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Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2021

Regulatory Matters

Schedule of actual and required capital ratios


												Required to be
							Minimum Capital					Considered Well
		Actual					Required - Basel III					Capitalized
(Dollars in thousands)		Amount			Ratio		Capital Amount			Ratio		Capital Amount			Ratio
December 31, 2021:
Common equity Tier 1 to risk-weighted assets:
Consolidated		$	3,201,644		11.75	%	$	1,906,831		7.00	%	$	1,770,629		6.50	%
SouthState Bank (the Bank)			3,431,069		12.62	%		1,902,954		7.00	%		1,767,029		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated			3,201,644		11.75	%		2,315,438		8.50	%		2,179,236		8.00	%
SouthState Bank (the Bank)			3,431,069		12.62	%		2,310,730		8.50	%		2,174,804		8.00	%
Total capital to risk-weighted assets:
Consolidated			3,692,674		13.56	%		2,860,247		10.50	%		2,724,045		10.00	%
SouthState Bank (the Bank)			3,594,099		13.22	%		2,854,431		10.50	%		2,718,505		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated			3,201,644		8.05	%		1,590,045		4.00	%		1,987,556		5.00	%
SouthState Bank (the Bank)			3,431,069		8.65	%		1,587,212		4.00	%		1,984,015		5.00	%
December 31, 2020:
Common equity Tier 1 to risk-weighted assets:
Consolidated		$	3,010,174		11.77	%	$	1,789,977		7.00	%	$	1,662,122		6.50	%
SouthState Bank (the Bank)			3,157,098		12.39	%		1,784,113		7.00	%		1,656,677		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated			3,010,174		11.77	%		2,173,544		8.50	%		2,045,688		8.00	%
SouthState Bank (the Bank)			3,157,098		12.39	%		2,166,423		8.50	%		2,038,987		8.00	%
Total capital to risk-weighted assets:
Consolidated			3,642,039		14.24	%		2,684,966		10.50	%		2,557,110		10.00	%
SouthState Bank (the Bank)			3,397,463		13.33	%		2,676,170		10.50	%		2,548,733		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated			3,010,174		8.27	%		1,455,139		4.00	%		1,818,924		5.00	%
SouthState Bank (the Bank)			3,157,098		8.71	%		1,450,604		4.00	%		1,813,255		5.00	%