Schedule of purchased loans through acquisition


(Dollars in thousands)	March 1, 2022
Book value of acquired loans at acquisition	$	137,874
Allowance for credit losses at acquisition		(13,758)
Non-credit discount at acquisition		(5,943)
Carrying value or book value of acquired loans at acquisition	$	118,173

Aging analysis of past due loans (includes nonaccrual loans), segregated by class of loans


	30 - 59 Days		60 - 89 Days		90+ Days		Total				Non-		Total
(Dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current		Accruing		Loans
June 30, 2023
Construction and land development	$	936	$	105	$	217	$	1,258	$	2,815,523	$	344	$	2,817,125
Commercial non-owner occupied		1,075		109		245		1,429		8,450,916		23,891		8,476,236
Commercial owner occupied		7,104		1,426		1,262		9,792		5,527,546		48,613		5,585,951
Consumer owner occupied		3,727		2,052		—		5,779		5,902,112		19,890		5,927,781
Home equity loans		1,876		595		—		2,471		1,340,536		4,707		1,347,714
Commercial and industrial		26,794		7,006		2,466		36,266		5,282,651		59,377		5,378,294
Other income producing property		1,713		—		—		1,713		706,203		3,796		711,712
Consumer		15,406		9,055		1		24,462		1,256,128		4,888		1,285,478
Other loans		—		—		—		—		6,494		—		6,494
	$	58,631	$	20,348	$	4,191	$	83,170	$	31,288,109	$	165,506	$	31,536,785
December 31, 2022
Construction and land development	$	2,146	$	3,653	$	—	$	5,799	$	2,853,734	$	827	$	2,860,360
Commercial non-owner occupied		1,158		978		77		2,213		8,050,321		20,425		8,072,959
Commercial owner occupied		10,748		2,059		2,231		15,038		5,410,066		35,089		5,460,193
Consumer owner occupied		6,001		744		40		6,785		5,137,950		17,307		5,162,042
Home equity loans		2,527		361		—		2,888		1,303,964		6,316		1,313,168
Commercial and industrial		24,500		11,677		1,704		37,881		5,258,473		17,129		5,313,483
Other income producing property		1,623		1,480		298		3,401		690,107		2,734		696,242
Consumer		19,713		10,655		—		30,368		1,243,660		4,398		1,278,426
Other loans		—		—		—		—		20,989		—		20,989
	$	68,416	$	31,607	$	4,350	$	104,373	$	29,969,264	$	104,225	$	30,177,862

Summary of collateral dependent loans, by type of collateral

The following is a summary of collateral dependent loans, by type of collateral, and the extent to which they are collateralized during the period:


	June 30,		Collateral			December 31,		Collateral
(Dollars in thousands)	2023		Coverage		%	2022		Coverage		%
Commercial owner occupied real estate
Industrial	$	15,728	$	20,637	131%	$	—	$	—
Other		10,546		21,784	207%		14,638		38,900	266%
Commercial non-owner occupied real estate
Retail		3,327		4,950	149%		—		—
Other		13,451		27,922	208%		6,450		10,900	169%
Commercial and industrial
Other		50,907		51,443	101%		4,808		5,591	116%
Home equity loans
Residential 1-4 family dwelling		—		—			1,523		1,671	110%
Total collateral dependent loans	$	93,959	$	126,736		$	27,419	$	57,062

Schedule of changes in status of loans restructured within the previous 12 months

The following table presents the changes in status of loans modified within the previous six months to borrowers experiencing financial difficulty, as of June 30, 2023, by type of modification. There were no subsequent defaults.


	Paying Under		Converted to		Foreclosures
	Restructured Terms		Nonaccrual		and Defaults
	Amortized		Amortized		Amortized
(Dollars in thousands)	Cost		Cost		Cost
Term extension
Construction and land development	$	1,512	$	—	$	—
Commercial non-owner occupied		343		—		—
Commercial owner occupied real estate		8,096		—		—
Consumer owner occupied		540		—		—
Commercial and industrial		2,700		—		—
Total term extensions	$	13,191	$	—	$	—

The following table presents the changes in status of TDR loans within the previous twelve months as of June 30, 2022 by type of concession, for the comparative period, prior to the adoption of ASU 2022-02. There were no subsequent defaults that resulted in a change to reserves on the individually evaluated loan.


	Paying Under			Converted to			Foreclosures and
	Restructured Terms			Nonaccrual			Defaults
	Number	Recorded		Number	Recorded		Number	Recorded
(Dollars in thousands)	of Loans	Investment		of Loans	Investment		of Loans	Investment
Interest rate modification	12	$	1,354	—	$	—	—	$	—
Term modification	4		2,768	—		—	—		—
	16	$	4,122	—	$	—	—	$	—

Summary of Loans

Schedule of restructured loans segregated by class and type of concession


			Six Months Ended June 30,
	2022
		Pre-Modification		Post-Modification
	Number	Amortized		Amortized
(Dollars in thousands)	of loans	Cost		Cost
Interest rate modification
Commercial non-owner occupied	1	$	182	$	182
Commercial owner occupied	2		262		262
Consumer owner occupied	1		97		97
Commercial and industrial	4		434		434
Other income producing property	2		115		115
Total interest rate modifications	10	$	1,090	$	1,090
Term modification
Construction and land development	1	$	137	$	137
Commercial owner occupied	2		2,327		2,327
Total term modifications	3	$	2,464	$	2,464
	13	$	3,554	$	3,554