XML 72 R61.htm IDEA: XBRL DOCUMENT v3.24.3
Loans - Credit risk profile by risk grade of commercial and consumer loans (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 $ 3,539,177   $ 3,539,177   $ 4,676,676
Amortized Cost Basis by Origination Year - 2023/2022 4,337,804   4,337,804   8,985,446
Amortized Cost Basis by Origination Year - 2022/2021 9,001,285   9,001,285   6,291,335
Amortized Cost Basis by Origination Year - 2021/2020 5,689,373   5,689,373   2,591,604
Amortized Cost Basis by Origination Year - 2020/2019 2,345,398   2,345,398   2,079,547
Amortized Cost Basis by Origination Year - Prior 5,464,837   5,464,837   4,459,113
Amortized Cost Basis by Origination Year - Revolving 3,170,318   3,170,318   3,304,768
Total loans 33,548,192   33,548,192   32,388,489
Current-period gross charge-offs - 2024/2023     1,639   7,713
Current-period gross charge-offs - 2023/2022     4,083   4,973
Current-period gross charge-offs - 2022/2021     6,028   13,818
Current-period gross charge-offs - 2021/2020     1,050   977
Current-period gross charge-offs - 2020/2019     438   982
Current-period gross charge-offs - Prior     6,615   2,479
Current-period gross charge-offs - Revolving     5,280   9,706
Current-period gross charge-offs - Total 8,603 $ 17,970 25,133 $ 30,175 40,648
30 days past due          
Loans          
Total loans 65,408   65,408   60,085
60 days past due          
Loans          
Total loans 22,230   22,230   18,276
90 days past due          
Loans          
Total loans 7,279   7,279   12,479
Construction and land development          
Loans          
Total loans 2,458,151   2,458,151   2,923,514
Construction and land development | 30 days past due          
Loans          
Total loans 652   652   624
Commercial and industrial          
Loans          
Total loans 5,931,187   5,931,187   5,504,539
Commercial and industrial | 30 days past due          
Loans          
Total loans 33,834   33,834   25,231
Commercial and industrial | 60 days past due          
Loans          
Total loans 12,392   12,392   7,194
Commercial and industrial | 90 days past due          
Loans          
Total loans 4,378   4,378   9,193
Other income producing property          
Loans          
Total loans 610,286   610,286   656,334
Other income producing property | 30 days past due          
Loans          
Total loans 847   847   569
Other income producing property | 60 days past due          
Loans          
Total loans 149   149   570
Consumer Owner-Occupied Loans          
Loans          
Total loans 7,133,748   7,133,748   6,595,005
Consumer Owner-Occupied Loans | 30 days past due          
Loans          
Total loans 13,639   13,639   7,903
Consumer Owner-Occupied Loans | 60 days past due          
Loans          
Total loans 201   201   552
Consumer Owner-Occupied Loans | 90 days past due          
Loans          
Total loans         920
Home equity loans          
Loans          
Total loans 1,515,966   1,515,966   1,398,445
Home equity loans | 30 days past due          
Loans          
Total loans 3,083   3,083   6,500
Home equity loans | 60 days past due          
Loans          
Total loans 2,091   2,091   1,326
Consumer loans          
Loans          
Total loans 1,106,382   1,106,382   1,233,650
Consumer loans | 30 days past due          
Loans          
Total loans 9,226   9,226   13,212
Consumer loans | 60 days past due          
Loans          
Total loans 4,804   4,804   7,370
Other loans          
Loans          
Total loans 1,333   1,333   7,697
Commercial loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 2,823,707   2,823,707   3,204,603
Amortized Cost Basis by Origination Year - 2023/2022 2,913,895   2,913,895   6,073,713
Amortized Cost Basis by Origination Year - 2022/2021 6,191,832   6,191,832   4,371,935
Amortized Cost Basis by Origination Year - 2021/2020 3,906,366   3,906,366   1,858,439
Amortized Cost Basis by Origination Year - 2020/2019 1,676,876   1,676,876   1,717,565
Amortized Cost Basis by Origination Year - Prior 4,261,676   4,261,676   3,428,397
Amortized Cost Basis by Origination Year - Revolving 1,549,015   1,549,015   1,736,510
Total loans 23,323,367   23,323,367   22,391,162
Current-period gross charge-offs - 2024/2023     1,528   7,272
Current-period gross charge-offs - 2023/2022     2,467   3,297
Current-period gross charge-offs - 2022/2021     4,337   13,220
Current-period gross charge-offs - 2021/2020     879   633
Current-period gross charge-offs - 2020/2019     396   765
Current-period gross charge-offs - Prior     6,111   1,892
Current-period gross charge-offs - Revolving     1,510   1,144
Current-period gross charge-offs - Total     17,228   28,223
Commercial loans | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 2,739,599   2,739,599   3,069,006
Amortized Cost Basis by Origination Year - 2023/2022 2,742,408   2,742,408   5,828,607
Amortized Cost Basis by Origination Year - 2022/2021 5,824,890   5,824,890   4,239,975
Amortized Cost Basis by Origination Year - 2021/2020 3,640,707   3,640,707   1,750,366
Amortized Cost Basis by Origination Year - 2020/2019 1,556,414   1,556,414   1,584,255
Amortized Cost Basis by Origination Year - Prior 4,002,851   4,002,851   3,250,640
Amortized Cost Basis by Origination Year - Revolving 1,420,811   1,420,811   1,621,501
Total loans 21,927,680   21,927,680   21,344,350
Commercial loans | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 12,293   12,293   10,183
Amortized Cost Basis by Origination Year - 2023/2022 52,662   52,662   114,357
Amortized Cost Basis by Origination Year - 2022/2021 128,116   128,116   42,567
Amortized Cost Basis by Origination Year - 2021/2020 140,545   140,545   14,351
Amortized Cost Basis by Origination Year - 2020/2019 13,243   13,243   22,077
Amortized Cost Basis by Origination Year - Prior 49,537   49,537   39,179
Amortized Cost Basis by Origination Year - Revolving 27,425   27,425   19,286
Total loans 423,821   423,821   262,000
Commercial loans | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 71,807   71,807   125,409
Amortized Cost Basis by Origination Year - 2023/2022 118,809   118,809   130,738
Amortized Cost Basis by Origination Year - 2022/2021 238,798   238,798   89,324
Amortized Cost Basis by Origination Year - 2021/2020 125,053   125,053   93,717
Amortized Cost Basis by Origination Year - 2020/2019 107,217   107,217   111,233
Amortized Cost Basis by Origination Year - Prior 209,278   209,278   138,555
Amortized Cost Basis by Origination Year - Revolving 100,774   100,774   95,719
Total loans 971,736   971,736   784,695
Commercial loans | Doubtful          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 8   8   5
Amortized Cost Basis by Origination Year - 2023/2022 16   16   11
Amortized Cost Basis by Origination Year - 2022/2021 28   28   69
Amortized Cost Basis by Origination Year - 2021/2020 61   61   5
Amortized Cost Basis by Origination Year - 2020/2019 2   2    
Amortized Cost Basis by Origination Year - Prior 10   10   23
Amortized Cost Basis by Origination Year - Revolving 5   5   4
Total loans 130   130   117
Commercial loans | Construction and land development          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 228,713   228,713   482,933
Amortized Cost Basis by Origination Year - 2023/2022 558,140   558,140   1,118,792
Amortized Cost Basis by Origination Year - 2022/2021 1,056,748   1,056,748   507,120
Amortized Cost Basis by Origination Year - 2021/2020 123,155   123,155   19,629
Amortized Cost Basis by Origination Year - 2020/2019 9,565   9,565   9,870
Amortized Cost Basis by Origination Year - Prior 15,835   15,835   20,430
Amortized Cost Basis by Origination Year - Revolving 36,231   36,231   49,191
Total loans 2,028,387   2,028,387   2,207,965
Current-period gross charge-offs - 2021/2020         204
Current-period gross charge-offs - 2020/2019     74    
Current-period gross charge-offs - Prior     2,088   2
Current-period gross charge-offs - Total     2,162   206
Commercial loans | Construction and land development | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 227,952   227,952   480,860
Amortized Cost Basis by Origination Year - 2023/2022 556,458   556,458   1,036,691
Amortized Cost Basis by Origination Year - 2022/2021 1,025,504   1,025,504   503,433
Amortized Cost Basis by Origination Year - 2021/2020 100,373   100,373   19,626
Amortized Cost Basis by Origination Year - 2020/2019 9,564   9,564   5,585
Amortized Cost Basis by Origination Year - Prior 14,907   14,907   19,200
Amortized Cost Basis by Origination Year - Revolving 36,231   36,231   49,191
Total loans 1,970,989   1,970,989   2,114,586
Commercial loans | Construction and land development | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 718   718   1,683
Amortized Cost Basis by Origination Year - 2023/2022 1,682   1,682   35,790
Amortized Cost Basis by Origination Year - 2022/2021 15,277   15,277   2,922
Amortized Cost Basis by Origination Year - 2021/2020 22,032   22,032    
Amortized Cost Basis by Origination Year - Prior 330   330   458
Total loans 40,039   40,039   40,853
Commercial loans | Construction and land development | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 43   43   390
Amortized Cost Basis by Origination Year - 2023/2022         46,311
Amortized Cost Basis by Origination Year - 2022/2021 15,967   15,967   765
Amortized Cost Basis by Origination Year - 2021/2020 750   750    
Amortized Cost Basis by Origination Year - 2020/2019         4,285
Amortized Cost Basis by Origination Year - Prior 594   594   767
Total loans 17,354   17,354   52,518
Commercial loans | Construction and land development | Doubtful          
Loans          
Amortized Cost Basis by Origination Year - 2021/2020         3
Amortized Cost Basis by Origination Year - 2020/2019 1   1    
Amortized Cost Basis by Origination Year - Prior 4   4   5
Total loans 5   5   8
Commercial loans | Commercial non-owner occupied          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 553,038   553,038   836,159
Amortized Cost Basis by Origination Year - 2023/2022 891,072   891,072   2,552,393
Amortized Cost Basis by Origination Year - 2022/2021 2,917,057   2,917,057   1,934,481
Amortized Cost Basis by Origination Year - 2021/2020 2,059,730   2,059,730   746,407
Amortized Cost Basis by Origination Year - 2020/2019 689,541   689,541   795,642
Amortized Cost Basis by Origination Year - Prior 2,031,866   2,031,866   1,601,612
Amortized Cost Basis by Origination Year - Revolving 104,119   104,119   104,940
Total loans 9,246,423   9,246,423   8,571,634
Current-period gross charge-offs - 2022/2021         51
Current-period gross charge-offs - 2021/2020     176    
Current-period gross charge-offs - Prior     100   253
Current-period gross charge-offs - Total     276   304
Commercial loans | Commercial non-owner occupied | 30 days past due          
Loans          
Total loans 1,205   1,205   2,194
Commercial loans | Commercial non-owner occupied | 60 days past due          
Loans          
Total loans 270   270   123
Commercial loans | Commercial non-owner occupied | 90 days past due          
Loans          
Total loans 2,711   2,711   1,378
Commercial loans | Commercial non-owner occupied | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 511,466   511,466   759,501
Amortized Cost Basis by Origination Year - 2023/2022 813,994   813,994   2,501,611
Amortized Cost Basis by Origination Year - 2022/2021 2,712,005   2,712,005   1,878,889
Amortized Cost Basis by Origination Year - 2021/2020 1,887,883   1,887,883   674,470
Amortized Cost Basis by Origination Year - 2020/2019 597,254   597,254   706,794
Amortized Cost Basis by Origination Year - Prior 1,889,760   1,889,760   1,535,248
Amortized Cost Basis by Origination Year - Revolving 103,873   103,873   104,698
Total loans 8,516,235   8,516,235   8,161,211
Commercial loans | Commercial non-owner occupied | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 5,766   5,766   3,376
Amortized Cost Basis by Origination Year - 2023/2022 33,631   33,631   38,854
Amortized Cost Basis by Origination Year - 2022/2021 61,647   61,647   19,899
Amortized Cost Basis by Origination Year - 2021/2020 109,730   109,730   10,044
Amortized Cost Basis by Origination Year - 2020/2019 10,297   10,297   9,872
Amortized Cost Basis by Origination Year - Prior 19,029   19,029   12,976
Amortized Cost Basis by Origination Year - Revolving 246   246   93
Total loans 240,346   240,346   95,114
Commercial loans | Commercial non-owner occupied | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 35,806   35,806   73,282
Amortized Cost Basis by Origination Year - 2023/2022 43,447   43,447   11,928
Amortized Cost Basis by Origination Year - 2022/2021 143,405   143,405   35,692
Amortized Cost Basis by Origination Year - 2021/2020 62,116   62,116   61,893
Amortized Cost Basis by Origination Year - 2020/2019 81,990   81,990   78,976
Amortized Cost Basis by Origination Year - Prior 123,077   123,077   53,388
Amortized Cost Basis by Origination Year - Revolving         149
Total loans 489,841   489,841   315,308
Commercial loans | Commercial non-owner occupied | Doubtful          
Loans          
Amortized Cost Basis by Origination Year - 2022/2021         1
Amortized Cost Basis by Origination Year - 2021/2020 1   1    
Total loans 1   1   1
Commercial loans | Commercial owner-occupied real estate loan          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 445,813   445,813   582,411
Amortized Cost Basis by Origination Year - 2023/2022 616,988   616,988   1,084,642
Amortized Cost Basis by Origination Year - 2022/2021 1,098,733   1,098,733   1,131,563
Amortized Cost Basis by Origination Year - 2021/2020 1,067,274   1,067,274   663,438
Amortized Cost Basis by Origination Year - 2020/2019 613,314   613,314   676,168
Amortized Cost Basis by Origination Year - Prior 1,615,678   1,615,678   1,262,571
Amortized Cost Basis by Origination Year - Revolving 86,916   86,916   96,878
Total loans 5,544,716   5,544,716   5,497,671
Current-period gross charge-offs - 2023/2022     298   126
Current-period gross charge-offs - 2021/2020     91    
Current-period gross charge-offs - 2020/2019     227    
Current-period gross charge-offs - Prior     335    
Current-period gross charge-offs - Total     951   126
Commercial loans | Commercial owner-occupied real estate loan | 30 days past due          
Loans          
Total loans 2,922   2,922   3,852
Commercial loans | Commercial owner-occupied real estate loan | 60 days past due          
Loans          
Total loans 2,323   2,323   1,141
Commercial loans | Commercial owner-occupied real estate loan | 90 days past due          
Loans          
Total loans 190   190   988
Commercial loans | Commercial owner-occupied real estate loan | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 429,050   429,050   556,192
Amortized Cost Basis by Origination Year - 2023/2022 567,678   567,678   1,015,236
Amortized Cost Basis by Origination Year - 2022/2021 1,013,018   1,013,018   1,088,976
Amortized Cost Basis by Origination Year - 2021/2020 1,026,303   1,026,303   635,694
Amortized Cost Basis by Origination Year - 2020/2019 589,745   589,745   648,082
Amortized Cost Basis by Origination Year - Prior 1,530,647   1,530,647   1,176,796
Amortized Cost Basis by Origination Year - Revolving 72,070   72,070   88,298
Total loans 5,228,511   5,228,511   5,209,274
Commercial loans | Commercial owner-occupied real estate loan | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 3,130   3,130   1,976
Amortized Cost Basis by Origination Year - 2023/2022 13,786   13,786   31,484
Amortized Cost Basis by Origination Year - 2022/2021 43,742   43,742   15,777
Amortized Cost Basis by Origination Year - 2021/2020 6,626   6,626   1,435
Amortized Cost Basis by Origination Year - 2020/2019 1,256   1,256   7,776
Amortized Cost Basis by Origination Year - Prior 25,061   25,061   22,551
Amortized Cost Basis by Origination Year - Revolving 5,197   5,197   690
Total loans 98,798   98,798   81,689
Commercial loans | Commercial owner-occupied real estate loan | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 13,629   13,629   24,240
Amortized Cost Basis by Origination Year - 2023/2022 35,521   35,521   37,922
Amortized Cost Basis by Origination Year - 2022/2021 41,973   41,973   26,810
Amortized Cost Basis by Origination Year - 2021/2020 34,345   34,345   26,308
Amortized Cost Basis by Origination Year - 2020/2019 22,313   22,313   20,310
Amortized Cost Basis by Origination Year - Prior 59,966   59,966   63,220
Amortized Cost Basis by Origination Year - Revolving 9,649   9,649   7,890
Total loans 217,396   217,396   206,700
Commercial loans | Commercial owner-occupied real estate loan | Doubtful          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 4   4   3
Amortized Cost Basis by Origination Year - 2023/2022 3   3    
Amortized Cost Basis by Origination Year - 2021/2020         1
Amortized Cost Basis by Origination Year - Prior 4   4   4
Total loans 11   11   8
Commercial loans | Commercial and industrial          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,545,221   1,545,221   1,217,013
Amortized Cost Basis by Origination Year - 2023/2022 772,773   772,773   1,177,852
Amortized Cost Basis by Origination Year - 2022/2021 993,342   993,342   696,283
Amortized Cost Basis by Origination Year - 2021/2020 564,977   564,977   374,432
Amortized Cost Basis by Origination Year - 2020/2019 315,871   315,871   191,861
Amortized Cost Basis by Origination Year - Prior 482,014   482,014   429,408
Amortized Cost Basis by Origination Year - Revolving 1,256,989   1,256,989   1,417,690
Total loans 5,931,187   5,931,187   5,504,539
Current-period gross charge-offs - 2024/2023     1,528   7,272
Current-period gross charge-offs - 2023/2022     2,169   3,171
Current-period gross charge-offs - 2022/2021     4,337   13,169
Current-period gross charge-offs - 2021/2020     612   429
Current-period gross charge-offs - 2020/2019     95   765
Current-period gross charge-offs - Prior     3,588   1,637
Current-period gross charge-offs - Revolving     1,510   1,144
Current-period gross charge-offs - Total     13,839   27,587
Commercial loans | Commercial and industrial | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,522,569   1,522,569   1,187,836
Amortized Cost Basis by Origination Year - 2023/2022 731,427   731,427   1,140,702
Amortized Cost Basis by Origination Year - 2022/2021 951,522   951,522   669,188
Amortized Cost Basis by Origination Year - 2021/2020 537,749   537,749   367,668
Amortized Cost Basis by Origination Year - 2020/2019 312,513   312,513   182,519
Amortized Cost Basis by Origination Year - Prior 460,084   460,084   413,271
Amortized Cost Basis by Origination Year - Revolving 1,147,720   1,147,720   1,313,978
Total loans 5,663,584   5,663,584   5,275,162
Commercial loans | Commercial and industrial | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 2,199   2,199   2,395
Amortized Cost Basis by Origination Year - 2023/2022 2,517   2,517   7,624
Amortized Cost Basis by Origination Year - 2022/2021 7,273   7,273   3,604
Amortized Cost Basis by Origination Year - 2021/2020 1,588   1,588   2,762
Amortized Cost Basis by Origination Year - 2020/2019 775   775   3,870
Amortized Cost Basis by Origination Year - Prior 2,961   2,961   898
Amortized Cost Basis by Origination Year - Revolving 20,400   20,400   18,300
Total loans 37,713   37,713   39,453
Commercial loans | Commercial and industrial | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 20,449   20,449   26,780
Amortized Cost Basis by Origination Year - 2023/2022 38,816   38,816   29,515
Amortized Cost Basis by Origination Year - 2022/2021 34,519   34,519   23,423
Amortized Cost Basis by Origination Year - 2021/2020 25,580   25,580   4,001
Amortized Cost Basis by Origination Year - 2020/2019 2,582   2,582   5,472
Amortized Cost Basis by Origination Year - Prior 18,968   18,968   15,226
Amortized Cost Basis by Origination Year - Revolving 88,864   88,864   85,409
Total loans 229,778   229,778   189,826
Commercial loans | Commercial and industrial | Doubtful          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 4   4   2
Amortized Cost Basis by Origination Year - 2023/2022 13   13   11
Amortized Cost Basis by Origination Year - 2022/2021 28   28   68
Amortized Cost Basis by Origination Year - 2021/2020 60   60   1
Amortized Cost Basis by Origination Year - 2020/2019 1   1    
Amortized Cost Basis by Origination Year - Prior 1   1   13
Amortized Cost Basis by Origination Year - Revolving 5   5   3
Total loans 112   112   98
Commercial loans | Other income producing property          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 45,528   45,528   59,222
Amortized Cost Basis by Origination Year - 2023/2022 56,353   56,353   135,186
Amortized Cost Basis by Origination Year - 2022/2021 119,466   119,466   99,724
Amortized Cost Basis by Origination Year - 2021/2020 87,495   87,495   52,272
Amortized Cost Basis by Origination Year - 2020/2019 47,945   47,945   41,906
Amortized Cost Basis by Origination Year - Prior 115,398   115,398   113,878
Amortized Cost Basis by Origination Year - Revolving 33,931   33,931   42,025
Total loans 506,116   506,116   544,213
Commercial loans | Other income producing property | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 44,109   44,109   58,012
Amortized Cost Basis by Origination Year - 2023/2022 54,815   54,815   129,858
Amortized Cost Basis by Origination Year - 2022/2021 116,411   116,411   96,743
Amortized Cost Basis by Origination Year - 2021/2020 84,664   84,664   51,615
Amortized Cost Basis by Origination Year - 2020/2019 46,716   46,716   40,988
Amortized Cost Basis by Origination Year - Prior 106,813   106,813   105,810
Amortized Cost Basis by Origination Year - Revolving 31,394   31,394   39,701
Total loans 484,922   484,922   522,727
Commercial loans | Other income producing property | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 460   460   517
Amortized Cost Basis by Origination Year - 2023/2022 820   820   266
Amortized Cost Basis by Origination Year - 2022/2021 121   121   347
Amortized Cost Basis by Origination Year - 2021/2020 569   569   69
Amortized Cost Basis by Origination Year - 2020/2019 901   901   288
Amortized Cost Basis by Origination Year - Prior 2,119   2,119   2,296
Amortized Cost Basis by Origination Year - Revolving 1,093   1,093   203
Total loans 6,083   6,083   3,986
Commercial loans | Other income producing property | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 959   959   693
Amortized Cost Basis by Origination Year - 2023/2022 718   718   5,062
Amortized Cost Basis by Origination Year - 2022/2021 2,934   2,934   2,634
Amortized Cost Basis by Origination Year - 2021/2020 2,262   2,262   588
Amortized Cost Basis by Origination Year - 2020/2019 328   328   630
Amortized Cost Basis by Origination Year - Prior 6,466   6,466   5,772
Amortized Cost Basis by Origination Year - Revolving 1,444   1,444   2,121
Total loans 15,111   15,111   17,500
Commercial loans | Consumer Owner-Occupied Loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 4,061   4,061   19,168
Amortized Cost Basis by Origination Year - 2023/2022 18,569   18,569   4,848
Amortized Cost Basis by Origination Year - 2022/2021 6,486   6,486   2,764
Amortized Cost Basis by Origination Year - 2021/2020 3,735   3,735   2,261
Amortized Cost Basis by Origination Year - 2020/2019 640   640   2,118
Amortized Cost Basis by Origination Year - Prior 885   885   498
Amortized Cost Basis by Origination Year - Revolving 30,829   30,829   25,786
Total loans 65,205   65,205   57,443
Commercial loans | Consumer Owner-Occupied Loans | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 3,120   3,120   18,908
Amortized Cost Basis by Origination Year - 2023/2022 18,036   18,036   4,509
Amortized Cost Basis by Origination Year - 2022/2021 6,430   6,430   2,746
Amortized Cost Basis by Origination Year - 2021/2020 3,735   3,735   1,293
Amortized Cost Basis by Origination Year - 2020/2019 622   622   287
Amortized Cost Basis by Origination Year - Prior 640   640   315
Amortized Cost Basis by Origination Year - Revolving 29,523   29,523   25,635
Total loans 62,106   62,106   53,693
Commercial loans | Consumer Owner-Occupied Loans | Special mention          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 20   20   236
Amortized Cost Basis by Origination Year - 2023/2022 226   226   339
Amortized Cost Basis by Origination Year - 2022/2021 56   56   18
Amortized Cost Basis by Origination Year - 2021/2020         41
Amortized Cost Basis by Origination Year - 2020/2019 14   14   271
Amortized Cost Basis by Origination Year - Prior 37   37    
Amortized Cost Basis by Origination Year - Revolving 489   489    
Total loans 842   842   905
Commercial loans | Consumer Owner-Occupied Loans | Substandard          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 921   921   24
Amortized Cost Basis by Origination Year - 2023/2022 307   307    
Amortized Cost Basis by Origination Year - 2021/2020         927
Amortized Cost Basis by Origination Year - 2020/2019 4   4   1,560
Amortized Cost Basis by Origination Year - Prior 207   207   182
Amortized Cost Basis by Origination Year - Revolving 817   817   150
Total loans 2,256   2,256   2,843
Commercial loans | Consumer Owner-Occupied Loans | Doubtful          
Loans          
Amortized Cost Basis by Origination Year - Prior 1   1   1
Amortized Cost Basis by Origination Year - Revolving         1
Total loans 1   1   2
Commercial loans | Other loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,333   1,333   7,697
Total loans 1,333   1,333   7,697
Commercial loans | Other loans | Pass          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,333   1,333   7,697
Total loans 1,333   1,333   7,697
Consumer loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 715,470   715,470   1,472,073
Amortized Cost Basis by Origination Year - 2023/2022 1,423,909   1,423,909   2,911,733
Amortized Cost Basis by Origination Year - 2022/2021 2,809,453   2,809,453   1,919,400
Amortized Cost Basis by Origination Year - 2021/2020 1,783,007   1,783,007   733,165
Amortized Cost Basis by Origination Year - 2020/2019 668,522   668,522   361,982
Amortized Cost Basis by Origination Year - Prior 1,203,161   1,203,161   1,030,716
Amortized Cost Basis by Origination Year - Revolving 1,621,303   1,621,303   1,568,258
Total loans 10,224,825   10,224,825   9,997,327
Current-period gross charge-offs - 2024/2023     111   441
Current-period gross charge-offs - 2023/2022     1,616   1,676
Current-period gross charge-offs - 2022/2021     1,691   598
Current-period gross charge-offs - 2021/2020     171   344
Current-period gross charge-offs - 2020/2019     42   217
Current-period gross charge-offs - Prior     504   587
Current-period gross charge-offs - Revolving     3,770   8,562
Current-period gross charge-offs - Total     7,905   12,425
Consumer loans | Current due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 713,170   713,170   1,468,427
Amortized Cost Basis by Origination Year - 2023/2022 1,414,350   1,414,350   2,905,191
Amortized Cost Basis by Origination Year - 2022/2021 2,798,024   2,798,024   1,915,515
Amortized Cost Basis by Origination Year - 2021/2020 1,777,839   1,777,839   729,369
Amortized Cost Basis by Origination Year - 2020/2019 665,653   665,653   360,664
Amortized Cost Basis by Origination Year - Prior 1,188,600   1,188,600   1,015,838
Amortized Cost Basis by Origination Year - Revolving 1,601,489   1,601,489   1,541,717
Total loans 10,159,125   10,159,125   9,936,721
Consumer loans | 30 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 444   444   2,092
Amortized Cost Basis by Origination Year - 2023/2022 4,101   4,101   2,589
Amortized Cost Basis by Origination Year - 2022/2021 4,548   4,548   1,903
Amortized Cost Basis by Origination Year - 2021/2020 2,661   2,661   928
Amortized Cost Basis by Origination Year - 2020/2019 1,511   1,511   888
Amortized Cost Basis by Origination Year - Prior 7,129   7,129   6,002
Amortized Cost Basis by Origination Year - Revolving 10,554   10,554   16,617
Total loans 30,948   30,948   31,019
Consumer loans | 60 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 344   344   64
Amortized Cost Basis by Origination Year - 2023/2022 1,163   1,163   1,020
Amortized Cost Basis by Origination Year - 2022/2021 1,259   1,259   692
Amortized Cost Basis by Origination Year - 2021/2020 1,011   1,011   788
Amortized Cost Basis by Origination Year - 2020/2019 428   428   4
Amortized Cost Basis by Origination Year - Prior 2,216   2,216   2,244
Amortized Cost Basis by Origination Year - Revolving 6,978   6,978   7,688
Total loans 13,399   13,399   12,500
Consumer loans | 90 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,512   1,512   1,490
Amortized Cost Basis by Origination Year - 2023/2022 4,295   4,295   2,933
Amortized Cost Basis by Origination Year - 2022/2021 5,622   5,622   1,290
Amortized Cost Basis by Origination Year - 2021/2020 1,496   1,496   2,080
Amortized Cost Basis by Origination Year - 2020/2019 930   930   426
Amortized Cost Basis by Origination Year - Prior 5,216   5,216   6,632
Amortized Cost Basis by Origination Year - Revolving 2,282   2,282   2,236
Total loans 21,353   21,353   17,087
Consumer loans | Construction and land development          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 48,205   48,205   135,739
Amortized Cost Basis by Origination Year - 2023/2022 108,267   108,267   425,276
Amortized Cost Basis by Origination Year - 2022/2021 187,085   187,085   111,205
Amortized Cost Basis by Origination Year - 2021/2020 55,050   55,050   20,434
Amortized Cost Basis by Origination Year - 2020/2019 14,076   14,076   8,555
Amortized Cost Basis by Origination Year - Prior 17,081   17,081   14,340
Total loans 429,764   429,764   715,549
Current-period gross charge-offs - 2022/2021     304    
Current-period gross charge-offs - Prior         19
Current-period gross charge-offs - Total     304   19
Consumer loans | Construction and land development | Current due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 48,205   48,205   135,739
Amortized Cost Basis by Origination Year - 2023/2022 108,267   108,267   425,276
Amortized Cost Basis by Origination Year - 2022/2021 186,765   186,765   111,205
Amortized Cost Basis by Origination Year - 2021/2020 55,050   55,050   20,322
Amortized Cost Basis by Origination Year - 2020/2019 14,076   14,076   8,555
Amortized Cost Basis by Origination Year - Prior 17,081   17,081   14,265
Total loans 429,444   429,444   715,362
Consumer loans | Construction and land development | 30 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2021/2020         111
Total loans         111
Consumer loans | Construction and land development | 90 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2022/2021 320   320    
Amortized Cost Basis by Origination Year - 2021/2020         1
Amortized Cost Basis by Origination Year - Prior         75
Total loans 320   320   76
Consumer loans | Commercial non-owner occupied          
Loans          
Current-period gross charge-offs - 2024/2023     10    
Current-period gross charge-offs - 2023/2022     252    
Current-period gross charge-offs - 2022/2021     231    
Current-period gross charge-offs - 2020/2019     12    
Current-period gross charge-offs - Prior     43    
Current-period gross charge-offs - Total     548    
Consumer loans | Other income producing property          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,914   1,914   6,310
Amortized Cost Basis by Origination Year - 2023/2022 6,087   6,087   43,022
Amortized Cost Basis by Origination Year - 2022/2021 40,322   40,322   18,536
Amortized Cost Basis by Origination Year - 2021/2020 16,920   16,920   4,331
Amortized Cost Basis by Origination Year - 2020/2019 3,557   3,557   2,537
Amortized Cost Basis by Origination Year - Prior 35,081   35,081   37,105
Amortized Cost Basis by Origination Year - Revolving 289   289   280
Total loans 104,170   104,170   112,121
Consumer loans | Other income producing property | Current due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,914   1,914   6,310
Amortized Cost Basis by Origination Year - 2023/2022 6,087   6,087   43,022
Amortized Cost Basis by Origination Year - 2022/2021 40,322   40,322   18,536
Amortized Cost Basis by Origination Year - 2021/2020 16,920   16,920   4,331
Amortized Cost Basis by Origination Year - 2020/2019 3,557   3,557   2,537
Amortized Cost Basis by Origination Year - Prior 34,697   34,697   36,911
Amortized Cost Basis by Origination Year - Revolving 289   289   280
Total loans 103,786   103,786   111,927
Consumer loans | Other income producing property | 30 days past due          
Loans          
Amortized Cost Basis by Origination Year - Prior 100   100   67
Total loans 100   100   67
Consumer loans | Other income producing property | 60 days past due          
Loans          
Amortized Cost Basis by Origination Year - Prior 154   154    
Total loans 154   154    
Consumer loans | Other income producing property | 90 days past due          
Loans          
Amortized Cost Basis by Origination Year - Prior 130   130   127
Total loans 130   130   127
Consumer loans | Consumer Owner-Occupied Loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 498,802   498,802   1,022,825
Amortized Cost Basis by Origination Year - 2023/2022 1,064,659   1,064,659   2,130,728
Amortized Cost Basis by Origination Year - 2022/2021 2,339,897   2,339,897   1,644,659
Amortized Cost Basis by Origination Year - 2021/2020 1,604,275   1,604,275   631,130
Amortized Cost Basis by Origination Year - 2020/2019 592,789   592,789   289,326
Amortized Cost Basis by Origination Year - Prior 968,121   968,121   818,894
Total loans 7,068,543   7,068,543   6,537,562
Current-period gross charge-offs - 2024/2023         68
Current-period gross charge-offs - 2023/2022         90
Current-period gross charge-offs - 2022/2021         27
Current-period gross charge-offs - Prior         2
Current-period gross charge-offs - Total         187
Consumer loans | Consumer Owner-Occupied Loans | Current due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 496,815   496,815   1,019,956
Amortized Cost Basis by Origination Year - 2023/2022 1,056,053   1,056,053   2,125,156
Amortized Cost Basis by Origination Year - 2022/2021 2,330,214   2,330,214   1,641,518
Amortized Cost Basis by Origination Year - 2021/2020 1,599,643   1,599,643   628,107
Amortized Cost Basis by Origination Year - 2020/2019 590,786   590,786   288,304
Amortized Cost Basis by Origination Year - Prior 958,189   958,189   809,419
Total loans 7,031,700   7,031,700   6,512,460
Consumer loans | Consumer Owner-Occupied Loans | 30 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 211   211   1,589
Amortized Cost Basis by Origination Year - 2023/2022 3,812   3,812   2,268
Amortized Cost Basis by Origination Year - 2022/2021 4,013   4,013   1,524
Amortized Cost Basis by Origination Year - 2021/2020 2,380   2,380   654
Amortized Cost Basis by Origination Year - 2020/2019 1,019   1,019   707
Amortized Cost Basis by Origination Year - Prior 5,405   5,405   4,012
Total loans 16,840   16,840   10,754
Consumer loans | Consumer Owner-Occupied Loans | 60 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 277   277    
Amortized Cost Basis by Origination Year - 2023/2022 807   807   766
Amortized Cost Basis by Origination Year - 2022/2021 1,128   1,128   528
Amortized Cost Basis by Origination Year - 2021/2020 908   908   680
Amortized Cost Basis by Origination Year - 2020/2019 413   413    
Amortized Cost Basis by Origination Year - Prior 1,515   1,515   813
Total loans 5,048   5,048   2,787
Consumer loans | Consumer Owner-Occupied Loans | 90 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 1,499   1,499   1,280
Amortized Cost Basis by Origination Year - 2023/2022 3,987   3,987   2,538
Amortized Cost Basis by Origination Year - 2022/2021 4,542   4,542   1,089
Amortized Cost Basis by Origination Year - 2021/2020 1,344   1,344   1,689
Amortized Cost Basis by Origination Year - 2020/2019 571   571   315
Amortized Cost Basis by Origination Year - Prior 3,012   3,012   4,650
Total loans 14,955   14,955   11,561
Consumer loans | Home equity loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 6,431   6,431   6,728
Amortized Cost Basis by Origination Year - 2023/2022 6,610   6,610   6,454
Amortized Cost Basis by Origination Year - 2022/2021 4,005   4,005   3,058
Amortized Cost Basis by Origination Year - 2021/2020 1,685   1,685   1,715
Amortized Cost Basis by Origination Year - 2020/2019 2,109   2,109   1,048
Amortized Cost Basis by Origination Year - Prior 12,940   12,940   13,187
Amortized Cost Basis by Origination Year - Revolving 1,482,186   1,482,186   1,366,255
Total loans 1,515,966   1,515,966   1,398,445
Current-period gross charge-offs - 2021/2020         64
Current-period gross charge-offs - Prior     110   29
Current-period gross charge-offs - Revolving         84
Current-period gross charge-offs - Total     110   177
Consumer loans | Home equity loans | Current due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 6,216   6,216   6,551
Amortized Cost Basis by Origination Year - 2023/2022 6,464   6,464   6,454
Amortized Cost Basis by Origination Year - 2022/2021 3,391   3,391   2,887
Amortized Cost Basis by Origination Year - 2021/2020 1,609   1,609   1,396
Amortized Cost Basis by Origination Year - 2020/2019 1,519   1,519   1,003
Amortized Cost Basis by Origination Year - Prior 11,628   11,628   11,518
Amortized Cost Basis by Origination Year - Revolving 1,475,491   1,475,491   1,358,829
Total loans 1,506,318   1,506,318   1,388,638
Consumer loans | Home equity loans | 30 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 164   164   60
Amortized Cost Basis by Origination Year - 2023/2022 108   108    
Amortized Cost Basis by Origination Year - 2022/2021         132
Amortized Cost Basis by Origination Year - 2021/2020 40   40   21
Amortized Cost Basis by Origination Year - 2020/2019 426   426   44
Amortized Cost Basis by Origination Year - Prior 620   620   539
Amortized Cost Basis by Origination Year - Revolving 3,166   3,166   5,860
Total loans 4,524   4,524   6,656
Consumer loans | Home equity loans | 60 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 51   51    
Amortized Cost Basis by Origination Year - 2022/2021 39   39   12
Amortized Cost Basis by Origination Year - 2021/2020         104
Amortized Cost Basis by Origination Year - Prior         458
Amortized Cost Basis by Origination Year - Revolving 2,746   2,746   1,268
Total loans 2,836   2,836   1,842
Consumer loans | Home equity loans | 90 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023         117
Amortized Cost Basis by Origination Year - 2023/2022 38   38    
Amortized Cost Basis by Origination Year - 2022/2021 575   575   27
Amortized Cost Basis by Origination Year - 2021/2020 36   36   194
Amortized Cost Basis by Origination Year - 2020/2019 164   164   1
Amortized Cost Basis by Origination Year - Prior 692   692   672
Amortized Cost Basis by Origination Year - Revolving 783   783   298
Total loans 2,288   2,288   1,309
Consumer loans | Consumer loans          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 160,118   160,118   300,471
Amortized Cost Basis by Origination Year - 2023/2022 238,286   238,286   306,253
Amortized Cost Basis by Origination Year - 2022/2021 238,144   238,144   141,942
Amortized Cost Basis by Origination Year - 2021/2020 105,077   105,077   75,555
Amortized Cost Basis by Origination Year - 2020/2019 55,991   55,991   60,516
Amortized Cost Basis by Origination Year - Prior 169,938   169,938   147,190
Amortized Cost Basis by Origination Year - Revolving 138,828   138,828   201,723
Total loans 1,106,382   1,106,382   1,233,650
Current-period gross charge-offs - 2024/2023     101   373
Current-period gross charge-offs - 2023/2022     1,364   1,586
Current-period gross charge-offs - 2022/2021     1,156   571
Current-period gross charge-offs - 2021/2020     171   280
Current-period gross charge-offs - 2020/2019     30   217
Current-period gross charge-offs - Prior     351   537
Current-period gross charge-offs - Revolving     3,770   8,478
Current-period gross charge-offs - Total     6,943   12,042
Consumer loans | Consumer loans | Current due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 160,020   160,020   299,871
Amortized Cost Basis by Origination Year - 2023/2022 237,479   237,479   305,283
Amortized Cost Basis by Origination Year - 2022/2021 237,332   237,332   141,369
Amortized Cost Basis by Origination Year - 2021/2020 104,617   104,617   75,213
Amortized Cost Basis by Origination Year - 2020/2019 55,715   55,715   60,265
Amortized Cost Basis by Origination Year - Prior 167,005   167,005   143,725
Amortized Cost Basis by Origination Year - Revolving 125,709   125,709   182,608
Total loans 1,087,877   1,087,877   1,208,334
Consumer loans | Consumer loans | 30 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 69   69   443
Amortized Cost Basis by Origination Year - 2023/2022 181   181   321
Amortized Cost Basis by Origination Year - 2022/2021 535   535   247
Amortized Cost Basis by Origination Year - 2021/2020 241   241   142
Amortized Cost Basis by Origination Year - 2020/2019 66   66   137
Amortized Cost Basis by Origination Year - Prior 1,004   1,004   1,384
Amortized Cost Basis by Origination Year - Revolving 7,388   7,388   10,757
Total loans 9,484   9,484   13,431
Consumer loans | Consumer loans | 60 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 16   16   64
Amortized Cost Basis by Origination Year - 2023/2022 356   356   254
Amortized Cost Basis by Origination Year - 2022/2021 92   92   152
Amortized Cost Basis by Origination Year - 2021/2020 103   103   4
Amortized Cost Basis by Origination Year - 2020/2019 15   15   4
Amortized Cost Basis by Origination Year - Prior 547   547   973
Amortized Cost Basis by Origination Year - Revolving 4,232   4,232   6,420
Total loans 5,361   5,361   7,871
Consumer loans | Consumer loans | 90 days past due          
Loans          
Amortized Cost Basis by Origination Year - 2024/2023 13   13   93
Amortized Cost Basis by Origination Year - 2023/2022 270   270   395
Amortized Cost Basis by Origination Year - 2022/2021 185   185   174
Amortized Cost Basis by Origination Year - 2021/2020 116   116   196
Amortized Cost Basis by Origination Year - 2020/2019 195   195   110
Amortized Cost Basis by Origination Year - Prior 1,382   1,382   1,108
Amortized Cost Basis by Origination Year - Revolving 1,499   1,499   1,938
Total loans $ 3,660   $ 3,660   $ 4,014