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Allowance for Credit Losses (ACL) - Disaggregated analysis of the changes in allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Mar. 01, 2022
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Allowance for credit losses            
Balance at beginning of period   $ 370,645 $ 300,396 $ 356,444 $ 301,807 $ 301,807
Allowance Adjustment - FMV for ACBI merger     4,540   4,540  
Adjusted CECL balance     304,936   304,936  
Charge-offs   (7,578) (6,163) (12,205) (11,653) (23,446)
Recoveries   4,268 3,824 7,857 6,991  
Net (charge-offs) recoveries   (3,310) (2,339) (4,348) (4,662)  
Provision (recovery)   60,057 17,111 75,296 (4,892)  
Balance at end of period   427,392 319,708 427,392 319,708 356,444
Quantitative allowance            
Collectively evaluated   435,558 258,437 435,558 258,437  
Individually evaluated   16,264 16,932 16,264 16,932  
Total quantitative allowance   451,822 275,369 451,822 275,369  
Qualitative allowance   (24,430) 44,339 (24,430) 44,339  
Unfunded Commitment            
Allowance for credit losses            
Provision (recovery)   21,700 2,200 3,800 2,000  
Initial PCD Allowance            
Allowance for credit losses            
Balance at end of period     13,758   13,758  
Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     13,697   13,697  
Residential Mortgage Sr.            
Allowance for credit losses            
Balance at beginning of period   77,351 46,002 72,188 47,036 47,036
Allowance Adjustment - FMV for ACBI merger     727   727  
Adjusted CECL balance     46,729   46,729  
Charge-offs   (37) (61) (39) (119)  
Recoveries   302 361 596 755  
Net (charge-offs) recoveries   265 300 557 636  
Provision (recovery)   3,853 8,678 8,724 6,872  
Balance at end of period   81,469 55,707 81,469 55,707 72,188
Quantitative allowance            
Collectively evaluated   82,205 55,203 82,205 55,203  
Individually evaluated   174 479 174 479  
Total quantitative allowance   82,379 55,682 82,379 55,682  
Qualitative allowance   (910) 25 (910) 25  
Residential Mortgage Sr. | Initial PCD Allowance            
Allowance for credit losses            
Balance at end of period     811   811  
Residential Mortgage Sr. | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     352   352  
Residential Mortgage Jr.            
Allowance for credit losses            
Balance at beginning of period   349 586 405 611 611
Adjusted CECL balance     586   586  
Charge-offs         (19)  
Recoveries   3 110 8 165  
Net (charge-offs) recoveries   3 110 8 146  
Provision (recovery)   40 (163) (21) (250)  
Balance at end of period   392 533 392 533 405
Quantitative allowance            
Collectively evaluated   393 533 393 533  
Total quantitative allowance   393 533 393 533  
Qualitative allowance   (1)   (1)    
Residential Mortgage Jr. | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     26   26  
HELOC            
Allowance for credit losses            
Balance at beginning of period   14,318 13,671 14,886 13,325 13,325
Adjusted CECL balance     13,671   13,671  
Charge-offs     (203) (39) (421)  
Recoveries   532 395 777 652  
Net (charge-offs) recoveries   532 192 738 231  
Provision (recovery)   (638) 3,055 (1,412) 3,230  
Balance at end of period   14,212 16,918 14,212 16,918 14,886
Quantitative allowance            
Collectively evaluated   12,083 13,488 12,083 13,488  
Individually evaluated   2,331 3,418 2,331 3,418  
Total quantitative allowance   14,414 16,906 14,414 16,906  
Qualitative allowance   (202) 12 (202) 12  
HELOC | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     132   132  
Residential Construction            
Allowance for credit losses            
Balance at beginning of period   9,176 5,616 8,974 4,997 4,997
Adjusted CECL balance     5,616   5,616  
Recoveries   22 2 94 5  
Net (charge-offs) recoveries   22 2 94 5  
Provision (recovery)   (329) 1,947 (199) 2,561  
Balance at end of period   8,869 7,565 8,869 7,565 8,974
Quantitative allowance            
Collectively evaluated   8,779 7,565 8,779 7,565  
Total quantitative allowance   8,779 7,565 8,779 7,565  
Qualitative allowance   90   90    
Residential Construction | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     2   2  
Commercial Construction and Development            
Allowance for credit losses            
Balance at beginning of period   55,069 25,358 45,410 37,593 37,593
Adjusted CECL balance     25,358   25,358  
Charge-offs   (2)   (2) (4)  
Recoveries   198 410 456 644  
Net (charge-offs) recoveries   196 410 454 640  
Provision (recovery)   49 1,962 9,450 (12,476)  
Balance at end of period   55,314 27,730 55,314 27,730 45,410
Quantitative allowance            
Collectively evaluated   84,827 21,572 84,827 21,572  
Individually evaluated     865   865  
Total quantitative allowance   84,827 22,437 84,827 22,437  
Qualitative allowance   (29,513) 5,293 (29,513) 5,293  
Commercial Construction and Development | Initial PCD Allowance            
Allowance for credit losses            
Balance at end of period     86   86  
Commercial Construction and Development | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     1,887   1,887  
Consumer            
Allowance for credit losses            
Balance at beginning of period   23,319 21,899 22,767 23,149 23,149
Adjusted CECL balance     21,899   21,899  
Charge-offs   (3,017) (2,124) (5,746) (4,785)  
Recoveries   520 660 1,104 1,192  
Net (charge-offs) recoveries   (2,497) (1,464) (4,642) (3,593)  
Provision (recovery)   3,755 4,317 6,452 5,145  
Balance at end of period   24,577 24,752 24,577 24,752 22,767
Quantitative allowance            
Collectively evaluated   24,577 24,752 24,577 24,752  
Total quantitative allowance   24,577 24,752 24,577 24,752  
Consumer | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     51   51  
Multifamily            
Allowance for credit losses            
Balance at beginning of period   5,507 3,903 3,684 4,921 4,921
Adjusted CECL balance     3,903   3,903  
Provision (recovery)   4,260 (1,445) 6,083 (2,889)  
Balance at end of period   9,767 2,458 9,767 2,458 3,684
Quantitative allowance            
Collectively evaluated   9,680 2,458 9,680 2,458  
Total quantitative allowance   9,680 2,458 9,680 2,458  
Qualitative allowance   87   87    
Multifamily | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     426   426  
Municipal            
Allowance for credit losses            
Balance at beginning of period   879 607 849 565 565
Adjusted CECL balance     607   607  
Provision (recovery)   (134) 96 (104) 138  
Balance at end of period   745 703 745 703 849
Quantitative allowance            
Collectively evaluated   670 703 670 703  
Total quantitative allowance   670 703 670 703  
Qualitative allowance   75   75    
CRE Owner Occupied            
Allowance for credit losses            
Balance at beginning of period   57,541 49,094 58,083 61,794 61,794
Allowance Adjustment - FMV for ACBI merger     930   930  
Adjusted CECL balance     50,024   50,024  
Charge-offs   (35) (78) (35) (449)  
Recoveries   93 94 386 408  
Net (charge-offs) recoveries   58 16 351 (41)  
Provision (recovery)   13,160 14,648 12,325 (1,993)  
Balance at end of period   70,759 64,688 70,759 64,688 58,083
Quantitative allowance            
Collectively evaluated   62,998 42,294 62,998 42,294  
Individually evaluated   6,936 5,588 6,936 5,588  
Total quantitative allowance   69,934 47,882 69,934 47,882  
Qualitative allowance   825 16,806 825 16,806  
CRE Owner Occupied | Initial PCD Allowance            
Allowance for credit losses            
Balance at end of period     2,409   2,409  
CRE Owner Occupied | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     2,519   2,519  
Non Owner Occupied CRE            
Allowance for credit losses            
Balance at beginning of period   82,473 96,360 78,485 79,649 79,649
Adjusted CECL balance     96,360   96,360  
Charge-offs     (360) (51) (360)  
Recoveries   334 304 440 373  
Net (charge-offs) recoveries   334 (56) 389 13  
Provision (recovery)   32,462 (11,135) 36,395 2,810  
Balance at end of period   115,269 85,169 115,269 85,169 78,485
Quantitative allowance            
Collectively evaluated   112,563 63,666 112,563 63,666  
Individually evaluated   1,723 140 1,723 140  
Total quantitative allowance   114,286 63,806 114,286 63,806  
Qualitative allowance   983 21,363 983 21,363  
Non Owner Occupied CRE | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     2,697   2,697  
C & I            
Allowance for credit losses            
Balance at beginning of period   44,663 37,300 50,713 28,167 28,167
Allowance Adjustment - FMV for ACBI merger     2,883   2,883  
Adjusted CECL balance     40,183   40,183  
Charge-offs   (4,487) (3,337) (6,293) (5,496)  
Recoveries   2,264 1,488 3,996 2,797  
Net (charge-offs) recoveries   (2,223) (1,849) (2,297) (2,699)  
Provision (recovery)   3,579 (4,849) (2,397) (8,040)  
Balance at end of period   46,019 33,485 46,019 33,485 $ 50,713
Quantitative allowance            
Collectively evaluated   36,783 26,203 36,783 26,203  
Individually evaluated   5,100 6,442 5,100 6,442  
Total quantitative allowance   41,883 32,645 41,883 32,645  
Qualitative allowance   $ 4,136 840 $ 4,136 840  
C & I | Initial PCD Allowance            
Allowance for credit losses            
Balance at end of period     10,452   10,452  
C & I | Initial Non PCD Allowance            
Allowance for credit losses            
Balance at end of period     $ 5,605   $ 5,605  
Atlantic Capital            
Allowance for credit losses            
Charge-offs $ (22,100)