    <SEC-DOCUMENT>0000924805-24-000058-index.html : 20240729
    <SEC-HEADER>0000924805-24-000058.hdr.sgml : 20240729
    <ACCEPTANCE-DATETIME>20240729144109
    ACCESSION NUMBER:		0000924805-24-000058
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		191
    CONFORMED PERIOD OF REPORT:	20240331
    FILED AS OF DATE:		20240729
    DATE AS OF CHANGE:		20240729
    EFFECTIVENESS DATE:		20240729

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			Freedom Holding Corp.
    		CENTRAL INDEX KEY:			0000924805
    		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				300233726
    		STATE OF INCORPORATION:			NV
    		FISCAL YEAR END:			0331

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-33034
    		FILM NUMBER:		241151672

    	BUSINESS ADDRESS:
    		STREET 1:		ESENTAI TOWER BC, FLOOR 7
    		STREET 2:		77/7 AL FARABI AVE.
    		CITY:			ALMATY
    		STATE:			1P
    		ZIP:			050040
    		BUSINESS PHONE:		1-212-309-6000

    	MAIL ADDRESS:
    		STREET 1:		ESENTAI TOWER BC, FLOOR 7
    		STREET 2:		77/7 AL FARABI AVE.
    		CITY:			ALMATY
    		STATE:			1P
    		ZIP:			050040

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	BMB MUNAI INC
    		DATE OF NAME CHANGE:	20031218

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	INTERUNION FINANCIAL CORP
    		DATE OF NAME CHANGE:	19960719
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>1
    <FILENAME>a10k24wrapv3.htm
    <DESCRIPTION>ARS
    <TEXT>
    Document 1 - file: a10k24wrapv3.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>2
    <FILENAME>a10k24wrapv3001.jpg
    <DESCRIPTION>GRAPHIC
    <TEXT>
    Document 2 - file: a10k24wrapv3001.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>a10k24wrapv3002.jpg
    <TEXT>
    Document 3 - file: a10k24wrapv3002.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>a10k24wrapv3003.jpg
    <TEXT>
    Document 4 - file: a10k24wrapv3003.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>5
    <FILENAME>a10k24wrapv3004.jpg
    <TEXT>
    Document 5 - file: a10k24wrapv3004.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>6
    <FILENAME>a10k24wrapv3005.jpg
    <TEXT>
    Document 6 - file: a10k24wrapv3005.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>7
    <FILENAME>a10k24wrapv3006.jpg
    <TEXT>
    Document 7 - file: a10k24wrapv3006.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>8
    <FILENAME>a10k24wrapv3007.jpg
    <TEXT>
    Document 8 - file: a10k24wrapv3007.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>9
    <FILENAME>a10k24wrapv3008.jpg
    <TEXT>
    Document 9 - file: a10k24wrapv3008.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>10
    <FILENAME>a10k24wrapv3009.jpg
    <TEXT>
    Document 10 - file: a10k24wrapv3009.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>11
    <FILENAME>a10k24wrapv3010.jpg
    <TEXT>
    Document 11 - file: a10k24wrapv3010.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>12
    <FILENAME>a10k24wrapv3011.jpg
    <TEXT>
    Document 12 - file: a10k24wrapv3011.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>13
    <FILENAME>a10k24wrapv3012.jpg
    <TEXT>
    Document 13 - file: a10k24wrapv3012.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>14
    <FILENAME>a10k24wrapv3013.jpg
    <TEXT>
    Document 14 - file: a10k24wrapv3013.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>15
    <FILENAME>a10k24wrapv3014.jpg
    <TEXT>
    Document 15 - file: a10k24wrapv3014.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>16
    <FILENAME>a10k24wrapv3015.jpg
    <TEXT>
    Document 16 - file: a10k24wrapv3015.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>17
    <FILENAME>a10k24wrapv3016.jpg
    <TEXT>
    Document 17 - file: a10k24wrapv3016.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>18
    <FILENAME>a10k24wrapv3017.jpg
    <TEXT>
    Document 18 - file: a10k24wrapv3017.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>19
    <FILENAME>a10k24wrapv3018.jpg
    <TEXT>
    Document 19 - file: a10k24wrapv3018.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>20
    <FILENAME>a10k24wrapv3019.jpg
    <TEXT>
    Document 20 - file: a10k24wrapv3019.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>21
    <FILENAME>a10k24wrapv3020.jpg
    <TEXT>
    Document 21 - file: a10k24wrapv3020.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>22
    <FILENAME>a10k24wrapv3021.jpg
    <TEXT>
    Document 22 - file: a10k24wrapv3021.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>23
    <FILENAME>a10k24wrapv3022.jpg
    <TEXT>
    Document 23 - file: a10k24wrapv3022.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>24
    <FILENAME>a10k24wrapv3023.jpg
    <TEXT>
    Document 24 - file: a10k24wrapv3023.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>25
    <FILENAME>a10k24wrapv3024.jpg
    <TEXT>
    Document 25 - file: a10k24wrapv3024.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>26
    <FILENAME>a10k24wrapv3025.jpg
    <TEXT>
    Document 26 - file: a10k24wrapv3025.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>27
    <FILENAME>a10k24wrapv3026.jpg
    <TEXT>
    Document 27 - file: a10k24wrapv3026.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>28
    <FILENAME>a10k24wrapv3027.jpg
    <TEXT>
    Document 28 - file: a10k24wrapv3027.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>29
    <FILENAME>a10k24wrapv3028.jpg
    <TEXT>
    Document 29 - file: a10k24wrapv3028.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>30
    <FILENAME>a10k24wrapv3029.jpg
    <TEXT>
    Document 30 - file: a10k24wrapv3029.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>31
    <FILENAME>a10k24wrapv3030.jpg
    <TEXT>
    Document 31 - file: a10k24wrapv3030.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>32
    <FILENAME>a10k24wrapv3031.jpg
    <TEXT>
    Document 32 - file: a10k24wrapv3031.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>33
    <FILENAME>a10k24wrapv3032.jpg
    <TEXT>
    Document 33 - file: a10k24wrapv3032.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>34
    <FILENAME>a10k24wrapv3033.jpg
    <TEXT>
    Document 34 - file: a10k24wrapv3033.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>35
    <FILENAME>a10k24wrapv3034.jpg
    <TEXT>
    Document 35 - file: a10k24wrapv3034.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>36
    <FILENAME>a10k24wrapv3035.jpg
    <TEXT>
    Document 36 - file: a10k24wrapv3035.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>37
    <FILENAME>a10k24wrapv3036.jpg
    <TEXT>
    Document 37 - file: a10k24wrapv3036.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>38
    <FILENAME>a10k24wrapv3037.jpg
    <TEXT>
    Document 38 - file: a10k24wrapv3037.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>39
    <FILENAME>a10k24wrapv3038.jpg
    <TEXT>
    Document 39 - file: a10k24wrapv3038.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>40
    <FILENAME>a10k24wrapv3039.jpg
    <TEXT>
    Document 40 - file: a10k24wrapv3039.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>41
    <FILENAME>a10k24wrapv3040.jpg
    <TEXT>
    Document 41 - file: a10k24wrapv3040.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>42
    <FILENAME>a10k24wrapv3041.jpg
    <TEXT>
    Document 42 - file: a10k24wrapv3041.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>43
    <FILENAME>a10k24wrapv3042.jpg
    <TEXT>
    Document 43 - file: a10k24wrapv3042.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>44
    <FILENAME>a10k24wrapv3043.jpg
    <TEXT>
    Document 44 - file: a10k24wrapv3043.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>45
    <FILENAME>a10k24wrapv3044.jpg
    <TEXT>
    Document 45 - file: a10k24wrapv3044.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>46
    <FILENAME>a10k24wrapv3045.jpg
    <TEXT>
    Document 46 - file: a10k24wrapv3045.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>47
    <FILENAME>a10k24wrapv3046.jpg
    <TEXT>
    Document 47 - file: a10k24wrapv3046.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>48
    <FILENAME>a10k24wrapv3047.jpg
    <TEXT>
    Document 48 - file: a10k24wrapv3047.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>49
    <FILENAME>a10k24wrapv3048.jpg
    <TEXT>
    Document 49 - file: a10k24wrapv3048.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>50
    <FILENAME>a10k24wrapv3049.jpg
    <TEXT>
    Document 50 - file: a10k24wrapv3049.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>51
    <FILENAME>a10k24wrapv3050.jpg
    <TEXT>
    Document 51 - file: a10k24wrapv3050.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>52
    <FILENAME>a10k24wrapv3051.jpg
    <TEXT>
    Document 52 - file: a10k24wrapv3051.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>53
    <FILENAME>a10k24wrapv3052.jpg
    <TEXT>
    Document 53 - file: a10k24wrapv3052.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>54
    <FILENAME>a10k24wrapv3053.jpg
    <TEXT>
    Document 54 - file: a10k24wrapv3053.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>55
    <FILENAME>a10k24wrapv3054.jpg
    <TEXT>
    Document 55 - file: a10k24wrapv3054.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>56
    <FILENAME>a10k24wrapv3055.jpg
    <TEXT>
    Document 56 - file: a10k24wrapv3055.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>57
    <FILENAME>a10k24wrapv3056.jpg
    <TEXT>
    Document 57 - file: a10k24wrapv3056.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>58
    <FILENAME>a10k24wrapv3057.jpg
    <TEXT>
    Document 58 - file: a10k24wrapv3057.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>59
    <FILENAME>a10k24wrapv3058.jpg
    <TEXT>
    Document 59 - file: a10k24wrapv3058.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>60
    <FILENAME>a10k24wrapv3059.jpg
    <TEXT>
    Document 60 - file: a10k24wrapv3059.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>61
    <FILENAME>a10k24wrapv3060.jpg
    <TEXT>
    Document 61 - file: a10k24wrapv3060.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>62
    <FILENAME>a10k24wrapv3061.jpg
    <TEXT>
    Document 62 - file: a10k24wrapv3061.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>63
    <FILENAME>a10k24wrapv3062.jpg
    <TEXT>
    Document 63 - file: a10k24wrapv3062.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>64
    <FILENAME>a10k24wrapv3063.jpg
    <TEXT>
    Document 64 - file: a10k24wrapv3063.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>65
    <FILENAME>a10k24wrapv3064.jpg
    <TEXT>
    Document 65 - file: a10k24wrapv3064.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>66
    <FILENAME>a10k24wrapv3065.jpg
    <TEXT>
    Document 66 - file: a10k24wrapv3065.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>67
    <FILENAME>a10k24wrapv3066.jpg
    <TEXT>
    Document 67 - file: a10k24wrapv3066.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>68
    <FILENAME>a10k24wrapv3067.jpg
    <TEXT>
    Document 68 - file: a10k24wrapv3067.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>69
    <FILENAME>a10k24wrapv3068.jpg
    <TEXT>
    Document 69 - file: a10k24wrapv3068.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>70
    <FILENAME>a10k24wrapv3069.jpg
    <TEXT>
    Document 70 - file: a10k24wrapv3069.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>71
    <FILENAME>a10k24wrapv3070.jpg
    <TEXT>
    Document 71 - file: a10k24wrapv3070.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>72
    <FILENAME>a10k24wrapv3071.jpg
    <TEXT>
    Document 72 - file: a10k24wrapv3071.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>73
    <FILENAME>a10k24wrapv3072.jpg
    <TEXT>
    Document 73 - file: a10k24wrapv3072.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>74
    <FILENAME>a10k24wrapv3073.jpg
    <TEXT>
    Document 74 - file: a10k24wrapv3073.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>75
    <FILENAME>a10k24wrapv3074.jpg
    <TEXT>
    Document 75 - file: a10k24wrapv3074.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>76
    <FILENAME>a10k24wrapv3075.jpg
    <TEXT>
    Document 76 - file: a10k24wrapv3075.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>77
    <FILENAME>a10k24wrapv3076.jpg
    <TEXT>
    Document 77 - file: a10k24wrapv3076.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>78
    <FILENAME>a10k24wrapv3077.jpg
    <TEXT>
    Document 78 - file: a10k24wrapv3077.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>79
    <FILENAME>a10k24wrapv3078.jpg
    <TEXT>
    Document 79 - file: a10k24wrapv3078.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>80
    <FILENAME>a10k24wrapv3079.jpg
    <TEXT>
    Document 80 - file: a10k24wrapv3079.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>81
    <FILENAME>a10k24wrapv3080.jpg
    <TEXT>
    Document 81 - file: a10k24wrapv3080.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>82
    <FILENAME>a10k24wrapv3081.jpg
    <TEXT>
    Document 82 - file: a10k24wrapv3081.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>83
    <FILENAME>a10k24wrapv3082.jpg
    <TEXT>
    Document 83 - file: a10k24wrapv3082.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>84
    <FILENAME>a10k24wrapv3083.jpg
    <TEXT>
    Document 84 - file: a10k24wrapv3083.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>85
    <FILENAME>a10k24wrapv3084.jpg
    <TEXT>
    Document 85 - file: a10k24wrapv3084.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>86
    <FILENAME>a10k24wrapv3085.jpg
    <TEXT>
    Document 86 - file: a10k24wrapv3085.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>87
    <FILENAME>a10k24wrapv3086.jpg
    <TEXT>
    Document 87 - file: a10k24wrapv3086.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>88
    <FILENAME>a10k24wrapv3087.jpg
    <TEXT>
    Document 88 - file: a10k24wrapv3087.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>89
    <FILENAME>a10k24wrapv3088.jpg
    <TEXT>
    Document 89 - file: a10k24wrapv3088.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>90
    <FILENAME>a10k24wrapv3089.jpg
    <TEXT>
    Document 90 - file: a10k24wrapv3089.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>91
    <FILENAME>a10k24wrapv3090.jpg
    <TEXT>
    Document 91 - file: a10k24wrapv3090.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>92
    <FILENAME>a10k24wrapv3091.jpg
    <TEXT>
    Document 92 - file: a10k24wrapv3091.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>93
    <FILENAME>a10k24wrapv3092.jpg
    <TEXT>
    Document 93 - file: a10k24wrapv3092.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>94
    <FILENAME>a10k24wrapv3093.jpg
    <TEXT>
    Document 94 - file: a10k24wrapv3093.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>95
    <FILENAME>a10k24wrapv3094.jpg
    <TEXT>
    Document 95 - file: a10k24wrapv3094.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>96
    <FILENAME>a10k24wrapv3095.jpg
    <TEXT>
    Document 96 - file: a10k24wrapv3095.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>97
    <FILENAME>a10k24wrapv3096.jpg
    <TEXT>
    Document 97 - file: a10k24wrapv3096.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>98
    <FILENAME>a10k24wrapv3097.jpg
    <TEXT>
    Document 98 - file: a10k24wrapv3097.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>99
    <FILENAME>a10k24wrapv3098.jpg
    <TEXT>
    Document 99 - file: a10k24wrapv3098.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>100
    <FILENAME>a10k24wrapv3099.jpg
    <TEXT>
    Document 100 - file: a10k24wrapv3099.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>101
    <FILENAME>a10k24wrapv3100.jpg
    <TEXT>
    Document 101 - file: a10k24wrapv3100.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>102
    <FILENAME>a10k24wrapv3101.jpg
    <TEXT>
    Document 102 - file: a10k24wrapv3101.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>103
    <FILENAME>a10k24wrapv3102.jpg
    <TEXT>
    Document 103 - file: a10k24wrapv3102.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>104
    <FILENAME>a10k24wrapv3103.jpg
    <TEXT>
    Document 104 - file: a10k24wrapv3103.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>105
    <FILENAME>a10k24wrapv3104.jpg
    <TEXT>
    Document 105 - file: a10k24wrapv3104.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>106
    <FILENAME>a10k24wrapv3105.jpg
    <TEXT>
    Document 106 - file: a10k24wrapv3105.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>107
    <FILENAME>a10k24wrapv3106.jpg
    <TEXT>
    Document 107 - file: a10k24wrapv3106.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>108
    <FILENAME>a10k24wrapv3107.jpg
    <TEXT>
    Document 108 - file: a10k24wrapv3107.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>109
    <FILENAME>a10k24wrapv3108.jpg
    <TEXT>
    Document 109 - file: a10k24wrapv3108.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>110
    <FILENAME>a10k24wrapv3109.jpg
    <TEXT>
    Document 110 - file: a10k24wrapv3109.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>111
    <FILENAME>a10k24wrapv3110.jpg
    <TEXT>
    Document 111 - file: a10k24wrapv3110.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>112
    <FILENAME>a10k24wrapv3111.jpg
    <TEXT>
    Document 112 - file: a10k24wrapv3111.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>113
    <FILENAME>a10k24wrapv3112.jpg
    <TEXT>
    Document 113 - file: a10k24wrapv3112.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>114
    <FILENAME>a10k24wrapv3113.jpg
    <TEXT>
    Document 114 - file: a10k24wrapv3113.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>115
    <FILENAME>a10k24wrapv3114.jpg
    <TEXT>
    Document 115 - file: a10k24wrapv3114.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>116
    <FILENAME>a10k24wrapv3115.jpg
    <TEXT>
    Document 116 - file: a10k24wrapv3115.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>117
    <FILENAME>a10k24wrapv3116.jpg
    <TEXT>
    Document 117 - file: a10k24wrapv3116.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>118
    <FILENAME>a10k24wrapv3117.jpg
    <TEXT>
    Document 118 - file: a10k24wrapv3117.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>119
    <FILENAME>a10k24wrapv3118.jpg
    <TEXT>
    Document 119 - file: a10k24wrapv3118.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>120
    <FILENAME>a10k24wrapv3119.jpg
    <TEXT>
    Document 120 - file: a10k24wrapv3119.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>121
    <FILENAME>a10k24wrapv3120.jpg
    <TEXT>
    Document 121 - file: a10k24wrapv3120.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>122
    <FILENAME>a10k24wrapv3121.jpg
    <TEXT>
    Document 122 - file: a10k24wrapv3121.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>123
    <FILENAME>a10k24wrapv3122.jpg
    <TEXT>
    Document 123 - file: a10k24wrapv3122.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>124
    <FILENAME>a10k24wrapv3123.jpg
    <TEXT>
    Document 124 - file: a10k24wrapv3123.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>125
    <FILENAME>a10k24wrapv3124.jpg
    <TEXT>
    Document 125 - file: a10k24wrapv3124.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>126
    <FILENAME>a10k24wrapv3125.jpg
    <TEXT>
    Document 126 - file: a10k24wrapv3125.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>127
    <FILENAME>a10k24wrapv3126.jpg
    <TEXT>
    Document 127 - file: a10k24wrapv3126.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>128
    <FILENAME>a10k24wrapv3127.jpg
    <TEXT>
    Document 128 - file: a10k24wrapv3127.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>129
    <FILENAME>a10k24wrapv3128.jpg
    <TEXT>
    Document 129 - file: a10k24wrapv3128.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>130
    <FILENAME>a10k24wrapv3129.jpg
    <TEXT>
    Document 130 - file: a10k24wrapv3129.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>131
    <FILENAME>a10k24wrapv3130.jpg
    <TEXT>
    Document 131 - file: a10k24wrapv3130.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>132
    <FILENAME>a10k24wrapv3131.jpg
    <TEXT>
    Document 132 - file: a10k24wrapv3131.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>133
    <FILENAME>a10k24wrapv3132.jpg
    <TEXT>
    Document 133 - file: a10k24wrapv3132.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>134
    <FILENAME>a10k24wrapv3133.jpg
    <TEXT>
    Document 134 - file: a10k24wrapv3133.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>135
    <FILENAME>a10k24wrapv3134.jpg
    <TEXT>
    Document 135 - file: a10k24wrapv3134.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>136
    <FILENAME>a10k24wrapv3135.jpg
    <TEXT>
    Document 136 - file: a10k24wrapv3135.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>137
    <FILENAME>a10k24wrapv3136.jpg
    <TEXT>
    Document 137 - file: a10k24wrapv3136.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>138
    <FILENAME>a10k24wrapv3137.jpg
    <TEXT>
    Document 138 - file: a10k24wrapv3137.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>139
    <FILENAME>a10k24wrapv3138.jpg
    <TEXT>
    Document 139 - file: a10k24wrapv3138.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>140
    <FILENAME>a10k24wrapv3139.jpg
    <TEXT>
    Document 140 - file: a10k24wrapv3139.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>141
    <FILENAME>a10k24wrapv3140.jpg
    <TEXT>
    Document 141 - file: a10k24wrapv3140.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>142
    <FILENAME>a10k24wrapv3141.jpg
    <TEXT>
    Document 142 - file: a10k24wrapv3141.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>143
    <FILENAME>a10k24wrapv3142.jpg
    <TEXT>
    Document 143 - file: a10k24wrapv3142.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>144
    <FILENAME>a10k24wrapv3143.jpg
    <TEXT>
    Document 144 - file: a10k24wrapv3143.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>145
    <FILENAME>a10k24wrapv3144.jpg
    <TEXT>
    Document 145 - file: a10k24wrapv3144.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>146
    <FILENAME>a10k24wrapv3145.jpg
    <TEXT>
    Document 146 - file: a10k24wrapv3145.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>147
    <FILENAME>a10k24wrapv3146.jpg
    <TEXT>
    Document 147 - file: a10k24wrapv3146.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>148
    <FILENAME>a10k24wrapv3147.jpg
    <TEXT>
    Document 148 - file: a10k24wrapv3147.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>149
    <FILENAME>a10k24wrapv3148.jpg
    <TEXT>
    Document 149 - file: a10k24wrapv3148.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>150
    <FILENAME>a10k24wrapv3149.jpg
    <TEXT>
    Document 150 - file: a10k24wrapv3149.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>151
    <FILENAME>a10k24wrapv3150.jpg
    <TEXT>
    Document 151 - file: a10k24wrapv3150.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>152
    <FILENAME>a10k24wrapv3151.jpg
    <TEXT>
    Document 152 - file: a10k24wrapv3151.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>153
    <FILENAME>a10k24wrapv3152.jpg
    <TEXT>
    Document 153 - file: a10k24wrapv3152.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>154
    <FILENAME>a10k24wrapv3153.jpg
    <TEXT>
    Document 154 - file: a10k24wrapv3153.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>155
    <FILENAME>a10k24wrapv3154.jpg
    <TEXT>
    Document 155 - file: a10k24wrapv3154.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>156
    <FILENAME>a10k24wrapv3155.jpg
    <TEXT>
    Document 156 - file: a10k24wrapv3155.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>157
    <FILENAME>a10k24wrapv3156.jpg
    <TEXT>
    Document 157 - file: a10k24wrapv3156.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>158
    <FILENAME>a10k24wrapv3157.jpg
    <TEXT>
    Document 158 - file: a10k24wrapv3157.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>159
    <FILENAME>a10k24wrapv3158.jpg
    <TEXT>
    Document 159 - file: a10k24wrapv3158.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>160
    <FILENAME>a10k24wrapv3159.jpg
    <TEXT>
    Document 160 - file: a10k24wrapv3159.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>161
    <FILENAME>a10k24wrapv3160.jpg
    <TEXT>
    Document 161 - file: a10k24wrapv3160.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>162
    <FILENAME>a10k24wrapv3161.jpg
    <TEXT>
    Document 162 - file: a10k24wrapv3161.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>163
    <FILENAME>a10k24wrapv3162.jpg
    <TEXT>
    Document 163 - file: a10k24wrapv3162.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>164
    <FILENAME>a10k24wrapv3163.jpg
    <TEXT>
    Document 164 - file: a10k24wrapv3163.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>165
    <FILENAME>a10k24wrapv3164.jpg
    <TEXT>
    Document 165 - file: a10k24wrapv3164.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>166
    <FILENAME>a10k24wrapv3165.jpg
    <TEXT>
    Document 166 - file: a10k24wrapv3165.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>167
    <FILENAME>a10k24wrapv3166.jpg
    <TEXT>
    Document 167 - file: a10k24wrapv3166.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>168
    <FILENAME>a10k24wrapv3167.jpg
    <TEXT>
    Document 168 - file: a10k24wrapv3167.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>169
    <FILENAME>a10k24wrapv3168.jpg
    <TEXT>
    Document 169 - file: a10k24wrapv3168.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>170
    <FILENAME>a10k24wrapv3169.jpg
    <TEXT>
    Document 170 - file: a10k24wrapv3169.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>171
    <FILENAME>a10k24wrapv3170.jpg
    <TEXT>
    Document 171 - file: a10k24wrapv3170.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>172
    <FILENAME>a10k24wrapv3171.jpg
    <TEXT>
    Document 172 - file: a10k24wrapv3171.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>173
    <FILENAME>a10k24wrapv3172.jpg
    <TEXT>
    Document 173 - file: a10k24wrapv3172.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>174
    <FILENAME>a10k24wrapv3173.jpg
    <TEXT>
    Document 174 - file: a10k24wrapv3173.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>175
    <FILENAME>a10k24wrapv3174.jpg
    <TEXT>
    Document 175 - file: a10k24wrapv3174.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>176
    <FILENAME>a10k24wrapv3175.jpg
    <TEXT>
    Document 176 - file: a10k24wrapv3175.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>177
    <FILENAME>a10k24wrapv3176.jpg
    <TEXT>
    Document 177 - file: a10k24wrapv3176.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>178
    <FILENAME>a10k24wrapv3177.jpg
    <TEXT>
    Document 178 - file: a10k24wrapv3177.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>179
    <FILENAME>a10k24wrapv3178.jpg
    <TEXT>
    Document 179 - file: a10k24wrapv3178.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>180
    <FILENAME>a10k24wrapv3179.jpg
    <TEXT>
    Document 180 - file: a10k24wrapv3179.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>181
    <FILENAME>a10k24wrapv3180.jpg
    <TEXT>
    Document 181 - file: a10k24wrapv3180.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>182
    <FILENAME>a10k24wrapv3181.jpg
    <TEXT>
    Document 182 - file: a10k24wrapv3181.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>183
    <FILENAME>a10k24wrapv3182.jpg
    <TEXT>
    Document 183 - file: a10k24wrapv3182.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>184
    <FILENAME>a10k24wrapv3183.jpg
    <TEXT>
    Document 184 - file: a10k24wrapv3183.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>185
    <FILENAME>a10k24wrapv3184.jpg
    <TEXT>
    Document 185 - file: a10k24wrapv3184.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>186
    <FILENAME>a10k24wrapv3185.jpg
    <TEXT>
    Document 186 - file: a10k24wrapv3185.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>187
    <FILENAME>a10k24wrapv3186.jpg
    <TEXT>
    Document 187 - file: a10k24wrapv3186.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>188
    <FILENAME>a10k24wrapv3187.jpg
    <TEXT>
    Document 188 - file: a10k24wrapv3187.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>189
    <FILENAME>a10k24wrapv3188.jpg
    <TEXT>
    Document 189 - file: a10k24wrapv3188.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>190
    <FILENAME>a10k24wrapv3189.jpg
    <TEXT>
    Document 190 - file: a10k24wrapv3189.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>191
    <FILENAME>a10k24wrapv3.pdf
    <DESCRIPTION>ARS
    <TEXT>
    Document 191 - file: a10k24wrapv3.pdf

    </DOCUMENT>
    </SEC-DOCUMENT>