<SEC-DOCUMENT>0001104659-23-088629.txt : 20230808
<SEC-HEADER>0001104659-23-088629.hdr.sgml : 20230808
<ACCEPTANCE-DATETIME>20230808081841
ACCESSION NUMBER:		0001104659-23-088629
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230630
FILED AS OF DATE:		20230808
DATE AS OF CHANGE:		20230808
EFFECTIVENESS DATE:		20230808

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SouthState Corp
		CENTRAL INDEX KEY:			0000764038
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				570799315
		STATE OF INCORPORATION:			SC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14854
		FILM NUMBER:		231149463

	BUSINESS ADDRESS:	
		STREET 1:		1101 FIRST STREET SOUTH, SUITE 202
		CITY:			WINTER HAVEN
		STATE:			FL
		ZIP:			33880
		BUSINESS PHONE:		8632934710

	MAIL ADDRESS:	
		STREET 1:		1101 FIRST STREET SOUTH, SUITE 202
		CITY:			WINTER HAVEN
		STATE:			FL
		ZIP:			33880

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH STATE Corp
		DATE OF NAME CHANGE:	20140630

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FINANCIAL HOLDINGS, INC.
		DATE OF NAME CHANGE:	20130729

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SCBT FINANCIAL CORP
		DATE OF NAME CHANGE:	20040227
</SEC-HEADER>
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          <ns1:zipCode>33880</ns1:zipCode>
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    <signatureBlock>
      <name>William E. Matthews, V</name>
      <title>Senior Executive Vice President, CFO</title>
      <phone>863-293-4710</phone>
      <signature>/s/ William E. Matthews, V</signature>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>941</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cardiol Therapeutics Inc Com C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14161Y200</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1000</Sole>
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      <None>0</None>
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    <nameOfIssuer>Carmax Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>143130102</cusip>
    <value>110233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1317</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1317</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Carmax Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>143130102</cusip>
    <value>8370</value>
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      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Carnival Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>143658300</cusip>
    <value>3484</value>
    <shrsOrPrnAmt>
      <sshPrnamt>185</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>185</Sole>
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      <None>0</None>
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    <nameOfIssuer>Carrier Global Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14448C104</cusip>
    <value>217829</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4382</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4382</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Carrier Global Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14448C104</cusip>
    <value>191831</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3859</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3859</Sole>
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      <None>0</None>
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    <nameOfIssuer>Casella Waste Systems Inc Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>147448104</cusip>
    <value>90450</value>
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      <sshPrnamt>1000</sshPrnamt>
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      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>149123101</cusip>
    <value>569606</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2315</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2315</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>149123101</cusip>
    <value>354804</value>
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      <sshPrnamt>1442</sshPrnamt>
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      <Sole>1416</Sole>
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      <None>26</None>
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    <nameOfIssuer>Cazoo Group LTD</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G2007L204</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>50</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cbre Group Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>12504L109</cusip>
    <value>28249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>350</Sole>
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      <None>0</None>
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    <nameOfIssuer>Centene Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>2635137</value>
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      <sshPrnamt>39068</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>39068</Sole>
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      <None>0</None>
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    <nameOfIssuer>Centene Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>15135B101</cusip>
    <value>8431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>125</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Centene Corp Del</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>15135B101</cusip>
    <value>24957</value>
    <shrsOrPrnAmt>
      <sshPrnamt>370</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>370</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cf Industries Holdings Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>125269100</cusip>
    <value>104130</value>
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      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cf Industries Holdings Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>125269100</cusip>
    <value>11454</value>
    <shrsOrPrnAmt>
      <sshPrnamt>165</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>165</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Chargepoint Holdings Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>15961R105</cusip>
    <value>3428</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>390</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Charter Communications Inc N</nameOfIssuer>
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      <sshPrnamt>2123</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Charter Communications Inc N</nameOfIssuer>
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    <cusip>16119P108</cusip>
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      <sshPrnamt>35</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Charter Communications Inc N</nameOfIssuer>
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    <value>24614</value>
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    <nameOfIssuer>Chemours Co</nameOfIssuer>
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    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3500</Sole>
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      <None>0</None>
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    <nameOfIssuer>Chevron Corp New</nameOfIssuer>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Chevron Corp New</nameOfIssuer>
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    <cusip>166764100</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Chevron Corp New</nameOfIssuer>
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    <cusip>166764100</cusip>
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      <sshPrnamt>545</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
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    <shrsOrPrnAmt>
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      <None>0</None>
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    <nameOfIssuer>Chubb Ltd</nameOfIssuer>
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    <cusip>H1467J104</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>11486</Sole>
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      <None>1700</None>
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  <infoTable>
    <nameOfIssuer>Chubb Ltd</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>35934</Sole>
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      <None>0</None>
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    <nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
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    <value>1932936</value>
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  <infoTable>
    <nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
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    <value>52621</value>
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  <infoTable>
    <nameOfIssuer>CIGNA GROUP</nameOfIssuer>
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    <cusip>125523100</cusip>
    <value>45177</value>
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      <sshPrnamt>161</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Cincinnati Financial Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>172062101</cusip>
    <value>274832</value>
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      <sshPrnamt>2824</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Cintas Corp</nameOfIssuer>
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    <cusip>172908105</cusip>
    <value>67106</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>135</Sole>
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  <infoTable>
    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>3203327</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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    <cusip>17275R102</cusip>
    <value>7608057</value>
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  <infoTable>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
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    <cusip>172967424</cusip>
    <value>6906</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Citigroup Inc Tier 1 Preferred</nameOfIssuer>
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    <value>17209</value>
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      <Sole>20000</Sole>
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    <nameOfIssuer>Civitas Resources Inc</nameOfIssuer>
    <titleOfClass>Com New</titleOfClass>
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    <nameOfIssuer>Fortune Brands Innovations I</nameOfIssuer>
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      <sshPrnamt>122</sshPrnamt>
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    <nameOfIssuer>Gaming And Leisure Properties</nameOfIssuer>
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  <infoTable>
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    <nameOfIssuer>Haleon PLC ADR</nameOfIssuer>
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    <nameOfIssuer>HCA Healthcare Inc</nameOfIssuer>
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    <nameOfIssuer>Hess Corp</nameOfIssuer>
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      <sshPrnamt>108627</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>97723</Sole>
      <Shared>0</Shared>
      <None>10904</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287622</cusip>
    <value>108708</value>
    <shrsOrPrnAmt>
      <sshPrnamt>446</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>446</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 Growth ET</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287614</cusip>
    <value>1487348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5405</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5405</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 Value ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287598</cusip>
    <value>849757</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5384</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5384</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>761440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4066</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4066</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>32772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
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      <None>175</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 Growth ET</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287648</cusip>
    <value>36399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Ishares Russell 2000 Value ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287630</cusip>
    <value>77440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>550</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>550</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 Value ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287630</cusip>
    <value>21261</value>
    <shrsOrPrnAmt>
      <sshPrnamt>151</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>151</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell Midcap ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287499</cusip>
    <value>2355071</value>
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      <sshPrnamt>32248</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>32248</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Ishares Russell Midcap Grwth E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287481</cusip>
    <value>580553</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6008</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6008</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell Midcap Value E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287473</cusip>
    <value>205730</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1873</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1873</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Midcap 400/Grwth E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287606</cusip>
    <value>542475</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7233</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7233</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Midcap 400/Value E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287705</cusip>
    <value>387811</value>
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      <sshPrnamt>3620</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3620</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares S&amp;P Smallcap 600/Val E</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287879</cusip>
    <value>275286</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2895</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares S&amp;P Smallcap/600 Growt</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287887</cusip>
    <value>152282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1325</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Self-Driving Ev&amp;tech</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46435U366</cusip>
    <value>21478</value>
    <shrsOrPrnAmt>
      <sshPrnamt>525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>525</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares US Consum Discre</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287580</cusip>
    <value>22774</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>320</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Core S&amp;P US Gwt</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287671</cusip>
    <value>24605</value>
    <shrsOrPrnAmt>
      <sshPrnamt>252</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>252</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 3000</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287689</cusip>
    <value>128512</value>
    <shrsOrPrnAmt>
      <sshPrnamt>505</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>225</Sole>
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      <None>280</None>
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    <nameOfIssuer>Ishares U.S. Utilits</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287697</cusip>
    <value>12263</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares U.S. Tech</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287721</cusip>
    <value>34838</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>320</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares US Industrials</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287754</cusip>
    <value>16966</value>
    <shrsOrPrnAmt>
      <sshPrnamt>160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>160</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares US Hlthcare</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287762</cusip>
    <value>6446</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>23</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares U.S. Energy</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287796</cusip>
    <value>4927</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>115</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares US Consm Staples</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287812</cusip>
    <value>30044</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares U.S. Bas Mtl</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287838</cusip>
    <value>3992</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Shrt Nat Mun</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288158</cusip>
    <value>57950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>557</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>557</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares National Mun</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288414</cusip>
    <value>11100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>104</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares 1-5Yr Invs</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288646</cusip>
    <value>6065854</value>
    <shrsOrPrnAmt>
      <sshPrnamt>120906</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>106632</Sole>
      <Shared>0</Shared>
      <None>14274</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Short Treas Bd</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288679</cusip>
    <value>5081</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>46</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Grwt Allocat</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464289867</cusip>
    <value>20066</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>390</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Msci USA Min Vol ET</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46429B697</cusip>
    <value>31070</value>
    <shrsOrPrnAmt>
      <sshPrnamt>418</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>418</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Tr Msci USA Min Vol ET</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46429B697</cusip>
    <value>5649</value>
    <shrsOrPrnAmt>
      <sshPrnamt>76</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>76</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Core Msci EAFE</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46432F842</cusip>
    <value>138848</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2057</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2057</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Tr Iboxx Inv Cp ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287242</cusip>
    <value>64992</value>
    <shrsOrPrnAmt>
      <sshPrnamt>601</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>601</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ishares Tr Semiconductor ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287523</cusip>
    <value>16232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>32</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>J M Smith Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>890342099</cusip>
    <value>6477870</value>
    <shrsOrPrnAmt>
      <sshPrnamt>185082</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>49888</Sole>
      <Shared>0</Shared>
      <None>135194</None>
    </votingAuthority>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>Republic Services Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>760759100</cusip>
    <value>30634</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Republic Services Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>760759100</cusip>
    <value>3134011</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20461</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>18162</Sole>
      <Shared>0</Shared>
      <None>2299</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Resources Connection Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>76122Q105</cusip>
    <value>10793</value>
    <shrsOrPrnAmt>
      <sshPrnamt>687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>687</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rivian Automotive Inc Com Cl A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>76954A103</cusip>
    <value>45815</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>773903109</cusip>
    <value>2064334</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>5209</Sole>
      <Shared>0</Shared>
      <None>1057</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>773903109</cusip>
    <value>9202197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27932</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>27932</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>776696106</cusip>
    <value>11824795</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24594</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>24594</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>776696106</cusip>
    <value>61062</value>
    <shrsOrPrnAmt>
      <sshPrnamt>127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>127</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>776696106</cusip>
    <value>3489166</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7257</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>6440</Sole>
      <Shared>0</Shared>
      <None>817</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ross Stores Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>778296103</cusip>
    <value>26911</value>
    <shrsOrPrnAmt>
      <sshPrnamt>240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>210</Sole>
      <Shared>0</Shared>
      <None>30</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ross Stores Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>778296103</cusip>
    <value>1421136</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12674</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12674</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RTX Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75513E101</cusip>
    <value>839223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8567</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8567</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RTX Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75513E101</cusip>
    <value>15282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>156</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>156</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RTX Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75513E101</cusip>
    <value>348542</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3558</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>3518</Sole>
      <Shared>0</Shared>
      <None>40</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>78409V104</cusip>
    <value>8419</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>21</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sabra Healthcare Reit Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>78573L106</cusip>
    <value>4249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>361</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>361</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sage Therapeutics Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>78667J108</cusip>
    <value>423</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Salesforce Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>79466L302</cusip>
    <value>2324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Salesforce Inc.</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>79466L302</cusip>
    <value>3851904</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18233</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>18233</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>San Juan Basin Rty Tr</nameOfIssuer>
    <titleOfClass>Unit Ben Int</titleOfClass>
    <cusip>798241105</cusip>
    <value>14800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Scansource Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>806037107</cusip>
    <value>8572</value>
    <shrsOrPrnAmt>
      <sshPrnamt>290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>290</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>806857108</cusip>
    <value>37282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>759</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>759</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Scio Diamond Technology Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>808831101</cusip>
    <value>1495</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>115000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Seagate Technology Hldngs Pl</nameOfIssuer>
    <titleOfClass>Ord Shs</titleOfClass>
    <cusip>G7997R103</cusip>
    <value>61870</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEI Investments Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>784117103</cusip>
    <value>55447</value>
    <shrsOrPrnAmt>
      <sshPrnamt>930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>930</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Materials Select SPDR Fund</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y100</cusip>
    <value>62235</value>
    <shrsOrPrnAmt>
      <sshPrnamt>751</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>751</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Materials Select SPDR Fund</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y100</cusip>
    <value>124305</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Healthcare</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>78045</value>
    <shrsOrPrnAmt>
      <sshPrnamt>588</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>588</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Healthcare</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>610027</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4596</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4596</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Cons Stpls</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y308</cusip>
    <value>37233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>502</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>502</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Cons Stpls</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y308</cusip>
    <value>64454</value>
    <shrsOrPrnAmt>
      <sshPrnamt>869</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>869</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Cons Disc</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>46868</value>
    <shrsOrPrnAmt>
      <sshPrnamt>276</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>276</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Cons Disc</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>70811</value>
    <shrsOrPrnAmt>
      <sshPrnamt>417</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>417</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Energy</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>28003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>345</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>305</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Energy</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>1768857</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21792</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>21792</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Financial</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>16552</value>
    <shrsOrPrnAmt>
      <sshPrnamt>491</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>491</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Financial</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>650502</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19297</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19297</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Int-Inds</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>18674</value>
    <shrsOrPrnAmt>
      <sshPrnamt>174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>174</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Int-Inds</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>168492</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1570</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1570</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Technology</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>69370</value>
    <shrsOrPrnAmt>
      <sshPrnamt>399</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>399</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Technology</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>182901</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1052</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1052</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Communication</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y852</cusip>
    <value>7484</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>115</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Int-Utils</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y886</cusip>
    <value>8834</value>
    <shrsOrPrnAmt>
      <sshPrnamt>135</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>135</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Int-Utils</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>81369Y886</cusip>
    <value>134479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2055</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2055</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Senseonics Hldgs Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81727U105</cusip>
    <value>763</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sensient Technologies Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81725T100</cusip>
    <value>24398</value>
    <shrsOrPrnAmt>
      <sshPrnamt>343</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>343</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Service Corp International Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>817565104</cusip>
    <value>11885</value>
    <shrsOrPrnAmt>
      <sshPrnamt>184</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>184</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Servicenow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81762P102</cusip>
    <value>10762849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19152</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19152</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Servicenow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81762P102</cusip>
    <value>101717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>181</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>181</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Servicenow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81762P102</cusip>
    <value>25289</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>45</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Shake Shack Inc</nameOfIssuer>
    <titleOfClass>Cl A</titleOfClass>
    <cusip>819047101</cusip>
    <value>14689</value>
    <shrsOrPrnAmt>
      <sshPrnamt>189</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>189</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Shell PLC Spon ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>780259305</cusip>
    <value>34719</value>
    <shrsOrPrnAmt>
      <sshPrnamt>575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>575</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Shell PLC Spon ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>780259305</cusip>
    <value>4670151</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77346</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>77346</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Shell PLC Spon ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>780259305</cusip>
    <value>28741</value>
    <shrsOrPrnAmt>
      <sshPrnamt>476</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>476</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sherwin Williams Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>824348106</cusip>
    <value>59742</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sherwin-Williams Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>824348106</cusip>
    <value>390049</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1469</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1469</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Shift Technologies Inc Cl A Ne</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>82452T305</cusip>
    <value>197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>91</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>91</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sixth Street Specialty Lending</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>83012A109</cusip>
    <value>5476</value>
    <shrsOrPrnAmt>
      <sshPrnamt>293</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>293</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Snap Inc</nameOfIssuer>
    <titleOfClass>Cl A</titleOfClass>
    <cusip>83304A106</cusip>
    <value>223362</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18865</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>18865</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Snap On Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>833034101</cusip>
    <value>5024016</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17433</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17433</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Snap On Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>833034101</cusip>
    <value>51586</value>
    <shrsOrPrnAmt>
      <sshPrnamt>179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>179</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sonoco Products CO</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>835495102</cusip>
    <value>104465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1770</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sonoco Products CO</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>835495102</cusip>
    <value>2361</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sony Group Corp Spons ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>835699307</cusip>
    <value>10019561</value>
    <shrsOrPrnAmt>
      <sshPrnamt>111279</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>111279</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sony Group Corp Spons ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>835699307</cusip>
    <value>37817</value>
    <shrsOrPrnAmt>
      <sshPrnamt>420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>420</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sony Group Corp Spons ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>835699307</cusip>
    <value>2721459</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>26537</Sole>
      <Shared>0</Shared>
      <None>3688</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SouthState Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>840441109</cusip>
    <value>3237228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49198</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>49198</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southstate Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>840441109</cusip>
    <value>703533</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10692</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10153</Sole>
      <Shared>0</Shared>
      <None>539</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>842587107</cusip>
    <value>1994046</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>28385</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>842587107</cusip>
    <value>100458</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1430</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1150</Sole>
      <Shared>0</Shared>
      <None>280</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Copper Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>84265V105</cusip>
    <value>28696</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern First</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>842873101</cusip>
    <value>19899</value>
    <shrsOrPrnAmt>
      <sshPrnamt>804</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>804</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southwest Gas Holdings Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>844895102</cusip>
    <value>25842</value>
    <shrsOrPrnAmt>
      <sshPrnamt>406</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>406</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR Djia Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78467X109</cusip>
    <value>1788020</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>5200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR Djia Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78467X109</cusip>
    <value>3439</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR Dow Jones REIT ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A607</cusip>
    <value>273491</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3024</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3024</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr Gold Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78463V107</cusip>
    <value>100009</value>
    <shrsOrPrnAmt>
      <sshPrnamt>561</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>417</Sole>
      <Shared>0</Shared>
      <None>144</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Gold Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78463V107</cusip>
    <value>703097</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3944</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3944</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR ICE Preferred Securities</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A292</cusip>
    <value>56531</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1689</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1689</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Portfolio S&amp;P 400 Mid Cap</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A847</cusip>
    <value>15144</value>
    <shrsOrPrnAmt>
      <sshPrnamt>330</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>330</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Portfolio S&amp;P 500 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A854</cusip>
    <value>15268</value>
    <shrsOrPrnAmt>
      <sshPrnamt>293</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>293</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Portfolio S&amp;P 600 Small C</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78468R853</cusip>
    <value>6525</value>
    <shrsOrPrnAmt>
      <sshPrnamt>168</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>168</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr S&amp;P 500 Etf Tr</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78462F103</cusip>
    <value>871045</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1965</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1965</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Spdr S&amp;P 500 Etf Tr</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78462F103</cusip>
    <value>9973800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P Bank ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A797</cusip>
    <value>126540</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3515</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3515</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P Dividend ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A763</cusip>
    <value>150773</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1230</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1230</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr S&amp;P Midcap 400 Etf Tr</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>91472</value>
    <shrsOrPrnAmt>
      <sshPrnamt>191</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>191</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Spdr S&amp;P Midcap 400 Etf Tr</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>203537</value>
    <shrsOrPrnAmt>
      <sshPrnamt>425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>425</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Tr Portfolio Short ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78464A474</cusip>
    <value>13307</value>
    <shrsOrPrnAmt>
      <sshPrnamt>452</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>452</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Spok Holdings Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>84863T106</cusip>
    <value>9702</value>
    <shrsOrPrnAmt>
      <sshPrnamt>730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>730</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Gold Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>85207H104</cusip>
    <value>1008517</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67595</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>67595</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Gold Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>85207H104</cusip>
    <value>30492959</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2043764</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2043764</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Gold Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>85207H104</cusip>
    <value>54085</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3625</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3625</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Silver Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>85207K107</cusip>
    <value>8569</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1100</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Silver Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>85207K107</cusip>
    <value>1931951</value>
    <shrsOrPrnAmt>
      <sshPrnamt>248004</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>248004</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Silver Trust</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>85207K107</cusip>
    <value>13048</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1675</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1675</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPRUCE PWR HLDG CORP</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>9837FR100</cusip>
    <value>479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>590</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>590</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Starbucks Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>855244109</cusip>
    <value>218031</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2201</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2201</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Starbucks Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>855244109</cusip>
    <value>150769</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1522</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1362</Sole>
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      <None>160</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Steris PLC ADR</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>G8473T100</cusip>
    <value>11249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Stifel Financial Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>860630102</cusip>
    <value>268515</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Stryker Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>863667101</cusip>
    <value>593095</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1944</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1944</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Stryker Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>863667101</cusip>
    <value>3024968</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9915</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>8719</Sole>
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      <None>1196</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Suncor Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>867224107</cusip>
    <value>1759</value>
    <shrsOrPrnAmt>
      <sshPrnamt>60</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>60</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sylvamo Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871332102</cusip>
    <value>688</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Syneos Health Inc</nameOfIssuer>
    <titleOfClass>Cl A</titleOfClass>
    <cusip>87166B102</cusip>
    <value>8133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>193</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Synopsys Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871607107</cusip>
    <value>86647</value>
    <shrsOrPrnAmt>
      <sshPrnamt>199</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>199</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sysco Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871829107</cusip>
    <value>167915</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2263</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2263</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sysco Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871829107</cusip>
    <value>97202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1310</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1310</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Taiwan Semiconductor Manufactu</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>874039100</cusip>
    <value>1312</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>13</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>87612E106</cusip>
    <value>394909</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2994</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2994</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>87612E106</cusip>
    <value>25721</value>
    <shrsOrPrnAmt>
      <sshPrnamt>195</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>195</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Teladoc Health Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>87918A105</cusip>
    <value>2026</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>80</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tesla Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>88160R101</cusip>
    <value>314124</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1200</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tesla Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>88160R101</cusip>
    <value>14921</value>
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    <nameOfIssuer>Valero Energy Corp</nameOfIssuer>
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    <nameOfIssuer>Vaneck Trust Rare Earth ETF</nameOfIssuer>
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    <nameOfIssuer>Vanguard Bd Index Fds Short Trm</nameOfIssuer>
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    <cusip>921937827</cusip>
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    <nameOfIssuer>Vanguard Bd Index Fds Total Bnd Mkt</nameOfIssuer>
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    <nameOfIssuer>Vanguard Consumer Discretionar</nameOfIssuer>
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    <cusip>92204A108</cusip>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Dividend Apprec ETF</nameOfIssuer>
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    <cusip>922908652</cusip>
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    <nameOfIssuer>Vanguard Ftse All World X-US S</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Ftse All-World Ex-US</nameOfIssuer>
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    <nameOfIssuer>Vanguard Ftse All-World Ex-US</nameOfIssuer>
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    <nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
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    <nameOfIssuer>Vanguard Index Fds S&amp;P 500</nameOfIssuer>
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    <cusip>922908363</cusip>
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    <cusip>922908629</cusip>
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    <nameOfIssuer>Vanguard Index Fds Large Cap</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908637</cusip>
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    <titleOfClass>ETF</titleOfClass>
    <cusip>922908637</cusip>
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    <nameOfIssuer>Vanguard Index Fds Extend Mkt</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908652</cusip>
    <value>931527</value>
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    <titleOfClass>ETF</titleOfClass>
    <cusip>922908736</cusip>
    <value>9621</value>
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    <cusip>922908744</cusip>
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    <titleOfClass>ETF</titleOfClass>
    <cusip>922908751</cusip>
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    <nameOfIssuer>Vanguard Index Fds Total Stk Mkt</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908769</cusip>
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    <nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A603</cusip>
    <value>18498</value>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intermediate-Term  .1</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>921937819</cusip>
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      <sshPrnamt>2840</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2840</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intl Equity Index Tt Wrld</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922042742</cusip>
    <value>14547</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Vanguard Intl Equity Index Allwrld Ex Us</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922042775</cusip>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intl Equity Index Ftse Emr Mkt</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922042858</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>1768</sshPrnamt>
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      <Sole>1768</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Malvern Fds Strm Infproidx</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922020805</cusip>
    <value>11333</value>
    <shrsOrPrnAmt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Materials ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A801</cusip>
    <value>9099</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>Vanguard Mid-Cap Growth ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Mid-Cap Value ETF</nameOfIssuer>
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    <nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908553</cusip>
    <value>33006</value>
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    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C409</cusip>
    <value>9235968</value>
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      <None>10329</None>
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    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
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    <cusip>92206C409</cusip>
    <value>646439</value>
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      <Sole>8544</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C409</cusip>
    <value>36317</value>
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      <Sole>480</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Scottsdale Fds Interm Trm</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C706</cusip>
    <value>59775</value>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Scottsdale Fds Int-Term Corp</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C870</cusip>
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      <None>827</None>
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    <nameOfIssuer>Vanguard Short Term Bond ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
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      <Sole>12812</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small Cap Value ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908611</cusip>
    <value>2103723</value>
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      <sshPrnamt>12719</sshPrnamt>
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      <Sole>12719</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908751</cusip>
    <value>1208058</value>
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      <sshPrnamt>6074</sshPrnamt>
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      <Sole>6074</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908751</cusip>
    <value>31822</value>
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      <sshPrnamt>160</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small-Cap Growth ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908595</cusip>
    <value>8960</value>
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      <sshPrnamt>39</sshPrnamt>
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      <Sole>39</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Specialized Funds Div App</nameOfIssuer>
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    <cusip>921908844</cusip>
    <value>36222</value>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Tax-Managed Fds Ftse Dev Mkt</nameOfIssuer>
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    <cusip>921943858</cusip>
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    <nameOfIssuer>Vanguard Tot World Stk ETF</nameOfIssuer>
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      <Sole>3800</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Total Bond Market ETF</nameOfIssuer>
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    <cusip>921937835</cusip>
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    <nameOfIssuer>Vanguard Total International</nameOfIssuer>
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      <Sole>5274</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Total Stck Mk ETF</nameOfIssuer>
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    <cusip>922908769</cusip>
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  <infoTable>
    <nameOfIssuer>Vanguard Total Stck Mk ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908769</cusip>
    <value>77098</value>
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  <infoTable>
    <nameOfIssuer>Vanguard Value ETF</nameOfIssuer>
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    <cusip>922908744</cusip>
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      <sshPrnamt>2669</sshPrnamt>
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      <Sole>2669</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Whitehall Fds High Div Yld</nameOfIssuer>
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    <cusip>921946406</cusip>
    <value>5410</value>
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      <sshPrnamt>51</sshPrnamt>
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      <Sole>51</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard World Fd Mega Cap Val</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>921910840</cusip>
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      <Sole>685</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard World Fds Consum Dis</nameOfIssuer>
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    <cusip>92204A108</cusip>
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      <Sole>26</Sole>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Consum Stp</nameOfIssuer>
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    <cusip>92204A207</cusip>
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      <Sole>33</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard World Fds Health Care</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A504</cusip>
    <value>6610</value>
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      <sshPrnamt>27</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Vanguard World Fds Inf Tech</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>114962</value>
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      <sshPrnamt>260</sshPrnamt>
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      <Sole>260</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Mega Cap Fund E</nameOfIssuer>
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    <cusip>921910816</cusip>
    <value>71773</value>
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      <sshPrnamt>305</sshPrnamt>
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      <Sole>305</Sole>
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  <infoTable>
    <nameOfIssuer>Varonis Systems Inc</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>275</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>275</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Verisk Analytic Cl B</nameOfIssuer>
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      <Sole>10</Sole>
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  <infoTable>
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      <Sole>107730</Sole>
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  <infoTable>
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      <sshPrnamt>750</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>750</Sole>
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  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
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      <Sole>4490</Sole>
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</SEC-DOCUMENT>
