XML 80 R57.htm IDEA: XBRL DOCUMENT v3.25.4
Segment Reporting (Tables)
 12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Summary of Balance Sheet Information by Segment
The following table presents certain balance sheet financial information for the Company’s reportable segments:
 December 31, 2025
(In thousands)Commercial
Banking		Healthcare Financial
Services		Consumer
Banking		Corporate and
Reconciling		Consolidated
Total
Goodwill (1)
$1,960,363 $315,124 $622,035 $— $2,897,522 
Total assets46,169,398 535,453 13,871,139 23,497,673 84,073,663 
December 31, 2024
(In thousands)Commercial
Banking		Healthcare Financial
Services		Consumer
Banking		Corporate and
Reconciling		Consolidated
Total
Goodwill (2)
$1,960,363 $285,670 $622,035 $— $2,868,068 
Total assets43,010,580 488,194 12,932,260 22,594,039 79,025,073 
(1)The allocation of the purchase price for the SecureSave acquisition was considered preliminary at December 31, 2025. The $29.5 million of preliminary goodwill recorded has been allocated entirely to Healthcare Financial Services.
(2)The allocation of the purchase price for the Ametros acquisition was considered final at December 31, 2024. The $228.2 million of goodwill recorded was allocated entirely to Healthcare Financial Services.
The following tables present certain income statement information for the Company’s reportable segments:
 Year ended December 31, 2025
(In thousands)Commercial
Banking		Healthcare Financial
Services		Consumer
Banking		Totals
Net interest income$1,296,523 $392,887 $839,393 $2,528,803 
Non-interest income129,750 112,413 100,233 342,396 
Total segment revenues1,426,273 505,300 939,626 2,871,199 
Reconciliation of revenue:
Corporate and reconciling28,214 
Total consolidated revenues2,899,413 
Less:
Compensation and benefits205,581 95,999 153,890 
Occupancy (1)
— — 55,515 
Technology and equipment (1)
9,337 32,111 12,206 
Marketing— — 8,340 
Other segment items (2) (3)
218,782 96,467 269,912 
Segment pre-tax, pre-provision net revenue992,573 280,723 439,763 1,713,059 
Reconciliation of pre-tax, pre-provision net revenue:
Corporate and reconciling(242,910)
Total consolidated pre-tax, pre-provision net revenue1,470,149 
Total consolidated provision for credit losses210,000 
Total consolidated income before income taxes1,260,149 
(1)Occupancy and Technology and equipment include, in aggregate, depreciation expense of $0.6 million for Commercial Banking, $5.9 million for Healthcare Financial Services, and $10.0 million for Consumer Banking.
(2)Other segment items for each reportable segment includes:
•Commercial Banking--occupancy, marketing, outside professional services, loan workout expense, foreclosed property expense, other non-interest expense, allocated net operating costs, and allocated total support costs.
•Healthcare Financial Services--occupancy, marketing, outside professional services, other non-interest expense, allocated net operating costs, and allocated total support costs.
•Consumer Banking--outside professional services, loan workout expense, foreclosed property expense, other-non interest expense, allocated net operating costs, and allocated total support costs.
(3)Intangible assets amortization, which is a component of other non-interest expense presented in Other segment items, was $10.7 million for Commercial Banking, $14.0 million for Healthcare Financial Services, and $7.2 million for Consumer Banking.
Year ended December 31, 2024
(In thousands)Commercial
Banking		Healthcare Financial
Services		Consumer
Banking		Totals
Net interest income$1,348,346 $366,927 $812,743 $2,528,016 
Non-interest income143,104 110,207 113,638 366,949 
Total segment revenues1,491,450 477,134 926,381 2,894,965 
Reconciliation of revenue:
Corporate and reconciling (1)
(304,679)
Total consolidated revenues2,590,286 
Less:
Compensation and benefits199,545 90,166 146,428 
Occupancy (2)
— — 56,102 
Technology and equipment (2)
8,153 33,010 11,087 
Marketing— — 7,835 
Other segment items (3) (4)
210,769 90,913 249,950 
Segment pre-tax, pre-provision net revenue1,072,983 263,045 454,979 1,791,007 
Reconciliation of pre-tax, pre-provision net revenue:
Corporate and reconciling(552,000)
Total consolidated pre-tax, pre-provision net revenue1,239,007 
Total consolidated provision for credit losses222,000 
Total consolidated income before income taxes1,017,007 
(1)The negative revenue for the Corporate and Reconciling Category primarily reflects the impact on net interest income for estimates for FTP and allocations of equity capital, the $136.2 million net loss on sale of investment securities, losses on treasury swaps, and the $16.0 million net loss on sale of the factored receivables portfolio, partially offset by bank-owned life insurance income.
(2)Occupancy and Technology and equipment include, in aggregate, depreciation expense of $0.2 million for Commercial Banking, $5.5 million for Healthcare Financial Services, and $9.5 million for Consumer Banking.
(3)Other segment items for each reportable segment includes:
•Commercial Banking--occupancy, marketing, outside professional services, loan workout expense, foreclosed property expense, other non-interest expense, allocated net operating costs, and allocated total support costs.
•Healthcare Financial Services--occupancy, marketing, outside professional services, other non-interest expense, allocated net operating costs, and allocated total support costs.
•Consumer Banking--outside professional services, loan workout expense, foreclosed property expense, other-non interest expense, allocated net operating costs, and allocated total support costs.
(4)Intangible assets amortization, which is a component of other non-interest expense presented in Other segment items, was $9.3 million for Commercial Banking, $13.4 million for Healthcare Financial Services, and $8.3 million for Consumer Banking.
Year ended December 31, 2023
(In thousands)Commercial
Banking		Healthcare Financial
Services		Consumer
Banking		 
Totals
Net interest income$1,436,616 $302,856 $898,898 $2,638,370 
Non-interest income125,265 88,113 114,851 328,229 
Total segment revenues1,561,881 390,969 1,013,749 2,966,599 
Reconciliation of revenue:
Corporate and reconciling (1)
(314,993)
Total consolidated revenues2,651,606 
Less:
Compensation and benefits178,289 84,072 139,203 
Occupancy (2)
— — 57,289 
Technology and equipment (2)
7,944 27,860 9,998 
Marketing— — 6,736 
Other segment items (3) (4)
208,709 56,228 256,403 
Segment pre-tax, pre-provision net revenue1,166,939 222,809 544,120 1,933,868 
Reconciliation of pre-tax, pre-provision net revenue:
Corporate and reconciling(698,617)
Total consolidated pre-tax, pre-provision net revenue1,235,251 
Total consolidated provision for credit losses150,747 
Total consolidated income before income taxes1,084,504 
(1)The negative revenue for the Corporate and Reconciling Category primarily reflects the impact on net interest income for estimates for FTP and allocations of equity capital, the $33.6 million net loss on sale of investment securities, and losses on treasury swaps, partially offset by bank-owned life insurance income.
(2)Occupancy and Technology and equipment include, in aggregate, depreciation expense of $0.4 million for Commercial Banking, $4.5 million for Healthcare Financial Services, and $8.9 million for Consumer Banking.
(3)Other segment items for each reportable segment includes:
•Commercial Banking--occupancy, marketing, outside professional services, loan workout expense, foreclosed property expense, other non-interest expense, allocated net operating costs, and allocated total support costs.
•Healthcare Financial Services--occupancy, marketing, outside professional services, other non-interest expense, allocated net operating costs, and allocated total support costs.
•Consumer Banking--outside professional services, loan workout expense, foreclosed property expense, other-non interest expense, allocated net operating costs, and allocated total support costs.
(4)Intangible assets amortization, which is a component of other non-interest expense presented in Other segment items, was $16.0 million for Commercial Banking, $4.7 million for Healthcare Financial Services, and $9.7 million for Consumer Banking.