<SEC-DOCUMENT>0001654954-20-013978.txt : 20201229
<SEC-HEADER>0001654954-20-013978.hdr.sgml : 20201229
<ACCEPTANCE-DATETIME>20201229170656
ACCESSION NUMBER:		0001654954-20-013978
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		18
CONFORMED PERIOD OF REPORT:	20201228
ITEM INFORMATION:		Completion of Acquisition or Disposition of Assets
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20201229
DATE AS OF CHANGE:		20201229

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Freedom Holding Corp.
		CENTRAL INDEX KEY:			0000924805
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				300233726
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33034
		FILM NUMBER:		201423171

	BUSINESS ADDRESS:	
		STREET 1:		C/O POULTON & YORDAN
		STREET 2:		324 SOUTH 400 WEST SUITE 250
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84101
		BUSINESS PHONE:		801-355-2227

	MAIL ADDRESS:	
		STREET 1:		C/O POULTON & YORDAN
		STREET 2:		324 SOUTH 400 WEST SUITE 250
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84101

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BMB MUNAI INC
		DATE OF NAME CHANGE:	20031218

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERUNION FINANCIAL CORP
		DATE OF NAME CHANGE:	19960719
</SEC-HEADER>
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<DESCRIPTION>CURRENT REPORT
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UNITED STATES</span></div>
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<span style="font-weight: bold; font-family: Times New Roman; font-size: 16px">
SECURITIES AND EXCHANGE COMMISSION</span></div>
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<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Washington, D.C. 20549</span></div>
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CURRENT REPORT</span></div>
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<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of
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<span style="font-family: Times New Roman; font-size: 13px">(Address
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<td style="vertical-align: top; width: 62%;" colspan="5">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
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<span style="font-family: Times New Roman; font-size: 13px">(Former
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</tbody></table>
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<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Check
the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant
under any of the following provisions (<span style="text-decoration: underline">see</span> General Instruction A.2
below):</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
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<tbody><tr>
<td style="vertical-align: top; width: 3%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">
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<td style="vertical-align: top; width: 97%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Written
communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 3%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 97%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 3%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">
<ix:nonNumeric id="idcb7cacf28b6a4cfe812d099885a78ad2" contextRef="From-2020-12-28to2020-12-28" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></span></div>
</td>
<td style="vertical-align: top; width: 97%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)</span></div>
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</tr>
<tr>
<td style="vertical-align: top; width: 3%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
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<td style="vertical-align: top; width: 97%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
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<td style="vertical-align: top; width: 3%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">
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<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17
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<tr>
<td style="vertical-align: top; width: 3%">
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<td style="vertical-align: top; width: 97%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
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<tr>
<td style="vertical-align: top; width: 3%">
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<span style="font-family: Times New Roman; font-size: 13px">
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<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17
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<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Securities
registered under Section 12(b) of the Act:</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
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<td style="vertical-align: top; width: 32%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-family: Times New Roman; font-size: 13px">Title
of each class</span></div>
</td>
<td style="vertical-align: top; width: 1%;">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 33%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-family: Times New Roman; font-size: 13px">Trading
Symbol(s)</span></div>
</td>
<td style="vertical-align: top; width: 1%;">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 33%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-family: Times New Roman; font-size: 13px">Name of
each exchange on which registered</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 32%;">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<ix:nonNumeric id="idae3d5c6d679d417b859fd91450516523" contextRef="From-2020-12-28to2020-12-28" name="dei:Security12bTitle">Common</ix:nonNumeric></span></div>
</td>
<td style="vertical-align: top; width: 1%;">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<ix:nonNumeric id="id9e2948e770234d839fa8f0c67195b9d5" contextRef="From-2020-12-28to2020-12-28" name="dei:TradingSymbol">FRHC</ix:nonNumeric></span></div>
</td>
<td style="vertical-align: top; width: 1%;">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
The <ix:nonNumeric id="idc60c002784c84a13ae02c1930f6a80f5" contextRef="From-2020-12-28to2020-12-28" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen">Nasdaq</ix:nonNumeric>
Capital Market</span></div>
</td>
</tr>

</tbody></table>
</div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Indicate
by check mark whether the registrant is an emerging growth company
as defined in Rule 405 of the Securities Act of 1933 (&#xA7;230.405
of this chapter) or Rule 12b-2 of the Securities Exchange Act of
1934 (&#xA7;240.12b-2 of this chapter).</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Emerging
growth company <ix:nonNumeric id="id536bc7f2f68c43dbb834422c3b221fcc" contextRef="From-2020-12-28to2020-12-28" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">If an
emerging growth company, indicated by check mark if the registrant
has elected not to use the extended transition period for complying
with any new or revised financial accounting standards provided
pursuant to Section 13(a) of the Exchange Act. &#x2610;</span></div>
<div style="margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 8px; border-top: 1px solid #000000; border-bottom: 4px solid #000000;text-align: center">
<!--style footer--><br />
<br /></div>

<div style="margin-left: 96px; margin-right: 0px; text-indent: -96px;text-align: left">
<span style="color: #000000; font-weight: bold; font-family: Times New Roman; font-size: 13px">
</span></div>
<div style="margin-left: 96px; margin-right: 0px; text-indent: -96px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px;">&#xA0;</span></div>
<div style="margin-left: 96px; margin-right: 0px; text-indent: -96px;text-align: left">
<span style="color: #000000; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 2.01 Completion of Acquisition or Disposition of
Assets</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">On
December 28, 2020 (&#x201C;Closing Date&#x201D;) Freedom Finance,
JSC, (&#x201C;Buyer&#x201D;) a wholly owned subsidiary of Freedom
Holding Corp. (&#x201C;FRHC&#x201D;) completed the acquisition of all
of the issued and outstanding ordinary shares Bank Kassa Nova JSC,
a joint stock company incorporated in the Republic of Kazakhstan
(&#x201C;Bank&#x201D;) from ForteBank JSC, a joint stock company
incorporated in the Republic of Kazakhstan,
(&#x201C;ForteBank&#x201D;) and all of the issued and outstanding
preferred shares of the Bank from Mr. Bulat Zhamitovich Utemuratov
(&#x201C;Utemuratov&#x201D;). As a condition to closing the
acquisition of the preferred shares, FRHC also acquired all of the
outstanding subordinated loans of the Bank from Maglink Limited, a
Cyprus limited company and Global Development LLP, a Kazakhstani
limited liability company, as described in more detail below. The
acquisitions of the ordinary shares, preferred shares and
subordinated loans are collectively referred to herein as the
&#x201C;Bank Acquisition&#x201D;.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">The
acquisition of the ordinary shares and the preferred shares was
completed in accordance with the terms of the previously announced
Ordinary Share Purchase and Sale Agreement, dated July 29, 2020,
between Buyer and ForteBank (the &#x201C;Ordinary Shares SPA&#x201D;)
and the Preferred Shares Sale and Purchase Agreement, dated
September 17, 2020, between Buyer and Utemuratov (the
&#x201C;Preferred Shares SPA&#x201D;) disclosed in the
Company&#x2019;s Current Report on Form 8-K filed with the
Securities and Exchange Commission (the &#x201C;Commission&#x201D;)
on August 3, 2020, as amended by the Company&#x2019;s Amended
Current Report on Form 8-K/A filed with the Commission on September
23, 2020.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">In
connection with the closing of the Preferred Shares SPA, on
December 23, 2020, FRHC completed the acquisition of three
outstanding subordinated loans of the Bank from Global Development
and one outstanding subordinated loan of the Bank from Maglink
Limited. These four subordinated loans are collectively referred to
herein as the &#x201C;Subordinated Loans&#x201D;. Each of the
Subordinated Loans was assigned by its current holder to FRHC
pursuant to an assignment agreement identified in the following
table. The terms and conditions of each of the four assignment
agreements are materially the same except as described in the
following table.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div class="left">
<table style="margin: 0px auto 0px 0px; width: 100%; font-size: inherit; font-family: inherit;" cellspacing="0" cellpadding="0">

<tbody><tr style="">
<td style="vertical-align: bottom; width: 44%;" rowspan="1">
<div style="margin-left:0px;padding-bottom:2px;"><span style="font-family: Times New Roman; font-size: 11px; font-weight: bold;">
&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;" rowspan="1">
<div><span style="font-weight: bold; font-size: 11px;"><span style="padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-weight: bold;text-align: left">&#xA0;</span><span style="vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: center">
<span><span style="font-family: Times New Roman; font-weight: bold;">&#xA0;</span></span>
<span><span style="font-family: Times New Roman; color: rgb(0, 0, 0); font-weight: bold;">
Assignment Agreement of the Subordinated Loan Agreement Dated
20.06.2011 No. 2</span></span>
</span><span style="vertical-align: bottom; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: left">&#xA0;</span></span></div>
</td>
<td style="vertical-align: bottom; width: 14%;" rowspan="1">
<div><span style="font-weight: bold; font-size: 11px;"><span style="padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-weight: bold;text-align: left">&#xA0;</span><span style="vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: center">
<span><span style="font-family: Times New Roman; color: rgb(0, 0, 0); font-weight: bold;">
Assignment Agreement of the Subordinated Loan Agreement Dated
23.06.2011 No. 4</span></span>
</span><span style="vertical-align: bottom; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: left">&#xA0;</span></span></div>
</td>
<td style="vertical-align: bottom; width: 14%;" rowspan="1">
<div><span style="font-weight: bold; font-size: 11px;"><span style="padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-weight: bold;text-align: left">&#xA0;</span><span style="vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: center">
<span><span style="font-family: Times New Roman; font-weight: bold;">&#xA0;</span></span>
<span><span style="font-family: Times New Roman; color: rgb(0, 0, 0); font-weight: bold;">
Assignment Agreement of the Subordinated Loan Agreement Dated
30.06.2016 No. 5</span></span>
</span><span style="vertical-align: bottom; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: left">&#xA0;</span></span></div>
</td>
<td style="vertical-align: bottom; width: 14%;" rowspan="1">
<div><span style="font-weight: bold; font-size: 11px;"><span style="padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-weight: bold;text-align: left">&#xA0;</span><span style="vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: center">
<span><span style="font-family: Times New Roman; color: rgb(0, 0, 0); font-weight: bold;">
Assignment Agreement of the Subordinated Loan Agreement
Dated</span></span>
<span><span style="font-family: Times New Roman; color: rgb(0, 0, 0); font-weight: bold;">
21 June 2011</span></span>
</span><span style="vertical-align: bottom; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;text-align: left">&#xA0;</span></span></div>
</td>
</tr>
<tr style="">
<td style="vertical-align: bottom; width: 44%;">
<div style="margin-left:0px;"><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="color: #000000; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Assignor</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Global
Development LLP</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Global
Development LLP</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Global
Development LLP</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Maglink
Limited</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Assignee</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">FRHC</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">FRHC</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">FRHC</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">FRHC</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Debtor</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Bank</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Bank</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Bank</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">Bank</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="color: #000000; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Loan Currency Denomination</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">KZT</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">KZT</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">KZT</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">USD</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; font-family: Times New Roman; font-size: 13px"><span style="color: #000000">
Loan Principal Amount</span><span style="font-size: 70%; vertical-align: top; color: #000000">(1)</span></span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">3,377,820</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">118,938</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">4,020,795</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">2,000,000</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; font-family: Times New Roman; font-size: 13px"><span style="color: #000000">
Accrued but Unpaid Interest at 12/22/2020</span><span style="font-size: 70%; vertical-align: top; color: #000000">(1)</span></span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">1,943</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">4,174</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">87,907</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">11,758</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Consideration Paid for Assignment to FRHC</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">3,379,763</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">123,112</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">4,108,702</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;text-align: left">$</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;text-align: right">2,011,758</span><span style="color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Maturity Date</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="margin-left:0px;"><span style="vertical-align:bottom;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;display:inline-block;text-align: center">
<span style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">
24 July 2033</span></span>
</span><span style="vertical-align:bottom;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">24 July
2033</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">24 July
2033</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">20 June
2033</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>
<tr style="">
<td style="vertical-align: bottom; width: 44%;">
<div style="text-indent:0px;margin-right:0px;margin-left:0px;text-align: left"><span style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="margin-left:0px;"><span style="vertical-align:bottom;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;display:inline-block;text-align: center">
<span style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;</span></span>
</span><span style="vertical-align:bottom;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span><span style="vertical-align:bottom;width:80%;display:inline-block;text-align: center">
<span><span style="font-size:13px;font-family:Times New Roman;color:#000000;">&#xA0;</span></span>
</span><span style="vertical-align:bottom;width:10%;display:inline-block;text-align: left">&#xA0;</span></div>
</td>
</tr>

</tbody></table>
</div>
<div style="margin-left: 24px; display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px;text-align: left">
<span style="font-size: 70%; vertical-align: top; color: #000000; font-family: Times New Roman">
(1)</span></div>
<div style="display: table-cell;text-align: justify"><span style="font-family: Times New Roman; font-size: 13px"><span style="font-family: Times New Roman; font-size: 13px"><span style="color: #000000">Loan principal amounts and accrued but unpaid
interest amounts of the Subordinated Loans included in this table
are as of December 22, 2020, the date payment to Global Development
and Maglink Limited was originated. For purposes of this table,
loans denominated in KZT have been converted to U.S. dollar
equivalent amounts based on the KZT to U.S. dollar conversion rate
on December 22, 2020, of 420.3895 KZT to $1, as reported by the
Central Bank of Russia on its website</span> <span style="text-decoration: underline; color: #0000FF">www.cbr.ru</span><span style="color: #000000"></span></span>.
<span style="text-decoration: underline; color: #0000FF"></span><span style="color: #000000"></span></span></div>
</div>
</div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">Pursuant
to the terms and conditions of the assignment agreements identified
in the foregoing table (the &#x201C;Assignment Agreements&#x201D;),
the respective loan holder (assignor) has assigned it respective
loan or loans to FRHC (assignee) in exchange for the consideration.
Each loan holder has assigned all of its rights under its
applicable loan agreement with the Bank (debtor) to FRHC, including
the right to demand payment of the loan principal amount, all
accrued but unpaid interest, all other fees and amounts incurred
under the loan agreements, and performance by the Bank of all other
obligations under the loan agreements. The Assignment Agreements
assign to FRHC all rights of the Global Development and Maglink
Limited under the loan agreements. Pursuant to the Assignment
Agreements, Global Development and Maglink Limited each warranted
that its respective loan agreements were properly approved and are
valid and enforceable, and that each is the respective legal owner
of the rights under its respective loan agreements and that those
right are not subject to claims of third parties. Should a party to
an Assignment Agreement fail to fulfill its obligations under such
Assignment Agreement, the defaulting party is required to pay
default interest of 0.1% daily of any unpaid amount up to an
aggregate of 10%. FRHC has agreed to pay on behalf of Global
Development and Maglink Limited any tax or other mandatory charges
incurred by them in connection with the assignments, to ensure
Global Development and Maglink Limited each receive the full amount
of consideration set forth in the respective Assignment Agreements.
FRHC has the right to apply international treaties to avoid double
taxation to decrease any amounts owed to Global Development and or
Maglink Limited for any tax or other mandatory charges incurred by
sellers in connection with the assignments. The Assignment
Agreements are governed by the laws of the Republic of Kazakhstan
and any legal disputes will be resolved by the courts of the
Republic of Kazakhstan.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>

<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px;">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">The
total purchase price of the Bank Acquisition was $52,909,575, which
was paid in cash.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="color: #000000; font-family: Times New Roman; font-size: 13px">The
foregoing description of the Ordinary Shares SPA, the Preferred
Shares SPA and the Assignment Agreements and the transactions
contemplated by those agreements (including, without limitation,
the Bank Acquisition) in this Current Report on Form 8-K are only
summaries and are qualified in their entirety by reference to the
complete text of the (i) Ordinary Shares SPA, which was attached as
Exhibit 2.01 to the Company&#x2019;s Current Report on Form 8-K
filed with the Commission on August 3, 2020, (ii) Preferred Shares
SPA, which was attached as Exhibit 2.02 to the Company&#x2019;s
Amended Current Report on Form 8-K/A filed with the Commission on
September 23, 2020, and (iii) Assignment Agreements, which are
attached as Exhibits 2.03, 2.04, 2.05 and 2.06, respectively, to
this Current Report on Form 8-K, all of which are hereby
incorporated by reference into this Item 2.01.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Special Note About Forward-Looking Statements</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">This
Current Report on Form 8-K contains &#x201C;forward-looking&#x201D;
statements. All forward-looking statements are subject to
uncertainty and changes in circumstances. Forward-looking
statements are not guarantees of future results or performance and
involve risks, assumptions and uncertainties that could cause
actual events or results to differ materially from the events or
results described in, or anticipated by, the forward-looking
statements. Factors that could materially affect such
forward-looking statements include economic, business and
regulatory risks and other factors identified in FRHC&#x2019;s
periodic and current reports filed with the Commission. All
forward-looking statements are made only as of the date of this
Current Report on Form 8-K and FRHC assumes no obligation to update
forward-looking statements to reflect subsequent events or
circumstances. Readers should not place undue reliance on these
forward-looking statements.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Item 9.01 Financial Statements and Exhibits.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Financial Statements of Business Acquired</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 48px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">FRHC
intends to file all financial statements and pro forma financial
information required by this item, if any, by an amendment to this
Current Report on Form 8-K to be filed within the 75-day time
period required by the applicable SEC regulations.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>

<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px;">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibits</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div>
<table style="width: 100%; font-family: Times New Roman; font-size: 13px" cellspacing="0" cellpadding="0">

<tbody><tr>
<td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">Exhibit
No.</span> <span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span><br /></div>
</td>
<td style="vertical-align: top; width: 77%; border-bottom: 2px solid #000000" colspan="1">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Exhibit Description</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span>
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 76%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<a href="http://www.sec.gov/Archives/edgar/data/924805/000165495420008328/frhc_ex201.htm">
<span style="font-family: Times New Roman; font-size: 13px">2.01</span><span style="font-family: Times New Roman; font-size: 13px"></span></a></div>
</td>
<td style="vertical-align: top; width: 76%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Bank
Kassa Nova JSC (Subsidiary Bank of ForteBank JSC) Ordinary Share
Purchase and Sale Agreement, dated July 29, 2020, by and between
ForteBank JSC and Freedom Finance JSC<span style="font-size: 70%; vertical-align: top">(1)</span></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<a href="http://www.sec.gov/Archives/edgar/data/924805/000165495420010360/frhc_ex202.htm">
<span style="font-family: Times New Roman; font-size: 13px">2.02</span><span style="font-family: Times New Roman; font-size: 13px"></span></a></div>
</td>
<td style="vertical-align: top; width: 76%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Preferred
Shares Sale and Purchase Agreement of Bank Kassa Nova Joint-Stock
Company (Subsidiary Bank of ForteBank Joint-Stock Company), dated
September 17, 2020, by and between Mr. Bulat Zhamitovich Utemuratov
and Freedom Finance JSC<span style="font-size: 70%; vertical-align: top">(2)</span></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<a href="frhc_ex203.htm"><span style="font-family: Times New Roman; font-size: 13px">2.03</span></a>
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 76%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Assignment
Agreement of the Subordinated Loan Agreement Dated 20.06.2011 No.
2, dated 20 December 2020, between Freedom Holding Corp. and Global
Development Limited Liability partnership<span style="font-size: 70%; vertical-align: top">(3)</span></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<a href="frhc_ex204.htm"><span style="font-family: Times New Roman; font-size: 13px">2.04</span></a>
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 76%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Assignment
Agreement of the Subordinated Loan Agreement Dated 23.06.2011 No.
4, dated 20 December 2020, between Freedom Holding Corp. and Global
Development Limited Liability partnership<span style="font-size: 70%; vertical-align: top">(3)</span></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<a href="frhc_ex205.htm"><span style="font-family: Times New Roman; font-size: 13px">2.05</span></a>
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 76%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Assignment
Agreement of the Subordinated Loan Agreement Dated 30.06.2016 No.
5, dated 20 December 2020, between Freedom Holding Corp. and Global
Development Limited Liability partnership<span style="font-size: 70%; vertical-align: top">(3)</span></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top;" colspan="4">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<a href="frhc_ex206.htm"><span style="font-family: Times New Roman; font-size: 13px">2.06</span></a>
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 76%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Assignment
Agreement of the Subordinated Loan Agreement Dated 21 June 2011,
dated 20 December 2020, between Freedom Holding Corp. and Maglink
Limited<span style="font-size: 70%; vertical-align: top">(3)</span></span></div>
</td>
</tr>

</tbody></table>
</div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 24px; display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px;text-align: left">
<span style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
(1)</span></div>
<div style="display: table-cell;text-align: justify"><span style="font-family: Times New Roman; font-size: 13px">Incorporated by
reference to Exhibit 2.01 to the Current Report on Form 8-K filed
with the Commission on August 3, 2020.</span></div>
</div>
</div>
<div style="margin-left: 24px; display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px;text-align: left">
<span style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
(2)</span></div>
<div style="display: table-cell;text-align: justify"><span style="font-family: Times New Roman; font-size: 13px">Incorporated by
reference to Exhibit 2.02 to the Amended Current Report on Form
8-K/A filed with the Commission on September 23, 2020.</span></div>
</div>
</div>
<div style="margin-left: 24px; display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px;text-align: left">
<span style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
(3)</span></div>
<div style="display: table-cell;text-align: justify"><span style="font-family: Times New Roman; font-size: 13px">Certain portions of
this exhibit (indicated by &#x201C;[***]&#x201D;) have been omitted
in accordance with Regulation S-K Item 601(a)(6).</span></div>
</div>
</div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>

<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: center">
<span style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
SIGNATURES</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 36px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Pursuant to the
requirements of the Securities Exchange Act of 1934, the registrant
has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div>
<table style="width: 100%; font-family: Times New Roman; font-size: 13px" cellspacing="0" cellpadding="0">

<tbody><tr>
<td style="vertical-align: top; width: 49%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 51%" colspan="2">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;
<span style="font-weight: bold">FREEDOM HOLDING
CORP.</span></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 49%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 51%" colspan="2">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 49%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 51%" colspan="2">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 49%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Date:
December 29, 2020</span></div>
</td>
<td style="vertical-align: top; width: 4%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">By:</span></div>
</td>
<td style="vertical-align: top; width: 47%; border-bottom: 2px solid rgb(0, 0, 0);">
<div><span style="font-family: Times New Roman; font-size: 13px">/s/ Evgeniy
Ler<br /></span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 49%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 47%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Evgeniy
Ler</span></div>
</td>
</tr>
<tr>
<td style="vertical-align: top; width: 49%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 4%">
<div><span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
</td>
<td style="vertical-align: top; width: 47%">
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: left">
<span style="font-family: Times New Roman; font-size: 13px">Chief
Financial Officer</span></div>
</td>
</tr>

</tbody></table>
</div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px;">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px;">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px;">&#xA0;</span></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px;text-align: justify">
<span style="font-family: Times New Roman; font-size: 13px">&#xA0;</span></div>

</body></html>
</XBRL>
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<DOCUMENT>
<TYPE>EX-2.03
<SEQUENCE>2
<FILENAME>frhc_ex203.htm
<DESCRIPTION>ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED 20.06.2011 NO. 2, DATED 20 DECEMBER 2020, BETWEEN FREEDOM HOLDING CORP. AND GLOBAL DEVELOPMENT LIMITED LIABILITY PARTNERSHIP
<TEXT>
<html>
<head>
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<title>frhc_ex203</title>
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<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">EXHIBIT
2.03</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Certain portions of this exhibit (indicated by &#x201C;[***]&#x201D;)
have been omitted</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
pursuant to Item 601(a)(6) of Regulation S-K.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div>
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<tr>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
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&#x41F;&#x41E;
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&#x421;&#x423;&#x411;&#x41E;&#x420;&#x414;&#x418;&#x41D;&#x418;&#x420;&#x41E;&#x412;&#x410;&#x41D;&#x41D;&#x41E;&#x413;&#x41E;
&#x417;&#x410;&#x419;&#x41C;&#x410; &#x2116; 02 &#x43E;&#x442;
20.06.2011 &#x433;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x433;.&#x41D;&#x443;&#x440;-&#x421;&#x443;&#x43B;&#x442;&#x430;&#x43D;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;20
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font>
&#x438;&#x43C;&#x435;&#x43D;&#x443;&#x435;&#x43C;&#x43E;&#x435;
&#x432;
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;</font>",
&#x438;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
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&#x438;&#x43C;&#x435;&#x43D;&#x443;&#x435;&#x43C;&#x43E;&#x435;
&#x432;
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;</font>",</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x432;
&#x434;&#x430;&#x43B;&#x44C;&#x43D;&#x435;&#x439;&#x448;&#x435;&#x43C;
&#x441;&#x43E;&#x432;&#x43C;&#x435;&#x441;&#x442;&#x43D;&#x43E;
&#x438;&#x43C;&#x435;&#x43D;&#x443;&#x435;&#x43C;&#x44B;&#x435;
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&#x43F;&#x43E;
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&#x437;&#x430;&#x439;&#x43C;&#x430; &#x2116; 02 &#x43E;&#x442; 20
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&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x43D;&#x43E;&#x43C;&#x443;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(1)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
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&#x441;&#x440;&#x43E;&#x43A;&#x43E;&#x43C; &#x434;&#x43E; 24
&#x438;&#x44E;&#x43B;&#x44F; 2033 &#x433;&#x43E;&#x434;&#x430;,
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- 7 (&#x441;&#x435;&#x43C;&#x44C;)%
&#x433;&#x43E;&#x434;&#x43E;&#x432;&#x44B;&#x445;,
&#x431;&#x435;&#x437;
&#x43E;&#x431;&#x435;&#x441;&#x43F;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x44F;;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(2)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">17
&#x441;&#x435;&#x43D;&#x442;&#x44F;&#x431;&#x440;&#x44F; 2020
&#x433;&#x43E;&#x434;&#x430; &#x410;&#x41E;
"&#x424;&#x440;&#x438;&#x434;&#x43E;&#x43C;
&#x424;&#x438;&#x43D;&#x430;&#x43D;&#x441;" &#x411;&#x418;&#x41D;
<font style="font-family: Times New Roman; font-size: 13px">[***]</font>
(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013;
"&#x41F;&#x43E;&#x43A;&#x443;&#x43F;&#x430;&#x442;&#x435;&#x43B;&#x44C;")
&#x438; &#x433;-&#x43D;
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&#x411;.&#x416;., &#x432;
&#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x435;
&#x43F;&#x440;&#x43E;&#x434;&#x430;&#x432;&#x446;&#x430;,
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x438;&#x43B;&#x438;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x43A;&#x443;&#x43F;&#x43B;&#x438;
&#x43F;&#x440;&#x43E;&#x434;&#x430;&#x436;&#x438;
&#x43F;&#x440;&#x438;&#x432;&#x438;&#x43B;&#x435;&#x433;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x430;&#x43A;&#x446;&#x438;&#x439;
&#x410;&#x43A;&#x446;&#x438;&#x43E;&#x43D;&#x435;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x449;&#x435;&#x441;&#x442;&#x432;&#x430;
"&#x411;&#x430;&#x43D;&#x43A; Kassa Nova"
(&#x414;&#x43E;&#x447;&#x435;&#x440;&#x43D;&#x438;&#x439;
&#x431;&#x430;&#x43D;&#x43A;
&#x410;&#x43A;&#x446;&#x438;&#x43E;&#x43D;&#x435;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x449;&#x435;&#x441;&#x442;&#x432;&#x430;
"ForteBank") (&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013;
"<font style="font-weight: bold">&#x414;&#x41A;&#x41F;</font>"),
&#x432; &#x440;&#x430;&#x43C;&#x43A;&#x430;&#x445;
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&#x437;&#x430;&#x439;&#x43C;&#x430;;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
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100%
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&#x41F;&#x43E;&#x43A;&#x443;&#x43F;&#x430;&#x442;&#x435;&#x43B;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<br></td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED
20.06.2011 &#x2116; 02</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Nur-Sultan&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;20
December 2020</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font> hereinafter referred to as the
&#x201C;<font style="font-weight: bold">New Creditor</font>&#x201D;,
and</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Global Development</font> <font style="font-weight: bold">Limited
Liability partnership</font>, hereinafter referred to as the
&#x201C;<font style="font-weight: bold">Initial
Creditor</font>&#x201D;,</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">the New
Creditor and the Initial Creditor together referred to as
&#x201C;<font style="font-weight: bold">Parties</font>&#x201D;, have
entered into this Assignment Agreement (the "<font style="font-weight: bold">Agreement</font>") of the Subordinated Loan
Agreement No.02 dated 20 June 2011 as amended and supplemented (the
"<font style="font-weight: bold">Loan Agreement</font>") made
between the Initial Creditor and Bank Kassa Nova Joint Stock
Company (Subsidiary bank of ForteBank Joint Stock Company) BIN
[***] hereinafter referred to as the "<font style="font-weight: bold">Debtor</font>".</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">This
Agreement is made taking into consideration the below:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(1)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the Initial Creditor advanced a subordinated loan to the
Debtor in the amount of 1&#xA0;420&#xA0;000&#xA0;000 (one billion
four hundred twenty million) KZT until 24 July 2033 with an annual
interest rate at 7 (seven)%, without any security;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(2)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">On 17 September
2020 Freedom Finance Joint Stock Company BIN <font style="font-family: Times New Roman; font-size: 13px">[***]</font> (the
"<font style="font-weight: bold">Purchaser</font>") and Mr. Bulat
Utemuratov as a seller entered into the Sale and Purchase Agreement
of the Preferred Shares of Bank Kassa Nova JSC (Subsidiary Bank of
ForteBank JSC) ("<font style="font-weight: bold">SPA</font>").
Condition under the SPA is that the Purchaser has to purchase, or
procure purchase by a third party designated by the Purchaser, of
the Loan Agreement, including the right to demand repayment of the
indebtedness outstanding under the Loan Agreement;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The New Creditor is
a beneficial owner of 100% common shares of the
Purchaser.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px;">

<table cellpadding="0" cellspacing="0" style="text-align: left; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x420;&#x415;&#x414;&#x41C;&#x415;&#x422;
&#x421;&#x41E;&#x413;&#x41B;&#x410;&#x428;&#x415;&#x41D;&#x418;&#x42F;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x417;&#x430;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432; (&#x43A;&#x430;&#x43A;
&#x43E;&#x43D;&#x43E;
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;)
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x442;&#x44C; &#x438;
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&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
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&#x430; &#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;, &#x441;
&#x443;&#x447;&#x435;&#x442;&#x43E;&#x43C;
&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x439; &#x432;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 3
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x440;&#x438;&#x43E;&#x431;&#x440;&#x435;&#x441;&#x442;&#x438;/&#x43F;&#x440;&#x438;&#x43D;&#x44F;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;&#x430; (&#x43A;&#x430;&#x43A;
&#x43E;&#x43D;&#x438;
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&#x434;&#x430;&#x43B;&#x435;&#x435;).</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
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&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x44F;&#x442;
&#x43A; &#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x432; &#x442;&#x43E;&#x43C; &#x436;&#x435;
&#x43E;&#x431;&#x44A;&#x435;&#x43C;&#x435; &#x438; &#x43D;&#x430;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x445;,
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&#x43D;&#x430; &#x434;&#x430;&#x442;&#x443;
&#x443;&#x441;&#x442;&#x443;&#x43F;&#x43A;&#x438;.
&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x430;&#x44E;&#x442; &#x432;
&#x441;&#x435;&#x431;&#x44F;
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&#x430; &#x442;&#x430;&#x43A;&#x436;&#x435;
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&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1(b)
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&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x430;&#x44F;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1(b)
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x438;&#x442;
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1
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&#x442;&#x438;&#x44B;&#x43D;).</font></div>
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<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
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&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x438;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43D;&#x430;&#x43F;&#x440;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43E;&#x431; &#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x41D;&#x430;&#x446;&#x438;&#x43E;&#x43D;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;
&#x411;&#x430;&#x43D;&#x43A;&#x435;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;
&#x43D;&#x430; &#x430;&#x434;&#x440;&#x435;&#x441;&#x430;
&#x44D;&#x43B;&#x435;&#x43A;&#x442;&#x440;&#x43E;&#x43D;&#x43D;&#x43E;&#x439;
&#x43F;&#x43E;&#x447;&#x442;&#x44B;: [***] &#x438; [***].
&#x423;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x435;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x43E;
&#x43E;&#x442;&#x440;&#x430;&#x436;&#x430;&#x442;&#x44C;
&#x434;&#x430;&#x442;&#x443; &#x438;
&#x43D;&#x43E;&#x43C;&#x435;&#x440;
&#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x435;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x44B;
&#x431;&#x44B;&#x442;&#x44C;
&#x43E;&#x442;&#x440;&#x430;&#x436;&#x435;&#x43D;&#x44B; &#x432;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x43D;&#x43E;&#x43C;
&#x438;&#x437;&#x432;&#x435;&#x449;&#x435;&#x43D;&#x438;&#x438;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px"><br>
</font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">SUBJECT
OF AGREEMENT</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">For the
Consideration (as defined in article 2 herein) the Initial Creditor
undertakes to assign and transfer to the New Creditor and subject
to warranties in article 3 of this Agreement the New Creditor
undertakes to purchase/accept the Rights (as further
defined).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The rights of claim
of the Initial Creditor under the Loan Agreement (the "<font style="font-weight: bold">Rights</font>") are assigned to the New
Creditor in the same amount and on the same terms as they exist as
at the date of assignment. The Rights are the rights of the Initial
Creditor under the Loan Agreement to claim from the Debtor
repayment of the principal loan amount, accrued but unpaid interest
amounts, as well as all fees and other amounts incurred under the
Loan Agreement, as well as a right to claim performance by the
Debtor of other obligations under the Loan
Agreement.&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Rights from the Initial Creditor shall be deemed assigned to the
New Creditor as of the date when the Consideration indicated in
clause 2.1 herein payable by the New Creditor is credited to the
Initial Creditor's bank account.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">2.&#xA0;<font style="font-weight: bold">ASSIGNMENT
REMUNERATION AND ITS PAYMENT</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Taking into account
provisions of clause 2.2, the consideration for the Rights makes up
1&#xA0;420&#xA0;816&#xA0;986,30 (one billion four hundred twenty
million eight hundred sixteen thousand nine hundred eighty six and
thirty hundredth) KZT, (the "<font style="font-weight: bold">Consideration</font>") which is the sum
of:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">residual of the
principal amount under the Loan Agreement in the amount of
1&#xA0;420&#xA0;000&#xA0;000 (one billion four hundred twenty
million) KZT and,</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">accrued but unpaid
interest as of 23 December 2020 in the amount of 816&#xA0;986,30
(eight hundred sixteen thousand nine hundred eighty six and thirty
hundredth) KZT.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">Taking
into account provisions of clause 2.2, the Initial Creditor
confirms that at the date of signing of this Agreement the amounts
indicated in (a) and (b) above constitute the whole scope of
financial obligations of the Debtor to the Initial Creditor under
the Loan Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the interest accrues at annual rate on the count
convention 365 days a year. The amount of interest indebtedness in
clause 2.1(b) herein is calculated for the period from 21 December
2020 to 23 December 2020 (inclusive), provided that accrued but
unpaid interest for the period from 21 June 2020 to 20 December
2020 (inclusive) is paid by the Debtor as set forth by the Loan
Agreement. In case on or before 21 December 2020 the Debtor does
not pay interest for the period from 21 June 2020 to 20 December
2020 (inclusive) then the amount of interest in clause 2.1(b)
herein shall be 50&#xA0;653&#xA0;150,68 (fifty million six hundred
fifty three thousand one hundred fifty and sixty eight hundredth)
KZT, and the amount of Consideration in Clause 2.1 shall be
1&#xA0;470&#xA0;653&#xA0;150,68 (one billion four hundred seventy
million six hundred fifty three thousand one hundred fifty and
sixty eight hundredth) KZT.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Consideration
shall be paid by the New Creditor in a lump sum by wire transfer to
the bank account of the Initial Creditor set forth in this
Agreement within three (3) business days as of the date of sending
by Initial Creditor of the notice to the New Creditor on the
registration of this Agreement with the National Bank of the
Republic of Kazakhstan sent to email addresses: [***] and [***].
The said notice shall indicate the date and registration number of
this Agreement assigned which then to be reflected in the payment
order of the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
&#xA0; <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font>
<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;&#x413;&#x410;&#x420;&#x410;&#x41D;&#x422;&#x418;&#x418;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x441;&#x43B;&#x435;&#x434;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x438;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x431;&#x44B;&#x43B;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x44B;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;
&#x43E;&#x434;&#x43E;&#x431;&#x440;&#x435;&#x43D;,
&#x435;&#x433;&#x43E;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x44B;
&#x438;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x438;&#x43C;&#x44B;
&#x432;
&#x43F;&#x440;&#x438;&#x43D;&#x443;&#x434;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43D;&#x44B;&#x43C;
&#x441;&#x43E;&#x431;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x41F;&#x440;&#x430;&#x432;. &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x43D;&#x435;
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x44A;&#x435;&#x43A;&#x442;&#x43E;&#x43C;
&#x43B;&#x44E;&#x431;&#x44B;&#x445; &#x43F;&#x440;&#x430;&#x432;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x439;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x438; 3.1
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x44B;&#x43C;&#x438;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x43C;&#x438;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;&#x41F;&#x420;&#x410;&#x412;&#x410;
&#x418;
&#x41E;&#x411;&#x42F;&#x417;&#x410;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x442;&#x44C;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x43F;&#x43E; &#x430;&#x43A;&#x442;&#x443;
&#x43F;&#x440;&#x438;&#x435;&#x43C;&#x430;&#x2013;&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x447;&#x438;
(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013; "<font style="font-weight: bold">&#x410;&#x43A;&#x442;</font>")
&#x441;&#x43B;&#x435;&#x434;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x44B;:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x441;&#x43E;
&#x432;&#x441;&#x435;&#x43C;&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;&#x43C;&#x438;
&#x438;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;&#x43C;&#x438;
&#x43A; &#x43D;&#x435;&#x43C;&#x443; &#x432;
&#x43E;&#x440;&#x438;&#x433;&#x438;&#x43D;&#x430;&#x43B;&#x430;&#x445;
&#x438;&#x43B;&#x438; &#x432;
&#x43A;&#x43E;&#x43F;&#x438;&#x44F;&#x445;,
&#x437;&#x430;&#x432;&#x435;&#x440;&#x435;&#x43D;&#x43D;&#x44B;&#x445;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x44F;&#x43C;&#x438;
&#x438; &#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x435;&#x433;&#x43E;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;&#x430;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x410;&#x43A;&#x442;&#x430; &#x440;&#x438;&#x441;&#x43A;
&#x443;&#x442;&#x440;&#x430;&#x442;&#x44B;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x441;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438; &#x434;&#x43E; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x410;&#x43A;&#x442;&#x430;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x435;&#x441;&#x43F;&#x435;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x43E;&#x445;&#x440;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 4.1.1
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x41A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;
&#x43E;&#x442;&#x432;&#x435;&#x447;&#x430;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x437;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;,
&#x43F;&#x43E;&#x441;&#x43B;&#x435;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432;&#x435;&#x440;&#x43D;&#x443;&#x442;&#x44C;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x43D;&#x44B;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;&#x441;&#x44F;
&#x437;&#x430; &#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x435;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x41D;&#x430;&#x446;&#x438;&#x43E;&#x43D;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x411;&#x430;&#x43D;&#x43A;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 2
(&#x434;&#x432;&#x430;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
(&#x435;&#x441;&#x43B;&#x438; &#x44D;&#x442;&#x43E;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432; &#x432; &#x441;&#x440;&#x43E;&#x43A;,
&#x443;&#x441;&#x442;&#x430;&#x43D;&#x43E;&#x432;&#x43B;&#x435;&#x43D;&#x43D;&#x44B;&#x439;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;&#x439; 2.3
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x43F;&#x440;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x435;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443; &#x43E;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x435;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;WARRANTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor warrants to the New Creditor that:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
was properly approved, its terms are valid and
enforceable;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Initial
Creditor is the legal owner holder of the Rights. The Rights are
not subject of third parties claims of any kind.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties hereby
agree that the provisions of this article shall be the major terms
of the Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;RIGHTS
AND OBLIGATIONS OF THE PARTIES</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Rights and obligations of the Initial
Creditor</font>:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor shall transfer to the New Creditor through the act
of transfer (the "<font style="font-weight: bold">Act</font>") the
following documents:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
with all amendments to it in originals or in copies certified by
the signatures and seals of its parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">From
the moment of signing by the Parties of the Act the risk of their
loss shall be with the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">From
the date of signing of this Agreement until the date when the Act
is signed the Initial Creditor shall keep safely the documents
listed in clause 4.1.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">As
of the date when the Rights are assigned to the New Creditor the
Initial Creditor shall not be liable to the New Creditor for
non-fulfillment or improper fulfillment by the Debtor of the Loan
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In
case the Initial Creditor receives from Debtor the amounts under
the Loan Agreement after the assignment of the Rights to the New
Creditor it shall wire such amounts back to the Debtor within three
(3) working days from the date when it received them.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If
so required the Initial Creditor shall submit for the registration
of this Agreement with the National Bank of the Republic of
Kazakhstan within 2 business days as of its signing
date.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">The
rights and obligations of the New creditor:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
New Creditor shall pay to the Initial Creditor the Consideration
within the term stated in clause .2.3 herein.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Within
3 (three) working days from the date of signing of this Agreement
the New creditor shall send a written notice to the Debtor on the
assignment of the Rights to the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px"><br>
</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">
<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;&#x41E;&#x422;&#x412;&#x415;&#x422;&#x421;&#x422;&#x412;&#x415;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x42C;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x437;&#x430;
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x438;
&#x43F;&#x440;&#x430;&#x432;&#x43E;&#x43C;&#x435;&#x440;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x432;&#x430;&#x435;&#x43C;&#x44B;&#x445;
&#x41F;&#x440;&#x430;&#x432;, &#x430;
&#x442;&#x430;&#x43A;&#x436;&#x435; &#x437;&#x430; &#x442;&#x43E;,
&#x447;&#x442;&#x43E; &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x434;&#x43D;&#x44B;
&#x43E;&#x442;
&#x43F;&#x440;&#x435;&#x442;&#x435;&#x43D;&#x437;&#x438;&#x439;
&#x441;&#x43E; &#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;,
&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x430;&#x44F;
&#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432;&#x43E;,
&#x43D;&#x430; &#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x417;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x43B;&#x438;&#x431;&#x43E;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x440;&#x438;&#x432;&#x435;&#x434;&#x448;&#x435;&#x435;
&#x43A;
&#x43F;&#x440;&#x438;&#x447;&#x438;&#x43D;&#x435;&#x43D;&#x438;&#x44E;
&#x443;&#x449;&#x435;&#x440;&#x431;&#x430;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;,
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43D;&#x435;&#x441;&#x443;&#x442;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;/&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
(&#x43D;&#x435;&#x441;&#x432;&#x43E;&#x435;&#x432;&#x440;&#x435;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;)
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x438;&#x43D;&#x43E;&#x432;&#x43D;&#x430;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x430;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x43F;&#x43E;&#x441;&#x442;&#x440;&#x430;&#x434;&#x430;&#x432;&#x448;&#x435;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x432; &#x440;&#x430;&#x437;&#x43C;&#x435;&#x440;&#x435; 0,1%
&#x43E;&#x442; &#x441;&#x443;&#x43C;&#x43C;&#x44B;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x432; &#x434;&#x435;&#x43D;&#x44C;, &#x43D;&#x43E; &#x43D;&#x435;
&#x431;&#x43E;&#x43B;&#x435;&#x435; 10% &#x43E;&#x442;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;&#x44B;&#x43F;&#x43B;&#x430;&#x442;&#x430;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x43D;&#x435;
&#x43E;&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x436;&#x434;&#x430;&#x435;&#x442;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B; &#x43E;&#x442;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">6.</font>&#xA0;<font style="font-weight: bold">&#x41D;&#x410;&#x41B;&#x41E;&#x413;&#x418;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x415;&#x441;&#x43B;&#x438;
&#x43A;&#x430;&#x43A;&#x430;&#x44F;-&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x443;&#x43C;&#x43C;&#x430;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x430; &#x438;&#x43B;&#x438;
&#x438;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x430;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x430;
&#x431;&#x44B;&#x442;&#x44C;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x430;
&#x441;&#x43E;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; - &#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x434;&#x43E;&#x43B;&#x436;&#x435;&#x43D;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x443;&#x432;&#x435;&#x43B;&#x438;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; &#x43D;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x442;&#x430;&#x43A;&#x43E;&#x433;&#x43E;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x44F;
&#x442;&#x430;&#x43A;&#x438;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;,
&#x447;&#x442;&#x43E;&#x431;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x438;&#x43B;
&#x43F;&#x43E;&#x43B;&#x43D;&#x443;&#x44E;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x443;&#x44E;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;
2.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x415;&#x441;&#x43B;&#x438;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x441;&#x43C;&#x43E;&#x436;&#x435;&#x442;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x43F;&#x440;&#x438;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x439;
&#x43C;&#x435;&#x436;&#x434;&#x443;&#x43D;&#x430;&#x440;&#x43E;&#x434;&#x43D;&#x44B;&#x445;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x439;
&#x43E;&#x431;
&#x438;&#x437;&#x431;&#x435;&#x436;&#x430;&#x43D;&#x438;&#x438;
&#x434;&#x432;&#x43E;&#x439;&#x43D;&#x43E;&#x433;&#x43E;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x43E;&#x431;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x43A;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x439;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;&#x43E; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;&#x439;
6.1,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x438; 30
(&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x438;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x433;&#x43E;
&#x437;&#x430;&#x43F;&#x440;&#x43E;&#x441;&#x430; &#x43E;&#x442;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;,
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x435;
&#x440;&#x435;&#x437;&#x438;&#x434;&#x435;&#x43D;&#x442;&#x441;&#x442;&#x432;&#x43E;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x43E; &#x444;&#x43E;&#x440;&#x43C;&#x435; &#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x44B;&#x43C;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">7.</font>&#xA0;<font style="font-weight: bold">&#x41F;&#x420;&#x41E;&#x427;&#x418;&#x415;
&#x423;&#x421;&#x41B;&#x41E;&#x412;&#x418;&#x42F;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x432;&#x441;&#x442;&#x443;&#x43F;&#x430;&#x435;&#x442;
&#x432;</font>
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
<font style="color: #000000">&#x441;&#x438;&#x43B;&#x443; &#x441;
&#x434;&#x430;&#x442;&#x44B; &#x435;&#x433;&#x43E;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x438;
&#x441;&#x43A;&#x440;&#x435;&#x43F;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;</font>
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x443;&#x435;&#x442;
&#x434;&#x43E; &#x43F;&#x43E;&#x43B;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;</font>
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
<font style="color: #000000">&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;,
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;</font>
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
<font style="color: #000000">&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x440;&#x430;&#x441;&#x445;&#x43E;&#x434;,
&#x432;&#x43E;&#x437;&#x43D;&#x438;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43F;&#x440;&#x438;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x438;
&#x438;/&#x438;&#x43B;&#x438;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43E;&#x43F;&#x43B;&#x430;&#x447;&#x438;&#x432;&#x430;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x43E;&#x439;
&#x441;&#x430;&#x43C;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x44F;,
&#x441;&#x43E;&#x434;&#x435;&#x440;&#x436;&#x430;&#x449;&#x430;&#x44F;&#x441;&#x44F;
&#x432;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x438;,
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x43E;&#x43D;&#x444;&#x438;&#x434;&#x435;&#x43D;&#x446;&#x438;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x439;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x435;&#x439;,
&#x438; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x442;&#x44C;
&#x435;&#x435; &#x442;&#x440;&#x435;&#x442;&#x44C;&#x435;&#x439;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x431;&#x435;&#x437;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x440;&#x435;&#x434;&#x432;&#x430;&#x440;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;
&#x43D;&#x430; &#x44D;&#x442;&#x43E;
&#x434;&#x440;&#x443;&#x433;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;, &#x437;&#x430;
&#x438;&#x441;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x435;&#x43C;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;&#x432;,
&#x43A;&#x43E;&#x433;&#x434;&#x430;
&#x442;&#x430;&#x43A;&#x43E;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x43E; &#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x430;&#x43C;
&#x44E;&#x440;&#x438;&#x441;&#x434;&#x438;&#x43A;&#x446;&#x438;&#x438;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439; &#x438;&#x437;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;&#x43B;&#x438;
&#x432; &#x446;&#x435;&#x43B;&#x44F;&#x445;
&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E; &#x43D;&#x435;&#x43C;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;&#x441;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x43D;&#x43E;&#x441;&#x44F;&#x442;&#x441;&#x44F;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x439;
&#x444;&#x43E;&#x440;&#x43C;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x449;&#x435;&#x433;&#x43E;&#x441;&#x44F;
&#x43D;&#x435;&#x43E;&#x442;&#x44A;&#x435;&#x43C;&#x43B;&#x435;&#x43C;&#x43E;&#x439;
&#x447;&#x430;&#x441;&#x442;&#x44C;&#x44E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x440;&#x435;&#x433;&#x443;&#x43B;&#x438;&#x440;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43D;&#x43E;&#x440;&#x43C;&#x430;&#x43C;&#x438;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x441;&#x43F;&#x43E;&#x440;,
&#x440;&#x430;&#x437;&#x43D;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x435;,
&#x43F;&#x440;&#x43E;&#x442;&#x438;&#x432;&#x43E;&#x440;&#x435;&#x447;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;,
&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x43B;&#x438;
&#x432;&#x43D;&#x435;&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x445;&#x430;&#x440;&#x430;&#x43A;&#x442;&#x435;&#x440;&#x430;,
&#x432;&#x44B;&#x442;&#x435;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x435;
&#x438;&#x437;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438; &#x432; &#x441;&#x432;&#x44F;&#x437;&#x438;
&#x441; &#x43D;&#x438;&#x43C;, &#x432; &#x442;&#x43E;&#x43C;
&#x447;&#x438;&#x441;&#x43B;&#x435;
&#x43A;&#x430;&#x441;&#x430;&#x44E;&#x449;&#x438;&#x435;&#x441;&#x44F;
&#x435;&#x433;&#x43E;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x438;,
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;,
&#x43D;&#x430;&#x440;&#x443;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438;
&#x43F;&#x440;&#x435;&#x43A;&#x440;&#x430;&#x449;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x430;
&#x440;&#x430;&#x441;&#x441;&#x43C;&#x43E;&#x442;&#x440;&#x435;&#x43D;&#x438;&#x435;
&#x438;
&#x43E;&#x43A;&#x43E;&#x43D;&#x447;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x432; &#x441;&#x443;&#x434;&#x430;&#x445;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x43E;
&#x432; 2
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x430;&#x445;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x438;
&#x430;&#x43D;&#x433;&#x43B;&#x438;&#x439;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x430;&#x445;,
&#x43A;&#x430;&#x436;&#x434;&#x44B;&#x439; &#x438;&#x437;
&#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x445;
&#x438;&#x43C;&#x435;&#x435;&#x442;
&#x43E;&#x434;&#x438;&#x43D;&#x430;&#x43A;&#x43E;&#x432;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443;, &#x43F;&#x43E;
&#x43E;&#x434;&#x43D;&#x43E;&#x43C;&#x443;
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x443;
&#x434;&#x43B;&#x44F; &#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x438;&#x437; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.
&#x41F;&#x440;&#x435;&#x438;&#x43C;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443; &#x438;&#x43C;&#x435;&#x435;&#x442;
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x435;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
&#xA0;<font style="font-family: Times New Roman; font-size: 13px"><br></font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;LIABILITY
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor shall be liable to the New Creditor for validity of the
Rights, and that at the date of signing of this Agreement the
Rights are free from claims from any third parties, including the
government.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties shall
be liable according to laws of the Republic of Kazakhstan for
non-fulfillment or improper fulfillment of the terms of this
Agreement that caused damages to either of the
Parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In case the Party
fails to fulfill its obligations hereunder (or untimely fulfills
them) the defaulted Party shall be obliged to pay to the innocent
Party a default interest of 0.1% daily accrued on the unperformed
amount however not exceeding 10% of the unperformed
amount.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The payment of the
default interest does not release the Parties from the fulfillment
of the terms of this Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">6.&#xA0;<font style="font-weight: bold">TAXES</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If any amount of
tax or any other mandatory charge should be withheld from the
payable Consideration &#x2013; the New Creditor shall top up the
Consideration for the deduction amount so that the Initial Creditor
receives full Consideration amount as in clause 2.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If the New Creditor
could apply provisions of the international treaties for the
avoidance of double taxation in order to decrease the amount to be
withheld as per clause 6.1 in this case the Initial Creditor will
be obliged to provide a document confirming its tax residency in
form according to the provisions of the tax legislation of the
Republic of Kazakhstan within 30 (thirty) business days as of the
receipt of the New Creditor's request.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">7.&#xA0;<font style="font-weight: bold">MISCELLANEOUS</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement
comes into force from the date of its signing by the Parties and is
valid until full fulfillment of their obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing of this
Agreement, the Initial Creditor confirms that it is not required to
get a preliminary consent or permission of notification from either
the Debtor or any counterparty or creditor of the Initial Creditor
to enter into this Agreement, or that such permissions, consents
have been obtained in due course.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing this
Agreement, the New Creditor confirms that it is not required to get
a preliminary consent or permission of notification from any
counterparties or creditors for the New Creditor to enter into this
Agreement, or that such permissions, consents have been obtained in
due order.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Each Party bears
its own expenses and costs related to the entering into this
Agreement or to its fulfillment.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties agree
that the information in this Agreement is confidential and the
Parties undertake not to disclose such information to third parties
without prior consent of the other Party, save for the cases when
such disclosure is required pursuant to legal provisions of the
jurisdictions of the Parties or in connection when the disclosure
is required for the proper performance of the obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">All amendments and
changes to this Agreement shall be made in written form of an
amendment agreement which shall become an integral part of this
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
governed by the laws of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Any
dispute, controversy, difference or claim, whether contractual or
noncontractual, arising out of or in relation to this Agreement,
including its existence, validity, interpretation, performance,
breach or termination, shall be referred to and finally resolved by
the courts of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
made in 2 counterparts in English and Russian languages, having
equal legal force, by one to each of the Parties. In case of
discrepancies between the two languages the Russian version shall
prevail.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;"><br></font></div>
</div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<br>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="2" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x414;&#x415;&#x422;&#x410;&#x41B;&#x418; &#x418;
&#x41F;&#x41E;&#x414;&#x41F;&#x418;&#x421;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D; / DETAILS AND SIGNATURES
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
&#x43E;/&#x43A; CT Corporation System 701
&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x442;&#x440;&#x438;&#x442;,
&#x41E;&#x444;&#x438;&#x441; 200,
&#x433;.&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x438;&#x442;&#x438;,
&#x448;&#x442;&#x430;&#x442;
&#x41D;&#x435;&#x432;&#x430;&#x434;&#x430; 89701,
&#x421;&#x428;&#x410; +1 888 996 3742</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
KZT: [***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x418;&#x41A;:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41A;/&#x421;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
c/o CT Corporation System 701 S Carson Street, Suite 200 Carson
City, Nevada 89701 United States, +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. KZT: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">BIK:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">C/A:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov<br></font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov<br></font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
&#x413;&#x435;&#x43D;&#x435;&#x440;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x434;&#x438;&#x440;&#x435;&#x43A;&#x442;&#x43E;&#x440;
&#x422;&#x438;&#x43C;&#x443;&#x440;
&#x422;&#x443;&#x440;&#x43B;&#x43E;&#x432;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x422;&#x41E;&#x41E; "&#x413;&#x43B;&#x43E;&#x431;&#x430;&#x43B;
&#x414;&#x435;&#x432;&#x435;&#x43B;&#x43E;&#x43F;&#x43C;&#x435;&#x43D;&#x442;"</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
CEO, Timur Turlov</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Global Development LLP</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x430;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;,
050000, &#x433;. &#x410;&#x43B;&#x43C;&#x430;&#x442;&#x44B;,
&#x443;&#x43B;&#x438;&#x446;&#x430;
&#x41A;&#x443;&#x43D;&#x430;&#x435;&#x432;&#x430;, 77</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
KZT: [***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x418;&#x41A;/SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
77 Kunayev Street, Almaty, 050000, Republic of
Kazakhstan</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">BIK/SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
&#x422;&#x41E;&#x41E; "&#x413;&#x43B;&#x43E;&#x431;&#x430;&#x43B;
&#x414;&#x435;&#x432;&#x435;&#x43B;&#x43E;&#x43F;&#x43C;&#x435;&#x43D;&#x442;"</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lukasz Skowronski</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Global Development LLP</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">/s/
Lukasz Skowronski<br></font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
&#x414;&#x438;&#x440;&#x435;&#x43A;&#x442;&#x43E;&#x440;
&#x41B;&#x443;&#x43A;&#x430;&#x448;
&#x421;&#x43A;&#x43E;&#x432;&#x440;&#x43E;&#x43D;&#x44C;&#x441;&#x43A;&#x438;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">Director
Lukasz Skowronski<br></font></div>
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<DOCUMENT>
<TYPE>EX-2.04
<SEQUENCE>3
<FILENAME>frhc_ex204.htm
<DESCRIPTION>ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED 23.06.2011 NO. 4, DATED 20 DECEMBER 2020, BETWEEN FREEDOM HOLDING CORP. AND GLOBAL DEVELOPMENT LIMITED LIABILITY PARTNERSHIP
<TEXT>
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<title>frhc_ex204</title>
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<div id="hdr">
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
EXHIBIT 2.04</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Certain portions of this exhibit (indicated by &#x201C;[***]&#x201D;)
have been omitted</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
pursuant to Item 601(a)(6) of Regulation S-K.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
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&#x417;&#x410;&#x419;&#x41C;&#x410; &#x2116; 04 &#x43E;&#x442;
23.06.2011 &#x433;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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&#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F; 2020
&#x433;.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font>
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"<font style="font-weight: bold">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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(&#x434;&#x430;&#x43B;&#x435;&#x435; - "<font style="font-weight: bold">&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;</font>")
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&#x437;&#x430;&#x439;&#x43C;&#x430; &#x2116; 04 &#x43E;&#x442; 23
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(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013; "<font style="font-weight: bold">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
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100%
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&#x430;&#x43A;&#x446;&#x438;&#x439;
&#x41F;&#x43E;&#x43A;&#x443;&#x43F;&#x430;&#x442;&#x435;&#x43B;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x420;&#x415;&#x414;&#x41C;&#x415;&#x422;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x417;&#x430;
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&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x439; &#x432;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 3
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&#x41F;&#x440;&#x430;&#x432;&#x430; (&#x43A;&#x430;&#x43A;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
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&#x43D;&#x430; &#x434;&#x430;&#x442;&#x443;
&#x443;&#x441;&#x442;&#x443;&#x43F;&#x43A;&#x438;.
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&#x437;&#x430;&#x439;&#x43C;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
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&#x43D;&#x430;
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&#x41F;&#x440;&#x430;&#x432;,
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
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&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<br></td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED
23.06.2011 &#x2116; 04</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Nur-Sultan&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;20
December 2020</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font> hereinafter referred to as the
&#x201C;<font style="font-weight: bold">New Creditor</font>&#x201D;,
and</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Global Development</font> <font style="font-weight: bold">Limited
Liability partnership</font>, hereinafter referred to as the
&#x201C;<font style="font-weight: bold">Initial
Creditor</font>&#x201D;,</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">the New
Creditor and the Initial Creditor together referred to as
&#x201C;<font style="font-weight: bold">Parties</font>&#x201D;, have
entered into this Assignment Agreement (the "<font style="font-weight: bold">Agreement</font>") of the Subordinated Loan
Agreement No.04 dated 23 June 2011 as amended and supplemented (the
"<font style="font-weight: bold">Loan Agreement</font>") made
between the Initial Creditor and Bank Kassa Nova Joint Stock
Company (Subsidiary bank of ForteBank Joint Stock Company) BIN
<font style="font-family: Times New Roman; font-size: 13px">[***]</font>
hereinafter referred to as the "<font style="font-weight: bold">Debtor</font>".</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">This
Agreement is made taking into consideration the below:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(1)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the Initial Creditor advanced a subordinated loan to the
Debtor in the amount of 50&#xA0;000&#xA0;000 (fifty million) KZT
until 24 July 2033 with an annual interest rate at 7 (seven)%,
without any security;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(2)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">On 17 September
2020 Freedom Finance Joint Stock Company BIN <font style="font-family: Times New Roman; font-size: 13px">[***]</font> (the
"<font style="font-weight: bold">Purchaser</font>") and Mr. Bulat
Utemuratov as a seller entered into the Sale and Purchase Agreement
of the Preferred Shares of Bank Kassa Nova JSC (Subsidiary Bank of
ForteBank JSC) ("<font style="font-weight: bold">SPA</font>").
Condition under the SPA is that the Purchaser has to purchase, or
procure purchase by a third party designated by the Purchaser, of
the Loan Agreement, including the right to demand repayment of the
indebtedness outstanding under the Loan Agreement;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The New Creditor is
a beneficial owner of 100% common shares of the
Purchaser.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">SUBJECT
OF AGREEMENT</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">For the
Consideration (as defined in article 2 herein) the Initial Creditor
undertakes to assign and transfer to the New Creditor and subject
to warranties in article 3 of this Agreement the New Creditor
undertakes to purchase/accept the Rights (as further
defined).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The rights of claim
of the Initial Creditor under the Loan Agreement (the "<font style="font-weight: bold">Rights</font>") are assigned to the New
Creditor in the same amount and on the same terms as they exist as
at the date of assignment. The Rights are the rights of the Initial
Creditor under the Loan Agreement to claim from the Debtor
repayment of the principal loan amount, accrued but unpaid interest
amounts, as well as all fees and other amounts incurred under the
Loan Agreement, as well as a right to claim performance by the
Debtor of other obligations under the Loan Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Rights from the Initial Creditor shall be deemed assigned to the
New Creditor as of the date when the Consideration indicated in
clause 2.1 herein payable by the New Creditor is credited to the
Initial Creditor's bank account.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px"><br>
</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font>
<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">2.&#xA0;<font style="font-weight: bold">&#x421;&#x422;&#x41E;&#x418;&#x41C;&#x41E;&#x421;&#x422;&#x42C;
&#x423;&#x421;&#x422;&#x423;&#x41F;&#x41A;&#x418; &#x418;
&#x41F;&#x41E;&#x420;&#x42F;&#x414;&#x41E;&#x41A;
&#x420;&#x410;&#x421;&#x427;&#x415;&#x422;&#x410;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x43E;&#x441;&#x442;&#x430;&#x442;&#x43A;&#x430;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x43D;&#x430;&#x447;&#x438;&#x441;&#x43B;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;,
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&#x43D;&#x430; 23 &#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F;
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&#x434;&#x432;&#x430; &#x442;&#x438;&#x44B;&#x43D;).</font></div>
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<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x447;&#x438;&#x441;&#x43B;&#x435;&#x43D;&#x438;&#x435;
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1(b)
&#x440;&#x430;&#x441;&#x441;&#x447;&#x438;&#x442;&#x430;&#x43D;&#x430;
&#x437;&#x430; &#x43F;&#x435;&#x440;&#x438;&#x43E;&#x434; &#x441;
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2020 &#x433;&#x43E;&#x434;&#x430;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;
&#x43F;&#x435;&#x440;&#x435;&#x447;&#x438;&#x441;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
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&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;&#x413;&#x410;&#x420;&#x410;&#x41D;&#x422;&#x418;&#x418;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
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&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x438;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
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&#x41F;&#x440;&#x430;&#x432;. &#x41F;&#x440;&#x430;&#x432;&#x430;
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&#x43B;&#x438;&#x446;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
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&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x438; 3.1
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x44B;&#x43C;&#x438;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x43C;&#x438;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;&#x41F;&#x420;&#x410;&#x412;&#x410;
&#x418;
&#x41E;&#x411;&#x42F;&#x417;&#x410;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x418;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
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&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
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&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x442;&#x44C;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
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&#x43F;&#x43E; &#x430;&#x43A;&#x442;&#x443;
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(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013; "<font style="font-weight: bold">&#x410;&#x43A;&#x442;</font>")
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&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x44B;:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
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&#x43A; &#x43D;&#x435;&#x43C;&#x443; &#x432;
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&#x437;&#x430;&#x432;&#x435;&#x440;&#x435;&#x43D;&#x43D;&#x44B;&#x445;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x44F;&#x43C;&#x438;
&#x438; &#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x435;&#x433;&#x43E;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;&#x430;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x410;&#x43A;&#x442;&#x430; &#x440;&#x438;&#x441;&#x43A;
&#x443;&#x442;&#x440;&#x430;&#x442;&#x44B;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x441;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438; &#x434;&#x43E; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x410;&#x43A;&#x442;&#x430;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x435;&#x441;&#x43F;&#x435;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x43E;&#x445;&#x440;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 4.1.1
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x41A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;
&#x43E;&#x442;&#x432;&#x435;&#x447;&#x430;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x437;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;,
&#x43F;&#x43E;&#x441;&#x43B;&#x435;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432;&#x435;&#x440;&#x43D;&#x443;&#x442;&#x44C;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x43D;&#x44B;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;&#x441;&#x44F;
&#x437;&#x430; &#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x435;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x41D;&#x430;&#x446;&#x438;&#x43E;&#x43D;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x411;&#x430;&#x43D;&#x43A;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 2
(&#x434;&#x432;&#x430;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
(&#x435;&#x441;&#x43B;&#x438; &#x44D;&#x442;&#x43E;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432; &#x432; &#x441;&#x440;&#x43E;&#x43A;,
&#x443;&#x441;&#x442;&#x430;&#x43D;&#x43E;&#x432;&#x43B;&#x435;&#x43D;&#x43D;&#x44B;&#x439;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;&#x439; 2.3
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x43F;&#x440;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x435;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443; &#x43E;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x435;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
&#xA0;<font style="font-family: Times New Roman; font-size: 13px"><br></font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">2.&#xA0;<font style="font-weight: bold">ASSIGNMENT
REMUNERATION AND ITS PAYMENT</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The consideration
for the Rights makes up 51&#xA0;754&#xA0;794,52 (fifty one million
seven hundred fifty four thousand seven hundred ninety four and
fifty two hundredth) KZT, (the "<font style="font-weight: bold">Consideration</font>") which is the sum
of:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">residual of the
principal amount under the Loan Agreement in the amount of
50&#xA0;000&#xA0;000 (fifty million) KZT and,</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">accrued but unpaid
interest as of 23 December 2020 in the amount of
1&#xA0;754&#xA0;794,52 (one million seven hundred fifty four
thousand seven hundred ninety four and fifty two hundredth)
KZT.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor confirms that at the date of signing of this
Agreement the amounts indicated in (a) and (b) above constitute the
whole scope of financial obligations of the Debtor to the Initial
Creditor under the Loan Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the interest accrues at annual rate on the count
convention 365 days a year. The amount of interest indebtedness in
clause 2.1(b) herein is calculated for the period from 24 June 2020
to 23 December 2020 (inclusive).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Consideration
shall be paid by the New Creditor in a lump sum by wire transfer to
the bank account of the Initial Creditor set forth in this
Agreement within three (3) business days as of the date of this
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;WARRANTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor warrants to the New Creditor that:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
was properly approved, its terms are valid and
enforceable;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Initial
Creditor is the legal owner holder of the Rights. The Rights are
not subject of third parties claims of any kind.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties hereby
agree that the provisions of this article shall be the major terms
of the Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;RIGHTS
AND OBLIGATIONS OF THE PARTIES</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Rights and obligations of the Initial
Creditor</font>:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor shall transfer to the New Creditor through the act
of transfer (the "<font style="font-weight: bold">Act</font>") the
following documents:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
with all amendments to it in originals or in copies certified by
the signatures and seals of its parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">From
the moment of signing by the Parties of the Act the risk of their
loss shall be with the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">From
the date of signing of this Agreement until the date when the Act
is signed the Initial Creditor shall keep safely the documents
listed in clause 4.1.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">As
of the date when the Rights are assigned to the New Creditor the
Initial Creditor shall not be liable to the New Creditor for
non-fulfillment or improper fulfillment by the Debtor of the Loan
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In
case the Initial Creditor receives from Debtor the amounts under
the Loan Agreement after the assignment of the Rights to the New
Creditor it shall wire such amounts back to the Debtor within three
(3) working days from the date when it received them.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If
so required the Initial Creditor shall submit for the registration
of this Agreement with the National Bank of the Republic of
Kazakhstan within 2 business days as of its signing
date.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">The
rights and obligations of the New creditor:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
New Creditor shall pay to the Initial Creditor the Consideration
within the term stated in clause .2.3 herein.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Within
3 (three) working days from the date of signing of this Agreement
the New creditor shall send a written notice to the Debtor on the
assignment of the Rights to the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font>&#xA0;</font> <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;<br></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">

<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;"><font style="font-weight: bold; font-size: 13px; font-family: Times New Roman">5.&#xA0;&#x41E;&#x422;&#x412;&#x415;&#x422;&#x421;&#x422;&#x412;&#x415;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x42C;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; font-size: 13px; font-family: Times New Roman">
5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x437;&#x430;
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x438;
&#x43F;&#x440;&#x430;&#x432;&#x43E;&#x43C;&#x435;&#x440;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x432;&#x430;&#x435;&#x43C;&#x44B;&#x445;
&#x41F;&#x440;&#x430;&#x432;, &#x430;
&#x442;&#x430;&#x43A;&#x436;&#x435; &#x437;&#x430; &#x442;&#x43E;,
&#x447;&#x442;&#x43E; &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x434;&#x43D;&#x44B;
&#x43E;&#x442;
&#x43F;&#x440;&#x435;&#x442;&#x435;&#x43D;&#x437;&#x438;&#x439;
&#x441;&#x43E; &#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;,
&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x430;&#x44F;
&#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432;&#x43E;,
&#x43D;&#x430; &#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; font-size: 13px; font-family: Times New Roman">
5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x417;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x43B;&#x438;&#x431;&#x43E;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x440;&#x438;&#x432;&#x435;&#x434;&#x448;&#x435;&#x435;
&#x43A;
&#x43F;&#x440;&#x438;&#x447;&#x438;&#x43D;&#x435;&#x43D;&#x438;&#x44E;
&#x443;&#x449;&#x435;&#x440;&#x431;&#x430;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;,
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43D;&#x435;&#x441;&#x443;&#x442;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; font-size: 13px; font-family: Times New Roman">
5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;/&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
(&#x43D;&#x435;&#x441;&#x432;&#x43E;&#x435;&#x432;&#x440;&#x435;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;)
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x438;&#x43D;&#x43E;&#x432;&#x43D;&#x430;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x430;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x43F;&#x43E;&#x441;&#x442;&#x440;&#x430;&#x434;&#x430;&#x432;&#x448;&#x435;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x432; &#x440;&#x430;&#x437;&#x43C;&#x435;&#x440;&#x435; 0,1%
&#x43E;&#x442; &#x441;&#x443;&#x43C;&#x43C;&#x44B;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x432; &#x434;&#x435;&#x43D;&#x44C;, &#x43D;&#x43E; &#x43D;&#x435;
&#x431;&#x43E;&#x43B;&#x435;&#x435; 10% &#x43E;&#x442;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; font-size: 13px; font-family: Times New Roman">
5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x412;&#x44B;&#x43F;&#x43B;&#x430;&#x442;&#x430;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x43D;&#x435;
&#x43E;&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x436;&#x434;&#x430;&#x435;&#x442;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B; &#x43E;&#x442;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;"><font style="font-size: 13px; font-family: Times New Roman"><font style="font-style: italic">6.</font>&#xA0;<font style="font-weight: bold">&#x41D;&#x410;&#x41B;&#x41E;&#x413;&#x418;</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x415;&#x441;&#x43B;&#x438;
&#x43A;&#x430;&#x43A;&#x430;&#x44F;-&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x443;&#x43C;&#x43C;&#x430;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x430; &#x438;&#x43B;&#x438;
&#x438;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x430;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x430;
&#x431;&#x44B;&#x442;&#x44C;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x430;
&#x441;&#x43E;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; - &#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x434;&#x43E;&#x43B;&#x436;&#x435;&#x43D;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x443;&#x432;&#x435;&#x43B;&#x438;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; &#x43D;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x442;&#x430;&#x43A;&#x43E;&#x433;&#x43E;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x44F;
&#x442;&#x430;&#x43A;&#x438;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;,
&#x447;&#x442;&#x43E;&#x431;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x438;&#x43B;
&#x43F;&#x43E;&#x43B;&#x43D;&#x443;&#x44E;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x443;&#x44E;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;
2.1.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x415;&#x441;&#x43B;&#x438;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x441;&#x43C;&#x43E;&#x436;&#x435;&#x442;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x43F;&#x440;&#x438;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x439;
&#x43C;&#x435;&#x436;&#x434;&#x443;&#x43D;&#x430;&#x440;&#x43E;&#x434;&#x43D;&#x44B;&#x445;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x439;
&#x43E;&#x431;
&#x438;&#x437;&#x431;&#x435;&#x436;&#x430;&#x43D;&#x438;&#x438;
&#x434;&#x432;&#x43E;&#x439;&#x43D;&#x43E;&#x433;&#x43E;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x43E;&#x431;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x43A;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x439;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;&#x43E; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;&#x439;
6.1,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x438; 30
(&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x438;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x433;&#x43E;
&#x437;&#x430;&#x43F;&#x440;&#x43E;&#x441;&#x430; &#x43E;&#x442;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;,
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x435;
&#x440;&#x435;&#x437;&#x438;&#x434;&#x435;&#x43D;&#x442;&#x441;&#x442;&#x432;&#x43E;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x43E; &#x444;&#x43E;&#x440;&#x43C;&#x435; &#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x44B;&#x43C;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;"><font style="font-size: 13px; font-family: Times New Roman"><font style="font-style: italic">7.</font>&#xA0;<font style="font-weight: bold">&#x41F;&#x420;&#x41E;&#x427;&#x418;&#x415;
&#x423;&#x421;&#x41B;&#x41E;&#x412;&#x418;&#x42F;</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; font-size: 13px; font-family: Times New Roman">
7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman"><font style="color: #000000">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x432;&#x441;&#x442;&#x443;&#x43F;&#x430;&#x435;&#x442;
&#x432;</font>
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
<font style="color: #000000">&#x441;&#x438;&#x43B;&#x443; &#x441;
&#x434;&#x430;&#x442;&#x44B; &#x435;&#x433;&#x43E;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x438;
&#x441;&#x43A;&#x440;&#x435;&#x43F;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;</font>
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x443;&#x435;&#x442;
&#x434;&#x43E; &#x43F;&#x43E;&#x43B;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-size: 13px; font-family: Times New Roman">
7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;</font>
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
<font style="color: #000000">&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;,
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-size: 13px; font-family: Times New Roman">
7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;</font>
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
<font style="color: #000000">&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x440;&#x430;&#x441;&#x445;&#x43E;&#x434;,
&#x432;&#x43E;&#x437;&#x43D;&#x438;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43F;&#x440;&#x438;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x438;
&#x438;/&#x438;&#x43B;&#x438;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43E;&#x43F;&#x43B;&#x430;&#x447;&#x438;&#x432;&#x430;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x43E;&#x439;
&#x441;&#x430;&#x43C;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-size: 13px; font-family: Times New Roman">
7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x44F;,
&#x441;&#x43E;&#x434;&#x435;&#x440;&#x436;&#x430;&#x449;&#x430;&#x44F;&#x441;&#x44F;
&#x432;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x438;,
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x43E;&#x43D;&#x444;&#x438;&#x434;&#x435;&#x43D;&#x446;&#x438;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x439;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x435;&#x439;,
&#x438; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x442;&#x44C;
&#x435;&#x435; &#x442;&#x440;&#x435;&#x442;&#x44C;&#x435;&#x439;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x431;&#x435;&#x437;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x440;&#x435;&#x434;&#x432;&#x430;&#x440;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;
&#x43D;&#x430; &#x44D;&#x442;&#x43E;
&#x434;&#x440;&#x443;&#x433;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;, &#x437;&#x430;
&#x438;&#x441;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x435;&#x43C;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;&#x432;,
&#x43A;&#x43E;&#x433;&#x434;&#x430;
&#x442;&#x430;&#x43A;&#x43E;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x43E; &#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x430;&#x43C;
&#x44E;&#x440;&#x438;&#x441;&#x434;&#x438;&#x43A;&#x446;&#x438;&#x438;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439; &#x438;&#x437;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;&#x43B;&#x438;
&#x432; &#x446;&#x435;&#x43B;&#x44F;&#x445;
&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E; &#x43D;&#x435;&#x43C;&#x443;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-style: italic; font-size: 13px; font-family: Times New Roman">
7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x412;&#x441;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x43D;&#x43E;&#x441;&#x44F;&#x442;&#x441;&#x44F;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x439;
&#x444;&#x43E;&#x440;&#x43C;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x449;&#x435;&#x433;&#x43E;&#x441;&#x44F;
&#x43D;&#x435;&#x43E;&#x442;&#x44A;&#x435;&#x43C;&#x43B;&#x435;&#x43C;&#x43E;&#x439;
&#x447;&#x430;&#x441;&#x442;&#x44C;&#x44E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x440;&#x435;&#x433;&#x443;&#x43B;&#x438;&#x440;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43D;&#x43E;&#x440;&#x43C;&#x430;&#x43C;&#x438;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x441;&#x43F;&#x43E;&#x440;,
&#x440;&#x430;&#x437;&#x43D;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x435;,
&#x43F;&#x440;&#x43E;&#x442;&#x438;&#x432;&#x43E;&#x440;&#x435;&#x447;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;,
&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x43B;&#x438;
&#x432;&#x43D;&#x435;&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x445;&#x430;&#x440;&#x430;&#x43A;&#x442;&#x435;&#x440;&#x430;,
&#x432;&#x44B;&#x442;&#x435;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x435;
&#x438;&#x437;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438; &#x432; &#x441;&#x432;&#x44F;&#x437;&#x438;
&#x441; &#x43D;&#x438;&#x43C;, &#x432; &#x442;&#x43E;&#x43C;
&#x447;&#x438;&#x441;&#x43B;&#x435;
&#x43A;&#x430;&#x441;&#x430;&#x44E;&#x449;&#x438;&#x435;&#x441;&#x44F;
&#x435;&#x433;&#x43E;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x438;,
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;,
&#x43D;&#x430;&#x440;&#x443;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438;
&#x43F;&#x440;&#x435;&#x43A;&#x440;&#x430;&#x449;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x430;
&#x440;&#x430;&#x441;&#x441;&#x43C;&#x43E;&#x442;&#x440;&#x435;&#x43D;&#x438;&#x435;
&#x438;
&#x43E;&#x43A;&#x43E;&#x43D;&#x447;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x432; &#x441;&#x443;&#x434;&#x430;&#x445;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font style="font-size: 13px; font-family: Times New Roman">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px"><font style="color: #000000; font-size: 13px; font-family: Times New Roman">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-size: 13px; font-family: Times New Roman">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x43E;
&#x432; 2
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x430;&#x445;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x438;
&#x430;&#x43D;&#x433;&#x43B;&#x438;&#x439;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x430;&#x445;,
&#x43A;&#x430;&#x436;&#x434;&#x44B;&#x439; &#x438;&#x437;
&#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x445;
&#x438;&#x43C;&#x435;&#x435;&#x442;
&#x43E;&#x434;&#x438;&#x43D;&#x430;&#x43A;&#x43E;&#x432;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443;, &#x43F;&#x43E;
&#x43E;&#x434;&#x43D;&#x43E;&#x43C;&#x443;
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x443;
&#x434;&#x43B;&#x44F; &#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x438;&#x437; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.
&#x41F;&#x440;&#x435;&#x438;&#x43C;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443; &#x438;&#x43C;&#x435;&#x435;&#x442;
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x435;.</font></div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font>&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;LIABILITY
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor shall be liable to the New Creditor for validity of the
Rights, and that at the date of signing of this Agreement the
Rights are free from claims from any third parties, including the
government.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px"><br>
</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties shall
be liable according to laws of the Republic of Kazakhstan for
non-fulfillment or improper fulfillment of the terms of this
Agreement that caused damages to either of the
Parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In case the Party
fails to fulfill its obligations hereunder (or untimely fulfills
them) the defaulted Party shall be obliged to pay to the innocent
Party a default interest of 0.1% daily accrued on the unperformed
amount however not exceeding 10% of the unperformed
amount.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The payment of the
default interest does not release the Parties from the fulfillment
of the terms of this Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">6.&#xA0;<font style="font-weight: bold">TAXES</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If any amount of
tax or any other mandatory charge should be withheld from the
payable Consideration &#x2013; the New Creditor shall top up the
Consideration for the deduction amount so that the Initial Creditor
receives full Consideration amount as in clause 2.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If the New Creditor
could apply provisions of the international treaties for the
avoidance of double taxation in order to decrease the amount to be
withheld as per clause 6.1 in this case the Initial Creditor will
be obliged to provide a document confirming its tax residency in
form according to the provisions of the tax legislation of the
Republic of Kazakhstan within 30 (thirty) business days as of the
receipt of the New Creditor's request.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">7.&#xA0;<font style="font-weight: bold">MISCELLANEOUS</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement
comes into force from the date of its signing by the Parties and is
valid until full fulfillment of their obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing of this
Agreement, the Initial Creditor confirms that it is not required to
get a preliminary consent or permission of notification from either
the Debtor or any counterparty or creditor of the Initial Creditor
to enter into this Agreement, or that such permissions, consents
have been obtained in due course.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing this
Agreement, the New Creditor confirms that it is not required to get
a preliminary consent or permission of notification from any
counterparties or creditors for the New Creditor to enter into this
Agreement, or that such permissions, consents have been obtained in
due order.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Each Party bears
its own expenses and costs related to the entering into this
Agreement or to its fulfillment.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties agree
that the information in this Agreement is confidential and the
Parties undertake not to disclose such information to third parties
without prior consent of the other Party, save for the cases when
such disclosure is required pursuant to legal provisions of the
jurisdictions of the Parties or in connection when the disclosure
is required for the proper performance of the obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">All amendments and
changes to this Agreement shall be made in written form of an
amendment agreement which shall become an integral part of this
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
governed by the laws of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Any
dispute, controversy, difference or claim, whether contractual or
noncontractual, arising out of or in relation to this Agreement,
including its existence, validity, interpretation, performance,
breach or termination, shall be referred to and finally resolved by
the courts of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
made in 2 counterparts in English and Russian languages, having
equal legal force, by one to each of the Parties. In case of
discrepancies between the two languages the Russian version shall
prevail.</font></div>
</td>
</tr></table>
&#xA0; <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
</div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="2" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x414;&#x415;&#x422;&#x410;&#x41B;&#x418; &#x418;
&#x41F;&#x41E;&#x414;&#x41F;&#x418;&#x421;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D; / DETAILS AND SIGNATURES
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
&#x43E;/&#x43A; CT Corporation System 701
&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x442;&#x440;&#x438;&#x442;,
&#x41E;&#x444;&#x438;&#x441; 200,
&#x433;.&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x438;&#x442;&#x438;,
&#x448;&#x442;&#x430;&#x442;
&#x41D;&#x435;&#x432;&#x430;&#x434;&#x430; 89701,
&#x421;&#x428;&#x410; +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
KZT: [***]&#x411;&#x418;&#x41A;: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41A;/&#x421;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
c/o CT Corporation System 701 S Carson Street, Suite 200 Carson
City, Nevada 89701 United States, +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. KZT: [***]BIK: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">C/A:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
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&#x422;&#x438;&#x43C;&#x443;&#x440;
&#x422;&#x443;&#x440;&#x43B;&#x43E;&#x432;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
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&#x414;&#x435;&#x432;&#x435;&#x43B;&#x43E;&#x43F;&#x43C;&#x435;&#x43D;&#x442;"</font></div>
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<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
CEO, Timur Turlov</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Global Development LLP</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
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050000, &#x433;. &#x410;&#x43B;&#x43C;&#x430;&#x442;&#x44B;,
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&#x41A;&#x443;&#x43D;&#x430;&#x435;&#x432;&#x430;, 77</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
KZT: [***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x418;&#x41A;/SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
77 Kunayev Street, Almaty, 050000, Republic of
Kazakhstan</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. KZT: [***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">BIK/SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lukasz Skowronski</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Global Development LLP</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lukasz Skowronski</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left">
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<tr>
<td style="width: 48%;">
<div><font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x438;&#x440;&#x435;&#x43A;&#x442;&#x43E;&#x440;
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&#x421;&#x43A;&#x43E;&#x432;&#x440;&#x43E;&#x43D;&#x44C;&#x441;&#x43A;&#x438;</font></font></div>
</td>
<td style="width: 52%;">
<div><font>&#xA0;&#xA0;&#xA0; <font style="font-family: Times New Roman; font-size: 13px">Director Lukasz
Skowronski</font></font></div>
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<DOCUMENT>
<TYPE>EX-2.05
<SEQUENCE>4
<FILENAME>frhc_ex205.htm
<DESCRIPTION>ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED 30.06.2016 NO. 5, DATED 20 DECEMBER 2020, BETWEEN FREEDOM HOLDING CORP. AND GLOBAL DEVELOPMENT LIMITED LIABILITY PARTNERSHIP
<TEXT>
<html>
<head>
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<title>frhc_ex205</title>
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<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
EXHIBIT 2.05</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Certain portions of this exhibit (indicated by &#x201C;[***]&#x201D;)
have been omitted</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
pursuant to Item 601(a)(6) of Regulation S-K.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font>
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&#x424;&#x438;&#x43D;&#x430;&#x43D;&#x441;" &#x411;&#x418;&#x41D;
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"&#x41F;&#x43E;&#x43A;&#x443;&#x43F;&#x430;&#x442;&#x435;&#x43B;&#x44C;")
&#x438; &#x433;-&#x43D;
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&#x411;.&#x416;., &#x432;
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(&#x414;&#x43E;&#x447;&#x435;&#x440;&#x43D;&#x438;&#x439;
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"ForteBank") (&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013;
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&#x43F;&#x43E;
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&#x437;&#x430;&#x439;&#x43C;&#x430;;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
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&#x441;&#x43E;&#x431;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
100%
&#x433;&#x43E;&#x43B;&#x43E;&#x441;&#x443;&#x44E;&#x449;&#x438;&#x445;
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&#x41F;&#x43E;&#x43A;&#x443;&#x43F;&#x430;&#x442;&#x435;&#x43B;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x420;&#x415;&#x414;&#x41C;&#x415;&#x422;
&#x421;&#x41E;&#x413;&#x41B;&#x410;&#x428;&#x415;&#x41D;&#x418;&#x42F;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x417;&#x430;
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&#x43E;&#x43D;&#x43E;
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;)
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
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&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x442;&#x44C; &#x438;
&#x443;&#x441;&#x442;&#x443;&#x43F;&#x438;&#x442;&#x44C;
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;, &#x441;
&#x443;&#x447;&#x435;&#x442;&#x43E;&#x43C;
&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x439; &#x432;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 3
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&#x41F;&#x440;&#x430;&#x432;&#x430; (&#x43A;&#x430;&#x43A;
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
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&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x44F;&#x442;
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&#x43E;&#x431;&#x44A;&#x435;&#x43C;&#x435; &#x438; &#x43D;&#x430;
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&#x43D;&#x430; &#x434;&#x430;&#x442;&#x443;
&#x443;&#x441;&#x442;&#x443;&#x43F;&#x43A;&#x438;.
&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x430;&#x44E;&#x442; &#x432;
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&#x434;&#x43E;&#x43B;&#x433;&#x430;,
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&#x43D;&#x43E; &#x43D;&#x435;
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&#x430; &#x442;&#x430;&#x43A;&#x436;&#x435;
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&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43E;&#x43C;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x43A;&#x43E;&#x43C;&#x438;&#x441;&#x441;&#x438;&#x439; &#x438;
&#x438;&#x43D;&#x44B;&#x445;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x435;&#x439;, &#x430;
&#x442;&#x430;&#x43A;&#x436;&#x435;
&#x43F;&#x440;&#x430;&#x432;&#x43E;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x442;&#x44C;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x432;&#x441;&#x435;&#x445; &#x438;&#x43D;&#x44B;&#x445;
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&#x43F;&#x43E;
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&#x437;&#x430;&#x439;&#x43C;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x44F;&#x442;
&#x43E;&#x442;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43A; &#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x432; &#x434;&#x435;&#x43D;&#x44C;
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&#x43D;&#x430;
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&#x441;&#x447;&#x435;&#x442;
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&#x41F;&#x440;&#x430;&#x432;,
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&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
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&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<br></td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED
30.06.2016 &#x2116; 05</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Nur-Sultan&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;20
December 2020</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font> hereinafter referred to as the
&#x201C;<font style="font-weight: bold">New Creditor</font>&#x201D;,
and</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Global Development</font> <font style="font-weight: bold">Limited
Liability partnership</font>, hereinafter referred to as the
&#x201C;<font style="font-weight: bold">Initial
Creditor</font>&#x201D;,</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">the New
Creditor and the Initial Creditor together referred to as
&#x201C;<font style="font-weight: bold">Parties</font>&#x201D;, have
entered into this Assignment Agreement (the "<font style="font-weight: bold">Agreement</font>") of the Subordinated Loan
Agreement No.05 dated 30 June 2016 as amended and supplemented (the
"<font style="font-weight: bold">Loan Agreement</font>") made
between the Initial Creditor and Bank Kassa Nova Joint Stock
Company (Subsidiary bank of ForteBank Joint Stock Company) BIN
[***]hereinafter referred to as the "<font style="font-weight: bold">Debtor</font>".</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">This
Agreement is made taking into consideration the below:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(1)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the Initial Creditor advanced a subordinated loan to the
Debtor in the amount of 1&#xA0;690&#xA0;300&#xA0;000 (one billion
six hundred ninety million three hundred thousand) KZT until 24
July 2033 with an annual interest rate at 7 (seven)%, without any
security;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(2)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">On 17 September
2020 Freedom Finance Joint Stock Company BIN [***](the
"<font style="font-weight: bold">Purchaser</font>") and Mr. Bulat
Utemuratov as a seller entered into the Sale and Purchase Agreement
of the Preferred Shares of Bank Kassa Nova JSC (Subsidiary Bank of
ForteBank JSC) ("<font style="font-weight: bold">SPA</font>").
Condition under the SPA is that the Purchaser has to purchase, or
procure purchase by a third party designated by the Purchaser, of
the Loan Agreement, including the right to demand repayment of the
indebtedness outstanding under the Loan Agreement;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The New Creditor is
a beneficial owner of 100% common shares of the
Purchaser.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">SUBJECT
OF AGREEMENT</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">For the
Consideration (as defined in article 2 herein) the Initial Creditor
undertakes to assign and transfer to the New Creditor and subject
to warranties in article 3 of this Agreement the New Creditor
undertakes to purchase/accept the Rights (as further
defined).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The rights of claim
of the Initial Creditor under the Loan Agreement (the "<font style="font-weight: bold">Rights</font>") are assigned to the New
Creditor in the same amount and on the same terms as they exist as
at the date of assignment. The Rights are the rights of the Initial
Creditor under the Loan Agreement to claim from the Debtor
repayment of the principal loan amount, accrued but unpaid interest
amounts, as well as all fees and other amounts incurred under the
Loan Agreement, as well as a right to claim performance by the
Debtor of other obligations under the Loan Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Rights from the Initial Creditor shall be deemed assigned to the
New Creditor as of the date when the Consideration indicated in
clause 2.1 herein payable by the New Creditor is credited to the
Initial Creditor's bank account.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>

<div style="text-align: left; margin-left: 0px; margin-right: 0px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">2.&#xA0;<font style="font-weight: bold">&#x421;&#x422;&#x41E;&#x418;&#x41C;&#x41E;&#x421;&#x422;&#x42C;
&#x423;&#x421;&#x422;&#x423;&#x41F;&#x41A;&#x418; &#x418;
&#x41F;&#x41E;&#x420;&#x42F;&#x414;&#x41E;&#x41A;
&#x420;&#x410;&#x421;&#x427;&#x415;&#x422;&#x410;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x435;&#x442;
1&#xA0;727&#xA0;255&#xA0;052,05 &#x442;&#x435;&#x43D;&#x433;&#x435;
(&#x43E;&#x434;&#x438;&#x43D;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x430;&#x440;&#x434;
&#x441;&#x435;&#x43C;&#x44C;&#x441;&#x43E;&#x442;
&#x434;&#x432;&#x430;&#x434;&#x446;&#x430;&#x442;&#x44C;
&#x441;&#x435;&#x43C;&#x44C;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x43E;&#x432;
&#x434;&#x432;&#x435;&#x441;&#x442;&#x438;
&#x43F;&#x44F;&#x442;&#x44C;&#x434;&#x435;&#x441;&#x44F;&#x442;
&#x43F;&#x44F;&#x442;&#x44C; &#x442;&#x44B;&#x441;&#x44F;&#x447;
&#x43F;&#x44F;&#x442;&#x44C;&#x434;&#x435;&#x441;&#x44F;&#x442;
&#x434;&#x432;&#x430; &#x442;&#x435;&#x43D;&#x433;&#x435; &#x438;
&#x43F;&#x44F;&#x442;&#x44C; &#x442;&#x438;&#x44B;&#x43D;)
(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013; "<font style="font-weight: bold">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;</font>") &#x438;
&#x441;&#x43E;&#x441;&#x442;&#x43E;&#x438;&#x442;
&#x438;&#x437;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x43E;&#x441;&#x442;&#x430;&#x442;&#x43A;&#x430;
&#x43E;&#x441;&#x43D;&#x43E;&#x432;&#x43D;&#x43E;&#x433;&#x43E;
&#x434;&#x43E;&#x43B;&#x433;&#x430; &#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x432;
&#x441;&#x443;&#x43C;&#x43C;&#x435; 1&#xA0;690&#xA0;300&#xA0;000
(&#x43E;&#x434;&#x438;&#x43D;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x430;&#x440;&#x434;
&#x448;&#x435;&#x441;&#x442;&#x44C;&#x441;&#x43E;&#x442;
&#x434;&#x435;&#x432;&#x44F;&#x43D;&#x43E;&#x441;&#x442;&#x43E;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x43E;&#x432;
&#x442;&#x440;&#x438;&#x441;&#x442;&#x430;
&#x442;&#x44B;&#x441;&#x44F;&#x447;)
&#x442;&#x435;&#x43D;&#x433;&#x435;, &#x438;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x43D;&#x430;&#x447;&#x438;&#x441;&#x43B;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;,
&#x43D;&#x43E; &#x43D;&#x435;
&#x432;&#x44B;&#x43F;&#x43B;&#x430;&#x447;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x432;&#x43E;&#x437;&#x43D;&#x430;&#x433;&#x440;&#x430;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44E;
&#x43F;&#x43E;
&#x441;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x43D;&#x438;&#x44E;
&#x43D;&#x430; 23 &#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F;
2020 &#x433;&#x43E;&#x434;&#x430;, &#x432;
&#x441;&#x443;&#x43C;&#x43C;&#x435; 36&#xA0;955&#xA0;052,05
&#x442;&#x435;&#x43D;&#x433;&#x435;
(&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x44C;
&#x448;&#x435;&#x441;&#x442;&#x44C;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x43E;&#x432;
&#x434;&#x435;&#x432;&#x44F;&#x442;&#x44C;&#x441;&#x43E;&#x442;
&#x43F;&#x44F;&#x442;&#x44C;&#x434;&#x435;&#x441;&#x44F;&#x442;
&#x43F;&#x44F;&#x442;&#x44C; &#x442;&#x44B;&#x441;&#x44F;&#x447;
&#x43F;&#x44F;&#x442;&#x44C;&#x434;&#x435;&#x441;&#x44F;&#x442;
&#x434;&#x432;&#x430; &#x442;&#x435;&#x43D;&#x433;&#x435; &#x438;
&#x43F;&#x44F;&#x442;&#x44C;
&#x442;&#x438;&#x44B;&#x43D;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x441;&#x443;&#x43C;&#x43C;&#x44B;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x435;
&#x432; (&#x430;) &#x438; (b) &#x432;&#x44B;&#x448;&#x435;,
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x44E;&#x442;
&#x432;&#x435;&#x441;&#x44C; &#x43E;&#x431;&#x44A;&#x435;&#x43C;
&#x438;&#x43C;&#x435;&#x44E;&#x449;&#x438;&#x445;&#x441;&#x44F;
&#x444;&#x438;&#x43D;&#x430;&#x43D;&#x441;&#x43E;&#x432;&#x44B;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
&#x43D;&#x430; &#x434;&#x430;&#x442;&#x443;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430;.</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x447;&#x438;&#x441;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x432;&#x43E;&#x437;&#x43D;&#x430;&#x433;&#x440;&#x430;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x43E;&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x43E; &#x433;&#x43E;&#x434;&#x43E;&#x432;&#x43E;&#x439;
&#x441;&#x442;&#x430;&#x432;&#x43A;&#x435; &#x438;&#x437;
&#x440;&#x430;&#x441;&#x447;&#x435;&#x442;&#x430; 365
&#x434;&#x43D;&#x435;&#x439; &#x432; &#x433;&#x43E;&#x434;&#x443;.
&#x421;&#x443;&#x43C;&#x43C;&#x430;
&#x437;&#x430;&#x434;&#x43E;&#x43B;&#x436;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x43F;&#x43E;
&#x432;&#x43E;&#x437;&#x43D;&#x430;&#x433;&#x440;&#x430;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44E;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 2.1(b)
&#x440;&#x430;&#x441;&#x441;&#x447;&#x438;&#x442;&#x430;&#x43D;&#x430;
&#x437;&#x430; &#x43F;&#x435;&#x440;&#x438;&#x43E;&#x434; &#x441;
01 &#x441;&#x435;&#x43D;&#x442;&#x44F;&#x431;&#x440;&#x44F; 2020
&#x433;&#x43E;&#x434;&#x430; &#x43F;&#x43E; 23
&#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F; 2020
&#x433;&#x43E;&#x434;&#x430;
(&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;
&#x43F;&#x435;&#x440;&#x435;&#x447;&#x438;&#x441;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x431;&#x430;&#x43D;&#x43A;&#x43E;&#x432;&#x441;&#x43A;&#x438;&#x43C;
&#x43F;&#x435;&#x440;&#x435;&#x432;&#x43E;&#x434;&#x43E;&#x43C;
&#x435;&#x434;&#x438;&#x43D;&#x43E;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x44B;&#x43C;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x43E;&#x43C;
&#x43D;&#x430; &#x441;&#x447;&#x435;&#x442;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x439;
&#x432;
&#x440;&#x435;&#x43A;&#x432;&#x438;&#x437;&#x438;&#x442;&#x430;&#x445;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x438;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43D;&#x430;&#x43F;&#x440;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43E;&#x431; &#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x41D;&#x430;&#x446;&#x438;&#x43E;&#x43D;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;
&#x411;&#x430;&#x43D;&#x43A;&#x435;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;
&#x43D;&#x430; &#x430;&#x434;&#x440;&#x435;&#x441;&#x430;
&#x44D;&#x43B;&#x435;&#x43A;&#x442;&#x440;&#x43E;&#x43D;&#x43D;&#x43E;&#x439;
&#x43F;&#x43E;&#x447;&#x442;&#x44B;: [***] &#x438; [***].
&#x423;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x435;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x43E;
&#x43E;&#x442;&#x440;&#x430;&#x436;&#x430;&#x442;&#x44C;
&#x434;&#x430;&#x442;&#x443; &#x438;
&#x43D;&#x43E;&#x43C;&#x435;&#x440;
&#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x435;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x44B;
&#x431;&#x44B;&#x442;&#x44C;
&#x43E;&#x442;&#x440;&#x430;&#x436;&#x435;&#x43D;&#x44B; &#x432;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x43D;&#x43E;&#x43C;
&#x438;&#x437;&#x432;&#x435;&#x449;&#x435;&#x43D;&#x438;&#x438;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;&#x413;&#x410;&#x420;&#x410;&#x41D;&#x422;&#x418;&#x418;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x441;&#x43B;&#x435;&#x434;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x438;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x431;&#x44B;&#x43B;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x44B;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;
&#x43E;&#x434;&#x43E;&#x431;&#x440;&#x435;&#x43D;,
&#x435;&#x433;&#x43E;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;
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&#x438;
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&#x432;
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&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43D;&#x44B;&#x43C;
&#x441;&#x43E;&#x431;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x41F;&#x440;&#x430;&#x432;. &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x43D;&#x435;
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x44A;&#x435;&#x43A;&#x442;&#x43E;&#x43C;
&#x43B;&#x44E;&#x431;&#x44B;&#x445; &#x43F;&#x440;&#x430;&#x432;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x439;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x438; 3.1
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x44B;&#x43C;&#x438;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x43C;&#x438;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;&#x41F;&#x420;&#x410;&#x412;&#x410;
&#x418;
&#x41E;&#x411;&#x42F;&#x417;&#x410;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x442;&#x44C;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x43F;&#x43E; &#x430;&#x43A;&#x442;&#x443;
&#x43F;&#x440;&#x438;&#x435;&#x43C;&#x430;&#x2013;&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x447;&#x438;
(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013; "<font style="font-weight: bold">&#x410;&#x43A;&#x442;</font>")
&#x441;&#x43B;&#x435;&#x434;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x44B;:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x441;&#x43E;
&#x432;&#x441;&#x435;&#x43C;&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;&#x43C;&#x438;
&#x438;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;&#x43C;&#x438;
&#x43A; &#x43D;&#x435;&#x43C;&#x443; &#x432;
&#x43E;&#x440;&#x438;&#x433;&#x438;&#x43D;&#x430;&#x43B;&#x430;&#x445;
&#x438;&#x43B;&#x438; &#x432;
&#x43A;&#x43E;&#x43F;&#x438;&#x44F;&#x445;,
&#x437;&#x430;&#x432;&#x435;&#x440;&#x435;&#x43D;&#x43D;&#x44B;&#x445;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x44F;&#x43C;&#x438;
&#x438; &#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x435;&#x433;&#x43E;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;&#x430;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x410;&#x43A;&#x442;&#x430; &#x440;&#x438;&#x441;&#x43A;
&#x443;&#x442;&#x440;&#x430;&#x442;&#x44B;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x441;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438; &#x434;&#x43E; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x410;&#x43A;&#x442;&#x430;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x435;&#x441;&#x43F;&#x435;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x43E;&#x445;&#x440;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 4.1.1
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x41A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;
&#x43E;&#x442;&#x432;&#x435;&#x447;&#x430;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x437;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;,
&#x43F;&#x43E;&#x441;&#x43B;&#x435;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432;&#x435;&#x440;&#x43D;&#x443;&#x442;&#x44C;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x43D;&#x44B;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;&#x441;&#x44F;
&#x437;&#x430; &#x443;&#x447;&#x435;&#x442;&#x43D;&#x43E;&#x439;
&#x440;&#x435;&#x433;&#x438;&#x441;&#x442;&#x440;&#x430;&#x446;&#x438;&#x435;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x41D;&#x430;&#x446;&#x438;&#x43E;&#x43D;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x411;&#x430;&#x43D;&#x43A;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 2
(&#x434;&#x432;&#x430;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
(&#x435;&#x441;&#x43B;&#x438; &#x44D;&#x442;&#x43E;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432; &#x432; &#x441;&#x440;&#x43E;&#x43A;,
&#x443;&#x441;&#x442;&#x430;&#x43D;&#x43E;&#x432;&#x43B;&#x435;&#x43D;&#x43D;&#x44B;&#x439;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;&#x439; 2.3
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x43F;&#x440;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x435;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443; &#x43E;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x435;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<br></td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
</div>
<div style="text-align: left; margin-left: 0px; text-indent: 0px; margin-right: 0px;">

<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">2.&#xA0;<font style="font-weight: bold">ASSIGNMENT
REMUNERATION AND ITS PAYMENT</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The consideration
for the Rights makes up 1&#xA0;727&#xA0;255&#xA0;052,05 (one
billion seven hundred twenty seven million two hundred fifty five
thousand fifty two and five hundredth) KZT, (the "<font style="font-weight: bold">Consideration</font>") which is the sum
of:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 96px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">residual of the
principal amount under the Loan Agreement in the amount of
1&#xA0;690&#xA0;300&#xA0;000 (one billion six hundred ninety
million three hundred thousand) KZT and,</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">accrued but unpaid
interest as of 23 December 2020 in the amount of
36&#xA0;955&#xA0;052,05 (thirty six million nine hundred fifty five
thousand fifty two and five hundredth) KZT.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><br></font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor confirms that at the date of signing of this
Agreement the amounts indicated in (a) and (b) above constitute the
whole scope of financial obligations of the Debtor to the Initial
Creditor under the Loan Agreement.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">Under
the Loan Agreement the interest accrues at annual rate on the count
convention 365 days a year. The amount of interest indebtedness in
clause 2.1(b) herein is calculated for the period from 01 September
2020 to 23 December 2020 (inclusive).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Consideration
shall be paid by the New Creditor in a lump sum by wire transfer to
the bank account of the Initial Creditor set forth in this
Agreement within three (3) business days as of the date of sending
by Initial Creditor of the notice to the New Creditor on the
registration of this Agreement with the National Bank of the
Republic of Kazakhstan sent to email addresses: [***] and [***].
The said notice shall indicate the date and registration number of
this Agreement assigned which then to be reflected in the payment
order of the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;WARRANTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor warrants to the New Creditor that:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
was properly approved, its terms are valid and
enforceable;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Initial
Creditor is the legal owner holder of the Rights. The Rights are
not subject of third parties claims of any kind.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties hereby
agree that the provisions of this article shall be the major terms
of the Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;RIGHTS
AND OBLIGATIONS OF THE PARTIES</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Rights and obligations of the Initial
Creditor</font>:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor shall transfer to the New Creditor through the act
of transfer (the "<font style="font-weight: bold">Act</font>") the
following documents:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
with all amendments to it in originals or in copies certified by
the signatures and seals of its parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">From
the moment of signing by the Parties of the Act the risk of their
loss shall be with the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">From
the date of signing of this Agreement until the date when the Act
is signed the Initial Creditor shall keep safely the documents
listed in clause 4.1.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">As
of the date when the Rights are assigned to the New Creditor the
Initial Creditor shall not be liable to the New Creditor for
non-fulfillment or improper fulfillment by the Debtor of the Loan
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In
case the Initial Creditor receives from Debtor the amounts under
the Loan Agreement after the assignment of the Rights to the New
Creditor it shall wire such amounts back to the Debtor within three
(3) working days from the date when it received them.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If
so required the Initial Creditor shall submit for the registration
of this Agreement with the National Bank of the Republic of
Kazakhstan within 2 business days as of its signing
date.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">The
rights and obligations of the New creditor:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
New Creditor shall pay to the Initial Creditor the Consideration
within the term stated in clause .2.3 herein.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Within
3 (three) working days from the date of signing of this Agreement
the New creditor shall send a written notice to the Debtor on the
assignment of the Rights to the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font>&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<br>

<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">

<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;&#x41E;&#x422;&#x412;&#x415;&#x422;&#x421;&#x422;&#x412;&#x415;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x42C;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x437;&#x430;
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x438;
&#x43F;&#x440;&#x430;&#x432;&#x43E;&#x43C;&#x435;&#x440;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x432;&#x430;&#x435;&#x43C;&#x44B;&#x445;
&#x41F;&#x440;&#x430;&#x432;, &#x430;
&#x442;&#x430;&#x43A;&#x436;&#x435; &#x437;&#x430; &#x442;&#x43E;,
&#x447;&#x442;&#x43E; &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x434;&#x43D;&#x44B;
&#x43E;&#x442;
&#x43F;&#x440;&#x435;&#x442;&#x435;&#x43D;&#x437;&#x438;&#x439;
&#x441;&#x43E; &#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;,
&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x430;&#x44F;
&#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432;&#x43E;,
&#x43D;&#x430; &#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x417;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x43B;&#x438;&#x431;&#x43E;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x440;&#x438;&#x432;&#x435;&#x434;&#x448;&#x435;&#x435;
&#x43A;
&#x43F;&#x440;&#x438;&#x447;&#x438;&#x43D;&#x435;&#x43D;&#x438;&#x44E;
&#x443;&#x449;&#x435;&#x440;&#x431;&#x430;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;,
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43D;&#x435;&#x441;&#x443;&#x442;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;/&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
(&#x43D;&#x435;&#x441;&#x432;&#x43E;&#x435;&#x432;&#x440;&#x435;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;)
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x438;&#x43D;&#x43E;&#x432;&#x43D;&#x430;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x430;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x43F;&#x43E;&#x441;&#x442;&#x440;&#x430;&#x434;&#x430;&#x432;&#x448;&#x435;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x432; &#x440;&#x430;&#x437;&#x43C;&#x435;&#x440;&#x435; 0,1%
&#x43E;&#x442; &#x441;&#x443;&#x43C;&#x43C;&#x44B;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x432; &#x434;&#x435;&#x43D;&#x44C;, &#x43D;&#x43E; &#x43D;&#x435;
&#x431;&#x43E;&#x43B;&#x435;&#x435; 10% &#x43E;&#x442;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;&#x44B;&#x43F;&#x43B;&#x430;&#x442;&#x430;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x43D;&#x435;
&#x43E;&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x436;&#x434;&#x430;&#x435;&#x442;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B; &#x43E;&#x442;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">6.</font>&#xA0;<font style="font-weight: bold">&#x41D;&#x410;&#x41B;&#x41E;&#x413;&#x418;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x415;&#x441;&#x43B;&#x438;
&#x43A;&#x430;&#x43A;&#x430;&#x44F;-&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x443;&#x43C;&#x43C;&#x430;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x430; &#x438;&#x43B;&#x438;
&#x438;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x430;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x430;
&#x431;&#x44B;&#x442;&#x44C;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x430;
&#x441;&#x43E;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; - &#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x434;&#x43E;&#x43B;&#x436;&#x435;&#x43D;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x443;&#x432;&#x435;&#x43B;&#x438;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; &#x43D;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x442;&#x430;&#x43A;&#x43E;&#x433;&#x43E;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x44F;
&#x442;&#x430;&#x43A;&#x438;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;,
&#x447;&#x442;&#x43E;&#x431;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x438;&#x43B;
&#x43F;&#x43E;&#x43B;&#x43D;&#x443;&#x44E;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x443;&#x44E;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;
2.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x415;&#x441;&#x43B;&#x438;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x441;&#x43C;&#x43E;&#x436;&#x435;&#x442;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x43F;&#x440;&#x438;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x439;
&#x43C;&#x435;&#x436;&#x434;&#x443;&#x43D;&#x430;&#x440;&#x43E;&#x434;&#x43D;&#x44B;&#x445;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x439;
&#x43E;&#x431;
&#x438;&#x437;&#x431;&#x435;&#x436;&#x430;&#x43D;&#x438;&#x438;
&#x434;&#x432;&#x43E;&#x439;&#x43D;&#x43E;&#x433;&#x43E;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x43E;&#x431;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x43A;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x439;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;&#x43E; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435;&#x439;
6.1,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x438; 30
(&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x438;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x433;&#x43E;
&#x437;&#x430;&#x43F;&#x440;&#x43E;&#x441;&#x430; &#x43E;&#x442;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;,
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x435;
&#x440;&#x435;&#x437;&#x438;&#x434;&#x435;&#x43D;&#x442;&#x441;&#x442;&#x432;&#x43E;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;
&#x43F;&#x43E; &#x444;&#x43E;&#x440;&#x43C;&#x435; &#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x44B;&#x43C;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">7.</font>&#xA0;<font style="font-weight: bold">&#x41F;&#x420;&#x41E;&#x427;&#x418;&#x415;
&#x423;&#x421;&#x41B;&#x41E;&#x412;&#x418;&#x42F;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x432;&#x441;&#x442;&#x443;&#x43F;&#x430;&#x435;&#x442;
&#x432;</font>
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
<font style="color: #000000">&#x441;&#x438;&#x43B;&#x443; &#x441;
&#x434;&#x430;&#x442;&#x44B; &#x435;&#x433;&#x43E;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x438;
&#x441;&#x43A;&#x440;&#x435;&#x43F;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;</font>
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x443;&#x435;&#x442;
&#x434;&#x43E; &#x43F;&#x43E;&#x43B;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;</font>
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
<font style="color: #000000">&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;,
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;</font>
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
<font style="color: #000000">&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x440;&#x430;&#x441;&#x445;&#x43E;&#x434;,
&#x432;&#x43E;&#x437;&#x43D;&#x438;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43F;&#x440;&#x438;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x438;
&#x438;/&#x438;&#x43B;&#x438;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43E;&#x43F;&#x43B;&#x430;&#x447;&#x438;&#x432;&#x430;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x43E;&#x439;
&#x441;&#x430;&#x43C;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x44F;,
&#x441;&#x43E;&#x434;&#x435;&#x440;&#x436;&#x430;&#x449;&#x430;&#x44F;&#x441;&#x44F;
&#x432;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x438;,
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x43E;&#x43D;&#x444;&#x438;&#x434;&#x435;&#x43D;&#x446;&#x438;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x439;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x435;&#x439;,
&#x438; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x442;&#x44C;
&#x435;&#x435; &#x442;&#x440;&#x435;&#x442;&#x44C;&#x435;&#x439;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x431;&#x435;&#x437;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x440;&#x435;&#x434;&#x432;&#x430;&#x440;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;
&#x43D;&#x430; &#x44D;&#x442;&#x43E;
&#x434;&#x440;&#x443;&#x433;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;, &#x437;&#x430;
&#x438;&#x441;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x435;&#x43C;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;&#x432;,
&#x43A;&#x43E;&#x433;&#x434;&#x430;
&#x442;&#x430;&#x43A;&#x43E;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x43E; &#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x430;&#x43C;
&#x44E;&#x440;&#x438;&#x441;&#x434;&#x438;&#x43A;&#x446;&#x438;&#x438;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439; &#x438;&#x437;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;&#x43B;&#x438;
&#x432; &#x446;&#x435;&#x43B;&#x44F;&#x445;
&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E; &#x43D;&#x435;&#x43C;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;&#x441;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x43D;&#x43E;&#x441;&#x44F;&#x442;&#x441;&#x44F;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x439;
&#x444;&#x43E;&#x440;&#x43C;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x449;&#x435;&#x433;&#x43E;&#x441;&#x44F;
&#x43D;&#x435;&#x43E;&#x442;&#x44A;&#x435;&#x43C;&#x43B;&#x435;&#x43C;&#x43E;&#x439;
&#x447;&#x430;&#x441;&#x442;&#x44C;&#x44E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x440;&#x435;&#x433;&#x443;&#x43B;&#x438;&#x440;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43D;&#x43E;&#x440;&#x43C;&#x430;&#x43C;&#x438;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x441;&#x43F;&#x43E;&#x440;,
&#x440;&#x430;&#x437;&#x43D;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x435;,
&#x43F;&#x440;&#x43E;&#x442;&#x438;&#x432;&#x43E;&#x440;&#x435;&#x447;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;,
&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x43B;&#x438;
&#x432;&#x43D;&#x435;&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x445;&#x430;&#x440;&#x430;&#x43A;&#x442;&#x435;&#x440;&#x430;,
&#x432;&#x44B;&#x442;&#x435;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x435;
&#x438;&#x437;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438; &#x432; &#x441;&#x432;&#x44F;&#x437;&#x438;
&#x441; &#x43D;&#x438;&#x43C;, &#x432; &#x442;&#x43E;&#x43C;
&#x447;&#x438;&#x441;&#x43B;&#x435;
&#x43A;&#x430;&#x441;&#x430;&#x44E;&#x449;&#x438;&#x435;&#x441;&#x44F;
&#x435;&#x433;&#x43E;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x438;,
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;,
&#x43D;&#x430;&#x440;&#x443;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438;
&#x43F;&#x440;&#x435;&#x43A;&#x440;&#x430;&#x449;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x430;
&#x440;&#x430;&#x441;&#x441;&#x43C;&#x43E;&#x442;&#x440;&#x435;&#x43D;&#x438;&#x435;
&#x438;
&#x43E;&#x43A;&#x43E;&#x43D;&#x447;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x432; &#x441;&#x443;&#x434;&#x430;&#x445;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x43E;
&#x432; 2
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x430;&#x445;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x438;
&#x430;&#x43D;&#x433;&#x43B;&#x438;&#x439;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x430;&#x445;,
&#x43A;&#x430;&#x436;&#x434;&#x44B;&#x439; &#x438;&#x437;
&#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x445;
&#x438;&#x43C;&#x435;&#x435;&#x442;
&#x43E;&#x434;&#x438;&#x43D;&#x430;&#x43A;&#x43E;&#x432;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443;, &#x43F;&#x43E;
&#x43E;&#x434;&#x43D;&#x43E;&#x43C;&#x443;
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x443;
&#x434;&#x43B;&#x44F; &#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x438;&#x437; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.
&#x41F;&#x440;&#x435;&#x438;&#x43C;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443; &#x438;&#x43C;&#x435;&#x435;&#x442;
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x435;.</font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;LIABILITY
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor shall be liable to the New Creditor for validity of the
Rights, and that at the date of signing of this Agreement the
Rights are free from claims from any third parties, including the
government.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties shall
be liable according to laws of the Republic of Kazakhstan for
non-fulfillment or improper fulfillment of the terms of this
Agreement that caused damages to either of the
Parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In case the Party
fails to fulfill its obligations hereunder (or untimely fulfills
them) the defaulted Party shall be obliged to pay to the innocent
Party a default interest of 0.1% daily accrued on the unperformed
amount however not exceeding 10% of the unperformed
amount.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The payment of the
default interest does not release the Parties from the fulfillment
of the terms of this Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">6.&#xA0;<font style="font-weight: bold">TAXES</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If any amount of
tax or any other mandatory charge should be withheld from the
payable Consideration &#x2013; the New Creditor shall top up the
Consideration for the deduction amount so that the Initial Creditor
receives full Consideration amount as in clause 2.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If the New Creditor
could apply provisions of the international treaties for the
avoidance of double taxation in order to decrease the amount to be
withheld as per clause 6.1 in this case the Initial Creditor will
be obliged to provide a document confirming its tax residency in
form according to the provisions of the tax legislation of the
Republic of Kazakhstan within 30 (thirty) business days as of the
receipt of the New Creditor's request.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">7.&#xA0;<font style="font-weight: bold">MISCELLANEOUS</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement
comes into force from the date of its signing by the Parties and is
valid until full fulfillment of their obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing of this
Agreement, the Initial Creditor confirms that it is not required to
get a preliminary consent or permission of notification from either
the Debtor or any counterparty or creditor of the Initial Creditor
to enter into this Agreement, or that such permissions, consents
have been obtained in due course.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing this
Agreement, the New Creditor confirms that it is not required to get
a preliminary consent or permission of notification from any
counterparties or creditors for the New Creditor to enter into this
Agreement, or that such permissions, consents have been obtained in
due order.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Each Party bears
its own expenses and costs related to the entering into this
Agreement or to its fulfillment.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties agree
that the information in this Agreement is confidential and the
Parties undertake not to disclose such information to third parties
without prior consent of the other Party, save for the cases when
such disclosure is required pursuant to legal provisions of the
jurisdictions of the Parties or in connection when the disclosure
is required for the proper performance of the obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">All amendments and
changes to this Agreement shall be made in written form of an
amendment agreement which shall become an integral part of this
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
governed by the laws of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Any
dispute, controversy, difference or claim, whether contractual or
noncontractual, arising out of or in relation to this Agreement,
including its existence, validity, interpretation, performance,
breach or termination, shall be referred to and finally resolved by
the courts of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
made in 2 counterparts in English and Russian languages, having
equal legal force, by one to each of the Parties. In case of
discrepancies between the two languages the Russian version shall
prevail.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
&#xA0; <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
</div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="2" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x414;&#x415;&#x422;&#x410;&#x41B;&#x418; &#x418;
&#x41F;&#x41E;&#x414;&#x41F;&#x418;&#x421;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D; / DETAILS AND SIGNATURES
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
&#x43E;/&#x43A; CT Corporation System 701
&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x442;&#x440;&#x438;&#x442;,
&#x41E;&#x444;&#x438;&#x441; 200,
&#x433;.&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x438;&#x442;&#x438;,
&#x448;&#x442;&#x430;&#x442;
&#x41D;&#x435;&#x432;&#x430;&#x434;&#x430; 89701,
&#x421;&#x428;&#x410; +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;:
[***]&#x411;&#x418;&#x41A;: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41A;/&#x421;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
c/o CT Corporation System 701 S Carson Street, Suite 200 Carson
City, Nevada 89701 United States, +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. : [***]BIK: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">C/A:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
&#x413;&#x435;&#x43D;&#x435;&#x440;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x434;&#x438;&#x440;&#x435;&#x43A;&#x442;&#x43E;&#x440;
&#x422;&#x438;&#x43C;&#x443;&#x440;
&#x422;&#x443;&#x440;&#x43B;&#x43E;&#x432;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x422;&#x41E;&#x41E; "&#x413;&#x43B;&#x43E;&#x431;&#x430;&#x43B;
&#x414;&#x435;&#x432;&#x435;&#x43B;&#x43E;&#x43F;&#x43C;&#x435;&#x43D;&#x442;"</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
CEO, Timur Turlov</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Global Development LLP</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x430;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;,
050000, &#x433;. &#x410;&#x43B;&#x43C;&#x430;&#x442;&#x44B;,
&#x443;&#x43B;&#x438;&#x446;&#x430;
&#x41A;&#x443;&#x43D;&#x430;&#x435;&#x432;&#x430;, 77</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
KZT: [***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x418;&#x41A;/SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
77 Kunayev Street, Almaty, 050000, Republic of
Kazakhstan</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. KZT: [***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">BIK/SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
&#x422;&#x41E;&#x41E; "&#x413;&#x43B;&#x43E;&#x431;&#x430;&#x43B;
&#x414;&#x435;&#x432;&#x435;&#x43B;&#x43E;&#x43F;&#x43C;&#x435;&#x43D;&#x442;"</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lukasz Skowronski</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Global Development LLP</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lukasz Skowronski</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x438;&#x440;&#x435;&#x43A;&#x442;&#x43E;&#x440;
&#x41B;&#x443;&#x43A;&#x430;&#x448;
&#x421;&#x43A;&#x43E;&#x432;&#x440;&#x43E;&#x43D;&#x44C;&#x441;&#x43A;&#x438;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">

<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Director
Lukasz Skowronski</font></div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<DOCUMENT>
<TYPE>EX-2.06
<SEQUENCE>5
<FILENAME>frhc_ex206.htm
<DESCRIPTION>ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED 21 JUNE 2011, DATED 20 DECEMBER 2020, BETWEEN FREEDOM HOLDING CORP. AND MAGLINK LIMITED
<TEXT>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
EXHIBIT 2.06</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Certain portions of this exhibit (indicated by &#x201C;[***]&#x201D;)
have been omitted</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
pursuant to Item 601(a)(6) of Regulation S-K.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x421;&#x41E;&#x413;&#x41B;&#x410;&#x428;&#x415;&#x41D;&#x418;&#x415;
&#x41E;&#x411; &#x423;&#x421;&#x422;&#x423;&#x41F;&#x41A;&#x415;
&#x41F;&#x420;&#x410;&#x412;
&#x422;&#x420;&#x415;&#x411;&#x41E;&#x412;&#x410;&#x41D;&#x418;&#x419;
&#x41F;&#x41E;
&#x414;&#x41E;&#x413;&#x41E;&#x412;&#x41E;&#x420;&#x423;
&#x421;&#x423;&#x411;&#x41E;&#x420;&#x414;&#x418;&#x41D;&#x418;&#x420;&#x41E;&#x412;&#x410;&#x41D;&#x41D;&#x41E;&#x413;&#x41E;
&#x417;&#x410;&#x419;&#x41C;&#x410; &#x41E;&#x422; 21
&#x418;&#x42E;&#x41D;&#x42F; 2011 &#x433;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x433;.&#x41D;&#x443;&#x440;-&#x421;&#x443;&#x43B;&#x442;&#x430;&#x43D;
20 &#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F; 2020
&#x433;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font>
&#x438;&#x43C;&#x435;&#x43D;&#x443;&#x435;&#x43C;&#x43E;&#x435;
&#x432;
&#x434;&#x430;&#x43B;&#x44C;&#x43D;&#x435;&#x439;&#x448;&#x435;&#x43C;
"<font style="font-weight: bold">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;</font>",
&#x438;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
MAGLINK LIMITED</font>,
&#x438;&#x43C;&#x435;&#x43D;&#x443;&#x435;&#x43C;&#x43E;&#x435;
&#x432;
&#x434;&#x430;&#x43B;&#x44C;&#x43D;&#x435;&#x439;&#x448;&#x435;&#x43C;
"<font style="font-weight: bold">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;</font>",</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x438;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x432;
&#x434;&#x430;&#x43B;&#x44C;&#x43D;&#x435;&#x439;&#x448;&#x435;&#x43C;
&#x441;&#x43E;&#x432;&#x43C;&#x435;&#x441;&#x442;&#x43D;&#x43E;
&#x438;&#x43C;&#x435;&#x43D;&#x443;&#x435;&#x43C;&#x44B;&#x435;
"<font style="font-weight: bold">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;</font>",</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x438;&#x43B;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x43E;&#x431; &#x443;&#x441;&#x442;&#x443;&#x43F;&#x43A;&#x435;
&#x43F;&#x440;&#x430;&#x432;
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&#x437;&#x430;&#x439;&#x43C;&#x430; &#x43E;&#x442; 21
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&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<br></td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
ASSIGNMENT AGREEMENT OF THE SUBORDINATED LOAN AGREEMENT DATED 21
JUNE 2011</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Nur-Sultan
20 December 2020</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
FREEDOM HOLDING CORP.,</font> hereinafter referred to as the
&#x201C;<font style="font-weight: bold">New Creditor</font>&#x201D;,
and</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
MAGLINK LIMITED</font>, hereinafter referred to as the
&#x201C;<font style="font-weight: bold">Initial
Creditor</font>&#x201D;,</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">the New
Creditor and the Initial Creditor together referred to as
&#x201C;<font style="font-weight: bold">Parties</font>&#x201D;,</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">have
entered into this Assignment Agreement (the "<font style="font-weight: bold">Agreement</font>") of the Subordinated Loan
Agreement dated 21 June 2011 as amended and supplemented (the
"<font style="font-weight: bold">Loan Agreement</font>") made
between the Initial Creditor and Bank Kassa Nova Joint Stock
Company (Subsidiary bank of ForteBank Joint Stock Company) BIN
[***], hereinafter referred to as the "<font style="font-weight: bold">Debtor</font>".</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">This
Agreement is made taking into consideration the below:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(1)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the Initial Creditor advanced a subordinated loan to the
Debtor in the amount of 2&#xA0;000&#xA0;000 (two million) USD until
20 June 2033 with an annual interest rate at 3%, without any
security;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(2)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">17 September 2020
Freedom Finance Joint Stock Company BIN [***] (the "<font style="font-weight: bold">Purchaser</font>") and Mr. Bulat Utemuratov as
a seller entered into the Sale and Purchase Agreement of the
Preferred Shares of Bank Kassa Nova JSC (Subsidiary Bank of
ForteBank JSC) ("<font style="font-weight: bold">SPA</font>"). One
of the conditions under the SPA is that the Purchaser has to
purchase, or procure purchase by a third party designated by the
Purchaser, of the Loan Agreement, including the right to demand
repayment of the indebtedness outstanding under the Loan
Agreement;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">(3)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The New Creditor is
a beneficial owner of 100% common shares of the
Purchaser.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">1.</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">SUBJECT
OF AGREEMENT</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">For the
Consideration (as defined in article 2 herein) the Initial Creditor
undertakes to assign and transfer to the New Creditor and, subject
to warranties in article 3 of this Agreement, the New Creditor
undertakes to purchase/accept the Rights (as further
defined).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The rights of claim
of the Initial Creditor under the Loan Agreement (the "<font style="font-weight: bold">Rights</font>") are assigned to the New
Creditor in the same amount and on the same terms as they exist as
at the date of assignment. The Rights are the rights of the Initial
Creditor under the Loan Agreement to claim from the Debtor
repayment of the principal loan amount, accrued but unpaid interest
amounts, as well as all fees and other amounts incurred under the
Loan Agreement, as well as a right to claim performance by the
Debtor of other obligations under the Loan Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Rights shall be deemed assigned from the Initial Creditor to the
New Creditor as of the date when the Consideration indicated in
clause 2.1 herein, payable by the New Creditor, is credited to the
Initial Creditor's bank account.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font>
<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">2.&#xA0;&#x421;&#x422;&#x41E;&#x418;&#x41C;&#x41E;&#x421;&#x422;&#x42C;
&#x423;&#x421;&#x422;&#x423;&#x41F;&#x41A;&#x418; &#x418;
&#x41F;&#x41E;&#x420;&#x42F;&#x414;&#x41E;&#x41A;
&#x420;&#x410;&#x421;&#x427;&#x415;&#x422;&#x410;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x435;&#x442;
2&#xA0;011&#xA0;758,33 (&#x434;&#x432;&#x430;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x430;
&#x43E;&#x434;&#x438;&#x43D;&#x43D;&#x430;&#x434;&#x446;&#x430;&#x442;&#x44C;
&#x442;&#x44B;&#x441;&#x44F;&#x447;
&#x441;&#x435;&#x43C;&#x44C;&#x441;&#x43E;&#x442;
&#x43F;&#x44F;&#x442;&#x44C;&#x434;&#x435;&#x441;&#x44F;&#x442;
&#x432;&#x43E;&#x441;&#x435;&#x43C;&#x44C;
&#x434;&#x43E;&#x43B;&#x43B;&#x430;&#x440;&#x43E;&#x432;,
&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x44C;
&#x442;&#x440;&#x438; &#x446;&#x435;&#x43D;&#x442;&#x430;)
&#x434;&#x43E;&#x43B;&#x43B;&#x430;&#x440;&#x43E;&#x432;
&#x421;&#x428;&#x410; (&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013;
"<font style="font-weight: bold">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;</font>") &#x438;
&#x441;&#x43E;&#x441;&#x442;&#x43E;&#x438;&#x442;
&#x438;&#x437;:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x43E;&#x441;&#x442;&#x430;&#x442;&#x43A;&#x430;
&#x43E;&#x441;&#x43D;&#x43E;&#x432;&#x43D;&#x43E;&#x433;&#x43E;
&#x434;&#x43E;&#x43B;&#x433;&#x430; &#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x432;
&#x441;&#x443;&#x43C;&#x43C;&#x435; 2&#xA0;000&#xA0;000
(&#x434;&#x432;&#x430;
&#x43C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x430;)
&#x434;&#x43E;&#x43B;&#x43B;&#x430;&#x440;&#x43E;&#x432;
&#x421;&#x428;&#x410;, &#x438;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x43D;&#x430;&#x447;&#x438;&#x441;&#x43B;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;,
&#x43D;&#x43E; &#x43D;&#x435;
&#x432;&#x44B;&#x43F;&#x43B;&#x430;&#x447;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x432;&#x43E;&#x437;&#x43D;&#x430;&#x433;&#x440;&#x430;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;
&#x441;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x43D;&#x438;&#x44E;
&#x43D;&#x430; 23 &#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F;
2020 &#x433;&#x43E;&#x434;&#x430; &#x432;
&#x441;&#x443;&#x43C;&#x43C;&#x435; 11&#xA0;758,33
(&#x43E;&#x434;&#x438;&#x43D;&#x43D;&#x430;&#x434;&#x446;&#x430;&#x442;&#x44C;
&#x442;&#x44B;&#x441;&#x44F;&#x447;
&#x441;&#x435;&#x43C;&#x44C;&#x441;&#x43E;&#x442;
&#x43F;&#x44F;&#x442;&#x44C;&#x434;&#x435;&#x441;&#x44F;&#x442;
&#x432;&#x43E;&#x441;&#x435;&#x43C;&#x44C;
&#x434;&#x43E;&#x43B;&#x43B;&#x430;&#x440;&#x43E;&#x432;,
&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x44C;
&#x442;&#x440;&#x438; &#x446;&#x435;&#x43D;&#x442;&#x430;)
&#x434;&#x43E;&#x43B;&#x43B;&#x430;&#x440;&#x43E;&#x432;
&#x421;&#x428;&#x410;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x441;&#x443;&#x43C;&#x43C;&#x44B;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x435;
&#x432; (&#x430;) &#x438; (b) &#x432;&#x44B;&#x448;&#x435;,
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x44E;&#x442;
&#x432;&#x435;&#x441;&#x44C; &#x43E;&#x431;&#x44A;&#x435;&#x43C;
&#x438;&#x43C;&#x435;&#x44E;&#x449;&#x438;&#x445;&#x441;&#x44F;
&#x444;&#x438;&#x43D;&#x430;&#x43D;&#x441;&#x43E;&#x432;&#x44B;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
&#x43D;&#x430; &#x434;&#x430;&#x442;&#x443;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x447;&#x438;&#x441;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x432;&#x43E;&#x437;&#x43D;&#x430;&#x433;&#x440;&#x430;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x43E;&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x43E; &#x433;&#x43E;&#x434;&#x43E;&#x432;&#x43E;&#x439;
&#x441;&#x442;&#x430;&#x432;&#x43A;&#x435; &#x438;&#x437;
&#x440;&#x430;&#x441;&#x447;&#x435;&#x442;&#x430; 360
&#x434;&#x43D;&#x435;&#x439; &#x432; &#x433;&#x43E;&#x434;&#x443;.
&#x421;&#x443;&#x43C;&#x43C;&#x430;
&#x437;&#x430;&#x434;&#x43E;&#x43B;&#x436;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x43F;&#x43E;
&#x432;&#x43E;&#x437;&#x43D;&#x430;&#x433;&#x440;&#x430;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44E;
&#x432; &#x43F;&#x443;&#x43D;&#x43A;&#x442;&#x435; 2.1(b)
&#x440;&#x430;&#x441;&#x441;&#x447;&#x438;&#x442;&#x430;&#x43D;&#x430;
&#x437;&#x430; &#x43F;&#x435;&#x440;&#x438;&#x43E;&#x434; &#x441; 1
&#x43E;&#x43A;&#x442;&#x44F;&#x431;&#x440;&#x44F; 2020
&#x43F;&#x43E; 23 &#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F;
2020 &#x433;&#x43E;&#x434;&#x430;
(&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432;
&#x43F;&#x435;&#x440;&#x435;&#x447;&#x438;&#x441;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x431;&#x430;&#x43D;&#x43A;&#x43E;&#x432;&#x441;&#x43A;&#x438;&#x43C;
&#x43F;&#x435;&#x440;&#x435;&#x432;&#x43E;&#x434;&#x43E;&#x43C;
&#x435;&#x434;&#x438;&#x43D;&#x43E;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x44B;&#x43C;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x43E;&#x43C;
&#x43D;&#x430; &#x441;&#x447;&#x435;&#x442;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;,
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x439;
&#x432;
&#x440;&#x435;&#x43A;&#x432;&#x438;&#x437;&#x438;&#x442;&#x430;&#x445;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;&#x413;&#x410;&#x420;&#x410;&#x41D;&#x422;&#x418;&#x418;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x44F;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x441;&#x43B;&#x435;&#x434;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x433;&#x430;&#x440;&#x430;&#x43D;&#x442;&#x438;&#x438;:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x431;&#x44B;&#x43B;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x44B;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;
&#x43E;&#x434;&#x43E;&#x431;&#x440;&#x435;&#x43D;,
&#x435;&#x433;&#x43E;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x44B;
&#x438;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x438;&#x43C;&#x44B;
&#x432;
&#x43F;&#x440;&#x438;&#x43D;&#x443;&#x434;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43D;&#x44B;&#x43C;
&#x441;&#x43E;&#x431;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x41F;&#x440;&#x430;&#x432;. &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x43D;&#x435;
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x44A;&#x435;&#x43A;&#x442;&#x43E;&#x43C;
&#x43B;&#x44E;&#x431;&#x44B;&#x445; &#x43F;&#x440;&#x430;&#x432;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x439;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x442;&#x430;&#x442;&#x44C;&#x438; 3.1
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x442;&#x441;&#x44F;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x44B;&#x43C;&#x438;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x43C;&#x438;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;&#x41F;&#x420;&#x410;&#x412;&#x410;
&#x418;
&#x41E;&#x411;&#x42F;&#x417;&#x410;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x442;&#x44C;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x43F;&#x43E; &#x430;&#x43A;&#x442;&#x443;
&#x43F;&#x440;&#x438;&#x435;&#x43C;&#x430;&#x2013;&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x447;&#x438;
(&#x434;&#x430;&#x43B;&#x435;&#x435; &#x2013; "<font style="font-weight: bold">&#x410;&#x43A;&#x442;</font>")
&#x441;&#x43B;&#x435;&#x434;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x44B;:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x441;&#x43E;
&#x432;&#x441;&#x435;&#x43C;&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;&#x43C;&#x438;
&#x438;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;&#x43C;&#x438;
&#x43A; &#x43D;&#x435;&#x43C;&#x443; &#x432;
&#x43E;&#x440;&#x438;&#x433;&#x438;&#x43D;&#x430;&#x43B;&#x430;&#x445;
&#x438;&#x43B;&#x438; &#x432;
&#x43A;&#x43E;&#x43F;&#x438;&#x44F;&#x445;,
&#x437;&#x430;&#x432;&#x435;&#x440;&#x435;&#x43D;&#x43D;&#x44B;&#x445;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x44F;&#x43C;&#x438;
&#x438; &#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x435;&#x433;&#x43E;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 60px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;&#x430;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x410;&#x43A;&#x442;&#x430; &#x440;&#x438;&#x441;&#x43A;
&#x443;&#x442;&#x440;&#x430;&#x442;&#x44B;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440; &#x441;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438; &#x434;&#x43E; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x410;&#x43A;&#x442;&#x430;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x431;&#x435;&#x441;&#x43F;&#x435;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x43E;&#x445;&#x440;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x443;&#x43A;&#x430;&#x437;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x432; &#x441;&#x442;&#x430;&#x442;&#x44C;&#x435; 4.1.1
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x43E;&#x432;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;
&#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x41A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;
&#x43E;&#x442;&#x432;&#x435;&#x447;&#x430;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x437;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x430;
&#x437;&#x430;&#x439;&#x43C;&#x430;
&#x43F;&#x43E;&#x441;&#x43B;&#x435;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;,
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432;&#x435;&#x440;&#x43D;&#x443;&#x442;&#x44C;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x43D;&#x44B;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x44B; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#x41F;&#x440;&#x430;&#x432;&#x430;
&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x44C;
&#x41F;&#x440;&#x430;&#x432; &#x432; &#x441;&#x440;&#x43E;&#x43A;
&#x43D;&#x435; &#x43F;&#x43E;&#x437;&#x434;&#x43D;&#x435;&#x435; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x438; 3
(&#x442;&#x440;&#x435;&#x445;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x430; &#x43A;
&#x43D;&#x435;&#x43C;&#x443; &#x41F;&#x440;&#x430;&#x432;
&#x43D;&#x430;&#x43F;&#x440;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x435;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x435;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x443; &#x43E;
&#x43F;&#x435;&#x440;&#x435;&#x445;&#x43E;&#x434;&#x435;
&#x41F;&#x440;&#x430;&#x432; &#x43A;
&#x41D;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43E;&#x43A;&#x430;&#x436;&#x435;&#x442;
&#x441;&#x43E;&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x435;
&#x432; &#x432;&#x43E;&#x437;&#x432;&#x440;&#x430;&#x442;&#x435;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x43C;&#x443;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x443;
&#x441;&#x443;&#x43C;&#x43C;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;,
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x43D;&#x44B;&#x445;
&#x438;
&#x443;&#x43F;&#x43B;&#x430;&#x447;&#x435;&#x43D;&#x43D;&#x44B;&#x445;
&#x432;
&#x43A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;&#x441;&#x43A;&#x438;&#x439;
&#x431;&#x44E;&#x434;&#x436;&#x435;&#x442;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x43F;&#x43E;
&#x414;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x443;
&#x437;&#x430;&#x439;&#x43C;&#x430; &#x432;
&#x440;&#x435;&#x437;&#x443;&#x43B;&#x44C;&#x442;&#x430;&#x442;&#x435;
&#x43F;&#x440;&#x438;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x441;&#x442;&#x430;&#x432;&#x43A;&#x438; 20%
&#x432;&#x43C;&#x435;&#x441;&#x442;&#x43E;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x43D;&#x43E;&#x439;
&#x43F;&#x43E;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x43C;&#x443;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x443;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;
&#x441;&#x442;&#x430;&#x432;&#x43A;&#x438; &#x432; 15%
&#x437;&#x430; &#x43F;&#x435;&#x440;&#x438;&#x43E;&#x434;,
&#x43D;&#x430;&#x447;&#x438;&#x43D;&#x430;&#x44F; &#x441; 04
&#x43D;&#x43E;&#x44F;&#x431;&#x440;&#x44F; 2016
&#x433;&#x43E;&#x434;&#x430; &#x43F;&#x43E;
&#x434;&#x430;&#x442;&#x443;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
(&#x43F;&#x43E;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x438;
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x43E;&#x43C;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x445;
&#x441;&#x443;&#x43C;&#x43C; &#x43E;&#x442;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x44B;&#x445;
&#x43E;&#x440;&#x433;&#x430;&#x43D;&#x43E;&#x432;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">2.&#xA0;ASSIGNMENT
REMUNERATION AND ITS PAYMENT</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
&#x421;onsideration for the Rights makes up 2,011,758.33 (two
million eleven thousand seven hundred fifty eight dollars and
thirty three cents) US Dollars (the "<font style="font-weight: bold">Consideration</font>"), which is the sum
of:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">residual of the
principal loan amount under the Loan Agreement in the amount of
2,000,000 (two million) US Dollars, and</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">accrued and
outstanding interest as at 23 December 2020 in the amount of
11,758.33 (eleven thousand seven hundred fifty eight dollars and
thirty three cents) US Dollars.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor confirms that at the date of signing of this
Agreement the amounts indicated in (a) and (b) above constitute the
whole scope of financial obligations of the Debtor to the Initial
Creditor under the Loan Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Under the Loan
Agreement the interest accrues at annual rate on the count
convention 360 days a year. The amount of interest indebtedness in
clause 2.1(b) herein is calculated for the period from 1 October
2020 to 23 December 2020 (inclusive).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Consideration
shall be paid in a lump sum by the New Creditor by wire transfer to
the bank account of the Initial Creditor set forth in this
Agreement within three (3) business days as of the date of this
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">3.&#xA0;WARRANTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor warrants to the New Creditor that:</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
was properly approved, its terms are valid and
enforceable;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(b)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Initial
Creditor is the legal owner holder of the Rights. The Rights are
not subject of third parties claims of any kind.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">3.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties hereby
agree that the provisions of article 3.1 shall be the major terms
of the Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.&#xA0;RIGHTS
AND OBLIGATIONS OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Rights and obligations of the Initial
Creditor</font>:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
Initial Creditor shall transfer to the New Creditor through the act
of transfer (the "<font style="font-weight: bold">Act</font>") the
following documents:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; text-indent: 48px"><font style="font-family: Times New Roman; font-size: 13px">(a)</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">the Loan Agreement
with all amendments to it in originals or in copies certified by
the signatures and seals of its parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">From
the moment of signing by the Parties of the Act the risk of their
loss shall be with the New Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">From
the date of signing of this Agreement until the date when the Act
is signed the Initial Creditor shall keep safely the documents
listed in clause 4.1.1.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">As
of the date when the Rights are assigned to the New Creditor the
Initial Creditor shall not be liable to the New Creditor for
non-fulfillment or improper fulfillment by the Debtor of the Loan
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.1.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In
case the Initial Creditor receives from Debtor the amounts under
the Loan Agreement after the assignment of the Rights to the New
Creditor it shall wire such amounts back to the Debtor within three
(3) working days from the date when it received them.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">4.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">The
rights and obligations of the New creditor:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
New Creditor shall pay to the Initial Creditor the Consideration
within 3 (three) business days as of this Agreement signing
date.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Within
3 (three) working days from the date of the Rights&#x2019;
assignment date the New Creditor shall send a written notice to the
Debtor on the assignment of the Rights to the New
Creditor.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">4.2.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The
New Creditor shall procure that the Debtor returns to the Initial
Creditor the sum of taxes overpaid by the Debtor to Kazakh budget
under the Loan Agreement as a result of the Debtor&#x2019;s
incorrect application of 20% of taxes instead of 15% as stipulated
in the tax laws of the Republic of Kazakhstan, for the period
starting from November 04, 2016 to the date of this Agreement (upon
receipt of such sums by the Debtor from tax authorities of the
Republic of Kazakhstan).</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font>
<font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
</div>
</div>
&#xA0;
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px;">

<table cellpadding="0" cellspacing="0" style="text-align: justify; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 51%; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;&#x41E;&#x422;&#x412;&#x415;&#x422;&#x421;&#x422;&#x412;&#x415;&#x41D;&#x41D;&#x41E;&#x421;&#x422;&#x42C;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43D;&#x435;&#x441;&#x435;&#x442;
&#x43F;&#x435;&#x440;&#x435;&#x434;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x437;&#x430;
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x438;
&#x43F;&#x440;&#x430;&#x432;&#x43E;&#x43C;&#x435;&#x440;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x432;&#x430;&#x435;&#x43C;&#x44B;&#x445;
&#x41F;&#x440;&#x430;&#x432;, &#x430;
&#x442;&#x430;&#x43A;&#x436;&#x435; &#x437;&#x430; &#x442;&#x43E;,
&#x447;&#x442;&#x43E; &#x41F;&#x440;&#x430;&#x432;&#x430;
&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x434;&#x43D;&#x44B;
&#x43E;&#x442;
&#x43F;&#x440;&#x435;&#x442;&#x435;&#x43D;&#x437;&#x438;&#x439;
&#x441;&#x43E; &#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x442;&#x440;&#x435;&#x442;&#x44C;&#x438;&#x445;
&#x43B;&#x438;&#x446;,
&#x432;&#x43A;&#x43B;&#x44E;&#x447;&#x430;&#x44F;
&#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432;&#x43E;,
&#x43D;&#x430; &#x43C;&#x43E;&#x43C;&#x435;&#x43D;&#x442;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x417;&#x430;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x43B;&#x438;&#x431;&#x43E;
&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x435;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x435;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x440;&#x438;&#x432;&#x435;&#x434;&#x448;&#x435;&#x435;
&#x43A;
&#x43F;&#x440;&#x438;&#x447;&#x438;&#x43D;&#x435;&#x43D;&#x438;&#x44E;
&#x443;&#x449;&#x435;&#x440;&#x431;&#x430;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;,
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43D;&#x435;&#x441;&#x443;&#x442;
&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x44C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#x43C;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;/&#x43D;&#x435;&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
(&#x43D;&#x435;&#x441;&#x432;&#x43E;&#x435;&#x432;&#x440;&#x435;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;)
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x438;&#x43D;&#x43E;&#x432;&#x43D;&#x430;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D;&#x430;
&#x43E;&#x43F;&#x43B;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x43F;&#x43E;&#x441;&#x442;&#x440;&#x430;&#x434;&#x430;&#x432;&#x448;&#x435;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x432; &#x440;&#x430;&#x437;&#x43C;&#x435;&#x440;&#x435; 0,1%
&#x43E;&#x442; &#x441;&#x443;&#x43C;&#x43C;&#x44B;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x432; &#x434;&#x435;&#x43D;&#x44C;, &#x43D;&#x43E; &#x43D;&#x435;
&#x431;&#x43E;&#x43B;&#x435;&#x435; 10% &#x43E;&#x442;
&#x43D;&#x435;&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;&#x44B;&#x43F;&#x43B;&#x430;&#x442;&#x430;
&#x43D;&#x435;&#x443;&#x441;&#x442;&#x43E;&#x439;&#x43A;&#x438;
&#x43D;&#x435;
&#x43E;&#x441;&#x432;&#x43E;&#x431;&#x43E;&#x436;&#x434;&#x430;&#x435;&#x442;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B; &#x43E;&#x442;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x439;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">
6.</font>&#xA0;&#x41D;&#x410;&#x41B;&#x41E;&#x413;&#x418;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x415;&#x441;&#x43B;&#x438;
&#x43A;&#x430;&#x43A;&#x430;&#x44F;-&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x443;&#x43C;&#x43C;&#x430;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x430; &#x438;&#x43B;&#x438;
&#x438;&#x43D;&#x43E;&#x433;&#x43E;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x43F;&#x43B;&#x430;&#x442;&#x435;&#x436;&#x430;
&#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x430;
&#x431;&#x44B;&#x442;&#x44C;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x430;
&#x441;&#x43E;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; - &#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x434;&#x43E;&#x43B;&#x436;&#x435;&#x43D;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x443;&#x432;&#x435;&#x43B;&#x438;&#x447;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432; &#x43D;&#x430;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x442;&#x430;&#x43A;&#x43E;&#x433;&#x43E;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x44F;
&#x442;&#x430;&#x43A;&#x438;&#x43C;
&#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x43C;,
&#x447;&#x442;&#x43E;&#x431;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x438;&#x43B;
&#x43F;&#x43E;&#x43B;&#x43D;&#x443;&#x44E;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x421;&#x442;&#x43E;&#x438;&#x43C;&#x43E;&#x441;&#x442;&#x438;
&#x41F;&#x440;&#x430;&#x432;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x415;&#x441;&#x43B;&#x438;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x441;&#x43C;&#x43E;&#x436;&#x435;&#x442;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x43F;&#x440;&#x438;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x439;
&#x43C;&#x435;&#x436;&#x434;&#x443;&#x43D;&#x430;&#x440;&#x43E;&#x434;&#x43D;&#x44B;&#x445;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x439;
&#x43E;&#x431;
&#x438;&#x437;&#x431;&#x435;&#x436;&#x430;&#x43D;&#x438;&#x438;
&#x434;&#x432;&#x43E;&#x439;&#x43D;&#x43E;&#x433;&#x43E;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x43E;&#x431;&#x43B;&#x43E;&#x436;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x43A;&#x440;&#x430;&#x442;&#x438;&#x442;&#x44C;
&#x441;&#x443;&#x43C;&#x43C;&#x443;
&#x443;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x439;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441; &#x43F;&#x443;&#x43D;&#x43A;&#x442;&#x43E;&#x43C; 6.1
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x431;&#x443;&#x434;&#x435;&#x442;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x43D; &#x432;
&#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x438; 30
(&#x442;&#x440;&#x438;&#x434;&#x446;&#x430;&#x442;&#x438;)
&#x440;&#x430;&#x431;&#x43E;&#x447;&#x438;&#x445;
&#x434;&#x43D;&#x435;&#x439; &#x441; &#x434;&#x430;&#x442;&#x44B;
&#x437;&#x430;&#x43F;&#x440;&#x43E;&#x441;&#x430;
&#x43F;&#x440;&#x435;&#x434;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x438;&#x442;&#x44C;
&#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;,
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x435;&#x433;&#x43E;
&#x43D;&#x430;&#x43B;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x435;
&#x440;&#x435;&#x437;&#x438;&#x434;&#x435;&#x43D;&#x442;&#x441;&#x442;&#x432;&#x43E;
&#x43F;&#x43E; &#x444;&#x43E;&#x440;&#x43C;&#x435; &#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x438;
&#x441; &#x437;&#x430;&#x43F;&#x440;&#x43E;&#x441;&#x43E;&#x43C;
&#x41D;&#x43E;&#x432;&#x43E;&#x433;&#x43E;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x430;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">
7.</font>&#xA0;&#x41F;&#x420;&#x41E;&#x427;&#x418;&#x415;
&#x423;&#x421;&#x41B;&#x41E;&#x412;&#x418;&#x42F;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x432;&#x441;&#x442;&#x443;&#x43F;&#x430;&#x435;&#x442;
&#x432;</font>
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
<font style="color: #000000">&#x441;&#x438;&#x43B;&#x443; &#x441;
&#x434;&#x430;&#x442;&#x44B; &#x435;&#x433;&#x43E;
&#x43F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x438;
&#x441;&#x43A;&#x440;&#x435;&#x43F;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x435;&#x447;&#x430;&#x442;&#x44F;&#x43C;&#x438;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;</font>
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x443;&#x435;&#x442;
&#x434;&#x43E; &#x43F;&#x43E;&#x43B;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;</font>
&#x414;&#x43E;&#x43B;&#x436;&#x43D;&#x438;&#x43A;&#x430;
<font style="color: #000000">&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;,
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41F;&#x435;&#x440;&#x432;&#x43E;&#x43D;&#x430;&#x447;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">&#x41F;&#x43E;&#x434;&#x43F;&#x438;&#x441;&#x430;&#x43D;&#x438;&#x435;&#x43C;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x41D;&#x43E;&#x432;&#x44B;&#x439;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;
&#x43F;&#x43E;&#x434;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;,
&#x447;&#x442;&#x43E; &#x434;&#x43B;&#x44F;</font>
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
<font style="color: #000000">&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x432;/&#x43A;&#x43E;&#x43D;&#x442;&#x440;&#x430;&#x433;&#x435;&#x43D;&#x442;&#x43E;&#x432;
&#x43D;&#x435;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x44E;&#x442;&#x441;&#x44F;,
&#x43B;&#x438;&#x431;&#x43E;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x438;&#x435;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;,
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x443;&#x432;&#x435;&#x434;&#x43E;&#x43C;&#x43B;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x44B;/&#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x44B;
&#x41D;&#x43E;&#x432;&#x44B;&#x43C;
&#x43A;&#x440;&#x435;&#x434;&#x438;&#x442;&#x43E;&#x440;&#x43E;&#x43C;
&#x432;
&#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x443;&#x44E;&#x449;&#x435;&#x43C;
&#x43F;&#x43E;&#x440;&#x44F;&#x434;&#x43A;&#x435;.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x440;&#x430;&#x441;&#x445;&#x43E;&#x434;,
&#x432;&#x43E;&#x437;&#x43D;&#x438;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x439;
&#x43F;&#x440;&#x438;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x438;
&#x438;/&#x438;&#x43B;&#x438;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x438;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x43E;&#x43F;&#x43B;&#x430;&#x447;&#x438;&#x432;&#x430;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x43E;&#x439;
&#x441;&#x430;&#x43C;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; color: #000000; font-family: Times New Roman; font-size: 13px">
7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;,
&#x447;&#x442;&#x43E;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x44F;,
&#x441;&#x43E;&#x434;&#x435;&#x440;&#x436;&#x430;&#x449;&#x430;&#x44F;&#x441;&#x44F;
&#x432;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x438;,
&#x44F;&#x432;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F;
&#x43A;&#x43E;&#x43D;&#x444;&#x438;&#x434;&#x435;&#x43D;&#x446;&#x438;&#x430;&#x43B;&#x44C;&#x43D;&#x43E;&#x439;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x435;&#x439;,
&#x438; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;
&#x43E;&#x431;&#x44F;&#x437;&#x443;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x430;&#x442;&#x44C;
&#x435;&#x435; &#x442;&#x440;&#x435;&#x442;&#x44C;&#x435;&#x439;
&#x441;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x435;
&#x431;&#x435;&#x437;
&#x43F;&#x43E;&#x43B;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x43F;&#x440;&#x435;&#x434;&#x432;&#x430;&#x440;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x44F;
&#x43D;&#x430; &#x44D;&#x442;&#x43E;
&#x434;&#x440;&#x443;&#x433;&#x43E;&#x439;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x44B;, &#x437;&#x430;
&#x438;&#x441;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x435;&#x43C;
&#x441;&#x43B;&#x443;&#x447;&#x430;&#x435;&#x432;,
&#x43A;&#x43E;&#x433;&#x434;&#x430;
&#x442;&#x430;&#x43A;&#x43E;&#x435;
&#x440;&#x430;&#x437;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x438;&#x43D;&#x444;&#x43E;&#x440;&#x43C;&#x430;&#x446;&#x438;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43F;&#x43E; &#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x430;&#x43C;
&#x44E;&#x440;&#x438;&#x441;&#x434;&#x438;&#x43A;&#x446;&#x438;&#x438;
&#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439; &#x438;&#x437;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D; &#x438;&#x43B;&#x438;
&#x432; &#x446;&#x435;&#x43B;&#x44F;&#x445;
&#x43D;&#x430;&#x434;&#x43B;&#x435;&#x436;&#x430;&#x449;&#x435;&#x433;&#x43E;
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;&#x430;&#x43C;&#x438;
&#x441;&#x432;&#x43E;&#x438;&#x445;
&#x43E;&#x431;&#x44F;&#x437;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;
&#x43F;&#x43E; &#x43D;&#x435;&#x43C;&#x443;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-style: italic; font-family: Times New Roman; font-size: 13px">
7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x412;&#x441;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x438;
&#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x44F;
&#x43A;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x43C;&#x443;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44E;
&#x432;&#x43D;&#x43E;&#x441;&#x44F;&#x442;&#x441;&#x44F;
&#x43F;&#x443;&#x442;&#x435;&#x43C;
&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x44F;
&#x432;
&#x43F;&#x438;&#x441;&#x44C;&#x43C;&#x435;&#x43D;&#x43D;&#x43E;&#x439;
&#x444;&#x43E;&#x440;&#x43C;&#x435;
&#x434;&#x43E;&#x43F;&#x43E;&#x43B;&#x43D;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E;
&#x441;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;,
&#x44F;&#x432;&#x43B;&#x44F;&#x44E;&#x449;&#x435;&#x433;&#x43E;&#x441;&#x44F;
&#x43D;&#x435;&#x43E;&#x442;&#x44A;&#x435;&#x43C;&#x43B;&#x435;&#x43C;&#x43E;&#x439;
&#x447;&#x430;&#x441;&#x442;&#x44C;&#x44E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x440;&#x435;&#x433;&#x443;&#x43B;&#x438;&#x440;&#x443;&#x435;&#x442;&#x441;&#x44F;
&#x43D;&#x43E;&#x440;&#x43C;&#x430;&#x43C;&#x438;
&#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41B;&#x44E;&#x431;&#x43E;&#x439;
&#x441;&#x43F;&#x43E;&#x440;,
&#x440;&#x430;&#x437;&#x43D;&#x43E;&#x433;&#x43B;&#x430;&#x441;&#x438;&#x435;,
&#x43F;&#x440;&#x43E;&#x442;&#x438;&#x432;&#x43E;&#x440;&#x435;&#x447;&#x438;&#x435;
&#x438;&#x43B;&#x438;
&#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;,
&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x438;&#x43B;&#x438;
&#x432;&#x43D;&#x435;&#x434;&#x43E;&#x433;&#x43E;&#x432;&#x43E;&#x440;&#x43D;&#x43E;&#x433;&#x43E;
&#x445;&#x430;&#x440;&#x430;&#x43A;&#x442;&#x435;&#x440;&#x430;,
&#x432;&#x44B;&#x442;&#x435;&#x43A;&#x430;&#x44E;&#x449;&#x438;&#x435;
&#x438;&#x437;
&#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x433;&#x43E;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438; &#x432; &#x441;&#x432;&#x44F;&#x437;&#x438;
&#x441; &#x43D;&#x438;&#x43C;, &#x432; &#x442;&#x43E;&#x43C;
&#x447;&#x438;&#x441;&#x43B;&#x435;
&#x43A;&#x430;&#x441;&#x430;&#x44E;&#x449;&#x438;&#x435;&#x441;&#x44F;
&#x435;&#x433;&#x43E;
&#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x438;,
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;,
&#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x438;&#x44F;,
&#x43D;&#x430;&#x440;&#x443;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x438;&#x43B;&#x438;
&#x43F;&#x440;&#x435;&#x43A;&#x440;&#x430;&#x449;&#x435;&#x43D;&#x438;&#x44F;,
&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x43D;&#x430;
&#x440;&#x430;&#x441;&#x441;&#x43C;&#x43E;&#x442;&#x440;&#x435;&#x43D;&#x438;&#x435;
&#x438;
&#x43E;&#x43A;&#x43E;&#x43D;&#x447;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;
&#x440;&#x430;&#x437;&#x440;&#x435;&#x448;&#x430;&#x44E;&#x442;&#x441;&#x44F;
&#x432; &#x441;&#x443;&#x434;&#x430;&#x445;
&#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;
&#x41A;&#x430;&#x437;&#x430;&#x445;&#x441;&#x442;&#x430;&#x43D;.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">&#x41D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x435;
&#x441;&#x43E;&#x441;&#x442;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x43E;
&#x432; 2
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x430;&#x445;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x438;
&#x430;&#x43D;&#x433;&#x43B;&#x438;&#x439;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x430;&#x445;,
&#x43A;&#x430;&#x436;&#x434;&#x44B;&#x439; &#x438;&#x437;
&#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x445;
&#x438;&#x43C;&#x435;&#x435;&#x442;
&#x43E;&#x434;&#x438;&#x43D;&#x430;&#x43A;&#x43E;&#x432;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443;, &#x43F;&#x43E;
&#x43E;&#x434;&#x43D;&#x43E;&#x43C;&#x443;
&#x44D;&#x43A;&#x437;&#x435;&#x43C;&#x43F;&#x43B;&#x44F;&#x440;&#x443;
&#x434;&#x43B;&#x44F; &#x43A;&#x430;&#x436;&#x434;&#x43E;&#x439;
&#x438;&#x437; &#x421;&#x442;&#x43E;&#x440;&#x43E;&#x43D;.
&#x41F;&#x440;&#x435;&#x438;&#x43C;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x443;&#x44E;
&#x44E;&#x440;&#x438;&#x434;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x443;&#x44E;
&#x441;&#x438;&#x43B;&#x443; &#x438;&#x43C;&#x435;&#x435;&#x442;
&#x442;&#x43E;&#x43B;&#x43A;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;
&#x421;&#x43E;&#x433;&#x43B;&#x430;&#x448;&#x435;&#x43D;&#x438;&#x44F;
&#x43D;&#x430; &#x440;&#x443;&#x441;&#x441;&#x43A;&#x43E;&#x43C;
&#x44F;&#x437;&#x44B;&#x43A;&#x435;.</font></div>
</td>
<td style="vertical-align: top; width: 49%; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; border-bottom: 2px solid #000000">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">5.&#xA0;LIABILITY
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Initial
Creditor shall be liable to the New Creditor for validity of the
Rights, and that at the date of signing of this Agreement the
Rights are free from claims from any third parties, including the
government.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px"><br>
</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties shall
be liable according to laws of the Republic of Kazakhstan for
non-fulfillment or improper fulfillment of the terms of this
Agreement that caused damages to either of the
Parties.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">In case the Party
fails to fulfill its obligations hereunder (or untimely fulfills
them) the defaulted Party shall be obliged to pay to the innocent
Party a default interest of 0.1% daily accrued on the unperformed
amount however not exceeding 10% of the unperformed
amount.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">5.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The payment of the
default interest does not release the Parties from the fulfillment
of the terms of this Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">6.&#xA0;TAXES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If any amount of
tax or any other mandatory charge should be withheld from the
payable Consideration &#x2013; the New Creditor shall top up the
Consideration for the deduction amount so that the Initial Creditor
receives the full Consideration amount.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">6.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">If the New Creditor
could apply provisions of the international treaties for the
avoidance of double taxation in order to decrease the amount to be
withheld as per clause 6.1 in this case the Initial Creditor will
be obliged to provide a document confirming its tax residency in
form according to the request of the New Creditor within 30
(thirty) business days as of the request.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">7.&#xA0;MISCELLANEOUS</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.1</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement
comes into force from the date of its signing by the Parties and is
valid until full fulfillment of their obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.2</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing of this
Agreement, the Initial Creditor confirms that it is not required to
get a preliminary consent or permission of notification from either
the Debtor or any counterparty or creditor of the Initial Creditor
to enter into this Agreement, or that such permissions, consents
have been obtained in due course.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.3</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">By signing this
Agreement, the New Creditor confirms that it is not required to get
a preliminary consent or permission of notification from any
counterparties or creditors for the New Creditor to enter into this
Agreement, or that such permissions, consents have been obtained in
due order.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.4</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">Each Party bears
its own expenses and costs related to the entering into this
Agreement or to its fulfillment.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.5</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">The Parties agree
that the information in this Agreement is confidential and the
Parties undertake not to disclose such information to third parties
without prior consent of the other Party, save for the cases when
such disclosure is required pursuant to legal provisions of the
jurisdictions of the Parties or in connection when the disclosure
is required for the proper performance of the obligations
hereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.6</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">All amendments and
changes to this Agreement shall be made in written form of an
amendment agreement which shall become an integral part of this
Agreement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.7</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
governed by the laws of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 48px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Any
dispute, controversy, difference or claim, whether contractual or
noncontractual, arising out of or in relation to this Agreement,
including its existence, validity, interpretation, performance,
breach or termination, shall be referred to and finally resolved by
the court of the Republic of Kazakhstan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 48px; text-indent: 0px"><font style="font-family: Times New Roman; font-size: 13px">7.8</font><font id="tab2" style="letter-spacing: 12px; color: black">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px">This Agreement is
made in 2 counterparts in English and Russian languages, having
equal legal force, by one to each of the Parties. In case of
discrepancies between the two languages, the Russian version shall
prevail.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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&#xA0; <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="2" style="vertical-align: top; width: 100%">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: -48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">8.&#xA0;&#x414;&#x415;&#x422;&#x410;&#x41B;&#x418;
&#x418; &#x41F;&#x41E;&#x414;&#x41F;&#x418;&#x421;&#x418;
&#x421;&#x422;&#x41E;&#x420;&#x41E;&#x41D; / DETAILS AND SIGNATURES
OF THE PARTIES</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Freedom Holding Corp.</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
&#x43E;/&#x43A; CT Corporation System 701
&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x442;&#x440;&#x438;&#x442;,
&#x41E;&#x444;&#x438;&#x441; 200,
&#x433;.&#x41A;&#x430;&#x440;&#x441;&#x43E;&#x43D;-&#x421;&#x438;&#x442;&#x438;,
&#x448;&#x442;&#x430;&#x442;
&#x41D;&#x435;&#x432;&#x430;&#x434;&#x430; 89701,
&#x421;&#x428;&#x410; +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
USD: [***] &#x411;&#x418;&#x41A;: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41A;/&#x421;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
c/o CT Corporation System 701 S Carson Street, Suite 200 Carson
City, Nevada 89701 United States, +1 888 996 3742</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. USD: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">BIK:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Bank:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">C/A:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Freedom Holding Corp.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Timur Turlov</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x413;&#x435;&#x43D;&#x435;&#x440;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439;
&#x434;&#x438;&#x440;&#x435;&#x43A;&#x442;&#x43E;&#x440;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x422;&#x438;&#x43C;&#x443;&#x440;
&#x422;&#x443;&#x440;&#x43B;&#x43E;&#x432;</font></div>
&#xA0; <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Maglink Limited</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-family: Times New Roman; font-size: 13px">
CEO, Timur Turlov</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Maglink Limited</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x410;&#x434;&#x440;&#x435;&#x441;:
Agiou Andreou, 332 Patrician Chambers</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3035,
Limassol, Cyprus</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x421;&#x447;&#x435;&#x442;
USD: [***]&#x411;&#x430;&#x43D;&#x43A;: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x411;&#x430;&#x43D;&#x43A;-&#x43A;&#x43E;&#x440;&#x440;&#x435;&#x441;&#x43F;&#x43E;&#x43D;&#x434;&#x435;&#x43D;&#x442;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#x41A;/&#x421;:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
</td>
<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Address:
Agiou Andreou, 332 Patrician Chambers</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3035,
Limassol, Cyprus</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Acc.
No. USD: [***]Bank: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Correspondent
bank: [***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">C/A:
[***]</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SWIFT:
I[***]</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 49%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#x417;&#x430; &#x438; &#x43E;&#x442; &#x43B;&#x438;&#x446;&#x430;
Maglink Limited</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; background-color: #FFFFFF; font-family: Times New Roman; font-size: 13px">
/s/ Lia Iordanou Theodoulou</font></div>
</td>
<td style="vertical-align: top; width: 51%; border-bottom: 2px solid #000000">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
For and on behalf of Maglink Limited</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; background-color: #FFFFFF; font-family: Times New Roman; font-size: 13px">
/s/ Lia Iordanou Theodoulou</font></div>
</td>
</tr></table>
</div>
<div>
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<td style="vertical-align: top; width: 49%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000; background-color: #FFFFFF">
Lia Iordanou Theodoulou</font><font style="font-weight: bold; color: #000000; background-color: #FFFFFF">&#xA0;</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Director</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Page
Directors Limited</font></div>
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<td style="vertical-align: top; width: 51%">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000; background-color: #FFFFFF">
Lia Iordanou Theodoulou</font><font style="font-weight: bold; color: #000000; background-color: #FFFFFF">&#xA0;</font></font></div>
<div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Director</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Page
Directors Limited</font></div>
&#xA0; <font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
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				<link:usedOn>link:definitionLink</link:usedOn>
			</link:roleType>
			<link:linkbaseRef xlink:type="simple" xlink:href="frhc-20201231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
			<link:linkbaseRef xlink:type="simple" xlink:href="frhc-20201231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
		</appinfo>
	</annotation>
	<import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
	<import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
	<import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
	<import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
	<import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
	<xs:element name="DocumentAndEntityInformationAbstract" id="frhc_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>7
<FILENAME>frhc-20201231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Issuer Direct Blueprint 2.0-->
<!--Based on XBRL 2.1-->
<!--Created on:12/29/20 7:30:37 PM-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
	<link:roleRef roleURI="http://www.freedomholdingcorp.com/20201231/role/Document-DocumentandEntityInformation" xlink:href="frhc-20201231.xsd#Document-DocumentandEntityInformation" xlink:type="simple" />
	<link:calculationLink xlink:type="extended" xlink:role="http://www.freedomholdingcorp.com/20201231/role/Document-DocumentandEntityInformation" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>8
<FILENAME>frhc-20201231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Issuer Direct Blueprint 2.0-->
<!--Based on XBRL 2.1-->
<!--Created on:12/29/20 7:30:37 PM-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" xlink:type="simple" />
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" xlink:type="simple" />
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" xlink:type="simple" />
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" xlink:type="simple" />
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" xlink:type="simple" />
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" xlink:type="simple" />
	<link:roleRef roleURI="http://www.freedomholdingcorp.com/20201231/role/Document-DocumentandEntityInformation" xlink:href="frhc-20201231.xsd#Document-DocumentandEntityInformation" xlink:type="simple" />
	<link:definitionLink xlink:type="extended" xlink:role="http://www.freedomholdingcorp.com/20201231/role/Document-DocumentandEntityInformation" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>frhc-20201231_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Issuer Direct Blueprint 2.0-->
<!--Based on XBRL 2.1-->
<!--Created on:12/29/20 7:30:37 PM-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
	<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
	<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
		<link:loc xlink:type="locator" xlink:href="frhc-20201231.xsd#frhc_DocumentAndEntityInformationAbstract" xlink:label="loc_frhc_DocumentAndEntityInformationAbstract" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_frhc_DocumentAndEntityInformationAbstract" xlink:to="frhc_DocumentAndEntityInformationAbstract_1_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="frhc_DocumentAndEntityInformationAbstract_1_lbl" xml:lang="en-US">Document and Entity Information [Abstract]</link:label>
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_frhc_DocumentAndEntityInformationAbstract" xlink:to="frhc_DocumentAndEntityInformationAbstract_2_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="frhc_DocumentAndEntityInformationAbstract_2_lbl" xml:lang="en-US">Document And Entity Information Abstract</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentDescription" xlink:label="loc_dei_AmendmentDescription" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCountry" xlink:label="loc_dei_EntityAddressCountry" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:label="loc_dei_WrittenCommunications" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:label="loc_dei_SolicitingMaterial" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_dei_PreCommencementTenderOffer" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
		<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" />
		<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
		<link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
	</link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>frhc-20201231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
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<span style="display: none;">v3.20.4</span><table class="report" border="0" cellspacing="2" id="idm139865635188344">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Dec. 28, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_frhc_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000924805<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 28,  2020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">FREEDOM
HOLDING CORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">NV<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-33034<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">
30-0233726<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">
77/7 Al Farabi Ave., &#8220;Esentai Tower&#8221; BC, Floor
7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Almaty<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address, Country</a></td>
<td class="text">KZ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">050040<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">7
727<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">311 10
64<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FRHC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>dei:securityTitleItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Document And Entity Information Abstract</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
