XML 49 R38.htm IDEA: XBRL DOCUMENT v3.25.2
Information About Segments of Business (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Consolidated Revenues [Abstract]        
Consolidated revenues $ 2,208.5 $ 1,871.7 $ 4,322.6 $ 3,887.6
Gain (Loss) on Investments (7.3) (140.5) 47.7 26.6
Consolidated Income (Loss) Before Taxes (Credits) [Abstract]        
Gain (Loss) on Investments (7.3) (140.5) 47.7 26.6
Consolidated Income Tax Expense (Credits) [Abstract]        
Income tax expense (credits) 51.7 21.4 113.3 103.4
Income tax expense (credits) on consolidated net realized investment gains (losses) (2.6) (29.9) 9.1 5.2
Premiums Earned, Net 1,926.7 1,725.9 3,709.6 3,300.5
Title, escrow, and other fees 67.9 71.5 126.1 139.5
Total premiums and fees 1,994.6 1,797.4 3,835.7 3,440.1
Total Operating Revenues 2,215.8 2,012.2 4,274.9 3,861.0
Income (loss) before income taxes (credits) and realized investment gains or losses 267.5 253.8 520.2 485.4
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 260.1 113.3 567.9 512.1
Realized from actual transactions and impairments (2.4) (54.1) 34.9 126.2
Equity Securities, FV-NI, Unrealized Gain (Loss) (4.9) (86.3) 12.7 (99.6)
Income taxes (credits) on above 54.3 51.3 104.1 98.2
Premiums Written, Net 1,993.8 1,843.5 3,816.2 3,483.6
Other income 49.6 47.3 96.8 89.2
Policyholder Benefits and Claims Incurred, Net [1] 826.5 731.5 1,598.6 1,426.1
Dividends to policyholders [1] 4.1 10.0 9.7 12.8
Insurance Commissions [1] 577.9 528.3 1,093.8 975.8
Taxes and Licenses [1] 59.4 52.9 113.1 99.7
Commissions, Insurance taxes, licenses, and fees [1] 637.3 581.2 1,206.9 1,075.5
General expenses, taxes and fees [1] 462.6 413.3 903.8 822.2
Underwriting Acquisition And Other Expenses [1] 1,099.9 994.5 2,110.7 1,897.8
Segment underwriting income (loss) 113.6 108.6 213.4 192.5
Net investment income 171.5 167.4 342.2 331.6
Interest and other charges 17.6 22.2 35.5 38.7
Net income excluding investment gains (losses) 213.2 202.4 416.0 387.2
Net realized gains (losses) (4.7) (110.6) 38.5 21.4
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 208.4 91.8 454.5 408.6
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Noncontrolling Interest $ 3.9 $ 0.0 $ 5.0 $ 0.0
Combined Ratio 93.60% 93.50% 93.70% 93.80%
Total net income $ 204.4 $ 91.8 $ 449.5 $ 408.6
Total Company Segments [Member] | Title Insurance        
Consolidated Income Tax Expense (Credits) [Abstract]        
Premiums Earned, Net 629.8 591.9 1,176.8 1,069.3
Title, escrow, and other fees 67.9 71.5 126.1 139.5
Total premiums and fees 697.8 663.4 1,302.9 1,208.8
Income (loss) before income taxes (credits) and realized investment gains or losses 24.2 46.0 28.6 48.4
Income taxes (credits) on above 5.0 9.4 6.0 9.9
Premiums Written, Net 629.8 591.9 1,176.8 1,069.3
Other income 0.1 0.3 0.3 0.4
Policyholder Benefits and Claims Incurred, Net [1] 20.3 15.3 36.3 27.4
Dividends to policyholders [1] 0.0 0.0 0.0 0.0
Insurance Commissions [1] 429.0 398.0 805.5 730.9
Taxes and Licenses [1] 9.6 9.1 18.6 17.0
Commissions, Insurance taxes, licenses, and fees [1] 438.6 407.1 824.1 747.9
General expenses, taxes and fees [1] 232.0 211.0 448.0 417.2
Underwriting Acquisition And Other Expenses [1] 670.7 618.2 1,272.1 1,165.1
Segment underwriting income (loss) 6.9 30.2 (5.2) 16.7
Net investment income 17.3 15.5 34.0 31.2
Interest and other charges 0.0 (0.3) 0.1 (0.4)
Net income excluding investment gains (losses) $ 19.2 $ 36.5 $ 22.6 $ 38.4
Combined Ratio 99.00% 95.40% 100.40% 98.60%
Total Company Segments [Member] | Specialty Insurance Group        
Consolidated Income Tax Expense (Credits) [Abstract]        
Premiums Earned, Net $ 1,294.5 $ 1,129.6 $ 2,528.1 $ 2,221.3
Title, escrow, and other fees 0.0 0.0 0.0 0.0
Total premiums and fees 1,294.5 1,129.6 2,528.1 2,221.3
Income (loss) before income taxes (credits) and realized investment gains or losses 253.7 202.5 513.9 422.9
Income taxes (credits) on above 51.6 41.6 104.7 86.5
Premiums Written, Net 1,361.0 1,247.2 2,633.1 2,404.4
Other income 49.3 47.0 96.4 88.8
Policyholder Benefits and Claims Incurred, Net [1] 805.5 716.5 1,561.0 1,398.0
Dividends to policyholders [1] 4.1 10.0 9.7 12.8
Insurance Commissions [1] 148.4 130.2 288.0 244.7
Taxes and Licenses [1] 50.1 43.8 92.8 81.6
Commissions, Insurance taxes, licenses, and fees [1] 198.5 174.1 380.8 326.4
General expenses, taxes and fees [1] 215.6 190.8 426.8 381.9
Underwriting Acquisition And Other Expenses [1] 414.2 364.9 807.7 708.3
Segment underwriting income (loss) 119.9 85.1 246.1 190.9
Net investment income 149.9 132.9 299.9 264.0
Interest and other charges 16.1 15.4 32.1 31.9
Net income excluding investment gains (losses) $ 202.1 $ 160.9 $ 409.2 $ 336.4
Combined Ratio 90.70% 92.40% 90.20% 91.40%
Total Company Segments [Member] | Other        
Consolidated Income Tax Expense (Credits) [Abstract]        
Premiums Earned, Net $ 2.3 $ 4.3 $ 4.6 $ 9.9
Title, escrow, and other fees 0.0 0.0 0.0 0.0
Total premiums and fees 2.3 4.3 4.6 9.9
Income (loss) before income taxes (credits) and realized investment gains or losses (10.5) 5.2 (22.3) 14.0
Income taxes (credits) on above (2.3) 0.2 (6.5) 1.7
Premiums Written, Net 2.8 4.3 6.2 9.8
Other income 0.0 0.0 0.0 0.0
Policyholder Benefits and Claims Incurred, Net [1] 0.7 (0.3) 1.2 0.6
Dividends to policyholders [1] 0.0 0.0 0.0 0.0
Insurance Commissions [1] 0.4 0.0 0.2 0.0
Taxes and Licenses [1] (0.3) (0.1) 1.6 1.0
Commissions, Insurance taxes, licenses, and fees [1] 0.0 0.0 1.8 1.1
General expenses, taxes and fees [1] 14.9 11.3 28.9 23.1
Underwriting Acquisition And Other Expenses [1] 15.0 11.3 30.8 24.3
Segment underwriting income (loss) (13.3) (6.6) (27.4) (15.1)
Net investment income 20.3 34.7 40.2 68.7
Interest and other charges 17.6 22.7 35.2 39.5
Net income excluding investment gains (losses) (8.2) 4.9 (15.8) 12.3
Segment Reporting, Reconciling Item, Corporate Nonsegment        
Consolidated Income Tax Expense (Credits) [Abstract]        
Premiums Earned, Net 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Title, escrow, and other fees 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Total premiums and fees 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Income (loss) before income taxes (credits) and realized investment gains or losses 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Income taxes (credits) on above 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Premiums Written, Net 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Other income 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Policyholder Benefits and Claims Incurred, Net [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Dividends to policyholders [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Insurance Commissions [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Taxes and Licenses [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Commissions, Insurance taxes, licenses, and fees [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
General expenses, taxes and fees [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Underwriting Acquisition And Other Expenses [1] 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Segment underwriting income (loss) 0.0 [2] 0.0 [3] 0.0 [4] 0.0 [5]
Net investment income (16.1) [2] (15.6) [3] (32.0) [4] (32.3) [5]
Interest and other charges (16.1) [2] (15.6) [3] (32.0) [4] (32.3) [5]
Net income excluding investment gains (losses) $ 0.0 [2] $ 0.0 [3] $ 0.0 [4] $ 0.0 [5]
[1]
(b)    The significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM. There are no other segment expenses that are part of reported segment profit or loss amounts that are not included in one of the above categories.
[2] (a)    Includes intercompany financing arrangements for which interest charges were $16.1 for the quarter ended June 30, 2025.
[3] (a)    Includes intercompany financing arrangements for which interest charges were $15.6 for the quarter ended June 30, 2024.
[4]
(a)    Includes intercompany financing arrangements for which interest charges were $32.0 for the six months ended June 30, 2025.
[5]
(a)    Includes intercompany financing arrangements for which interest charges were $32.3 for the six months ended June 30, 2024.