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Regulatory Capital and Restrictions (Tables)
12 Months Ended
Dec. 31, 2025
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Information on Capital Ratios
The following table provides information on the regulatory capital ratios for the Company and the Bank:
December 31, 2025
 
Actual (1)
Minimum RequirementWell Capitalized
(Dollars in thousands)AmountRatioAmountRatioAmountRatio
Webster Financial Corporation
CET1 Risk-Based Capital$6,441,440 11.20 %$2,588,039 4.5 %$3,738,279 6.5 %
Tier 1 Risk-Based Capital6,725,419 11.69 3,450,719 6.0 4,600,959 8.0 
Total Risk-Based Capital7,861,688 13.67 4,600,959 8.0 5,751,199 10.0 
Tier 1 Leverage Ratio6,725,419 8.33 3,230,039 4.0 4,037,549 5.0 
Webster Bank
CET1 Risk-Based Capital$7,007,352 12.19 %$2,586,346 4.5 %$3,735,833 6.5 %
Tier 1 Risk-Based Capital7,007,352 12.19 3,448,461 6.0 4,597,948 8.0 
Total Risk-Based Capital7,720,373 13.43 4,597,948 8.0 5,747,435 10.0 
Tier 1 Leverage Ratio7,007,352 8.69 3,226,561 4.0 4,033,202 5.0 
December 31, 2024
Actual (1)
Minimum RequirementWell Capitalized
(Dollars in thousands)AmountRatioAmountRatioAmountRatio
Webster Financial Corporation
CET1 Risk-Based Capital$6,318,876 11.54 %$2,464,542 4.5 %$3,559,895 6.5 %
Tier 1 Risk-Based Capital6,602,855 12.06 3,286,057 6.0 4,381,409 8.0 
Total Risk-Based Capital7,800,717 14.24 4,381,409 8.0 5,476,761 10.0 
Tier 1 Leverage Ratio6,602,855 8.70 3,034,369 4.0 3,792,961 5.0 
Webster Bank
CET1 Risk-Based Capital$6,847,474 12.53 %$2,460,031 4.5 %$3,553,378 6.5 %
Tier 1 Risk-Based Capital6,847,474 12.53 3,280,042 6.0 4,373,389 8.0 
Total Risk-Based Capital7,512,143 13.74 4,373,389 8.0 5,466,736 10.0 
Tier 1 Leverage Ratio6,847,474 9.04 3,031,190 4.0 3,788,988 5.0 
(1)In accordance with regulatory capital rules, the Company elected to delay the estimated impact of the adoption of CECL on its regulatory capital over a two-year deferral period, which ended on January 1, 2022, and a subsequent three-year transition period, which ended on December 31, 2024. During the three-year transition period, regulatory capital ratios phased out the aggregate amount of the regulatory capital benefit provided from the delayed CECL adoption in the initial two years. For 2024, the Company was allowed 25%, of the regulatory capital benefit as of December 31, 2021. Full absorption occurred in 2025.