XML 83 R61.htm IDEA: XBRL DOCUMENT

Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Regulatory Matters

Schedule of actual and required capital ratios


												Required to be
							Minimum Capital					Considered Well
		Actual					Required – Basel III					Capitalized
(Dollars in thousands)		Amount			Ratio		Capital Amount			Ratio		Capital Amount			Ratio
December 31, 2024:
Common equity Tier 1 to risk-weighted assets:
Consolidated		$	4,547,314		12.62	%	$	2,522,926		7.00	%	$	2,342,717		6.50	%
SouthState Bank (the Bank)			4,817,945		13.38	%		2,520,065		7.00	%		2,340,060		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated			4,547,314		12.62	%		3,063,552		8.50	%		2,883,343		8.00	%
SouthState Bank (the Bank)			4,817,945		13.38	%		3,060,079		8.50	%		2,880,074		8.00	%
Total capital to risk-weighted assets:
Consolidated			5,391,194		14.96	%		3,784,388		10.50	%		3,604,179		10.00	%
SouthState Bank (the Bank)			5,271,725		14.64	%		3,780,097		10.50	%		3,600,093		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated			4,547,314		10.04	%		1,810,985		4.00	%		2,263,732		5.00	%
SouthState Bank (the Bank)			4,817,945		10.64	%		1,810,497		4.00	%		2,263,121		5.00	%
December 31, 2023:
Common equity Tier 1 to risk-weighted assets:
Consolidated		$	4,159,187		11.75	%	$	2,476,926		7.00	%	$	2,300,003		6.50	%
SouthState Bank (the Bank)			4,424,466		12.52	%		2,473,961		7.00	%		2,297,250		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated			4,159,187		11.75	%		3,007,696		8.50	%		2,830,773		8.00	%
SouthState Bank (the Bank)			4,424,466		12.52	%		3,004,096		8.50	%		2,827,384		8.00	%
Total capital to risk-weighted assets:
Consolidated			4,983,012		14.08	%		3,715,389		10.50	%		3,538,466		10.00	%
SouthState Bank (the Bank)			4,858,292		13.75	%		3,710,942		10.50	%		3,534,230		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated			4,159,187		9.42	%		1,765,295		4.00	%		2,206,619		5.00	%
SouthState Bank (the Bank)			4,424,466		10.03	%		1,764,736		4.00	%		2,205,921		5.00	%