XML 69 R53.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Regulatory Capital and Restrictions (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract] |
Schedule of Information on Capital Ratios | The following table provides information on the regulatory capital ratios for the Company and the Bank:
| At December 31, 2024
| Actual (1) |  | Minimum Requirement |  | Well Capitalized
(In thousands) | Amount | Ratio |  | Amount | Ratio |  | Amount | Ratio
Webster Financial Corporation |  |  |  |  |  |  |  |
CET1 Risk-Based Capital | $ | 6,318,876 |  | 11.54 | % |  | $ | 2,464,542 |  | 4.5 | % |  | $ | 3,559,895 |  | 6.5 | %
Tier 1 Risk-Based Capital | 6,602,855 |  | 12.06 |  |  | 3,286,057 |  | 6.0 |  |  | 4,381,409 |  | 8.0 |
Total Risk-Based Capital | 7,800,717 |  | 14.24 |  |  | 4,381,409 |  | 8.0 |  |  | 5,476,761 |  | 10.0 |
Tier 1 Leverage Capital | 6,602,855 |  | 8.70 |  |  | 3,034,369 |  | 4.0 |  |  | 3,792,961 |  | 5.0 |
Webster Bank |  |  |  |  |  |  |  |
CET1 Risk-Based Capital | $ | 6,847,474 |  | 12.53 | % |  | $ | 2,460,031 |  | 4.5 | % |  | $ | 3,553,378 |  | 6.5 | %
Tier 1 Risk-Based Capital | 6,847,474 |  | 12.53 |  |  | 3,280,042 |  | 6.0 |  |  | 4,373,389 |  | 8.0 |
Total Risk-Based Capital | 7,512,143 |  | 13.74 |  |  | 4,373,389 |  | 8.0 |  |  | 5,466,736 |  | 10.0 |
Tier 1 Leverage Capital | 6,847,474 |  | 9.04 |  |  | 3,031,190 |  | 4.0 |  |  | 3,788,988 |  | 5.0 |
| At December 31, 2023
| Actual (1) |  | Minimum Requirement |  | Well Capitalized
(In thousands) | Amount | Ratio |  | Amount | Ratio |  | Amount | Ratio
Webster Financial Corporation |  |  |  |  |  |  |  |
CET1 Risk-Based Capital | $ | 6,188,433 |  | 11.11 | % |  | $ | 2,507,190 |  | 4.5 | % |  | $ | 3,621,497 |  | 6.5 | %
Tier 1 Risk-Based Capital | 6,472,412 |  | 11.62 |  |  | 3,342,920 |  | 6.0 |  |  | 4,457,227 |  | 8.0 |
Total Risk-Based Capital | 7,643,423 |  | 13.72 |  |  | 4,457,227 |  | 8.0 |  |  | 5,571,534 |  | 10.0 |
Tier 1 Leverage Capital | 6,472,412 |  | 9.06 |  |  | 2,857,890 |  | 4.0 |  |  | 3,572,362 |  | 5.0 |
Webster Bank |  |  |  |  |  |  |  |
CET1 Risk-Based Capital | $ | 6,913,443 |  | 12.43 | % |  | $ | 2,502,835 |  | 4.5 | % |  | $ | 3,615,206 |  | 6.5 | %
Tier 1 Risk-Based Capital | 6,913,443 |  | 12.43 |  |  | 3,337,113 |  | 6.0 |  |  | 4,449,484 |  | 8.0 |
Total Risk-Based Capital | 7,494,332 |  | 13.47 |  |  | 4,449,484 |  | 8.0 |  |  | 5,561,855 |  | 10.0 |
Tier 1 Leverage Capital | 6,913,443 |  | 9.69 |  |  | 2,855,212 |  | 4.0 |  |  | 3,569,015 |  | 5.0 |
(1)In accordance with regulatory capital rules, the Company elected to delay the estimated impact of the adoption of CECL on its regulatory capital over a two-year deferral period, which ended on January 1, 2022, and a subsequent three-year transition period, which ended on December 31, 2024. During the three-year transition period, regulatory capital ratios phased out the aggregate amount of the regulatory capital benefit provided from the delayed CECL adoption in the initial two years. For 2023 and 2024, the Company was allowed 50% and 25%, respectively, of the regulatory capital benefit as of December 31, 2021, with full absorption occurring in 2025.

X
- References No definition available. + Details
Name: | srt_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | srt_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration