<SEC-DOCUMENT>0001654954-17-009130.txt : 20171005
<SEC-HEADER>0001654954-17-009130.hdr.sgml : 20171005
<ACCEPTANCE-DATETIME>20171004173322
ACCESSION NUMBER:		0001654954-17-009130
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		9
FILED AS OF DATE:		20171005
DATE AS OF CHANGE:		20171004
EFFECTIVENESS DATE:		20171005

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Freedom Holding Corp.
		CENTRAL INDEX KEY:			0000924805
		STANDARD INDUSTRIAL CLASSIFICATION:	CRUDE PETROLEUM & NATURAL GAS [1311]
		IRS NUMBER:				300233726
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-220817
		FILM NUMBER:		171122681

	BUSINESS ADDRESS:	
		STREET 1:		C/O POULTON & YORDAN
		STREET 2:		324 SOUTH 400 WEST SUITE 250
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84101
		BUSINESS PHONE:		801-355-2227

	MAIL ADDRESS:	
		STREET 1:		C/O POULTON & YORDAN
		STREET 2:		324 SOUTH 400 WEST SUITE 250
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84101

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BMB MUNAI INC
		DATE OF NAME CHANGE:	20031218

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERUNION FINANCIAL CORP
		DATE OF NAME CHANGE:	19960719
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>bmbm_s8.htm
<DESCRIPTION>FORM S-8
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Blueprint</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
As filed with the Securities Exchange Commission on October 4,
2017</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Registration No. 333-</font></div>
</td>
</tr><tr>
<td colspan="5" style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 40%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
UNITED STATES</font></div>
</td>
<td colspan="6" style="vertical-align: top; width: 31%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
SECURITIES AND EXCHANGE COMMISSION</font></div>
</td>
</tr><tr>
<td colspan="5" style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="4" style="vertical-align: top; width: 41%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Washington, D.C. 20549</font></div>
</td>
<td colspan="5" style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: top; width: 27%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="6" style="vertical-align: top; width: 46%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
FORM S-8</font></div>
</td>
<td colspan="4" style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: top; width: 27%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="6" style="vertical-align: top; width: 46%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
REGISTRATION STATEMENT</font></div>
</td>
<td colspan="4" style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: top; width: 27%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="6" style="vertical-align: top; width: 46%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">UNDER</font></div>
</td>
<td colspan="4" style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="5" style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="4" style="vertical-align: top; width: 41%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">THE
SECURITIES ACT OF 1933</font></div>
</td>
<td colspan="5" style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
FREEDOM HOLDING CORP.</font></div>
</td>
</tr><tr>
<td colspan="3" style="vertical-align: top; width: 24%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="8" style="vertical-align: top; width: 52%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
(Exact name of registrant as specified in its charter)</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 24%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Nevada</font></font></div>
</td>
<td style="vertical-align: top; width: 28%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">30-0233726</font></font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(<font style="font-style: italic">State
or other jurisdiction of</font></font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(<font style="font-style: italic">I.R.S.
Employer</font></font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">
incorporation or organization</font>)</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">
Identification No</font>.)</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Office 1704, 4B Building</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x201C;Nurly Tau&#x201D; BC</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
17 Al Farabi Ave</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%;">
<font style="text-decoration: underline">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Almaty, Kazakhstan</font></div>
</font></td>
<td style="vertical-align: top; width: 28%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%;">
<font style="text-decoration: underline">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
050059</font></div>
</font></td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(<font style="font-style: italic">Address
of principal executive offices</font>)</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(<font style="font-style: italic">Zip
code</font>)</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp. 2018 Equity Incentive Plan</font></div>
</td>
</tr><tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(<font style="font-style: italic">Full
title of the plans</font>)</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Evgeniy Ler</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Chief Financial Officer</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x201C;Nurly Tau&#x201D; BC</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
17 Al Farabi Ave</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Almaty, Kazakhstan</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
(801) 355-2227</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 13%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="12" style="vertical-align: top; width: 71%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(<font style="font-style: italic">Name,
address and telephone number, including area code of agent for
service</font>)</font></div>
</td>
<td style="vertical-align: top; width: 15%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="10" style="vertical-align: top; width: 56%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-style: italic; font-family: Times New Roman; font-size: 13px">
Copies to:</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="10" style="vertical-align: top; width: 56%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Ronald L. Poulton</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="10" style="vertical-align: top; width: 56%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Poulton &amp; Yordan</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="10" style="vertical-align: top; width: 56%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
324 South 400 West, Suite 250</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="10" style="vertical-align: top; width: 56%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Salt Lake City, Utah 84101</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="10" style="vertical-align: top; width: 56%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
(801) 355-1341</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 22%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Indicate
by check mark whether the registrant is a large accelerated filer,
an accelerated filer, a non-accelerated filer or a smaller
reporting company. See the definitions of &#x201C;large accelerated
filer,&#x201D; &#x201C;accelerated filer&#x201D; and &#x201C;smaller
reporting company&#x201D; in Rule 12b-2 of the Exchange Act. (Check
one):</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 84px">
<font style="font-family: Times New Roman; font-size: 13px">Large
accelerated filer [
]&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Accelerated filer [ ]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 84px">
<font style="font-family: Times New Roman; font-size: 13px">Non-accelerated
filer [
]&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Smaller reporting company [X]&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 84px">
<font style="font-family: Times New Roman; font-size: 13px">(Do not
check if a smaller reporting company) Emerging growth company [
]</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 28%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="7" style="vertical-align: top; width: 36%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="null"><font>&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="null"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="14" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
CALCULATION OF REGISTRATION FEE</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: bottom; width: 38%; border-top: 1.5pt double rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Title of securities</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
to be registered</font></div>
</td>
<td style="vertical-align: bottom; width: 15%; border-left: 0.5pt solid rgb(0, 0, 0); border-top: 1.5pt double rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Amount</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
to be registered<font style="font-size: 70%; vertical-align: top">(1)</font></font></div>
</td>
<td style="vertical-align: bottom; width: 15%; border-left: 0.5pt solid rgb(0, 0, 0); border-top: 1.5pt double rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Proposed maximum offering price</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
per share</font><font style="font-size: 70%; vertical-align: top">(2)</font></font></div>
</td>
<td style="vertical-align: bottom; width: 18%; border-left: 0.5pt solid rgb(0, 0, 0); border-top: 1.5pt double rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Proposed</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
maximum</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
aggregate offering price</font></div>
</td>
<td style="vertical-align: bottom; width: 14%; border-left: 0.5pt solid rgb(0, 0, 0); border-top: 1.5pt double rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Amount of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
registration fee</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 38%; border-bottom: 4px double #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Common
Stock, par value $0.001 per share</font></div>
</td>
<td style="vertical-align: top; width: 15%; border-left: 0.5pt solid #000000; border-bottom: 4px double #000000">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">5,000,000</font></div>
</td>
<td style="vertical-align: top; width: 15%; border-left: 0.5pt solid #000000; border-bottom: 4px double #000000">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$1.94</font></div>
</td>
<td style="vertical-align: top; width: 18%; border-left: 0.5pt solid #000000; border-bottom: 4px double #000000">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$9,700,000</font></div>
</td>
<td style="vertical-align: top; width: 14%; border-left: 0.5pt solid #000000; border-bottom: 4px double #000000">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$1,207.65</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 0px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(1)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Pursuant to Rule
416(a) under the Securities Act of 1933, as amended (the
&#x201C;Securities Act&#x201D;), this Registration Statement shall
also cover any additional shares of the Registrant&#x2019;s Common
Stock that may be offered or issued under the Freedom Holding Corp.
2018 Equity Incentive Plan by reason of any stock dividend, stock
split, recapitalization or any similar transaction effected without
receipt of consideration.</font></div>
</div>
</div>
<div style="margin-left: 0px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(2)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Estimated solely
for purposes of calculating the registration fee. The fee is
calculated pursuant to Rules 457(c) and 457(h) under the Securities
Act. The fee for the Common Stock was calculated on the basis of
the last sale price of the Common Stock over-the-counter as
reported by the OTC Pink Market on October 3, 2017.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">2</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
EXPLANATORY NOTE</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">This
Registration Statement on Form S-8 (the &#x201C;Registration
Statement&#x201D;) is being filed to register: (i) 5,000,000 shares
of the Registrant&#x2019;s common stock, par value $0.001 per share
(&#x201C;Common Stock&#x201D;) <font style="font-size: 13px">issuable
pursuant to the Registrant&#x2019;s 2018 Equity Incentive Plan (the
&#x201C;Plan&#x201D;).</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
PART I</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
information specified in Item 1 and Item 2 of Part I of Form S-8 is
omitted from the Registration Statement in accordance with the
provisions of Rule 428 under the Securities Act, and the
introductory note to Part I of Form S-8. The documents containing
the information specified in Part I of Form S-8 will be delivered
to the participants in the Plan as required by Rule 428(b) under
the Securities Act. Such documents are not required to be, and are
not, filed with the Securities and Exchange Commission (the
&#x201C;Commission&#x201D;) either as part of this Registration
Statement or as a Section 10(a) prospectus or prospectus supplement
pursuant to Rule 424 of the Securities Act.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
PART II</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
In this Registration Statement, Freedom Holding Corp. (formerly
known as BMB Munai, Inc.), is sometimes referred to as
&#x201C;Registrant,&#x201D; &#x201C;we,&#x201D; &#x201C;us&#x201D; or
&#x201C;our.&#x201D;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Item
3. Incorporation of Documents by Reference.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Commission allows us to &#x201C;incorporate by reference&#x201D; the
information we file with them, which means that we can disclose
important information to you by referring to those documents. The
information incorporated by reference is considered to be part of
this Registration Statement, and later information filed with the
Commission will update and supersede this information. We hereby
incorporate by reference into this Registration Statement the
following documents previously filed with the SEC:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(i)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Our Annual Report
on Form 10-K for the fiscal years ended March 31, 2017 and 2016,
filed with the Commission on June 30, 2017;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(ii)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Our Quarterly
Report on Form 10-Q for the quarterly period ended June 30, 2017,
filed with the Commission on August 14, 2017;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(iii)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">Our Current Reports
on Form 8-K filed with the Commission on September 5, 2017, and
September 12, 2017</font>;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(iv)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Our Definitive
Information Statement on Schedule 14C filed with the Commission on
August 11, 2017; and</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">3</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(v)</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">The description of
our capital stock contained in the our Registration Statement on
Form S-3 filed with the Commission on October 25, 2007, including
any amendment or report filed by the Company for the purpose of
updating or modifying such description.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Except
to the extent that information is deemed furnished and not filed
pursuant to securities laws and regulations, all documents filed
with the Commission by the Registrant pursuant to Sections 13(a),
13(c), 14 or 15(d) of the Exchange Act subsequent to the date
hereof and prior to the filing of a post-effective amendment to
this Registration Statement that indicates that all securities
offered hereby have been sold or that deregisters all securities
then remaining unsold shall also be deemed to be incorporated by
reference herein and to be a part hereof from the dates of filing
of such documents.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Any
statement contained herein or in a document incorporated or deemed
to be incorporated by reference herein shall be deemed to be
modified or superseded for purposes of this Registration Statement
to the extent that a statement contained herein or in any other
subsequently filed document which also is or is deemed to be
incorporated by reference herein modifies or supersedes such
statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part
of this Registration Statement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Under
no circumstances shall any information furnished under Item 2.02 or
7.01 of Form 8-K be deemed incorporated herein by reference unless
such Form 8-K expressly provides to the contrary.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 4. Description of Securities.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Not
applicable.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 5. Interests of Named Experts and Counsel.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Not
applicable.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 6. Indemnification of Directors and Officers.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px;">
<font style="font-family: Times New Roman; font-size: 13px">Our
Articles of Incorporation, as filed with the Nevada Secretary of
State on November 30, 2004, indicate that we shall indemnify (a)
our directors to the fullest extent permitted by the laws of the
State of Nevada, including the advancement of expenses underthe
procedures provided by such laws, (b) all of our officers to the
same extent as we shall indemnify our directors, and (c) our
officers who are not directors to such further extent as shall be
authorized by the Board of Directors and be consistent with law.
The indemnification provisions of our Articles of Incorporation
have been unchanged by subsequent amendments.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Section
78.7502 of the Nevada Revised Statutes (the &#x201C;NRS&#x201D;)
provides for discretionary and mandatory indemnification of
officers, directors, employees and agents. Following is the text of
Section 78.7502:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">4</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">1.
&#xA0;A corporation may indemnify any person who was or is a party
or is threatened to be made a party to any threatened, pending or
completed action, suit or proceeding, whether civil, criminal,
administrative or investigative, except an action by or in the
right of the corporation, by reason of the fact that the person is
or was a director, officer, employee or agent of the corporation,
or is or was serving at the request of the corporation as a
director, officer, employee or agent of another corporation,
partnership, joint venture, trust or other enterprise, against
expenses, including attorneys&#x2019; fees, judgments, fines and
amounts paid in settlement actually and reasonably incurred by the
person in connection with the action, suit or proceeding if the
person:</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(a) Is
not liable pursuant to NRS 78.138; or</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(b)
Acted in good faith and in a manner which he or she reasonably
believed to be in or not opposed to the best interests of the
corporation, and, with respect to any criminal action or
proceeding, had no reasonable cause to believe the conduct was
unlawful.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
termination of any action, suit or proceeding by judgment, order,
settlement, conviction or upon a plea of nolo contendere or its
equivalent, does not, of itself, create a presumption that the
person is liable pursuant to NRS 78.138 or did not act in good
faith and in a manner which he or she reasonably believed to be in
or not opposed to the best interests of the corporation, or that,
with respect to any criminal action or proceeding, he or she had
reasonable cause to believe that his conduct was
unlawful.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">2. &#xA0;A
corporation may indemnify any person who was or is a party or is
threatened to be made a party to any threatened, pending or
completed action or suit by or in the right of the corporation to
procure a judgment in its favor by reason of the fact that the
person is or was a director, officer, employee or agent of the
corporation, or is or was serving at the request of the corporation
as a director, officer, employee or agent of another corporation,
partnership, joint venture, trust or other enterprise against
expenses, including amounts paid in settlement and attorneys&#x2019;
fees actually and reasonably incurred by the person in connection
with the defense or settlement of the action or suit if the
person:</font></font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(a) Is
not liable pursuant to NRS 78.138; or</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(b)
Acted in good faith and in a manner which he or she reasonably
believed to be in or not opposed to the best interests of the
corporation.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Indemnification may
not be made for any claim, issue or matter as to which such a
person has been adjudged by a court of competent jurisdiction,
after exhaustion of all appeals therefrom, to be liable to the
corporation or for amounts paid in settlement to the corporation,
unless and only to the extent that the court in which the action or
suit was brought or other court of competent jurisdiction
determines upon application that in view of all the circumstances
of the case, the person is fairly and reasonably entitled to
indemnity for such expenses as the court deems proper.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">3.
&#xA0;To the extent that a director, officer, employee or agent of
a corporation has been successful on the merits or otherwise in
defense of any action, suit or proceeding referred to in
subsections 1 and 2, or in defense of any claim, issue or matter
therein, the corporation shall indemnify him or her against
expenses, including attorneys&#x2019; fees, actually and reasonably
incurred by him or her in connection with the defense.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">5</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Section
78.751 of the NRS describes the authorization required for
discretionary indemnification and the limitations on
indemnification and the advancement of expenses. Following is the
text of Section 78.751:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">1.
&#xA0;Any discretionary indemnification pursuant to NRS 78.7502,
unless ordered by a court or advanced pursuant to subsection 2, may
be made by the corporation only as authorized in the specific case
upon a determination that indemnification of the director, officer,
employee or agent is proper in the circumstances. The determination
must be made:</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(a) By
the stockholders;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(b) By
the board of directors by majority vote of a quorum consisting of
directors who were not parties to the action, suit or
proceeding;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(c) If
a majority vote of a quorum consisting of directors who were not
parties to the action, suit or proceeding so orders, by independent
legal counsel in a written opinion; or</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(d) If
a quorum consisting of directors who were not parties to the
action, suit or proceeding cannot be obtained, by independent legal
counsel in a written opinion.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">2.
&#xA0;The articles of incorporation, the bylaws or an agreement
made by the corporation may provide that the expenses of officers
and directors incurred in defending a civil or criminal action,
suit or proceeding must be paid by the corporation as they are
incurred and in advance of the final disposition of the action,
suit or proceeding, upon receipt of an undertaking by or on behalf
of the director or officer to repay the amount if it is ultimately
determined by a court of competent jurisdiction that the director
or officer is not entitled to be indemnified by the corporation.
The provisions of this subsection do not affect any rights to
advancement of expenses to which corporate personnel other than
directors or officers may be entitled under any contract or
otherwise by law.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">3.
&#xA0;The indemnification pursuant to NRS 78.7502 and advancement
of expenses authorized in or ordered by a court pursuant to this
section:</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 96px;">
<font style="font-family: Times New Roman; font-size: 13px">(a)
Does not exclude any other rights to which a person seeking
indemnification or advancement of expenses may be entitled under
the articles of incorporation or any bylaw, agreement, vote of
stockholders or disinterested directors or otherwise, for either an
action in the person&#x2019;s official capacity or an action in
another capacity while holding office, except that indemnification,
unless ordered by a court pursuant to NRS 78.7502 or for the
advancement of expenses made pursuant to subsection 2, may not be
made to or on behalf of any director or officer if a final
adjudication establishes that the director&#x2019;s or
officer&#x2019;s acts or omissions involved intentional misconduct,
fraud or a knowing violation of the law and was material to the
cause of action. A right to indemnification or to advancement of
expenses arising under a provision of the articles of incorporation
or any bylaw is not eliminated or impaired by an amendment to such
provision after the occurrence of the act or omission that is the
subject of the civil, criminal, administrative or investigative
action, suit or proceeding for which indemnification or advancement
of expenses is sought, unless the provision in effect at the time
of such act or omission explicitly authorizes such elimination or
impairment after such action or omission has occurred.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">6</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">(b)
Continues for a person who has ceased to be a director, officer,
employee or agent and inures to the benefit of the heirs, executors
and administrators of such a person.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Our
bylaws provide that we will indemnify our directors and executive
officers, and may indemnify our other officers, employees and
agents, to the fullest extent permitted by Nevada Law. Under our
bylaws, we are also empowered to purchase insurance on behalf of
any person whom we are required or permitted to
indemnify.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Insofar
as indemnification for liabilities arising under the Securities Act
may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise,
we have been advised that in the opinion of the Securities and
Exchange Commission such indemnification is against public policy
as expressed in the Securities Act and is, therefore,
unenforceable.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
rights of indemnification described above are not exclusive of any
other rights of indemnification to which the persons indemnified
may be entitled under any bylaw, agreement, vote of stockholders or
directors, or otherwise.&#xA0;&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
foregoing description is necessarily general and does not describe
all details regarding the indemnification of officers, directors,
or controlling persons of the Registrant.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 7. Exemption from Registration Claimed.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Not
applicable.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 8. Exhibits.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
exhibits to this Registration Statement are listed on the Exhibit
Index, which appears elsewhere herein and is incorporated herein by
reference.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 9. Undertakings.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 0px; text-indent: 24px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#xA0;The
undersigned Registrant hereby undertakes:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(1)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#xA0;To file,
during any period in which offers or sales are being made, a
post-effective amendment to this Registration
Statement:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 96px"><font style="font-family: Times New Roman; font-size: 13px">(i)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">To include any
prospectus required by Section 10(a)(3) of the Securities
Act;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 96px"><font style="font-family: Times New Roman; font-size: 13px">(ii)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">To
reflect in the prospectus any facts or events arising after the
effective date of this Registration Statement (or the most recent
post-effective amendment hereof) which, individually or in the
aggregate, represent a fundamental change in the information set
forth in the Registration Statement; and</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">7</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 96px"><font style="font-family: Times New Roman; font-size: 13px">(iii)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">To
include any material information with respect to the plan of
distribution not previously disclosed in this Registration
Statement or any material change to such information in this
Registration Statement;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">p<font style="font-style: italic">rovided however</font>, that the undertakings
set forth in paragraphs (a)(1)(i) and (a)(1)(ii) above do not apply
if the information required to be included in a post-effective
amendment by those paragraphs is contained in the reports filed
with or furnished to the Commission by the Registrant pursuant to
Section 13 or Section 15(d) of the Exchange Act that are
incorporated by reference in this Registration
Statement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(2)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#xA0;That, for the
purpose of determining any liability under the Securities Act, each
such post-effective amendment shall be deemed to be a new
registration statement relating to the securities offered therein,
and the offering of such securities at that time shall be deemed to
be the initial bona fide offering thereof.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">To remove from
registration by means of a post-effective amendment any of the
securities being registered which remain unsold at the termination
of the offering.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 0px; text-indent: 24px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#xA0;The
undersigned Registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act, each filing of
the Registrant&#x2019;s annual report pursuant to Section 13(a) or
Section 15(d) of the Exchange Act that is incorporated by reference
in the Registration Statement shall be deemed to be a new
registration statement relating to the securities offered therein,
and the offering of such securities at that time shall be deemed to
be initial bona fide offering thereof.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 0px; text-indent: 24px"><font style="font-family: Times New Roman; font-size: 13px">(c)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;Insofar
as indemnification for liabilities arising under the Securities Act
may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise,
the Registrant has been advised that in the opinion of the
Commission such indemnification is against public policy as
expressed in the Securities Act and is, therefore, unenforceable.
In the event that a claim for indemnification against such
liabilities (other than the payment by the Registrant of expenses
incurred or paid by a director, officer or controlling person of
the Registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling
person in connection with the securities being registered, the
Registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of
appropriate jurisdiction the question whether such indemnification
by it is against public policy as expressed in the Securities Act
and will be governed by the final adjudication of such
issue.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">8</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
SIGNATURES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Pursuant to the
requirements of the Securities Act of 1933, the Registrant
certifies that it has reasonable grounds to believe that it meets
all of the requirements for filing on Form S-8 and has duly caused
this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the city of Almaty,
Republic of Kazakhstan, on October 4, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 26%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 60%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-weight: bold; font-family: Times New Roman; font-size: 13px">
FREEDON HOLDING CORP.</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 26%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 60%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 26%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 60%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 26%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
By:</font></div>
</td>
<td style="vertical-align: top; width: 41%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 19%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 26%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 41%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 19%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 26%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 7%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 60%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Chairman and Chief Executive Officer</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-weight: bold; font-family: Times New Roman; font-size: 13px">
POWER OF ATTORNEY</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Each
person whose signature appears below appoints each of Timur Turlov
and Evgeniy Ler, jointly and severally, his attorneys-in-fact, each
with full power of substitution for such person in any and all
capacities, to sign this Registration Statement, and any amendments
thereto, (including post-effective amendments), and to file the
same, with all exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission, hereby
ratifying and confirming all that said attorneys-in-fact, his
substitute or substitutes, may lawfully do or cause to be done by
virtue hereof.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Pursuant
to the requirements of the Securities Act of 1933, this
Registration Statement has been signed below by the following
persons on behalf of the Registrant in the capacities and on the
dates indicated.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Signatures</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%; border-bottom: 2px solid #000000">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Capacity in which Signed</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Date</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Chairman and Chief Executive Officer</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(principal executive officer)</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Evgeniy Ler</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Chief Financial Officer</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Evgeniy Ler</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(principal financial and accounting officer)</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Jason Kerr</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Director</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Jason Kerr</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Arkady Rahkilkin</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Director</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Arkady Rahkilkin</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Leonard Stillman</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Director</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Leonard Stillman</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%; border-bottom: 2px solid #000000">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Askar Tashtitov</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Director</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 30%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Askar Tashtitov</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 43%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 20%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">9</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
EXHIBIT INDEX</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td rowspan="2" style="vertical-align: bottom; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Number</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="5" style="vertical-align: bottom; width: 32%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Incorporated by Reference</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td rowspan="2" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Filed or Furnished Herewith</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit Description</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Form</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Filing Date</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="http://www.sec.gov/Archives/edgar/data/924805/000103883805000056/ex301form8k011305.txt">
<font style="font-family: Times New Roman; font-size: 13px">4.01</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Articles
of Incorporation</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">8-K</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3.01</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">01/18/05</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="http://www.sec.gov/Archives/edgar/data/924805/000103883806000526/ex301form8k062006.htm">
<font style="font-family: Times New Roman; font-size: 13px">4.02</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Amendment
to Articles of Incorporation</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">8-K</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3.01</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">06/26/06</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="http://www.sec.gov/Archives/edgar/data/924805/000165495417008133/bmbm_ex31.htm">
<font style="font-family: Times New Roman; font-size: 13px">4.03</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Amendment
to Articles of Incorporation</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">8-K</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3.01</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">09/05/17</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="http://www.sec.gov/Archives/edgar/data/924805/000103883810000237/ex318k070810.htm">
<font style="font-family: Times New Roman; font-size: 13px">4.04</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">By-Laws
of BMB Munai, Inc. (as amended through July 8, 2010)</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">8-K</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3.1</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">07/13/10</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex45.htm"><font style="font-family: Times New Roman; font-size: 13px">4.05</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Specimen
Common Stock certificate</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex51.htm"><font style="font-family: Times New Roman; font-size: 13px">5.01</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Opinion
of Poulton &amp; Yordan</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex231.htm"><font style="font-family: Times New Roman; font-size: 13px">23.01</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Consent
of WSRP, LLC</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex51.htm"><font style="font-family: Times New Roman; font-size: 13px">23.02</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Consent
of Poulton &amp; Yordan (included in Exhibit 5.1)</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">24.01</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Power
of Attorney (included on the signature page hereto)</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex991.htm"><font style="font-family: Times New Roman; font-size: 13px">99.01</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Freedom
Holding Corp. 2018 Equity Incentive Plan</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex992.htm"><font style="font-family: Times New Roman; font-size: 13px">99.02</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Form of
Restricted Stock Grant Award Agreement</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><a href="bmbm_ex993.htm"><font style="font-family: Times New Roman; font-size: 13px">99.03</font></a></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 38%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Form of
Nonqualified Stock Option Agreement</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">X</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">10</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.05
<SEQUENCE>2
<FILENAME>bmbm_ex45.htm
<DESCRIPTION>SPECIMEN COMMON STOCK CERTIFICATE
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Untitled Document</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: right; margin-left: auto; margin-right: auto; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 16px;">&#xA0;<font style="font-size: 13px"><font style="font-weight: bold">Exhibit
4.05</font></font><br></font></div>
<div style="text-align: center; margin-left: auto; margin-right: auto; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px"><img src="bmbm_ex45000.jpg"></font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">1</font></div>
</div>
<div id="pb" style="text-align: center; display: inline-block; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: center; margin-left: auto; margin-right: auto; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px"><img src="bmbm_ex45001.jpg"></font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">2</font></div>
</div>
<div id="pb" style="text-align: center; display: inline-block; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.01
<SEQUENCE>3
<FILENAME>bmbm_ex51.htm
<DESCRIPTION>OPINION OF POULTON & YORDAN
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Blueprint</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit 5.01</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px">
<font style="font-size: 16px">P</font>OULTON &amp; <font style="font-size: 16px">Y</font>ORDAN</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">ATTORNEYS
AT LAW</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">October
4, 2017</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Board
of Directors</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Freedom
Holding Corp.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Office
1704, 4B Building</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x201C;Nurly
Tau&#x201D; BC</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">17 Al
Farabi Ave</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Almaty,
Kazakhstan</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 84px; margin-right: 0px; text-indent: -36px">
<font style="font-family: Times New Roman; font-size: 13px">Re:
<font style="text-decoration: underline">Registration Statement on
Form S-8; 5,000,000 shares of Common Stock, par value $0.001 per
share</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Ladies
and Gentlemen:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px;">
<font style="font-family: Times New Roman; font-size: 13px">We have
acted as counsel to Freedom Holding Corp., a Nevada corporation
(the &#x201C;<font style="font-weight: bold">Company</font>&#x201D;),
in connection with the registration under the Securities Act of
1933, as amended (the &#x201C;<font style="font-weight: bold">Securities Act</font>&#x201D;), of (i) 5,000,000
shares (the &#x201C;Shares&#x201D;) of the common stock, par value
$0.001 per share (the &#x201C;<font style="font-weight: bold">Common
Stock</font>&#x201D;), of the Company issuable pursuant to the
Company&#x2019;s 2018 Equity Incentive Plan (the &#x201C;<font style="font-weight: bold">Plan</font>&#x201D;) as described in the
Company&#x2019;s Registration Statement on Form S-8 (as may
subsequently be amended, the &#x201C;<font style="font-weight: bold">Registration
Statement</font>&#x201D;).</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">We have
examined a signed copy of the Registration Statement as filed with
the Securities and Exchange Commission. We have also examined and
relied upon the minutes of the meetings of the stockholders and the
Board of Directors of the Company as provided to us by the Company,
the Articles of Incorporation, as amended, the By-laws, of the
Company, the Plan and such other documents as we have deemed
necessary for purposes of rendering the opinions hereinafter set
forth, and we have made no independent investigation of such
matters.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">In our
examination of the foregoing documents, we have assumed the
genuineness of all signatures, the authenticity of all documents
submitted to us as originals, the conformity to original documents
of all documents submitted to us as copies, the authenticity of the
originals of such latter documents and the legal competence of all
signatories to such documents.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">We
express no opinion herein as to the laws of any state or
jurisdiction other than the Nevada Revised Statutes and we express
no opinion with respect to any other laws.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<br>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 11%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 36%">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">POULTON
&amp; YORDAN</font></div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">324
SOUTH 400 WEST, SUITE 250</font></div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SALT
LAKE CITY, UTAH 84101</font></div>
</td>
<td style="vertical-align: top; width: 5%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 39%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">TELEPHONE:
801-355-1341</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">FAX:
801-355-2990</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">POST@POULTON-YORDAN.COM</font></div>
</td>
<td style="vertical-align: top; width: 9%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Freedom
Holding Corp.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">October
4, 2017</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Page
2</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font>
<font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">For
purposes of the opinion set forth below, we have assumed that a
sufficient number of authorized but unissued shares of the
Company&#x2019;s Common Stock will be available for issuance when
the Shares are issued.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Based
upon the foregoing, and subject to the assumptions, qualifications
and limitations stated herein, it is our opinion that the Shares
have been duly authorized for issuance and, when such Shares are
issued and paid for in accordance with the terms and conditions of
the Plan and pursuant to the agreements that accompany the Plan,
such Shares will be validly issued, fully paid and
nonassessable.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Please
note that we are opining only as to the matters expressly set forth
herein, and no opinion should be inferred as to any other
matters.&#xA0;&#xA0;This opinion is based upon currently existing
statutes, rules, regulations and judicial decisions, and we
disclaim any obligation to advise you of any change in any of these
sources of law or subsequent legal or factual developments which
might affect any matters or opinions set forth herein.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">We
hereby consent to the filing of this opinion as an exhibit to the
Registration Statement. In giving such consent, we do not hereby
admit that we are in the category of persons whose consent is
required under Section&#xA0;7 of the Securities Act or the
rules&#xA0;and regulations of the Securities and Exchange
Commission.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">&#xA0;
<br></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0 auto;width: 100%;">
<tr>
<td style="width: 50%">
<div><font>&#xA0;</font></div>
</td>
<td style="width: 50%">
<div><font>&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Very truly
yours,</font>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">POULTON
&amp; YORDAN</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">/s/ Poulton &amp;
Yordan</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">Attorneys at
Law</font></div>
</div>
</td>
</tr></table>
</div>
&#xA0;&#xA0;</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.01
<SEQUENCE>4
<FILENAME>bmbm_ex231.htm
<DESCRIPTION>CONSENT OF WSRP, LLC
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Blueprint</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit 23.01</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
We hereby consent to the incorporation by reference in this
Registration Statement on Form S-8 of our report dated June 29,
2017, relating to the consolidated financial statements of Freedom
Holding Corp. (Formerly known as BMB Munai, Inc.) appearing in the
Company&#x2019;s Annual Report on Form 10-K for the year ended March
31, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ WSRP, LLC</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
WSRP LLC</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Salt Lake City, Utah</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
October 4, 2017</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.01
<SEQUENCE>5
<FILENAME>bmbm_ex991.htm
<DESCRIPTION>FREEDOM HOLDING CORP. 2018 EQUITY INCENTIVE PLAN
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Blueprint</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit 99.01</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-style: italic; font-family: Times New Roman; font-size: 24px">
Freedom Holding Corp.</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-style: italic; font-family: Times New Roman; font-size: 24px">
2018 Equity Incentive Plan</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
1.&#xA0; Purpose; Definitions</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">1.1&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Purpose. The purpose of the Freedom Holding Corp. 2018 Equity
Incentive Plan is to provide a means whereby Freedom Holding Corp.,
a Nevada corporation (the &#x201C;Corporation&#x201D;), may attract
able persons to remain in or to enter the employ of the
Corporation, a Parent Corporation, or a Subsidiary and to provide a
means whereby those employees, directors, officers, and other
individuals or entities upon whom the responsibilities of the
successful administration, management, planning, and/or
organization of the Corporation may rest, and whose present and
potential contributions to the welfare of the Corporation, a Parent
Corporation or a Subsidiary are of importance, can acquire and
maintain stock ownership, thereby strengthening their concern for
the long-term welfare of the Corporation. A further purpose of the
Plan is to provide such employees and individuals or entities with
additional incentive and reward opportunities designed to enhance
the profitable growth of the Corporation over the long term.
Accordingly, the Plan provides for granting Common Stock, Incentive
Stock Options, options which do not constitute Incentive Stock
Options, or any combination of the foregoing, as is best suited to
the circumstances of the particular employees and individuals or
entities as provided herein.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">1.2&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Definitions. The following definitions shall be applicable during
the term of the Plan unless specifically modified by any
paragraph:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(a)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Award&#x201D; means, individually or collectively, or Option
granted pursuant to the Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(b)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Board&#x201D; means the board of directors of the Corporation
or the Compensation Committee, as designated by the
Board.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(c)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Change of Control Value&#x201D; means the amount determined
in Clause (i), (ii) or (iii), whichever is applicable, as
follows:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(i) the per share
price offered to stockholders of the Corporation in any merger,
consolidation, sale or assets or dissolution
transaction;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(ii) the price per
share offered to stockholders of the corporation in any tender
offer or exchange offer whereby a Corporate Change takes place;
or</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(iii)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
if a Corporate Change occurs other than as described in Clause (i)
or Clause (ii), the fair market value per share determined by the
Board as of the date determined by the Board to be the date of
cancellation and surrender of an Option.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">1</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">If the
consideration offered to stockholders of the Corporation in any
transaction described in this Paragraph or Sections 7.4 and 7.5
consists of anything other than cash, the Board shall determine the
fair cash equivalent of the portion of the consideration offered
which is other than cash.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(d)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Code&#x201D; means the Internal Revenue Code of 1986, as
amended. Reference in the Plan to any Section of the Code shall be
deemed to include any amendments or successor provisions to such
Section and any regulations under such Section.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(e)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Common Stock&#x201D; means the common stock of the
Corporation.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(f)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Corporation&#x201D; means Freedom Holding Corp.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(g)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Corporate Change&#x201D; means one of the following
events:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(i)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
the merger, consolidation or other reorganization of the
Corporation in which the outstanding Common Stock is converted into
or exchanged for a different class of securities of the
Corporation, a class of securities of any other issuer (except a
Subsidiary or Parent Corporation), cash or other property other
than:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(A)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
a merger, consolidation or reorganization of the Corporation which
would result in the voting stock of the Corporation outstanding
immediately prior thereto continuing to represent (either by
remaining outstanding or by being converted into voting securities
of the surviving entity), in combination with the ownership of any
trustee or other fiduciary holding securities under an employee
benefit plan of the Corporation, at least fifty percent (50%) of
the combined voting power of the voting stock of the Corporation or
such surviving entity outstanding immediately after such merger,
consolidation or reorganization of the Corporation, or</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(B)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
a merger, consolidation or reorganization of the Corporation
effected to implement a recapitalization of the Corporation (or
similar transaction) in which no person acquires more than
forty-nine percent (49%) of the combined voting power of the
Corporation&#x2019;s then outstanding stock;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(ii)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
the sale, lease or exchange of all or substantially all of the
assets of the Corporation to any other corporation or entity
(except a Subsidiary or Parent Corporation);</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(iii)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
the adoption by the stockholders of the Corporation of a plan of
liquidation and dissolution;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(iv)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
the acquisition (other than acquisition pursuant to any other
clause of this definition) by any person or entity, including
without limitation a &#x201C;group&#x201D; as contemplated by Section
13(d)(3) of the Exchange Act, of beneficial ownership, as
contemplated by such Section, of more than twenty-five percent
(25%) (based on voting power) of the Corporation&#x2019;s
outstanding capital stock or acquisition by a person or entity who
currently has beneficial ownership which increases such
person&#x2019;s or entity&#x2019;s beneficial ownership to fifty
percent (50%) or more (based on voting power) of the
Corporation&#x2019;s outstanding capital stock; or</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">2</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;"><font>&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(v)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
as a result of or in connection with a contested election of
directors, the persons who were directors of the Corporation before
such election shall cease to constitute a majority of the
Board.</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">Notwithstanding the
provisions of clause (iv) above, a Corporate Change shall not be
considered to have occurred upon the acquisition (other than
acquisition pursuant to any other clause of the preceding sentence)
by any person or entity, including without limitation a
&#x201C;group&#x201D; as contemplated by Section 13(d)(3) of the
Exchange Act, of beneficial ownership, as contemplated by such
Section, of more than twenty-five percent (25%) (based on voting
power) of the Corporation&#x2019;s outstanding capital stock or the
requisite percentage to increase their ownership to fifty percent
(50%) resulting from a public offering of securities of the
Corporation under the Securities Act of 1933, as
amended.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(h)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Designated Officer&#x201D; means an officer of the
Corporation, such as the President, Chief Executive Officer or
Chief Financial Officer, who is given authority by the Board to
grant options or make stock grants under the Plan, as approved by
the Board. If for any reason the Board has not granted its
authority to a designated officer, then the Board will act as the
Designated Officer and any reference herein to the Designated
Officer will then reference the Board.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(i)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Exchange Act&#x201D; means the Securities Exchange Act of
1934, as amended.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(j)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Fair Market Value&#x201D; means, as of any specified date,
the closing price of the Common Stock on a nationally recognized
securities exchange (or, if the Common Stock is not listed on such
exchange, such other nationally recognized securities exchange on
which the Common Stock is then listed) on that date, or if no
prices are reported on that date, on the last preceding date on
which such prices of the Common Stock are so reported. If the
Common Stock is not then listed on any nationally recognized
securities exchange but is traded over the counter at the time
determination of its Fair Market Value is required to be made
hereunder, its Fair Market Value shall be deemed to be equal to the
average between the reported high and low sales prices of Common
Stock on the most recent date on which Common Stock was publicly
traded. If the Common Stock is not publicly traded at the time a
determination of its value is required to be made hereunder, the
determination of its Fair Market Value shall be made by the Board
in such manner as it deems appropriate (such determination will be
made in good-faith as required by Section 422(c)(1) of the Code and
may be based on the advice of an independent investment banker or
appraiser recognized to be expert in making such valuations). In no
event shall Fair Market Value be less than the par value of the
stock.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(k)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Grant&#x201D; means individually or collectively, any Common
Stock granted pursuant to the Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(l)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Grantee&#x201D; means an employee, director, officer,
consultant, other individual or entity who has been granted Common
Stock pursuant to the Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">3</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(m)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Holder&#x201D; means an individual or entity who has been
granted an Award of Grant.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(n)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Incentive Stock Option&#x201D; means an Option within the
meaning of Section 422 of the Code.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(o)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Option&#x201D; means an Award granted under Section 6 of the
Plan and includes both Incentive Stock Options to purchase Common
Stock and Options which do not constitute Incentive Stock Options
to purchase Common Stock.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(p)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Option Agreement&#x201D; means a written agreement between
the Corporation and an Optionee with respect to an
Option.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(q)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Optionee&#x201D; means an employee, director, officer,
consultant, other individual or entity who has been granted an
Option.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(r)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Parent Corporation&#x201D; shall have the meaning set forth
in Section 424(e) of the Code.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(s)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Plan&#x201D; means the Freedom Holding Corp. 2018 Equity
Incentive Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(t)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Rule 16b-3&#x201D; means Rule 16b-3 of the General Rules and
Regulations of the Securities and Exchange Commission under the
Exchange Act, as such rule is currently in effect or as hereafter
modified or amended.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(u)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Securities Act&#x201D; means the Securities Act of 1933, as
amended.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(v)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
&#x201C;Subsidiary&#x201D; means a company (whether a corporation,
partnership, joint venture or other form of entity) in which the
Corporation, or a corporation in which the Corporation owns a
majority of the shares of capital stock, directly or indirectly,
owns an equity interest of fifty percent (50%) or more, except
solely with respect to the issuance of Incentive Stock Options the
term &#x201C;Subsidiary&#x201D; shall have the same meaning as the
term &#x201C;subsidiary corporation&#x201D; as defined in Section
424(f) of the Code.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
2. Effective Date and Duration of the Plan</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Plan shall be effective as of such date designated by the Board,
provided that the Plan is approved by the stockholders of the
Corporation within twelve (12) months before or thereafter and on
or prior to the date of the first annual meeting of stockholders of
the Corporation held subsequent to the acquisition of an equity
security by a Holder hereunder for which exemption is claimed under
Rule 16b-3. Notwithstanding any provision of the Plan or of any
Option Agreement, no Option shall be exercisable and no Common
Stock may be granted prior to such stockholder approval. The Plan
shall be terminated and no further Awards or Common Stock may be
granted under the Plan after ten (10) years from the date of the
Plan is adopted by the Board or the date the Plan is approved by
the Corporation&#x2019;s shareholders, whichever is earlier. Subject
to the provisions of Section 8, the Plan shall remain in effect
until all Options granted under the Plan have been exercised or
have expired by reason of lapse of time and all restrictions
imposed upon restricted stock awards have lapsed. Any option
exercised before shareholder approval is obtained must be rescinded
if shareholder approval is not obtained within twelve (12) months
before or after the Plan is adopted. Such shares shall not be
counted in determining whether such approval is
granted.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">4</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
3. Administration</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">3.1&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Administration of Plan by the Board. The Plan shall be administered
by the Board in compliance with Rule 16b-3. Members of the Board
shall abstain from participating in and deciding matters which
directly affect their individual ownership interests under the
Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">3.2&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Powers. Subject to the terms of the Plan, the Board shall designate
one or several Designated Officers who shall have responsibility to
propose to the Board which employees, officers, directors,
consultants, other individuals or entities shall receive an Award
or Grant, the time or times when such Award or Grant shall be made,
whether Common Stock, an Incentive Stock Option or nonqualified
Option shall be granted and the number of shares of Common Stock
which may be issued under each Option. In making such
determinations, the Designated Officer may take into account the
nature of the services rendered by these individuals, their present
and potential contribution to the success of the Corporation, a
Parent Corporation or a Subsidiary, and such other factors as the
Board in its discretion shall deem relevant. The Designated
Officers shall execute on behalf of the Corporation each Award or
Grant on the terms established and approved by the
Board.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">3.3&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Additional Powers. The Board shall have such additional powers as
are delegated to it by the other provisions of the Plan. Subject to
the express provisions of the Plan, the Board is authorized in its
sole discretion, exercised in a nondiscriminatory manner, to
construe and interpret the Plan and the respective agreements
executed thereunder, to prescribe such rules and regulations
relating to the Plan as it may deem advisable to carry out the
Plan, and to determine the terms, restrictions and provisions of
each Award or Grant, including such terms, restrictions and
provisions as shall be requisite in the judgment of the Board to
cause designated Options to qualify as Incentive Stock Options, and
to make all other determinations necessary or advisable for
administering the Plan. The Board may correct any defect or supply
any omission or reconcile any inconsistency in any agreement
relating to an Award or Grant in the manner and to the extent it
shall deem expedient to carry it into effect. The determination of
the Board on the matters referred to in this Section 3 shall be
conclusive.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">3.4&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Compliance With Code Section 162(m). In the event the Corporation,
a Parent Corporation or a Subsidiary becomes a &#x201C;publicly-held
corporation&#x201D; as defined in Section 162(m)(2) of the Code, the
Corporation may establish a committee of outside directors meeting
the requirements of Code Section 162(m) to (i) approve the grant of
Options which might reasonably be anticipated to result in the
payment of employee remuneration that would otherwise exceed the
limit on employee remuneration deductible for income tax purposes
by the Corporation pursuant to Code Section 162(m) and (ii)
administer the Plan. In such event, the powers reserved to the
Board in the Plan shall be exercised by such compensation
committee. In addition, Options under the Plan shall be granted
upon satisfaction of the conditions to such grants provided
pursuant to Code Section 162(m) and any Treasury Regulations
promulgated thereunder.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">5</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
4. Grant of Options and Stock Subject to the Plan</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">4.1&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Award Limits. A Designated Officer may from time to time grant
Awards and/or make Grants to one or more employees, directors,
officers, individuals or entities determined by him or her to be
eligible for participation in the Plan in accordance with the
provisions of Section 5 of the Plan. The aggregate number of shares
of Common Stock that may be issued under the Plan shall not exceed
5,000,000 common shares. The aggregate number of shares of Common
Stock that may be issued to any Holder and/or granted to any
Grantee under the Plan shall not exceed twenty percent (20%) of the
aggregate number of shares referred to in the preceding sentence.
The total number of shares issuable upon exercise of all
outstanding Options shall not exceed a number of shares which is
equal to thirty percent (30%) of the then outstanding shares of the
Corporation. Any of such shares which remain unissued and which are
not subject to outstanding Options and/or Grants at the termination
of the Plan shall cease to be subject to the Plan but, until
termination of the Plan, the Corporation shall at all times reserve
a sufficient number of shares to meet the requirements of the Plan.
Shares shall be deemed to have been issued under the Plan only to
the extent actually issued and delivered pursuant to an Award or
Grant. To the extent that an Award or Grant lapses or the rights of
its Holder or Grantee terminate, any shares of Common Stock subject
to such Award or Grant shall again be available for the grant of an
Award or making of a Grant. The aggregate number of shares which
may be issued under the Plan shall be subject to adjustment in the
same manner as provided in Section&#xA0;7 of the Plan with respect
to shares of Common Stock subject to Options then outstanding.
Separate stock certificates shall be issued by the Corporation for
those shares acquired pursuant to a Grant, the exercise of an
Incentive Stock Option and for those shares acquired pursuant to
the exercise of any Option which does not constitute an Incentive
Stock Option.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">4.2&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Stock Offered. The stock to be offered pursuant to an Award or
Grant may be authorized but unissued Common Stock or Common Stock
previously issued and outstanding and reacquired by the
Corporation.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
5. Eligibility</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">An
Incentive Stock Option Award made pursuant to the Plan may be
granted only to an individual who, at the time of grant, is an
employee of the Corporation, a Parent Corporation or a Subsidiary.
An Award of an Option which is not an Incentive Stock Option or a
Grant of Common Stock may be made to an individual or entity who,
at the time of Award or Grant, is an employee of the Corporation, a
Parent Corporation or a Subsidiary, or to an individual or entity
who has been identified by the Board or Designated Officer to
receive an Award or Grant due to their contribution or service to
the Corporation, including members of the Board of Directors of the
Corporation, a Parent Corporation or a Subsidiary. An Award or
Grant made pursuant to the Plan may be made on more than one
occasion to the same person, and such Award or Grant may include a
Common Stock Grant, an Incentive Stock Option, an Option which is
not an Incentive Stock Option, or any combination thereof. Each
Award or Grant shall be evidenced by a written instrument duly
executed by or on behalf of the Corporation.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">6</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
6. Stock Options / Grants</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.1&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Stock Option Agreement. Each Option shall be evidenced by an Option
Agreement between the Corporation and the Optionee which shall
contain such terms and conditions as may be approved by the Board
and agreed upon by the Holder. The terms and conditions of the
respective Option Agreements need not be identical. Each Option
Agreement shall specify the effect of termination of employment,
total and permanent disability, retirement or death on the
exercisability of the Option. Under each Option Agreement, a Holder
shall have the right to appoint any individual or legal entity in
writing as his or her beneficiary under the Plan in the event of
his death. Such designation may be revoked in writing by the Holder
at any time and a new beneficiary may be appointed in writing on
the form provided by the Board for such purpose. In the absence of
such appointment, the beneficiary shall be the legal representative
of the Holder&#x2019;s estate.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.2&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Option Period. The term of each Option shall be as specified by the
Board at the date of grant and shall be stated in the Option
Agreement; provided, however, that an option may not be exercised
more than one hundred twenty (120) months from the date it is
granted.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.3&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Limitations on Exercise of Option. Any Option granted hereunder
shall be exercisable at such times and under such conditions as
determined by the Board and as shall be permissible under the terms
of the Plan, which shall be specified in the Option Agreement
evidencing the Option. An Option may not be exercised for
fractional shares.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.4&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Special Limitations on Incentive Stock Options. To the extent that
the aggregate Fair Market Value (determined at the time the
respective Incentive Stock Option is granted) of Common Stock with
respect to which Incentive Stock Options are exercisable for the
first time by an individual during any calendar year under all
incentive stock option plans of the Corporation (and any Parent
Corporation or Subsidiary) exceeds One Hundred Thousand Dollars
($100,000) (within the meaning of Section 422 of the Code), such
excess Incentive Stock Options shall be treated as Options which do
not constitute Incentive Stock Options. The Board shall determine,
in accordance with applicable provisions of the Code, Treasury
Regulations and other administrative pronouncements, which of an
Optionee&#x2019;s Incentive Stock Options will not constitute
Incentive Stock Options because of such limitation and shall notify
the Optionee of such determination as soon as practicable after
such determination. No Incentive Stock Option shall be granted to
an individual if, at the time the Option is granted, such
individual owns stock possessing more than ten percent (10%) of the
total combined voting power of all classes of stock of the
Corporation or of its Parent Corporation or a Subsidiary, within
the meaning of Section 422(b)(6) of the Code, unless (i) at the
time such Option is granted the Option price is at least one
hundred ten percent (110%) of the Fair Market Value of the Common
Stock subject to the Option and (ii) such Option by its terms is
not exercisable after the expiration of five years from the date of
grant.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">7</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.5&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Option Price. The purchase price of Common Stock issued under each
Option shall be determined by the Board and shall be stated in the
Option Agreement, but such purchase price shall, in the case of
Incentive Stock Options, not be less than the Fair Market Value of
Common Stock subject to the Option on the date the Option is
granted, and, in the case of Options which do not constitute
Incentive Stock Options, not be less than one hundred percent
(100%) of the Fair Market Value of the stock at the time the option
is granted, except that the price shall be one hundred ten percent
(110%) of the Fair Market Value in the case of any person or entity
who owns stock comprising more than ten percent (10%) of the total
combined voting power of all classes of stock of the Corporation or
its Parent Corporation or Subsidiary.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.6&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Options and Rights in Substitution for Stock Options Made by Other
Corporations. Options may be granted under the Plan from time to
time in substitution for stock options held by employees of
corporations who become, or who became prior to the effective date
of the Plan, employees of the Corporation, of any Parent
Corporation or of any Subsidiary as a result of a merger or
consolidation of the employing corporation with the Corporation,
such Parent Corporation or such Subsidiary, or the acquisition by
the Corporation, a Parent Corporation or a Subsidiary of all or a
portion of the assets of the employing corporation, or the
acquisition by the Corporation, a Parent Corporation or a
Subsidiary of stock of the employing corporation with the result
that such employing corporation becomes a Subsidiary.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.7&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Restricted Stock Option Purchase Agreement. Notwithstanding the
foregoing, at the election of the Holder, the Option can be
exercised provided that the Holder shall, as a condition of such
exercise, execute and deliver the Restricted Stock Option Purchase
Agreement (the &#x201C;Purchase Agreement&#x201D;), pursuant to which
the Corporation shall be granted a &#x201C;Repurchase Option&#x201D;
and &#x201C;Right of First Refusal&#x201D; as to all
&#x201C;Shares&#x201D; (as such terms are defined in the Purchase
Agreement).</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">6.8&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Restricted Stock Grant Agreement. Each Grant shall be evidenced by
the execution and delivery of a Restricted Stock Grant Agreement
(the &#x201C;Grant Agreement&#x201D;), pursuant to which the
Corporation shall be granted a &#x201C;Repurchase Option&#x201D; and
&#x201C;Right of First Refusal&#x201D; as to all &#x201C;Shares&#x201D;
(as such terms are defined in the Grant Agreement).</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
7.&#xA0; Changes in Capital Structure</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">7.1&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Awards or Grants Subject to Adjustment. Except as hereinafter
otherwise provided, Awards or Grants shall be subject to adjustment
by the Board at its discretion as to the number and price of shares
of Common Stock in the event of changes in the outstanding Common
Stock by reason of stock dividends, stock splits, reverse stock
splits, reclassifications, recapitalizations, reorganizations,
mergers, consolidations, combinations, exchanges or other relevant
changes in capitalization occurring after the date of the grant of
any such Options or Common Stock.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">8</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">7.2&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Existence of the Plan Does Not Inhibit the Board&#x2019;s Power to
Adjust, Recapitalize, Reorganize, or Make Any Other Capital
Structure Change. The existence of the Plan and the Awards and/or
Grants made hereunder shall not affect in any way the right or
power of the Board or the stockholders of the Corporation to make
or authorize any adjustment, recapitalization, reorganization or
other change in the capital structure of the Corporation, a Parent
Corporation or a Subsidiary or their business, any merger or
consolidation of the Corporation, a Parent Corporation or a
Subsidiary, any issue of debt or equity securities having any
priority or preference with respect to or affecting Common Stock or
the rights thereof, the dissolution or liquidation of the
Corporation, a Parent Corporation or a Subsidiary, or any sale,
lease, exchange or other disposition of all or any part of their
assets or business or any other corporate act or
proceeding.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">7.3&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Proportionate Adjustments. The shares with respect to which Options
may be granted are shares of Common Stock as presently constituted
but if and whenever, prior to the expiration of an Option
theretofore granted, the Corporation shall effect a subdivision or
consolidation of shares of Common Stock or the payment of a stock
dividend on Common Stock without receipt of consideration by the
Corporation, the number of shares of Common Stock with respect to
which such Option may thereafter be exercised (i) in the event of
an increase in the number of outstanding shares shall be
proportionately increased, and the purchase price per share shall
be proportionately reduced, and (ii) in the event of a reduction in
the number of outstanding shares shall be proportionately reduced,
and the purchase price per share shall be proportionately
increased.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">7.4&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Right of Optionee. If the Corporation recapitalizes or otherwise
changes its capital structure, thereafter upon any exercise of an
Option theretofore granted, the Optionee shall be entitled to
purchase under such Option, in lieu of the number of shares of
Common Stock as to which such Option shall then be exercisable, the
number and class of shares of stock and securities, and the cash
and other property to which the Optionee would have been entitled
pursuant to the terms of the recapitalization if, immediately prior
to such recapitalization, the Optionee had been the holder of such
record of the number of shares of Common Stock then covered by such
Option.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">7.5&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Corporate Change. In the event of a Corporate Change, unless
otherwise deemed to be impractical by the Board, then no later
than: two business days prior to any Corporate Change referenced in
Clause (i), (ii), (iii) or (v) of the definition thereof or ten
business days after any Corporate Change referenced in Clause (iv)
of the definition thereof, the Board, acting in its sole discretion
without the consent or approval of any Optionee or Grantee, shall
act to effect the following alternatives with respect to
outstanding Options which acts may vary among individual Optionees
and, with respect to acts taken pursuant to a Corporate Change
Clause, referenced in Clause (i), (ii), (iii) or (v), of the
definition thereof, may be contingent upon effectuation of the
Corporate Change:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">9</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">(a) in
the event of a Corporate Change referenced in Clauses (i) and (ii)
acceleration of exercise for all Options then outstanding so that
such Options may be exercised in full for a limited period of time
on or before a specified date (before or after such Corporate
Change) fixed by the Board, after which specified date all
unexercised Options and all rights of Optionees thereunder shall
terminate;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">(b) in
the event of a Corporate Change referenced in Clauses (iii), (iv)
and (v) require the mandatory surrender to the Corporation by
selected Optionees of some or all of the outstanding Options held
by such Optionees (irrespective of whether such Options are then
exercisable under the provisions of the Plan) as of a date (before
or after such Corporate Change) specified by the Board, in which
event the Board shall thereupon cancel such Options and pay to each
Optionee an amount of cash per share equal to the excess, if any,
of the Change of Control Value of the shares subject to such Option
over the exercise price(s) under such Options for such
shares;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">(c) in
the event of a Corporate Change referenced in Clauses (iii), (iv)
and (v), make such adjustments to Options then outstanding as the
Board deems appropriate to reflect such Corporate Change (provided,
however, that the Board may determine in its sole discretion that
no adjustment is necessary to Options then
outstanding);</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">(d)&#xA0;in the
event of a Corporate Change referenced in Clauses (iii), (iv) and
(v), provide that thereafter upon any exercise of an Option
theretofore granted the Optionee shall be entitled to purchase
under such Option, in lieu of the number of shares of Common Stock
as to which such Option shall then be exercisable, the number and
class of shares of stock or other securities or property
(including, without limitation, cash) to which the Optionee would
have been entitled pursuant to the terms of the agreement of
merger, consolidation or sale of assets or plan of liquidation and
dissolution if, immediately prior to such merger, consolidation or
sale of assets or any distribution in liquidation and dissolution
of the Corporation, the Optionee had been the holder of record of
the number of shares of Common Stock then covered by such Option;
or</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">(e)&#xA0;in the
event of a Corporate Change referenced in Clauses (iii), (iv) and
(v), cancel the Options granted if the Fair Market Value of the
Common Stock underlying the Options is below the Option exercise
price.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">7.6&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
No Post Recapitalization Adjustments. Except as hereinbefore
expressly provided, issuance by the Corporation of shares of stock
of any class or securities convertible into shares of stock of any
class, for cash, property, labor or services, upon direct sale,
upon the exercise of rights or warranty to subscribe therefore, or
upon conversion of shares or obligations of the Corporation
convertible into such shares or other securities, and in any case
whether or not for fair value, shall not affect, and no adjustment
by reason thereof shall be made with respect to, the number of
shares of Common Stock subject to Options theretofore granted, or
the purchase price per share of Common Stock subject to
Options.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">10</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
8. Amendment or Termination of the Plan</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Board in its discretion may terminate the Plan or any Option or
Grant or alter or amend the Plan or any part thereof or any Option
from time to time; provided that no change in any Award or Grant
previously made may be made which would impair the rights of the
Holder or Grantee without the consent of the Holder or Grantee, and
provided further, that the Board may not, without approval of the
stockholders, amend the Plan:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(a)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
to increase the aggregate number of shares which may be issued
pursuant to the provisions of the Plan on exercise or surrender of
Options or upon Grants;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(b)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
to change the minimum Option exercise price;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(c)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
to change the class of employees eligible to receive Awards and/or
Grants or increase materially the benefits accruing to employees
under the Plan;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(d)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
to extend the maximum period during which Awards may be granted or
Grants may be made under the Plan;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(e)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
to modify materially the requirements as to eligibility for
participation in the Plan; or</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">(f)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
to decrease any authority granted to the Board hereunder in
contravention of Rule 16b-3.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Section
9. Other</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.1&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
No Right to an Award or Grant. Neither the adoption of the Plan nor
any action of the Board or Designated Officer shall be deemed to
give an employee any right to be granted an Option to purchase
Common Stock, to receive a Grant or to any other rights hereunder
except as may be evidenced by an Option Agreement duly executed on
behalf of the Corporation, and then only to the extent of and on
the terms and conditions expressly set forth therein. The Plan
shall be unfunded. The Corporation shall not be required to
establish any special or separate fund or to make any other
segregation of funds or assets to assure the payment of any Award
or Grant.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.2&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
No Employment Rights Conferred. Nothing contained in the Plan or in
any Award or Grant made hereunder shall (i) confer upon any
employee any right with respect to continuation of employment with
the Corporation or any Parent Corporation or Subsidiary, or (ii)
interfere in any way with the right of the Corporation or any
Parent Corporation or Subsidiary to terminate his or her employment
at any time.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.3&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Other Laws; Withholding. The Corporation shall not be obligated to
issue any Common Stock pursuant to any Award granted or any Grant
made under the Plan at any time when the offering of the shares
covered by such Award has not been registered (or exempted) under
the Securities Act and such other state and federal laws, rules or
regulations as the Corporation or the Board deems applicable and,
in the opinion of legal counsel for the Corporation, there is no
exemption from the registration requirements of such laws, rules or
regulations available for the issuance and sale of such shares. No
fractional shares of Common Stock shall be delivered, nor shall any
cash in lieu of fractional shares be paid. The Corporation shall
have the right to deduct in connection with all Awards or Grants
any taxes required by law to be withheld and to require any
payments necessary to enable it to satisfy its withholding
obligations. The Board may permit the Holder of an Award or Grant
to elect to surrender, or authorize the Corporation to withhold
shares of Common Stock (valued at their Fair Market Value on the
date of surrender or withholding of such shares) in satisfaction of
the Corporation&#x2019;s withholding obligation, subject to such
restrictions as the Board deems necessary to satisfy the
requirements of Rule 16b-3.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">11</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.4&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
No Restriction of Corporate Action. Nothing contained in the Plan
shall be construed to prevent the Corporation or any Parent
Corporation or Subsidiary from taking any corporate action which is
deemed by the Corporation or such Parent Corporation or Subsidiary
to be appropriate or in its best interest, whether or not such
action would have an adverse effect on the Plan or any Award made
under the Plan. No employee, beneficiary or other person shall have
any claim against the Corporation or any Parent Corporation or
Subsidiary as a result of such action.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.5&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Restrictions on Transfer. An Award shall not be transferable
otherwise than by will or the laws of descent and distribution and
shall be exercisable during the lifetime of the Holder only by such
Holder or the Holder&#x2019;s guardian or legal
representative.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.6&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Effect of Death, Disability or Termination of Employment. The
Option Agreement or other written instrument evidencing an Award
shall specify the effect of the death, disability or termination of
employment of the Holder on the Award; provided, however that an
Optionee shall be entitled to exercise (i) at least six (6) months
from the date of termination of employment with the Corporation if
such termination is caused by death or disability or (ii) at least
thirty (30) days from the date of termination of employment with
the Corporation if such termination is caused by reasons other than
death or disability.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">All
outstanding Incentive Stock Options will automatically be converted
to a nonqualified stock option if the Optionee does not exercise
the Incentive Stock Option (i)&#xA0;within three (3) months of the
date of termination caused by reasons other than death or
disability; or (ii)&#xA0;within twelve (12) months of the date of
termination caused by disability.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.7&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Rule 16b-3. It is intended that the Plan and any grant of an Award
made to a person subject to Section 16 of the Exchange Act meet all
of the requirements of Rule 16b-3. If any provisions of the Plan or
any such Award would disqualify the Plan or such Award hereunder,
or would otherwise not comply with Rule 16b-3, such provision or
Award shall be construed or deemed amended to conform to Rule
16b-3.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">9.8&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
Governing Law. The Plan shall by construed in accordance with the
laws of the State of Nevada and all applicable federal law. The
securities issued hereunder shall be governed by and in accordance
with the Corporate Securities Laws of the State of
Nevada.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">APPROVED
AND ADOPTED BY THE BOARD OF DIRECTORS OF FREEDOM HOLDING CORP. ON
JULY 28, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">APPROVED
AND ADOPTED BY THE SHAREHOLDERS ON JULY 28, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">DECLARED
EFFECTIVE BY THE BOARD OF DIRECTORS ON SEPTEMBER 7,
2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 240px; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">/s/ Adam R.
Cook</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<br></font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Adam R.
Cook,</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Corporation
Secretary</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: center; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
&#xA0; <font style="font-family: Times New Roman; font-size: 13px">12<br></font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.02
<SEQUENCE>6
<FILENAME>bmbm_ex992.htm
<DESCRIPTION>FORM OF RESTRICTED STOCK GRANT AWARD AGREEMENT
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Blueprint</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Exhibit 99.02</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
FREEDOM HOLDING CORP.</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
RESTRICTED STOCK GRANT AGREEMENT</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">THIS AGREEMENT is made as
of&#xA0;________________</font> <font style="text-decoration: underline; color: #000000">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font><font style="color: #000000">,
20__&#xA0;(the &#x201C;</font><font style="text-decoration: underline; color: #000000">Date of
Grant</font><font style="color: #000000">&#x201D;), between Freedom
Holding Corp., a Nevada corporation (the &#x201C;</font><font style="text-decoration: underline; color: #000000">Company</font><font style="color: #000000">&#x201D;),
and ____________________ (the&#xA0;</font><font style="text-decoration: underline; color: #000000">&#x201C;Grantee</font><font style="color: #000000">&#x201D;).</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">WHEREAS, the Company has adopted the Freedom
Holding Corp. 2018 Equity Incentive Plan (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Plan</font><font style="color: #000000">&#x201D;)
in order to provide additional incentive to certain employees,
consultants, directors and officers of the Company and its
Subsidiaries; and</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">WHEREAS, the Board has determined to grant to the
Grantee a Grant of shares of the Company&#x2019;s Common Stock
subject to restrictions stated herein (&#x201C;</font><font style="text-decoration: underline; color: #000000">Shares of Restricted
Stock</font><font style="color: #000000">&#x201D;) to encourage the
Grantee&#x2019;s efforts toward the continuing success of the
Company.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">NOW,
THEREFORE, the parties hereto agree as follows:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">1.&#xA0;</font><font style="text-decoration: underline; color: #000000">Grant of Restricted
Stock</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">(a) The Company hereby grants to the Grantee an
award of&#xA0;</font><font style="text-decoration: underline; color: #000000">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font><font style="color: #000000">&#xA0;Shares
of Restricted Stock (the &#x201C;</font><font style="text-decoration: underline; color: #000000">Grant</font><font style="color: #000000">&#x201D;).
The Shares of Restricted Stock granted pursuant to the Grant shall
be issued in certificated form in the name of the Grantee as soon
as reasonably practicable after the Date of Grant and shall be
subject to the execution and return of this Agreement by the
Grantee (or the Grantee&#x2019;s estate, if applicable) to the
Company as provided in Section 9 hereof.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(b)
This Agreement shall be construed in accordance and consistent
with, and subject to, the provisions of the Plan (the provisions of
which are hereby incorporated by reference), a copy of which has
been provided to the Grantee and which the Grantee acknowledges
having received and reviewed. Any conflict between this Agreement
and the terms of a written employment agreement for the Optionee
that has been approved, ratified or confirmed by the Board shall be
decided in favor of the provisions of such employment
agreement.&#xA0;&#xA0;Except as otherwise expressly set forth
herein, the capitalized terms used in this Agreement shall have the
same definitions as set forth in the Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">2.&#xA0;</font><font style="text-decoration: underline; color: #000000">Restrictions on
Transfer</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">The Shares of Restricted Stock issued under this
Agreement may not be sold, transferred or otherwise disposed of and
may not be pledged or otherwise hypothecated until all restrictions
on such Restricted Stock shall have lapsed in the manner provided
in Section 3, 4 or 5 hereof.</font> Any attempt to transfer or
otherwise dispose of any Shares of Restricted Stock in
contravention of the restrictions set forth herein shall be null
and void and without effect.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">1</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">3.&#xA0;</font><font style="text-decoration: underline; color: #000000">Lapse of Restrictions
Generally</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Except
as provided in Sections 4, 5 and 6 hereof, one-______ (1/_) of the
number of Shares of Restricted Stock issued hereunder (rounded down
to the nearest whole Share, if necessary) shall vest, and the
restrictions with respect to such Restricted Stock shall lapse, on
each of the first _______ (_) anniversaries of the Date of
Grant.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">4.&#xA0;</font><font style="text-decoration: underline; color: #000000">Effect of Certain
Terminations of Employment</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">If
the Grantee&#x2019;s employment terminates as a result of the
Grantee&#x2019;s death or total and permanent disability as
determined by the Board (&#x201C;Disability&#x201D;), or if
Grantee&#x2019;s employment with the Company or its Subsidiaries is
terminated by the Company or its Subsidiaries without cause on or
after the Date of Grant, all Shares of Restricted Stock which have
not become vested in accordance with Section 3 or 5 hereof shall
vest, and the restrictions on such Restricted Stock shall lapse, as
of the date of such termination.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">For
purposes of this Agreement, &#x201C;cause&#x201D; shall mean, (i) on
account of fraud, embezzlement or other unlawful or tortious
conduct, whether or not involving or against the Company or any
affiliate, (ii) for violation of a policy of the Company or any
affiliate, or (iii) for serious and willful acts or misconduct
detrimental to the business or reputation of the Company or any
affiliate.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">5.&#xA0;</font><font style="text-decoration: underline; color: #000000">Effect of Corporate
Change</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">In
the event of a Corporate Change at any time on or after the Date of
Grant, all Shares of Restricted Stock which have not become vested
in accordance with Section 3 or 4 hereof shall vest, and the
restrictions on such Restricted Stock shall lapse
immediately.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.&#xA0;</font><font style="text-decoration: underline; color: #000000">Forfeiture of
Restricted Stock</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">In
addition to the circumstance described in Section 9(a) hereof, any
and all Shares of Restricted Stock which have not become vested in
accordance with Section 3, 4 or 5 hereof shall be forfeited and
shall revert to the Company upon:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(i)
the termination by the Grantee, the Company or its Subsidiaries of
the Grantee&#x2019;s employment for any reason other than those set
forth in Section 4 hereof prior to such vesting; or</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(ii)
the commission by the Grantee of an Act of Misconduct prior to such
vesting.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
For purposes of this Agreement, an &#x201C;</font><font style="text-decoration: underline; color: #000000">Act of
Misconduct</font><font style="color: #000000">&#x201D; shall mean
the occurrence of one or more of the following events: (x) the
Grantee uses for profit or discloses to unauthorized persons,
confidential information or trade secrets of the Company or any of
its Subsidiaries, (y) the Grantee breaches any contract with or
violates any fiduciary obligation to the Company or any of its
Subsidiaries, or (z) the Grantee engages in unlawful trading in the
securities of the Company or any of its Subsidiaries or of another
company based on information gained as a result of that
Grantee&#x2019;s employment with, or status as a director to, the
Company or any of its Subsidiaries.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">2</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">7.&#xA0;</font><font style="text-decoration: underline; color: #000000">Delivery of Restricted
Stock</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">(a) Certificates representing the Shares of
Restricted Stock issued pursuant to Section 1 hereof shall remain
in the custody of the Company subject to the lapse on restrictions
provided in Sections 3, 4 or 5 hereof.</font> Any Shares of
Restricted Stock forfeited pursuant to this Agreement shall be
forfeited and revert to the Company without payment of any
consideration by the Company, and neither the Grantee nor any of
the Grantee&#x2019;s successors, heirs, assigns or personal
representatives shall thereafter have any further rights or
interests in such Shares. If certificates for any such Shares of
Restricted Stock shall have been delivered to the Grantee (or
his/her legatees or personal representative), such certificates
shall be returned to the Company, complete with any necessary
signatures or instruments of transfer to the Company for
cancelation.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(b)
Except as otherwise provided in Section 7(c) hereof, a certificate
representing Shares of Restricted Stock for which the restrictions
have lapsed pursuant to Section 3, 4 or 5 hereof shall be delivered
to the Grantee as soon as practicable following the date on which
the restrictions on such Restricted Stock have lapsed, free of all
restrictions hereunder.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(c)
Shares of Restricted Stock in respect of which the restrictions
have lapsed upon the Grantee&#x2019;s death pursuant to Section 4
hereof or, if requested by the executors or administrators of the
Grantee&#x2019;s estate upon such lapse of restrictions, a stock
certificate with respect to such Shares of Restricted Stock, shall
be delivered to the executors or administrators of the
Grantee&#x2019;s estate as soon as practicable following the
Company&#x2019;s receipt of notification of the Grantee&#x2019;s
death in a form acceptable to Company legal counsel, free of all
restrictions hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">8.&#xA0;</font><font style="text-decoration: underline; color: #000000">Dividends and Voting
Rights</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">Subject to restrictions set forth in the Plan, and
Section 2 and Section 9(a) hereof, upon issuance of the Shares of
Restricted Stock, the Grantee shall have all of the rights of a
stockholder with respect to such Common Stock, including the right
to vote the Common Stock and to receive all dividends or other
distributions paid or made with respect thereto,</font>
<font style="text-decoration: underline">provided</font>,
<font style="text-decoration: underline">however</font>, that
dividends paid, if any, with respect to Shares of Restricted Stock
which have not vested at the time of the dividend payment shall be
held in the custody of the Company and shall be subject to the same
restrictions that apply to the corresponding Shares of Restricted
Stock.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">9.&#xA0;</font><font style="text-decoration: underline; color: #000000">Execution of Grant
Agreement</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">(a) The Shares of Restricted Stock granted to the
Grantee pursuant to the Grant shall be subject to the
Grantee&#x2019;s execution and return of this Agreement to the
Company or its designee (including by electronic means, if so
provided) no later than __________ __, 20__&#xA0;(the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Grantee Return
Date</font><font style="color: #000000">&#x201D;); provided that if
the Grantee dies before the Grantee Return Date, this requirement
shall be deemed to be satisfied if the executor or administrator of
the Grantee&#x2019;s estate executes and returns this Agreement to
the Company or its designee no later than ninety (90) days
following the Grantee&#x2019;s death (the &#x201C;</font><font style="text-decoration: underline; color: #000000">Executor Return
Date</font><font style="color: #000000">&#x201D;). If this Agreement
is not so executed and returned on or prior to the Grantee Return
Date or the Executor Return Date, as applicable, the Shares of
Restricted Stock evidenced by this Agreement shall be forfeited,
and neither the Grantee nor the Grantee&#x2019;s heirs, executors,
administrators and successors shall have any rights with respect
thereto.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">3</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(b)
If this Agreement is so executed and returned on or prior to the
Grantee Return Date or the Executor Return Date, as applicable, all
dividends and other distributions paid or made with respect to the
Shares of Restricted Stock granted hereunder prior to such Grantee
Return Date or Executor Return Date shall be treated in the manner
provided in Section 8 hereof.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">10.&#xA0;</font><font style="text-decoration: underline; color: #000000">No Right to Continued
Employment</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Nothing
in this Agreement or the Plan shall interfere with or limit in any
way the right of the Company or its Subsidiaries to terminate the
Grantee&#x2019;s employment, nor confer upon the Grantee any right
to continuance of employment by the Company or its Subsidiaries or
continuance of service as a Board member.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">11.&#xA0;</font><font style="text-decoration: underline; color: #000000">Withholding of
Taxes</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">Prior to the delivery to the Grantee (or the
Grantee&#x2019;s estate, if applicable) of a stock certificate with
respect to shares of Restricted Stock in respect of which all
restrictions have lapsed, the Grantee (or the Grantee&#x2019;s
estate) shall pay to the Company the federal, state and local
income taxes and other amounts as may be required by law to be
withheld by the Company (the &#x201C;</font><font style="text-decoration: underline; color: #000000">Withholding
Taxes</font><font style="color: #000000">&#x201D;) with respect to
such Restricted Stock. By executing and returning this Agreement in
the manner provided in Section 9 hereof, the Grantee (or the
Grantee&#x2019;s estate) shall be deemed to elect to have the
Company withhold a portion of such Restricted Stock having an
aggregate Fair Market Value equal to the Withholding Taxes in
satisfaction of the Withholding Taxes, such election to continue in
effect until the Grantee (or the Grantee&#x2019;s estate) notifies
the Company before such delivery that the Grantee (or the
Grantee&#x2019;s estate) shall satisfy such obligation in cash, in
which event the Company shall not withhold a portion of such
Restricted Stock as otherwise provided in this Section 11. If
Grantee is exempt from tax withholding requirements, Grantee will
provide the Company such information and documentation as the
Company may request to document Grantee&#x2019;s Withholding Tax
exempt status.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">12.&#xA0;</font><font style="text-decoration: underline; color: #000000">Grantee&#x2019;s
Representations, Warranties and Covenants</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">(a) Grantee represents and warrants that he or she
is acquiring the Shares of Restricted Stock solely for his or her
own account for investment and not with a view to, or for sale in
connection with, any distribution thereof. Grantee agrees that he
or she will not, directly or indirectly, offer, transfer, sell,
pledge, hypothecate or otherwise dispose of any of the Shares of
Restricted Stock (or solicit any offers to buy, purchase or
otherwise acquire or take a pledge of any Shares of Restricted
Stock), or any interest therein or any rights relating thereto,
except in compliance with the Securities Act of 1933, as amended
(the &#x201C;</font><font style="text-decoration: underline; color: #000000">Securities
Act</font><font style="color: #000000">&#x201D;), and the rules and
regulations of the Securities and Exchange Commission (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Commission</font><font style="color: #000000">&#x201D;)
thereunder, and in compliance with all applicable state
or&#xA0;non-U.S.&#xA0;securities or &#x201C;blue sky&#x201D; laws.
Grantee further understands, acknowledges and agrees that none of
the Shares of Restricted Stock may be transferred, sold, pledged,
hypothecated or otherwise disposed of unless such disposition is in
compliance with the applicable provisions of the Plan and this
Agreement.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">4</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(b)&#xA0;
Grantee acknowledges that any certificate evidencing the Shares of
Restricted Stock shall bear the following legend prior to the lapse
of any outstanding restrictions</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">THIS
CERTIFICATE AND THE SHARES OF STOCK REPRESENTED HEREBY ARE SUBJECT
TO THE TERMS AND CONDITIONS, INCLUDING FORFEITURE PROVISIONS AND
RESTRICTIONS AGAINST TRANSFER (THE &#x201C;RESTRICTIONS&#x201D;),
CONTAINED IN THE FREEDOM HOLDING CORP. 2018 EQUITY INCENTIVE PLAN,
AND ANY AGREEMENTS ENTERED INTO BETWEEN THE REGISTERED OWNER AND
THE COMPANY. ANY ATTEMPT TO DISPOSE OF THESE SHARES IN
CONTRAVENTION OF THE RESTRICTIONS, INCLUDING BY WAY OF SALE,
ASSIGNMENT, TRANSFER, PLEDGE, HYPOTHECATION OR OTHERWISE, SHALL BE
NULL AND VOID AND WITHOUT EFFECT.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(c)&#xA0;
Grantee represents and warrants that, as of the date hereof, he or
she is an officer, employee or director of the Company or a
Subsidiary.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">(d)
Grantee agrees that the obligation of the Company to issue Shares
of Restricted Stock shall also be subject, as a condition
precedent, to compliance with applicable provisions of the
Securities Act, the Securities Exchange Act of 1934, as amended,
state on non-U.S. securities or corporation laws, rules and
regulations under any of the foregoing and applicable requirements
of any securities exchange upon which the Company&#x2019;s Common
Stock may be listed.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">13.</font> <font style="text-decoration: underline; color: #000000">Waiver of Repurchase
Option and Right of First Refusal</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
parties hereby waive any Repurchase Option or Right of First
Refusal to which the Company may be entitled pursuant to Section
6.8 of the Plan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">14.</font> <font style="text-decoration: underline; color: #000000">No Advice Regarding
Grant</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Grantee
is hereby advised to consult with his or her own tax, legal and/or
investment advisors with respect to any advice Grantee may
determine is needed or appropriate with respect to the Shares of
Restricted Stock (including, without limitation, to determine the
foreign, state, local, estate and/or gift tax consequences with
respect to the Grant, the advantages and disadvantages of making an
election under Section 83(b) of the U.S. Internal Revenue Code with
respect to the Grant, and the process and requirements for such an
election). Neither the Company nor any of its officers, directors,
affiliates or advisors makes any representation (except for the
terms and conditions expressly set forth in this Agreement) or
recommendation with respect to the Grant or the making of an
election under Section 83(b) of the Code with respect to the Grant.
In the event the Grantee desires to make an election under Section
83(b) of the Code with respect to the Grant, it is the
Grantee&#x2019;s sole responsibility to do so timely. Except for the
withholding rights set forth in Paragraph 11 above, the Grantee is
solely responsible for any and all tax liability that may arise
with respect to the Grant.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">5</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">15.&#xA0;</font><font style="text-decoration: underline; color: #000000">Modification of
Agreement</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement may be modified, amended, suspended or terminated, and
any terms or conditions may be waived, but only by a written
instrument executed by the parties hereto.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">16.&#xA0;</font><font style="text-decoration: underline; color: #000000">Severability</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Should
any provision of this Agreement be held by a court of competent
jurisdiction to be unenforceable or invalid for any reason, the
remaining provisions of this Agreement shall not be affected by
such holding and shall continue in full force in accordance with
their terms.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">17.&#xA0;</font><font style="text-decoration: underline; color: #000000">Governing
Law</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
validity, interpretation, construction and performance of this
Agreement shall be governed by the laws of the State of Utah
without giving effect to the conflicts of laws principles
thereof.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">18.&#xA0;</font><font style="text-decoration: underline; color: #000000">Successors in
Interest</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement shall inure to the benefit of and be binding upon any
successor to the Company. This Agreement shall inure to the benefit
of the Grantee&#x2019;s legal representatives. All obligations
imposed upon the Grantee and all rights granted to the Company
under this Agreement shall be binding upon the Grantee&#x2019;s
heirs, executors, administrators and successors.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">19.&#xA0;</font><font style="text-decoration: underline; color: #000000">Resolution of
Disputes</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Any
dispute or disagreement which may arise under, or as a result of,
or in any way relate to, the interpretation, construction or
application of this Agreement shall be determined by the Board. Any
determination made hereunder shall be final, binding and conclusive
on the Grantee, the Grantee&#x2019;s heirs, executors,
administrators and successors, and the Company and its Subsidiaries
for all purposes.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">20.&#xA0;</font><font style="text-decoration: underline; color: #000000">Entire
Agreement</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement and the terms and conditions of the Plan constitute the
entire understanding between the Grantee and the Company and its
Subsidiaries, and supersede all other agreements, whether written
or oral, with respect to the Grant.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">21.&#xA0;</font><font style="text-decoration: underline; color: #000000">Headings</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
headings of this Agreement are inserted for convenience only and do
not constitute a part of this Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">6</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 36px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">22.&#xA0;</font><font style="text-decoration: underline; color: #000000">Counterparts</font><font style="color: #000000">.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement may be executed simultaneously in two or more
counterparts, each of which shall constitute an original, but all
of which taken together shall constitute one and the same
agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 46%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 54%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
FREEDOM HOLDING CORP.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 46%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
By:</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 44%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 46%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 44%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Timur Turlov, Chief Executive Officer</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 46%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 54%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
GRANTEE</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 46%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 11%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
By:</font></div>
</td>
<td style="vertical-align: top; width: 42%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 46%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 11%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Name:</font></div>
</td>
<td style="vertical-align: top; width: 42%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">7</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.03
<SEQUENCE>7
<FILENAME>bmbm_ex993.htm
<DESCRIPTION>FORM OF NONQUALIFIED STOCK OPTION AGREEMENT
<TEXT>
<html>
<head>
<!-- Document created using Blueprint(R) - powered by Issuer Direct - www.issuerdirect.com -->
<!-- Copyright 2017 Issuer Direct Corporation -->
<title>Blueprint</title>
</head>
<body style="font-family: Times New Roman; font-size: 13px;">
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit 99.03</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
NONQUALIFIED STOCK OPTION AGREEMENT</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
PURSUANT TO THE</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
FREEDOM HOLDING CORP. 2018 EQUITY INCENTIVE PLAN</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">THIS AGREEMENT is made as
of&#xA0;__________</font> <font style="text-decoration: underline; color: #000000">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font><font style="color: #000000">,
20__,&#xA0;between Freedom Holding Corp., a Nevada corporation (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Company</font><font style="color: #000000">&#x201D;),
and ____________________ (the&#xA0;&#x201C;</font><font style="text-decoration: underline; color: #000000">Optionee</font><font style="color: #000000">&#x201D;).</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">WHEREAS, the Company has adopted the Freedom
Holding Corp. 2018 Equity Incentive Plan (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Plan</font><font style="color: #000000">&#x201D;)
in order to provide additional incentive to certain employees,
consultants, directors and officers of the Company and its
Subsidiaries; and</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">WHEREAS, the Board has determined to award to the
Optionee the right and option to purchase shares of the
Company&#x2019;s Common Stock, par value $0.001 per share (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Common
Stock</font><font style="color: #000000">&#x201D;) subject to
restrictions stated herein (the &#x201C;</font><font style="text-decoration: underline; color: #000000">Option</font><font style="color: #000000">&#x201D;)
to encourage the Optionee&#x2019;s efforts toward the continuing
success of the Company.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">NOW,
THEREFORE, the parties hereto agree as follows:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 24px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">1.</font></div>
<div style="text-align: justify; display: table-cell"><font style="text-decoration: underline; color: #000000; font-family: Times New Roman; font-size: 13px">
Nonqualified Stock Option</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">The Option is not intended to qualify as an
incentive stock option under the provisions of Section 422 of the
Internal Revenue Code of 1986, as amended, or its predecessor (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Code</font><font style="color: #000000">&#x201D;).</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 24px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">2.</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline; color: #000000">Grant of Nonqualified
Stock Option</font><font style="color: #000000">.</font></font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
Company hereby awards to Optionee an option to purchase ________
shares of Common Stock of the Company (the &#x201C;Award&#x201D;) on
the following terms:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="margin-left: 0px; text-indent: 72px"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">________
__, 20__, is the date of grant of the Option
(&#x201C;</font><font style="text-decoration: underline; color: #000000">Date of
Award</font><font style="color: #000000">&#x201D;).</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 0px; text-indent: 72px"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
purchase price of the shares of Common Stock subject to the Option
shall be $__.__ per share (the &#x201C;Exercise Price&#x201D;), which
was the closing price of the Company&#x2019;s common stock on the
OTC Pink Market on the date of Award, as reported by the OTC
Markets.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">3.</font> <font style="text-decoration: underline; color: #000000">Restrictions on
Exercise</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Subject
to the Optionee&#x2019;s continued employment with the Company or
its Subsidiaries, the Option shall be exercisable as
follows:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">3.1</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">One-______
(1/_) of the shares of Common Stock issued subject to the Option
(rounded down to the nearest whole Share, if necessary) shall
become exercisable on each of the first _______ (_) anniversaries
of the Date of Grant.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">1</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">4.&#xA0;</font><font style="text-decoration: underline; color: #000000">Effect of Certain
Terminations of Employment</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">Notwithstanding Section 3, in the event of (i) the
termination of the Optionee&#x2019;s employment with the Company or
its Subsidiaries (A) as a result of the Optionee&#x2019;s death (B)
by the Company due to the Optionee&#x2019;s total and permanent
disability, as determined by the Board (&#x201C;</font><font style="text-decoration: underline; color: #000000">Disability</font><font style="color: #000000">&#x201D;),
or (C) by the Company not for cause, or (ii) the occurrence of a
Corporate Control (as defined in the Plan), the Option shall be
deemed to be fully (100%) vested and exercisable as of immediately
prior to the Optionee&#x2019;s death, Disability, termination by the
Company not for cause, or the Corporate Change.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">5.</font> <font style="text-decoration: underline; color: #000000">Term of
Option</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
unexercised portion of the Option shall automatically and without
notice terminate and become null and void at the earlier of (a) the
tenth anniversary of the Date of Grant and (b) the earliest
applicable time specified in Section 6.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">6.
<font style="text-decoration: underline">Termination of the
Option</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Any
unexercised portion of the Option shall automatically and without
notice terminate and become null and void at the time of the
earliest to occur of the following:</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.1</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">The
termination of the Optionee&#x2019;s employment with the Company or
its Subsidiaries if the Optionee&#x2019;s employment is terminated
by the Company for cause or by the Optionee for any reason. For
purposes of this Agreement, &#x201C;cause&#x201D; shall mean, (i) on
account of fraud, embezzlement or other unlawful or tortious
conduct, whether or not involving or against the Company or any
affiliate, (ii) for violation of a policy of the Company or any
affiliate, or (iii) for serious and willful acts or misconduct
detrimental to the business or reputation of the Company or any
affiliate;</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.2</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">The
termination of Optionee&#x2019;s employment with the Company or its
Subsidiaries for any reasons other than as provided in Section 6.1,
6.3, 6.4, 6.5 6.6 or 6.7;</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.3</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">The
termination of Optionee&#x2019;s employment with the Company or its
Subsidiaries by reason of the Optionee&#x2019;s death, or if the
Optionee&#x2019;s employment terminates in the manner described in
Section 6.2 and the Optionee dies within such period for exercise
provided for herein;</font> <font style="text-decoration: underline; color: #000000">provided</font><font style="color: #000000">,</font>
<font style="text-decoration: underline; color: #000000">however</font><font style="color: #000000">,
that any unvested portion of the Option shall vest upon the
Optionee&#x2019;s death and any unexercised portion of the Option
shall become exercisable by the Optionee's executors or
administrators, as provided in Section 10, or by the person to whom
the Option passes (the Optionee&#x2019;s &#x201C;</font><font style="text-decoration: underline; color: #000000">Beneficiary</font><font style="color: #000000">&#x201D;)
under such Optionee&#x2019;s will (or, if applicable, pursuant to
the laws of descent and distribution) until the earlier of (i) one
year after the Optionee's death or (ii) the date on which such
Option terminates or expires in accordance with the provisions of
this Agreement (other than this Section 6);</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">2</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.4</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">The
termination of Optionee&#x2019;s employment with the Company or its
Subsidiaries by reason of total and permanent disability as
determined by the Company&#x2019;s Board
(&#x201C;Disability&#x201D;);&#xA0;</font><font style="text-decoration: underline; color: #000000">provided</font><font style="color: #000000">,&#xA0;</font><font style="text-decoration: underline; color: #000000">however</font><font style="color: #000000">,
that any unvested portion of the Option shall vest upon
determination of Disability by the Company&#x2019;s Board, and any
unexercised portion of the Option shall become exercisable by the
Optionee until the earlier of (i) one year after Optionee&#x2019;s
termination or (ii) the date on which such Option terminates or
expires in accordance with the provisions of this Agreement (other
than this Section 6);</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.5</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">The
termination of the Optionee&#x2019;s employment with the Company not
for cause,</font> <font style="text-decoration: underline; color: #000000">provided</font><font style="color: #000000">,&#xA0;</font><font style="text-decoration: underline; color: #000000">however</font><font style="color: #000000">,
that any unvested portion of the Option shall vest upon such
termination and any unexercised portion of the Option shall become
exercisable by the Optionee until the earlier of (i) one year after
Optionee&#x2019;s termination or (ii) the date on which such Option
terminates or expires in accordance with the provisions of this
Agreement (other than this Section 6);</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.6</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">The
occurrence of a Corporate Change (as defined in the Plan);</font>
<font style="text-decoration: underline; color: #000000">provided</font><font style="color: #000000">,</font>
<font style="text-decoration: underline; color: #000000">however</font><font style="color: #000000">,
that the portion of the Option which remains outstanding and
unexercised immediately prior to such Corporate Change immediately
vest and shall be exercisable until the earlier of the date
described in Section 5 and the first anniversary of the Corporate
Change; or</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 72px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">6.7</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="color: #000000">&#xA0;The
commission by the Optionee of an Act of Misconduct prior to such
vesting. For purposes of this Agreement, an
&#x201C;</font><font style="text-decoration: underline; color: #000000">Act of
Misconduct</font><font style="color: #000000">&#x201D; shall mean
the occurrence of one or more of the following events: (x) the
Optionee uses for profit or discloses to unauthorized persons,
confidential information or trade secrets of the Company or any of
its Subsidiaries, (y) the Optionee breaches any contract with or
violates any fiduciary obligation to the Company or any of its
Subsidiaries, or (z) the Optionee engages in unlawful trading in
the securities of the Company or any of its Subsidiaries or of
another company based on information gained as a result of
Optionee&#x2019;s employment with, or status as a director to, the
Company or any of its Subsidiaries.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">7.</font> <font style="text-decoration: underline; color: #000000">Exercise of
Option</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
Option shall be exercised by the Optionee (or by the
Optionee&#x2019;s Beneficiary, as provided in Section 6, or by the
Optionee&#x2019;s executors or administrators, as provided in
Section 10), subject to the provisions of the Plan and of this
Agreement, as to all or part of the shares of Common Stock covered
hereby, as to which the Option shall then be exercisable, by the
giving of written notice of such exercise to the Company at its
principal business office, accompanied by payment of the full
purchase price for the shares being purchased.&#xA0;&#xA0;Payment
of such purchase price shall be made by cash or by check payable to
the Company.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
Company shall cause certificates for the shares so purchased to be
delivered to the Optionee or the Optionee's Beneficiary, executors
or administrators, as applicable, against payment of the purchase
price, as soon as practicable following the Company's receipt of
the notice of exercise.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">3</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">8.</font> <font style="text-decoration: underline; color: #000000">No Stockholder
Rights</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Neither
the Optionee nor the Optionee&#x2019;s Beneficiary, executors or
administrators shall have any of the rights of a stockholder of the
Company with respect to the shares subject to the Option until a
certificate or certificates for such shares shall have been issued
upon the exercise of the Option.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">9.</font> <font style="text-decoration: underline; color: #000000">Restrictions on
Transfer</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">The Option shall not be transferable by the
Optionee other than to the Optionee's Beneficiary, executors or
administrators by will or the laws of descent and distribution, and
during the Optionee's lifetime shall be exercisable only by the
Optionee.</font> Any attempt to transfer or otherwise dispose of
the Option in contravention of the restrictions set forth herein
shall be null and void and without effect.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">10.</font> <font style="text-decoration: underline; color: #000000">Exercisability in the
Event of Optionee&#x2019;s Death</font><font style="color: #000000">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">In
the event of the Optionee's death, the Option shall thereafter be
exercisable (to the extent otherwise exercisable hereunder) only by
the Optionee's Beneficiary, executors or
administrators.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">11.</font> <font style="text-decoration: underline; color: #000000">Changes in Capital
Structure</font><font style="color: #000000">&#xA0;&#xA0;&#xA0;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
terms and conditions of the Option, including the number of shares
and the class or series of capital stock which may be delivered
upon exercise of the Option and the purchase price per share, are
subject to adjustment as provided in Section 7 of the
Plan.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">12.
Optionee&#x2019;s Representations, Warranties and
Covenants</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">12.1 Optionee represents and warrants that he or
she is acquiring the Option and, when vested and exercised, the
Common Stock underlying the Option, solely for his or her own
account for investment and not with a view to, or for sale in
connection with, any distribution thereof. Optionee agrees that he
or she will not, directly or indirectly, offer, transfer, sell,
pledge, hypothecate or otherwise dispose of the Option or any
Common Stock received upon exercise of the Option (or solicit any
offers to buy, purchase or otherwise acquire or take a pledge of
any Shares of Restricted Stock), or any interest therein or any
rights relating thereto, except in compliance with the Securities
Act of 1933, as amended (the &#x201C;</font><font style="text-decoration: underline; color: #000000">Securities
Act</font><font style="color: #000000">&#x201D;), and the rules and
regulations of the Securities and Exchange Commission (the
&#x201C;</font><font style="text-decoration: underline; color: #000000">Commission</font><font style="color: #000000">&#x201D;)
thereunder, and in compliance with all applicable state
or&#xA0;non-U.S.&#xA0;securities or &#x201C;blue sky&#x201D; laws.
Optionee further understands, acknowledges and agrees that none of
the Options, our upon exercise, the shares of Common Stock
underlying the Options, may be transferred, sold, pledged,
hypothecated or otherwise disposed of unless such disposition is in
compliance with the applicable provisions of the Plan and this
Agreement.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">4</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">12.2&#xA0;Optionee
acknowledges that any certificate evidencing the Options shall bear
the following legend prior to the lapse of any outstanding
restrictions</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">THIS
OPTION IS SUBJECT TO THE TERMS AND CONDITIONS, INCLUDING FORFEITURE
PROVISIONS AND RESTRICTIONS AGAINST TRANSFER (THE
&#x201C;RESTRICTIONS&#x201D;), CONTAINED IN THE FREEDOM HOLDING CORP.
2018 EQUITY INCENTIVE PLAN, AND ANY AGREEMENTS ENTERED INTO BETWEEN
THE REGISTERED OWNER AND THE COMPANY. ANY ATTEMPT TO DISPOSE OF
THIS OPTION IN CONTRAVENTION OF THE RESTRICTIONS, INCLUDING BY WAY
OF SALE, ASSIGNMENT, TRANSFER, PLEDGE, HYPOTHECATION OR OTHERWISE,
SHALL BE NULL AND VOID AND WITHOUT EFFECT.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">12.3&#xA0;Optionee
represents and warrants that, as of the date hereof, he or she is
an officer, employee or director of the Company or a
Subsidiary.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">12.4
Optionee agrees that the obligation of the Company to issue shares
upon the exercise of the Option shall also be subject, as a
condition precedent, to compliance with applicable provisions of
the Securities Act of 1933, as amended and the Securities Exchange
Act of 1934, as amended, state securities or corporation laws,
rules and regulations under any of the foregoing and applicable
requirements of any securities exchange upon which the Company's
securities shall be listed.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">13.</font> <font style="text-decoration: underline; color: #000000">No Advice Regarding
Award</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Optionee
is hereby advised to consult with his or her own tax, legal and/or
investment advisors with respect to any advice Optionee may
determine is needed or appropriate with respect to the Award
(including, without limitation, to determine the foreign, state,
local, estate and/or gift tax consequences with respect to the
Award, the advantages and disadvantages of making an election under
Section 83(b) of the U.S. Internal Revenue Code with respect to the
Award, and the process and requirements for such an election).
Neither the Company nor any of its officers, directors, affiliates
or advisors makes any representation (except for the terms and
conditions expressly set forth in this Agreement) or recommendation
with respect to the Award or the making of an election under
Section 83(b) of the Code with respect to the Award. In the event
the Optionee desires to make an election under Section 83(b) of the
Code with respect to the Award, it is the Optionee&#x2019;s sole
responsibility to do so timely. Except for the withholding rights
set forth in Section 16 below, the Optionee is solely responsible
for any and all tax liability that may arise with respect to the
Award.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">14.</font> <font style="text-decoration: underline; color: #000000">Waiver of Repurchase
Option and Right of First Refusal</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
parties hereby waive any Repurchase Option or Right of First
Refusal to which the Company may be entitled pursuant to Section
6.7 of the Plan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">5</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">15.</font> <font style="text-decoration: underline; color: #000000">Optionee Bound by the
Plan</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
Option has been granted subject to the terms and conditions of the
Plan, a copy of which has been provided to the Optionee and which
the Optionee acknowledges having received and
reviewed.&#xA0;&#xA0;Any conflict between this Agreement and the
Plan shall be decided in favor of the provisions of the
Plan.&#xA0;&#xA0;Any conflict between this Agreement and the terms
of a written employment agreement for the Optionee that has been
approved, ratified or confirmed by the Board shall be decided in
favor of the provisions of such employment
agreement.&#xA0;&#xA0;Capitalized terms used but not defined in
this Agreement shall have the meanings given to them in the
Plan.&#xA0;&#xA0;This Agreement may not be amended in any manner
adverse to the Optionee except by a written agreement executed by
the Optionee and the Company.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">16.</font> <font style="text-decoration: underline; color: #000000">Consent to Electronic
Delivery</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">By
executing this Agreement, the Optionee hereby consents to the
electronic delivery of prospectuses, annual reports and other
information required to be delivered by Commission
rules.&#xA0;&#xA0;This consent may be revoked in writing by the
Optionee at any time upon three business days&#x2019; notice to the
Company, in which case subsequent prospectuses, annual reports and
other information will be delivered in hard copy to the
Optionee.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">17.</font> <font style="text-decoration: underline; color: #000000">Withholding of
Taxes</font><font style="color: #000000">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
Company or any Subsidiary employing the Optionee has the authority
and the right to deduct or withhold, or require the Optionee to
remit to the Company or its Subsidiary, as applicable, an amount
sufficient to satisfy federal, state, and local income and
employment taxes (including the Optionee&#x2019;s FICA obligation,
or similar obligation) required by law to be withheld with respect
to any taxable event arising as a result of the exercise of the
Option (or any portion thereof).&#xA0;&#xA0;The withholding
requirement may be satisfied, in whole or in part, at the election
of the Optionee by withholding from the shares of Common Stock
otherwise issuable upon the exercise of the Option (or portion
thereof) that number of shares having an aggregate fair market
value (as defined in the Plan) on the date of the withholding equal
to the minimum amount (and not any greater amount) required to be
withheld for tax purposes, all in accordance with such procedures
as the Committee establishes.&#xA0;&#xA0;The obligations of the
Company under this Agreement will be conditional on such payment or
arrangements, and the Company, and, where applicable, its
Affiliates, will, to the extent permitted by law, have the right to
deduct any such taxes from any payment of any kind otherwise due to
Optionee.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">18.</font> <font style="text-decoration: underline; color: #000000">Notices</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Notices
and communications under this Agreement must be in writing and
either personally delivered or sent by registered or certified
mail, return receipt requested, postage prepaid.&#xA0;&#xA0;Notices
to the Company must be addressed to Freedom Holding Corp., Office
1704, 4B Building, &#x201C;Nurly Tau&#x201D; BC, 17 Al Farabi Ave,
Almaty, Kazakhstan 050059, Attn. Evgeniy Ler, Chief Financial
Officer, or any other address designated by the Company in a
written notice to the Optionee.&#xA0;&#xA0;Notices to the Optionee
will be directed to the address of the Optionee then currently on
file with the Company, or at any other address given by the
Optionee in a written notice to the Company.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">6</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">19.</font> <font style="text-decoration: underline; color: #000000">Compliance with
Section 409A of the Code</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">If
any provision of this Agreement could cause the application of an
accelerated or additional tax under Section 409A of the Code upon
the vesting or exercise of the Option (or any portion thereof),
such provision shall be restructured, to the minimum extent
possible, in a manner determined by the Company (and reasonably
acceptable to the Optionee) that does not cause such an accelerated
or additional tax (including, if applicable, by increasing the
purchase price of the shares of Common Stock subject to the Option
to the reflect the &#x201C;fair market value&#x201D; of share of
Common Stock on the Date of Grant, within the meaning of Section
409A of the Code and any Treasury Regulations or other IRS guidance
promulgated thereunder).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">20.</font> <font style="text-decoration: underline; color: #000000">No Right to Continued
Employment</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Award does not constitute an employment
contract.&#xA0;&#xA0;Nothing herein shall confer upon the Optionee
the right to continue to serve as a director or officer to, or to
continue as an employee or service provider of, the Company or any
of its Affiliates for the length of the vesting schedule set forth
in Section 3 or for any portion thereof.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">21.&#xA0;</font><font style="text-decoration: underline; color: #000000">Modification of
Agreement</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement may be modified, amended, suspended or terminated, and
any terms or conditions may be waived, but only by a written
instrument executed by the parties hereto.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">22.&#xA0;</font><font style="text-decoration: underline; color: #000000">Severability</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Should
any provision of this Agreement be held by a court of competent
jurisdiction to be unenforceable or invalid for any reason, the
remaining provisions of this Agreement shall not be affected by
such holding and shall continue in full force in accordance with
their terms.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">23.&#xA0;</font><font style="text-decoration: underline; color: #000000">Governing
Law</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
validity, interpretation, construction and performance of this
Agreement shall be governed by the laws of the State of Utah
without giving effect to the conflicts of laws principles
thereof.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">24.&#xA0;</font><font style="text-decoration: underline; color: #000000">Successors in
Interest</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement shall inure to the benefit of and be binding upon any
successor to the Company. This Agreement shall inure to the benefit
of the Optionee&#x2019;s legal representatives. All obligations
imposed upon the Optionee and all rights granted to the Company
under this Agreement shall be binding upon the Optionee&#x2019;s
heirs, executors, administrators and successors.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">7</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">25.&#xA0;</font><font style="text-decoration: underline; color: #000000">Resolution of
Disputes</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">Any
dispute or disagreement which may arise under, or as a result of,
or in any way relate to, the interpretation, construction or
application of this Agreement shall be determined by the Board. Any
determination made hereunder shall be final, binding and conclusive
on the Optionee, the Optionee&#x2019;s heirs, executors,
administrators and successors, and the Company and its Subsidiaries
for all purposes.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">26.&#xA0;</font><font style="text-decoration: underline; color: #000000">Entire
Agreement</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement and the terms and conditions of the Plan constitute the
entire understanding between the Optionee and the Company and its
Subsidiaries, and supersede all other agreements, whether written
or oral, with respect to the Award.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">27.&#xA0;</font><font style="text-decoration: underline; color: #000000">Headings</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
headings of this Agreement are inserted for convenience only and do
not constitute a part of this Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">28.&#xA0;</font><font style="text-decoration: underline; color: #000000">Counterparts</font><font style="color: #000000">.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">This
Agreement may be executed simultaneously in two or more
counterparts, each of which shall constitute an original, but all
of which taken together shall constitute one and the same
agreement. &#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 58%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
FREEDOM HOLDING CORP.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
By:</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 47%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 47%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Timur Turlov, Chief Executive Officer</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 47%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 58%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
OPTIONEE</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 12%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
By:</font></div>
</td>
<td style="vertical-align: top; width: 46%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 42%">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 12%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Name:</font></div>
</td>
<td style="vertical-align: top; width: 46%; border-bottom: 2px solid #000000">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">8</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>bmbm_ex45000.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 bmbm_ex45000.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0 Z17AI9@  34T *@    @  U$0  $
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M^/;!#\[VJY_O7!'_ +)1S(7/$[&BN9_X2N,HCQQ>:CJ&#1#<N#[\4G_"4_\
M3K+_ -^__KT<R#GB=/17,?\ "5#_ )]I/^_?_P!>C_A*O^G67_OW_P#7HYD/
MGB=/17,?\)5_TZR_]^__ *]'_"5>MK+_ -^__KT<R#GB=/17,_\ "5?].LO_
M '[_ /KU)%XCEG*^7938)P',6%S]<T^9!SHZ*BN5C\8P2W$ENB2>;&2&0Q,#
M6K'?7DD/F"W XSM8'=^6:7,@YDS5HK /B#:Q5@ P.""AX_6C_A(AZ+_W[/\
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M?0@8HYXA[6)WU&:X:/QQJTIQ%X7E?C/RW:G_ -EIY\8ZX&VGPC<@YQC[2/\
MXFCG0_:1.UR*7-<.WC76$7<_A69%]7NE _/;0WC;55N!"?#$F\@$'[4N"#WS
MMZ4^=![2)W%%8?A[7)M8%VMQ8FSFMI?+>/S0_;/4 5MBJ3N4G=7%HHHH&-I1
M24HH #7G_BE9#XVM&2>&%5M26>;[H&>X[_2O0#7GWBL!O&ULK$@&R?.!G/X5
M$_A,ZOPF1?7K[I(Y'9TG?+M&BJK$< X()S64[1Q_))/?Q]E+!6_3Y:FAF\EK
M-_N@3%2.O>M^>Z^QR[)X_.MB-X<GYOQSP:QL<^YSL7FS*Z6B37#J.6ER0?\
M@.0H_'-7(].U:0!3<10MC.-_(^@4 ?K5V?5U2 B"-(E/1Y$Z#V0<&LQ[RXG=
MG::X=>BYPB_EU-%A.PVXMK2"9#<2O=S='&<D#WS@#\34[:A#$@$=C& < ()(
M\X^F!6/<#RXAYUP(\')1B ,?3K5?S(D8&%8R3P<.,L!Z5-T3='0;+"YN3$8@
MDF.-Z^6S'V&2&Q]*I,MS82PAU,MN7RC'C81Z _=/MT-4?M;"$+-&TD!^95+<
MCW!K5L+I[V"6VN&65\ ;E&6*]CCU%/1C5F3*[7=_<FY56D>,,?)&T2>C#MS4
M#6LBW.Q';# X!^\H_+GZTEC+)&DD<@)>%]OR'D __7YQ6HR^6D3D.AQS@C+?
MB1Q32&/L=,LE#_:E^T,<#YCNR?P[T^UN=^M>7Y2QQQ@@)&%4.?KW-5KC48;0
MK(P^<\+&O!_+^M,34A>$![.?>#Q*'QM/T/%/1%72-=DS)<P3;44?, 7P%4]\
M_IBL>2:'3[.*7*S,2?+4?-GW)K55K9[9KB:2!)(D92)&"[@?8]ZXVYF>ZG$=
MK&2^W;O3^%>W7I]>]*3704M-B])-J4BB58D"YX B! _/G%6K6_9[A;:]C$;E
M@1)M/Z\\"L'^S2S[Y969\9  W#'U/7\*3RIX(U=E::V)P1U _,_+4ID7.SL8
MDM_M,C2(9%8EQN!V^F!_.GW[R0Z.CLNV7.X$,#N)_AQCFJ>B26=Y:RI+);C!
M5W4D!B .,9Y/X=:=>7B+(9GMGGYPBHP !]>1S5Z&EU8L76VX^RO+#$5*H3$R
M J.*N3V%G;6Z7$FG6*Q.>"8%']:HW++--;2<J7C3Y3VX/I5B:2>>5+:.XBE$
M8 6-XU/\SG]*:*5B/=I1./LVG9Z8$*_XT;M)7@VVG CL84J?4IX],\J&U@M7
MNY3M,K@>5#]=H&3Z57B^W3WFVZ@MRJ??F6'&S/\ >!)&* '[=+8;A9V!4C@^
M0N*@OI=*LD+R6=D !]T6Z@M5K58&-ZP2(;+=0ENL<.\C^\V <<^],FTL:@;6
M=H9#" PDCP5VM_"Q!Y !_"A@Q;""QU(Q)'IMH/,QO*VZ_(#SUJ;6;26QU>*^
MF6(Z7;[8XAP?+/J%XYSWJ/9/H=GYC:DS6K+D6ZKEY&]FZA:I76I7MWIWV":)
M#+?E"BE@^]2><8Z8]33N.ZM8L3WL,,TOB.=?*>?Y+9'^7 '\3#N35'3/$%C;
M:FMU<W(DR>69SP?6M?6[%;B2VM8IS$(!L)$8;C'09X_&GQ:7;V>&DVJ^.!@.
M[>^?\!2ZB2=R2ZU6WOKXM#:7!C90%F* *WOR0:41R2.WDQ*5"=2-N#^)-6K:
M*YN#_H=ML'3S9>3_ /6J_'X=5L&ZN';/5 <"JLR^5LPS#"LNXW>3C&V(%L'Z
MU8@M9)O]38SR#^],V ?PKJ(+"UME"QQ*,# )&35H8%4HE*'<YN/1;YQRT-NO
M_3-.15I- )QY]Y-(/3I6UD>M+5<J*4$9*^'[!3N,)<^K'-64TNRC'RVL8_"K
MN:,BBR'9$"VT*YQ$HS["GB) NW8-OIBI,T4QV1%]GAS_ *I/^^11Y$0.?*3_
M +Y%2Y'K118"-HD; 9%('0$5&UK Q):%#D8)*U8R/6BBR H/I-C)PUK'S[57
M/A^P)RL;H?56Q6OD>M)D'H:5D*R,.30'QB&^F3V."*JR:/?)]Z."X ]5P:Z?
M(I,]\\4<J%RHXN6!HG FM+F#G[R'<M0K;QL7,=RKL3D))E>?\^U=T<$<X(JE
M=:79WB%)(E&><KP:EQ$X'*,IBD<30A0A^557.1]=U26FL6&E12//%+$"I E:
M/Y3[9!.*U9- DBPUK<,2IR%?D5FSH\!*WELZ$_\ +2+(!_"E9HAQ:.6_X2&W
MCU*2\M;D1[FW;=Q((]#GJ*U(;JUTV5]9B0FROT*.0N_RF_\ B34]QHT-Q&\D
M+)_OQJ%9?J.A_2F6^G"7PW>6#OY\K(SIE-N\@Y J3-7OJ3:#H\LUK=)<Q0?V
M?<KYD$((8!O4#H!^-9M[+8:? 7GTRT5EQN!@48&<9IW]OW+64-R$5H8E2&;R
MWV8/=0O7-6Y[*;4U6ZGU,W-OD!%">7\O=6]6^M%TQZ6*UO\ V9-$9%M+%E R
M";=?UJ0KI:*"UE8*#W,"BFQV$FGV,B^5)NDE8Q((RYC3^$%?\>:L:;;@0W,4
MBQI;LGG!GBQLD[Y!/0TM017!TIN%M=/)QVA6C?I '-MIW_?E?\:8)-3MI9%B
MM[6  >9F:+.X>K<@ 5;M#%JFGM<16T$-XN0T;*"K$=UW#I3"Z'&PM19_:O[.
ML_*/W6$"_P"-9[.;;2)C%&N<*  @^7YCT%6(Y))();5KI"J_,(T0 <?0FJRW
M"6VGS2>6\Y.T%%^OTI 7 S+IMM*A.(R"TF\'(/7@?RJM=6\9U"-O.C1MA9E+
M<!?<<'/XTVRFA8[&B:*"7(9)&R%^A'\JH:_/:VQ6!7@D*Q!7V,.1GCE>GXU+
M>A+V()=2GD)BLH!M3@LRG+?A4:75_9HLLL",AZ@Q@ _EBLK[-<RJ&E#QQN?E
MCZ9'^[G&/K0NG2)(WV69@<\#&WGVQQ^>:FYDWJ=.@MKN""82+'"9.5)VE2>W
M-;$1;[<(U59$B3+*'XR>W3GUS7&Z9=I#=JERBPG>/,\P8Z'KCH/K75W?E1(R
M0/&S2MO=H2&Y[8Q[=S5IJQHFK%2"6.;4+BTFA6XA)R"R*S >@(J*]TVW,A:U
M8Q?+T5L$XJ%]96VVK%931KD]6# ^]317D,T)EC^93U'=3^7RTKICT9GQ6K/(
MQE#. V"B<?J:E,[VM]<F':B^6%D?9\V"/NKGC)JXWRVK2X8L&R7[G_/K67-N
MO+V"W7=L8>9(O4G^AXXH:1+20VTM;B_$;.AAMMQ"1+T/J1V_$U:62P@>00VZ
MRE!D%%$@(]"QX%5M3OF5S;#:L2H/.13AB.R@=JSFNW=%"ILB0X$:M@#T'O4D
MW1M/>6\\.9["-@1A@LD>Y?T'\ZCM+"*89L;N2WE8\Q;B,>^!SCZ&L0-!AFE\
ME7/WGW#'Y9JY;B3;&\<_FJIW$K@@?E3N.Z-2>QU>-#AXKCG!"N'!_!ZJ3MLD
M\N=KBUD4;B4W$?3:QX_ XJQ'?SV\A/VF9$<9_>*)%S]:U$U>)E4W-ONQWC *
M_D?NT]"C!C,4H!66^D0<DX4#\>#Q^-;6GWLLTJN]PL*A#$LEQ&K*J]>P&!5I
M;EYXYIV7RK>($QX.2_'\7:L"UQ(;,MRK3$D@8P.G3O0U8-CL_ *21MK"R.KL
M+K[RMD'CM7:"N*^'_P!_6AN+8N\9(QVKM16\=CII_"+1115%C:44E**  UP/
MB?\ Y'>V^8J!8R$X?;G\:[XUY[XL;9XUM3G&;-A]W/>HJ?"9U?A.;@MC+<P6
MR%5(;S)=QSS_ $P*U-7E5YDC8A_*&6YZ$]A531XU:_NYPA8J.<<=3_\ 6JI<
M-)*Y,@7:TC/L /S'L#6)S7++B*2V+^<8UCR7W$#CUS_2L"^U5)G*V 8R$[?-
M)XQ[#_&C4[LW;0V,;?,&!D4#@-V K3M+=HV(CV(00JJ@!/OFIU9+][1&9;V+
MF:.2=T?CY<C<":26T5@ID7RWC!998QQ70?)8E(986N)+J4)$ ,%">I)Z8J75
M=&CMRT3AY4;DO&2HR.P]J?*/D=CFE_?VL4Q";B<,O88]/:M#27WW,9$:>7M9
M<EL$_P"?I5.:UBMD6)$D60OF0%B1CL,]C5VVB%GI<UR2 P.54C( _EGZ4DA1
M'3Q$I>NGS>8P2-=W4_7N:V=/C#Z='+(LA90<@MP,=?K7.WL3-!9.F]D+"1F0
M99B>_P"7%=;:6-[):1HC9B4,NW/+@]_PJHE1U.1GF-O(99"D]S*W[M6S@#U]
M_I2-9/<'?=S%G7G#-@K^F*G> #5Y@JEH[=<#"YY'<T]2(]Q 4D\G)Z?A_3^=
M218BATBTN%*[B6'.YD#!OI5PHMI$(89$6( EV9,,^>!SW-%C)+&WRD1DG P,
MKC\*WK^W-W91W-]%$EG;C.(SD2'M56N6DCDRT5M'B&',C'!VC.*L6SO"K,LD
M2N<,X8<L,]/<U9NFW7(FC1/+:/\ =G&3[U9T.QCN5A6W!-];Y<$@'<I/3VHL
M%C.GT:S9VE."IS\NWH?0>E43IT!RZRD,O(RV-OX"NFU>XG,K+(L<0/!BB)/X
MGWK"#E8V$B(!GYL''YX__7].M+8&DCHLX2Q1QOE$:9ESGM5RQGA?6$C984)8
MKS'EE..N[UJH?,"68_@\M.NWTXJW>1[W0Q17;$@;A'.L8SZ@DG^E6BXA>:3<
MV\[W$JVB+'S)>?*<@=BI[^]9_P!BSIT"!-Q):8I-)L#+^.,CT!K2%Y/@"33#
M-@ @R2QDY]2<\U+!,9KEY+JSQB,A3-(C ?[(],T%%6WN%NK6$727#0LN%E@.
M7X[, >"/4<5 T>G[EECO+J1#TP)0WY].OO4UE(Y\QW@$;%OGAA7*1@=L\<5;
MNDG1?.>WGVOC<$C+JR_[./NT[","Y#26[1Q>9#&3EMTN]VQ_M=A6IH%I&T9:
MRL(H9HTP+DL6&\]_<U=L-"L+L-</->B#JT<B&+:/0D\D>PKI].M(TC3RH!!;
MI_JX]N#]31&-QPC=ZF/<V]S]JB,H42@!#N. _J1CI6I9:)#  TV99.Y8Y%:F
MP'DJ"1TR.E.%:*)LHV$50HP!@#H,4CMA3ZX)I]97B*>_MM'FETQ"]V -BA-^
M?PJBCA5\;>*'NI+9M+2%UD*HS6TC"3K@#IVYZUHZCXF\0Z9IFER_8EN9KM&,
MK1VS_(PZ?*"2,^]4+;7/'#>8+NRGB=,K'Y=GN$GN?[OMUI(M6\?SW21K;E$D
M(5&DM0H'NWI0 Y?'FLMI\@-AY5^C*&A>UEX&.6]^:LZEXM\1VVE6,MMIJ2SW
M$3-C[.^"P/IU7(YYJL^M>.(;X9M'E@B<F;9:_>]E]1Z?SI1K/C0VR32V]Q%(
M& >,6H(Y;J, GA: (X_'VMR:?,9K);:^66-5C:VD^Z3\S?3\:OZ7XPUJ[U6U
MM9[)?*DF9'9+9QD#H02<8]^WI2PZQXK.@W5P;:=YUN (PUMM8KSG"]2.G.!6
M6FN^/A,D4UC*#G*LMGE7XX![#GOQ0!:NO&GB&+(@LH99!(XV?8Y1T/W<]"0.
M<]*B@\9^*KJ5XUTY(D8DQ3-:R$8&,@C-7- U?Q=>:G:+?03):,K+.6M\;7[=
M0.!^7UJMJ&K>.+2,^1!).N"2YM<L.>@ &.GM0!7_ .$W\5QWC1_88)525DD/
MV60!0.G0Y_G4K>._$"QJS:8<;3DBUD.YL'@#/3/?]*UM3UW7[>&6&RL[B:Y>
MWC: _9B5W_Q[C@#/L<5CMK_CI[F=182Q0HH9&-F26]1@4 58OB!XHDGDCN-/
MBM2D(;#VDARW?'J*W+WQ1XBCO;*"WT^(M-9F9U>%\!AVR.G_ ->C6-2\7KJ,
M$6FV\GER1(6#0#"D]26&<'/:K6O77BBSN_\ B7*TZ")?D,.5+=^0,T 1:OK7
MB:UL;.XMK>%YI+0RR1?9F;#Y&!G/OWK)E\=^) H*:([%0F[_ $:09.</@G/3
M_.:O6NL^*9/#$MQ+;3#4%N57R_LO.SOM&T#\>:AN=6\8Q3F**VNVC(;]Y]E7
MY2?N\>W.: *S>-?%<T<S0:;&/)5G=OLK[>,8 W-DGUXJ[H_B_7[F/4);NQ5D
MAM_,MF2W?]X_H.>F:GCU;Q/_ &5J):*<W44RK&?LW.S')"X&[\#3$U'QHOAF
MZO#:YOQ<@0P^5_RS[_+[_6@#.D\?:_LB0:<8)6V*YDLW^4_Q$G(P/3BK>B>*
M/$^IZK;07-E%;P&X*.QMG^9,$A@<X%5(/$7C<VPD.G3F5I2K1FU(*+C(/3!]
M.]'_  D/CKR6"Z9<&Y";2AM $W?W@V>?I0!Z<M))&LJ[74,I[$57TV::XTZW
MFGB>*5XP71Q@AL<_K5N@##O-$C'[ZWPK+R5;."/3BLZVM[TP3-;,!(Y#F8@%
M1CMCO76'FF[0HP  /0"ERHEQ3/,=?M+:.<HVGK!.Q#I.KXR#UVD?R-1VY \H
M7'GL5^42P2['P/[R@_-7=:EIUM*GEWD'F6S'*L.#$?7/4"N;O=)M-.E\PR7T
MP/W8_)+CV.Y:R<;/0QE!IE.*'35.9+N[4.<!4$H8GL#GBB\N"+40I"Z6\K"/
M$S@/)['T7USS6C$MP(//D@EY'[PRH44>FU3SGWJHSL-2A=K99MQQ)'. NP?W
MAZD4"U*;6@BMK5I'*&"4AWW^9&I/=C_%[9K5TS1;F.\$CPV\ P&>X4@M,HYX
M Z4R2Y:*ZF-O8^9"QSA9$"/[X]:CEN;B2-HQI\L,9X_<S(K8]SG.* 2(EN8G
MNYTCCA)8MCRX]I7GU[U0OAYNBS*F82"@8Y^]R?\ /6M6!0MK+NCN$DQP)9%=
M57V(/]*S;H,='F\PKY8*XQC&,]^_Y5+$UH<VNF6RR!'9B>A1<-GWYJ]!I=M8
MNUQ&0S@$HHC'7'!QW-1[V,B8C3 [@Y./\^E=%I4UW*C1PI%,6&U0QPZ?05*U
M(BD<W<[R?,+QS3( &:,9SWIBM!,4G:/;+]XEQT_ 5H:E:P6DBV\6?M$4N^9@
M,98^W>EM6A03M=1*;=S@ #DGOD&CJ%M2&2U34(REQ)&[(?E>-!R#_#[U1FTJ
MTB*HK,I[D*%4GTKK_L]QINEB"-(C;MS%,YP5'L*YNYD=[@.0';NS#'\Z&K T
M4E@GL58VDA**,M%DL#]0<\?2K&FRJ]W%<0$(A.R6)3P#Z#/:G9!DW;5+ \KG
M.?PS^E/TFR+ZS);%&Y(= 5P21V^E)6$MR_KL#16*QPI)N9B,%N/?I56W53J$
M<C89)8@1\Q&#['KVK4UBVNUL7,\A906D#+R1G^'ZBN;MP;/1EF?@Q-\A/<,>
M0?QIO<<MQ+]_W\@DC0>9(<$'//I5>0F&WB 8+)*VTX'W1ZCWJ_JUJI:&=5W*
MR9*C P<9^GY55@L[>[2,R1RO(F=Y!P,=B!_6I9%AD%FL>(XX4$8?EI.<_CWJ
M&2TG@WR6T@3#97 (Y^E=98Z2)+=I@C*(4)4.WWP.V3W^M58]NHQ1WMHCV\>T
MXA*X*MWSVJN4KD;1C6.JVS#R[PF*9N&<ME6/;CJ/K6W(L<4:QN_F/G)Y!_,]
MZR[VT,ZN,)(2F1QA@14&F7XEM5M'^>6+@+CJG^-),2;6YU6G,LME-:[@,@D
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M_G3?_%5W=&:7)$/9Q. NM"OH+I$L[.=4@5520!'4@#T9LTOV+Q!G_CW<<_\
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M^?=__ 6'_P"*HMO#5Q>Q2VM[9S+&P#>9(=@8@^D;9KOZ0T<B#V:.%'PZMAG
M0;AS^]E_^*IR?#RW0KM(7;T(GFR/QW5W%&:.1#]G$X5OAS:EF8JA9OO'SILG
M_P >H;X<6DGWUC/_ &VF_P#BJ[K-+1R(/9Q.'/P^A8*&92%Z S38'_CU-_X5
MU:[2N$P3DCSIL'_QZNZHI\B#V<3A5^'=NAR@13ZB:;_XJGQ^ DAN6N(W"3,-
MID6>7)'I]ZNWHHY$'LXG%3>"0T3K).6C8?.IGFPP_P"^ZX&[MPFHPZ;;MY5O
M&26^=B23Z9SVKW!U#(RGHPQ7CNL6YT[Q+O=#Y;$AO\_K45%8RJQ2U(=1DVR1
MQ;$W1@,^,_116?9I*;O"L "-SOP"M:E\@+O*2664*N\'/(Z"J<3*!+!*J%)%
M*CC!3WK'J8O>YK6&H36,,C6,P);(VN3ACVS5+0]8UF;6Y-,U5IKF-0\KI$JD
M'C@G';V%9:2"T(5E:.13U(VX],'N#72V&I?898YA&Y608*MP7'IQ5+5CO=E7
MS$U.![N"<K&A*O&R;7#=P0>:Y^ZC:UNENDAPBC=D#'YUU.LZD+H"1RL*YV @
M8#^G'K[US5[)Y<;-+YQ\S]VB;NOX=_PJ9"F6S.!<Q,DC#<-P.>!WJ[>7:/\
M9K\(Q,;?O01^?Y5D$[HS'&F6&, KC'XUNQ".XTN\C7:5Z[3Q@XH0)G5?#Q65
M=6+'.^X#*W]Y2O!KMA7$_#Z9GLI 1T4#\N*[8=*Z8?"==+X1:***HL;2BDI1
M0 &O./B! RW:RJR[B <'/3I7I%>=?$"3RM:L259D:%UD"CJN?\FHJ;&=7X3%
MNG+VD5R4S$HW.6!)*G@X]A6#.BP3#=\RXW(P/.WL<UJ6=W]CN3#,SF%AN69<
M[,?AV/<>M-O-*<RDP%'5^4B<\#UV-T_"L'J<K5S)DM[:X#/OECD(SA!\ISWP
M:L07@@MXA#(SS(-I,B?*ON.YS4DVFSN^PP3Q1[<DX4#\\U8@T^&%,W-Z@D Q
ML+!2/<DG^5+4FS,^*YF1V)8;6^]&T>21ZU8EEDN3L\J-8Q]U43"GZBK#6*S2
MLEK<Q2E<$I.YVCZ./Y586S2./?<+$(UY98LG/XGG% [#(4B"B>=52' &(^<^
MV/\ "K%G:76NR^5' 1;(VU0HY/\ A_2EM+2XUS4HXTE;[*IVH.A)]O\ /%>F
M:-I$6E6HC4[W[MCI[#VK2$6S6$'+<9HFC1Z19B,<R$?,1T'L/:M44M(:W2L=
M*5MA:*HW^HP6$7F2-D@9P"!QZDG@#ZUR-WXY5C(MLDK!1R\8"K]-S#)_ 5+D
MD*4TCO,BDR/6O/%\87A*NT4R*H'/G*P;_P <Q6A9^-8Y'$<X()S@RKL_\>!*
M_P J.=$^UB=+JFHPZ;;&>7) [ XQ[Y["LU?$8GM4>WA)DD&4#-A2/4-7)7WB
M*74+\",1R1H<*77<DA] N>GOU-1WMMK4>A26\MB\D\C#RS:N%55[CG!'ZU+G
MV(<W?0ZRW\0W._==00_9\X9HI S*?<?T[5;L_$-M=7[V6UDE7^$G)'H2*X+3
MX[A=9@EMM-+6XA\M_LZA%#@<;@V,G/<4^XDU;2W9[Q($F=O,3:#O;_9+]?RJ
M5-B51GJ@-&1ZUQEIXSC^P*SE#,.#&V6D3ZJ!S]> :H7'C6YD8^7'. .>2D?Z
M88_K5\Z-'4B>A9'K2UYY%XTNO,8M!-T&%657/UQM%=!H_BBTU$!=R@]R 1CZ
MJ1Q]>10IIC4TSHZ*:.13JLL*,BBL37?$$>B-"'MWE\S/W6QBHJ5(TX\TW9";
M25V;=%<4?'R8^73G_&0?X5&?'SYXTX?C+_\ 6KE>88?^8CVL#N:*X;_A/I?^
M@>O_ ']_^M2CQ\_\6G?E+_\ 6I?VCA^X>U@=Q17%?\)\G?3G_"0?X5K:)XE3
M6IY(EMGB*#))8&M*>-HU)<L9:C52+T1OT4@I:ZBPHHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH ***9(ZHA9B H&23VH =D>M+D5RN
MJ^,+>S?RHB3(3PH4LY_#H/Q-8DGC.ZWR;8I<8ZF= 5_ )BI<T0ZB1Z+36(49
M)P*X.W\:S(X66.8].2%D'_CN"/R-/U?Q@KV:K;;'F?@Q(_S8]6X! ]L9-)S0
MO:(WO^$DM&O9+90S&,9?;R0/4BJL^O7@F_<P0;6/R"20;F_7_P#57,6(U6ZF
MCN[>&.6"/B5D4)))SSD]#C\ZRKBUNW_M 2:<ZSW#_P"CK)@R8'(V,.%]\]:C
MG9#J/<] F\4P6T*O)$<AQ&^6PJMZ GK]>E;5E=)>6RS)PK= >HKSR2'5Y+*U
MF2Q188D4S)=8?<PZX49SZ]JDT3Q,UI=&"5T6-LD,S;5<]QUPI^G!JE/N-5-=
M3TC(HKAKGQNNXK;!BH)!,:8'_?3?T!JD_C&]13^[F.?F#F91@?\ ?%/GB5[6
M)Z-25Q5GXYA\X17 9&/3S0 &'LPX_/%=;:7<5W#YD;<9Q@]0:I-,I23V+!%<
M[XE\/)JT!DC7]\!R,XW?_7KHZ0T-70VKH\=D$VGS"RO(<VQ!VG;@_EWQZ=JJ
MW,'R,51)(Y>%\SG=CO7IVOZ FJQ;U)60=0/XO3Z$5YR5?3Y);*]DWVK$[< X
M)]".QS6$H\IRS@XLSX[AX8FC>)'CQPSQ[F4^U5_M5R+@2,X9P<@>6 %^M:TN
MGN0!$MN^?NF8E"OU(ZU"EI#$[1SWB(ZJ"41]B+_P)OO&H(<64+R6.\@5?,DC
MD:3<55!M^H^M,5+>VW,C3.Y7YF?J >P/:KUUIL<JLUO>"13RZJ02OXC^M1II
MMR5D3[+-)M^ZQ"KC_@5%F2TR&T6(,T[#9!&06 .<GL/<UM3>;;Z._F*%=QC*
MYP2WK[@5#8V MF\^XDC"Q\A%!V*1U.?XFJ"6[^UW+RN9!;1'&7R3)Z#W)_04
MUH4CN_ ,#)8R.Q&[ #*.Q/-=D*XSX=,SZ;?.XPS7!)'IQTKM*Z(?"==/X4%%
M%%46-I124HH *X'QVDJZQ8W43QJ8HSR[[><\?7Z5WQKA?B ADBV@9W>6#SC^
M*HGL9U/A.9FBOIY7GE@MS'(=SH&V@>ZD=/IR*J^5):D^3>I&K=(Y^ /T*_D:
MVY=55)8X(X<V\?R[VSCCUK.UE UW;F5@82I?';'>L;:'.U9%0WC1(%NM0MH@
MW"+"H=C] ,_TJGYT$[87399U'(E>4AC[@ $#VSFDA47KR74J!P!A54@C'88]
M![U:DF>.!F9B,*2%0$=>.E2B-QMCHU\+?S=,EE^SR -L=-I&?7 (/UXK5L_"
MVLZC*K71D= >$P<#\2 !^ -=;X"_Y J'_IDGKZ&NN%:QIIJYO"DFKLR=%T2'
M2;<*!F4C#-V^@]JUAP*6BMC=*P4QF /-/K,UN^>PL6E2-&.#DR-A5'<G'/X4
M-V!NRN<3K]Q<ZKK[:?;Q-.R)YGEX&#Z9SP *A@TO5XTBD:P>25>2)'1@N.PY
MQ^-5-/<:G>NT!D:-_GN+U@8S*>RIP2%%:4_AO2KER\IG+8QD73CC_OFL-]3F
MLWJ)-%K'$J:(S-(?F1?*")^);)_*J]WITWF0QRP&*63A%11M;_9QGFK4WA[2
MYT1)//*H,*!=L/\ V6DFT&R:WCCB9P8V#)NN&/(Z<[>*+!RLJVHBM;AV6Q(N
M;91O,R;"-QQNV^@]JEB2>ZEU"1YPUQ#)Y4L<TA*L@/5?;VI\=EJ$TPDO;BU)
M5"BR!W:3;Z$X&1]:EMM+>TF+17L6T@[AY8^;Z_+THLP293M;%Y;J^MXI(EC2
M80EW9LRAAG(Y./PHENMFDV\5^OG0ONV&63+C!P.O/Y5?CT\HDB&>'RV.0JJ>
MOOD'CZ56.D7:J-FHV[,!_'&PQZ8*@8'YT6869#+9(LT<?DM A;8(X^['G&X_
MRS4JVFIVMPBII*M&?XXA%E1Z_,PYILFGW5R\"7<BR%7:0%9"5W$<EL@'Z4]?
M"^CJQ8K,2>N;IN?TI68<HLUIJMQ"8#IB! Y(VE%W ]]V[(_"LRZL]2TT27LL
M$AA@8;92RDX]< ]#6K-X<TFXQYB2?*-H*W##C_OFEM_#VEVDA>!7R5VD/.Q4
M@]B-O2G87*SM=%NQ=Z7#+GJHQ].U:5<5H5U+I%S%8']];S.$C^8YBXX'^T/R
M-=FM:QV.F+NAU<1X^^]9GZUV]<5X^'RV9]S7)F'^[LFK\!Q5%%17$I@@:4 $
MKV-?+Q5SAT):*R?[7?\ YX+^9I?[7?\ YXK_ -]&M_JU0+HU*ZWP(,WUV?\
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MJ86Q_*N"^)\TL_C!;=G.R.)0OHN>OXUTMQ\,M$CT!YT>Y^TK!YF\R<$XSTH
M[O3M5L=7M1<6%S'/%ZH>A]_2L[5_&6BZ%=BUU"Y:.8KN $9;C\*\W^$US)%X
MAN;8,?+DAW,O;([TWXHJ)/&%NA/WH4!_.BP'J.B^)=*\1+*=-N/-\H@."A4C
M/UJOJWC/0]#O?L=_=&.;;NVK&6X_"O-O -Q)H7C:739VPLJF,_4<BL766D\1
M>*-5NE)\J,,Y/HJ\46 ]LT3Q'IGB%)7TV9I5B.')0K@_C6L*\S^#YS9:B?\
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MV8&O8?#%^FI>#[:Y2WCMU,)'EQC"C [5-JVD:+XBE6TU!4GDMOG\L2$,F>Y
M-6K/3['1]+^R6ZB&SB4\%C@#OR33 \%T>72(O$4CZW$TMD'<%54GG/'2N\T7
M5/A]'K-J=-LIH[QGV1,8FP"?QK:E\%>"VA2\D@B\J9AME^T,%<GI@YQS5ZU\
M ^&[*[BNH+#9+$VY&\UC@_G0!3^)N?\ A#)_>1,?G7G'AFY\(06,B^(K226Y
M+Y0JC'"_A7M6J:39ZU9-9W\1E@8@E=Q&<?0UA?\ "M_"N/\ D&X_[:M_C0M
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MTA"[G_O/_P!]2T;G_O/_ -]2TFQ_[C?]^Y/\:/+?^XW_ '[D_P :+!H+N?\
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M2K;2I]C5VFF@#SJSNA%JT^FW3P^?& T<SA565?S ##]:U<6O_/S8_P#?:?\
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M3+O3()8[J(KZ/_"WT-?.8C!2I5+K5'%5IN+TV.:\^8?\MI/^^J/M$W_/5_\
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M=QCO0!U7A[5'UG0[>_DC6)Y1DHISMYZ5B:Y;Q:IXXTFQND$MM%"\YB?[I8<
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MZ>MH?"CIA\*"BBBJ+&THI*44 !KB?'"AGBS]T&/)SC^*NV-<)\0 QC 0@/\
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MA^-XM"M(Y$9'5,,K#!!K3H **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "DI:2@ KS_X@8R,]-T?7'K7H
M%<#X]B>>5(HT+N\D0"COS43^$SJ?"<B4\V3RW4,I[<#].U5-21P+8_-]_P"\
M/O#] *ZD:=&MQ<;Y%4P1@%7/+GZ>U8OB!8'MXVC\P>6PR1G ]^/>L&M#F<=#
M;BTT_P!G*;@[;9V,CACAW/H#39/L9L'$=KS@J)1QQCN:6TURUN(HI9DB6?A=
M[]L=B??VJ'5KN_>UGC\I(ED! QA\#'KUQ^=5I8K2VAUW@OC2L?[*?RKIJXWP
MZ=OA>;!89B0#9USMKH-!22/2(4E8,X')!S6L'HCH@]$:=%%%66-I124HH #7
M$^.&970J 2-G!&1]ZNV-</X\ (4$$@^7P/\ >J9[$5/A.3U"X+77V;>RPJN6
M7/RL>O-9-J2TLESG/HI4<'VK0N83#>RQCA)8SU.<@CZU3TV9[>%XU*[UYVXY
M ^O%<SW.-[ZDZL\++*JF2:5< RDMCUXZ?E5ZUGDA@DMUO/WTD9)DPPR/3T%4
M9<DQ7)0Y #/C.!CIZU8*1W8:X>=3;E"&9$[^W H&=WX#S_9 W==B9_6NL%<G
MX#P='7 X\M.OXUU@KIA\)UT_A0M)BEHJBQ*,?A2T4 )BBEHH 2CI2T4 (1[4
M8I:* $Q12T4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MTCMX%"H@QTP3]:LT %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M45A:%XLT7Q-YG]D79N%C +'RG4<^FX"MP$=S0 N<45%<3QV\#S2MMC12S-Z
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M$ RK!F0]2 1R1Z<4^U\0:Y-(8I=#,.-^78ML./N@'&3GW%=9D5&US$EPEN7
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MKR)KB/[1;%!&;9 .1E & _WC6.=$\4)?ZR8/[5COU6=0$BDV/%QL D)PW'0
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M:P^\F#S@'\^OX5'K31C1+B.9D>0H518D^YWY/K6#5SF<>IAVUHUTGFE7:&1
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MT3Q0T#[M6=9LQ!=DIQQ_K/Q-;^M:Q#I&D3WV4D,:[PF\#=SBHFUU$U:PL60
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MI<D2F+)0PX+'>0",<=L5K6_B_1KB]CM([AC)*P5&V':21D#- #K_ ,-V]_\
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M<[JO@ZSU6_FNY9I4>;R]X1%_@Z#.,\YJ32?"MOI-P)HYYIF "_O<'&.F,=*
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M,-)$-WIS7>5Y]\0B0 0!P\1Y^M3/8SJ?"9]YI3^3):6:I*\/S27,T:$CZ?\
MUZR6A1@3<*WDI'EGD(!R.V!U_"K<&ILKL6?ATVNJ\;O\:R]783PPB.0=<< $
MCWYKG9RNW0JQQRW=R9_+)&X;(T&=WI^'O6\EB]C9SB?89Y$RV6X7\*T6TRQC
MLA]E@DGR@5MDI$@]<CC(]LXJ*ZM[&XMV2(!)$0X4G# XZ'/]*:C8:A97.K\&
M?\@LCCA4Z=.E=+7->#.-+(]%3O[5TU;Q^%'5#X4%%%%46-I124HH #7$>.9/
M*:-R5X,>=W3[U=N:X+XAG;!G)& F"O4?-Z&IGL9U/A*,VL&*8P+9^5,!M !
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MO9,_SH W*,UA'PGI;+M<73+[W<I_]FI5\)Z(&#&S+$# WRNW\VH UWN((O\
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MJVD:L-3BD$R:A&T(97'3 W_=QQC]:U;77O'ENFRY\*)>$=)DN4A+?5<G'YT
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M4/\ H6M2_P"^X?\ XN@#=HK"_MW4/^A:U+_ON'_XNC^W=0_Z%K4O^^X?_BZ
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MBZ"Z)].MI+6VVS2M)*3EF)ZU;K-_MNPQGS7_ ._+_P"%']MV'_/5_P#OR_\
MA1=!=&E16;_;=A_SU?\ [\O_ (4?VW8?\]7_ ._+_P"%%PNC2HK-_MNP_P">
MK_\ ?E_\*/[:L?\ GJ_/_3%_\*+H.9=S2HK-_MNP_P">K_\ ?E_\*/[;L/\
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MINI^"8]3U>WO)]?N5N&M&M)T41C[0I]OX?PKIA;SQ0^5$L:JA^0QC&!Z8_\
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MBZ=&D$FYW*AMPSTSU_.I[K1KN6[N989!&[[1%*.L>/IS^'2K_P#;=A_SU?\
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M]Q^4@]>#T(IV0^56.,\Z-F\J=9(Y NUW).&QZXZ&I[B[M_*B_>H<+SB0_-^
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MM7/[2\0R::D_E10S&5E,8@+94#@\D8S768]A10!Y\?%OB9(5;^QG=PAW?N&
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@HH V6X/'%-R:**!!DT9-%% !DT9-%% !DT9-%% '_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>bmbm_ex45001.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 bmbm_ex45001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" .$ K<# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MQD9/][_&@#IGF2,@$DDL%PH)P3TSCI]:DKDH=.U&*Z>8V\RR375M*[B7.5"
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M-RN9-ZE"1G@\9QG% '7W5S#9VTEQ</LAC&6;!.!^%1B_MF6Z82\6I*S<'Y"
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MW+G&<$?SJ2L_3=-;38EA2X9H%W'RV&=N3P 2<@#L*T* "BBB@ HHHH ****
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MRU=9M%U/5;9IIPA=UBDSE"J E,=B#D8J&:ZNK7PNNMQW<D\XM#.T>04D)3/
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M;01R/;+#:*9,X+RN"P!'?:%/M5UO$$TD,UY;PH+&'SM\L@/(C!&1ZY8'CTH
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ML@/8A3D9ZT =%17+S:W=7%E<QR0P+)]J6S\ABRL&9L<D'IL(8$>]3+K.H/J
MM8+1%C2Y:&3S-Q*1*N?,+=.>P]Z .BHKG-$U^]U.[M4E@A2*:V>XXR&"[\(>
M?4<U)J6ORPRR16:0LR7$=JOFD_O)&P2!C^ZIR: -^D) (!(&>E<P/$]Q]MPT
M4"V8NIX_,.=QBB7+,/HP(]Z6"Z;6?$>G^8D:I;6YO/+ZLA?Y4!/KM+&@#IZ*
MYG4M:OK6_P!0>W\J2*V$,$4)4YDFD()YSV!7\S3]0U^[T^"]#QVQGM8_,8 M
MM.XD1IZ[B10!T=%<Q+XAU!+Z2W6"W98[BWMV?+8+N,N!_NCFDO=>OEM]86)8
M8IK0;(PRDL6<XB8<X(;/X$8H Z<$$D @XZTM<UI]V\$CV]G!&XMI%@N[EP1O
M*KEVSW(S[DFK^A7VH:E9Q7ES#!%#*FY N=Q^8X//8K@T :U%<S#XFED>(/'
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M&4 AL'A@3P<+_*@"F=>U%=06R>&U$Q?8P!8[3QCZ\,#4DNL:DDC1K':.PE,
M.6 ,@3?C\@>:NV::=>/(([8[HG9&9^N0WKG/5>OM5TV5L9S,8E\P\D^^,9QT
MSCC- &"-=U0M&OV:U#2"(H"S'(<D#Z?=-,_X2+4=ED_D6VV[.$Y;(/';\:Z
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M_P#$X_Z<?_'Z/^)QG_EQQ_P.M"B@#/\ ^)Q_TX_^/TG_ !./^G'_ ,?K1HH
MSO\ B<X_Y<<_\#I?^)QV^P_^/UH44 9__$XS_P N/_C]'_$XS_RX_P#C]:%%
M &?_ ,3C_IQ_\?I/^)SC_EQS_P #K1HH SO^)SC_ )<<_P# ZEA_M+SE\_[)
MY7\6S=G]:N44 56TZR<Y:VB)\X3YV_\ +0#&[ZXJ,:/IR^?BRAQ.<RC;PYSG
MD?6KU% %6XTZSNYHIKBVCDDBSY;L.5S2/81)YDMM##'<,2P=DR-Q&,D5;HH
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M (JC[?>_] BY_P"_L7_Q5 &A16?]OO?^@/<_]_8O_BJ/M][_ - BY_[^Q?\
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M (JC[?>_] >Y_P"_L7_Q5 &A16?]OO?^@1<_]_8O_BJ/M][_ - BY_[^Q?\
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M,DYZ8P,TV31;21+Y5#I]M&)=I[^H'8GO4US81W'V=MS)-;MNBD'53C!^H(H
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M T:*SO[73_GSO?\ OP:/[73'_'G>_P#?@T :-%9W]KIC/V.]_P"_!H_M=/\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MQH O451_MK2_^@E:?]_U_P :/[:TO_H)6G_?]?\ &@"]15'^VM+_ .@E:?\
M?]?\:/[:TO\ Z"5I_P!_U_QH O451_MK2_\ H)6?_?\ 7_&C^VM+_P"@E:?]
M_P!?\: +U%4?[:TO_H)6G_?]?\:/[:TO_H)6G_?]?\: +U%4?[9TO_H)6G_?
M]?\ &C^VM+_Z"5I_W_7_ !H O451_MK2_P#H)6?_ '_7_&C^VM+_ .@E:?\
M?]?\: +U%4?[9TO_ *"5I_W_ %_QH_MK2_\ H)6G_?\ 7_&@"]15'^VM+_Z"
M5I_W_7_&C^VM+_Z"5G_W_7_&@"]15'^VM+_Z"5I_W_7_ !H_MG2_^@E:?]_U
M_P : +U%4?[:TO\ Z"5I_P!_U_QH_MK2_P#H)6G_ '_7_&@"]15'^VM+_P"@
ME:?]_P!?\:/[:TO_ *"5G_W_ %_QH O451_MK2_^@E:?]_U_QH_MK2_^@E:?
M]_U_QH O451_MK2_^@E:?]_U_P :/[:TO_H)6G_?]?\ &@"]15'^VM+_ .@E
M:?\ ?]?\:/[:TO\ Z"5G_P!_U_QH O451_MK2_\ H)6G_?\ 7_&C^VM+_P"@
ME:?]_P!?\: +U%4?[:TO_H)6G_?]?\:/[9TO_H)6G_?]?\: +U%4?[:TO_H)
M6G_?]?\ &C^VM+_Z"5G_ -_U_P : +U%4?[:TO\ Z"5I_P!_U_QH_MG2_P#H
M)6G_ '_7_&@"]15'^VM+_P"@E:?]_P!?\:M0SPW,0E@E26,]&1@P_,4 2444
M4 %%%% !1110 4444 %%%% !1110 4444 %(0",$9I:* &[$_NK^5&Q/[J_E
M3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J*
M &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[
M$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_N
MK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5
M&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/
M[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_
ME3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J
M* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &
M[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_
MNK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^
M5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5&Q/[J_E3J* &[$_NK^5*
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MFQ_\]%_.CS8_[Z_G0 ^BF>;'_?7\Z/-C_OK^= #Z*9YL?]]?SH\V/_GHOYT
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M H_L;3?^?*#_ +XJ]10!1_L;3<8^PP?]\"C^QM-_Y\8/^^!5ZB@"C_8VF_\
M/E!_WQ1_8VF_\^4'_?%7J* */]C:;_SY0?\ ?%']C:;_ ,^4'_?%7J* */\
M8VFXQ]A@Q_N"C^QM-_Y\8/\ O@5>HH H_P!C:;_SY0?]\4?V-IO_ #Y0?]\5
M>HH H_V-IO\ SY0?]\4?V-IO_/C!_P!\"KU% %'^QM-QC[#!C_<%']C:;_SY
M0?\ ?%7J* */]C:;_P ^4'_?%']C:;_SY0?]\5>HH H_V-IO_/E!_P!\4?V-
MIO\ SXP?]\"KU% %'^QM-QC[#!_WP*/[&TW_ )\H/^^*O44 4?[&TW_GQ@_[
MX%']C:;_ ,^,'_? J]10!1_L;3?^?*#_ +XH_L;3<8^PP?\ ? J]10!1_L;3
M?^?&#_O@4?V-IO\ SY0?]\5>HH H_P!C:;_SY0?]\4?V-IO_ #Y0?]\5>HH
MH_V-IO\ SY0?]\4?V-IN,?88,?[@J]10!1_L;3?^?&#_ +X%']C:;_SY0?\
M?%7J* */]C:;_P ^4'_?%']C:;_SY0?]\5>HH H_V-IO_/C!_P!\"C^QM-QC
M[#!C_<%7J* */]C:;_SY0?\ ?%']C:;_ ,^4'_?%7J* */\ 8VF_\^,'_? H
M_L;3?^?&#_O@5>HH 9'&D,:QQJ%11@*!P*?110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4450UDWG]D7']GY^TD (5QD D D9[@9/X
M4 7)98X(7FE<)&BEF8] !U-16ET+N+S!%)&IP5+C&X$9!'YURNHV$UPEQ9F-
MQ9WTT%O#%(220OS22$'IE0>O)QS70ZTLJZ!>1VD!DD,)2.-1W(P./;^E $KZ
ME M]:VJYD:Y5V1DP5 7&2?S%7*XB[T6[4/%;6\T=O#:P65N(^&^9P9'X/8?K
M6K:PWMYK%P;Y;B,071:':,(8P/E^;/0\Y'<]: .BHK*UIKH&R6&.5K9I_P#2
MC$,MLP<#UP3C..U8NKQZ@D5U;6EE=O$+7_1E!X$CL=Q)SP5&,"@#KZA-U$LD
MJ.2OE*&9F&%P<]^G:N0-G-J%S?Q6C3[HVALX9,D+'Y>"\A/=LDC\*FFL+F^+
MQW%G,T5UJX:16'"PQCY3UZ,5'_?1H Z^JMG?1WK7*QHX^SS&%BW0D $X]N:Y
MJ$:E<ZE8RW%E=+Y<T\TQZ !05CC'/W3D'W(K;\/0RP:'!]HC=+B3=+,K#!WL
MQ8_J: -2FI(DJ!T8,IZ$'@UR-U;W\L6L3I:SR^?;_N X(=&?"M&1W"X# ^YJ
M2?3;U8Y[&UBD18UAAL,'"Q* "\A(_BSGWX'J: .LJI87\>HQ2R1*ZK'*\1+=
MRIP2/;-9$0O&>^FN;>Z>[@F=[< X0H 0@'.#NZD>O7I2>%M/N;&.2"^@/VB$
M +.!A75AN..>NXMDT ='16#>:=<7^NS2NL@M8;0)&HD*":0MNZ@]!M _X$:Q
M+A;M_#WF737D>H7:):$,F"KNPWD ')*@$CT XH [FBN2?2K^6XVQ":.UN+R(
MC<W,<<:\L?0N0!^5216MRNHW4,L5X+>UE62V5"6#H &^^3U+9!'7H.E '4T5
MQYAU2VMKF6.*=_,NT7SE!\TV['<V5_O*25R.P'I3K[3KY6C>W2Y>.&&XN6&=
MIDE886, '@=3B@#K&D175&8!G^Z,\G%.KBY;#48-\]O:RR7=CI4<-M*XRS.?
MOD>K #I5PPW<+V[0Q7LL%S)_I (VL%5#M&,Y&3U)Y- &]:7T=W/=Q(C@VTOE
M.QZ$X#<?@120W\<VHW-DJ/OMU1G;'R_-G ^O%4O#%M+;:%#]HA:&XE9II4;J
MK,Q./PX'T%9=MI5U/J)NV66&YDU S3,Q("PJ-JIZ'< /SH ZRFLZ(5#, 6.U
M<GJ?2L/P_:RB/,PD5;::>.$LY/F(7.#[C&,4W5K>:;78+A;-IA96DLL+ <-*
M< #ZX!_.@#5L+^/489)8D=525XOF[E3@D>V:MUP\5AK.EV=Q]GCG>>&QBC!4
M\.[.6E*C/4 \?C74:5;"&*67,V9GW$2#&,  8';\>2: -"HY)ECEBC8-NE)"
MD*2!@9Y/:N;U&SU5=1O9;-)3#YUM.JJ^/,92-RCT&!DTEW:WT-W=O%;S2>5I
M\GEXY62:1B2.O.,#CT- &[)J4$=Y:6PS(UT7",F"!L'.?Y58\Y?M/D8;?LWY
MVG&,XZ],^U<5=Z)>):>3:6\R0VUA%:P!#AB\C#S'X/\ ".3[U<O;+4;M]5CA
MCGC^T7$%O'(3PL2X+2#G_>_2@#K:JW-_#;W$=OAI+B0%EBC&6P.Y]![FJ7A^
M">&&]>=)D,MY(R+*Q)"#"K^87/XU5MX9K#Q7JEW/;S2QW<<0@EC7<%"@@H?3
MDY]#F@#8L[Q+V.1DCD3RY#&PD7!R.N/4>]6:YS4$O;W5OLLL5Q%926PVF(9^
M<L=V3G@@8P?<XJO-IUW]AUB^:&:2Y=Y/LMN&/0)Y8)&<'/+<^M '2?:X2\2J
MQ82;MK*,KQUR>@J*SU!+TAHHI?)92R3$?*XSCCO]/45RUW8R65M<VD%LZP)I
MT5E;@C DD<X)^O3]:D%C>6$ETMG:W$5LLUO;'RQ@^0JY=T'J2<$CG H [&FF
M1%=4+ ,V=H)Y.*Y?4Q>P&1+.PNY;<VTDT<8/#3'@*>> !R!ZGU%5'L-1M?,N
M+>TFEN[+2XX;>1QEG=CF0@D_>Z?K0!VM%8VF;+29=PNFDO3QYB8"[5ZD9XSZ
MGJ:FUM[I;6%+6.5A).B3&(998\_,1_+/;- &G17&P66HSB M;7%NC7\MS,N[
ME(T!"(O/\7'ZU!Y>LPZ*EL;*ZE86#2*A.?W[L<ACG^$'@4 =?IU_'J=DEW$K
MK&Y8+N')P2,_3BDNK^.UN[2V979[IRB;1TP"23[<5'%!)IV@K!:1[Y;>VVQ(
M?XF"\9^IKF/LVK2SO>16MPMS%IX6.64#<TKL-YQGJ .!0!VU5+B_CM[ZTM&5
MVDNBP3:.!M&23[52TJVGCU&\FQ(ED4CCA60G<Y&=TASW.0.>3BLSQ%8W][>W
M<L44WEQVJV\'EG#,TCC>PY_A4"@#JZ*YM(KVXU:Z%U'=".VF5K<(/E=%4$?-
MGN<Y'4].E4H]/U&PT_3)&6X::>0_;"A+>4K9<+MSTW;02/Y4 =-<W\=K>6EL
MR.SW3,J;>V!DD^U6ZY"ZT>:2Y$?E7$BPV3K;%F(W2RL2Q)'W0N!QV'3-6X+"
MX76);1WFEA:UMS+/O./,0D'Z,0 : .AED6&%Y6#%44L0HR<#T'>G(P=%89PP
MR,C%97B*.XN--CM[>.1S-<1([1]43<"S?D,?C6;)IUXT6L7[0RM<O*_V2W#D
M# 38I(S@YR3S[4 =117*2Z;=65S:6:&ZDMGM2LTZY?=*H51D$X QN/IGKTJR
MNEW*:M/#&)39/;P-YC2G/F1D\?4_+DT =%17(I#K@M8KF".3[?':RO.9#Q),
MWW8P.F%.<=NGJ:LR1SI:V;6T%\?.DCCNF.=Y4 DG!/!)X)_I0!MW]]'I\"2R
M([[Y4B54')9B /U-%U?1VD]I"R.S7,GEIM['!.3[8!KE8+"ZGCLOMMG<)";J
M>[EA!)PPRL<8QVP?8<5;L-,N4NK2VU!9&AMK*3]Z6RH:1CE=W7Y5&/QH ZFB
ML3PU!<_V9:W%VLB3"W6$J[')Q_$?<_RI)8[BZURZANXKC[+LC%LT9POJ[$@\
M'/'TZ=: -RBN5BAU5Y+>XEBF^T12S37/. 5 (2)?4'Y?RSUJMI^GZC9NBW7V
MPD6 CDEBR0LDCY8@9_@% '8O(D8!=@H) &3U)Z"HUNHB9 25V2>6=X(RW'3/
M7KVKEX--N';14O;$L8I);B=E&5WJ-J'G[N[.['J*99Z?=3/HIO+*8F,SWDN\
M?<E).U>O&-W'T% '8TV.1)4#QL&4]"IR*XBUAU=; >9:W9\G3975'Y+SR,<J
M>>=HX JY!IEQ'.FDF.XBT^*VA6$PK@$]7).?E;('X=.M '6T5G:U)=Q:6_V)
M)&E9D0F,995+ ,P'<A<FN>&G:A=M.B6\]JD^HH/F;_5P1C.X<]6(_-J .RJK
M87\>H12R1HZK'*\1W#J5."1[9KEX1JL-I'FQNI$D%S<M"QSF3=\D;<YVXY]S
M70Z#9FPT&RMF5@Z1#?NZ[SRQ/XDT :-%%% !1110 4444 %%%% !1110 444
M4 %%%% !115#6[FYM-'N)K2-GF4 *%7<1D@$X[X!)Q[4 6A;0K<-<",>:PP6
M[U+7#74MT9;B$S7ULMQ>PV\+,6+"-%WNX]VY_2I"]TNIVT,TUXD;W$UX(5+,
M_E !50^FYCNP?I0!VM1^=']H\C/[S9OQ@],XZUR*1ZW%9/:W!N'G6T M@K'Y
MI79OO/\ [ VCGT)YI]PFKW'VZ&-[H223V]LLO*JJJ 9)!]?F_2@#KF95&6(
MZ9)I:XU+:YO9[*&YCO#!)J<UP?,W'8B#" ^Q(#5V5 $%K:06431V\8C1G+D
MGEB<D_B:GHHH **** "BBB@ HHHH *@FM(+B6&6:,.\#;XR3]UL8S^1-3T4
M%%%% !1110 4444 %1SP17,+13+NC;J,]:DHH 0 *    . !2T44 %%%% !1
M110 4444 %%%% !1110!$UM"]PL[1@RJ,!CVJ6BB@ HHHH ,<Y[T444 %%%%
M !1110 4444 %%%% !45O;Q6L0BA0(@.<"I:* "BBB@ HHHH **** "HI[>*
MY55F0.JL' /J.E2T4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110!7DLK>6\ANW0F> ,L;;C\H;KQTH6
MRMTOI+U8S]HD01L^X_=!R!CH.M6** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M[ZM=JJC)9F0 #_OFF06AN8M\.KW;KG&05Z_]\UAWDUUJ;Q:>9Y?L\^HA(G&
MTL,:AI">.5W# ]:U=;OIX;BU@M)MNZ14G$8!= YVHX!Z@-U'I]* +G]FS?\
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MD4M% "8&<XY-&U?[H_*EHH 3:/0=,=* J@ !0 .@QTI:* $  & ,4N!Z444
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M4L5B0;_O84<_6F"UMPBH((@J'*C8,+]*FHH :$569@H#-]X@<FG444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M#'HJWL<+2RMG;$%()()SQ[ '\J +/GWW_/E'_P!__P#ZU'GWW_/E'_W_ /\
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MGR%CF@ S&P) . 3SW'.01VIEQK%Y%>,D,$5PBHTFU#ABHQD@YQWH T//OO\
MGR3_ +__ /UJ//OO^?)/^_\ _P#6K,?7KA S"&.2-$W.R9.,J#P.^">1Z<^U
M7+N]NH9K-(VMPLRL6WJ>H7/'- $_GWV/^/*/_O\ _P#UJ//OO^?*/_O_ /\
MUJQD\0W<GV8;+9/-$9.[MNC9S_%ZC%:4^H31:FD'[KR!!YTKD<@9QZ]/P- $
M_GWW_/E'_P!__P#ZU'GWW_/DG_?_ /\ K50MM:FNVCB$26\Y,@=9LX4J1@?4
M@@T^TU:>;3KJZ=(I&B5F6*+KP2,'D^E %SS[[_GRC_[_ /\ ]:CS[[_GRC_[
M_P#_ -:J"ZO=27\%K&D+!B=S@$@C:#QSU&<'\*-3U2\L9[D)]G:.&W$P5E.X
M\XQG- %_S[['_'E'_P!__P#ZU'GWW_/DG_?_ /\ K5E-KUTLDH\F$A&D&T'Y
M@%DV^O)QSBM!K^1IK>&+RU,L/FAY 0K'CY1WSSF@"7S[[_GR3_O_ /\ UJ//
MOO\ GRC_ .__ /\ 6K$;Q'=):03[+9S+*R%%SE0-W)Y.!QU-6IM7NXKF1-UJ
M46=8@<'@%"V3S^% &CY]]_SY)_W_ /\ ZU'GWW_/E'_W_P#_ *U94>N7>;43
M1P#SXHY,@$!-S8R>>@_J.E6SJDJWT5D5CW21D"< F/S.NW_OGGK0!:\^^_Y\
MH_\ O_\ _6H\^^_Y\H_^_P#_ /6K,LM9NIY[-)FM52>W6=B 1C)Q@9:KNHWE
MS;7%NL#0;)0_WU)/RJ6['IQ0!-Y]]_SY)_W_ /\ ZU'GWW_/DG_?_P#^M6.O
MB"Z::&/;;)YB*Q+'U0M_>]JNZGJTME-L1$VF)G#MR-P!(!P>!QUH M^???\
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M_O\ _P#UJS+/6KNXBD:1+=& 1D7)YR6W#.>V.M26VJW=S-:*%AC$K.LB,IW
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M91@@CK\WX8HEUMX[Z.V-I"P:;8T@;Y?X><X_VN_<8[UO;%W;MHSC&<4T01
M")  , ;1TH R+K5WM;NXC^R(T%MRSJ>5!4'=C'J><=N:C?5FVSM]CAWPNF-Q
MX8,P7<"!^G7BMWRTW[MB[CWQS2>3%\W[M/F.3\HY/K0!C'5+DR>5]FMR1)(@
M&X_P 'CBGMJD[0VTHMX")_)1@S'@OVZ=!6L(XP<A%!!)SCN:!%&!@1H!G=C:
M.OK0!A?VXW[\-91DQ2+&P#?ZS,A0;>.<8R:L6VL;X9'FM?*EB1-Z YY8\8..
M5/!S6KY,60?+3(SCY1QGK08T*;"B[2,8QQB@#"7Q#%'-/'=VZHH; *\[_G*=
M*<OB"SENEC,'[MX3*-R\D@9QZ=*VQ#$.D2<G)^4=:3[/#_SQC_[Y% &==ZA#
M%8QWL-NDP8\\<J,9)QU..XZU''K]D"0T91@2F0!C[Q Y]#BM7R(B,&)""=W*
M]_6G>6AS\B\]>* ,(>(8D?\ X]OE21TD"#+* ,C [TLWB.TMD1D@9=TBJ^5Q
M@'G/'L1^OI6V(8@<B- <YSM%'DQ$8,:8QC&T4 9CZY:Y*F&1URRE@H(^7K^M
M/OM0CMH8)HXDDCE8;G'.P'C=@<GJ!QTS6AY47_/-/^^11Y,7'[M.#N'R]#ZT
M 9/]NVC12;(F/E*S#Y1CY>N/ID?G0-:L9"$^RR$EMNTQCUZUK^7'MV[%VGMC
MBH'L+226.1X$+1G*G'0T 4Y=<LH(+69E?$Z90!><>F*CCUF"XF*P0J?+B=CO
MX*LN./UZUK&*-@ 8U( P 10(HQTC09&.%'2@#*.K6:PV\D\2^;)$DA"@$*6'
M'/X?RJ2TUBROF<+&RA4\TLZ#& !S_P"/"M$0Q 8$: >@44"&(9Q&@R,'Y1S0
M!DQ:] MMF:!XY%9U:)5SMV\_J,&G?VY8R/M",SGA<J.>N>O^Z>*U#%&228TR
M>IV]:7RT_N+Z]* ,,>(K/ "1998]Q( X& ?\BI3K>GET'V=ST 81C !( _G6
MMY,6,>4F/3:*##$3DQH3_NB@#.GURSMX[<LKD7";D"CG''&/QJ%-;@<RM!!N
M6&!I" ,-D8RH'XUKF*-@ 8U.!@9%"QQH<JBKQC@=J ,Q]5CM-OGQ*2Z[T,&"
M,' ZG'))J ^((6NVC$(9%954GKDG:<^F#6T(8@,"- ,8QM%'E1YSY:9]=M &
M7+?QQ-<^=;1;()0F ,L5VY!QBFG7[(*\CQ/M"Y^YSMP/SY/2M8Q1LQ8QJ21@
MDCJ*!#$!@1H!_NB@#+&M6LA^2$[@R[@R\\L%S]1FM1$C7+1JHW<DJ.M)Y$(&
M!$@YSPHJ3H,"@!H1 00JC'3 H**WWE!R,'(IU% #/*C/6->>ORTXJIQE0<=,
MCI2T4 ,$,0Z1H/HHI?+C_N+^5.HH ;Y:$8V+TQT[>E&Q/[B]<].].HH 888C
MC,:' P/E'%.*J<94''3CI2T4 1F"(]8D/U44XHC')52<8Y%.HH ;Y:9SL7\J
M"BG.5!SUR*=10 W8F,;%QG/3O2&*)OO1H?JHI]% #!%&#D1J/PI0B@* H 7I
MQTIU% #?+08PB\=.* B#&%4;>G'2G44 ,,49W913NZ\=:<JJBA54*HZ "EHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH 2BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
4@ HHHH **** "BBB@ HHHH __]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
