<SEC-DOCUMENT>0001104659-24-011010.txt : 20240206
<SEC-HEADER>0001104659-24-011010.hdr.sgml : 20240206
<ACCEPTANCE-DATETIME>20240206122808
ACCESSION NUMBER:		0001104659-24-011010
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20231231
FILED AS OF DATE:		20240206
DATE AS OF CHANGE:		20240206
EFFECTIVENESS DATE:		20240206

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SouthState Corp
		CENTRAL INDEX KEY:			0000764038
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				570799315
		STATE OF INCORPORATION:			SC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14854
		FILM NUMBER:		24599141

	BUSINESS ADDRESS:	
		STREET 1:		1101 FIRST STREET SOUTH, SUITE 202
		CITY:			WINTER HAVEN
		STATE:			FL
		ZIP:			33880
		BUSINESS PHONE:		8632934710

	MAIL ADDRESS:	
		STREET 1:		1101 FIRST STREET SOUTH, SUITE 202
		CITY:			WINTER HAVEN
		STATE:			FL
		ZIP:			33880

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH STATE Corp
		DATE OF NAME CHANGE:	20140630

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FINANCIAL HOLDINGS, INC.
		DATE OF NAME CHANGE:	20130729

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SCBT FINANCIAL CORP
		DATE OF NAME CHANGE:	20040227
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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          <cik>0000764038</cik>
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      <periodOfReport>12-31-2023</periodOfReport>
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          <ns1:city>Winter Haven</ns1:city>
          <ns1:stateOrCountry>FL</ns1:stateOrCountry>
          <ns1:zipCode>33880</ns1:zipCode>
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    <signatureBlock>
      <name>William E. Matthews, V</name>
      <title>Senior Executive Vice President, CFO</title>
      <phone>863-293-4710</phone>
      <signature>/s/ William E. Matthews, V</signature>
      <city>Winter Haven</city>
      <stateOrCountry>FL</stateOrCountry>
      <signatureDate>02-06-2024</signatureDate>
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  <infoTable>
    <nameOfIssuer>Blackstone Inc.</nameOfIssuer>
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      <sshPrnamt>1712</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Booz Allen Hamilton Holding Co</nameOfIssuer>
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      <sshPrnamt>270</sshPrnamt>
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    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>152445</sshPrnamt>
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      <sshPrnamt>217</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Boston Scientific Corp</nameOfIssuer>
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      <sshPrnamt>50</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>121186</sshPrnamt>
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      <sshPrnamt>750</sshPrnamt>
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      <sshPrnamt>2182</sshPrnamt>
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      <Sole>2182</Sole>
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      <None>0</None>
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    <nameOfIssuer>Brighthouse Finl Inc Com</nameOfIssuer>
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    <cusip>10922N103</cusip>
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      <sshPrnamt>79</sshPrnamt>
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      <Sole>79</Sole>
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      <None>0</None>
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    <nameOfIssuer>Bristol Myers Squibb CO</nameOfIssuer>
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      <sshPrnamt>29193</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
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      <sshPrnamt>1506</sshPrnamt>
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      <sshPrnamt>19145</sshPrnamt>
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      <Sole>19145</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Broadcom Inc</nameOfIssuer>
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    <value>70324</value>
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      <sshPrnamt>63</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Broadcom Inc</nameOfIssuer>
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    <value>6805776</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6097</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Brookfield Infrastructure Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>11275Q107</cusip>
    <value>7409</value>
    <shrsOrPrnAmt>
      <sshPrnamt>210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>210</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Brookfield Infrastructure Part</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G16252101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>232</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>232</Sole>
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      <None>0</None>
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    <nameOfIssuer>Brookfield Renewable Corp ADR</nameOfIssuer>
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      <sshPrnamt>60</sshPrnamt>
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      <Sole>60</Sole>
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  <infoTable>
    <nameOfIssuer>Brookfield Renewable Partners</nameOfIssuer>
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    <cusip>G16258108</cusip>
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      <sshPrnamt>75</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Brown Forman Corp Cl B</nameOfIssuer>
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    <cusip>115637209</cusip>
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      <sshPrnamt>808</sshPrnamt>
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    <nameOfIssuer>Brt Apartments Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>055645303</cusip>
    <value>55770</value>
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      <sshPrnamt>3000</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Butterfly Network Inc Cl A</nameOfIssuer>
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    <cusip>124155102</cusip>
    <value>1688</value>
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      <sshPrnamt>1563</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>BWX Technologies Inc</nameOfIssuer>
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    <cusip>05605H100</cusip>
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      <sshPrnamt>250</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>C &amp; F Financial Corporation</nameOfIssuer>
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    <cusip>12466Q104</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>404</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cadence Design Systems, Inc.</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>47120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>173</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>173</Sole>
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    <cusip>136375102</cusip>
    <value>284552</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2265</sshPrnamt>
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      <Sole>2265</Sole>
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    <nameOfIssuer>Canadian Natl Ry Co Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>136375102</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>668</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>Canadian Pacific Kansas City C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>15812</value>
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      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>200</Sole>
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    <nameOfIssuer>Canopy Growth Corporation</nameOfIssuer>
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    <cusip>138035704</cusip>
    <value>51</value>
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      <sshPrnamt>10</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>10</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Capital One Financial</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14040H105</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>4276</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4276</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Capital One Financial</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14040H105</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>171</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>171</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cardinal Health Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14149Y108</cusip>
    <value>94853</value>
    <shrsOrPrnAmt>
      <sshPrnamt>941</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cardiol Therapeutics Inc Com C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>843</value>
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      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Caretrust REIT Inc Com</nameOfIssuer>
    <titleOfClass>Other</titleOfClass>
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    <value>3245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>145</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Carmax Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>143130102</cusip>
    <value>101067</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1317</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1317</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Carmax Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>143130102</cusip>
    <value>7674</value>
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      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Carnival Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>143658300</cusip>
    <value>95203</value>
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      <sshPrnamt>5135</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5135</Sole>
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      <None>0</None>
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    <nameOfIssuer>Carnival Corp Unit 99/99/9999</nameOfIssuer>
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      <sshPrnamt>32</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>32</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Fs Kkr Cap Corp Com</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>65</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>65</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fuelcell Energy Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>3768</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2355</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2355</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fulton Financial Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>360271100</cusip>
    <value>32920</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ge Healthcare Technologies I Common Stock</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>36266G107</cusip>
    <value>928</value>
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      <sshPrnamt>12</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>GE Healthcare Technologies Inc</nameOfIssuer>
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      <sshPrnamt>8</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>General Dynamics Corp</nameOfIssuer>
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    <value>393919</value>
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      <sshPrnamt>1517</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>General Dynamics Corp</nameOfIssuer>
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    <value>188780</value>
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      <None>35</None>
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  <infoTable>
    <nameOfIssuer>General Electric CO</nameOfIssuer>
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    <value>90107</value>
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      <sshPrnamt>706</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>General Electric CO</nameOfIssuer>
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    <cusip>369604301</cusip>
    <value>4977</value>
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      <sshPrnamt>39</sshPrnamt>
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      <Sole>16</Sole>
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  <infoTable>
    <nameOfIssuer>General Mls Inc</nameOfIssuer>
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      <sshPrnamt>500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>General Mls Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>410</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>General Motors CO</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37045V100</cusip>
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      <sshPrnamt>28</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>General Mtrs Co Com</nameOfIssuer>
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    <value>5999</value>
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      <sshPrnamt>167</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Genuine Parts CO</nameOfIssuer>
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      <sshPrnamt>2295</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Genuine Parts CO</nameOfIssuer>
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      <sshPrnamt>77</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Genuine Parts Co</nameOfIssuer>
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      <sshPrnamt>1120</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Gevo Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>1500</sshPrnamt>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>17010</sshPrnamt>
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      <Sole>17010</Sole>
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  <infoTable>
    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
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      <sshPrnamt>1052</sshPrnamt>
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      <Sole>895</Sole>
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  <infoTable>
    <nameOfIssuer>Global X Fds Cybersecurity ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
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    <value>2345</value>
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      <sshPrnamt>80</sshPrnamt>
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    <nameOfIssuer>Global X Fds Global X Uranium</nameOfIssuer>
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      <sshPrnamt>25</sshPrnamt>
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    <nameOfIssuer>Globe Life Inc</nameOfIssuer>
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      <sshPrnamt>339</sshPrnamt>
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    <nameOfIssuer>Goldman Sachs Access Treasury</nameOfIssuer>
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    <value>997</value>
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      <sshPrnamt>10</sshPrnamt>
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    <nameOfIssuer>Goldman Sachs Group Inc Com</nameOfIssuer>
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    <nameOfIssuer>Goldman Sachs Group Inc Com</nameOfIssuer>
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    <nameOfIssuer>GSK PLC ADR</nameOfIssuer>
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      <sshPrnamt>492</sshPrnamt>
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      <Sole>492</Sole>
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    <nameOfIssuer>Haleon PLC ADR</nameOfIssuer>
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    <nameOfIssuer>Halliburton CO</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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  <infoTable>
    <nameOfIssuer>Hasbro Inc Com</nameOfIssuer>
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    <cusip>418056107</cusip>
    <value>1481</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>HCA Healthcare Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>40412C101</cusip>
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      <sshPrnamt>486</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>486</Sole>
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    <nameOfIssuer>Health Care Select Sector SPDR</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
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    <nameOfIssuer>Healthpeak Properties Inc REIT</nameOfIssuer>
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    <cusip>42250P103</cusip>
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      <sshPrnamt>48</sshPrnamt>
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      <Sole>48</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hess Corp Com</nameOfIssuer>
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    <value>88658</value>
    <shrsOrPrnAmt>
      <sshPrnamt>615</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>172</None>
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  <infoTable>
    <nameOfIssuer>Holley Inc</nameOfIssuer>
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      <sshPrnamt>200</sshPrnamt>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Home Depot Inc</nameOfIssuer>
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      <sshPrnamt>39071</sshPrnamt>
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  <infoTable>
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      <sshPrnamt>121</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Home Depot Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>437076102</cusip>
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    <nameOfIssuer>Honeywell International Inc</nameOfIssuer>
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    <cusip>438516106</cusip>
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      <sshPrnamt>8941</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>8941</Sole>
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    <nameOfIssuer>Ishares DJ Select Dividend ETF</nameOfIssuer>
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    <nameOfIssuer>Ishares MSCI EAFE Small Cap ET</nameOfIssuer>
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    <nameOfIssuer>Ishares S&amp;P Smallcap/600 Growt</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>Ishares Self-Driving Ev&amp;tech</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>46435U366</cusip>
    <value>18758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>525</sshPrnamt>
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      <Sole>525</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr 0-5Yr Hi Yl Cp</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>46434V407</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>985</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr 1 3 Yr Treas Bd</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287457</cusip>
    <value>153825</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1875</sshPrnamt>
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      <Sole>1875</Sole>
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      <None>0</None>
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    <nameOfIssuer>IShares Tr 10-20 Yr Trs ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288653</cusip>
    <value>1083</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr 20 Yr Tr Bd Etf</nameOfIssuer>
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    <cusip>464287432</cusip>
    <value>9097</value>
    <shrsOrPrnAmt>
      <sshPrnamt>92</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr 7-10 Yr Trsy Bd</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287440</cusip>
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    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>299</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr Core High Dv Etf</nameOfIssuer>
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    <cusip>46429B663</cusip>
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    <votingAuthority>
      <Sole>94</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr Core Msci Eafe</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>46432F842</cusip>
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    <votingAuthority>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core S&amp;P Mcp Etf</nameOfIssuer>
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    <cusip>464287507</cusip>
    <value>276596</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>998</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core S&amp;P Scp Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287804</cusip>
    <value>50878</value>
    <shrsOrPrnAmt>
      <sshPrnamt>470</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>470</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core S&amp;P Us Gwt</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287671</cusip>
    <value>21549</value>
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    <votingAuthority>
      <Sole>207</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr Core S&amp;P Us Vlu</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287663</cusip>
    <value>6493</value>
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      <sshPrnamt>77</sshPrnamt>
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    <votingAuthority>
      <Sole>77</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core S&amp;P500 Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287200</cusip>
    <value>120840</value>
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      <sshPrnamt>253</sshPrnamt>
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    <votingAuthority>
      <Sole>253</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Core Us Aggbd Et</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287226</cusip>
    <value>12406</value>
    <shrsOrPrnAmt>
      <sshPrnamt>125</sshPrnamt>
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    <votingAuthority>
      <Sole>125</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Tr Faln Angls Usd</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>46435G474</cusip>
    <value>29806</value>
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      <sshPrnamt>1129</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>1129</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Fltg Rate Nt Etf</nameOfIssuer>
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    <cusip>46429B655</cusip>
    <value>32296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>638</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>638</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Grwt Allocat Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464289867</cusip>
    <value>20744</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>390</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Investment Grade</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>46435G219</cusip>
    <value>55923</value>
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      <sshPrnamt>1236</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>1236</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Ishs 1-5Yr Invs</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288646</cusip>
    <value>6183816</value>
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      <sshPrnamt>120601</sshPrnamt>
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    <votingAuthority>
      <Sole>106327</Sole>
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      <None>14274</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Mbs Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288588</cusip>
    <value>72536</value>
    <shrsOrPrnAmt>
      <sshPrnamt>771</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>771</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Msci Acwi Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288257</cusip>
    <value>29615</value>
    <shrsOrPrnAmt>
      <sshPrnamt>291</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>291</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Pfd And Incm Sec</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288687</cusip>
    <value>3222613</value>
    <shrsOrPrnAmt>
      <sshPrnamt>103322</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>92838</Sole>
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      <None>10484</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Rus 2000 Val Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287630</cusip>
    <value>23455</value>
    <shrsOrPrnAmt>
      <sshPrnamt>151</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>151</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Russell 2000 Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287655</cusip>
    <value>170001</value>
    <shrsOrPrnAmt>
      <sshPrnamt>847</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>672</Sole>
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      <None>175</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Russell 3000 Etf</nameOfIssuer>
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    <value>470012</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1717</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>1437</Sole>
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      <None>280</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Select Divid Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287168</cusip>
    <value>113117</value>
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      <sshPrnamt>965</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>725</Sole>
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      <None>240</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Semiconductor ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287523</cusip>
    <value>18435</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>32</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Short Treas Bd</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288679</cusip>
    <value>7048</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>64</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Shrt Nat Mun Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464288158</cusip>
    <value>56721</value>
    <shrsOrPrnAmt>
      <sshPrnamt>538</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>538</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Tips Bd Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287176</cusip>
    <value>2081436</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19364</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>18292</Sole>
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      <None>1072</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Trs Flt Rt Bd</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>46434V860</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>805</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>805</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr U.S. Bas Mtl Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287838</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr U.S. Energy Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287796</cusip>
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      <sshPrnamt>115</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>115</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Tr U.S. Tech Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287721</cusip>
    <value>39280</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>320</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Tr U.S. Utilits Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287697</cusip>
    <value>11990</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Us Consm Staples</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287812</cusip>
    <value>28757</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Tr Us Consum Discre</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>464287580</cusip>
    <value>24246</value>
    <shrsOrPrnAmt>
      <sshPrnamt>320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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  <infoTable>
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    <nameOfIssuer>Nike Inc Cl B</nameOfIssuer>
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  <infoTable>
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      <sshPrnamt>11054</sshPrnamt>
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    <titleOfClass>Com</titleOfClass>
    <cusip>76954A103</cusip>
    <value>64515</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rockwell Automation, Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>773903109</cusip>
    <value>2025572</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6524</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>5452</Sole>
      <Shared>0</Shared>
      <None>1072</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rockwell Automation, Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>773903109</cusip>
    <value>10229695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32948</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>32948</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rockwell Automation, Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>773903109</cusip>
    <value>12109</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>39</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>776696106</cusip>
    <value>14265463</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26167</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>26167</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>776696106</cusip>
    <value>27259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>50</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>776696106</cusip>
    <value>3956298</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7257</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>6485</Sole>
      <Shared>0</Shared>
      <None>772</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ross Stores Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>778296103</cusip>
    <value>1692925</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12233</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>12233</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ross Stores Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>778296103</cusip>
    <value>38057</value>
    <shrsOrPrnAmt>
      <sshPrnamt>275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>210</Sole>
      <Shared>0</Shared>
      <None>65</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Royal Bank of Canada</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>780087102</cusip>
    <value>10113</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75513E101</cusip>
    <value>763823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9078</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9078</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75513E101</cusip>
    <value>13126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>156</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>156</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>75513E101</cusip>
    <value>291209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3461</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>3421</Sole>
      <Shared>0</Shared>
      <None>40</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>S&amp;P Global Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>78409V104</cusip>
    <value>9251</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>21</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sage Therapeutics Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>78667J108</cusip>
    <value>195</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Salesforce Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>79466L302</cusip>
    <value>2895</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Salesforce Inc.</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>79466L302</cusip>
    <value>4685734</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17807</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>17807</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>San Juan Basin Rty Tr Unit Ben Int</nameOfIssuer>
    <titleOfClass>Other</titleOfClass>
    <cusip>798241105</cusip>
    <value>10140</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sap SE ADR</nameOfIssuer>
    <titleOfClass>Adr</titleOfClass>
    <cusip>803054204</cusip>
    <value>146861</value>
    <shrsOrPrnAmt>
      <sshPrnamt>950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>950</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>806857108</cusip>
    <value>9836</value>
    <shrsOrPrnAmt>
      <sshPrnamt>189</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>189</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab Strategic Tr Us Lcap Va Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>808524409</cusip>
    <value>4697</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>67</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab Strategic Tr Us Lrg Cap Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>808524201</cusip>
    <value>6655</value>
    <shrsOrPrnAmt>
      <sshPrnamt>118</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>118</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Scio Diamond Technology Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>808831101</cusip>
    <value>1495</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>115000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Seagate Technology Hldngs Pl Ord Shs</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G7997R103</cusip>
    <value>85370</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEI Investments Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>784117103</cusip>
    <value>59102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>930</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Communication</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y852</cusip>
    <value>8356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>115</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Energy</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>26326</value>
    <shrsOrPrnAmt>
      <sshPrnamt>314</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>274</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Financial</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>18462</value>
    <shrsOrPrnAmt>
      <sshPrnamt>491</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>491</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Indl</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>19834</value>
    <shrsOrPrnAmt>
      <sshPrnamt>174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>174</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Cons Discr</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>49352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>276</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>276</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Cons Stpls</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y308</cusip>
    <value>36159</value>
    <shrsOrPrnAmt>
      <sshPrnamt>502</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>502</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Healthcare</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>52915</value>
    <shrsOrPrnAmt>
      <sshPrnamt>388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>388</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Int-Utils</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y886</cusip>
    <value>8550</value>
    <shrsOrPrnAmt>
      <sshPrnamt>135</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>135</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Sbi Materials</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y100</cusip>
    <value>61674</value>
    <shrsOrPrnAmt>
      <sshPrnamt>721</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>721</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Select Sector Spdr Tr Technology</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>65251</value>
    <shrsOrPrnAmt>
      <sshPrnamt>339</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>339</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Senseonics Hldgs Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81727U105</cusip>
    <value>570</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sensient Technologies Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81725T100</cusip>
    <value>22638</value>
    <shrsOrPrnAmt>
      <sshPrnamt>343</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>343</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Servicenow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81762P102</cusip>
    <value>13616182</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19273</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19273</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Servicenow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>81762P102</cusip>
    <value>60758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86</sshPrnamt>
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    <nameOfIssuer>Shake Shack Inc Cl A</nameOfIssuer>
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    <nameOfIssuer>Shell PLC Spon ADR</nameOfIssuer>
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      <sshPrnamt>78396</sshPrnamt>
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      <sshPrnamt>476</sshPrnamt>
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      <sshPrnamt>225</sshPrnamt>
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      <sshPrnamt>20</sshPrnamt>
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      <Sole>18865</Sole>
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      <sshPrnamt>1235</sshPrnamt>
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      <Sole>9</Sole>
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      <sshPrnamt>107582</sshPrnamt>
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    <nameOfIssuer>Sony Group Corp Spons ADR</nameOfIssuer>
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      <sshPrnamt>310</sshPrnamt>
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    <nameOfIssuer>Sony Group Corp Spons ADR</nameOfIssuer>
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      <sshPrnamt>30742</sshPrnamt>
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      <sshPrnamt>46923</sshPrnamt>
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    <nameOfIssuer>South State Corporation</nameOfIssuer>
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      <sshPrnamt>10138</sshPrnamt>
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      <sshPrnamt>28783</sshPrnamt>
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    <nameOfIssuer>Southern First</nameOfIssuer>
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    <value>29828</value>
    <shrsOrPrnAmt>
      <sshPrnamt>804</sshPrnamt>
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      <Sole>804</Sole>
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    <nameOfIssuer>Southwest Gas Holdings Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>844895102</cusip>
    <value>25720</value>
    <shrsOrPrnAmt>
      <sshPrnamt>406</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>SPDR Bloomberg High Yield Bond</nameOfIssuer>
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    <cusip>78468R622</cusip>
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      <sshPrnamt>192</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>192</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Bloomberg Invt ETF</nameOfIssuer>
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      <sshPrnamt>78</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>78</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Bloomberg Short Term High</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
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    <value>1433</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>57</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Djia Trust</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>78467X109</cusip>
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      <sshPrnamt>5200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5200</Sole>
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      <None>0</None>
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    <nameOfIssuer>Spdr Dow Jones Indl Average Ut Ser 1</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>78467X109</cusip>
    <value>3015</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>8</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Dow Jones REIT ETF</nameOfIssuer>
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    <cusip>78464A607</cusip>
    <value>283577</value>
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      <sshPrnamt>2975</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2975</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Spdr Gold Tr Gold Shs</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>78463V107</cusip>
    <value>166127</value>
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      <sshPrnamt>869</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>725</Sole>
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  <infoTable>
    <nameOfIssuer>SPDR Gold Trust</nameOfIssuer>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2130</Sole>
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    <nameOfIssuer>SPDR Portfolio S&amp;P 500 ETF</nameOfIssuer>
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    <value>2851</value>
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      <sshPrnamt>51</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>51</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR Portfolio S&amp;P1500 ETF</nameOfIssuer>
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      <sshPrnamt>41</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Spdr S&amp;P 500 Etf Tr Tr Unit</nameOfIssuer>
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      <sshPrnamt>1744</sshPrnamt>
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    <nameOfIssuer>SPDR S&amp;P 500 ETF Trust</nameOfIssuer>
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      <sshPrnamt>22346</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P Bank ETF</nameOfIssuer>
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      <sshPrnamt>2788</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <sshPrnamt>430</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>430</Sole>
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  <infoTable>
    <nameOfIssuer>Spdr S&amp;P Midcap 400 Etf Tr Utser1 S&amp;Pdcrp</nameOfIssuer>
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    <cusip>78467Y107</cusip>
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      <sshPrnamt>146</sshPrnamt>
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      <Sole>146</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR S&amp;P Midcap 400 ETF Trust</nameOfIssuer>
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    <cusip>78467Y107</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>335</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>335</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR Ser Tr Bloomberg 1-3 ETF</nameOfIssuer>
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      <sshPrnamt>35</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>35</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR SSGA US Lrg ETF</nameOfIssuer>
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      <sshPrnamt>14</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>14</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR Tr Portfolio Short ETF</nameOfIssuer>
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      <sshPrnamt>2896</sshPrnamt>
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      <Sole>2896</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Sprott Physical Gold &amp; Silve Tr Unit</nameOfIssuer>
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      <sshPrnamt>20576</sshPrnamt>
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      <Sole>20576</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Sprott Physical Gold &amp; Silver</nameOfIssuer>
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    <cusip>85208R101</cusip>
    <value>35428</value>
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      <sshPrnamt>1850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <otherManager>1</otherManager>
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      <Sole>1850</Sole>
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      <None>0</None>
    </votingAuthority>
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    <cusip>85207H104</cusip>
    <value>1012352</value>
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      <sshPrnamt>63550</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>63550</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Sprott Physical Gold Trust</nameOfIssuer>
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    <cusip>85207H104</cusip>
    <value>31128829</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1954101</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1954101</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Sprott Physical Gold Trust</nameOfIssuer>
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    <cusip>85207H104</cusip>
    <value>57746</value>
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      <sshPrnamt>3625</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3625</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Sprott Physical Silver Tr Tr Unit</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>85207K107</cusip>
    <value>8888</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1100</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Sprott Physical Silver Trust</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>85207K107</cusip>
    <value>1667001</value>
    <shrsOrPrnAmt>
      <sshPrnamt>206312</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>206312</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Silver Trust</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>85207K107</cusip>
    <value>13534</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1675</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1675</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Starbucks Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>855244109</cusip>
    <value>212758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2216</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2216</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Starbucks Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>855244109</cusip>
    <value>146127</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1522</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1362</Sole>
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      <None>160</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Stifel Financial Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>860630102</cusip>
    <value>242025</value>
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      <sshPrnamt>3500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Stryker Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>863667101</cusip>
    <value>586642</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1959</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1959</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Stryker Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>863667101</cusip>
    <value>2985616</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9970</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>8774</Sole>
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      <None>1196</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Suncor Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>867224107</cusip>
    <value>10413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>325</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sunrun Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>86771W105</cusip>
    <value>393</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>20</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Sylvamo Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871332102</cusip>
    <value>835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>17</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Synopsys Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871607107</cusip>
    <value>42223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>82</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>82</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sysco Corp</nameOfIssuer>
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    <cusip>871829107</cusip>
    <value>165493</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2263</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2263</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sysco Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>871829107</cusip>
    <value>95800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1310</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>1310</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>87612E106</cusip>
    <value>424696</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2982</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2982</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>87612E106</cusip>
    <value>14099</value>
    <shrsOrPrnAmt>
      <sshPrnamt>99</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>99</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Technology Select Sector SPDR</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>81369Y803</cusip>
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      <sshPrnamt>985</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>985</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Teladoc Health Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>87918A105</cusip>
    <value>1724</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>80</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Tesla Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>88160R101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>1650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1650</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Tesla Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>88160R101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>57</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>57</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Texas Instrs Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>882508104</cusip>
    <value>42956</value>
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      <sshPrnamt>252</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
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    <cusip>882508104</cusip>
    <value>1006737</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5906</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5906</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>The Cigna Group Com</nameOfIssuer>
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    <cusip>125523100</cusip>
    <value>104508</value>
    <shrsOrPrnAmt>
      <sshPrnamt>349</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>349</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>The Mosaic Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>61945C103</cusip>
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      <sshPrnamt>52970</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>52970</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>883556102</cusip>
    <value>15924</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>883556102</cusip>
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      <sshPrnamt>8</sshPrnamt>
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      <Sole>8</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TJX Companies</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>872540109</cusip>
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      <sshPrnamt>125730</sshPrnamt>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TJX Companies</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>872540109</cusip>
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      <sshPrnamt>404</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Tjx Cos Inc New Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>872540109</cusip>
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      <sshPrnamt>56566</sshPrnamt>
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    <nameOfIssuer>Vanguard Bd Index Fds Short Trm Bond</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921937827</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>96262</Sole>
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      <None>4636</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Bd Index Fds Total Bnd Mrkt</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921937835</cusip>
    <value>5590</value>
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      <sshPrnamt>76</sshPrnamt>
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    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>76</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Dividend Apprec ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921908844</cusip>
    <value>7450570</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43724</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>43724</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Extended Market ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908652</cusip>
    <value>94542</value>
    <shrsOrPrnAmt>
      <sshPrnamt>575</sshPrnamt>
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    <votingAuthority>
      <Sole>575</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
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    <cusip>92204A405</cusip>
    <value>92260</value>
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    <votingAuthority>
      <Sole>1000</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Ftse All World X-US S</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042718</cusip>
    <value>699843</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6084</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Ftse All-World Ex-US</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042775</cusip>
    <value>15402346</value>
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      <sshPrnamt>274356</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>274356</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Ftse Developed Market</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921943858</cusip>
    <value>4664789</value>
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      <sshPrnamt>97386</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>97386</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042858</cusip>
    <value>53225</value>
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      <sshPrnamt>1295</sshPrnamt>
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    <otherManager>1</otherManager>
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      <Sole>1295</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Health Care ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A504</cusip>
    <value>13789</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>55</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard High Dvd Yield ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921946406</cusip>
    <value>413031</value>
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      <sshPrnamt>3700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3700</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Ind Fd Mid-Cap</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908629</cusip>
    <value>3438187</value>
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      <sshPrnamt>14779</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>14779</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds Extend Mkt Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908652</cusip>
    <value>854655</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5198</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>3556</Sole>
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      <None>1642</None>
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    <nameOfIssuer>Vanguard Index Fds Growth Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908736</cusip>
    <value>50363</value>
    <shrsOrPrnAmt>
      <sshPrnamt>162</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>162</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Index Fds Large Cap Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908637</cusip>
    <value>22033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>101</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>101</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Index Fds Mid Cap Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908629</cusip>
    <value>3955</value>
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      <sshPrnamt>17</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>17</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds Real Estate Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908553</cusip>
    <value>4860</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>55</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds S&amp;P 500 Etf Shs</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908363</cusip>
    <value>16598</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>38</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds Sm Cp Val Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908611</cusip>
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      <sshPrnamt>65</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Index Fds Small Cp Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908751</cusip>
    <value>61652</value>
    <shrsOrPrnAmt>
      <sshPrnamt>289</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>289</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds Sml Cp Grw Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908595</cusip>
    <value>11363</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>47</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds Total Stk Mkt</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908769</cusip>
    <value>501483</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2114</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1843</Sole>
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      <None>271</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Index Fds Value Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908744</cusip>
    <value>45448</value>
    <shrsOrPrnAmt>
      <sshPrnamt>304</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>304</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A603</cusip>
    <value>9919</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>45</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Info Tech ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A702</cusip>
    <value>684376</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1414</sshPrnamt>
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      <Sole>1414</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intermediate-Term  .1</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921937819</cusip>
    <value>48119</value>
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      <sshPrnamt>630</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>630</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard International Equity</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042676</cusip>
    <value>5835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>137</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>137</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intl Equity Index F Allwrld Ex Us</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042775</cusip>
    <value>652446</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11622</sshPrnamt>
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    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11622</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intl Equity Index F Ftse Emr Mkt Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042858</cusip>
    <value>72089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1754</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1754</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Intl Equity Index F Tt Wrld St Etf</nameOfIssuer>
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    <shrsOrPrnAmt>
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  <infoTable>
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      <sshPrnamt>13022</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>13022</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Malvern Fds Strm Infproidx</nameOfIssuer>
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    <cusip>922020805</cusip>
    <value>11350</value>
    <shrsOrPrnAmt>
      <sshPrnamt>239</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>239</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Mid-Cap Growth ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908538</cusip>
    <value>104954</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>478</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Mid-Cap Value ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908512</cusip>
    <value>10151</value>
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      <sshPrnamt>70</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>70</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908553</cusip>
    <value>221342</value>
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      <sshPrnamt>2505</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2505</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Scotts/vanguard Russe</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C664</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>34</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>34</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Scottsdale Fds Inter Term Treas</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C706</cusip>
    <value>60447</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1019</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>1019</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Scottsdale Fds Int-Term Corp</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C870</cusip>
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      <sshPrnamt>7026</sshPrnamt>
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    <votingAuthority>
      <Sole>6224</Sole>
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      <None>802</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Scottsdale Fds Mtg-Bk</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C771</cusip>
    <value>57347</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1237</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1237</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Scottsdale Fds Shrt Trm Corp Bd</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C409</cusip>
    <value>9270783</value>
    <shrsOrPrnAmt>
      <sshPrnamt>119824</sshPrnamt>
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      <Sole>109495</Sole>
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      <None>10329</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Short Term Bond ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921937827</cusip>
    <value>600063</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7791</sshPrnamt>
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      <Sole>7791</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C409</cusip>
    <value>576252</value>
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      <sshPrnamt>7448</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>7448</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Vanguard Short-Term Treasury E</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92206C102</cusip>
    <value>71921</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1233</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1233</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small Cap Value ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908611</cusip>
    <value>2320533</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12894</sshPrnamt>
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      <Sole>12894</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908751</cusip>
    <value>1400511</value>
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      <sshPrnamt>6565</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>6565</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Small-Cap Growth ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908595</cusip>
    <value>9913</value>
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      <sshPrnamt>41</sshPrnamt>
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      <Sole>41</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Specialized Funds Div App Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921908844</cusip>
    <value>37999</value>
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      <sshPrnamt>223</sshPrnamt>
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    <votingAuthority>
      <Sole>223</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Tax-Managed Fds Van Ftse Dev Mkt</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921943858</cusip>
    <value>42104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>879</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>879</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Tot World Stk ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922042742</cusip>
    <value>82304</value>
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      <sshPrnamt>800</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>800</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Total Bond Market ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921937835</cusip>
    <value>223886</value>
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      <sshPrnamt>3044</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3044</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Total International</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92203J407</cusip>
    <value>100803</value>
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      <sshPrnamt>2042</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>2042</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Total Stck Mk ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
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    <value>1672875</value>
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      <sshPrnamt>7052</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7052</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Value ETF</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>922908744</cusip>
    <value>466141</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3118</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3118</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Whitehall Fds High Div Yld</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921946406</cusip>
    <value>2791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>25</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fd Mega Cap Val</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921910840</cusip>
    <value>68903</value>
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      <sshPrnamt>630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>630</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Consum Dis Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A108</cusip>
    <value>24364</value>
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      <sshPrnamt>80</sshPrnamt>
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      <Sole>80</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Consum Stp Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
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    <value>6111</value>
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      <sshPrnamt>32</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>32</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Financials Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A405</cusip>
    <value>8303</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>90</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Health Car Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A504</cusip>
    <value>20307</value>
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      <sshPrnamt>81</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>81</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Industrial Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A603</cusip>
    <value>9919</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>45</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Inf Tech Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A702</cusip>
    <value>70180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>145</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>145</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Fds Materials Etf</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>92204A801</cusip>
    <value>4749</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>25</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard World Mega Cap Fund E</nameOfIssuer>
    <titleOfClass>Etf</titleOfClass>
    <cusip>921910816</cusip>
    <value>72663</value>
    <shrsOrPrnAmt>
      <sshPrnamt>280</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>280</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Varonis Systems Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>922280102</cusip>
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      <sshPrnamt>275</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>275</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Veralto Corp Com</nameOfIssuer>
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      <sshPrnamt>166</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>166</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Veralto Corp Com</nameOfIssuer>
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      <sshPrnamt>3068</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3021</Sole>
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      <None>47</None>
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  <infoTable>
    <nameOfIssuer>Verisk Analytic Cl B</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>10</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>10</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>3231644</value>
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      <sshPrnamt>85720</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>85720</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92343V104</cusip>
    <value>125088</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3318</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2701</Sole>
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      <None>617</None>
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  <infoTable>
    <nameOfIssuer>Viatris Inc Com</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92556V106</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>0</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Victory Portfolios Short Trm B</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92647N535</cusip>
    <value>1091</value>
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      <sshPrnamt>22</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>22</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Village Bank And Trust Finl Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>101922</value>
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      <sshPrnamt>2557</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2557</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Visa Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>74314</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>74314</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Visa Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92826C839</cusip>
    <value>36709</value>
    <shrsOrPrnAmt>
      <sshPrnamt>141</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>141</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Visa Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>291331</value>
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      <sshPrnamt>1119</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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