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Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2022

Regulatory Matters

Schedule of actual and required capital ratios


												Required to be
							Minimum Capital					Considered Well
		Actual					Required - Basel III					Capitalized
(Dollars in thousands)		Amount			Ratio		Capital Amount			Ratio		Capital Amount			Ratio
December 31, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated		$	3,788,106		10.96	%	$	2,420,417		7.00	%	$	2,247,530		6.50	%
SouthState Bank (the Bank)			4,074,045		11.80	%		2,417,133		7.00	%		2,244,481		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated			3,788,106		10.96	%		2,939,077		8.50	%		2,766,190		8.00	%
SouthState Bank (the Bank)			4,074,045		11.80	%		2,935,090		8.50	%		2,762,438		8.00	%
Total capital to risk-weighted assets:
Consolidated			4,485,397		12.97	%		3,630,625		10.50	%		3,457,738		10.00	%
SouthState Bank (the Bank)			4,381,336		12.69	%		3,625,700		10.50	%		3,453,047		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated			3,788,106		8.72	%		1,736,991		4.00	%		2,171,239		5.00	%
SouthState Bank (the Bank)			4,074,045		9.39	%		1,736,330		4.00	%		2,170,412		5.00	%
December 31, 2021:
Common equity Tier 1 to risk-weighted assets:
Consolidated		$	3,201,644		11.76	%	$	1,905,129		7.00	%	$	1,769,049		6.50	%
SouthState Bank (the Bank)			3,431,069		12.63	%		1,901,252		7.00	%		1,765,448		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated			3,201,644		11.76	%		2,313,371		8.50	%		2,177,291		8.00	%
SouthState Bank (the Bank)			3,431,069		12.63	%		2,308,663		8.50	%		2,172,859		8.00	%
Total capital to risk-weighted assets:
Consolidated			3,692,674		13.57	%		2,857,694		10.50	%		2,721,613		10.00	%
SouthState Bank (the Bank)			3,594,099		13.23	%		2,851,878		10.50	%		2,716,074		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated			3,201,644		8.08	%		1,584,605		4.00	%		1,980,756		5.00	%
SouthState Bank (the Bank)			3,431,069		8.68	%		1,581,773		4.00	%		1,977,216		5.00	%