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STATUTORY CAPITAL REQUIREMENTS (Tables)

6 Months Ended

Sep. 30, 2025

Broker-Dealer [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The table below presents net capital/eligible equity, required minimum capital, excess regulatory capital and retained earnings as of September 30, 2025 for the Company and each of subsidiaries that are regulated entities that is material for our consolidated financial statements.

(amounts in thousands)						Regulated activities						Net Capital/Eligible Equity						Required Minimum capital/solvency						Excess regulatory capital						Retained earnings
Freedom Holding Corp.						Bank holding company						$	486,790					$	200,000					$	286,790					$	(121,966)
Freedom EU						Brokerage						451,258						19,320						431,938						562,152
Freedom Bank KZ						Bank						388,080						182,333						205,747						184,141
Freedom Global						Brokerage						141,067						34,827						106,240						176,288
Freedom Life						Life Insurance						84,742						10,742						74,000						86,283
Freedom Armenia ("Freedom AR")						Brokerage						73,905						786						73,119						76,856
Freedom KZ						Brokerage						42,915						358						42,557						104,170
Freedom Insurance						Property and Casual Insurance						41,631						10,742						30,889						41,787
Other regulated operating subsidiaries						Other						18,492						260						18,231						(30,420)
												$	1,728,879					$	459,368					$	1,269,511					$	1,079,291

The table below presents net capital/eligible equity, required minimum capital, excess regulatory capital and retained earnings as of March 31, 2025 for each of our subsidiaries that are regulated entities that is material for our consolidated financial statements.

(amounts in thousands)						Regulated activities						Net Capital/Eligible Equity						Required Minimum capital/solvency						Excess regulatory capital						Retained earnings
Freedom Holding Corp.						Bank holding company						$	526,906					$	200,000					$	326,906					$	(256,096)
Freedom EU						Brokerage						450,903						19,320						431,584						607,659
Freedom Bank KZ						Bank						382,259						175,396						206,862						159,119
Freedom KZ						Brokerage						43,568						390						43,178						100,440
Freedom Global						Brokerage						66,217						21,564						44,653						56,941
Freedom Life						Life Insurance						58,246						11,692						46,554						70,574
Freedom Armenia ("Freedom AR")						Brokerage						47,994						773						47,221						48,067
Freedom Insurance						Property and Casual Insurance						33,646						11,692						21,954						29,150
Other regulated operating subsidiaries						Other						14,130						267						13,863						(28,622)
												$	1,623,869					$	441,094					$	1,182,775					$	787,232

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- References

No definition available.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

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