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CUSTOMER LIABILITIES
 3 Months Ended
Jun. 30, 2024
Contract with Customer, Liability [Abstract]  
CUSTOMER LIABILITIES CUSTOMER LIABILITIES
The Group recognizes customer liabilities associated with deposit funds of its brokerage and bank customers. As of June 30, 2024, and March 31, 2024, customer liabilities consisted of:
June 30, 2024
March 31, 2024
AmountInterestAmountInterest
Interest bearing deposits:
Term deposits$1,355,385 
0.1% - 17.3%
$1,221,072 
0.04% - 17.3%
Total Interest bearing deposits$1,355,385 $1,221,072 
Non-interest-bearing deposits:
Brokerage customers$973,577 $742,902 
Current customer accounts370,950 309,856 
Total non-interest-bearing accounts$1,344,527 $1,052,758 
Total customer liabilities$2,699,912 $2,273,830 
In accordance with Kazakhstan law requirements, commercial banks conclude agreements with JSC Kazakhstan Deposit Insurance Fund ("KDIF"), under which banks have to pay commissions to KDIF on a recurring basis, the amount of which depends on the term and demand deposits received by banks from the customers. Under the agreement, KDIF insures the term and demand deposits up to $42 to each customer. As at June 30, 2024, and March 31, 2024, respectively, the Group had total amounts in excess of insured bank time deposits of $616,746 and $600,972 for all customers.