<SEC-DOCUMENT>0001104659-23-018195.txt : 20230210
<SEC-HEADER>0001104659-23-018195.hdr.sgml : 20230210
<ACCEPTANCE-DATETIME>20230210114452
ACCESSION NUMBER:		0001104659-23-018195
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20230210
DATE AS OF CHANGE:		20230210
EFFECTIVENESS DATE:		20230210

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SouthState Corp
		CENTRAL INDEX KEY:			0000764038
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				570799315
		STATE OF INCORPORATION:			SC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14854
		FILM NUMBER:		23609606

	BUSINESS ADDRESS:	
		STREET 1:		1101 FIRST STREET SOUTH, SUITE 202
		CITY:			WINTER HAVEN
		STATE:			FL
		ZIP:			33880
		BUSINESS PHONE:		8632934710

	MAIL ADDRESS:	
		STREET 1:		1101 FIRST STREET SOUTH, SUITE 202
		CITY:			WINTER HAVEN
		STATE:			FL
		ZIP:			33880

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH STATE Corp
		DATE OF NAME CHANGE:	20140630

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FINANCIAL HOLDINGS, INC.
		DATE OF NAME CHANGE:	20130729

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SCBT FINANCIAL CORP
		DATE OF NAME CHANGE:	20040227
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      <name>William E. Matthews, V</name>
      <title>Senior Executive Vice President, CFO</title>
      <phone>863-293-4710</phone>
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  <infoTable>
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  <infoTable>
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    <nameOfIssuer>Ishares Tr Semiconductor ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287523</cusip>
    <value>106830</value>
    <shrsOrPrnAmt>
      <sshPrnamt>307</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>307</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Biotechnology ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287556</cusip>
    <value>10766</value>
    <shrsOrPrnAmt>
      <sshPrnamt>82</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>82</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares US Consumer Services ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287580</cusip>
    <value>18227</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>320</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 Value ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287598</cusip>
    <value>819517</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5404</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>5404</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Midcap 400/Grwth E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287606</cusip>
    <value>495926</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7261</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7261</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Russell 1000 Growth ET</nameOfIssuer>
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    <cusip>464287614</cusip>
    <value>1179605</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5506</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>5506</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 Growth ET</nameOfIssuer>
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    <cusip>464287614</cusip>
    <value>24209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>113</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>113</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 ETF</nameOfIssuer>
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    <cusip>464287622</cusip>
    <value>93892</value>
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      <sshPrnamt>446</sshPrnamt>
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    <votingAuthority>
      <Sole>446</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Russell 2000 Value ETF</nameOfIssuer>
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    <cusip>464287630</cusip>
    <value>76269</value>
    <shrsOrPrnAmt>
      <sshPrnamt>550</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Ishares Russell 2000 Value ETF</nameOfIssuer>
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    <cusip>464287630</cusip>
    <value>20939</value>
    <shrsOrPrnAmt>
      <sshPrnamt>151</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>151</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 Growth ET</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287648</cusip>
    <value>32178</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>743471</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4264</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4264</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 ETF</nameOfIssuer>
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    <cusip>464287655</cusip>
    <value>30513</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
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      <Sole>0</Sole>
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      <None>175</None>
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  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P U.S. Value ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287663</cusip>
    <value>5439</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77</sshPrnamt>
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      <Sole>77</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core S&amp;P US Value E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287663</cusip>
    <value>1554</value>
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      <sshPrnamt>22</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>22</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P US Growth ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287671</cusip>
    <value>20543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>252</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>252</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core S&amp;P US Growth</nameOfIssuer>
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    <cusip>464287671</cusip>
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      <sshPrnamt>33</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>33</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Russell 3000 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287689</cusip>
    <value>111443</value>
    <shrsOrPrnAmt>
      <sshPrnamt>505</sshPrnamt>
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      <Sole>225</Sole>
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      <None>280</None>
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    <nameOfIssuer>iShares Dow Jones US Utilities Sector Index</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287697</cusip>
    <value>12981</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Midcap 400/Value E</nameOfIssuer>
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    <cusip>464287705</cusip>
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      <sshPrnamt>3708</sshPrnamt>
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      <Sole>3708</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares U.S. Technology ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287721</cusip>
    <value>23837</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>320</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares U.S. Industrials ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287754</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>160</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>160</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Dow Jones US Healthcare Sector Index</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287762</cusip>
    <value>6525</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>23</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares U.S. Energy ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287796</cusip>
    <value>5346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>115</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Core S&amp;P Small-Cap ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287804</cusip>
    <value>222783</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2354</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>2354</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Core S&amp;P Small-Cap ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287804</cusip>
    <value>44481</value>
    <shrsOrPrnAmt>
      <sshPrnamt>470</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>470</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>iShares Dow Jones US Consumer Non-Cyclical Sector Index</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287812</cusip>
    <value>30417</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Dow Jones US Basic Materials Sector Index</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287838</cusip>
    <value>3743</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Smallcap 600/Val E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287879</cusip>
    <value>296392</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3246</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Smallcap/600 Growt</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287887</cusip>
    <value>182098</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1685</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Short-Term National Muni Bond</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288158</cusip>
    <value>64856</value>
    <shrsOrPrnAmt>
      <sshPrnamt>622</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>622</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Global Timber &amp; Forest</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288174</cusip>
    <value>20006</value>
    <shrsOrPrnAmt>
      <sshPrnamt>275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>275</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares National Muni Bond</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288414</cusip>
    <value>10974</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>104</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Mbs ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288588</cusip>
    <value>294852</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3179</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Intermediate Governmen</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288612</cusip>
    <value>7787</value>
    <shrsOrPrnAmt>
      <sshPrnamt>76</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>76</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Intermediate Governmen</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288612</cusip>
    <value>249593</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2436</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2436</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Broad Usd Investment G</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288620</cusip>
    <value>240885</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4905</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4905</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Trust ISHS 5-10 Year Investment</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288638</cusip>
    <value>34409</value>
    <shrsOrPrnAmt>
      <sshPrnamt>695</sshPrnamt>
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      <sshPrnamt>79248</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>SEI Investments Company</nameOfIssuer>
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    <nameOfIssuer>San Juan Basin Royalty Tr</nameOfIssuer>
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      <sshPrnamt>2000</sshPrnamt>
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    <nameOfIssuer>Charles Schwab Corp</nameOfIssuer>
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      <None>0</None>
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      <None>0</None>
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    <nameOfIssuer>Jm Smucker CO/The-New</nameOfIssuer>
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      <sshPrnamt>50981</sshPrnamt>
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      <sshPrnamt>1930</sshPrnamt>
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      <sshPrnamt>200</sshPrnamt>
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      <sshPrnamt>125</sshPrnamt>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>844895102</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>406</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
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      <None>0</None>
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  <infoTable>
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      <sshPrnamt>17</sshPrnamt>
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      <Sole>17</Sole>
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  <infoTable>
    <nameOfIssuer>Block Inc Cl A</nameOfIssuer>
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    <cusip>852234103</cusip>
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      <sshPrnamt>211</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <value>1113170</value>
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      <sshPrnamt>6065</sshPrnamt>
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    <nameOfIssuer>Vanguard Total Stck Mk ETF</nameOfIssuer>
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      <sshPrnamt>6581</sshPrnamt>
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    <cusip>922908769</cusip>
    <value>66917</value>
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    <cusip>922908769</cusip>
    <value>482372</value>
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      <sshPrnamt>2523</sshPrnamt>
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    <nameOfIssuer>Vmware Inc.</nameOfIssuer>
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    <nameOfIssuer>WSFS Financial Corp Com</nameOfIssuer>
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      <sshPrnamt>1000</sshPrnamt>
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      <sshPrnamt>89853</sshPrnamt>
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      <Sole>89853</Sole>
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    <value>105634</value>
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      <Sole>745</Sole>
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    <nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
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      <sshPrnamt>89</sshPrnamt>
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      <Sole>89</Sole>
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    <nameOfIssuer>Wells Fargo &amp; CO</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; CO</nameOfIssuer>
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    <nameOfIssuer>Whirlpool Corp Com</nameOfIssuer>
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      <sshPrnamt>261</sshPrnamt>
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  <infoTable>
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  <infoTable>
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      <sshPrnamt>358</sshPrnamt>
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  <infoTable>
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      <sshPrnamt>3951</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Zebra Technologies Corp</nameOfIssuer>
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      <sshPrnamt>32</sshPrnamt>
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      <Sole>32</Sole>
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  <infoTable>
    <nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
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      <sshPrnamt>9249</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>9249</Sole>
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  <infoTable>
    <nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
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    <cusip>75513E101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>156</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>156</Sole>
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  <infoTable>
    <nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
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      <sshPrnamt>4488</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Globe Life Inc</nameOfIssuer>
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    <cusip>37959E102</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>339</sshPrnamt>
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      <Sole>339</Sole>
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      <None>0</None>
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    <nameOfIssuer>Invesco Qqq Trust Series 1</nameOfIssuer>
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      <sshPrnamt>6871</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>6871</Sole>
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  <infoTable>
    <nameOfIssuer>Invesco Qqq Trust Series 1</nameOfIssuer>
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      <sshPrnamt>197</sshPrnamt>
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      <Sole>197</Sole>
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  <infoTable>
    <nameOfIssuer>First Tr Exchange-Traded Fd Ca</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>30580</value>
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      <sshPrnamt>408</sshPrnamt>
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      <Sole>408</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
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    <cusip>87612E106</cusip>
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      <sshPrnamt>3483</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3483</Sole>
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  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <shrsOrPrnAmt>
      <sshPrnamt>220</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>220</Sole>
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  <infoTable>
    <nameOfIssuer>Renasant Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75970E107</cusip>
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      <sshPrnamt>28000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>28000</Sole>
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  <infoTable>
    <nameOfIssuer>Edwards Lifesciences Corp Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>28176E108</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>360</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>360</Sole>
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  <infoTable>
    <nameOfIssuer>The Travelers Companies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>89417E109</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>85</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Travelers Companies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <shrsOrPrnAmt>
      <sshPrnamt>1838</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1838</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco Tr II S&amp;P Midcap Low E</nameOfIssuer>
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      <sshPrnamt>333</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>333</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cisco Sys Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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  <infoTable>
    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>17275R102</cusip>
    <value>7283727</value>
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      <sshPrnamt>152891</sshPrnamt>
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      <sshPrnamt>1800</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Citigroup Inc Tier 1 Preferred</nameOfIssuer>
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      <sshPrnamt>115000</sshPrnamt>
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      <Sole>115000</Sole>
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    <nameOfIssuer>Civitas Resources Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>17888H103</cusip>
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      <sshPrnamt>2000</sshPrnamt>
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      <Sole>2000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cloudflare Inc Com Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>18915M107</cusip>
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      <sshPrnamt>40</sshPrnamt>
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      <Sole>40</Sole>
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      <None>0</None>
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    <nameOfIssuer>Coinbase Global Inc Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>19260Q107</cusip>
    <value>920</value>
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      <sshPrnamt>26</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Coinbase Global Inc Cl A</nameOfIssuer>
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    <value>2654</value>
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      <sshPrnamt>75</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>39264</sshPrnamt>
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      <Sole>39264</Sole>
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      <None>0</None>
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      <sshPrnamt>360</sshPrnamt>
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      <Sole>360</Sole>
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      <None>0</None>
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    <nameOfIssuer>Comcast Corp New</nameOfIssuer>
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      <sshPrnamt>59284</sshPrnamt>
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      <Sole>49632</Sole>
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    <nameOfIssuer>Conocophillips</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>20825C104</cusip>
    <value>226206</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1917</sshPrnamt>
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      <Sole>1917</Sole>
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    <nameOfIssuer>Conocophillips</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>20825C104</cusip>
    <value>364148</value>
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      <sshPrnamt>3086</sshPrnamt>
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      <sshPrnamt>3269</sshPrnamt>
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      <Sole>3269</Sole>
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      <sshPrnamt>6950</sshPrnamt>
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      <Sole>6325</Sole>
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    <titleOfClass>Com</titleOfClass>
    <cusip>22052L104</cusip>
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      <sshPrnamt>8089</sshPrnamt>
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    <nameOfIssuer>Costco Whsl Corp New</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>22160K105</cusip>
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      <sshPrnamt>16375</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Costco Whsl Corp New</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>22160K105</cusip>
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      <sshPrnamt>13</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Costco Whsl Corp New</nameOfIssuer>
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      <sshPrnamt>11164</sshPrnamt>
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    <nameOfIssuer>Crowdstrike Holdings Inc Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>22788C105</cusip>
    <value>38852</value>
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      <sshPrnamt>369</sshPrnamt>
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      <Sole>369</Sole>
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    <nameOfIssuer>Crown Castle Inc</nameOfIssuer>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>22822V101</cusip>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Crown Castle Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>22822V101</cusip>
    <value>33232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>245</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>DNP Select Income Fund Inc.</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>23325P104</cusip>
    <value>1406</value>
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      <sshPrnamt>125</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>DNP Select Income Fund Inc.</nameOfIssuer>
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    <cusip>23325P104</cusip>
    <value>90743</value>
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      <sshPrnamt>8066</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>8066</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>DR Horton Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>23331A109</cusip>
    <value>17204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>193</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Dell Technologies Inc Cl C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>24703L202</cusip>
    <value>10859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>270</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>270</Sole>
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      <None>0</None>
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    <nameOfIssuer>Desktop Metal Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25058X105</cusip>
    <value>972</value>
    <shrsOrPrnAmt>
      <sshPrnamt>715</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>715</Sole>
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      <None>0</None>
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    <nameOfIssuer>Devon Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25179M103</cusip>
    <value>17838</value>
    <shrsOrPrnAmt>
      <sshPrnamt>290</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>290</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Diageo Plc</nameOfIssuer>
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    <cusip>25243Q205</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>2765</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2765</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Diageo Plc</nameOfIssuer>
    <titleOfClass>Spon Adr New</titleOfClass>
    <cusip>25243Q205</cusip>
    <value>1312191</value>
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      <sshPrnamt>7364</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>6531</Sole>
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      <None>833</None>
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  <infoTable>
    <nameOfIssuer>Dish Network Corp Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25470M109</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>522</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>522</Sole>
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      <None>0</None>
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    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25746U109</cusip>
    <value>1603641</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26152</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>26152</Sole>
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  <infoTable>
    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25746U109</cusip>
    <value>243563</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3972</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3592</Sole>
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    <nameOfIssuer>Douglas Dynamics</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25960R105</cusip>
    <value>8136</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>225</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Draftkings Inc New Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26142V105</cusip>
    <value>1139</value>
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      <sshPrnamt>100</sshPrnamt>
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      <Sole>100</Sole>
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  <infoTable>
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    <titleOfClass>Com New</titleOfClass>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>68470</Sole>
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  <infoTable>
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      <sshPrnamt>1844</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1844</Sole>
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  <infoTable>
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    <titleOfClass>Com New</titleOfClass>
    <cusip>26441C204</cusip>
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    <nameOfIssuer>Kite Realty Group Trust REIT</nameOfIssuer>
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      <sshPrnamt>4701</sshPrnamt>
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    <nameOfIssuer>Masterbrand Inc</nameOfIssuer>
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    <nameOfIssuer>MoneyLion Inc Cl A</nameOfIssuer>
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      <sshPrnamt>400</sshPrnamt>
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      <sshPrnamt>14125</sshPrnamt>
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      <None>0</None>
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      <None>0</None>
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      <None>0</None>
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      <None>0</None>
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      <None>0</None>
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      <sshPrnamt>2692</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>330</sshPrnamt>
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      <None>0</None>
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      <Sole>5200</Sole>
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      <sshPrnamt>13</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <sshPrnamt>191</sshPrnamt>
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      <sshPrnamt>23</sshPrnamt>
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      <sshPrnamt>491</sshPrnamt>
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  <infoTable>
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      <sshPrnamt>174</sshPrnamt>
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    </votingAuthority>
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    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y803</cusip>
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      <sshPrnamt>399</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1171</Sole>
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      <None>0</None>
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      <sshPrnamt>343</sshPrnamt>
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      <sshPrnamt>1000</sshPrnamt>
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      <sshPrnamt>917</sshPrnamt>
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      <sshPrnamt>53795</sshPrnamt>
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      <sshPrnamt>360</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
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  <infoTable>
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      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>20</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Unum Group</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>91529Y106</cusip>
    <value>75003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1828</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1828</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>USB Capital IX Perp Jr SB PFD</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>91731KAA8</cusip>
    <value>38688</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Valero Energy Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>196379</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1548</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1548</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Valero Energy Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>65967</value>
    <shrsOrPrnAmt>
      <sshPrnamt>520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>520</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vaneck Vectors Gold Miners ETF</nameOfIssuer>
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    <cusip>92189F106</cusip>
    <value>106615</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3720</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3720</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vaneck Vectors Gold Miners ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92189F106</cusip>
    <value>20779</value>
    <shrsOrPrnAmt>
      <sshPrnamt>725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>725</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vaneck Trust Rare Earth ETF</nameOfIssuer>
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    <cusip>92189H805</cusip>
    <value>17745</value>
    <shrsOrPrnAmt>
      <sshPrnamt>233</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>233</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Total International</nameOfIssuer>
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    <cusip>92203J407</cusip>
    <value>250146</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5274</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5274</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Vanguard Consumer Discretionar</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A108</cusip>
    <value>24092</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>110</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A108</cusip>
    <value>5695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>26</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Consumer Staples</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A207</cusip>
    <value>6322</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>33</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Energy ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A306</cusip>
    <value>4002</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>33</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A405</cusip>
    <value>7446</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>90</Sole>
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      <None>0</None>
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    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A504</cusip>
    <value>6697</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>27</Sole>
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      <None>0</None>
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  <infoTable>
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    <cusip>92204A504</cusip>
    <value>27286</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>110</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A603</cusip>
    <value>16438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>90</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Info Tech ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>425774</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1333</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1333</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Info Tech ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>274693</value>
    <shrsOrPrnAmt>
      <sshPrnamt>860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>860</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Materials ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A801</cusip>
    <value>8510</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>50</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
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    <cusip>92206C409</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C409</cusip>
    <value>36091</value>
    <shrsOrPrnAmt>
      <sshPrnamt>480</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <votingAuthority>
      <Sole>480</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C409</cusip>
    <value>10176741</value>
    <shrsOrPrnAmt>
      <sshPrnamt>135347</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>122196</Sole>
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      <None>13151</None>
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    <nameOfIssuer>Vanguard Intermediate Term Treasury ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C706</cusip>
    <value>59591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1019</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1019</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Inter Term Corp Bo .1</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C870</cusip>
    <value>81851</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1056</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1056</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Inter Term Corp Bo .1</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C870</cusip>
    <value>711232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9176</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>7040</Sole>
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      <None>2136</None>
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  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92343V104</cusip>
    <value>7001025</value>
    <shrsOrPrnAmt>
      <sshPrnamt>177691</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>177691</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92343V104</cusip>
    <value>160870</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4083</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4083</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92343V104</cusip>
    <value>378043</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9595</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>6970</Sole>
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      <None>2625</None>
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  <infoTable>
    <nameOfIssuer>Verisk Analytic Cl B</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92345Y106</cusip>
    <value>1764</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Village Bank And Trust Finl Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92705T200</cusip>
    <value>132964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2557</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2557</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Visa Inc</nameOfIssuer>
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    <cusip>92826C839</cusip>
    <value>16033462</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77173</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>77173</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Visa Inc</nameOfIssuer>
    <titleOfClass>Com Cl A</titleOfClass>
    <cusip>92826C839</cusip>
    <value>153119</value>
    <shrsOrPrnAmt>
      <sshPrnamt>737</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>737</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Visa Inc</nameOfIssuer>
    <titleOfClass>Com Cl A</titleOfClass>
    <cusip>92826C839</cusip>
    <value>569055</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2739</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2719</Sole>
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      <None>20</None>
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  <infoTable>
    <nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>92857W308</cusip>
    <value>1427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>141</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>141</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Wp Carey Inc REIT</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92936U109</cusip>
    <value>150673</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1928</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1928</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Wec Energy Group Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92939U106</cusip>
    <value>113356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1209</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1209</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Walker &amp; Dunlop Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>93148P102</cusip>
    <value>15696</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Waste Mgmt Inc Del</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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