

                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549
          _________________________________________________________

                                  FORM 11-K

                                ANNUAL REPORT
                       PURSUANT TO SECTION 15(d) OF THE
                       SECURITIES EXCHANGE ACT OF 1934


                                  (Mark One)

 [X]  ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE  ACT
      OF 1934 [NO FEE REQUIRED EFFECTIVE OCTOBER 7, 1996].

                 For the fiscal year ended December 31, 2000

                                      OR

 [ ]  TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES  EXCHANGE
      ACT OF 1934 [NO FEE REQUIRED].

      or the transition period from ____________  to _____________


                           Commission File Number:


      A.   Full title of the plan and  the address of the plan, if  different
           from that of the issuer named below:

                         Jack Henry & Associates, Inc.
                401(k) Employee Stock Ownership Plan and Trust


      B.   Name of issuer of the securities held pursuant to the plan and the
           address of its principal executive office:

                        Jack Henry & Associates, Inc.
                                663 Highway 60
                                 P.O. Box 807
                            Monett, Missouri 65708



<PAGE>

                             REQUIRED INFORMATION

      The following financial statements and schedules have been prepared  in
 accordance  with  the  financial  reporting  requirements  of  the  Employee
 Retirement Income Security Act of 1974, as amended:

      1.   Statement of Net Assets Available for Plan Benefits as of December
           31, 2000, and 1999.

      2.   Statement of Changes in Net Assets Available for Plan Benefits for
           the Years Ended December 31, 2000 and 1999.


                                  SIGNATURES

 Pursuant to the  requirements of the  Securities Exchange Act  of 1934,  the
 trustees (or other persons  who administer the  employee benefit plan)  have
 duly caused this annual report to be signed on its behalf by the undersigned
 hereunto duly authorized.

                        JACK HENRY & ASSOCIATES, INC.
                401(K) EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST


                               By: /s/ Kevin D. Williams
                                  ------------------------------------------
                                  Kevin D. Williams, Chief Financial Officer

 Date: June 26, 2001




<PAGE>

 Financial Statements for the
 Years Ended December 31, 2000 and 1999 and
 Supplemental Schedule as of
 December 31, 2000 and
 Independent Auditors' Report




<PAGE>

 JACK HENRY & ASSOCIATES, INC.
 401(k) EMPLOYEE STOCK OWNERSHIP PLAN

 TABLE OF CONTENTS
 ---------------------------------------------------------------------------


                                                                      Page

 INDEPENDENT AUDITORS' REPORT ON FINANCIAL STATEMENTS                  1

 FINANCIAL STATEMENTS:

   Statements of Net Assets Available for Plan Benefits at
    December 31, 2000 and 1999                                          2

   Statements of Changes in Net Assets Available for Plan Benefits
    for the Years Ended December 31, 2000 and 1999                      3

   Notes to Financial Statements                                       4-6

 SUPPLEMENTAL SCHEDULE:

   Form 5500, Schedule H, Part IV, Line 4i - Schedule of Assets
    Held for Investment Purposes                                        7

 Supplemental schedules not listed are omitted due to the absence of
 conditions under which they are required.



<PAGE>



 INDEPENDENT AUDITORS' REPORT


 To the Board of Trustees of
 Jack Henry & Associates, Inc.
 401(k) Employee Stock Ownership Plan:

 We have audited the accompanying statements of net assets available for plan
 benefits of Jack Henry  & Associates, Inc.  401(k) Employee Stock  Ownership
 Plan (the  "Plan")  as  of  December  31, 2000  and  1999  and  the  related
 statements of changes  in net  assets available  for plan  benefits for  the
 years then ended.  These financial statements are the responsibility  of the
 Plan's  management.  Our responsibility is  to express an  opinion on  these
 financial statements based on our audits.

 We conducted  our audits  in accordance  with auditing  standards  generally
 accepted in the United States of  America.  Those standards require that  we
 plan and perform the audit to obtain reasonable assurance about whether  the
 financial statements are free of material  misstatement.  An audit  includes
 examining, on a test basis, evidence supporting the amounts and  disclosures
 in  the  financial  statements.   An  audit  also  includes  assessing   the
 accounting principles used and significant estimates made by management,  as
 well as evaluating the overall financial statement presentation.  We believe
 that our audits provide a reasonable basis for our opinion.

 In our opinion,  the financial statements  present fairly,  in all  material
 respects, the net assets available for benefits of Jack Henry &  Associates,
 Inc. 401(k) Employee Stock Ownership Plan as of December 31, 2000 and  1999,
 and the changes in its net assets available for benefits for the years  then
 ended in conformity  with accounting  principles generally  accepted  in the
 United States of America.

 Our audits were conducted for the purpose of forming an opinion on the basic
 financial statements  taken  as  a whole.    The  supplemental  schedule  is
 presented for the purpose of additional analysis and is not a required  part
 of the basic financial statements but is supplementary information  required
 by the  Department  of  Labor's Rules  and  Regulations  for  Reporting  and
 Disclosure under the Employee Retirement Income  Security Act of 1974.   The
 supplemental schedule is the responsibility of  the  Plan's management.  The
 supplemental schedule has been subjected to the auditing procedures  applied
 in our audit of the basic 2000 financial statements and, in our opinion,  is
 fairly stated in all  material respects in relation  to the basic  financial
 statements taken as a whole.



 /s/ DELOITTE & TOUCHE LLP

 St. Louis, MO

 April 20, 2001


<PAGE>

  JACK HENRY & ASSOCIATES, INC.
  401(k) EMPLOYEE STOCK OWNERSHIP PLAN

  STATEMENTS OF NET ASSETS AVAILABLE FOR PLAN BENEFITS
  DECEMBER 31, 2000 AND 1999
  --------------------------------------------------------------------------

                                                        2000          1999

  ASSETS:
    Investments:
      Money market funds                           $    432,352  $    164,312
      Investments at fair value (Note 2)             80,666,041    45,046,073
                                                    -----------   -----------

             Total investments                       81,098,393    45,210,385

    Employer contributions receivable                 1,391,774       907,475
                                                    -----------   -----------
  NET ASSETS AVAILABLE FOR PLAN BENEFITS           $ 82,490,167  $ 46,117,860
                                                    ===========   ===========

  See notes to financial statements.


<PAGE>

  JACK HENRY & ASSOCIATES, INC.
  401(k) EMPLOYEE STOCK OWNERSHIP PLAN

  STATEMENTS OF CHANGES IN NET ASSETS AVAILABLE FOR PLAN BENEFITS
  YEARS ENDED DECEMBER 31, 2000 AND 1999
  --------------------------------------------------------------------------

                                                        2000          1999

  NET ASSETS AVAILABLE FOR PLAN BENEFITS,
    BEGINNING OF YEAR                              $ 46,117,860  $ 33,845,414
                                                    -----------   -----------
  ADDITIONS:
    Employer contributions                            2,711,480     1,759,601
    Participant contributions                         4,515,166     2,910,651
    Rollover accounts for new employees               1,415,906       520,602
    Interest and dividends                              192,316       141,532
    Loan interest                                        23,286        19,493
    Net appreciation in fair value of investments    28,500,010     7,940,972
                                                    -----------   -----------

             Total additions                         37,358,164    13,292,851
                                                    -----------   -----------

  DEDUCTIONS:
    Distributions to participants                       971,695       944,041
    Administrative expenses                              14,162        76,364
                                                    -----------   -----------
             Total deductions                           985,857     1,020,405
                                                    -----------   -----------
  NET ADDITIONS                                      36,372,307    12,272,446
                                                    -----------   -----------
  NET ASSETS AVAILABLE FOR PLAN BENEFITS,
    END OF YEAR                                    $ 82,490,167  $ 46,117,860
                                                    ===========   ===========

  See notes to financial statements.

<PAGE>

 JACK HENRY & ASSOCIATES, INC.
 401(k) EMPLOYEE STOCK OWNERSHIP PLAN

 NOTES TO FINANCIAL STATEMENTS
 YEARS ENDED DECEMBER 31, 2000 AND 1999
 ---------------------------------------------------------------------------

 1. DESCRIPTION OF PLAN AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

    The  following  description of  Jack  Henry  &  Associates,  Inc.  401(k)
    Employee  Stock  Ownership  Plan  (the  "Plan")  provides  only   general
    information.  Participants should refer to the Plan Agreement for a  more
    complete description of the Plan's provisions.

    General - The  Plan is a defined  contribution, 401(k) plan covering  all
    full-time employees of  Jack Henry & Associates,  Inc. (the "Company"  or
    "JKHY") who have at  least six months (one year  in 1998) of service  and
    have attained  the  age of  21.   The  Plan is  subject to  the  Employee
    Retirement Income Security Act of 1974 ("ERISA"), as amended.

    Contributions -  Participants may  contribute up  to fifteen  percent  of
    pretax annual  compensation, as  defined in  the Plan,  to a  maximum  of
    $10,500 and  $10,000 for  the years  ended December  31, 2000  and  1999,
    respectively.   The Company  contributes 100  percent of  the first  five
    percent of  annual compensation  that a  participant contributes  to  the
    Plan up to a maximum match of $5,000.

    In addition,  for  each non-highly  compensated participant  and  non-key
    employee,  the Company  may  make a  special  discretionary  contribution
    equal to  a percentage  of compensation.   The  percentage is  determined
    each year  by the Company.   The Company  may also  make a  discretionary
    contribution in  an amount  to be determined  each year  by the  Company.
    Participants must be actively employed on  the last day of the Plan  year
    to   share  in   the   special  discretionary   and   the   discretionary
    contributions.  Contributions are subject to certain limitations.

    Vesting  -  Participants  are  immediately  vested  in  their   voluntary
    contributions, the employer's matching  contribution and the earnings  on
    these contributions.   Vesting in  the employer's discretionary  portions
    of their accounts is based on  years of continuous service.  An  employee
    is fully vested after six years of continuous service.

    Benefits - Upon termination of service, an employee may elect to  receive
    a lump-sum amount equal to the value of his or her account at either  the
    time of  termination or at  the end of  the Plan year.   An employee  may
    also elect  to receive the  value of his  or her  account in  installment
    payments or have  the balance rolled over  into an Individual  Retirement
    Account.

    Participant Loans  - Participants may  borrow for  qualifying reasons  as
    defined in the Plan, from their fund accounts up to a maximum of  $50,000
    or 50% of their  vested account balances.  Loan  terms range from one  to
    fifteen years  for a  mutually agreed  term between  the participant  and
    plan  administrator.   The  loans  are secured  by  the  balance  in  the
    participant's account  and  bear interest  at  a rate  commensurate  with
    local prevailing  rates (ranging from 9.75% to  10.72%) as determined  by
    the Plan administrator.  Principal and interest are paid through  payroll
    deductions.

    Benefits Payable - Benefits are recorded  when paid.  As of December  31,
    2000 and  1999, distributions payable  to Plan  participants amounted  to
    $5,908 and $178,405, respectively.

    Basis of Accounting - The  financial statements of the Plan are  prepared
    on the accrual basis.

    Investment  Valuation -  Valuation  occurs monthly  by  determining  each
    investment's  fair  value on  the  valuation  date,  which  is  the  last
    business day  of each  calendar month.  Fair value  is  determined  using
    public market quotations if  available.  Non publicly traded  investments
    have  been  reported based  on  values  provided  by  the  Plan  trustee.
    Participant loans are reported at cost, which approximates fair value.

    Basis of  Allocation - Investment  income and gain  or loss  of the  fund
    assets are  allocated  to the  participants  based on  the  participant's
    account balance in each fund.  Forfeitures are allocated to  participants
    based on  participant's  account balance  in  relation to  total  account
    balances of all Plan participants.  Discretionary contributions, if  any,
    are allocated based on eligible compensation.

    Use of Estimates - The preparation of financial statements in  conformity
    with accounting  principles generally accepted  in the  United States  of
    America  requires  management to  make  estimates  and  assumptions  that
    affect the reported amounts  of assets and liabilities and disclosure  of
    contingent  assets  and  liabilities   at  the  date  of  the   financial
    statements and the  reported amounts of revenue  and expenses during  the
    reporting period.  Actual results could differ from those estimates.

 2. INVESTMENTS

    The Plan's  deposits are maintained  in money market  accounts until  the
    deposits are allocated  to the participant  self-directed funds based  on
    the participant's percentage allocation election.  Participants have  the
    option of investing in either JKHY Stock Fund, Fixed Fund, Balanced  Fund
    or Equity Fund.  The participant can elect direction of investments  upon
    entering the Plan and may  change the direction of investment options  on
    a daily basis.

    The components of the Plan's individual investments which represent  five
    percent or  more  of the  Plan's net  assets  available for  benefits  at
    December 31, 2000 and 1999 are as follows:

                                                        2000          1999

    Common stock - Jack Henry & Associates, Inc.   $ 57,168,546  $ 22,831,200
    Diversified Investment Advisors - Balanced Fund   8,817,865     9,208,345
    Janus Equity Fund                                10,386,435     9,520,140
    Diversified Investment Advisors - Fixed Fund      3,998,276     3,253,280


    During 2000 and 1999, the Plan's investments (including gains and  losses
    on  investments  bought,  sold,   as  well  as  held  during  the   year)
    appreciated (depreciated) by $28,500,010 and $7,940,972 respectively,  as
    follows:

                                                        2000          1999

    Common stock - Jack Henry & Associates, Inc.   $ 31,812,638  $  2,772,032
    Diversified Investment Advisors - Balanced Fund     219,567     2,147,243
    Janus Equity Fund                                (1,808,072)    3,020,476
    Diversified Investment Advisors - Fixed Fund     (1,724,123)        1,221
                                                    -----------   -----------
                                                   $ 28,500,010  $  7,940,972
                                                    ===========   ===========

 3. TRANSACTIONS WITH PARTIES-IN-INTEREST

    During  2000 and  1999,  the  Plan received  approximately  $179,693  and
    $125,754, respectively, in dividends from the Company.  In addition,  the
    Plan sponsor  pays certain  fees on  behalf of  the Plan  for  accounting
    services.

 4. PLAN TERMINATION

    Although it has not expressed an intention to do so, the Company has  the
    right under the Plan to discontinue its contributions at any time and  to
    terminate the Plan, subject to the provisions of ERISA.  In the event  of
    plan termination, employees become 100 percent vested in their accounts.

 5. TAX STATUS

    The Internal Revenue Service has determined and informed the Company by a
    letter dated September 10, 1996, that the Plan  is designed in accordance
    with applicable sections  of the Internal  Revenue Code (IRC).   Although
    the Plan has since been amended and certain  corrective actions have been
    taken, the Plan administrator believes  that the Plan is  designed and is
    currently being operated in  compliance with the  applicable requirements
    of the IRC.

<PAGE>

  JACK HENRY & ASSOCIATES, INC.
  401(k) EMPLOYEE STOCK OWNERSHIP PLAN

  FORM 5500, SCHEDULE H, PART IV, LINE 4i -
  SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES
  DECEMBER 31, 2000
  --------------------------------------------------------------------------

   Description of Investment                                     Fair Value

   Money Market Funds                                          $     432,352

  *Common stock - Jack Henry & Associates, Inc.
    (920,144 shares)                                              57,168,546

   Diversified Investment Advisors - Fixed
     Fund (252,289 units)                                          3,998,276

   Diversified Investment Advisors - Balanced
     Fund (107,890 units)                                          8,817,865

   Janus Equity Fund (311,999 units)                              10,386,435

  *Notes receivable from participants (interest rates ranging
     from 9.75% to 10.72%; maturity dates from 2001 to 2005)         294,919
                                                                 -----------
  TOTAL                                                         $ 81,098,393
                                                                 ===========

  * Represents a party-in-interest to the Plan

