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v3.25.3

Segment Reporting (Tables) | 9 Months Ended
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Sep. 30, 2025
Segment Reporting |
Schedule of information about the General Banking Unit | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended | ​ | Nine Months Ended | ​
​ | ​ | September 30, | ​ | September 30, | ​
(Dollars in thousands) | ​ | 2025 | ​ | 2024 | ​ | 2025 | ​ | 2024 |
Net Income (GAAP) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Interest income | ​ | $ | 881,682 | ​ | $ | 544,178 | ​ | $ | 2,530,752 | ​ | $ | 1,592,557 | ​
Interest expense | ​ | ​ | 281,985 | ​ | ​ | 192,698 | ​ | ​ | 808,560 | ​ | ​ | 546,882 | ​
Net interest income (a) | ​ | ​ | 599,697 | ​ | ​ | 351,480 | ​ | ​ | 1,722,192 | ​ | ​ | 1,045,675 | ​
Provision (recover) for credit losses | ​ | ​ | 5,085 | ​ | ​ | (6,971) | ​ | ​ | 113,152 | ​ | ​ | 9,604 | ​
Net interest income after provision for credit losses | ​ | ​ | 594,612 | ​ | ​ | 358,451 | ​ | ​ | 1,609,040 | ​ | ​ | 1,036,071 | ​
Total noninterest income | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Securities losses, net | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (228,811) | ​ | ​ | — | ​
Gain on sale-leaseback, net of transaction costs | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 229,279 | ​ | ​ | — | ​
Other operating noninterest income | ​ | ​ | 99,086 | ​ | ​ | 74,934 | ​ | ​ | 271,523 | ​ | ​ | 221,717 | ​
Total noninterest income | ​ | ​ | 99,086 | ​ | ​ | 74,934 | ​ | ​ | 271,991 | ​ | ​ | 221,717 | ​
Total noninterest expense | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Employee salaries | ​ | ​ | 136,630 | ​ | ​ | 107,363 | ​ | ​ | 408,253 | ​ | ​ | 317,503 | ​
Employee commissions | ​ | ​ | 15,656 | ​ | ​ | 10,781 | ​ | ​ | 41,210 | ​ | ​ | 32,142 | ​
Employee incentives | ​ | ​ | 32,612 | ​ | ​ | 24,070 | ​ | ​ | 95,001 | ​ | ​ | 72,422 | ​
Other salaries and benefits | ​ | ​ | 34,957 | ​ | ​ | 23,441 | ​ | ​ | 108,275 | ​ | ​ | 77,649 | ​
Deferred loan costs | ​ | ​ | (20,707) | ​ | ​ | (14,790) | ​ | ​ | (57,618) | ​ | ​ | (46,963) | ​
Salaries and employee benefits | ​ | ​ | 199,148 | ​ | ​ | 150,865 | ​ | ​ | 595,121 | ​ | ​ | 452,753 | ​
Occupancy expense | ​ | ​ | 40,874 | ​ | ​ | 22,242 | ​ | ​ | 117,874 | ​ | ​ | 67,272 | ​
Information services expense | ​ | ​ | 28,988 | ​ | ​ | 23,280 | ​ | ​ | 90,505 | ​ | ​ | 68,777 | ​
Professional fees | ​ | ​ | 4,994 | ​ | ​ | 4,017 | ​ | ​ | 14,361 | ​ | ​ | 11,038 | ​
Amortization of intangibles | ​ | ​ | 23,426 | ​ | ​ | 5,327 | ​ | ​ | 71,305 | ​ | ​ | 17,069 | ​
Business development and staff related | ​ | ​ | 8,907 | ​ | ​ | 5,542 | ​ | ​ | 22,600 | ​ | ​ | 17,006 | ​
FDIC assessment and other regulatory charges | ​ | ​ | 8,374 | ​ | ​ | 7,482 | ​ | ​ | 31,101 | ​ | ​ | 23,787 | ​
Merger and branch consolidation related expense | ​ | ​ | 20,889 | ​ | ​ | 3,303 | ​ | ​ | 113,274 | ​ | ​ | 13,602 | ​
FDIC special assessment | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 4,473 | ​
Other operating expense | ​ | ​ | 36,742 | ​ | ​ | 24,789 | ​ | ​ | 100,088 | ​ | ​ | 69,107 | ​
Total noninterest expense | ​ | ​ | 372,342 | ​ | ​ | 246,847 | ​ | ​ | 1,156,229 | ​ | ​ | 744,884 | ​
Income before income tax provision | ​ | ​ | 321,356 | ​ | ​ | 186,538 | ​ | ​ | 724,802 | ​ | ​ | 512,904 | ​
Income tax provision | ​ | ​ | 74,715 | ​ | ​ | 43,359 | ​ | ​ | 173,857 | ​ | ​ | 122,299 | ​
Net income (GAAP) | ​ | $ | 246,641 | ​ | $ | 143,179 | ​ | $ | 550,945 | ​ | $ | 390,605 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Net Interest Margin, Non-Tax Equivalent ("Non-TE") (GAAP) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Average interest earning assets (b) | ​ | $ | 58,727,110 | ​ | $ | 41,223,980 | ​ | $ | 57,982,690 | ​ | $ | 40,965,220 | ​
Net interest margin, non-TE ((a)/(b)) (GAAP) | ​ | ​ | 4.05% | ​ | ​ | 3.39% | ​ | ​ | 3.97% | ​ | ​ | 3.41% | ​
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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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