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Property, Equipment, and Capitalized Software, Net (Tables)
12 Months Ended
Dec. 31, 2024
Property, Plant and Equipment [Abstract]  
Schedule of Property and Equipment and Depreciation and Amortization Recognized
A summary of property, equipment, and capitalized software is as follows:
 December 31,
 20242023
 (In millions)
Capitalized software$788 $687 
Property and equipment205 199 
Building and improvements35 41 
Land
Total cost1,029 932 
Less: accumulated amortization - capitalized software(612)(537)
Less: accumulated depreciation and amortization - property, equipment, building, and improvements
(194)(192)
Total accumulated depreciation and amortization(806)(729)
ROU assets - finance leases65 67 
Property, equipment, and capitalized software, net$288 $270 
The following table presents all depreciation and amortization recognized in our consolidated statements of income:
Year Ended December 31,
202420232022
(In millions)
Amortization of intangible assets$82 $85 $77 
Amortization of capitalized software69 58 54 
Amortization of finance leases19 18 28 
Depreciation and amortization of property, equipment, building, and improvements16 10 17 
Total depreciation and amortization$186 $171 $176