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v3.25.2

Losses, Claims and Settlement Expenses (Details) - USD ($) $ in Millions | 6 Months Ended |  |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024 | Dec. 31, 2023
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items] |  |  |  |
Reinsurance Recoverable for Unpaid Claims and Claims Adjustments |  |  | $ 5,807.1 | $ 4,977.7
Liability for Unpaid Claims and Claims Adjustment Expense |  |  |  |
Gross reserves at beginning of period | $ 13,727.7 | $ 12,538.2 |  |
Less: Reinsurance losses recoverable | 6,236.0 | 5,256.7 |  |
Net reserves at beginning of period |  |  | 7,920.6 | 7,560.4
Provisions for insured events of the current year | 1,687.9 | 1,499.1 |  |
Change in provision for insured events of prior years | (88.6) | (71.0) |  |
Total incurred claims and claim adjustment expenses | 1,599.3 | 1,428.1 |  |
Claims and claim adjustment expenses attributable to insured events of the current year | 393.6 | 366.6 |  |
Claims and claim adjustment expenses attributable to insured events of prior years | 1,005.8 | 921.0 |  |
Total payments | 1,399.5 | 1,287.6 |  |
Amount of reserves for unpaid claims and claim adjustment expenses at the end of each period, net of reinsurance losses recoverable | 8,120.4 | 7,700.8 |  |
Gross reserves at end of period | 14,356.4 | 12,957.6 |  |
Specialty Insurance |  |  |  |
Liability for Unpaid Claims and Claims Adjustment Expense |  |  |  |
Net reserves at beginning of period |  |  | 7,341.5 | 6,955.2
Provisions for insured events of the current year | 1,638.8 | 1,453.9 |  |
Change in provision for insured events of prior years | (77.7) | (55.8) |  |
Claims and claim adjustment expenses attributable to insured events of the current year | 389.2 | 363.4 |  |
Claims and claim adjustment expenses attributable to insured events of prior years | 962.6 | 889.5 |  |
Amount of reserves for unpaid claims and claim adjustment expenses at the end of each period, net of reinsurance losses recoverable | 7,550.5 | 7,100.3 |  |
Title Insurance |  |  |  |
Liability for Unpaid Claims and Claims Adjustment Expense |  |  |  |
Net reserves at beginning of period |  |  | 572.7 | 598.5
Provisions for insured events of the current year | 45.4 | 41.7 |  |
Change in provision for insured events of prior years | (9.0) | (14.2) |  |
Claims and claim adjustment expenses attributable to insured events of the current year | 2.6 | 2.2 |  |
Claims and claim adjustment expenses attributable to insured events of prior years | 40.9 | 29.5 |  |
Amount of reserves for unpaid claims and claim adjustment expenses at the end of each period, net of reinsurance losses recoverable | 565.4 | 594.1 |  |
Other |  |  |  |
Liability for Unpaid Claims and Claims Adjustment Expense |  |  |  |
Net reserves at beginning of period |  |  | $ 6.4 | $ 6.6
Provisions for insured events of the current year | 3.7 | 3.5 |  |
Change in provision for insured events of prior years | (1.8) | (0.8) |  |
Claims and claim adjustment expenses attributable to insured events of the current year | 1.7 | 1.0 |  |
Claims and claim adjustment expenses attributable to insured events of prior years | 2.1 | 1.8 |  |
Amount of reserves for unpaid claims and claim adjustment expenses at the end of each period, net of reinsurance losses recoverable | $ 4.3 | $ 6.4 |  |

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