221; shall mean a document of any type, including,
but not limited to, an agreement, contract, instrument, power of attorney, endorsement, assignment, transfer, stock or bond power,
deed, mortgage, deed of trust, lease, indenture, conveyance, proxy, waiver, consent, certificate, declaration, receipt, discharge,
release, satisfaction, settlement, schedule, account, affidavit, security, bill, acceptance, bond, undertaking, check, note or
other evidence of indebtedness, draft, guaranty, letter of credit, and order.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>8.2&#9;<U>Execution of Documents</U>.
</B>Except as expressly provided in Section 4.19 of these Bylaws (with respect to the Limited Assistant Secretary) and Section
5.1 of these Bylaws (with respect to signatures on certificates representing shares of stock of the Corporation), the Executive
Chairman of the Board, the Chief Executive Officer, the President, the Chief Operating Officer, any Business Segment President,
any Business Segment Chief Operating Officer, any Senior Executive Vice President, any Executive Vice President, any Senior Vice
President, any Vice President, the Chief Financial Officer, the Chief Credit Officer, the General Counsel, the Chief Risk Officer,
the Chief Human Resources Officer, the Chief Accounting Officer, the Treasurer, the Secretary, and any other officer, or any of
them acting individually, may (i) execute and deliver in the name and on behalf of the Corporation or in the name and on behalf
of any division or department of the Corporation any document pertaining to the business, affairs, or property of the Corporation
or any division or department of the Corporation, and (ii) delegate to any other officer, employee or agent of the Corporation
the power to execute and deliver any such document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>8.3&#9;<U>Method of Execution by Secretary
and Other Officers</U>. </B>Unless otherwise required by law, the signature of the Secretary on any document may be a facsimile,
and the signature of any other officer approved by the Chief Executive Officer or Secretary, before or after the fact, to use a
facsimile signature on any document may be a facsimile. The Secretary shall maintain a list of all officers approved to use a facsimile
signature.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE NINE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>EMERGENCY BYLAWS</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.1</B>&#9;<B><U>Definition of &#8220;Emergency</U>.&#8221;
</B>The provisions of this Article Nine shall be effective only during an &#8220;emergency.&#8221; An &#8220;emergency&#8221; shall
be deemed to exist whenever any two of the officers identified in Section 9.2 of these Bylaws in good faith determine that a quorum
of the directors cannot readily be assembled because of a catastrophic event.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.2&#9;<U>Notice of Meeting</U>. </B>A
meeting of the Board of Directors may be called by any one director or by any one of the following officers: Executive Chairman
of the Board, Chief Executive Officer, President, Chief Operating Officer, any Business Segment President, any Business Segment
Chief Operating Officer, any Senior Executive Vice President, any Executive Vice President, Chief Credit Officer, Chief Financial
Officer, Chief Accounting Officer, General Counsel, Chief Risk Officer, Chief Human Resources Officer, Secretary, or any Executive
Officer. Notice of such meeting need be given only to those directors whom it is practical to reach by any means the person calling
the meeting deems feasible, including, but not limited to, by publication. (&#8220;Publication&#8221; includes, among other means:
release to the press; release to or dissemination through print, broadcast, cable, satellite, internet, or other media, including
by paid advertisement; posting on the Corporation&#8217;s website; or posting on or other dissemination through any social media
outlet with which the Corporation has an account or relationship). Such notice shall be given at least two hours prior to commencement
of the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.3&#9;<U>Quorum and Substitute Directors</U>.</B>
If a quorum has not been obtained, then one or more officers of the Corporation or the Bank present at the emergency meeting of
the Board of Directors, as are necessary to achieve a quorum, shall be considered to be substitute directors for purposes of the
meeting, and shall serve in order of rank, and within the same rank in order of seniority determined by hire date by the Corporation,
the Bank or any of their subsidiaries. In the event that less than a quorum of the directors (including any officers who serve
as substitute directors for the meeting) are present, those directors present (including such officers serving as substitute directors)
shall constitute a quorum.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.4&#9;<U>Action at Meeting</U>. </B>The
Board as constituted pursuant to Section 9.3 and after notice has been provided pursuant to Section 9.2 may take any of the following
actions: (i) prescribe emergency powers of the Corporation, (ii) delegate to any officer or director any of the powers of the Board
of Directors, (iii) designate lines of succession of officers and agents in the event that any of them are unable to discharge
their duties, (iv) relocate the principal office or designate alternative or multiple principal offices, and (v) take any other
action that is convenient, helpful, or necessary to carry on the business of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.5&#9;<U>Effectiveness of Non-Emergency
Bylaws</U>. </B>All provisions of these Bylaws not contained in this Article Nine, which are consistent with the emergency bylaws
contained in Article Nine, shall remain effective during the emergency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.6&#9;<U>Termination of Emergency</U>.
</B>Any emergency causing this Article Nine to become operative shall be deemed to be terminated whenever either of the following
conditions is met: (i) the directors and any substitute directors determine by a majority vote at a meeting that the emergency
is over or (ii) a majority of the directors elected pursuant to the provisions of these Bylaws other than this Article Nine hold
a meeting and determine that the emergency is over.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>9.7&#9;<U>Action Taken in Good Faith</U>.
</B>Any corporate action taken in good faith in accordance with the provisions of this Article Nine binds the Corporation and may
not be used to impose liability on any director, substitute director, officer, employee or agent of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLE TEN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>MISCELLANEOUS PROVISIONS</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.1&#9;<U>Fiscal Year</U>. </B>The Board
of Directors of the Corporation shall have authority from time to time to determine whether the Corporation shall operate upon
a calendar year basis or upon a fiscal year basis, and if the latter, said Board of Directors shall have power to determine when
the said fiscal year shall begin and end.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.2&#9;<U>Dividends</U>. </B>Dividends
on the capital stock of the Corporation may be declared by the Board of Directors at any regular or special meeting pursuant to
law. Before payment of any dividend, there may be set aside out of any funds of the Corporation available for dividends such sum
or sums as the directors from time to time, in their absolute discretion, think proper as a reserve fund to meet contingencies,
or for equalizing dividends or for repairing or maintaining any property of the Corporation, or for such other purposes as the
directors shall think conducive to the interest of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.3&#9;<U>Seal</U>. </B>This Corporation
shall have a Corporate Seal which shall consist of an imprint of the name of the Corporation, the state of its incorporation, the
year of incorporation and the words &#8220;Corporate Seal.&#8221; The Corporate Seal shall not be required to establish the validity
or authenticity of any document executed in the name and on behalf of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.4&#9;<U>Notices</U>. </B>Whenever
notice is required to be given to any director, officer or shareholder under any of the provisions of the law, the Charter, or
these Bylaws (except for notice required by Sections 2.8 and 3.6 of these Bylaws), it shall not be construed to require personal
notice, but such notice may be given in writing by depositing the same in the United States mail, postage prepaid, or by telegram,
teletype, facsimile transmission or other form of wire, wireless, or other electronic communication or by private carrier addressed
to such shareholder at such address as appears on the Corporation&#8217;s current record of shareholders, and addressed to such
director or officer at such address as appears on the records of the Corporation. If mailed as provided above, notice to a shareholder
shall be deemed to be effective at</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">the time when it is deposited in the mail. Notice need not be
given in the same manner to all shareholders, directors, officers, or other persons. A shareholder&#8217;s, a director&#8217;s,
an officer&#8217;s, or another person&#8217;s address may be a physical location, a mailing address, or an electronic address.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.5&#9;<U>Bylaw Amendments</U>. </B>Except
as otherwise provided in Section 3.17, the Board of Directors shall have power to make, amend and repeal the Bylaws or any Bylaw
of the Corporation by vote of not less than a majority of the directors then in office, at any regular or special meeting of the
Board of Directors. The shareholders may make, amend and repeal the Bylaws or any Bylaw of this Corporation at any annual meeting
or at a special meeting called for that purpose only by the affirmative vote of the holders of at least eighty percent (80%) of
the voting power of all outstanding voting stock, and all Bylaws made by the directors may be amended or repealed by the shareholders
only by the vote of the holders of at least eighty percent (80%) of the voting power of all outstanding voting stock. Without further
authorization, at any time the Bylaws are amended, the Secretary is authorized to restate the Bylaws to reflect such amendment,
and the Bylaws, as so restated, shall be the Bylaws of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.6&#9;<U>Authority to Vote Shares</U>.
</B>The Executive Chairman of the Board, the Chief Executive Officer, the President, the Chief Operating Officer, any Business
Segment President or Business Segment Chief Operating Officer who is an Executive Officer, or the designee or designees of them
or any of them, are authorized, jointly or severally, to vote all shares (or other indicia of ownership) beneficially owned by
the Corporation for any purposes and to take any action on behalf of the Corporation that is required to be taken by the Corporation
as a shareholder or other beneficial owner of any entity whose shares (or other indicia of ownership) are beneficially owned by
the Corporation, which they, or any of them, deem appropriate at meetings, annual or special, or without a meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.7&#9;<U>Forms of Writing and Execution;
Methods of Delivery</U>. </B>Unless otherwise expressly provided by law, in the Charter, or in these Bylaws: the terms &#8220;writing&#8221;
and &#8220;written&#8221; include any paper or electronic document or record; the terms &#8220;sign,&#8221; &#8220;signature,&#8221;
and &#8220;execute&#8221; include any manual, facsimile, or electronic signature or signature process; and, the terms &#8220;deliver,&#8221;
&#8220;delivery,&#8221; and &#8220;send&#8221; include any physical or electronic method of transmittal.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>10.8&#9;<U>Forum for Adjudication of
Disputes</U>. </B>Unless the Corporation consents in writing to the selection of an alternative forum, the sole and exclusive forum
for (i) any derivative action or proceeding brought in the right of the Corporation, (ii) any action asserting a claim of breach
of a fiduciary duty owed by any director or officer or other employee of the Corporation to the Corporation or the Corporation&#8217;s
shareholders, (iii) any action asserting a claim against the Corporation or any director or officer or other employee of the Corporation
arising pursuant to any provision of the Tennessee Business Corporation Act or the Charter or these Bylaws (in each case, as they
may be amended from time to time), or (iv) any action asserting a claim against the Corporation or any director or officer or other
employee of the Corporation governed by the internal affairs doctrine shall be a state or federal court located within Shelby County
in the State of Tennessee.</P>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>fhn-20230125_lab.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Jan 25 17:41:22 UTC 2023 -->
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>fhn-20230125_pre.xml
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Jan 25 17:41:22 UTC 2023 -->
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.22.4</span><table class="report" border="0" cellspacing="2" id="idm140115945263328">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Jan. 25, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">First Horizon Corporation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000036966<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jan. 24,  2023<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-15185<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">62-0803242<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">165 Madison Avenue<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Memphis<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">TN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">38103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">901<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">523-4444<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">$0.625 Par Value Common Capital Stock<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR B<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series B<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR C<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR D<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/400th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series D<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR E<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series E<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember', window );">Series F Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FHN PR F<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series F<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
