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Consolidated Statements of Income (unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans, including fees $ 782,382 $ 494,082 $ 2,253,471 $ 1,436,130
Investment securities:        
Taxable 69,549 37,900 191,499 116,391
Tax-exempt 6,480 5,734 20,132 17,072
Federal funds sold, securities purchased under agreements to resell and interest-bearing deposits with banks 23,271 6,462 65,650 22,964
Total interest income 881,682 544,178 2,530,752 1,592,557
Interest expense:        
Deposits 257,271 177,919 744,820 503,562
Federal funds purchased and securities sold under agreements to repurchase 5,167 5,697 15,482 15,407
Corporate and subordinated debentures 19,547 6,007 47,610 18,014
Other borrowings   3,075 648 9,899
Total interest expense 281,985 192,698 808,560 546,882
Net interest income 599,697 351,480 1,722,192 1,045,675
Provision (recovery) for credit losses 5,085 (6,971) 113,152 9,604
Net interest income after provision (recovery) for credit losses 594,612 358,451 1,609,040 1,036,071
Noninterest income:        
Securities losses, net     (228,811)  
Gain on sale-leaseback, net of transaction costs     229,279  
Other income 14,008 12,413 40,645 41,157
Total noninterest income 99,086 74,934 271,991 221,717
Noninterest expense:        
Salaries and employee benefits 199,148 150,865 595,121 452,753
Occupancy expense 40,874 22,242 117,874 67,272
Information services expense 28,988 23,280 90,505 68,777
OREO and loan related expense 5,427 1,358 9,506 3,271
Amortization of intangibles 23,426 5,327 71,305 17,069
Supplies, printing and postage expense 3,278 2,762 10,376 7,828
Professional fees 4,994 4,017 14,361 11,038
FDIC assessment and other regulatory charges 8,374 7,482 31,101 23,787
FDIC special assessment       4,473
Advertising and marketing 2,980 2,296 8,280 6,874
Merger, branch consolidation, severance-related, and other expense 20,889 3,303 113,274 13,602
Other expense 33,964 23,915 94,526 68,140
Total noninterest expense 372,342 246,847 1,156,229 744,884
Earnings:        
Income before provision for income taxes 321,356 186,538 724,802 512,904
Provision for income taxes 74,715 43,359 173,857 122,299
Net income $ 246,641 $ 143,179 $ 550,945 $ 390,605
Earnings per common share:        
Basic (in dollars per share) $ 2.44 $ 1.88 $ 5.43 $ 5.12
Diluted (in dollars per share) $ 2.42 $ 1.86 $ 5.41 $ 5.09
Weighted average common shares outstanding:        
Basic (in shares) 101,218 76,299 101,374 76,284
Diluted (in shares) 101,735 76,805 101,807 76,691
Fees on deposit accounts        
Noninterest income:        
Noninterest income $ 42,572 $ 33,986 $ 116,374 $ 100,973
Mortgage banking income        
Noninterest income:        
Noninterest income 5,462 3,189 19,135 15,270
Trust and investment services income        
Noninterest income:        
Noninterest income 14,157 11,578 43,508 33,060
Correspondent banking and capital markets income        
Noninterest income:        
Noninterest income 21,204 9,893 44,516 19,064
SBA income        
Noninterest income:        
Noninterest income $ 1,683 $ 3,875 $ 7,345 $ 12,193