XML 93 R75.htm IDEA: XBRL DOCUMENT
v3.25.1

STATUTORY CAPITAL REQUIREMENTS (Tables) | 12 Months Ended
--- | ---
Mar. 31, 2025
Equity [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The table below presents net capital/eligible equity, required minimum capital, excess regulatory capital and retained earnings as of March 31, 2025 for the Company and each of subsidiaries that are regulated entities that is material for our consolidated financial statements.
|  | Regulated activities |  | Net Capital/Eligible Equity |  | Required Minimum capital/solvency |  | Excess regulatory capital |  | Retained earnings
(amounts in thousands) |  |  |  |  |  |  |  |  |  |
Freedom Holding Corp. |  | Non-regulated holding company |  | $ | 526,906 |  |  | $ | 200,000 |  |  | $ | 326,906 |  |  | $ | (256,096) |
Freedom EU |  | Brokerage |  | 450,903 |  |  | 19,320 |  |  | 431,584 |  |  | 607,659 |
Freedom Bank KZ |  | Bank |  | 382,259 |  |  | 175,396 |  |  | 206,862 |  |  | 159,119 |
Freedom KZ |  | Brokerage |  | 43,568 |  |  | 390 |  |  | 43,178 |  |  | 100,440 |
Freedom Global |  | Brokerage |  | 66,217 |  |  | 21,564 |  |  | 44,653 |  |  | 56,941 |
Freedom Life |  | Life Insurance |  | 58,246 |  |  | 11,692 |  |  | 46,554 |  |  | 70,574 |
Freedom Armenia ("Freedom AR") |  | Brokerage |  | 47,994 |  |  | 773 |  |  | 47,221 |  |  | 48,067 |
Freedom Insurance |  | Property and Casual Insurance |  | 33,646 |  |  | 11,692 |  |  | 21,954 |  |  | 29,150 |
Other regulated operating subsidiaries |  | Other |  | 14,130 |  |  | 267 |  | 13,863 |  |  | (28,622) |
|  |  |  | $ | 1,623,869 |  |  | $ | 441,094 |  |  | $ | 1,182,775 |  |  | $ | 787,232 |
The table below presents net capital/eligible equity, required minimum capital, excess regulatory capital and retained earnings as of March 31, 2024 for each of our subsidiaries that are regulated entities that is material for our consolidated financial statements.
|  | Regulated activities |  | Net Capital/Eligible Equity |  | Required Minimum capital/solvency |  | Excess regulatory capital |  | Retained earnings
(amounts in thousands) |  |  |  |  |  |  |  |  |  |
Freedom Bank KZ |  | Banking |  | $ | 329,738 |  |  | $ | 196,594 |  |  | $ | 133,144 |  |  | $ | 193,376 |
Freedom EU |  | Brokerage |  | 269,424 |  |  | 10,868 |  |  | 258,556 |  |  | 319,484 |
Freedom KZ |  | Brokerage |  | 107,064 |  |  | 413 |  |  | 106,651 |  |  | 122,416 |
Freedom Life |  | Life Insurance |  | 50,757 |  |  | 12,395 |  |  | 38,362 |  |  | 57,085 |
Freedom Insurance |  | Property and Casual Insurance |  | 30,011 |  |  | 12,395 |  |  | 17,616 |  |  | 19,773 |
Freedom Global |  | Brokerage |  | 16,428 |  |  | 12,352 |  |  | 4,076 |  |  | 117,468 |
Freedom Armenia ("Freedom AR") |  | Brokerage |  | 7,317 |  |  | 763 |  |  | 6,554 |  |  | 6,447 |
Other regulated operating subsidiaries |  | Other |  | 8,533 |  |  | 155 |  | 8,378 |  |  | (11,665) |
|  |  |  | $ | 819,272 |  |  | $ | 245,935 |  |  | $ | 573,337 |  |  | $ | 824,384 |

X
- References No definition available. + Details
Name: | us-gaap_EquityAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration