XML 153 R135.htm IDEA: XBRL DOCUMENT v3.22.0.1
Regulatory Matters (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Jan. 01, 2020
Dec. 31, 2019
Jan. 01, 2019
Capital ratios          
Capital conversion buffer common equity Tier 1 of risk-weighted assets (as a percent)         2.50%
Risk-weighted assets ratio 6        
Additional allowance for credit losses for loans $ 301,807 $ 457,309 $ 54,400 $ 56,927  
Deferred tax assets 64,964 110,946      
Additional reserve for unfunded commitments     6,400    
Retained earnings 997,657 657,451      
Common equity Tier 1 to risk-weighted assets          
Actual, Capital Amount $ 3,201,644 $ 3,010,174      
Actual, Ratio (as a percent) 11.75% 11.77%      
Minimum capital required, Ratio (as a percent) 4.50%        
Required to be considered well capitalized, Capital Amount $ 1,770,629 $ 1,662,122      
Required to be considered well capitalized, Ratio (as a percent) 6.50% 6.50%      
Tier I capital to risk-weighted assets          
Actual, Capital Amount $ 3,201,644 $ 3,010,174      
Actual, Ratio (as a percent) 11.75 11.77      
Minimum capital required, Ratio (as a percent) 4        
Required to be considered well capitalized, Capital Amount $ 2,179,236 $ 2,045,688      
Required to be considered well capitalized, Ratio (as a percent) 8.00 8.00      
Total capital to risk-weighted assets          
Actual, Capital Amount $ 3,692,674 $ 3,642,039      
Actual, Ratio (as a percent) 13.56 14.24      
Minimum capital required, Ratio (as a percent) 8        
Required to be considered well capitalized, Capital Amount $ 2,724,045 $ 2,557,110      
Required to be considered well capitalized, Ratio (as a percent) 10.00 10.00      
Tier I capital to average assets (leverage ratio)          
Actual, Capital Amount $ 3,201,644 $ 3,010,174      
Actual, Ratio (as a percent) 8.05 8.27      
Required to be considered well capitalized, Capital Amount $ 1,987,556 $ 1,818,924      
Required to be considered well capitalized, Ratio (as a percent) 5.00 5.00      
Adjustments          
Capital ratios          
Additional allowance for credit losses for loans   $ 457,309   111,365  
ASU 2016-13          
Capital ratios          
Additional allowance for credit losses for loans     54,438    
Deferred tax assets     12,639    
Additional reserve for unfunded commitments     6,400    
Retained earnings $ 44,800   (44,820)    
ASU 2016-13 | Adjustments          
Capital ratios          
Additional allowance for credit losses for loans   109,442 56,927 $ 51,030  
Deferred tax assets     31,316    
Retained earnings     $ 679,895    
SouthState Bank (the Bank)          
Common equity Tier 1 to risk-weighted assets          
Actual, Capital Amount $ 3,431,069 $ 3,157,098      
Actual, Ratio (as a percent) 12.62% 12.39%      
Required to be considered well capitalized, Capital Amount $ 1,767,029 $ 1,656,677      
Required to be considered well capitalized, Ratio (as a percent) 6.50% 6.50%      
Tier I capital to risk-weighted assets          
Actual, Capital Amount $ 3,431,069 $ 3,157,098      
Actual, Ratio (as a percent) 12.62 12.39      
Required to be considered well capitalized, Capital Amount $ 2,174,804 $ 2,038,987      
Required to be considered well capitalized, Ratio (as a percent) 8.00 8.00      
Total capital to risk-weighted assets          
Actual, Capital Amount $ 3,594,099 $ 3,397,463      
Actual, Ratio (as a percent) 13.22 13.33      
Required to be considered well capitalized, Capital Amount $ 2,718,505 $ 2,548,733      
Required to be considered well capitalized, Ratio (as a percent) 10.00 10.00      
Tier I capital to average assets (leverage ratio)          
Actual, Capital Amount $ 3,431,069 $ 3,157,098      
Actual, Ratio (as a percent) 8.65 8.71      
Required to be considered well capitalized, Capital Amount $ 1,984,015 $ 1,813,255      
Required to be considered well capitalized, Ratio (as a percent) 5.00 5.00      
Fully Phased-In          
Common equity Tier 1 to risk-weighted assets          
Minimum capital required, Capital Amount $ 1,906,831 $ 1,789,977      
Minimum capital required, Ratio (as a percent) 7.00% 7.00%      
Tier I capital to risk-weighted assets          
Minimum capital required, Capital Amount $ 2,315,438 $ 2,173,544      
Minimum capital required, Ratio (as a percent) 8.50 8.50      
Total capital to risk-weighted assets          
Minimum capital required, Capital Amount $ 2,860,247 $ 2,684,966      
Minimum capital required, Ratio (as a percent) 10.50 10.50      
Tier I capital to average assets (leverage ratio)          
Minimum capital required, Capital Amount $ 1,590,045 $ 1,455,139      
Minimum capital required, Ratio (as a percent) 4.00 4.00      
Fully Phased-In | SouthState Bank (the Bank)          
Common equity Tier 1 to risk-weighted assets          
Minimum capital required, Capital Amount $ 1,902,954 $ 1,784,113      
Minimum capital required, Ratio (as a percent) 7.00% 7.00%      
Tier I capital to risk-weighted assets          
Minimum capital required, Capital Amount $ 2,310,730 $ 2,166,423      
Minimum capital required, Ratio (as a percent) 8.50 8.50      
Total capital to risk-weighted assets          
Minimum capital required, Capital Amount $ 2,854,431 $ 2,676,170      
Minimum capital required, Ratio (as a percent) 10.50 10.50      
Tier I capital to average assets (leverage ratio)          
Minimum capital required, Capital Amount $ 1,587,212 $ 1,450,604      
Minimum capital required, Ratio (as a percent) 4.00 4.00